Certificate Margin
Class	(1)	(2)
1-A-1A	0.110%	0.220%
1-A-1B	0.200%	0.400%
1-A-1C	0.270%	0.540%
1-AM	0.250%	0.500%
2-A	0.200%	0.400%
1-M-1	0.300%	0.450%
1-M-2	0.320%	0.480%
1-M-3	0.340%	0.510%
1-M-4	0.420%	0.630%
1-M-5	0.450%	0.675%
1-M-6	0.500%	0.750%
1-M-7	1.050%	1.575%
1-M-8	1.500%	2.250%
1-B	1.500%	2.250%

______

(1) Initially.

(2) On and after the related Step-Up Date.

“Certificate Owner”: With respect to a Book-Entry Certificate, the Person who is the beneficial owner of such Certificate, as reflected on the books of an indirect participating brokerage firm for which a Depository Participant acts as agent, if any, and otherwise on the books of a Depository Participant, if any, and otherwise on the books of the Depository.

“Certificate Principal Balance”: With respect to any Certificate (other than the Class 1-C, Class 2-C and Class R Certificates) as of any date of determination, the Initial Certificate Principal Balance thereof, increased by any Subsequent Recoveries allocated thereto, and reduced by the aggregate of (a) all amounts allocable to principal previously distributed with respect to such Certificate and (b) any reductions in the Certificate Principal Balance thereof deemed to have occurred in connection with allocations of Realized Losses in the manner described herein. With respect to the Class 1-C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, over (B) the then aggregate Certificate Principal Balance of the Class 1-A, Class 1-M, Class 1-B and Class 1-P Certificates then outstanding. With respect to the Class 2-C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, over (B) the then aggregate Certificate Principal Balance of the Class 2-A Certificates and Class 2-P Certificates then outstanding.

“Certificate Register”: The register maintained pursuant to Section 5.02.

“Class”: Collectively, all of the Certificates bearing the same designation.

“Class 1-A Certificates”: The Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates.

“Class 1-A Principal Distribution Amount”: For any Distribution Date will equal the excess of (1) the aggregate Certificate Principal Balance of the Class 1-A Certificates immediately prior to such Distribution Date, over (2) the lesser of (x) 87.00% of the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date and (y) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date minus the Group 1 Overcollateralization Floor.

“Class 1-A1 Certificates”: The Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates.

“Class 1-C Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Monthly Interest Distributable Amount for the Class 1-C Certificates for such Distribution Date, (ii) any Group 1 Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries related to Loan Group 1 not distributed to the Class 1-A, Class 1-M and Class 1-B Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class 1-A, Class 1-M, Class 1-B and Class 1-P Certificates have been reduced to zero, the Class 1-C Distribution Amount shall include the Group 1 Overcollateralization Amount.

“Class 1-IO Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Supplemental Interest Trust, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.

“Class 1-M Certificates”: The Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7 and Class 1-M-8 Certificates.

“Class 2-A Principal Distribution Amount”: For any Distribution Date will equal the excess of (1) the aggregate Certificate Principal Balance of the Class 2-A Certificates immediately prior to such Distribution Date, over (2) the lesser of (x) 88.70% of the aggregate Stated Principal Balance of the Group 2 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date and (y) the aggregate Stated Principal Balance of the Group 2 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date minus the Group 2 Overcollateralization Floor.

“Class 2-C Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Monthly Interest Distributable Amount for the Class 2-C Certificates for such Distribution Date, (ii) any Group 2 Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries related to Loan Group 2 not distributed to the Class 2-A Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class 2-A Certificates and Class 2-P Certificates have been reduced to zero, the Class 2-C Distribution Amount shall include the Group 2 Overcollateralization Amount.

“Class 2-IO Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Supplemental Interest Trust, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.

“Class A Certificates”: The Class 1-A and Class 2-A Certificates.

“Class C Certificates ”: The Class 1-C Certificates and Class 2-C Certificates.

“Class IO Interests”: The Class 1-IO Interest and Class 2-IO Interest.

“Class IO Distribution Amount”: Any of the Group 1 Class IO Distribution Amount or the Group 2 Class IO Distribution Amount.

“Class P Certificates ”: The Class 1-P Certificates and Class 2-P Certificates.

“Class R Certificate”: Any one of the Class R Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit B-4, evidencing the ownership of the Class R-1 Interest, Class R-2 Interest, Class R-3 Interest and Class R-4 Interest.

“Class R-1 Interest”: The uncertificated Residual Interest in REMIC 1.

“Class R-2 Interest”: The uncertificated Residual Interest in REMIC 2.

“Class R-3 Interest”: The uncertificated Residual Interest in REMIC 3.

“Class R-4 Interest”: The uncertificated Residual Interest in REMIC 4.

“Closing Date”: December 21, 2006.

“Code”: The Internal Revenue Code of 1986.

“Collateral Account One”: Shall mean the segregated trust account created and maintained by Custodian One pursuant to Section 4.14(a) hereof.

“Collateral Account Two”: Shall mean the segregated trust account created and maintained by Custodian Two pursuant to Section 4.14(b) hereof.

“Collateral Account Three”: Shall mean the segregated trust account created and maintained by Custodian Three pursuant to Section 4.14(c) hereof.

“Collateral Account Four”: Shall mean the segregated trust account created and maintained by Custodian Four pursuant to Section 4.14(d) hereof.

“Collateral Value”: The appraised value of a Mortgaged Property based upon the lesser of (i) the appraisal (as reviewed and approved by the Sponsor) made at the time of the origination of the related Mortgage Loan, or (ii) the sales price of such Mortgaged Property at such time of origination. With respect to a Mortgage Loan the proceeds of which were used to refinance an existing mortgage loan, the appraised value of the Mortgaged Property based upon the appraisal (as reviewed and approved by the Sponsor) obtained at the time of refinancing.

“Commission”: The Securities and Exchange Commission.

“Compensating Interest”: With respect to any Distribution Date, any payments made by the Subservicer or the Master Servicer from its own funds to cover Prepayment Interest Shortfalls, which shall be equal to the lesser of (x) the sum of the related Master Servicing and related Sub-Servicing Fees (not including such portion that represents the Excess Servicing Strip) for the related Distribution Date, and (y) the related Prepayment Interest Shortfall for such Distribution Date.

“Countrywide”: Countrywide Home Loans Servicing LP, or its successor in interest.

“Corporate Trust Office”: The principal corporate trust office of the Trustee at which at any particular time its corporate trust business related to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 1761 East St. Andrew Place, Santa Ana, California 92705, Attention: Corporate Trust, Impac Secured Assets Corp. Series 2006-5 (IM06S5).

“Corresponding Certificate”: With respect to each REMIC 3 Regular Interest (other than REMIC 3 Regular Interests 1-AA, 2-AA, 1-ZZ, 2-ZZ, 1-IO and 2-IO), the Certificate with the corresponding designation. With respect to each REMIC 4 Regular Interest (other than the Class IO Interests), the related Certificate representing an ownership therein.

“Credit Enhancement Percentage”: For any Distribution Date and any Loan Group is the percentage equivalent of a fraction, the numerator of which is equal to (a) the excess of (i) the Aggregate Stated Principal Balance of the related Mortgage Loans for such Distribution Date (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over (ii) (1) before the Certificate Principal Balances of the related Class A Certificates have been reduced to zero, the sum of the Certificate Principal Balances of the related Class A Certificates, (after taking into account distribution of the related Principal Distribution Amount for such Distribution Date) or (2) after such time, the Certificate Principal Balance of the most senior class of related Subordinate Certificates outstanding (after taking into account distribution of the related Principal Distribution Amount for such distribution date), and the denominator of which is equal to (b) the Aggregate Stated Principal Balance of the related Mortgage Loans for such Distribution Date (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period).

“Credit Support Annex One”: The credit support annex, dated as of December 21, 2006, between the Group 1 Supplemental Interest Trust Trustee and Wachovia Bank, N.A.

“Credit Support Annex Two”: The credit support annex, dated as of December 21, 2006, between the Group 2 Supplemental Interest Trust Trustee and Wachovia Bank, N.A.

“Credit Support Annex Three”: The credit support annex, dated as of December 21, 2006, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A.

“Credit Support Annex Four”: The credit support annex, dated as of December 21, 2006, between the Group 2 Supplemental Interest Trust Trustee and Bear Stearns Financial Products Inc.

“Cross Collateralized Loss Payments”: For any payment date and each Loan Group, the amount, if any, of Crossable Excess from such Loan Group available to cover Crossable Losses in the other Loan Group as provided in Sections 4.01(l)(v) and (m)(iv) below.

“Crossable Excess”: With respect to Loan Group 1 and Loan Group 2 and any Distribution Date, an amount equal to the related Net Monthly Excess Cashflow remaining after distributions made pursuant to Sections 4.01(l)(iv) and (m)(iii) below, respectively.

“Crossable Losses”: With respect to either Loan Group and any Distribution Date, an amount equal to any Realized Losses suffered by any Mortgage Loan in such Loan Group, to the extent that such Realized Losses have not been covered by related Net Monthly Excess Cashflow on such Distribution Date, and any previously unreimbursed Realized Losses suffered by any Mortgage Loans in such Loan Group to the extent such Realized Losses have not been covered by related and non-related Net Monthly Excess Cashflow on prior Distribution Dates.

“Current Report The Current Report pursuant to Section 13 or 15(d) of the Exchange Act.

“Curtailment”: Any Principal Prepayment made by a Mortgagor which is not a Principal Prepayment in Full.

“Custodial Account”: The custodial account or accounts created and maintained pursuant to Section 3.10 in the name of a depository institution, as custodian for the Holders of the Certificates. Any such account or accounts shall be an Eligible Account.

“Custodian”: Deutsche Bank National Trust Company.

“Custodian One”: As defined in Section 4.14(a).

“Custodian Two”: As defined in Section 4.14(b).

“Custodian Three”: As defined in Section 4.14(c).

“Custodian Four”: As defined in Section 4.14(d).

“Cut-off Date”: With respect to the Mortgage Loans, December 1, 2006. References herein to the “Cut-off Date,” when used with respect to more than one Mortgage Loan, shall be to the respective Cut-off Dates for such Mortgage Loans.

“Cut-off Date Balance”: Any of the Group 1 Cut-off Date Balance or Group 2 Cut-off Date Balance, as applicable.

“Debt Service Coverage Ratio”: With respect to any multifamily loan at any given time, the ratio of (i) the net cashflow of the related mortgaged property for a twelve month period to (ii) the annualized scheduled payments on the mortgage loan.

“Defaulted Mortgage Loan” means any Mortgage Loan as to which the Mortgagor has failed to make unexcused three or more consecutive scheduled Monthly Payments.

“Defaulting Party”: As defined in the Interest Rate Swap Agreement.

“Deficiency Amount”: As applied to the Class 2-A Certificates, (A) with respect to each Distribution Date prior to the Final Scheduled Distribution Date, an amount equal to the sum of (i) the excess, if any, of (a) the aggregate amount of the Monthly Interest Distributable Amount on the Class 2-A Certificates for that Distribution Date over (b) the funds available to make payment thereof pursuant to Article IV of this Agreement for that Distribution Date and (ii) the amount of any Realized Losses allocated to the Class 2-A Certificates for such Distribution Date; and (B) with respect to the Final Scheduled Distribution Date and the Class 2-A Certificates, an amount equal to the sum of (i) the excess, if any, of (a) the amount of the Monthly Interest Distributable Amount on the Class 2-A Certificates for the Final Scheduled Distribution Date over (b) the funds available to make payment thereof pursuant to Article IV of this Agreement for the Final Scheduled Distribution Date and (ii) the outstanding Certificate Principal Balance of the Class 2-A Certificates due on the Final Scheduled Distribution Date to the extent not paid from the related Available Distribution Amount on the Final Scheduled Distribution Date. Any Deficiency Amount shall not include any Prepayment Interest Shortfalls, any Relief Act Shortfalls or any Net WAC Shortfall Amounts.

“Deficient Valuation”: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under the Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any scheduled Monthly Payment that constitutes a permanent forgiveness of principal, which valuation or reduction results from a proceeding under the Bankruptcy Code.

“Definitive Certificate”: Any definitive, fully registered Certificate.

“Deleted Mortgage Loan”: A Mortgage Loan replaced or to be replaced with a Qualified Substitute Mortgage Loan.

“Depositor” Impac Secured Assets Corp., or its successor in interest.

“Depository”: The Depository Trust Company, or any successor Depository hereafter named. The nominee of the initial Depository for purposes of registering those Certificates that are to be Book-Entry Certificates is Cede & Co. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(5) of the Uniform Commercial Code of the State of New York and a “clearing agency” registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934, as amended.

“Depository Participant”: A broker, dealer, bank or other financial institutions or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

“Derivative Account”: The Group 1 Derivative Account or Group 2 Derivative Account, as applicable.

“Determination Date”: With respect to any Distribution Date, the 15th day of the month in which such Distribution Date occurs or, if such day is not a Business Day, on the immediately preceding Business Day.

“Disqualified Organization”: Any organization defined as a “disqualified organization” under Section 860E(e)(5) of the Code, which includes any of the following: (i) the United States, any State or political subdivision thereof, any possession of the United States, or any agency or instrumentality of any of the foregoing (other than an instrumentality which is a corporation if all of its activities are subject to tax and, except for the Freddie Mac, a majority of its board of directors is not selected by such governmental unit), (ii) a foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (iii) any organization (other than certain farmers' cooperatives described in Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of the Code on unrelated business taxable income), (iv) rural electric and telephone cooperatives described in Section 1381(a)(2)(C) of the Code and (v) any other Person so designated by the Trustee based upon an Opinion of Counsel that the holding of an Ownership Interest in a Class R Certificate by such Person may cause REMIC 1, REMIC 2, REMIC 3 or REMIC 4 or any Person having an Ownership Interest in any Class of Certificates (other than such Person) to incur a liability for any federal tax imposed under the Code that would not otherwise be imposed but for the Transfer of an Ownership Interest in a Class R Certificate to such Person. The terms “United States”, “State” and “international organization” shall have the meanings set forth in Section 7701 of the Code or successor provisions.

“Distribution Date”: The 25th day of any month, or if such 25th day is not a Business Day, the Business Day immediately following such 25th day, commencing in January 2007.

“Distribution Report” The Asset-Backed Issuer Distribution Report pursuant to Section 13 or 15(d) of the Exchange Act.

“Due Date”: With respect to each Mortgage Loan, the first day of the month of the related Distribution Date.

“Due Period”: With respect to any Distribution Date, the period commencing on the second day of the month preceding the month of such Distribution Date (or, with respect to the first Due Period, the day following the Cut-off Date) and ending on the first day of the month in which such Distribution Date occurs.

“Eligible Account”: Any of (i) a segregated account maintained with a federal or state chartered depository institution (A) the short-term obligations of which are rated A-1+ or better by Standard & Poor's and P-1 by Moody's at the time of any deposit therein or if such account is maintained with PNC Bank, National Association, rated no less than A-1 by Standard & Poor’s and no less than P-1 by Moody’s or (B) insured by the FDIC (to the limits established by such Corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion of Counsel (obtained by the Person requesting that the account be held pursuant to this clause (ii)) delivered to the Trustee prior to the establishment of such account, the Certificateholders will have a claim with respect to the funds in such account and a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments, each of which shall mature not later than the Business Day immediately preceding the Distribution Date next following the date of investment in such collateral or the Distribution Date if such Permitted Investment is an obligation of the institution that maintains the Certificate Account, Insurance Account or Custodial Account) securing such funds that is superior to claims of any other depositors or general creditors of the depository institution with which such account is maintained, (ii) a segregated trust account or accounts maintained with a federal or state chartered depository institution or trust company subject to regulations regarding fiduciary funds on deposit similar to Title 12 of the Code of Federal Regulations Section 9.10(b), which, in either case, has corporate trust powers, acting in its fiduciary capacity or (iii) a segregated account or accounts of a depository institution acceptable to the Rating Agencies (as evidenced in writing by the Rating Agencies that use of any such account as the Custodial Account or the Certificate Account will not have an adverse effect on the then-current ratings assigned to the Classes of the Certificates then rated by the Rating Agencies). Eligible Accounts may bear interest.

“Estimated Swap Termination Payment”: As defined in the Interest Rate Swap Agreement.

“Event of Default”: One or more of the events described in Section 7.01.

“Excess Proceeds”: As defined in Section 3.22.

“Excess Servicing Strip”: With respect to any Group 2 Loan that has not become a Specially Serviced Group 2 Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.25% (25 basis points) per annum over (b) 0.14% (14 basis points) per annum. With respect to any Group 2 Loan that has become a Specially Serviced Group 2 Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.75% (75 basis points) per annum over (b) 0.64% (64 basis points) per annum.

“Exchange Act”: The Securities Exchange Act of 1934, as amended, and the rules and regulations promulgated thereunder.

“Extra Principal Distribution Amount”: With respect to any Distribution Date and Loan Group, the lesser of (x) the related Overcollateralization Deficiency Amount for such Distribution Date and (y) the sum of (1) the related Net Monthly Excess Cashflow Amount for such Distribution Date and (2) amounts available from the related Supplemental Interest Trust to pay principal as provided in Section 4.01(n)(iii) and 4.01(o)(iii), as applicable, hereof.

“Fannie Mae” Fannie Mae (formerly, Federal National Mortgage Association) or any successor thereto.

“FDIC”: Federal Deposit Insurance Corporation or any successor.

“Final Scheduled Distribution Date”: With respect to the Group 1 Certificates, the Distribution Date occurring in February 2037. With respect to the Class 2-A Certificates, the Distribution Date occurring in December 2036.

“Freddie Mac”: Federal Home Loan Mortgage Corporation or any successor.

“GMAC”: GMAC Mortgage Corporation, or an Affiliate thereof.

“Gross Margin”: With respect to any Mortgage Loan, the percentage set forth as the “Gross Margin” for such Mortgage Loan on the Mortgage Loan Schedule, as adjusted from time to time in accordance with the terms of this Agreement.

“Group 1 Cap Contracts”: The letter of agreement dated December 21, 2006, between Wachovia Bank, N.A., as cap counterparty and Deutsche Bank National Trust Company, not in its individual capacity, but solely as Group 1 Supplemental Interest Trust Trustee and the letter of agreement dated December 21, 2006, between Bank of America, N.A., as cap counterparty and Deutsche Bank National Trust Company, not in its individual capacity, but solely as Group 1 Supplemental Interest Trust Trustee.

“Group 1 Cap Counterparties”: Wachovia Bank, N.A. and Bank of America, N.A.

“Group 1 Certificates”: The Class 1-A, Class 1-M and Class 1-B Certificates.

“Group 1 Class IO Distribution Amount”: As defined in Section 4.10 hereof. For purposes of clarity, the Group 1 Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Group I Supplemental Interest Trust with respect to the Group 1 Interest Rate Swap Agreement pursuant to the first and third sentences of Section 4.01(a) (fifth paragraph) on such Distribution Date in excess of the amount payable on the Class 1-IO Interest on such Distribution Date, all as further provided in Section 4.10 hereof.

“Group 1 Cut-off Date Balance”: With respect to any Mortgage Loan in Loan Group 1, the Stated Principal Balance thereof as of the Cut-off Date.

“Group 1 Derivative Account”: As defined in Section 4.10(i).

“Group 1 Derivative Contract”: Any of the Group 1 Cap Contracts or the Group 1 Interest Rate Swap Agreement, as applicable.

“Group 1 Derivative Termination Payment”: Any termination payment due under a Group 1 Derivative Contract upon the early termination of such Group 1 Derivative Contract.

“Group 1 Estimated Swap Termination Payment”: As defined in the Group 1 Interest Rate Swap Agreement.

“Group 1 Interest Rate Swap Agreement”: An interest rate swap agreement, dated as of December 21, 2006, between the Group 1 Supplemental Interest Trust by Deutsche Bank National Trust Company, as Group 1 Supplemental Interest Trust Trustee on behalf of the Group 1 Supplemental Interest Trust, and Wachovia Bank, N.A., as Swap Provider for the benefit of the Class 1-A, Class 1-M and Class 1-B Certificates, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, together with any schedules, confirmations or other agreements relating thereto, a form of which is attached hereto as Exhibit M.

“Group 1 Loans”: The Mortgage Loans in Loan Group 1.

“Group 1 Marker Rate”: With respect to the Class 1-C Certificates and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ, with the rate on each such REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-ZZ) subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date for the purpose of this calculation, and with the rate on REMIC 3 Regular Interest 1-ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each such REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-ZZ) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.

“Group 1 Maximum Uncertificated Accrued Interest Deferral Amount”: With respect to any Distribution Date, the excess of (i) the sum of (x) accrued interest at the Uncertificated REMIC 3 Pass-Through Rate applicable to REMIC 3 Regular Interest 1-ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ minus the REMIC 3 Group 1 Overcollateralized Amount, in each case for such Distribution Date and (y) 1.00% of the accrued interest on REMIC 3 Regular Interest 1-P at the applicable Uncertificated REMIC 3 Pass-Through Rate for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC 3 Group 1 Regular Interests for which the Class 1-A, Class 1-M and Class 1-B Certificates are the Corresponding Certificates, with the rate on each such REMIC 3 Group 1 Regular Interest subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each such REMIC 3 Group 1 Regular Interest shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.

“Group 1 Net Mortgage Rate”: The weighted average of the Net Mortgage Rates of the Group 1 Loans weighted on the basis of the Stated Principal Balances of the Group 1 Loans as of the related Due Date (prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date).

“Group 1 Net Swap Payment”: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Group 1 Interest Rate Swap Agreement by either the Group 1 Swap Provider or the Group 1 Supplemental Interest Trust, which net payment shall not take into account any Group 1 Swap Termination Payment.

“Group 1 Net WAC Rate”: With respect to the Class 1-A, Class 1-M and Class 1-B Certificates and any Distribution Date, a per annum rate equal to the excess, if any, of (A) a per annum rate equal to the Group 1 Net Mortgage Rate over (B) the sum of (1) a per annum rate equal to the Net Swap Payment with respect to the Group 1 Interest Rate Swap Agreement payable to the Group 1 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 1 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (2) a per annum rate equal to any Swap Termination Payment with respect to the Group 1 Interest Rate Swap Agreement not due to a Swap Provider Trigger Event payable to the Group 1 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 1 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12. The Group 1 Net WAC Rate will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC 4 Regular Interests the ownership of which is represented by the Class 1-A, Class 1-M and Class 1-B Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC 3 Pass-Through Rates on the REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interest 1-IO), weighted on the basis of the Uncertificated Principal Balances of each such REMIC 3 Group 1 Regular Interest immediately prior to such Distribution Date.

“Group 1 Net WAC Shortfall Reserve Fund”: A reserve fund established by the Trustee for the benefit of the Holders of the Group 1 Certificates and the Class 1-C Certficates, and funded on the Closing Date by or on behalf of the Depositor with an amount equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit. The Group 1 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h), which is not an asset of any REMIC, the ownership of which is evidenced by the Class 1-C Certificates, and which is established and maintained pursuant to Section 4.08.

“Group 1 Net WAC Shortfall Reserve Fund Deposit”: With respect to the Group 1 Net WAC Shortfall Reserve Fund, an amount equal to $5,000, which the Depositor shall fund initially pursuant to Section 4.08 hereof.

“Group 1 Optional Termination”: As defined in Section 9.01(b) of this Agreement.

“Group 1 Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Group 1 Overcollateralization Target Amount exceeds the Group 1 Overcollateralized Amount on such Distribution Date (after giving effect to distributions in respect of the related Basic Principal Distribution Amount on such Distribution Date).

“Group 1 Overcollateralization Floor”: With respect to any Distribution Date, 0.50% of the Group 1 Cut-off Date Balance.

“Group 1 Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the related Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Group 1 Overcollateralized Amount for such Distribution Date (assuming that 100% of the related Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Group 1 Overcollateralization Target Amount for such Distribution Date.

“Group 1 Overcollateralization Target Amount”: With respect to any Distribution Date prior to the Group 1 Stepdown Date, 0.80% of the Group 1 Cut-off Date Balance. With respect to any Distribution Date on or after the Group 1 Stepdown Date, the greater of (x) 1.60% of the aggregate Stated Principal Balance of the Group 1 Loans and (y) the Group 1 Overcollateralization Floor; provided, however, that if a Group 1 Trigger Event is in effect on any Distribution Date, the Group 1 Overcollateralization Target Amount will be equal to the Group 1 Overcollateralization Target Amount on the prior Distribution Date.

“Group 1 Overcollateralized Amount”: For any Distribution Date, the amount, if any, by which (i) the aggregate Stated Principal Balance of the related mortgage loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, unscheduled collections of principal received during the related Prepayment Period and any Realized Losses on the mortgage loans during the related Prepayment Period), exceeds (ii) the aggregate Certificate Principal Balance of the Class 1-A, Class 1-M, Class 1-B and the Class 1-P Certificates as of such Distribution Date (after giving effect to distributions in respect of the related Principal Remittance Amount to be made on such Distribution Date).

“Group 1 Schedule”: The ISDA schedule, dated as of December 21, 2006, between the Group 1 Supplemental Interest Trust Trustee and Wachovia Bank, N.A.

“Group 1 Stepdown Date”: The earlier of (i) the first Distribution Date after the Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-A Certificates have been reduced to zero and (ii) the later to occur of (x) the Distribution Date occurring in January 2010 and (y) the first Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-A Certificates (calculated for this purpose only after taking into account the receipt of principal on the related mortgage loans, but prior to any distribution of principal to the holders of the related certificates) is less than or equal to approximately 87.00% of the aggregate principal balance of the Group 1 Loans, calculated after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period.

“Group 1 Step-Up Date”: The first Distribution Date following the first month in which the aggregate unpaid principal balance of the Group 1 Loans, and properties acquired in respect thereof, remaining in the trust has been reduced to less than or equal to 10% of the aggregate Group 1 Cut-off Date Balance.

“Group 1 Subordinate Class Principal Distribution Amount”: For any class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates and any Distribution Date, the excess of (1) the sum of (a) the aggregate Certificate Principal Balance of the Class 1-A Certificates (after taking into account distribution of the Class 1-A Principal Distribution Amount for such Distribution Date), (b) the aggregate Certificate Principal Balance of any class(es) of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7 and Class 1-M-8 that are senior to the subject class (in each case, after taking into account distribution of the Group 1 Subordinate Class Principal Distribution Amount(s) for such more senior class(es) of Certificates for such Distribution Date) and (c) the Certificate Principal Balance of the subject class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates immediately prior to such Distribution Date over (2) the lesser of (a) the product of (x) 100% minus the Stepdown Target Subordination Percentage for the subject class of Certificates and (y) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date and (b) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date minus the Group 1 Overcollateralization Floor; provided, however, that if such class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 or Class 1-B Certificates is the only class of Group 1 Subordinate Certificates outstanding on such Distribution Date, that class will be entitled to receive the entire remaining related Principal Distribution Amount until the Certificate Principal Balance thereof is reduced to zero.

“Group 1 Supplemental Interest Trust”: The corpus of a trust created pursuant to Section 4.10 of this Agreement and designated as the “Group 1 Supplemental Interest Trust,” consisting of the Group 1 Interest Rate Swap Agreement, the Group 1 Derivative Account, the Group 1 Cap Contracts and the Class 1-IO Interest. For the avoidance of doubt, the Group 1 Supplemental Interest Trust does not constitute a part of the Trust Fund.

“Group 1 Supplemental Interest Trust Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.

“Group 1 Swap Optional Termination Payment”: As defined in Section 9.01(b) hereof.

“Group 1 Swap Provider”: The swap provider under the Group 1 Interest Rate Swap Agreement either (a) entitled to receive payments from the Group 1 Supplemental Interest Trust from amounts payable by the Trust Fund with respect to the Mortgage Loans under this Agreement or (b) required to make payments to the Group 1 Supplemental Interest Trust for payment to the Trust Fund with respect to the Mortgage Loans, in either case pursuant to the terms of the Group 1 Interest Rate Swap Agreement, and any successor in interest or assign. Initially, the Group 1 Swap Provider shall be Wachovia Bank, N.A.

“Group 1 Trigger Event”: A Group 1 Trigger Event is in effect with respect to any Distribution Date with respect to the Group 1 Loans if:

(1) the average three-month rolling percentage obtained by dividing (x) Aggregate Stated Principal Balance of the Group 1 Loans that are 60 or more days delinquent (including for this purpose any such mortgage loans in foreclosure, Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the trust, and Mortgage Loans discharged due to bankruptcy) by (y) the Aggregate Stated Principal Balance of the Mortgage Loans, in each case, as of the last day of the previous calendar month, exceeds 43.00% multiplied by the related Credit Enhancement Percentage; or

(2) the cumulative amount of Realized Losses incurred on the Group 1 Loans from the Cut-off Date through the end of the calendar month immediately preceding such Distribution Date divided by the Group 1 Cut-off Date Balance exceeds (i) 0.30% with respect to the Distribution Date occurring in January 2009, plus an additional 1/12th of 0.40% for each month thereafter up to and including the Distribution Date in December 2009, (ii) 0.70% with respect to the Distribution Date occurring in January 2010, plus an additional 1/12th of 0.50% for each month thereafter up to and including the Distribution Date in December 2010, (iii) 1.20% with respect to the Distribution Date occurring in January 2011, plus an additional 1/12th of 0.50% for each month thereafter up to and including the Distribution Date in December 2011, (iv) 1.70% with respect to any Distribution Date occurring in January 2012, plus an additional 1/12th of 0.35% for each month thereafter up to and including the Distribution Date in December 2012 and (v) 2.05% with respect to any Distribution Date occurring in January 2013 and thereafter.

For purposes of the foregoing calculation, a Mortgage Loan is considered “60 days” delinquent if a payment due on the first day of a month has not been received by the second day of the second following month.

“Group 2 Cap Contracts”: The letter of agreement dated December 21, 2006, between Wachovia Bank, N.A., as cap counterparty and Deutsche Bank National Trust Company, not in its individual capacity, but solely as Group 2 Supplemental Interest Trust Trustee and the letter of agreement dated December 21, 2006, between Bear Stearns Financial Products Inc., as cap counterparty and the Group 2 Supplemental Interest Trust relating to Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-5 by Deutsche Bank National Trust Company, not in its individual capacity, but solely as Group 2 Supplemental Interest Trust Trustee.

“Group 2 Cap Counterparties”: Wachovia Bank, N.A. and Bear Stearns Financial Products Inc.

“Group 2 Class IO Distribution Amount”: As defined in Section 4.11 hereof. For purposes of clarity, the Group 2 Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Group 2 Supplemental Interest Trust with respect to the Group 2 Interest Rate Swap Agreement pursuant to the first and third sentences of Section 4.01(a) (fifth paragraph) on such Distribution Date in excess of the amount payable on the Class 2-IO Interest on such Distribution Date, all as further provided in Section 4.11 hereof.

“Group 2 Cut-off Date Balance”: With respect to any Mortgage Loan in Loan Group 2, the Stated Principal Balance thereof as of the Cut-off Date.

“Group 2 Derivative Account”: As defined in Section 4.11(i).

“Group 2 Derivative Contract”: Any of the Group 2 Cap Contracts or the Group 2 Interest Rate Swap Agreement, as applicable.

“Group 2 Derivative Termination Payment”: Any termination payment due under a Group 2 Derivative Contract upon the early termination of such Group 2 Derivative Contract.

“Group 2 Estimated Swap Termination Payment”: As defined in the Group 2 Interest Rate Swap Agreement.

“Group 2 Marker Rate”: With respect to the Class 2-C Certificates and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ, with the rate on REMIC 3 Regular Interest 2-A subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, plus the Policy Premium Rate, (ii) 11.50% per annum, plus the Policy Premium Rate, and (iii) the Group 2 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date for the purpose of this calculation, and with the rate on REMIC 3 Regular Interest 2-ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to REMIC 3 Regular Interest 2-A shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.

“Group 2 Maximum Uncertificated Accrued Interest Deferral Amount”: With respect to any Distribution Date, the excess of (i) the sum of (x) accrued interest at the Uncertificated REMIC 3 Pass-Through Rate applicable to REMIC 3 Regular Interest 2-ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-ZZ minus the REMIC 3 Group 2 Overcollateralized Amount, in each case for such Distribution Date and (y) 1.00% of the accrued interest on REMIC 3 Regular Interest 2-P at the applicable Uncertificated REMIC 3 Pass-Through Rate for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on REMIC 3 Regular Interest 2-A, with the rate on such REMIC 3 Regular Interest subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, plus the Policy Premium Rate, (ii) 11.50% per annum, plus the Policy Premium Rate, and (iii) the Group 2 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to REMIC 3 Regular Interest 2-A shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.

“Group 2 Interest Rate Swap Agreement”: An interest rate swap agreement, dated as of December 21, 2006, between the Group 2 Supplemental Interest Trust, by Deutsche Bank National Trust Company, as Group 2 Supplemental Interest Trust Trustee on behalf of the Group 2 Supplemental Interest Trust, and Wachovia Bank, N.A., as Swap Provider for the benefit of the Class 2-A Certificates, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, together with any schedules, confirmations or other agreements relating thereto, a form of which is attached hereto as Exhibit M.

“Group 2 Loans”: The Mortgage Loans in Loan Group 2.

“Group 2 Net Mortgage Rate”: The weighted average of the Net Mortgage Rates of the Group 2 Loans weighted on the basis of the Stated Principal Balances of the Group 2 Loans as of the related Due Date (prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such due date).

“Group 2 Net Swap Payment”: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Group 2 Interest Rate Swap Agreement by either the Group 2 Swap Provider or the Group 2 Supplemental Interest Trust, which net payment shall not take into account any Group 2 Swap Termination Payment.

“Group 2 Net WAC Rate”: With respect to the Class 2-A Certificates and any Distribution Date, a per annum rate equal to the excess, if any, of (A) a per annum rate equal to the Group 2 Net Mortgage Rate over (B) the sum of (1) the sum of (a) a per annum rate equal to the Net Swap Payment with respect to the Group 2 Interest Rate Swap Agreement payable to the Group 2 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 2 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (b) a per annum rate equal to any Swap Termination Payment with respect to the Group 2 Interest Rate Swap Agreement not due to a Swap Provider Trigger Event payable to the Group 2 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 2 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (2) the Policy Premium Rate. The Group 2 Net WAC Rate will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC 4 Regular Interests the ownership of which is represented by the Class 2-A Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC 3 Pass-Through Rates on the REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interest 2-IO), weighted on the basis of the Uncertificated Principal Balances of each such REMIC 3 Group 2 Regular Interest immediately prior to such Distribution Date, minus the Policy Premium Rate. For purposes of the definitions of the “Group 2 Marker Rate” and “Group 2 Maximum Uncertificated Accrued Interest Deferral Amount”, the foregoing definitions in this paragraph shall not be reduced by the Policy Premium Rate.

“Group 2 Net WAC Shortfall Reserve Fund”: A reserve fund established by the Trustee for the benefit of the Holders of the Class 2-A Certificates and the Class 2-C Certificates, and funded on the Closing Date by or on behalf of the Depositor with an amount equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit. The Group 2 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h), which is not an asset of any REMIC, the ownership of which is evidenced by the Class 2-C Certificates, and which is established and maintained pursuant to Section 4.09.

“Group 2 Net WAC Shortfall Reserve Fund Deposit”: With respect to the Group 2 Net WAC Shortfall Reserve Fund, an amount equal to $5,000, which the Depositor shall fund initially pursuant to Section 4.09 hereof.

“Group 2 Optional Termination”: As defined in Section 9.01(g) of this Agreement.

“Group 2 Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Group 2 Overcollateralization Target Amount exceeds the Group 2 Overcollateralized Amount on such Distribution Date (after giving effect to distributions in respect of the related Basic Principal Distribution Amount on such Distribution Date).

“Group 2 Overcollateralization Floor”: With respect to any Distribution Date, 0.50% of the Group 2 Cut-off Date Balance.

“Group 2 Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the related Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Group 2 Overcollateralized Amount for such Distribution Date (assuming that 100% of the related Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Group 2 Overcollateralization Target Amount for such Distribution Date.

“Group 2 Overcollateralization Target Amount”: With respect to any Distribution Date prior to the Group 2 Stepdown Date, 5.65% of the Group 2 Cut-off Date Balance. With respect to any Distribution Date on or after the Group 2 Stepdown Date, the greater of (x) 11.30% of the aggregate Stated Principal Balance of the Group 2 Loans and (y) the Group 2 Overcollateralization Floor; provided, however, that if a Group 2 Trigger Event is in effect on any Distribution Date, the Group 2 Overcollateralization Target Amount will be equal to the Group 2 Overcollateralization Target Amount on the prior Distribution Date.

“Group 2 Overcollateralized Amount”: For any Distribution Date, the amount, if any, by which (i) the aggregate principal balance of the related mortgage loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, unscheduled collections of principal received during the related Prepayment Period and any Realized Losses on the Mortgage Loans during the related Prepayment Period), exceeds (ii) the aggregate Certificate Principal Balance of the Class 2-A Certificates and the Class 2-P Certificates as of such Distribution Date (after giving effect to distributions in respect of the related Principal Remittance Amount to be made on such Distribution Date).

“Group 2 Schedule”: The ISDA schedule, dated as of December 21, 2006, between the Group 2 Supplemental Interest Trust Trustee and Wachovia Bank, N.A.

“Group 2 Stepdown Date”: The later to occur of (x) the Distribution Date occurring in January 2014 and (y) the first Distribution Date on which the aggregate Certificate Principal Balance of the Class 2-A Certificates (calculated for this purpose only after taking into account the receipt of principal on the Mortgage Loans, but prior to any distribution of principal to the holders of the certificates) is less than or equal to approximately 88.70% of the aggregate principal balance of the Group 2 Loans, calculated after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period.

“Group 2 Step-Up Date”: The first Distribution Date following the first month in which the aggregate unpaid principal balance of the Group 2 Loans, and properties acquired in respect thereof, remaining in the trust has been reduced to less than or equal to 10% of the aggregate Group 2 Cut-off Date Balance.

“Group 2 Supplemental Interest Trust”: The corpus of a trust created pursuant to Section 4.11 of this Agreement and designated as the “Group 2 Supplemental Interest Trust,” consisting of the Group 2 Interest Rate Swap Agreement, the Group 2 Derivative Account, the Group 2 Cap Contracts and the Class 2-IO Interest. For the avoidance of doubt, the Group 2 Supplemental Interest Trust does not constitute a part of the Trust Fund.

“Group 2 Supplemental Interest Trust Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.

“Group 2 Swap Optional Termination Payment”: As defined in Section 9.01(f) hereof.

“Group 2 Swap Provider”: The swap provider under the Group 2 Interest Rate Swap Agreement either (a) entitled to receive payments from the Group 2 Supplemental Interest Trust from amounts payable by the Trust Fund with respect to the Mortgage Loans under this Agreement or (b) required to make payments to the Group 2 Supplemental Interest Trust for payment to the Trust Fund with respect to the Group 2 Mortgage Loans, in either case pursuant to the terms of the Group 2 Interest Rate Swap Agreement, and any successor in interest or assign. Initially, the Group 2 Swap Provider shall be Wachovia Bank, N.A.

“Group 2 Trigger Event”: A Group 2 Trigger Event is in effect with respect to any Distribution Date with respect to the Group 2 Loans if:

(1) the three month average of the aggregate principal balance of Group 2 Loans that are 60 or more days delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related mortgaged property has been acquired by the trust) as of the close of business on the last day of the preceding calendar month exceeds in the case of any Distribution Date on or after the January 2014 Distribution Date, 10.00%, and in the case of any Distribution Date on or after the January 2018 Distribution Date, 12.00% of the aggregate Stated Principal Balance of the Group 2 Loans;

(2) the cumulative amount of Realized Losses incurred on the Group 2 Loans from the Cut-off Date through the end of the calendar month immediately preceding such Distribution Date divided by the Group 2 Cut-off Date Balance exceeds (i) 4.75% with respect to the Distribution Date occurring in January 2014, plus an additional 1/12th of 1.25% for each month thereafter up to and including the Distribution Date in December 2014, (ii) 6.00% with respect to the Distribution Date occurring in January 2015, plus an additional 1/12th of 0.35% for each month thereafter up to and including the Distribution Date in December 2015, (iii) 6.35% with respect to the Distribution Date occurring in January 2016, plus an additional 1/12th of 0.15% for each month thereafter up to and including the Distribution Date in December 2016 and (iv) 6.50% with respect to any Distribution Date occurring in January 2017 and thereafter.

For purposes of the foregoing calculation, a mortgage loan is considered “60 days” delinquent if a payment due on the first day of a month has not been received by the second day of the second following month.

“Index”: With respect to any Mortgage Loan, the index for the adjustment of the Mortgage Rate set forth as such on the related Mortgage Note.

“Initial Certificate Principal Balance”: With respect to each Class of Regular Certificates, the Initial Certificate Principal Balance of such Class of Certificates as set forth in the Preliminary Statement hereto, or with respect to any single Certificate, the Initial Certificate Principal Balance as stated on the face thereof.

“Initial Notional Amount”: With respect to the Class C Certificates, an amount equal to the Notional Balance of the Class C Certificates, or with respect to any single Certificate, the Initial Notional Amount as stated on the face thereof.

“Insurance Account”: The segregated, non-interest bearing trust account created and maintained pursuant to Section 4.12(b) of this Agreement. The Insurance Account shall be an Eligible Account.

“Insurance Agreement”: The Insurance and Indemnity Agreement, dated as of December 21, 2006, among the Certificate Insurer, the Depositor, the Sponosr, the Master Servicer, the Trustee and Impac Mortgage Holdings, Inc., in regard to the Class 2-A Certificates, as such agreement may be amended, modified or supplemented from time to time.

“Insurance Policy”: With respect to any Mortgage Loan, any insurance policy (including a PMI Insurer Policy) which is required to be maintained from time to time under this Agreement in respect of such Mortgage Loan.

“Insurance Proceeds”: Proceeds paid in respect of the Mortgage Loans pursuant to any Primary Hazard Insurance Policy, any title insurance policy or any other insurance policy covering a Mortgage Loan, to the extent such proceeds are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Master Servicer would follow in servicing mortgage loans held for its own account.

“Insured Amounts”: Shall mean (1) with respect to any Distribution Date, any Deficiency Amount plus any Preference Amount and (2) with respect to the Final Scheduled Distribution Date, the Deficiency Amount for the Final Scheduled Distribution Date.

“Insurer Default”: An insurer default will occur in the event the Certificate Insurer fails to make a payment under the Certificate Guaranty Insurance Policy or if certain events of bankruptcy or insolvency occur with respect to the Certificate Insurer.

“Interest Remittance Amount”: With respect to any Distribution Date and each Loan Group, that portion of the Available Distribution Amount for such Distribution Date that represents interest received or advanced with respect to the related Mortgage Loans.

“Interest Rate Swap Agreement”: The Group 1 Interest Rate Swap Agreement or the Group 2 Interest Rate Swap Agreement.

“Late Collections”: With respect to any Mortgage Loan, all amounts received during any Due Period, whether as late payments of Monthly Payments or as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late payments or collections of Monthly Payments due but delinquent for a previous Due Period and not previously recovered.

“LIBOR”: With respect to any Distribution Date and the Pass-Through Rates on the Class A Certificates and Subordinate Certificates, the arithmetic mean of the London interbank offered rate quotations of reference banks (which will be selected by the Trustee after consultation with the Master Servicer) for one-month U.S. dollar deposits, expressed on a per annum basis, determined in accordance with Section 1.02.

“LIBOR Business Day”: Any day other than (i) Saturday or Sunday or (ii) a day on which banking institutions in the city of London, England and New York City are required or authorized by law to be closed.

“LIBOR Rate Adjustment Date”: With respect to each Distribution Date, the second LIBOR Business Day immediately preceding the commencement of the related Accrual Period.

“Liquidated Mortgage Loan”: As to any Distribution Date, any Mortgage Loan in respect of which the Master Servicer has determined, in accordance with the servicing procedures specified herein, as of the end of the related Prepayment Period, that all Liquidation Proceeds which it expects to recover with respect to the liquidation of the Mortgage Loan or disposition of the related REO Property have been recovered.

“Liquidation Proceeds”: Amounts (other than Insurance Proceeds) received by the Master Servicer in connection with the taking of an entire Mortgaged Property by exercise of the power of eminent domain or condemnation or in connection with the liquidation of a defaulted Mortgage Loan through trustee’s sale, foreclosure sale or otherwise, other than amounts received in respect of any REO Property.

“Loan-to-Value Ratio”: As of any date, the fraction, expressed as a percentage, the numerator of which is the current principal balance of the related Mortgage Loan at the date of determination and the denominator of which is the Collateral Value of the related Mortgaged Property.

“Loan Group”: Any of Loan Group 1 or Loan Group 2.

“Loan Group 1”: The group 1 loans.

“Loan Group 2”: The group 2 loans.

“Lost Note Affidavit”: With respect to any Mortgage Note, an original lost note affidavit from the Sponsor stating that the original Mortgage Note was lost, misplaced or destroyed, together with a copy of the related Mortgage Note.

“Majority Class C Certificateholder”: The holder of a 50.01% or greater Percentage Interest of the Class C Certificates.

“Master Servicer”: Impac Funding Corporation, or any successor master servicer appointed as herein provided.

“Master Servicer Prepayment Charge Payment Amount”: The amounts payable by the Master Servicer in respect of any waived Prepayment Charges pursuant to Section 2.03, and any amount paid to the Trust Fund by any Person to remedy any breach of any representation, warranty or covenant made with respect to the Prepayment Charges to the extent the Trust Fund, as assignee, is the beneficiary of such representation, warranty or covenant.

“Master Servicing Fees”: With respect to each Mortgage Loan, an amount, payable out of any payment of interest on the Mortgage Loan, equal to interest at the Master Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan as of the Due Date in the calendar month preceding the month in which the payment of the Master Servicing Fee is due (alternatively, in the event such payment of interest accompanies a Principal Prepayment in part or in full made by the Mortgagor, interest for the number of days covered by such payment of interest). The Master Servicing Fee consists of servicing compensation payable to the Master Servicer in respect of its master servicing responsibilities.

“Master Servicing Fee Rate”: With respect to each Mortgage Loan, the per annum rate of 0.030%.

“MERS”: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS® System”: The system of recording transfers of Mortgages electronically maintained by MERS.

“Midland”: Midland Loan Services, Inc., or its successor in interest.

“MIN”: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

“MOM Loan”: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

“Monthly Interest Distributable Amount”: For any Distribution Date and each class of Offered Certificates, Class C Certificates and Class IO Interests, the amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Certificate Principal Balances or Notional Balances or Uncertificated Notional Amounts of such Certificates or interests immediately prior to such Distribution Date, in each case, reduced by any Net Prepayment Interest Shortfalls to the extent not covered by Compensating Interest payable by the Sub-Servicer or Master Servicer and any shortfalls resulting from the application of the Relief Act (in each case to the extent allocated to such class of Certificates or interests as set forth in Section 1.03). The Monthly Interest Distributable Amount on the Offered Certificates will be calculated on the basis of the actual number of days in the related Accrual Period and a 360-day year.

“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of principal and interest on such Mortgage Loan which is payable by a Mortgagor from time to time under the related Mortgage Note as originally executed (after adjustment, if any, for Deficient Valuations occurring prior to such Due Date, and after any adjustment by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period).

“Moody's”: Moody's Investors Service, Inc., or its successor in interest.

“Mortgage”: The mortgage, deed of trust or any other instrument securing the Mortgage Loan.

“Mortgage File”: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement; provided, that whenever the term “Mortgage File” is used to refer to documents actually received by the Custodian, such term shall not be deemed to include such additional documents required to be added unless they are actually so added.

“Mortgage Loan”: Each of the mortgage loans, transferred and assigned to the Trustee pursuant to Section 2.01, 2.04 or 2.06 and from time to time held in the Trust Fund (including any Qualified Substitute Mortgage Loans), the mortgage loans so transferred, assigned and held being identified in the Mortgage Loan Schedule. As used herein, the term “Mortgage Loan” includes the related Mortgage Note and Mortgage.

“Mortgage Loan Purchase Agreement”: The Mortgage Loan Purchase Agreement dated as of December 21, 2006, among Impac Funding Corporation, as sponsor, Impac Mortgage Holdings, Inc. and the Depositor as purchaser, and all amendments thereof and supplements thereto.

“Mortgage Loan Schedule”: As of any date of determination, the schedule of Mortgage Loans included in the Trust Fund. The schedule of Mortgage Loans with accompanying information transferred on the Closing Date to the Trustee as part of the Trust Fund for the Certificates, attached hereto as Exhibit H, which list shall set forth the following information with respect to each Mortgage Loan:

(i) [reserved];

(ii) the city, state and zip code of the Mortgaged Property;

(iii) the original term to maturity;

(iv) the original principal balance and the original Mortgage Rate;

(v) the first payment date;

(vi) the applicable Loan Group;

(vii) the type of Mortgaged Property;

(viii) the Monthly Payment in effect as of the Cut-off Date;

(ix) the principal balance as of the Cut-off Date;

(x) the Mortgage Rate as of the Cut-off Date;

(xi) the occupancy status;

(xii) the purpose of the Mortgage Loan;

(xiii) the Collateral Value of the Mortgaged Property;

(xiv) the remaining term to maturity;

(xv) the paid-through date of the Mortgage Loan;

(xvi) the Master Servicing Fee Rate;

(xvii) the Sub-Servicing Fee Rate;

(xviii) the Net Mortgage Rate for the Mortgage Loan;

(xix) whether such Mortgage Loan is a PMI Mortgage Loan and, if so, the related PMI Insurer Fee Rate;

(xx) whether the Mortgage Loan is covered by a private mortgage insurance policy or an original certificate of private mortgage insurance;

(xxi) the documentation type;

(xxii) the type and term of the related Prepayment Charge, if any;

(xxiii) the Index and the Gross Margin; and

(xxiv) the Adjustment Date frequency and Distribution Date frequency.

The Mortgage Loan Schedule may be in the form of more than one schedule, collectively setting forth all of the information required.

“Mortgage Note”: The note or other evidence of the indebtedness of a Mortgagor under a Mortgage Loan.

“Mortgage Rate”: With respect to any Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan in the absence of default, as adjusted from time to time in accordance with the provisions of the Mortgage Note.

“Mortgaged Property”: The underlying property securing a Mortgage Loan.

“Mortgagor”: The obligor or obligors on a Mortgage Note.

“Net Liquidation Proceeds”: With respect to any Liquidated Mortgage Loan or any other disposition of related Mortgaged Property (including REO Property) the related Liquidation Proceeds net of Advances, Servicing Advances, Master Servicing Fees, Sub-Servicing Fees and any other accrued and unpaid servicing fees received and retained in connection with the liquidation of such Mortgage Loan or Mortgaged Property.

“Net Monthly Excess Cashflow”: For any Distribution Date and any Loan Group, the sum of (a) any related Overcollateralization Release Amount and (b) the excess of (x) the related Interest Remittance Amount for such Distribution Date over (y) the aggregate Monthly Interest Distributable Amount for the related Offered Certificates for such Distribution Date and (c) (i) with respect to Loan Group 1, on any Payment Date after the Group 1 Stepdown Date for which a Group 1 Trigger Event is not in effect, any principal remaining after payment of the Class 1-A Principal Distribution Amount and Group 1 Subordinate Class Principal Distribution Amount and (ii) with respect to Loan Group 2, on any Payment Date after the Group 2 Stepdown Date for which a Group 2 Trigger Event is not in effect, any principal remaining after payment of the Class 2-A Principal Distribution Amount.

“Net Mortgage Rate”: With respect to each Mortgage Loan Due Date, the then applicable Mortgage Rate thereon minus the sum of (1) the Master Servicing Fee Rate, (2) the Sub-Servicing Fee Rate and (3) the related PMI Insurer Fee Rate, if such Mortgage Loan is a PMI Mortgage Loan.

“Net Prepayment Interest Shortfall”: With respect to any Distribution Date, the excess, if any, of any Prepayment Interest Shortfalls for such date over the related Compensating Interest.

“Net Swap Payment”: Any of the Group 1 Net Swap Payment or Group 2 Net Swap Payment, as applicable.

“Net WAC Rate”: With respect to the Class 1-A, Class 1-M and Class 1-B Certificates, the Group 1 Net WAC Rate. With respect to the Class 2-A Certificates, the Group 2 Net WAC Rate.

“Net WAC Shortfall Amount”: With respect to the Offered Certificates and any Distribution Date, the sum of (i) the excess, if any, of (a) the amount of interest such Offered Certificates would have been entitled to receive on such Distribution Date at the related Pass-Through Rate without regard to the applicable Net WAC Rate over (b) the amount of interest accrued on such Certificates at such Net WAC Rate, plus (ii) the related Net WAC Shortfall Amount from the prior Distribution Date not previously reimbursed together with interest thereon at the related Pass-Through Rate for the most recently ended Accrual Period.

“Net WAC Shortfall Reserve Fund”: Any of the Group 1 Net WAC Shortfall Reserve Fund or the Group 2 Net WAC Shortfall Reserve Fund.

“Nonrecoverable Advance”: Any Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan which, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed Servicing Advance, would not be ultimately recoverable from related Late Collections, Insurance Proceeds, Liquidation Proceeds or REO Proceeds. The determination by the Master Servicer that it has made a Nonrecoverable Advance or that any proposed Advance or Servicing Advance would constitute a Nonrecoverable Advance, shall be evidenced by a certificate of a Servicing Officer delivered to the Depositor and the Trustee.

“Non-United States Person”: Any Person other than a United States Person.

“Notional Balance”: With respect to the Class 1-C Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Group 1 Loans as of the related Due Date, minus the Certificate Principal Balance of the Class 1-P Certificates. For federal income tax purposes, the Notional Balance of the Class 1-C Certificates for any Distribution Date shall be an amount equal to the aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, other than REMIC 3 Regular Interest 1-P, for such Distribution Date. With respect to the Class 2-C Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Group 2 Loans as of the related Due Date, minus the Certificate Principal Balance of the Class 2-P Certificates. For federal income tax purposes, the Notional Balance of the Class 2-C Certificates for any Distribution Date shall be an amount equal to the aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, other than REMIC 3 Regular Interest 2-P, for such Distribution Date.

“Officers’ Certificate”: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President or a vice president and by the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor, the Sponsor, the Master Servicer or of any Sub-Servicer and delivered to the Depositor and Trustee.

“Offered Certificates”: The Class 1-A, Class 2-A, Class 1-M and Class 1-B Certificates.

“One Month LIBOR”: The London interbank offered rate for one-month United States dollar deposits, determined as described in Section 1.02 of this Agreement.

“Opinion of Counsel”: A written opinion of counsel, who may be counsel for the Depositor, the Sponsor, or the Master Servicer, reasonably acceptable to the Trustee; except that any opinion of counsel relating to (a) the qualification of any account required to be maintained pursuant to this Agreement as an Eligible Account, (b) the qualification of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs, (c) compliance with the REMIC Provisions or (d) resignation of the Master Servicer pursuant to Section 6.04 must be an opinion of counsel who (i) is in fact independent of the Depositor and the Master Servicer, (ii) does not have any direct financial interest or any material indirect financial interest in the Depositor or the Master Servicer or in an affiliate of either and (iii) is not connected with the Depositor or the Master Servicer as an officer, employee, director or person performing similar functions.

“Optional Termination”: As defined in Section 9.01(b) of this Agreement.

“Optional Termination Date”: The first Distribution Date on which the Master Servicer may opt to terminate the Trust Fund pursuant to Section 9.01.

“OTS”: Office of Thrift Supervision or any successor.

“Outstanding Mortgage Loan”: As to any Due Date, a Mortgage Loan (including an REO Property) which was not the subject of a Principal Prepayment in Full, Cash Liquidation or REO Disposition and which was not purchased prior to such Due Date pursuant to Sections 2.02, 2.04 or 3.14.

“Overcollateralization Deficiency Amount”: The Group 1 Overcollataralization Deficiency Amount or the Group 2 Overcollateralization Deficiency Amount, as applicable.

“Overcollateralization Floor”: The Group 1 Overcollateralization Floor or the Group 2 Overcollateralization Floor, as applicable.

“Overcollateralization Release Amount”: The Group 1 Overcollateralization Release Amount or the Group 2 Overcollateralization Release Amount, as applicable.

“Overcollateralization Target Amount”: The Group 1 Overcollateralization Target Amount or the Group 2 Overcollateralization Target Amount, as applicable.

“Overcollateralized Amount”: The Group 1 Overcollateralized Amount or the Group 2 Overcollateralized Amount, as applicable.

“Ownership Interest”: As to any Certificate, any ownership or security interest in such Certificate, including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial, as owner or as pledgee.

“Pass-Through Rate”: With respect to any Distribution Date and

(i) the Offered Certificates, the least of (x) One-Month LIBOR plus the related Certificate Margin (y) the applicable Net WAC Rate and (z) 11.50% per annum;

(ii) the Class 1-C Certificates and any Distribution Date, (x) a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interests 1-IO and 1-P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC 3 Pass-Through Rate for such REMIC 3 Group 1 Regular Interest over the Group 1 Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC 3 Group 1 Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC 3 Group 1 Regular Interests, and (y) 100% of the interest distributable in respect of REMIC 3 Regular Interest 1-P;

(iii) the Class 2-C Certificates and any Distribution Date, (x) a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interests 2-IO and 2-P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC 3 Pass-Through Rate for such REMIC 3 Group 2 Regular Interest over the Group 2 Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC 3 Group 2 Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC 3 Group 2 Regular Interests, and (y) 100% of the interest distributable in respect of REMIC 3 Regular Interest 2-P;

(iv) each of the Class 1-P Certificates and Class 2-P Certificates, 0.00% per annum; and

(v) each of the Class 1-IO Interest and Class 2-IO Interest, 100% of the amounts distributable to REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO, respectively, for such Distribution Date.

“Percentage Interest”: With respect to any Regular Certificate, the undivided percentage ownership interest in the related Class evidenced by such Certificate, which percentage ownership interest shall be equal to the Initial Certificate Principal Balance thereof divided by the aggregate Initial Certificate Principal Balance of all of the Certificates of the same Class. With respect to any Class R Certificate, the interest in distributions to be made with respect to such Class evidenced thereby, expressed as a percentage, as stated on the face of each such Certificate.

“Permitted Investment”: One or more of the following:

(i) obligations of or guaranteed as to principal and interest by the United States or any agency or instrumentality thereof when such obligations are backed by the full faith and credit of the United States;

(ii) repurchase agreements on obligations specified in clause (i) maturing not more than one month from the date of acquisition thereof, provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in its highest short-term rating available, provided, however, that such repurchase agreements are treated as financings under generally accepted accounting principles (“GAAP”);

(iii) federal funds, certificates of deposit, demand deposits, time deposits and bankers' acceptances (which shall each have an original maturity of not more than 90 days and, in the case of bankers' acceptances, shall in no event have an original maturity of more than 365 days or a remaining maturity of more than 30 days) denominated in United States dollars of any U.S. depository institution or trust company incorporated under the laws of the United States or any state thereof or of any domestic branch of a foreign depository institution or trust company; provided that the debt obligations of such depository institution or trust company (or, if the only Rating Agency is Standard & Poor's, in the case of the principal depository institution in a depository institution holding company, debt obligations of the depository institution holding company) at the date of acquisition thereof have been rated by each Rating Agency in its highest short-term rating available; and provided further that, if the only Rating Agency is Standard & Poor's and if the depository or trust company is a principal subsidiary of a bank holding company and the debt obligations of such subsidiary are not separately rated, the applicable rating shall be that of the bank holding company; and, provided further that, if the original maturity of such short-term obligations of a domestic branch of a foreign depository institution or trust company shall exceed 30 days, the short-term rating of such institution shall be A-1+ in the case of Standard & Poor's if Standard & Poor's is the Rating Agency;

(iv) commercial paper (having original maturities of not more than 365 days) of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has been rated by Moody's and Standard & Poor's in their highest short-term ratings available; provided that such commercial paper shall have a remaining maturity of not more than 30 days;

(v) a money market fund or a qualified investment fund rated by Moody's in its highest long-term ratings available or rated AAAm or AAAm-G by Standard & Poor's, including any such funds for which Deutsche Bank National Trust Company or any affiliate thereof serves as an investment advisor, manager, administrator, shareholder, servicing agent, and/or custodian or sub-custodian; and

(vi) other obligations or securities that are acceptable to each Rating Agency as a Permitted Investment hereunder and will not reduce the rating assigned to any Class of Certificates by such Rating Agency below the lower of the then-current rating or the rating assigned to such Certificates as of the Closing Date by such Rating Agency, as evidenced in writing;

provided, however, that no instrument shall be a Permitted Investment if it represents, either (1) the right to receive only interest payments with respect to the underlying debt instrument or (2) the right to receive both principal and interest payments derived from obligations underlying such instrument and the principal and interest payments with respect to such instrument provide a yield to maturity greater than 120% of the yield to maturity at par of such underlying obligations.

To the extent that the Trustee receives any materials in connection with the holding of any Permitted Investment which require the holder to vote, the Trustee shall not exercise its voting rights.

Permitted Investments shall not be sold prior to maturity, except that a money market fund or qualified investment fund may be liquidated at any time.

“Permitted Transferee”: Any transferee of a Residual Certificate other than a Disqualified Organization, a Non-United States Person or an “electing large partnership” (as defined in Section 775 of the Code).

“Person”: Any individual, corporation, partnership, limited liability company, joint venture, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

“PMI Insurer”: Radian Guaranty, Inc., or its successors or assigns.

“PMI Insurer Policy”: The lender-paid primary mortgage insurance policy issued by the PMI Insurer in accordance with a March 29, 2002 letter between the Sponsor and the PMI Insurer.

“PMI Mortgage Loan”: Any mortgage loan covered by the PMI Insurer Policy.

“PMI Insurer Fee Rate”: With respect to each PMI Mortgage Loan, the per annum rate payable to the PMI Insurer under the PMI Insurer Policy.

“Policy Premium”: The premium set forth in the Certificate Guaranty Insurance Policy.

“Policy Premium Rate”: The rate per annum set forth in the Insurance Agreement.

“Preference Amount”: Any amount previously distributed to a Class 2-A Certificateholder by or on behalf of the trust estate that is recoverable and sought to be recovered as a voidable preference by a trustee in bankruptcy pursuant to the United States Bankruptcy Code (11 U.S.C.), as amended from time to time, in accordance with a final nonappealable order of a court having competent jurisdiction.

“Prepayment Assumption”: As defined in the Prospectus Supplement.

“Prepayment Charge”: With respect to any Mortgage Loan, the charges or premiums, if any, due in connection with a full or partial prepayment of such Mortgage Loan in accordance with the terms thereof (other than any Master Servicer Prepayment Charge Payment Amount).

“Prepayment Interest Excess”: With respect to any Distribution Date, for each GMAC Mortgage Loan that was the subject of a Principal Prepayment during the portion of the Prepayment Period from the related Due Date to the end of such Prepayment Period, any payment of interest received in connection therewith (net of any applicable Servicing Fee) representing interest accrued for any portion of such month of receipt.

“Prepayment Interest Shortfall”: As to any Distribution Date and any Mortgage Loan (other than a Mortgage Loan relating to an REO Property) that was the subject of (a) a Principal Prepayment in Full during the related Prepayment Period, an amount equal to the excess of one month’s interest at the Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan over the amount of interest (adjusted to the Net Mortgage Rate) paid by the Mortgagor for such Prepayment Period to the date of such Principal Prepayment in Full or (b) a Curtailment during the prior calendar month, an amount equal to one month’s interest at the Net Mortgage Rate on the amount of such Curtailment.

“Prepayment Period”: With respect to any Mortgage Loan subserviced by Countrywide Home Loans Servicing LP and any Distribution Date, the period between the 16th of the month prior to such Distribution Date and the 15th of the current month, except the initial Prepayment Period will run from December 1, 2006 through January 15, 2007. With respect to any Mortgage Loan subserviced by GMAC Mortgage, LLC and any Distribution Date, the calendar month immediately preceding the month in which such distribution occurs. With respect to any Mortgage Loan subserviced by Midland and any Distribution Date, the calendar month immediately preceding the month in which such distribution occurs.

“Primary Hazard Insurance Policy”: Each primary hazard insurance policy required to be maintained pursuant to Section 3.13.

“Primary Insurance Policy”: Any primary policy of mortgage guaranty insurance including the PMI Insurer Policy, or any replacement policy therefor.

“Principal Distribution Amount”: With respect to any Distribution Date and any Loan Group, an amount equal to the sum of the related Basic Principal Distribution Amount plus the related Extra Principal Distribution Amount.

“Principal Prepayment”: Any payment of principal made by the Mortgagor on a Mortgage Loan which is received in advance of its scheduled Due Date and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.

“Principal Prepayment in Full”: Any Principal Prepayment made by a Mortgagor of the entire unpaid principal balance of the Mortgage Loan.

“Principal Remittance Amount”: With respect to any Distribution Date and each Loan Group, the sum of the following from the Available Distribution Amount: (i) each scheduled payment of principal collected or advanced on the related Mortgage Loans by the Master Servicer that were due during the related Due Period, (ii) the principal portion of all partial and full Principal Prepayments of the related Mortgage Loans applied by the Master Servicer during the related Prepayment Period, (iii) the principal portion of all Net Liquidation Proceeds, REO Proceeds, Insurance Proceeds, and Subsequent Recoveries received during the related Prepayment Period, (iv) the principal portion of proceeds of Mortgage Loan purchases made pursuant to Section 2.02, 2.04 or 3.14, in each case received or made during the related Prepayment Period, (v) the principal portion of any related Substitution Adjustments deposited in the Custodial Account during the related Prepayment Period and (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 9.01, the principal portion of the termination price received from the Master Servicer in connection with a termination of the Trust Fund to occur on such Distribution Date.

“Prospectus Supplement”: That certain Prospectus Supplement dated December 20, 2006 relating to the public offering of the Offered Certificates.

“Purchase Price”: With respect to any Mortgage Loan (or REO Property) required to be purchased pursuant to Section 2.02, 2.04 or 3.14, an amount equal to the sum of (i) 100% of the Stated Principal Balance thereof, (ii) unpaid accrued interest (or REO Imputed Interest) at the applicable Net Mortgage Rate on the Stated Principal Balance thereof outstanding during each Due Period that such interest was not paid or advanced, from the date through which interest was last paid by the Mortgagor or advanced and distributed to Certificateholders together with unpaid Master Servicing Fees, Sub-Servicing Fees and, if such Mortgage Loan is a PMI Mortgage Loan, fees due the PMI Insurer at the PMI Insurer Fee Rate, from the date through which interest was last paid by the Mortgagor, in each case to the first day of the month in which such Purchase Price is to be distributed, plus (iii) the aggregate of all Advances and Servicing Advances made in respect thereof that were not previously reimbursed and (iv) costs and damages incurred by the Trust Fund in connection with a repurchase pursuant to Section 2.04 hereof that arises out of a violation of any anti-predatory lending law which also constitutes an actual breach of representations (xii), (xxxv), (xxxiii), (xxxviii), (xxxix) or (xliii) of Section 3.1(b) of the Mortgage Loan Purchase Agreement.

“Qualified Insurer”: Any insurance company duly qualified as such under the laws of the state or states in which the related Mortgaged Property or Mortgaged Properties is or are located, duly authorized and licensed in such state or states to transact the type of insurance business in which it is engaged and approved as an insurer by the Master Servicer, so long as the claims paying ability of which is acceptable to the Rating Agencies for pass-through certificates having the same rating as the Certificates rated by the Rating Agencies as of the Closing Date.

“Qualified Substitute Mortgage Loan”: A Mortgage Loan substituted by the Depositor for a Deleted Mortgage Loan which must, on the date of such substitution, as confirmed in an Officers’ Certificate of the Sponsor delivered to the Trustee, (i) have an outstanding principal balance, after deduction of the principal portion of the monthly payment due in the month of substitution (or in the case of a substitution of more than one Mortgage Loan for a Deleted Mortgage Loan, an aggregate outstanding principal balance, after such deduction), not in excess of the Stated Principal Balance of the Deleted Mortgage Loan (the amount of any shortfall to be paid to the Master Servicer for deposit in the Custodial Account in the month of substitution); (ii) have a Mortgage Rate and a Net Mortgage Rate no lower than and not more than 1% per annum higher than the Mortgage Rate and Net Mortgage Rate, respectively, of the Deleted Mortgage Loan as of the date of substitution; (iii) have a Loan-to-Value Ratio at the time of substitution no higher than that of the Deleted Mortgage Loan at the time of substitution; (iv) have a remaining term to stated maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (v) comply with each representation and warranty set forth in Section 2.04 hereof; and, (vi) comply with each non-statistical representation and warranty set forth in the Mortgage Loan Purchase Agreement.

“Rating Agency”: Standard & Poor's or Moody's and each of their successors. If such agencies and their successors are no longer in existence, “Rating Agency” shall be such nationally recognized statistical rating agency, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee and Master Servicer. References herein to the two highest long term debt rating of a Rating Agency shall mean “AA” or better in the case of Standard & Poor's and “Aa2” or better in the case of Moody's and references herein to the highest short-term debt rating of a Rating Agency shall mean “A-1+” in the case of Standard & Poor's and “P-1” in the case of Moody's, and in the case of any other Rating Agency such references shall mean such rating categories without regard to any plus or minus.

“Realized Loss”: With respect to each Mortgage Loan or REO Property as to which a Cash Liquidation or REO Disposition has occurred, an amount (not less than zero) equal to (i) the Stated Principal Balance of the Mortgage Loan as of the date of Cash Liquidation or REO Disposition, plus (ii) interest (and REO Imputed Interest, if any) at the Net Mortgage Rate from the Due Date as to which interest was last paid or advanced to Certificateholders up to the date of the Cash Liquidation or REO Disposition on the Stated Principal Balance of such Mortgage Loan outstanding during each Due Period that such interest was not paid or advanced, minus (iii) the proceeds, if any, received during the month in which such Cash Liquidation or REO Disposition occurred, to the extent applied as recoveries of interest at the Net Mortgage Rate and to principal of the Mortgage Loan, net of the portion thereof reimbursable to the Master Servicer or any Sub-Servicer with respect to related Advances or Servicing Advances not previously reimbursed. With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.

“Record Date”: With respect to each Distribution Date and the Offered Certificates, so long as such Certificates are Book-Entry Certificates, the Business Day prior to such Distribution Date. With respect to any Offered Certificates which are not Book-Entry Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.

“Regular Certificate”: Any of the Certificates other than the Class R Certificates.

“Regulation AB” Subpart 229,1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan.7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

“Relief Act”: The Servicemembers Relief Act, as amended, and similar legislation or regulations.

“Relief Act Interest Shortfall”: With respect to any Distribution Date, for any Mortgage Loan with respect to which there has been a reduction in the amount of interest collectible thereon for the most recently ended Due Period as a result of the application of the Relief Act, the amount by which (i) interest collectible on such Mortgage Loan during such Due Period is less than (ii) one month's interest on the Stated Principal Balance of such Mortgage Loan at the Loan Rate for such Mortgage Loan before giving effect to the application of the Relief Act.

“REMIC”: A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

“REMIC 1”: The segregated pool of assets subject hereto (exclusive of the Net WAC Shortfall Reserve Funds, any Master Servicer Prepayment Charge Payment Amounts and, for the avoidance of doubt, the Supplemental Interest Trusts, the Derivative Accounts, the Interest Rate Swap Agreements and the Cap Contracts) with respect to which a REMIC election is to be made, conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 1 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-1 Interest), consisting of: (i) each Mortgage Loan in Loan Group 1 (exclusive of payments of principal and interest due on or before the Cut-off Date, if any, received by the Master Servicer, which shall not constitute an asset of the Trust Fund) as from time to time are subject to this Agreement and all payments under and proceeds of such Mortgage Loans (exclusive of any late payment charges received on the Mortgage Loans), together with all documents included in the related Mortgage File, subject to Section 2.01; (ii) such funds or assets relating to such Mortgage Loans as from time to time are deposited in the Custodial Account or the Certificate Account and belonging to the Trust Fund; (iii) any related REO Property; (iv) the Primary Hazard Insurance Policies, if any, the Primary Insurance Policies, if any, and all other Insurance Policies with respect to such Mortgage Loans; and (v) the Depositor’s interest in respect of the representations and warranties made by the Sponsor in the Mortgage Loan Purchase Agreement as assigned to the Trustee pursuant to Section 2.04 hereof.

“REMIC 1 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. Each REMIC 1 Regular Interest shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 1 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 1 Regular Interests consist of REMIC 1 Regular Interest 1-1-A through REMIC 1 Regular Interest 1-84-B, REMIC 1 Regular Interest P and REMIC 1 Regular Interest OC, each as designated in the Preliminary Statement hereto.

“REMIC 2”: The segregated pool of assets subject hereto (exclusive of the Net WAC Shortfall Reserve Funds, any Master Servicer Prepayment Charge Payment Amounts and, for the avoidance of doubt, the Supplemental Interest Trusts, the Derivative Accounts, the Interest Rate Swap Agreements and the Cap Contracts) with respect to which a REMIC election is to be made, conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 2 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-2 Interest), consisting of: (i) each Mortgage Loan in Loan Group 2 (exclusive of payments of principal and interest due on or before the Cut-off Date, if any, received by the Master Servicer, which shall not constitute an asset of the Trust Fund) as from time to time are subject to this Agreement and all payments under and proceeds of such Mortgage Loans (exclusive of any late payment charges received on the Mortgage Loans), together with all documents included in the related Mortgage File, subject to Section 2.01; (ii) such funds or assets relating to such Mortgage Loans as from time to time are deposited in the Custodial Account or the Certificate Account and belonging to the Trust Fund; (iii) any related REO Property; (iv) the Primary Hazard Insurance Policies, if any, the Primary Insurance Policies, if any, and all other Insurance Policies with respect to such Mortgage Loans; and (v) the Depositor’s interest in respect of the representations and warranties made by the Sponsor in the Mortgage Loan Purchase Agreement as assigned to the Trustee pursuant to Section 2.04 hereof.

“REMIC 2 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. Each REMIC 2 Regular Interest shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 2 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 2 Regular Interests consist of REMIC 2 Regular Interests 1-1-A through REMIC 2 Regular Interest 1-117-B, REMIC 2 Regular Interest OC and REMIC 2 Regular Interest P, each as designated in the Preliminary Statement hereto.

“REMIC 3”: The segregated pool of assets consisting of all of the REMIC 1 Regular Interests and REMIC 2 Regular Interests conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest), pursuant to Article II hereunder, with respect to which a separate REMIC election is to be made.

“REMIC 3 Group 1 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the sum of (x) the product of (i) the aggregate Stated Principal Balance of the Group 1 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 1-P Certificates, and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest 1-AA minus the Group 1 Marker Rate, and (y) the accrued interest on REMIC 3 Regular Interest 1-P, divided by (b) 12.

“REMIC 3 Group 1 Overcollateralized Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, other than REMIC 3 Regular Interest 1-P, minus (ii) the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate, in each case, as of such date of determination.

“REMIC 3 Group 1 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Group 1 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 1-P Certificates, and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ.

“REMIC 3 Group 1 Overcollateralization Target Amount”: 1.00% of the Group 1 Overcollateralization Target Amount.

“REMIC 3 Group 1 Regular Interest”: Any of the REMIC 3 Regular Interests 1-AA, 1-ZZ, 1-A1-A, 1-A1-B, 1-A1-C, 1-AM, 1-M-1, 1-M-2, 1-M-3, 1-M-4, 1-M-5, 1-M-6, 1-M-7, 1-M-8, 1-B, 1-IO and 1-P.

“REMIC 3 Group 2 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the sum of (x) the product of (i) the aggregate Stated Principal Balance of the Group 2 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 2-P Certificates, and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest 2-AA minus the Group 2 Marker Rate, and (y) the accrued interest on REMIC 3 Regular Interest 2-P, divided by (b) 12.

“REMIC 3 Group 2 Overcollateralized Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, other than REMIC 3 Regular Interest 2-P, minus (ii) the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A, in each case, as of such date of determination.

“REMIC 3 Group 2 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Group 2 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 2-P Certificates, and (ii) 1 minus a fraction, the numerator of which is two (2) times the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A and the denominator of which is the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ.

“REMIC 3 Group 2 Overcollateralization Target Amount”: 1.00% of the Group 1 Overcollateralization Target Amount.

“REMIC 3 Group 2 Regular Interest”: Any of the REMIC 3 Regular Interests 2-AA, 2-ZZ, 2-A, 2-IO and 2-P.

“REMIC 3 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. Each REMIC 3 Regular Interest shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and (except for the REMIC 3 Regular Interests 1-IO and 2-IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 3 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 3 Regular Interests consist of the REMIC 3 Group 1 Regular Interests and REMIC 3 Group 2 Regular Interests.

“REMIC 4”: The segregated pool of assets consisting of all of the REMIC 3 Regular Interests conveyed in trust to the Trustee, for the benefit of the holders of the Regular 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 4 Regular Interest”: The Class 1-IO Interest, Class 2-IO Interest or any Regular Interest in REMIC 4 the ownership of which is represented by any of the Regular Certificates.

“REMIC Provisions”: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of Subchapter M of Chapter 1 of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time.

“REMIC Regular Interest”: A REMIC 1 Regular Interest, REMIC 2 Regular Interest or REMIC 3 Regular Interest.

“Remittance Report”: A report prepared by the Master Servicer providing the information set forth in Exhibit E attached hereto.

“REO Acquisition”: The acquisition by the Master Servicer on behalf of the Trustee for the benefit of the Certificateholders of any REO Property pursuant to Section 3.15.

“REO Disposition”: The receipt by the Master Servicer of Insurance Proceeds, Liquidation Proceeds and other payments and recoveries (including proceeds of a final sale) which the Master Servicer expects to be finally recoverable from the sale or other disposition of the REO Property.

“REO Imputed Interest”: As to any REO Property, for any period, an amount equivalent to interest (at the Mortgage Rate that would have been applicable to the related Mortgage Loan had it been outstanding) on the unpaid principal balance of the Mortgage Loan as of the date of acquisition thereof (as such balance is reduced pursuant to Section 3.15 by any income from the REO Property treated as a recovery of principal).

“REO Proceeds”: Proceeds, net of directly related expenses, received in respect of any REO Property (including, without limitation, proceeds from the rental of the related Mortgaged Property and of any REO Disposition), which proceeds are required to be deposited into the Custodial Account as and when received.

“REO Property”: A Mortgaged Property acquired by the Master Servicer on behalf of the Trust Fund through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.

“Request for Release”: A release signed by a Servicing Officer, in the form of Exhibits F-1 or F-2 attached hereto.

“Residual Certificate”: The Class R Certificates.

“Residual Interest”: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

“Responsible Officer”: When used with respect to the Trustee, the Chairman or Vice Chairman of the Board of Directors or Trustees, the Chairman or Vice Chairman of the Executive or Standing Committee of the Board of Directors or Trustees, the President, the Chairman of the Committee on Trust Matters, any vice president, any assistant vice president, the Secretary, any assistant secretary, the Treasurer, any assistant treasurer, any trust officer or assistant trust officer or any other officer of the Trustee customarily performing functions similar to those performed by any of the above designated officers and also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer's knowledge of and familiarity with the particular subject.

“Servicing Account”: The account or accounts created and maintained pursuant to Section 3.09.

“Servicing Advances”: All customary, reasonable and necessary “out of pocket” costs and expenses incurred in connection with a default, delinquency or other unanticipated event in the performance by the Master Servicer or any Sub-Servicer of its servicing obligations, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered on the MERS System, (iii) the management and liquidation of any REO Property, including reasonable fees paid to any independent contractor in connection therewith, and (iv) compliance with the obligations under the second paragraph of Section 3.01, Section 3.09 and Section 3.13 (other than any deductible described in the last paragraph thereof).

“Servicing Criteria” The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time, or those Servicing Criteria otherwise mutually agreed to by Sponsor, the Master Servicer and the applicable Sub-Servicer in response to evolving interpretations of Regulation AB and incorporated into a revised Exhibit N.

“Servicing Guide”: The Impac Funding Corporation Servicing Guide attached hereto as Exhibit K.

“Servicing Officer”: Any officer of the Master Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished to the Trustee by the Master Servicer, as such list may from time to time be amended.

“Single Certificate”: A Regular Certificate of any Class (other than a Class P Certificate) evidencing an Initial Certificate Principal Balance of $1,000, or, in the case of a Class P Certificate, a Certificate of such Class evidencing an Initial Certificate Principal Balance of $100.

“Specially Serviced Group 2 Loan”: A Group 2 loan with respect to which certain delinquency, loss or foreclosure events have occurred as provided in the related Sub-Servicing Agreement, including any Group 2 loan which is 60 days or more delinquent.

“Sponsor” Impac Funding Corporation, or its successor in interest.

“Standard & Poor’s”: Standard & Poor's Ratings Services, a division of The McGraw Hill Companies, Inc., or its successor in interest.

“Startup Day”: The day designated as such pursuant to Article X hereof.

“Stated Principal Balance”: With respect to any Mortgage Loan or related REO Property at any given time, (i) the principal balance of the Mortgage Loan outstanding as of the Cut-off Date, after application of principal payments due on or before such date, whether or not received, minus (ii) the sum of (a) the principal portion of the Monthly Payments due with respect to such Mortgage Loan or REO Property during each Due Period ending prior to the most recent Distribution Date which were received or with respect to which an Advance was made, and (b) all Principal Prepayments with respect to such Mortgage Loan or REO Property, and all Insurance Proceeds, Liquidation Proceeds and REO Proceeds to the extent applied by the Master Servicer as recoveries of principal in accordance with Section 3.15 with respect to such Mortgage Loan or REO Property, which were distributed pursuant to Section 4.01 on any previous Distribution Date, and (c) any Realized Loss with respect thereto allocated pursuant to Section 4.07 for any previous Distribution Date.

“Step-Up Date”: The Group 1 Step-Up Date or the Group 2 Step-Up Date.

“Stepdown Date”: The Group 1 Stepdown Date or the Group 2 Stepdown Date.

“Stepdown Target Subordination Percentage”: For each class of Subordinate Certificates, the respective percentages indicated in the following table:

	Stepdown Target Subordination Percentage
Class 1-M-1		10.40	%
Class 1-M-2		8.00	%
Class 1-M-3		6.70	%
Class 1-M-4		5.60	%
Class 1-M-5		4.60	%
Class 1-M-6		3.90	%
Class 1-M-7		3.20	%
Class 1-M-8		2.50	%
Class 1-B		1.60	%

“Subordinate Certificates”: The Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates.

“Subsequent Recoveries”: Any Liquidation Proceeds (net of amounts owed to the Master Servicer or any Sub-Servicer with respect to the related Mortgage Loan) received after the final liquidation of a Mortgage Loan. If Subsequent Recoveries are received, they will be included as part of the Principal Remittance Amount for the following Distribution Date and distributed in accordance with the priorities described in Section 4.01 of this Agreement. In addition, after giving effect to all distributions on a Distribution Date, if any Allocated Realized Loss Amounts are outstanding, the Allocated Realized Loss Amount for the class of Offered Certificates then outstanding with the highest distribution priority will be decreased by the amount of such Subsequent Recoveries until reduced to zero (with any remaining Subsequent Recoveries applied to reduce the Allocated Realized Loss Amount of the class with the next highest distribution priority), and the Certificate Principal Balance of such class or classes of Offered Certificates will be increased by the same amount. Thereafter, such class or classes of Offered Certificates will accrue interest on the increased Certificate Principal Balance.

“Sub-Servicer”: Any Person with which the Master Servicer has entered into a Sub-Servicing Agreement and which meets the qualifications of a Sub-Servicer pursuant to Section 3.02.

“Sub-Servicer Remittance Date”: With respect to any Mortgage Loan subserviced by Countrywide Home Loans Servicing LP, the 21st day of each month, or if such day is not a Business Day, the immediately preceding Business Day. With respect to any Mortgage Loan subserviced by GMAC Mortgage, LLC, the 18th day of each month, or if such day is not a Business Day, the immediately preceding Business Day. With respect to any Mortgage Loan subserviced by Midland, the 18th day of each month, or if such day is not a Business Day, the immediately preceding Business Day.

“Sub-Servicing Account”: An account established by a Sub-Servicer which meets the requirements set forth in Section 3.08 and is otherwise acceptable to the Master Servicer.

“Sub-Servicing Agreement”: The written contract between the Master Servicer and a Sub-Servicer and any successor Sub-Servicer relating to servicing and administration of certain Mortgage Loans as provided in Section 3.02.

“Sub-Servicing Fees”: With respect to each Mortgage Loan, accrued interest at the Sub-Servicing Fee Rate with respect to the Mortgage Loan on the same principal balance on which interest on the Mortgage Loan accrues for the calendar month. The Sub-Servicing Fees consist of subservicing and other related compensation payable to the related Sub-Servicer or to the Master Servicer if the Master Servicer is directly servicing the loan.

“Sub-Servicing Fee Rate”: On each adjustable-rate Group 1 Loan, including any such mortgage loan with an initial fixed rate, 0.375% per annum. On each fixed-rate Group 1 Loan for the first lien mortgage loans, 0.250% per annum. On each fixed-rate Group 1 Loan for the second lien mortgage loans, 0.500% per annum. On each Group 2 Loan, a rate equal to 0.250% per annum, with such rate increasing to 0.750% per annum for any Group 2 Loan that becomes a Specially Serviced Group 2 Loan.

“Substitution Adjustment”: As defined in Section 2.04 hereof.

“Supplemental Interest Trust”: The Group 1 Supplemental Interest Trust or the Group 2 Supplemental Interest Trust, as applicable.

“Supplemental Interest Trust Trustee”: The Group 1 Supplemental Interest Trust Trustee or the Group 2 Supplemental Interest Trust Trustee, as applicable.

“Swap LIBOR”: LIBOR as determined pursuant to each Interest Rate Swap Agreement.

“Swap Optional Termination Payment”: As defined in Section 9.01 hereof.

“Swap Provider”: The Group 1 Swap Provider or Group 2 Swap Provider, as applicable.

“Swap Provider Trigger Event” With respect to any Distribution Date, (i) an Event of Default under the related Interest Rate Swap Agreement with respect to which the Swap Provider is a Defaulting Party, (ii) a Termination Event under the related Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the related Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party.

“Swap Termination Payment” Upon the designation of an “Early Termination Date” as defined in the related Interest Rate Swap Agreement, the payment to be made by the Supplemental Interest Trust to the Swap Provider or by the Swap Provider to the Supplemental Interest Trust, as applicable, pursuant to the terms of the related Interest Rate Swap Agreement.

“Tax Matters Person”: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a class of Residual Interests in a REMIC shall be the Tax Matters Person for the related REMIC. The Trustee, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.

“Tax Returns”: The federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed on behalf of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 due to their classification as REMICs under the REMIC Provisions, together with any and all other information, reports or returns that may be required to be furnished to the Certificateholders or filed with the Internal Revenue Service or any other governmental taxing authority under any applicable provisions of federal, state or local tax laws.

“Transfer”: Any direct or indirect transfer, sale, pledge, hypothecation or other form of assignment of any Ownership Interest in a Certificate.

“Transferor”: Any Person who is disposing by Transfer of any Ownership Interest in a Certificate.

“Trust Fund”: REMIC 1, REMIC 2, REMIC 3, REMIC 4 the Net WAC Shortfall Reserve Fund and Master Servicer Prepayment Charge Payment Amount.

“Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.

“Uncertificated Accrued Interest”: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month's interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.03).

“Uncertificated Notional Balance”: With respect to REMIC 3 Regular Interest 1-IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 1 Regular Interests ending with the designation “A” listed below:

Distribution Date	REMIC 1 Regular Interests
1	1-1-A through 1-84-A
2	1-1-A through 1-84-A
3	1-3-A through 1-84-A
4	1-4-A through 1-84-A
5	1-5-A through 1-84-A
6	1-6-A through 1-84-A

7	1-7-A through 1-84-A
8	1-8-A through 1-84-A
9	1-9-A through 1-84-A
10	1-10-A through 1-84-A
11	1-11-A through 1-84-A
12	1-11-A through 1-84-A
13	1-13-A through 1-84-A
14	1-14-A through 1-84-A
15	1-15-A through 1-84-A
16	1-16-A through 1-84-A
17	1-17-A through 1-84-A
18	1-18-A through 1-84-A
19	1-19-A through 1-84-A
20	1-20-A through 1-84-A
21	1-21-A through 1-84-A
22	1-21-A through 1-84-A
23	1-23-A through 1-84-A
24	1-24-A through 1-84-A
25	1-25-A through 1-84-A
26	1-26-A through 1-84-A
27	1-27-A through 1-84-A
28	1-28-A through 1-84-A
29	1-29-A through 1-84-A
30	1-30-A through 1-84-A
31	1-31-A through 1-84-A
32	1-31-A through 1-84-A
33	1-33-A through 1-84-A
34	1-34-A through 1-84-A
35	1-35-A through 1-84-A
36	1-36-A through 1-84-A
37	1-37-A through 1-84-A
38	1-38-A through 1-84-A
39	1-39-A through 1-84-A
40	1-40-A through 1-84-A
41	1-41-A through 1-84-A
42	1-41-A through 1-84-A
43	1-43-A through 1-84-A
44	1-44-A through 1-84-A
45	1-45-A through 1-84-A
46	1-46-A through 1-84-A
47	1-47-A through 1-84-A
48	1-48-A through 1-84-A
49	1-49-A through 1-84-A
50	1-50-A through 1-84-A
51	1-51-A through 1-84-A
52	1-51-A through 1-84-A
53	1-53-A through 1-84-A
54	1-54-A through 1-84-A
55	1-55-A through 1-84-A
56	1-56-A through 1-84-A
57	1-57-A through 1-84-A
58	1-58-A through 1-84-A
59	1-59-A through 1-84-A
60	1-60-A through 1-84-A
61	1-61-A through 1-84-A
62	1-61-A through 1-84-A

63	1-63-A through 1-84-A
64	1-64-A through 1-84-A
65	1-65-A through 1-84-A
66	1-66-A through 1-84-A
67	1-67-A through 1-84-A
68	1-68-A through 1-84-A
69	1-69-A through 1-84-A
70	1-70-A through 1-84-A
71	1-71-A through 1-84-A
72	1-71-A through 1-84-A
73	1-73-A through 1-84-A
74	1-74-A through 1-84-A
75	1-75-A through 1-84-A
76	1-76-A through 1-84-A
77	1-77-A through 1-84-A
78	1-78-A through 1-84-A
79	1-79-A through 1-84-A
80	1-80-A through 1-84-A
81	1-81-A through 1-84-A
82	1-81-A through 1-84-A
83	1-83-A through 1-84-A
84	1-84-A
thereafter	$0.00

With respect to REMIC 3 Regular Interest 2-IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 2 Regular Interests ending with the designation “A” listed below:

Distribution Date	REMIC 2 Regular Interests
1	1-1-A through 1-117-A
2	1-1-A through 1-117-A
3	1-3-A through 1-117-A
4	1-4-A through 1-117-A
5	1-5-A through 1-117-A
6	1-6-A through 1-117-A
7	1-7-A through 1-117-A
8	1-8-A through 1-117-A
9	1-9-A through 1-117-A
10	1-10-A through 1-117-A
11	1-11-A through 1-117-A
12	1-11-A through 1-117-A
13	1-13-A through 1-117-A
14	1-14-A through 1-117-A
15	1-15-A through 1-117-A
16	1-16-A through 1-117-A
17	1-17-A through 1-117-A
18	1-18-A through 1-117-A
19	1-19-A through 1-117-A
20	1-20-A through 1-117-A
21	1-21-A through 1-117-A
22	1-21-A through 1-117-A

23	1-23-A through 1-117-A
24	1-24-A through 1-117-A
25	1-25-A through 1-117-A
26	1-26-A through 1-117-A
27	1-27-A through 1-117-A
28	1-28-A through 1-117-A
29	1-29-A through 1-117-A
30	1-30-A through 1-117-A
31	1-31-A through 1-117-A
32	1-31-A through 1-117-A
33	1-33-A through 1-117-A
34	1-34-A through 1-117-A
35	1-35-A through 1-117-A
36	1-36-A through 1-117-A
37	1-37-A through 1-117-A
38	1-38-A through 1-117-A
39	1-39-A through 1-117-A
40	1-40-A through 1-117-A
41	1-41-A through 1-117-A
42	1-41-A through 1-117-A
43	1-43-A through 1-117-A
44	1-44-A through 1-117-A
45	1-45-A through 1-117-A
46	1-46-A through 1-117-A
47	1-47-A through 1-117-A
48	1-48-A through 1-117-A
49	1-49-A through 1-117-A
50	1-50-A through 1-117-A
51	1-51-A through 1-117-A
52	1-51-A through 1-117-A
53	1-53-A through 1-117-A
54	1-54-A through 1-117-A
55	1-55-A through 1-117-A
56	1-56-A through 1-117-A
57	1-57-A through 1-117-A
58	1-58-A through 1-117-A
59	1-59-A through 1-117-A
60	1-60-A through 1-117-A
61	1-61-A through 1-117-A
62	1-61-A through 1-117-A
63	1-63-A through 1-117-A
64	1-64-A through 1-117-A
65	1-65-A through 1-117-A
66	1-66-A through 1-117-A
67	1-67-A through 1-117-A
68	1-68-A through 1-117-A
69	1-69-A through 1-117-A
70	1-70-A through 1-117-A
71	1-71-A through 1-117-A
72	1-71-A through 1-117-A
73	1-73-A through 1-117-A

74	1-74-A through 1-117-A
75	1-75-A through 1-117-A
76	1-76-A through 1-117-A
77	1-77-A through 1-117-A
78	1-78-A through 1-117-A
79	1-79-A through 1-117-A
80	1-80-A through 1-117-A
81	1-81-A through 1-117-A
82	1-81-A through 1-117-A
83	1-83-A through 1-117-A
84	1-84-A through 1-117-A
85	1-85-A through 1-117-A
86	1-86-A through 1-117-A
87	1-87-A through 1-117-A
88	1-88-A through 1-117-A
89	1-89-A through 1-117-A
90	1-90-A through 1-117-A
91	1-91-A through 1-117-A
92	1-91-A through 1-117-A
93	1-93-A through 1-117-A
94	1-94-A through 1-117-A
95	1-95-A through 1-117-A
96	1-96-A through 1-117-A
97	1-97-A through 1-117-A
98	1-98-A through 1-117-A
99	1-99-A through 1-117-A
100	1-100-A through 1-117-A
101	1-101-A through 1-117-A
102	1-101-A through 1-117-A
103	1-103-A through 1-117-A
104	1-104-A through 1-117-A
105	1-105-A through 1-117-A
106	1-106-A through 1-117-A
107	1-107-A through 1-117-A
108	1-108-A through 1-117-A
109	1-109-A through 1-117-A
110	1-110-A through 1-117-A
111	1-111-A through 1-117-A
112	1-111-A through 1-117-A
113	1-113-A through 1-117-A
114	1-114-A through 1-117-A
115	1-115-A through 1-117-A
116	1-116-A through 1-117-A
117	1-117-A
thereafter	$0.00

With respect to the Class 1-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest 1-IO.

With respect to the Class 2-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest 2-IO.

“Uncertificated Pass-Through Rate”: The Uncertificated REMIC 1 Pass-Through Rate, Uncertificated REMIC 2 Pass-Through Rate or Uncertificated REMIC 3 Pass-Through Rate.

“Uncertificated Principal Balance”: With respect to each REMIC Regular Interest, the principal amount of such REMIC Regular Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each such REMIC Regular Interest shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.04 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.05. The Uncertificated Principal Balances of REMIC 3 Regular Interest 1-ZZ and REMIC 3 Regular Interest 2-ZZ shall be increased by interest deferrals as provided in Sections 4.04(c)(1)(ii) and 4.04(c)(2)(ii), respectively. The Uncertificated Principal Balance of each REMIC Regular Interest shall never be less than zero.

“Uncertificated REMIC 1 Pass-Through Rate”: With respect to REMIC 1 Regular Interests OC and P and any Distribution Date, a per annum rate equal to the Group 1 Net Mortgage Rate for such Distribution Date.

With respect to each REMIC 1 Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the Group 1 Net Mortgage Rate for such Distribution Date multiplied by 2, subject to a maximum rate equal to 2 multiplied by the per annum fixed rate set forth in the Group 1 Interest Rate Swap Agreement to be used in determining the Net Swap Payment under such agreement for such Distribution Date.

With respect to each REMIC 1 Regular Interest ending with the designation “B” and any Distribution Date, a per annum rate equal to the greater of (x) the excess of (1) 2 multiplied by the Group 1 Net Mortgage Rate for such Distribution Date over (2) 2 multiplied by the per annum fixed rate set forth in the Group 1 Interest Rate Swap Agreement to be used in determining the Net Swap Payment under such agreement for such Distribution Date, and (y) 0.00%.

“Uncertificated REMIC 2 Pass-Through Rate”: With respect to REMIC 2 Regular Interests OC and P and any Distribution Date, a per annum rate equal to the Group 2 Net Mortgage Rate for such Distribution Date.

With respect to each REMIC 2 Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the Group 2 Net Mortgage Rate for such Distribution Date, multiplied by 2, subject to a maximum rate equal to 2 multiplied by the per annum fixed rate set forth in the Group 2 Interest Rate Swap Agreement to be used in determining the Net Swap Payment under such agreement for such Distribution Date.

With respect to each REMIC 2 Regular Interest ending with the designation “B” and any Distribution Date, a per annum rate equal to the greater of (x) the excess of (1) 2 multiplied by the Group 2 Net Mortgage Rate for such Distribution Date over (2) 2 multiplied by the per annum fixed rate set forth in the Group 2 Interest Rate Swap Agreement to be used in determining the Net Swap Payment under such agreement for such Distribution Date, and (y) 0.00%.

“Uncertificated REMIC 3 Pass-Through Rate”: With respect to each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-IO) and any Distribution Date, a per annum rate equal to the weighted average of (i) the Uncertificated REMIC 1 Pass-Through Rates for the REMIC 1 Regular Interests ending with the designation “B”, REMIC 1 Regular Interest P and REMIC 1 Regular Interest OC for such Distribution Date, and (ii) the rates listed below for the REMIC 1 Regular Interests ending with the designation “A” for such Distribution Date, in each case weighted on the basis of the Uncertificated Principal Balances of each such REMIC 1 Regular Interest for such Distribution Date:

Distribution Date	REMIC 1 Regular Interest	Rate
1	1-1-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
2	1-1-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A	Uncertificated REMIC 1 Pass-Through Rate
3	1-3-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-1-A	Uncertificated REMIC 1 Pass-Through Rate
4	1-4-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-3-A	Uncertificated REMIC 1 Pass-Through Rate
5	1-5-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-4-A	Uncertificated REMIC 1 Pass-Through Rate
6	1-6-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-5-A	Uncertificated REMIC 1 Pass-Through Rate
7	1-7-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-6-A	Uncertificated REMIC 1 Pass-Through Rate
8	1-8-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-7-A	Uncertificated REMIC 1 Pass-Through Rate
9	1-9-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-8-A	Uncertificated REMIC 1 Pass-Through Rate
10	1-10-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-9-A	Uncertificated REMIC 1 Pass-Through Rate
11	1-11-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-10-A	Uncertificated REMIC 1 Pass-Through Rate
12	1-11-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-11-A	Uncertificated REMIC 1 Pass-Through Rate
13	1-13-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-11-A	Uncertificated REMIC 1 Pass-Through Rate
14	1-14-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-13-A	Uncertificated REMIC 1 Pass-Through Rate

15	1-15-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-14-A	Uncertificated REMIC 1 Pass-Through Rate
16	1-16-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-15-A	Uncertificated REMIC 1 Pass-Through Rate
17	1-17-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-16-A	Uncertificated REMIC 1 Pass-Through Rate
18	1-18-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-17-A	Uncertificated REMIC 1 Pass-Through Rate
19	1-19-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-18-A	Uncertificated REMIC 1 Pass-Through Rate
20	1-20-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-19-A	Uncertificated REMIC 1 Pass-Through Rate
21	1-21-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-20-A	Uncertificated REMIC 1 Pass-Through Rate
22	1-21-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-21-A	Uncertificated REMIC 1 Pass-Through Rate
23	1-23-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-21-A	Uncertificated REMIC 1 Pass-Through Rate
24	1-24-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-23-A	Uncertificated REMIC 1 Pass-Through Rate
25	1-25-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-24-A	Uncertificated REMIC 1 Pass-Through Rate
26	1-26-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-25-A	Uncertificated REMIC 1 Pass-Through Rate
27	1-27-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-26-A	Uncertificated REMIC 1 Pass-Through Rate
28	1-28-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-27-A	Uncertificated REMIC 1 Pass-Through Rate
29	1-29-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-28-A	Uncertificated REMIC 1 Pass-Through Rate
30	1-30-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-29-A	Uncertificated REMIC 1 Pass-Through Rate
31	1-31-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-30-A	Uncertificated REMIC 1 Pass-Through Rate
32	1-31-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-31-A	Uncertificated REMIC 1 Pass-Through Rate
33	1-33-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-31-A	Uncertificated REMIC 1 Pass-Through Rate
34	1-34-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-33-A	Uncertificated REMIC 1 Pass-Through Rate
35	1-35-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-34-A	Uncertificated REMIC 1 Pass-Through Rate

36	1-36-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-35-A	Uncertificated REMIC 1 Pass-Through Rate
37	1-37-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-36-A	Uncertificated REMIC 1 Pass-Through Rate
38	1-38-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-37-A	Uncertificated REMIC 1 Pass-Through Rate
39	1-39-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-38-A	Uncertificated REMIC 1 Pass-Through Rate
40	1-40-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-39-A	Uncertificated REMIC 1 Pass-Through Rate
41	1-41-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-40-A	Uncertificated REMIC 1 Pass-Through Rate
42	1-41-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-41-A	Uncertificated REMIC 1 Pass-Through Rate
43	1-43-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-41-A	Uncertificated REMIC 1 Pass-Through Rate
44	1-44-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-43-A	Uncertificated REMIC 1 Pass-Through Rate
45	1-45-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-44-A	Uncertificated REMIC 1 Pass-Through Rate
46	1-46-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-45-A	Uncertificated REMIC 1 Pass-Through Rate
47	1-47-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-46-A	Uncertificated REMIC 1 Pass-Through Rate
48	1-48-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-47-A	Uncertificated REMIC 1 Pass-Through Rate
49	1-49-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-48-A	Uncertificated REMIC 1 Pass-Through Rate
50	1-50-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-49-A	Uncertificated REMIC 1 Pass-Through Rate
51	1-51-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-50-A	Uncertificated REMIC 1 Pass-Through Rate
52	1-51-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-51-A	Uncertificated REMIC 1 Pass-Through Rate
53	1-53-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-51-A	Uncertificated REMIC 1 Pass-Through Rate
54	1-54-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-53-A	Uncertificated REMIC 1 Pass-Through Rate
55	1-55-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-54-A	Uncertificated REMIC 1 Pass-Through Rate
56	1-56-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate

	1-1-A through 1-55-A	Uncertificated REMIC 1 Pass-Through Rate
57	1-57-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-56-A	Uncertificated REMIC 1 Pass-Through Rate
58	1-58-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-57-A	Uncertificated REMIC 1 Pass-Through Rate
59	1-59-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-58-A	Uncertificated REMIC 1 Pass-Through Rate
60	1-60-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-59-A	Uncertificated REMIC 1 Pass-Through Rate
61	1-61-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-60-A	Uncertificated REMIC 1 Pass-Through Rate
62	1-61-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-61-A	Uncertificated REMIC 1 Pass-Through Rate
63	1-63-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-61-A	Uncertificated REMIC 1 Pass-Through Rate
64	1-64-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-63-A	Uncertificated REMIC 1 Pass-Through Rate
65	1-65-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-64-A	Uncertificated REMIC 1 Pass-Through Rate
66	1-66-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-65-A	Uncertificated REMIC 1 Pass-Through Rate
67	1-67-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-66-A	Uncertificated REMIC 1 Pass-Through Rate
68	1-68-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-67-A	Uncertificated REMIC 1 Pass-Through Rate
69	1-69-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-68-A	Uncertificated REMIC 1 Pass-Through Rate
70	1-70-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-59-A	Uncertificated REMIC 1 Pass-Through Rate
71	1-71-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-70-A	Uncertificated REMIC 1 Pass-Through Rate
72	1-72-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-71-A	Uncertificated REMIC 1 Pass-Through Rate
73	1-73-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-72-A	Uncertificated REMIC 1 Pass-Through Rate
74	1-74-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-73-A	Uncertificated REMIC 1 Pass-Through Rate
75	1-75-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-74-A	Uncertificated REMIC 1 Pass-Through Rate
76	1-76-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-75-A	Uncertificated REMIC 1 Pass-Through Rate
77	1-77-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate

	1-1-A through 1-76-A	Uncertificated REMIC 1 Pass-Through Rate
78	1-78-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-77-A	Uncertificated REMIC 1 Pass-Through Rate
79	1-79-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-78-A	Uncertificated REMIC 1 Pass-Through Rate
80	1-80-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-59-A	Uncertificated REMIC 1 Pass-Through Rate
81	1-81-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-80-A	Uncertificated REMIC 1 Pass-Through Rate
82	1-81-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-81-A	Uncertificated REMIC 1 Pass-Through Rate
83	1-83-A through 1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-81-A	Uncertificated REMIC 1 Pass-Through Rate
84	1-84-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
	1-1-A through 1-83-A	Uncertificated REMIC 1 Pass-Through Rate
thereafter	1-1-A through 1-84-A	Uncertificated REMIC 1 Pass-Through Rate

With respect to REMIC 3 Regular Interest 1-IO and any Distribution Date, a per annum rate equal to the excess, if any, of (i) the weighted average of the Uncertificated REMIC 1 Pass-Through Rates for the REMIC 1 Regular Interests ending with the designation “A” for such Distribution Date over (ii) 2 multiplied by Swap LIBOR for such Distribution Date.

With respect to each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interest 2-IO) and any Distribution Date, a per annum rate equal to the weighted average of (i) the Uncertificated REMIC 2 Pass-Through Rates for the REMIC 2 Regular Interests ending with the designation “B”, REMIC 2 Regular Interest P and REMIC 2 Regular Interest OC for such Distribution Date, and (ii) the rates listed below for the REMIC 2 Regular Interests ending with the designation “A” for such Distribution Date, in each case weighted on the basis of the Uncertificated Principal Balances of each such REMIC 2 Regular Interest for such Distribution Date:

Distribution Date	REMIC 2 Regular Interest	Rate
1	1-1-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
2	1-2-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A	Uncertificated REMIC 2 Pass-Through Rate
3	1-3-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-2-A	Uncertificated REMIC 2 Pass-Through Rate
4	1-4-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-3-A	Uncertificated REMIC 2 Pass-Through Rate
5	1-5-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-4-A	Uncertificated REMIC 2 Pass-Through Rate
6	1-6-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate

	1-1-A through 1-5-A	Uncertificated REMIC 2 Pass-Through Rate
7	1-7-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-6-A	Uncertificated REMIC 2 Pass-Through Rate
8	1-8-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-7-A	Uncertificated REMIC 2 Pass-Through Rate
9	1-9-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-8-A	Uncertificated REMIC 2 Pass-Through Rate
10	1-10-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-9-A	Uncertificated REMIC 2 Pass-Through Rate
11	1-11-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-10-A	Uncertificated REMIC 2 Pass-Through Rate
12	1-12-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-11-A	Uncertificated REMIC 2 Pass-Through Rate
13	1-13-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-12-A	Uncertificated REMIC 2 Pass-Through Rate
14	1-14-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-13-A	Uncertificated REMIC 2 Pass-Through Rate
15	1-15-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-14-A	Uncertificated REMIC 2 Pass-Through Rate
16	1-16-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-15-A	Uncertificated REMIC 2 Pass-Through Rate
17	1-17-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-16-A	Uncertificated REMIC 2 Pass-Through Rate
18	1-18-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-17-A	Uncertificated REMIC 2 Pass-Through Rate
19	1-19-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-18-A	Uncertificated REMIC 2 Pass-Through Rate
20	1-20-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-19-A	Uncertificated REMIC 2 Pass-Through Rate
21	1-21-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-20-A	Uncertificated REMIC 2 Pass-Through Rate
22	1-22-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-21-A	Uncertificated REMIC 2 Pass-Through Rate
23	1-23-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-22-A	Uncertificated REMIC 2 Pass-Through Rate
24	1-24-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-23-A	Uncertificated REMIC 2 Pass-Through Rate
25	1-25-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-24-A	Uncertificated REMIC 2 Pass-Through Rate
26	1-26-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-25-A	Uncertificated REMIC 2 Pass-Through Rate

27	1-27-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-26-A	Uncertificated REMIC 2 Pass-Through Rate
28	1-28-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-27-A	Uncertificated REMIC 2 Pass-Through Rate
29	1-29-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-28-A	Uncertificated REMIC 2 Pass-Through Rate
30	1-30-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-29-A	Uncertificated REMIC 2 Pass-Through Rate
31	1-31-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-30-A	Uncertificated REMIC 2 Pass-Through Rate
32	1-32-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-31-A	Uncertificated REMIC 2 Pass-Through Rate
33	1-33-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-32-A	Uncertificated REMIC 2 Pass-Through Rate
34	1-34-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-33-A	Uncertificated REMIC 2 Pass-Through Rate
35	1-35-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-34-A	Uncertificated REMIC 2 Pass-Through Rate
36	1-36-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-35-A	Uncertificated REMIC 2 Pass-Through Rate
37	1-37-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-36-A	Uncertificated REMIC 2 Pass-Through Rate
38	1-38-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-37-A	Uncertificated REMIC 2 Pass-Through Rate
39	1-39-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-38-A	Uncertificated REMIC 2 Pass-Through Rate
40	1-40-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-39-A	Uncertificated REMIC 2 Pass-Through Rate
41	1-41-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-40-A	Uncertificated REMIC 2 Pass-Through Rate
42	1-42-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-41-A	Uncertificated REMIC 2 Pass-Through Rate
43	1-43-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-42-A	Uncertificated REMIC 2 Pass-Through Rate
44	1-44-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-43-A	Uncertificated REMIC 2 Pass-Through Rate
45	1-45-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-44-A	Uncertificated REMIC 2 Pass-Through Rate
46	1-46-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-45-A	Uncertificated REMIC 2 Pass-Through Rate
47	1-47-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate

	1-1-A through 1-46-A	Uncertificated REMIC 2 Pass-Through Rate
48	1-48-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-47-A	Uncertificated REMIC 2 Pass-Through Rate
49	1-49-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-48-A	Uncertificated REMIC 2 Pass-Through Rate
50	1-50-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-49-A	Uncertificated REMIC 2 Pass-Through Rate
51	1-51-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-50-A	Uncertificated REMIC 2 Pass-Through Rate
52	1-52-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-51-A	Uncertificated REMIC 2 Pass-Through Rate
53	1-53-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-52-A	Uncertificated REMIC 2 Pass-Through Rate
54	1-54-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-53-A	Uncertificated REMIC 2 Pass-Through Rate
55	1-55-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-54-A	Uncertificated REMIC 2 Pass-Through Rate
56	1-56-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-55-A	Uncertificated REMIC 2 Pass-Through Rate
57	1-57-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-56-A	Uncertificated REMIC 2 Pass-Through Rate
58	1-58-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-57-A	Uncertificated REMIC 2 Pass-Through Rate
59	1-59-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-58-A	Uncertificated REMIC 2 Pass-Through Rate
60	1-60-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-59-A	Uncertificated REMIC 2 Pass-Through Rate
61	1-61-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-84-A	Uncertificated REMIC 2 Pass-Through Rate
62	1-62-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-61-A	Uncertificated REMIC 2 Pass-Through Rate
63	1-63-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-62-A	Uncertificated REMIC 2 Pass-Through Rate
64	1-64-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-63-A	Uncertificated REMIC 2 Pass-Through Rate
65	1-65-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-64-A	Uncertificated REMIC 2 Pass-Through Rate
66	1-66-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-65-A	Uncertificated REMIC 2 Pass-Through Rate
67	1-67-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-66-A	Uncertificated REMIC 2 Pass-Through Rate
68	1-68-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate

	1-1-A through 1-67-A	Uncertificated REMIC 2 Pass-Through Rate
69	1-69-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-68-A	Uncertificated REMIC 2 Pass-Through Rate
70	1-70-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-69-A	Uncertificated REMIC 2 Pass-Through Rate
71	1-71-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-70-A	Uncertificated REMIC 2 Pass-Through Rate
72	1-72-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-71-A	Uncertificated REMIC 2 Pass-Through Rate
73	1-73-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-72-A	Uncertificated REMIC 2 Pass-Through Rate
74	1-74-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-73-A	Uncertificated REMIC 2 Pass-Through Rate
75	1-75-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-74-A	Uncertificated REMIC 2 Pass-Through Rate
76	1-76-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-75-A	Uncertificated REMIC 2 Pass-Through Rate
77	1-77-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-76-A	Uncertificated REMIC 2 Pass-Through Rate
78	1-78-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-77-A	Uncertificated REMIC 2 Pass-Through Rate
79	1-79-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-78-A	Uncertificated REMIC 2 Pass-Through Rate
80	1-80-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-79-A	Uncertificated REMIC 2 Pass-Through Rate
81	1-81-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-80-A	Uncertificated REMIC 2 Pass-Through Rate
82	1-82-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-81-A	Uncertificated REMIC 2 Pass-Through Rate
83	1-83-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-82-A	Uncertificated REMIC 2 Pass-Through Rate
84	1-84-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-83-A	Uncertificated REMIC 2 Pass-Through Rate
85	1-85-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-84-A	Uncertificated REMIC 2 Pass-Through Rate
86	1-86-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-85-A	Uncertificated REMIC 2 Pass-Through Rate
87	1-87-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-86-A	Uncertificated REMIC 2 Pass-Through Rate
88	1-88-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-87-A	Uncertificated REMIC 2 Pass-Through Rate

89	1-89-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-88-A	Uncertificated REMIC 2 Pass-Through Rate
80	1-80-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-89-A	Uncertificated REMIC 2 Pass-Through Rate
91	1-91-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-90-A	Uncertificated REMIC 2 Pass-Through Rate
92	1-92-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-91-A	Uncertificated REMIC 2 Pass-Through Rate
93	1-93-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-92-A	Uncertificated REMIC 2 Pass-Through Rate
94	1-94-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-93-A	Uncertificated REMIC 2 Pass-Through Rate
95	1-95-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-94-A	Uncertificated REMIC 2 Pass-Through Rate
96	1-96-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-95-A	Uncertificated REMIC 2 Pass-Through Rate
97	1-97-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-96-A	Uncertificated REMIC 2 Pass-Through Rate
98	1-98-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-97-A	Uncertificated REMIC 2 Pass-Through Rate
99	1-99-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-98-A	Uncertificated REMIC 2 Pass-Through Rate
90	1-90-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-99-A	Uncertificated REMIC 2 Pass-Through Rate
101	1-101-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-100-A	Uncertificated REMIC 2 Pass-Through Rate
102	1-102-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-101-A	Uncertificated REMIC 2 Pass-Through Rate
103	1-103-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-102-A	Uncertificated REMIC 2 Pass-Through Rate
104	1-104-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-103-A	Uncertificated REMIC 2 Pass-Through Rate
105	1-105-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-104-A	Uncertificated REMIC 2 Pass-Through Rate
106	1-106-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-105-A	Uncertificated REMIC 2 Pass-Through Rate
107	1-107-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-106-A	Uncertificated REMIC 2 Pass-Through Rate
108	1-108-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-107-A	Uncertificated REMIC 2 Pass-Through Rate
109	1-109-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate

	1-1-A through 1-108-A	Uncertificated REMIC 2 Pass-Through Rate
110	1-100-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-109-A	Uncertificated REMIC 2 Pass-Through Rate
111	1-111-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-110-A	Uncertificated REMIC 2 Pass-Through Rate
112	1-112-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-111-A	Uncertificated REMIC 2 Pass-Through Rate
113	1-113-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-112-A	Uncertificated REMIC 2 Pass-Through Rate
114	1-114-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-113-A	Uncertificated REMIC 2 Pass-Through Rate
115	1-115-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-114-A	Uncertificated REMIC 2 Pass-Through Rate
116	1-116-A through 1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-115-A	Uncertificated REMIC 2 Pass-Through Rate
117	1-117-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	1-1-A through 1-116-A	Uncertificated REMIC 2 Pass-Through Rate
thereafter	1-1-A through 1-117-A	Uncertificated REMIC 2 Pass-Through Rate

With respect to REMIC 3 Regular Interest 2-IO and any Distribution Date, a per annum rate equal to the excess of (i) the weighted average of the Uncertificated REMIC 2 Pass-Through Rates for the REMIC 2 Regular Interests ending with the designation “A” for such Distribution Date over (ii) 2 multiplied by Swap LIBOR for such Distribution Date.

“Uninsured Cause”: Any cause of damage to property subject to a Mortgage such that the complete restoration of such property is not fully reimbursable by the hazard insurance policies or flood insurance policies required to be maintained pursuant to Section 3.13.

“United States Person”: A citizen or resident of the United States, a corporation or a partnership (including an entity treated as a corporation or partnership for United States federal income tax purposes) created or organized in, or under the laws of, the United States or any State thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations) provided that, for purposes solely of the restrictions on the transfer of Class R Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are required by the applicable operative agreement to be United States Persons or an estate whose income is subject to United States federal income tax regardless of its source, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more such United States Persons have the authority to control all substantial decisions of the trust. To the extent prescribed in regulations by the Secretary of the Treasury, which have not yet been issued, a trust which was in existence on August 20, 1996 (other than a trust treated as owned by the grantor under subpart E of part I of subchapter J of chapter 1 of the Code), and which was treated as a United States person on August 20, 1996 may elect to continue to be treated as a United States person notwithstanding the previous sentence.

“Unpaid Interest Shortfall Amount”: For each Class of Offered Certificates and any Distribution Date, the amount, if any, by which (a) the sum of (1) the Monthly Interest Distributable Amount for such Class for such Distribution Date and (2) the outstanding Unpaid Interest Shortfall Amount, if any, for such Class for the immediately preceding Distribution Date exceeds (b) the aggregate amount distributed on such Class in respect of interest pursuant to clause (a) of this definition on such Distribution Date, plus interest on the amount of Unpaid Interest Shortfall Amount due but not paid on such Class on the immediately preceding Distribution Date, to the extent permitted by law, at the Pass-Through Rate for such Class for the related Accrual Period.

“Voting Rights”: The portion of the voting rights of all of the Certificates which is allocated to any Certificate. At all times during the term of this Agreement, (i) 98% of all Voting Rights will be allocated among the Holders of the Class A Certificates, the Subordinate Certificates and the Class C Certificates in proportion to the then outstanding Certificate Principal Balances of their respective Certificates, (ii) 1% of all Voting Rights will be allocated to the Holders of the Class P Certificates and (iii) 1% of all Voting Rights will be allocated to the Holders of the Class R Certificates. The Voting Rights allocated to any Class of Certificates shall be allocated among all Holders of the Certificates of such Class in proportion to the outstanding Percentage Interests in such Class represented thereby.

Section 1.02. Determination of LIBOR.

LIBOR applicable to the calculation of the Pass-Through Rate on the Class A Certificates and Subordinate Certificates for any Accrual Period will be determined on each LIBOR Rate Adjustment Date.

On each LIBOR Rate Adjustment Date, LIBOR shall be established by the Trustee and, as to any Accrual Period, will equal the rate for one month United States dollar deposits that appears on the Telerate Screen Page 3750 as of 11:00 a.m., London time, on such LIBOR Rate Adjustment Date. “Telerate Screen Page 3750” means the display designated as page 3750 on the Telerate Service (or such other page as may replace page 3750 on that service for the purpose of displaying London interbank offered rates of major banks). If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, LIBOR shall be so established by use of such other service for displaying LIBOR or comparable rates as may be selected by the Trustee after consultation with the Master Servicer), the rate will be the Reference Bank Rate. The “Reference Bank Rate” will be determined on the basis of the rates at which deposits in U.S. Dollars are offered by the reference banks (which shall be any three major banks that are engaged in transactions in the London interbank market, selected by the Trustee after consultation with the Master Servicer) as of 11:00 a.m., London time, on the LIBOR Rate Adjustment Date to prime banks in the London interbank market for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Subordinate Certificates then outstanding. The Trustee will request the principal London office of each of the reference banks to provide a quotation of its rate. If at least two such quotations are provided, the rate will be the arithmetic mean of the quotations rounded up to the next multiple of 1/16%. If on such date fewer than two quotations are provided as requested, the rate will be the arithmetic mean of the rates quoted by one or more major banks in New York City, selected by the Trustee after consultation with the Master Servicer, as of 11:00 a.m., New York City time, on such date for loans in U.S. Dollars to leading European banks for a period of one month. If no such quotations can be obtained, the rate will be LIBOR for the prior Distribution Date; provided however, if, under the priorities described above, LIBOR for a Distribution Date would be based on LIBOR for the previous Distribution Date for the third consecutive Distribution Date, the Trustee shall select an alternative comparable index after consultation with the Master Servicer (over which the Trustee has no control), used for determining one-month Eurodollar lending rates that is calculated and published (or otherwise made available) by an independent party.

The establishment of LIBOR by the Trustee on any LIBOR Rate Adjustment Date and the Trustee’s subsequent calculation of the Pass-Through Rate applicable to the Class A Certificates and Subordinate Certificates for the relevant Accrual Period, in the absence of manifest error, will be final and binding.

Promptly following each LIBOR Rate Adjustment Date the Trustee shall supply the Master Servicer with the results of its determination of LIBOR on such date. Furthermore, the Trustee will supply to any Certificateholder so requesting by telephone the Pass-Through Rate on the Class A Certificates and Subordinate Certificates for the current and the immediately preceding Accrual Period.

Section 1.03. Allocation of Certain Interest Shortfalls.

For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Class A Certificates, the Subordinate Certificates and the Class C Certificates for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the related Mortgage Loans for any Distribution Date shall be allocated first, among the related Class C Certificates, based on, and to the extent of, one month's interest at the then applicable Pass-Through Rate on the related Notional Balance of each such Certificate and, thereafter, among the Class A Certificates and the Subordinate Certificates on a pro rata basis, based on, and to the extent of, one month's interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 1 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of Loan Group 1 shall be allocated first, to REMIC 1 Regular Interests ending with the designation “B” and REMIC 1 Regular Interests OC and P, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 1 Regular Interest, and then, to REMIC 1 Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 1 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 2 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of Loan Group 2 shall be allocated first, to REMIC 2 Regular Interests ending with the designation “B” and REMIC 2 Regular Interests OC and P, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest, and then, to REMIC 2 Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interest 1-IO) for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Loan Group 1 for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC 3 Regular Interest 1-AA, each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M, Class 1-B or Class 1-P Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 3 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 3 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interest 2-IO) for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Loan Group 2 for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC 3 Regular Interest 1-AA, each REMIC 3 Group 2 Regular Interest for which a Class 2-A Certificate or Class 2-P Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 2-ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 3 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 3 Regular Interest.

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS;

ORIGINAL ISSUANCE OF CERTIFICATES

Section 2.01. Conveyance of Mortgage Loans.

The Depositor, as of the Closing Date, and concurrently with the execution and delivery hereof, does hereby assign, transfer, sell, set over and otherwise convey to the Trustee without recourse all the right, title and interest of the Depositor in and to the Mortgage Loans identified on the Mortgage Loan Schedule (exclusive of any prepayment fees and late payment charges received thereon) and all other assets included or to be included in the Trust Fund for the benefit of the Certificateholders, including the amount to be deposited by or on behalf of the Depositor into the Net WAC Shortfall Reserve Fund. Such assignment includes all principal and interest received by the Master Servicer on or with respect to the Mortgage Loans (other than payment of principal and interest due on or before the Cut-off Date).

In connection with such transfer and assignment, the Depositor has caused the Sponsor to deliver to, and deposit with the Custodian, as described in the Mortgage Loan Purchase Agreement, with respect to each Mortgage Loan, the following documents or instruments:

(i) the original Mortgage Note endorsed without recourse, “Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement relating to Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-5” with all intervening endorsements showing an unbroken chain of endorsements from the originator to the Person endorsing it to the Trustee or, with respect to any Mortgage Loan as to which the original Mortgage Note has been permanently lost or destroyed and has not been replaced, a Lost Note Affidavit;

(ii) the original recorded Mortgage, noting the presence of the MIN of the Mortgage Loan and language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan, with evidence of recording indicated thereon or, if the original Mortgage has not been returned from the public recording office, a copy of the Mortgage certified by the Sponsor or the public recording office in which such Mortgage has been recorded to be a true and complete copy of the original Mortgage submitted for recording;

(iii) unless the Mortgage Loan is registered on the MERS® System, a duly executed original Assignment of the Mortgage, without recourse, in recordable form to Deutsche Bank National Trust Company, as trustee,” or to “Deutsche Bank National Trust Company, as trustee for holders of Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-5”;

(iv) the original recorded Assignment or Assignments of the Mortgage showing an unbroken chain of assignment from the originator thereof to the Person assigning it to the Trustee (or to MERS, if the Mortgage Loan is registered on the MERS® System and noting the presence of a MIN) or, if any such Assignment has not been returned from the applicable public recording office, a copy of such Assignment certified by the Sponsor to be a true and complete copy of the original Assignment submitted to the title insurance company for recording;

(v) the original title insurance policy, or, if such policy has not been issued, any one of an original or a copy of the preliminary title report, title binder or title commitment on the Mortgaged Property with the original policy of the insurance to be delivered promptly following the receipt thereof;

(vi) a copy of the related hazard insurance policy; and

(vii) a true and correct copy of any assumption, modification, consolidation or substitution agreement.

The Sponsor is obligated as described in the Mortgage Loan Purchase Agreement, with respect to the Mortgage Loans, to deliver to the Custodian: (a) either the original recorded Mortgage, or in the event such original cannot be delivered by the Sponsor, a copy of such Mortgage certified as true and complete by the appropriate recording office, in those instances where a copy thereof certified by the Sponsor was delivered to the Custodian pursuant to clause (ii) above; and (b) either the original Assignment or Assignments of the Mortgage, with evidence of recording thereon, showing an unbroken chain of assignment from the originator to the Sponsor, or in the event such original cannot be delivered by the Sponsor, a copy of such Assignment or Assignments certified as true and complete by the appropriate recording office, in those instances where copies thereof certified by the Sponsor were delivered to the Custodian pursuant to clause (iv) above. However, pursuant to the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, the Sponsor need not cause to be recorded any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by the Sponsor to the Trustee, the Certificate Insurer and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment shall be submitted for recording by the Sponsor in the manner described above, at no expense to the Trust or the Trustee, upon the earliest to occur of: (i) direction by the Holders of Certificates evidencing at least 25% of the Voting Rights or the Certificate Insurer, (ii) the occurrence of a Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Sponsor, (iv) the occurrence of a servicing transfer as described in Section 7.02 hereof and (v) if the Sponsor is not the Master Servicer and with respect to any one assignment, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.

Notwithstanding anything to the contrary contained in this Section 2.01, in those instances where the public recording office retains the original Mortgage after it has been recorded, the Sponsor shall be deemed to have satisfied its obligations hereunder upon delivery to the Custodian of a copy of such Mortgage certified by the public recording office to be a true and complete copy of the recorded original thereof.

If any Assignment is lost or returned unrecorded to the Custodian because of any defect therein, the Sponsor is required, as described in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, to prepare a substitute Assignment or cure such defect, as the case may be, and the Sponsor shall cause such Assignment to be recorded in accordance with this section.

The Sponsor is required as described in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, to exercise its best reasonable efforts to deliver or cause to be delivered to the Custodian within 120 days of the Closing Date, with respect to the Mortgage Loans, the original or a photocopy of the title insurance policy with respect to each such Mortgage Loan assigned to the Trustee pursuant to this Section 2.01.

In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Sponsor further agrees that it will cause, at the Sponsor's own expense, as of the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Sponsor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders and the Certificate Insurer by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Depositor further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement.

All original documents relating to the Mortgage Loans which are not delivered to the Custodian are and shall be held by the Master Servicer in trust for the benefit of the Trustee on behalf of the Certificateholders and the Certificate Insurer.

Except as may otherwise expressly be provided herein, none of the Depositor, the Master Servicer or the Trustee shall (and the Master Servicer shall ensure that no Sub-Servicer shall) assign, sell, dispose of or transfer any interest in the Trust Fund or any portion thereof, or cause the Trust Fund or any portion thereof to be subject to any lien, claim, mortgage, security interest, pledge or other encumbrance.

It is intended that the conveyance of the Mortgage Loans by the Depositor to the Trustee as provided in this Section be, and be construed as, a sale of the Mortgage Loans as provided for in this Section 2.01 by the Depositor to the Trustee for the benefit of the Certificateholders and the Certificate Insurer. It is, further, not intended that such conveyance be deemed a pledge of the Mortgage Loans by the Depositor to the Trustee to secure a debt or other obligation of the Depositor. However, in the event that the Mortgage Loans are held to be property of the Depositor, or if for any reason this Agreement is held or deemed to create a security interest in the Mortgage Loans, then it is intended that, (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the New York Uniform Commercial Code and the Uniform Commercial Code of any other applicable jurisdiction; (b) the conveyance provided for in this Section shall be deemed to be (1) a grant by the Depositor to the Trustee of a security interest in all of the Depositor's right (including the power to convey title thereto), title and interest, whether now owned or hereafter acquired, in and to (A) the Mortgage Loans, including the Mortgage Notes, the Mortgages, any related Insurance Policies and all other documents in the related Mortgage Files, (B) all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and (C) all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, including without limitation all amounts from time to time held or invested in the Certificate Account or the Custodial Account, whether in the form of cash, instruments, securities or other property and (2) an assignment by the Depositor to the Trustee of any security interest in any and all of the Sponsor's right (including the power to convey title thereto), title and interest, whether now owned or hereafter acquired, in and to the property described in the foregoing clauses (1)(A) through (C); (c) the possession by the Trustee or any other Custodian or agent of the Trustee of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” or possession by a purchaser or a person designated by such secured party, for purposes of perfecting the security interest pursuant to the New York Uniform Commercial Code and the Uniform Commercial Code of any other applicable jurisdiction (including, without limitation, Sections 9-115, 9-305, 8-102, 8-301, 8-501 and 8-503 thereof); and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Trustee for the purpose of perfecting such security interest under applicable law. The Depositor and the Trustee shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.

Concurrently with the execution of this Agreement, the Interest Rate Swap Agreements and Cap Contracts shall be delivered to the Trustee. In connection therewith, the Company hereby directs the Trustee, as Supplemental Interest Trust Trustee (not in its individual capacity, but solely in its capacity as Supplemental Interest Trust Trustee), to execute and deliver the related Interest Rate Swap Agreement and to exercise the rights, perform the obligations, and make the representations of Party B (as defined therein) as set forth in the related Interest Rate Swap Agreement and as provided in this Agreement on the Closing Date and thereafter. In addition, the Trustee, as Supplemental Interest Trust Trustee (not in its individual capacity, but solely in its capacity as Supplemental Interest Trust Trustee), is hereby directed to execute and deliver the related Cap Contracts on behalf of Party B (as defined therein) and to exercise the rights, perform the obligations, and make the representations of Party B as set forth in the related Cap Contracts and as provided in this Agreement on the Closing Date and thereafter. The Seller, the Servicer, the Depositor and the related Certificateholders, by acceptance of their Certificates, acknowledge and agree the Trustee, as Supplemental Interest Trust Trustee, shall execute and deliver the related Interest Rate Swap Agreement and Cap Contracts on behalf of Party B (as defined therein) and to exercise the rights, perform the obligations, and make the representations of Party B as set forth in the related Interest Rate Swap Agreement and Cap Contracts and as provided in this Agreement and shall do so solely in its capacity as Supplemental Interest Trust Trustee and not in its individual capacity.

Every provision of this Agreement relating to the conduct or affecting the liability of or affording protection to the Supplemental Interest Trust Trustees shall apply to each Supplemental Interest Trust Trustee’s execution of the related Interest Rate Swap Agreement and Cap Contracts, and the performance of its duties and satisfaction of its obligations on behalf of Party B thereunder.

Section 2.02. Acceptance of the Trust Fund by the Trustee.

The Custodian, with respect to the Mortgage Files held by it, acknowledges receipt (subject to any exceptions noted in the Initial Certification described below) on behalf of the Trustee, of the documents referred to in Section 2.01 above and all other assets included in the definition of “Trust Fund” and declares that it holds and will hold such documents and the other documents delivered to it constituting the Mortgage Files, and that it holds or will hold such other assets included in the definition of “Trust Fund” (to the extent delivered or assigned to the Trustee), in trust for the exclusive use and benefit of all present and future Certificateholders and the Certificate Insurer.

The Custodian agrees, for the benefit of the Certificateholders and the Certificate Insurer, to review or cause to be reviewed on its behalf, each Mortgage File on or before the Closing Date to ascertain that all documents required to be delivered to it are in its possession, and the Custodian agrees to execute and deliver, or cause to be executed and delivered, to the Certificate Insurer, the Depositor and the Master Servicer on the Closing Date, with respect to each Mortgage Loan, an Initial Certification in the form annexed hereto as Exhibit C to the effect that, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in such certification as not covered by such certification), (i) all documents required to be delivered to it pursuant to this Agreement with respect to such Mortgage Loan are in its possession, (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing documents, the information set forth in items (i), (ii), (iii)(A) and (iv) of the definition of the “Mortgage Loan Schedule” accurately reflects information set forth in the Mortgage File. None of the Custodian, the Trustee or the Master Servicer shall be under any duty to determine whether any Mortgage File should include any of the documents specified in clause (vi) or (vii) of Section 2.01. None of the Custodian, the Trustee or the Master Servicer shall be under any duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable or appropriate for the represented purpose or that they have actually been recorded, or they are in recordable form or that they are other than what they purport to be on their face.

Within 90 days of the Closing Date, with respect to the Mortgage Loans, the Trustee, or the Custodian on its behalf, shall deliver to the Certificate Insurer, the Depositor and the Master Servicer a Final Certification in the form annexed hereto as Exhibit D evidencing the completeness of the Mortgage Files, with any applicable exceptions noted thereon, with respect to all of the Mortgage Loans.

If in the process of reviewing the Mortgage Files and preparing the certifications referred to above the Custodian finds any document or documents constituting a part of a Mortgage File to be missing or defective in any material respect, the Custodian shall promptly notify the Sponsor, the Master Servicer, the Certificate Insurer, the Trustee (if not the Custodian) and the Depositor. The Trustee shall promptly notify the Sponsor of such defect and request that the Sponsor cure any such defect within 60 days from the date on which the Sponsor was notified of such defect, and if the Sponsor does not cure such defect in all material respects during such period, request on behalf of the Certificateholders and the Certificate Insurer that the Sponsor purchase such Mortgage Loan from the Trust Fund at the Purchase Price within 90 days after the date on which the Sponsor was notified of such defect; provided that if such defect would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within 90 days from the date such breach was discovered. It is understood and agreed that the obligation of the Sponsor to cure a material defect in, or purchase any Mortgage Loan as to which a material defect in a constituent document exists shall constitute the sole remedy respecting such defect available to Certificateholders, the Certificate Insurer or the Trustee on behalf of Certificateholders. The Purchase Price for the purchased Mortgage Loan shall be deposited or caused to be deposited upon receipt by the Master Servicer in the Custodial Account and, upon receipt by the Trustee of written notification of such deposit signed by a Servicing Officer, the Custodian shall release or cause to be released to the Sponsor the related Mortgage File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Sponsor shall require as necessary to vest in the Sponsor ownership of any Mortgage Loan released pursuant hereto and at such time the Trustee and the Custodian shall have no further responsibility with respect to the related Mortgage File. In furtherance of the foregoing, if the Sponsor is not a member of MERS and the Mortgage is registered on the MERS® System, the Master Servicer, at its own expense and without any right of reimbursement, shall cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to the Sponsor and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS' rules and regulations.

Section 2.03. Representations, Warranties and Covenants of the Master Servicer and the Depositor.

(a) The Master Servicer hereby represents and warrants to and covenants with the Depositor and the Trustee for the benefit of Certificateholders and the Certificate Insurer that:

(i) The Master Servicer is, and throughout the term hereof shall remain, a corporation duly organized, validly existing and in good standing under the laws of the state of its incorporation (except as otherwise permitted pursuant to Section 6.02), the Master Servicer is, and shall remain, in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to perform its obligations under this Agreement, and the Master Servicer is, and shall remain, approved to sell mortgage loans to and service mortgage loans for Fannie Mae and Freddie Mac;

(ii) The execution and delivery of this Agreement by the Master Servicer, and the performance and compliance with the terms of this Agreement by the Master Servicer, will not violate the Master Servicer's articles of incorporation or bylaws or constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, or result in the breach of, any material agreement or other instrument to which it is a party or which is applicable to it or any of its assets;

(iii) The Master Servicer has the full power and authority to enter into and consummate all transactions contemplated by this Agreement, has duly authorized the execution, delivery and performance of this Agreement, and has duly executed and delivered this Agreement;

(iv) This Agreement, assuming due authorization, execution and delivery by the Depositor and the Trustee, constitutes a valid, legal and binding obligation of the Master Servicer, enforceable against the Master Servicer in accordance with the terms hereof, subject to (A) applicable bankruptcy, insolvency, reorganization, moratorium and other laws affecting the enforcement of creditors' rights generally, and (B) general principles of equity, regardless of whether such enforcement is considered in a proceeding in equity or at law;

(v) The Master Servicer is not in violation of, and its execution and delivery of this Agreement and its performance and compliance with the terms of this Agreement will not constitute a violation of, any law, any order or decree of any court or arbiter, or any order, regulation or demand of any federal, state or local governmental or regulatory authority, which violation is likely to affect materially and adversely either the ability of the Master Servicer to perform its obligations under this Agreement or the financial condition of the Master Servicer;

(vi) No litigation is pending (other than litigation with respect to which pleadings or documents have been filed with a court, but not served on the Master Servicer) or, to the best of the Master Servicer's knowledge, threatened against the Master Servicer which would prohibit its entering into this Agreement or performing its obligations under this Agreement or is likely to affect materially and adversely either the ability of the Master Servicer to perform its obligations under this Agreement or the financial condition of the Master Servicer;

(vii) The Master Servicer will comply in all material respects in the performance of this Agreement with all reasonable rules and requirements of each insurer under each Insurance Policy;

(viii) The execution of this Agreement and the performance of the Master Servicer's obligations hereunder do not require any license, consent or approval of any state or federal court, agency, regulatory authority or other governmental body having jurisdiction over the Master Servicer, other than such as have been obtained;

(ix) No information, certificate of an officer, statement furnished in writing or report delivered to the Depositor, any affiliate of the Depositor or the Trustee by the Master Servicer in its capacity as Master Servicer, and not in its capacity as a Sponsor hereunder, will, to the knowledge of the Master Servicer, contain any untrue statement of a material fact;

(x) The Master Servicer will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01; and

(xi) The Master Servicer is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.03(a) shall survive the execution and delivery of this Agreement, and shall inure to the benefit of the Depositor, the Trustee, the Certificate Insurer and the Certificateholders. Upon discovery by the Depositor, the Trustee, the Certificate Insurer or the Master Servicer of a breach of any of the foregoing representations, warranties and covenants that materially and adversely affects the interests of the Depositor, the Certificate Insurer or the Trustee, the party discovering such breach shall give prompt written notice to the other parties. Notwithstanding the foregoing, within 90 days of the earlier of discovery by the Master Servicer or receipt of notice by the Master Servicer of the breach of the covenant of the Master Servicer set forth in Section 2.03(x) above which materially and adversely affects the interests of the Holders of the related Class P Certificates in any Prepayment Charge, the Master Servicer shall remedy such breach as follows: the Master Servicer shall pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the related Class P Certificates, by depositing such amount into the Custodial Account (net of any amount actually collected by the Master Servicer in respect of such Prepayment Charge and remitted by the Master Servicer, for the benefit of the Holders of the related Class P Certificates, in respect of such Prepayment Charge, into the Custodial Account). The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor, the Certificate Insurer or the Trustee on behalf of the Certificateholders, pursuant to the Mortgage Loan Purchase Agreement respecting a breach of any of the representations, warranties and covenants contained in the Mortgage Loan Purchase Agreement.

(b) The Depositor hereby represents and warrants to the Master Servicer and the Trustee for the benefit of Certificateholders and the Certificate Insurer that as of the Closing Date, the representations and warranties of the Sponsor with respect to the Mortgage Loans and the remedies therefor that are contained in the Mortgage Loan Purchase Agreement are as set forth in Exhibit I hereto.

It is understood and agreed that the representations and warranties set forth in this Section 2.03(b) shall survive delivery of the respective Mortgage Files to the Custodian, on behalf of the Trustee.

Upon discovery by either the Depositor, the Master Servicer, the Certificate Insurer or the Trustee of a breach of any representation or warranty set forth in this Section 2.03 which materially and adversely affects the interests of the Certificateholders or the Certificate Insurer in any Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties.

Section 2.04. Representations and Warranties of the Sponsor.

The Depositor hereby assigns to the Trustee for the benefit of Certificateholders and the Certificate Insurer all of its rights (but none of its obligations) in, to and under the Mortgage Loan Purchase Agreement. Insofar as the Mortgage Loan Purchase Agreement relates to such representations and warranties and any remedies provided thereunder for any breach of such representations and warranties, such right, title and interest may be enforced by the Trustee on behalf of the Certificateholders. Upon the discovery by the Depositor, the Master Servicer, the Certificate Insurer or the Trustee of a breach of any of the representations and warranties made in the Mortgage Loan Purchase Agreement in respect of any Mortgage Loan which materially and adversely affects the interests of the Certificateholders or the Certificate Insurer in such Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties. The Trustee shall promptly notify the Sponsor of such breach and request that the Sponsor shall, within 90 days from the date that the Sponsor was notified or otherwise obtained knowledge of such breach, either (i) cure such breach in all material respects or (ii) purchase such Mortgage Loan from the Trust Fund at the Purchase Price and in the manner set forth in Section 2.02; provided that if such breach would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within 90 days from the date such breach was discovered. However, in the case of a breach under the Mortgage Loan Purchase Agreement, subject to the approval of the Depositor the Sponsor shall have the option to substitute a Qualified Substitute Mortgage Loan or Loans for such Mortgage Loan if such substitution occurs within two years following the Closing Date, except that if the breach would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such substitution must occur within 90 days from the date the breach was discovered if such 90 day period expires before two years following the Closing Date. In the event that the Sponsor elects to substitute a Qualified Substitute Mortgage Loan or Loans for a Deleted Mortgage Loan pursuant to this Section 2.04, the Trustee shall enforce the obligation of the Sponsor under the Mortgage Loan Purchase Agreement to deliver to the Trustee and the Master Servicer, as appropriate, with respect to such Qualified Substitute Mortgage Loan or Loans, the original Mortgage Note, the Mortgage, an Assignment of the Mortgage in recordable form, and such other documents and agreements as are required by Section 2.01, with the Mortgage Note endorsed as required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution, to the extent received by the Master Servicer or any Sub-Servicer, shall not be part of the Trust Fund and will be retained by the Master Servicer and remitted by the Master Servicer to the Sponsor on the next succeeding Distribution Date. For the month of substitution, distributions to Certificateholders will include the Monthly Payment due on a Deleted Mortgage Loan for such month and thereafter the Sponsor shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Depositor shall amend or cause to be amended the Mortgage Loan Schedule for the benefit of the Certificateholders and the Certificate Insurer to reflect the removal of such Deleted Mortgage Loan and the substitution of the Qualified Substitute Mortgage Loan or Loans and the Depositor shall deliver the amended Mortgage Loan Schedule to the Trustee. Upon such substitution, the Qualified Substitute Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, the Sponsor shall be deemed to have made the representations and warranties with respect to the Qualified Substitute Mortgage Loan contained in the Mortgage Loan Purchase Agreement as of the date of substitution, and the Depositor shall be deemed to have made with respect to any Qualified Substitute Mortgage Loan or Loans, as of the date of substitution, the non-statistical representations and warranties set forth in Exhibit I hereof.

In connection with the substitution of one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Master Servicer will determine the amount (the “Substitution Adjustment”), if any, by which the aggregate principal balance of all such Qualified Substitute Mortgage Loans as of the date of substitution is less than the aggregate Stated Principal Balance of all such Deleted Mortgage Loans (in each case after application of the principal portion of the Monthly Payments due in the month of substitution that are to be distributed to Certificateholders in the month of substitution). The Trustee shall enforce the obligation of the Sponsor under the Mortgage Loan Purchase Agreement to provide the Master Servicer on the day of substitution for immediate deposit into the Custodial Account the amount of such shortfall, without any reimbursement therefor. In accordance with the Mortgage Loan Purchase Agreement, the Sponsor shall give notice in writing to the Trustee of such event, which notice shall be accompanied by an Officers’ Certificate as to the calculation of such shortfall and by an Opinion of Counsel to the effect that such substitution will not cause (a) any federal tax to be imposed on REMIC 1, REMIC 2, REMIC 3 or REMIC 4, including without limitation, any federal tax imposed on “prohibited transactions” under Section 860F(a)(1) of the Code or on “contributions after the startup date” under Section 860G(d)(1) of the Code or (b) any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificate is outstanding. The costs of any substitution as described above, including any related assignments, opinions or other documentation in connection therewith shall be borne by the Sponsor.

Except as expressly set forth herein none of the Trustee or the Master Servicer is under any obligation to discover any breach of the above-mentioned representations and warranties. It is understood and agreed that the obligation of the Sponsor to cure such breach, purchase or to substitute for such Mortgage Loan as to which such a breach has occurred and is continuing shall constitute the sole remedy respecting such breach available to Certificateholders or the Trustee on behalf of Certificateholders.

Section 2.05. Issuance of Certificates; Conveyance of REMIC 1 Regular Interests, Class C Interest, Class P Interest and Acceptance of REMIC 2, REMIC 3 and REMIC 4 by the Trustee.

(a) The Trustee acknowledges the assignment to it of the Mortgage Loans and the delivery to it or to a Custodian on its behalf of the Mortgage Files, subject to the provisions of Sections 2.01 and 2.02, together with the assignment to it of all other assets included in the Trust Fund, receipt of which is hereby acknowledged. Concurrently with such assignment and delivery and in exchange therefor, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Certificates in authorized denominations. The interests evidenced by the Certificates, constitute the entire beneficial ownership interest in the Trust Fund.

(b) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 1 Regular Interests and REMIC 2 Regular Interests for the benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the REMIC 1 Regular Interests and REMIC 2 Regular Interests (all of which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest). The interests evidenced by the Class R-3 Interest, together with the REMIC 3 Regular Interests, constitute the entire beneficial ownership interest in REMIC 3.

(c) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 3 Regular Interests for the benefit of the holders of the REMIC 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest). The Trustee acknowledges receipt of the REMIC 3 Regular Interests (which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest). The interests evidenced by the Class R-4 Interest, together with the REMIC 4 Regular Interests, constitute the entire beneficial ownership interest in REMIC 4.

(c) In exchange for the REMIC 3 Regular Interests and, concurrently with the assignment to the Trustee thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Regular Certificates in authorized denominations evidencing (together with the Class R-4 Interest and Class IO Interests) the entire beneficial ownership interest in REMIC 4.

(d) Concurrently with (i) the assignment and delivery to the Trustee of REMIC 1 (including the Residual Interest therein represented by the Class R-1 Interest) and the acceptance by the Trustee thereof, (ii) the assignment and delivery to the Trustee of REMIC 2 (including the Residual Interest therein represented by the Class R-2 Interest), (iii) the assignment and delivery to the Trustee of REMIC 3 (including the Residual Interest therein represented by the Class R-3 Interest) (iv) the assignment and delivery to the Trustee of REMIC 4 (including the Residual Interest therein represented by the Class R-4 Interest) and the acceptance by the Trustee thereof, the Trustee, from and pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Class R Certificates in authorized denominations evidencing the Class R-1 Interest and Class R-2 Interest and the Class R-3 Interest and Class R-4 Interest, respectively.

Section 2.06. Purposes and Powers of the Trust.

The purpose of the common law trust, as created hereunder, is to engage in the following activities:

(a) acquire and hold the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom;

(b) to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans;

(d) to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and

(e) subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.

The trust is hereby authorized to engage in the foregoing activities. The Trustee shall not knowingly and explicity cause the trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding, and this Section 2.06 may not be amended, without the consent of the Certificateholders evidencing 51% or more of the aggregate voting rights of the Certificates and the Certificate Insurer.

ARTICLE III

ADMINISTRATION AND SERVICING

OF THE TRUST FUND

Section 3.01. Master Servicer to Act as Master Servicer.

The Master Servicer shall supervise, or take such actions as are necessary to ensure, the servicing and administration of the Mortgage Loans and any REO Property in accordance with this Agreement and its normal servicing practices, which generally shall conform to the standards (i) of the Servicing Guide, if Impac Funding Corporation is Master Servicer, or (ii) if Impac Funding Corporation is not the Master Servicer, of an institution prudently servicing mortgage loans for its own account and shall have full authority to do anything it reasonably deems appropriate or desirable in connection with such servicing and administration. To the extent consistent with the foregoing, the Master Servicer shall waive (or permit a Sub-Servicer to waive) a Prepayment Charge only if such waiver would maximize recovery of total proceeds taking into account the value of such Prepayment Charge and related Mortgage Loan and doing so is standard and customary in servicing mortgage loans similar to the Mortgage Loans (including any waiver of a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is related to a default or a reasonably foreseeable default), and in no event will it waive a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable default.

The Master Servicer may perform its responsibilities relating to servicing through other agents or independent contractors, but shall not thereby be released from any of its responsibilities as hereinafter set forth. The authority of the Master Servicer, in its capacity as master servicer, and any Sub-Servicer acting on its behalf, shall include, without limitation, the power to (i) consult with and advise any Sub-Servicer regarding administration of a related Mortgage Loan, (ii) approve any recommendation by a Sub-Servicer to foreclose on a related Mortgage Loan, (iii) supervise the filing and collection of insurance claims and take or cause to be taken such actions on behalf of the insured Person thereunder as shall be reasonably necessary to prevent the denial of coverage thereunder, and (iv) effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing a related Mortgage Loan, including the employment of attorneys, the institution of legal proceedings, the collection of deficiency judgments, the acceptance of compromise proposals, the filing of claims under any Insurance Policy and any other matter pertaining to a delinquent Mortgage Loan. The authority of the Master Servicer shall include, in addition, the power on behalf of the Certificateholders, the Trustee or any of them to (i) execute and deliver customary consents or waivers and other instruments and documents, (ii) consent to transfer of any related Mortgaged Property and assumptions of the related Mortgage Notes and Security Instruments (in the manner provided in this Agreement) and (iii) collect any Insurance Proceeds and Liquidation Proceeds. If permitted under applicable law without prejudicing any rights of the Trust Fund with respect to any Mortgage Loan, the Master Servicer, with such documentation as local law requires, acting in its own name, may pursue claims on behalf of the Trust Fund. Without limiting the generality of the foregoing, the Master Servicer and any Sub-Servicer acting on its behalf may, and is hereby authorized, and empowered by the Trustee to, execute and deliver, on behalf of itself, the Certificateholders or the Trustee or any of them, any instruments of satisfaction, cancellation, partial or full release, discharge and all other comparable instruments, with respect to the related Mortgage Loans, the Insurance Policies and the accounts related thereto, and the Mortgaged Properties. The Master Servicer may exercise this power in its own name or in the name of a Sub-Servicer.

Subject to Section 3.16, the Trustee shall execute, at the written request of the Master Servicer, and furnish to the Master Servicer and any Sub-Servicer such documents as are necessary or appropriate to enable the Master Servicer or any Sub-Servicer to carry out their servicing and administrative duties hereunder, and the Trustee hereby grants to the Master Servicer a power of attorney to carry out such duties. The Trustee shall not be liable for the actions of the Master Servicer or any Sub-Servicers under such powers of attorney.

In accordance with the standards of the preceding paragraph, the Master Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 3.09, and further as provided in Section 3.11; provided that the Master Servicer shall not be obligated to make such advance if, in its reasonable good faith judgment, the Master Servicer determines that such advance to be a Nonrecoverable Advance.

The Master Servicer is authorized and empowered by the Trustee, on behalf of the Certificateholders and the Trustee, in its own name or in the name of any Sub-Servicer, when the Master Servicer or such Sub-Servicer, as the case may be, believes it is appropriate in its best judgment to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns. Any expenses incurred in connection with the actions described in the preceding sentence shall be borne by the Master Servicer in accordance with Section 3.17, with no right of reimbursement; provided, that if, as a result of MERS discontinuing or becoming unable to continue operations in connection with the MERS System, it becomes necessary to remove any Mortgage Loan from registration on the MERS System and to arrange for the assignment of the related Mortgages to the Trustee, then any related expenses shall be reimbursable to the Master Servicer from the Trust Fund.

Notwithstanding anything in this Agreement to the contrary, the Master Servicer shall not (unless the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Master Servicer, reasonably foreseeable) make or permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (i) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated thereunder) and (ii) cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or “contributions” after the startup date under the REMIC Provisions.

The relationship of the Master Servicer (and of any successor to the Master Servicer under this Agreement) to the Trustee under this Agreement is intended by the parties to be that of an independent contractor and not that of a joint venturer, partner or agent.

Section 3.02. Sub-Servicing Agreements Between Master Servicer and Sub-Servicers.

(a) The Master Servicer may enter into Sub-Servicing Agreements with Sub-Servicers for the servicing and administration of the Mortgage Loans and for the performance of any and all other activities of the Master Servicer hereunder; provided, however, that such agreements would not result in a withdrawal or a downgrading by Standard & Poor's of its rating on any Class of Certificates. Each Sub-Servicer shall be either (i) an institution the accounts of which are insured by the FDIC or (ii) another entity that engages in the business of originating or servicing mortgage loans comparable to the Mortgage Loans, and in either case shall be authorized to transact business in the state or states in which the related Mortgaged Properties it is to service are situated, if and to the extent required by applicable law to enable the Sub-Servicer to perform its obligations hereunder and under the Sub-Servicing Agreement, and in either case shall be a Freddie Mac or Fannie Mae approved mortgage servicer. Any Sub-Servicing Agreement entered into by the Master Servicer shall include the provision that such Agreement may be immediately terminated (x) with cause and without any termination fee by any Master Servicer hereunder or (y) without cause in which case the Master Servicer shall be responsible for any termination fee or penalty resulting therefrom (except that in the case of Midland acting as a Sub-Servicer, neither the Master Servicer nor any successor Master Servicer shall terminate the related Sub-Servicing Agreement without cause). In addition, each Sub-Servicing Agreement shall provide for servicing of the Mortgage Loans consistent with the terms of this Agreement. The Master Servicer and the Sub-Servicers may enter into Sub-Servicing Agreements and make amendments to the Sub-Servicing Agreements or enter into different forms of Sub-Servicing Agreements providing for, among other things, the delegation by the Master Servicer to a Sub-Servicer of additional duties regarding the administration of the Mortgage Loans; provided, however, that any such amendments or different forms shall be consistent with and not violate the provisions of this Agreement, and that no such amendment or different form shall be made or entered into which could be reasonably expected to be materially adverse to the interests of the Certificate Insurer or Certificateholders, without the consent of the Certificate Insurer or the Holders of Certificates entitled to at least 51% of the Voting Rights. The parties hereto acknowledge that the initial Sub-Servicers shall be Countrywide, Midland and GMAC.

The Master Servicer has entered into a separate Sub-Servicing Agreement with each of Countrywide, GMAC and Midland for the servicing and administration of certain of the Mortgage Loans and may enter into additional Sub-Servicing Agreements with Sub-Servicers for the servicing and administration of certain of the Mortgage Loans.

(b) As part of its servicing activities hereunder, the Master Servicer, for the benefit of the Trustee, the Certificate Insurer and the Certificateholders, shall enforce the obligations of each Sub-Servicer under the related Sub-Servicing Agreement. The Certificate Insurer may direct the Master Servicer to enforce any remedies against a defaulting Sub-Servicer. Such enforcement, including, without limitation, the legal prosecution of claims, termination of Sub-Servicing Agreements and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Master Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Master Servicer shall pay the costs of such enforcement at its own expense, but shall be reimbursed therefor only (i) from a general recovery resulting from such enforcement only to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage Loan or (ii) from a specific recovery of costs, expenses or attorneys' fees against the party against whom such enforcement is directed.

(d) The Master Servicer represents that it will cause any Sub-Servicer to accurately and fully report its borrower credit files to all three credit repositories in a timely manner.

Section 3.03. Successor Sub-Servicers.

The Master Servicer shall be entitled to terminate any Sub-Servicing Agreement and the rights and obligations of any Sub-Servicer pursuant to any Sub-Servicing Agreement in accordance with the terms and conditions of such Sub-Servicing Agreement, except that in the case of Midland such termination may only be for cause. In the event of termination of any Sub-Servicer, all servicing obligations of such Sub-Servicer shall be assumed simultaneously by the Master Servicer without any act or deed on the part of such Sub-Servicer or the Master Servicer, and the Master Servicer either shall service directly the related Mortgage Loans or shall enter into a Sub-Servicing Agreement with a successor Sub-Servicer which qualifies under Section 3.02.

Section 3.04. Liability of the Master Servicer.

Notwithstanding any Sub-Servicing Agreement, any of the provisions of this Agreement relating to agreements or arrangements between the Master Servicer and a Sub-Servicer or reference to actions taken through a Sub-Servicer or otherwise, the Master Servicer shall under all circumstances remain obligated and primarily liable to the Trustee, the Certificate Insurer and Certificateholders for the servicing and administering of the Mortgage Loans and any REO Property in accordance with the provisions of Article III without diminution of such obligation or liability by virtue of such Sub-Servicing Agreements or arrangements or by virtue of indemnification from the Sub-Servicer and to the same extent and under the same terms and conditions as if the Master Servicer alone were servicing and administering the Mortgage Loans. For purposes of this Agreement, the Master Servicer shall be deemed to have received payments on Mortgage Loans when the Sub-Servicer has received such payments. The Master Servicer shall be entitled to enter into any agreement with a Sub-Servicer for indemnification of the Master Servicer by such Sub-Servicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

Section 3.05. No Contractual Relationship Between Sub-Servicers and Trustee or Certificateholders.

Any Sub-Servicing Agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Sub-Servicer in its capacity as such and not as an originator shall be deemed to be between the Sub-Servicer and the Master Servicer alone, and the Trustee and Certificateholders shall not be deemed parties thereto and shall have no claims, rights, obligations, duties or liabilities with respect to the Sub-Servicer except as set forth in Section 3.06. The Master Servicer (or the Sub-Servicer of the Group 1 Loans) shall be liable for the payment of any franchise taxes which may be assessed by the California Franchise Tax Board in connection with the activities of the Trust under this Agreement.

Section 3.06. Assumption or Termination of Sub-Servicing Agreements by Trustee.

(a) If the Trustee or its designee shall assume the master servicing obligations of the Master Servicer in accordance with Section 7.02 below, the Trustee, to the extent necessary to permit the Trustee to carry out the provisions of Section 7.02 with respect to the Mortgage Loans, shall succeed to all of the rights and obligations of the Master Servicer under each of the Sub-Servicing Agreements. In such event, the Trustee or its designee as the successor master servicer shall be deemed to have assumed all of the Master Servicer's rights and obligations therein and to have replaced the Master Servicer as a party to such Sub-Servicing Agreements to the same extent as if such Sub-Servicing Agreements had been assigned to the Trustee or its designee as a successor master servicer, except that the Trustee or its designee as a successor master servicer shall not be deemed to have assumed any obligations or liabilities of the Master Servicer arising prior to such assumption (other than the obligation to make any Advances hereunder) and the Master Servicer shall not thereby be relieved of any liability or obligations under such Sub-Servicing Agreements arising prior to such assumption. Nothing in the foregoing shall be deemed to entitle the Trustee or its designee as a successor master servicer at any time to receive any portion of the servicing compensation provided under Section 3.17 except for such portion as the Master Servicer would be entitled to receive.

(b) In the event that the Trustee or its designee as successor master servicer for the Trustee assumes the servicing obligations of the Master Servicer under Section 7.02, upon the reasonable request of the Trustee or such designee as successor master servicer the Master Servicer shall at its own expense deliver to the Trustee, or at its written request to such designee, photocopies of all documents, files and records, electronic or otherwise, relating to the Sub-Servicing Agreements and the related Mortgage Loans or REO Property then being serviced and an accounting of amounts collected and held by it, if any, and will otherwise cooperate and use its reasonable efforts to effect the orderly and efficient transfer of the Sub-Servicing Agreements, or responsibilities hereunder to the Trustee, or at its written request to such designee as successor master servicer.

Section 3.07. Collection of Certain Mortgage Loan Payments.

(a) The Master Servicer will coordinate and monitor remittances by Sub-Servicers to the Master Servicer with respect to the Mortgage Loans in accordance with this Agreement.

(b) The Master Servicer shall make its reasonable efforts to collect or cause to be collected all payments required under the terms and provisions of the Mortgage Loans and shall follow, and use its reasonable efforts to cause Sub-Servicers to follow, collection procedures comparable to the collection procedures of prudent mortgage lenders servicing mortgage loans for their own account to the extent such procedures shall be consistent with this Agreement. Consistent with the foregoing, the Master Servicer may in its discretion (i) waive or permit to be waived any late payment charge, assumption fee, or any penalty interest in connection with the prepayment of a Mortgage Loan and (ii) suspend or reduce or permit to be suspended or reduced regular monthly payments for a period of up to six months, or arrange or permit an arrangement with a Mortgagor for a scheduled liquidation of delinquencies. In the event the Master Servicer shall consent to the deferment of the due dates for payments due on a Mortgage Note, the Master Servicer shall nonetheless make an Advance or, in the case of a Group 1 Loan, shall cause the related Sub-Servicer to make an Advance to the same extent as if such installment were due, owing and delinquent and had not been deferred through liquidation of the Mortgaged Property; provided, however, that the obligation of the Master Servicer or related Sub-Servicer to make an Advance shall apply only to the extent that such Advances are not Nonrecoverable Advances.

(c) On each Determination Date, with respect to each Mortgage Loan for which during the related Prepayment Period the Master Servicer has determined that all amounts which it expects to recover from or on account of each such Mortgage Loan have been recovered and that no further Liquidation Proceeds will be received in connection therewith, the Master Servicer shall provide to the Trustee a certificate of a Servicing Officer that such Mortgage Loan became a Liquidated Mortgage Loan in a Cash Liquidation or REO Disposition.

The Master Servicer shall make reasonable efforts to collect all payments called for under the terms and provisions of the Mortgage Loans, and shall, to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Insurance Policy, follow such collection procedures as it would follow with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. The Master Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note, Primary Hazard Insurance Policy or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that it is prohibited by applicable law from enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required. The Master Servicer shall be responsible for preparing and distributing all information statements relating to payments on the Mortgage Loans, in accordance with all applicable federal and state tax laws and regulations.

Section 3.08. Sub-Servicing Accounts.

In those cases where a Sub-Servicer is servicing a Mortgage Loan pursuant to a Sub-Servicing Agreement, the Sub-Servicer will be required to establish and maintain one or more accounts (collectively, the “Sub-Servicing Account”). The Sub-Servicing Account shall be an Eligible Account and shall otherwise be acceptable to the Master Servicer. All amounts held in a Sub-Servicing Account shall be held in trust for the Trustee for the benefit of the Certificateholders and the Certificate Insurer. Any investment of funds held in such an account shall be in Permitted Investments maturing not later than the Business Day immediately preceding the next Sub-Servicer Remittance Date. The Sub-Servicer will be required to deposit into the Sub-Servicing Account no later than two Business Days after receipt all proceeds of Mortgage Loans received by the Sub-Servicer, less the Excess Servicing Strip (in the case of Loan Group 2) and its servicing compensation and any unreimbursed expenses and advances, to the extent permitted by the Sub-Servicing Agreement. On each Sub-Servicer Remittance Date the Sub-Servicer will be required to remit to the Master Servicer for deposit in the Custodial Account all funds held in the Sub-Servicing Account with respect to any Mortgage Loan as of the Sub-Servicer Remittance Date, after deducting from such remittance the Excess Servicing Strip (in the case of Loan Group 2) and an amount equal to the servicing compensation (including interest on Permitted Investments) and unreimbursed expenses and advances to which it is then entitled pursuant to the related Sub-Servicing Agreement, to the extent not previously paid to or retained by it. In addition, on each Sub-Servicer Remittance Date the Sub-Servicer will be required to remit to the Master Servicer any amounts required to be advanced pursuant to the related Sub-Servicing Agreement. The Sub-Servicer will also be required to remit to the Master Servicer, within five Business Days of receipt, the proceeds of any Principal Prepayment made by the Mortgagor, and, on each Sub-Servicer Remittance Date, the amount of any Insurance Proceeds or Liquidation Proceeds received during the related Prepayment Period.

Section 3.09. Collection of Taxes, Assessments and Similar Items; Servicing Accounts.

The Master Servicer and the Sub-Servicers shall establish and maintain one or more accounts (the “Servicing Accounts”), and shall deposit and retain therein all collections from the Mortgagors (or related advances from Sub-Servicers) for the payment of taxes, assessments, Primary Hazard Insurance Policy premiums, and comparable items for the account of the Mortgagors, to the extent that the Master Servicer customarily escrows for such amounts. Withdrawals of amounts so collected from a Servicing Account may be made only to (i) effect payment of taxes, assessments, Primary Hazard Insurance Policy premiums and comparable items; (ii) reimburse the Master Servicer (or a Sub-Servicer to the extent provided in the related Sub-Servicing Agreement) out of related collections for any payments made pursuant to Sections 3.01 (with respect to taxes and assessments), and 3.13 (with respect to Primary Hazard Insurance Policies); (iii) refund to Mortgagors any sums as may be determined to be overages; (iv) payment of investment income to the extent provided in the mortgage loan documentation or (v) clear and terminate the Servicing Account at the termination of this Agreement pursuant to Section 9.01. As part of its servicing duties, the Master Servicer or the Sub-Servicer of the Group 1 Loans shall, if and to the extent required by law, pay to the Mortgagors interest on funds in Servicing Accounts from its or their own funds, without any reimbursement therefor.

Section 3.10. Custodial Account.

(a) The Master Servicer shall establish and maintain one or more accounts (collectively, the “Custodial Account”) in which the Master Servicer shall deposit or cause to be deposited on a daily basis, or as and when received and identified from the Sub-Servicers, the following payments and collections received or made by or on behalf of it subsequent to the Cut-off Date with respect to the Mortgage Loans, or payments received by it prior to the Cut-off Date but allocable to a period subsequent thereto (other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date):

(i) all payments (including advances by a Sub-Servicer) on account of principal, including Principal Prepayments, on the Mortgage Loans;

(ii) all payments (including advances by a Sub-Servicer) on account of interest on the Mortgage Loans, net of any portion thereof retained by the Master Servicer or any Sub-Servicer as Servicing Fees;

(iii) all Insurance Proceeds, other than proceeds that represent reimbursement of costs and expenses incurred by the Master Servicer or any Sub-Servicer in connection with presenting claims under the related Insurance Policies, Liquidation Proceeds and REO Proceeds;

(iv) all proceeds of any Mortgage Loan or REO Property repurchased or purchased in accordance with Sections 2.02, 2.04, 3.14 or 9.01; and all amounts required to be deposited in connection with the substitution of a Qualified Substitute Mortgage Loan pursuant to Section 2.04; and

(v) any amounts required to be deposited pursuant to Section 3.12, 3.13, 3.15 or 3.22.

The foregoing requirements for deposit in the Custodial Account shall be exclusive. In the event the Master Servicer shall deposit in the Custodial Account any amount not required to be deposited therein, it may withdraw such amount from the Custodial Account, any provision herein to the contrary notwithstanding. The Custodial Account shall be maintained as a segregated account, separate and apart from trust funds created for mortgage pass-through certificates of other series, and the other accounts of the Master Servicer.

(b) Funds in the Custodial Account may be invested in Permitted Investments in accordance with the provisions set forth in Section 3.12. The Master Servicer shall give notice to the Trustee and the Depositor of the location of the Custodial Account after any change thereof.

Section 3.11. Permitted Withdrawals From the Custodial Account.

The Master Servicer may, from time to time as provided herein, make withdrawals from the Custodial Account of amounts on deposit therein pursuant to Section 3.10 that are attributable to the Mortgage Loans for the following purposes:

(i) to make deposits into the Certificate Account in the amounts and in the manner provided for in Section 4.01;

(ii) to pay to itself, the Depositor, the Sponsor or any other appropriate person, as the case may be, with respect to each Mortgage Loan that has previously been purchased or repurchased pursuant to Sections 2.02, 2.04, 3.14 or 9.01 all amounts received thereon and not yet distributed as of the date of purchase or repurchase;

(iii) to reimburse itself or any Sub-Servicer for Advances not previously reimbursed, the Master Servicer's or any Sub-Servicer's right to reimbursement pursuant to this clause (iii) being limited to amounts received which represent Late Collections (net of the related Servicing Fees) of Monthly Payments on Mortgage Loans with respect to which such Advances were made and as further provided in Section 3.15;

(iv) to reimburse or pay itself, the Trustee or the Depositor for expenses incurred by or reimbursable to the Master Servicer, the Trustee or the Depositor pursuant to Sections 3.22, 6.03, 8.05 or 10.01(g), except as otherwise provided in such Sections hereof;

(v) to reimburse itself or any Sub-Servicer for costs and expenses incurred by or reimbursable to it relating to the prosecution of any claims pursuant to Section 3.13 that are in excess of the amounts so recovered;

(vi) to reimburse itself or any Sub-Servicer for unpaid Master Servicing Fees, Sub-Servicing Fees and unreimbursed Servicing Advances, the Master Servicer's or any Sub-Servicer's right to reimbursement pursuant to this clause (vi) with respect to any Mortgage Loan being limited to late recoveries of the payments for which such advances were made pursuant to Section 3.01 or Section 3.09 and any other related Late Collections;

(vii) to pay itself as servicing compensation (in addition to the Master Servicing Fee and Sub-Servicing Fee), on or after each Distribution Date, any interest or investment income earned on funds deposited in the Custodial Account for the period ending on such Distribution Date;

(viii) to reimburse itself or any Sub-Servicer for any Advance or Servicing Advance previously made, after a Realized Loss has been allocated with respect to the related Mortgage Loan if the Advance or Servicing Advance was not reimbursed pursuant to clauses (iii) and (vi);

(ix) to pay PMI Insurer the premium under the PMI Insurer Policies;

(x) to clear and terminate the Custodial Account at the termination of this Agreement pursuant to Section 9.01; and

(xi) to reimburse itself or any Sub-Servicer from general collections for any Advance or Servicing Advance made that has been deemed by the Master Servicer to be a Nonrecoverable Advance.

The Master Servicer shall keep and maintain separate accounting records on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Custodial Account pursuant to such subclauses (ii) through (x). Reconciliations will be prepared for the Custodial Account within 45 Calendar days after the bank statement cut-off date. All items requiring reconciliation will be resolved within 90 calendar days of their original identification.

Section 3.12. Permitted Investments.

Any institution maintaining the Custodial Account shall at the direction of the Master Servicer invest the funds in such account in Permitted Investments, each of which shall mature not later than (i) the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee is the obligor thereon, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon and shall not be sold or disposed of prior to its maturity. All income and gain realized from any such investment as well as any interest earned on deposits in the Custodial Account shall be for the benefit of the Master Servicer. The Master Servicer shall deposit in the Custodial Account an amount equal to the amount of any loss incurred in respect of any such investment immediately upon realization of such loss without right of reimbursement.

The Trustee or its Affiliates are permitted to receive additional compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to effect transactions in certain Permitted Investments and (iii) effecting transactions in certain Permitted Investments.

Funds on deposit in the Group 1 Net WAC Shortfall Reserve Fund or Group 2 Net WAC Shortfall Reserve Fund may be invested in Permitted Investments in accordance with this Section 3.12 subject to any limitations set forth in Section 4.08 (with respect to the Group 1 Net WAC Shortfall Reserve Fund or Group 2 Net WAC Shortfall Reserve Fund, as applicable) and any investment earnings or interest paid shall accrue to the Trustee and the Trustee shall deposit in the related account from its own funds the amount of any loss incurred on Permitted Investments in such account.

Section 3.13. Maintenance of Primary Hazard Insurance.

The Master Servicer shall cause to be maintained for each Mortgage Loan primary hazard insurance by a Qualified Insurer or other insurer satisfactory to the Rating Agencies with extended coverage on the related Mortgaged Property in an amount equal to the lesser of (i) 100% of the replacement value of the improvements, as determined by the insurance company, on such Mortgaged Property or (ii) the unpaid principal balance of the Mortgage Loan. The Master Servicer shall also cause to be maintained on property acquired upon foreclosure, or deed in lieu of foreclosure, of any Mortgage Loan, fire insurance with extended coverage in an amount equal to the replacement value of the improvements thereon. Any costs incurred in maintaining any insurance described in this Section 3.13 (other than any deductible described in the last paragraph hereof) shall be recoverable as a Servicing Advance. The Master Servicer shall not be obligated to advance any amounts pursuant to this Section 3.13 if, in its good faith judgment, the Master Servicer determines that such advance would be a Nonrecoverable Advance. Pursuant to Section 3.10, any amounts collected by the Master Servicer under any such policies (other than amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures) shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 3.11. Any cost incurred by the Master Servicer in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to Certificateholders, be added to the amount owing under the Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage Loan other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance.

The Master Servicer shall, or shall cause the related Sub-Servicer to, exercise its best reasonable efforts to maintain and keep in full force and effect each Primary Insurance Policy by a Qualified Insurer, or other insurer satisfactory to the Rating Agencies, with respect to each first lien Mortgage Loan as to which as of the Cut-Off Date such a Primary Insurance Policy was in effect (or, in the case of a Qualified Substitute Mortgage Loan, the date of substitution) and the original principal amount of the related Mortgage Note exceeded 80% of the Collateral Value in an amount at least equal to the excess of such original principal amount over 75% of such Collateral Value until the principal amount of any such first lien Mortgage Loan is reduced below 80% of the Collateral Value or, based upon a new appraisal, the principal amount of such first lien Mortgage Loan represents less than 80% of the new appraised value. The Master Servicer shall, or shall cause the related Sub-Servicer to, effect the timely payment of the premium on each Primary Insurance Policy. The Master Servicer and the related Sub-Servicer shall have the power to substitute for any Primary Insurance Policy another substantially equivalent policy issued by another Qualified Insurer, provided, that, such substitution shall be subject to the condition that it will not cause the ratings on the Certificates to be downgraded or withdrawn, as evidenced in writing from each Rating Agency.

The Master Servicer shall cooperate with the PMI Insurer and shall use its best efforts to furnish all reasonable aid, evidence and information in the possession of the Master Servicer or to which the Master Servicer has access with respect to any PMI Mortgage Loan.

In the event of a default by PMI Insurer under the PMI Insurer Policy (a “Replacement Event”), the Master Servicer shall use its best efforts to obtain a substitute lender-paid primary mortgage insurance policy (a “Substitute PMI Policy”), with the approval of the Certificate Insurer; provided, however, that the Master Servicer shall not be obligated, and shall have no liability for failing, to obtain a Substitute PMI Policy unless such Substitute PMI Policy can be obtained on the following terms and conditions: (i) the Certificates shall be rated no lower than the rating assigned by each Rating Agency to the Certificates immediately prior to such Replacement Event, as evidenced by a letter from each Rating Agency addressed to the Company, the Master Servicer and the Trustee, (ii) the timing and mechanism for drawing on such new Substitute PMI Policy shall be reasonably acceptable to the Master Servicer and the Trustee and (iii) the premiums under the proposed Substitute PMI Policy shall not exceed such premiums under the existing PMI Insurer Policy.

With respect to the PMI Mortgage Loans covered by a PMI Insurer Policy, the Master Servicer will confirm with PMI Insurer, and PMI Insurer will certify to the Trustee, on or before February 1, 2007, that the Mortgage Loans indicated on the Mortgage Loan Schedule as being covered by PMI Insurer Policy are so covered.

No earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired with respect to a security instrument other than pursuant to such applicable laws and regulations as shall at any time be in force and shall require such additional insurance. When, at the time of origination of the Mortgage Loan or at any subsequent time, the Mortgaged Property is located in a federally designated special flood hazard area, the Master Servicer shall cause with respect to the Mortgage Loans and each REO Property flood insurance (to the extent available and in accordance with mortgage servicing industry practice) to be maintained. Such flood insurance shall cover the Mortgaged Property, including all items taken into account in arriving at the Collateral Value on which the Mortgage Loan was based, and shall be in an amount equal to the lesser of (i) the Stated Principal Balance of the related Mortgage Loan and (ii) the minimum amount required under the terms of coverage to compensate for any damage or loss on a replacement cost basis, but not more than the maximum amount of such insurance available for the related Mortgaged Property under either the regular or emergency programs of the National Flood Insurance Program (assuming that the area in which such Mortgaged Property is located is participating in such program). Unless applicable state law requires a higher deductible, the deductible on such flood insurance may not exceed $5,000 or 1% of the applicable amount of coverage, whichever is less.

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In the event that the Master Servicer shall obtain and maintain a blanket fire insurance policy with extended coverage insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first two sentences of this Section 3.13, it being understood and agreed that such policy may contain a deductible clause, in which case the Master Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first two sentences of this Section 3.13 and there shall have been a loss which would have been covered by such policy, deposit in the Certificate Account from its own funds the amount not otherwise payable under the blanket policy because of such deductible clause. Any such deposit by the Master Servicer shall be made on the Certificate Account Deposit Date next preceding the Distribution Date which occurs in the month following the month in which payments under any such policy would have been deposited in the Custodial Account. Any such deposit shall not be deemed Servicing Advances and the Master Servicer shall not be entitled to reimbursement therefor. In connection with its activities as administrator and servicer of the Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the Trustee and Certificateholders, claims under any such blanket policy.

Section 3.14. Enforcement of Due-on-Sale Clauses; Assumption Agreements.

The Master Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of the Mortgaged Property (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note or the Mortgage), exercise or cause to be exercised its rights to accelerate the maturity of such Mortgage Loan under any “due-on-sale” clause applicable thereto; provided, however, that the Master Servicer shall not exercise any such rights if it reasonably believes that it is prohibited by law from doing so. The Master Servicer or the related Sub-Servicer may repurchase a Mortgage Loan at the Purchase Price when the Master Servicer requires acceleration of the Mortgage Loan, but only if the Master Servicer is satisfied, as evidenced by an Officer's Certificate delivered to the Trustee, that either (i) such Mortgage Loan is in default or default is reasonably foreseeable or (ii) if such Mortgage Loan is not in default or default is not reasonably foreseeable, such repurchase will have no adverse tax consequences for the Trust Fund or any Certificateholder. If the Master Servicer is unable to enforce such “due-on-sale” clause (as provided in the second preceding sentence) or if no “due-on-sale” clause is applicable, the Master Servicer or the Sub-Servicer is authorized to enter into an assumption and modification agreement with the Person to whom such property has been conveyed or is proposed to be conveyed, pursuant to which such Person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon; provided, however, that the Master Servicer shall not enter into any assumption and modification agreement if the coverage provided under the Primary Insurance Policy, if any, would be impaired by doing so. The Master Servicer shall notify the Trustee, whenever possible, before the completion of such assumption agreement, and shall forward to the Custodian the original copy of such assumption agreement, which copy shall be added by the Custodian to the related Mortgage File and which shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. In connection with any such assumption agreement, the interest rate on the related Mortgage Loan shall not be changed and no other material alterations in the Mortgage Loan shall be made unless such material alteration would not cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC for federal income tax purposes, as evidenced by an Opinion of Counsel. The Master Servicer is also authorized to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as the Mortgagor and becomes liable under the Mortgage Note. Any fee collected by or on behalf of the Master Servicer for entering into an assumption or substitution of liability agreement will be retained by or on behalf of the Master Servicer as additional servicing compensation. In connection with any such assumption, no material term of the Mortgage Note (including but not limited to the Mortgage Rate, the amount of the Monthly Payment and any other term affecting the amount or timing of payment on the Mortgage Loan) may be changed. The Master Servicer shall not enter into any substitution or assumption if such substitution or assumption shall (i) both constitute a “significant modification” effecting an exchange or reissuance of such Mortgage Loan under the Code (or Treasury regulations promulgated thereunder) and cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the REMIC Provisions or (ii) cause the imposition of any tax on “prohibited transactions” or “contributions” after the Startup Day under the REMIC Provisions. The Master Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed and shall forward to the Custodian the original copy of such substitution or assumption agreement, which copy shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. A portion equal to up to 2% of the Collateral Value of the related Mortgage Loan, of any fee or additional interest collected by the related Sub-Servicer for consenting in any such conveyance or entering into any such assumption agreement may be retained by the related Sub-Servicer as additional servicing compensation.

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Notwithstanding the foregoing paragraph or any other provision of this Agreement, the Master Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption that the Master Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 3.14, the term “assumption” is deemed to also include a sale of a Mortgaged Property that is not accompanied by an assumption or substitution of liability agreement.

Section 3.15. Realization Upon Defaulted Mortgage Loans.

The Master Servicer shall exercise reasonable efforts, consistent with the procedures that the Master Servicer would use in servicing loans for its own account, to foreclose upon or otherwise comparably convert (which may include an REO Acquisition) the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.07, and which are not released from the Trust Fund pursuant to any other provision hereof. The Master Servicer shall use reasonable efforts to realize proceeds from such defaulted Mortgage Loans in such manner (including short sales and passing through to the Trust Fund less than the full amount it expects to receive from the related Mortgage Loan) as will maximize the receipt of principal and interest by Certificateholders, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage from an Uninsured Cause, the Master Servicer shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its sole discretion (i) that such restoration will increase the net proceeds of liquidation of the related Mortgage Loan to Certificateholders and the Certificate Insurer after reimbursement to itself for such expenses, and (ii) that such expenses will be recoverable by the Master Servicer through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 3.11. The Master Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided, however, that it shall be entitled to reimbursement thereof from the related property, as contemplated in Section 3.11.

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The proceeds of any Cash Liquidation or REO Disposition, as well as any recovery resulting from a partial collection of Insurance Proceeds or Liquidation Proceeds or any income from an REO Property, will be deposited into the Custodial Account and applied in the following order of priority: first, to reimburse the Master Servicer or any Sub-Servicer for any related unreimbursed Servicing Advances, pursuant to Section 3.11(vi) or 3.22; second, to accrued and unpaid interest on the Mortgage Loan or REO Imputed Interest, at the Mortgage Rate, to the date of the Cash Liquidation or REO Disposition, or to the Due Date prior to the Distribution Date on which such amounts are to be distributed if not in connection with a Cash Liquidation or REO Disposition; and third, as a recovery of principal of the Mortgage Loan. If the amount of the recovery so allocated to interest is less than a full recovery thereof, that amount will be allocated as follows: first, to unpaid Master Servicing Fees or Sub-Servicing Fees; and second, to interest at the Net Mortgage Rate. The portion of the recovery so allocated to unpaid Master Servicing Fees or Sub-Servicing Fees shall be reimbursed to the Master Servicer or any Sub-Servicer pursuant to Section 3.11(vi). The portions of the recovery so allocated to interest at the Net Mortgage Rate and to principal of the Mortgage Loan shall be applied as follows: first, to reimburse the Master Servicer or any Sub-Servicer for any related unreimbursed Advances in accordance with Section 3.11(iii) or 3.22, second, payment to the PMI Insurer in accordance with Sections 3.11(ix) and third, for payment to the Trustee and distribution to the Certificateholders in accordance with the provisions of Section 4.01, subject to Section 3.22 with respect to certain recoveries from an REO Disposition constituting Excess Proceeds. To the extent the Master Servicer receives additional recoveries following a Cash Liquidation, the amount of the Realized Loss will be restated, and the additional recoveries will be passed through the Trust Fund as Liquidation Proceeds.

The Master Servicer, on behalf of the Trust, may also, in its discretion, as an alternative to foreclosure, sell defaulted Mortgage Loans at fair market value to third-parties, if the Master Servicer reasonably believes that such sale would maximize proceeds to the Certificateholders in the aggregate (on a present value basis) with respect to that Mortgage Loan.

Section 3.16. Trustee to Cooperate; Release of Mortgage Files.

Upon the payment in full of any Mortgage Loan, or the receipt by the Master Servicer of a notification that payment in full shall be escrowed in a manner customary for such purposes, the Master Servicer will immediately notify the Trustee by a certification (which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Custodial Account pursuant to Section 3.10 have been or will be so deposited) of a Servicing Officer and shall request delivery to it of the Mortgage File in the form of the Request for Release attached hereto as Exhibit F-2. Upon receipt by the Custodian of such certification and request, such Custodian shall promptly release the related Mortgage File to the Master Servicer. Subject to the receipt by the Master Servicer of the proceeds of such payment in full and the payment of all related fees and expenses, the Master Servicer shall arrange for the release to the Mortgagor of the original canceled Mortgage Note. In connection with the satisfaction of any MOM Loan, the Master Servicer is authorized to cause the removal from the registration on the MERS® System of such Mortgage. All other documents in the Mortgage File shall be retained by the Master Servicer to the extent required by applicable law. The Master Servicer shall provide for preparation of the appropriate instrument of satisfaction covering any Mortgage Loan which pays in full and the Trustee shall cooperate in the execution and return of such instrument to provide for its delivery or recording as may be required. No expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Custodial Account or the Certificate Account.

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From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any insurance policy relating to the Mortgage Loan, the Custodian shall, upon request of the Master Servicer and delivery to the Custodian of a Request for Release in the form attached hereto as Exhibit F-1, release the related Mortgage File to the Master Servicer and the Trustee shall execute such documents as the Master Servicer shall prepare and request as being necessary to the prosecution of any such proceedings. Such Request for Release shall obligate the Master Servicer to return each document previously requested from the Mortgage File to the Custodian when the need therefor by the Master Servicer no longer exists; and in any event within 21 days of the Master Servicer's receipt thereof, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Custodial Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Master Servicer has delivered to the Trustee a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a Request for Release stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation which are required to be deposited into the Custodial Account have been or will be so deposited, or that such Mortgage Loan has become an REO Property, a copy of the Request for Release shall be released by the Trustee to the Master Servicer.

Upon written request of a Servicing Officer, the Trustee shall execute and deliver to the Master Servicer any court pleadings, requests for trustee’s sale or other documents prepared by the Master Servicer that are necessary to the foreclosure or trustee’s sale in respect of a Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided by the Mortgage Note or Mortgage or otherwise available at law or in equity. Each such request that such pleadings or documents be executed by the Trustee shall include a certification signed by a Servicing Officer as to the reason such documents or pleadings are required and that the execution and delivery thereof by the Trustee will not invalidate or otherwise affect the lien of the Mortgage, except for the termination of such a lien upon completion of the foreclosure or trustee’s sale.

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Section 3.17. Servicing Compensation.

As compensation for its activities hereunder, the Master Servicer shall be entitled to withhold and retain, from deposits to the Custodial Account of amounts representing payments or recoveries of interest, the Master Servicing Fees and Sub-Servicing Fees with respect to each Mortgage Loan (less any portion of such amounts retained by any Sub-Servicer). In addition, the Master Servicer shall be entitled to recover unpaid Master Servicing Fees and Sub-Servicing Fees out of related Late Collections to the extent permitted in Section 3.11.

Each Sub-Servicing Agreement shall permit the related Sub-Servicer to retain the Sub-Servicer Fees from collections on the related Mortgage Loans, or shall provide that the Sub-Servicer be paid directly by the Master Servicer from collections on the related Mortgage Loans. To the extent the Master Servicer directly services a Mortgage Loan, the Master Servicer shall be entitled to retain the Sub-Servicing Fees for that Mortgage Loan.

The Master Servicer also shall be entitled pursuant to Section 3.11 to receive from the Custodial Account as additional servicing compensation interest or other income earned on deposits therein, subject to Section 3.23, as well as any assumption fees, late payment charges and reconveyance fees. The Master Servicer shall not be entitled to retain any Prepayment Charges. Any Prepayment Charges identified on Exhibit H hereto as belonging to the Class P Certificateholder shall be paid to the Holders of the related Class P Certificates. Any Prepayment Charges identified on Exhibit H hereto as belong to a Sub-Servicer shall be paid to the related Sub-Servicer. The Master Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of the premiums for any blanket policy insuring against hazard losses pursuant to Section 3.13 and servicing compensation of the Sub-Servicer to the extent not retained by it), and shall not be entitled to reimbursement therefor except as specifically provided in Section 3.11. The Master Servicing Fee may not be transferred in whole or in part except in connection with the transfer of all of the Master Servicer's responsibilities and obligations under this Agreement.

Notwithstanding anything herein to the contrary, Midland (and its successors and assigns) shall also be entitled to the Excess Servicing Strip with respect to the Mortgage Loans that it is servicing and may at its option assign or pledge to any third party or retain for itself the Excess Servicing Strip. The Master Servicer (or its successor hereunder, if any) shall pay the Excess Servicing Strip to the holder of the Excess Servicing Strip (i.e., Midland or any such third party) at such time and to the extent the Master Servicer is entitled to receive payment of its Master Servicing Fees hereunder, notwithstanding any resignation or termination of the Master Servicer hereunder. In the event that Midland is terminated or resigns as Sub-Servicer, it (and its successors and assigns) will be entitled to retain the Excess Servicing Strip.

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Section 3.18. Maintenance of Certain Servicing Policies.

The Master Servicer shall obtain and maintain at its own expense and shall cause each Sub-Servicer to obtain and maintain for the duration of this Agreement a blanket fidelity bond and an errors and omissions insurance policy covering the Master Servicer's and such Sub-Servicer's officers, employees and other persons acting on its behalf in connection with its activities under this Agreement. The amount of coverage shall be at least equal to the coverage maintained by the Master Servicer or Sub-Servicer in order to be acceptable to Fannie Mae or Freddie Mac to service loans for it or otherwise in an amount as is commercially available at a cost that is generally not regarded as excessive by industry standards. The Master Servicer shall promptly notify the Trustee in writing of any material change in the terms of such bond or policy. The Master Servicer shall provide annually to the Trustee a certificate of insurance that such bond and policy are in effect. If any such bond or policy ceases to be in effect, the Master Servicer shall, to the extent possible, give the Trustee ten days' notice prior to any such cessation and shall use its reasonable best efforts to obtain a comparable replacement bond or policy, as the case may be.

Section 3.19. Annual Statement as to Compliance.

Not later than March 22nd of each calendar year beginning in 2007, the Master Servicer at its own expense shall deliver to the Trustee via e-mail (DBSEC.Notifications@db.com), and shall deliver (or otherwise make available) to the Certificate Insurer, a certificate (an “Annual Statement of Compliance”) signed by a Servicing Officer stating, as to the signers thereof, that (i) a review of the activities of the Master Servicer during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officers’ supervision, (ii) to the best of such officers’ knowledge, based on such review, the Master Servicer has fulfilled all its obligations under this Agreement or other applicable servicing agreement in all material respects for such year or portion thereof, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. In the event that the Master Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Sub-Servicer, the Master Servicer shall deliver a similar Annual Statement of Compliance by that Sub-Servicer to the Trustee and the Certificate Insurer as described above as and when required with respect to the Master Servicer.

Failure of the Master Servicer to timely comply with this Section 3.19 shall be deemed an Event of Default, and the Trustee may, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

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Section 3.20. Assessments of Compliance and Attestation Reports.

Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(a) of Regulation AB, the Master Servicer shall deliver to the Trustee via e-mail (DBSEC.Notifications@db.com) and shall deliver (or otherwise make available) to the Certificate Insurer on or before March 22nd of each calendar year beginning in 2007, a report regarding the Master Servicer’s assessment of compliance (an “Assessment of Compliance”) with the applicable Servicing Criteria (as set forth in Exhibit N) during the preceding calendar year. The Assessment of Compliance must contain the following:

(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Master Servicer;

(b) A statement by such officer that such officer used the Servicing Criteria, and which will also be attached to the Assement of Compliance, to assess compliance with the Servicing Criteria applicable to the Master Servicer;

(c) An assessment by such officer of the Master Servicer’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Master Servicer, that are backed by the same asset type as the Mortgage Loans;

(d) A statement that a registered public accounting firm has issued an attestation report on the Master Servicer’s Assessment of Compliance for the period consisting of the preceding calendar year; and

(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Master Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Master Servicer, that are backed by the same asset type as the Mortgage Loans.

Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to the Master Servicer.

On or before March 22nd of each calendar year beginning in 2007, the Master Servicer shall furnish to the Trustee and the Certificate Insurer a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Master Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.

The Master Servicer shall cause any Sub-Servicer and each subcontractor determined by the Master Servicer to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Trustee, the Certificate Insurer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above.

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Such Assessment of Compliance, as to any Sub-Servicer, shall address each of the Servicing Criteria applicable to the Sub-Servicer. Notwithstanding the foregoing, as to any subcontractor determined by the Master Servicer to be “participating in the servicing function,” an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.

Failure of the Master Servicer to timely comply with this Section 3.20 (taking into account the cure period if permitted as set forth in the preceding paragraph) shall be deemed an Event of Default, and the Trustee may, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, give notice to Certificateholders that they have ten Business Days to object. If no such objection is received, the Trustee shall immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (other than as provided herein with respect to unreimbursed Advances or Servicing Advances or accrued and unpaid Servicing Fees). This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary.

The Trustee shall also provide an Assessment of Compliance (with respect to items (a) - (d) but not (e) above) and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to the “trustee”. Notwithstanding the foregoing, as to any trustee, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.

Section 3.21. Access to Certain Documentation.

The Master Servicer shall provide, and shall cause any Sub-Servicer to provide, to the Trustee and the Certificate Insurer, access to the documentation in their possession regarding the related Mortgage Loans and REO Properties and to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC (to which the Trustee shall also provide) access to the documentation regarding the related Mortgage Loans required by applicable regulations, such access being afforded without charge but only upon reasonable request and during normal business hours at the offices of the Master Servicer or the Sub-Servicers that are designated by these entities; provided, however, that, unless otherwise required by law, the Trustee, the Custodian, the Master Servicer or the Sub-Servicer shall not be required to provide access to such documentation if the provision thereof would violate the legal right to privacy of any Mortgagor. The Master Servicer and the Sub-Servicers shall allow representatives of the above entities to photocopy any of the documentation and shall provide equipment for that purpose at a charge that covers their own actual out-of-pocket costs. The Master Servicer shall designate a Servicing Officer to provide certain information regarding the Mortgage Loans.

Section 3.22. Title, Conservation and Disposition of REO Property.

This Section shall apply only to REO Properties acquired for the account of REMIC 1 or REMIC 2, as applicable, and shall not apply to any REO Property relating to a Mortgage Loan which was purchased or repurchased from REMIC 1 or REMIC 2, as applicable, pursuant to Sections 2.02, 2.04 or 3.14. In the event that title to any such REO Property is acquired, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the Certificateholders. The Master Servicer, on behalf of REMIC 1 or REMIC 2, as applicable, shall either sell any related REO Property before the close of the third taxable year following the taxable year in which REMIC 1 or REMIC 2, as applicable, acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or, at the expense of REMIC 1 or REMIC 2, as applicable, request, more than 60 days before the day on which the three-year grace period would otherwise expire an extension of the three-year grace period, unless the Master Servicer has delivered to the Trustee and the Certificate Insurer an Opinion of Counsel (which shall not be at the expense of the Trustee or the Certificate Insurer), addressed to the Trustee, the Certificate Insurer and the Master Servicer, to the effect that the holding by REMIC 1 or REMIC 2, as applicable, of such REO Property subsequent to the close of the third taxable year following the taxable year in which REMIC 1 or REMIC 2, as applicable, acquires ownership of such REO Property will not result in the imposition on REMIC 1 or REMIC 2, as applicable, of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the REMIC Provisions or comparable provisions of the laws of the State of California at any time that any Certificates are outstanding. The Master Servicer shall manage, conserve, protect and operate each REO Property for the Certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) or result in the receipt by any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code or any “net income from foreclosure property” which is subject to taxation under the REMIC Provisions. Pursuant to its efforts to sell such REO Property, the Master Servicer shall either itself or through an agent selected by the Master Servicer protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or any part thereof, as the Master Servicer deems to be in the best interest of the Certificateholders for the period prior to the sale of such REO Property.

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Any REO Disposition shall be for cash only (unless changes in the REMIC Provisions made subsequent to the Startup Day allow a sale for other consideration).

The Master Servicer shall segregate and hold all funds collected and received in connection with the operation of any REO Property separate and apart from its own funds and general assets. The Master Servicer shall deposit, or cause to be deposited, on a daily basis in the Custodial Account all revenues received with respect to the REO Properties, net of any directly related expenses incurred or withdraw therefrom funds necessary for the proper operation, management and maintenance of the REO Property.

If as of the date of acquisition of title to any REO Property there remain outstanding unreimbursed Servicing Advances with respect to such REO Property or any outstanding Advances allocated thereto the Master Servicer, upon an REO Disposition, shall be entitled to reimbursement for any related unreimbursed Servicing Advances and any unreimbursed related Advances as well as any unpaid Master Servicing Fees or Sub-Servicing Fees from proceeds received in connection with the REO Disposition, as further provided in Section 3.15. The Master Servicer shall not be obligated to advance any amounts with respect to an REO Property if such advance would constitute a Nonrecoverable Advance.

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The REO Disposition shall be carried out by the Master Servicer at such price and upon such terms and conditions as the Master Servicer shall determine.

The Master Servicer shall deposit the proceeds from the REO Disposition, net of any payment to the Master Servicer as provided above, in the Custodial Account upon receipt thereof for distribution in accordance with Section 4.01; provided, that any such net proceeds received by the Master Servicer which are in excess of the applicable Stated Principal Balance plus all unpaid REO Imputed Interest thereon through the last day of the month in which the REO Disposition occurred (“Excess Proceeds”) shall be retained by the Master Servicer as additional servicing compensation.

With respect to any Mortgage Loan as to which the Master Servicer has received notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the Mortgaged Property, the Master Servicer shall not, on behalf of the Trustee, either (i) obtain title to the related Mortgaged Property as a result of or in lieu of foreclosure or otherwise, or (ii) otherwise acquire possession of, the related Mortgaged Property, unless the Master Servicer has, at least 30 days prior to taking such action, obtained and delivered to the Trustee an environmental audit report prepared by a Person who regularly conducts environmental audits using customary industry standards. The Master Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund (other than proceeding against the Mortgaged Property) and is hereby authorized at such time as it deems appropriate to release such Mortgaged Property from the lien of the related Mortgage.

The cost of the environmental audit report contemplated by this Section 3.22 shall be advanced by the Master Servicer as an expense of the Trust Fund, and the Master Servicer shall be reimbursed therefor from the Custodial Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Custodial Account.

If the Master Servicer determines, as described above, that it is in the best economic interest of the Trust Fund to take such actions as are necessary to bring any such Mortgaged Property in compliance with applicable environmental laws, or to take such action with respect to the containment, clean-up or remediation of hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials affecting any such Mortgaged Property, then the Master Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund. The cost of any such compliance, containment, clean-up or remediation shall be advanced by the Master Servicer as an expense of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor from the Custodial Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Custodial Account.

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Section 3.23. Additional Obligations of the Master Servicer.

On each Certificate Account Deposit Date, the Master Servicer shall deliver to the Trustee for deposit in the Certificate Account from its own funds and without any right of reimbursement therefor, a total amount equal to the amount of Compensating Interest for the related Distribution Date.

Section 3.24. Additional Obligations of the Depositor.

The Depositor agrees that on or prior to the tenth day after the Closing Date, the Depositor shall provide the Trustee with a written notification, substantially in the form of Exhibit J attached hereto, relating to each Class of Certificates, setting forth (i) in the case of each Class of such Certificates, (a) if less than 10% of the aggregate Certificate Principal Balance of such Class of Certificates has been sold as of such date, the value calculated pursuant to clause (b)(iii) of Exhibit J hereto, or, (b) if 10% or more of such Class of Certificates has been sold as of such date but no single price is paid for at least 10% of the aggregate Certificate Principal Balance of such Class of Certificates, then the weighted average price at which the Certificates of such Class were sold and the aggregate percentage of Certificates of such Class sold, (c) the first single price at which at least 10% of the aggregate Certificate Principal Balance of such Class of Certificates was sold, or (d) if any Certificates of each Class of Certificates are retained by the Depositor or an affiliate corporation, or are delivered to the Sponsor, the fair market value of such Certificates as of the Closing Date, (ii) the Prepayment Assumption used in pricing the Certificates, and (iii) such other information as to matters of fact as the Trustee may reasonably request to enable it to comply with its reporting requirements with respect to each Class of such Certificates to the extent such information can in the good faith judgment of the Depositor be determined by it.

Section 3.25. Exchange Act Reporting.

(a) The Trustee (to the extent any information requested by the Depositor is actually in the possession of the Trustee) and the Master Servicer shall fully cooperate with the Depositor in connection with the Trust’s satisfying the reporting requirements under the Exchange Act as may be requested by the Depositor pursuant to Section 3.26.

(b) (i) Within 12 calendar days after each Distribution Date, the Trustee shall, in accordance with industry standards, file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Distribution Report on Form 10-D, signed by the Depositor, with a copy of the monthly statement to be furnished by the Trustee to the Certificateholders for such Distribution Date. Any disclosure in addition to the monthly statement required to be included on the Form 10-D (“Additional Form 10-D Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Trustee, and the Trustee will have no duty or liability to verify the accuracy or sufficiency of any such Additional Form 10-D Disclosure and the Trustee shall have no liability with respect to any failure to properly prepare or file such Form 10-D resulting from or relating to the Trustee’s inability or failure to obtain any information in a timely manner from the party responsible for delivery of such Additional Form 10-D Disclosure.

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Within 3 calendar days after the related Distribution Date, each entity that is indicated in Exhibit O as the responsible party for providing Additional Form 10-D Disclosure shall be required to provide to the Trustee via e-mail (DBSEC.Notifications@db.com), and to the Depositor and the Certificate Insurer, to the extent known by a responsible party thereof, any Additional Form 10-D Disclosure, if applicable, clearly identifying which item of Form 10-D the information relates to. The Trustee shall compile the information provided to it, prepare the Form 10-D and forward the Form 10-D to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 10-D. No later than three Business Days prior to the 10th calendar day after the related Distribution Date, an officer of the Depositor shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trustee. The Trustee shall have no liability with respect to any failure to properly file any Form 10-D resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section.

(ii) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Depositor shall prepare and file any Form 8-K, as required by the Exchange Act, in addition to the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information.

For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the end of business on the second Business Day after the occurrence of a Reportable Event, the entity that is indicated in Exhibit O as the responsible party for providing Form 8-K Disclosure Information shall be required to provide to the Depositor, to the extent known by a responsible officer thereof, the form and substance of any Form 8-K Disclosure Information, if applicable. The Depositor shall compile the information provided to it, and prepare and file the Form 8-K, which shall be signed by an officer of the Depositor.

(iii) Prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall, in accordance with industry standards, file a Form 15 Suspension Notice with respect to the Trust Fund, if applicable. On or before (x) March 15, 2007 and (y) unless and until a Form 15 Suspension Notice shall have been filed, on or before April 15 of each year thereafter, the Master Servicer shall provide the Trustee and the Certificate Insurer with an Annual Compliance Statement, together with a copy of the Assessment of Compliance and Attestation Report to be delivered by the Master Servicer pursuant to Sections 3.19 and 3.20 (including with respect to any Sub-Servicer or any subcontractor, if required to be filed). Prior to (x) March 30, 2007 and (y) unless and until a Form 15 Suspension Notice shall have been filed, March 30 of each year thereafter, the Trustee shall file a Form 10-K, in substance as required by applicable law or applicable Securities and Exchange Commission staff’s interpretations and conforming to industry standards, with respect to the Trust Fund. Such Form 10-K shall include the Assessment of Compliance, Attestation Report, Annual Compliance Statements and other documentation provided by the Master Servicer pursuant to Sections 3.19 and 3.20 (including with respect to any Sub-Servicer or subcontractor, if required to be filed) and Section 3.20 with respect to the Trustee, and the Form 10-K certification in the form attached hereto as Exhibit L-1 (the “Certification”) signed by the senior officer of the Depositor in charge of securitization. The Trustee shall receive the items described in the preceding sentence no later than March 15 of each calendar year prior to the filing deadline for the Form 10-K.

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Any disclosure or information in addition to that described in the preceding paragraph that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Trustee, and the Trustee will have no duty or liability to verify the accuracy or sufficiency of any such Additional Form 10-K Disclosure.

If information, data and exhibits to be included in the Form 10-K are not so timely delivered, the Trustee shall file an amended Form 10-K including such documents as exhibits reasonably promptly after they are delivered to the Trustee. The Trustee shall have no liability with respect to any failure to properly prepare or file such periodic reports resulting from or relating to the Trustee’s inability or failure to timely obtain any information from any other party.

On or prior to (x) March 15, 2007 and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 15 of each year thereafter, each entity that is indicated in Exhibit O as the responsible party for providing Additional Form 10-K Disclosure shall be required to provide to the Trustee via e-mail (DBSEC.Notifications@db.com), and to the Certificate Insurer and the Depositor, to the extent known by a responsible party thereof, the form and substance of any Additional Form 10-K Disclosure Information, if applicable. The Trustee shall compile the information provided to it, prepare the Form 10-K and forward the Form 10-K to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 10-K by no later than March 25 of the relevant year (or the immediately preceding Business Day if March 25 is not a Business Day), an officer of the Depositor shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trustee.

The Master Servicer shall be responsible for determining the pool concentration applicable to any Sub-Servicer to which the Master Servicer delegated any of its responsibilities with respect to the Mortgage Loans at any time, for purposes of disclosure as required by Items 1117 and 1119 of Regulation AB. The Trustee will provide electronic or paper copies of all Form 10-D, 8-K and 10-K filings free of charge to any Certificateholder upon request. Any expenses incurred by the Trustee in connection with the previous sentence shall be reimbursable to the Trustee out of the Trust Fund. The Trustee shall have no liability with respect to any failure to properly file any Form 10-K resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section.

The Trustee shall sign a certification (in the form attached hereto as Exhibit L-3) for the benefit of the Depositor and its officers, directors and Affiliates in respect of items 1 through 3 of the Certification (provided, however, that the Trustee shall not undertake an analysis of the Attestation Report attached as an exhibit to the Form 10-K), and the Master Servicer shall sign a certification (the “Master Servicer Certification) solely with respect to the Master Servicer (in the form attached hereto as Exhibit L-2) for the benefit of the Depositor, the Trustee and each Person, if any, who “controls” the Depositor or the Trustee within the meaning of the Securities Act of 1933, as amended, and their respective officers and directors. Each such certification shall be delivered to the Depositor and the Trustee by March 15th of each year (or if not a Business Day, the immediately preceding Business Day). The Certification attached hereto as Exhibit L-1 shall be delivered to the Trustee by March 20th for filing on or prior to March 30th of each year (or if not a Business Day, the immediately preceding Business Day).

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The Trustee will have no duty to verify the accuracy or sufficiency of any information not prepared by it included in any Form 10-D, Form 10-K or Form 8-K. The Trustee shall have no liability with respect to any failure to properly prepare or file any Form 10- D or Form 10-K resulting from or relating to the Trustee’s inability or failure to obtain any information in a timely manner from the party responsible for delivery of such disclosure information. The Trustee shall have no liability with respect to any failure to properly file any Form l0-D or 10-K resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section. Nothing herein shall be construed to require the Trustee or any officer, director or Affiliate thereof to sign any Form 10-D, Form 10-K or Form 8-K.

(c) (A) The Trustee shall indemnify and hold harmless the Depositor, the Master Servicer and their respective officers, directors and Affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon any material misstatement or omission in the Assessment of Compliance delivered by the Trustee pursuant to Section 3.20 and (B) the Master Servicer shall indemnify and hold harmless the Depositor, the Trustee and their respective officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) the failure of the Master Servicer to timely deliver the Master Servicer Certification or (ii) any material misstatement or omission in the Statement as to Compliance delivered by the Master Servicer pursuant to Section 3.19 or any Sub-Servicer pursuant to Section 3.20, the Assessment of Compliance delivered by the Master Servicer or any Sub-Servicer pursuant to Section 3.20 or the Master Servicer Certification. If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, then the Master Servicer agrees that it shall contribute to the amount paid or payable by the Depositor and the Trustee as a result of the losses, claims, damages or liabilities of the Depositor and the Trustee in such proportion as is appropriate to reflect the relative fault of the Depositor and the Trustee on the one hand and the Master Servicer on the other in connection with the Master Servicer Certification and the related obligations of the Master Servicer under this Section 3.25.

Upon any filing with the Securities and Exchange Commission, the Trustee shall promptly deliver to the Depositor a copy of any such executed report, statement or information.

Section 3.26. Intention of the Parties and Interpretation.

Each of the parties acknowledges and agrees that the purpose of Sections 3.19, 3.20 and 3.25 of this Agreement is to facilitate compliance by the Sponsor and the Depositor with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with requests made by the Sponsor or the Depositor for delivery of additional or different information as the Sponsor or the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.

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Section 3.27. Optional Purchase of Certain Mortgage Loans.

The Master Servicer will have a one-time option to purchase up to a maximum of 1.00% (and in any case, at least 5 Mortgage Loans) of the Group 1 Loans, by aggregate Stated Principal Balance of the Group 1 Loans as of such date, from the Trustee at the Purchase Price. The Master Servicer will have the option, from time to time, of purchasing Group 2 Loans from the Trustee at the Purchase Price; provided that the aggregate Stated Principal Balance of such purchased Group 2 Loans from the Closing Date to the time of such purchase will not exceed 1% of the Group 2 Cut-off Date Balance; and provided, further, that the aggregate Stated Principal Balance of the Group 2 Loans purchased at any one time does not exceed 1% of the aggregate Stated Principal Balance of the Group 2 Loans as of such date. Any Group 1 Loans and Group 2 Loans that may be purchased by the Master Servicer pursuant to this Section 3.27 will be selected by the Master Servicer in its sole discretion. If at any time the Master Servicer makes a payment to the Certificate Account covering the amount of the Purchase Price for such a Mortgage Loan, and the Master Servicer provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Certificate Account, then the Trustee shall execute the assignment of such Mortgage Loan at the request of the Master Servicer without recourse to the Master Servicer which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. The Master Servicer will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto. Any tax on "prohibited transactions" (as defined in Section 860F(a)(2) of the Code) imposed on any REMIC relating to the exercise of the option provided in this Section 3.27 shall in no event be payable by the Trustee.

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ARTICLE IV

PAYMENTS TO CERTIFICATEHOLDERS

Section 4.01. Distributions.

(a) The Trustee shall establish and maintain a Certificate Account, in which the Master Servicer shall cause to be deposited on behalf of the Trustee on or before 5:00 P.M. New York time on each Certificate Account Deposit Date by wire transfer of immediately available funds an amount equal to the sum of (i) any Advance for the immediately succeeding Distribution Date, (ii) any amount required to be deposited in the Certificate Account pursuant to Sections 3.11, 3.13 or 3.23, (iii) all other amounts constituting the Available Distribution Amount for the immediately succeeding Distribution Date, (iv) amounts payable to the related Supplemental Interest Trust in respect of related Net Swap Payments and Swap Termination Payments payable to the related Swap Provider other than Swap Termination Payments resulting from a Swap Provider Trigger Event and (v) any amounts on deposit in the Custodial Account representing Prepayment Charges collected by the Master Servicer (and any Master Servicer Prepayment Charge Payment Amounts paid by, or collected on behalf of the Trust Fund by, the Master Servicer or any Sub-Servicer), other than any such Prepayment Charges or Master Servicer Prepayment Charge Payment Amounts relating to Principal Prepayments that occurred after the end of the related Prepayment Period.

On each Distribution Date, prior to making any other distributions referred to in Section 4.01 herein, the Trustee shall withdraw from the Certificate Account and pay itself any income earned on retention of amounts on deposit in the Certificate Account for such Distribution Date and any other amounts payable to it hereunder.

On each Distribution Date, prior to making any other distributions referred to in Section 4.01 herein, the Trustee shall withdraw from the Certificate Account and pay to the Certificate Insurer, by wire transfer of immediately available funds, the Policy Premium for such Distribution Date. The Trustee shall deposit any amounts received from the Certificate Insurer pursuant to the Certificate Guaranty Insurance Policy into the Insurance Account.

On each Distribution Date the Trustee shall distribute to each Certificateholder of record as of the next preceding Record Date (other than as provided in Section 9.01 respecting the final distribution) either in immediately available funds (by wire transfer or otherwise) to the account of such Certificateholder at a bank or other entity having appropriate facilities therefor, if such Certificateholder has so notified the Trustee at least 5 Business Days prior to the related Record Date, or otherwise by check mailed to such Certificateholder at the address of such Holder appearing in the Certificate Register, such Certificateholder's share (based on the aggregate of the Percentage Interests represented by Certificates of the applicable Class held by such Holder) of the amounts required to be distributed to such Holder pursuant to this Section 4.01.

Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Swap Provider Trigger Event) payable by the related Supplemental Interest Trust to the related Swap Provider pursuant to the related Interest Rate Swap Agreement shall be deducted (without duplication) from the interest collections in the related Available Distribution Amount, and to the extent of any such remaining amounts due, from the principal collections in the related Available Distribution Amount, prior to any distributions to the related Certificateholders. On each Distribution Date, such amounts will be remitted to the related Supplemental Interest Trust, first to make any Net Swap Payment owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement for such Distribution Date and for prior Distribution Dates, and second to make any Swap Termination Payment (not due to a Swap Provider Trigger Event) owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement for such Distribution Date and for prior Distribution Dates. Any Swap Termination Payment triggered by a Swap Provider Trigger Event owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement will be subordinated to distributions to the Holders of the related Offered Certificates and shall be paid as set forth in Section 4.01(l)(viii) and 4.01(m)(vii), as applicable.

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(b) On each Distribution Date, the Trustee shall withdraw from the Certificate Account that portion of Available Distribution Amount for such Distribution Date consisting of the Interest Remittance Amount in respect of the Group 1 Loans for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the related Interest Remittance Amount for such Class for such Distribution Date:

(i) from the Interest Remittance Amount in respect of the Group 1 Loans, concurrently to the Holders of the Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates, pro rata, based on entitlement, the related Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for each such Class for such Distribution Date;

(ii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-1 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(iii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-2 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(iv) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-3 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(v) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-4 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(vi) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-5 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(vii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-6 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

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(viii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-7 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(ix) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-8 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date; and

(x) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-B Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date.

(c) On each Distribution Date, the Trustee shall withdraw from the Certificate Account that portion of Available Distribution Amount for such Distribution Date consisting of the Interest Remittance Amount in respect of the Group 2 Loans for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the related Interest Remittance Amount for such Class for such Distribution Date:

(i) from the Interest Remittance Amount in respect of the Group 2 Loans, to the Holders of the Class 2-A Certificates, the related Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for such Class for such Distribution Date.

(d) Except as provided in clause (f) below, on each Distribution Date (i) prior to the Group 1 Stepdown Date or (ii) on or after the Group 1 Stepdown Date if a Group 1 Trigger Event is in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the Principal Distribution Amount related to Loan Group 1 and distribute to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount remaining for such Distribution Date:

(i) first, from the related Principal Distribution Amount, concurrently, on a pro rata basis, based on the aggregate Certificate Principal Balances thereof (x) sequentially, to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, in that order, and (y) to the Class 1-AM Certificates, in each case until the Certificate Principal Balances thereof are reduced to zero; and

(ii) second, from the remaining related Principal Distribution Amount, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case until the Certificate Principal Balances thereof have been reduced to zero.

(e) Except as provided in clause (f) below, on each Distribution Date (i) on and after the Group 1 Stepdown Date and (ii) on which a Group 1 Trigger Event is not in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount remaining for such Distribution Date:

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(i) first, concurrently on a pro rata basis, based on the aggregate Certificate Principal Balances thereof (x) sequentially, to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, in that order, and (y) to the Class 1-AM Certificates, the Class 1-A Principal Distribution Amount, in each case until the Certificate Principal Balances thereof are reduced to zero; and

(ii) second, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, the related Group 1 Subordinate Class Principal Distribution Amount, in each case until the Certificate Principal Balances thereof have been reduced to zero.

(f) Notwithstanding the foregoing, on any Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-M Certificates and Class 1-B Certificates and the related Overcollateralized Amount have been reduced to zero, the related Principal Distribution Amount will be paid to the Class 1-A Certificates on a pro rata basis, based on the Certificate Principal Balances thereof, until reduced to zero.

(g) Notwithstanding the foregoing, to the extent any Net Swap Payment or Swap Termination Payment with respect to the Group 1 Interest Rate Swap Agreement is payable from principal collections from Loan Group 1, Principal Distribution Amounts with respect to Loan Group 1 will be deemed paid to the most subordinate class of related Certificates (other than the Class R Certificates and Class 1-P Certificates), until the Certificate Principal Balance thereof has been reduced to zero.

(h) Except as provided in clause (j) below, on each Distribution Date (i) prior to the Group 2 Stepdown Date or (ii) on or after the Group 2 Stepdown Date if a Group 2 Trigger Event is in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 2-A Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount remaining for such Distribution Date:

(i) first, to the Holders of the Class 2-A Certificates, the Principal Distribution Amount, until the Certificate Principal Balances thereof have been reduced to zero; and

(ii) second, to the Certificate Insurer, any amounts owed to the Certificate Insurer under the Insurance Agreement, the Certificate Guaranty Insurance Policy or the Agreement.

(i) Except as provided in clause (j) below, on each Distribution Date (i) on and after the Group 2 Stepdown Date and (ii) on which a Group 2 Trigger Event is not in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 2-A Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount remaining for such Distribution Date:

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(i) to the Holders of the Class 2-A Certificates, the Class 2-A Principal Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero; and

(ii) to the Certificate Insurer, any amounts owed to the Certificate Insurer under the Insurance Agreement, the Certificate Guaranty Insurance Policy or the Agreement.

(j) Notwithstanding the foregoing, on any Distribution Date on which the related Overcollateralized Amount has been reduced to zero, the related Principal Distribution Amount will be paid to the Class 2-A Certificates until reduced to zero.

(k) Notwithstanding the foregoing, to the extent any Net Swap Payment or Swap Termination Payment with respect to the Group 2 Interest Rate Swap Agreement is payable from principal collections from Loan Group 2, Principal Distribution Amounts with respect to Loan Group 2 will be deemed paid to the most subordinate class of related certificates (other than the Class R Certificates and Class 2-P Certificates), until the Certificate Principal Balance thereof has been reduced to zero.

(l) On each Distribution Date the Net Monthly Excess Cashflow related to Loan Group 1 shall be distributed in the following order of priority:

(i) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 1-C Certificates, to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates then entitled to receive distributions in respect of principal, in an amount equal to any related Extra Principal Distribution Amount, payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(d), (e) and (f) above, as applicable;

(ii) to the Holders of the Class 1-A Certificates, pro rata, based on entitlement, in an amount equal to any Allocated Realized Loss Amount for each such class;

(iii) sequentially, to the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case in an amount equal to the sum of the Unpaid Interest Shortfall Amount and the Allocated Realized Loss Amount (such amount to be applied first to cover the Unpaid Interest Shortfall Amount for such Class and second to cover the Allocated Realized Loss Amount for such class) for each such Class;

(iv) to the Certificate Insurer, in an amount equal to (i) any amounts reimbursable to the Certificate Insurer for Insured Payments made pursuant to the Insurance Agreement and (ii) any unpaid Policy Premium, in each case, to the extent not covered by the Net Monthly Excess Cashflow relating to Loan Group 2 on that Distribution Date;

(v) to the Class 2-A Certificates, any Cross-Collateralized Loss Payments;

(vi) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 1-C Certificates, to the Group 1 Net WAC Shortfall Reserve Fund, (i) first, to pay the Class 1-A, Class 1-M and Class 1-B Certificates, on a pro rata basis, based on the Certificate Principal Balances thereof, to the extent needed to pay any remaining related Net WAC Shortfall Amount for each such Class and to the extent such amount exceeds the amounts then on deposit in the Group 1 Net WAC Shortfall Reserve Fund; provided that any related Net Monthly Excess Cashflow remaining after such allocation to pay any such Net WAC Shortfall Amount based on the Certificate Principal Balances of the Class 1-A, Class 1-M and Class 1-B Certificates will be distributed to each such Class of Certificates with respect to which there remains any unpaid Net WAC Shortfall Amount (after the distribution based on Certificate Principal Balances), pro rata, based on the amount of such unpaid Net WAC Shortfall Amount to the extent such amount exceeds the amounts then on deposit in the Net WAC Shortfall Reserve Fund, and (ii) second, to maintain a balance in the Group 1 Net WAC Shortfall Reserve Fund equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit;

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(vii) to the Holders of the Class 2-A Certificates, in respect of the Allocated Realized Loss Amounts to the extent not covered by any related Net Monthly Excess Cashflow for such Class;

(viii) to the Group 1 Supplemental Interest Trust for payment to the Group 1 Swap Provider any Swap Termination Payments with respect to the Group 1 Interest Rate Swap Agreement owed to the Group 1 Swap Provider due to a related Swap Provider Trigger Event not previously paid;

(ix) to the Certificate Insurer, in an amount equal to any amounts owed the Certificate Insurer under the Insurance Agreement to the extent not covered by the Net Monthly Excess Cashflow relating to Loan Group 2 on that Distribution Date;

(x) to the Holders of the Class 1-C Certificates, an amount equal to the Class 1-C Distribution Amount reduced by amounts distributed in clauses (i) and (vi) above; and

(ix) to the Class R Certificates, any remaining amounts.

(m) On each Distribution Date the Net Monthly Excess Cashflow related to Loan Group 2 shall be distributed in the following order of priority:

(i) to the Certificate Insurer, any amounts owed to the Certificate Insurer under the Insurance Agreement, the Certificate Guaranty Insurance Policy or this Agreement;

(ii) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 2-C Certificates, to the Holders of the Class 2-A Certificates then entitled to receive distributions in respect of principal, in an amount equal to any related Extra Principal Distribution Amount, payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(h), (i) and (j) above, as applicable;

(iii) to the Holders of the Class 2-A Certificates, an amount equal to any Allocated Realized Loss Amount;

(iv) first, to the Holders of the Class 1-A Certificates, on a pro rata basis, and second, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, any Cross-Collateralized Loss Payments;

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(v) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 2-C Certificates, to the Group 2 Net WAC Shortfall Reserve Fund, (i) first, to pay the Class 2-A Certificates to the extent needed to pay any remaining related Net WAC Shortfall Amount and to the extent such amount exceeds the amounts then on deposit in the Group 2 Net WAC Shortfall Reserve Fund, and (ii) second, to maintain a balance in the Group 2 Net WAC Shortfall Reserve Fund equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit;

(vi) first, to the Holders of the Class 1-A Certificates, on a pro rata basis, based on entitlement, and second, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case, in respect of the Allocated Realized Loss Amounts to the extent not covered by any related Net Monthly Excess Cashflow for each such Class;

(vii) to the Group 2 Supplemental Interest Trust for payment to the Group 2 Swap Provider any Swap Termination Payments with respect to the Group 2 Interest Rate Swap Agreement owed to the Group 2 Swap Provider due to a related Swap Provider Trigger Event not previously paid;

(viii) to the Holders of the Class 2-C Certificates, an amount equal to the Class 2-C Distribution Amount reduced by amounts distributed in clauses (ii) and (v) above; and

(ix) to the Class R Certificates, any remaining amounts.

(n) On or before each Distribution Date, the Trustee shall distribute from (i) the amounts received from the Group 1 Swap Provider pursuant to the Group 1 Interest Rate Swap Agreement in respect of any related Net Swap Payment and (ii) amounts received from the related Cap Counterparties pursuant to the Group 1 Cap Contracts, then on deposit in the Group 1 Derivative Account held by the Group 1 Supplemental Interest Trust to the Class 1-A, Class 1-M and Class 1-B Certificates in the following order of priority:

(i) concurrently, to the Holders of the Class 1-A Certificates, pro rata, based on entitlement, in an amount equal to any Unpaid Interest Shortfall Amount for such Class or Classes, in each case, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;

(ii) sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in an amount equal to any Unpaid Interest Shortfall Amount for such Class or Classes, in each case, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;

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(iii) to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, in an amount equal to any related Extra Principal Distribution Amount, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the payment of the related Extra Principal Distribution Amount is as a result of current or prior period Realized Losses, to be included in the related Principal Distribution Amount for that Distribution Date and payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(d), (e) and (f) above, as applicable;

(iv) to the Group 1 Net WAC Shortfall Reserve Fund, (i) first, to pay related Net WAC Shortfall Amounts on the Class 1-A, Class 1-M and Class 1-B Certificates, on a pro rata basis, based on the aggregate amount of Net WAC Shortfall Amounts for such Classes of Certificates remaining unpaid, in each case, to the extent not covered by the related Net Monthly Excess Cashflow on that Distribution Date, and (ii) second, to maintain a balance in the Group 1 Net WAC Shortfall Reserve Fund equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit;

(v) to the Holders of the Class 1-A Certificates, pro rata, in an amount equal to any Allocated Realized Loss Amount for such Class or Classes, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date; and

(vi) sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in an amount equal to any Allocated Realized Loss Amount for such Class or Classes, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date.

(o) On or before each Distribution Date, the Trustee shall distribute from (i) the amounts received from the Group 2 Swap Provider pursuant to the Group 2 Interest Rate Swap Agreement in respect of any related Net Swap Payment and (ii) amounts received from the related Cap Counterparties pursuant to the Group 2 Cap Contracts, then on deposit in the Group 2 Derivative Account held by the Group 2 Supplemental Interest Trust to the Class 2-A Certificates in the following order of priority:

(i) to the Holders of the Class 2-A Certificates, in an amount equal to any Unpaid Interest Shortfall Amount for such Class, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;

(ii) to the Holders of the Class 2-A Certificates, an amount equal to any related Extra Principal Distribution Amount, to the extent not covered by any related and unrelated Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the payment of the related Extra Principal Distribution Amount is as a result of current or prior period Realized Losses, to be included in the related Principal Distribution Amount for that Distribution Date and payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(h), (i) and (j) above, as applicable;

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(iii) to the Group 2 Net WAC Shortfall Reserve Fund, (i) first, to pay related Net WAC Shortfall Amounts remaining unpaid on the Class 2-A Certificates to the extent not covered by the related Net Monthly Excess Cashflow on that Distribution Date, and (ii) second, to maintain a balance in the Group 2 Net WAC Shortfall Reserve Fund equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit; and

(iv) to the Holders of the Class 2-A Certificates, in an amount equal to any Allocated Realized Loss Amount for such Class, to the extent not covered by any related and unrelated Net Monthly Excess Cashflow on that Distribution Date.

(p) On each Distribution Date, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period and identified on the Mortgage Loan Schedule attached as Exhibit H as belonging to the related Class P Certificateholder and any Master Servicer Prepayment Charge Amounts paid by the Master Servicer during the related Prepayment Period will be withdrawn from the Certificate Account and distributed by the Trustee to the Holders of the Class 1-P Certificates with respect to the Group 1 Loans and Class 2-P Certificates with respect to the Group 2 Loans and shall not be available for distribution to the Holders of any other Class of Certificates. The payment of the foregoing amounts to the Holders of the Class P Certificates shall not reduce the Certificate Principal Balances thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the related Mortgage Loan Schedule attached as Exhibit H as belonging to the related Class P Certificateholder or any Distribution Date thereafter, the Available Funds with respect to each Loan Group remaining after payment of principal to the related Class A Certificates and Subordinate Certificates will be paid to the related Class P Certificates in reduction of the related Certificate Principal Balance, until reduced to zero.

(q) Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, as Holder thereof, and the Depository shall be responsible for crediting the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a “brokerage firm” or “indirect participating firm”) for which it acts as agent. Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents. None of the Trustee, the Depositor or the Master Servicer shall have any responsibility therefor except as otherwise provided by this Agreement or applicable law.

(r) The Trustee, upon written direction of the Master Servicer, shall invest or cause the institution maintaining the Certificate Account to invest the funds in the Certificate Account in Permitted Investments designated in the name of the Trustee for the benefit of the Certificateholders, which shall mature not later than the Distribution Date next following the date of such investment and shall not be sold or disposed of prior to maturity. All income and gain realized from any such investment shall be for the benefit of the Master Servicer and shall be subject to its withdrawal or order from time to time. The amount of any losses incurred in respect of any such investments shall be deposited in the Certificate Account by the Master Servicer out of its own funds immediately as realized without any right of reimbursement.

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(s) Except as otherwise provided in Section 9.01, if the Master Servicer anticipates that a final distribution with respect to any Class of Certificates will be made on the next Distribution Date, the Master Servicer shall, no later than the 15th day of the month in the month of such final distribution (or if such 15th day is not a Business Day, the Business Day immediately preceding such 15th day), notify the Trustee and the Trustee shall, no later than two (2) Business Days after such date, mail on such date to each Holder of such Class of Certificates a notice to the effect that: (i) the Trustee anticipates that the final distribution with respect to such Class of Certificates will be made on such Distribution Date but only upon presentation and surrender of such Certificates at the office of the Trustee or as otherwise specified therein, and (ii) no interest shall accrue on such Certificates from and after the end of the prior calendar month.

Any funds not distributed to any Holder or Holders of Certificates of such Class on such Distribution Date because of the failure of such Holder or Holders to tender their Certificates shall, on such date, be set aside and held in trust and credited to the account of the appropriate non-tendering Holder or Holders. If any Certificates as to which notice has been given pursuant to this Section 4.01(r) shall not have been surrendered for cancellation within six months after the time specified in such notice, the Trustee shall mail a second notice to the remaining non-tendering Certificateholders to surrender their Certificates for cancellation in order to receive the final distribution with respect thereto. If within six months after the second notice all such Certificates shall not have been surrendered for cancellation, the Trustee shall take reasonable steps as directed by the Depositor, or appoint an agent to take reasonable steps, to contact the remaining non-tendering Certificateholders concerning surrender of their Certificates. The costs and expenses of maintaining the funds in trust and of contacting such Certificateholders shall be paid out of the assets remaining in the Trust Fund. If within nine months after the second notice any such Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto. No interest shall accrue or be payable to any Certificateholder on any amount held in trust as a result of such Certificateholder's failure to surrender its Certificate(s) for final payment thereof in accordance with this Section 4.01(r).

Section 4.02. Statements to Certificateholders.

(a) On each Distribution Date, based, as applicable, on information provided to it by the Master Servicer, the Trustee shall prepare and make available on the Trustee’s website, which shall initially be located at “https://www.tss.db.com/invr” (assistance in using the website can be obtained by calling the Trustee’s customer service desk at (800) 735-7777), to each Holder of the Regular Certificates, the Certificate Insurer, the Swap Provider, the Master Servicer and the Rating Agencies, a statement as to the distributions made on such Distribution Date setting forth, with respect to each Loan Group:

(i) the applicable record dates, accrual periods, determination dates for calculating distributions and general distributions dates;

(ii) the total cash flows received and the general sources thereof;

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(iii) the amount of any Net Swap Payment and any amount from the Cap Contracts payable to the related Supplemental Interest Trust, any Net Swap Payment payable to the related Swap Provider, any Swap Termination Payment payable to the related Supplemental Interest Trust and any Swap Termination Payment payable to the related Swap Provider;

(iv) (A) the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates, separately identified, allocable to principal and (B) the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges and Master Servicer Prepayment Charge Payment Amounts;

(v) the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates (other than the Class P Certificates) allocable to interest, separately identified;

(vi) the Pass-Through Rate on each Class of Regular Certificates (other than the Class P Certificates) for such Distribution Date;

(vii) the aggregate amount of Advances for such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances at the close of business on the Distribution Date, and the general source of funds for reimbursements;

(viii) the number and Aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period;

(ix) the related Overcollateralization Release Amount and the related Overcollateralization Deficiency Amount for such Distribution Date;

(x) the aggregate Certificate Principal Balance of each Class of Regular Certificates after giving effect to the amounts distributed on such Distribution Date (in the case of each Class of the Offered Certificates, separately identifying any reduction thereof due to the allocation of Realized Losses thereto);

(xi) the number and Stated Principal Balance of Mortgage Loans in respect of which (a) one Scheduled Payment is delinquent, (b) two Scheduled Payments are delinquent, (c) three or more Scheduled Payments are delinquent and (d) foreclosure proceedings have been commenced, in each case as of the end of the calendar month prior to such Distribution Date;

(xii) the number, aggregate principal balance and book value of any REO Properties as of the close of business on the last day of the calendar month preceding the month in which such Distribution Date occurs;

(xiii) the weighted average remaining term to maturity, weighted average Mortgage Rate and weighted average Net Mortgage Rate of the Mortgage Loans as of the close of business on the first day of the calendar month in which such Distribution Date occurs;

(xiv) the aggregate amount of Principal Prepayments made during the related Prepayment Period;

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(xv) the aggregate amount of Realized Losses incurred during the related Prepayment Period and the cumulative amount of Realized Losses;

(xvi) if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;

(xvii) the aggregate amount of extraordinary Trust Fund expenses withdrawn from the Custodial Account or the Certificate Account for such Distribution Date;

(xviii) the aggregate amount of any Prepayment Interest Shortfalls for such Distribution Date, to the extent not covered by payments by the Master Servicer or a Sub-Servicer pursuant to Section 3.23, and the aggregate amount of Relief Act Interest Shortfalls for such Distribution Date;

(xix) the Monthly Interest Distributable Amount in respect of each Class of the Offered Certificates for such Distribution Date and the Unpaid Interest Shortfall Amount, if any, with respect to each Class of Offered Certificates for such Distribution Date;

(xx) (A) the related Overcollateralization Target Amount, (B) the related Overcollateralized Amount and (C) the amount, if any, by which the related Overcollateralization Target Amount exceeds the related Overcollateralized Amount, in each case after giving effect to the distribution made on the Regular Certificates on such Distribution Date;

(xxi) the aggregate amount of servicing compensation received by the Master Servicer with respect to the related Due Period and such other customary information as the Trustee deems necessary or desirable, or which a Certificateholder reasonably requests, to enable Certificateholders to prepare their tax returns;

(xxii) the aggregate of any deposits to and withdrawals from the Net WAC Shortfall Reserve Fund for such Distribution Date and the remaining amount on deposit in the Net WAC Shortfall Reserve Fund after such deposits and withdrawals;

(xxiii) the Available Distribution Amount for such Distribution Date;

(xxiv) the Insured Amount, if any, paid by the Certificate Insurer under the Certificate Guaranty Insurance Policy for such Distribution Date and the aggregate Insured Amounts for all prior Distribution Dates paid by the Certificate Insurer under the Certificate Guaranty Insurance Policy and not yet reimbursed;

(xxv) updated pool composition data including the following with respect to each Loan Group: average loan balance, weighted average mortgage rate, weighted average loan-to-value ratio at origination, weighted average FICO at origination, and weighted average remaining term;

(xxvi) information about any additions of, substitutions for or removal of any Mortgage Loans from the Trust Fund, and any changes in the underwriting, acquisition or selection criteria as to any Mortgage Loans added to the Trust Fund; and

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(xxvii) the amount of any Net Swap Payment payable to the Supplemental Interest Trust made pursuant to Section 4.01(g) and (k), any Net Swap Payment payable to the Swap Provider pursuant to Section 4.01(g) and (k), any Swap Termination Payment payable to the Supplemental Interest Trust made pursuant to Section 4.01(l) and (m) and any Swap Termination Payment to the Swap Provider made pursuant to Section 4.01(l) and (m).

In the case of information furnished pursuant to subclauses (i) and (ii) above, the amounts shall also be expressed as a dollar amount per Single Certificate.

On each Distribution Date the Trustee shall provide Bloomberg Financial Markets, L.P. (“Bloomberg”) CUSIP level factors for each Class of Certificates as of such Distribution Date, using a format and media mutually acceptable to the Trustee and Bloomberg.

Within a reasonable period of time after the end of each calendar year, the Trustee shall prepare and forward, to each Person who at any time during the calendar year was a Holder of a Certificate, a statement containing the information set forth in subclauses (i) and (ii) above, aggregated for such calendar year or applicable portion thereof during which such person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code and regulations thereunder as from time to time are in force.

On each Distribution Date the Trustee shall prepare and make available on the Trustee’s website (or deliver at the recipient's option), to each Holder of a Class R Certificate a copy of the reports forwarded to the other Certificateholders on such Distribution Date.

Within a reasonable period of time after the end of each calendar year, the Trustee shall prepare and forward, to each Person who at any time during the calendar year was a Holder of a Class R Certificate a statement containing the information provided pursuant to the previous paragraph aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time are in force.

The location of the Trustee’s website and the procedures used therein are subject to change from time to time at the Trustee’s discretion. The Trustee shall have the right to change the way monthly distribution statement are distributed in order to make such distribution more convenient and/or more accessible to the above parties. The Trustee shall be entitled to conclusively rely on but shall not be responsible for the content or accuracy of any information provided by third parties for purposes of preparing the monthly statement, and may affix thereto any disclaimer it deems appropriate in its reasonable discretion (without suggesting liability on the part of any other party hereto). As a condition to access the Trustee’s website, the Trustee may require registration and the acceptance of a disclaimer. Notwithstanding anything to the contrary set forth in this Agreement, the parties hereto acknowledge that in connection with the Trustee’s preparation of the foregoing reports, the Trustee will rely solely upon the information provided to it in the Remittance Reports.

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Section 4.03. Remittance Reports; Advances by the Master Servicer.

(a) On the 19^th calendar day of the month (but it any event no later than the 21^st calendar day of the month), the Master Servicer shall deliver to the Trustee a report, prepared as of the close of business on Business Day preceding such Determination Date (the “Remittance Report”), in the form of an electromagnetic tape, disk or such other electronic format agreeable to both parties. The Remittance Report and any written information supplemental thereto shall include such information with respect to the Mortgage Loans that is required by the Trustee for purposes of making the calculations and preparing the statement described in Sections 4.01 and 4.02, as set forth in written specifications or guidelines issued by the Trustee from time to time. The Trustee shall have no obligation to recompute, recalculate or verify any information provided to it by the Master Servicer.

(b) The Master Servicer shall determine the aggregate amount of Advances required to be made for the related Distribution Date, which shall be in an aggregate amount equal to the sum of (1) the aggregate amount of Monthly Payments, other than Balloon Payments, (with each interest portion thereof adjusted to the Mortgage Rate less the sum of the Master Servicing Fee Rate, the Sub-Servicing Fee Rate and any applicable PMI Insurer Fee Rate, and less the amount of any reductions in the amount of interest collectable from the Mortgagor pursuant to the Relief Act, on the Outstanding Mortgage Loans as of the related Due Date, which Monthly Payments were delinquent as of the close of business as of the related Determination Date) plus (2) with respect to each Balloon Loan delinquent in respect of its Balloon Payment as of the close of business on the related Determination Date, an amount equal to the assumed Monthly Payment (net of the related Master Servicing Fees and Sub-Servicing Fees) that would have been due on the related Due Date based on the original principal amortization scheduled for such Balloon Loan until such Balloon Loan is finally liquidated; provided that no Advance shall be made if it would be a Nonrecoverable Advance. On or before 4:00 P.M. New York time on each Certificate Account Deposit Date, the Master Servicer shall either (i) deposit in the Certificate Account from its own funds, or funds received therefor from the Sub-Servicers, an amount equal to the Advances to be made by the Master Servicer or any Sub-Servicers in respect of the related Distribution Date, (ii) withdraw from amounts on deposit in the Custodial Account and deposit in the Certificate Account all or a portion of the amounts held for future distribution in discharge of any such Advance, or (iii) make advances in the form of any combination of (i) and (ii) aggregating the amount of such Advance. Any portion of the amounts held for future distribution so used shall be replaced by the Master Servicer (to the extent not previously replaced by late collections of Monthly Payments in respect of which such Advance was made) by deposit in the Certificate Account on or before 1:00 P.M. New York time on any future Certificate Account Deposit Date to the extent that funds attributable to the Mortgage Loans that are available in the Custodial Account for deposit in the Certificate Account on such Certificate Account Deposit Date shall be less than payments to Certificateholders required to be made on the following Distribution Date. The amount of any reimbursement pursuant to Section 3.11 in respect of outstanding Advances on any Distribution Date shall be allocated to specific Monthly Payments due but delinquent for previous Due Periods, which allocation shall be made, to the extent practicable, to Monthly Payments which have been delinquent for the longest period of time. Such allocations shall be conclusive for purposes of reimbursement to the Master Servicer from recoveries on related Mortgage Loans pursuant to Section 3.11. The determination by the Master Servicer that it has made a Nonrecoverable Advance or that any proposed Advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by a certificate of a Servicing Officer delivered to the Sponsor, the Certificate Insurer and the Trustee with the Remittance Report. The Trustee shall deposit all funds it receives pursuant to this Section 4.03 into the Certificate Account.

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(c) In the event that the Master Servicer determines as of any Certificate Account Deposit Date that it will be unable to deposit in the Certificate Account an amount equal to the Advance required to be made for the immediately succeeding Distribution Date in the amount determined by the Master Servicer pursuant to paragraph (b) above, it shall give notice to the Trustee of its inability to Advance (such notice may be given by telecopy), not later than 4:00 P.M., New York time, on such date, specifying the portion of such amount that it will be unable to deposit. Not later than 4:00 P.M., New York time, on the earlier of (x) two Business Days following such Certificate Account Deposit Date or (y) the Business Day preceding the related Distribution Date, unless by such time the Master Servicer shall have directly or indirectly deposited in the Certificate Account the entire amount of the Advances required to be made for the related Distribution Date, pursuant to Section 7.01, the Trustee shall (a) terminate all of the rights and obligations of the Master Servicer under this Agreement in accordance with Section 7.01 and (b) assume the rights and obligations of the Master Servicer hereunder, including the obligation to deposit in the Certificate Account an amount equal to the Advance for the immediately succeeding Distribution Date.

The Master Servicer and Sub-Servicer shall in all cases have a right prior to the Certificateholders to any particular funds on deposit in the Custodial Account from time to time for the reimbursement or payment of its Master Servicing Fee or Sub-Servicing Fee, Advances, Servicing Advances and any amounts reimbursable thereto in accordance with Section 3.11 of this Agreement, but only if and to the extent such amounts are to be reimbursed or paid from such particular funds on deposit in the Custodial Account pursuant to the express terms of this Agreement.

Section 4.04. Distributions on the REMIC Regular Interests.

(a) On each Distribution Date, the Trustee shall cause the following amounts with respect to Loan Group 1, in the following order of priority, to be distributed by REMIC 1 to REMIC 3 on account of the REMIC 1 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-1 Interest), as the case may be:

(i) from the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of the REMIC 1 Regular Interests, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 1 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, remaining after the distribution made pursuant to clause (i) above, first, to the holders of REMIC 1 Regular Interest OC, until the Uncertificated Principal Balance thereof is reduced to zero, and second, to holders of REMIC 1 Regular Interests 1-1-A through 1-84-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest is reduced to zero, provided that, for REMIC 1 Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC 1 Regular Interests;

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(iii) to holders of REMIC 1 Regular Interest P, (A) all amounts representing Prepayment Charges in respect of the Group 1 Loans received during the related Prepayment Period, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the related Prepayment Charge schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 1, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 1 Regular Interest has been distributed pursuant to this clause; and

(iv) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-1 Interest).

(b) On each Distribution Date, the Trustee shall cause the following amounts with respect to Loan Group 2, in the following order of priority, to be distributed by REMIC 2 to REMIC 3 on account of the REMIC 2 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-2 Interest), as the case may be:

(i) from the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, to holders of REMIC 2 Regular Interests, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 2 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(iii) to holders of REMIC 2 Regular Interest P, (A) all amounts representing Prepayment Charges in respect of the Group 2 Loans received during the related Prepayment Period, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the related Prepayment Charge schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 2, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 2 Regular Interest has been distributed pursuant to this clause; and

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(iv) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-2 Interest).

(c) (1) On each Distribution Date, the following amounts with respect to Loan Group 1, in the following order of priority, shall be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Group 1 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-3 Interest), as the case may be:

(i) from the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of REMIC 3 Regular Interest 1-IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distribution pursuant to clause (i), to holders of each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-IO), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interest 1-ZZ and REMIC 3 Regular Interest 1-P shall be reduced when the REMIC 3 Group 1 Overcollateralized Amount is less than the REMIC 3 Group 1 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Group 1 Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to holders of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-B or Class 1-M Certificate is the Corresponding Certificate in the same proportion as the Extra Principal Distribution Amount with respect to Loan Group 1 is allocated to the Corresponding Certificates for each such REMIC 3 Group 1 Regular Interest, and the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ shall be increased by such amount;

(iii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, remaining after the distribution pursuant to clauses (i) and (ii), to holders of REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interests 1-IO and 1-P ), allocated as follows:

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(A) 98.00% of such remainder to holders of REMIC 3 Regular Interest 1-AA, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and

(B) 2.00% of such remainder, first, to holders of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-B or Class 1-M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC 3 Group 1 Regular Interest, until the Uncertificated Principal Balances of such REMIC 3 Group 1 Regular Interests are reduced to zero; and second, to the holders of REMIC 3 Regular Interest 1-ZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero;

(iv) to holders of REMIC 3 Regular Interest 1-P, pro rata, (A) all amounts representing Prepayment Charges in respect of the Group 1 Loans distributed on REMIC 1 Regular Interest P, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the related Prepayment Charge schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 1 distributed in respect of REMIC 1 Regular Interest P, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 3 Regular Interest has been distributed pursuant to this clause; and

(v) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-3 Interest).

(2) On each Distribution Date, the following amounts with respect to Loan Group 2, in the following order of priority, shall be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Group 2 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R-3 Certificates (in respect of the Class R-3 Interest), as the case may be:

(i) from the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of REMIC 3 Regular Interest 2-IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distribution pursuant to clause (i), to holders of each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interest 2-IO), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interests 2-ZZ and 2-P shall be reduced when the REMIC 3 Group 2 Overcollateralized Amount is less than the REMIC 3 Group 2 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Group 2 Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to holders of REMIC 3 Regular Interest 2-A in the same proportion as the Extra Principal Distribution Amount with respect to Loan Group 2 is allocated to the Corresponding Certificates for such REMIC 3 Regular Interest, and the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-ZZ shall be increased by such amount;

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(iii) to the extent of the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distributions pursuant to clauses (i) and (ii), to holders of REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interests 2-IO and 2-P), allocated as follows:

(A) 98.00% of such remainder to holders of REMIC 3 Regular Interest 2-AA, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and

(B) 2.00% of such remainder, first, to holders of REMIC 3 Regular Interest 2-A, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for such REMIC 3 Regular Interest, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and second, to the holders of REMIC 3 Regular Interest 2-ZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero;

(iv) to holders of REMIC 3 Regular Interest 2-P, (A) all amounts representing Prepayment Charges in respect of the Group 2 Loans distributed on REMIC 2 Regular Interest 2-P, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the related Prepayment Charge schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 2 distributed in respect of REMIC 2 Regular Interest 2-P, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 3 Regular Interest has been distributed pursuant to this clause; and

(v) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-3 Interest).

(d) On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 4.01(l)(i), (vi) and (x) on such date shall be deemed distributed from REMIC 4 to Holders of the Class 1-C Certificates in respect of the Class 1-C Distribution Amount.

(d) On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 4.01(m)(ii), (v) and (viii) on such date shall be deemed distributed from REMIC 4 to Holders of the Class 2-C Certificates in respect of the Class 2-C Distribution Amount.

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(e) On each Distribution Date, 100% of the amounts deemed distributed on REMIC 3 Regular Interest 1-IO shall be deemed distributed by REMIC 4 in respect of the Class 1-IO Interest for deposit into the Group 1 Supplemental Interest Trust.

(f) On each Distribution Date, 100% of the amounts deemed distributed on REMIC 3 Regular Interest 2-IO shall be deemed distributed by REMIC 4 in respect of the Class 2-IO Interest for deposit into the Group 2 Supplemental Interest Trust.

Section 4.05. Allocation of Realized Losses.

All Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date as follows: first, to related Net Monthly Excess Cashflow, through a distribution of the related Extra Principal Distribution Amount for that Distribution Date; second, to the unrelated Net Monthly Excess Cashflow; third, to the related Overcollateralized Amount by a reduction of the Certificate Principal Balance of the related Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, if such Realized Loss is on a Group 1 Loan, first, to the Class 1-B Certificates, until the Certificate Principal Balance thereof has been reduced to zero; second, to the Class 1-M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; third, to the Class 1-M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class 1-M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class 1-M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class 1-M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class 1-M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class 1-M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and ninth to the Class 1-M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thereafter, any Realized Losses on the Group 1 Loans will be allocated on any Distribution Date to the Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates, pro rata, based on the Certificate Principal Balances thereof, in each case in reduction of the Certificate Principal Balances thereof, until reduced to zero, provided that any such Realized Loss otherwise allocable to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates shall be first allocated to the Class 1-AM Certificates, until reduced to zero, and if such Realized Loss is on a Group 2 Loan, to the Class 2-A Certificates; provided, however, that any Realized Loss applied to the Class 2-A Certificates will be covered by the Certificate Guaranty Insurance Policy.

(a) Any allocation of Realized Losses to an Offered Certificate on any Distribution Date shall be made by reducing the Certificate Principal Balance thereof by the amount so allocated. Any allocation of Realized Losses to Net Monthly Excess Cashflow related to Loan Group 1 shall be made by reducing the amount otherwise payable in respect of the Class 1-C Certificates pursuant to Section 4.01(l)(x), and any allocation of Realized Losses to Group 1 Overcollateralized Amount shall be made by reducing the Certificate Principal Balance of the Class 1-C Certificates by the amount so allocated. Any allocation of Realized Losses to Net Monthly Excess Cashflow related to Loan Group 2 shall be made by reducing the amount otherwise payable in respect of the Class 2-C Certificates pursuant to Section 4.01(m)(viii), and any allocation of Realized Losses to Group 2 Overcollateralized Amount shall be made by reducing the Certificate Principal Balance of the Class 2-C Certificates by the amount so allocated. No allocations of any Realized Losses shall be made to the Certificate Principal Balance of the Class 1-P Certificates and Class 2-P Certificates.

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(b) All Realized Losses on the Group 1 Loans shall be allocated on each Distribution Date, first, to REMIC 1 Regular Interest OC until the Uncertificated Principal Balance thereof has been reduced to zero, and second, to REMIC 1 Regular Interest 1-1-A through REMIC 1 Regular Interest 1-84-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero; provided that, for REMIC 1 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 1 Regular Interests.

(c) All Realized Losses on the Group 2 Loans shall be allocated on each Distribution Date, first, to REMIC 2 Regular Interest OC until the Uncertificated Principal Balance thereof has been reduced to zero, and second, to REMIC 2 Regular Interest 1-1-A through REMIC 2 Regular Interest 1-117-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest has been reduced to zero; provided that, for REMIC 2 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 2 Regular Interests.

(d) All Realized Losses on the Group 1 Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC 3 Group 1 Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 1-AA and 1-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-P to the extent of such remaining amount; second, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to any portion of the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the allocation of Realized Losses on the Group 2 Loans pursuant to clause (e) below (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount of such portion of the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 2-AA and 2-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-P to the extent of such remaining amount; third, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-B and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-B has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-8 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-8 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-7 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-7 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-6 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-6 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-5 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-5 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-4 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-4 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-3 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-3 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-2 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-2 has been reduced to zero; twelfth, to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-1 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-1 has been reduced to zero; and thirteenth, to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-AA, 98.00%, to the Uncertificated Principal Balances of REMIC 3 Regular Interests 1-A1-A, 1-A1-B, 1-A1-C and 1-AM, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC 3 Regular Interests 1-A1-A, 1-A1-B, 1-A1-C and 1-AM have been reduced to zero, provided that any such Realized Losses otherwise allocable to REMIC 3 Regular Interests 1-A1-A, 1-A1-B and 1-A1-C shall be first allocated to REMIC 3 Regular Interest 1-AM, until the Uncertificated Principal Balance thereof has been reduced to zero.

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(e) All Realized Losses on the Group 2 Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC 3 Group 2 Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 2-AA and 2-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-P to the extent of such remaining amount; second, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to any portion of the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the allocation of Realized Losses on the Group 1 Loans pursuant to clause (d) above (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount of such portion of the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 1-AA and 1-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-P to the extent of such remaining amount; third, to the Uncertificated Principal Balances of the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; and fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 2-AA, REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A has been reduced to zero.

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Section 4.06. Information Reports to Be Filed by the Master Servicer.

The Master Servicer or the Sub-Servicers shall file information reports with respect to the receipt of mortgage interest received in a trade or business, foreclosures and abandonments of any Mortgaged Property and the information returns relating to cancellation of indebtedness income with respect to any Mortgaged Property required by Sections 6050H, 6050J and 6050P of the Code, respectively, and deliver to the Trustee an Officers’ Certificate stating that such reports have been filed. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the Code.

Section 4.07. Compliance with Withholding Requirements.

Notwithstanding any other provision of this Agreement, the Trustee shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount on the Mortgage Loans, that the Trustee reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Trustee withholds any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trustee shall, together with its monthly report to such Certificateholders pursuant to Section 4.02 hereof, indicate such amount withheld.

Section 4.08. Group 1 Net WAC Shortfall Reserve Fund.

(a) On the Closing Date, the Trustee shall establish and maintain in its name, in trust for the benefit of the Class 1-A Certificates, the Subordinate Certificates and the Class 1-C Certificates, the Group 1 Net WAC Shortfall Reserve Fund. In addition, on the Closing Date, the Depositor shall deposit into the Group 1 Net WAC Shortfall Reserve Fund an amount equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit. The Trustee shall deposit in the Group 1 Net WAC Shortfall Reserve Fund all payments received from the Group 1 Supplemental Interest Trust that are payable to the Trust Fund under Sections 4.01(n)(iv) from amounts under the Group 1 Interest Rate Swap Agreement and Group 1 Cap Contracts, and on each Distribution Date, the Trustee shall remit such amounts received from the Group 1 Supplemental Interest Trust to the Holders of the related Class 1-A Certificates and Subordinate Certificates in the manner provided in that Section. In addition, on each Distribution Date as to which there is a Group 1 Net WAC Shortfall Amount with respect to Loan Group 1 payable to any Class of Class 1-A Certificates and Subordinate Certificates, the Trustee shall deposit the amounts distributable pursuant to clause (vi) of Section 4.01(l) into the Group 1 Net WAC Shortfall Reserve Fund, and the Trustee has been directed by the Holders of the Class 1-C Certificates to distribute amounts then on deposit in the Group 1 Net WAC Shortfall Reserve Fund to the Holders of the Class 1-A Certificates and Subordinate Certificates in respect of the Net WAC Shortfall Amount with respect to Loan Group 1 in the priority set forth in clause (vi) of Section 4.01(l). Any amount paid to the Holders of any Class 1-A Certificates and Subordinate Certificates pursuant to the preceding sentence in respect of Net WAC Shortfall Amounts from amounts distributable pursuant to clause (vi) of Section 4.01(l) shall be treated as distributed to the Holders of the Class 1-C Certificates in respect of the Class 1-C Certificates and paid by such Holders to the Holders of such Class 1-A Certificates and Subordinate Certificates. Any payments to the Holders of the Class 1-A Certificates and Subordinate Certificates in respect of Net WAC Shortfall Amounts, whether pursuant to the second preceding sentence or pursuant to Sections 4.01(n)(iv), shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1).

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(b) The Group 1 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Group 1 Net WAC Shortfall Reserve Fund. The Holders of the Class 1-C Certificates shall be the beneficial owners of the Group 1 Net WAC Shortfall Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 4.01. Amounts in the Group 1 Net WAC Shortfall Reserve Fund shall, at the written direction of the Holders of the Class 1-C Certificates, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 1 Net WAC Shortfall Reserve Fund shall remain uninvested. All net income and gain from such investments shall be distributed to the Holders of the Class 1-C Certificates, pro rata, not as a distribution in respect of any interest in any REMIC, on each such Distribution Date. All amounts earned on amounts on deposit in the Group 1 Net WAC Shortfall Reserve Fund shall be taxable to the Holders of the Class 1-C Certificates. Any losses on such investments shall be deposited in the Group 1 Net WAC Shortfall Reserve Fund by the Holders of the Class 1-C Certificates, pro rata, out of their own funds immediately as realized.

Section 4.09. Group 2 Net WAC Shortfall Reserve Fund.

(a) On the Closing Date, the Trustee shall establish and maintain in its name, in trust for the benefit of the Class 2-A Certificates and the Class 2-C Certificates, the Group 2 Net WAC Shortfall Reserve Fund. In addition, on the Closing Date, the Depositor shall deposit into the Group 2 Net WAC Shortfall Reserve Fund an amount equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit. The Trustee shall deposit in the Group 2 Net WAC Shortfall Reserve Fund all payments received from the Group 2 Supplemental Interest Trust that are payable to the Trust Fund under Section 4.01(o)(iii) from amounts under the Group 2 Interest Rate Swap Agreement and Group 2 Cap Contracts, and on each Distribution Date, the Trustee shall remit such amounts received from the Group 2 Supplemental Interest Trust to the Holders of the Class 2-A Certificates in the manner provided in that Section. In addition, on each Distribution Date as to which there is a Group 2 Net WAC Shortfall Amount with respect to Loan Group 2 payable to the Class 2-A Certificates, the Trustee shall deposit the amounts distributable pursuant to clause (v) of Section 4.01(m) into the Group 2 Net WAC Shortfall Reserve Fund, and the Trustee has been directed by the Holders of the Class 2-C Certificates to distribute amounts then on deposit in the Group 2 Net WAC Shortfall Reserve Fund to the Holders of the Class 2-A Certificates in respect of the Net WAC Shortfall Amount with respect to Loan Group 2 in the priority set forth in clause (v) of Section 4.01(l). Any amount paid to the Holders of any Class 2-A Certificates pursuant to the preceding sentence in respect of Net WAC Shortfall Amounts from amounts distributable pursuant to clause (v) of Section 4.01(m) shall be treated as distributed to the Holders of the Class 2-C Certificates in respect of the Class 2-C Certificates and paid by such Holders to the Holders of such Class 2-A Certificates. Any payments to the Holders of the Class 2-A Certificates in respect of Net WAC Shortfall Amounts, whether pursuant to the second preceding sentence or pursuant to Section 4.01(o)(iii), shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1).

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(b) The Group 2 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Group 2 Net WAC Shortfall Reserve Fund. The Holders of the Class 2-C Certificates shall be the beneficial owners of the Group 2 Net WAC Shortfall Reserve Fund, in each case subject to the power of the Trustee to transfer amounts under Section 4.01. Amounts in the Group 2 Net WAC Shortfall Reserve Fund shall, at the written direction of the Holders of the Class 2-C Certificates, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 2 Net WAC Shortfall Reserve Fund shall remain uninvested. All net income and gain from such investments shall be distributed to the Holders of the Class 2-C Certificates, pro rata, not as a distribution in respect of any interest in any REMIC, on each such Distribution Date. All amounts earned on amounts on deposit in the Group 2 Net WAC Shortfall Reserve Fund shall be taxable to the Holders of the Class 2-C Certificates. Any losses on such investments shall be deposited in the Group 2 Net WAC Shortfall Reserve Fund by the Holders of the Class 2-C Certificates, pro rata, out of their own funds immediately as realized.

Section 4.10. Group 1 Supplemental Interest Trust.

(i) As of the Closing Date, the Trustee, as Group 1 Supplemental Interest Trust Trustee, is directed to enter into the Group 1 Interest Rate Swap Agreement and the Group 1 Cap Contracts and shall establish and maintain in the name of the Group 1 Supplemental Interest Trust Trustee, the Group 1 Supplemental Interest Trust for the benefit of the Group 1 Swap Provider and the Holders of the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates. The Group 1 Supplemental Interest Trust shall hold the Group 1 Interest Rate Swap Agreement, the Class 1-IO Interest, the Group 1 Cap Contracts and the Group 1 Derivative Account. The Trustee shall establish an Eligible Account (the “Group 1 Derivative Account”) into which the Depositor shall deposit $1,000 on the Closing Date. Funds on deposit in the Group 1 Derivative Account shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee or held pursuant to this Agreement.

(ii) On each Distribution Date, the Trustee shall deposit into the Group 1 Derivative Account amounts distributable to the Group 1 Supplemental Interest Trust pursuant to Sections 4.01(a) (fifth paragraph) and 4.01(l)(viii) of this Agreement. In addition, the Trustee shall deposit into the Group 1 Derivative Account for payment to the Group 1 Swap Provider the Group 1 Swap Optional Termination Payment (which shall include any related Net Swap Payment payable to the Group 1 Swap Provider) payable under Section 9.01. On each Distribution Date, the Trustee shall distribute any such amounts to the Group 1 Swap Provider pursuant to the Group 1 Interest Rate Swap Agreement, first to pay any related Net Swap Payment owed to the Group 1 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates, and second to pay any related Swap Termination Payment owed to the Group 1 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates.

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(iii) On each Distribution Date, the Trustee, as Group 1 Supplemental Interest Trust Trustee, shall deposit into the Group 1 Derivative Account amounts received by the Group 1 Supplemental Interest Trust under the Group 1 Interest Rate Swap Agreement from the Group 1 Swap Provider and under the Group 1 Cap Contracts from the Group 1 Cap Counterparties. On each Distribution Date, the Trustee shall, and the Trustee has been directed by the Holders of the Class 1-C Certificates to, distribute from the Group 1 Derivative Account an amount equal to the amount of any related Net Swap Payment or Swap Termination Payment received from the Group 1 Swap Provider under the Group 1 Interest Rate Swap Agreement and payments received from the Group 1 Cap Counterparties under the Group 1 Cap Contracts, in the following order of priority:

(a) first, an amount equal to the aggregate amount required under Section 4.01(n) to be distributed on such Distribution Date, to the related Class 1-A, Class 1-M and Class 1-B Certificateholders in accordance with Section 4.01(n) of this Agreement, and

(b) second, any remainder, to the Holder of the Class 1-C Certificates.

(iv) The Group 1 Supplemental Interest Trust constitutes an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC. The Holders of the Class 1-C Certificates shall be the beneficial owner of the Group 1 Supplemental Interest Trust, subject to the power of the Trustee to transfer amounts under this Agreement. The Trustee shall keep records that accurately reflect the funds on deposit in the Group 1 Derivative Account. The Trustee shall, at the written direction of the Holders of the Class 1-C Certificates, invest amounts on deposit in the Group 1 Supplemental Interest Trust in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 1 Supplemental Interest Trust shall remain uninvested. On each Distribution Date, the Trustee shall distribute, not as a distribution in respect of any interest in any REMIC, any income or gain earned on the invested assets in the Group 1 Supplemental Interest Trust to the Holders of the Class 1-C Certificates. All amounts earned on amounts on deposit in the Group 1 Supplemental Interest Trust shall be taxable to the Holders of the Class 1-C Certificates. Any losses on such investments shall be deposited in the Group 1 Supplemental Interest Trust by the Holders of the Class 1-C Certificates, out of their own funds immediately as realized.

(v) For federal income tax purposes, amounts paid to the Group 1 Supplemental Interest Trust on each Distribution Date pursuant to Section 4.01(a) (first and second sentences of the fifth paragraph) for payment to the Group 1 Swap Provider with respect to the Group 1 Interest Rate Swap Agreement shall first be deemed to be paid to the Group 1 Supplemental Interest Trust in respect of the Class 1-IO Interest to the extent of the amount distributable on such Class 1-IO Interest on such Distribution Date, and shall then be deemed to be paid to the Group 1 Supplemental Interest Trust in respect of a Group 1 Class IO Distribution Amount as described below.

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(vi) The Trustee shall treat the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates as having entered into a notional principal contract with respect to the Holders of the Class 1-C Certificates. Pursuant to each such notional principal contract, all Holders of the Class 1-A, Class 1-M and Class 1-B Certificates shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class 1-C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 4 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Group 1 Class IO Distribution Amount”). A Group 1 Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC 4 Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net WAC Rate, and a Group 1 Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class 1-C Certificates shall be treated as having agreed to pay Net WAC Shortfall Amounts with respect to Loan Group 1 to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates in accordance with the terms of this Agreement. Any payments to the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code. However, any payment from the Class 1-A, Class 1-M and Class 1-B Certificates of a Group 1 Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 4 and as having been paid by such Holders to the Group 1 Supplemental Interest Trust pursuant to the notional principal contract. Thus, each Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificate shall be treated as representing not only ownership of a Regular Interest in REMIC 4, but also ownership of an interest in, and obligations with respect to, a notional principal contract.

(vii) (a) Upon designation of an early termination date with respect to a Group 1 Derivative Contract other than in connection with a Group 1 Optional Termination, the Trustee, as Group 1 Supplemental Interest Trust Trustee, at the written direction of the Depositor or the Certificate Insurer will use reasonable efforts to appoint a successor derivative counterparty to enter into a new derivative contract on terms substantially similar to such Group 1 Derivative Contract with a derivative counterparty meeting all applicable eligibility requirements. The Trustee, as Group 1 Supplemental Interest Trust Trustee will apply any Group 1 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 1 Derivative Contract to the upfront payment required to appoint the successor derivative counterparty.

If a successor derivative counterparty is not appointed within 30 days of such early termination, then the Trustee, as Group 1 Supplemental Interest Trust Trustee will deposit any Group 1 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 1 Derivative Contract into a separate, non-interest bearing reserve account and will, on each subsequent Distribution Date, withdraw from the amount then remaining on deposit in such reserve account an amount equal to the payment, if any, that would have been paid to the Group 1 Supplemental Interest Trust Trustee by the original derivative counterparty calculated in accordance with the terms of the related Group 1 Derivative Contract, and distribute such amount in accordance with the terms of this Agreement.

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(b) In the event that the derivative counterparty under a Group 1 Derivative Contract fails to perform any of its obligations under such Group 1 Derivative Contract (including, without limitation, its obligation to make any payment or transfer collateral), or breaches any of its representations and warranties thereunder, or in the event that any Event of Default, Termination Event, or Additional Termination Event (each as defined in the related Group 1 Derivative Contract) occurs with respect to such Group 1 Derivative Contract, the Trustee, as Group 1 Supplemental Interest Trust Trustee shall, promptly following actual notice of such failure, breach or event, notify the Depositor and send any notices and make any demands, on behalf of the Group 1 Supplemental Interest Trust, required to enforce the rights of the Group 1 Supplemental Interest Trust under such Group 1 Derivative Contract.

In the event that a derivative counterparty’s obligations are guaranteed by a third party under a guaranty relating to a Group 1 Derivative Contract (such guaranty a “Group 1 Guaranty” and such third party a “Group 1 Guarantor”), then to the extent that derivative counterparty fails to make any payment by the close of business on the day it is required to make payment under the terms of such Group 1 Derivative Contract, the Trustee, as Group 1 Supplemental Interest Trust Trustee shall, promptly following actual notice of derivative counterparty’s failure to pay, demand that such Group 1 Guarantor make any and all payments then required to be made by such Group 1 Guarantor pursuant to such Group 1 Guaranty; provided that Trustee, as Group 1 Supplemental Interest Trust Trustee shall in no event be liable for any failure or delay in the performance by such Group 1 Guarantor of its obligations hereunder or pursuant to such Group 1 Derivative Contract and the Group 1 Guaranty, nor for any special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits) in connection therewith.

Section 4.11. Group 2 Supplemental Interest Trust.

(i) As of the Closing Date, the Trustee, as Group 2 Supplemental Interest Trust Trustee, is directed to enter into the Group 2 Interest Rate Swap Agreement and the Group 2 Cap Contracts and shall establish and maintain in the name of the Group 2 Supplemental Interest Trust Trustee, the Group 2 Supplemental Interest Trust for the benefit of the Group 2 Swap Provider and the Holders of the Class 2-A Certificates and Class 2-C Certificates. The Group 2 Supplemental Interest Trust shall hold the Group 2 Interest Rate Swap Agreement, the Class 2-IO Interests, the Group 2 Cap Contracts and the Group 2 Derivative Account. The Trustee shall establish an Eligible Account (the “Group 2 Derivative Account”) into which the Depositor shall deposit $1,000 on the Closing Date. Funds on deposit in the Group 2 Derivative Account shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee or held pursuant to this Agreement.

(ii) On each Distribution Date, the Trustee shall deposit into the Group 2 Derivative Account amounts distributable to the Group 2 Supplemental Interest Trust pursuant to Sections 4.01(a) (fifth paragraph) and 4.01(m)(vii) of this Agreement. In addition, the Trustee shall deposit into the Group 2 Derivative Account for payment to the Group 2 Swap Provider the Group 2 Swap Optional Termination Payment (which shall include any related Net Swap Payment payable to the Group 2 Swap Provider) payable under Section 9.01. On each Distribution Date, the Trustee shall distribute any such amounts to the Group 2 Swap Provider pursuant to the Group 2 Interest Rate Swap Agreement, first to pay any related Net Swap Payment owed to the Group 2 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates, and second to pay any related Swap Termination Payment owed to the Group 2 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates.

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(iii) On each Distribution Date, the Trustee, as Group 2 Supplemental Interest Trust Trustee, shall deposit into the Group 2 Derivative Account amounts received by the Group 2 Supplemental Interest Trust under the Group 2 Interest Rate Swap Agreement from the Group 2 Swap Provider and under the Group 2 Cap Contracts from the Group 2 Cap Counterparties. On each Distribution Date, the Trustee shall, and the Trustee has been directed by the Holders of the Class 2-C Certificates to, distribute from the Group 2 Derivative Account an amount equal to the amount of any related Net Swap Payment received from the Group 2 Swap Provider under the Group 2 Interest Rate Swap Agreement and payment received from the Group 2 Cap Counterparties under the Group 2 Cap Contracts, in the following order of priority:

(a) first, an amount equal to the aggregate amount required under Section 4.01(o) to be distributed on such Distribution Date, to the Class 2-A Certificateholders in accordance with Section 4.01(o) of this Agreement, and

(b) second, any remainder, to the Holder of the Class 2-C Certificates.

(iv) The Group 2 Supplemental Interest Trust constitutes an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC. The Holders of the Class 2-C Certificates shall be the beneficial owner of the Group 2 Supplemental Interest Trust, subject to the power of the Trustee to transfer amounts under this Agreement. The Trustee shall keep records that accurately reflect the funds on deposit in the Group 2 Derivative Account. The Trustee shall, at the written direction of the Holders of the Class 2-C Certificates, invest amounts on deposit in the Group 2 Supplemental Interest Trust in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 2 Supplemental Interest Trust shall remain uninvested. On each Distribution Date, the Trustee shall distribute, not as a distribution in respect of any interest in any REMIC, any income or gain earned on the invested assets in the Group 2 Supplemental Interest Trust to the Holders of the Class 2-C Certificates. All amounts earned on amounts on deposit in the Group 2 Supplemental Interest Trust shall be taxable to the Holders of the Class 2-C Certificates. Any losses on such investments shall be deposited in the Group 2 Supplemental Interest Trust by the Holders of the Class 2-C Certificates, out of their own funds immediately as realized.

(v) For federal income tax purposes, amounts paid to the Group 2 Supplemental Interest Trust on each Distribution Date pursuant to Section 4.01(a) (first and second sentences of the fifth paragraph) for payment to the Group 2 Swap Provider with respect to the Group 2 Interest Rate Swap Agreement shall first be deemed to be paid to the Group 2 Supplemental Interest Trust in respect of the Class 2-IO Interest to the extent of the amount distributable on such Class 2-IO Interest on such Distribution Date, and shall then be deemed to be paid to the Group 2 Supplemental Interest Trust in respect of a Group 2 Class IO Distribution Amount as described below.

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(vi) The Trustee shall treat the Holders of the Class 2-A Certificates as having entered into a notional principal contract with respect to the Holders of the Class 2-C Certificates. Pursuant to each such notional principal contract, all Holders of the Class 2-A Certificates shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class 2-C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 4 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Group 2 Class IO Distribution Amount”). A Group 2 Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC 4 Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net WAC Rate, and a Group 2 Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of the Class 2-A Certificates and Class 2-C Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class 2-C Certificates shall be treated as having agreed to pay Net WAC Shortfall Amounts with respect to Loan Group 2 to the Holders of the Class 2-A Certificates in accordance with the terms of this Agreement. Any payments to the Class 2-A Certificates and Class 2-C Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code. However, any payment from the Class 2-A Certificates of a Group 2 Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 4 and as having been paid by such Holders to the Group 2 Supplemental Interest Trust pursuant to the notional principal contract. Thus, each Class 2-A Certificate and Class 2-C Certificate shall be treated as representing not only ownership of a Regular Interest in REMIC 4, but also ownership of an interest in, and obligations with respect to, a notional principal contract.

(vii) (a) Upon designation of an early termination date with respect to a Group 2 Derivative Contract other than in connection with a Group 2 Optional Termination, the Trustee, as Group 2 Supplemental Interest Trust Trustee, at the written direction of the Depositor or the Certificate Insurer will use reasonable efforts to appoint a successor derivative counterparty to enter into a new derivative contract on terms substantially similar to such Group 2 Derivative Contract with a derivative counterparty meeting all applicable eligibility requirements. The Trustee, as Group 2 Supplemental Interest Trust Trustee will apply any Group 2 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 2 Derivative Contract to the upfront payment required to appoint the successor derivative counterparty.

If a successor derivative counterparty is not appointed within 30 days of such early termination, then the Trustee, as Group 2 Supplemental Interest Trust Trustee will deposit any Group 2 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 2 Derivative Contract into a separate, non-interest bearing reserve account and will, on each subsequent Distribution Date, withdraw from the amount then remaining on deposit in such reserve account an amount equal to the payment, if any, that would have been paid to the Group 2 Supplemental Interest Trust Trustee by the original derivative counterparty calculated in accordance with the terms of the related Group 2 Derivative Contract, and distribute such amount in accordance with the terms of this Agreement.

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(b) In the event that the derivative counterparty under a Group 2 Derivative Contract fails to perform any of its obligations under such Group 2 Derivative Contract (including, without limitation, its obligation to make any payment or transfer collateral), or breaches any of its representations and warranties thereunder, or in the event that any Event of Default, Termination Event, or Additional Termination Event (each as defined in the related Group 2 Derivative Contract) occurs with respect to such Group 2 Derivative Contract, the Trustee, as Group 2 Supplemental Interest Trust Trustee shall, promptly following actual notice of such failure, breach or event, notify the Depositor and send any notices and make any demands, on behalf of the Group 2 Supplemental Interest Trust, required to enforce the rights of the Group 2 Supplemental Interest Trust under such Group 2 Derivative Contract.

In the event that a derivative counterparty’s obligations are guaranteed by a third party under a guaranty relating to a Group 2 Derivative Contract (such guaranty a “Group 2 Guaranty” and such third party a “Group 2 Guarantor”), then to the extent that derivative counterparty fails to make any payment by the close of business on the day it is required to make payment under the terms of such Group 2 Derivative Contract, the Trustee, as Group 2 Supplemental Interest Trust Trustee shall, promptly following actual notice of derivative counterparty’s failure to pay, demand that such Group 2 Guarantor make any and all payments then required to be made by such Group 2 Guarantor pursuant to such Group 2 Guaranty; provided that Trustee, as Group 2 Supplemental Interest Trust Trustee shall in no event be liable for any failure or delay in the performance by such Group 2 Guarantor of its obligations hereunder or pursuant to such Group 2 Derivative Contract and the Group 2 Guaranty, nor for any special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits) in connection therewith.

Section 4.12. Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificates.

In the event that any Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC 4 Regular Interest corresponding to such Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the Holder of the related Class C Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holder of the related Class C Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such holders pursuant to Section 4.10(ii) and Section 4.11(ii) hereof, as applicable.

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Section 4.13. The Certificate Guaranty Insurance Policy

(i) If the Trustee determines that an Insured Amount to be covered by the Certificate Guaranty Insurance Policy will exist for the related Distribution Date, the Trustee shall complete the notice in the form of Exhibit A to the Certificate Guaranty Insurance Policy (the “Notice”) and submit such Notice in accordance with the Certificate Guaranty Insurance Policy to the Certificate Insurer no later than 12:00 P.M., New York City time, on the second Business Day immediately preceding such Distribution Date, as a claim for the amount of such Insured Amount.

(ii) The Trustee shall establish and maintain the Insurance Account on behalf of the Holders of the Class 2-A Certificates over which the Trustee shall have the exclusive control and sole right of withdrawal. Upon receipt of a Insured Amount from the Certificate Insurer on behalf of the Holders of the Class 2-A Certificates, the Trustee shall deposit such Insured Amount in the Insurance Account and distribute such amount only for purposes of payment to the Class 2-A Certificates of the Insured Amount for which a claim was made and such amount may not be applied to satisfy any costs, expenses or liabilities of the Seller, the Depositor, the Trustee or the Trust Fund or to pay any other Class of Certificates. Amounts paid under the Certificate Guaranty Insurance Policy, to the extent needed to pay the Insured Amount, shall be disbursed by the Trustee to the Holders of the Class 2-A Certificates. It shall not be necessary for such payments to be made by checks or wire transfers separate from the checks or wire transfers used to pay other distributions to the Holders of the Class 2-A Certificates with other funds available to make such payment. However, the amount of any payment of principal or of interest on the Class 2-A Certificates to be paid from funds transferred from the Insurance Account shall be noted as provided in paragraph (d) below and in the statement to be furnished to Holders of the Class 2-A Certificates pursuant to Section 4.01. Funds held in the Insurance Account shall not be invested. Any funds remaining in the Insurance Account on the first Business Day following the later of (i) the related Distribution Date or (ii) the date received by the Trustee, shall be returned to the Certificate Insurer pursuant to the written instructions of the Certificate Insurer by the end of such Business Day.

(iii) The Trustee shall keep a complete and accurate record of the amount of interest and principal paid in respect of the Class 2-A Certificates from moneys received under the Certificate Guaranty Insurance Policy. The Certificate Insurer shall have the right to inspect such records at reasonable times during normal business hours upon one Business Day’s prior notice to the Trustee.

(iv) In the event that the Trustee has received a certified copy of an order of the appropriate court that any Insured Amount has been voided in whole or in part as a preference payment under applicable bankruptcy law, the Trustee shall so notify the Certificate Insurer, shall comply with the provisions of the Certificate Guaranty Insurance Policy to obtain payment by the Certificate Insurer of such Preference Amount in the amount of such voided Insured Amount, and shall, at the time it provides notice to the Certificate Insurer, notify, by mail the Holders of the Class 2-A Certificates that, in the event any Holder’s Insured Amount is so recovered, such Holder of a Class 2-A Certificate will be entitled to payment pursuant to the Certificate Guaranty Insurance Policy, a copy of which shall be made available through the Trustee or the Certificate Insurer, and the Trustee shall furnish to the Certificate Insurer, its records evidencing the payments which have been made by the Trustee and subsequently recovered from the Holders of the Class 2-A Certificates, and dates on which such payments were made.

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(v) The Trustee shall promptly notify the Certificate Insurer of any proceeding or the institution of any action, of which a Responsible Officer of the Trustee has actual knowledge, seeking the avoidance as a preferential transfer under applicable bankruptcy, insolvency, receivership or similar law (a “Preference Claim”) of any distribution made with respect to the Class 2-A Certificates. Each Holder of a Class 2-A Certificate, by its purchase of such Class 2-A Certificate, the Depositor and the Trustee agree that the Certificate Insurer (so long as no Certificate Insurer Default exists) may at any time during the continuation of any proceeding relating to a Preference Claim direct all matters relating to such Preference Claim, including, without limitation, (i) the direction of any appeal of any order relating to such Preference Claim and (ii) the posting of any surety or performance bond pending any such appeal. In addition and without limitation of the foregoing, the Certificate Insurer shall be subrogated to, and each Holder of an Class 2-A Certificate and the Trustee hereby delegates and assigns to the Certificate Insurer, to the fullest extent permitted by law, the rights of the Trustee and each Holder of an Class 2-A Certificate in the conduct of any such Preference Claim, including, without limitation, all rights of any party to any adversary proceeding or action with respect to any court order issued in connection with any such Preference Claim.

(vi) The Trustee shall, upon retirement of the Class 2-A Certificates, furnish to the Certificate Insurer a notice of such retirement, and, upon retirement of the Class 2-A Certificates and the expiration of the term of the Certificate Guaranty Insurance Policy, surrender the Certificate Guaranty Insurance Policy to the Certificate Insurer for cancellation.

(vii) The Trustee will hold the Certificate Guaranty Insurance Policy in trust as agent for the Holders of the Class 2-A Certificates for the purpose of making claims thereon and distributing the proceeds thereof. Neither the Certificate Guaranty Insurance Policy nor the amounts paid on the Certificate Guaranty Insurance Policy will constitute part of the Trust Fund created by this Agreement. Each Holder of the Class 2-A Certificates, by accepting its Class 2-A Certificates, appoints the Trustee as attorney in fact for the purpose of making claims on the Certificate Guaranty Insurance Policy.

(viii) Anything herein to the contrary notwithstanding, any payment with respect to principal of or interest on the Class 2-A Certificates which is made with moneys received pursuant to the terms of the Certificate Guaranty Insurance Policy shall not be considered payment of the Class 2-A Certificates from the Trust Fund. The Depositor and the Trustee acknowledge, and each Holder by its acceptance of a Class 2-A Certificate agrees, that without the need for any further action on the part of the Certificate Insurer, the Depositor or the Trustee (a) to the extent the Certificate Insurer makes payments, directly or indirectly, on account of principal of or interest on the Class 2-A Certificates to the Holders of such Class 2-A Certificates, the Certificate Insurer will be fully subrogated to, and each Holder of a Class 2-A Certificate and the Trustee hereby delegate and assign to the Certificate Insurer, to the fullest extent permitted by law, the rights of such Holders to receive such principal and interest from the Trust Fund, including, without limitation, any amounts due to the Holders of the Class 2-A Certificates in respect of securities law violations arising from the offer and sale of the Class 2-A Certificates and (b) the Certificate Insurer shall be paid such amounts from the sources and in the manner provided herein for the payment of such amounts and as provided in this Agreement. The Trustee shall cooperate in all respects with any reasonable request by the Certificate Insurer for action to preserve or enforce the Certificate Insurer’s rights or interests under this Agreement without limiting the rights or affecting the interests of the Holders as otherwise set forth herein.

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(ix) By accepting its Class 2-A Certificate, each Holder of a Class 2-A Certificate agrees that, unless a Certificate Insurer Default exists, the Certificate Insurer shall be deemed to be the Holder of the Class 2-A Certificate for all purposes (other than with respect to the receipt of payment on the Class 2-A Certificates) and shall have the right to exercise all rights (including, without limitation, voting rights) of the Holders of the Class 2-A Certificates under this Agreement and under the Class 2-A Certificates without any further consent of the Holders of the Class 2-A Certificates. All notices, statement reports, certificates or opinions required by this Agreement to be sent to any Holders of Class 2-A Certificates shall also be sent to the Certificate Insurer.

Section 4.14. Collateral Accounts

(i) The Trustee, as Group 1 Supplemental Interest Trust Trustee is hereby directed to perform the obligations of the Custodian as defined under Credit Support Annex One (“Custodian One”).

Custodian One shall establish Collateral Account One. Collateral Account One shall be held in the name of Custodian One in trust for the benefit of the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates. Collateral Account One must be an Eligible Account segregated from the Certificate Account and any other moneys of the Trustee held pursuant to this Agreement and shall be entitled “Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-5, Collateral Account One, Group 1 Supplemental Interest Trust Trustee, as Custodian One for the benefit of holders of the Class 1-A, Class 1-M and Class 1-B Certificates.”

Custodian One shall credit to Collateral Account One all collateral (whether in the form of cash or securities) posted by Wachovia Bank, N.A. to secure the obligations of Wachovia Bank, N.A. in accordance with the terms of Credit Support Annex One. Custodian One shall maintain and apply all collateral and earnings thereon on deposit in Collateral Account One in accordance with Credit Support Annex One.

Cash collateral posted by Wachovia Bank, N.A. in accordance with Credit Support Annex One shall be invested at the written direction of Wachovia Bank, N.A. in Permitted Investments in accordance with the requirements of Credit Support Annex One. All amounts earned on amounts on deposit in Collateral Account One (whether cash collateral or securities) shall be for the account of and taxable to Wachovia Bank, N.A. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.

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Upon the occurrence of an Event of Default or Specified Condition (each as defined in the Group 1 Schedule) with respect to Wachovia Bank, N.A. or upon occurrence or designation of an Early Termination Date (as defined in the Group 1 Schedule) as a result of any such Event of Default or Specified Condition with respect to Wachovia Bank, N.A., and, in either such case, unless Wachovia Bank, N.A. has paid in full all of its Obligations (as defined in Credit Support Annex One) that are then due, then any collateral posted by Wachovia Bank, N.A. in accordance with the Credit Support Annex One, shall be applied by Custodian One to the payment of any Obligations due to Party B (as defined in Credit Support Annex One) in accordance with Credit Support Annex One. Any excess collateral posted by Wachovia Bank, N.A. in accordance with Credit Support Annex One and remaining after payment of all amounts owing to Party B shall be withdrawn from Collateral Account One and paid to Wachovia Bank, N.A. in accordance with Credit Support Annex One.

(ii) The Trustee, as Group 2 Supplemental Interest Trust Trustee is hereby directed to perform the obligations of the Custodian as defined under Credit Support Annex Two (“Custodian Two”).

Custodian Two shall establish Collateral Account Two. Collateral Account Two shall be held in the name of Custodian Two in trust for the benefit of the Holders of the Class 2-A Certificates. Collateral Account Two must be an Eligible Account segregated from the Certificate Account and any other moneys of the Trustee held pursuant to this Agreement and shall be entitled “Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-5, Collateral Account Two, Group 2 Supplemental Interest Trust Trustee, as Custodian Two for the benefit of holders of the Class 2-A Certificates.”

Custodian Two shall credit to Collateral Account Two all collateral (whether in the form of cash or securities) posted by Wachovia Bank, N.A. to secure the obligations of Wachovia Bank, N.A. in accordance with the terms of Credit Support Annex Two. Custodian Two shall maintain and apply all collateral and earnings thereon on deposit in Collateral Account Two in accordance with Credit Support Annex Two.

Cash collateral posted by Wachovia Bank, N.A. in accordance with Credit Support Annex Two shall be invested at the written direction of Wachovia Bank, N.A. in Permitted Investments in accordance with the requirements of Credit Support Annex Two. All amounts earned on amounts on deposit in Collateral Account Two (whether cash collateral or securities) shall be for the account of and taxable to Wachovia Bank, N.A. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.

Upon the occurrence of an Event of Default or Specified Condition (each as defined in the Group 2 Schedule) with respect to Wachovia Bank, N.A. or upon occurrence or designation of an Early Termination Date (as defined in the Group 2 Schedule) as a result of any such Event of Default or Specified Condition with respect to Wachovia Bank, N.A., and, in either such case, unless Wachovia Bank, N.A. has paid in full all of its Obligations (as defined in Credit Support Annex Two) that are then due, then any collateral posted by Wachovia Bank, N.A. in accordance with Credit Support Annex Two, shall be applied by Custodian Two to the payment of any Obligations due to Party B (as defined in Credit Support Annex Two) in accordance with Credit Support Annex Two. Any excess collateral posted by Wachovia Bank, N.A. in accordance with Credit Support Annex Two and remaining after payment of all amounts owing to Party B shall be withdrawn from Collateral Account Two and paid to Wachovia Bank, N.A. in accordance with Credit Support Annex Two.

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(iii) The Trustee, as Group 1 Supplemental Interest Trust Trustee is hereby directed to perform the obligations of the Custodian as defined under Credit Support Annex Three (“Custodian Three”).

Custodian Three shall establish Collateral Account Three. Collateral Account Three shall be held in the name of Custodian Three in trust for the benefit of the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates. Collateral Account Three must be an Eligible Account and shall be entitled “Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-5, Collateral Account Three, Group 1 Supplemental Interest Trust Trustee, as Custodian Three for the benefit of holders of the Class 1-A, Class 1-M and Class 1-B Certificates.”

Custodian Three shall credit to Collateral Account Three all collateral (whether in the form of cash or securities) posted by Bank of America, N.A. to secure the obligations of Bank of America, N.A. in accordance with the terms of Credit Support Annex Three. Except for investment earnings, Bank of America, N.A. shall not have any legal, equitable or beneficial interest in Collateral Account Three other than in accordance with this Agreement, Credit Support Annex Three and applicable law. Custodian Three shall maintain and apply all collateral and earnings thereon on deposit in Collateral Account Three in accordance with Credit Support Annex Three.

Cash collateral posted by Bank of America, N.A. in accordance with Credit Support Annex Three shall be invested at the written direction of Bank of America, N.A. in Permitted Investments in accordance with the requirements of Credit Support Annex Three. All amounts earned on amounts on deposit in Collateral Account Three (whether cash collateral or securities) shall be for the account of and taxable to Bank of America, N.A. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.

Upon the occurrence of an Event of Default or Specified Condition (each as defined in the Group 1 Cap Contract with Bank of America, N.A.) with respect to Bank of America, N.A. or upon occurrence or designation of an Early Termination Date (as defined in the Group 1 Cap Contract with Bank of America, N.A.) as a result of any such Event of Default or Specified Condition with respect to Bank of America, N.A., and, in either such case, unless Bank of America, N.A. has paid in full all of its Obligations (as defined in Credit Support Annex Three) that are then due, then any collateral posted by Bank of America, N.A. in accordance with Credit Support Annex Three, shall be applied by Custodian Three to the payment of any Obligations due to Party B (as defined in Credit Support Annex Three) in accordance with Credit Support Annex Three. Any excess collateral posted by Bank of America, N.A. in accordance with Credit Support Annex Three and remaining after payment of all amounts owing to Party B shall be withdrawn from Collateral Account Three and paid to Bank of America, N.A. in accordance with Credit Support Annex Three.

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(iv) The Trustee, as Group 2 Supplemental Interest Trust Trustee is hereby directed to perform the obligations of the Custodian as defined under Credit Support Annex Four (“Custodian Four”).

Custodian Four shall establish Collateral Account Four. Collateral Account Four shall be held in the name of Custodian Four in trust for the benefit of the Holders of the Class 2-A Certificates. Collateral Account Four must be an Eligible Account and shall be entitled “Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-5, Collateral Account Four, Group 2 Supplemental Interest Trust Trustee, as Custodian Four for the benefit of holders of the Class 2-A Certificates.”

Custodian Four shall credit to Collateral Account Four all collateral (whether in the form of cash or securities) posted by Bear Stearns Financial Products Inc. to secure the obligations of Bear Stearns Financial Products Inc. in accordance with the terms of Credit Support Annex Four. Except for investment earnings, Bear Stearns Financial Products Inc. shall not have any legal, equitable or beneficial interest in Collateral Account Four other than in accordance with this Agreement, Credit Support Annex Four and applicable law. Custodian Four shall maintain and apply all collateral and earnings thereon on deposit in Collateral Account Four in accordance with Credit Support Annex Four.

Cash collateral posted by Bear Stearns Financial Products Inc. in accordance with Credit Support Annex Four shall be invested at the written direction of Bear Stearns Financial Products Inc. in Permitted Investments in accordance with the requirements of Credit Support Annex Four. All amounts earned on amounts on deposit in Collateral Account Four (whether cash collateral or securities) shall be for the account of and taxable to Bear Stearns Financial Products Inc. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.

Upon the occurrence of an Event of Default or Specified Condition (each as defined in the Group 2 Cap Contract with Bear Stearns Financial Products Inc.) with respect to Bear Stearns Financial Products Inc. or upon occurrence or designation of an Early Termination Date (as defined in the Group 2 Cap Contract with Bear Stearns Financial Products Inc.) as a result of any such Event of Default or Specified Condition with respect to Bear Stearns Financial Products Inc., and, in either such case, unless Bear Stearns Financial Products Inc. has paid in full all of its Obligations (as defined in Credit Support Annex Three) that are then due, then any collateral posted by Bear Stearns Financial Products Inc. in accordance with Credit Support Annex Four, shall be applied by Custodian Four to the payment of any Obligations due to Party B (as defined in Credit Support Annex Four) in accordance with Credit Support Annex Four. Any excess collateral posted by Bear Stearns Financial Products Inc. in accordance with Credit Support Annex Four and remaining after payment of all amounts owing to Party B shall be withdrawn from Collateral Account Four and paid to Bear Stearns Financial Products Inc. in accordance with Credit Support Annex Four.

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ARTICLE V

THE CERTIFICATES

Section 5.01. The Certificates.

(a) The Certificates will be substantially in the respective forms annexed hereto as Exhibits A and B-1 through B-4. The Certificates will be issuable in registered form only. The Certificates (other than the Class P, Class C and Class R Certificates) will be issued in minimum denominations of $25,000 Initial Certificate Principal Balance and integral multiples of $1 in excess thereof. The Class C Certificates will be issued in minimum denominations of $1.00 Initial Notional Amount and integral multiples of $1.00 in excess thereof. The Class P Certificates and the Class R Certificates will each be issuable in minimum denominations of any Percentage Interest representing 10.00% and multiples of 0.01% in excess thereof.

Upon original issue, the Certificates shall, upon the written request of the Depositor executed by an officer of the Depositor, be executed and delivered by the Trustee, authenticated by the Trustee and delivered to or upon the order of the Depositor upon receipt by the Trustee of the documents specified in Section 2.01. The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee in its capacity as trustee hereunder by a Responsible Officer. Certificates bearing the manual or facsimile signatures of individuals who were at the time they signed the proper officers of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to hold such offices prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificates. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate a certificate of authentication substantially in the form provided for herein executed by the Trustee by manual signature, and such certificate upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly authenticated and delivered hereunder. All Certificates issued on the Closing Date shall be dated the Closing Date and any Certificates delivered thereafter shall be dated the date of their authentication.

(b) The Class A Certificates and the Subordinate Certificates shall initially be issued as one or more Certificates registered in the name of the Depository or its nominee and, except as provided below, registration of such Certificates may not be transferred by the Trustee except to another Depository that agrees to hold such Certificates for the respective Certificate Owners with Ownership Interests therein. The Certificate Owners shall hold their respective Ownership Interests in and to each of such Book-Entry Certificates through the book-entry facilities of the Depository and, except as provided below, shall not be entitled to Definitive Certificates in respect of such Ownership Interests. All transfers by Certificate Owners of their respective Ownership Interests in the Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owner. Each Depository Participant shall transfer the Ownership Interests only in the Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository's normal procedures. The Trustee shall not be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Book-Entry Certificates, and the Trustee shall have no liability for transfers of Ownership Interests in the Book Entry Certificates made through the book-entry facilities of the Depositary or between or among Depositary Participants or Certificate Owners, made in violation of the applicable restrictions.

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The Trustee, the Master Servicer and the Depositor may for all purposes (including the making of payments due on the respective Classes of Book-Entry Certificates) deal with the Depository as the authorized representative of the Certificate Owners with respect to the respective Classes of Book-Entry Certificates for the purposes of exercising the rights of Certificateholders hereunder. The rights of Certificate Owners with respect to the respective Classes of Book-Entry Certificates shall be limited to those established by law and agreements between such Certificate Owners and the Depository Participants and brokerage firms representing such Certificate Owners. Multiple requests and directions from, and votes of, the Depository as Holder of any Class of Book-Entry Certificates with respect to any particular matter shall not be deemed inconsistent if they are made with respect to different Certificate Owners. The Trustee may establish a reasonable record date in connection with solicitations of consents from or voting by Certificateholders and shall give notice to the Depository of such record date.

If (i)(A) the Depositor advises the Trustee in writing that the Depository is no longer willing or able to properly discharge its responsibilities as Depository and (B) the Depositor is unable to locate a qualified successor or (ii) the Depositor at its option advises the Trustee in writing that it elects to terminate the book-entry system through the Depository, the Trustee shall notify all Certificate Owners, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to Certificate Owners requesting the same. Upon surrender to the Trustee of the Book-Entry Certificates by the Depository, accompanied by registration instructions from the Depository for registration of transfer, the Trustee shall, at the expense of the Depositor, issue the Definitive Certificates. Neither the Depositor, the Master Servicer nor the Trustee shall be liable for any actions taken by the Depository or its nominee, including, without limitation, any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates the Trustee and the Master Servicer shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder.

(c) Each Certificate is intended to be a “security” governed by Article 8 of the Uniform Commercial Code as in effect in the State of New York and any other applicable jurisdiction, to the extent that any of such laws may be applicable.

Section 5.02. Registration of Transfer and Exchange of Certificates.

(a) The Trustee shall maintain a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided.

(b) Except as provided in Section 5.02(c), no transfer, sale, pledge or other disposition of a Class P, Class C or Class R Certificate shall be made unless such transfer, sale, pledge or other disposition is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Act”), and any applicable state securities laws or is made in accordance with said Act and laws. In the event that a transfer of a Class P, Class C or Class R Certificate is to be made under this Section 5.02(b), (i) the Trustee shall require an Opinion of Counsel acceptable to and in form and substance satisfactory to the Trustee that such transfer shall be made pursuant to an exemption, describing the applicable exemption and the basis therefor, from said Act and laws or is being made pursuant to said Act and laws, which Opinion of Counsel shall not be an expense of the Trustee, the Depositor or the Master Servicer, provided that such Opinion of Counsel will not be required in connection with the initial transfer of any such Certificate by the Depositor or any affiliate thereof, to a non-affiliate of the Depositor and (ii) the Trustee shall require the transferee to execute a representation letter, substantially in the form of Exhibit G-1 hereto, and the Trustee shall require the transferor to execute a representation letter, substantially in the form of Exhibit G-2 hereto, each acceptable to and in form and substance satisfactory to the Trustee certifying to the Depositor and the Trustee the facts surrounding such transfer, which representation letters shall not be an expense of the Trustee, the Depositor or the Master Servicer; provided, however, that such representation letters will not be required in connection with any transfer of any such Certificate by the Depositor to an affiliate of the Depositor and the Trustee shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Depositor of the status of such transferee as an affiliate of the Depositor. Any such Certificateholder desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such applicable federal and state laws.

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No transfer of any Class C Certificate shall be made unless the proposed transferee of such Class C Certificate (1) provides to the Trustee the appropriate tax certification forms that would eliminate any withholding or deduction for taxes from amounts payable by the related Swap Provider, pursuant to the related Interest Rate Swap Agreement, and by the related Cap Counterparties, pursuant to the related Cap Contacts, to the related Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (2) agrees to update such forms (i) upon expiration of any such forms, (ii) as required under then applicable U.S. Treasury regulations and (iii) promptly upon learning that such forms have become obsolete or incorrect, each as a condition to such transfer. In addition, no transfer of any Class C Certificate shall be made if such transfer would cause the related Supplemental Interest Trust to be beneficially owned by two or more persons for federal income tax purposes, or continue to be so treated, unless (i) each proposed transferee of such Class C Certificate complies with the foregoing conditions, (ii) the proposed majority holder of the Class C Certificates (or each holder, if there is or would be no majority holder) (A) provides, or causes to be provided, on behalf of the related Supplemental Interest Trust, if applicable, to the Trustee, the appropriate tax certification forms that would be required from the related Supplemental Interest Trust to eliminate any withholding or deduction for taxes from amounts payable by the related Swap Provider, pursuant to the related Interest Rate Swap Agreement, and by the related Cap Counterparties, pursuant to the related Cap Contacts, to the related Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (B) agrees to update such forms (x) upon expiration of any such forms, (y) as required under then applicable U.S. Treasury regulations and (z) promptly upon learning that such forms have become obsolete or incorrect. If, under applicable U.S. Treasury regulations, such tax certification forms may only be signed by a trustee acting on behalf of the related Supplemental Interest Trust, then the Trustee, as the related Supplemental Interest Trust Trustee, shall sign such certification forms if so directed by a Holder of the related Class C Certificates. Upon receipt of any such tax certification forms from a transferee of any Class C Certificate, the Trustee, as the related Supplemental Interest Trust Trustee, shall forward a copy of such tax certification forms provided to it to the related Swap Provider and related Cap Counterparties. Each Holder of a Class C Certificate and each transferee thereof shall be deemed to have consented to the Trustee forwarding to the related Swap Provider and related Cap Counterparties any tax certification form it has provided and updated in accordance with these transfer restrictions. Any purported sales or transfers of any Class C Certificate to a transferee which does not comply with the requirements of this paragraph shall be deemed null and void under this Agreement.

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The Trustee shall not be liable for the content or truthfulness of any such tax certification forms provided to it. The Trustee shall only be required to forward any tax certification forms received by it to the related Swap Provider and related Cap Counterparties at the last known address provided to it, and shall not be liable for the receipt of such tax certification forms by the related Swap Provider or the related Cap Counterparties, nor any failure of the related Swap Provider or related Cap Counterparties to process such forms or to take any action as required under the respective related Interest Rate Swap Agreement or related Cap Contract, or under applicable law. The Trustee shall have no duty to take action to correct any misstatement or omission in any tax certification forms provided to it and forwarded to the related Swap Provider and related Cap Counterparties.

(c) Notwithstanding the requirements of Section 5.02(b), transfers of Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificates may be made in accordance with this Section 5.02(c) if the prospective transferee of a Certificate provides the Trustee and the Depositor with an investment letter substantially in the form of Exhibit G-3 attached hereto, which investment letter shall not be an expense of the Trustee, the Depositor or the Master Servicer, and which investment letter states that, among other things, such transferee is a “qualified institutional buyer” as defined under Rule 144A. Such transfers shall be deemed to have complied with the requirements of Section 5.02(b) hereof; provided, however, that no Transfer of any of the Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificates may be made pursuant to this Section 5.02(c) by the Depositor. Any such Certificateholder desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such applicable federal and state laws.

The Trustee shall require an Opinion of Counsel, on which the Trustee, Depositor and Master Servicer may rely, from a prospective transferee prior to the transfer of any Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificate to any employee benefit plan or other retirement arrangement, including individual retirement accounts and Keogh plans, that is subject to the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) or Section 4975 of the Code (any of the foregoing, a “Plan”), to a trustee or other Person acting on behalf of any Plan, or to any other person who is using “plan assets” of any Plan to effect such acquisition (including any insurance company using funds in its general or separate accounts that may constitute “plan assets”). Such Opinion of Counsel must establish to the satisfaction of the Trustee that such transfer is permissible under applicable law, will not constitute or result in a prohibited transaction under Section 406 of ERISA and Section 4975 of the Code, and will not subject the Trustee, the Master Servicer or the Depositor to any obligation in addition to those undertaken in this Agreement. Neither the Depositor, the Master Servicer nor the Trustee, will be required to obtain such Opinion of Counsel on behalf of any prospective transferee.

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Prior to the termination of a Supplemental Interest Trust, each beneficial owner of a related Offered Certificate or any interest therein, shall be deemed to have represented, by virtue of its acquisition or holding of the Offered Certificate, or interest therein, that either (i) it is not a Plan or (ii) (A) it is an accredited investor within the meaning of Prohibited Transaction Exemption 2002-41 (the “Exemption”) and (B) the acquisition and holding of such Certificate and the separate right to receive payments from the Supplemental Interest Trust are eligible for the exemptive relief available under one of Prohibited Transaction Class Exemption (“PTCE”) 84-14, 91-38, 95-60, 90-1 or 96-23.

Each beneficial owner of a Subordinate Certificate or any interest therein which is acquired subsequent to the termination of the related Supplemental Interest Trust shall be deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest therein, that either (i) it is not a Plan or a trustee or other Person acting on behalf of a Plan or using “plan assets” of a Plan to effect such acquisition (including any insurance company using funds in its general or separate accounts that may constitute “plan assets”), (ii) it has acquired and is holding such Certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the Certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by Standard & Poor’s, Fitch Ratings, Inc. or Moody’s, and the Certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the Certificate or interest therein is an “insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.

(d) [Reserved]

(e) (i) Each Person who has or who acquires any Ownership Interest in a Class R Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions and to have irrevocably authorized the Trustee or its designee under clause (iii)(A) below to deliver payments to a Person other than such Person and to negotiate the terms of any mandatory sale under clause (iii)(B) below and to execute all instruments of transfer and to do all other things necessary in connection with any such sale. The rights of each Person acquiring any Ownership Interest in a Class R Certificate are expressly subject to the following provisions:

(A) Each Person holding or acquiring any Ownership Interest in a Class R Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(B) In connection with any proposed Transfer of any Ownership Interest in a Class R Certificate, the Trustee shall require delivery to it, and shall not register the Transfer of any Class R Certificate until its receipt, of (I) an affidavit and agreement (a “Transfer Affidavit and Agreement” in the form attached hereto as Exhibit G-5) from the proposed Transferee, in form and substance satisfactory to the Trustee representing and warranting, among other things, that it is a Permitted Transferee, that it is not acquiring its Ownership Interest in the Class R Certificate that is the subject of the proposed Transfer as a nominee, trustee or agent for any Person who is not a Permitted Transferee, that for so long as it retains its Ownership Interest in a Class R Certificate, it will endeavor to remain a Permitted Transferee, and that it has reviewed the provisions of this Section 5.02 and agrees to be bound by them, and (II) a certificate, in the form attached hereto as Exhibit G-4, from the Holder wishing to transfer the Class R Certificate, in form and substance satisfactory to the Trustee representing and warranting, among other things, that no purpose of the proposed Transfer is to impede the assessment or collection of tax and that it has no knowledge that the proposed transferee is not a Permitted Transferee.

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(C) Notwithstanding the delivery of a Transfer Affidavit and Agreement by a proposed Transferee under clause (B) above, if a Responsible Officer of the Trustee assigned to this transaction has actual knowledge that the proposed Transferee is not a Permitted Transferee, no Transfer of an Ownership Interest in a Class R Certificate to such proposed Transferee shall be effected.

(D) Each Person holding or acquiring any Ownership Interest in a Class R Certificate shall agree (x) to require a Transfer Affidavit and Agreement from any other Person to whom such Person attempts to transfer its Ownership Interest in a Class R Certificate and (y) not to transfer its Ownership Interest unless it provides a certificate to the Trustee in the form attached hereto as Exhibit G-4.

(E) Each Person holding or acquiring an Ownership Interest in a Class R Certificate, by purchasing an Ownership Interest in such Certificate, agrees to give the Trustee written notice that it is a “pass-through interest holder” within the meaning of Temporary Treasury Regulations Section 1.67-3T(a)(2)(i)(A) immediately upon acquiring an Ownership Interest in a Class R Certificate, if it is “a pass-through interest holder”, or is holding an Ownership Interest in a Class R Certificate on behalf of a “pass-through interest holder.”

(ii) The Trustee will register the Transfer of any Class R Certificate only if it shall have received the Transfer Affidavit and Agreement in the form attached hereto as Exhibit G-5, a certificate of the Holder requesting such transfer in the form attached hereto as Exhibit G-4 and all of such other documents as shall have been reasonably required by the Trustee as a condition to such registration. Transfers of the Class R Certificates other than to Permitted Transferees are prohibited.

(iii) (A) If any Person other than a Permitted Transferee shall become a Holder of a Class R Certificate, then the last preceding Permitted Transferee shall be restored, to the extent permitted by law, to all rights and obligations as Holder thereof retroactive to the date of registration of such Transfer of such Class R Certificate. If a transfer of a Class R Certificate is disregarded pursuant to the provisions of Treasury Regulations Section 1.860E-1 or Section 1.860G-3, then the last preceding Permitted Transferee shall be restored, to the extent permitted by law, to all rights and obligations as Holder thereof retroactive to the date of registration of such transfer of such Class R Certificate. The prior Holder shall be entitled to recover from any purported Holder of a Class R Certificate that was in fact not a Permitted Transferee under this Section 5.05(b) at the time it became a Holder all payments made on such Class R Certificate. Each Holder of a Class R Certificate, by acceptance thereof, shall be deemed for all purposes to have consented to the provisions of this clause (b) and to any amendment of this Agreement deemed necessary (whether as a result of new legislation or otherwise) by counsel of the Depositor to ensure that the Class R Certificates are not transferred to any Person who is not a Permitted Transferee and that any transfer of such Class R Certificates will not cause the imposition of a tax upon the Trust or cause any such REMIC to fail to qualify as a REMIC. Neither the Trustee nor the Trustee shall be under any liability to any Person for any registration of Transfer of a Class R Certificate that is in fact not permitted by this Section 5.02 or for making any payments due on such Certificate to the Holder thereof or for taking any other action with respect to such Holder under the provisions of this Agreement.

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(B) If any purported Transferee shall become a Holder of a Class R Certificate in violation of the restrictions in this Section 5.02 and to the extent that the retroactive restoration of the rights of the Holder of such Class R Certificate as described in clause (iii)(A) above shall be invalid, illegal or unenforceable, then the Trustee shall have the right, without notice to the Holder or any prior Holder of such Class R Certificate, to sell such Class R Certificate to a purchaser selected by the Trustee on such terms as the Trustee may choose. Such purported Transferee shall promptly endorse and deliver each Class R Certificate in accordance with the instructions of the Trustee. Such purchaser may be the Trustee itself. The proceeds of such sale, net of the commissions (which may include commissions payable to the Trustee), expenses and taxes due, if any, will be remitted by the Trustee to such purported Transferee. The terms and conditions of any sale under this clause (iii)(B) shall be determined in the sole discretion of the Trustee, and the Trustee shall not be liable to any Person having an Ownership Interest in a Class R Certificate as a result of its exercise of such discretion.

(a) The Trustee shall make available to the Internal Revenue Service and those Persons specified by the REMIC Provisions, all information necessary to compute any tax imposed (A) as a result of the transfer of an ownership interest in a Class R Certificate to any Person who is a Disqualified Organization, including the information regarding “excess inclusions” of such Class R Certificates required to be provided to the Internal Revenue Service and certain Persons as described in Treasury Regulations Sections 1.860D-1(b)(5) and 1.860E-2(a)(5), and (B) as a result of any regulated investment company, real estate investment trust, common trust fund, partnership, trust, estate or organization described in Section 1381 of the Code that holds an Ownership Interest in a Class R Certificate having as among its record Holders at any time any Person who is a Disqualified Organization. The Trustee may charge and shall be entitled to reasonable compensation for providing such information as may be required from those Persons which may have had a tax imposed upon them as specified in clauses (A) and (B) of this paragraph for providing such information.

(F) Subject to the preceding paragraphs, upon surrender for registration of transfer of any Certificate at the office of the Trustee maintained for such purpose, the Trustee shall execute and the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class of a like aggregate Percentage Interest. Every Certificate surrendered for transfer shall be accompanied by notification of the account of the designated transferee or transferees for the purpose of receiving distributions pursuant to Section 4.01 by wire transfer, if any such transferee desires and is eligible for distribution by wire transfer.

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(G) At the option of the Certificateholders, Certificates may be exchanged for other Certificates of authorized denominations of the same Class of a like aggregate Percentage Interest, upon surrender of the Certificates to be exchanged at the office of the Trustee. Whenever any Certificates are so surrendered for exchange the Trustee shall execute, authenticate and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for transfer or exchange shall (if so required by the Trustee) be duly endorsed by, or be accompanied by a written instrument of transfer in the form satisfactory to the Trustee duly executed by, the Holder thereof or his attorney duly authorized in writing. In addition, with respect to each Class R Certificate, the Holder thereof may exchange, in the manner described above, such Class R Certificate for four separate Certificates, each representing such Holder's respective Percentage Interest in the Class R-1 Interest, the Class R-2 Interest, the Class R-3 Interest and Class R-4 Interest, respectively, in each case that was evidenced by the Class R Certificate being exchanged.

(H) No service charge shall be made to the Certificateholders for any transfer or exchange of Certificates, but the Trustee may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

(I) All Certificates surrendered for transfer and exchange shall be canceled and retained by the Trustee in accordance with the Trustee’s standard procedures.

Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.

If (i) any mutilated Certificate is surrendered to the Trustee and the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate, and (ii) there is delivered to the Trustee such security or indemnity as may be required by it to save it harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of the same Class and Percentage Interest. Upon the issuance of any new Certificate under this Section, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

Section 5.04. Persons Deemed Owners.

The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and neither the Depositor, the Master Servicer, the Trustee nor any agent of any of them shall be affected by notice to the contrary.

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Section 5.05. Rule 144A Information.

For so long as any Class P, Class C and Class R are outstanding and are “restricted securities” within the meaning of Rule 144(a)(3) of the Securities Act, (1) the Depositor will provide or cause to be provided to any Holder of such Certificates and any prospective purchaser thereof designated by such a Holder, upon the request of such Holder or prospective purchaser, the information required to be provided to such Holder or prospective purchaser by Rule 144A(d)(4) under the Securities Act; and (2) the Depositor shall update such information from time to time in order to prevent such information from becoming false and misleading and will take such other actions as are necessary to ensure that the safe harbor exemption from the registration requirements of the Securities Act under Rule 144A is and will be available for resales of such Certificates conducted in accordance with Rule 144A. The Master Servicer shall cooperate with the Depositor and furnish the Depositor such information in the Master Servicer's possession as the Depositor may reasonably request.

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ARTICLE VI

THE DEPOSITOR AND THE MASTER SERVICER

Section 6.01. Liability of the Depositor and the Master Servicer.

The Depositor and the Master Servicer each shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Depositor and the Master Servicer herein. Only the Master Servicer, any successor Master Servicer or the Trustee acting as Master Servicer shall be liable with respect to the servicing of the Mortgage Loans and the REO Property for actions taken by any such Person in contravention of the Master Servicer's duties hereunder.

Section 6.02. Merger, Consolidation or Conversion of the Depositor or the Master Servicer.

The Depositor and the Master Servicer each will keep in full effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and each will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its respective duties under this Agreement.

Any Person into which the Depositor or the Master Servicer may be merged, consolidated or converted, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer, as the case may be, hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person to the Master Servicer shall be qualified to sell mortgage loans to and service mortgage loans for Fannie Mae or Freddie Mac.

Section 6.03. Limitation on Liability of the Depositor, the Master Servicer and Others.

Neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor or the Master Servicer shall be under any liability to the Trust Fund or the Certificateholders for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor or the Master Servicer (but this provision shall protect the above described persons) against any breach of warranties or representations made herein, or against any specific liability imposed on the Master Servicer pursuant to Section 3.01 or any other Section hereof; and provided further that this provision shall not protect the Depositor, the Master Servicer or any such person, against any liability which would otherwise be imposed by reason of willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder. The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor or the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor or the Master Servicer shall be indemnified and held harmless by the Trust Fund against any loss, liability or expense incurred in connection with any legal action relating to this Agreement or the Certificates (including reasonable legal fees and disbursements of counsel), other than (a) any loss, liability or expense related to Master Servicer's servicing obligations with respect to any specific Mortgage Loan or Mortgage Loans (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or related to the Master Servicer's obligations under Section 3.01, or (b) any loss, liability or expense incurred by reason of willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder. Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its respective duties under this Agreement and which in its opinion may involve it in any expense or liability; provided, however, that the Depositor or the Master Servicer may in its sole discretion undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom (except any action or liability related to the Master Servicer's obligations under Section 3.01) shall be expenses, costs and liabilities of the Trust Fund, and the Depositor and the Master Servicer shall be entitled to be reimbursed therefor from the Certificate Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Certificate Account.

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Section 6.04. Limitation on Resignation of the Master Servicer.

The Master Servicer shall not resign from the obligations and duties hereby imposed on it except (a) upon appointment of a successor servicer reasonably acceptable to the Trustee and the Certificate Insurer upon receipt by the Trustee and Certificate Insurer (unless an Insurer Default has occurred and is continuing) of a letter from each Rating Agency (obtained by the Master Servicer and at its expense) that such a resignation and appointment will not, in and of itself, result in a downgrading of the Certificates without taking the Certificate Guaranty Insurance Policy into account or (b) upon determination that its duties hereunder are no longer permissible under applicable law. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel (at the expense of the resigning Master Servicer) to such effect delivered to the Trustee and the Certificate Insurer. No such resignation shall become effective until the Trustee or a successor servicer shall have assumed the Master Servicer's responsibilities, duties, liabilities and obligations hereunder.

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Section 6.05. Sale and Assignment of Master Servicing.

The Master Servicer may sell and assign its rights and delegate its duties and obligations in their entirety as Master Servicer under this Agreement; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall, in the case of successor master servicers only, have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee and the Certificate Insurer (unless an Insurer Default has occurred and is continuing) (as evidenced in a writing signed by the Trustee and the Certificate Insurer) as having a comparable servicing ability to that of the Master Servicer on the Closing Date; (d) shall execute and deliver to the Trustee and the Certificate Insurer an agreement, in form and substance reasonably satisfactory to the Trustee and the Certificate Insurer, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement and any custodial agreement, from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency's rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded or withdrawn as a result of such assignment, sale and delegation without taking the Certificate Guaranty Insurance Policy into account, as evidenced by a letter to such effect obtained by the Master Servicer at its expense and delivered to the Trustee; and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer's Certificate and an Opinion of Counsel (at the expense of the Master Servicer), each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.

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ARTICLE VII

DEFAULT

Section 7.01. Events of Default.

“Event of Default”, wherever used herein, means any one of the following events:

(i) any failure by the Master Servicer to deposit into the Certificate Account on each Certificate Account Deposit Date the amounts required to be deposited therein (other than an Advance) under the terms of this Agreement which continues unremedied for two (2) Business Days after such amount was required to be remitted; or

(ii) any failure on the part of the Master Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in the Certificates or in this Agreement (including any breach of the Master Servicer's representations and warranties pursuant to Section 2.03(a) which materially and adversely affects the interests of the Certificateholders) which continues unremedied for a period of 60 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Master Servicer by the Trustee or the Certificate Insurer, or to the Master Servicer, the Certificate Insurer and the Trustee by the Holders of Certificates entitled to at least 25% of the Voting Rights; or

(iii) a decree or order of a court or agency or supervisory authority having jurisdiction in an involuntary case under any present or future federal or state bankruptcy, insolvency or similar law or the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days; or

(iv) the Master Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Master Servicer or of or relating to all or substantially all of its property; or

(v) the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of or otherwise voluntarily commence a case or proceeding under any applicable bankruptcy, insolvency, reorganization or other similar statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or

(vi) the Master Servicer shall fail to deposit in the Certificate Account on any Certificate Account Deposit Date an amount equal to any required Advance which continues unremedied for the earlier of (a) a period of two (2) Business Days or (b) the Business Day immediately preceding the Distribution Date.

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If an Event of Default described in clauses (i) - (v) of this Section shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee, the Certificate Insurer (unless an Insurer Default has occurred and is continuing) or the Holders of Certificates entitled to at least 51% of the Voting Rights (with the consent of the Certificate Insurer), by notice in writing to the Master Servicer and the Swap Provider (and to the Trustee if given by such Holders of Certificates), with a copy to the Rating Agencies, may terminate all of the rights and obligations (but not the liabilities) of the Master Servicer under this Agreement and in and to the Trust Fund, other than its rights as a Certificateholder hereunder; provided, however, that the successor to the Master Servicer appointed pursuant to Section 7.02 shall have accepted the duties of Master Servicer effective upon the resignation or termination of the Master Servicer. If an Event of Default described in clause (vi) hereof shall occur, the Trustee, as applicable, shall, by notice to the Master Servicer, the Certificate Insurer and the Depositor, terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Trust Fund, other than its rights as a Certificateholder hereunder; provided, however, that if the Trustee, as applicable, determines (in its sole discretion) that the failure by the Master Servicer to make any required Advance was due to circumstances beyond its control, and the required Advance was otherwise made, the Trustee, as applicable, shall not terminate the Master Servicer. On or after the receipt by the Master Servicer of such notice, all authority and power of the Master Servicer under this Agreement, whether with respect to the Certificates (other than as a Holder thereof) or the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section, and, without limitation, the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise at the expense of the Master Servicer. The Master Servicer agrees to cooperate with (and pay any related costs and expenses of) the Trustee in effecting the termination of the Master Servicer's responsibilities and rights hereunder, including, without limitation, the transfer to the Trustee or the successor Master Servicer for administration by it of (i) the property and amounts which are then or should be part of the Trust Fund or which thereafter become part of the Trust Fund; (ii) originals or copies of all documents of the Master Servicer reasonably requested by the Trustee to enable it to assume the Master Servicer's duties thereunder; (iii) the rights and obligations of the Master Servicer under the Sub-Servicing Agreements with respect to the Mortgage Loans; and (iv) all cash amounts which shall at the time be deposited by the Master Servicer or should have been deposited to the Custodial or the Certificate Account or thereafter be received with respect to the Mortgage Loans. The Trustee shall not be deemed to have breached any obligation hereunder as a result of a failure to make or delay in making any distribution as and when required hereunder caused by the failure of the Master Servicer to remit any amounts received by it or to deliver any documents held by it with respect to the Mortgage Loans. For purposes of this Section 7.01, the Trustee shall not be deemed to have knowledge of an Event of Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless notice of any event which is in fact such an Event of Default is received by the Trustee as provided in Section 11.05 and such notice references the Certificates, the Trust Fund or this Agreement.

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Section 7.02. Trustee to Act; Appointment of Successor.

Within 90 days of the time the Master Servicer receives a notice of termination pursuant to Section 7.01(i) - (v), the Trustee or its appointed agent shall be the successor in all respects to the Master Servicer in its capacity as Master Servicer under this Agreement and the transactions set forth or provided for herein and shall be subject thereafter to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer including the obligation to make Advances which have been or will be required to be made (except for the responsibilities, duties and liabilities contained in Section 2.03 and its obligations to deposit amounts in respect of losses pursuant to Section 3.12 and 4.01(r)) by the terms and provisions hereof; and provided further, that any failure to perform such duties or responsibilities caused by the Master Servicer's failure to provide information required by Section 4.03 shall not be considered a default by the Trustee hereunder. As compensation therefor, the Trustee shall be entitled to all funds relating to the Mortgage Loans which the Master Servicer would have been entitled to charge to the Custodial Account if the Master Servicer had continued to act hereunder. If the Trustee has become the successor to the Master Servicer in accordance with Section 6.04 or Section 7.02, then notwithstanding the above, if the Trustee shall be unwilling to so act, or shall be unable to so act, the Trustee may appoint, or petition a court of competent jurisdiction or appoint, any established housing and home finance institution, which is also a Fannie Mae- or Freddie Mac-approved mortgage servicing institution, having a net worth of not less than $10,000,000 and acceptable to the Certificate Insurer as evidenced by its prior written consent as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Pending appointment of a successor to the Master Servicer hereunder, the Trustee shall act in such capacity as herein above provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree; provided, however, that no such compensation shall be in excess of that permitted the Master Servicer hereunder. Each of the Sponsor, the Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. In no event shall the successor Master Servicer be liable for the acts or omissions of the predecessor Master Servicer.

In connection with the termination or resignation of the Master Servicer hereunder, either (i) the successor Master Servicer, including the Trustee if the Trustee is acting as successor Master Servicer, shall represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS, in which case the predecessor Master Servicer shall cooperate with the successor Master Servicer in causing MERS to revise its records to reflect the transfer of servicing to the successor Master Servicer as necessary under MERS' rules and regulations, or (ii) the predecessor Master Servicer shall cooperate with the successor Master Servicer in causing MERS to execute and deliver an assignment of Mortgage in recordable form to transfer the Mortgage from MERS to the Trustee and to execute and deliver such other notices, documents and other instruments as may be necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor Master Servicer. The predecessor Master Servicer shall file or cause to be filed any such assignment in the appropriate recording office. The predecessor Master Servicer shall bear any and all fees of MERS, costs of preparing any assignments of Mortgage, and fees and costs of filing any assignments of Mortgage that may be required under this Section 7.02. The successor Master Servicer shall cause such assignment to be delivered to the Custodian promptly upon receipt of the original with evidence of recording thereon or a copy certified by the public recording office in which such assignment was recorded.

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Any successor, including the Trustee, to the Master Servicer shall maintain in force during its term as master servicer hereunder policies and fidelity bonds to the same extent as the Master Servicer is so required pursuant to Section 3.18.

Any successor, including the Trustee, to the Master Servicer shall not terminate any Sub-Servicing Agreement with Midland without cause.

Notwithstanding anything else herein to the contrary, in no event shall the Trustee be liable for any Master Servicing Fee or Sub-Servicing Fee or for any differential in the amount of the Master Servicing Fee or Sub-Servicing Fee paid hereunder and the amount necessary to induce any successor Master Servicer or Sub-Servicer, as applicable, to act as successor Master Servicer or Sub-Servicer, as applicable, under this Agreement and the transactions set forth or provided for herein.

Section 7.03. Notification to Certificateholders.

(a) Upon any such termination or appointment of a successor to the Master Servicer, the Trustee shall give prompt notice thereof to Certificateholders, the Certificate Insurer and to the Rating Agencies.

(b) Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Holders of Certificates, the Certificate Insurer and the Swap Provider notice of each such Event of Default hereunder known to the Trustee, unless such Event of Default shall have been cured or waived.

Section 7.04. Waiver of Events of Default.

The Holders representing at least 51% of the Voting Rights of Certificates affected by a default or Event of Default hereunder (with the consent of the Certificate Insurer), may waive such default or Event of Default (other than an Event of Default set forth in Section 7.01(vi)); provided, however, that (a) a default or Event of Default under clause (i) of Section 7.01 may be waived only by all of the Holders of Certificates affected by such default or Event of Default (with the consent of the Certificate Insurer) and (b) no waiver pursuant to this Section 7.04 shall affect the Holders of Certificates in the manner set forth in the second paragraph of Section 11.01 or materially adversely affect any non-consenting Certificateholder. Upon any such waiver of a default or Event of Default by the Holders representing the requisite percentage of Voting Rights of Certificates affected by such default or Event of Default, such default or Event of Default shall cease to exist and shall be deemed to have been remedied for every purpose hereunder. No such waiver shall extend to any subsequent or other default or Event of Default or impair any right consequent thereon except to the extent expressly so waived. The Master Servicer shall give notice of any such waiver to the Rating Agencies.

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Section 7.05. List of Certificateholders.

Upon written request of the Certificate Insurer or three or more Certificateholders of record, for purposes of communicating with other Certificateholders with respect to their rights under this Agreement, the Trustee will afford such Certificateholders access during business hours to the most recent list of Certificateholders held by the Trustee.

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ARTICLE VIII

CONCERNING THE TRUSTEE

Section 8.01. Duties of Trustee.

The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If an Event of Default occurs, is continuing and has not been waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise as a prudent man would exercise or use under the circumstances in the conduct of his own affairs. Any permissive right of the Trustee enumerated in this Agreement shall not be construed as a duty.

The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them in accordance with the requirements of this Agreement. If any such instrument is found not to conform to the requirements of this Agreement in a material manner, the Trustee shall take such action as it deems appropriate to have the instrument corrected, and if the instrument is not corrected to the Trustee’s satisfaction, the Trustee will provide notice thereof to the Certificateholders. Notwithstanding the foregoing, the Trustee shall not be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer hereunder or any Opinion of Counsel required hereunder.

The Trustee shall prepare and file or cause to be filed on behalf of the Trust Fund any tax return that is required with respect to REMIC 1, REMIC 2, REMIC 3 and REMIC 4 pursuant to applicable federal, state or local tax laws.

The Trustee covenants and agrees that it shall perform its obligations hereunder in a manner so as to maintain the status of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 under the REMIC Provisions and to prevent the imposition of any federal, state or local income, prohibited transaction, contribution or other tax on any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to the extent that maintaining such status and avoiding such taxes are within the control of the Trustee and are reasonably within the scope of its duties under this Agreement.

No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:

(i) Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;

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(ii) The Trustee shall not be liable for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts; and

(iii) The Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the Certificate Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement.

Section 8.02. Certain Matters Affecting the Trustee.

Except as otherwise provided in Section 8.01:

(a) The Trustee may conclusively rely upon and shall be fully protected in acting or refraining from acting in reliance upon any resolution, Officers’ Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document reasonably believed by it to be genuine and to have been signed or presented by the proper party or parties;

(b) The Trustee may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance therewith;

(c) The Trustee shall be under no obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notice pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders, pursuant to the provisions of this Agreement, unless such Certificateholders or the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) shall have offered to the Trustee security or indemnity satisfactory to it against the costs, expenses and liabilities which may be incurred therein or thereby and the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) has given its consent; nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee’s corporate trust department has actual knowledge (which has not been waived or cured), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise as a prudent man would exercise or use under the circumstances in the conduct of his own affairs;

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(d) The Trustee shall not be liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(e) Prior to the occurrence of an Event of Default hereunder and after the curing or waiver of all Events of Default which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) or the Holders of Certificates entitled to at least 25% of the Voting Rights with the written consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing); provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement reasonable expense of every such examination shall be paid by the Certificateholders or the Certificate Insurer requesting the investigation;

(f) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents, nominees, custodians or attorneys appointed with due care, and shall not be responsible for any willful misconduct or negligence on the part of any agent, attorney, custodian or nominee so appointed;

(g) The Trustee shall not be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder; and

(h) Whenever in the administration of the provisions of this Agreement the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action to be taken hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may, in the absence of gross negligence or bad faith on the part of the Trustee, be deemed to be conclusively proved and established by a certificate signed and delivered to the Trustee and such certificate, in the absence of gross negligence or bad faith on the part of the Trustee, shall be full warrant to the Trustee for any action taken, suffered or omitted by it under the provisions of this Agreement upon the faith thereof.

The Trustee shall have no obligation to invest and reinvest any cash held in the absence of timely and specific written investment direction from the Master Servicer. In no event shall the Trustee be liable for the selection of investments or for investment losses incurred thereon. The Trustee shall have no liability in respect of losses incurred as a result of the liquidation of any investment incurred as a result of the liquidation of any investment prior to its stated maturity or the failure of the Master Servicer to provide timely written investment direction.

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In order to comply with the laws, rules, regulations and executive orders in effect from time to time applicable to banking institutions, including those relating to the funding of terrorist activities and money laundering (“Lending Laws”), the Trustee is required to obtain, verify and record certain information relating to individuals and entities which maintain a business relationship with the Trustee. Accordingly, each of the parties agrees to provide to the Trustee upon its request from time to time such identifying information and documentation as may be available for such party in order to enable the Trustee to comply with the Lending Laws.

Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans.

The recitals contained herein and in the Certificates (other than the signature of the Trustee, the authentication of the Trustee on the Certificates, the acknowledgments of the Trustee contained in Article II) shall be taken as the statements of the Depositor and the Trustee assumes no responsibility for their correctness. The Trustee makes no representations or warranties as to the validity or sufficiency of this Agreement or of the Certificates (other than the signature and authentication of the Trustee on the Certificates) or of any Mortgage Loan or related document, or of MERS or the MERS® System. The Trustee shall not be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor or the Master Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the Custodial Account by the Master Servicer.

Section 8.04. Trustee May Own Certificates.

The Trustee in its individual or any other capacity (other than as Trustee hereunder) may become the owner or pledgee of Certificates with the same rights it would have if it were not Trustee and may otherwise deal with the parties hereto.

Section 8.05. Trustee’s Fees.

On each Distribution Date, the Trustee shall be entitled to withdraw from the Certificate Account as compensation hereunder any amounts earned on funds in the Certificate Account. Such compensation (which shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust) shall be paid for all services rendered by it in the execution of the trusts hereby created and in the exercise and performance of any of the powers and duties hereunder or of the Trustee. Except as otherwise provided in this Agreement, the Trustee and any director, officer, employee or agent of the Trustee shall be indemnified and held harmless by the Trust Fund against any claim, loss, liability, fee or expense incurred in connection with any Event of Default, any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action), relating to the acceptance or administration of its trusts hereunder or the Trustee’s performance under the Certificates, other than any claim, loss, liability or expense (i) sustained in connection with this Agreement related to the willful misfeasance, bad faith or negligence of the Master Servicer in the performance of its duties hereunder or (ii) incurred in connection with a breach constituting willful misfeasance, bad faith or negligence of the Trustee in the performance of its duties hereunder or by reason of reckless disregard of its obligations and duties hereunder.

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The Master Servicer shall indemnify the Trustee and any director, officer, employee or agent of the Trustee against any such claim or legal action (including any pending or threatened claim or legal action), loss, liability, fee or expense that may be sustained in connection with this Agreement related to the willful misfeasance, bad faith, or negligence in the performance of the Master Servicer's duties hereunder.

The provisions of this Section 8.05 shall survive the resignation or removal of the Trustee or the termination of this Agreement.

Section 8.06. Eligibility Requirements for Trustee.

The Trustee hereunder shall at all times be a corporation or a national banking association organized and doing business under the laws of any state or the United States of America or the District of Columbia, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. In addition, the Trustee shall at all times be acceptable to the Rating Agency rating the Certificates. If such corporation publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07. The corporation or national banking association serving as Trustee may have normal banking and trust relationships with the Sponsor and their affiliates or the Master Servicer and its affiliates; provided, however, that such corporation cannot be an affiliate of the Master Servicer other than the Trustee in its role as successor to the Master Servicer.

Section 8.07. Resignation and Removal of the Trustee.

The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Master Servicer; with a copy to the Rating Agencies, the Certificate Insurer and the Swap Provider; provided, that such resignation shall not be effective until successor trustee is appointed and accepts appointment in accordance with the following provisions; provided, however, that the resigning trustee shall not resign and be discharged from the trusts hereby created until such time as the Rating Agency rating the Certificates and the Certificate Insurer approves the successor trustee. Upon receiving such notice of resignation, the Master Servicer shall promptly appoint successor trustee who meets the eligibility requirements of Section 8.06 by written instrument, in triplicate, one copy of which instrument shall be delivered to the resigning trustee and to the successor trustee. If no successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.

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If at any time the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Master Servicer, or if at any time the Trustee shall become incapable of acting, or shall be adjudged bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, the Master Servicer with the consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing), which consent shall not be unreasonably withheld, may remove the Trustee and appoint successor trustee who meets the eligibility requirements of Section 8.06 by written instrument, in triplicate, which instrument shall be delivered to the Trustee so removed and to the successor trustee.

Any resignation or removal of the Trustee and appointment of successor trustee pursuant to any of the provisions of this Section shall not become effective until acceptance of appointment by the successor trustee as provided in Section 8.08.

Section 8.08. Successor Trustee.

Any successor trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Master Servicer an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein. The predecessor trustee shall after payment of its outstanding fees and expenses, promptly deliver to the successor trustee all assets and records of the Trust Fund held by it hereunder, and the Master Servicer and the predecessor trustee shall execute and deliver all such instruments and do such other things as may reasonably be required for more fully and certainly vesting and confirming in the successor trustee all such rights, powers, duties and obligations.

No successor trustee shall accept appointment as provided in this Section unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 8.06.

Upon acceptance of appointment by successor trustee as provided in this Section, the Master Servicer shall mail notice of the succession of such trustee hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register. If the Master Servicer fails to mail such notice within ten days after acceptance of appointment by the successor trustee, the successor trustee shall cause such notice to be mailed at the expense of the Master Servicer.

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Section 8.09. Merger or Consolidation of Trustee.

Any state bank or trust company or corporation or national banking association into which the Trustee may be merged or converted or with which it may be consolidated or any state bank or trust company or national banking association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any state bank or trust company or corporation or national banking association succeeding to all or substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided such state bank or trust company or corporation or national banking association shall be eligible under the provisions of Section 8.06 without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 8.10. Appointment of Co-Trustee or Separate Trustee.

Notwithstanding any other provisions hereof, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing the same may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees, jointly with the Trustee or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity, such title to the Trust Fund, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request so to do, or in case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment without the Master Servicer. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as successor trustee under Section 8.06 hereunder and no notice to Holders of Certificates of the appointment of co-trustee(s) or separate trustee(s) shall be required under Section 8.08 hereof.

In the case of any appointment of a co-trustee or separate trustee pursuant to this Section 8.10, all rights, powers, duties and obligations conferred or imposed upon the Trustee and required to be conferred or such co-trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly, except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed by such separate trustee or co-trustee at the direction of the Trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee.

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Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee to the extent permitted by law, without the appointment of a new or successor trustee.

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ARTICLE IX

TERMINATION

Section 9.01. Termination Upon Repurchase or Liquidation of All Mortgage Loans or upon Purchase of Certificates.

(a) Subject to Section 9.03, the respective obligations and responsibilities of the Depositor, the Master Servicer and the Trustee created hereby (other than the obligations of the Master Servicer to the Trustee pursuant to Section 8.05 and of the Master Servicer to provide for and the Trustee to make payments to Certificateholders as hereafter set forth) shall terminate, with respect to Loan Group 1, upon payment to the related Certificateholders of all amounts held by or on behalf of the Trustee and required to be paid to them hereunder following the earlier to occur of (i) the repurchase by the Master Servicer or its designee of all Group 1 Loans and each related REO Property in respect thereof remaining in the Trust Fund at a price in cash equal to (a) 100% of the unpaid principal balance of each such Mortgage Loan in Loan Group 1 (other than one as to which a REO Property was acquired) on the day of repurchase together with accrued interest on such unpaid principal balance at the Group 1 Net Mortgage Rate to the first day of the month in which the proceeds of such repurchase are to be distributed, plus (b) the appraised value of any such REO Property (but not more than the unpaid principal balance of the related Mortgage Loan, together with accrued interest on that balance at the Group 1 Net Mortgage Rate to the first day of the month such repurchase price is distributed), less the good faith estimate of the Master Servicer of liquidation expenses to be incurred in connection with its disposal thereof, such appraisal to be conducted by an appraiser selected by the Master Servicer and at the expense of the Master Servicer, plus (c) any Group 1 Swap Termination Payment (which shall include any Group 1 Net Swap Payment payable for the final Distribution Date) payable to the Group 1 Swap Provider pursuant to the related Group 1 Interest Rate Swap Agreement which remains unpaid or which is due to the exercise of such option (a “Group 1 Swap Optional Termination Payment”) and plus (d) any unreimbursed amounts owed to the Certificate Insurer under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement, and (ii) the final payment or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan in Loan Group 1 remaining in the Trust Fund (or the disposition of all REO Property in respect thereof); provided, however, that in no event shall the trust created hereby continue beyond the earlier of (i) the Distribution Date occurring in February 2037 (ii) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof and (iii) the “latest possible maturity date” specified in the Preliminary Statements with respect to the related Regular Interests and Certificates, and provided further, that the purchase price set forth above shall be increased as is necessary, as determined by the Master Servicer, to avoid disqualification of any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as a REMIC. In the case of any repurchase by the Master Servicer pursuant to clause (a)(i), the Master Servicer shall exercise reasonable efforts to cooperate fully with the Trustee in effecting such repurchase and the transfer of the Group 1 Loans and related Mortgage Files and related records to the Master Servicer.

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The right of the Master Servicer or its designee to repurchase all Group 1 Loans pursuant to (a)(i) above shall be conditioned upon the Aggregate Stated Principal Balance of such Mortgage Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 1 Cut-off Date Balance of such Mortgage Loans; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy or any amounts owed to the Certificate Insurer would remain unpaid, unless the Certificate Insurer consents in writing to such purchase. If such right is exercised, the Master Servicer upon such repurchase shall provide to the Trustee and the Certificate Insurer, notice of such exercise prior to the Determination Date in the month preceding the month of purchase and the certification required by Section 3.16.

In the case of a repurchase of Mortgage Loans and REO Property related to Loan Group 1 pursuant to clause (a)(i) above, only an amount equal to the repurchase price specified in such clause (a)(i) above for such Mortgage Loans and REO Property, less any related Group 1 Swap Optional Termination Payment and any portion of the repurchase price consisting of the unreimbursed amounts owed to the Certificate Insurer, shall be made available for distribution to the related Regular Certificates and Class 1-IO Interests. The Group 1 Swap Optional Termination Payment shall be withdrawn by the Trustee from the Certificate Account and remitted to the Group 1 Supplemental Interest Trust to be paid in accordance with Section 4.10(ii). The Group 1 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

(b) The Master Servicer has the right to repurchase all of the Mortgage Loans and related REO Properties pursuant to clause (i) of Section 9.01(a), conditioned upon the related Aggregate Stated Principal Balance of such Group 1 Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 1 Cut-off Date Balance. If the Master Servicer elects to terminate the Trust pursuant to this Section 9.01 (such termination, a “Group 1 Optional Termination”), the Master Servicer shall, at least 20 days prior to the last date on which notice of such Group 1 Optional Termination is required to be mailed to the related Certificateholders pursuant to Section 9.01(k), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Group 1 Swap Provider of the final Distribution Date on which the Master Servicer intends to terminate the Trust Fund.

(c) In connection with any Group 1 Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), the Master Servicer shall, no later than 4:00 pm New York City time on such day, request in writing (in accordance with the applicable provision of the Group 1 Interest Rate Swap Agreement) and by phone from the Group 1 Swap Provider the amount of the related Group 1 Estimated Swap Termination Payment. The Group 1 Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Group 1 Estimated Swap Termination Payment; the Trustee shall promptly on the same day notify the Master Servicer of the amount of the related Group 1 Estimated Swap Termination Payment.

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(d) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), (i) the Master Servicer shall, no later than 1:00 pm New York City time on such day, deposit funds in the Certificate Account in an amount equal to the sum of the purchase price (other than the related Group 1 Swap Optional Termination Payment) and the Group 1 Estimated Swap Termination Payment, and (ii) if Trustee is notified in writing that the aggregate Stated Principal Balance of all of the Group 1 Loans in the Trust Fund as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Balance of all of the Group 1 Loans, and the requirements of the Group 1 Optional Termination set forth in this Section 9.01 have been met, including the deposit required pursuant to the immediately preceding clause (i) then the Trustee shall, on the same Business Day, provide written notice to the the Depositor, the Certificate Insurer, the Master Servicer, the Trustee on behalf of the Group 1 Supplemental Interest Trust, the Trustee and the Group 1 Swap Provider confirming (in accordance with the applicable provisions of the Group 1 Interest Rate Swap Agreement) its receipt of the purchase price (other than the Group 1 Swap Optional Termination Payment) and the Group 1 Estimated Swap Termination Payment. Upon the Trustee’s providing the notice described in the preceding sentence, the Group 1 Optional Termination shall become irrevocable, the notice to the related Certificateholders of such Group 1 Optional Termination provided pursuant to the second paragraph of Section 9.01(k) shall become unrescindable, the Group 1 Swap Provider shall determine the Group 1 Swap Optional Termination Payment in accordance with the Group 1 Interest Rate Swap Agreement, and the Group 1 Swap Provider shall provide to the Trustee written notice of the amount of the Group 1 Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k) and in the event the Trustee fails to provide the notice described in the preceding sentence, any notice provided under Section 9.01(k) shall be deemed rescinded.

(e) In connection with any Group 1 Optional Termination, only an amount equal to the purchase price less any Group 1 Swap Optional Termination Payment shall be made available for distribution to the related Regular Certificates. Any Group 1 Estimated Swap Termination Payment deposited into the Certificate Account by the Master Servicer shall be withdrawn by the Trustee from the Certificate Account on the related final Distribution Date (prior to the distribution of any amounts pursuant to Section 9.01(k)) and distributed as follows: (i) to the Group 1 Supplemental Interest Trust for payment to the Group 1 Swap Provider in accordance with Section 4.10(ii), as applicable, an amount equal to the Group 1 Swap Optional Termination Amount calculated pursuant to the Group 1 Interest Rate Swap Agreement, provided that in no event shall the amount distributed to the Group 1 Swap Provider in respect of the Group 1 Swap Optional Termination Amount exceed the Group 1 Estimated Swap Termination Payment, and (ii) to the Master Servicer an amount equal to the excess, if any, of the Group 1 Estimated Swap Termination Payment over the Group 1 Swap Optional Termination Payment. The Group 1 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

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(f) Subject to Section 9.03, the respective obligations and responsibilities of the Depositor, the Master Servicer and the Trustee created hereby (other than the obligations of the Master Servicer to the Trustee pursuant to Section 8.05 and of the Master Servicer to provide for and the Trustee to make payments to Certificateholders as hereafter set forth) shall terminate, with respect to Loan Group 2, upon payment to the related Certificateholders of all amounts held by or on behalf of the Trustee and required to be paid to them hereunder following the earlier to occur of (i) the repurchase by the Master Servicer or its designee of all Group 2 Loans and each related REO Property in respect thereof remaining in the Trust Fund at a price in cash equal to (a) 100% of the unpaid principal balance of each such Mortgage Loan in Loan Group 2 (other than one as to which a REO Property was acquired) on the day of repurchase together with accrued interest on such unpaid principal balance at the Group 2 Net Mortgage Rate to the first day of the month in which the proceeds of such repurchase are to be distributed, plus (b) the appraised value of any such REO Property (but not more than the unpaid principal balance of the related Mortgage Loan, together with accrued interest on that balance at the Group 2 Net Mortgage Rate to the first day of the month such repurchase price is distributed), less the good faith estimate of the Master Servicer of liquidation expenses to be incurred in connection with its disposal thereof, such appraisal to be conducted by an appraiser selected by the Master Servicer and at the expense of the Master Servicer, plus (c) any Group 2 Swap Termination Payment (which shall include any Group 2 Net Swap Payment payable for the final Distribution Date) payable to the Group 2 Swap Provider pursuant to the related Group 2 Interest Rate Swap Agreement which remains unpaid or which is due to the exercise of such option (a “Group 2 Swap Optional Termination Payment”) and plus (d) any unreimbursed amounts owed to the Certificate Insurer under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement, and (ii) the final payment or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan in Loan Group 2 remaining in the Trust Fund (or the disposition of all REO Property in respect thereof); provided, however, that in no event shall the trust created hereby continue beyond the earlier of (i) the Distribution Date occurring in December 2036 (ii) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof and (iii) the “latest possible maturity date” specified in the Preliminary Statements with respect to the related Regular Interests and Certificates, and provided further, that the purchase price set forth above shall be increased as is necessary, as determined by the Master Servicer, to avoid disqualification of any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as a REMIC. In the case of any repurchase by the Master Servicer pursuant to clause (i), the Master Servicer shall exercise reasonable efforts to cooperate fully with the Trustee in effecting such repurchase and the transfer of the Group 2 Loans and related Mortgage Files and related records to the Master Servicer.

The right of the Master Servicer or its designee to repurchase all Group 2 Loans pursuant to (f)(i) above shall be conditioned upon the Aggregate Stated Principal Balance of such Mortgage Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 2 Cut-off Date Balance of such Mortgage Loans; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy or any amounts owed to the Certificate Insurer would remain unpaid, unless the Certificate Insurer consents in writing to such purchase. If such right is exercised, the Master Servicer upon such repurchase shall provide to the Trustee and the Certificate Insurer, notice of such exercise prior to the Determination Date in the month preceding the month of purchase and the certification required by Section 3.16.

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In the case of a repurchase of Mortgage Loans and REO Property related to Loan Group 2 pursuant to clause (f)(i) above, only an amount equal to the repurchase price specified in such clause (f)(i) above for such Mortgage Loans and REO Property, less any related Group 2 Swap Optional Termination Payment and any portion of the repurchase price consisting of the unreimbursed amounts owed to the Certificate Insurer, shall be made available for distribution to the related Regular Certificates and Class 2-IO Interests. The Group 2 Swap Optional Termination Payment shall be withdrawn by the Trustee from the Certificate Account and remitted to the Group 2 Supplemental Interest Trust to be paid in accordance with Section 4.11(ii). The Group 2 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

(g) The Master Servicer has the right to repurchase all of the Mortgage Loans and related REO Properties pursuant to clause (i) of Section 9.01(f), conditioned upon the related Aggregate Stated Principal Balance of such Group 2 Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 2 Cut-off Date Balance. If the Master Servicer elects to terminate the Trust pursuant to this Section 9.01 (such termination, a “Group 2 Optional Termination”), the Master Servicer shall, at least 20 days prior to the last date on which notice of such Group 2 Optional Termination is required to be mailed to the related Certificateholders pursuant to Section 9.01(k), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Group 2 Swap Provider of the final Distribution Date on which the Master Servicer intends to terminate the Trust Fund.

(h) In connection with any Group 2 Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), the Master Servicer shall, no later than 4:00 pm New York City time on such day, request in writing (in accordance with the applicable provision of the Group 2 Interest Rate Swap Agreement) and by phone from the Group 2 Swap Provider the amount of the related Group 2 Estimated Swap Termination Payment. The Group 2 Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Group 2 Estimated Swap Termination Payment; the Trustee shall promptly on the same day notify the Master Servicer of the amount of the related Group 2 Estimated Swap Termination Payment.

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(i) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), (i) the Master Servicer shall, no later than 1:00 pm New York City time on such day, deposit funds in the Certificate Account in an amount equal to the sum of the purchase price (other than the related Group 2 Swap Optional Termination Payment) and the Group 2 Estimated Swap Termination Payment, and (ii) if Trustee is notified in writing that the aggregate Stated Principal Balance of all of the Group 2 Loans in the Trust Fund as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Balance of all of the Group 2 Loans, and the requirements of the Group 2 Optional Termination set forth in this Section 9.01 have been met, including the deposit required pursuant to the immediately preceding clause (i) then the Trustee shall, on the same Business Day, provide written notice to the the Depositor, the Certificate Insurer, the Master Servicer, the Trustee on behalf of the Group 2 Supplemental Interest Trust, the Trustee and the Group 2 Swap Provider confirming (in accordance with the applicable provisions of the Group 2 Interest Rate Swap Agreement) its receipt of the purchase price (other than the Group 2 Swap Optional Termination Payment) and the Group 2 Estimated Swap Termination Payment. Upon the Trustee’s providing the notice described in the preceding sentence, the Group 2 Optional Termination shall become irrevocable, the notice to the related Certificateholders of such Group 2 Optional Termination provided pursuant to the second paragraph of Section 9.01(k) shall become unrescindable, the Group 2 Swap Provider shall determine the Group 2 Swap Optional Termination Payment in accordance with the Group 2 Interest Rate Swap Agreement, and the Group 2 Swap Provider shall provide to the Trustee written notice of the amount of the Group 2 Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k) and in the event the Trustee fails to provide the notice described in the preceding sentence, any notice provided under Section 9.01(k) shall be deemed rescinded.

(j) In connection with any Group 2 Optional Termination, only an amount equal to the purchase price less any Group 2 Swap Optional Termination Payment and less any amounts payable to the Certificate Insurer shall be made available for distribution to the Regular Certificates; provided that the amount to be distributed to the Class 2-A Certificates and to the Certificate Insurer must be sufficient to not result in a draw on the Certificate Guaranty Insurance Policy and not leave any amount owed to the Certificate Insurer unpaid. Any Group 2 Estimated Swap Termination Payment deposited into the Certificate Account by the Master Servicer shall be withdrawn by the Trustee from the Certificate Account on the related final Distribution Date (prior to the distribution of any amounts pursuant to Section 9.01(k)) and distributed as follows: (i) to the Group 2 Supplemental Interest Trust for payment to the Group 2 Swap Provider in accordance with Section Section 4.11(ii), as applicable, an amount equal to the Group 2 Swap Optional Termination Amount calculated pursuant to the Group 2 Interest Rate Swap Agreement, provided that in no event shall the amount distributed to the Group 2 Swap Provider in respect of the Group 2 Swap Optional Termination Amount exceed the Group 2 Estimated Swap Termination Payment, and (ii) to the Master Servicer an amount equal to the excess, if any, of the Group 2 Estimated Swap Termination Payment over the Group 2 Swap Optional Termination Payment. The Group 2 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

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(k) Written notice of any termination, specifying the Distribution Date upon which the related Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to the related Certificateholders, the Swap Providers and the Certificate Insurer mailed (a) in the event such notice is given in connection with the Master Servicer's election to repurchase, not earlier than the 15th day and not later than the 25th day of the month next preceding the month of such final distribution or (b) otherwise during the month of such final distribution on or before the 15th day of the month (or if such 15th day is not a Business Day, on the Business Day immediately preceding such 15th day) in such month, in each case specifying (i) the Distribution Date upon which final payment of such Certificates will be made upon presentation and surrender of Certificates at the office of the Trustee therein designated, (ii) the amount of any such final payment and (iii) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation and surrender of such Certificates at the office of the Trustee therein specified. In the event such notice is given in connection with the Master Servicer or its designee's election to repurchase, the Master Servicer or its designee shall deliver to the Trustee for deposit in the Certificate Account on the day which is two Business Days immediately preceding the Distribution Date specified in such notice an amount equal to the above-described repurchase price payable out of its own funds. Upon presentation and surrender of the related Certificates by the Certificateholders, the Trustee shall first, pay itself its fee for such Distribution Date (as described in Section 8.05 ) and any other amounts owing to the Trustee under this Agreement, and second, distribute to such Certificateholders and the Certificate Insurer (i) the amount otherwise distributable on such Distribution Date, if not in connection with the Master Servicer's election to repurchase, or (ii) if the Master Servicer elected to so repurchase, an amount determined as follows: with respect to each related Regular Certificate, the outstanding Certificate Principal Balance thereof, plus with respect to each Regular Certificate (other than the Class P Certificates) and the related Class IO Interest, one month's interest thereon at the applicable Pass-Through Rate, or otherwise distributable thereto, and any Unpaid Interest Shortfall Amount, plus with respect to each Subordinate Certificate, any unpaid Allocated Realized Loss Amount; with respect to the Class R Certificates, the Percentage Interest evidenced thereby multiplied by the difference, if any, between the above described repurchase price (as adjusted in accordance with the preceding paragraph) and the aggregate amount to be distributed to the Holders of the related Regular Certificates and the related Class IO Interest, subject to the priorities set forth in Section 4.01; and with respect to the Certificate Insurer, any amounts owed under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement. Upon certification to the Trustee and the Custodian by a Servicing Officer, following such final deposit, the Custodian shall promptly release the Mortgage Files as directed by the Master Servicer for the remaining Mortgage Loans, and the Trustee shall execute all assignments, endorsements and other instruments required by the Master Servicer as being necessary to effectuate such transfer.

In the event that all of the related Certificateholders shall not surrender their Certificates for cancellation within six months after the time specified in the above-mentioned notice, the Trustee shall give a second notice to the remaining related Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all of the related Certificates shall not have been surrendered for cancellation, the Trustee shall take reasonable steps as directed by the Depositor in writing, or appoint an agent to take reasonable steps, to contact the remaining related Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets which remain subject hereto. If within nine months after the second notice all the Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto.

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Section 9.02. Termination of REMIC 4 and Retirement of Class R Certificates.

REMIC 4 shall be terminated on the earlier of (i) the date on which the last distribution due on each of the REMIC 4 Regular Interests and Class R Certificates (in respect of the Class R-4 Interest) is made and (ii) the date on which it is terminated pursuant to an optional repurchase of all of the Mortgage Loans in accordance with Section 9.03. Notwithstanding anything to the contrary herein, the Class R Certificates will not be retired until the later of (i) the retirement of all the Certificates related to Loan Group 1 and (ii) the retirement of all the Certificates related to Loan Group 2.

Section 9.03. Additional Termination Requirements.

(a) In the event the Master Servicer repurchases any Mortgage Loans or REO Property in a Loan Group as provided in Section 9.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Master Servicer, at its own expense, obtains for the Trustee an Opinion of Counsel (which shall be provided to the Trustee at least two Business Days prior to the related Distribution Date) to the effect that the failure of the Trust Fund to comply with the requirements of this Section 9.03 will not (i) result in the imposition on the Trust of taxes on “prohibited transactions,” as described in Section 860F of the Code, or (ii) cause either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificate is outstanding:

(i) The Master Servicer shall establish a 90-day liquidation period and notify the Trustee in writing thereof, and the Trustee shall in turn specify the first day of such period in a statement attached to the Tax Return for each of REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, pursuant to Treasury Regulation Section 1.860F-1. The Master Servicer and the Trustee also shall satisfy all of the requirements of a qualified liquidation for REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, under Section 860F of the Code and regulations thereunder, as evidenced by an Opinion of Counsel obtained at the expense of the Master Servicer, as applicable;

(ii) During such 90-day liquidation period, and at or prior to the time of making the final payment on the related Certificates, the Trustee shall sell all of the assets of REMIC 1 or REMIC 2, as the case may be, for cash; and

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(iii) At the time of the making of the final payment on the related Certificates, the Trustee shall distribute or credit, or cause to be distributed or credited, to the Holders of the Class R Certificates all cash on hand (other than cash retained to meet claims), and REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, shall terminate at that time.

(b) By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for the related REMICs, which authorization shall be binding upon all successor Certificateholders.

(c) The Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Master Servicer and the receipt of the Opinion of Counsel referred to in clause (a)(i) above and to take such other action in connection therewith as may be reasonably requested by the Master Servicer.

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ARTICLE X

REMIC PROVISIONS

Section 10.01. REMIC Administration.

(a) The Trustee shall make an election to treat the Trust Fund as four REMICs under the Code and, if necessary, under applicable state law. Each such election will be made on Form 1066 or other appropriate federal tax or information return (including Form 8811) or any appropriate state return for the taxable year ending on the last day of the calendar year in which the Certificates are issued. For the purposes of the REMIC elections in respect of the Trust Fund, (i) the Class R-1 Interest will constitute the sole class of Residual Interests in REMIC 1, the REMIC 1 Regular Interests shall be designated as the Regular Interests in REMIC 1 (ii) the Class R-2 Interest will constitute the sole class of Residual Interests in REMIC 2, the REMIC 2 Regular Interests shall be designated as the Regular Interests in REMIC 2, (iii) the Class R-3 Interest will constitute the sole class of Residual Interests in REMIC 3, the REMIC 3 Regular Interests shall be designated as the Regular Interests in REMIC 3, (iv) the Class R-4 Interest will constitute the sole class of Residual Interests in REMIC 4, and the REMIC 4 Regular Interests shall be designated as the Regular Interests in REMIC 4. The Master Servicer and the Trustee shall not permit the creation of any “interests” (within the meaning of Section 860G of the Code) in REMIC 1, REMIC 2, REMIC 3 or REMIC 4 other than the REMIC 1 Regular Interests, REMIC 2 Regular Interests, REMIC 3 Regular Interests, REMIC 4 Regular Interests, the Class R-1 Interest, the Class R-2 Interest, the Class R-3 Interest and the Class R-4 Interest. The Trustee will apply for an Employee Identification Number from the Internal Revenue Service via Form SS-4 or any other acceptable method for each of REMIC 1, REMIC 2, REMIC 3 or REMIC 4.

(b) The Closing Date is hereby designated as the “startup day” of the Trust Fund within the meaning of Section 860G(a)(9) of the Code.

(c) The Trustee shall pay out of its own funds, without any right of reimbursement, any and all expenses relating to any tax audit of the REMICs (including, but not limited to, any professional fees or any administrative or judicial proceedings with respect to the REMICs that involve the Internal Revenue Service or state tax authorities), other than the expense of obtaining any tax-related Opinion of Counsel except as specified herein. The Trustee, as agent for the REMICs' Tax Matters Person, shall (i) act on behalf of the REMICs in relation to any tax matter or controversy involving the Trust Fund and (ii) represent the Trust Fund in any administrative or judicial proceeding relating to an examination or audit by any governmental taxing authority with respect thereto.

(d) The Trustee shall prepare, sign and file all of the Tax Returns (including Form 8811, which must be filed within 30 days of the Closing Date) in respect of the REMICs created hereunder. The expenses of preparing and filing such returns shall be borne by the Trustee without any right of reimbursement therefor. The Master Servicer shall provide on a timely basis to the Trustee or its designee such information with respect to the assets of the REMICs as is in its possession and reasonably required by the Trustee to enable it to perform its obligations under this Article X.

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(e) The Trustee shall perform on behalf of the REMICs all reporting and other tax compliance duties that are the responsibility of the REMICs under the Code, the REMIC Provisions or other compliance guidance issued by the Internal Revenue Service or any state or local taxing authority. Among its other duties, as required by the Code, the REMIC Provisions or other such compliance guidance, the Trustee shall provide (i) to any Transferor of a Class R Certificate such information as is necessary for the application of any tax relating to the transfer of a Class R Certificate to any Person who is not a Permitted Transferee, (ii) to the Certificateholders such information or reports as are required by the Code or the REMIC Provisions including reports relating to interest, original issue discount and market discount or premium (using the Prepayment Assumption as required) and (iii) to the Internal Revenue Service the name, title, address and telephone number of the Person who will serve as the representative of the REMICs. The Master Servicer shall provide on a timely basis to the Trustee such information with respect to the assets of the REMICs, including, without limitation, the related Mortgage Loans, as is in its possession and reasonably required by the Trustee to enable it to perform its obligations under this subsection. In addition, the Depositor shall provide or cause to be provided to the Trustee, within ten (10) days after the Closing Date, all information or data that the Trustee reasonably determines to be relevant for tax purposes as to the valuations and issue prices of the Certificates, including, without limitation, the price, yield, Prepayment Assumption and projected cash flow of the Certificates.

(f) The Trustee shall take such action and shall cause the REMICs created hereunder to take such action as shall be necessary to create or maintain the status thereof as REMICs under the REMIC Provisions (and the Master Servicer shall assist it, to the extent reasonably requested by it). The Trustee shall not take any action or cause the Trust Fund to take any action, or fail to take (or fail to cause to be taken), any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs or (ii) result in the imposition of a tax upon the REMICs (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless the Trustee has received an Opinion of Counsel, addressed to the Trustee (at the expense of the party seeking to take or not take such action, but in no event at the expense of the Trustee) to the effect that the contemplated action or omission will not, with respect to the REMICs created hereunder, endanger such status or result in the imposition of such a tax; nor shall the Master Servicer take, or fail to take, any action (whether or not authorized hereunder) as to which the Trustee has advised it in writing that it has received an Opinion of Counsel to the effect that an Adverse REMIC Event could occur with respect to the taking, or omission of, such action. In addition, prior to taking, or failing to take, any action with respect to the REMICs or the assets of the REMICs, or causing, or failing to cause, the REMICs to take any action, which is not contemplated under the terms of this Agreement, the Master Servicer will consult with the Trustee or its designee, in writing, with respect to whether the taking, or omission of, such action could cause an Adverse REMIC Event to occur with respect to any REMIC, and the Master Servicer shall not take, or fail to take, any such action, or cause, or fail to cause, any REMIC to take, any such action as to which the Trustee has advised it in writing that an Adverse REMIC Event could occur. The Trustee may consult with counsel to provide such written advice, and the cost of same shall be borne by the party seeking to take or not take the action other than as permitted by this Agreement, but in no event shall such cost be an expense of the Trustee. At all times as may be required by the Code, the Trustee will ensure that substantially all of the assets of the REMICs created hereunder will consist of “qualified mortgages” as defined in Section 860G(a)(3) of the Code and “permitted investments” as defined in Section 860G(a)(5) of the Code.

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(g) In the event that any tax is imposed on “prohibited transactions” of any REMIC created hereunder as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of any REMIC as defined in Section 860G(c) of the Code, on any contributions to any REMIC after the Startup Day therefor pursuant to Section 860G(d) of the Code, or any other tax is imposed by the Code or any applicable provisions of state or local tax laws, such tax shall be charged (i) to the Trustee pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Trustee of any of its obligations under this Article X, (ii) to the Master Servicer pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Master Servicer of any of its obligations under Article III or this Article X or otherwise, (iii) to the Master Servicer as provided in Section 3.05 and (iv) against amounts related to such REMIC and the Loan Group to which such REMIC relates on deposit in the Certificate Account and shall be paid by withdrawal therefrom to the extent not required to be paid by the Master Servicer or the Trustee pursuant to another provision of this Agreement.

(h) On or before April 15 of each calendar year, commencing April 15, 2006, the Trustee shall deliver to the Master Servicer and the Rating Agency a Certificate from a Responsible Officer of the Trustee stating the Trustee’s compliance with this Article X.

(i) The Trustee shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis.

(j) Following the Startup Day, the Trustee shall not accept any contributions of assets to the REMICs other than in connection with any Qualified Substitute Mortgage Loan delivered in accordance with Section 2.04 unless it shall have received an Opinion of Counsel to the effect that the inclusion of such assets in the REMICs will not cause REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as REMICs at any time that any Certificates are outstanding or subject either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to any tax under the REMIC Provisions or other applicable provisions of federal, state and local law or ordinances.

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(k) Neither the Trustee nor the Master Servicer shall enter into any arrangement under which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code.

Section 10.02. Prohibited Transactions and Activities.

None of the Depositor, the Master Servicer or the Trustee shall (except as otherwise expressly permitted under the terms of this Agreement) (1) sell, dispose of or substitute for any of the Mortgage Loans (except in connection with (i) the foreclosure of a Mortgage Loan, including but not limited to, the acquisition or sale of a Mortgaged Property acquired by deed in lieu of foreclosure, (ii) the bankruptcy of the Trust Fund, (iii) the termination of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 pursuant to Article IX of this Agreement, (iv) a substitution pursuant to Article II of this Agreement or (v) a purchase of defective or defaulted Mortgage Loans pursuant to Article II or III of this Agreement), nor acquire any assets for the Trust Fund (other than REO Property acquired in respect of a defaulted Mortgage Loan), (2) sell or dispose of any investments in the Custodial Account or the Certificate Account for gain, (3) accept any contributions to the REMICs after the Closing Date (other than a Qualified Substitute Mortgage Loan delivered in accordance with Section 2.04), in each case, unless it has received an Opinion of Counsel, addressed to the Trustee (at the expense of the party seeking to cause such sale, disposition, substitution, acquisition or contribution, but in no event at the expense of the Trustee) that such sale, disposition, substitution, acquisition or contribution will not (a) affect adversely the status of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs or (b) cause the Trust Fund to be subject to a tax on “prohibited transactions” or “contributions” pursuant to the REMIC Provisions.

Section 10.03. Master Servicer and Trustee Indemnification.

(a) The Trustee agrees to indemnify the Trust Fund, the Depositor, and the Master Servicer for any taxes and costs including, without limitation, any reasonable attorneys' fees imposed on or incurred by the Trust Fund, the Depositor or the Master Servicer, as a result of a breach of the Trustee’s covenants set forth in this Article X.

(b) The Master Servicer agrees to indemnify the Trust Fund, the Depositor and the Trustee for any taxes and costs including, without limitation, any reasonable attorneys' fees imposed on or incurred by the Trust Fund, the Certificate Insurer, the Depositor or the Trustee, as a result of a breach of the Master Servicer's covenants set forth in Article III or this Article X, in each case with respect to compliance with the REMIC Provisions.

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ARTICLE XI

MISCELLANEOUS PROVISIONS

Section 11.01. Amendment.

This Agreement may be amended from time to time by the Depositor, the Master Servicer and the Trustee, with the consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) without the consent of any of the Certificateholders or the Swap Provider, (i) to cure any ambiguity, (ii) to correct or supplement any provisions herein which may be defective or inconsistent with any other provisions herein or to correct any error, (iii) to amend this Agreement in any respect subject to the provisions in clauses (A) and (B) below, or (iv) if such amendment, as evidenced by an Opinion of Counsel (provided by the Person requesting such amendment) delivered to the Trustee, is reasonably necessary to comply with any requirements imposed by the Code or any successor or amendatory statute or any temporary or final regulation, revenue ruling, revenue procedure or other written official announcement or interpretation relating to federal income tax laws or any proposed such action which, if made effective, would apply retroactively to the Trust Fund at least from the effective date of such amendment; provided that such action (except any amendment described in (iv) above) shall not adversely affect in any material respect the interests of any Certificateholder (other than Certificateholders who shall consent to such amendment), the Certificate Insurer (if an Insurer Default has occurred and is continuing) and the Swap Provider, as evidenced by (A) an Opinion of Counsel (provided by the Person requesting such amendment) delivered to the Trustee, the Swap Provider and the Certificate Insurer and (B) a letter from each Rating Agency, confirming that such amendment shall not cause it to lower its rating on any of the Certificates without taking the Certificate Guaranty Insurance Policy into account.

This Agreement may also be amended from time to time by the Depositor, the Master Servicer and the Trustee with the consent of the Certificate Insurer and Holders of Certificates entitled to at least 66-2/3% of the Voting Rights for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided, however, that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) adversely affect in any material respect the interests of the Holders of any Class of Certificates in a manner other than as described in (i), without the consent of the Holders of Certificates of such Class evidencing at least 66-2/3% of the Voting Rights of such Class, or (iii) reduce the aforesaid percentage of Certificates the Holders of which are required to consent to any such amendment, without the consent of the Holders of all Certificates then outstanding. Notwithstanding any other provision of this Agreement, for purposes of the giving or withholding of consents pursuant to this Section 11.01, Certificates registered in the name of the Sponsor or the Master Servicer or any affiliate thereof shall be entitled to Voting Rights with respect to matters described in (i), (ii) and (iii) of this paragraph.

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Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless they shall have first received an Opinion of Counsel (provided by the Person requesting such amendment) to the effect that such amendment will not result in the imposition of any tax on either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 pursuant to the REMIC Provisions or cause either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificates are outstanding.

Promptly after the execution of any such amendment the Trustee shall furnish a copy of such amendment or a written statement describing the amendment to each Certificateholder, with a copy to the Rating Agencies, the Certificate Insurer and the Swap Provider.

It shall not be necessary for the consent of Certificateholders under this Section 11.01 to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Master Servicer or the Trustee shall enter into any amendment to Section 4.09 or Section 4.01(l)(vii) or (m)(vii) of this Agreement without the prior written consent of the Swap Provider and shall not enter into an amendment as evidenced by an officer’s certificate that has a materially adverse effect on the Swap Provider without the Swap Provider’s consent (such consent shall not be unreasonably withheld, conditioned or delayed).

Prior to executing any amendment pursuant to this Section, the Trustee shall be entitled to receive an Opinion of Counsel (provided by the Person requesting such amendment) to the effect that such amendment is authorized or permitted by this Agreement. The cost of any Opinion of Counsel delivered pursuant to this Section 11.01 shall be an expense of the party requesting such amendment, but in any case shall not be an expense of the Trustee.

The Trustee may, but shall not be obligated to, enter into any amendment pursuant to this Section that affects its rights, duties and immunities under this Agreement or otherwise.

Section 11.02. Recordation of Agreement; Counterparts.

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Master Servicer at the expense of the Certificateholders, but only upon direction of the Depositor accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.

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For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

Section 11.03. Limitation on Rights of Certificateholders.

The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder's legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up of the Trust Fund, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

No Certificateholder shall have any right to vote (except as expressly provided for herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a notice of an Event of Default, or of a default by the Sponsor or the Trustee in the performance of any obligation hereunder, and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates entitled to at least 51% of the Voting Rights shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee, for 60 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding. It is understood and intended, and expressly covenanted by each Certificateholder with every other Certificateholder, the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.

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Section 11.04. Governing Law.

This Agreement and the Certificates shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

Section 11.05. Notices.

All demands, notices and direction hereunder shall be in writing and shall be deemed effective upon receipt when delivered to (a) in the case of the Depositor, 19500 Jamboree Road, Irvine, California 92612, Attention: General Counsel, or such other address as may hereafter be furnished to the other parties hereto in writing; (b) in the case of Impac Funding, 19500 Jamboree Road, Irvine, California 92612, Attention: General Counsel, or such other address as may hereafter be furnished to the other parties hereto in writing; (c) in the case of the Trustee, to its Corporate Trust Offices, or such other address as may hereafter be furnished to the other parties hereto in writing; (d) in the case of the Rating Agencies, Standard & Poor’s, 55 Water Street, 41^st Floor, New York, NY 10041, Attention: Asset Backed Surveillance Department; and Moody’s, Moody’s Investors Service, Inc., Residential Mortgage Monitoring Department, 99 Church Street, New York, New York 10007; (e) in the case of the Certificate Insurer, Ambac Assurance Corporation, One State Street Plaza, New York, New York 10004, Attention: Consumer Asset-Backed Securities Group or such other address as may be hereafter furnished to the Depositor, the Trustee and the Master Servicer in writing by the Certificate Insurer; or (f) in the case of the Swap Provider, Wachovia Bank, N.A., One Wachovia Center, 301 South College Street, Mailcode NC0600, Charlotte, North Carolina 28288 or such other address as may be hereafter furnished to the Depositor, the Trustee and the Master Servicer in writing by the Swap Provider. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.

Section 11.06. Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

Section 11.07. Successors and Assigns.

The provisions of this Agreement shall be binding upon and inure to the benefit of the respective successors and assigns of the parties hereto, and all such provisions shall inure to the benefit of the Trustee, the Certificate Insurer and the Certificateholders.

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Section 11.08. Article and Section Headings.

The article and Section headings herein are for convenience of reference only, and shall not limit or otherwise affect the meaning hereof.

Section 11.09. Notice to Rating Agencies.

The Trustee shall use its best efforts to promptly provide notice to each Rating Agency and the Certificate Insurer referred to below with respect to each of the following of which it has actual knowledge:

1. Any material change or amendment to this Agreement;

2. The occurrence of any Event of Default that has not been cured;

3. The resignation or termination of the Master Servicer or the Trustee;

4. The repurchase or substitution of Mortgage Loans pursuant to Section 2.04;

5. The final payment to Certificateholders; and

6. Any change in the location of the Custodial Account or the Certificate Account.

In addition, the Trustee shall promptly furnish to each Rating Agency copies of each report to Certificateholders described in Section 4.02; and the Master Servicer shall promptly furnish to each Rating Agency copies of each annual independent public accountants' servicing report received as described in Section 3.20.

Any such notice pursuant to this Section 11.09 shall be in writing and shall be deemed to have been duly given if personally delivered or mailed by first class mail, postage prepaid, or by express delivery service to (i) in the case of Standard & Poor's, 55 Water Street, 41^st Floor, New York, New York 10041, Attention: Asset Backed Surveillance Department and (ii) in the case of Moody's, Residential Mortgage Monitoring Department, 99 Church Street, New York, New York 10007, or, in each case, such other address as either such Rating Agency may designate in writing to the parties thereto.

Section 11.10. Rights of the Certificate Insurer.

(a) The Certificate Insurer is an express third-party beneficiary of this Agreement.

(b) On each Distribution Date the Trustee shall make available to the Certificate Insurer a copy of the reports made available to the Certificateholders and the Depositor on such Distribution Date.

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(c) The Trustee shall provide to the Certificate Insurer copies of any report, notice, Opinion of Counsel, Officers’ Certificate, request for consent or request for amendment to any document related hereto promptly upon the Trustee’s production or receipt thereof.

(d) Unless an Insurer Default exists, the Trustee, the Depositor and the Master Servicer shall not agree to any amendment to this Agreement without first having obtained the prior written consent of the Certificate Insurer, which consent shall not be unreasonably withheld.

(e) So long as there does not exist a failure by the Certificate Insurer to make a required payment under the Certificate Guaranty Insurance Policy, the Certificate Insurer will have the right to exercise all rights of the Holders of the Class 2-A Certificates under this Agreement (including voting rights) without the consent of the Holders.

Section 11.11. Control by the Certificate Insurer.

With respect to the Class 2-A Certificates only, the Certificate Insurer, or, if an Insurer Default exists, the Holders of a majority of the Class 2-A Certificates shall have the right (subject to the provisions of Section 11.03) to direct the time, method and place of conducting any proceeding for any remedy available to the Trustee with respect to the Class 2-A Certificates or exercising any trust or power conferred on the Trustee; provided that:

(i) such direction shall not be in conflict with any rule of law or with this Agreement:

(ii) if an Insurer Default exists, any direction to the Trustee to sell or liquidate the Trust Fund shall be by Holders of Certificates representing not less than 100% of the Certificate Principal Balance of the Certificates;

(iii) the Trustee may take any other action deemed proper by the Trustee that is not inconsistent with such direction of the Holders of Certificates representing a majority of the Certificate Principal Balance of the Certificates.

Notwithstanding the rights of Certificateholders set forth in this Section 11.11 the Trustee need not take any action that it determines might involve it in liability unless such Holders of Certificates or the Certificate Insurer shall have offered security or indemnity satisfactory to the Trustee, against the costs, expenses and liabilities which might be incurred by it in compliance with such request, order or direction.

The Trustee shall not be deemed to have knowledge of an Insurer Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless the Trustee received written notice of such Insurer Default.

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Section 11.12. Third Party Rights.

The Swap Provider and the Cap Counterparties shall be express third-party beneficiaries of this Agreement to the extent of their express rights to receive payments under this Agreement or any other express rights of the Swap Provider and the Cap Counterparties explicitly stated in this Agreement, and shall have the right to enforce such rights under this Agreement as if the Swap Provider and the Cap Counterparties were parties hereto.

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IN WITNESS WHEREOF, the Depositor, the Master Servicer and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized all as of the day and year first above written.

IMPAC SECURED ASSETS CORP.,

Depositor

By: /s/ Richard J. Johnson

Name: Richard J. Johnson

Title: EVP, COO

IMPAC FUNDING CORPORATION,

Master Servicer

By: /s/ Nancy Pollard

Name: Nancy Pollard

Title: EVP

DEUTSCHE BANK NATIONAL TRUST COMPANY,

Trustee

By: /s/ Marion Hogan

Name: Marion Hogan

Title: Associate

By: /s/ Barbara Campbell

Name: Barbara Campbell

Title: Vice President

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Agreed and accepted to with respect to

its obligations under Section 9.01(a)

IMPAC MORTGAGE HOLDINGS, INC.

(solely with respect to its obligations under

Section 9.01(a))

By: /s/ Richard J. Johnson

Name: Richard J. Johnson

Title: EVP, COO

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STATE OF CALIFORNIA	)
	) ss.:
COUNTY OF ORANGE	)

On the 21^st day of December, 2006, before me, a notary public in and for said State, personally appeared Richard J. Johnson, known to me to be an Executive Vice President and the Chief Operating Officer of Impac Secured Assets Corp., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

_______________________

Notary Public

[Notarial Seal]

200

STATE OF CALIFORNIA	)
	) ss.:
COUNTY OF ORANGE	)

On the 21^st day of December, 2006, before me, a notary public in and for said State, personally appeared Nancy Pollard, known to me to be an Executive Vice President of Impac Funding Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

_______________________

Notary Public

[Notarial Seal]

201

STATE OF CALIFORNIA	)
	) ss.:
COUNTY OF ORANGE	)

On the 21^st day of December, 2006, before me, a notary public in and for said State, personally appeared _________________, known to me to be a(n) ________________ of Deutsche Bank National Trust Company, one of the entities that executed the within instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

_______________________

Notary Public

[Notarial Seal]

202

STATE OF CALIFORNIA	)
	) ss.:
COUNTY OF ORANGE	)

On the 21^st day of December, 2006, before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n)____________________ of Deutsche Bank National Trust Company, one of the entities that executed the within instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

_______________________

Notary Public

[Notarial Seal]

203

STATE OF CALIFORNIA	)
	) ss.:
COUNTY OF ORANGE	)

On the 21^st day of December, 2006, before me, a notary public in and for said State, personally appeared Richard J. Johnson, known to me to be an Executive Vice President and the Chief Operating Officer of Impac Mortgage Holdings, Inc., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

_______________________

Notary Public

[Notarial Seal]

204

CITY STATE ZIPCODE ORIGINAL_TERM ORIGINAL_BALANCE CURRENT_RATE FIRST_PAY_DATE PROPERTY_TYPE CURRENT_PAYMENT CURRENT_BALANCE CURRENT_RATE OCCUPANCY LOAN_PURPOSE ORIGINAL_APPRAISAL_VALUE REMAINING_TERM IPTD SERVICING_FEE SERVICING_FEE_2 NET_RATE LPMI_FEE INSURER MI_PERCENT DOCUMENTATION_CODE PREPAY_PENALTY_TERM PREPAY_PENALTY_DESC GROSS_MARGIN INDEX Rate Adj Freq SACRAMENTO CA 34934 240 71,300.00 11.100 20051101 SFR 740.81 70,047.79 11.100 Owner Occupied Purchase 366,000.00 226 20061201 0.500 0.030 10.570 Express Non-Verified Assets 36 H 0 FIXED SANFORD FL 32771 360 159,600.00 8.000 20060510 SFR 1,171.09 158,835.21 8.000 Investment Purchase 285,000.00 352 20061110 0.375 0.030 7.595 Stated 4.5 LIBOR 6 HOUSTON TX 77009 360 288,750.00 8.000 20060601 SFR 1,925.00 288,750.00 8.000 Owner Occupied Purchase 390,000.00 353 20061201 0.250 0.030 7.720 Express Verified Assets 36 H FIXED RIVERSIDE CA 33733 180 63,000.00 11.875 20060701 SFR 623.44 63,000.00 11.875 Owner Occupied Purchase 315,000.00 174 20061201 0.500 0.030 11.345 Stated 24 H 0 FIXED NEWARK DE 43648 360 93,555.00 10.900 20061001 D-PUDS 883.88 93,451.80 10.900 Investment Purchase 105,000.00 357 20061201 0.375 0.030 10.495 SISA 3 LIBOR 6 BERNARDSVILLE NJ 39349 180 184,000.00 14.750 20060801 SFR 2,289.84 183,855.63 14.750 Investment Purchase 1,125,000.00 175 20061201 0.500 0.030 14.220 Stated 0 FIXED RESEDA CA 91335 180 156,800.00 12.975 20061001 4-FAMILY 1,731.46 156,690.65 12.975 Owner Occupied Purchase 784,000.00 177 20061201 0.500 0.030 12.445 Stated 24 H 0 FIXED INDIO CA 33635 180 31,000.00 12.550 20061001 SFR 324.21 31,000.00 12.550 Owner Occupied CashOut Refi 310,000.00 177 20061201 0.500 0.030 12.020 Stated 36 H 0 FIXED MIAMI FL 33176 180 116,390.00 13.000 20060801 SFR 1,287.51 116,253.99 13.000 Owner Occupied Purchase 581,950.00 175 20061201 0.500 0.030 12.470 Stated 0 FIXED OXNARD CA 93030 180 130,000.00 10.250 20061001 SFR 1,110.42 130,000.00 10.250 Owner Occupied Purchase 650,000.00 177 20061201 0.500 0.030 9.720 Stated 36 H 0 FIXED SORRENTO FL 32776 360 172,900.00 8.625 20060801 SFR 1,242.72 172,900.00 8.625 Owner Occupied Purchase 185,000.00 355 20061201 0.375 0.030 7.040 1.18 RADIAN - LENDER PAID 30 Express No Doc 5.125 LIBOR 1 GALLATIN TN 37066 360 114,373.00 7.000 20061101 SFR 667.18 114,373.00 7.000 2nd Home Purchase 163,500.00 358 20061201 0.375 0.030 6.595 Stated 24 H 3 LIBOR 6 SAN DIEGO CA 33605 180 45,000.00 10.500 20061001 SFR 411.63 44,945.89 10.500 Owner Occupied CashOut Refi 450,000.00 177 20061201 0.500 0.030 9.970 Stated 36 H 0 FIXED SANTA ANA CA 33792 360 327,000.00 7.250 20061201 SFR 1,975.63 327,000.00 7.250 Owner Occupied CashOut Refi 650,000.00 359 20061201 0.250 0.030 6.970 Express Non-Verified Assets 36 H FIXED PLACERVILLE CO 29706 180 32,500.00 12.500 20061001 D-PUDS 346.86 32,474.79 12.500 Owner Occupied CashOut Refi 975,000.00 177 20061201 0.500 0.030 11.970 Stated 0 FIXED CHICAGO IL 60637 180 45,000.00 12.000 20060901 CONDO 462.88 44,947.70 12.000 Investment Purchase 225,000.00 176 20061201 0.500 0.030 11.470 Stated 0 FIXED GRANADA HILLS AREA CA 91344 360 296,000.00 7.125 20060901 CONDO 1,757.50 296,000.00 7.125 Owner Occupied Purchase 370,000.00 356 20061201 0.375 0.030 6.720 Stated 36 H 3.5 LIBOR 6 RANCHO SANTA MARGARITA CA 92688 360 334,800.00 6.000 20061201 CONDO 1,674.00 334,800.00 6.000 Owner Occupied Rate Refi 430,000.00 359 20061201 0.375 0.030 5.595 Stated 12 H 3 LIBOR 6 CERES CA 34765 180 97,065.00 12.125 20060701 SFR 1,007.77 96,870.06 12.125 Owner Occupied CashOut Refi 485,500.00 174 20070101 0.250 0.030 11.845 Stated 24 H FIXED REDDING CA 96003 180 62,900.00 14.350 20061001 D-PUDS 752.18 62,900.00 14.350 Investment Purchase 314,950.00 177 20061201 0.500 0.030 13.820 Stated 0 FIXED MINNEAPOLIS MN 20190 180 37,980.00 13.100 20061001 SFR 423.11 37,954.23 13.100 Investment Purchase 190,000.00 177 20061201 0.500 0.030 12.570 Stated 0 FIXED CHARLOTTE NC 46798 360 97,420.00 8.250 20061001 SFR 669.76 95,901.88 8.250 Investment Purchase 130,000.00 357 20061201 0.375 0.030 7.845 Stated 3 LIBOR 6 MIAMI FL 33032 180 120,000.00 13.500 20061001 D-PUDS 1,350.00 120,000.00 13.500 Owner Occupied Purchase 480,000.00 177 20061201 0.500 0.030 12.970 Stated 0 FIXED FORT LAUDERDALE FL 12114 180 79,900.00 12.625 20061101 SFR 860.5 79,860.02 12.625 Owner Occupied Purchase 810,000.00 178 20061201 0.500 0.030 12.095 Stated 12 H 0 FIXED ADELANTO CA 33664 180 26,500.00 11.750 20061001 SFR 267.49 26,475.73 11.750 Owner Occupied CashOut Refi 265,000.00 177 20061201 0.500 0.030 11.220 Stated 0 FIXED DOS PALOS CA 34140 360 297,400.00 6.500 20061201 SFR 1,610.92 297,400.00 6.500 Owner Occupied Purchase 382,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 DOS PALOS CA 34140 180 74,350.00 12.000 20061201 SFR 764.77 74,328.73 12.000 Owner Occupied Purchase 382,000.00 179 20061201 0.500 0.030 11.470 Stated 36 H 0 FIXED SAN DIEGO CA 33604 360 373,950.00 6.625 20061101 HI-RISE 2,064.52 373,950.00 6.625 2nd Home Purchase 418,000.00 358 20061201 0.375 0.030 6.220 RADIAN - BORROWER PAID 25 Express Non-Verified Assets 24 H 3 LIBOR 6 LANCASTER CA 93536 180 112,000.00 11.850 20061101 SFR 1,139.13 111,933.41 11.850 Owner Occupied Purchase 560,000.00 178 20061201 0.500 0.030 11.320 Stated 36 H 0 FIXED SYLMAR CA 91342 180 119,000.00 12.750 20061101 CONDO 1,293.16 118,942.13 12.750 Owner Occupied Purchase 595,000.00 178 20061201 0.500 0.030 12.220 Stated 36 H 0 FIXED BLUFFTON SC 47371 240 57,900.00 13.650 20061001 D-PUDS 705.33 57,758.24 13.650 Owner Occupied CashOut Refi 193,000.00 237 20061201 0.500 0.030 13.120 Stated 0 FIXED LONG BEACH CA 33089 180 110,000.00 12.000 20061001 SFR 1,131.47 109,904.65 12.000 Owner Occupied CashOut Refi 550,000.00 177 20061201 0.500 0.030 11.470 Stated 24 H 0 FIXED CLERMONT FL 12614 180 82,500.00 13.650 20061001 D-PUDS 954.71 82,450.63 13.650 Owner Occupied Purchase 278,000.00 177 20061201 0.500 0.030 13.120 Stated 0 FIXED REDDING CA 96001 180 63,000.00 14.500 20061001 SFR 761.25 63,000.00 14.500 Investment Purchase 330,000.00 177 20061201 0.500 0.030 13.970 Stated 0 FIXED OSSEO MN 55369 180 32,250.00 14.500 20061101 SFR 394.92 32,239.47 14.500 Investment CashOut Refi 215,000.00 178 20061201 0.500 0.030 13.970 Stated 0 FIXED CARLSBAD CA 92009 360 480,000.00 5.875 20061201 D-PUDS 2,350.00 480,000.00 5.875 Owner Occupied Purchase 745,000.00 359 20061201 0.375 0.030 5.470 Express Non-Verified Assets 36 S 3 LIBOR 6 BROWN DEER WI 19413 360 163,300.00 7.875 20061101 SFR 1,184.04 163,074.50 7.875 Owner Occupied Purchase 172,000.00 358 20061201 0.375 0.030 7.470 RADIAN - BORROWER PAID 30 Express No Doc 3 LIBOR 6 NAPLES FL 12428 180 27,135.00 14.400 20061101 CONDO 330.12 27,125.95 14.400 Investment Purchase 195,000.00 178 20061201 0.500 0.030 13.870 Stated 24 H 0 FIXED WEST BABYLON NY 40728 360 314,250.00 7.000 20061001 SFR 1,952.85 313,888.72 7.000 Investment Purchase 413,000.00 357 20061201 0.375 0.030 6.595 Stated 12 H 3 LIBOR 6 DUARTE CA 91010 180 65,000.00 12.750 20061101 SFR 706.35 64,968.39 12.750 2nd Home Purchase 410,000.00 178 20061201 0.500 0.030 12.220 Stated 36 H 0 FIXED PORT CHARLOTTE FL 33952 180 31,000.00 12.375 20061101 SFR 327.85 30,983.59 12.375 Owner Occupied CashOut Refi 315,000.00 178 20061201 0.500 0.030 11.845 Stated 24 H 0 FIXED MIAMI FL 12084 180 32,800.00 14.255 20061201 CONDO 395.27 32,794.37 14.255 Owner Occupied Purchase 175,000.00 179 20061201 0.500 0.030 13.725 Stated 24 H 0 FIXED LAS VEGAS NV 89139 180 37,000.00 12.550 20061001 D-PUDS 386.96 37,000.00 12.550 Owner Occupied Rate Refi 370,000.00 177 20061201 0.500 0.030 12.020 Stated 24 H 0 FIXED SANTA ANA CA 33791 360 469,000.00 6.625 20061201 SFR 2,589.27 469,000.00 6.625 Investment CashOut Refi 670,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 RICHMOND VA 44984 360 400,000.00 8.875 20070101 D-PUDS 2,958.33 400,000.00 8.875 Owner Occupied Rate Refi 500,000.00 360 20061201 0.375 0.030 8.470 Stated 3 LIBOR 6 TAMPA FL 33635 180 28,500.00 11.500 20061101 D-PUDS 282.23 28,481.71 11.500 Owner Occupied CashOut Refi 290,000.00 178 20061201 0.500 0.030 10.970 Stated 36 H 0 FIXED PETALUMA CA 94954 360 460,000.00 6.875 20061201 SFR 2,635.42 460,000.00 6.875 Owner Occupied Purchase 575,000.00 359 20061201 0.375 0.030 6.470 Stated 12 H 2.5 LIBOR 6 VENTNOR CITY NJ 39544 180 50,100.00 12.750 20061101 SFR 544.43 50,070.00 12.750 2nd Home Purchase 335,000.00 178 20061201 0.500 0.030 12.220 Stated 0 FIXED HOLLYWOOD FL 33023 360 110,000.00 6.125 20061101 SFR 561.46 110,000.00 6.125 Owner Occupied Rate Refi 315,000.00 358 20061201 0.375 0.030 5.720 Full 36 S 3 LIBOR 6 HEWLETT BAY PARK NY 11557 360 500,000.00 5.750 20061201 SFR 2,917.86 499,477.97 5.750 Owner Occupied Purchase 1,750,000.00 359 20061201 0.250 0.030 5.470 Full 12 H FIXED LOS ANGELES CA 90002 180 98,400.00 11.375 20061101 SFR 965.07 98,335.05 11.375 Owner Occupied Purchase 492,000.00 178 20061201 0.500 0.030 10.845 Stated 36 H 0 FIXED POMPANO BEACH FL 33065 180 44,000.00 10.650 20061001 D-PUDS 407.43 43,948.76 10.650 Owner Occupied CashOut Refi 440,000.00 177 20061201 0.500 0.030 10.120 Stated 36 H 0 FIXED WEYMOUTH MA 2190 360 226,000.00 7.875 20061101 SFR 1,483.13 226,000.00 7.875 Owner Occupied CashOut Refi 515,000.00 358 20061201 0.250 0.030 7.595 Express No Doc FIXED NAPLES FL 12439 360 417,000.00 9.750 20061001 D-PUDS 3,388.13 417,000.00 9.750 Investment Purchase 505,000.00 357 20061201 0.375 0.030 8.405 0.94 PMI - LENDER PAID 22 SISA 60 S 8.5 LIBOR 6 MIAMI FL 12085 360 324,000.00 9.000 20061001 CONDO 2,430.00 324,000.00 9.000 Investment Purchase 432,000.00 357 20061201 0.375 0.030 8.595 Stated 3 LIBOR 6 MIAMI LAKES FL 33018 180 126,000.00 13.350 20061101 SFR 1,428.36 125,946.48 13.350 Owner Occupied Purchase 425,000.00 178 20061201 0.500 0.030 12.820 Stated 24 H 0 FIXED LIVINGSTON MANOR NY 12758 360 127,680.00 7.875 20061101 SFR 925.77 127,503.68 7.875 Owner Occupied Purchase 160,000.00 358 20061201 0.250 0.030 7.595 Stated 12 H FIXED WAUKEGAN IL 60085 180 42,250.00 12.275 20061001 2-FAMILY 443.56 42,215.52 12.275 Investment Purchase 169,000.00 177 20061201 0.500 0.030 11.745 Stated 0 FIXED YUCCA VALLEY CA 92284 180 22,700.00 12.750 20061101 SFR 241.19 22,700.00 12.750 Owner Occupied CashOut Refi 227,000.00 178 20061201 0.500 0.030 12.220 Stated 0 FIXED BALDWIN PARK CA 33425 180 110,000.00 11.350 20061101 D-PUDS 1,076.75 109,926.99 11.350 Investment Purchase 440,000.00 178 20061201 0.500 0.030 10.820 Stated 36 H 0 FIXED CHULA VISTA CA 33496 180 144,500.00 12.875 20061001 SFR 1,584.35 142,023.62 12.875 Owner Occupied Purchase 578,000.00 177 20061201 0.500 0.030 12.345 Stated 24 H 0 FIXED SAN DIEGO CA 92139 360 348,750.00 6.750 20061101 SFR 1,961.72 348,750.00 6.750 Investment CashOut Refi 465,000.00 358 20061201 0.375 0.030 6.345 Stated 3 LIBOR 6 RANCHO CORDOVA CA 95670 180 36,000.00 12.800 20061101 SFR 392.61 35,982.69 12.800 Owner Occupied CashOut Refi 360,000.00 178 20061201 0.500 0.030 12.270 Stated 36 H 0 FIXED LAKE WALES FL 33898 360 120,000.00 8.000 20070101 SFR 800 120,000.00 8.000 Investment Purchase 164,000.00 360 20061201 0.375 0.030 7.595 Stated 3 LIBOR 6 PUEBLO CO 81001 180 26,250.00 12.500 20061101 SFR 280.16 26,236.49 12.500 Investment CashOut Refi 105,000.00 178 20061201 0.500 0.030 11.970 Stated 0 FIXED INVERNESS FL 34452 360 126,500.00 7.125 20061201 SFR 852.25 126,398.84 7.125 Investment CashOut Refi 181,000.00 359 20061201 0.250 0.030 6.845 Stated 12 H FIXED PALM COAST FL 32164 180 25,500.00 12.500 20061101 SFR 272.15 25,486.89 12.500 Owner Occupied Rate Refi 255,000.00 178 20061201 0.500 0.030 11.970 Stated 24 H 0 FIXED MOUNDS VIEW MN 20101 360 186,600.00 6.500 20061101 SFR 1,179.44 186,261.71 6.500 Investment Purchase 249,000.00 358 20061201 0.250 0.030 6.220 Full FIXED PORTERVILLE CA 93257 180 48,750.00 13.475 20061101 SFR 557.43 48,729.87 13.475 Investment Purchase 195,000.00 178 20061201 0.500 0.030 12.945 Stated 0 FIXED PHOENIX AZ 85041 180 20,000.00 12.375 20061101 D-PUDS 211.51 19,950.94 12.375 Owner Occupied CashOut Refi 342,000.00 178 20061201 0.500 0.030 11.845 Stated 36 H 0 FIXED LAS VEGAS NV 32512 360 26,800.00 11.500 20061001 SFR 256.83 26,791.35 11.500 Owner Occupied Purchase 268,000.00 357 20061201 0.500 0.030 10.970 Stated 36 H 0 FIXED BAKERSFIELD CA 34032 180 26,000.00 11.350 20061101 SFR 254.5 25,982.76 11.350 Owner Occupied CashOut Refi 260,000.00 178 20061201 0.500 0.030 10.820 Stated 24 H 0 FIXED MIAMI FL 33177 180 57,000.00 11.875 20061001 SFR 580.83 56,949.20 11.875 Owner Occupied CashOut Refi 570,000.00 177 20061201 0.500 0.030 11.345 Stated 0 FIXED BAKERSFIELD CA 34035 360 200,000.00 6.500 20061101 SFR 1,083.33 200,000.00 6.500 Owner Occupied CashOut Refi 270,000.00 358 20061201 0.375 0.030 6.095 Stated 36 H 4.5 LIBOR 6 NICEVILLE FL 32578 360 112,450.00 6.875 20060801 SFR 644.24 112,450.00 6.875 Investment Purchase 174,700.00 355 20061201 0.375 0.030 6.470 Express No Doc 36 S 2.25 LIBOR 6 NANTUCKET MA 2554 360 720,000.00 7.875 20061001 2-FAMILY 5,220.50 717,998.41 7.875 Investment CashOut Refi 1,200,000.00 357 20061201 0.375 0.030 7.470 Express No Doc 2.75 LIBOR 6 WEATHERFORD TX 76086 360 140,600.00 7.500 20061101 SFR 878.75 140,600.00 7.500 Investment Purchase 205,000.00 358 20061201 0.375 0.030 7.095 Stated 36 S 3 LIBOR 6 SAN JACINTO CA 92582 180 68,000.00 12.625 20061001 SFR 732.34 67,948.70 12.625 Owner Occupied Purchase 377,000.00 177 20061201 0.500 0.030 12.095 Stated 0 FIXED NORFOLK VA 45048 180 55,500.00 11.975 20061001 SFR 569.82 55,451.58 11.975 Owner Occupied CashOut Refi 185,000.00 177 20061201 0.500 0.030 11.445 Stated 36 H 0 FIXED WEATHERFORD TX 76087 180 50,200.00 14.000 20061101 SFR 594.81 50,181.61 14.000 Investment Purchase 205,000.00 178 20061201 0.500 0.030 13.470 Stated 0 FIXED LADY LAKE FL 32159 180 33,900.00 11.975 20061001 SFR 348.05 33,870.44 11.975 Owner Occupied Purchase 115,000.00 177 20061201 0.500 0.030 11.445 Stated 24 H 0 FIXED MENLO PARK CA 94025 180 78,000.00 11.250 20061101 SFR 757.58 77,846.16 11.250 Owner Occupied CashOut Refi 780,000.00 178 20061201 0.500 0.030 10.720 Stated 36 H 0 FIXED TUCSON AZ 85757 180 42,400.00 12.175 20061101 D-PUDS 441.85 42,376.54 12.175 Owner Occupied CashOut Refi 420,000.00 178 20061201 0.500 0.030 11.645 Stated 36 H 0 FIXED LAS VEGAS NV 32525 360 32,000.00 12.450 20061001 D-PUDS 340.28 31,974.90 12.450 Owner Occupied CashOut Refi 320,000.00 357 20061201 0.500 0.030 11.920 Stated 36 H 0 FIXED PORTLAND OR 97230 180 37,472.00 13.750 20060901 CONDO 436.59 37,420.66 13.750 Investment Purchase 149,890.00 176 20061201 0.500 0.030 13.220 Stated 12 H 0 FIXED BOWIE MD 44033 180 93,750.00 12.525 20061101 SFR 1,002.38 93,702.03 12.525 Investment Purchase 625,000.00 178 20061201 0.500 0.030 11.995 Stated 12 H 0 FIXED BAKERSFIELD CA 34032 180 42,000.00 12.375 20061101 SFR 444.18 41,977.78 12.375 Investment CashOut Refi 210,000.00 178 20061201 0.500 0.030 11.845 Stated 24 H 0 FIXED PENDLETON OR 35643 180 25,600.00 11.975 20061101 SFR 262.83 25,585.20 11.975 Investment Purchase 128,000.00 178 20061201 0.500 0.030 11.445 Stated 12 H 0 FIXED LA MESA CA 91942 360 264,000.00 6.125 20061101 PUD 1,347.50 264,000.00 6.125 Owner Occupied Purchase 380,000.00 358 20061201 0.375 0.030 5.720 Stated 3.5 LIBOR 6 HEBER CITY UT 84032 180 43,000.00 12.225 20061101 SFR 438.06 43,000.00 12.225 Owner Occupied CashOut Refi 430,000.00 178 20061201 0.500 0.030 11.695 Stated 0 FIXED FRUITA CO 29727 180 34,100.00 11.725 20061101 SFR 343.56 34,079.15 11.725 Investment Purchase 171,000.00 178 20061201 0.500 0.030 11.195 Stated 24 H 0 FIXED FONTANA CA 92336 360 489,150.00 7.750 20061201 SFR 3,504.33 488,804.76 7.750 Owner Occupied Purchase 611,480.00 359 20061201 0.250 0.030 7.470 Stated 12 H FIXED STANTON CA 90680 180 58,500.00 10.375 20061001 SFR 529.66 58,417.31 10.375 Owner Occupied Rate Refi 585,000.00 177 20061201 0.500 0.030 9.845 Stated 36 H 0 FIXED SILVER SPRING MD 44076 180 47,000.00 12.750 20061101 SFR 510.75 46,886.94 12.750 Owner Occupied CashOut Refi 470,000.00 178 20061201 0.500 0.030 12.220 Stated 12 H 0 FIXED LAS VEGAS NV 32537 180 87,000.00 11.975 20061001 SFR 893.22 86,924.16 11.975 Owner Occupied Purchase 290,000.00 177 20061201 0.500 0.030 11.445 Stated 36 H 0 FIXED WESLEY CHAPEL FL 33543-4757 360 136,500.00 6.625 20061201 SFR 874.02 136,379.57 6.625 Owner Occupied Purchase 200,000.00 359 20061201 0.250 0.030 6.345 Express No Doc Verified Assets 24 H FIXED WEST BLOOMFIELD MI 17614 180 52,000.00 12.475 20061012 SFR 553.97 51,973.08 12.475 Owner Occupied Purchase 260,000.00 177 20061112 0.500 0.030 11.945 Stated 36 H 0 FIXED INDIO CA 33635 180 42,000.00 12.860 20061101 CONDO 460.02 41,980.05 12.860 Owner Occupied Purchase 168,000.00 178 20061201 0.500 0.030 12.330 Stated 36 H 0 FIXED LOS ANGELES CA 90291 360 280,000.00 6.750 20061201 SFR 1,575.00 280,000.00 6.750 Investment CashOut Refi 1,050,000.00 359 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 FRESNO CA 34152 180 67,500.00 9.900 20061001 SFR 587.38 67,407.73 9.900 Owner Occupied Purchase 225,000.00 177 20061201 0.500 0.030 9.370 Stated 36 H 0 FIXED LAKE ELSINORE CA 92532 180 140,000.00 10.325 20061101 D-PUDS 1,262.36 139,883.95 10.325 Owner Occupied CashOut Refi 560,000.00 178 20061201 0.500 0.030 9.795 Stated 36 H 0 FIXED IRVINGTON NJ 39093 360 165,600.00 7.500 20061101 SFR 1,157.90 165,353.43 7.500 Owner Occupied Purchase 223,000.00 358 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 IRVINGTON NJ 39093 180 41,400.00 12.375 20061101 SFR 437.83 41,378.11 12.375 Owner Occupied Purchase 223,000.00 178 20061201 0.500 0.030 11.845 Stated 0 FIXED ANTIOCH CA 34485 360 56,240.00 12.875 20061101 SFR 616.64 56,213.40 12.875 Owner Occupied Rate Refi 562,400.00 358 20061201 0.500 0.030 12.345 Stated 0 FIXED LANCASTER CA 93536 180 47,000.00 11.500 20061101 SFR 465.44 46,969.81 11.500 Owner Occupied CashOut Refi 470,000.00 178 20061201 0.500 0.030 10.970 Stated 12 H 0 FIXED MERCED CA 34759 180 72,400.00 13.275 20061101 D-PUDS 816.48 72,368.71 13.275 Investment CashOut Refi 362,000.00 178 20061201 0.500 0.030 12.745 Stated 12 H 0 FIXED FRANKLIN TWP NJ 8873 180 76,000.00 11.875 20061101 2-FAMILY 774.44 75,955.06 11.875 Owner Occupied Purchase 380,000.00 178 20061201 0.500 0.030 11.345 Stated 0 FIXED FRESNO CA 34172 180 41,400.00 14.125 20061101 D-PUDS 494.64 41,385.26 14.125 Investment Purchase 221,000.00 178 20061201 0.500 0.030 13.595 Stated 0 FIXED FONTANA CA 92336 180 59,000.00 11.875 20061101 SFR 601.21 58,927.35 11.875 Owner Occupied Rate Refi 652,000.00 178 20061201 0.500 0.030 11.345 Stated 24 H 0 FIXED MARICOPA AZ 85239 180 58,569.00 14.000 20061101 SFR 693.97 58,547.55 14.000 Investment Purchase 235,000.00 178 20061201 0.500 0.030 13.470 Stated 0 FIXED POMPANO BEACH FL 33060 180 60,000.00 12.875 20061101 SFR 657.86 59,971.63 12.875 Owner Occupied CashOut Refi 600,000.00 178 20061201 0.500 0.030 12.345 Stated 24 H 0 FIXED TRENTON NJ 39610 180 36,500.00 11.780 20061101 SFR 369.28 36,427.94 11.780 Investment Purchase 147,000.00 178 20061201 0.500 0.030 11.250 Stated 0 FIXED HENDERSON NV 89052 180 62,500.00 11.375 20061001 D-PUDS 592.45 62,500.00 11.375 Owner Occupied Purchase 731,000.00 177 20061201 0.500 0.030 10.845 Stated 12 H 0 FIXED HOMESTEAD FL 33032 180 69,998.00 12.290 20061101 SFR 735.67 69,960.26 12.290 Owner Occupied Purchase 350,000.00 178 20061201 0.500 0.030 11.760 Stated 24 H 0 FIXED MIAMI FL 33157 180 29,000.00 12.625 20061101 SFR 312.32 28,985.49 12.625 Owner Occupied CashOut Refi 290,000.00 178 20061201 0.500 0.030 12.095 Stated 36 H 0 FIXED NEWARK NJ 39089 180 64,000.00 13.125 20061201 2-FAMILY 714.23 63,985.77 13.125 Owner Occupied Purchase 340,000.00 179 20061201 0.500 0.030 12.595 Stated 0 FIXED POMPANO BEACH FL 33063 180 42,475.00 13.980 20061101 CONDO 502.61 42,459.35 13.980 Investment Purchase 170,000.00 178 20061201 0.500 0.030 13.450 Stated 0 FIXED BANNING CA 33654 180 28,500.00 12.550 20061101 SFR 298.06 28,500.00 12.550 Owner Occupied CashOut Refi 285,000.00 178 20061201 0.500 0.030 12.020 Stated 36 H 0 FIXED SAN JOSE CA 95133 180 127,790.00 11.325 20061101 CONDO 1,478.64 127,242.19 11.325 Owner Occupied Purchase 639,000.00 178 20061201 0.500 0.030 10.795 Stated 36 H 0 FIXED SAN LEANDRO CA 94578 180 61,000.00 12.835 20061101 SFR 652.45 61,000.00 12.835 Owner Occupied Rate Refi 610,000.00 178 20061201 0.500 0.030 12.305 Stated 0 FIXED BRAWLEY CA 33661 360 176,250.00 6.500 20061101 SFR 954.69 176,250.00 6.500 Owner Occupied CashOut Refi 235,000.00 358 20061201 0.375 0.030 6.095 Stated 24 H 3 LIBOR 6 POMONA CA 91766 360 52,000.00 10.100 20061101 SFR 460.18 51,954.79 10.100 Owner Occupied CashOut Refi 520,000.00 358 20061201 0.500 0.030 9.570 Stated 36 H 0 FIXED MARGATE FL 33063 360 142,425.00 8.500 20061201 CONDO 1,008.84 142,425.00 8.500 Investment Purchase 190,000.00 359 20061201 0.375 0.030 8.095 Stated 12 H 3 LIBOR 6 MAITLAND FL 32751 180 27,780.00 14.340 20061101 CONDO 336.65 27,770.59 14.340 Owner Occupied Purchase 139,000.00 178 20061201 0.500 0.030 13.810 Stated 0 FIXED ROSEDALE MD 21237 180 108,000.00 12.725 20061101 SFR 1,171.53 107,941.63 12.725 Owner Occupied CashOut Refi 360,000.00 178 20061201 0.500 0.030 12.195 Stated 36 H 0 FIXED MANCHESTER NH 37624 180 47,000.00 13.900 20061101 SFR 553.17 46,982.40 13.900 Owner Occupied Purchase 242,000.00 178 20061201 0.500 0.030 13.370 Stated 0 FIXED ELK GROVE CA 95757 360 298,000.00 5.990 20070101 SFR 1,487.52 298,000.00 5.990 Investment Rate Refi 478,000.00 360 20061201 0.375 0.030 5.585 Express Verified Assets 24 H 3 LIBOR 6 LOS ANGELES CA 90003 360 105,000.00 11.950 20061101 SFR 1,076.00 104,938.95 11.950 Owner Occupied Purchase 525,000.00 358 20061201 0.500 0.030 11.420 Stated 12 H 0 FIXED LAKE ELSINORE CA 92532 180 140,000.00 12.000 20061201 SFR 1,440.06 139,959.94 12.000 Owner Occupied Purchase 700,000.00 179 20061201 0.500 0.030 11.470 Stated 0 FIXED FERNDALE WA 98248 180 39,500.00 10.875 20061101 SFR 372.44 39,470.93 10.875 Owner Occupied CashOut Refi 395,000.00 178 20061201 0.500 0.030 10.345 Stated 0 FIXED EL CAJON CA 92021 360 499,999.00 7.125 20061201 SFR 3,152.65 499,815.09 7.125 Owner Occupied CashOut Refi 640,000.00 359 20061201 0.375 0.030 6.720 Stated 36 H 3 LIBOR 6 AREA OF AZUSA CA 33421 180 47,500.00 11.675 20061101 SFR 476.74 47,470.65 11.675 Owner Occupied CashOut Refi 475,000.00 178 20061201 0.500 0.030 11.145 Stated 36 H 0 FIXED CLINTON MD 20735 240 66,500.00 11.900 20061101 SFR 727.6 66,363.04 11.900 Investment Purchase 290,000.00 238 20061201 0.500 0.030 11.370 Stated 0 FIXED POMONA CA 91766 180 110,000.00 12.100 20061101 SFR 1,109.17 110,000.00 12.100 Owner Occupied Purchase 550,000.00 178 20061201 0.500 0.030 11.570 Stated 36 H 0 FIXED WESTMINSTER CA 92683 360 628,800.00 6.625 20061201 SFR 3,471.50 628,800.00 6.625 Owner Occupied Purchase 795,000.00 359 20061201 0.375 0.030 6.220 Stated 12 H 3 LIBOR 6 CALDWELL ID 30472 180 45,105.00 10.375 20061101 D-PUDS 408.38 45,068.02 10.375 Investment Purchase 182,000.00 178 20061201 0.500 0.030 9.845 Stated 36 H 0 FIXED PHOENIX AZ 85024 180 35,475.00 13.250 20061101 SFR 399.37 35,459.58 13.250 Investment Purchase 236,500.00 178 20061201 0.500 0.030 12.720 Full 0 FIXED PENSACOLA FL 11816 360 185,500.00 6.875 20061201 PUD 1,062.76 185,500.00 6.875 2nd Home Purchase 274,000.00 359 20061201 0.375 0.030 6.470 SISA 60 S 3 LIBOR 6 SANTA MARIA CA 93455 180 53,000.00 10.750 20061101 PUD 494.75 52,853.71 10.750 Owner Occupied CashOut Refi 530,000.00 178 20061201 0.500 0.030 10.220 Stated 36 H 0 FIXED SANTA ANA CA 33789 360 486,500.00 7.000 20061201 SFR 2,837.95 486,500.00 7.000 Owner Occupied CashOut Refi 695,000.00 359 20061201 0.250 0.030 6.720 Stated 36 H FIXED WILMINGTON CA 90744 180 117,000.00 11.500 20061201 3-FAMILY 1,158.64 116,962.61 11.500 Owner Occupied Purchase 585,000.00 179 20061201 0.500 0.030 10.970 Stated 36 H 0 FIXED MISSION VIEJO CA 92692 360 421,600.00 5.990 20061201 CONDO 2,104.49 421,600.00 5.990 Owner Occupied Rate Refi 555,000.00 359 20061201 0.375 0.030 5.585 Stated 12 H 3 LIBOR 6 COLUMBIA MD 21046 360 315,000.00 7.000 20061201 D-PUDS 2,095.71 314,741.79 7.000 Investment Purchase 460,000.00 359 20061201 0.375 0.030 6.595 Stated 3 LIBOR 6 SACRAMENTO CA 34925 180 159,500.00 14.750 20061101 2-FAMILY 1,984.94 159,450.86 14.750 Investment CashOut Refi 638,000.00 178 20061201 0.500 0.030 14.220 Stated 0 FIXED LITTLEROCK CA 93543 360 212,000.00 9.250 20061201 SFR 1,744.07 211,890.10 9.250 Investment Purchase 265,000.00 359 20061201 0.375 0.030 8.845 Express Non-Verified Assets 24 H 3 LIBOR 6 HOLMEN WI 54636 360 165,000.00 6.500 20061101 SFR 1,042.91 164,700.87 6.500 Investment Purchase 220,000.00 358 20061201 0.250 0.030 6.220 Full FIXED PEYTON CO 29464 360 178,766.00 6.750 20061101 D-PUDS 1,005.56 178,766.00 6.750 Investment Purchase 239,000.00 358 20061201 0.375 0.030 6.345 Stated 36 6H/30S 3 LIBOR 6 SAN BERNARDINO CA 33704 180 29,000.00 12.675 20061101 SFR 306.31 29,000.00 12.675 Owner Occupied CashOut Refi 290,000.00 178 20061201 0.500 0.030 12.145 Stated 36 H 0 FIXED CONIFER CO 80433 180 54,000.00 14.125 20061101 SFR 645.18 53,980.78 14.125 Owner Occupied CashOut Refi 360,000.00 178 20061201 0.500 0.030 13.595 Stated 0 FIXED DUNELLEN NJ 39672 180 87,000.00 13.790 20061101 2-FAMILY 1,016.40 86,966.56 13.790 Owner Occupied Purchase 435,000.00 178 20061201 0.500 0.030 13.260 Stated 0 FIXED WEST JORDAN UT 84084 180 52,000.00 12.950 20061101 SFR 573.19 51,975.83 12.950 Owner Occupied CashOut Refi 260,000.00 178 20061201 0.500 0.030 12.420 Stated 12 H 0 FIXED STREET #1-#2 LOS ANGELES CA 90007 360 250,000.00 6.650 20061201 3-FAMILY 1,385.42 250,000.00 6.650 Investment CashOut Refi 670,000.00 359 20061201 0.375 0.030 6.245 SISA 36 H 3 LIBOR 6 YONKERS NY 40362 360 172,525.00 12.875 20061001 4-FAMILY 1,891.63 172,401.94 12.875 Owner Occupied Purchase 695,000.00 357 20061201 0.500 0.030 12.345 Stated 0 FIXED WESTBURY NY 11590 180 55,500.00 10.750 20061001 SFR 518.08 55,436.75 10.750 Owner Occupied Purchase 380,000.00 177 20061201 0.500 0.030 10.220 SISA 0 FIXED GUTTENBERG NJ 7093 360 84,750.00 12.250 20061001 SFR 888.09 84,680.48 12.250 Owner Occupied Purchase 565,000.00 357 20061201 0.500 0.030 11.720 Express Verified Assets 0 FIXED FORT LAUDERDALE FL 12117 180 103,400.00 9.125 20061001 SFR 841.3 103,233.65 9.125 Investment CashOut Refi 517,000.00 177 20061201 0.500 0.030 8.595 Stated 0 FIXED LAKE HIAWATHA NJ 7034 360 62,000.00 13.625 20061001 SFR 716.26 61,962.68 13.625 Owner Occupied Purchase 320,000.00 357 20061201 0.500 0.030 13.095 SISA 0 FIXED HIALEAH FL 33015 360 247,500.00 8.625 20061101 D-PUDS 1,778.91 247,500.00 8.625 Owner Occupied CashOut Refi 330,000.00 358 20061201 0.375 0.030 8.220 SISA 12 H 4.5 LIBOR 6 PARKER CO 80134 180 40,400.00 12.875 20061101 SFR 442.96 40,380.90 12.875 Investment Purchase 214,900.00 178 20061201 0.500 0.030 12.345 Stated 0 FIXED PASSAIC NJ 7055 360 344,000.00 9.625 20061101 2-FAMILY 2,923.97 343,669.07 9.625 Investment Purchase 430,000.00 358 20061201 0.375 0.030 9.220 Stated 8 LIBOR 6 PASSAIC NJ 7055 180 64,500.00 14.250 20061101 2-FAMILY 777.03 64,477.69 14.250 Investment Purchase 430,000.00 178 20061201 0.500 0.030 13.720 Stated 0 FIXED DORCHESTER MA 37278 360 238,000.00 8.070 20061201 2-FAMILY 1,600.55 238,000.00 8.070 Owner Occupied CashOut Refi 430,000.00 359 20061201 0.250 0.030 7.790 Express Non-Verified Assets FIXED BRAWLEY CA 33661 360 192,000.00 6.125 20061201 SFR 980 192,000.00 6.125 Owner Occupied CashOut Refi 240,000.00 359 20061201 0.375 0.030 5.720 Full 24 H 3 LIBOR 6 ORLANDO FL 11929 180 67,800.00 14.000 20061101 D-PUDS 803.34 67,775.18 14.000 Investment CashOut Refi 452,000.00 178 20061201 0.500 0.030 13.470 Stated 12 H 0 FIXED LAFAYETTE OR 35457 180 22,850.00 13.050 20061101 SFR 253.66 22,826.80 13.050 Owner Occupied CashOut Refi 228,500.00 178 20061201 0.500 0.030 12.520 Stated 0 FIXED VICTORVILLE CA 92392 180 35,600.00 11.950 20061101 SFR 364.82 35,579.29 11.950 Owner Occupied CashOut Refi 356,000.00 178 20061201 0.500 0.030 11.420 Stated 0 FIXED LOS ANGELES (WOODLAND HILLS) CA 33300 180 68,000.00 12.500 20061101 SFR 708.33 68,000.00 12.500 Owner Occupied CashOut Refi 680,000.00 178 20061201 0.500 0.030 11.970 Stated 24 H 0 FIXED BEVERLY HILLS FL 12538 360 196,750.00 7.250 20061201 SFR 1,342.18 196,596.52 7.250 Owner Occupied Rate Refi 348,000.00 359 20061201 0.250 0.030 6.970 Stated 36 H FIXED BURBANK CA 33364 180 80,000.00 12.000 20061101 SFR 822.89 79,953.99 12.000 Owner Occupied CashOut Refi 800,000.00 178 20061201 0.500 0.030 11.470 Stated 36 H 0 FIXED PALMDALE CA 93552 360 296,000.00 7.875 20061201 SFR 1,942.50 296,000.00 7.875 Owner Occupied CashOut Refi 370,000.00 359 20061201 0.375 0.030 7.470 Express Verified Assets 12 H 3 LIBOR 6 LOS ANGELES CA 90744 180 84,000.00 11.625 20061101 SFR 839.87 83,947.51 11.625 Owner Occupied Purchase 460,000.00 178 20061201 0.500 0.030 11.095 Stated 36 H 0 FIXED FIRESTONE CO 29345 180 77,000.00 13.250 20061101 D-PUDS 866.85 76,966.53 13.250 Investment Purchase 385,000.00 178 20061201 0.500 0.030 12.720 Stated 0 FIXED CLERMONT FL 12611 180 38,250.00 14.000 20061101 D-PUDS 453.21 38,236.00 14.000 Investment CashOut Refi 255,000.00 178 20061201 0.500 0.030 13.470 Stated 12 H 0 FIXED MIAMI FL 33168 180 99,500.00 12.000 20061101 SFR 1,023.47 99,442.78 12.000 Owner Occupied Purchase 512,000.00 178 20061201 0.500 0.030 11.470 Stated 12 H 0 FIXED FONTANA CA 92336 360 125,000.00 5.625 20061101 SFR 585.94 125,000.00 5.625 Owner Occupied CashOut Refi 480,000.00 358 20061201 0.375 0.030 5.220 Full 36 H 2.5 LIBOR 6 NORTH LAS VEGAS NV 89031 180 42,000.00 12.125 20061101 SFR 436.06 41,972.54 12.125 Investment Rate Refi 280,000.00 178 20061201 0.500 0.030 11.595 Stated 0 FIXED WHEAT RIDGE CO 80033 180 62,500.00 14.275 20061101 2-FAMILY 754.17 62,478.51 14.275 Investment CashOut Refi 250,000.00 178 20061201 0.500 0.030 13.745 Stated 0 FIXED NATIONAL CITY CA 91950 360 364,000.00 6.500 20061101 SFR 1,971.67 363,913.38 6.500 Investment CashOut Refi 520,000.00 358 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 ANAHEIM HILLS CA 33824 180 68,000.00 11.000 20061101 D-PUDS 647.58 67,951.28 11.000 Owner Occupied Purchase 725,000.00 178 20061201 0.500 0.030 10.470 Stated 36 H 0 FIXED SACRAMENTO CA 34931 180 36,000.00 12.025 20061101 SFR 371 35,979.40 12.025 Investment Purchase 240,000.00 178 20061201 0.500 0.030 11.495 Stated 0 FIXED EDGEWATER FL 32141 360 159,140.00 7.375 20061101 SFR 1,099.14 158,897.07 7.375 Owner Occupied CashOut Refi 278,000.00 358 20061201 0.250 0.030 7.095 SISA 12 H FIXED LINWOOD NJ 39499 180 180,400.00 11.250 20061101 SFR 1,752.16 180,277.61 11.250 Owner Occupied CashOut Refi 902,000.00 178 20061201 0.500 0.030 10.720 Stated 0 FIXED SAN JACINTO CA 92582 360 296,400.00 7.125 20061201 SFR 1,759.88 296,400.00 7.125 Owner Occupied Purchase 377,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 12 H 3 LIBOR 6 CALIFORNIA CA 34094 360 146,250.00 7.000 20061201 SFR 853.13 146,250.00 7.000 Investment Rate Refi 225,000.00 359 20061201 0.375 0.030 6.595 SISA 12 H 3 LIBOR 6 SAN JACINTO CA 92582 360 305,800.00 6.875 20061101 SFR 1,751.98 305,800.00 6.875 Owner Occupied Purchase 383,000.00 358 20061201 0.375 0.030 6.470 Stated 12 H 3 LIBOR 6 BELTSVILLE MD 44017 180 122,000.00 13.625 20061101 SFR 1,409.41 121,951.32 13.625 Owner Occupied Purchase 610,000.00 178 20061201 0.500 0.030 13.095 Stated 0 FIXED ORLANDO FL 11923 180 30,100.00 12.800 20061101 CONDO 328.27 30,085.52 12.800 2nd Home Purchase 128,000.00 178 20061201 0.500 0.030 12.270 Stated 0 FIXED RIVERSIDE CA 33732 180 103,998.00 12.600 20061101 SFR 1,091.98 103,998.00 12.600 Owner Occupied Purchase 520,000.00 178 20061201 0.500 0.030 12.070 Stated 36 H 0 FIXED BLOOMINGTON IL 22463 180 42,400.00 13.750 20061101 SFR 494.01 42,383.55 13.750 Investment CashOut Refi 212,000.00 178 20061201 0.500 0.030 13.220 Stated 0 FIXED FONTANA CA 92336 180 76,000.00 12.775 20061101 SFR 827.37 75,963.23 12.775 Owner Occupied Purchase 380,000.00 178 20061201 0.500 0.030 12.245 Stated 0 FIXED VANCOUVER WA 98684 360 300,000.00 6.375 20061201 SFR 1,593.75 300,000.00 6.375 Owner Occupied CashOut Refi 455,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 SACRAMENTO CA 95835 180 63,000.00 11.500 20061101 SFR 603.75 63,000.00 11.500 Owner Occupied CashOut Refi 630,000.00 178 20061201 0.500 0.030 10.970 Stated 36 H 0 FIXED LAS VEGAS NV 89156 360 220,500.00 6.375 20061101 D-PUDS 1,171.41 220,500.00 6.375 2nd Home Purchase 295,000.00 358 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 TULARE CA 93274 360 162,750.00 7.625 20061201 SFR 1,034.14 162,750.00 7.625 Owner Occupied Purchase 235,000.00 359 20061201 0.375 0.030 7.220 Stated 36 H 3 LIBOR 6 ROSEDALE MD 21237 180 52,000.00 13.625 20061101 SFR 600.74 51,979.24 13.625 Investment Purchase 235,000.00 178 20061201 0.500 0.030 13.095 Stated 0 FIXED LYNWOOD CA 90262 360 378,400.00 7.625 20061201 SFR 2,404.42 378,400.00 7.625 Owner Occupied CashOut Refi 473,000.00 359 20061201 0.375 0.030 7.220 Stated 36 H 3.5 LIBOR 6 ROGUE RIVER OR 97537 360 232,500.00 6.750 20061101 SFR 1,307.81 232,500.00 6.750 Owner Occupied CashOut Refi 310,000.00 358 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 PEMBROKE PINES FL 33025 180 74,000.00 13.030 20061101 SFR 820.33 73,966.19 13.030 Owner Occupied Purchase 376,000.00 178 20061201 0.500 0.030 12.500 Stated 0 FIXED ANAHEIM CA 92804-2503 360 455,000.00 7.125 20070101 SFR 2,701.56 455,000.00 7.125 Owner Occupied Rate Refi 650,000.00 360 20061201 0.375 0.030 6.720 Stated 12 H 3 LIBOR 6 LAKE FOREST CA 33785 360 736,000.00 6.625 20061101 SFR 4,063.33 736,000.00 6.625 Owner Occupied Rate Refi 920,000.00 358 20061201 0.375 0.030 6.220 Stated 12 H 4.5 LIBOR 6 LANCASTER CA 93534 180 53,600.00 11.500 20061101 SFR 530.8 53,565.57 11.500 Owner Occupied Purchase 270,000.00 178 20061201 0.500 0.030 10.970 Stated 36 H 0 FIXED HILLSBORO OR 35454 180 33,219.00 12.150 20061201 D-PUDS 345.54 33,209.80 12.150 Investment Purchase 225,000.00 179 20061201 0.500 0.030 11.620 Stated 36 H 0 FIXED ESCONDIDO CA 92027 360 345,600.00 6.750 20061101 SFR 1,944.00 345,600.00 6.750 Owner Occupied Purchase 432,000.00 358 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 MADERA CA 93637 180 93,000.00 12.700 20061201 SFR 1,007.01 92,977.24 12.700 Owner Occupied Purchase 310,000.00 179 20061201 0.500 0.030 12.170 Stated 36 H 0 FIXED LAS VEGAS NV 89156 180 59,400.00 13.350 20061101 SFR 673.37 59,374.78 13.350 Owner Occupied Purchase 310,000.00 178 20061201 0.500 0.030 12.820 Stated 24 H 0 FIXED SAN ANTONIO TX 28522 360 79,000.00 7.000 20061201 2-FAMILY 525.59 78,935.24 7.000 Investment Rate Refi 120,000.00 359 20061201 0.250 0.030 6.720 Full 36 H FIXED SAN JACINTO CA 92582 360 278,650.00 6.875 20061101 SFR 1,596.43 278,650.00 6.875 Investment Purchase 388,000.00 358 20061201 0.375 0.030 6.470 Stated 12 H 3 LIBOR 6 SAN JACINTO CA 92583 180 43,000.00 10.650 20061101 SFR 398.17 42,966.77 10.650 Owner Occupied Purchase 215,000.00 178 20061201 0.500 0.030 10.120 Stated 36 H 0 FIXED PHOENIX AZ 85029 360 115,500.00 7.625 20061201 CONDO 733.91 115,500.00 7.625 Investment Rate Refi 165,000.00 359 20061201 0.375 0.030 7.220 Stated 12 H 3 LIBOR 6 RIVERSIDE CA 33729 180 55,000.00 11.750 20061101 SFR 555.18 54,966.56 11.750 Owner Occupied Purchase 550,000.00 178 20061201 0.500 0.030 11.220 Stated 36 H 0 FIXED LAS VEGAS NV 89144 180 78,112.00 12.300 20061101 D-PUDS 821.56 78,069.52 12.300 Investment Purchase 313,000.00 178 20061201 0.500 0.030 11.770 Stated 24 H 0 FIXED LOS ANGELES CA 90047 180 92,000.00 12.850 20061101 SFR 985.17 92,000.00 12.850 Owner Occupied CashOut Refi 460,000.00 178 20061201 0.500 0.030 12.320 Stated 36 H 0 FIXED ALBUQUERQUE NM 31791 180 24,700.00 12.500 20061201 SFR 263.61 24,693.68 12.500 Investment Purchase 165,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED VENTURA CA 93003 180 85,000.00 11.750 20061201 CONDO 858 84,974.29 11.750 Owner Occupied CashOut Refi 425,000.00 179 20061201 0.500 0.030 11.220 Stated 0 FIXED OMAHA NE 68182 360 267,200.00 5.625 20061101 SFR 1,538.15 266,627.36 5.625 Owner Occupied Purchase 340,000.00 358 20061201 0.250 0.030 5.345 Full 36 H FIXED FORT WHITE FL 32038 180 65,250.00 13.875 20061101 SFR 766.68 65,225.40 13.875 2nd Home Purchase 440,000.00 178 20061201 0.500 0.030 13.345 Stated 24 H 0 FIXED LAGUNA BEACH CA 92651 360 463,200.00 6.250 20070101 CONDO 2,852.00 463,200.00 6.250 Owner Occupied Rate Refi 579,000.00 360 20061201 0.250 0.030 5.970 Full 24 H FIXED STOCKTON CA 34739 360 265,200.00 5.875 20061201 SFR 1,298.37 265,200.00 5.875 Owner Occupied Purchase 351,500.00 359 20061201 0.375 0.030 5.470 Full 24 H 3 LIBOR 6 STOCKTON CA 34739 180 66,300.00 12.375 20061201 SFR 701.17 66,282.55 12.375 Owner Occupied Purchase 351,500.00 179 20061201 0.500 0.030 11.845 Full 0 FIXED WILDWOOD NJ 8260 360 329,600.00 8.750 20061201 3-FAMILY 2,592.97 329,410.36 8.750 Owner Occupied Purchase 535,000.00 359 20061201 0.375 0.030 8.345 Stated 3 LIBOR 6 CORAL SPRINGS FL 33076 360 206,720.00 6.875 20061101 CONDO 1,184.33 206,720.00 6.875 Owner Occupied Purchase 278,000.00 358 20061201 0.375 0.030 6.470 Stated 24 H 3 LIBOR 6 COLUMBUS OH 43232 360 94,400.00 7.000 20061001 SFR 550.67 94,400.00 7.000 Owner Occupied Purchase 118,000.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 CHICAGO IL 22073 360 156,100.00 7.125 20061001 CONDO 926.84 156,100.00 7.125 Investment Rate Refi 223,000.00 357 20061201 0.375 0.030 6.720 Express Verified Assets 2.25 LIBOR 6 WOODSTOCK IL 60098 360 172,000.00 8.250 20061001 SFR 1,182.50 172,000.00 8.250 Owner Occupied Rate Refi 215,000.00 357 20061201 0.375 0.030 7.845 Stated 2.25 LIBOR 6 FARMINGTON UT 84025 360 315,000.00 6.625 20061001 SFR 1,739.06 315,000.00 6.625 Owner Occupied Purchase 450,000.00 357 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 PHOENIX AZ 85087 360 347,920.00 7.375 20061001 PUD 2,138.26 347,920.00 7.375 Owner Occupied Purchase 434,900.00 357 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 6 SAN DIEGO CA 92154 360 376,800.00 6.750 20061001 SFR 2,119.50 376,800.00 6.750 Investment Rate Refi 540,000.00 357 20061201 0.375 0.030 6.345 Express Verified Assets 36 H 2.25 LIBOR 6 LAWRENCE MA 1841 360 273,000.00 6.875 20061001 3-FAMILY 1,564.06 273,000.00 6.875 Owner Occupied CashOut Refi 390,000.00 357 20061201 0.375 0.030 6.470 Express Verified Assets 2.25 LIBOR 6 FARMERSVILLE CA 34023 180 22,200.00 12.500 20061101 SFR 236.93 22,188.58 12.500 Owner Occupied CashOut Refi 222,000.00 178 20061201 0.500 0.030 11.970 Stated 36 H 0 FIXED LOS ANGELES CA 90292 180 150,000.00 11.125 20061101 SFR 1,442.67 149,895.43 11.125 Owner Occupied CashOut Refi 1,000,000.00 178 20061201 0.500 0.030 10.595 Stated 0 FIXED MIAMI FL 33137 180 51,840.00 14.875 20061201 HI-RISE 650.31 51,832.29 14.875 Owner Occupied Purchase 278,000.00 179 20061201 0.500 0.030 14.345 Stated 0 FIXED MIAMI FL 33143 360 126,000.00 11.700 20061101 SFR 1,267.03 125,922.56 11.700 Owner Occupied Purchase 665,000.00 358 20061201 0.500 0.030 11.170 Stated 0 FIXED MORENO VALLEY CA 92557 360 298,500.00 6.500 20061101 SFR 1,616.88 298,500.00 6.500 Owner Occupied CashOut Refi 398,000.00 358 20061201 0.375 0.030 6.095 SISA 36 H 3.5 LIBOR 6 PATTERSON CA 95363 180 158,384.00 12.500 20061101 SFR 1,690.37 158,302.50 12.500 Owner Occupied Purchase 530,000.00 178 20061201 0.500 0.030 11.970 Stated 24 H 0 FIXED FULLERTON CA 92833 360 504,000.00 6.250 20061201 SFR 2,625.00 504,000.00 6.250 Owner Occupied CashOut Refi 720,000.00 359 20061201 0.250 0.030 5.970 Stated 36 H FIXED HOLLYWOOD FL 33024 360 244,000.00 7.625 20061201 SFR 1,550.42 244,000.00 7.625 Owner Occupied Purchase 305,000.00 359 20061201 0.375 0.030 7.220 Stated 60 H 3 LIBOR 6 ESCONDIDO CA 92026 360 287,992.00 6.250 20061101 CONDO 1,499.96 287,992.00 6.250 Owner Occupied Purchase 360,000.00 358 20061201 0.375 0.030 5.845 Stated 24 H 3 LIBOR 6 ESCONDIDO CA 92026 180 71,998.00 12.500 20061101 CONDO 768.4 71,960.97 12.500 Owner Occupied Purchase 360,000.00 178 20061201 0.500 0.030 11.970 Stated 36 H 0 FIXED ORANGE NJ 7050 180 61,600.00 11.375 20061101 SFR 604.15 61,559.34 11.375 Owner Occupied Purchase 313,000.00 178 20061201 0.500 0.030 10.845 Stated 0 FIXED WINNETKA CA 33303 180 66,000.00 12.250 20061101 SFR 691.61 65,964.10 12.250 Owner Occupied CashOut Refi 660,000.00 178 20061201 0.500 0.030 11.720 Stated 0 FIXED GULF SHORES AL 36542 360 107,900.00 15.375 20061101 HI-RISE 1,382.47 107,900.00 15.375 Owner Occupied Purchase 530,000.00 358 20061201 0.500 0.030 14.845 Stated 0 FIXED MIAMI FL 33133 180 165,000.00 12.775 20061201 SFR 1,796.26 164,960.30 12.775 Owner Occupied Purchase 555,000.00 179 20061201 0.500 0.030 12.245 Stated 0 FIXED ESCONDIDO CA 92026 360 301,600.00 5.875 20061101 CONDO 1,476.58 301,600.00 5.875 Owner Occupied Purchase 380,000.00 358 20061201 0.375 0.030 5.470 Stated 24 H 3 LIBOR 6 ESCONDIDO CA 92026 180 75,400.00 12.500 20061101 CONDO 804.71 75,361.22 12.500 Owner Occupied Purchase 380,000.00 178 20061201 0.500 0.030 11.970 Stated 36 H 0 FIXED BENICIA CA 34464 360 372,000.00 5.750 20061101 SFR 1,782.50 372,000.00 5.750 Owner Occupied Rate Refi 615,000.00 358 20061201 0.250 0.030 5.470 Stated 36 H FIXED LANCASTER CA 93536 180 50,000.00 11.525 20061101 SFR 496.1 49,968.07 11.525 Owner Occupied Purchase 527,080.00 178 20061201 0.500 0.030 10.995 Stated 0 FIXED GLENDALE CA 33274 180 44,000.00 12.000 20061101 SFR 452.59 43,974.69 12.000 Owner Occupied CashOut Refi 680,000.00 178 20061201 0.500 0.030 11.470 Stated 36 H 0 FIXED BAKERSFIELD CA 34037 180 43,800.00 12.375 20061101 SFR 451.69 43,800.00 12.375 Investment Purchase 295,000.00 178 20061201 0.500 0.030 11.845 Stated 0 FIXED ELKRIDGE MD 21075 360 243,000.00 6.990 20061201 D-PUDS 1,615.05 242,800.43 6.990 Investment CashOut Refi 355,000.00 359 20061201 0.250 0.030 6.710 Full 12 H FIXED ESCONDIDO CA 92026 360 276,000.00 6.250 20061201 CONDO 1,437.50 276,000.00 6.250 Owner Occupied Purchase 345,000.00 359 20070101 0.375 0.030 5.845 Stated 24 H 3 LIBOR 6 NAPLES FL 12439 180 80,600.00 13.875 20061101 SFR 947.04 80,569.62 13.875 Owner Occupied Purchase 403,000.00 178 20061201 0.500 0.030 13.345 Stated 0 FIXED EWA BEACH HI 35252 360 323,200.00 6.750 20061201 CONDO 1,818.00 323,200.00 6.750 Owner Occupied Rate Refi 404,000.00 359 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 TUCSON AZ 31243 360 30,500.00 12.625 20061201 SFR 320.89 30,500.00 12.625 Owner Occupied CashOut Refi 305,000.00 359 20061201 0.500 0.030 12.095 Stated 0 FIXED STATEN ISLAND NY 40249 360 305,000.00 12.500 20061101 SFR 3,255.14 304,843.07 12.500 Owner Occupied Rate Refi 1,400,000.00 358 20061201 0.500 0.030 11.970 Express No Doc 0 FIXED CAPE CORAL FL 33990 180 32,800.00 13.000 20060801 CONDO 362.83 32,761.66 13.000 2nd Home Purchase 226,500.00 175 20061201 0.500 0.030 12.470 Stated 0 FIXED LAS VEGAS NV 32525 180 39,500.00 12.000 20061101 D-PUDS 406.3 39,477.29 12.000 Owner Occupied Purchase 395,000.00 178 20061201 0.500 0.030 11.470 Stated 36 H 0 FIXED PHOENIX AZ 85048 360 225,000.00 7.375 20061201 D-PUDS 1,382.81 225,000.00 7.375 Owner Occupied CashOut Refi 300,000.00 359 20061201 0.375 0.030 6.970 Stated 12 H 3 LIBOR 6 ESCONDIDO CA 92025 360 417,000.00 6.875 20061101 2-FAMILY 2,389.06 417,000.00 6.875 Owner Occupied Purchase 560,000.00 358 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 HUNTINGTON BEACH CA 92646 360 504,750.00 6.250 20061201 SFR 2,628.91 504,750.00 6.250 Owner Occupied Purchase 680,000.00 359 20061201 0.375 0.030 5.845 Stated 24 H 3 LIBOR 6 FRESNO CA 34178 180 29,550.00 12.375 20061101 CONDO 312.51 29,534.36 12.375 Owner Occupied CashOut Refi 197,000.00 178 20061201 0.500 0.030 11.845 Stated 36 H 0 FIXED OCEANSIDE CA 92057 360 353,000.00 5.875 20061101 D-PUDS 1,728.23 353,000.00 5.875 Owner Occupied Rate Refi 560,000.00 358 20061201 0.375 0.030 5.470 Full 36 H 3 LIBOR 6 HUNTINGTON BEACH CA 92647 360 615,000.00 6.125 20061101 SFR 3,139.06 615,000.00 6.125 Owner Occupied Purchase 820,000.00 358 20061201 0.375 0.030 5.720 Stated 36 H 3 LIBOR 6 OCEAN CITY NJ 39504 360 553,150.00 7.375 20061101 CONDO 3,820.47 552,305.61 7.375 Investment CashOut Refi 800,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED PHOENIX AZ 85037 360 184,000.00 9.125 20061101 SFR 1,399.17 184,000.00 9.125 Investment Purchase 250,000.00 358 20061201 0.375 0.030 8.720 Stated 3 LIBOR 6 INGLEWOOD CA 32937 360 277,000.00 5.500 20061101 SFR 1,269.58 277,000.00 5.500 Owner Occupied Rate Refi 625,000.00 358 20061201 0.375 0.030 5.095 Full 36 H 2.5 LIBOR 6 HAMPTON VA 22669 360 156,600.00 8.500 20061201 SFR 1,109.25 156,600.00 8.500 Investment Purchase 174,000.00 359 20061201 0.375 0.030 8.095 SISA 24 H 3.625 LIBOR 6 BOYNTON BEACH FL 33435 180 35,400.00 13.475 20061101 CONDO 404.78 35,385.38 13.475 Owner Occupied Purchase 177,000.00 178 20061201 0.500 0.030 12.945 Stated 36 H 0 FIXED ODENTON MD 44209 180 33,000.00 11.675 20061101 SFR 331.21 32,979.60 11.675 Investment Purchase 230,000.00 178 20061201 0.500 0.030 11.145 Stated 0 FIXED CONCORD CA 34472 360 500,000.00 6.250 20061101 SFR 3,078.59 499,048.69 6.250 Owner Occupied CashOut Refi 900,000.00 358 20061201 0.250 0.030 5.970 Full 36 S FIXED CAPE CORAL FL 12311 360 390,000.00 7.250 20061201 SFR 2,356.25 390,000.00 7.250 Owner Occupied CashOut Refi 790,000.00 359 20061201 0.250 0.030 6.970 SISA 36 H FIXED EWA BEACH HI 35252 360 252,000.00 7.750 20061201 CONDO 1,627.50 252,000.00 7.750 Owner Occupied CashOut Refi 315,000.00 359 20061201 0.375 0.030 7.345 SISA 24 H 3 LIBOR 6 TULARE CA 93274 360 126,000.00 8.125 20061201 SFR 935.55 125,917.58 8.125 Investment CashOut Refi 180,000.00 359 20061201 0.250 0.030 7.845 Stated 36 H FIXED SAN BERNARDINO CA 33698 180 60,800.00 11.375 20061101 CONDO 596.31 60,759.85 11.375 Owner Occupied Purchase 244,000.00 178 20061201 0.500 0.030 10.845 Stated 12 H 0 FIXED LA JOLLA CA 92037 360 2,000,000.00 5.750 20061201 SFR 9,583.33 2,000,000.00 5.750 Owner Occupied Rate Refi 3,000,000.00 359 20061201 0.375 0.030 5.345 Stated 3 LIBOR 6 ALLENTOWN PA 43102 360 85,855.00 10.000 20061201 SFR 753.44 85,817.02 10.000 Investment Purchase 112,000.00 359 20061201 0.375 0.030 9.595 Stated 12 H 3 LIBOR 6 NEWARK NJ 39087 360 272,000.00 8.875 20061201 2-FAMILY 2,164.15 271,847.52 8.875 Owner Occupied Purchase 340,000.00 359 20061201 0.375 0.030 8.470 Stated 3 LIBOR 6 THORNTON CO 80260 180 45,000.00 14.375 20061101 CONDO 546.58 44,984.87 14.375 Owner Occupied CashOut Refi 150,000.00 178 20061201 0.500 0.030 13.845 Stated 0 FIXED HESPERIA CA 92345 180 51,800.00 12.725 20061101 SFR 561.9 51,774.66 12.725 Owner Occupied Purchase 265,000.00 178 20061201 0.500 0.030 12.195 Stated 36 H 0 FIXED LOS ANGELES CA 90003 360 382,500.00 6.875 20061201 SFR 2,191.41 382,500.00 6.875 Owner Occupied CashOut Refi 425,000.00 359 20061201 0.375 0.030 5.380 1.09 RADIAN - LENDER PAID 25 Stated 36 H 3.625 LIBOR 6 YUCAIPA CA 92399 180 59,700.00 12.075 20061101 SFR 617.53 59,666.23 12.075 Investment Purchase 300,000.00 178 20061201 0.500 0.030 11.545 Stated 12 H 0 FIXED CHINO CA 33429 360 198,000.00 6.625 20061201 SFR 1,093.13 198,000.00 6.625 Owner Occupied Rate Refi 475,000.00 359 20061201 0.375 0.030 6.220 Stated 12 H 3 LIBOR 6 LANCASTER CA 93552 180 67,000.00 12.500 20061101 SFR 715.06 66,965.54 12.500 Owner Occupied Purchase 350,000.00 178 20061201 0.500 0.030 11.970 Stated 36 H 0 FIXED VISALIA CA 93277 360 188,000.00 6.500 20061101 SFR 1,018.33 188,000.00 6.500 Owner Occupied Rate Refi 235,000.00 358 20061201 0.375 0.030 6.095 Full 36 S 3.25 LIBOR 12 NARROWS VA 45315 360 300,000.00 6.500 20061101 SFR 1,625.00 300,000.00 6.500 Owner Occupied Rate Refi 375,000.00 358 20061201 0.375 0.030 6.095 Full 3.25 LIBOR 12 LOS ANGELES CA 90002 180 73,000.00 12.725 20061101 SFR 774.1 73,000.00 12.725 Owner Occupied Purchase 371,000.00 178 20061201 0.500 0.030 12.195 Stated 36 H 0 FIXED CUPERTINO CA 95014 360 485,000.00 6.750 20061201 SFR 2,728.13 485,000.00 6.750 Owner Occupied CashOut Refi 755,000.00 359 20061201 0.375 0.030 6.345 Express Non-Verified Assets 24 H 3 LIBOR 6 CORONA CA 92880 180 77,000.00 11.875 20061101 SFR 784.63 76,954.48 11.875 Owner Occupied CashOut Refi 770,000.00 178 20061201 0.500 0.030 11.345 Stated 36 H 0 FIXED LAKELAND FL 12276 360 49,000.00 11.750 20061101 D-PUDS 494.61 48,964.83 11.750 Owner Occupied Purchase 248,000.00 358 20061201 0.500 0.030 11.220 Stated 36 H 0 FIXED VANCOUVER WA 98661 360 165,750.00 7.000 20070101 TOWNHOUSE 1,102.74 165,750.00 7.000 Investment Rate Refi 221,000.00 360 20061201 0.375 0.030 6.595 Stated 36 S 3 LIBOR 6 BALTIMORE MD 44251 180 36,975.00 11.825 20061101 TOWNHOUSE 375.36 36,952.89 11.825 Investment Purchase 155,000.00 178 20061201 0.500 0.030 11.295 Stated 12 H 0 FIXED HENDERSON NV 89015 360 247,600.00 6.000 20061101 D-PUDS 1,238.00 247,600.00 6.000 Owner Occupied Purchase 310,000.00 358 20061201 0.375 0.030 5.595 Full 24 H 3 LIBOR 6 ANAHEIM CA 33818 180 100,000.00 12.550 20061201 CONDO 1,071.14 99,974.69 12.550 Investment Purchase 500,000.00 179 20061201 0.500 0.030 12.020 Stated 0 FIXED AUSTIN TX 78758 360 144,750.00 6.000 20061101 2-FAMILY 867.85 144,461.08 6.000 Investment Purchase 193,000.00 358 20061201 0.250 0.030 5.720 Stated 36 H FIXED CORONA CA 92880 360 464,000.00 5.375 20061201 SFR 2,078.33 464,000.00 5.375 Owner Occupied Rate Refi 625,000.00 359 20061201 0.375 0.030 4.970 Full 2.75 LIBOR 6 CHINO CA 33429 180 61,980.00 11.875 20061101 CONDO 631.58 61,943.34 11.875 Owner Occupied Purchase 309,900.00 178 20061201 0.500 0.030 11.345 Stated 36 H 0 FIXED CONCORD CA 34475 360 518,000.00 5.750 20061201 SFR 2,482.08 518,000.00 5.750 Owner Occupied CashOut Refi 740,000.00 359 20061201 0.250 0.030 5.470 Full 60 H FIXED MILPITAS CA 95035 360 300,000.00 6.000 20061201 SFR 1,500.00 300,000.00 6.000 Investment CashOut Refi 600,000.00 359 20061201 0.250 0.030 5.720 SISA 60 H FIXED LONG BEACH CA 33089 180 20,000.00 12.750 20061101 SFR 217.34 19,990.27 12.750 Owner Occupied Rate Refi 452,000.00 178 20061201 0.500 0.030 12.220 Stated 36 H 0 FIXED EAGLE MOUNTAIN FL 84005-5887 360 162,450.00 7.000 20061201 D-PUDS 947.63 162,450.00 7.000 Investment Purchase 218,000.00 359 20061201 0.375 0.030 6.595 Stated 12 H 3 LIBOR 6 GLENDALE AZ 31110 180 57,500.00 11.950 20061101 SFR 589.24 57,466.56 11.950 Investment Purchase 235,000.00 178 20061201 0.500 0.030 11.420 Stated 12 H 0 FIXED EVANSTON IL 21948 360 457,100.00 5.875 20061201 2-FAMILY 2,703.92 456,633.97 5.875 Owner Occupied CashOut Refi 653,000.00 359 20061201 0.250 0.030 5.595 Stated FIXED MESA AZ 31083 180 69,300.00 13.275 20061101 SFR 781.52 69,270.06 13.275 Owner Occupied Purchase 231,000.00 178 20061201 0.500 0.030 12.745 Stated 0 FIXED COLTON CA 33687 360 210,000.00 6.000 20061201 SFR 1,050.00 210,000.00 6.000 Investment CashOut Refi 310,000.00 359 20061201 0.375 0.030 5.595 Full 36 H 3 LIBOR 6 ORLANDO FL 11923 360 112,980.00 7.455 20061201 CONDO 701.89 112,980.00 7.455 2nd Home Purchase 176,000.00 359 20061201 0.375 0.030 7.050 Stated 12 H 3 LIBOR 6 WHEELING IL 60090 360 80,000.00 7.250 20061101 CONDO 545.74 79,874.81 7.250 Investment CashOut Refi 187,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED ANTIOCH CA 34485 360 405,000.00 7.500 20061201 SFR 2,531.25 405,000.00 7.500 Investment CashOut Refi 540,000.00 359 20061201 0.375 0.030 7.095 Stated 36 H 3 LIBOR 6 RIVERSIDE CA 33727 360 448,000.00 6.000 20061201 D-PUDS 2,240.00 448,000.00 6.000 Owner Occupied CashOut Refi 560,000.00 359 20061201 0.250 0.030 5.720 SISA FIXED EL MIRAGE AZ 85335 180 90,000.00 14.150 20061101 SFR 1,077.08 89,968.15 14.150 Investment Purchase 392,000.00 178 20061201 0.500 0.030 13.620 Stated 24 H 0 FIXED RICHMOND CA 34547 360 372,000.00 6.750 20061201 SFR 2,092.50 372,000.00 6.750 Owner Occupied Rate Refi 465,000.00 359 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 FONTANA CA 92336 360 378,000.00 6.625 20061101 SFR 2,086.88 378,000.00 6.625 Investment Purchase 540,000.00 358 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 FONTANA CA 92336 180 135,000.00 11.675 20061101 SFR 1,354.95 134,916.57 11.675 Investment Purchase 540,000.00 178 20061201 0.500 0.030 11.145 Stated 36 H 0 FIXED MORENO VALLEY CA 92553 360 218,000.00 7.375 20061201 SFR 1,414.50 217,925.29 7.375 Owner Occupied CashOut Refi 372,000.00 359 20061201 0.375 0.030 6.970 Stated 24 H 3 LIBOR 6 SAN BERNARDINO CA 33698 360 262,500.00 6.250 20070101 SFR 1,367.19 262,500.00 6.250 Investment CashOut Refi 375,000.00 360 20061201 0.375 0.030 5.845 SISA 12 H 3 LIBOR 6 LAS VEGAS NV 89183 180 100,000.00 11.875 20061101 D-PUDS 989.58 100,000.00 11.875 Owner Occupied Purchase 500,000.00 178 20061201 0.500 0.030 11.345 Stated 36 H 0 FIXED LOS ANGELES CA 90059 360 288,000.00 6.375 20061201 2-FAMILY 1,796.75 287,733.25 6.375 Owner Occupied Rate Refi 515,000.00 359 20061201 0.250 0.030 6.095 Stated 36 12H/24S FIXED LAS VEGAS NV 32515 360 181,000.00 6.375 20061201 SFR 1,129.21 180,832.35 6.375 Owner Occupied Rate Refi 282,000.00 359 20061201 0.250 0.030 6.095 Stated 60 H FIXED ORLANDO FL 11920 360 108,750.00 7.250 20061001 SFR 741.87 108,493.94 7.250 Investment Purchase 145,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 FREDERICKSBURG VA 44658 360 640,000.00 6.500 20061001 SFR 4,045.24 638,254.86 6.500 Owner Occupied CashOut Refi 800,000.00 357 20061201 0.375 0.030 6.095 Stated 5 LIBOR 6 WOODBRIDGE VA 22193 360 241,600.00 7.125 20060801 PUD 1,434.50 241,600.00 7.125 Owner Occupied Purchase 304,000.00 355 20061201 0.375 0.030 6.720 SISA 2.75 LIBOR 6 PALM COAST FL 32137 360 228,000.00 8.500 20060901 SFR 1,615.00 228,000.00 8.500 Investment Purchase 299,000.00 356 20061201 0.375 0.030 8.095 Express No Doc 2.25 LIBOR 6 LAWRENCE MA 1841 360 301,000.00 8.000 20060901 4-FAMILY 2,208.63 300,117.33 8.000 Owner Occupied Purchase 430,000.00 356 20061201 0.375 0.030 7.595 Express No Doc 2.25 LIBOR 6 KITTERY POINT ME 37869 360 325,000.00 8.000 20060901 SFR 2,384.73 324,118.99 8.000 Owner Occupied Purchase 325,000.00 356 20061201 0.375 0.030 7.595 RADIAN - BORROWER PAID 35 Express Verified Assets 5 LIBOR 6 TAMPA FL 12215 360 160,000.00 8.250 20060901 SFR 1,202.03 159,567.56 8.250 Investment Purchase 200,000.00 356 20061201 0.375 0.030 7.845 Express No Doc 2.25 LIBOR 6 ONTARIO NY 41778 360 112,000.00 8.000 20061101 SFR 821.82 111,849.20 8.000 Owner Occupied Purchase 140,000.00 358 20061201 0.375 0.030 7.595 Express No Doc 5 LIBOR 6 MARBLEHEAD MA 1945 360 420,000.00 7.375 20061101 SFR 2,581.25 419,950.00 7.375 Owner Occupied Rate Refi 600,000.00 358 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 6 DRUMS PA 43153 360 245,332.00 8.000 20061101 PUD 1,800.16 245,001.68 8.000 2nd Home Purchase 310,000.00 358 20061201 0.375 0.030 7.595 Express No Doc 5 LIBOR 6 SAUGUS CA 91350 360 622,392.00 6.875 20061201 D-PUDS 3,565.79 622,392.00 6.875 Owner Occupied Purchase 778,000.00 359 20061201 0.375 0.030 6.470 Stated 12 H 3 LIBOR 6 MORENO VALLEY CA 92555 360 375,200.00 6.500 20061201 SFR 2,032.33 375,200.00 6.500 Owner Occupied Purchase 482,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 EGREMONT MA 1252 360 206,000.00 6.750 20061001 SFR 1,336.11 205,452.95 6.750 Owner Occupied CashOut Refi 396,154.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 BOISE ID 30502 360 150,000.00 6.750 20061001 SFR 843.75 149,988.46 6.750 Owner Occupied CashOut Refi 194,805.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 HUNTINGTON BEACH CA 92648 360 532,000.00 6.375 20061001 SFR 3,067.38 529,786.70 6.375 Owner Occupied Purchase 665,000.00 357 20061201 0.375 0.030 5.970 Full 36 S 3.25 LIBOR 12 EL PASO TX 79932 360 156,400.00 6.875 20061001 SFR 896.04 156,400.00 6.875 Owner Occupied Purchase 195,500.00 357 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 12 CULPEPER VA 44743 360 339,000.00 6.750 20060901 D-PUDS 1,906.88 339,000.00 6.750 Owner Occupied Purchase 525,000.00 356 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 HERNDON VA 20170 360 191,900.00 6.875 20061001 PUD 1,099.43 191,900.00 6.875 Investment Purchase 239,875.00 357 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 6 WOODSIDE NY 11377 360 580,000.00 7.375 20061101 2-FAMILY 3,564.58 580,000.00 7.375 Owner Occupied Purchase 725,000.00 358 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 12 FT. LAUDERDALE FL 12114 360 163,120.00 7.500 20061001 CONDO 1,019.50 163,120.00 7.500 Investment Purchase 203,900.00 357 20061201 0.375 0.030 7.095 Express Verified Assets 2.25 LIBOR 6 TAMPA FL 12211 360 143,920.00 7.500 20061001 CONDO 899.5 143,920.00 7.500 Investment Purchase 179,900.00 357 20061201 0.375 0.030 7.095 Full 2.25 LIBOR 6 DENVER CO 29254 360 192,000.00 7.500 20061101 CONDO 1,200.00 192,000.00 7.500 Investment Rate Refi 240,000.00 358 20061201 0.375 0.030 7.095 Full 2.25 LIBOR 12 BOULDER CO 29281 360 146,000.00 7.500 20060901 CONDO 912.5 146,000.00 7.500 Investment Rate Refi 184,810.00 356 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 12 FORT LAUDERDALE FL 12124 360 171,000.00 6.750 20060801 SFR 1,109.10 170,255.51 6.750 Investment CashOut Refi 259,091.00 355 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 RIPON CA 95366 360 208,000.00 6.875 20060801 SFR 1,191.67 208,000.00 6.875 Investment CashOut Refi 717,241.00 355 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 GOOSE CREEK SC 29445 360 137,068.00 7.500 20060801 D-PUDS 856.68 137,068.00 7.500 Investment Purchase 171,335.00 355 20061201 0.375 0.030 7.095 Full 2.25 LIBOR 6 PHOENIX AZ 85042 360 120,000.00 7.750 20060901 SFR 775 120,000.00 7.750 Investment Purchase 150,000.00 356 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 6 PHOENIX AZ 85042 360 120,000.00 7.750 20060901 SFR 775 120,000.00 7.750 Investment Purchase 150,000.00 356 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 6 MAPLE HEIGHTS OH 44137 360 93,750.00 7.375 20061001 SFR 576.17 93,750.00 7.375 Investment Purchase 125,000.00 357 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 12 SAINT CLOUD MN 20518 360 144,000.00 7.875 20060901 PUD 945 144,000.00 7.875 Investment Purchase 180,000.00 356 20061201 0.375 0.030 7.470 Full 2.25 LIBOR 6 MOUNT VERNON WA 98273 360 193,500.00 7.375 20060901 PUD 1,189.22 193,500.00 7.375 Investment Purchase 215,000.00 356 20061201 0.375 0.030 6.970 RADIAN - BORROWER PAID 25 Stated 2.25 LIBOR 12 REDLANDS CA 92374 360 240,000.00 6.625 20060801 SFR 1,325.00 240,000.00 6.625 Owner Occupied Purchase 300,000.00 355 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 KERMAN CA 34150 360 176,000.00 6.500 20060801 SFR 953.33 176,000.00 6.500 Owner Occupied Purchase 220,000.00 355 20061201 0.375 0.030 6.095 Full 2.25 LIBOR 12 LOS ANGELES CA 33334 360 371,250.00 6.625 20060801 CONDO 2,049.61 371,250.00 6.625 Owner Occupied Rate Refi 495,000.00 355 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 12 ORLANDO FL 11912 360 125,600.00 7.000 20060801 CONDO 732.67 125,600.00 7.000 Owner Occupied Purchase 157,000.00 355 20061201 0.375 0.030 6.595 Express Verified Assets 36 S 2.875 LIBOR 6 ORLANDO FL 11913 360 132,000.00 6.875 20061001 SFR 756.25 131,900.00 6.875 Owner Occupied Purchase 188,571.00 357 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.875 LIBOR 6 PARKER CO 80134 360 409,500.00 8.125 20061001 D-PUDS 2,772.66 409,500.00 8.125 Investment Rate Refi 525,000.00 357 20061201 0.375 0.030 7.720 Stated 2.25 LIBOR 12 BUFFALO GROVE IL 60089 360 311,250.00 7.500 20061001 SFR 1,945.31 311,250.00 7.500 Owner Occupied CashOut Refi 415,000.00 357 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 12 LEHIGH ACRES FL 33936 360 181,657.00 6.999 20060901 SFR 1,059.51 181,657.00 6.999 Owner Occupied Purchase 227,071.00 356 20061201 0.375 0.030 6.594 Express Verified Assets 2.25 LIBOR 12 DENVER CO 29270 360 160,000.00 6.875 20060901 SFR 916.67 160,000.00 6.875 Owner Occupied Rate Refi 200,000.00 356 20061201 0.375 0.030 6.470 Express Verified Assets 2.25 LIBOR 12 ALEXANDRIA VA 44626 360 417,000.00 7.000 20060801 SFR 2,432.50 417,000.00 7.000 Owner Occupied CashOut Refi 571,233.00 355 20061201 0.375 0.030 6.595 Express No Doc 36 S 3.5 LIBOR 6 SILVER SPRING MD 44076 360 356,000.00 6.625 20060901 SFR 1,965.42 355,700.00 6.625 Owner Occupied Purchase 445,000.00 356 20061201 0.375 0.030 6.220 Express Verified Assets 36 S 3.5 LIBOR 6 MONTEBELLO CA 90640 360 152,000.00 7.000 20060901 CONDO 886.67 151,937.82 7.000 Owner Occupied Purchase 190,000.00 356 20061201 0.375 0.030 6.595 Express Verified Assets 36 S 3.5 LIBOR 6 SAN DIEGO CA 33604 360 405,920.00 6.625 20060801 HI-RISE 2,241.02 405,920.00 6.625 Owner Occupied Purchase 507,400.00 355 20061201 0.375 0.030 6.220 Express Verified Assets 36 S 3.5 LIBOR 6 KEY WEST FL 33040 360 650,000.00 7.250 20060901 SFR 3,927.08 649,999.80 7.250 Investment CashOut Refi 1,181,818.00 356 20061201 0.375 0.030 6.845 Full 2.25 LIBOR 12 PHOENIX AZ 85041 360 177,600.00 6.750 20060901 D-PUDS 999 177,600.00 6.750 Owner Occupied CashOut Refi 222,000.00 356 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 ST AUGUSTINE FL 32084 360 315,000.00 7.000 20060901 SFR 1,837.50 315,000.00 7.000 Owner Occupied CashOut Refi 450,000.00 356 20061201 0.375 0.030 6.595 Stated 12 S 2.25 LIBOR 6 REDLANDS CA 92374 360 170,000.00 6.625 20060901 SFR 938.54 170,000.00 6.625 Owner Occupied Rate Refi 283,333.00 356 20061201 0.375 0.030 6.220 Stated 36 S 2.25 LIBOR 6 SUN CITY CA 92586 360 308,000.00 6.875 20060901 SFR 1,764.58 308,000.00 6.875 Owner Occupied Rate Refi 385,000.00 356 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 12 WINDSOR CO 80550 360 263,650.00 7.250 20060901 SFR 1,798.56 262,819.81 7.250 Owner Occupied Rate Refi 330,000.00 356 20061201 0.375 0.030 6.845 SISA 2.25 LIBOR 12 LONGMONT CO 29342 360 173,600.00 7.000 20061001 SFR 1,012.67 173,600.00 7.000 Owner Occupied Rate Refi 217,000.00 357 20061201 0.375 0.030 6.595 Express Verified Assets 2.25 LIBOR 6 DESERT HOT SPRINGS CA 92240 360 170,000.00 6.500 20060901 2-FAMILY 920.83 170,000.00 6.500 Investment CashOut Refi 361,702.00 356 20061201 0.375 0.030 6.095 Stated 2.25 LIBOR 12 NAPLES FL 12439 360 300,000.00 6.750 20060901 D-PUDS 1,687.50 300,000.00 6.750 Owner Occupied Purchase 789,474.00 356 20061201 0.375 0.030 6.345 Express No Doc 36 S 2.25 LIBOR 6 JACKSONVILLE FL 32259 360 315,744.00 6.750 20060901 D-PUDS 1,776.06 315,744.00 6.750 Owner Occupied Purchase 394,680.00 356 20061201 0.375 0.030 6.345 SISA 36 S 2.25 LIBOR 6 ONTARIO CA 91762 360 209,520.00 6.625 20061001 CONDO 1,156.73 209,520.00 6.625 Owner Occupied Purchase 261,900.00 357 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 SCOTTSDALE AZ 85262 360 468,000.00 7.250 20061001 D-PUDS 2,827.50 468,000.00 7.250 Investment Purchase 806,897.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 WALLED LAKE MI 48390 360 89,200.00 7.375 20061001 CONDO 616.08 88,995.13 7.375 Owner Occupied Purchase 111,500.00 357 20061201 0.375 0.030 6.970 Full 2.25 LIBOR 12 VAIL AZ 85641 360 217,200.00 7.625 20061001 D-PUDS 1,537.33 216,725.39 7.625 Owner Occupied Purchase 271,500.00 357 20061201 0.375 0.030 7.220 Stated 2.25 LIBOR 12 BEALETON VA 44754 360 417,000.00 6.375 20061001 D-PUDS 2,215.31 416,830.17 6.375 Owner Occupied Rate Refi 548,684.00 357 20061201 0.375 0.030 5.970 Stated 36 S 3.25 LIBOR 12 WEST ORANGE TOWNSHIP NJ 7052 360 292,000.00 7.500 20060901 SFR 1,825.00 292,000.00 7.500 Owner Occupied Purchase 324,444.00 356 20061201 0.375 0.030 7.095 RADIAN - BORROWER PAID 25 Stated 2.25 LIBOR 6 MECHANICSVILLE MD 20659 360 158,400.00 6.500 20061001 SFR 858 158,400.00 6.500 Owner Occupied Purchase 198,000.00 357 20061201 0.375 0.030 6.095 Stated 2.25 LIBOR 6 NORTH HOLLYWOOD AREA CA 33390 360 500,000.00 6.750 20061001 SFR 3,242.99 498,701.25 6.750 Owner Occupied CashOut Refi 684,932.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 12 TACOMA WA 98446 360 468,000.00 7.000 20061001 SFR 2,730.00 468,000.00 7.000 Owner Occupied Purchase 585,000.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 CHANDLER AZ 31104 360 176,400.00 7.500 20061001 CONDO 1,233.41 176,004.81 7.500 Investment Purchase 252,000.00 357 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 12 LOGANVILLE GA 30052 360 202,720.00 7.000 20061001 D-PUDS 1,182.53 202,720.00 7.000 Owner Occupied Purchase 253,400.00 357 20061201 0.375 0.030 6.595 Express Verified Assets 2.25 LIBOR 12 MACOMB MI 48042 360 240,000.00 6.875 20060901 D-PUDS 1,375.00 240,000.00 6.875 Owner Occupied Rate Refi 303,797.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 ST CROIX BEACH MN 55043 360 212,000.00 7.000 20061001 SFR 1,236.67 211,967.05 7.000 Owner Occupied Rate Refi 265,000.00 357 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 12 YUCAIPA CA 92399 360 396,091.00 6.875 20061001 SFR 2,269.27 395,091.00 6.875 Owner Occupied Purchase 495,114.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 OXNARD CA 93033 360 341,250.00 7.375 20061001 SFR 2,097.27 341,250.00 7.375 Owner Occupied CashOut Refi 525,000.00 357 20061201 0.375 0.030 6.970 Express No Doc 2.25 LIBOR 12 ROSEBURG OR 97470 360 188,800.00 6.875 20061001 SFR 1,240.28 188,321.43 6.875 Owner Occupied Purchase 236,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 PRAIRIEVILLE LA 70769 360 207,920.00 7.375 20061001 CONDO 1,277.84 207,907.64 7.375 Owner Occupied Purchase 259,900.00 357 20061201 0.375 0.030 6.970 Express Verified Assets 2.25 LIBOR 12 MOUNT PLEASANT SC 29466 360 152,750.00 6.750 20061001 D-PUDS 859.22 152,750.00 6.750 Investment Purchase 235,000.00 357 20061201 0.375 0.030 6.345 Express No Doc 2.25 LIBOR 12 SPRINGFIELD OR 97477 360 203,700.00 6.875 20061001 2-FAMILY 1,167.03 203,699.03 6.875 Investment Rate Refi 291,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 TUCSON AZ 31234 360 125,600.00 7.375 20061001 SFR 771.92 125,600.00 7.375 Owner Occupied CashOut Refi 157,000.00 357 20061201 0.375 0.030 6.970 Express Verified Assets 2.25 LIBOR 6 LOS ANGELES CA 90018 360 320,000.00 7.000 20061001 SFR 1,866.67 320,000.00 7.000 Owner Occupied Purchase 400,000.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 PEEPLES VALLEY AZ 86332 360 380,000.00 6.625 20061001 SFR 2,097.92 380,000.00 6.625 Owner Occupied CashOut Refi 475,000.00 357 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 CORNELIUS OR 35443 360 176,800.00 7.000 20061001 SFR 1,031.33 176,800.00 7.000 Owner Occupied Purchase 221,000.00 357 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 6 DAVENPORT FL 33897 360 180,000.00 6.875 20061001 D-PUDS 1,031.25 180,000.00 6.875 Owner Occupied Purchase 225,000.00 357 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.75 LIBOR 6 SEATTLE WA 35820 360 331,600.00 7.375 20061001 SFR 2,037.96 331,600.00 7.375 Owner Occupied Purchase 414,500.00 357 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 12 PALMDALE CA 93550 360 244,000.00 6.875 20061001 SFR 1,397.92 244,000.00 6.875 Investment CashOut Refi 348,571.00 357 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.25 LIBOR 6 CULVER OR 97734 360 156,000.00 6.750 20061001 SFR 877.5 156,000.00 6.750 Owner Occupied Purchase 195,000.00 357 20061201 0.375 0.030 6.345 Full 36 S 2.25 LIBOR 12 WILMINGTON DE 43679 360 152,000.00 7.000 20061001 TOWNHOUSE 886.67 151,998.58 7.000 Owner Occupied Purchase 190,000.00 357 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 12 QUEEN CREEK AZ 85243 360 176,000.00 7.375 20061001 D-PUDS 1,081.67 175,973.92 7.375 Owner Occupied Purchase 220,000.00 357 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 12 PHOENIX AZ 85024 360 190,000.00 6.750 20061001 D-PUDS 1,068.75 190,000.00 6.750 Investment CashOut Refi 380,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 3.25 LIBOR 12 CHINO HILLS CA 33428 360 285,000.00 6.625 20061001 CONDO 1,573.44 285,000.00 6.625 Owner Occupied CashOut Refi 445,313.00 357 20061201 0.375 0.030 6.220 SISA 2.25 LIBOR 12 NEWBURG MD 20664 360 266,000.00 6.875 20061001 SFR 1,523.96 266,000.00 6.875 Owner Occupied Purchase 332,500.00 357 20061201 0.375 0.030 6.470 Full 3 LIBOR 6 DENVER CO 29261 360 252,000.00 7.375 20061001 SFR 1,548.75 252,000.00 7.375 Investment Purchase 315,000.00 357 20061201 0.375 0.030 6.970 Full 2.25 LIBOR 12 TRACY CA 95376 360 380,000.00 6.750 20061001 SFR 2,137.50 380,000.00 6.750 Owner Occupied Rate Refi 475,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 3.25 LIBOR 12 OAKLEY CA 94561 360 336,000.00 6.500 20061001 SFR 1,820.00 336,000.00 6.500 Owner Occupied Purchase 420,000.00 357 20061201 0.375 0.030 6.095 Express Verified Assets 36 S 3.25 LIBOR 12 CITRUS HEIGHTS CA 34860 360 252,000.00 6.875 20061001 SFR 1,443.75 252,000.00 6.875 Owner Occupied Purchase 315,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 3.25 LIBOR 12 GILROY CA 95020 360 673,375.00 6.875 20061001 SFR 3,857.88 673,375.00 6.875 Owner Occupied CashOut Refi 1,496,389.00 357 20061201 0.375 0.030 6.470 Express No Doc 2.25 LIBOR 12 FRUITA CO 29727 360 400,000.00 6.625 20061001 SFR 2,208.33 400,000.00 6.625 Owner Occupied CashOut Refi 579,710.00 357 20061201 0.375 0.030 6.220 Express No Doc 2.25 LIBOR 12 MONMOUTH OR 97361 360 155,520.00 6.875 20061001 SFR 891 155,520.00 6.875 Owner Occupied Purchase 194,400.00 357 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 12 MURRAY UT 30704 360 132,000.00 6.750 20061001 PUD 742.5 132,000.00 6.750 Owner Occupied CashOut Refi 165,000.00 357 20061201 0.375 0.030 6.345 Full 2.25 LIBOR 12 PHOENIX AZ 85033 360 175,900.00 6.750 20061001 SFR 989.44 175,900.00 6.750 Owner Occupied Purchase 219,875.00 357 20061201 0.375 0.030 6.345 Full 6 S 2.25 LIBOR 12 AVONDALE AZ 31129 360 222,800.00 6.875 20061001 D-PUDS 1,276.46 222,800.00 6.875 Owner Occupied Rate Refi 278,500.00 357 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 6 SPOKANE VALLEY WA 99016 360 154,950.00 7.375 20061001 SFR 952.3 154,950.00 7.375 Owner Occupied Purchase 193,688.00 357 20061201 0.375 0.030 6.970 Express Verified Assets 2.25 LIBOR 6 TROY NH 3465 360 145,900.00 6.750 20061001 SFR 820.69 145,900.00 6.750 Owner Occupied Purchase 270,185.00 357 20061201 0.375 0.030 6.345 Express Verified Assets 2.25 LIBOR 6 KINGMAN AZ 31503 360 147,750.00 7.250 20061001 SFR 892.66 147,750.00 7.250 Investment Purchase 197,000.00 357 20061201 0.375 0.030 6.845 Stated 36 S 2.75 LIBOR 6 ROCKAWAY TOWNSHIP NJ 39295 360 417,000.00 6.990 20061001 SFR 2,429.03 417,000.00 6.990 Owner Occupied Purchase 530,000.00 357 20061201 0.375 0.030 6.585 Stated 2.25 LIBOR 6 DENVER CO 29274 360 136,000.00 6.750 20061001 SFR 765 136,000.00 6.750 Owner Occupied Rate Refi 170,000.00 357 20061201 0.375 0.030 6.345 Express Verified Assets 2.25 LIBOR 12 BEND OR 35612 360 258,750.00 7.125 20061001 SFR 1,536.33 258,750.00 7.125 Investment CashOut Refi 345,000.00 357 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 ALLEN TX 75002 360 183,100.00 6.750 20061001 D-PUDS 1,187.58 182,624.39 6.750 Owner Occupied Purchase 228,875.00 357 20061201 0.375 0.030 6.345 Full 2.25 LIBOR 6 NOTTINGHAM MD 21236 360 182,700.00 6.500 20061001 PUD 989.63 182,700.00 6.500 Owner Occupied CashOut Refi 261,000.00 357 20061201 0.375 0.030 6.095 Express No Doc 2.25 LIBOR 12 ALEXANDRIA VA 44624 360 320,900.00 6.625 20060901 CONDO 1,771.64 320,900.00 6.625 Owner Occupied Purchase 471,912.00 356 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 GARDENDALE AL 35071 360 152,000.00 6.625 20061001 SFR 839.17 151,978.28 6.625 Owner Occupied Rate Refi 190,000.00 357 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 PANORAMA CITY CA 33330 360 377,000.00 6.500 20061001 SFR 2,042.08 376,800.00 6.500 Owner Occupied CashOut Refi 554,412.00 357 20061201 0.375 0.030 6.095 Express No Doc 2.25 LIBOR 12 DENVER CO 29260 360 390,000.00 6.500 20061001 SFR 2,112.50 389,850.00 6.500 Owner Occupied CashOut Refi 780,000.00 357 20061201 0.375 0.030 6.095 Stated 36 S 2.25 LIBOR 12 CLEWISTON FL 33440 360 140,400.00 7.250 20061001 SFR 848.25 140,400.00 7.250 Owner Occupied Purchase 175,500.00 357 20061201 0.375 0.030 6.845 Full 2.25 LIBOR 12 MODESTO CA 95358 360 292,000.00 6.625 20061001 SFR 1,612.08 292,000.00 6.625 Owner Occupied Purchase 365,000.00 357 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 PHOENIX AZ 85068 360 361,600.00 7.750 20061001 D-PUDS 2,335.33 361,600.00 7.750 Owner Occupied Purchase 452,000.00 357 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 12 TROY MO 63379 360 134,400.00 6.875 20061101 SFR 882.91 134,173.53 6.875 Owner Occupied Purchase 168,000.00 358 20061201 0.375 0.030 6.470 Express Verified Assets 2.25 LIBOR 12 NORTH BERGEN NJ 7047 360 385,000.00 7.000 20061001 CONDO 2,245.83 385,000.00 7.000 Owner Occupied CashOut Refi 550,000.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 SUMMERVILLE SC 29485 360 179,584.00 6.750 20061001 D-PUDS 1,164.78 179,117.53 6.750 Owner Occupied Purchase 224,480.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 BLOOMFIELD WI 19387 360 103,600.00 7.250 20061101 SFR 625.92 103,600.00 7.250 Owner Occupied Purchase 129,500.00 358 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 LAKEHEAD CA 96051 360 107,500.00 6.750 20061101 SFR 697.24 107,314.38 6.750 Owner Occupied CashOut Refi 383,929.00 358 20061201 0.375 0.030 6.345 Express No Doc 2.25 LIBOR 12 PHILOMATH OR 97370 360 180,000.00 6.750 20061001 2-FAMILY 1,012.50 180,000.00 6.750 Investment Purchase 225,000.00 357 20061201 0.375 0.030 6.345 Full 36 S 2.25 LIBOR 12 LA MIRADA CA 90638 360 460,000.00 7.000 20061101 SFR 2,683.33 459,998.33 7.000 Owner Occupied Purchase 575,000.00 358 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 12 QUEEN CREEK AZ 85243 360 228,225.00 7.125 20061001 D-PUDS 1,355.09 228,225.00 7.125 Owner Occupied Purchase 285,281.00 357 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 SCOTTSDALE AZ 85262 360 975,000.00 7.125 20061101 D-PUDS 5,789.06 975,000.00 7.125 Owner Occupied CashOut Refi 1,300,000.00 358 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 LIVERMORE CA 94551 360 468,000.00 6.875 20061101 D-PUDS 2,681.25 468,000.00 6.875 Owner Occupied Rate Refi 585,000.00 358 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 NAPERVILLE IL 60564 360 618,750.00 7.375 20061101 SFR 3,802.73 618,750.00 7.375 Owner Occupied Rate Refi 825,000.00 358 20061201 0.375 0.030 6.970 Express Verified Assets 2.25 LIBOR 12 MAPLEWOOD MN 20108 360 80,000.00 6.750 20061101 SFR 518.88 79,861.85 6.750 Owner Occupied CashOut Refi 296,296.00 358 20061201 0.375 0.030 6.345 Express No Doc 36 S 2.25 LIBOR 12 REDMOND OR 97756 360 372,000.00 6.750 20061101 SFR 2,092.50 371,900.00 6.750 Owner Occupied Purchase 465,000.00 358 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 PHOENIX AZ 85019 360 164,000.00 6.875 20061101 SFR 939.58 164,000.00 6.875 Owner Occupied Purchase 205,000.00 358 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 12 NEW CARROLLTON MD 20784 360 308,000.00 6.875 20060901 SFR 1,764.58 308,000.00 6.875 Investment CashOut Refi 385,000.00 356 20061201 0.375 0.030 6.470 Full 3.25 LIBOR 6 MONTICELLO MN 55362 360 217,748.00 6.875 20060901 SFR 1,247.51 217,748.00 6.875 Investment Purchase 272,185.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 NAPLES FL 12435 360 164,800.00 6.999 20060901 CONDO 961.2 164,800.00 6.999 Owner Occupied Purchase 206,000.00 356 20061201 0.375 0.030 6.594 Stated 2.25 LIBOR 12 SCOTTSDALE AZ 85260 360 379,900.00 7.125 20061001 CONDO 2,255.66 379,900.00 7.125 Investment Purchase 474,875.00 357 20061201 0.375 0.030 6.720 Full 2.25 LIBOR 6 SALT LAKE CITY UT 30700 360 95,900.00 7.250 20061001 CONDO 579.4 95,880.00 7.250 Owner Occupied Purchase 119,875.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 SARASOTA FL 34232 360 199,500.00 7.250 20061001 2-FAMILY 1,205.31 199,500.00 7.250 Investment Purchase 285,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 COLUMBIA MD 21044 360 236,000.00 7.375 20061001 CONDO 1,450.42 236,000.00 7.375 Owner Occupied Purchase 295,000.00 357 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 12 CHICAGO IL 22083 360 209,250.00 7.125 20061001 CONDO 1,242.42 209,250.00 7.125 Investment Purchase 279,000.00 357 20061201 0.375 0.030 6.720 Full 2.25 LIBOR 12 GREEN BAY WI 19787 360 103,200.00 6.750 20061001 2-FAMILY 669.35 102,931.95 6.750 Owner Occupied Purchase 129,000.00 357 20061201 0.375 0.030 6.345 Full 2.25 LIBOR 12 TOWN OF DOVER NJ 39295 360 276,000.00 6.875 20060901 SFR 1,581.25 276,000.00 6.875 Owner Occupied Purchase 345,000.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 NETHER PROVIDENCE TO PA 19086 360 288,000.00 7.500 20060901 SFR 1,800.00 288,000.00 7.500 Owner Occupied Purchase 360,000.00 356 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 6 WAYNE TOWNSHIP NJ 7470 360 123,200.00 8.000 20061001 CONDO 821.33 123,200.00 8.000 Owner Occupied Purchase 154,000.00 357 20061201 0.375 0.030 7.595 Stated 2.25 LIBOR 6 GARFIELD CITY NJ 7026 360 336,000.00 7.875 20060901 2-FAMILY 2,205.00 335,470.83 7.875 Owner Occupied Purchase 420,000.00 356 20061201 0.375 0.030 7.470 Stated 2.25 LIBOR 6 WINCHESTER VA 44713 360 384,800.00 7.625 20060901 D-PUDS 2,445.08 384,799.98 7.625 Owner Occupied Purchase 481,000.00 356 20061201 0.375 0.030 7.220 Express Verified Assets 2.25 LIBOR 6 LINDEN VA 22642 360 240,000.00 7.750 20061001 SFR 1,719.39 239,488.55 7.750 Owner Occupied Purchase 300,000.00 357 20061201 0.375 0.030 7.345 Express Verified Assets 2.25 LIBOR 6 SPRINGFIELD VA 22152 360 352,000.00 7.500 20060901 D-PUDS 2,200.00 352,000.00 7.500 Owner Occupied Purchase 440,000.00 356 20061201 0.375 0.030 7.095 SISA 2.25 LIBOR 6 WEST CALDWELL TOWNSH NJ 7006 360 404,000.00 7.500 20060901 SFR 2,525.00 404,000.00 7.500 Owner Occupied Purchase 505,000.00 356 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 6 FREDERICK MD 44380 360 218,400.00 7.125 20060901 D-PUDS 1,296.75 218,326.62 7.125 Owner Occupied Purchase 273,000.00 356 20061201 0.375 0.030 6.720 Express Verified Assets 2.25 LIBOR 6 GREENWICH TOWNSHIP NJ 8886 360 388,000.00 7.875 20061001 SFR 2,546.25 387,999.26 7.875 Owner Occupied Purchase 485,000.00 357 20061201 0.375 0.030 7.470 Express Verified Assets 2.25 LIBOR 6 GLOUCESTER CITY NJ 8030 360 91,600.00 9.440 20060901 SFR 766.18 91,351.66 9.440 Owner Occupied Purchase 130,000.00 356 20061201 0.375 0.030 9.035 SISA 2.25 LIBOR 6 UPPER HANOVER TOWNSH PA 18073 360 164,000.00 7.250 20060901 SFR 1,118.77 163,482.14 7.250 Owner Occupied Purchase 205,000.00 356 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 PORTLAND OR 97239 360 743,250.00 7.125 20060901 HI-RISE 4,413.05 743,250.00 7.125 Owner Occupied Purchase 991,000.00 356 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 6 SACRAMENTO CA 95838 360 178,400.00 6.875 20061001 SFR 1,022.08 178,322.58 6.875 Owner Occupied Rate Refi 198,222.00 357 20061201 0.375 0.030 6.470 MGIC 25 Full 2.25 LIBOR 6 CHINO VALLEY AZ 31494 360 291,600.00 6.875 20061001 SFR 1,670.63 291,600.00 6.875 Owner Occupied Purchase 324,000.00 357 20061201 0.375 0.030 6.470 MGIC 25 Express Verified Assets 2.25 LIBOR 12 ARLINGTON HEIGHTS IL 60004 360 93,100.00 8.125 20061001 CONDO 630.36 93,100.00 8.125 Owner Occupied Purchase 98,000.00 357 20061201 0.375 0.030 7.720 MGIC 30 Express No Doc 2.25 LIBOR 12 MONROE NC 46764 360 182,148.00 7.625 20061001 D-PUDS 1,157.40 182,148.00 7.625 Owner Occupied Purchase 191,735.00 357 20061201 0.375 0.030 7.220 MGIC 30 Express No Doc 2.25 LIBOR 12 LOCHBUIE CO 29375 360 205,641.00 7.625 20061001 SFR 1,306.68 205,641.00 7.625 Investment Purchase 228,490.00 357 20061201 0.375 0.030 7.220 MGIC 25 Stated 2.25 LIBOR 12 CALDWELL ID 30472 360 141,550.00 8.000 20061001 D-PUDS 1,038.64 141,263.18 8.000 Owner Occupied Purchase 149,000.00 357 20061201 0.375 0.030 7.595 MGIC 30 Express No Doc 2.25 LIBOR 12 NEWPORT NEWS VA 45078 360 176,850.00 7.125 20061001 SFR 1,050.05 176,850.00 7.125 Investment Purchase 196,500.00 357 20061201 0.375 0.030 6.720 MGIC 25 Full 2.25 LIBOR 12 PROVIDENCE RI 37506 360 263,250.00 7.625 20061101 SFR 1,672.73 263,250.00 7.625 Owner Occupied CashOut Refi 292,500.00 358 20061201 0.375 0.030 7.220 MGIC 25 Stated 2.25 LIBOR 12 MOSCOW ID 83843 360 153,611.00 7.125 20061101 CONDO 1,034.91 153,364.59 7.125 Owner Occupied Purchase 161,696.00 358 20061201 0.375 0.030 6.720 MGIC 30 Express No Doc 2.25 LIBOR 12 LAUDERDALE LAKES FL 12126 360 96,300.00 7.500 20060901 CONDO 673.34 96,011.46 7.500 Owner Occupied Purchase 109,432.00 356 20061201 0.375 0.030 7.095 MGIC 25 Stated 2.25 LIBOR 6 NEWTON MA 2459 360 300,000.00 6.500 20061001 SFR 1,625.00 300,000.00 6.500 Owner Occupied CashOut Refi 415,000.00 357 20061201 0.250 0.030 6.220 Express Verified Assets 36 S FIXED UPPER MARLBORO MD 20772 360 447,960.00 6.625 20061001 PUD 2,868.34 446,767.76 6.625 Owner Occupied Purchase 560,000.00 357 20061201 0.250 0.030 6.345 Express Verified Assets 12 S FIXED GERMANTOWN MD 20874 360 389,000.00 6.625 20061001 SFR 2,312.16 388,313.68 6.625 Owner Occupied CashOut Refi 725,000.00 357 20061201 0.250 0.030 6.345 Express Verified Assets 12 S FIXED RIVERSIDE CA 33730 360 436,000.00 6.500 20061101 SFR 2,755.82 435,209.56 6.500 Owner Occupied Purchase 545,000.00 358 20061201 0.250 0.030 6.220 Express Verified Assets FIXED SUISUN CITY CA 94585 360 306,500.00 6.500 20061101 SFR 1,794.43 306,218.11 6.500 Investment Rate Refi 530,000.00 358 20061201 0.250 0.030 6.220 Express Verified Assets 36 12H/24S FIXED STEAMBOAT SPRINGS CO 80487 180 75,000.00 12.500 20061101 SFR 800.44 74,961.41 12.500 Owner Occupied Purchase 500,000.00 178 20061201 0.500 0.030 11.970 Express No Doc Verified Assets 0 FIXED SAINT CLOUD FL 34772 360 147,000.00 6.875 20061201 SFR 965.69 146,876.50 6.875 Owner Occupied CashOut Refi 210,000.00 359 20061201 0.250 0.030 6.595 Full FIXED LA PORTE CA 95981 360 175,000.00 7.500 20061201 SFR 1,093.75 175,000.00 7.500 2nd Home Purchase 299,000.00 359 20061201 0.375 0.030 7.095 Stated 2.5 LIBOR 6 SIMI VALLEY CA 93065 180 114,400.00 10.450 20061101 SFR 1,042.19 114,307.68 10.450 Owner Occupied Rate Refi 572,000.00 178 20061201 0.500 0.030 9.920 Stated 36 H 0 FIXED CALEXICO CA 92231 360 183,350.00 6.990 20061201 SFR 1,068.01 183,350.00 6.990 Owner Occupied CashOut Refi 262,000.00 359 20061201 0.375 0.030 6.585 Stated 24 H 3 LIBOR 6 COLUMBUS OH 43230 360 103,250.00 11.375 20061101 SFR 1,012.64 103,181.84 11.375 Investment Purchase 155,000.00 358 20061201 0.250 0.030 11.095 Stated 36 H FIXED COLUMBUS OH 43230 180 25,000.00 13.475 20061101 TOWNHOUSE 285.87 24,989.36 13.475 Investment Purchase 155,000.00 178 20061201 0.500 0.030 12.945 Stated 36 H 0 FIXED ORLANDO FL 32836 360 497,000.00 7.250 20061101 D-PUDS 3,002.71 497,000.00 7.250 Investment Purchase 725,000.00 358 20061201 0.375 0.030 6.845 Stated 24 H 3 LIBOR 6 CHICAGO IL 60647 360 95,500.00 6.875 20061201 SFR 627.37 95,419.77 6.875 Owner Occupied CashOut Refi 280,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED JERSEY CITY NJ 39147 360 440,000.00 7.875 20061101 4-FAMILY 3,190.31 439,050.87 7.875 Investment Purchase 550,000.00 358 20061201 0.250 0.030 7.595 Full FIXED MONROE TOWNSHIP NJ 39691 360 170,000.00 7.125 20061101 SFR 1,145.32 169,370.52 7.125 Owner Occupied CashOut Refi 325,000.00 358 20061201 0.250 0.030 6.845 Express No Doc FIXED HAVERHILL MA 1832 360 204,800.00 8.000 20061001 CONDO 1,502.75 204,385.00 8.000 Owner Occupied Purchase 257,000.00 357 20061201 0.250 0.030 7.720 Express Verified Assets FIXED EXETER RI 37490 360 400,000.00 9.250 20061101 4-FAMILY 3,290.70 399,583.66 9.250 Investment CashOut Refi 500,000.00 358 20061201 0.250 0.030 8.970 SISA FIXED IRVINGTON NJ 39093 360 192,000.00 7.125 20061101 SFR 1,140.00 191,999.82 7.125 Owner Occupied CashOut Refi 240,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED GARDEN GROVE CA 92841 360 300,000.00 6.500 20061101 SFR 1,625.00 300,000.00 6.500 Owner Occupied CashOut Refi 630,000.00 358 20061201 0.375 0.030 6.095 SISA 36 S 3 LIBOR 6 SENECA SC 29672 360 248,000.00 5.750 20060801 PUD 1,321.56 245,615.60 5.750 Owner Occupied Rate Refi 440,000.00 355 20061201 0.375 0.030 5.345 Full 36 S 2.25 LIBOR 12 COVINGTON GA 30014 360 368,000.00 7.000 20060901 SFR 2,146.67 368,000.00 7.000 Owner Occupied Rate Refi 480,000.00 356 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 CHULA VISTA CA 33492 360 228,000.00 6.625 20061001 SFR 1,258.75 228,000.00 6.625 Owner Occupied CashOut Refi 498,500.00 357 20061201 0.375 0.030 6.220 SISA 12 S 2.25 LIBOR 12 CLEARWATER FL 33756 360 80,000.00 7.500 20060901 SFR 559.37 79,760.25 7.500 Investment CashOut Refi 100,000.00 356 20061201 0.375 0.030 7.095 SISA 12 S 2.25 LIBOR 6 SANTA ANA CA 33786 360 319,920.00 6.500 20060801 CONDO 1,732.90 319,920.00 6.500 Owner Occupied Purchase 399,900.00 355 20061201 0.375 0.030 6.095 SISA 2.25 LIBOR 12 FAIRFAX VA 22033 360 415,000.00 6.500 20060801 PUD 2,247.92 414,999.98 6.500 Owner Occupied CashOut Refi 810,000.00 355 20061201 0.375 0.030 6.095 SISA 12 S 2.25 LIBOR 12 LEHIGH ACRES FL 33971 360 162,838.00 6.875 20060601 SFR 866.29 151,207.08 6.875 Owner Occupied Rate Refi 204,000.00 353 20061201 0.375 0.030 6.470 SISA 2.25 LIBOR 12 GERMANTOWN MD 20874 360 685,000.00 6.500 20060901 PUD 3,710.42 684,900.00 6.500 Owner Occupied CashOut Refi 900,000.00 356 20061201 0.375 0.030 6.095 Full 60 S 2.25 LIBOR 12 GLENDALE AZ 31114 360 680,000.00 6.875 20060801 SFR 4,467.12 675,249.43 6.875 Owner Occupied Purchase 850,000.00 355 20061201 0.375 0.030 6.470 SISA 2.25 LIBOR 12 FORT WASHINGTON MD 20744 360 202,000.00 5.875 20060801 SFR 988.96 202,000.00 5.875 Owner Occupied CashOut Refi 425,000.00 355 20061201 0.375 0.030 5.470 Full 2.25 LIBOR 12 ATLANTA GA 11026 360 328,000.00 6.375 20060901 CONDO 1,742.50 328,000.00 6.375 Owner Occupied Rate Refi 500,000.00 356 20061201 0.375 0.030 5.970 Stated 2.25 LIBOR 12 GILROY CA 95020 360 723,000.00 6.500 20061001 SFR 3,916.25 718,917.05 6.500 Owner Occupied Rate Refi 920,000.00 357 20061201 0.375 0.030 6.095 SISA 2.25 LIBOR 12 GOLDEN CO 29314 360 680,000.00 6.125 20061001 SFR 3,470.83 680,000.00 6.125 Owner Occupied Rate Refi 945,000.00 357 20061201 0.375 0.030 5.720 Full 2.25 LIBOR 12 NAMPA ID 83686 360 172,000.00 6.750 20060901 SFR 1,115.59 171,402.63 6.750 Owner Occupied Rate Refi 215,000.00 356 20061201 0.375 0.030 6.345 Full 36 S 4.125 LIBOR 6 ARCADIA CA 91006 360 520,000.00 6.500 20060901 CONDO 3,286.75 518,104.34 6.500 Owner Occupied Purchase 680,000.00 356 20061201 0.375 0.030 6.095 SISA 2.25 LIBOR 12 SAN DIMAS CA 91773 360 448,000.00 7.250 20060901 SFR 2,706.67 447,998.83 7.250 Owner Occupied CashOut Refi 560,000.00 356 20061201 0.375 0.030 6.845 Express Verified Assets 36 S 3.5 LIBOR 6 HUNTINGTON BEACH CA 92649 360 808,000.00 5.375 20060901 2-4FAMILY 3,619.17 807,997.74 5.375 Owner Occupied Purchase 1,010,000.00 356 20061201 0.375 0.030 4.970 Full 2.25 LIBOR 12 SEATTLE WA 35803 360 270,000.00 6.250 20060801 SFR 1,406.25 270,000.00 6.250 Owner Occupied Purchase 365,000.00 355 20061201 0.375 0.030 5.845 SISA 2.25 LIBOR 12 TRACY CA 34762 360 468,000.00 6.625 20060901 PUD 2,583.75 468,000.00 6.625 Owner Occupied CashOut Refi 735,000.00 356 20061201 0.375 0.030 6.220 Full 4 LIBOR 6 REDMOND WA 98053 360 524,000.00 7.125 20060901 PUD 3,111.25 524,000.00 7.125 Owner Occupied CashOut Refi 690,000.00 356 20061201 0.375 0.030 6.720 Full 2.25 LIBOR 12 HIGHLAND PARK IL 60035 360 417,000.00 6.000 20060801 SFR 2,085.00 416,791.53 6.000 Owner Occupied Rate Refi 530,000.00 355 20061201 0.375 0.030 5.595 SISA 2.25 LIBOR 12 SALT LAKE CITY UT 30705 360 700,000.00 6.375 20061001 SFR 3,718.75 700,000.00 6.375 Owner Occupied Purchase 885,000.00 357 20061201 0.375 0.030 5.970 SISA 2.25 LIBOR 12 CHINO HILLS CA 33428 360 560,000.00 7.375 20060901 SFR 3,441.67 560,000.00 7.375 Owner Occupied CashOut Refi 700,000.00 356 20061201 0.375 0.030 6.970 Full 2.25 LIBOR 12 FONTANA CA 92336 360 487,992.00 6.750 20060901 SFR 2,744.96 487,992.00 6.750 Owner Occupied Purchase 612,000.00 356 20061201 0.375 0.030 6.345 SISA 2.25 LIBOR 12 SAN RAFAEL CA 34580 360 457,500.00 6.500 20060901 CONDO 2,478.13 457,500.00 6.500 Owner Occupied Purchase 610,000.00 356 20061201 0.375 0.030 6.095 SISA 2.25 LIBOR 12 PLAYA VISTA CA 90094 360 650,000.00 6.625 20061001 CONDO 3,588.54 650,000.00 6.625 Owner Occupied Purchase 814,500.00 357 20061201 0.375 0.030 6.220 SISA 12 S 2.25 LIBOR 12 LIVERMORE CA 94550 360 680,000.00 5.500 20060901 SFR 3,116.67 680,000.00 5.500 Owner Occupied Purchase 870,000.00 356 20061201 0.375 0.030 5.095 SISA 2.25 LIBOR 12 SALT LAKE CITY UT 30705 360 576,800.00 6.250 20061001 SFR 3,004.17 576,800.00 6.250 Owner Occupied Purchase 721,000.00 357 20061201 0.375 0.030 5.845 SISA 2.25 LIBOR 12 MCKINNEY TX 75070 360 524,000.00 6.000 20061001 PUD 2,620.00 524,000.00 6.000 Owner Occupied Purchase 720,000.00 357 20061201 0.375 0.030 5.595 SISA 2.25 LIBOR 12 LONG BEACH CA 33093 360 307,000.00 6.500 20060901 SFR 1,662.92 306,947.84 6.500 Owner Occupied CashOut Refi 675,000.00 356 20061201 0.375 0.030 6.095 Stated 36 S 2.25 LIBOR 6 SILVER SPRING MD 44075 360 360,000.00 5.750 20060901 SFR 1,725.00 360,000.00 5.750 Owner Occupied Purchase 480,000.00 356 20061201 0.375 0.030 5.345 SISA 2.25 LIBOR 12 FREDERICKSBURG VA 44657 360 231,900.00 6.500 20060801 PUD 1,256.13 231,900.00 6.500 Owner Occupied Purchase 290,000.00 355 20061201 0.375 0.030 6.095 SISA 2.25 LIBOR 12 SAN JOSE CA 34724 360 479,089.00 6.750 20060901 CONDO 2,694.88 479,089.00 6.750 Owner Occupied Purchase 598,862.00 356 20061201 0.375 0.030 6.345 SISA 12 S 2.25 LIBOR 12 ORLANDO FL 11923 360 131,600.00 7.500 20060901 CONDO 822.5 131,469.52 7.500 Owner Occupied Purchase 164,500.00 356 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 12 EWA BEACH HI 35252 360 332,000.00 5.875 20060901 PUD 1,625.42 331,879.72 5.875 Owner Occupied Purchase 415,000.00 356 20061201 0.375 0.030 5.470 SISA 2.25 LIBOR 12 CENTREVILLE VA 43850 360 1,031,250.00 6.250 20060601 PUD 5,371.09 1,031,250.00 6.250 Owner Occupied CashOut Refi 1,375,000.00 353 20061201 0.375 0.030 5.845 Full 2.25 LIBOR 12 ANAHEIM CA 33820 360 402,000.00 6.625 20060801 SFR 2,389.43 399,320.30 6.625 Owner Occupied CashOut Refi 675,000.00 355 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 12 MORENO VALLEY CA 92555 360 417,000.00 6.250 20060901 PUD 2,171.87 416,999.99 6.250 Owner Occupied CashOut Refi 552,500.00 356 20061201 0.375 0.030 5.845 SISA 24 S 2.25 LIBOR 6 NORTH HOLLYWOOD CA 33395 360 235,000.00 6.000 20060801 SFR 1,175.00 235,000.00 6.000 Owner Occupied CashOut Refi 660,000.00 355 20061201 0.375 0.030 5.595 SISA 2.25 LIBOR 12 DUBLIN CA 94568 360 524,000.00 6.375 20060901 CONDO 2,783.75 524,000.00 6.375 Owner Occupied Rate Refi 655,000.00 356 20061201 0.375 0.030 5.970 SISA 2.25 LIBOR 12 SIMI VALLEY CA 93065 360 480,000.00 6.125 20060701 CONDO 2,450.00 478,737.51 6.125 Owner Occupied Purchase 600,000.00 354 20061201 0.375 0.030 5.720 SISA 2.25 LIBOR 12 ALBANY OR 35511 360 110,400.00 6.500 20060901 SFR 598 110,400.00 6.500 Owner Occupied Rate Refi 138,000.00 356 20061201 0.375 0.030 6.095 Express No Doc 2.25 LIBOR 6 RANCHO MIRAGE CA 92270 360 1,285,500.00 6.625 20061001 PUD 7,097.03 1,285,500.00 6.625 Owner Occupied CashOut Refi 1,714,000.00 357 20061201 0.375 0.030 6.220 Full 36 S 2.25 LIBOR 12 GEORGETOWN TX 28669 360 215,600.00 6.750 20060801 PUD 1,212.75 215,600.00 6.750 Owner Occupied Rate Refi 270,000.00 355 20070101 0.375 0.030 6.345 SISA 2.25 LIBOR 12 MCDONOUGH GA 30252 360 385,000.00 5.875 20060801 PUD 1,884.90 384,905.65 5.875 Owner Occupied CashOut Refi 600,000.00 355 20061201 0.375 0.030 5.470 SISA 2.25 LIBOR 12 MERCER ISLAND WA 98040 360 495,000.00 6.500 20061001 SFR 2,681.25 495,000.00 6.500 Owner Occupied CashOut Refi 705,000.00 357 20061201 0.375 0.030 6.095 Full 60 S 2.25 LIBOR 12 NOVATO CA 94947 360 335,000.00 6.625 20060901 PUD 1,849.48 332,090.01 6.625 Owner Occupied Rate Refi 540,000.00 356 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 12 LAS VEGAS NV 89149 360 274,511.00 6.375 20060801 PUD 1,712.59 273,226.17 6.375 2nd Home Purchase 344,000.00 355 20061201 0.375 0.030 5.970 Full 2.75 CMT 12 MIAMI FL 33168 360 102,400.00 7.250 20060901 SFR 618.67 102,398.23 7.250 Owner Occupied Purchase 129,000.00 356 20061201 0.375 0.030 6.845 Full 2.75 LIBOR 6 LONG BEACH CA 33098 360 397,000.00 6.250 20061001 SFR 2,067.71 396,940.25 6.250 Owner Occupied Rate Refi 3,970,000.00 357 20061201 0.375 0.030 5.845 Full 12 S 2.25 LIBOR 12 MANAKIN SABOT VA 44929 360 480,000.00 5.875 20060901 PUD 2,839.38 478,028.06 5.875 Owner Occupied Rate Refi 600,000.00 356 20061201 0.375 0.030 5.470 Full 2.25 LIBOR 12 BELLEVUE WA 98004 360 937,500.00 8.125 20060901 SFR 6,347.65 937,499.64 8.125 Owner Occupied Purchase 1,350,000.00 356 20061201 0.375 0.030 7.720 Stated 2.25 LIBOR 6 SUNLAND CA 91040 360 400,000.00 7.125 20061001 SFR 2,375.00 400,000.00 7.125 Owner Occupied CashOut Refi 540,000.00 357 20061201 0.375 0.030 6.720 Stated 36 S 2.25 LIBOR 6 SCOTTSDALE AZ 85251 360 320,000.00 7.250 20061001 SFR 1,933.33 319,877.25 7.250 Owner Occupied Rate Refi 400,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 GIG HARBOR WA 98335 360 324,000.00 6.750 20060801 SFR 1,822.50 324,000.00 6.750 Owner Occupied CashOut Refi 405,000.00 355 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 FAIRFAX VA 22032 360 424,500.00 6.750 20060901 SFR 2,387.81 424,500.00 6.750 Owner Occupied CashOut Refi 560,000.00 356 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 LAS VEGAS NV 32537 360 324,000.00 6.625 20061001 SFR 1,788.75 324,000.00 6.625 Owner Occupied CashOut Refi 405,000.00 357 20061201 0.375 0.030 6.220 Stated 36 S 2.25 LIBOR 6 KAPOLEI HI 35253 360 1,330,000.00 7.375 20060801 CONDO 8,173.95 1,330,000.00 7.375 Owner Occupied Rate Refi 1,900,000.00 355 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 6 EWING NJ 22003 360 880,000.00 6.875 20060801 SFR 5,041.67 874,985.33 6.875 Owner Occupied Purchase 1,146,000.00 355 20061201 0.375 0.030 6.470 Stated 36 H 2.75 LIBOR 6 SAN DIEGO CA 33630 360 319,950.00 6.375 20061201 CONDO 1,699.73 319,950.00 6.375 Owner Occupied Purchase 410,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 BRISTOL CT 6010 360 112,500.00 9.500 20061201 SFR 890.63 112,500.00 9.500 Investment Purchase 155,000.00 359 20061201 0.375 0.030 9.095 SISA 36 S 6.5 LIBOR 6 MILPITAS CA 95035 360 300,000.00 5.875 20061201 SFR 1,468.75 300,000.00 5.875 Investment CashOut Refi 610,000.00 359 20061201 0.250 0.030 5.595 SISA 60 H FIXED STOCKTON CA 34749 360 209,300.00 7.250 20061201 SFR 1,264.52 209,300.00 7.250 Investment CashOut Refi 299,000.00 359 20061201 0.375 0.030 6.845 Stated 36 H 6.25 LIBOR 6 LAKE FOREST CA 33785 180 67,500.00 12.600 20061201 CONDO 725.64 67,483.11 12.600 Owner Occupied Purchase 270,000.00 179 20061201 0.500 0.030 12.070 Stated 36 H 0 FIXED BALTIMORE MD 44245 360 169,400.00 6.875 20061201 3-FAMILY 970.52 169,400.00 6.875 Investment CashOut Refi 242,000.00 359 20061201 0.250 0.030 6.595 Full 36 H FIXED TAMARAC FL 12134 360 216,000.00 7.625 20061201 D-PUDS 1,372.50 216,000.00 7.625 Investment Purchase 270,000.00 359 20061201 0.375 0.030 7.220 Stated 24 H 3 LIBOR 6 OGDEN UT 30777 360 120,750.00 7.000 20061201 SFR 704.38 120,750.00 7.000 Investment Rate Refi 162,500.00 359 20061201 0.250 0.030 6.720 Full 12 H FIXED WACONIA MN 55387 360 90,000.00 9.125 20061201 PUD 732.27 89,952.11 9.125 Investment Purchase 148,000.00 359 20061201 0.375 0.030 8.720 Stated 3 LIBOR 6 HESPERIA CA 92345 360 238,500.00 6.875 20061201 SFR 1,366.41 238,500.00 6.875 Investment CashOut Refi 318,000.00 359 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 CHINO VALLEY AZ 31494 360 153,600.00 8.375 20061201 SFR 1,072.00 153,599.18 8.375 Owner Occupied Purchase 224,000.00 359 20061201 0.375 0.030 7.970 Stated 36 H 3 LIBOR 6 SANTA ANA CA 33788 360 278,500.00 6.500 20061201 SFR 1,508.54 278,500.00 6.500 Owner Occupied CashOut Refi 600,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 WALDORF MD 43984 360 448,000.00 8.875 20061201 D-PUDS 3,313.33 448,000.00 8.875 Owner Occupied Purchase 569,000.00 359 20061201 0.375 0.030 8.470 Stated 36 12H/24S 3 LIBOR 6 BAKERSFIELD CA 34041 360 257,000.00 6.500 20061201 SFR 1,392.08 257,000.00 6.500 Investment Purchase 375,000.00 359 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 EL CAJON CA 92020 360 712,500.00 9.375 20061201 SFR 5,566.41 712,500.00 9.375 Owner Occupied Purchase 950,000.00 359 20061201 0.375 0.030 8.970 Stated 36 H 3 LIBOR 6 LONG BEACH CA 33095 180 88,000.00 12.250 20061201 SFR 922.15 87,976.18 12.250 Owner Occupied Purchase 455,000.00 179 20061201 0.500 0.030 11.720 Stated 36 H 0 FIXED HOLLYWOOD FL 33024 180 58,000.00 12.480 20061101 SFR 618.11 57,970.02 12.480 Owner Occupied Purchase 295,000.00 178 20061201 0.500 0.030 11.950 Stated 36 H 0 FIXED HESPERIA CA 92345 180 60,000.00 11.850 20061201 SFR 592.5 60,000.00 11.850 Investment CashOut Refi 318,000.00 179 20061201 0.500 0.030 11.320 Stated 36 H 0 FIXED BELLEVIEW FL 12529 360 162,050.00 6.875 20061201 SFR 928.41 162,050.00 6.875 Investment Purchase 228,000.00 359 20061201 0.375 0.030 6.470 Stated 12 H 3 LIBOR 6 BALTIMORE MD 21244-2038 360 137,350.00 6.250 20061201 SFR 779.79 137,285.57 6.250 Owner Occupied Rate Refi 330,000.00 359 20061201 0.250 0.030 5.970 Stated 36 H FIXED COMPTON CA 32924 360 250,000.00 6.500 20061201 SFR 1,580.17 249,774.00 6.500 Owner Occupied CashOut Refi 415,000.00 359 20061201 0.250 0.030 6.220 SISA 36 H FIXED BAKERSFIELD CA 34036 360 144,750.00 7.000 20061201 SFR 844.38 144,750.00 7.000 Investment CashOut Refi 193,000.00 359 20061201 0.375 0.030 6.595 Stated 12 H 3 LIBOR 6 ROCKFORD IL 22289 360 100,999.00 7.875 20061201 SFR 732.31 100,929.50 7.875 Owner Occupied Rate Refi 140,000.00 359 20061201 0.250 0.030 7.595 Stated FIXED MIRAMAR BEACH FL 32550 360 248,400.00 6.250 20061201 HI-RISE 1,293.75 248,400.00 6.250 2nd Home Purchase 430,000.00 359 20061201 0.375 0.030 5.845 Stated 36 S 3 LIBOR 6 RICHMOND VA 44984 180 177,000.00 11.875 20061201 SFR 1,751.56 177,000.00 11.875 Owner Occupied Purchase 900,000.00 179 20061201 0.500 0.030 11.345 Stated 0 FIXED ALISO VIEJO CA 92656 360 294,000.00 5.990 20061201 CONDO 1,467.55 294,000.00 5.990 Investment CashOut Refi 460,000.00 359 20061201 0.375 0.030 5.585 Stated 36 12H/24S 3 LIBOR 6 PENSACOLA FL 11816 360 552,000.00 6.500 20061201 SFR 2,990.00 552,000.00 6.500 Owner Occupied CashOut Refi 1,100,000.00 359 20061201 0.375 0.030 6.095 Full 60 S 3 LIBOR 6 SACRAMENTO CA 34938 360 240,000.00 6.750 20061201 SFR 1,350.00 239,937.83 6.750 Investment CashOut Refi 324,000.00 359 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 MIAMI FL 33150 180 66,000.00 12.670 20061101 SFR 713.11 65,967.31 12.670 Owner Occupied Purchase 220,000.00 178 20061201 0.500 0.030 12.140 Stated 0 FIXED HOLLYWOOD FL 33027 180 165,000.00 12.450 20061201 D-PUDS 1,754.58 164,957.30 12.450 Owner Occupied Purchase 600,000.00 179 20061201 0.500 0.030 11.920 Stated 12 H 0 FIXED BOWIE MD 44033 360 457,774.00 6.750 20061201 SFR 2,574.98 457,774.00 6.750 Owner Occupied CashOut Refi 750,000.00 359 20061201 0.250 0.030 6.470 Stated 36 H FIXED CAMARILLO CA 93012 360 436,400.00 5.625 20061201 SFR 2,045.63 436,400.00 5.625 Investment Rate Refi 645,000.00 359 20061201 0.375 0.030 5.220 Full 3 LIBOR 6 BAKERSFIELD CA 34036 360 232,000.00 6.875 20061201 SFR 1,329.17 232,000.00 6.875 Investment Rate Refi 332,000.00 359 20061201 0.375 0.030 6.470 Express Non-Verified Assets 3 LIBOR 6 NORTHRIDGE CA 33322 360 672,000.00 7.500 20061201 SFR 4,200.00 672,000.00 7.500 Owner Occupied Rate Refi 850,000.00 359 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 BUNNELL FL 11698 360 195,000.00 7.125 20061201 SFR 1,157.81 195,000.00 7.125 Investment CashOut Refi 325,000.00 359 20061201 0.375 0.030 6.720 Stated 12 H 3 LIBOR 6 PRESCOTT AZ 31476 360 205,000.00 7.750 20061201 SFR 1,323.96 205,000.00 7.750 Owner Occupied CashOut Refi 365,000.00 359 20061201 0.250 0.030 7.470 Express Non-Verified Assets 36 H FIXED KIHEI HI 96753 360 623,000.00 6.375 20061201 SFR 3,309.69 623,000.00 6.375 Investment CashOut Refi 890,000.00 359 20061201 0.375 0.030 5.970 Stated 36 12H/24S 3 LIBOR 6 POMONA CA 91766 180 76,400.00 10.575 20061101 SFR 703.15 76,338.14 10.575 Owner Occupied Purchase 395,000.00 178 20061201 0.500 0.030 10.045 Stated 0 FIXED HOUSTON TX 77072 360 198,000.00 8.875 20061201 4-FAMILY 1,575.38 197,889.00 8.875 Investment Purchase 265,000.00 359 20061201 0.250 0.030 8.595 Stated 36 S FIXED PALMDALE CA 93550 360 190,000.00 6.500 20061201 SFR 1,200.93 189,828.24 6.500 Owner Occupied CashOut Refi 309,000.00 359 20061201 0.250 0.030 6.220 Stated 36 H FIXED EL CAJON CA 92020 180 461,250.00 6.990 20061101 SFR 2,686.78 461,250.00 6.990 Owner Occupied Purchase 515,000.00 178 20061201 0.250 0.030 6.710 Stated 36 H FIXED AURORA CO 80013 360 115,520.00 7.750 20061101 SFR 827.6 115,356.41 7.750 Owner Occupied Purchase 145,000.00 358 20061201 0.250 0.030 7.470 Full 36 S FIXED STALLINGS NC 46756 180 213,600.00 7.875 20061101 D-PUDS 1,401.75 213,600.00 7.875 Investment Purchase 285,000.00 178 20061201 0.250 0.030 7.595 Express Verified Assets 36 S FIXED SAN LORENZO AREA CA 94580 180 528,000.00 7.750 20061101 SFR 3,410.00 528,000.00 7.750 Owner Occupied Purchase 660,000.00 178 20061201 0.250 0.030 7.470 Stated 36 H FIXED ALSIP IL 22131 360 335,920.00 9.250 20061101 4-FAMILY 2,589.38 335,920.00 9.250 Investment Purchase 420,000.00 358 20061201 0.250 0.030 8.970 Stated FIXED SALINAS CA 34217 360 310,000.00 6.500 20061101 SFR 1,959.41 309,438.00 6.500 Owner Occupied CashOut Refi 636,000.00 358 20061201 0.250 0.030 6.220 Express No Doc 36 H FIXED HESPERIA CA 92345 360 189,600.00 7.875 20061101 SFR 1,244.25 189,600.00 7.875 Owner Occupied Purchase 270,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets 36 H FIXED LAS VEGAS NV 32514 180 57,200.00 8.625 20060901 CONDO 411.13 57,200.00 8.625 Investment Purchase 80,000.00 176 20061201 0.250 0.030 8.345 Full 36 H FIXED CORNISH ME 4020 360 190,000.00 7.750 20061001 SFR 1,361.18 189,595.11 7.750 Owner Occupied CashOut Refi 218,391.00 357 20061201 0.250 0.030 6.950 0.52 PMI - LENDER PAID 25 Express Verified Assets FIXED DAYTONA BEACH FL 11702 360 204,800.00 8.000 20061101 SFR 1,502.75 204,524.25 8.000 Owner Occupied Purchase 256,000.00 358 20061201 0.250 0.030 7.720 SISA FIXED NORTH PORT FL 34287 360 207,850.00 7.750 20061001 SFR 1,489.06 207,407.06 7.750 Investment Purchase 259,855.00 357 20061201 0.250 0.030 7.470 Express Verified Assets FIXED PAW PAW MI 49079 180 38,800.00 8.375 20061101 SFR 379.24 38,582.34 8.375 Investment Purchase 48,500.00 178 20061201 0.250 0.030 8.095 Express No Doc FIXED FORT MEADE FL 33841 180 52,250.00 7.625 20061101 SFR 488.08 51,936.86 7.625 Owner Occupied Purchase 55,000.00 178 20061201 0.250 0.030 6.465 0.88 PMI - LENDER PAID 30 Express No Doc 36 H FIXED VISALIA CA 93291 180 130,000.00 7.125 20061101 SFR 1,177.58 129,186.19 7.125 Owner Occupied CashOut Refi 224,138.00 178 20061201 0.250 0.030 6.845 SISA 60 H FIXED NORTH MIAMI FL 33161 180 190,000.00 6.125 20061101 2-FAMILY 1,616.19 188,703.90 6.125 Owner Occupied CashOut Refi 340,000.00 178 20061201 0.250 0.030 5.845 Express No Doc 60 H FIXED STRUTHERS OH 44471 360 40,800.00 8.375 20061101 SFR 310.11 40,749.10 8.375 Investment CashOut Refi 51,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED BIRMINGHAM AL 12826 360 44,000.00 6.875 20061101 SFR 289.05 43,925.85 6.875 Investment CashOut Refi 55,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED ALLIANCE OH 16224 360 45,600.00 7.750 20061101 SFR 326.68 45,535.43 7.750 Investment Purchase 57,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED DAYTON OH 16533 360 46,400.00 8.375 20061101 SFR 352.67 46,342.12 8.375 Investment CashOut Refi 58,000.00 358 20061201 0.250 0.030 8.095 Stated 60 H FIXED HURT VA 24563 360 48,000.00 7.375 20061101 SFR 331.52 47,926.74 7.375 Investment CashOut Refi 87,273.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED YOUNGSTOWN OH 16196 360 49,600.00 8.375 20061101 SFR 377 49,538.12 8.375 Investment CashOut Refi 62,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED BENTON HARBOR MI 49022 360 50,000.00 8.250 20061101 SFR 375.63 49,936.02 8.250 Investment CashOut Refi 69,444.00 358 20061201 0.250 0.030 7.970 Express Verified Assets 36 H FIXED MONROE NC 46762 360 50,000.00 8.875 20061101 SFR 397.82 49,941.54 8.875 Investment CashOut Refi 66,667.00 358 20061201 0.250 0.030 8.595 Express No Doc FIXED SOUTH BEND IN 16972 360 54,400.00 8.125 20061101 SFR 403.92 54,328.58 8.125 Investment Purchase 68,000.00 358 20061201 0.250 0.030 7.845 Express No Doc 60 H FIXED DETROIT MI 17576 360 54,400.00 7.750 20061101 SFR 389.73 54,322.96 7.750 Investment CashOut Refi 68,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED JACKSON MS 14285 360 54,400.00 8.125 20061101 SFR 403.92 54,328.58 8.125 Investment CashOut Refi 74,521.00 358 20061201 0.250 0.030 7.845 Stated FIXED BENTON HARBOR MI 49022 360 55,000.00 8.250 20061101 SFR 413.2 54,929.61 8.250 Investment CashOut Refi 74,324.00 358 20061201 0.250 0.030 7.970 Express Verified Assets 36 H FIXED SAINT LOUIS MO 63136 360 55,000.00 8.000 20060901 SFR 403.57 54,850.78 8.000 Investment CashOut Refi 84,615.00 356 20061201 0.250 0.030 7.720 Express No Doc FIXED BIG SANDY TN 13932 360 55,000.00 8.000 20061101 SFR 403.57 54,925.95 8.000 Owner Occupied CashOut Refi 80,882.00 358 20061201 0.250 0.030 7.720 Express No Doc FIXED MEMPHIS TN 13898 360 55,800.00 7.875 20061101 SFR 404.59 55,722.95 7.875 Investment Rate Refi 71,538.00 358 20061201 0.250 0.030 7.595 Stated FIXED BALTIMORE MD 44244 360 56,800.00 8.250 20061101 SFR 426.72 56,727.31 8.250 Investment CashOut Refi 71,000.00 358 20061201 0.250 0.030 7.970 SISA FIXED DAYTON OH 16530 360 56,800.00 7.750 20061001 SFR 406.92 56,678.95 7.750 Investment CashOut Refi 71,000.00 357 20061201 0.250 0.030 7.470 Express Verified Assets 36 H FIXED SAINT LOUIS MO 23027 360 57,400.00 8.375 20061101 SFR 436.28 57,328.40 8.375 Owner Occupied Purchase 82,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED CLINTON MS 39056 360 58,400.00 7.750 20061101 SFR 418.38 58,317.31 7.750 Investment CashOut Refi 73,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets 36 H FIXED CLINTON MS 39056 360 59,600.00 7.750 20061101 SFR 426.98 59,515.61 7.750 Investment CashOut Refi 74,500.00 358 20061201 0.250 0.030 7.470 Express Verified Assets 36 H FIXED DETROIT MI 48235 360 60,000.00 8.625 20061101 SFR 466.67 59,928.91 8.625 Investment CashOut Refi 75,000.00 358 20061201 0.250 0.030 8.345 Stated FIXED BENTON HARBOR MI 49022 360 60,000.00 7.625 20061101 SFR 424.68 59,912.86 7.625 Investment CashOut Refi 85,714.00 358 20061201 0.250 0.030 7.345 Express Verified Assets 36 H FIXED AKRON OH 16138 360 60,000.00 8.750 20060901 SFR 472.02 59,860.40 8.750 Investment CashOut Refi 75,000.00 356 20061201 0.250 0.030 8.470 Stated 36 H FIXED PHILADELPHIA PA 43488 360 64,000.00 7.625 20061101 SFR 452.99 63,907.06 7.625 Owner Occupied Purchase 80,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED PHILADELPHIA PA 19142 360 65,550.00 8.875 20061101 SFR 521.55 65,469.76 8.875 Owner Occupied Purchase 69,000.00 358 20061201 0.250 0.030 7.185 1.41 PMI - LENDER PAID 30 SISA FIXED PHILADELPHIA PA 43486 360 67,600.00 7.875 20061101 SFR 490.15 67,506.65 7.875 Investment CashOut Refi 84,500.00 358 20061201 0.250 0.030 7.595 Express Verified Assets 12 H FIXED WHITING IN 46394 360 69,600.00 6.625 20061101 SFR 445.66 69,476.84 6.625 Owner Occupied Purchase 87,000.00 358 20061201 0.250 0.030 6.345 Full FIXED SAINT LOUIS MO 63137 360 69,600.00 7.875 20061101 SFR 504.65 69,503.89 7.875 Investment CashOut Refi 87,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED INDEPENDENCE MO 64053 360 74,900.00 7.375 20061101 SFR 517.32 74,785.65 7.375 Owner Occupied CashOut Refi 84,157.00 358 20061201 0.250 0.030 6.205 0.89 PMI - LENDER PAID 25 Full FIXED SAINT LOUIS MO 63137 360 76,000.00 7.875 20061101 SFR 551.05 75,895.06 7.875 Investment CashOut Refi 95,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED PITTSBURGH PA 42048 360 76,000.00 7.000 20061101 SFR 505.63 75,874.23 7.000 Owner Occupied CashOut Refi 95,000.00 358 20061201 0.250 0.030 6.720 Full FIXED BROWNSVILLE TX 28636 360 77,400.00 7.000 20061101 SFR 514.94 77,272.75 7.000 2nd Home Purchase 86,000.00 358 20061201 0.250 0.030 6.000 0.72 PMI - LENDER PAID 25 Stated FIXED SOUTH BEND IN 16967 360 78,400.00 8.125 20061001 SFR 582.12 78,245.10 8.125 Investment Purchase 98,000.00 357 20061201 0.250 0.030 7.845 Express No Doc 36 H FIXED SPARTA MO 65753 360 83,340.00 6.375 20061101 SFR 519.93 83,185.21 6.375 Investment Rate Refi 141,254.00 358 20061201 0.250 0.030 6.095 Express Verified Assets FIXED BARTOW FL 12296 360 84,500.00 7.125 20061101 SFR 569.29 84,364.46 7.125 Investment CashOut Refi 130,000.00 358 20061201 0.250 0.030 6.845 Stated 12 H FIXED WAYNESBORO PA 17268 360 86,000.00 8.250 20061001 SFR 646.09 85,834.10 8.250 Owner Occupied Purchase 150,000.00 357 20061201 0.250 0.030 7.970 Express No Doc 36 H FIXED SUGAR LAND TX 77479 360 87,200.00 7.625 20061101 PUD 617.2 87,073.56 7.625 Owner Occupied CashOut Refi 109,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED MOUNT PROSPECT IL 60056 360 87,600.00 8.000 20061101 CONDO 642.78 87,482.05 8.000 Investment Purchase 109,500.00 358 20061201 0.250 0.030 7.720 Stated 36 H FIXED SAINT AUGUSTINE FL 32080 360 88,400.00 7.375 20061101 CONDO 610.56 88,265.05 7.375 Investment CashOut Refi 136,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED RIO RICO AZ 85648 360 91,500.00 7.000 20061101 SFR 608.75 91,349.56 7.000 Owner Occupied Rate Refi 155,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED COLUMBUS OH 15749 360 92,000.00 7.875 20061001 CONDO 667.06 91,808.82 7.875 Owner Occupied Purchase 115,000.00 357 20061201 0.250 0.030 7.595 Express No Doc FIXED SPRING TX 77373 360 92,800.00 7.250 20061101 PUD 633.06 92,654.78 7.250 Investment Rate Refi 116,000.00 358 20061201 0.250 0.030 6.970 Full FIXED STONE MOUNTAIN GA 30083 360 93,200.00 7.750 20061101 SFR 667.7 93,068.01 7.750 Owner Occupied Purchase 116,500.00 358 20061201 0.250 0.030 7.470 FISA FIXED WHITESTOWN IN 46075 360 93,800.00 7.500 20061101 PUD 655.86 93,660.34 7.500 Investment Purchase 134,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED PHILADELPHIA PA 43489 360 97,600.00 7.125 20061101 SFR 657.55 96,707.14 7.125 Owner Occupied CashOut Refi 122,000.00 358 20061201 0.250 0.030 6.845 Stated 12 H FIXED ROCK HILL SC 47329 360 98,000.00 7.625 20061001 SFR 693.64 97,785.85 7.625 Owner Occupied Rate Refi 124,051.00 357 20061201 0.250 0.030 7.345 Full FIXED ARLINGTON TX 76016 360 98,080.00 6.500 20061101 SFR 619.93 97,902.20 6.500 Owner Occupied Purchase 122,600.00 358 20061201 0.250 0.030 6.220 Full 36 H FIXED BATON ROUGE LA 25800 360 98,100.00 7.375 20061001 SFR 677.55 97,874.70 7.375 Owner Occupied CashOut Refi 125,769.00 357 20061201 0.250 0.030 7.095 Express No Doc FIXED LYNCHBURG VA 45414 360 98,300.00 7.375 20061001 SFR 678.93 98,074.22 7.375 Owner Occupied Purchase 125,000.00 357 20061201 0.250 0.030 7.095 SISA FIXED LEXINGTON SC 29072 360 99,200.00 7.375 20061001 PUD 685.15 98,972.16 7.375 Owner Occupied Purchase 124,000.00 357 20061201 0.250 0.030 7.095 Stated FIXED CRESTWOOD KY 40014 360 100,000.00 7.250 20061001 SFR 682.18 99,714.25 7.250 Owner Occupied CashOut Refi 125,000.00 357 20061201 0.250 0.030 6.970 Stated 36 H FIXED KINNELON NJ 39177 360 100,000.00 7.875 20061101 SFR 725.07 99,861.91 7.875 Owner Occupied CashOut Refi 950,000.00 358 20061201 0.250 0.030 7.595 SISA FIXED JACKSONVILLE FL 11737 360 102,400.00 8.375 20061101 SFR 778.31 102,272.27 8.375 Investment CashOut Refi 128,000.00 358 20061201 0.250 0.030 8.095 Express No Doc FIXED MINT HILL NC 46810 360 103,600.00 6.875 20061101 SFR 680.58 103,425.42 6.875 Investment Rate Refi 148,000.00 358 20061201 0.250 0.030 6.595 Full 36 H FIXED SALISBURY NC 28146 360 103,920.00 7.625 20061001 SFR 735.54 103,692.93 7.625 Owner Occupied Purchase 129,900.00 357 20061201 0.250 0.030 7.345 Express No Doc FIXED GEORGETOWN TX 28667 360 104,000.00 8.375 20061101 SFR 790.48 103,870.25 8.375 Investment CashOut Refi 130,000.00 358 20061201 0.250 0.030 8.095 Express No Doc FIXED LEHIGH ACRES FL 33971 360 104,500.00 6.875 20061101 SFR 686.49 104,323.91 6.875 Owner Occupied Purchase 183,333.00 358 20061201 0.250 0.030 6.595 Express No Doc FIXED KENNEWICK WA 99336 360 105,000.00 7.375 20061101 SFR 725.21 104,839.71 7.375 Investment CashOut Refi 150,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED FERNDALE MI 17583 360 108,000.00 7.750 20061101 SFR 773.73 107,847.05 7.750 Owner Occupied CashOut Refi 135,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED CYPRESS TX 77433 360 108,439.00 7.250 20061101 PUD 739.75 108,007.47 7.250 Investment Purchase 154,913.00 358 20061201 0.250 0.030 6.970 Stated FIXED HARRISBURG NC 28075 360 109,600.00 6.750 20061101 SFR 710.86 109,410.75 6.750 Owner Occupied CashOut Refi 138,734.00 358 20061201 0.250 0.030 6.470 Full FIXED SPRINGFIELD OR 97478 360 110,000.00 6.750 20061001 SFR 713.46 109,714.27 6.750 Owner Occupied Purchase 137,500.00 357 20061201 0.250 0.030 6.470 Full FIXED EAST LYNNE MO 64743 360 116,000.00 7.250 20061101 SFR 791.32 115,818.48 7.250 Owner Occupied Rate Refi 145,000.00 358 20061201 0.250 0.030 6.970 Full FIXED ASHLEY OH 43003 360 116,000.00 7.750 20061101 SFR 831.04 115,835.73 7.750 Investment CashOut Refi 145,000.00 358 20061201 0.250 0.030 7.470 Stated 60 H FIXED SAN ANTONIO TX 78250 360 116,000.00 7.750 20061001 2-FAMILY 831.04 115,752.80 7.750 Investment Purchase 145,000.00 357 20061201 0.250 0.030 7.470 Stated FIXED HASTINGS FL 32145 360 120,000.00 6.875 20061101 SFR 788.31 119,697.23 6.875 Owner Occupied Purchase 190,000.00 358 20061201 0.250 0.030 6.595 Express No Doc 36 H FIXED CLEMSON SC 29634 360 120,000.00 7.250 20061001 4-FAMILY 818.61 119,717.47 7.250 Owner Occupied CashOut Refi 150,000.00 357 20061201 0.250 0.030 6.970 Express Verified Assets FIXED LYNCHBURG VA 45414 360 120,400.00 7.500 20061101 SFR 841.85 120,220.74 7.500 Owner Occupied Purchase 154,000.00 358 20061201 0.250 0.030 7.220 Express No Doc 36 H FIXED CONCORD NC 28025 360 123,500.00 8.375 20061101 SFR 938.69 123,345.94 8.375 Owner Occupied Purchase 130,000.00 358 20061201 0.250 0.030 7.345 0.75 PMI - LENDER PAID 30 Express No Doc FIXED ALEXANDRIA LA 25993 360 126,000.00 8.000 20061101 4-FAMILY 924.54 125,820.36 8.000 Investment Purchase 157,500.00 358 20061201 0.250 0.030 7.720 SISA 36 H FIXED DINGMANS FERRY PA 43187 360 130,000.00 7.125 20061101 PUD 875.83 129,791.48 7.125 Owner Occupied Rate Refi 205,000.00 358 20061201 0.250 0.030 6.845 Stated 36 H FIXED DORCHESTER MA 37278 360 130,400.00 7.625 20061101 CONDO 922.96 130,210.64 7.625 Owner Occupied Purchase 183,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED REDFORD MI 48239 360 130,400.00 7.000 20061101 SFR 867.55 130,185.61 7.000 Owner Occupied Rate Refi 163,000.00 358 20061201 0.250 0.030 6.720 Full FIXED BELVIDERE IL 61008 360 130,500.00 8.375 20061101 SFR 991.89 130,337.22 8.375 Owner Occupied Purchase 145,000.00 358 20061201 0.250 0.030 7.325 0.77 PMI - LENDER PAID 25 Express No Doc FIXED HOUSTON TX 77007 360 130,500.00 7.500 20061001 SFR 912.47 130,207.65 7.500 Investment CashOut Refi 174,000.00 357 20061201 0.250 0.030 7.220 Full FIXED FRESNO TX 77545 360 130,560.00 7.500 20061001 PUD 912.89 130,267.51 7.500 Investment Purchase 163,200.00 357 20061201 0.250 0.030 7.220 Full FIXED BATON ROUGE LA 25800 360 132,000.00 8.125 20061101 4-FAMILY 980.1 131,826.72 8.125 Investment Purchase 165,000.00 358 20061201 0.250 0.030 7.845 SISA FIXED CHARLOTTE NC 46810 360 135,012.00 6.875 20061101 PUD 886.93 134,784.51 6.875 Owner Occupied Purchase 168,765.00 358 20061201 0.250 0.030 6.595 Full FIXED SOUTHPORT ME 4576 360 135,850.00 6.750 20061101 SFR 881.12 135,615.42 6.750 Owner Occupied CashOut Refi 209,000.00 358 20061201 0.250 0.030 6.470 Express No Doc 36 H FIXED BAY CITY TX 28229 360 136,000.00 7.500 20061101 SFR 950.93 135,797.44 7.500 Owner Occupied CashOut Refi 170,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED HOUSTON TX 77014 360 136,000.00 6.875 20061101 SFR 893.42 135,770.84 6.875 Investment Purchase 170,000.00 358 20061201 0.250 0.030 6.595 Stated 12 H FIXED FUQUAY VARINA NC 46533 360 139,920.00 7.500 20061101 SFR 978.34 139,711.67 7.500 Owner Occupied Purchase 174,900.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED ABSECON NJ 39479 360 142,500.00 8.875 20061101 CONDO 1,133.79 142,339.65 8.875 Owner Occupied Purchase 150,000.00 358 20061201 0.250 0.030 7.595 1 PMI - LENDER PAID 30 Express No Doc FIXED WILLIS TX 28202 360 143,500.00 7.500 20061001 SFR 1,003.37 143,178.52 7.500 2nd Home CashOut Refi 205,000.00 357 20061201 0.250 0.030 7.220 Stated FIXED BEL AIR MD 21014 360 145,600.00 6.750 20061101 SFR 944.36 145,348.57 6.750 Owner Occupied Purchase 186,000.00 358 20061201 0.250 0.030 6.470 Full FIXED GREENVILLE OH 16527 360 145,600.00 7.250 20061101 SFR 993.25 145,372.15 7.250 Owner Occupied Purchase 182,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED WEST SACRAMENTO CA 95691 360 147,200.00 6.500 20061001 SFR 930.4 146,798.63 6.500 Owner Occupied Purchase 206,000.00 357 20061201 0.250 0.030 6.220 Stated FIXED PHILADELPHIA PA 19149 360 147,200.00 7.500 20061001 2-FAMILY 1,029.24 146,870.23 7.500 Investment Purchase 184,000.00 357 20061201 0.250 0.030 7.220 SISA FIXED WEBB AL 36376 360 147,600.00 7.125 20061101 SFR 994.41 147,363.23 7.125 Owner Occupied Purchase 184,500.00 358 20061201 0.250 0.030 6.845 Full FIXED SALEM OR 35490 360 147,600.00 7.375 20061101 3-FAMILY 1,019.44 147,350.69 7.375 Investment Purchase 190,500.00 358 20061201 0.250 0.030 7.095 Stated FIXED MIDDLETOWN MD 21769 360 148,000.00 7.250 20061101 SFR 1,009.62 147,768.40 7.250 Investment Purchase 195,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED TRAVELERS REST SC 29690 360 148,200.00 7.875 20061101 SFR 1,074.55 147,909.91 7.875 Owner Occupied Purchase 156,000.00 358 20061201 0.250 0.030 7.085 0.51 PMI - LENDER PAID 30 Express No Doc FIXED ACWORTH GA 10960 360 148,500.00 7.250 20061101 SFR 1,013.03 147,704.21 7.250 Owner Occupied Rate Refi 178,916.00 358 20061201 0.250 0.030 6.440 0.53 PMI - LENDER PAID 22 SISA FIXED BALTIMORE MD 21234 360 150,000.00 6.875 20061101 SFR 985.39 149,747.25 6.875 Owner Occupied CashOut Refi 197,500.00 358 20061201 0.250 0.030 6.595 Stated FIXED CHARLOTTE NC 28269 360 150,400.00 7.375 20061101 PUD 1,038.78 150,170.40 7.375 Investment Rate Refi 188,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED PORTLAND OR 97233 360 152,000.00 6.750 20061101 SFR 985.87 151,737.52 6.750 Owner Occupied CashOut Refi 190,000.00 358 20061201 0.250 0.030 6.470 Full FIXED GASTONIA NC 28056 360 153,800.00 7.000 20061101 PUD 1,023.24 153,420.30 7.000 Investment Purchase 192,250.00 358 20061201 0.250 0.030 6.720 Stated FIXED QUEEN CREEK AZ 85242 360 155,000.00 7.250 20061101 PUD 1,057.37 154,757.45 7.250 Owner Occupied CashOut Refi 292,453.00 358 20061201 0.250 0.030 6.970 Stated FIXED NORTH PORT FL 34286 360 155,000.00 7.375 20061101 SFR 1,070.55 154,763.38 7.375 Owner Occupied Rate Refi 195,000.00 358 20061201 0.250 0.030 7.095 SISA FIXED LYONS IL 60534 360 156,800.00 7.125 20061101 SFR 1,056.39 156,548.48 7.125 Owner Occupied Purchase 200,000.00 358 20061201 0.250 0.030 6.845 Stated 36 H FIXED MINNEAPOLIS MN 20197 360 158,200.00 6.750 20061101 2-FAMILY 1,026.08 157,926.83 6.750 Owner Occupied Rate Refi 262,000.00 358 20061201 0.250 0.030 6.470 Express No Doc FIXED LA PLACE LA 70068 360 158,400.00 7.875 20061101 4-FAMILY 1,148.51 158,181.26 7.875 Owner Occupied CashOut Refi 198,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets 36 H FIXED WAUKEGAN IL 60087 360 160,000.00 7.500 20061101 SFR 1,118.74 159,661.15 7.500 Owner Occupied Purchase 168,421.00 358 20061201 0.250 0.030 5.570 1.65 PMI - LENDER PAID 30 Express Verified Assets FIXED DELAWARE OH 43015 360 160,000.00 7.250 20061001 4-FAMILY 1,091.48 159,623.29 7.250 Investment Purchase 200,000.00 357 20061201 0.250 0.030 6.970 Full FIXED PLANTATION FL 12137 360 164,000.00 7.500 20061101 CONDO 1,146.71 159,730.82 7.500 Owner Occupied Purchase 205,000.00 358 20061201 0.250 0.030 7.220 Express No Doc 36 H FIXED APEX NC 46509 360 164,000.00 7.625 20061101 SFR 1,160.78 163,761.85 7.625 Owner Occupied Purchase 205,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED TAMPA FL 12221 360 164,400.00 7.750 20061101 SFR 1,177.78 164,167.19 7.750 Owner Occupied CashOut Refi 205,500.00 358 20061201 0.250 0.030 7.470 SISA 36 H FIXED CALEXICO CA 92231 360 165,000.00 6.750 20061001 SFR 1,070.19 164,570.14 6.750 Owner Occupied CashOut Refi 225,000.00 357 20061201 0.250 0.030 6.470 SISA FIXED GEORGETOWN KY 14694 360 166,540.00 6.500 20061101 PUD 1,052.65 166,238.07 6.500 Owner Occupied Purchase 208,175.00 358 20061201 0.250 0.030 6.220 Stated FIXED PHOENIX AZ 85042 360 168,000.00 7.000 20061101 SFR 1,117.71 167,723.78 7.000 Owner Occupied Purchase 220,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED LOVELAND CO 80538 360 168,000.00 6.750 20061101 SFR 1,089.64 167,709.91 6.750 Owner Occupied Rate Refi 210,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED PHILADELPHIA PA 43495 360 168,000.00 8.125 20061101 4-FAMILY 1,247.40 167,779.46 8.125 Investment CashOut Refi 218,182.00 358 20061201 0.250 0.030 7.845 Express Verified Assets 12 H FIXED WEST COLUMBIA SC 29170 360 170,000.00 7.250 20061101 SFR 1,159.70 169,721.60 7.250 Owner Occupied CashOut Refi 188,889.00 358 20061201 0.250 0.030 6.380 0.59 PMI - LENDER PAID 25 SISA FIXED SAINT PETERSBURG FL 12243 360 172,000.00 8.000 20061101 3-FAMILY 1,262.08 171,768.41 8.000 Investment Purchase 225,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED STOUGHTON MA 2072 360 174,000.00 6.750 20061001 SFR 1,128.56 173,548.04 6.750 Owner Occupied Rate Refi 305,000.00 357 20061201 0.250 0.030 6.470 SISA FIXED VISALIA CA 93277 360 175,000.00 7.500 20061101 SFR 1,223.63 174,737.88 7.500 Owner Occupied Purchase 223,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED ORLAND CA 95963 360 176,000.00 7.750 20061101 SFR 1,260.89 175,750.75 7.750 Owner Occupied CashOut Refi 220,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED TINLEY PARK IL 60477 360 176,000.00 8.000 20061101 SFR 1,291.43 175,763.02 8.000 Investment Purchase 220,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED SUPERIOR TWP MI 48198 360 176,000.00 7.500 20061001 SFR 1,230.62 175,403.81 7.500 Owner Occupied Purchase 220,000.00 357 20061201 0.250 0.030 7.220 Express Verified Assets FIXED YAKIMA WA 36046 360 178,400.00 7.875 20061001 SFR 1,293.52 178,029.26 7.875 Owner Occupied CashOut Refi 223,000.00 357 20061201 0.250 0.030 7.595 Stated 36 H FIXED OAKDALE MN 20117 360 183,200.00 6.750 20061101 SFR 1,188.23 182,883.65 6.750 Owner Occupied CashOut Refi 229,000.00 358 20061201 0.250 0.030 6.470 Full FIXED FRUITLAND PARK FL 12631 360 186,400.00 8.000 20061001 SFR 1,367.74 186,017.74 8.000 Investment CashOut Refi 233,000.00 357 20061201 0.250 0.030 7.720 Stated FIXED JUPITER FL 33458 360 188,000.00 8.375 20061101 SFR 1,428.94 187,765.47 8.375 Investment Purchase 235,000.00 358 20061201 0.250 0.030 8.095 Express No Doc FIXED NORTH LAS VEGAS NV 89030 360 188,000.00 7.750 20061001 2-FAMILY 1,346.86 187,599.35 7.750 Investment CashOut Refi 235,000.00 357 20061201 0.250 0.030 7.470 Express No Doc FIXED MATTHEWS NC 46757 360 192,000.00 7.375 20061101 PUD 1,326.10 191,706.90 7.375 Owner Occupied Purchase 240,000.00 358 20061201 0.250 0.030 7.095 SISA FIXED COLBERT WA 99005 360 192,000.00 6.875 20061101 SFR 1,261.30 191,639.57 6.875 Owner Occupied Purchase 240,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED PARKVILLE MO 64152 360 210,000.00 7.000 20061101 SFR 1,397.14 209,654.72 7.000 Owner Occupied CashOut Refi 300,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED LAKE HAVASU CITY AZ 31508 360 212,000.00 6.875 20061001 SFR 1,392.69 211,462.61 6.875 Owner Occupied CashOut Refi 275,000.00 357 20061201 0.250 0.030 6.595 SISA 36 H FIXED MOUNT HOLLY SPRINGS PA 17065 360 216,800.00 6.500 20061001 SFR 1,370.32 216,208.84 6.500 Owner Occupied CashOut Refi 271,000.00 357 20061201 0.250 0.030 6.220 Full FIXED FLORIDA CITY FL 33034 360 225,600.00 7.625 20061101 SFR 1,596.78 225,272.40 7.625 Owner Occupied Purchase 282,000.00 358 20061201 0.250 0.030 7.345 Stated 36 H FIXED SLIDELL LA 70458 360 226,880.00 7.500 20061001 4-FAMILY 1,586.38 226,371.70 7.500 Investment Purchase 283,600.00 357 20061201 0.250 0.030 7.220 Full FIXED PHOENIX AZ 85040 360 228,550.00 7.750 20061101 PUD 1,637.36 228,226.34 7.750 Owner Occupied Purchase 253,944.00 358 20061201 0.250 0.030 6.630 0.84 PMI - LENDER PAID 30 Express No Doc FIXED HAGERSTOWN MD 21742 360 236,000.00 6.750 20061101 SFR 1,530.69 235,592.48 6.750 Owner Occupied Purchase 295,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets FIXED LAUREL DE 19956 360 236,700.00 7.875 20061101 SFR 1,716.24 236,373.13 7.875 Owner Occupied CashOut Refi 263,000.00 358 20061201 0.250 0.030 6.405 1.19 PMI - LENDER PAID 25 SISA 36 H FIXED PAWTUCKET RI 2860 360 240,000.00 7.250 20061101 3-FAMILY 1,637.22 239,624.43 7.250 Owner Occupied CashOut Refi 307,692.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED LYLE WA 98635 360 246,000.00 7.000 20061101 4-FAMILY 1,636.64 245,595.54 7.000 Investment Purchase 330,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED HICKORY HILLS IL 60457 360 251,750.00 6.625 20061001 SFR 1,611.98 251,079.96 6.625 Owner Occupied Purchase 336,000.00 357 20061201 0.250 0.030 6.345 SISA FIXED NAPERVILLE IL 60564 360 254,400.00 7.375 20061101 SFR 1,757.08 254,011.65 7.375 Owner Occupied Purchase 318,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED MADISON KS 66860 360 258,000.00 7.625 20061001 SFR 1,826.11 257,436.23 7.625 Owner Occupied CashOut Refi 322,500.00 357 20061201 0.250 0.030 7.345 Stated FIXED SANTA ANA CA 33790 360 260,000.00 7.500 20061101 CONDO 1,817.96 259,613.67 7.500 Owner Occupied Purchase 325,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets 36 H FIXED HOUSTON TX 77006 360 260,000.00 7.500 20061001 SFR 1,817.96 259,417.49 7.500 Owner Occupied CashOut Refi 325,000.00 357 20061201 0.250 0.030 7.220 Stated FIXED MORRISVILLE NC 27560 360 260,700.00 7.250 20061101 PUD 1,778.43 260,292.03 7.250 Investment Purchase 325,875.00 358 20061201 0.250 0.030 6.970 Full FIXED MESA AZ 31081 360 268,000.00 6.500 20061101 SFR 1,693.94 267,514.14 6.500 Owner Occupied Purchase 335,000.00 358 20061201 0.250 0.030 6.220 Full FIXED LAKEMOOR IL 60051 360 272,000.00 7.750 20061101 PUD 1,948.64 271,614.82 7.750 Owner Occupied CashOut Refi 340,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED SKOKIE IL 60076 360 275,200.00 6.875 20061001 SFR 1,807.87 273,870.61 6.875 Owner Occupied Purchase 345,000.00 357 20061201 0.250 0.030 6.595 Stated FIXED ORLANDO FL 11915 360 278,000.00 7.250 20061101 PUD 1,896.45 277,564.95 7.250 Owner Occupied Purchase 413,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED BOSTON MA 37280 360 285,000.00 7.750 20061101 3-FAMILY 2,041.77 284,596.41 7.750 Owner Occupied CashOut Refi 498,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED PUYALLUP WA 98374 360 285,600.00 7.250 20061101 2-FAMILY 1,948.30 285,153.05 7.250 Investment Purchase 357,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED PHILADELPHIA PA 19146 360 288,000.00 8.125 20061001 2-FAMILY 2,138.39 287,430.11 8.125 Investment CashOut Refi 369,231.00 357 20061201 0.250 0.030 7.845 Express Verified Assets FIXED PAWLEYS ISLAND SC 29585 360 308,000.00 7.500 20061101 PUD 2,153.58 307,541.41 7.500 Investment Purchase 385,000.00 358 20061201 0.250 0.030 7.220 Full FIXED MANTECA CA 95336 360 312,000.00 6.500 20061001 SFR 1,972.05 311,149.26 6.500 Owner Occupied CashOut Refi 390,000.00 357 20061201 0.250 0.030 6.220 Stated 36 H FIXED MINNEOLA FL 12615 360 315,811.00 8.125 20061101 PUD 2,344.89 315,396.42 8.125 Owner Occupied Purchase 332,433.00 358 20061201 0.250 0.030 6.245 1.6 PMI - LENDER PAID 30 SISA 12 H FIXED BRIGANTINE NJ 39481 360 318,000.00 7.375 20061001 SFR 2,196.35 317,269.60 7.375 Owner Occupied CashOut Refi 425,000.00 357 20061201 0.250 0.030 7.095 NINA FIXED E FALLOWFIELD PA 43544 360 328,250.00 8.250 20061101 PUD 2,466.03 327,829.94 8.250 Owner Occupied Purchase 345,526.00 358 20061201 0.250 0.030 7.970 RADIAN - BORROWER PAID 30 Express No Doc FIXED RANCHO CORDOVA CA 95670 360 332,000.00 7.375 20061001 2-FAMILY 2,293.04 331,237.46 7.375 Owner Occupied CashOut Refi 415,000.00 357 20061201 0.250 0.030 7.095 Stated FIXED HALLANDALE FL 33009 360 332,500.00 7.500 20061101 CONDO 2,324.89 331,864.20 7.500 Owner Occupied Purchase 350,000.00 358 20061201 0.250 0.030 5.560 1.66 PMI - LENDER PAID 30 Express Verified Assets FIXED CASCADE CO 29442 360 340,000.00 7.000 20061101 SFR 2,262.03 339,369.90 7.000 Owner Occupied CashOut Refi 425,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED MONROE LA 25967 360 357,000.00 6.875 20061101 SFR 2,345.24 356,398.42 6.875 Owner Occupied Rate Refi 410,345.00 358 20061201 0.250 0.030 5.825 0.77 PMI - LENDER PAID 25 Express No Doc FIXED WEST PALM BEACH FL 12157 360 360,000.00 6.875 20061101 PUD 2,364.94 359,393.39 6.875 Owner Occupied CashOut Refi 450,000.00 358 20061201 0.250 0.030 6.595 SISA FIXED CHICAGO IL 60656 360 364,000.00 7.250 20061101 SFR 2,483.12 363,430.36 7.250 Owner Occupied CashOut Refi 520,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED ALLSTON MA 2134 360 378,000.00 7.250 20061001 2-FAMILY 2,578.63 377,110.01 7.250 Investment CashOut Refi 540,000.00 357 20061201 0.250 0.030 6.970 SISA FIXED LAS VEGAS NV 89139 360 380,000.00 6.875 20061001 PUD 2,496.33 378,835.86 6.875 Owner Occupied Purchase 542,857.00 357 20061201 0.250 0.030 6.595 Stated FIXED SUFFERN NY 40422 360 380,000.00 7.250 20061101 SFR 2,592.27 379,405.33 7.250 Owner Occupied CashOut Refi 567,164.00 358 20061201 0.250 0.030 6.970 SISA FIXED MIDDLE VILLAGE NY 11379 360 384,000.00 8.125 20061101 2-FAMILY 2,851.19 383,495.92 8.125 Investment Purchase 750,000.00 358 20061201 0.250 0.030 7.845 SISA FIXED GLENMOORE PA 19343 360 405,000.00 7.000 20061101 SFR 2,694.48 404,334.10 7.000 Owner Occupied CashOut Refi 547,297.00 358 20061201 0.250 0.030 6.720 SISA FIXED WAHIAWA HI 96786 360 408,000.00 7.250 20061001 SFR 2,783.28 407,039.38 7.250 2nd Home CashOut Refi 510,000.00 357 20061201 0.250 0.030 6.970 Express Verified Assets FIXED JERSEY CITY NJ 39146 360 416,000.00 6.750 20061001 2-FAMILY 2,698.17 414,919.44 6.750 Owner Occupied CashOut Refi 520,000.00 357 20061201 0.250 0.030 6.470 SISA FIXED LAS VEGAS NV 32510 360 417,000.00 8.375 20061001 SFR 3,169.50 416,216.99 8.375 2nd Home CashOut Refi 680,000.00 357 20061201 0.250 0.030 8.095 Express Verified Assets FIXED SAN ANTONIO TX 28540 360 51,800.00 8.875 20060901 SFR 383.1 51,800.00 8.875 Investment Rate Refi 74,000.00 356 20061201 0.250 0.030 8.595 Express No Doc 60 H FIXED JEFFERSONVILLE IN 17197 360 54,000.00 7.875 20061101 SFR 354.38 54,000.00 7.875 Investment CashOut Refi 90,000.00 358 20061201 0.250 0.030 7.595 Express No Doc FIXED PARK HILLS MO 23163 360 56,000.00 8.875 20061101 SFR 414.17 56,000.00 8.875 Investment Rate Refi 70,000.00 358 20061201 0.250 0.030 8.595 Express No Doc FIXED COLUMBIA SC 47152 360 56,000.00 7.375 20061101 SFR 344.17 55,999.46 7.375 Investment CashOut Refi 70,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED GARY IN 16901 360 56,250.00 8.375 20061101 SFR 392.58 56,250.00 8.375 Investment CashOut Refi 75,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED VICTORIA TX 28369 360 63,800.00 7.875 20061001 4-FAMILY 418.69 63,800.00 7.875 Investment Purchase 81,795.00 357 20061201 0.250 0.030 7.595 Express Verified Assets FIXED GARY IN 16901 360 64,000.00 7.625 20061101 SFR 406.67 63,999.79 7.625 Investment CashOut Refi 80,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED HIBBING MN 55746 360 67,200.00 7.000 20061101 SFR 392 67,200.00 7.000 Owner Occupied Purchase 90,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED CHARLOTTE NC 46796 360 68,000.00 7.500 20061001 SFR 425 67,894.66 7.500 Investment CashOut Refi 85,000.00 357 20061201 0.250 0.030 7.220 Stated FIXED ECORSE MI 17592 360 72,000.00 8.875 20061101 SFR 532.5 71,964.87 8.875 Investment CashOut Refi 90,000.00 358 20061201 0.250 0.030 8.595 Stated FIXED CHANDLER AZ 85248 360 75,000.00 8.375 20061001 PUD 523.44 75,000.00 8.375 Owner Occupied CashOut Refi 340,000.00 357 20061201 0.250 0.030 8.095 Express No Doc FIXED KIRBY TX 28540 360 75,000.00 7.875 20061001 SFR 492.19 75,000.00 7.875 Investment CashOut Refi 94,937.00 357 20061201 0.250 0.030 7.595 SISA FIXED MINNEOLA FL 34755 360 85,000.00 6.750 20061101 PUD 478.13 85,000.00 6.750 Owner Occupied Purchase 235,000.00 358 20061201 0.250 0.030 6.470 Express No Doc 36 H FIXED TAMPA FL 12224 360 87,500.00 7.875 20061101 SFR 574.22 87,500.00 7.875 Investment CashOut Refi 130,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED WILLOW SPRING NC 27592 360 88,000.00 7.875 20061101 SFR 577.5 88,000.00 7.875 Investment CashOut Refi 112,821.00 358 20061201 0.250 0.030 7.595 Stated FIXED KENNEDALE TX 76060 360 88,000.00 8.125 20061101 SFR 595.83 88,000.00 8.125 Investment CashOut Refi 110,000.00 358 20061201 0.250 0.030 7.845 Stated 36 H FIXED GAINESVILLE GA 11085 360 89,600.00 8.875 20061101 SFR 662.67 89,600.00 8.875 Owner Occupied Purchase 112,000.00 358 20061201 0.250 0.030 8.595 Stated FIXED BEDFORD HEIGHTS OH 16099 360 92,000.00 6.750 20061001 SFR 517.5 92,000.00 6.750 Owner Occupied CashOut Refi 115,000.00 357 20061201 0.250 0.030 6.470 Stated 36 H FIXED WORTH IL 60482 360 93,000.00 8.875 20061101 CONDO 687.81 93,000.00 8.875 Owner Occupied CashOut Refi 136,765.00 358 20061201 0.250 0.030 8.595 Stated FIXED DETROIT MI 48235 360 94,400.00 9.000 20061101 SFR 708 94,400.00 9.000 Investment CashOut Refi 118,000.00 358 20061201 0.250 0.030 8.720 SISA 24 H FIXED TAMPA FL 12211 360 94,500.00 7.875 20061101 SFR 620.16 94,500.00 7.875 Investment CashOut Refi 150,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED BALTIMORE MD 44243 360 94,500.00 8.000 20061101 SFR 630 94,500.00 8.000 Owner Occupied CashOut Refi 105,000.00 358 20061201 0.250 0.030 6.210 1.51 PMI - LENDER PAID 25 Stated FIXED GREENVILLE SC 47274 360 94,800.00 8.250 20061101 SFR 651.75 94,800.00 8.250 Owner Occupied Purchase 118,500.00 358 20061201 0.250 0.030 7.970 Stated FIXED NASHVILLE TN 13555 360 95,000.00 7.625 20061101 SFR 603.65 94,998.49 7.625 Owner Occupied CashOut Refi 128,378.00 358 20061201 0.250 0.030 7.345 SISA 12 H FIXED TWIN FALLS ID 30376 360 95,900.00 6.875 20061101 SFR 549.43 95,900.00 6.875 Investment Purchase 119,875.00 358 20061201 0.250 0.030 6.595 Full 12 H FIXED GREENVILLE SC 47280 360 97,340.00 8.125 20061001 SFR 659.07 97,324.21 8.125 Owner Occupied Purchase 121,675.00 357 20061201 0.250 0.030 7.845 Express No Doc FIXED DENVER CO 29271 360 97,600.00 7.500 20061101 SFR 610 97,600.00 7.500 Owner Occupied Purchase 122,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED PHOENIX AZ 85023 360 103,200.00 7.250 20061101 CONDO 623.5 103,200.00 7.250 Owner Occupied CashOut Refi 129,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED MADISON NC 27025 360 104,800.00 7.250 20061101 SFR 633.17 104,800.00 7.250 Owner Occupied Rate Refi 131,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED CHARLOTTE NC 28269 360 109,050.00 7.750 20061001 PUD 704.28 109,050.00 7.750 Owner Occupied Purchase 155,786.00 357 20061201 0.250 0.030 7.470 Express No Doc FIXED IDAHO FALLS ID 30408 360 110,000.00 7.500 20061101 SFR 687.5 110,000.00 7.500 Investment Purchase 137,500.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED CANONSBURG PA 42080 360 115,200.00 7.500 20061001 SFR 720 115,200.00 7.500 Investment CashOut Refi 144,000.00 357 20061201 0.250 0.030 7.220 FISA FIXED LAWRENCEVILLE GA 30045 360 116,000.00 7.500 20061101 SFR 725 116,000.00 7.500 2nd Home Purchase 145,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED DALLAS TX 75249 360 116,720.00 6.875 20061001 PUD 668.71 116,720.00 6.875 Owner Occupied Purchase 145,900.00 357 20061201 0.250 0.030 6.595 Express Verified Assets FIXED DECATUR GA 30034 360 119,200.00 7.250 20061101 SFR 720.17 119,200.00 7.250 Owner Occupied CashOut Refi 149,000.00 358 20061201 0.250 0.030 6.970 Full FIXED WEST JORDAN UT 84084 360 120,000.00 7.250 20061101 CONDO 725 120,000.00 7.250 Investment Purchase 150,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED SPRINGVILLE UT 84663 360 121,793.00 7.375 20061101 SFR 748.52 121,674.66 7.375 Investment Purchase 173,990.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED SOMERSET WI 54025 360 123,900.00 7.500 20061101 PUD 774.38 123,900.00 7.500 Owner Occupied Purchase 154,875.00 358 20061201 0.250 0.030 7.220 Stated FIXED LAKELAND FL 12275 360 128,000.00 6.875 20061001 SFR 733.33 128,000.00 6.875 Owner Occupied CashOut Refi 160,000.00 357 20061201 0.250 0.030 6.595 Stated FIXED SPRINGFIELD MO 23958 360 130,400.00 7.625 20061101 SFR 828.58 130,400.00 7.625 Owner Occupied Purchase 163,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED SARASOTA FL 34239 360 132,500.00 7.000 20061101 SFR 772.92 132,500.00 7.000 Owner Occupied CashOut Refi 283,000.00 358 20061201 0.250 0.030 6.720 FISA 24 H FIXED COLORADO SPRINGS CO 29480 360 134,000.00 7.125 20061001 SFR 795.63 134,000.00 7.125 Owner Occupied CashOut Refi 167,500.00 357 20061201 0.250 0.030 6.845 Stated FIXED CHARLOTTE NC 46799 360 134,091.00 7.250 20061001 PUD 810.13 134,091.00 7.250 Owner Occupied Purchase 167,614.00 357 20061201 0.250 0.030 6.970 Stated FIXED COLLEGE PLACE WA 36243 360 135,920.00 7.375 20061101 3-FAMILY 835.34 135,920.00 7.375 Investment Purchase 180,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED AURORA CO 80012 360 136,000.00 6.875 20061101 PUD 779.17 136,000.00 6.875 Owner Occupied CashOut Refi 170,000.00 358 20061201 0.250 0.030 6.595 Full FIXED PORTSMOUTH VA 45114 360 136,000.00 7.375 20061101 SFR 835.83 136,000.00 7.375 Owner Occupied Purchase 170,000.00 358 20061201 0.250 0.030 7.095 Full FIXED CHARLOTTE NC 46810 360 136,288.00 7.500 20061001 PUD 851.8 136,288.00 7.500 Owner Occupied Purchase 170,360.00 357 20061201 0.250 0.030 7.220 Express Verified Assets FIXED WEST VALLEY CITY UT 30709 360 139,584.00 7.250 20061101 CONDO 843.32 139,584.00 7.250 Investment Purchase 174,480.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED TUCSON AZ 31242 360 140,000.00 7.375 20061001 SFR 860.42 140,000.00 7.375 Owner Occupied CashOut Refi 175,000.00 357 20061201 0.250 0.030 7.095 Stated FIXED DENVER CO 29262 360 140,000.00 7.875 20061101 SFR 918.75 140,000.00 7.875 Owner Occupied CashOut Refi 177,215.00 358 20061201 0.250 0.030 7.595 Stated FIXED NAUGATUCK CT 6770 360 141,500.00 7.000 20061101 CONDO 825.42 141,230.73 7.000 Owner Occupied Purchase 148,947.00 358 20061201 0.250 0.030 5.360 1.36 PMI - LENDER PAID 35 Full FIXED FORT MYERS FL 12302 360 148,000.00 8.125 20061101 SFR 1,002.08 148,000.00 8.125 Investment Rate Refi 185,000.00 358 20061201 0.250 0.030 7.845 Stated 24 H FIXED HARRISBURG NC 28075 360 150,256.00 7.250 20061001 PUD 907.8 150,256.00 7.250 2nd Home Purchase 188,100.00 357 20061201 0.250 0.030 6.970 Stated FIXED GWYNN OAK MD 44234 360 152,000.00 7.250 20061101 SFR 918.33 152,000.00 7.250 Owner Occupied Purchase 193,000.00 358 20061201 0.250 0.030 6.970 Full FIXED MATAWAN NJ 7747 360 152,000.00 7.750 20061101 SFR 981.67 151,681.67 7.750 Investment Purchase 200,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED LITTLETON CO 29247 360 152,250.00 7.250 20061101 CONDO 919.84 152,250.00 7.250 Investment Purchase 217,500.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED CHARLOTTE NC 28278 360 153,232.00 7.250 20061001 PUD 925.78 153,232.00 7.250 Owner Occupied Purchase 191,540.00 357 20061201 0.250 0.030 6.970 Express Verified Assets FIXED WESTMINSTER CO 80031 360 155,920.00 6.875 20061101 SFR 893.29 155,881.00 6.875 Owner Occupied Purchase 194,900.00 358 20061201 0.250 0.030 6.595 Stated FIXED MYRTLE BEACH SC 29588 360 157,520.00 7.500 20061001 PUD 984.5 157,520.00 7.500 2nd Home Purchase 196,900.00 357 20061201 0.250 0.030 7.220 Stated FIXED SALT LAKE CITY UT 30696 360 159,120.00 6.750 20061101 SFR 895.05 159,120.00 6.750 Owner Occupied Purchase 198,900.00 358 20061201 0.250 0.030 6.470 Full FIXED HARRISBURG NC 28075 360 159,300.00 7.250 20061101 PUD 962.44 159,300.00 7.250 Investment Purchase 199,125.00 358 20061201 0.250 0.030 6.970 Stated FIXED PALM BAY FL 11939 360 160,800.00 7.875 20061101 SFR 1,055.25 160,762.90 7.875 Investment CashOut Refi 201,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED OCEAN CITY MD 21842 360 161,250.00 7.875 20061001 CONDO 1,058.20 161,250.00 7.875 Investment CashOut Refi 215,000.00 357 20061201 0.250 0.030 7.595 SISA FIXED LAUDERDALE LAKES FL 12124 360 161,500.00 8.375 20061101 CONDO 1,127.14 161,500.00 8.375 Owner Occupied Rate Refi 170,000.00 358 20061201 0.250 0.030 5.995 2.1 PMI - LENDER PAID 30 SISA 24 H FIXED BAKERSFIELD CA 34033 360 168,000.00 7.250 20061001 SFR 1,015.00 168,000.00 7.250 Investment CashOut Refi 210,000.00 357 20061201 0.250 0.030 6.970 SISA 60 H FIXED DEERFIELD BEACH FL 33441 360 168,000.00 8.375 20061101 SFR 1,172.50 168,000.00 8.375 Owner Occupied Purchase 210,000.00 358 20061201 0.250 0.030 8.095 SISA FIXED RICHMOND VA 23235 360 169,000.00 8.000 20061101 SFR 1,126.67 169,000.00 8.000 Investment Purchase 227,000.00 358 20061201 0.250 0.030 7.720 Express Verified Assets FIXED TOLLESON AZ 85353 360 171,200.00 7.125 20061101 PUD 1,016.50 171,200.00 7.125 Owner Occupied CashOut Refi 225,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED N LAUDERDALE FL 33068 360 172,500.00 6.750 20061101 SFR 970.31 172,500.00 6.750 Owner Occupied CashOut Refi 230,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED MARIETTA GA 30060 360 172,980.00 6.875 20061101 PUD 991.03 172,980.00 6.875 Owner Occupied Purchase 216,225.00 358 20061201 0.250 0.030 6.595 Full FIXED SILVERTHORNE CO 80498 360 173,100.00 6.500 20061101 CONDO 937.63 173,100.00 6.500 Owner Occupied Purchase 216,375.00 358 20061201 0.250 0.030 6.220 Stated FIXED RED BLUFF CA 96080 360 176,000.00 7.750 20061001 SFR 1,136.67 176,000.00 7.750 2nd Home Purchase 220,000.00 357 20061201 0.250 0.030 7.470 SISA FIXED ROSEBURG OR 97470 360 176,000.00 7.125 20061101 SFR 1,045.00 175,876.00 7.125 Owner Occupied Purchase 228,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED VANCOUVER WA 98662 360 182,300.00 6.750 20061101 SFR 1,025.44 182,300.00 6.750 Owner Occupied Purchase 227,900.00 358 20061201 0.250 0.030 6.470 Stated 60 H FIXED SURPRISE AZ 85374 360 183,200.00 7.375 20061101 PUD 1,125.92 183,071.95 7.375 Owner Occupied Purchase 240,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED MIDWAY FL 32343 360 184,000.00 7.000 20061101 2-FAMILY 1,073.33 183,434.22 7.000 Investment Rate Refi 230,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED PEORIA AZ 85345 360 185,600.00 7.000 20061001 PUD 1,082.67 185,600.00 7.000 Owner Occupied Purchase 232,000.00 357 20061201 0.250 0.030 6.720 Stated FIXED BOCA RATON FL 33496 360 187,500.00 7.625 20061101 CONDO 1,191.41 187,500.00 7.625 Investment Purchase 255,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED MANASSAS VA 43841 360 190,000.00 6.750 20061101 SFR 1,068.75 190,000.00 6.750 Owner Occupied CashOut Refi 330,000.00 358 20061201 0.250 0.030 6.470 Express No Doc FIXED PITTSFORD NY 14534 360 190,400.00 7.500 20061101 SFR 1,190.00 190,400.00 7.500 Owner Occupied CashOut Refi 238,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED PHOENIX AZ 85027 360 192,000.00 8.250 20061101 SFR 1,320.00 192,000.00 8.250 Investment Purchase 244,000.00 358 20061201 0.250 0.030 7.970 SISA FIXED HILLSBORO OR 35454 360 192,500.00 6.500 20061101 PUD 1,042.71 192,288.79 6.500 Owner Occupied Purchase 277,000.00 358 20061201 0.250 0.030 6.220 Full FIXED MONCKS CORNER SC 29461 360 195,200.00 6.875 20061101 PUD 1,118.33 195,200.00 6.875 Owner Occupied Purchase 244,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED TAUNTON MA 2780 360 197,000.00 6.625 20061001 SFR 1,087.60 197,000.00 6.625 Owner Occupied CashOut Refi 322,000.00 357 20061201 0.250 0.030 6.345 SISA 36 H FIXED ZEBULON NC 27597 360 199,920.00 7.375 20061001 SFR 1,228.68 199,660.33 7.375 Owner Occupied Purchase 249,900.00 357 20061201 0.250 0.030 7.095 Full FIXED SACRAMENTO CA 34939 360 200,000.00 7.625 20061001 PUD 1,270.83 200,000.00 7.625 Owner Occupied CashOut Refi 250,000.00 357 20061201 0.250 0.030 7.345 Express No Doc FIXED NORTH PALM BEACH FL 12152 360 200,000.00 7.875 20061101 CONDO 1,312.50 200,000.00 7.875 Investment CashOut Refi 250,000.00 358 20061201 0.250 0.030 7.595 Express No Doc FIXED ATLANTA GA 11035 360 200,000.00 8.125 20061001 SFR 1,354.17 200,000.00 8.125 Owner Occupied CashOut Refi 250,000.00 357 20061201 0.250 0.030 7.845 Stated FIXED DENVER CO 80236 360 204,000.00 6.875 20061101 SFR 1,168.75 203,768.75 6.875 Owner Occupied Rate Refi 255,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED WELLINGTON FL 12158 360 204,000.00 7.250 20061101 CONDO 1,232.50 204,000.00 7.250 Owner Occupied Purchase 275,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED PINE HILL NJ 8021 360 204,500.00 6.875 20061101 SFR 1,171.61 204,500.00 6.875 Owner Occupied Rate Refi 215,263.00 358 20061201 0.250 0.030 5.715 0.88 PMI - LENDER PAID 30 FISA FIXED MESA AZ 31090 360 205,600.00 7.125 20061101 PUD 1,220.75 205,600.00 7.125 Owner Occupied Purchase 268,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED MIAMI FL 33173 360 205,600.00 7.250 20061101 PUD 1,242.17 205,600.00 7.250 Owner Occupied Purchase 262,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 36 H FIXED POWELL OH 43065 360 207,200.00 7.500 20061101 SFR 1,295.00 207,200.00 7.500 Owner Occupied Purchase 259,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED RANCHO CORDOVA CA 95670 360 212,000.00 7.125 20061101 SFR 1,258.75 211,638.75 7.125 Investment Purchase 265,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED WEST PALM BEACH FL 12159 360 212,000.00 7.250 20061101 SFR 1,280.83 212,000.00 7.250 Investment Purchase 275,000.00 358 20061201 0.250 0.030 6.970 SISA FIXED NORTH LAS VEGAS NV 89081 360 212,000.00 6.750 20061101 SFR 1,192.50 212,000.00 6.750 Owner Occupied Purchase 265,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets 60 H FIXED ANNVILLE PA 17003 360 212,000.00 7.375 20061001 4-FAMILY 1,302.92 212,000.00 7.375 Investment Purchase 265,000.00 357 20070101 0.250 0.030 7.095 Stated FIXED DEBARY FL 11883 360 216,000.00 7.375 20061101 SFR 1,327.50 215,719.78 7.375 Owner Occupied CashOut Refi 270,000.00 358 20061201 0.250 0.030 7.095 SISA FIXED KENT WA 98032 360 216,000.00 7.875 20061001 SFR 1,417.50 216,000.00 7.875 Owner Occupied Purchase 275,000.00 357 20061201 0.250 0.030 7.595 Stated FIXED SACRAMENTO CA 34935 360 220,000.00 7.500 20061101 SFR 1,375.00 219,661.88 7.500 Owner Occupied Purchase 275,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED LONGMONT CO 29342 360 220,000.00 6.875 20061101 SFR 1,260.42 220,000.00 6.875 Owner Occupied Rate Refi 278,481.00 358 20061201 0.250 0.030 6.595 Full 36 H FIXED PORTLAND OR 35479 360 220,000.00 7.125 20061001 SFR 1,306.25 219,469.07 7.125 Owner Occupied Purchase 277,000.00 357 20061201 0.250 0.030 6.845 Express Verified Assets FIXED PERRIS CA 92570 360 222,000.00 7.375 20061001 SFR 1,364.38 222,000.00 7.375 Owner Occupied CashOut Refi 340,000.00 357 20061201 0.250 0.030 7.095 Express Verified Assets FIXED HOLLYWOOD FL 33023 360 222,400.00 7.625 20061101 SFR 1,413.17 222,400.00 7.625 Owner Occupied CashOut Refi 278,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets 60 H FIXED BEND OR 35612 360 225,000.00 8.000 20061001 PUD 1,500.00 225,000.00 8.000 Investment Purchase 300,000.00 357 20061201 0.250 0.030 7.720 Express No Doc FIXED SUMMERVILLE SC 29483 360 228,000.00 7.750 20061101 PUD 1,472.50 228,000.00 7.750 Owner Occupied CashOut Refi 285,000.00 358 20061201 0.250 0.030 7.470 Full FIXED DELAWARE OH 43015 360 228,200.00 7.125 20061101 SFR 1,354.94 224,942.10 7.125 Owner Occupied CashOut Refi 326,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets 60 H FIXED BOYNTON BEACH FL 33436 360 228,800.00 6.875 20061001 PUD 1,310.83 228,800.00 6.875 Owner Occupied Rate Refi 286,000.00 357 20061201 0.250 0.030 6.595 SISA 36 H FIXED COLLINSVILLE MS 14329 360 229,500.00 7.750 20060801 SFR 1,482.19 229,500.00 7.750 Owner Occupied CashOut Refi 255,000.00 355 20061201 0.250 0.030 6.030 1.44 PMI - LENDER PAID 25 Express Verified Assets 60 H FIXED PORTLAND OR 35480 360 230,850.00 7.625 20061101 SFR 1,466.86 230,849.90 7.625 Owner Occupied Purchase 243,000.00 358 20061201 0.250 0.030 6.615 0.73 PMI - LENDER PAID 30 Express No Doc FIXED TEMPE AZ 85282 360 231,200.00 7.000 20061101 SFR 1,348.67 231,200.00 7.000 Owner Occupied Purchase 289,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED POWDER SPRINGS GA 10985 360 232,000.00 6.875 20061101 PUD 1,329.17 232,000.00 6.875 Owner Occupied Purchase 290,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED LAS VEGAS NV 89148 360 232,000.00 7.625 20061101 PUD 1,474.17 232,000.00 7.625 Investment Rate Refi 290,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED STERLING VA 20164 360 232,000.00 7.250 20061101 CONDO 1,401.67 232,000.00 7.250 Owner Occupied Rate Refi 290,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED MARGATE FL 33063 360 234,400.00 7.625 20061101 PUD 1,489.42 234,400.00 7.625 Owner Occupied Purchase 293,000.00 358 20061201 0.250 0.030 7.345 Express No Doc 36 H FIXED WASHINGTON UT 84780 360 235,200.00 7.750 20061001 SFR 1,519.00 235,200.00 7.750 Investment Purchase 294,000.00 357 20061201 0.250 0.030 7.470 Stated FIXED CARMICHAEL CA 34858 360 237,200.00 7.250 20061101 SFR 1,433.08 237,200.00 7.250 Owner Occupied Purchase 296,500.00 358 20061201 0.250 0.030 6.970 Stated FIXED SPRAGUE CT 38806 360 238,000.00 7.500 20061101 SFR 1,487.50 238,000.00 7.500 Owner Occupied Purchase 297,500.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED FARMINGTON UT 84025 360 240,000.00 7.125 20061001 SFR 1,425.00 239,831.26 7.125 Owner Occupied CashOut Refi 311,688.00 357 20061201 0.250 0.030 6.845 Express Verified Assets FIXED MARYSVILLE WA 98270 360 240,000.00 6.625 20061101 SFR 1,325.00 240,000.00 6.625 Owner Occupied CashOut Refi 300,000.00 358 20061201 0.250 0.030 6.345 Express Verified Assets FIXED WILSONVILLE OR 97070 360 243,000.00 7.500 20061101 CONDO 1,518.75 243,000.00 7.500 Owner Occupied Purchase 270,000.00 358 20061201 0.250 0.030 6.450 0.77 PMI - LENDER PAID 25 Express No Doc FIXED EATONVILLE WA 35882 360 244,000.00 7.375 20061101 SFR 1,499.58 243,655.92 7.375 Owner Occupied CashOut Refi 305,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED CHARLOTTE NC 28277 360 247,900.00 7.125 20061001 SFR 1,471.91 247,899.40 7.125 Owner Occupied Purchase 309,875.00 357 20061201 0.250 0.030 6.845 Stated FIXED LEHIGH ACRES FL 33936 360 248,000.00 7.000 20061001 SFR 1,446.67 248,000.00 7.000 Owner Occupied Purchase 315,000.00 357 20061201 0.250 0.030 6.720 Stated FIXED WOODBRIDGE VA 22192 360 248,000.00 7.000 20061001 CONDO 1,446.67 248,000.00 7.000 Owner Occupied Purchase 310,000.00 357 20061201 0.250 0.030 6.720 Full FIXED CICERO IL 22132 360 249,600.00 7.250 20061101 2-FAMILY 1,508.00 249,600.00 7.250 Owner Occupied Purchase 312,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED WOODINVILLE WA 98077 360 250,000.00 6.750 20061101 SFR 1,406.25 250,000.00 6.750 Owner Occupied Purchase 542,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets FIXED HOLLYWOOD FL 33020 360 255,550.00 7.625 20061101 SFR 1,623.81 255,400.54 7.625 Owner Occupied Purchase 269,000.00 358 20061201 0.250 0.030 6.585 0.76 PMI - LENDER PAID 30 Express No Doc 36 H FIXED SAN BERNARDINO CA 33701 360 258,000.00 6.875 20061001 SFR 1,478.13 258,000.00 6.875 Owner Occupied Purchase 322,500.00 357 20061201 0.250 0.030 6.595 Stated FIXED GRASS VALLEY CA 95949 360 258,400.00 7.250 20061001 SFR 1,561.17 258,400.00 7.250 Owner Occupied Purchase 323,000.00 357 20061201 0.250 0.030 6.970 Stated FIXED VISALIA CA 93292 360 259,000.00 7.500 20061001 SFR 1,618.75 259,000.00 7.500 Owner Occupied Rate Refi 602,326.00 357 20061201 0.250 0.030 7.220 SISA FIXED TOWNSEND MA 1469 360 260,000.00 8.625 20061101 SFR 1,868.75 259,650.69 8.625 Owner Occupied Rate Refi 325,000.00 358 20061201 0.250 0.030 8.345 Stated FIXED CHESAPEAKE VA 45010 360 260,000.00 6.875 20061001 SFR 1,489.58 260,000.00 6.875 Owner Occupied Purchase 327,500.00 357 20061201 0.250 0.030 6.595 Full FIXED WOODBRIDGE VA 22191 360 262,400.00 7.500 20061101 PUD 1,640.00 262,400.00 7.500 Owner Occupied Purchase 328,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED STAMFORD CT 38962 360 264,000.00 6.875 20061101 CONDO 1,512.50 264,000.00 6.875 Owner Occupied Purchase 330,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED PROSPECT KY 40059 360 267,300.00 8.125 20061101 CONDO 1,809.84 267,299.15 8.125 Owner Occupied Purchase 297,000.00 358 20061201 0.250 0.030 6.605 1.24 PMI - LENDER PAID 25 Stated FIXED HIALEAH FL 33016 360 267,500.00 7.250 20061001 PUD 1,616.15 247,500.00 7.250 Owner Occupied CashOut Refi 725,000.00 357 20061201 0.250 0.030 6.970 Express No Doc FIXED FRANKLIN PARK IL 21946 360 268,000.00 8.250 20061101 SFR 1,842.50 267,997.50 8.250 Owner Occupied Purchase 340,000.00 358 20061201 0.250 0.030 7.970 Express Verified Assets FIXED UPPER MARLBORO MD 20772 360 272,800.00 6.875 20061101 PUD 1,562.92 272,800.00 6.875 Owner Occupied CashOut Refi 342,000.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED PHOENIX AZ 85032 360 280,000.00 6.750 20061101 PUD 1,575.00 280,000.00 6.750 Owner Occupied CashOut Refi 350,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets 36 H FIXED FORT COLLINS CO 29366 360 280,000.00 6.625 20061101 SFR 1,545.83 280,000.00 6.625 Owner Occupied Rate Refi 350,000.00 358 20061201 0.250 0.030 6.345 Full FIXED EAST ISLIP NY 40754 360 280,000.00 6.875 20061101 SFR 1,604.17 278,817.19 6.875 Owner Occupied CashOut Refi 518,519.00 358 20061201 0.250 0.030 6.595 SISA FIXED MONTVILLE OH 44064 360 284,000.00 7.000 20061101 SFR 1,656.67 284,000.00 7.000 Owner Occupied Purchase 355,000.00 358 20061201 0.250 0.030 6.720 Full FIXED MODESTO CA 95350 360 287,200.00 7.250 20061101 SFR 1,735.17 287,200.00 7.250 Owner Occupied CashOut Refi 359,000.00 358 20061201 0.250 0.030 6.970 SISA FIXED CHAMBLEE GA 30341 360 300,000.00 7.375 20061101 PUD 1,843.75 300,000.00 7.375 Investment Rate Refi 375,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED COARSEGOLD CA 34134 360 301,700.00 7.625 20061001 PUD 1,917.05 301,700.00 7.625 Owner Occupied CashOut Refi 431,000.00 357 20061201 0.250 0.030 7.345 Express No Doc FIXED SCOTTSDALE AZ 85250 360 305,000.00 7.000 20061101 PUD 1,779.17 305,000.00 7.000 Owner Occupied CashOut Refi 389,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED BROWNSTOWN MI 48193 360 305,600.00 7.875 20061001 SFR 2,005.50 305,600.00 7.875 Investment Purchase 382,000.00 357 20061201 0.250 0.030 7.595 Express No Doc 36 H FIXED CORNING CA 96021 360 312,000.00 7.125 20061001 SFR 1,852.50 312,000.00 7.125 Owner Occupied Purchase 390,000.00 357 20061201 0.250 0.030 6.845 Stated FIXED KEY WEST FL 33040 360 313,000.00 7.375 20061101 SFR 1,923.65 313,000.00 7.375 Owner Occupied Rate Refi 638,776.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED METHUEN MA 1844 360 316,000.00 7.750 20061101 2-FAMILY 2,040.83 316,000.00 7.750 Owner Occupied Rate Refi 395,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED ALISO VIEJO CA 92656 360 320,000.00 6.875 20061101 CONDO 1,833.33 320,000.00 6.875 Owner Occupied CashOut Refi 605,000.00 358 20061201 0.250 0.030 6.595 Stated 12 H FIXED ALBERTON MT 21782 360 322,000.00 6.875 20061101 SFR 1,844.79 322,000.00 6.875 Owner Occupied CashOut Refi 402,500.00 358 20061201 0.250 0.030 6.595 Stated FIXED OAKLAND CA 34488 360 325,000.00 7.500 20061101 SFR 2,031.25 325,000.00 7.500 Owner Occupied Purchase 525,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED WATERTOWN MA 2472 360 325,000.00 6.625 20061001 3-FAMILY 1,794.27 323,209.00 6.625 Investment CashOut Refi 637,255.00 357 20061201 0.250 0.030 6.345 Express No Doc FIXED MESA AZ 31084 360 327,200.00 8.125 20061101 SFR 2,215.42 327,200.00 8.125 Investment Purchase 409,000.00 358 20061201 0.250 0.030 7.845 SISA FIXED NORTH AURORA IL 60542 360 328,000.00 7.875 20061101 PUD 2,152.50 328,000.00 7.875 Owner Occupied Purchase 411,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED SIMI VALLEY CA 93065 360 330,000.00 6.500 20061101 SFR 1,787.50 329,540.74 6.500 Owner Occupied CashOut Refi 520,000.00 358 20061201 0.250 0.030 6.220 Stated 60 H FIXED LITCHFIELD PARK AZ 85340 360 332,000.00 7.875 20061001 PUD 2,178.75 332,000.00 7.875 Owner Occupied Purchase 510,769.00 357 20061201 0.250 0.030 7.595 Express No Doc FIXED KINGSTON MA 2364 360 335,000.00 7.625 20061101 SFR 2,128.65 334,285.46 7.625 Owner Occupied Purchase 380,682.00 358 20070101 0.250 0.030 6.155 1.19 PMI - LENDER PAID 25 Express Verified Assets FIXED MADERA CA 93638 360 336,000.00 7.000 20061101 2-FAMILY 1,960.00 336,000.00 7.000 Owner Occupied Purchase 420,000.00 358 20061201 0.250 0.030 6.720 Stated 60 H FIXED MILL CREEK WA 98012 360 338,140.00 7.250 20061101 PUD 2,042.93 338,140.00 7.250 Owner Occupied Purchase 422,675.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED CAREFREE AZ 85377 360 345,900.00 6.750 20061101 PUD 1,945.69 345,900.00 6.750 Owner Occupied Purchase 465,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED GILBERT AZ 85233 360 348,500.00 6.750 20061001 PUD 1,960.31 348,499.94 6.750 Owner Occupied CashOut Refi 410,000.00 357 20061201 0.250 0.030 5.930 0.54 PMI - LENDER PAID 22 Stated FIXED LORTON VA 22079 360 350,000.00 6.875 20061001 SFR 2,005.21 349,379.06 6.875 Owner Occupied CashOut Refi 500,000.00 357 20061201 0.250 0.030 6.595 Stated FIXED EVERETT MA 2149 360 352,000.00 8.125 20061101 2-FAMILY 2,383.33 352,000.00 8.125 Investment CashOut Refi 440,000.00 358 20061201 0.250 0.030 7.845 Express No Doc FIXED LANHAM MD 44018 360 352,000.00 6.500 20061101 SFR 1,906.67 352,000.00 6.500 Owner Occupied CashOut Refi 498,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED PLUMAS LAKE CA 95961 360 359,200.00 8.125 20061001 SFR 2,432.08 359,200.00 8.125 Owner Occupied Purchase 449,000.00 357 20061201 0.250 0.030 7.845 Stated FIXED SANTA ROSA BEACH FL 32459 360 359,200.00 7.875 20061101 PUD 2,357.25 359,200.00 7.875 Investment CashOut Refi 449,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED JACKSON CA 95642 360 360,000.00 6.875 20061101 SFR 2,062.50 359,562.50 6.875 Owner Occupied CashOut Refi 450,000.00 358 20061201 0.250 0.030 6.595 SISA FIXED DALLAS TX 75230 360 360,080.00 7.875 20061101 SFR 2,363.03 360,080.00 7.875 Investment Purchase 450,100.00 358 20061201 0.250 0.030 7.595 Stated FIXED RODEO CA 94572 360 372,000.00 6.875 20061101 SFR 2,131.25 372,000.00 6.875 Owner Occupied Purchase 465,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED KIRKLAND WA 98033 360 376,000.00 7.875 20061001 SFR 2,467.50 376,000.00 7.875 Owner Occupied CashOut Refi 470,000.00 357 20061201 0.250 0.030 7.595 Stated FIXED RANCHO CORDOVA CA 95742 360 380,000.00 6.875 20061101 PUD 2,177.08 379,527.81 6.875 Owner Occupied Rate Refi 475,000.00 358 20061201 0.250 0.030 6.595 Full 60 H FIXED CLAYTON NC 46527 360 388,000.00 7.375 20061001 PUD 2,384.58 387,997.95 7.375 Owner Occupied Purchase 485,000.00 357 20061201 0.250 0.030 7.095 Stated FIXED MANASSAS VA 43840 360 388,000.00 7.375 20061101 SFR 2,384.58 388,000.00 7.375 Owner Occupied CashOut Refi 485,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets 36 H FIXED EAGLE CO 81631 360 394,552.00 7.375 20061001 PUD 2,424.85 394,552.00 7.375 Investment Purchase 493,190.00 357 20061201 0.250 0.030 7.095 Stated FIXED LIVINGSTON NJ 7039 360 395,000.00 7.250 20061101 SFR 2,386.46 394,999.52 7.250 Owner Occupied CashOut Refi 438,889.00 358 20061201 0.250 0.030 6.030 0.94 PMI - LENDER PAID 25 Express Verified Assets FIXED APOPKA FL 11882 360 400,000.00 7.125 20061101 PUD 2,375.00 400,000.00 7.125 Owner Occupied CashOut Refi 506,329.00 358 20061201 0.250 0.030 6.845 Stated FIXED MECHANICSVILLE MD 20659 360 400,000.00 6.750 20061001 SFR 2,250.00 399,998.80 6.750 Owner Occupied Rate Refi 500,000.00 357 20061201 0.250 0.030 6.470 Full FIXED ROSEVILLE CA 95678 360 404,000.00 6.875 20061101 SFR 2,314.58 404,000.00 6.875 Owner Occupied Rate Refi 505,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED SEATTLE WA 35802 360 404,000.00 7.375 20061001 SFR 2,482.92 404,000.00 7.375 Owner Occupied CashOut Refi 505,000.00 357 20061201 0.250 0.030 7.095 Express Verified Assets FIXED PEYTON CO 29464 360 410,400.00 6.625 20061101 PUD 2,265.75 410,400.00 6.625 Owner Occupied Purchase 586,286.00 358 20061201 0.250 0.030 6.345 Express No Doc 36 H FIXED HOMESTEAD FL 33031 360 412,000.00 7.625 20061001 SFR 2,617.92 411,999.92 7.625 Owner Occupied Purchase 528,000.00 357 20061201 0.250 0.030 7.345 Stated 36 H FIXED NORWALK CT 6854 360 414,000.00 7.500 20061101 SFR 2,587.50 414,000.00 7.500 Owner Occupied Purchase 460,000.00 358 20061201 0.250 0.030 5.860 1.36 PMI - LENDER PAID 25 Express Verified Assets FIXED AUBURN CA 34853 360 416,000.00 7.000 20061101 PUD 2,426.67 415,426.67 7.000 Owner Occupied Rate Refi 520,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED UNION CITY CA 94587 360 416,000.00 7.250 20061101 PUD 2,513.33 416,000.00 7.250 Owner Occupied CashOut Refi 520,000.00 358 20061201 0.250 0.030 6.970 Full FIXED REDDING CA 96001 360 417,000.00 7.250 20061001 SFR 2,519.38 417,000.00 7.250 Owner Occupied Purchase 613,235.00 357 20061201 0.250 0.030 6.970 Full FIXED PASADENA CA 33245 360 417,000.00 7.375 20061101 SFR 2,562.81 417,000.00 7.375 Owner Occupied CashOut Refi 556,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED CALIENTE CA 34107 360 417,000.00 8.125 20061101 SFR 2,823.44 417,000.00 8.125 Investment Purchase 548,684.00 358 20061201 0.250 0.030 7.845 SISA FIXED STOCKTON CA 34742 360 417,000.00 8.125 20061101 PUD 2,823.44 417,000.00 8.125 Owner Occupied Purchase 563,514.00 358 20061201 0.250 0.030 7.845 Stated FIXED SKOKIE IL 60077 360 417,000.00 8.375 20061101 3-FAMILY 2,910.31 417,000.00 8.375 Owner Occupied Purchase 534,615.00 358 20061201 0.250 0.030 8.095 Express Verified Assets FIXED SELLERSVILLE PA 18960 360 417,000.00 7.500 20061101 SFR 2,606.25 417,000.00 7.500 Owner Occupied CashOut Refi 521,250.00 358 20061201 0.250 0.030 7.220 Stated FIXED SAN DIMAS CA 91773 360 438,000.00 7.125 20061101 SFR 2,950.89 437,297.40 7.125 Owner Occupied CashOut Refi 655,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED CYPRESS TX 28244 360 476,000.00 8.125 20061101 SFR 3,534.29 475,375.15 8.125 Owner Occupied CashOut Refi 595,000.00 358 20061201 0.250 0.030 7.845 Express No Doc FIXED POTOMAC MD 20854 360 502,400.00 6.750 20061001 SFR 3,258.56 501,095.01 6.750 Owner Occupied Purchase 650,000.00 357 20061201 0.250 0.030 6.470 Express Verified Assets FIXED LAKE OZARK MO 65049 360 990,800.00 8.375 20061101 SFR 7,530.80 984,432.48 8.375 2nd Home Purchase 1,238,500.00 358 20061201 0.250 0.030 8.095 Stated FIXED BALDWIN NY 40673 360 424,746.00 7.375 20061101 SFR 2,610.42 424,020.26 7.375 Owner Occupied CashOut Refi 530,933.00 358 20061201 0.250 0.030 7.095 Stated FIXED SILVER SPRING MD 44078 360 428,000.00 7.750 20061101 PUD 2,764.17 428,000.00 7.750 Owner Occupied CashOut Refi 535,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED ASHBURN VA 20147 360 449,750.00 7.500 20061001 PUD 2,810.94 449,750.00 7.500 Owner Occupied CashOut Refi 576,603.00 357 20061201 0.250 0.030 7.220 Stated FIXED SURPRISE AZ 85379 360 460,480.00 7.750 20061101 PUD 2,973.93 460,480.00 7.750 Owner Occupied CashOut Refi 575,500.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED SAN LORENZO CA 94580 360 472,000.00 7.125 20061101 SFR 2,802.50 472,000.00 7.125 Owner Occupied Purchase 590,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED AUBURN CA 34853 360 473,600.00 7.250 20061001 SFR 2,861.33 473,600.00 7.250 Owner Occupied Rate Refi 592,000.00 357 20061201 0.250 0.030 6.970 Stated FIXED SCOTTSDALE AZ 85259 360 476,000.00 8.000 20061101 CONDO 3,173.33 476,000.00 8.000 Investment Purchase 596,000.00 358 20061201 0.250 0.030 7.720 Full FIXED BEAVERTON OR 97007 360 480,000.00 6.875 20061101 PUD 2,750.00 479,489.68 6.875 Owner Occupied CashOut Refi 600,000.00 358 20061201 0.250 0.030 6.595 Stated 60 H FIXED MEDFORD MA 2155 360 496,000.00 7.250 20061101 SFR 2,996.67 495,696.67 7.250 Owner Occupied CashOut Refi 620,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED ASHEVILLE NC 46968 360 504,000.00 7.750 20061101 SFR 3,255.00 504,000.00 7.750 Investment Purchase 720,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED PHOENIX AZ 85086 360 520,000.00 7.000 20061001 PUD 3,033.33 520,000.00 7.000 Owner Occupied CashOut Refi 650,000.00 357 20061201 0.250 0.030 6.720 Stated 12 H FIXED FORT WASHINGTON MD 20744 360 524,250.00 7.750 20061101 SFR 3,385.78 524,250.00 7.750 Owner Occupied Purchase 725,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED VC HIGHLANDS NV 32649 360 536,000.00 7.375 20061101 PUD 3,294.17 536,000.00 7.375 Owner Occupied CashOut Refi 670,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED MILLERSVILLE MD 44204 360 650,000.00 7.625 20061101 PUD 4,130.21 650,000.00 7.625 Owner Occupied Purchase 840,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED SCARSDALE NY 10583 360 732,000.00 7.375 20061101 SFR 4,498.75 732,000.00 7.375 Owner Occupied Purchase 975,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED MORGANVILLE NJ 7751 360 762,000.00 7.625 20061101 SFR 4,841.88 762,000.00 7.625 Owner Occupied CashOut Refi 1,016,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED MARCO ISLAND FL 34145 360 915,500.00 8.125 20061101 SFR 6,198.70 915,500.00 8.125 Investment CashOut Refi 1,450,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED NORTH OAKS MN 20116 360 945,000.00 7.750 20061101 PUD 6,103.13 945,000.00 7.750 Owner Occupied CashOut Refi 1,260,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED BURR RIDGE IL 22063 360 995,800.00 7.875 20061101 SFR 6,534.94 995,800.00 7.875 Owner Occupied Purchase 1,550,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED SCOTTSDALE AZ 85259 360 1,000,000.00 8.125 20061101 PUD 6,770.83 1,000,000.00 8.125 Owner Occupied Purchase 1,298,701.00 358 20061201 0.250 0.030 7.845 Stated FIXED WEAVERVILLE NC 28787 360 1,000,000.00 7.500 20061101 SFR 6,250.00 1,000,000.00 7.500 Owner Occupied CashOut Refi 3,565,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED ROUND HILL VA 20141 360 1,000,000.00 8.750 20061101 PUD 7,291.67 1,000,000.00 8.750 Investment CashOut Refi 1,298,701.00 358 20061201 0.250 0.030 8.470 Stated FIXED LA PUENTE AREA CA 91744 360 304,000.00 7.500 20061201 SFR 1,900.00 304,000.00 7.500 Investment Purchase 400,000.00 359 20061201 0.375 0.030 7.095 Stated 60 H 7 LIBOR 6 ESSEX MD 44248 360 140,000.00 7.750 20061201 SFR 904.17 140,000.00 7.750 Owner Occupied CashOut Refi 200,000.00 359 20061201 0.375 0.030 7.345 Stated 24 H 3 LIBOR 6 ORANGE BEACH AL 36561 360 581,000.00 7.375 20061201 HI-RISE 3,570.73 581,000.00 7.375 2nd Home Rate Refi 775,000.00 359 20061201 0.375 0.030 6.970 Stated 3 LIBOR 6 CLOSTER NJ 39257 360 300,000.00 6.750 20061201 SFR 1,687.50 300,000.00 6.750 Owner Occupied CashOut Refi 750,000.00 359 20061201 0.375 0.030 6.345 Express No Doc 3 LIBOR 6 SAN JACINTO CA 92583 360 300,000.00 7.500 20061101 SFR 2,097.64 299,553.33 7.500 Owner Occupied Purchase 399,000.00 358 20061201 0.250 0.030 7.220 Stated 24 H FIXED FAIRFIELD CA 94533 360 290,000.00 6.750 20061201 SFR 1,880.93 289,750.32 6.750 Owner Occupied CashOut Refi 420,000.00 359 20061201 0.250 0.030 6.470 Stated 12 H FIXED WILMINGTON CA 90744 360 300,000.00 6.750 20061201 SFR 1,687.50 300,000.00 6.750 Owner Occupied CashOut Refi 480,000.00 359 20061201 0.250 0.030 6.470 Express Non-Verified Assets 36 H FIXED TEMECULA CA 92591 360 421,000.00 6.625 20061201 SFR 2,695.71 420,628.56 6.625 Owner Occupied CashOut Refi 550,000.00 359 20061201 0.375 0.030 6.220 Express Verified Assets 36 H 3 LIBOR 6 LEHIGH ACRES FL 33972 360 205,550.00 6.750 20061201 SFR 1,156.22 205,550.00 6.750 Investment Purchase 276,000.00 359 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 FONTANA CA 92335 360 360,000.00 7.750 20061201 SFR 2,325.00 360,000.00 7.750 Owner Occupied CashOut Refi 450,000.00 359 20061201 0.375 0.030 7.345 Express Non-Verified Assets 24 H 3 LIBOR 6 HOBOKEN NJ 7030 360 196,000.00 7.750 20061201 CONDO 1,265.83 195,997.25 7.750 Owner Occupied Purchase 285,000.00 359 20061201 0.375 0.030 7.345 Stated 6.75 LIBOR 6 ALISO VIEJO CA 92656 360 506,250.00 6.875 20061201 D-PUDS 2,900.39 506,250.00 6.875 Owner Occupied CashOut Refi 675,000.00 359 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 BREA CA 33837 180 59,500.00 12.800 20061201 SFR 648.9 59,485.77 12.800 Owner Occupied Purchase 595,000.00 179 20061201 0.500 0.030 12.270 Stated 12 H 0 FIXED MURRIETA CA 92563 360 386,500.00 5.250 20061201 SFR 1,690.94 386,500.00 5.250 Owner Occupied CashOut Refi 540,000.00 359 20061201 0.375 0.030 4.845 Full 2.5 LIBOR 6 SAN PEDRO CA 33085 360 356,000.00 7.625 20070101 SFR 2,262.08 356,000.00 7.625 Investment Purchase 455,000.00 360 20061201 0.375 0.030 7.220 Stated 12 H 3 LIBOR 6 LAS VEGAS NV 32537 360 238,500.00 7.875 20061101 D-PUDS 1,635.99 238,357.87 7.875 Investment CashOut Refi 318,000.00 358 20061201 0.375 0.030 7.470 Express Non-Verified Assets 36 H 3.5 LIBOR 6 LA QUINTA CA 92253 360 425,600.00 7.375 20061201 D-PUDS 2,615.67 425,600.00 7.375 Investment CashOut Refi 608,000.00 359 20061201 0.375 0.030 6.970 SISA 3 LIBOR 6 ROANOKE VA 24015 360 105,560.00 7.000 20061201 SFR 615.77 105,560.00 7.000 Investment Purchase 160,000.00 359 20061201 0.375 0.030 6.595 Stated 3 LIBOR 6 TEMECULA CA 92591 360 372,000.00 6.625 20061201 SFR 2,053.75 372,000.00 6.625 Owner Occupied CashOut Refi 465,000.00 359 20061201 0.375 0.030 6.220 Stated 12 H 3 LIBOR 6 NORWALK CA 90650 180 84,000.00 11.000 20061201 SFR 799.95 83,970.05 11.000 Owner Occupied Purchase 430,000.00 179 20061201 0.500 0.030 10.470 Stated 36 H 0 FIXED ALTADENA CA 91001 360 727,500.00 7.625 20061201 SFR 4,622.66 727,500.00 7.625 Owner Occupied CashOut Refi 970,000.00 359 20061201 0.375 0.030 7.220 Full 12 H 3 LIBOR 6 LANCASTER CA 93535 360 260,000.00 6.500 20061201 SFR 1,408.33 260,000.00 6.500 Owner Occupied CashOut Refi 325,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 RIALTO CA 92376 360 215,000.00 6.500 20061201 SFR 1,164.58 215,000.00 6.500 Owner Occupied CashOut Refi 375,000.00 359 20061201 0.375 0.030 6.095 Express Non-Verified Assets 24 H 3 LIBOR 6 WHITTIER CA 33026 360 564,000.00 9.000 20061201 3-FAMILY 4,230.00 564,000.00 9.000 Owner Occupied Purchase 705,000.00 359 20061201 0.375 0.030 8.595 Stated 36 H 3 LIBOR 6 PALM HARBOR FL 34683 180 38,625.00 14.125 20061201 CONDO 461.49 38,618.16 14.125 2nd Home Purchase 174,000.00 179 20061201 0.500 0.030 13.595 Stated 24 H 0 FIXED HIALEAH FL 33012 360 150,000.00 7.625 20061201 CONDO 953.13 150,000.00 7.625 Investment CashOut Refi 200,000.00 359 20061201 0.375 0.030 7.220 Stated 12 H 3 LIBOR 6 LA CRESCENTA CA 33283 360 715,000.00 6.500 20061201 SFR 3,872.92 715,000.00 6.500 Owner Occupied CashOut Refi 1,100,000.00 359 20061201 0.375 0.030 6.095 Express Non-Verified Assets 36 H 3 LIBOR 6 JACKSON HEIGHTS NY 11369 360 93,015.00 13.375 20061101 SFR 1,056.26 92,975.71 13.375 Owner Occupied Purchase 621,000.00 358 20061201 0.500 0.030 12.845 Stated 0 FIXED TARZANA CA 91356 360 542,000.00 5.500 20061201 SFR 2,484.17 542,000.00 5.500 Owner Occupied Rate Refi 1,300,000.00 359 20061201 0.375 0.030 5.095 Full 36 S 3 LIBOR 6 JOPPA MD 21085 360 156,000.00 7.450 20061201 SFR 1,085.44 155,883.06 7.450 Owner Occupied CashOut Refi 297,000.00 359 20061201 0.250 0.030 7.170 FISA FIXED KISSIMMEE FL 34741 360 147,000.00 8.375 20061201 CONDO 1,025.94 147,000.00 8.375 2nd Home Purchase 210,000.00 359 20061201 0.375 0.030 7.970 Stated 36 H 3 LIBOR 6 CHULA VISTA CA 33495 360 495,000.00 6.250 20061201 D-PUDS 2,578.13 495,000.00 6.250 Owner Occupied Purchase 680,000.00 359 20061201 0.375 0.030 5.845 Full 36 H 3 LIBOR 6 EASLEY SC 29642 360 77,000.00 7.500 20061116 SFR 538.4 76,942.85 7.500 Investment Purchase 110,000.00 359 20061116 0.375 0.030 7.095 Stated 3 LIBOR 6 CLAREMONT CA 33430 360 391,400.00 6.750 20061201 CONDO 2,201.63 391,400.00 6.750 Investment Purchase 550,000.00 359 20061201 0.375 0.030 6.345 Express Non-Verified Assets 3 LIBOR 6 GARDENA CA 90247 360 340,000.00 6.625 20061201 SFR 1,877.08 340,000.00 6.625 Owner Occupied CashOut Refi 635,000.00 359 20061201 0.250 0.030 6.345 SISA 36 H FIXED GREENSBORO NC 46483 360 82,000.00 6.125 20061201 D-PUDS 418.54 82,000.00 6.125 Owner Occupied Purchase 274,000.00 359 20061201 0.375 0.030 5.720 Express No Doc 3 LIBOR 6 FILLMORE CA 93015 360 431,000.00 6.375 20061101 SFR 2,688.88 430,199.50 6.375 Owner Occupied CashOut Refi 575,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED ANTIOCH CA 34485 360 473,000.00 6.500 20061101 SFR 2,989.69 472,142.48 6.500 Owner Occupied CashOut Refi 610,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED ALBUQUERQUE NM 31784 360 485,000.00 6.625 20061101 SFR 3,105.51 484,141.83 6.625 Owner Occupied Rate Refi 700,000.00 358 20061201 0.250 0.030 6.345 Full FIXED TUSTIN CA 92780 360 540,000.00 6.125 20061101 SFR 3,281.10 538,947.62 6.125 Owner Occupied CashOut Refi 760,000.00 358 20061201 0.250 0.030 5.845 Stated 36 S FIXED NEWPORT BEACH CA 92660 360 622,500.00 6.250 20061101 SFR 3,832.84 621,247.90 6.250 Owner Occupied CashOut Refi 1,310,000.00 358 20061201 0.250 0.030 5.970 Full FIXED SAN JOSE CA 95148 360 685,000.00 6.375 20061101 SFR 4,273.51 683,721.24 6.375 Owner Occupied CashOut Refi 900,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED ANTIOCH CA 34463 360 449,250.00 6.500 20061101 SFR 2,433.44 449,183.44 6.500 Owner Occupied CashOut Refi 590,000.00 358 20061201 0.250 0.030 6.220 Full FIXED RAMONA CA 92065 360 541,000.00 6.250 20061101 SFR 2,817.71 540,000.00 6.250 Owner Occupied Purchase 755,000.00 358 20061201 0.250 0.030 5.970 Full FIXED TOWN OF SMITHTOWN NY 11780 360 660,000.00 6.125 20061101 SFR 3,368.75 660,000.00 6.125 Owner Occupied CashOut Refi 1,084,066.00 358 20061201 0.250 0.030 5.845 Stated FIXED LONG BEACH CA 33090 180 50,000.00 11.875 20061101 SFR 509.5 49,970.44 11.875 Owner Occupied CashOut Refi 500,000.00 178 20061201 0.500 0.030 11.345 Stated 24 H 0 FIXED OCALA FL 34476 360 105,000.00 7.750 20061201 2-FAMILY 678.13 105,000.00 7.750 Investment Purchase 150,600.00 359 20061201 0.375 0.030 7.345 Stated 12 H 3 LIBOR 6 RANCHO CUCAMONGA CA 91739 360 513,400.00 6.500 20061201 SFR 3,245.04 512,935.88 6.500 Owner Occupied CashOut Refi 940,000.00 359 20061201 0.250 0.030 6.220 Stated 36 H FIXED FONTANA CA 92336 360 484,000.00 6.625 20061201 SFR 2,672.08 484,000.00 6.625 Owner Occupied CashOut Refi 605,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 OAKLAND CA 94608-1246 360 560,000.00 7.375 20061201 4-FAMILY 3,441.67 560,000.00 7.375 Investment Rate Refi 867,000.00 359 20061201 0.375 0.030 6.970 Express Non-Verified Assets 3 LIBOR 6 COSTA MESA CA 33781 360 532,000.00 7.000 20061201 SFR 3,539.41 531,563.92 7.000 Investment CashOut Refi 760,000.00 359 20061201 0.375 0.030 6.595 Express Verified Assets 12 H 3 LIBOR 6 SAN DIEGO CA 33617 360 292,000.00 7.125 20061201 SFR 1,733.75 292,000.00 7.125 Owner Occupied Purchase 390,000.00 359 20061201 0.375 0.030 6.720 Stated 12 H 3 LIBOR 6 KANSAS CITY MO 64139 360 317,520.00 8.375 20061201 D-PUDS 2,413.39 317,322.64 8.375 Owner Occupied Purchase 405,000.00 359 20061201 0.375 0.030 7.970 Stated 36 H 7.375 LIBOR 6 SEATTLE WA 35821 360 447,200.00 6.875 20061201 SFR 2,562.08 447,200.00 6.875 Owner Occupied Purchase 560,000.00 359 20061201 0.375 0.030 6.470 Stated 60 12H/48S 3 LIBOR 6 LOS ANGELES CA 90043 360 384,000.00 6.000 20061201 SFR 1,920.00 384,000.00 6.000 Owner Occupied CashOut Refi 480,000.00 359 20061201 0.375 0.030 5.595 SISA 36 H 3 LIBOR 6 LONG BEACH CA 33090 360 328,000.00 6.875 20061201 SFR 2,008.58 327,870.59 6.875 Owner Occupied Purchase 417,000.00 359 20061201 0.375 0.030 6.470 Stated 24 H 3 LIBOR 6 ONTARIO CA 91761 360 235,000.00 5.500 20061201 SFR 1,334.30 234,742.78 5.500 Owner Occupied CashOut Refi 475,000.00 359 20061201 0.375 0.030 5.095 Full 24 H 3 LIBOR 6 SCOTTSDALE AZ 85255 360 468,000.00 7.250 20061201 D-PUDS 2,827.50 468,000.00 7.250 Owner Occupied Purchase 595,000.00 359 20061201 0.375 0.030 6.845 Stated 3 LIBOR 6 SAN BRUNO CA 94066 360 633,750.00 6.375 20061201 SFR 3,366.80 633,750.00 6.375 Owner Occupied CashOut Refi 845,000.00 359 20061201 0.250 0.030 6.095 Full 36 S FIXED LAS VEGAS NV 32529 360 103,000.00 7.435 20061201 SFR 638.17 103,000.00 7.435 Owner Occupied CashOut Refi 230,500.00 359 20061201 0.250 0.030 7.155 FISA 36 H FIXED SAUSALITO CA 94965 360 550,000.00 6.375 20061101 SFR 2,921.88 550,000.00 6.375 Owner Occupied CashOut Refi 1,700,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED NEWARK CA 94560 360 430,000.00 6.375 20061101 SFR 2,682.64 429,201.36 6.375 Owner Occupied CashOut Refi 665,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED SANTA CRUZ CA 95060 360 725,000.00 6.625 20061101 SFR 4,002.60 725,000.00 6.625 Owner Occupied Rate Refi 1,148,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED SAN RAMON CA 94582 360 642,750.00 6.500 20061101 SFR 4,062.62 641,584.74 6.500 Owner Occupied Purchase 832,000.00 358 20061201 0.250 0.030 6.220 Full FIXED NOVATO CA 94947 360 249,000.00 6.375 20061101 SFR 1,553.44 248,537.52 6.375 Owner Occupied CashOut Refi 810,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED NOVATO CA 94945 360 444,000.00 6.500 20061101 PUD 2,405.00 444,000.00 6.500 Owner Occupied Purchase 555,000.00 358 20061201 0.250 0.030 6.220 Full FIXED SONOMA CA 95476 360 440,000.00 6.500 20061101 SFR 2,383.33 440,000.00 6.500 Owner Occupied CashOut Refi 700,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED FOSTER CITY CA 34428 360 736,000.00 6.500 20061101 SFR 3,986.67 736,000.00 6.500 Owner Occupied Purchase 920,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED PLEASANTON CA 94566 360 525,000.00 6.375 20061101 PUD 2,789.06 525,000.00 6.375 Owner Occupied Purchase 1,650,000.00 358 20061201 0.250 0.030 6.095 Full FIXED SAN RAFAEL CA 34580 360 800,000.00 6.500 20061101 SFR 5,056.54 798,549.67 6.500 Owner Occupied Rate Refi 1,100,000.00 358 20061201 0.250 0.030 6.220 Full FIXED APTOS CA 95003 360 620,000.00 6.375 20061101 SFR 3,867.99 618,848.47 6.375 Owner Occupied Purchase 775,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED PARADISE CA 95969 360 189,600.00 6.500 20061101 SFR 1,027.00 189,600.00 6.500 Owner Occupied Purchase 245,000.00 358 20061201 0.250 0.030 6.220 Full FIXED EL CERRITO CA 34484 360 527,000.00 6.625 20061101 SFR 2,909.48 527,000.00 6.625 Owner Occupied Purchase 720,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED PLEASANTON CA 94566 360 624,700.00 6.250 20061101 SFR 3,846.39 623,511.43 6.250 Owner Occupied Purchase 828,500.00 358 20061201 0.250 0.030 5.970 Full FIXED MILL VALLEY CA 94941 360 518,000.00 6.500 20061101 SFR 2,805.83 516,860.91 6.500 Owner Occupied Rate Refi 904,000.00 358 20061201 0.250 0.030 6.220 Full FIXED SANTA ROSA CA 34793 360 800,000.00 6.500 20061101 SFR 5,056.54 798,549.67 6.500 Owner Occupied Purchase 1,065,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED CONCORD CA 34475 360 480,000.00 6.500 20061101 SFR 2,600.00 480,000.00 6.500 Owner Occupied Purchase 600,000.00 358 20061201 0.250 0.030 6.220 Full FIXED STOCKTON CA 34737 360 100,000.00 6.500 20061101 SFR 632.07 99,818.71 6.500 Owner Occupied Rate Refi 375,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED ROCKLIN CA 95677 360 448,000.00 6.375 20061101 PUD 2,380.00 448,000.00 6.375 Owner Occupied CashOut Refi 575,000.00 358 20061201 0.250 0.030 6.095 Full FIXED SAN FRANCISCO CA 34356 360 636,000.00 6.250 20061101 SFR 3,915.96 634,705.90 6.250 Owner Occupied Rate Refi 795,000.00 358 20061201 0.250 0.030 5.970 Full FIXED FAIRFAX CA 34607 360 530,000.00 6.500 20061101 SFR 2,870.83 530,000.00 6.500 Owner Occupied Purchase 875,000.00 358 20061201 0.250 0.030 6.220 Full FIXED FREDERICK MD 44381 360 463,400.00 7.150 20061201 D-PUDS 2,761.09 463,400.00 7.150 Investment CashOut Refi 662,000.00 359 20061201 0.375 0.030 6.745 Stated 3 LIBOR 6 VALLEJO CA 94591 360 256,000.00 6.875 20061101 SFR 1,466.67 256,000.00 6.875 Investment Purchase 320,000.00 358 20061201 0.375 0.030 6.470 Full 12 H 3.25 LIBOR 6 KELSEYVILLE CA 95451 360 255,000.00 6.990 20061201 D-PUDS 1,485.38 255,000.00 6.990 Owner Occupied CashOut Refi 300,000.00 359 20061201 0.375 0.030 5.945 0.64 PMI - LENDER PAID 22 Full 36 H 3.625 LIBOR 6 LOS ANGELES CA 90022 360 409,865.00 6.125 20061201 2-FAMILY 2,290.95 409,666.07 6.125 Owner Occupied CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.720 Stated 12 H 3 LIBOR 6 MIAMI FL 33167 360 162,500.00 7.000 20061201 SFR 947.92 162,500.00 7.000 Investment CashOut Refi 250,000.00 359 20061201 0.375 0.030 6.595 Stated 3 LIBOR 6 SAN JOSE CA 34723 360 566,250.00 7.990 20061201 SFR 3,770.28 566,250.00 7.990 Owner Occupied CashOut Refi 755,000.00 359 20061201 0.375 0.030 7.585 Stated 36 H 3 LIBOR 6 SILVERADO CA 92676 360 985,000.00 5.500 20070101 SFR 4,514.58 985,000.00 5.500 Owner Occupied Rate Refi 1,619,000.00 360 20061201 0.375 0.030 5.095 Stated 12 H 3 LIBOR 6 BELLFLOWER CA 33060 180 55,500.00 12.875 20061101 HI-RISE 608.52 55,473.76 12.875 Owner Occupied Rate Refi 555,000.00 178 20061201 0.500 0.030 12.345 Stated 36 H 0 FIXED LOS ANGELES CA 90016 180 139,000.00 6.625 20061201 SFR 1,220.41 138,546.99 6.625 Owner Occupied CashOut Refi 510,000.00 179 20061201 0.250 0.030 6.345 Express Non-Verified Assets 36 H FIXED LONG BEACH CA 33098 360 256,000.00 6.500 20061201 SFR 1,386.67 256,000.00 6.500 Investment Rate Refi 410,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 QUINCY FL 32351 360 190,000.00 8.825 20061201 SFR 1,504.92 189,892.37 8.825 Owner Occupied Purchase 238,000.00 359 20061201 0.375 0.030 8.420 Stated 24 H 2.75 LIBOR 6 PASADENA CA 33241 360 519,500.00 7.500 20070101 SFR 3,246.88 519,500.00 7.500 Owner Occupied CashOut Refi 810,000.00 360 20061201 0.375 0.030 7.095 Express Verified Assets 36 H 3 LIBOR 6 AVONDALE AZ 31129 360 192,500.00 6.875 20061201 D-PUDS 1,102.86 192,500.00 6.875 Investment Purchase 276,000.00 359 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 WESTMINSTER CA 92683 360 410,000.00 6.375 20061201 SFR 2,178.13 410,000.00 6.375 Owner Occupied CashOut Refi 618,000.00 359 20061201 0.250 0.030 6.095 Stated 24 H FIXED FORT LAUDERDALE FL 12126 360 140,000.00 7.750 20070101 CONDO 904.17 140,000.00 7.750 Owner Occupied Purchase 175,000.00 360 20061201 0.375 0.030 7.345 Stated 36 H 3 LIBOR 6 COROLLA NC 46657 360 565,000.00 6.750 20061201 D-PUDS 3,664.58 564,513.55 6.750 Investment CashOut Refi 1,200,000.00 359 20061201 0.250 0.030 6.470 Express Verified Assets 36 H FIXED FONTANA CA 92336 360 255,500.00 6.250 20061201 SFR 1,330.73 255,500.00 6.250 Owner Occupied Purchase 380,000.00 359 20061201 0.375 0.030 5.845 Stated 12 H 3 LIBOR 6 HILO HI 35266 360 236,000.00 7.750 20070101 SFR 1,524.17 236,000.00 7.750 Owner Occupied Purchase 295,000.00 360 20061201 0.375 0.030 7.345 Stated 36 H 3 LIBOR 6 MARANA AZ 85653 360 217,000.00 5.625 20061201 D-PUDS 1,017.19 217,000.00 5.625 2nd Home Purchase 315,000.00 359 20061201 0.375 0.030 5.220 Stated 24 H 3 LIBOR 6 CHESAPEAKE VA 45010 360 100,000.00 7.800 20061201 SFR 650 100,000.00 7.800 Owner Occupied CashOut Refi 248,000.00 359 20061201 0.250 0.030 7.520 Express Non-Verified Assets 36 H FIXED SANTA ANA CA 33792 360 496,000.00 5.875 20061201 SFR 2,428.33 496,000.00 5.875 Owner Occupied Purchase 625,000.00 359 20061201 0.375 0.030 5.470 Stated 24 H 3 LIBOR 6 ATASCADERO CA 34081 360 464,400.00 5.500 20061201 SFR 2,128.50 464,400.00 5.500 Owner Occupied Purchase 635,000.00 359 20061201 0.375 0.030 5.095 Stated 36 H 3 LIBOR 6 ATASCADERO CA 34081 180 116,100.00 12.500 20061201 SFR 1,209.38 116,100.00 12.500 Owner Occupied Purchase 635,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED DUARTE CA 91010 360 300,000.00 7.750 20061201 SFR 1,937.50 300,000.00 7.750 Owner Occupied Purchase 400,000.00 359 20061201 0.375 0.030 7.345 Stated 36 H 3 LIBOR 6 SEATTLE WA 98188 360 226,500.00 6.750 20061201 SFR 1,274.06 226,500.00 6.750 Investment CashOut Refi 302,000.00 359 20061201 0.375 0.030 6.345 Stated 24 H 3 LIBOR 6 MIAMI FL 33183 360 206,250.00 7.750 20061201 CONDO 1,332.03 206,250.00 7.750 Investment Purchase 275,000.00 359 20061201 0.375 0.030 7.345 Stated 24 S 3 LIBOR 6 GWYNN OAK MD 44234 360 147,000.00 6.750 20061201 SFR 826.88 147,000.00 6.750 Investment Purchase 230,000.00 359 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 FALLS CHURCH VA 22043 360 236,500.00 7.150 20061201 SFR 1,409.15 236,500.00 7.150 Owner Occupied CashOut Refi 440,000.00 359 20061201 0.250 0.030 6.870 FISA 36 H FIXED IMPERIAL CA 92251 360 133,600.00 7.250 20061201 SFR 807.17 133,597.17 7.250 Owner Occupied Purchase 172,000.00 359 20061201 0.375 0.030 6.845 Stated 36 H 3 LIBOR 6 COMPTON CA 32926 360 292,000.00 6.875 20061201 SFR 1,918.23 291,754.69 6.875 Investment CashOut Refi 450,000.00 359 20061201 0.250 0.030 6.595 SISA 12 H FIXED PHOENIX AZ 85041 360 120,000.00 7.375 20061201 SFR 828.82 119,908.68 7.375 Owner Occupied CashOut Refi 192,000.00 359 20061201 0.250 0.030 7.095 Express Verified Assets 36 H FIXED NATIONAL CITY CA 91950 360 360,000.00 6.500 20061201 SFR 1,950.00 360,000.00 6.500 Owner Occupied CashOut Refi 450,000.00 359 20061201 0.250 0.030 6.220 Stated 60 H FIXED SHAFTER CA 93263-1902 360 171,900.00 7.000 20061201 SFR 1,002.75 171,900.00 7.000 Owner Occupied Purchase 225,000.00 359 20061201 0.375 0.030 6.595 Stated 36 H 3 LIBOR 6 ROSAMOND CA 93560 360 210,000.00 8.000 20061201 SFR 1,400.00 210,000.00 8.000 Owner Occupied CashOut Refi 300,000.00 359 20061201 0.375 0.030 7.595 Stated 36 H 3 LIBOR 6 MIAMI FL 33196 360 333,750.00 8.250 20061201 SFR 2,294.53 333,750.00 8.250 Owner Occupied CashOut Refi 445,000.00 359 20061201 0.250 0.030 7.970 Stated 24 H FIXED BERKELEY NJ 39650 360 351,920.00 9.125 20061201 SFR 2,676.06 351,920.00 9.125 Owner Occupied Purchase 440,000.00 359 20061201 0.375 0.030 8.720 Stated 3 LIBOR 6 COTTAGE GROVE MN 55016 360 342,000.00 6.875 20061101 SFR 1,959.38 342,000.00 6.875 Investment Rate Refi 460,000.00 358 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 DORCHESTER MA 37278 360 220,000.00 8.375 20061101 CONDO 1,535.42 220,000.00 8.375 Owner Occupied Purchase 275,000.00 358 20061201 0.375 0.030 7.970 Stated 2.75 LIBOR 6 NASHVILLE TN 13555 360 193,600.00 7.250 20061101 SFR 1,320.69 193,297.03 7.250 Owner Occupied Purchase 242,000.00 358 20061201 0.375 0.030 6.845 Express Verified Assets 2.75 LIBOR 6 PACOIMA CA 33328 360 335,400.00 6.500 20061101 CONDO 1,963.62 335,105.46 6.500 Owner Occupied CashOut Refi 430,000.00 358 20061201 0.375 0.030 6.095 Full 36 H 2.75 LIBOR 6 WESTLAKE OH 44145 360 196,232.00 6.375 20061101 CONDO 1,042.48 196,232.00 6.375 Owner Occupied Purchase 247,000.00 358 20061201 0.375 0.030 5.970 Full 36 H 2.75 LIBOR 6 CORNELIUS NC 28031 360 111,920.00 6.875 20061101 CONDO 641.21 111,920.00 6.875 Owner Occupied Purchase 141,000.00 358 20061201 0.375 0.030 6.470 Full 2.75 LIBOR 6 MESA AZ 31085 360 228,500.00 6.375 20061201 SFR 1,213.91 228,500.00 6.375 Investment Rate Refi 650,000.00 359 20061201 0.375 0.030 5.970 Stated 36 H 3 LIBOR 6 AVENTURA FL 33180 360 294,000.00 6.750 20061001 HI-RISE 1,653.75 294,000.00 6.750 Investment Purchase 475,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 BOWIE MD 44033 360 248,000.00 6.500 20061101 CONDO 1,343.33 248,000.00 6.500 Investment Purchase 312,000.00 358 20061201 0.375 0.030 6.095 Full 2.25 LIBOR 12 ENGLEWOOD CLIFFS NJ 7632 360 238,400.00 6.250 20061101 CONDO 1,241.67 238,400.00 6.250 Owner Occupied Purchase 300,000.00 358 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 12 SAN JOSE CA 95135 360 880,000.00 6.375 20061101 SFR 4,675.00 880,000.00 6.375 Owner Occupied Purchase 1,100,000.00 358 20061201 0.375 0.030 5.970 Stated 2.25 LIBOR 12 EDISON NJ 39680 360 321,500.00 6.500 20061101 SFR 1,741.46 321,500.00 6.500 Owner Occupied Rate Refi 525,000.00 358 20061201 0.375 0.030 6.095 SISA 2.25 LIBOR 6 WEST ORANGE NJ 7052 360 360,000.00 7.250 20061101 SFR 2,175.00 360,000.00 7.250 Owner Occupied CashOut Refi 450,000.00 358 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 WEST HAVERSTRAW NY 10993 360 308,000.00 6.875 20061201 SFR 2,023.34 307,741.24 6.875 Owner Occupied CashOut Refi 385,000.00 359 20061201 0.375 0.030 6.470 Stated 2.75 LIBOR 6 JERSEY CITY NJ 39145 360 244,000.00 7.250 20061101 SFR 1,474.17 244,000.00 7.250 Owner Occupied Purchase 305,000.00 358 20061201 0.375 0.030 6.845 Stated 2.75 LIBOR 6 HOLLISTER CA 95023 360 480,000.00 6.875 20061101 SFR 2,750.00 480,000.00 6.875 Owner Occupied Purchase 610,000.00 358 20061201 0.375 0.030 6.470 Stated 2.75 LIBOR 6 JAMAICA NY 11434 360 425,000.00 6.750 20061101 SFR 2,390.63 425,000.00 6.750 Investment CashOut Refi 670,000.00 358 20061201 0.375 0.030 6.345 Express Verified Assets 2.75 LIBOR 6 NEW MILFORD NJ 7646 360 351,200.00 7.125 20061101 SFR 2,366.10 350,636.63 7.125 Investment Purchase 439,000.00 358 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 MERRICK NY 11566 360 499,344.00 7.375 20061101 SFR 3,068.89 499,344.00 7.375 Owner Occupied Purchase 625,000.00 358 20061201 0.375 0.030 6.970 Stated 5 LIBOR 6 SAN JOSE CA 34715 360 385,000.00 6.250 20061101 SFR 2,005.21 385,000.00 6.250 Owner Occupied Rate Refi 550,000.00 358 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 6 PISCATAWAY NJ 8854 360 268,000.00 7.250 20061101 SFR 1,619.17 268,000.00 7.250 Owner Occupied Purchase 335,000.00 358 20061201 0.375 0.030 6.845 Express Verified Assets 2.75 LIBOR 6 CUPERTINO CA 95014 360 637,000.00 6.500 20061101 SFR 3,450.42 637,000.00 6.500 Owner Occupied Purchase 980,000.00 358 20061201 0.375 0.030 6.095 Express No Doc 2.25 LIBOR 6 SAN JOSE CA 95135 360 465,300.00 6.750 20061101 SFR 2,617.31 465,300.00 6.750 Owner Occupied Purchase 732,000.00 358 20061201 0.375 0.030 6.345 Express No Doc 2.75 LIBOR 6 HOLTSVILLE NY 11742 360 283,500.00 7.250 20061101 SFR 1,712.81 283,500.00 7.250 Owner Occupied CashOut Refi 378,000.00 358 20061201 0.250 0.030 6.970 Alternative 12 H FIXED FRANKLIN SQUARE NY 11010 360 350,000.00 7.250 20061101 SFR 2,387.62 349,452.27 7.250 Investment Purchase 515,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED CAPE CORAL FL 33990 360 206,250.00 7.250 20061101 SFR 1,406.99 205,927.23 7.250 Owner Occupied CashOut Refi 279,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED JAMAICA NY 11434 360 352,000.00 7.250 20061101 SFR 2,126.67 352,000.00 7.250 Owner Occupied CashOut Refi 440,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED WEST BABYLON NY 40728 360 362,400.00 7.250 20061101 SFR 2,189.50 362,400.00 7.250 Owner Occupied Purchase 455,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED GREENWICH CT 38959 360 900,000.00 7.250 20061101 SFR 6,139.59 898,591.58 7.250 Owner Occupied CashOut Refi 1,500,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED MERIDEN CT 6450 360 148,000.00 7.125 20061101 PUD 997.1 147,762.60 7.125 Owner Occupied CashOut Refi 185,000.00 358 20061201 0.250 0.030 6.845 Full 12 H FIXED STATEN ISLAND NY 40241 360 210,000.00 7.250 20061101 SFR 1,432.57 209,671.37 7.250 Owner Occupied CashOut Refi 750,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED JACKSON HEIGHTS NY 11370 360 600,000.00 8.250 20061101 2-FAMILY 4,507.60 599,232.17 8.250 Investment CashOut Refi 860,000.00 358 20061201 0.250 0.030 7.970 Express Verified Assets 12 H FIXED GRANITE SPRINGS NY 40325 360 645,000.00 7.500 20061101 SFR 4,031.25 645,000.00 7.500 Owner Occupied CashOut Refi 860,000.00 358 20061201 0.250 0.030 7.220 Full 12 H FIXED MIAMI FL 33180 360 335,000.00 6.875 20061101 CONDO 1,919.27 335,000.00 6.875 Investment CashOut Refi 587,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets 12 H FIXED BRIGHTWATERS NY 40742 360 525,000.00 6.875 20061101 SFR 3,007.81 525,000.00 6.875 Owner Occupied CashOut Refi 700,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets 12 H FIXED SHIRLEY NY 11967 360 100,000.00 6.875 20061101 SFR 656.93 99,831.50 6.875 Owner Occupied CashOut Refi 270,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets 12 H FIXED MARATHON FL 33050 360 219,000.00 7.125 20061101 CONDO 1,300.31 219,000.00 7.125 Investment CashOut Refi 365,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets 12 H FIXED SEAFORD NY 11783 360 378,750.00 7.250 20061101 SFR 2,583.74 378,157.30 7.250 Owner Occupied CashOut Refi 505,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED NEW ROCHELLE NY 40395 360 450,000.00 7.500 20061101 SFR 2,812.50 450,000.00 7.500 Owner Occupied Rate Refi 600,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets 12 H FIXED IRVINGTON NY 10533 360 513,000.00 7.250 20061101 CONDO 3,099.38 513,000.00 7.250 Owner Occupied CashOut Refi 700,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED MASSAPEQUA NY 11758 360 325,000.00 6.750 20061101 SFR 2,107.94 324,438.80 6.750 Owner Occupied CashOut Refi 860,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets 12 H FIXED MONTVALE NJ 7645 360 645,000.00 7.250 20061101 SFR 4,400.04 643,990.64 7.250 Owner Occupied CashOut Refi 860,000.00 358 20061201 0.250 0.030 6.970 Full FIXED LONG POND PA 18334 360 63,000.00 7.875 20061101 PUD 456.79 62,913.01 7.875 Owner Occupied CashOut Refi 214,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets 12 H FIXED STATEN ISLAND NY 40243 180 150,000.00 6.375 20061101 SFR 1,296.38 148,998.33 6.375 Owner Occupied CashOut Refi 335,000.00 178 20061201 0.250 0.030 6.095 Alternative 12 H FIXED STONY POINT NY 10980 360 650,000.00 7.000 20061101 SFR 3,791.67 650,000.00 7.000 Owner Occupied Rate Refi 875,000.00 358 20061201 0.375 0.030 6.595 Stated 2.5 LIBOR 6 JACKSONVILLE FL 11730 360 118,400.00 9.725 20061201 SFR 959.53 118,400.00 9.725 Investment Purchase 148,000.00 359 20061201 0.375 0.030 9.320 Stated 36 H 3.5 LIBOR 6 REDONDO BEACH CA 90278 360 720,000.00 6.999 20061101 SFR 4,199.40 720,000.00 6.999 Investment Rate Refi 960,000.00 358 20061201 0.375 0.030 6.594 Stated 12 H 2.75 LIBOR 6 CRESTLINE AREA CA 33688 360 280,000.00 6.125 20061101 SFR 1,429.17 280,000.00 6.125 Owner Occupied Rate Refi 350,000.00 358 20061201 0.375 0.030 5.720 Stated 36 H 2.75 LIBOR 6 LA MESA CA 91942 360 452,000.00 6.500 20061101 SFR 2,448.33 452,000.00 6.500 Owner Occupied Rate Refi 565,000.00 358 20061201 0.375 0.030 6.095 Stated 24 H 2.75 LIBOR 6 ORANGE CA 92867 360 559,200.00 5.875 20061201 SFR 2,737.75 559,200.00 5.875 Owner Occupied Purchase 699,000.00 359 20061201 0.375 0.030 5.470 Stated 24 H 3 LIBOR 6 NORTH BRUNSWICK NJ 39693 360 348,000.00 6.875 20061101 SFR 2,286.11 347,413.61 6.875 Owner Occupied Rate Refi 440,000.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED STAFFORD TWP NJ 8050 360 300,000.00 7.000 20061101 SFR 1,995.91 299,506.75 7.000 Owner Occupied CashOut Refi 440,000.00 358 20061201 0.250 0.030 6.720 Stated 36 H FIXED RARITAN NJ 8869 360 275,000.00 6.625 20061201 SFR 1,760.86 274,757.37 6.625 Owner Occupied Purchase 505,000.00 359 20061201 0.250 0.030 6.345 SISA FIXED LONG BEACH TOWNSHIP NJ 8008 360 980,000.00 7.125 20061101 SFR 6,602.44 978,427.97 7.125 2nd Home CashOut Refi 1,400,000.00 358 20061201 0.250 0.030 6.845 Stated 36 H FIXED MAPLEWOOD NJ 7040 360 435,000.00 6.875 20061101 SFR 2,857.64 434,123.31 6.875 Owner Occupied CashOut Refi 670,000.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED BRONX NY 10467 360 312,000.00 6.250 20061201 SFR 1,921.04 311,703.96 6.250 Owner Occupied Purchase 390,000.00 359 20061201 0.250 0.030 5.970 Stated 24 H FIXED STAFFORD TOWNSHIP NJ 8050 180 398,000.00 6.750 20061101 SFR 3,521.94 395,426.40 6.750 Owner Occupied Rate Refi 820,000.00 178 20061201 0.250 0.030 6.470 Stated 36 H FIXED MORENO VALLEY CA 92557 180 176,000.00 6.500 20061101 SFR 1,533.15 174,837.22 6.500 Owner Occupied CashOut Refi 360,000.00 178 20061201 0.250 0.030 6.220 Stated 12 H FIXED EL CAJON CA 92020 360 525,000.00 6.125 20061101 SFR 3,189.96 523,976.85 6.125 Owner Occupied CashOut Refi 800,000.00 358 20061201 0.250 0.030 5.845 Stated 12 H FIXED COEUR D'ALENE ID 30543 360 183,000.00 6.250 20061101 SFR 1,126.76 182,476.38 6.250 Owner Occupied CashOut Refi 270,000.00 358 20070101 0.250 0.030 5.970 SISA 36 H FIXED GARDNERVILLE NV 32608 360 380,000.00 6.500 20061101 SFR 2,058.33 380,000.00 6.500 Owner Occupied CashOut Refi 475,000.00 358 20061201 0.250 0.030 6.220 Stated 12 H FIXED SAN DIEGO CA 33613 360 121,000.00 6.375 20061101 SFR 754.88 120,775.27 6.375 Investment Rate Refi 520,000.00 358 20061201 0.250 0.030 6.095 Stated 12 H FIXED SAN DIEGO CA 92037 360 611,000.00 6.500 20061101 CONDO 3,309.58 601,309.58 6.500 Investment Rate Refi 1,050,000.00 358 20061201 0.250 0.030 6.220 Stated 12 H FIXED BRENTWOOD CA 34467 360 406,900.00 6.000 20061101 SFR 2,439.57 406,087.83 6.000 Owner Occupied CashOut Refi 911,500.00 358 20061201 0.250 0.030 5.720 Stated 36 H FIXED LIVERMORE CA 94551 360 440,000.00 6.625 20061101 SFR 2,817.37 439,221.45 6.625 Owner Occupied CashOut Refi 550,000.00 358 20061201 0.250 0.030 6.345 Full FIXED SCOTTSDALE AZ 85259 360 311,500.00 6.625 20061101 SFR 1,719.74 311,500.00 6.625 2nd Home CashOut Refi 445,000.00 358 20061201 0.250 0.030 6.345 Stated 36 H FIXED MESA AZ 31091 360 305,000.00 6.375 20061101 SFR 1,902.80 304,232.46 6.375 Owner Occupied CashOut Refi 480,000.00 358 20061201 0.250 0.030 6.095 SISA 36 H FIXED SAN DIEGO CA 33620 360 260,000.00 6.375 20061101 SFR 1,381.25 260,000.00 6.375 Owner Occupied CashOut Refi 510,000.00 358 20061201 0.250 0.030 6.095 Stated 36 H FIXED LITTLETON CO 29243 360 171,200.00 6.125 20061101 SFR 1,040.23 170,866.35 6.125 Owner Occupied Rate Refi 214,000.00 358 20061201 0.250 0.030 5.845 Full 36 H FIXED FLAGSTAFF AZ 86004 360 581,000.00 6.500 20061101 SFR 3,147.08 580,000.00 6.500 Owner Occupied CashOut Refi 890,000.00 358 20061201 0.250 0.030 6.220 Stated 12 H FIXED PORT RICHEY FL 34668-3769 360 126,750.00 7.875 20061201 SFR 831.8 126,750.00 7.875 Owner Occupied CashOut Refi 169,000.00 359 20061201 0.375 0.030 7.470 Stated 36 H 3 LIBOR 6 HAMPTON VA 23669 360 220,000.00 8.500 20061201 SFR 1,691.61 219,866.72 8.500 Investment CashOut Refi 275,000.00 359 20061201 0.250 0.030 8.220 Express Verified Assets 24 H FIXED TEMECULA CA 92592 360 487,500.00 6.250 20061201 SFR 2,539.06 487,500.00 6.250 Owner Occupied Purchase 750,000.00 359 20061201 0.375 0.030 5.845 Stated 3 LIBOR 6 WEST COVINA CA 91792 360 470,400.00 6.000 20061201 SFR 2,352.00 470,400.00 6.000 Owner Occupied Purchase 590,000.00 359 20061201 0.375 0.030 5.595 Stated 36 H 3 LIBOR 6 CLOVIS CA 34131 360 320,000.00 6.375 20061201 SFR 1,700.00 320,000.00 6.375 Owner Occupied CashOut Refi 535,000.00 359 20061201 0.375 0.030 5.970 Full 3 LIBOR 6 BRADENTON FL 12460 360 130,000.00 7.150 20061201 D-PUDS 774.58 130,000.00 7.150 Owner Occupied CashOut Refi 325,000.00 359 20061201 0.250 0.030 6.870 FISA 36 H FIXED RIVERSIDE CA 33727 360 232,000.00 6.125 20061201 SFR 1,184.17 232,000.00 6.125 Owner Occupied CashOut Refi 410,000.00 359 20061201 0.375 0.030 5.720 SISA 36 H 3 LIBOR 6 LEESBURG FL 34748 360 76,500.00 9.750 20061201 SFR 621.56 76,500.00 9.750 Investment Purchase 88,000.00 359 20061201 0.375 0.030 8.725 0.62 PMI - LENDER PAID 25 SISA 24 H 3.625 LIBOR 6 FRISCO TX 75034 360 414,418.00 6.875 20061201 D-PUDS 2,374.27 414,418.00 6.875 2nd Home Purchase 436,500.00 359 20061201 0.375 0.030 6.470 RADIAN - BORROWER PAID 30 Stated 12 H 3 LIBOR 6 SAN DIEGO CA 33608 360 411,450.00 6.500 20061201 2-FAMILY 2,228.69 411,450.00 6.500 Investment CashOut Refi 633,000.00 359 20061201 0.375 0.030 6.095 Express Non-Verified Assets 24 H 3 LIBOR 6 WHITTIER CA 33028 360 440,000.00 7.125 20061201 SFR 2,964.36 439,648.14 7.125 Owner Occupied CashOut Refi 550,000.00 359 20061201 0.250 0.030 6.845 Stated 36 H FIXED LAS VEGAS NV 89145 360 213,000.00 7.750 20061201 SFR 1,375.63 213,000.00 7.750 Owner Occupied CashOut Refi 325,000.00 359 20061201 0.250 0.030 7.470 Express Non-Verified Assets 36 H FIXED PICO RIVERA CA 90660 360 420,000.00 6.375 20061201 SFR 2,620.25 419,611.00 6.375 Owner Occupied CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.970 Stated 24 H 3 LIBOR 6 MORENO VALLEY CA 92557-5610 360 261,550.00 6.875 20061201 SFR 1,498.46 261,550.00 6.875 Owner Occupied Purchase 366,900.00 359 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 GULF SHORES AL 36542 360 267,700.00 6.875 20061201 CONDO 1,758.60 267,475.10 6.875 2nd Home Purchase 475,000.00 359 20061201 0.375 0.030 6.470 SISA 3 LIBOR 6 BALDWIN PARK CA 33425 360 368,000.00 6.625 20061201 SFR 2,031.67 368,000.00 6.625 Owner Occupied Purchase 463,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 LOS ANGELES CA 90044 360 324,000.00 6.750 20061201 4-FAMILY 1,822.50 324,000.00 6.750 Investment CashOut Refi 650,000.00 359 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 PERRIS CA 92571 360 318,750.00 7.750 20061201 SFR 2,058.59 318,750.00 7.750 Owner Occupied CashOut Refi 425,000.00 359 20061201 0.375 0.030 7.345 Stated 12 H 2.5 LIBOR 6 JOSHUA TREE CA 92252 360 158,000.00 6.750 20061201 SFR 1,024.78 157,763.97 6.750 Owner Occupied CashOut Refi 205,000.00 359 20061201 0.250 0.030 6.470 Express No Doc 60 H FIXED SAN JACINTO CA 92582 360 272,000.00 6.500 20061201 SFR 1,473.33 272,000.00 6.500 Owner Occupied Purchase 364,500.00 359 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 SAN JACINTO CA 92582 360 335,200.00 6.500 20061201 SFR 1,815.67 335,200.00 6.500 Owner Occupied Purchase 445,000.00 359 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 VAN NUYS CA 33339 360 500,000.00 6.250 20061201 SFR 2,604.17 500,000.00 6.250 Owner Occupied CashOut Refi 685,000.00 359 20061201 0.375 0.030 5.845 Full 12 H 3 LIBOR 6 RIVERSIDE CA 33728 360 547,500.00 7.125 20070101 SFR 3,250.78 547,500.00 7.125 Investment CashOut Refi 730,000.00 360 20061201 0.375 0.030 6.720 Stated 3 LIBOR 6 GULFPORT MS 14372 360 209,200.00 6.500 20061201 2-FAMILY 1,133.17 209,200.00 6.500 Investment Purchase 280,000.00 359 20061201 0.375 0.030 6.095 Stated 3 LIBOR 6 HANFORD CA 93230 360 281,250.00 6.375 20061201 SFR 1,494.14 281,250.00 6.375 Owner Occupied Rate Refi 375,000.00 359 20061201 0.250 0.030 6.095 Full 36 S FIXED VIRGINIA BEACH VA 23464 360 157,500.00 7.600 20061201 PUD 1,112.07 157,385.43 7.600 Owner Occupied CashOut Refi 235,000.00 359 20061201 0.250 0.030 7.320 FISA 36 H FIXED BAKERSFIELD CA 34035 360 172,000.00 7.250 20061201 SFR 1,039.17 171,960.00 7.250 Owner Occupied Purchase 220,000.00 359 20061201 0.375 0.030 6.845 Stated 24 H 6.25 LIBOR 6 KISSIMMEE FL 34743 360 148,000.00 7.700 20061201 D-PUDS 1,055.18 147,894.49 7.700 Owner Occupied CashOut Refi 231,000.00 359 20061201 0.250 0.030 7.420 Express No Doc 36 H FIXED INGLEWOOD CA 32934 360 581,000.00 7.875 20061201 4-FAMILY 3,812.81 581,000.00 7.875 Owner Occupied Purchase 835,000.00 359 20061201 0.375 0.030 7.470 Stated 36 H 3 LIBOR 6 PALM CITY FL 34990 360 125,000.00 7.000 20061201 D-PUDS 831.63 124,897.54 7.000 Owner Occupied CashOut Refi 355,000.00 359 20061201 0.250 0.030 6.720 Full 36 H FIXED FREDERICKSBURG VA 44656 360 236,000.00 8.375 20061001 D-PUDS 1,793.77 235,556.86 8.375 Investment Purchase 305,000.00 357 20061201 0.250 0.030 8.095 Express Verified Assets FIXED BRECKENRIDGE CO 29335 360 1,500,000.00 7.000 20061001 SFR 9,979.54 1,496,289.82 7.000 Owner Occupied CashOut Refi 4,660,000.00 357 20061201 0.250 0.030 6.720 Express Non-Verified Assets 24 6H/18S FIXED QUEEN CREEK AZ 85242 360 280,000.00 7.625 20061001 D-PUDS 1,779.17 280,000.00 7.625 Investment Purchase 413,000.00 357 20061201 0.250 0.030 7.345 Express No Doc FIXED LAYTON UT 84040 360 391,756.00 8.250 20061001 SFR 2,943.13 391,001.42 8.250 Owner Occupied Purchase 491,000.00 357 20061201 0.250 0.030 7.970 Full 12 6H/6S FIXED LAYTON UT 84041 360 248,000.00 8.500 20061001 4-FAMILY 1,906.91 247,546.07 8.500 Investment Purchase 326,000.00 357 20061201 0.250 0.030 8.220 Stated 24 6H/18S FIXED ROCKFORD IL 22285 360 35,600.00 8.000 20061001 SFR 261.22 35,527.85 8.000 Investment CashOut Refi 44,500.00 357 20061201 0.250 0.030 7.720 Stated FIXED ROCKFORD IL 22284 360 57,600.00 8.000 20061001 SFR 422.65 57,483.27 8.000 Investment CashOut Refi 72,000.00 357 20061201 0.250 0.030 7.720 Stated FIXED LAND O LAKES FL 34639 360 105,500.00 9.125 20061001 CONDO 858.39 105,330.28 9.125 2nd Home Purchase 132,000.00 357 20061201 0.250 0.030 8.845 Stated FIXED AURORA IL 22042 360 116,580.00 7.375 20061001 SFR 716.48 116,580.00 7.375 Investment Purchase 146,000.00 357 20061201 0.250 0.030 7.095 Full FIXED JACKSONVILLE FL 32244 360 92,000.00 9.000 20061001 2-FAMILY 740.25 91,848.11 9.000 Investment Purchase 115,000.00 357 20061201 0.250 0.030 8.720 Stated FIXED JACKSONVILLE FL 32244 360 92,000.00 9.000 20061001 2-FAMILY 740.26 91,848.10 9.000 Investment Purchase 115,000.00 357 20061201 0.250 0.030 8.720 Stated FIXED JACKSONVILLE FL 32244 360 92,000.00 9.000 20061001 2-FAMILY 740.26 91,848.10 9.000 Investment Purchase 115,000.00 357 20061201 0.250 0.030 8.720 Stated FIXED OLDSMAR FL 34677 360 178,000.00 7.875 20061001 SFR 1,168.13 178,000.00 7.875 Owner Occupied Purchase 224,000.00 357 20061201 0.250 0.030 7.595 Stated 36 6H/30S FIXED MIAMI FL 12079 360 312,000.00 7.750 20061001 2-FAMILY 2,235.21 311,335.10 7.750 Owner Occupied Purchase 390,000.00 357 20061201 0.250 0.030 7.470 Stated 36 6H/30S FIXED SAINT CLOUD FL 34769 360 217,750.00 7.500 20061001 SFR 1,522.54 217,262.16 7.500 2nd Home Purchase 335,000.00 357 20061201 0.250 0.030 7.220 Express Non-Verified Assets 24 6H/18S FIXED FOSTER CITY CA 34428 360 980,000.00 6.625 20061101 D-PUDS 5,410.42 980,000.00 6.625 Owner Occupied Purchase 1,400,000.00 358 20061201 0.250 0.030 6.345 Express No Doc 6 H FIXED BAKERSFIELD CA 34036 360 201,500.00 6.990 20061101 3-FAMILY 1,339.23 201,168.05 6.990 Investment CashOut Refi 310,000.00 358 20061201 0.250 0.030 6.710 Express No Doc 24 6H/18S FIXED LONGMONT CO 29342 360 172,800.00 7.250 20061101 SFR 1,105.35 172,676.96 7.250 Owner Occupied CashOut Refi 216,000.00 358 20061201 0.250 0.030 6.970 Full 6 H FIXED SAINT LOUIS MO 23031 360 61,600.00 8.250 20060801 SFR 423.5 61,600.00 8.250 Investment Rate Refi 77,000.00 355 20061201 0.250 0.030 7.970 Express Verified Assets FIXED SAINT LOUIS MO 23039 360 63,750.00 7.875 20060801 SFR 438.28 63,750.00 7.875 Investment CashOut Refi 85,000.00 355 20061201 0.250 0.030 7.595 Stated FIXED LOVELL WY 82431 360 86,240.00 7.375 20060801 SFR 595.64 85,907.83 7.375 Owner Occupied Purchase 115,000.00 355 20061201 0.250 0.030 7.095 Express Non-Verified Assets 24 6H/18S FIXED PLANTATION FL 12130 360 648,000.00 6.750 20060801 SFR 4,202.92 645,178.84 6.750 Owner Occupied Purchase 720,000.00 355 20061201 0.250 0.030 6.470 PMI 25 Full FIXED COMPTON CA 32924 360 173,000.00 7.000 20060901 SFR 1,150.98 172,427.80 7.000 Owner Occupied Rate Refi 437,000.00 356 20061201 0.250 0.030 6.720 Express Non-Verified Assets 24 S FIXED VIRGINIA BEACH VA 23456 360 80,000.00 7.250 20060801 SFR 545.74 79,684.18 7.250 Investment CashOut Refi 140,000.00 355 20061201 0.250 0.030 6.970 Express Non-Verified Assets 36 6H/30S FIXED ADDY WA 36161 360 66,800.00 7.750 20060901 SFR 478.57 66,609.59 7.750 Owner Occupied CashOut Refi 83,500.00 356 20061201 0.250 0.030 7.470 Express Verified Assets 36 6H/30S FIXED ISSAQUAH WA 98029 180 50,000.00 7.125 20060901 D-PUDS 452.92 49,370.25 7.125 Owner Occupied CashOut Refi 555,000.00 176 20061201 0.250 0.030 6.845 Express Non-Verified Assets 36 6H/30S FIXED SAN ANTONIO TX 78247 360 158,156.00 8.875 20060901 D-PUDS 1,258.37 157,797.38 8.875 Investment Purchase 167,000.00 356 20061201 0.250 0.030 8.595 PMI 30 Express Verified Assets 36 6H/30S FIXED LAWTON OK 26789 360 61,200.00 8.500 20060901 SFR 470.58 61,050.10 8.500 Investment Rate Refi 68,000.00 356 20061201 0.250 0.030 8.220 PMI 25 Stated 12 6H/6S FIXED ATLANTA GA 11033 360 110,600.00 8.500 20060901 SFR 850.42 110,329.12 8.500 Owner Occupied Purchase 160,000.00 356 20061201 0.250 0.030 8.220 Express No Doc 6 H FIXED FORT LAUDERDALE FL 12130 360 257,600.00 7.500 20060901 2-FAMILY 1,801.18 256,828.08 7.500 Investment Purchase 322,000.00 356 20061201 0.250 0.030 7.220 Stated FIXED HONOLULU HI 35292 180 214,500.00 7.125 20060901 HI-RISE 1,943.01 211,798.39 7.125 Owner Occupied CashOut Refi 330,000.00 176 20061201 0.250 0.030 6.845 Express No Doc FIXED PENSACOLA FL 11823 360 125,600.00 7.125 20060901 SFR 846.2 125,194.63 7.125 2nd Home Purchase 165,500.00 356 20061201 0.250 0.030 6.845 Stated 36 6H/30S FIXED ATLANTA GA 30349 360 245,000.00 8.125 20060901 SFR 1,819.12 244,352.40 8.125 Investment Purchase 415,000.00 356 20061201 0.250 0.030 7.845 Stated FIXED TACOMA WA 35893 360 177,075.00 7.125 20061001 SFR 1,051.38 177,075.00 7.125 Investment Rate Refi 225,000.00 357 20061201 0.250 0.030 6.845 Stated FIXED TACOMA WA 35889 360 187,500.00 7.125 20061001 SFR 1,113.28 187,500.00 7.125 Investment Rate Refi 245,002.00 357 20061201 0.250 0.030 6.845 Stated FIXED SUFFOLK VA 23434 360 87,500.00 7.625 20060901 SFR 619.32 87,244.25 7.625 Owner Occupied Rate Refi 146,000.00 356 20061201 0.250 0.030 7.345 Express Non-Verified Assets 36 6H/30S FIXED DENVER CO 29261 360 236,800.00 8.250 20060901 SFR 1,779.00 236,189.74 8.250 Investment Purchase 299,000.00 356 20061201 0.250 0.030 7.970 SISA FIXED MIAMI FL 33193 360 147,200.00 8.250 20060901 HI-RISE 1,012.00 147,200.00 8.250 2nd Home Purchase 184,000.00 356 20061201 0.250 0.030 7.970 Stated 36 6H/30S FIXED TULSA OK 27043 360 169,400.00 8.250 20061001 SFR 1,164.63 169,400.00 8.250 Owner Occupied Purchase 290,000.00 357 20061201 0.250 0.030 7.970 Stated 6 H FIXED DOWNEY CA 90242 360 413,000.00 7.250 20061001 SFR 2,495.21 412,933.97 7.250 Investment CashOut Refi 590,000.00 357 20061201 0.250 0.030 6.970 Express Verified Assets 24 6H/18S FIXED SUN VALLEY AREA CA 91352 360 275,000.00 7.000 20060901 4-FAMILY 1,829.58 274,090.43 7.000 Owner Occupied CashOut Refi 815,000.00 356 20061201 0.250 0.030 6.720 Express No Doc 24 6H/18S FIXED BESSEMER CITY NC 28016 360 81,600.00 8.000 20060901 SFR 598.75 81,378.81 8.000 Investment Purchase 102,000.00 356 20061201 0.250 0.030 7.720 Stated FIXED PHOENIX AZ 85023 360 298,900.00 7.500 20060901 D-PUDS 1,868.12 298,900.00 7.500 Owner Occupied Purchase 479,000.00 356 20061201 0.250 0.030 7.220 Express No Doc 12 6H/6S FIXED JACKSONVILLE FL 11723 360 97,500.00 8.500 20060901 2-FAMILY 749.69 97,261.23 8.500 Investment CashOut Refi 151,000.00 356 20061201 0.250 0.030 8.220 SISA FIXED PHOENIX AZ 85035 360 154,400.00 7.500 20061001 SFR 1,079.59 154,054.07 7.500 Owner Occupied CashOut Refi 193,000.00 357 20061201 0.250 0.030 7.220 Stated 24 6H/18S FIXED HESPERIA CA 92345 360 288,000.00 8.500 20061001 SFR 2,040.00 288,000.00 8.500 Owner Occupied CashOut Refi 360,000.00 357 20061201 0.250 0.030 8.220 Stated FIXED MESA AZ 31084 360 149,500.00 6.750 20061001 D-PUDS 969.65 149,111.69 6.750 Investment CashOut Refi 230,000.00 357 20061201 0.250 0.030 6.470 Stated 24 6H/18S FIXED ROCKFORD IL 22285 360 79,150.00 8.000 20061001 2-FAMILY 580.77 78,989.63 8.000 Investment Rate Refi 90,000.00 357 20061201 0.250 0.030 7.720 MGIC 25 Full FIXED FLORENCE AZ 85232 360 172,800.00 7.250 20061001 SFR 1,178.80 172,393.16 7.250 Owner Occupied CashOut Refi 217,000.00 357 20061201 0.250 0.030 6.970 Full 36 6H/30S FIXED ROCKFORD IL 22290 360 105,600.00 7.875 20061001 SFR 765.67 105,380.55 7.875 Owner Occupied Purchase 132,000.00 357 20061201 0.250 0.030 7.595 Express Verified Assets FIXED ATLANTA GA 11027 360 176,000.00 8.250 20061001 SFR 1,322.23 175,660.99 8.250 Investment Purchase 220,000.00 357 20061201 0.250 0.030 7.970 Stated 24 6H/18S FIXED SILVER SPRING MD 44078 360 388,000.00 7.500 20061001 SFR 2,712.95 387,130.74 7.500 Owner Occupied Purchase 485,000.00 357 20061201 0.250 0.030 7.220 Stated 24 6H/18S FIXED HONOLULU HI 35296 360 612,000.00 7.375 20061001 SFR 3,970.97 611,366.96 7.375 Owner Occupied CashOut Refi 765,000.00 357 20061201 0.250 0.030 7.095 Stated 24 6H/18S FIXED KAILUA-KONA HI 96740 360 75,300.00 6.875 20061101 CONDO 494.67 75,173.11 6.875 Owner Occupied CashOut Refi 449,000.00 358 20061201 0.250 0.030 6.595 Express No Doc 24 6H/18S FIXED MILILANI HI 96789 360 568,550.00 6.500 20061101 D-PUDS 3,593.62 567,519.27 6.500 Owner Occupied Purchase 730,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED MILILANI HI 96789 360 336,000.00 7.500 20061101 PUD 2,100.00 336,000.00 7.500 Owner Occupied Purchase 420,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets 24 6H/18S FIXED HONOLULU HI 35291 360 1,000,000.00 7.375 20061101 HI-RISE 6,906.75 998,473.49 7.375 Owner Occupied CashOut Refi 1,700,000.00 358 20061201 0.250 0.030 7.095 Express No Doc 24 6H/18S FIXED WAIPAHU HI 96797 360 484,250.00 6.875 20061101 SFR 3,181.18 483,434.01 6.875 Owner Occupied Purchase 745,000.00 358 20061201 0.250 0.030 6.595 Express Non-Verified Assets 24 6H/18S FIXED HALEIWA HI 35258 360 485,000.00 6.750 20061101 SFR 3,145.70 484,162.51 6.750 Owner Occupied CashOut Refi 950,000.00 358 20061201 0.250 0.030 6.470 Express Non-Verified Assets 24 6H/18S FIXED EWA BEACH HI 35252 360 168,350.00 8.500 20061101 CONDO 1,294.47 168,145.30 8.500 Owner Occupied Purchase 295,000.00 358 20061201 0.250 0.030 8.220 Express No Doc 24 6H/18S FIXED RIDGECREST CA 93555 360 130,000.00 6.990 20061101 SFR 864.02 129,785.84 6.990 Investment CashOut Refi 200,000.00 358 20061201 0.250 0.030 6.710 Express No Doc 24 6H/18S FIXED LOS ANGELES CA 90016 360 310,000.00 6.875 20061101 SFR 1,776.04 310,000.00 6.875 Owner Occupied CashOut Refi 520,000.00 358 20061201 0.250 0.030 6.595 Express No Doc 24 6H/18S FIXED WEST COVINA CA 91792 360 427,500.00 6.625 20061101 SFR 2,360.16 427,500.00 6.625 Owner Occupied CashOut Refi 570,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED DELANO CA 34015 360 146,000.00 6.625 20061101 SFR 934.85 145,741.67 6.625 Owner Occupied CashOut Refi 230,000.00 358 20061201 0.250 0.030 6.345 Full FIXED SOUTH JORDAN UT 84095 360 255,000.00 6.625 20061101 D-PUDS 1,632.79 254,548.80 6.625 Owner Occupied Purchase 339,000.00 358 20061201 0.250 0.030 6.345 SISA FIXED SACRAMENTO CA 34935 360 206,000.00 6.750 20061101 SFR 1,336.11 205,644.28 6.750 Investment CashOut Refi 317,000.00 358 20061201 0.250 0.030 6.470 Express No Doc 24 6H/18S FIXED SOUTH GATE CA 90280 360 227,000.00 6.500 20061101 SFR 1,434.79 226,588.47 6.500 Owner Occupied CashOut Refi 485,000.00 358 20061201 0.250 0.030 6.220 SISA FIXED PHELAN CA 92371 360 280,000.00 6.375 20061101 SFR 1,746.84 279,479.94 6.375 Owner Occupied CashOut Refi 380,022.00 358 20061201 0.250 0.030 6.095 SISA FIXED NEWPORT BEACH CA 92662 360 550,000.00 6.875 20061101 2-FAMILY 3,151.04 550,000.00 6.875 Investment CashOut Refi 1,522,000.00 358 20061201 0.250 0.030 6.595 Stated 24 6H/18S FIXED LOS ANGELES CA 90043 360 315,600.00 6.875 20061101 SFR 2,073.27 315,068.20 6.875 Owner Occupied CashOut Refi 526,000.00 358 20061201 0.250 0.030 6.595 Express No Doc 6 H FIXED MORENO VALLEY CA 92555 360 407,200.00 7.125 20061101 D-PUDS 2,743.38 406,546.81 7.125 Owner Occupied Purchase 509,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED SACRAMENTO CA 34939 360 254,000.00 6.375 20061001 SFR 1,349.38 254,000.00 6.375 Owner Occupied Rate Refi 380,000.00 357 20061201 0.250 0.030 6.095 SISA FIXED TUJUNGA AREA CA 91042 360 254,650.00 7.500 20061001 SFR 1,591.56 254,650.00 7.500 Owner Occupied Rate Refi 375,000.00 357 20061201 0.250 0.030 7.220 Stated 24 6H/18S FIXED LOS ANGELES CA 90065 360 175,000.00 6.990 20061101 4-FAMILY 1,163.10 174,711.72 6.990 Investment CashOut Refi 690,000.00 358 20061201 0.250 0.030 6.710 Express No Doc 24 6H/18S FIXED NORCO CA 92860 360 660,000.00 6.250 20061101 SFR 4,063.73 658,744.28 6.250 Owner Occupied CashOut Refi 826,000.00 358 20061201 0.250 0.030 5.970 Full FIXED GRANADA HILLS CA 91344 360 400,000.00 6.990 20061101 SFR 2,658.52 399,338.05 6.990 Owner Occupied CashOut Refi 850,000.00 358 20061201 0.250 0.030 6.710 Express No Doc 24 6H/18S FIXED LAKEWOOD CA 33067 360 379,200.00 6.750 20061101 SFR 2,133.00 379,200.00 6.750 Investment Purchase 485,000.00 358 20061201 0.250 0.030 6.470 Full FIXED VICTORVILLE CA 92395 360 228,000.00 6.875 20061101 SFR 1,306.25 228,000.00 6.875 Owner Occupied CashOut Refi 285,000.00 358 20061201 0.250 0.030 6.595 Full FIXED BURIEN WA 98148 360 201,000.00 6.750 20061101 SFR 1,303.68 200,652.92 6.750 Owner Occupied CashOut Refi 400,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED REXBURG ID 83440 360 97,500.00 7.250 20061101 2-FAMILY 665.12 97,347.42 7.250 Investment CashOut Refi 150,000.00 358 20061201 0.250 0.030 6.970 Express No Doc 24 6H/18S FIXED REXBURG ID 83440 360 215,200.00 8.250 20061101 3-FAMILY 1,616.73 214,924.60 8.250 Investment Purchase 269,000.00 358 20061201 0.250 0.030 7.970 Express No Doc 24 6H/18S FIXED MADISON AL 35758 360 214,400.00 8.500 20061101 SFR 1,648.55 214,139.32 8.500 Owner Occupied Purchase 268,000.00 358 20061201 0.250 0.030 8.220 SISA FIXED KENNESAW GA 30144 360 131,600.00 7.500 20061101 SFR 920.17 131,404.05 7.500 Owner Occupied Purchase 171,000.00 358 20061201 0.250 0.030 7.220 Express No Doc 6 H FIXED TAMPA FL 12211 360 300,000.00 6.625 20061101 4-FAMILY 1,920.93 299,469.18 6.625 Owner Occupied CashOut Refi 510,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED SAINT PETERSBURG FL 12245 360 175,000.00 6.500 20061101 SFR 1,106.12 174,682.74 6.500 Owner Occupied CashOut Refi 345,000.00 358 20061201 0.250 0.030 6.220 SISA FIXED MELBOURNE FL 11933 360 163,200.00 6.375 20061101 D-PUDS 1,018.16 162,896.88 6.375 Owner Occupied Rate Refi 285,000.00 358 20061201 0.250 0.030 6.095 Express Verified Assets FIXED MIAMI FL 33194 360 280,000.00 7.250 20061101 D-PUDS 1,910.09 279,561.84 7.250 Investment CashOut Refi 350,000.00 358 20061201 0.250 0.030 6.970 Stated 24 6H/18S FIXED TAMPA FL 12216 360 130,000.00 6.875 20061101 SFR 744.79 130,000.00 6.875 Investment CashOut Refi 210,000.00 358 20061201 0.250 0.030 6.595 Express Non-Verified Assets FIXED SAN FERNANDO CA 91340 360 300,000.00 6.500 20061201 SFR 1,625.00 300,000.00 6.500 Owner Occupied CashOut Refi 527,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 OXFORD MA 1540 360 179,200.00 8.125 20061101 SFR 1,330.55 178,964.76 8.125 Owner Occupied Purchase 226,000.00 358 20061201 0.250 0.030 7.845 Express Verified Assets FIXED JACKSONVILLE FL 11728 360 62,856.00 9.250 20061101 SFR 517.1 62,789.69 9.250 Investment CashOut Refi 98,000.00 358 20061201 0.250 0.030 8.970 Stated FIXED CATHEDRAL CITY CA 92234 180 380,000.00 8.000 20061101 SFR 2,533.33 379,993.33 8.000 Owner Occupied Purchase 475,000.00 178 20061201 0.250 0.030 7.720 Stated 36 H FIXED SAN ANTONIO TX 78239 360 60,000.00 9.625 20061101 SFR 509.99 59,942.28 9.625 Investment Purchase 75,000.00 358 20061201 0.250 0.030 9.345 Stated 36 S FIXED LAS VEGAS NV 32529 360 65,880.00 8.375 20061101 PUD 500.74 65,797.82 8.375 Owner Occupied CashOut Refi 244,000.00 358 20061201 0.250 0.030 8.095 Express Verified Assets 36 H FIXED LA HABRA CA 90631 360 370,000.00 7.625 20060901 SFR 2,351.04 370,000.00 7.625 Owner Occupied CashOut Refi 539,000.00 356 20061201 0.250 0.030 7.345 SISA 36 H FIXED LINCOLN CITY OR 97367 360 196,000.00 7.750 20061101 CONDO 1,404.17 195,722.44 7.750 2nd Home Purchase 245,000.00 358 20061201 0.250 0.030 7.470 Stated 36 H FIXED (PANORAMA CITY AREA) LOS ANGEL CA 33330 180 488,000.00 8.250 20060801 SFR 3,355.00 488,000.00 8.250 Owner Occupied CashOut Refi 610,000.00 175 20061201 0.250 0.030 7.970 Stated 12 H FIXED APPLE VALLEY CA 33670 360 192,000.00 8.000 20061101 SFR 1,280.00 192,000.00 8.000 Owner Occupied Purchase 246,000.00 358 20061201 0.250 0.030 7.720 Stated 36 H FIXED STOCKTON CA 34745 360 171,000.00 7.750 20061101 SFR 1,225.06 170,757.84 7.750 Investment Purchase 285,000.00 358 20061201 0.250 0.030 7.470 Stated 12 H FIXED JACKSONVILLE FL 32244 360 119,200.00 9.000 20061101 CONDO 894 119,200.00 9.000 Investment Purchase 163,000.00 358 20061201 0.250 0.030 8.720 Stated 12 H FIXED MIAMI FL 33193 360 135,920.00 8.250 20061101 CONDO 934.45 135,920.00 8.250 Owner Occupied Purchase 171,000.00 358 20061201 0.250 0.030 7.970 Stated 12 H FIXED TUSCON AZ 85745 360 188,000.00 8.500 20061101 PUD 1,331.67 188,000.00 8.500 Investment CashOut Refi 235,000.00 358 20061201 0.250 0.030 8.220 Stated 36 S FIXED SAN DIEGO CA 92139 360 223,000.00 6.625 20061101 SFR 1,427.89 222,605.43 6.625 Investment CashOut Refi 550,000.00 358 20061201 0.250 0.030 6.345 Express Verified Assets 36 H FIXED VICTORVILLE CA 92392 360 291,182.00 7.990 20061101 SFR 1,938.79 291,182.00 7.990 Owner Occupied Purchase 445,000.00 358 20061201 0.250 0.030 7.170 0.54 PMI - LENDER PAID 22 Stated FIXED NORTH LAS VEGAS NV 89084 360 328,000.00 7.875 20061101 PUD 2,152.50 328,000.00 7.875 Owner Occupied Purchase 506,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED PASADENA CA 33244 180 472,000.00 8.625 20061101 CONDO 3,392.50 472,000.00 8.625 Owner Occupied CashOut Refi 590,000.00 178 20061201 0.250 0.030 8.345 Stated 12 H FIXED AUBREY TX 27817 180 112,800.00 7.625 20061101 PUD 716.75 112,800.00 7.625 Investment Purchase 141,000.00 178 20061201 0.250 0.030 7.345 Stated 36 H FIXED RIVERSIDE CA 33733 180 295,200.00 6.990 20061101 SFR 1,719.54 295,200.00 6.990 Owner Occupied Purchase 380,000.00 178 20061201 0.250 0.030 6.710 Stated 36 H FIXED FREMONT CA 94538 180 524,000.00 8.125 20061101 SFR 3,547.92 524,000.00 8.125 Owner Occupied CashOut Refi 682,000.00 178 20061201 0.250 0.030 7.845 Stated 12 H FIXED LA PUENTE CA 91746 180 380,800.00 5.750 20061101 SFR 1,824.67 380,800.00 5.750 Owner Occupied CashOut Refi 476,000.00 178 20061201 0.250 0.030 5.470 Stated 36 H FIXED BAKERSFIELD CA 34032 180 140,000.00 6.625 20061101 SFR 772.92 140,000.00 6.625 Owner Occupied CashOut Refi 175,000.00 178 20061201 0.250 0.030 6.345 Full 36 H FIXED SAN BERNARDINO CA 33701 180 272,000.00 7.500 20061101 SFR 1,700.00 272,000.00 7.500 Owner Occupied Purchase 370,000.00 178 20061201 0.250 0.030 7.220 Stated FIXED LOS ANGELES CA 90003 180 304,000.00 6.250 20061101 SFR 1,583.33 304,000.00 6.250 Owner Occupied Purchase 380,000.00 178 20061201 0.250 0.030 5.970 Stated 36 H FIXED LITTLEROCK CA 93543 180 316,000.00 7.500 20061101 SFR 1,975.00 316,000.00 7.500 Owner Occupied Purchase 400,000.00 178 20061201 0.250 0.030 7.220 Stated 12 H FIXED WILDOMAR CA 92595 180 488,000.00 7.500 20061101 PUD 3,050.00 488,000.00 7.500 Owner Occupied Purchase 610,000.00 178 20061201 0.250 0.030 7.220 Stated 36 H FIXED CARLSBAD CA 92010 180 352,000.00 7.625 20061101 PUD 2,236.67 352,000.00 7.625 Owner Occupied Purchase 440,000.00 178 20061201 0.250 0.030 7.345 Stated 36 H FIXED LOS ANGELES CA 90003 180 308,000.00 6.875 20061101 SFR 1,764.58 308,000.00 6.875 Owner Occupied Purchase 385,000.00 178 20061201 0.250 0.030 6.595 Stated 36 H FIXED NORWALK CA 90650 180 422,400.00 7.875 20061101 SFR 2,772.00 422,400.00 7.875 Owner Occupied Purchase 528,000.00 178 20061201 0.250 0.030 7.595 Stated 36 H FIXED HESPERIA CA 92345 180 244,000.00 7.500 20061101 SFR 1,525.00 244,000.00 7.500 Owner Occupied CashOut Refi 305,000.00 178 20061201 0.250 0.030 7.220 Stated 12 H FIXED LOS ANGELES CA 90042 180 392,000.00 7.625 20061101 SFR 2,490.83 392,000.00 7.625 Owner Occupied Purchase 490,000.00 178 20061201 0.250 0.030 7.345 Express Verified Assets 36 H FIXED LOS ANGELES CA 33330 360 315,000.00 6.625 20061201 SFR 2,016.98 314,722.08 6.625 Owner Occupied CashOut Refi 535,000.00 359 20061201 0.250 0.030 6.345 SISA 24 H FIXED HACIENDA HEIGHTS CA 91745 360 380,000.00 6.125 20061201 SFR 1,939.58 380,000.00 6.125 Owner Occupied CashOut Refi 475,000.00 359 20061201 0.375 0.030 5.720 Stated 36 H 5.125 LIBOR 6 WEST HAVEN UT 30773 360 139,500.00 7.500 20061101 SFR 975.4 139,292.31 7.500 Investment Purchase 186,000.00 358 20061201 0.250 0.030 7.220 Stated 24 H FIXED AREA OF ENCINO CA 33313 360 444,000.00 7.250 20061201 SFR 2,682.50 444,000.00 7.250 Owner Occupied Purchase 576,000.00 359 20061201 0.375 0.030 6.845 Stated 12 H 3 LIBOR 6 MIRAMAR BEACH FL 32550 360 552,900.00 7.000 20070101 HI-RISE 3,225.25 552,900.00 7.000 Investment Purchase 1,150,000.00 360 20061201 0.375 0.030 6.595 SISA 60 S 3 LIBOR 6 SAN JACINTO CA 92582 360 324,800.00 6.750 20061201 SFR 1,827.00 324,800.00 6.750 Owner Occupied Purchase 406,000.00 359 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 SAN PABLO CA 34552 360 336,000.00 8.250 20061201 SFR 2,310.00 336,000.00 8.250 Investment CashOut Refi 420,000.00 359 20061201 0.375 0.030 7.845 Stated 12 H 3 LIBOR 6 CERRITOS CA 33057 360 430,500.00 6.500 20061201 SFR 2,331.88 430,500.00 6.500 Investment Purchase 630,000.00 359 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 DUARTE CA 91010 360 343,200.00 7.750 20061201 SFR 2,216.50 343,200.00 7.750 Owner Occupied Purchase 429,000.00 359 20061201 0.375 0.030 7.345 Stated 36 H 3 LIBOR 6 LOS ANGELES CA 90044 360 480,000.00 7.000 20061201 SFR 2,800.00 480,000.00 7.000 Owner Occupied CashOut Refi 600,000.00 359 20061201 0.375 0.030 6.595 Stated 12 H 3 LIBOR 6 LAWNDALE CA 90260 360 411,000.00 6.000 20061201 2-FAMILY 2,055.00 411,000.00 6.000 Owner Occupied CashOut Refi 660,000.00 359 20061201 0.375 0.030 5.595 Stated 36 H 3.5 LIBOR 6 WASHINGTON DC 20010 360 126,000.00 7.500 20061201 TOWNHOUSE 787.5 126,000.00 7.500 Investment Purchase 206,000.00 359 20061201 0.375 0.030 7.095 Full 3 LIBOR 6 BURTONSVILLE MD 20866 360 252,000.00 6.375 20061201 PUD 1,338.75 252,000.00 6.375 Investment Purchase 360,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 SAN JOSE CA 34728 360 554,000.00 5.875 20060101 SFR 2,712.29 554,000.00 5.875 Owner Occupied Rate Refi 821,000.00 348 20061201 0.375 0.030 5.470 Full 2.5 LIBOR 6 CHAMPLIN MN 20164 360 106,400.00 7.125 20061201 CONDO 716.84 106,314.91 7.125 Investment CashOut Refi 152,000.00 359 20061201 0.250 0.030 6.845 Stated 36 H FIXED ORLANDO FL 32835 360 256,000.00 6.000 20070101 D-PUDS 1,534.85 255,745.15 6.000 Owner Occupied CashOut Refi 320,000.00 360 20070101 0.250 0.030 5.720 Stated FIXED GRANITE BAY CA 95746 360 659,500.00 5.875 20070101 SFR 3,901.19 659,500.00 5.875 Owner Occupied Rate Refi 900,000.00 360 20061201 0.250 0.030 5.595 Full 36 H FIXED CAMARILLO CA 93012 180 1,625,000.00 6.250 20070101 D-PUDS 13,933.12 1,625,000.00 6.250 Owner Occupied CashOut Refi 2,500,000.00 180 20061201 0.250 0.030 5.970 Stated 36 H FIXED PALM BEACH GARDENS FL 12162 360 1,365,000.00 7.625 20061101 PUD 8,673.44 1,365,000.00 7.625 Investment CashOut Refi 1,950,000.00 358 20061201 0.375 0.030 7.220 Stated 36 S 2.25 LIBOR 6 PORT CHESTER NY 10573 360 460,000.00 6.875 20061201 SFR 2,635.42 460,000.00 6.875 Owner Occupied CashOut Refi 575,000.00 359 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 BOCA RATON FL 12172 360 168,000.00 6.875 20061201 CONDO 962.5 168,000.00 6.875 Owner Occupied CashOut Refi 215,000.00 359 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 STRATFORD CT 38883 360 440,250.00 6.375 20061201 SFR 2,338.83 440,250.00 6.375 Owner Occupied Purchase 600,000.00 359 20061201 0.375 0.030 5.970 Full 3 LIBOR 6 BROOKLYN NY 40582 360 437,250.00 7.875 20061201 3-FAMILY 2,869.45 437,250.00 7.875 Owner Occupied Purchase 585,000.00 359 20061201 0.375 0.030 7.470 Stated 3 LIBOR 6 NEWARK NJ 39089 360 264,000.00 8.000 20061201 3-FAMILY 1,937.14 263,822.86 8.000 Owner Occupied Purchase 350,000.00 359 20061201 0.375 0.030 7.595 Stated 4.25 LIBOR 6 PORT SAINT LUCIE FL 34952 360 172,000.00 7.500 20061101 SFR 1,839.19 172,000.00 7.500 Owner Occupied Purchase 227,000.00 358 20061201 0.375 0.030 7.095 Stated 36 S 2.5 LIBOR 6 SUN VALLEY AREA CA 91352 360 275,000.00 6.875 20061201 SFR 1,575.52 275,000.00 6.875 Owner Occupied CashOut Refi 500,000.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED CARMICHAEL CA 34858 360 444,000.00 6.375 20061201 SFR 2,769.98 443,588.77 6.375 Owner Occupied CashOut Refi 705,000.00 359 20061201 0.250 0.030 6.095 Full FIXED RICHMOND TX 77469 360 172,000.00 7.000 20061101 PUD 1,144.32 171,717.20 7.000 Owner Occupied Purchase 222,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets 12 H FIXED PALM BAY FL 11937 360 179,920.00 7.875 20061101 SFR 1,304.54 179,605.89 7.875 Owner Occupied Purchase 235,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets 12 H FIXED CUMMING GA 30040 360 246,850.00 6.750 20061101 PUD 1,601.06 246,423.75 6.750 Owner Occupied Purchase 318,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets 12 H FIXED RICHMOND TX 77469 360 172,643.00 6.500 20061101 PUD 1,091.22 172,330.01 6.500 2nd Home Purchase 236,000.00 358 20061201 0.250 0.030 6.220 Stated 12 H FIXED THE COLONY TX 75056 360 166,400.00 7.500 20061101 PUD 1,163.49 166,152.25 7.500 Owner Occupied Purchase 208,000.00 358 20061201 0.250 0.030 7.220 Stated 12 H FIXED HOUSTON TX 77083 360 140,000.00 7.000 20061101 PUD 931.42 139,769.83 7.000 Owner Occupied Purchase 176,000.00 358 20061201 0.250 0.030 6.720 Stated 12 H FIXED KATY TX 77450 360 160,000.00 7.250 20061101 PUD 1,091.48 159,749.62 7.250 Owner Occupied Purchase 207,500.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED BRONX NY 10469 360 420,000.00 7.125 20061201 2-FAMILY 2,829.62 419,664.13 7.125 Owner Occupied Purchase 550,000.00 359 20061201 0.250 0.030 6.845 Express No Doc FIXED NORTH LAS VEGAS NV 89031 360 120,000.00 6.625 20061201 PUD 768.37 119,894.13 6.625 Investment CashOut Refi 299,500.00 359 20061201 0.250 0.030 6.345 Stated FIXED HOUSTON TX 77083 360 116,000.00 7.625 20061201 PUD 821.04 115,907.08 7.625 Owner Occupied Purchase 151,000.00 359 20061201 0.250 0.030 7.345 Stated 12 H FIXED ROME GA 30161 360 435,000.00 6.875 20061201 SFR 2,857.64 434,634.55 6.875 Owner Occupied Rate Refi 600,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED MONROVIA CA 91016 360 530,000.00 6.875 20061201 PUD 3,481.72 529,554.74 6.875 Owner Occupied Purchase 663,000.00 359 20061201 0.250 0.030 6.595 Stated 12 H FIXED PHOENIX AZ 85009 360 123,200.00 7.250 20061201 SFR 840.44 123,103.89 7.250 Owner Occupied CashOut Refi 154,000.00 359 20061201 0.250 0.030 6.970 Stated 12 H FIXED LAWRENCEVILLE GA 30044 360 159,900.00 7.750 20061201 SFR 1,145.54 159,581.73 7.750 Investment Purchase 205,000.00 359 20061201 0.250 0.030 7.470 Stated 12 H FIXED SARASOTA FL 34241 360 466,400.00 5.875 20061201 D-PUDS 2,283.42 466,400.00 5.875 Owner Occupied Purchase 720,000.00 359 20061201 0.375 0.030 5.470 Full 3 LIBOR 6 LOS BANOS CA 93635 360 338,000.00 6.375 20061201 SFR 2,108.68 337,686.95 6.375 Owner Occupied Rate Refi 520,000.00 359 20061201 0.250 0.030 6.095 Stated 36 H FIXED GULF SHORES AL 36562 360 508,400.00 6.375 20061201 HI-RISE 2,700.88 508,400.00 6.375 2nd Home Purchase 680,000.00 359 20061201 0.375 0.030 5.970 Stated 3 LIBOR 6 LOS ANGELES CA 90016 360 290,000.00 6.750 20061201 SFR 1,631.25 290,000.00 6.750 Owner Occupied CashOut Refi 437,000.00 359 20061201 0.250 0.030 6.470 Stated 36 H FIXED ORANGE BEACH AL 36561 360 182,000.00 6.500 20061201 CONDO 985.83 182,000.00 6.500 2nd Home Purchase 260,000.00 359 20061201 0.375 0.030 6.095 SISA 3 LIBOR 6 L.A (NORTH HOLLYWOOD AREA) CA 33395 360 373,500.00 6.750 20061201 SFR 2,422.51 373,178.43 6.750 Owner Occupied CashOut Refi 586,000.00 359 20061201 0.250 0.030 6.470 Express Non-Verified Assets FIXED LAS VEGAS NV 32515 360 169,400.00 7.000 20061201 SFR 988.17 169,400.00 7.000 Owner Occupied CashOut Refi 242,000.00 359 20061201 0.375 0.030 6.595 Stated 12 H 3 LIBOR 6 INDIO CA 33635 360 225,000.00 6.750 20061201 SFR 1,265.63 225,000.00 6.750 Investment CashOut Refi 325,000.00 359 20061201 0.375 0.030 6.345 SISA 12 H 3 LIBOR 6 SAN BERNARDINO CA 33701 360 224,700.00 7.500 20061201 SFR 1,404.37 224,700.00 7.500 Owner Occupied CashOut Refi 321,000.00 359 20061201 0.375 0.030 7.095 Stated 24 H 3 LIBOR 6 ALGONQUIN IL 21917 360 196,000.00 7.250 20061201 CONDO 1,337.07 195,847.10 7.250 Investment Rate Refi 245,000.00 359 20061201 0.375 0.030 6.845 Stated 12 H 3 LIBOR 6 CARSON CA 90745 360 320,000.00 8.375 20061201 SFR 2,233.33 320,000.00 8.375 Investment Purchase 400,000.00 359 20061201 0.375 0.030 7.970 Stated 2.75 LIBOR 6 ORANGE CA 92867 360 603,750.00 7.375 20061201 SFR 4,169.95 603,290.60 7.375 Owner Occupied CashOut Refi 805,000.00 359 20061201 0.250 0.030 7.095 Stated 36 H FIXED LOS ANGELES CA 90043 360 605,000.00 7.000 20061201 SFR 3,529.17 605,000.00 7.000 Owner Occupied CashOut Refi 865,000.00 359 20061201 0.375 0.030 6.595 SISA 3 LIBOR 6 BRICK NJ 39652 360 490,000.00 8.375 20061201 SFR 3,724.35 489,695.44 8.375 Owner Occupied CashOut Refi 755,000.00 359 20061201 0.375 0.030 7.970 Stated 3 LIBOR 6 SAN DIEGO CA 92173 360 417,750.00 6.125 20061201 SFR 2,132.27 417,750.00 6.125 Owner Occupied Purchase 560,000.00 359 20061201 0.250 0.030 5.845 Stated 36 H FIXED HIGLEY AZ 85236 360 181,200.00 6.625 20061201 D-PUDS 1,000.38 181,200.00 6.625 Owner Occupied Purchase 232,000.00 359 20061201 0.375 0.030 6.220 Stated 3 LIBOR 6 DENVER CO 29273 360 238,125.00 6.875 20061201 SFR 1,364.26 238,125.00 6.875 Investment Purchase 353,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 3 LIBOR 6 SAN JOSE AREA CA 34726 360 450,000.00 6.000 20061201 SFR 2,697.98 449,552.02 6.000 Owner Occupied Rate Refi 660,000.00 359 20061201 0.250 0.030 5.720 SISA FIXED CAMARILLO CA 93012 360 490,000.00 5.750 20061201 SFR 2,347.92 490,000.00 5.750 Owner Occupied CashOut Refi 700,000.00 359 20061201 0.375 0.030 5.345 Stated 36 H 3 LIBOR 6 LONG ISLAND CITY NY 40549 360 572,000.00 8.625 20061201 2-FAMILY 4,448.96 571,606.35 8.625 Investment CashOut Refi 715,000.00 359 20061201 0.250 0.030 8.345 Express Verified Assets FIXED TRENTON NJ 8638 360 84,000.00 8.625 20061101 TOWNHOUSE 653.34 83,500.41 8.625 Investment CashOut Refi 105,000.00 358 20061201 0.250 0.030 8.345 Express No Doc FIXED BRONX NY 10462 360 88,800.00 7.875 20061101 HI-RISE 643.86 88,677.38 7.875 Owner Occupied Purchase 111,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED CORONA NY 11368 360 680,000.00 8.750 20061201 2-FAMILY 4,958.33 680,000.00 8.750 Owner Occupied CashOut Refi 850,000.00 359 20061201 0.250 0.030 8.470 SISA FIXED SOUTH OZONE PARK NY 40653 360 513,750.00 6.875 20061201 2-FAMILY 3,374.97 513,318.39 6.875 Owner Occupied CashOut Refi 685,000.00 359 20061201 0.250 0.030 6.595 Express Verified Assets FIXED PHILADELPHIA PA 19145 360 55,000.00 8.250 20061101 SFR 413.2 54,894.53 8.250 Investment CashOut Refi 74,000.00 358 20061201 0.250 0.030 7.970 Stated FIXED HAMPTON BAYS NY 11946 360 165,000.00 7.250 20061201 SFR 1,125.59 164,871.29 7.250 Owner Occupied CashOut Refi 535,000.00 359 20061201 0.250 0.030 6.970 Stated FIXED PHILADELPHIA PA 19139 360 60,000.00 8.250 20061201 SFR 450.76 59,961.74 8.250 Investment CashOut Refi 75,000.00 359 20061201 0.250 0.030 7.970 Stated 36 S FIXED COLUMBIA SC 47172 360 279,000.00 7.875 20061201 SFR 2,022.94 278,808.00 7.875 Owner Occupied Purchase 320,000.00 359 20061201 0.250 0.030 7.595 RMIC 25 Express No Doc FIXED SAN ANTONIO TX 78245 360 110,200.00 7.875 20061201 SFR 723.19 110,200.00 7.875 2nd Home Purchase 116,000.00 359 20061201 0.250 0.030 7.595 RMIC 30 Stated FIXED MONTICELLO NY 41091 360 113,850.00 7.375 20061101 CONDO 786.33 113,676.21 7.375 2nd Home Purchase 126,500.00 358 20061201 0.250 0.030 7.095 RMIC 25 Stated FIXED ONTARIO CA 91762 360 380,000.00 5.990 20061101 SFR 1,896.83 380,000.00 5.990 Owner Occupied CashOut Refi 475,000.00 358 20061201 0.375 0.030 5.585 Stated 36 H 2.75 LIBOR 6 OGDEN UT 30773 360 51,750.00 9.625 20061101 SFR 415.08 51,750.00 9.625 Investment Rate Refi 71,000.00 358 20061201 0.375 0.030 9.220 Stated 36 S 2.75 LIBOR 6 DALY CITY CA 94014 360 600,000.00 9.000 20061101 SFR 6,570.81 600,000.00 9.000 Investment CashOut Refi 750,000.00 358 20061201 0.375 0.030 8.595 Express Verified Assets 12 H 2.75 LIBOR 6 GARDENA CA 90249 360 447,200.00 7.750 20061101 SFR 2,888.17 447,200.00 7.750 Owner Occupied Purchase 565,000.00 358 20061201 0.375 0.030 7.345 Express Verified Assets 12 H 2.75 LIBOR 6 CHINO HILLS CA 33428 360 312,000.00 6.875 20061101 SFR 1,787.50 312,000.00 6.875 Owner Occupied CashOut Refi 390,000.00 358 20061201 0.375 0.030 6.470 Stated 36 H 2.75 LIBOR 6 ESCONDIDO CA 92026 360 272,000.00 8.250 20061101 CONDO 1,870.00 272,000.00 8.250 Owner Occupied CashOut Refi 340,000.00 358 20061201 0.375 0.030 7.845 Express Verified Assets 36 H 2.75 LIBOR 6 SAN DIEGO CA 33617 360 384,000.00 5.990 20061101 SFR 1,916.80 384,000.00 5.990 Owner Occupied Rate Refi 480,000.00 358 20061201 0.375 0.030 5.585 Stated 36 H 2.75 LIBOR 6 POMPANO BEACH FL 33064 360 188,000.00 7.750 20061101 SFR 1,214.17 188,000.00 7.750 Investment Purchase 270,000.00 358 20061201 0.375 0.030 7.345 Full 2.75 LIBOR 6 OAKLAND CA 34486 360 360,000.00 5.875 20061101 SFR 1,762.50 360,000.00 5.875 Owner Occupied CashOut Refi 450,000.00 358 20061201 0.375 0.030 5.470 Stated 36 H 2.75 LIBOR 6 APPLE VALLEY CA 33671 360 348,000.00 7.125 20061101 3-FAMILY 2,066.25 348,000.00 7.125 Owner Occupied Purchase 435,000.00 358 20061201 0.375 0.030 6.720 Stated 36 H 2.75 LIBOR 6 MURRIETA AREA CA 92563 360 345,600.00 5.875 20061101 PUD 1,692.00 345,600.00 5.875 Owner Occupied CashOut Refi 432,000.00 358 20061201 0.375 0.030 5.470 Full 36 H 2.75 LIBOR 6 (WHITTIER AREA) CA 33030 360 368,000.00 7.375 20061101 SFR 2,261.67 368,000.00 7.375 Owner Occupied Purchase 470,000.00 358 20061201 0.375 0.030 6.970 Stated 36 H 2.75 LIBOR 6 VICTORVILLE CA 92395 360 298,022.00 6.875 20061101 SFR 1,707.42 298,022.00 6.875 Owner Occupied Purchase 373,000.00 358 20061201 0.375 0.030 6.470 Stated 36 H 2.75 LIBOR 6 ORLANDO FL 11926 360 185,600.00 6.875 20061101 PUD 1,063.33 185,600.00 6.875 Owner Occupied Purchase 239,000.00 358 20061201 0.375 0.030 6.470 Stated 36 H 2.75 LIBOR 6 ORLANDO FL 11912 360 105,520.00 7.750 20061201 CONDO 1,189.10 105,445.53 7.750 2nd Home Purchase 132,000.00 359 20061201 0.375 0.030 7.345 Stated 36 H 2.75 LIBOR 6 HOUSTON TX 77064 360 78,800.00 7.250 20061101 PUD 476.08 78,736.95 7.250 Investment Rate Refi 99,000.00 358 20061201 0.375 0.030 6.845 Stated 36 S 2.75 LIBOR 6 LA MIRADA CA 90638 360 496,000.00 7.375 20061101 SFR 3,048.33 496,000.00 7.375 Owner Occupied CashOut Refi 620,000.00 358 20061201 0.375 0.030 6.970 Stated 36 H 2.75 LIBOR 6 PALMDALE CA 93550 360 241,500.00 6.875 20061101 SFR 1,383.59 241,500.00 6.875 Owner Occupied CashOut Refi 317,000.00 358 20061201 0.375 0.030 6.470 Express No Doc 36 S 2.75 LIBOR 6 COMPTON CA 32924 360 332,000.00 6.750 20061101 SFR 1,867.50 332,000.00 6.750 Owner Occupied Purchase 420,000.00 358 20061201 0.375 0.030 6.345 Stated 36 H 2.75 LIBOR 6 LOS ANGELES CA 90002 360 287,000.00 6.990 20061101 SFR 1,671.78 287,000.00 6.990 Owner Occupied CashOut Refi 435,000.00 358 20061201 0.375 0.030 6.585 Stated 36 H 2.75 LIBOR 6 GARDEN GROVE CA 92843 360 462,150.00 7.500 20061101 SFR 2,888.44 462,150.00 7.500 Owner Occupied CashOut Refi 585,000.00 358 20061201 0.375 0.030 7.095 Stated 36 H 2.75 LIBOR 6 LOS ANGELES (NORTH HOLLYWOOD A CA 33394 360 356,400.00 5.625 20061101 SFR 1,670.63 356,400.00 5.625 Owner Occupied CashOut Refi 540,000.00 358 20061201 0.375 0.030 5.220 Stated 36 H 2.75 LIBOR 6 DOWNEY CA 90242 360 381,500.00 7.375 20061101 SFR 2,344.64 381,500.00 7.375 Investment CashOut Refi 560,000.00 358 20061201 0.375 0.030 6.970 Express No Doc 36 H 2.75 LIBOR 6 SAN ANTONIO TX 78244 360 81,000.00 6.875 20061101 PUD 532.11 80,863.51 6.875 Investment Rate Refi 112,300.00 358 20061201 0.375 0.030 6.470 Stated 36 S 2.75 LIBOR 6 ROCKDALE IL 60436 360 121,600.00 7.875 20061201 SFR 881.68 121,516.32 7.875 Investment CashOut Refi 152,000.00 359 20061201 0.375 0.030 7.470 Express Verified Assets 36 H 2.75 LIBOR 6 LOS BANOS CA 93635 360 266,250.00 6.375 20061101 SFR 1,414.45 266,250.00 6.375 Owner Occupied Rate Refi 355,000.00 358 20061201 0.375 0.030 5.970 Stated 36 H 2.75 LIBOR 6 BELL GARDENS CA 32905 360 335,000.00 6.625 20061101 2-FAMILY 2,145.04 334,389.99 6.625 Owner Occupied CashOut Refi 670,000.00 358 20061201 0.375 0.030 6.220 Stated 36 H 2.75 LIBOR 6 HERNANDO BEACH FL 12577 360 150,000.00 7.750 20061101 SFR 968.75 150,000.00 7.750 Owner Occupied CashOut Refi 290,000.00 358 20061201 0.375 0.030 7.345 Express No Doc 36 H 2.75 LIBOR 6 PICO RIVERA CA 90660 360 320,000.00 6.250 20061101 SFR 1,666.67 320,000.00 6.250 Owner Occupied CashOut Refi 440,000.00 358 20061201 0.375 0.030 5.845 Stated 36 H 2.75 LIBOR 6 CAPE CORAL FL 12311 360 252,800.00 8.125 20061101 SFR 1,711.67 252,800.00 8.125 Investment CashOut Refi 316,000.00 358 20061201 0.375 0.030 7.720 Stated 36 S 2.75 LIBOR 6 SAN ANTONIO TX 78244 360 86,400.00 6.750 20061101 SFR 560.39 86,250.80 6.750 Investment Rate Refi 134,700.00 358 20061201 0.375 0.030 6.345 Stated 36 S 2.75 LIBOR 6 ALBUQUERQUE NM 31791 360 116,000.00 7.000 20061101 PUD 676.67 116,000.00 7.000 2nd Home Purchase 145,000.00 358 20061201 0.375 0.030 6.595 Full 2.75 LIBOR 6 RIVERSIDE CA 33733 360 274,400.00 8.500 20061101 SFR 2,109.90 274,066.36 8.500 Owner Occupied Purchase 343,000.00 358 20061201 0.375 0.030 8.095 Stated 36 S 2.75 LIBOR 6 WEST COVINA CA 91792 360 339,200.00 7.500 20061101 SFR 2,120.00 339,200.00 7.500 Investment Purchase 430,000.00 358 20061201 0.375 0.030 7.095 Stated 36 H 2.75 LIBOR 6 LOS ANGELES CA 90006 360 732,000.00 7.875 20061101 3-FAMILY 4,803.75 732,000.00 7.875 Owner Occupied Purchase 925,000.00 358 20061201 0.375 0.030 7.470 Stated 36 H 2.75 LIBOR 6 TEMECULA CA 92592 360 400,000.00 7.375 20061101 PUD 2,458.33 400,000.00 7.375 Owner Occupied Purchase 500,000.00 358 20061201 0.375 0.030 6.970 Stated 12 H 2.75 LIBOR 6 VALENCIA CA 91354 360 768,000.00 7.750 20061201 PUD 4,960.00 768,000.00 7.750 Owner Occupied CashOut Refi 960,000.00 359 20061201 0.375 0.030 7.345 Stated 2.75 LIBOR 6 ALTADENA AREA CA 91001 360 840,000.00 7.875 20061101 PUD 6,090.58 838,840.04 7.875 Owner Occupied Purchase 1,050,000.00 358 20061201 0.375 0.030 7.470 Express Verified Assets 2.75 LIBOR 6 BELLFLOWER CA 33060 360 420,000.00 7.125 20061201 SFR 2,493.75 420,000.00 7.125 Owner Occupied Purchase 525,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 H 2.75 LIBOR 6 AGOURA HILLS CA 33298 360 348,800.00 7.125 20061101 CONDO 2,071.00 348,800.00 7.125 Owner Occupied CashOut Refi 436,000.00 358 20061201 0.375 0.030 6.720 Stated 36 S 2.75 LIBOR 6 MORENO VALLEY CA 92553 360 288,000.00 6.625 20061101 SFR 1,590.00 288,000.00 6.625 Owner Occupied CashOut Refi 360,000.00 358 20061201 0.375 0.030 6.220 Stated 36 H 2.75 LIBOR 6 RANCHO CUCAMONGA CA 33420 360 455,200.00 7.375 20061101 SFR 2,797.58 455,200.00 7.375 Owner Occupied Purchase 570,000.00 358 20061201 0.375 0.030 6.970 Express Verified Assets 2.75 LIBOR 6 SAN DIMAS CA 91773 360 452,000.00 7.500 20061101 SFR 2,825.00 452,000.00 7.500 Owner Occupied Purchase 590,000.00 358 20061201 0.375 0.030 7.095 Stated 2.75 LIBOR 6 COLTON CA 33687 360 384,000.00 7.250 20061101 SFR 2,320.00 384,000.00 7.250 Owner Occupied CashOut Refi 480,000.00 358 20061201 0.375 0.030 6.845 Stated 36 H 2.75 LIBOR 6 PASADENA CA 33246 360 422,000.00 6.990 20061101 CONDO 2,458.15 422,000.00 6.990 Owner Occupied Purchase 529,000.00 358 20061201 0.375 0.030 6.585 Stated 36 H 2.75 LIBOR 6 MADERA CA 93638 360 237,500.00 6.625 20061101 SFR 1,311.20 237,500.00 6.625 Owner Occupied CashOut Refi 330,000.00 358 20061201 0.375 0.030 6.220 SISA 36 H 2.75 LIBOR 6 HOUSTON TX 77070 360 79,000.00 7.250 20061101 PUD 477.29 78,939.82 7.250 Investment Rate Refi 101,000.00 358 20061201 0.375 0.030 6.845 Stated 36 S 2.75 LIBOR 6 LOS ANGELES CA 90063 360 412,000.00 8.000 20061101 2-FAMILY 2,746.67 412,000.00 8.000 Owner Occupied Purchase 515,000.00 358 20061201 0.375 0.030 7.595 Stated 2.75 LIBOR 6 SOUTH GATE CA 90280 360 395,000.00 6.750 20061101 SFR 2,221.88 395,000.00 6.750 Owner Occupied CashOut Refi 510,000.00 358 20061201 0.375 0.030 6.345 Stated 36 H 2.75 LIBOR 6 PALMETTO FL 12471 360 239,200.00 7.500 20061201 PUD 2,387.83 239,200.00 7.500 Owner Occupied Purchase 300,000.00 359 20061201 0.375 0.030 7.095 Stated 12 H 2.75 LIBOR 6 LOS ANGELES CA 90047 360 348,000.00 6.875 20061101 SFR 1,993.75 348,000.00 6.875 Owner Occupied Purchase 440,000.00 358 20061201 0.375 0.030 6.470 Stated 36 H 2.75 LIBOR 6 LOS ANGELES CA 90003 360 380,000.00 6.625 20061201 SFR 2,097.92 380,000.00 6.625 Owner Occupied Purchase 475,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 2.75 LIBOR 6 CORONA AREA CA 92882 360 384,000.00 6.375 20061101 SFR 2,040.00 384,000.00 6.375 Owner Occupied CashOut Refi 480,000.00 358 20061201 0.375 0.030 5.970 Express Verified Assets 12 H 3 LIBOR 6 CHINO CA 33429 360 504,000.00 6.990 20061101 SFR 2,935.80 504,000.00 6.990 Owner Occupied Purchase 640,000.00 358 20061201 0.375 0.030 6.585 Express Verified Assets 36 H 2.75 LIBOR 6 CHICOPEE MA 1020 360 163,200.00 7.875 20061201 2-FAMILY 1,183.31 163,087.69 7.875 Owner Occupied Purchase 206,000.00 359 20061201 0.375 0.030 7.470 Stated 2.75 LIBOR 6 ANAHEIM CA 33820 360 540,000.00 6.125 20061201 SFR 3,281.10 540,000.00 6.125 Owner Occupied CashOut Refi 675,000.00 359 20061201 0.375 0.030 5.720 Stated 2.75 LIBOR 6 WALDORF MD 43983 360 184,000.00 7.750 20061101 PUD 1,188.33 184,000.00 7.750 Owner Occupied Purchase 234,000.00 358 20061201 0.375 0.030 7.345 Stated 36 H 2.75 LIBOR 6 LOS ANGELES CA 90002 360 309,600.00 6.375 20061101 SFR 1,644.75 309,600.00 6.375 Owner Occupied Purchase 387,000.00 358 20061201 0.375 0.030 5.970 Stated 24 H 3 LIBOR 6 FREDERICKSBURG VA 44652 360 146,400.00 7.500 20061201 PUD 915 146,400.00 7.500 Investment CashOut Refi 183,000.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 36 H 2.75 LIBOR 6 LAMONT CA 93241 360 176,250.00 6.250 20061101 SFR 917.97 176,250.00 6.250 Owner Occupied CashOut Refi 235,000.00 358 20061201 0.375 0.030 5.845 Stated 36 H 3 LIBOR 6 FREDERICKSBURG VA 44652 360 144,000.00 7.500 20061201 PUD 900 144,000.00 7.500 Investment CashOut Refi 180,000.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 36 H 2.75 LIBOR 6 SAN DIEGO CA 33627 360 570,000.00 6.500 20061101 D-PUDS 3,087.50 570,000.00 6.500 Owner Occupied Rate Refi 771,000.00 358 20061201 0.375 0.030 6.095 Stated 3 LIBOR 6 BARSTOW CA 33674 360 168,000.00 7.000 20061101 SFR 980 168,000.00 7.000 Owner Occupied Purchase 210,000.00 358 20061201 0.375 0.030 6.595 Stated 12 H 3 LIBOR 6 LANCASTER CA 93534 360 228,000.00 6.625 20061101 SFR 1,258.75 228,000.00 6.625 Owner Occupied Purchase 288,000.00 358 20061201 0.375 0.030 6.220 Stated 60 H 3 LIBOR 6 VICTORVILLE CA 92392 360 256,000.00 5.875 20061101 SFR 1,514.34 255,476.71 5.875 Owner Occupied CashOut Refi 320,000.00 358 20061201 0.375 0.030 5.470 Stated 36 H 3 LIBOR 6 FULLERTON CA 33847 360 408,000.00 6.375 20061201 SFR 2,352.43 407,815.07 6.375 Owner Occupied CashOut Refi 610,000.00 359 20061201 0.375 0.030 5.970 Stated 36 H 3 LIBOR 6 ONTARIO CA 91761 360 229,400.00 5.875 20061101 SFR 1,123.10 229,400.00 5.875 Owner Occupied CashOut Refi 310,000.00 358 20061201 0.375 0.030 5.470 Stated 12 H 3 LIBOR 6 DOWNEY CA 90240 360 492,000.00 6.875 20061101 SFR 3,012.87 491,610.65 6.875 Owner Occupied CashOut Refi 615,000.00 358 20061201 0.375 0.030 6.470 Express Verified Assets 3.5 LIBOR 6 LOS ANGELES CA 90057 180 656,000.00 9.250 20061101 4-FAMILY 5,056.67 656,000.00 9.250 Investment Purchase 900,000.00 178 20061201 0.250 0.030 8.970 Express Verified Assets FIXED SAN DIEGO CA 33607 180 488,000.00 8.000 20061101 4-FAMILY 3,253.33 488,000.00 8.000 Owner Occupied Purchase 610,000.00 178 20061201 0.250 0.030 7.720 Stated FIXED MIAMI FL 33186 180 296,000.00 7.875 20061201 PUD 1,942.50 296,000.00 7.875 Owner Occupied CashOut Refi 370,000.00 179 20061201 0.250 0.030 7.595 Stated 36 H FIXED SAN PEDRO CA 33085 180 576,000.00 7.375 20061101 3-FAMILY 3,540.00 576,000.00 7.375 Owner Occupied Purchase 720,000.00 178 20061201 0.250 0.030 7.095 Stated 36 H FIXED LOS ANGELES CA 90018 180 480,000.00 7.875 20061101 3-FAMILY 3,150.00 480,000.00 7.875 Owner Occupied Purchase 600,000.00 178 20061201 0.250 0.030 7.595 Stated 36 H FIXED LOS ANGELES CA 90011 180 552,000.00 7.750 20061101 4-FAMILY 3,565.00 552,000.00 7.750 Owner Occupied Purchase 690,000.00 178 20061201 0.250 0.030 7.470 Express Verified Assets FIXED (VAN NUYS AREA) LOS ANGELES CA 33333 180 448,000.00 7.125 20060801 SFR 2,660.00 448,000.00 7.125 Owner Occupied Purchase 570,000.00 175 20061201 0.250 0.030 6.845 Stated 36 H FIXED (TUJUNGA AREA) LOS ANGELES CA 91042 180 564,000.00 7.125 20060901 SFR 3,348.75 564,000.00 7.125 Owner Occupied Purchase 708,000.00 176 20061201 0.250 0.030 6.845 Stated 36 H FIXED LOS ANGELES CA 90011 360 472,000.00 7.875 20060901 3-FAMILY 3,097.50 472,000.00 7.875 Owner Occupied Purchase 590,000.00 356 20061201 0.250 0.030 7.595 Stated 36 H FIXED SAN DIEGO CA 33626 180 760,000.00 9.250 20061001 4-FAMILY 5,858.33 760,000.00 9.250 Owner Occupied Purchase 950,000.00 177 20061201 0.250 0.030 8.970 Express Verified Assets FIXED HEMET CA 92543 180 408,000.00 7.000 20061101 3-FAMILY 2,380.00 408,000.00 7.000 Investment Rate Refi 510,000.00 178 20061201 0.250 0.030 6.720 Stated 36 H FIXED MIAMI FL 33150 360 115,500.00 9.000 20061001 SFR 929.34 115,309.31 9.000 Owner Occupied CashOut Refi 165,000.00 357 20061201 0.250 0.030 8.720 Stated 36 H FIXED BRANDON MS 39047 360 142,000.00 8.500 20061001 SFR 1,005.83 142,000.00 8.500 Investment Purchase 177,500.00 357 20061201 0.250 0.030 8.220 Full 12 H FIXED BRANDON MS 39047 360 150,000.00 8.500 20061001 SFR 1,062.50 150,000.00 8.500 Investment Purchase 187,500.00 357 20061201 0.250 0.030 8.220 Full 12 H FIXED DENVER CO 29270 360 264,000.00 8.375 20061101 2-FAMILY 1,842.50 264,000.00 8.375 Investment Purchase 335,000.00 358 20061201 0.250 0.030 8.095 Express Verified Assets 36 H FIXED CHICAGO IL 22088 180 228,000.00 8.990 20061101 3-FAMILY 1,708.10 228,000.00 8.990 Investment Purchase 285,000.00 178 20061201 0.250 0.030 8.710 Full FIXED BROOKSVILLE FL 12574 360 235,920.00 8.250 20061101 PUD 1,772.39 235,618.09 8.250 Investment Purchase 302,000.00 358 20061201 0.250 0.030 7.970 Stated 36 S FIXED LYNN MA 37138 360 312,000.00 8.750 20061201 3-FAMILY 2,454.51 311,820.49 8.750 Investment Purchase 391,000.00 359 20061201 0.250 0.030 8.470 Full 36 S FIXED FITCHBURG MA 37001 360 280,000.00 8.500 20061101 4-FAMILY 2,152.96 279,659.54 8.500 Investment Purchase 365,000.00 358 20061201 0.250 0.030 8.220 Express Verified Assets 36 H FIXED DORCHESTER MA 37281 180 295,200.00 9.250 20061201 CONDO 2,275.50 295,200.00 9.250 Investment Purchase 389,000.00 179 20061201 0.250 0.030 8.970 Express Verified Assets 36 H FIXED LATHROP CA 34788 360 383,200.00 7.750 20061101 SFR 2,474.83 383,200.00 7.750 Owner Occupied Purchase 479,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED CHINO HILLS CA 33428 360 432,000.00 6.875 20061101 PUD 2,475.00 432,000.00 6.875 Owner Occupied CashOut Refi 540,000.00 358 20061201 0.250 0.030 6.595 Stated 36 S FIXED INGLEWOOD CA 32933 360 172,250.00 6.750 20061101 CONDO 968.91 172,250.00 6.750 Investment CashOut Refi 265,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED BAKERSFIELD CA 34041 360 136,000.00 6.375 20061201 SFR 848.46 135,874.04 6.375 Owner Occupied CashOut Refi 265,000.00 359 20061201 0.250 0.030 6.095 Stated FIXED DOWNEY CA 90240 360 475,000.00 6.625 20061101 SFR 3,041.48 474,159.52 6.625 Owner Occupied Rate Refi 650,000.00 358 20061201 0.250 0.030 6.345 Full FIXED LOS ANGELES ( VAN NUYS AREA ) CA 33334 360 684,000.00 6.750 20061101 SFR 4,436.41 682,818.87 6.750 Owner Occupied Purchase 855,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets FIXED CLOVIS CA 34131 360 297,000.00 6.500 20061101 SFR 1,877.24 296,461.57 6.500 Owner Occupied CashOut Refi 396,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED SAN BERNARDINO CA 92346 360 120,000.00 7.000 20061101 CONDO 798.36 119,802.71 7.000 Owner Occupied Purchase 150,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED BEAUMONT CA 33657 240 160,000.00 6.375 20061201 SFR 1,181.17 159,668.83 6.375 Owner Occupied CashOut Refi 325,000.00 239 20061201 0.250 0.030 6.095 Stated FIXED LAS VEGAS NV 32521 360 208,000.00 6.625 20061101 PUD 1,331.85 207,631.95 6.625 2nd Home CashOut Refi 260,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED INGLEWOOD CA 32935 360 319,000.00 6.500 20061101 SFR 2,016.30 318,420.97 6.500 Owner Occupied CashOut Refi 420,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED DOWNEY CA 90240 360 568,000.00 7.000 20061101 SFR 3,313.33 568,000.00 7.000 Owner Occupied CashOut Refi 710,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED RIALTO CA 92377 360 300,000.00 6.750 20061201 SFR 1,945.79 299,741.71 6.750 Owner Occupied CashOut Refi 440,000.00 359 20061201 0.250 0.030 6.470 SISA FIXED HUNTINGTON PARK AREA CA 90255 360 345,000.00 6.250 20061201 2-FAMILY 2,124.22 344,672.66 6.250 Owner Occupied CashOut Refi 590,000.00 359 20061201 0.250 0.030 5.970 SISA FIXED LOS ANGELES CA 90003 360 397,000.00 6.500 20061101 2-FAMILY 2,509.31 396,280.27 6.500 Owner Occupied CashOut Refi 530,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED LOS ANGELES CA 90045 360 388,000.00 6.875 20061101 SFR 2,548.88 387,346.21 6.875 Investment CashOut Refi 850,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED DAVIS CA 34866 360 285,000.00 6.625 20061101 SFR 1,824.89 284,495.71 6.625 Investment Purchase 550,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED LONG BEACH CA 33095 360 428,500.00 6.375 20061101 SFR 2,673.28 427,704.15 6.375 Owner Occupied Rate Refi 565,000.00 358 20061201 0.250 0.030 6.095 SISA FIXED COSTA MESA CA 33781 360 571,000.00 6.750 20061101 SFR 3,211.88 571,000.00 6.750 Owner Occupied CashOut Refi 717,000.00 358 20061201 0.250 0.030 6.470 Express No Doc FIXED LYNWOOD CA 90262 360 340,000.00 6.250 20061101 SFR 2,093.44 339,353.10 6.250 Owner Occupied CashOut Refi 425,000.00 358 20061201 0.250 0.030 5.970 Stated FIXED LONG BEACH CA 33090 360 286,000.00 6.500 20061101 SFR 1,807.71 285,481.52 6.500 Investment CashOut Refi 505,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED AZUSA AREA CA 33421 360 381,000.00 6.750 20061101 SFR 2,471.16 380,342.09 6.750 Owner Occupied CashOut Refi 485,000.00 358 20061201 0.250 0.030 6.470 Full FIXED GARDEN GROVE CA 92843 360 468,000.00 6.875 20061101 SFR 2,681.25 468,000.00 6.875 Owner Occupied Purchase 585,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED AGOURA HILLS CA 33298 360 331,200.00 6.750 20061201 CONDO 1,863.00 331,200.00 6.750 Owner Occupied Purchase 415,250.00 359 20061201 0.250 0.030 6.470 Stated FIXED LONG BEACH CA 33100 360 417,000.00 6.250 20061101 SFR 2,567.54 416,206.61 6.250 Owner Occupied CashOut Refi 730,000.00 358 20061201 0.250 0.030 5.970 SISA FIXED GARDEN GROVE CA 92840 360 450,000.00 6.625 20061101 SFR 2,881.40 449,203.76 6.625 Owner Occupied CashOut Refi 695,000.00 358 20061201 0.250 0.030 6.345 SISA FIXED RIVERSIDE CA 33727 360 292,000.00 6.500 20061101 SFR 1,845.64 291,470.63 6.500 Owner Occupied CashOut Refi 470,000.00 358 20061201 0.250 0.030 6.220 SISA FIXED SAN DIEGO CA 33632 360 367,500.00 6.875 20061101 SFR 2,414.21 366,880.75 6.875 Owner Occupied Purchase 597,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED RIVERSIDE CA 33729 360 273,000.00 5.875 20061201 SFR 1,336.56 273,000.00 5.875 Investment Rate Refi 470,000.00 359 20061201 0.375 0.030 5.470 Express Non-Verified Assets 36 H 3 LIBOR 6 LA PUENTE AREA CA 91744 360 317,000.00 6.875 20061101 SFR 2,082.46 316,465.85 6.875 Owner Occupied CashOut Refi 529,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED EL MONTE CA 91732 360 417,000.00 6.750 20061101 PUD 2,704.65 415,569.00 6.750 Investment CashOut Refi 690,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets FIXED LOS ANGELES CA 90061 360 273,000.00 6.875 20061101 SFR 1,793.42 272,539.97 6.875 Owner Occupied CashOut Refi 390,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED ROSAMOND CA 93560 360 240,000.00 6.750 20061101 SFR 1,556.64 239,585.56 6.750 Owner Occupied Purchase 305,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED HAWTHORNE CA 90250 360 456,000.00 6.750 20061101 2-FAMILY 2,957.61 455,212.57 6.750 Owner Occupied CashOut Refi 570,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED HANFORD CA 93230 360 210,000.00 6.500 20061101 SFR 1,327.34 209,619.29 6.500 Owner Occupied CashOut Refi 310,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED HUNTINGTON PARK CA 90255 360 213,000.00 6.625 20061101 SFR 1,363.86 212,623.12 6.625 Owner Occupied CashOut Refi 465,000.00 358 20061201 0.250 0.030 6.345 Express No Doc FIXED LOS ANGELES CA 90022 360 370,000.00 6.750 20061101 2-FAMILY 2,399.81 369,361.09 6.750 Owner Occupied CashOut Refi 540,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED MIDWAY CITY AREA CA 92655 360 342,000.00 6.625 20061101 SFR 2,189.86 341,394.87 6.625 Owner Occupied Rate Refi 600,000.00 358 20061201 0.250 0.030 6.345 SISA FIXED RANCHO CUCAMONGA CA 91739 360 465,500.00 7.125 20061101 SFR 3,136.16 464,753.29 7.125 Owner Occupied CashOut Refi 665,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED LONG BEACH CA 33090 360 446,000.00 6.250 20061101 2-FAMILY 2,746.10 445,151.43 6.250 Owner Occupied CashOut Refi 590,000.00 358 20061201 0.250 0.030 5.970 Express Verified Assets FIXED SANTA ANA CA 33789 360 505,750.00 6.625 20061101 PUD 3,238.37 504,855.12 6.625 Owner Occupied Purchase 595,000.00 358 20061201 0.250 0.030 6.345 UGI 12 Full FIXED SAN BERNARDINO CA 33699 360 250,000.00 6.750 20061101 3-FAMILY 1,406.25 250,000.00 6.750 Owner Occupied CashOut Refi 435,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED WESTMINSTER CA 92683 360 423,000.00 6.375 20061101 SFR 2,638.97 422,214.36 6.375 Owner Occupied Rate Refi 652,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED LOS ANGELES CA 90033 360 210,000.00 6.750 20061101 SFR 1,362.06 209,637.36 6.750 Owner Occupied CashOut Refi 440,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED NORTH HOLLYWOOD AREA CA 33394 360 437,250.00 6.500 20061201 SFR 2,763.72 436,848.44 6.500 Owner Occupied CashOut Refi 590,000.00 359 20061201 0.250 0.030 6.220 Full FIXED WEST COVINA CA 91792 360 150,000.00 6.750 20061101 SFR 972.9 149,740.97 6.750 Owner Occupied CashOut Refi 570,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED LAS VEGAS NV 32512 360 213,000.00 7.250 20061201 SFR 1,286.88 213,000.00 7.250 Owner Occupied Purchase 284,000.00 359 20061201 0.375 0.030 6.845 Stated 36 H 3 LIBOR 6 MOUNT LAUREL NJ 8054 360 184,000.00 9.625 20061201 CONDO 1,563.98 183,911.85 9.625 Investment Purchase 244,000.00 359 20061201 0.375 0.030 9.220 Stated 3 LIBOR 6 MINNEAPOLIS MN 20190 360 300,000.00 7.125 20061201 PUD 1,781.25 300,000.00 7.125 Investment Rate Refi 410,000.00 359 20061201 0.375 0.030 6.720 Stated 36 H 3 LIBOR 6 INGLEWOOD CA 90301-6326 360 248,000.00 7.750 20070101 CONDO 1,776.70 248,000.00 7.750 Investment CashOut Refi 380,000.00 360 20061201 0.250 0.030 7.470 Express Non-Verified Assets FIXED LAKE MARY FL 32746 360 110,000.00 10.400 20061201 PUD 998 109,955.33 10.400 Owner Occupied CashOut Refi 127,000.00 359 20061201 0.375 0.030 8.985 1.01 RADIAN - LENDER PAID 25 Express Non-Verified Assets 24 H 3.75 LIBOR 6 VISTA CA 92083 360 392,000.00 5.875 20061201 SFR 1,919.17 392,000.00 5.875 Owner Occupied Rate Refi 490,000.00 359 20061201 0.375 0.030 5.470 Stated 36 H 3 LIBOR 6 LITTLE ELM TX 75068 360 168,150.00 7.875 20061201 D-PUDS 1,103.48 168,150.00 7.875 2nd Home Purchase 178,000.00 359 20061201 0.375 0.030 6.430 1.04 RADIAN - LENDER PAID 30 Stated 36 H 3.75 LIBOR 6 HUNTINGTON BEACH CA 92649 360 750,000.00 7.750 20061201 PUD 4,843.75 750,000.00 7.750 Investment Purchase 1,225,000.00 359 20061201 0.375 0.030 7.345 Stated 36 H 3 LIBOR 6 CARLSBAD CA 92011 360 289,000.00 6.375 20061201 PUD 1,535.31 289,000.00 6.375 Investment CashOut Refi 489,000.00 359 20061201 0.375 0.030 5.970 SISA 24 H 3 LIBOR 6 APPLE VALLEY CA 33670 360 152,750.00 6.250 20070101 SFR 867.22 152,750.00 6.250 Owner Occupied CashOut Refi 335,000.00 360 20061201 0.250 0.030 5.970 Stated 36 H FIXED RIVERSIDE CA 33728 360 225,000.00 7.125 20061201 SFR 1,335.94 225,000.00 7.125 Investment CashOut Refi 430,000.00 359 20061201 0.375 0.030 6.720 Stated 3.5 LIBOR 6 SANTA ANA CA 33792 360 232,500.00 6.625 20061201 CONDO 1,283.59 232,500.00 6.625 Investment Rate Refi 370,000.00 359 20061201 0.375 0.030 6.220 Stated 12 H 3 LIBOR 6 LAS VEGAS NV 32516 360 213,600.00 7.625 20061201 SFR 1,357.25 213,600.00 7.625 Owner Occupied Purchase 267,000.00 359 20061201 0.375 0.030 7.220 Stated 36 H 3 LIBOR 6 AVENTURA FL 33180 360 247,500.00 8.500 20070101 HI-RISE 1,753.13 247,500.00 8.500 Owner Occupied Purchase 475,000.00 360 20061201 0.375 0.030 8.095 Stated 12 H 3 LIBOR 6 IRVINE CA 33759 360 577,500.00 6.750 20061201 SFR 3,248.44 577,500.00 6.750 Owner Occupied Purchase 770,000.00 359 20061201 0.250 0.030 6.470 Stated 36 H FIXED PALM DESERT CA 33645 360 142,500.00 6.375 20061201 D-PUDS 757.03 142,500.00 6.375 Investment CashOut Refi 290,000.00 359 20061201 0.375 0.030 5.970 Stated 36 H 3 LIBOR 6 HOLLYWOOD FL 33024 360 196,000.00 6.625 20061201 SFR 1,082.08 196,000.00 6.625 Investment CashOut Refi 280,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 ARROYO GRANDE CA 34079 360 655,000.00 5.375 20070101 SFR 2,933.85 655,000.00 5.375 Owner Occupied Rate Refi 940,000.00 360 20061201 0.375 0.030 4.970 SISA 3 LIBOR 6 PASADENA CA 33245 360 490,264.00 6.750 20061201 SFR 2,757.74 490,264.00 6.750 Owner Occupied CashOut Refi 1,000,000.00 359 20061201 0.375 0.030 6.345 Stated 3 LIBOR 6 WINFIELD MO 63389 360 140,000.00 7.875 20061201 SFR 918.75 140,000.00 7.875 Owner Occupied CashOut Refi 216,000.00 359 20061201 0.375 0.030 7.470 Stated 2.5 LIBOR 6 LANTANA FL 33462 360 132,750.00 7.750 20061201 SFR 951.04 132,656.30 7.750 Investment CashOut Refi 177,000.00 359 20061201 0.375 0.030 7.345 Express Non-Verified Assets 36 H 3 LIBOR 6 SANTA BARBARA CA 33970 360 385,000.00 6.500 20061201 SFR 2,085.42 385,000.00 6.500 Owner Occupied CashOut Refi 735,000.00 359 20061201 0.375 0.030 6.095 Express No Doc Verified Assets 36 H 3 LIBOR 6 LONG BEACH CA 33100 360 500,000.00 6.750 20061201 SFR 2,812.50 500,000.00 6.750 Owner Occupied Purchase 625,000.00 359 20061201 0.375 0.030 6.345 Stated 36 S 3.25 LIBOR 12 SIMI VALLEY CA 93065 360 492,000.00 6.750 20061201 SFR 2,767.50 492,000.00 6.750 Owner Occupied CashOut Refi 615,000.00 359 20061201 0.375 0.030 6.345 Stated 36 S 3.25 LIBOR 12 PHOENIX AZ 85016 360 160,000.00 7.000 20061201 SFR 933.33 160,000.00 7.000 Owner Occupied CashOut Refi 200,000.00 359 20061201 0.375 0.030 6.595 Stated 3.25 LIBOR 12 MESA AZ 31082 360 160,000.00 7.000 20061201 SFR 933.33 160,000.00 7.000 Owner Occupied CashOut Refi 200,000.00 359 20061201 0.375 0.030 6.595 Stated 3.25 LIBOR 12 QUEEN CREEK AZ 85242 360 165,000.00 6.500 20061201 PUD 893.75 165,000.00 6.500 Owner Occupied CashOut Refi 215,000.00 359 20061201 0.375 0.030 6.095 Stated 3.25 LIBOR 12 CONCORD CA 34474 360 373,600.00 6.625 20061201 SFR 2,062.58 373,600.00 6.625 Owner Occupied Purchase 467,000.00 359 20061201 0.375 0.030 6.220 Stated 3.25 LIBOR 12 CORTEZ CO 29666 360 179,200.00 5.875 20061201 SFR 877.33 179,200.00 5.875 Owner Occupied Purchase 224,000.00 359 20061201 0.375 0.030 5.470 Full 2.25 LIBOR 12 LAKE FOREST CA 33785 360 494,000.00 7.000 20061201 SFR 3,286.59 493,595.08 7.000 Owner Occupied CashOut Refi 660,000.00 359 20061201 0.375 0.030 6.595 Stated 36 S 3.25 LIBOR 12 DAYVILLE CT 6241 360 173,250.00 6.750 20061101 SFR 974.53 173,224.53 6.750 Owner Occupied Purchase 235,000.00 358 20061201 0.375 0.030 6.345 Full 3.25 LIBOR 12 CASTRO VALLEY CA 94552 360 382,400.00 6.750 20061201 CONDO 2,151.00 382,300.00 6.750 Owner Occupied Purchase 478,000.00 359 20061201 0.375 0.030 6.345 Stated 3.25 LIBOR 12 ROHNERT PARK CA 34605 360 222,400.00 6.875 20061201 CONDO 1,274.17 222,400.00 6.875 Owner Occupied Purchase 280,000.00 359 20061201 0.375 0.030 6.470 Full 3.25 LIBOR 12 ROHNERT PARK CA 34605 360 600,000.00 6.625 20061201 SFR 3,312.50 600,000.00 6.625 Owner Occupied Rate Refi 750,000.00 359 20061201 0.375 0.030 6.220 Full 3.25 LIBOR 12 NORWALK CA 90650 360 412,000.00 6.750 20061201 SFR 2,317.50 412,000.00 6.750 Owner Occupied Rate Refi 515,000.00 359 20061201 0.375 0.030 6.345 Stated 36 H 4.5 LIBOR 6 LOS ANGELES CA 90043 360 243,000.00 6.500 20061201 SFR 1,316.25 243,000.00 6.500 Owner Occupied CashOut Refi 473,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 CHICAGO IL 60649 360 119,000.00 7.000 20061201 2-FAMILY 694.17 119,000.00 7.000 Investment Purchase 245,000.00 359 20061201 0.375 0.030 6.595 Full 3 LIBOR 6 AURORA CO 80013 360 133,650.00 7.875 20070101 SFR 877.08 133,650.00 7.875 Investment Purchase 181,000.00 360 20061201 0.375 0.030 7.470 Stated 36 S 3 LIBOR 6 TAMPA FL 12212 360 256,500.00 7.750 20061101 3-FAMILY 1,837.60 256,136.75 7.750 Owner Occupied Purchase 300,000.00 358 20061201 0.250 0.030 7.470 PMI 25 Stated FIXED WILLINGBORO NJ 8046 360 257,500.00 7.000 20061101 SFR 1,713.15 257,076.63 7.000 Owner Occupied CashOut Refi 323,000.00 358 20061201 0.250 0.030 6.720 Full FIXED SHOREWOOD IL 60431 360 258,000.00 7.875 20061101 SFR 1,870.68 257,643.73 7.875 Owner Occupied Rate Refi 410,000.00 358 20061201 0.250 0.030 7.595 Express No Doc FIXED KANAB UT 84741 360 258,000.00 7.250 20061201 SFR 1,760.01 257,798.74 7.250 Owner Occupied Rate Refi 287,418.00 359 20061201 0.250 0.030 6.970 PMI 25 SISA FIXED ROSEBURG OR 97470 360 260,000.00 7.750 20061101 2-FAMILY 1,862.67 259,631.81 7.750 Investment CashOut Refi 325,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED LANHAM MD 44018 360 260,000.00 6.500 20061201 SFR 1,643.38 259,764.95 6.500 Owner Occupied CashOut Refi 337,000.00 359 20061201 0.250 0.030 6.220 Full FIXED ROSEVILLE CA 95678 360 260,000.00 6.750 20061101 SFR 1,686.36 259,235.62 6.750 Owner Occupied CashOut Refi 325,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED TAUNTON MA 2780 360 264,000.00 7.500 20061101 3-FAMILY 1,845.93 263,606.92 7.500 Investment CashOut Refi 330,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED AKRON OH 16151 180 53,600.00 7.750 20061101 2-FAMILY 504.52 53,181.95 7.750 Investment CashOut Refi 67,000.00 178 20061201 0.250 0.030 7.470 Express Verified Assets FIXED MARIETTA GA 30060 180 98,800.00 7.125 20061101 SFR 894.96 98,181.50 7.125 Investment Purchase 123,500.00 178 20061201 0.250 0.030 6.845 Express Verified Assets 60 H FIXED CHARLOTTE NC 28270 180 120,000.00 7.750 20061101 SFR 1,129.53 119,288.65 7.750 Investment CashOut Refi 150,000.00 178 20061201 0.250 0.030 7.470 Express Verified Assets FIXED BLUE ISLAND IL 22012 180 128,000.00 7.125 20061101 SFR 1,159.46 127,157.12 7.125 Owner Occupied CashOut Refi 185,000.00 178 20061201 0.250 0.030 6.845 Express No Doc FIXED CONCAN TX 78838 180 143,920.00 7.500 20061101 PUD 1,334.16 142,715.25 7.500 2nd Home Purchase 180,000.00 178 20061201 0.250 0.030 7.220 Stated FIXED BLAIRSVILLE GA 11090 180 220,000.00 7.500 20061101 SFR 2,039.43 218,666.99 7.500 Owner Occupied CashOut Refi 275,000.00 178 20061201 0.250 0.030 7.220 Express Verified Assets FIXED MESQUITE TX 75150 180 224,000.00 7.250 20061101 SFR 2,044.81 222,612.87 7.250 Owner Occupied CashOut Refi 280,000.00 178 20061201 0.250 0.030 6.970 SISA FIXED EXETER CA 34021 360 40,000.00 7.875 20061101 SFR 290.03 39,944.76 7.875 Investment CashOut Refi 395,000.00 358 20061201 0.250 0.030 7.595 SISA FIXED HORNBROOK CA 96044 360 48,500.00 7.750 20061101 SFR 347.46 48,431.32 7.750 Investment CashOut Refi 160,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED JACKSONVILLE FL 11725 360 50,000.00 7.250 20061101 SFR 341.09 49,921.75 7.250 Investment CashOut Refi 76,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED GRANTS PASS OR 35577 360 50,000.00 7.000 20061201 SFR 332.65 49,959.02 7.000 Owner Occupied Purchase 265,000.00 359 20061201 0.250 0.030 6.720 Express No Doc FIXED DAYTON OH 16529 360 50,300.00 7.000 20061101 SFR 334.65 50,217.30 7.000 Owner Occupied Rate Refi 63,000.00 358 20061201 0.250 0.030 6.720 Express No Doc 60 H FIXED COPPERAS COVE TX 27902 360 50,800.00 8.000 20061101 SFR 372.75 50,731.36 8.000 2nd Home Purchase 68,900.00 358 20061201 0.250 0.030 7.720 Express No Doc 36 H FIXED DETROIT MI 17566 360 52,100.00 7.875 20061101 SFR 377.76 52,028.06 7.875 Investment CashOut Refi 69,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED SPRINGFIELD OH 16563 360 52,800.00 8.125 20061101 2-FAMILY 392.04 52,730.69 8.125 Investment CashOut Refi 66,000.00 358 20061201 0.250 0.030 7.845 Stated 36 H FIXED ALEXANDRIA LA 25993 360 52,910.00 7.750 20061101 SFR 379.05 52,835.08 7.750 Investment Purchase 85,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED MACON GA 11358 360 54,400.00 7.625 20061101 SFR 385.04 54,321.01 7.625 Owner Occupied Purchase 68,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED BLADENSBURG MD 44022 360 54,950.00 7.375 20061101 CONDO 379.53 54,866.11 7.375 Investment CashOut Refi 78,500.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED KALAMAZOO MI 49001 360 55,100.00 8.500 20061101 SFR 423.67 54,972.93 8.500 Owner Occupied Purchase 58,000.00 358 20061201 0.250 0.030 8.220 PMI 30 Express No Doc FIXED BALTIMORE MD 44252 360 55,920.00 7.500 20061101 SFR 391 55,836.74 7.500 Owner Occupied Purchase 70,000.00 358 20061201 0.250 0.030 7.220 Full FIXED JACKSONVILLE FL 32277 360 56,000.00 7.125 20061101 SFR 377.28 55,910.17 7.125 2nd Home Rate Refi 70,000.00 358 20061201 0.250 0.030 6.845 SISA 36 H FIXED PITTSBURGH PA 42055 360 56,000.00 7.625 20061101 SFR 396.36 55,917.60 7.625 Investment CashOut Refi 70,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED DETROIT MI 17568 360 57,600.00 8.000 20061101 SFR 422.65 57,522.44 8.000 Investment CashOut Refi 72,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED ANDERSON IN 46016 360 57,600.00 7.500 20061201 SFR 402.75 57,557.25 7.500 Investment CashOut Refi 72,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets FIXED PHILADELPHIA PA 19145 360 58,500.00 7.625 20061101 SFR 414.06 58,415.05 7.625 Investment CashOut Refi 75,000.00 358 20061201 0.250 0.030 7.345 Stated 60 H FIXED KINGS MOUNTAIN NC 28086 360 59,600.00 7.125 20061101 SFR 401.54 59,504.29 7.125 Investment CashOut Refi 75,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED TAYLORSVILLE NC 28681 360 60,000.00 8.000 20061101 SFR 440.26 59,919.21 8.000 Investment CashOut Refi 80,000.00 358 20061201 0.250 0.030 7.720 Express Verified Assets FIXED AUGUSTA GA 11205 360 60,000.00 7.750 20061101 SFR 429.85 59,915.03 7.750 Investment Rate Refi 75,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED BURLINGTON NC 46435 360 60,000.00 7.750 20061101 SFR 429.85 59,915.03 7.750 Investment CashOut Refi 75,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED JACKSON MS 14280 360 60,000.00 7.875 20061201 SFR 435.04 59,958.71 7.875 Investment Purchase 75,000.00 359 20061201 0.250 0.030 7.595 Express Verified Assets 36 H FIXED DAYTON OH 16532 360 60,800.00 8.000 20061101 SFR 446.13 60,718.13 8.000 Investment CashOut Refi 76,000.00 358 20061201 0.250 0.030 7.720 Express No Doc FIXED LOUISVILLE KY 14651 360 62,400.00 8.125 20061101 SFR 463.32 62,318.08 8.125 Investment CashOut Refi 78,000.00 358 20061201 0.250 0.030 7.845 SISA FIXED OCALA FL 34472 360 63,000.00 7.375 20061101 SFR 435.13 62,903.82 7.375 Owner Occupied Purchase 130,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED DES MOINES IA 18335 360 63,000.00 7.250 20061101 SFR 429.77 62,901.42 7.250 Investment CashOut Refi 92,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED KANNAPOLIS NC 28081 360 63,000.00 6.750 20061101 SFR 408.62 62,785.20 6.750 Investment CashOut Refi 90,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED CLOVIS NM 32143 360 64,000.00 7.000 20061101 SFR 425.79 63,894.78 7.000 Investment CashOut Refi 81,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED DETROIT MI 17576 360 64,000.00 8.500 20061101 SFR 492.1 63,922.19 8.500 Investment CashOut Refi 80,000.00 358 20061201 0.250 0.030 8.220 Express Verified Assets 12 H FIXED JACKSONVILLE FL 32254 360 64,000.00 7.500 20061201 SFR 447.5 63,844.09 7.500 Owner Occupied Purchase 88,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED GARY IN 16896 360 64,000.00 8.125 20061101 SFR 475.2 63,915.98 8.125 Investment CashOut Refi 80,000.00 358 20061201 0.250 0.030 7.845 Express Verified Assets FIXED HOUSTON TX 77028 360 64,000.00 8.875 20061101 SFR 509.21 63,927.98 8.875 Investment CashOut Refi 80,000.00 358 20061201 0.250 0.030 8.595 Express No Doc FIXED UPPER DARBY PA 19082 360 65,000.00 7.625 20061201 SFR 460.07 64,952.95 7.625 Investment CashOut Refi 99,000.00 359 20061201 0.250 0.030 7.345 Stated FIXED LANSING MI 17782 360 65,250.00 7.750 20061101 SFR 467.46 65,157.60 7.750 Investment Rate Refi 87,500.00 358 20061201 0.250 0.030 7.470 Express No Doc 36 H FIXED KANSAS CITY MO 23399 360 66,400.00 8.375 20061101 SFR 504.69 66,181.23 8.375 Investment CashOut Refi 83,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED SEBRING OH 44672 360 67,200.00 8.500 20061201 SFR 516.71 67,159.29 8.500 Owner Occupied CashOut Refi 84,000.00 359 20061201 0.250 0.030 8.220 Express No Doc 60 H FIXED CHARLOTTE NC 28262 360 68,000.00 7.500 20061001 SFR 475.47 67,847.64 7.500 Investment Purchase 85,000.00 357 20061201 0.250 0.030 7.220 Stated FIXED GARLAND TX 75043 360 68,000.00 7.875 20061001 SFR 493.05 67,858.67 7.875 Owner Occupied CashOut Refi 85,000.00 357 20061201 0.250 0.030 7.595 SISA FIXED WASCO OR 97065 360 68,000.00 7.250 20061101 SFR 463.88 67,893.58 7.250 Owner Occupied Purchase 85,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED INDIANAPOLIS IN 16852 360 68,800.00 7.250 20061101 2-FAMILY 469.34 68,692.33 7.250 Investment CashOut Refi 86,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED AMBRIDGE PA 15003 360 69,600.00 8.500 20061101 3-FAMILY 535.16 69,515.38 8.500 Investment CashOut Refi 87,000.00 358 20061201 0.250 0.030 8.220 Express No Doc 36 H FIXED EASLEY SC 29642 360 70,000.00 6.500 20061101 SFR 442.44 69,873.11 6.500 Owner Occupied Purchase 107,000.00 358 20061201 0.250 0.030 6.220 Express No Doc FIXED MONTGOMERY MI 49255 360 70,400.00 7.875 20061101 SFR 510.45 70,302.78 7.875 Owner Occupied CashOut Refi 88,000.00 358 20061201 0.250 0.030 7.595 Full FIXED PHILADELPHIA PA 19145 360 70,400.00 7.625 20061201 SFR 498.29 70,349.04 7.625 Investment CashOut Refi 88,000.00 359 20061201 0.250 0.030 7.345 Stated 60 H FIXED SAN ANTONIO TX 78244 360 70,910.00 8.875 20061101 PUD 564.19 70,830.20 8.875 Investment Purchase 95,000.00 358 20061201 0.250 0.030 8.595 Express No Doc FIXED ANGLETON TX 28260 360 71,200.00 7.625 20061101 SFR 503.95 71,096.61 7.625 Investment Rate Refi 89,000.00 358 20061201 0.250 0.030 7.345 Stated 36 H FIXED DETROIT MI 17582 360 71,250.00 7.875 20061101 SFR 516.61 71,122.54 7.875 Owner Occupied Purchase 75,000.00 358 20061201 0.250 0.030 7.595 PMI 30 SISA 36 H FIXED BIRMINGHAM AL 12820 360 71,600.00 6.875 20061101 SFR 470.36 71,479.35 6.875 Investment Purchase 109,000.00 358 20061201 0.250 0.030 6.595 Full FIXED SHERIDAN AR 72150 360 72,000.00 7.625 20061101 SFR 509.61 71,895.45 7.625 Investment CashOut Refi 90,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED KANSAS CITY KS 24111 360 72,000.00 8.250 20061201 SFR 540.91 71,954.09 8.250 Investment CashOut Refi 90,000.00 359 20061201 0.250 0.030 7.970 Stated FIXED COLORADO SPRINGS CO 29468 360 74,000.00 7.750 20061201 PUD 530.15 73,947.77 7.750 Owner Occupied Purchase 93,000.00 359 20061201 0.250 0.030 7.470 Stated FIXED KINGS MOUNTAIN NC 28086 360 74,800.00 7.125 20061101 SFR 503.94 74,680.02 7.125 Investment CashOut Refi 94,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED JACKSONVILLE AR 72076 360 74,800.00 7.250 20061101 SFR 510.27 74,631.07 7.250 Owner Occupied CashOut Refi 93,500.00 358 20061201 0.250 0.030 6.970 Stated FIXED LYNCHBURG VA 45413 360 75,000.00 8.750 20061201 SFR 590.03 74,856.85 8.750 Investment CashOut Refi 100,000.00 359 20061201 0.250 0.030 8.470 Express Verified Assets FIXED JOHNSON CITY NY 13790 360 75,000.00 7.125 20061101 SFR 505.29 74,884.30 7.125 Investment CashOut Refi 125,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED PITTSFIELD MA 36923 360 75,000.00 7.125 20061201 SFR 505.29 74,940.02 7.125 Owner Occupied CashOut Refi 127,000.00 359 20061201 0.250 0.030 6.845 SISA FIXED READSBORO VT 5350 360 75,050.00 8.375 20061101 SFR 570.43 74,956.39 8.375 Owner Occupied Purchase 95,000.00 358 20061201 0.250 0.030 8.095 PMI 30 SISA FIXED DETROIT MI 17590 360 76,000.00 8.500 20061101 SFR 584.37 75,907.60 8.500 Investment CashOut Refi 95,000.00 358 20061201 0.250 0.030 8.220 SISA 36 H FIXED MARKHAM IL 22034 360 78,200.00 8.000 20061101 SFR 573.8 78,094.71 8.000 Owner Occupied Purchase 105,000.00 358 20061201 0.250 0.030 7.720 Express No Doc FIXED NEW HAVEN CT 38855 360 79,920.00 8.625 20061201 CONDO 621.61 79,872.82 8.625 Investment Purchase 99,900.00 359 20061201 0.250 0.030 8.345 SISA FIXED NEW HAVEN CT 38855 360 79,920.00 8.625 20061201 CONDO 621.61 79,872.82 8.625 Investment Purchase 99,900.00 359 20061201 0.250 0.030 8.345 SISA FIXED OMAHA NE 68144 360 80,000.00 8.375 20061101 SFR 608.06 79,900.20 8.375 Owner Occupied Purchase 109,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED RAYTOWN MO 64133 360 80,000.00 7.875 20061101 SFR 580.06 79,889.52 7.875 Investment Purchase 106,000.00 358 20061201 0.250 0.030 7.595 Express No Doc FIXED SAINT LOUIS MO 63138 360 80,000.00 7.625 20061101 SFR 566.23 79,883.84 7.625 Investment CashOut Refi 104,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED SAINT PETERSBURG FL 12236 360 80,000.00 7.250 20061101 SFR 545.74 79,874.81 7.250 Investment CashOut Refi 170,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED OSHKOSH WI 19968 360 80,000.00 8.500 20061101 2-FAMILY 615.13 79,902.73 8.500 Investment CashOut Refi 100,000.00 358 20061201 0.250 0.030 8.220 Stated 12 H FIXED PERRINE FL 33157 360 80,000.00 7.625 20061201 SFR 566.23 79,942.10 7.625 Owner Occupied CashOut Refi 156,000.00 359 20061201 0.250 0.030 7.345 SISA FIXED ROME GA 30161 360 80,200.00 7.250 20061201 SFR 547.11 80,137.43 7.250 Investment Rate Refi 105,000.00 359 20061201 0.250 0.030 6.970 Stated FIXED TULSA OK 27057 360 80,400.00 6.375 20061101 SFR 501.59 80,250.68 6.375 Investment Rate Refi 100,500.00 358 20061201 0.250 0.030 6.095 Stated 36 H FIXED IONIA MI 48846 360 82,400.00 7.250 20061101 SFR 562.11 82,271.06 7.250 Investment CashOut Refi 103,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED IDAHO FALLS ID 30407 360 82,400.00 7.250 20061201 SFR 562.11 82,335.72 7.250 Owner Occupied Purchase 104,000.00 359 20061201 0.250 0.030 6.970 Express No Doc 36 H FIXED READING PA 43618 360 84,000.00 8.250 20061101 4-FAMILY 631.06 83,892.51 8.250 Investment Purchase 105,000.00 358 20061201 0.250 0.030 7.970 Stated FIXED AURORA CO 80015 360 84,000.00 6.875 20061101 SFR 551.82 83,858.46 6.875 Owner Occupied Purchase 171,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED SAN ANTONIO TX 78250 360 84,000.00 8.000 20061101 SFR 616.36 83,886.90 8.000 Investment CashOut Refi 105,000.00 358 20061201 0.250 0.030 7.720 Stated 36 H FIXED FARMERSVILLE CA 34023 360 84,000.00 7.750 20061201 SFR 601.79 83,940.71 7.750 Investment Purchase 105,000.00 359 20061201 0.250 0.030 7.470 Stated FIXED GOLDENDALE WA 35966 360 84,400.00 7.750 20061201 SFR 604.65 84,340.43 7.750 Investment CashOut Refi 105,500.00 359 20061201 0.250 0.030 7.470 Stated 12 H FIXED BIG ISLAND VA 45438 360 85,000.00 6.875 20061101 SFR 558.39 84,856.77 6.875 Owner Occupied CashOut Refi 143,000.00 358 20061201 0.250 0.030 6.595 Express No Doc FIXED PHILADELPHIA PA 19148 360 85,000.00 7.000 20061201 SFR 565.51 84,925.86 7.000 Owner Occupied CashOut Refi 122,000.00 359 20061201 0.250 0.030 6.720 Stated 12 H FIXED THE DALLES OR 97058 360 85,000.00 7.250 20061101 CONDO 579.85 84,826.56 7.250 Owner Occupied CashOut Refi 200,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED HOUSTON TX 77082 360 86,250.00 7.500 20061101 SFR 603.07 85,316.56 7.500 Investment Purchase 128,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED BRIDGEVILLE DE 19933 360 87,075.00 8.125 20061101 SFR 646.53 86,960.69 8.125 Investment Purchase 107,000.00 358 20061201 0.250 0.030 7.845 RADIAN - BORROWER PAID 25 Full 60 H FIXED ROANOKE VA 24014 360 88,000.00 7.375 20061101 SFR 607.79 87,865.67 7.375 Owner Occupied Purchase 115,000.00 358 20061201 0.250 0.030 7.095 SISA 36 H FIXED ROWLETT TX 75088 360 88,000.00 7.500 20061201 SFR 615.31 87,934.69 7.500 Investment Purchase 110,000.00 359 20061201 0.250 0.030 7.220 Full FIXED EASTON PA 18042 360 88,800.00 7.750 20061101 SFR 636.17 88,674.26 7.750 Investment CashOut Refi 111,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED GALION OH 44833 360 88,800.00 8.125 20061101 SFR 659.34 88,683.43 8.125 Investment CashOut Refi 111,000.00 358 20061201 0.250 0.030 7.845 Full 12 H FIXED MIAMI FL 33157 360 88,900.00 6.875 20061201 CONDO 584.01 88,825.31 6.875 Owner Occupied Purchase 127,000.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED SALT LAKE CITY UT 30696 360 89,600.00 7.000 20061101 SFR 596.11 89,452.69 7.000 Investment Rate Refi 112,000.00 358 20061201 0.250 0.030 6.720 Stated 36 H FIXED GRAND RAPIDS MI 18021 360 90,000.00 7.500 20061001 SFR 629.29 89,798.37 7.500 Investment CashOut Refi 120,000.00 357 20061201 0.250 0.030 7.220 Express Verified Assets FIXED DICKINSON TX 77539 360 90,000.00 7.500 20061101 SFR 629.29 89,866.00 7.500 Investment Rate Refi 112,500.00 358 20061201 0.250 0.030 7.220 Full FIXED SALT LAKE CITY UT 30696 360 90,000.00 7.000 20061101 SFR 598.77 89,852.03 7.000 Investment Rate Refi 112,500.00 358 20061201 0.250 0.030 6.720 Stated FIXED GASTONIA NC 28054 360 90,400.00 7.875 20061101 CONDO 655.46 90,275.17 7.875 Owner Occupied CashOut Refi 113,000.00 358 20061201 0.250 0.030 7.595 Full FIXED HANOVER PARK IL 60133 360 90,500.00 7.125 20061101 PUD 609.72 90,354.81 7.125 Investment CashOut Refi 172,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED SOUTH EUCLID OH 16092 360 91,000.00 7.500 20061201 SFR 636.29 90,932.46 7.500 Investment CashOut Refi 130,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets FIXED GRETNA LA 70056 360 91,600.00 7.625 20061101 CONDO 648.34 91,466.98 7.625 Owner Occupied Purchase 117,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED DETROIT MI 17582 360 92,800.00 7.750 20061101 SFR 664.83 92,668.58 7.750 Investment CashOut Refi 116,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets 12 H FIXED LAUDERHILL FL 12126 360 93,000.00 7.250 20061201 CONDO 634.42 92,927.46 7.250 Owner Occupied CashOut Refi 163,000.00 359 20061201 0.250 0.030 6.970 SISA FIXED EAU CLAIRE WI 19908 360 94,000.00 7.625 20061101 SFR 665.33 93,863.49 7.625 Investment CashOut Refi 192,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED WARNER ROBINS GA 31088 360 94,000.00 7.750 20061101 SFR 673.43 93,866.87 7.750 Owner Occupied Purchase 118,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED WAUKEGAN IL 60085 360 94,800.00 7.375 20061101 2-FAMILY 654.76 94,358.85 7.375 Owner Occupied Purchase 120,000.00 358 20061201 0.250 0.030 7.095 Full FIXED CYPRESS TX 77433 360 94,948.00 7.625 20061101 SFR 672.04 94,810.12 7.625 Investment Purchase 118,685.00 358 20061201 0.250 0.030 7.345 Stated FIXED CLOVIS CA 34132 360 95,000.00 7.500 20061101 SFR 664.25 94,858.56 7.500 Investment CashOut Refi 215,000.00 358 20061201 0.250 0.030 7.220 SISA 60 H FIXED VENICE FL 34292 360 95,000.00 7.125 20061101 PUD 640.03 94,847.61 7.125 Owner Occupied CashOut Refi 200,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED WATERBURY CT 38904 360 96,000.00 7.875 20061101 3-FAMILY 696.07 95,867.43 7.875 Owner Occupied Purchase 142,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED CARTERSVILLE GA 10978 360 96,800.00 7.750 20061101 SFR 693.49 96,662.92 7.750 Investment Purchase 121,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets 36 H FIXED SPRING TX 77373 360 96,800.00 7.375 20061101 PUD 668.57 96,652.24 7.375 Investment Rate Refi 121,000.00 358 20061201 0.250 0.030 7.095 Full FIXED PHENIX CITY AL 36867 360 97,600.00 7.500 20061101 SFR 682.43 97,454.69 7.500 Investment Purchase 140,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED ATLANTA GA 11032 360 98,000.00 6.875 20061101 SFR 643.79 97,834.87 6.875 Owner Occupied CashOut Refi 140,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED GRAND RAPIDS MI 18024 360 99,000.00 7.500 20061001 SFR 692.22 98,778.21 7.500 Investment CashOut Refi 132,000.00 357 20061201 0.250 0.030 7.220 Express Verified Assets FIXED PENSACOLA FL 11815 360 100,000.00 6.875 20061101 SFR 656.93 99,831.50 6.875 Owner Occupied CashOut Refi 140,000.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED DALLAS TX 75237 360 100,000.00 7.750 20061101 SFR 716.41 99,858.39 7.750 Investment CashOut Refi 125,000.00 358 20061201 0.250 0.030 7.470 Full 12 H FIXED RICHTON PARK IL 60471 360 100,000.00 8.375 20061101 SFR 760.07 99,875.26 8.375 Investment CashOut Refi 125,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED CARTERSVILLE GA 10978 360 100,240.00 7.750 20061101 SFR 718.13 100,098.05 7.750 Investment Purchase 125,500.00 358 20061201 0.250 0.030 7.470 Express Verified Assets 36 H FIXED SALISBURY NC 28144 360 102,400.00 8.125 20061101 3-FAMILY 760.32 102,265.57 8.125 Investment Rate Refi 128,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED PLANO TX 75074 360 102,400.00 7.250 20061101 SFR 698.55 102,239.75 7.250 Investment Rate Refi 128,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED AUBURN CA 34852 360 103,000.00 6.875 20061101 CONDO 676.64 102,826.43 6.875 Investment Rate Refi 165,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED RINER VA 24149 360 103,200.00 8.500 20061101 SFR 793.52 103,074.52 8.500 Owner Occupied Purchase 129,000.00 358 20061201 0.250 0.030 8.220 Express Verified Assets FIXED HITCHCOCK TX 77563 360 103,200.00 8.000 20061101 SFR 757.25 103,061.04 8.000 Investment CashOut Refi 129,000.00 358 20061201 0.250 0.030 7.720 Express Verified Assets 60 H FIXED WAXHAW NC 28173 360 104,000.00 7.500 20061101 SFR 727.18 103,845.16 7.500 Investment Rate Refi 142,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED ELMIRA NY 41885 360 104,500.00 7.750 20061101 SFR 748.65 104,352.02 7.750 Investment CashOut Refi 171,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED MELBOURNE FL 32935 360 105,000.00 7.125 20061101 SFR 707.4 104,831.58 7.125 Owner Occupied CashOut Refi 200,000.00 358 20061201 0.250 0.030 6.845 Express No Doc 36 H FIXED DESTREHAN LA 70047 360 105,400.00 7.875 20061201 SFR 764.22 105,327.47 7.875 Owner Occupied Rate Refi 124,000.00 359 20061201 0.250 0.030 7.595 MGIC 20 Stated 36 H FIXED RIDGELAND MS 39157 360 105,600.00 7.000 20061101 SFR 702.56 105,426.38 7.000 Investment CashOut Refi 132,000.00 358 20061201 0.250 0.030 6.720 Full FIXED HARTSVILLE TN 37074 360 105,600.00 8.625 20061101 SFR 821.35 105,474.85 8.625 Owner Occupied Purchase 132,000.00 358 20061201 0.250 0.030 8.345 Stated 36 H FIXED PORT RICHEY FL 34668 360 107,000.00 7.625 20061101 SFR 757.34 106,844.62 7.625 Investment CashOut Refi 145,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED CEDAR HILL TX 27398 360 107,200.00 7.750 20061101 SFR 767.99 107,048.19 7.750 Investment CashOut Refi 134,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED HOUSTON TX 77064 360 107,670.00 6.875 20061101 PUD 707.32 107,488.56 6.875 Owner Occupied Purchase 137,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED HURST TX 76053 360 108,000.00 7.250 20061101 SFR 736.75 107,830.99 7.250 Owner Occupied CashOut Refi 135,000.00 358 20061201 0.250 0.030 6.970 Full FIXED TAYLORS SC 29687 360 108,000.00 7.125 20061101 SFR 727.62 107,826.75 7.125 Owner Occupied Rate Refi 135,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED ATLANTA GA 30360 360 108,750.00 7.625 20061201 SFR 769.73 108,671.29 7.625 Investment CashOut Refi 145,000.00 359 20061201 0.250 0.030 7.345 Stated FIXED FLAGSTAFF AZ 86001 360 110,000.00 7.500 20061101 SFR 769.14 109,836.21 7.500 Owner Occupied CashOut Refi 900,000.00 358 20061201 0.250 0.030 7.220 NINA FIXED PIEDMONT OK 73078 360 111,000.00 7.250 20061101 SFR 757.22 110,826.29 7.250 Investment Rate Refi 148,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED BATON ROUGE LA 25797 360 111,140.00 7.375 20061101 SFR 767.62 110,970.34 7.375 Investment Purchase 139,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED GLADSTONE MO 23394 360 111,400.00 8.500 20061101 2-FAMILY 856.57 111,264.55 8.500 Investment Purchase 155,000.00 358 20061201 0.250 0.030 8.220 Express Verified Assets FIXED GLADSTONE MO 23394 360 111,425.00 8.500 20061101 2-FAMILY 856.76 111,289.52 8.500 Investment Purchase 154,000.00 358 20061201 0.250 0.030 8.220 Express Verified Assets FIXED RICHMOND TX 77469 360 111,600.00 7.625 20061101 SFR 789.9 111,437.94 7.625 Owner Occupied Purchase 143,500.00 358 20061201 0.250 0.030 7.345 SISA FIXED CONYERS GA 30094 360 112,000.00 6.625 20061101 SFR 717.15 111,801.82 6.625 Owner Occupied Rate Refi 140,000.00 358 20061201 0.250 0.030 6.345 Full FIXED CHICAGO IL 22076 360 112,000.00 7.750 20061201 SFR 802.38 111,920.95 7.750 Owner Occupied CashOut Refi 170,000.00 359 20061201 0.250 0.030 7.470 Express Verified Assets FIXED POCATELLO ID 30351 360 112,000.00 6.750 20061201 SFR 726.43 111,898.00 6.750 Owner Occupied Purchase 140,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED OMAHA NE 24841 360 112,500.00 6.625 20061101 SFR 720.35 112,300.94 6.625 Owner Occupied Rate Refi 150,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED SAN ANTONIO TX 78249 360 113,600.00 6.875 20061101 SFR 746.27 113,330.33 6.875 Investment Purchase 142,500.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED RICHMOND VA 44979 360 113,600.00 7.375 20061101 SFR 784.61 113,426.59 7.375 Investment CashOut Refi 142,000.00 358 20061201 0.250 0.030 7.095 Express No Doc 36 H FIXED RICHLAND WA 99352 360 113,600.00 7.500 20061201 SFR 794.31 113,515.44 7.500 Investment CashOut Refi 142,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED HARRISVILLE UT 30776 360 114,000.00 7.000 20061101 SFR 758.44 113,812.57 7.000 Owner Occupied Rate Refi 142,500.00 358 20061201 0.250 0.030 6.720 Full FIXED HATTIESBURG MS 14337 360 115,000.00 7.500 20061101 SFR 804.1 114,828.77 7.500 Owner Occupied CashOut Refi 145,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED WAXHAW NC 28173 360 115,200.00 7.250 20061101 SFR 785.87 114,919.11 7.250 Owner Occupied Rate Refi 145,000.00 358 20061201 0.250 0.030 6.970 Full FIXED LITTLE ROCK AR 26331 360 115,200.00 8.375 20061101 SFR 875.6 115,056.90 8.375 Investment CashOut Refi 144,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED TUCSON AZ 31247 360 116,000.00 7.375 20061101 SFR 801.18 115,822.93 7.375 Owner Occupied Rate Refi 145,000.00 358 20061201 0.250 0.030 7.095 Full FIXED GREENVILLE SC 47278 360 116,800.00 7.000 20061101 SFR 777.07 116,607.96 7.000 Owner Occupied Purchase 150,000.00 358 20061201 0.250 0.030 6.720 SISA FIXED MIAMI GARDENS FL 33015 360 117,520.00 7.750 20061101 CONDO 841.93 117,353.57 7.750 Owner Occupied Purchase 155,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED WEST CHESTER PA 19382 360 117,600.00 6.875 20061101 CONDO 772.55 117,387.63 6.875 Owner Occupied Purchase 147,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED RIDGE NY 11961 360 118,400.00 8.000 20060801 CONDO 868.78 117,997.42 8.000 Owner Occupied Purchase 148,000.00 355 20061201 0.250 0.030 7.720 Stated FIXED PALATINE IL 60074 360 118,400.00 7.875 20061101 CONDO 858.48 118,236.51 7.875 Owner Occupied Purchase 148,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED JACKSONVILLE FL 32246 360 118,400.00 7.750 20061101 2-FAMILY 848.23 118,232.34 7.750 Investment Purchase 148,000.00 358 20061201 0.250 0.030 7.470 SISA 36 H FIXED LAKE WORTH FL 33467 360 119,200.00 7.500 20061101 CONDO 833.46 119,022.53 7.500 Investment Purchase 154,900.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED OCEAN SPRINGS MS 39564 360 120,000.00 7.875 20061101 SFR 870.08 119,834.30 7.875 Investment Purchase 164,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED CINCINNATI OH 45246 360 120,000.00 7.000 20061101 SFR 798.36 119,802.71 7.000 Owner Occupied Rate Refi 135,000.00 358 20061201 0.250 0.030 6.720 PMI 25 Stated 12 H FIXED SHERWOOD OR 97140 360 123,000.00 6.750 20061101 CONDO 797.78 122,787.60 6.750 Investment CashOut Refi 240,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED BARSTOW CA 33674 360 124,000.00 8.000 20061101 SFR 909.87 123,833.04 8.000 Investment CashOut Refi 155,000.00 358 20061201 0.250 0.030 7.720 SISA 36 H FIXED CHICAGO IL 22076 360 124,000.00 8.125 20061201 SFR 920.7 123,918.88 8.125 Investment CashOut Refi 155,000.00 359 20061201 0.250 0.030 7.845 SISA FIXED MIAMI FL 33176 360 124,600.00 6.875 20061201 CONDO 818.53 124,495.32 6.875 Owner Occupied CashOut Refi 178,000.00 359 20061201 0.250 0.030 6.595 SISA 36 H FIXED MOBILE AL 36695 360 124,800.00 7.250 20061101 SFR 851.36 124,604.69 7.250 Investment Purchase 157,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED CANDLER NC 46949 360 124,800.00 7.125 20061101 PUD 840.8 124,599.81 7.125 Investment Purchase 158,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED ROCHESTER MN 20336 360 125,000.00 7.250 20061101 SFR 852.72 124,804.39 7.250 Owner Occupied Rate Refi 160,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED RIVIERA BEACH FL 12148 360 125,000.00 7.375 20061201 SFR 863.34 124,868.23 7.375 Owner Occupied CashOut Refi 200,000.00 359 20061201 0.250 0.030 7.095 SISA FIXED TAMARAC FL 12134 360 125,500.00 6.750 20061101 CONDO 813.99 124,453.20 6.750 Owner Occupied Rate Refi 170,000.00 358 20061201 0.250 0.030 6.470 Stated 12 H FIXED GREENVILLE SC 47286 360 125,600.00 6.625 20061101 SFR 804.23 125,377.76 6.625 Owner Occupied Rate Refi 157,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED GASTONIA NC 28054 360 125,600.00 7.000 20061101 SFR 835.62 125,393.50 7.000 Investment CashOut Refi 157,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED ROUND ROCK TX 78664 360 126,400.00 8.375 20061101 SFR 960.73 126,242.33 8.375 Investment CashOut Refi 158,000.00 358 20061201 0.250 0.030 8.095 Express No Doc 36 H FIXED SKAMOKAWA WA 98647 360 126,400.00 7.125 20061201 SFR 851.58 126,298.92 7.125 Owner Occupied Purchase 158,000.00 359 20061201 0.250 0.030 6.845 Stated FIXED HARTFORD CT 38723 360 128,000.00 7.250 20061101 SFR 873.19 127,799.68 7.250 Owner Occupied Purchase 160,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED ATLANTA GA 11035 360 128,000.00 7.250 20061101 CONDO 873.19 127,799.68 7.250 Investment Purchase 172,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED JOHNSTON IA 18294 360 128,300.00 8.000 20061101 SFR 941.42 128,108.55 8.000 Investment Purchase 166,000.00 358 20061201 0.250 0.030 7.720 Express No Doc FIXED MESA AZ 31090 360 129,000.00 7.375 20061101 PUD 890.97 128,803.08 7.375 Investment Rate Refi 270,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED POST FALLS ID 83854 360 129,500.00 7.875 20061101 SFR 938.96 129,321.18 7.875 Owner Occupied Purchase 185,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED NEW CASTLE PA 42374 360 129,600.00 7.375 20061101 SFR 895.11 129,402.17 7.375 Owner Occupied Rate Refi 162,000.00 358 20061201 0.250 0.030 7.095 Full FIXED SHOREWOOD IL 60431 360 130,000.00 6.750 20061201 PUD 843.18 129,888.07 6.750 Owner Occupied Purchase 162,500.00 359 20061201 0.250 0.030 6.470 Full FIXED BOLINGBROOK IL 60440 360 130,000.00 7.375 20061201 SFR 897.88 129,901.08 7.375 Investment CashOut Refi 220,000.00 359 20061201 0.250 0.030 7.095 Express No Doc FIXED FRESNO CA 34152 360 131,950.00 7.125 20061101 SFR 888.97 131,738.34 7.125 Owner Occupied CashOut Refi 203,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED BUFORD GA 11097 360 132,000.00 7.375 20061101 SFR 911.69 131,798.50 7.375 Investment CashOut Refi 165,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED LUCEDALE MS 39452 360 132,000.00 7.250 20061101 SFR 900.47 131,793.44 7.250 Owner Occupied Purchase 169,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED JOHNSTON RI 37518 360 132,900.00 6.750 20061101 SFR 861.99 132,670.06 6.750 Owner Occupied Purchase 190,000.00 358 20061201 0.250 0.030 6.470 Stated 12 H FIXED ORLANDO FL 11902 360 133,000.00 7.375 20061101 CONDO 918.6 132,796.97 7.375 Investment CashOut Refi 214,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED WYNANTSKILL NY 12198 360 133,600.00 7.625 20061001 2-FAMILY 945.61 133,308.07 7.625 Investment CashOut Refi 167,000.00 357 20061201 0.250 0.030 7.345 SISA FIXED BRIDGEPORT CT 38875 360 135,000.00 8.125 20061101 3-FAMILY 1,002.37 134,822.78 8.125 Investment Purchase 235,000.00 358 20061201 0.250 0.030 7.845 Stated 36 H FIXED SANGER CA 93657 360 135,000.00 8.250 20061101 SFR 1,014.21 134,827.24 8.250 Owner Occupied CashOut Refi 399,000.00 358 20061201 0.250 0.030 7.970 Express Verified Assets FIXED PHOENIX AZ 85037 360 135,000.00 7.375 20061201 SFR 932.41 134,897.18 7.375 2nd Home CashOut Refi 220,000.00 359 20061201 0.250 0.030 7.095 Express No Doc FIXED LYMAN SC 29365 360 135,920.00 7.500 20061101 SFR 950.37 135,717.63 7.500 Owner Occupied Purchase 170,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED GREENBELT MD 20770 360 136,000.00 7.625 20061101 CONDO 962.6 135,802.51 7.625 Investment Purchase 170,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED SANDSTON VA 23150 360 137,000.00 6.500 20061101 SFR 865.93 136,751.63 6.500 Owner Occupied CashOut Refi 211,000.00 358 20061201 0.250 0.030 6.220 Full 60 H FIXED BRANDON MS 39042 360 137,600.00 6.875 20061101 SFR 903.93 137,368.14 6.875 Investment Purchase 190,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED SALEM OR 35494 360 137,900.00 7.500 20061101 SFR 964.22 137,694.68 7.500 Owner Occupied Purchase 174,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED POUGHKEEPSIE NY 41061 360 139,000.00 7.375 20061101 SFR 960.04 138,786.84 7.375 Owner Occupied Rate Refi 180,000.00 358 20061201 0.250 0.030 7.095 SISA FIXED MIDDLEBURG FL 32068 360 140,000.00 6.750 20061101 PUD 908.04 139,758.24 6.750 Owner Occupied CashOut Refi 175,000.00 358 20061201 0.250 0.030 6.470 Stated 60 H FIXED SARASOTA FL 34231 360 140,000.00 6.750 20061101 SFR 908.04 139,758.24 6.750 Investment Purchase 230,000.00 358 20061201 0.250 0.030 6.470 SISA 36 H FIXED TULARE CA 93274 360 140,000.00 7.000 20061101 SFR 931.42 139,669.24 7.000 Owner Occupied Purchase 256,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED SEBRING FL 33870 360 140,000.00 7.500 20061201 SFR 978.9 139,896.10 7.500 Investment Purchase 175,000.00 359 20061201 0.250 0.030 7.220 SISA FIXED MONROE MI 48161 360 142,400.00 8.250 20061101 4-FAMILY 1,069.80 142,217.78 8.250 Investment CashOut Refi 178,000.00 358 20061201 0.250 0.030 7.970 Express Verified Assets FIXED BAKER LA 25763 360 143,200.00 8.000 20061101 4-FAMILY 1,050.75 143,007.20 8.000 Investment CashOut Refi 179,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED BAKER LA 25763 360 143,200.00 8.000 20061101 4-FAMILY 1,050.75 143,007.20 8.000 Investment CashOut Refi 179,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED FORT COLLINS CO 29367 360 144,000.00 6.750 20061101 SFR 933.98 143,751.34 6.750 Investment Purchase 192,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED ELLIJAY GA 30536 360 144,000.00 7.000 20061101 SFR 958.04 143,763.23 7.000 Owner Occupied CashOut Refi 180,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED STATE ROAD NC 28676 360 147,200.00 6.875 20061101 SFR 967 146,951.95 6.875 Owner Occupied CashOut Refi 184,000.00 358 20061201 0.250 0.030 6.595 Full FIXED ELGIN IL 21939 360 147,650.00 8.375 20061101 CONDO 1,122.25 147,465.80 8.375 Owner Occupied Purchase 229,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED HARRISBURG NC 28075 360 147,784.00 7.250 20061101 PUD 1,008.15 147,552.73 7.250 Owner Occupied Purchase 195,700.00 358 20061201 0.250 0.030 6.970 Full FIXED WESTBURY NY 11590 360 150,000.00 7.500 20061101 CONDO 1,048.82 149,776.66 7.500 Owner Occupied Purchase 450,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED ESSEX MD 44248 360 152,000.00 7.375 20061101 SFR 1,049.83 151,767.97 7.375 Owner Occupied CashOut Refi 190,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED KEIZER OR 35492 360 152,000.00 6.625 20061101 SFR 973.27 151,731.06 6.625 Owner Occupied CashOut Refi 190,000.00 358 20061201 0.250 0.030 6.345 Full FIXED MIAMI FL 33161 360 152,000.00 7.000 20061201 CONDO 1,011.26 151,875.41 7.000 Owner Occupied CashOut Refi 185,000.00 359 20061201 0.250 0.030 6.720 TRIAD - BORROWER PAID 20 SISA 36 H FIXED HALSEY OR 97348 360 152,000.00 7.250 20061101 SFR 1,036.91 151,762.13 7.250 Owner Occupied Purchase 190,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED ARVADA CO 80004 360 152,000.00 7.250 20061101 PUD 1,036.91 151,762.13 7.250 Owner Occupied Rate Refi 190,000.00 358 20061201 0.250 0.030 6.970 Full FIXED CAPE CORAL FL 33993 360 152,500.00 6.375 20061101 SFR 951.4 152,216.77 6.375 Owner Occupied Rate Refi 600,000.00 358 20061201 0.250 0.030 6.095 Express Verified Assets FIXED EUGENE OR 35524 360 154,000.00 6.875 20061201 SFR 1,011.67 153,870.62 6.875 Owner Occupied Purchase 195,900.00 359 20061201 0.250 0.030 6.595 Stated FIXED ARMONA CA 34002 360 156,400.00 7.250 20061101 SFR 1,066.92 156,155.26 7.250 Owner Occupied Purchase 195,500.00 358 20061201 0.250 0.030 6.970 Full FIXED HAMPTON CT 6247 360 157,000.00 8.875 20061201 SFR 1,249.16 156,911.99 8.875 Investment CashOut Refi 230,000.00 359 20061201 0.250 0.030 8.595 Stated FIXED PARKVILLE MD 21234 360 158,000.00 6.875 20061201 SFR 1,037.95 157,867.26 6.875 Owner Occupied CashOut Refi 200,000.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED NORTH PORT FL 34286 360 158,350.00 7.000 20061101 SFR 1,053.51 158,089.64 7.000 Owner Occupied Purchase 270,000.00 358 20061201 0.250 0.030 6.720 Full FIXED CEDAR LAKE IN 16864 360 158,400.00 7.125 20061201 SFR 1,067.17 158,273.33 7.125 Owner Occupied Rate Refi 198,000.00 359 20061201 0.250 0.030 6.845 Express Verified Assets FIXED HOMER GLEN IL 60491 360 158,500.00 6.875 20061001 SFR 1,041.23 158,098.22 6.875 Owner Occupied CashOut Refi 810,000.00 357 20061201 0.250 0.030 6.595 Express No Doc 36 H FIXED STATEN ISLAND NY 40243 360 160,000.00 6.750 20061101 SFR 1,037.76 159,723.07 6.750 Owner Occupied CashOut Refi 200,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED SOMERSWORTH NH 3878 360 160,000.00 7.625 20061101 SFR 1,132.47 159,767.66 7.625 Investment CashOut Refi 200,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED PALM BEACH GARDENS FL 12154 360 160,000.00 7.875 20061101 PUD 1,160.11 159,779.06 7.875 Investment CashOut Refi 204,000.00 358 20061201 0.250 0.030 7.595 SISA FIXED MARSHALL MN 56258 360 161,200.00 7.000 20061201 3-FAMILY 1,072.47 161,067.86 7.000 Owner Occupied Purchase 202,000.00 359 20061201 0.250 0.030 6.720 SISA FIXED BOISE ID 30506 360 161,500.00 7.875 20061101 SFR 1,170.99 161,276.97 7.875 Owner Occupied Purchase 195,000.00 358 20061201 0.250 0.030 7.595 PMI 22 Express Verified Assets FIXED BARTOW FL 12296 360 162,000.00 6.875 20061101 SFR 1,064.22 161,727.04 6.875 Owner Occupied CashOut Refi 205,000.00 358 20061201 0.250 0.030 6.595 Full FIXED RENO NV 32634 360 162,400.00 7.375 20061101 SFR 1,121.66 162,152.08 7.375 Investment Purchase 218,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED CHICAGO IL 60639 360 164,000.00 7.500 20061101 2-FAMILY 1,146.71 163,755.82 7.500 Owner Occupied CashOut Refi 300,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED GLENDALE AZ 31114 360 164,000.00 7.125 20061101 SFR 1,104.90 163,736.92 7.125 Owner Occupied CashOut Refi 205,000.00 358 20061201 0.250 0.030 6.845 Full 12 H FIXED WENATCHEE WA 36008 360 164,800.00 7.000 20061101 SFR 1,096.42 164,529.04 7.000 Owner Occupied CashOut Refi 207,000.00 358 20061201 0.250 0.030 6.720 Full FIXED BRIDGEPORT CT 38875 360 165,000.00 8.125 20061101 3-FAMILY 1,225.12 164,783.41 8.125 Investment Purchase 275,000.00 358 20061201 0.250 0.030 7.845 Stated 36 H FIXED SALEM OR 35491 360 165,000.00 7.375 20061101 SFR 1,139.61 164,525.56 7.375 Owner Occupied Purchase 216,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED OREM UT 84057 360 165,700.00 7.625 20061101 PUD 1,172.81 165,459.39 7.625 Owner Occupied Purchase 208,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED WESTMINSTER CO 80021 360 166,400.00 6.750 20061101 SFR 1,079.27 166,112.65 6.750 Owner Occupied Rate Refi 208,000.00 358 20061201 0.250 0.030 6.470 Full FIXED DES MOINES IA 18342 360 166,500.00 6.625 20061101 SFR 1,066.12 166,103.95 6.625 Owner Occupied CashOut Refi 264,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED ROCKLAND ID 83271 360 167,200.00 7.625 20061101 SFR 1,183.43 166,957.21 7.625 Owner Occupied CashOut Refi 209,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED BOLIVIA NC 46865 360 167,600.00 6.500 20061101 SFR 1,059.35 167,296.14 6.500 2nd Home Rate Refi 209,500.00 358 20061201 0.250 0.030 6.220 Stated 36 H FIXED KUNA ID 83634 360 168,000.00 6.875 20061001 SFR 1,103.64 167,574.15 6.875 Owner Occupied CashOut Refi 320,000.00 357 20061201 0.250 0.030 6.595 Stated FIXED HENDERSONVILLE NC 28792 360 168,000.00 7.125 20061101 PUD 1,131.85 167,730.50 7.125 Owner Occupied CashOut Refi 210,000.00 358 20061201 0.250 0.030 6.845 Full FIXED PALM BAY FL 11937 360 168,000.00 7.625 20061101 SFR 1,189.09 167,756.05 7.625 Owner Occupied CashOut Refi 210,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED JACKSONVILLE FL 32246 360 168,000.00 7.250 20061101 PUD 1,146.06 167,737.09 7.250 Owner Occupied CashOut Refi 210,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED BAKERSFIELD CA 34041 360 168,000.00 6.875 20061201 SFR 1,103.64 167,858.66 6.875 Owner Occupied CashOut Refi 210,000.00 359 20061201 0.250 0.030 6.595 SISA FIXED PORT SAINT LUCIE FL 34984 360 170,500.00 7.000 20061001 SFR 1,134.34 170,078.28 7.000 2nd Home Rate Refi 270,000.00 357 20061201 0.250 0.030 6.720 Express Verified Assets FIXED LYNDHURST OH 16095 360 171,000.00 6.875 20061101 SFR 1,123.35 170,711.85 6.875 Owner Occupied Rate Refi 190,000.00 358 20061201 0.250 0.030 6.595 PMI 25 Express Verified Assets 36 H FIXED ENGLEWOOD CO 29233 360 172,000.00 6.625 20061101 SFR 1,101.33 171,695.67 6.625 Owner Occupied CashOut Refi 215,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED CHICAGO IL 22076 360 172,000.00 7.500 20061101 2-FAMILY 1,202.65 171,743.90 7.500 Owner Occupied CashOut Refi 215,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED LUSBY MD 20657 360 172,000.00 7.250 20061101 PUD 1,173.34 171,704.58 7.250 Owner Occupied CashOut Refi 218,500.00 358 20061201 0.250 0.030 6.970 Stated FIXED ANTONIA MO 63052 360 172,900.00 8.375 20061201 SFR 1,314.16 172,792.54 8.375 Owner Occupied Purchase 183,000.00 359 20061201 0.250 0.030 8.095 PMI 30 SISA FIXED FAYETTEVILLE GA 11004 360 173,280.00 6.875 20061101 PUD 1,138.33 172,988.01 6.875 Owner Occupied Purchase 217,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED AVON MN 20524 360 174,400.00 6.750 20061101 SFR 1,131.16 174,098.84 6.750 Owner Occupied CashOut Refi 218,000.00 358 20061201 0.250 0.030 6.470 Full FIXED ATLANTA GA 11036 360 175,000.00 7.250 20061201 SFR 1,193.81 174,863.48 7.250 Investment CashOut Refi 258,400.00 359 20061201 0.250 0.030 6.970 Stated FIXED MARGATE FL 33063 360 175,920.00 8.875 20061101 PUD 1,399.70 175,722.02 8.875 2nd Home Purchase 227,000.00 358 20061201 0.250 0.030 8.595 Full FIXED OCEAN CITY MD 21842 360 176,000.00 6.875 20061001 CONDO 1,156.19 175,553.88 6.875 2nd Home Purchase 220,000.00 357 20061201 0.250 0.030 6.595 Stated 36 H FIXED PITTSFIELD NH 3263 360 176,000.00 7.250 20061101 SFR 1,200.63 175,523.97 7.250 Owner Occupied Purchase 225,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED ALEXANDRIA IN 46001 360 176,000.00 7.750 20061101 SFR 1,260.89 175,750.75 7.750 Owner Occupied Purchase 220,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED COON RAPIDS MN 55433 360 176,000.00 7.500 20061101 SFR 1,230.62 175,737.94 7.500 Owner Occupied Rate Refi 220,000.00 358 20061201 0.250 0.030 7.220 Stated 36 H FIXED VERSAILLES KY 40383 360 176,250.00 8.750 20061101 SFR 1,386.56 176,046.46 8.750 Owner Occupied CashOut Refi 235,000.00 358 20061201 0.250 0.030 8.470 Stated FIXED SALEM OR 35490 360 177,250.00 6.875 20061101 2-FAMILY 1,164.41 176,865.82 6.875 Owner Occupied Purchase 223,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED HAWTHORNE FL 32640 360 178,000.00 7.500 20061101 SFR 1,244.60 177,734.97 7.500 Owner Occupied CashOut Refi 255,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED BRANDON FL 12185 360 178,400.00 7.125 20061101 PUD 1,201.91 178,113.83 7.125 Owner Occupied CashOut Refi 223,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED DERRY NH 3038 360 178,500.00 6.625 20061201 SFR 1,142.96 178,342.51 6.625 Owner Occupied CashOut Refi 255,000.00 359 20061201 0.250 0.030 6.345 Express No Doc FIXED HAMPTON GA 11017 360 179,100.00 6.750 20061101 SFR 1,161.64 178,790.73 6.750 Owner Occupied Purchase 199,000.00 358 20061201 0.250 0.030 6.470 PMI 25 Stated FIXED NORTH ADAMS MA 1247 360 180,000.00 6.875 20061101 SFR 1,182.47 179,696.69 6.875 Owner Occupied CashOut Refi 230,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED OKARCHE OK 73762 360 180,000.00 7.875 20061101 SFR 1,305.12 179,751.45 7.875 Owner Occupied CashOut Refi 225,000.00 358 20061201 0.250 0.030 7.595 SISA FIXED WEST WARWICK RI 2893 360 180,000.00 6.875 20061201 SFR 1,182.47 179,848.78 6.875 Owner Occupied CashOut Refi 240,000.00 359 20061201 0.250 0.030 6.595 Express No Doc FIXED BOYNTON BEACH FL 33437 360 181,500.00 6.875 20061101 PUD 1,192.33 181,194.15 6.875 Owner Occupied CashOut Refi 312,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED HILLSBORO OR 35453 360 181,600.00 7.000 20061101 PUD 1,208.19 181,301.41 7.000 Owner Occupied CashOut Refi 227,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED BIDDEFORD ME 4005 360 183,000.00 7.125 20061201 SFR 1,232.90 182,853.66 7.125 Owner Occupied CashOut Refi 230,000.00 359 20061201 0.250 0.030 6.845 Stated FIXED ELGIN IL 21935 360 183,200.00 7.125 20061201 2-FAMILY 1,234.25 183,053.50 7.125 Owner Occupied Purchase 234,000.00 359 20061201 0.250 0.030 6.845 SISA FIXED LEHIGH ACRES FL 33971 360 184,000.00 7.500 20061201 SFR 1,286.55 183,863.45 7.500 Owner Occupied Purchase 260,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets FIXED PINELLAS PARK FL 33781 360 185,100.00 8.125 20061101 PUD 1,374.36 184,857.02 8.125 Owner Occupied Purchase 241,000.00 358 20061201 0.250 0.030 7.845 SISA FIXED JACKSONVILLE FL 11724 360 186,400.00 6.625 20061101 SFR 1,193.54 186,070.18 6.625 Owner Occupied Purchase 233,000.00 358 20061201 0.250 0.030 6.345 Stated 36 H FIXED CASA GRANDE AZ 31100 360 186,700.00 7.500 20061101 PUD 1,305.43 186,422.03 7.500 Owner Occupied Purchase 240,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED FRESNO CA 34155 360 187,200.00 6.875 20061101 SFR 1,229.77 186,884.56 6.875 Owner Occupied Purchase 240,000.00 358 20061201 0.250 0.030 6.595 Full FIXED OAK LAWN IL 60453 360 188,000.00 7.000 20061101 SFR 1,250.77 187,690.90 7.000 Owner Occupied Rate Refi 235,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED HIGHLAND MI 48356 360 188,000.00 7.750 20061201 SFR 1,346.86 187,867.31 7.750 Owner Occupied Purchase 236,000.00 359 20061201 0.250 0.030 7.470 Express No Doc FIXED WEST PALM BEACH FL 12145 360 188,394.00 7.375 20061101 CONDO 1,301.19 188,106.42 7.375 Investment Purchase 406,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED CHICAGO IL 22075 360 191,200.00 7.500 20061201 2-FAMILY 1,336.90 191,058.10 7.500 Owner Occupied CashOut Refi 250,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED ARVADA CO 80004 360 192,000.00 6.750 20061101 SFR 1,245.31 191,668.45 6.750 Owner Occupied CashOut Refi 240,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED PHOENIX AZ 85053 360 192,500.00 7.500 20061101 SFR 1,345.99 192,213.38 7.500 Owner Occupied CashOut Refi 250,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED BOILING SPRINGS LAKE NC 28461 360 194,000.00 7.250 20061201 SFR 1,323.42 193,848.66 7.250 Owner Occupied Purchase 253,000.00 359 20061201 0.250 0.030 6.970 Stated FIXED YUBA CITY CA 95991 360 194,300.00 6.750 20061101 SFR 1,260.23 193,964.48 6.750 Owner Occupied Purchase 243,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED YARMOUTH ME 4096 360 195,000.00 7.750 20061101 SFR 1,397.00 194,623.21 7.750 Owner Occupied CashOut Refi 340,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED YUKON OK 73099 360 195,192.00 7.625 20061101 PUD 1,381.56 194,908.54 7.625 Owner Occupied Purchase 244,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED BLAIRSVILLE GA 11090 360 197,000.00 6.500 20061101 SFR 1,245.17 196,642.86 6.500 Owner Occupied CashOut Refi 250,000.00 358 20061201 0.250 0.030 6.220 Full FIXED HIALEAH FL 33015 360 198,400.00 7.625 20061101 PUD 1,404.26 198,111.90 7.625 Owner Occupied Purchase 248,000.00 358 20061201 0.250 0.030 7.345 Full FIXED APOPKA FL 11873 360 198,400.00 7.125 20061201 SFR 1,336.66 198,241.34 7.125 Investment CashOut Refi 248,000.00 359 20061201 0.250 0.030 6.845 Express No Doc 12 H FIXED APOPKA FL 11873 360 198,400.00 7.125 20061201 SFR 1,336.66 198,241.34 7.125 Investment CashOut Refi 248,000.00 359 20061201 0.250 0.030 6.845 Express No Doc 12 H FIXED BUCKEYE AZ 31132 360 198,749.00 7.750 20061101 PUD 1,423.86 198,467.55 7.750 Owner Occupied Purchase 261,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED BESSEMER AL 35022 360 199,200.00 7.375 20061201 SFR 1,375.82 199,048.43 7.375 Owner Occupied Purchase 255,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED BLUFFTON SC 47371 360 199,450.00 7.125 20061101 PUD 1,343.73 199,130.06 7.125 Owner Occupied Purchase 249,313.00 358 20061201 0.250 0.030 6.845 Stated FIXED NEW HOPE PA 18938 360 200,000.00 7.250 20061101 PUD 1,364.35 199,687.02 7.250 Owner Occupied CashOut Refi 585,000.00 358 20061201 0.250 0.030 6.970 Express No Doc 12 H FIXED WATERBURY CT 38906 360 200,000.00 8.125 20061201 3-FAMILY 1,484.99 199,869.18 8.125 Investment CashOut Refi 250,000.00 359 20061201 0.250 0.030 7.845 Stated FIXED WEST PALM BEACH FL 12153 360 200,000.00 7.375 20061201 SFR 1,381.35 199,847.82 7.375 Owner Occupied CashOut Refi 250,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED SCAPPOOSE OR 97056 360 200,000.00 6.500 20061101 SFR 1,264.14 199,637.40 6.500 Owner Occupied CashOut Refi 325,000.00 358 20061201 0.250 0.030 6.220 Express No Doc 12 H FIXED HOUSTON TX 77027 360 202,000.00 7.750 20061101 CONDO 1,447.15 201,713.94 7.750 Owner Occupied Purchase 260,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED BELLINGHAM MA 2019 360 204,800.00 7.375 20061101 SFR 1,414.50 204,487.38 7.375 Owner Occupied Purchase 267,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED FORT GIBSON OK 74434 360 204,800.00 6.875 20061101 SFR 1,345.39 204,454.90 6.875 Owner Occupied Purchase 259,500.00 358 20061201 0.250 0.030 6.595 Stated FIXED NEWTON NC 28658 360 205,000.00 7.000 20061201 SFR 1,363.87 204,831.96 7.000 Owner Occupied CashOut Refi 270,000.00 359 20061201 0.250 0.030 6.720 Stated FIXED CHESTERFIELD MO 63017 360 205,200.00 7.875 20061101 PUD 1,487.84 204,916.65 7.875 Owner Occupied Purchase 260,000.00 358 20061201 0.250 0.030 7.595 PMI 30 Stated FIXED GLEN BURNIE MD 21061 360 208,000.00 7.750 20061101 CONDO 1,490.14 207,705.44 7.750 Investment CashOut Refi 260,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED ROSEDALE MD 21237 360 208,000.00 6.375 20061101 SFR 1,297.65 207,613.68 6.375 Owner Occupied Rate Refi 260,000.00 358 20061201 0.250 0.030 6.095 Full 36 H FIXED MYRTLE BEACH SC 29579 360 208,300.00 7.875 20061101 PUD 1,510.32 208,012.36 7.875 Owner Occupied Purchase 223,500.00 358 20061201 0.250 0.030 7.595 PMI 30 Express No Doc FIXED HOLLYWOOD FL 33025 360 211,120.00 7.500 20061201 CONDO 1,476.18 210,963.32 7.500 Owner Occupied Purchase 264,000.00 359 20061201 0.250 0.030 7.220 Full 12 H FIXED MIDDLETOWN CT 6457 360 211,600.00 7.500 20061101 3-FAMILY 1,479.54 211,284.94 7.500 Investment CashOut Refi 285,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED NASHUA NH 3062 360 212,000.00 6.750 20061101 CONDO 1,375.03 211,633.91 6.750 Owner Occupied Purchase 265,000.00 358 20061201 0.250 0.030 6.470 Express No Doc FIXED SHELTER ISLAND NY 11964 360 212,000.00 7.250 20061101 SFR 1,446.21 206,098.02 7.250 Investment CashOut Refi 550,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED LAKE WORTH FL 33463 360 212,000.00 7.625 20061101 3-FAMILY 1,500.52 211,491.51 7.625 Investment CashOut Refi 375,000.00 358 20061201 0.250 0.030 7.345 NINA FIXED NEW BEDFORD MA 2740 360 212,000.00 6.875 20061101 2-FAMILY 1,392.69 211,642.76 6.875 Owner Occupied CashOut Refi 265,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED OLATHE KS 66062 360 216,000.00 6.875 20061101 SFR 1,418.97 215,636.02 6.875 Owner Occupied CashOut Refi 270,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED TOLEDO WA 98591 360 216,000.00 7.125 20061101 SFR 1,455.23 215,653.51 7.125 Owner Occupied CashOut Refi 270,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED CHICAGO IL 60644 360 216,000.00 7.375 20061201 SFR 1,491.86 215,835.64 7.375 Investment Purchase 270,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED LEHIGH ACRES FL 33971 360 216,200.00 8.000 20061101 PUD 1,586.40 215,908.90 8.000 Investment Purchase 341,000.00 358 20061201 0.250 0.030 7.720 Express Verified Assets FIXED JACKSONVILLE FL 11740 360 218,120.00 7.750 20061101 PUD 1,562.64 217,811.11 7.750 Owner Occupied Purchase 280,000.00 358 20061201 0.250 0.030 7.470 SISA 36 H FIXED BUCKEYE AZ 31132 360 219,150.00 7.250 20061101 PUD 1,494.99 218,807.05 7.250 Owner Occupied Purchase 286,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED MORRISVILLE PA 19067 360 220,000.00 8.875 20061101 SFR 1,750.42 219,752.41 8.875 Owner Occupied CashOut Refi 275,000.00 358 20061201 0.250 0.030 8.595 SISA FIXED MATTITUCK NY 11952 360 220,000.00 7.125 20061201 SFR 1,482.18 219,824.07 7.125 Investment Purchase 285,000.00 359 20061201 0.250 0.030 6.845 Stated FIXED YAKIMA WA 36041 360 220,000.00 6.750 20061101 SFR 1,426.92 219,620.09 6.750 Owner Occupied CashOut Refi 275,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED GREEN ACRES FL 12159 360 220,800.00 7.375 20061101 SFR 1,525.01 220,462.95 7.375 Owner Occupied CashOut Refi 276,000.00 358 20061201 0.250 0.030 7.095 Stated 36 H FIXED WEST BOYLSTON MA 1583 360 222,000.00 7.125 20061101 SFR 1,495.66 221,643.88 7.125 Owner Occupied CashOut Refi 296,500.00 358 20061201 0.250 0.030 6.845 Full FIXED WILLOW GROVE PA 19090 360 223,200.00 7.375 20061101 SFR 1,541.59 222,859.28 7.375 Owner Occupied CashOut Refi 279,000.00 358 20061201 0.250 0.030 7.095 Full FIXED SPOKANE VALLEY WA 36197 360 223,880.00 7.250 20061101 PUD 1,527.26 223,529.64 7.250 Owner Occupied Purchase 280,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED LYNN MA 37139 360 224,000.00 7.125 20061101 SFR 1,509.13 223,640.68 7.125 Owner Occupied CashOut Refi 285,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED PEARL RIVER LA 70452 360 224,000.00 7.000 20061101 SFR 1,490.28 223,631.71 7.000 Owner Occupied Purchase 320,000.00 358 20061201 0.250 0.030 6.720 Full 36 H FIXED LAND O LAKES FL 34638 360 225,000.00 6.625 20061201 PUD 1,440.70 224,801.49 6.625 Owner Occupied Rate Refi 290,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED BAKERSFIELD CA 34029 360 226,800.00 7.000 20061101 SFR 1,508.91 226,427.10 7.000 Owner Occupied Purchase 283,500.00 358 20061201 0.250 0.030 6.720 Stated FIXED BEAR DE 43647 360 228,000.00 7.750 20061201 SFR 1,633.42 227,839.08 7.750 Investment CashOut Refi 285,000.00 359 20061201 0.250 0.030 7.470 Express No Doc FIXED SAN BERNARDINO CA 33701 360 228,000.00 7.250 20061101 SFR 1,555.36 227,643.21 7.250 Owner Occupied CashOut Refi 500,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED MANCHESTER NH 37623 360 230,000.00 7.875 20061101 2-FAMILY 1,667.66 229,523.75 7.875 Investment Rate Refi 304,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED SYCAMORE IL 60178 360 231,000.00 8.000 20061101 SFR 1,695.00 230,688.97 8.000 Owner Occupied Rate Refi 336,000.00 358 20061201 0.250 0.030 7.720 SISA FIXED OAKLAND MD 21550 360 232,000.00 6.750 20061101 CONDO 1,504.75 231,599.38 6.750 2nd Home CashOut Refi 290,000.00 358 20061201 0.250 0.030 6.470 SISA 36 H FIXED WEST HARTFORD CT 38723 360 232,000.00 8.750 20061201 3-FAMILY 1,825.14 231,866.53 8.750 Owner Occupied Purchase 295,000.00 359 20061201 0.250 0.030 8.470 Stated FIXED ORANGE PARK FL 32065 360 232,000.00 7.125 20061201 PUD 1,563.03 231,814.47 7.125 Owner Occupied Purchase 290,000.00 359 20061201 0.250 0.030 6.845 Express Verified Assets FIXED CLERMONT FL 12611 360 234,400.00 7.750 20061101 PUD 1,679.27 234,068.05 7.750 Owner Occupied CashOut Refi 293,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED VALRICO FL 33594 360 234,400.00 6.625 20061201 PUD 1,500.89 234,193.19 6.625 Owner Occupied CashOut Refi 293,000.00 359 20061201 0.250 0.030 6.345 Stated 60 H FIXED CONYERS GA 30094 360 235,920.00 6.875 20061101 PUD 1,549.83 235,522.46 6.875 Owner Occupied Purchase 295,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED BRIDGEPORT CT 38875 360 236,000.00 8.125 20061101 3-FAMILY 1,752.29 235,690.21 8.125 Owner Occupied Purchase 295,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED FARMINGTON NH 3835 360 236,000.00 7.125 20061101 SFR 1,589.98 235,621.42 7.125 Owner Occupied CashOut Refi 300,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED PLAINFIELD IL 60544 360 236,000.00 7.500 20061101 SFR 1,650.15 235,648.61 7.500 Owner Occupied CashOut Refi 295,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED MINNEAPOLIS MN 20186 360 236,000.00 6.750 20061101 SFR 1,530.69 235,474.27 6.750 Owner Occupied CashOut Refi 315,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets FIXED DENVER CO 29256 360 236,000.00 6.750 20061101 SFR 1,530.69 235,522.78 6.750 Owner Occupied Rate Refi 295,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets FIXED HUNTERSVILLE NC 28078 360 236,300.00 6.875 20061101 PUD 1,552.32 235,901.82 6.875 Owner Occupied Rate Refi 287,000.00 358 20061201 0.250 0.030 6.595 PMI 22 Express Verified Assets FIXED NORTH MIAMI BEACH FL 33162 360 237,200.00 6.500 20061201 SFR 1,499.27 236,985.56 6.500 Owner Occupied CashOut Refi 325,000.00 359 20061201 0.250 0.030 6.220 Express No Doc 60 H FIXED MONTGOMERY IL 60538 360 238,000.00 6.625 20061101 PUD 1,523.94 237,578.88 6.625 Owner Occupied Purchase 298,000.00 358 20061201 0.250 0.030 6.345 Express Verified Assets FIXED LEHIGH ACRES FL 33971 360 238,725.00 7.250 20061101 2-FAMILY 1,628.53 238,351.41 7.250 Investment Rate Refi 323,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED PEORIA AZ 85383 360 239,150.00 7.375 20061101 PUD 1,651.75 238,784.94 7.375 Owner Occupied Purchase 340,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED MOUNT PLEASANT SC 29464 360 240,000.00 7.750 20061101 SFR 1,719.39 239,660.13 7.750 Investment CashOut Refi 300,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED MIAMI FL 33193 360 240,000.00 7.875 20061101 SFR 1,740.17 239,668.58 7.875 Investment Purchase 355,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED DOVER NH 37853 360 240,000.00 7.125 20061101 2-FAMILY 1,616.92 239,615.02 7.125 Investment Purchase 300,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED FORTUNA CA 95540 360 240,000.00 6.875 20061101 SFR 1,576.63 239,595.58 6.875 Owner Occupied Purchase 323,200.00 358 20061201 0.250 0.030 6.595 Full FIXED NEWBURG MD 20664 360 240,000.00 7.750 20061101 SFR 1,719.39 239,660.13 7.750 Investment CashOut Refi 310,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED BOYNTON BEACH FL 33436 360 240,000.00 7.250 20061101 CONDO 1,637.22 239,624.43 7.250 2nd Home Purchase 345,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED PIKESVILLE MD 44235 360 240,000.00 6.875 20061101 SFR 1,576.63 239,595.58 6.875 Owner Occupied CashOut Refi 300,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED RANCHO CORDOVA CA 95670 360 240,000.00 6.875 20061101 SFR 1,576.63 239,298.14 6.875 Owner Occupied CashOut Refi 300,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED PEACHTREE CITY GA 30269 360 242,000.00 6.750 20061101 PUD 1,569.61 241,582.11 6.750 Owner Occupied Purchase 313,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets FIXED OREGON CITY OR 97045 360 242,400.00 6.875 20061101 PUD 1,592.40 241,991.53 6.875 Owner Occupied Purchase 310,000.00 358 20061201 0.250 0.030 6.595 Full FIXED CANTON GA 10973 360 244,000.00 6.875 20061101 SFR 1,602.91 243,588.84 6.875 Owner Occupied Purchase 440,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED BEN WHEELER TX 75754 360 244,125.00 6.875 20061201 SFR 1,603.73 243,919.90 6.875 Owner Occupied Purchase 360,000.00 359 20061201 0.250 0.030 6.595 Express No Doc FIXED LAKELAND FL 12276 360 244,792.00 7.250 20061101 PUD 1,669.91 244,408.93 7.250 2nd Home Purchase 318,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED PHOENIX AZ 85048 360 244,800.00 6.875 20061101 SFR 1,608.16 244,387.50 6.875 Owner Occupied CashOut Refi 310,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED HIGHLAND VILLAGE TX 75077 360 249,000.00 6.875 20061101 PUD 1,635.75 248,537.13 6.875 Owner Occupied Rate Refi 314,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED MILLERS MD 44198 360 249,000.00 6.875 20061101 SFR 1,635.75 248,566.09 6.875 Owner Occupied Rate Refi 510,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets 36 H FIXED WHITE SALMON WA 98672 360 250,000.00 7.500 20061101 SFR 1,748.04 249,627.76 7.500 Owner Occupied CashOut Refi 325,000.00 358 20061201 0.250 0.030 7.220 SISA 12 H FIXED MORTON GROVE IL 60053 360 251,000.00 7.750 20061101 SFR 1,798.19 250,644.56 7.750 Owner Occupied Rate Refi 450,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED PICKERINGTON OH 43147 360 251,066.00 6.500 20061101 PUD 1,586.91 250,610.83 6.500 Owner Occupied Purchase 316,000.00 358 20061201 0.250 0.030 6.220 Stated 36 H FIXED MOORESTOWN NJ 8057 360 252,000.00 7.250 20061101 2-FAMILY 1,719.08 251,605.65 7.250 Investment CashOut Refi 360,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED MATAWAN NJ 7747 360 252,000.00 7.750 20061201 SFR 1,805.36 251,822.14 7.750 Investment CashOut Refi 315,000.00 359 20061201 0.250 0.030 7.470 SISA FIXED ASTORIA NY 40548 360 265,000.00 6.750 20061101 4-FAMILY 1,718.78 264,542.41 6.750 Investment Purchase 855,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED NORTH FORT MYERS FL 12300 360 265,200.00 7.250 20061101 SFR 1,809.13 264,784.99 7.250 Owner Occupied CashOut Refi 312,000.00 358 20061201 0.250 0.030 6.970 PMI 22 Stated 36 H FIXED NASHUA NH 3064 360 265,600.00 7.500 20061201 2-FAMILY 1,857.11 265,402.89 7.500 Owner Occupied Rate Refi 332,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets FIXED BAKERSFIELD CA 34040 360 265,600.00 6.875 20061101 SFR 1,744.80 265,152.46 6.875 Owner Occupied CashOut Refi 332,000.00 358 20061201 0.250 0.030 6.595 SISA FIXED WESLEY CHAPEL FL 33544 360 267,008.00 8.000 20061101 PUD 1,959.21 266,648.49 8.000 Owner Occupied Purchase 282,000.00 358 20061201 0.250 0.030 7.720 PMI 30 Express No Doc FIXED CHICAGO IL 60647 360 268,000.00 6.750 20061101 2-FAMILY 1,738.24 267,537.22 6.750 Owner Occupied CashOut Refi 335,000.00 358 20061201 0.250 0.030 6.470 Full FIXED BRIDGEWATER MA 37339 360 268,800.00 7.125 20061101 SFR 1,810.96 268,368.80 7.125 Investment CashOut Refi 336,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED PORT ST LUCIE FL 34952 360 270,000.00 8.875 20061201 SFR 2,148.24 269,837.50 8.875 Owner Occupied Purchase 304,000.00 359 20061201 0.250 0.030 8.595 PMI 25 Stated 36 H FIXED WEST VALLEY CITY UT 30700 360 273,600.00 6.625 20061101 SFR 1,751.89 273,115.89 6.625 Owner Occupied Purchase 342,000.00 358 20061201 0.250 0.030 6.345 Stated 36 H FIXED VADNAIS HEIGHTS MN 20116 360 275,000.00 7.000 20061101 SFR 1,829.58 274,547.86 7.000 Owner Occupied CashOut Refi 350,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED CHICAGO IL 60651 360 276,000.00 7.125 20061101 4-FAMILY 1,859.46 275,557.27 7.125 Owner Occupied Rate Refi 345,000.00 358 20061201 0.250 0.030 6.845 Full FIXED GAITHERSBURG MD 20879 360 276,000.00 8.000 20061101 PUD 2,025.19 275,628.39 8.000 Owner Occupied CashOut Refi 347,000.00 358 20061201 0.250 0.030 7.720 Full FIXED CHICAGO IL 60639 360 276,000.00 7.750 20061101 2-FAMILY 1,977.30 275,609.14 7.750 Investment CashOut Refi 345,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED CHANDLER AZ 31103 360 278,400.00 6.875 20061101 PUD 1,828.89 277,930.88 6.875 Owner Occupied CashOut Refi 348,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED CLOVIS CA 34131 360 280,000.00 6.875 20061101 SFR 1,839.40 279,528.19 6.875 Investment CashOut Refi 435,000.00 358 20061201 0.250 0.030 6.595 FISA FIXED PHILADELPHIA PA 43484 360 280,000.00 7.250 20061201 SFR 1,910.09 279,781.58 7.250 Owner Occupied CashOut Refi 460,000.00 359 20061201 0.250 0.030 6.970 Stated FIXED SPRINGVILLE UT 84663 360 284,000.00 7.375 20061101 SFR 1,961.52 283,566.47 7.375 Owner Occupied CashOut Refi 355,000.00 358 20061201 0.250 0.030 7.095 Stated 12 H FIXED ROBBINSDALE MN 20201 360 284,000.00 7.500 20061101 SFR 1,985.77 283,577.14 7.500 Owner Occupied CashOut Refi 355,000.00 358 20061201 0.250 0.030 7.220 Stated 36 H FIXED SAN ANTONIO TX 78258 360 284,450.00 7.375 20061101 PUD 1,964.63 284,015.40 7.375 Owner Occupied Purchase 370,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED CHESAPEAKE VA 45007 360 288,000.00 6.625 20061101 SFR 1,844.10 287,490.40 6.625 Owner Occupied Purchase 374,000.00 358 20061201 0.250 0.030 6.345 Express Verified Assets FIXED LOVELAND OH 45140 360 288,800.00 8.375 20061101 SFR 2,195.09 288,439.73 8.375 Owner Occupied Purchase 308,000.00 358 20061201 0.250 0.030 8.095 PMI 30 Full FIXED POMFRET MD 20675 360 288,915.00 6.625 20061101 SFR 1,849.95 288,403.79 6.625 Owner Occupied Purchase 342,000.00 358 20061201 0.250 0.030 6.345 MGIC 20 Stated FIXED SOUTH ELGIN IL 60177 360 292,000.00 7.250 20061101 SFR 1,991.95 291,543.06 7.250 Owner Occupied CashOut Refi 365,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED PORTLAND OR 97236 360 293,000.00 8.875 20061101 SFR 2,331.24 292,670.26 8.875 Owner Occupied CashOut Refi 367,500.00 358 20061201 0.250 0.030 8.595 Stated FIXED CENTRAL ISLIP NY 40746 360 293,000.00 7.250 20061101 SFR 1,998.78 292,541.48 7.250 Owner Occupied CashOut Refi 430,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED BOONSBORO MD 44390 360 295,200.00 7.250 20061101 SFR 2,013.78 294,738.05 7.250 Owner Occupied CashOut Refi 369,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED PORTLAND OR 35463 360 296,400.00 7.000 20061101 3-FAMILY 1,971.96 295,712.08 7.000 Owner Occupied Purchase 372,000.00 358 20061201 0.250 0.030 6.720 Full FIXED MESA AZ 31084 360 296,500.00 7.125 20061101 SFR 1,997.58 295,635.31 7.125 Owner Occupied CashOut Refi 590,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED CHICAGO IL 22092 360 297,000.00 6.750 20061101 SFR 1,926.34 296,487.14 6.750 Owner Occupied Rate Refi 400,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED ELLIJAY GA 30540 360 300,000.00 7.375 20061101 PUD 2,072.03 299,541.06 7.375 Owner Occupied CashOut Refi 375,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED ROYAL PALM BEACH FL 12155 360 300,000.00 6.500 20061101 SFR 1,896.20 299,456.13 6.500 Owner Occupied CashOut Refi 470,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED CHICAGO IL 22076 360 300,000.00 7.750 20061101 2-FAMILY 2,149.24 299,574.39 7.750 Owner Occupied CashOut Refi 375,000.00 358 20061201 0.250 0.030 7.470 FISA FIXED GREENACRES FL 33463 360 300,000.00 7.375 20061101 PUD 2,072.03 299,542.04 7.375 Owner Occupied Purchase 385,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED SUGAR GROVE IL 60554 360 302,400.00 7.000 20061201 SFR 2,011.87 302,152.13 7.000 Owner Occupied Rate Refi 378,000.00 359 20061201 0.250 0.030 6.720 Stated FIXED IPSWICH MA 1938 360 304,000.00 6.625 20061101 SFR 1,946.55 303,462.08 6.625 Owner Occupied Purchase 387,000.00 358 20061201 0.250 0.030 6.345 Full FIXED BAY SHORE NY 40730 360 304,000.00 6.750 20061101 SFR 1,971.74 303,475.05 6.750 Owner Occupied CashOut Refi 385,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED NORTH SMITHFIELD RI 2896 360 304,000.00 7.500 20061201 3-FAMILY 2,125.61 303,774.39 7.500 Investment Rate Refi 380,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED BRADENTON FL 12459 360 304,800.00 6.875 20061101 SFR 2,002.32 304,117.10 6.875 Owner Occupied CashOut Refi 381,000.00 358 20061201 0.250 0.030 6.595 SISA FIXED WHITE PLAINS MD 20695 360 305,000.00 7.500 20061101 SFR 2,132.60 304,545.89 7.500 Owner Occupied CashOut Refi 457,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED CHARLOTTE NC 28262 360 307,920.00 7.500 20061101 PUD 2,153.02 307,461.53 7.500 Owner Occupied Purchase 385,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED HIGHLAND HAVEN TX 78654 360 308,000.00 7.250 20061201 SFR 2,101.10 307,759.73 7.250 Owner Occupied Purchase 400,000.00 359 20061201 0.250 0.030 6.970 Stated FIXED MANCHESTER NH 37625 360 309,000.00 7.000 20061201 4-FAMILY 2,055.78 308,746.72 7.000 Owner Occupied Rate Refi 406,000.00 359 20061201 0.250 0.030 6.720 Express Verified Assets FIXED BLACKSTONE MA 37015 360 310,400.00 7.250 20061101 4-FAMILY 2,117.48 309,914.24 7.250 Investment Rate Refi 388,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED COPPELL TX 75019 360 310,400.00 7.000 20061101 PUD 2,065.10 309,889.65 7.000 Owner Occupied Rate Refi 388,000.00 358 20061201 0.250 0.030 6.720 Full FIXED PLYMOUTH MA 2360 360 313,000.00 7.125 20061101 SFR 2,108.74 312,497.91 7.125 Owner Occupied CashOut Refi 393,000.00 358 20061201 0.250 0.030 6.845 Express No Doc 36 H FIXED GRAIN VALLEY MO 64029 360 315,000.00 7.500 20061101 PUD 2,202.53 314,530.98 7.500 Owner Occupied Purchase 355,000.00 358 20061201 0.250 0.030 7.220 PMI 25 Express Verified Assets FIXED FAIRFAX VA 22032 360 319,000.00 7.000 20061101 PUD 2,122.32 318,474.72 7.000 Owner Occupied CashOut Refi 485,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED PATERSON NJ 39205 360 320,000.00 6.750 20061101 SFR 2,075.51 319,432.23 6.750 Owner Occupied CashOut Refi 400,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED LAS VEGAS NV 32536 360 321,600.00 7.000 20061101 PUD 2,139.61 321,071.24 7.000 Owner Occupied Rate Refi 402,000.00 358 20061201 0.250 0.030 6.720 SISA 12 H FIXED FAR ROCKAWAY NY 11691 360 327,000.00 7.250 20061101 2-FAMILY 2,230.72 326,488.27 7.250 Investment Rate Refi 525,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED WEST HAVEN CT 38853 360 329,600.00 7.875 20061101 3-FAMILY 2,389.83 329,144.85 7.875 Owner Occupied Purchase 412,000.00 358 20061201 0.250 0.030 7.595 SISA 36 H FIXED ROSWELL GA 30076 360 336,000.00 6.750 20061101 PUD 2,179.29 335,419.79 6.750 Owner Occupied Rate Refi 420,000.00 358 20061201 0.250 0.030 6.470 Full FIXED PATCHOGUE NY 11772 360 336,000.00 7.625 20061101 3-FAMILY 2,378.19 335,512.07 7.625 Owner Occupied CashOut Refi 420,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED CHICAGO IL 60660 360 336,000.00 7.625 20061101 2-FAMILY 2,378.19 335,512.07 7.625 Investment Rate Refi 430,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED DEERFIELD BEACH FL 33441 360 339,200.00 6.875 20061101 SFR 2,228.30 338,628.43 6.875 Owner Occupied CashOut Refi 424,000.00 358 20061201 0.250 0.030 6.595 Stated 12 H FIXED BETHPAGE NY 40738 360 340,000.00 7.250 20061201 2-FAMILY 2,319.40 339,734.77 7.250 Owner Occupied Purchase 515,000.00 359 20061201 0.250 0.030 6.970 Stated FIXED DARTMOUTH MA 2747 360 340,000.00 7.250 20061101 4-FAMILY 2,319.40 339,467.93 7.250 Owner Occupied CashOut Refi 425,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED BELLEVUE WA 98006 360 344,000.00 6.625 20061101 SFR 2,202.67 343,391.32 6.625 Owner Occupied CashOut Refi 430,000.00 358 20061201 0.250 0.030 6.345 Full FIXED WASHINGTONVILLE NY 10992 360 344,000.00 7.500 20061101 SFR 2,405.30 343,487.80 7.500 Owner Occupied CashOut Refi 430,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED ACUSHNET MA 2743 360 348,000.00 6.875 20061101 SFR 2,286.11 347,413.61 6.875 Owner Occupied CashOut Refi 435,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED REVERE MA 2151 360 352,000.00 7.125 20061101 2-FAMILY 2,371.49 351,435.35 7.125 Owner Occupied Rate Refi 440,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED PHOENIX AZ 85085 360 357,320.00 7.125 20061101 PUD 2,407.33 356,746.82 7.125 Investment Purchase 457,000.00 358 20061201 0.250 0.030 6.845 Full FIXED BARTLETT IL 21918 360 359,900.00 7.000 20061101 PUD 2,394.42 359,308.28 7.000 Owner Occupied Rate Refi 457,000.00 358 20061201 0.250 0.030 6.720 SISA FIXED MIAMI FL 33187 360 360,000.00 7.875 20061101 SFR 2,610.25 359,502.87 7.875 Owner Occupied Purchase 450,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets 36 H FIXED BOSTON MA 37278 360 360,000.00 7.250 20061201 4-FAMILY 2,455.83 359,719.13 7.250 Owner Occupied CashOut Refi 631,000.00 359 20061201 0.250 0.030 6.970 SISA FIXED CHICAGO IL 60655 360 363,000.00 7.500 20061101 SFR 2,538.15 362,459.52 7.500 Owner Occupied CashOut Refi 520,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED COLLEGE PARK MD 20740 360 364,000.00 6.875 20061101 SFR 2,391.22 363,386.64 6.875 Owner Occupied CashOut Refi 455,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED ELMWOOD PARK IL 22104 360 365,000.00 7.000 20061101 2-FAMILY 2,428.35 364,399.89 7.000 Owner Occupied CashOut Refi 470,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED PORTLAND OR 35474 360 366,500.00 6.875 20061101 SFR 2,407.64 365,882.44 6.875 Owner Occupied CashOut Refi 470,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED TRUMBULL CT 38879 360 369,750.00 7.250 20061101 SFR 2,522.35 369,171.37 7.250 Owner Occupied CashOut Refi 435,000.00 358 20061201 0.250 0.030 6.970 RADIAN - BORROWER PAID 20 Express Verified Assets 12 H FIXED ROCHESTER MI 17599 360 373,500.00 7.000 20061201 SFR 2,484.90 373,184.80 7.000 Owner Occupied CashOut Refi 415,000.00 359 20061201 0.250 0.030 6.720 PMI 25 Stated FIXED BROOKLYN NY 40585 360 374,250.00 7.250 20061201 CONDO 2,553.04 373,958.05 7.250 Investment Purchase 530,000.00 359 20061201 0.250 0.030 6.970 SISA FIXED WEST BLOOMFIELD MI 17616 360 375,000.00 7.625 20061101 SFR 2,654.23 374,455.44 7.625 Owner Occupied Rate Refi 500,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED ORANGE NJ 7050 360 376,000.00 7.875 20061101 SFR 2,726.26 375,480.78 7.875 Owner Occupied CashOut Refi 470,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED CHICAGO IL 22089 360 380,000.00 8.500 20061201 4-FAMILY 2,921.87 379,769.80 8.500 Owner Occupied CashOut Refi 475,000.00 359 20061201 0.250 0.030 8.220 Stated FIXED SANTA MARIA CA 93455 360 384,000.00 7.000 20061101 SFR 2,554.76 383,368.64 7.000 Owner Occupied Rate Refi 480,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED WOODBURY CT 6798 360 389,000.00 6.875 20061201 SFR 2,555.45 388,673.20 6.875 Owner Occupied CashOut Refi 500,000.00 359 20061201 0.250 0.030 6.595 SISA FIXED ELIZABETH CO 29227 360 390,000.00 6.625 20061101 PUD 2,497.21 389,309.93 6.625 Owner Occupied CashOut Refi 490,000.00 358 20061201 0.250 0.030 6.345 Express Verified Assets FIXED CORAL SPRINGS FL 33065 360 396,800.00 6.750 20061101 SFR 2,573.64 395,769.31 6.750 Owner Occupied Purchase 535,000.00 358 20070101 0.250 0.030 6.470 Stated FIXED ELLIJAY GA 30540 360 400,000.00 7.000 20061101 SFR 2,661.21 399,342.33 7.000 Owner Occupied Rate Refi 500,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED GARFIELD NJ 7026 360 400,000.00 7.125 20061101 4-FAMILY 2,694.87 399,358.36 7.125 Investment Purchase 500,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED MONTEREY CA 93940 360 400,000.00 8.250 20061101 SFR 3,005.07 399,488.11 8.250 Investment CashOut Refi 1,150,000.00 358 20061201 0.250 0.030 7.970 Express No Doc 12 H FIXED WILLOWBROOK IL 22063 360 400,000.00 6.750 20061101 SFR 2,594.39 399,309.28 6.750 Owner Occupied CashOut Refi 670,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED ALEXANDRIA VA 44626 360 404,000.00 6.875 20061201 SFR 2,653.99 403,660.59 6.875 Owner Occupied CashOut Refi 505,000.00 359 20061201 0.250 0.030 6.595 Express Verified Assets FIXED RICHBORO PA 18954 360 417,000.00 7.875 20061101 SFR 3,023.54 416,424.16 7.875 Owner Occupied Purchase 640,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED WEST HEMPSTEAD NY 11552 360 417,000.00 6.750 20061101 SFR 2,704.65 416,279.94 6.750 Owner Occupied CashOut Refi 575,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED GREENVILLE SC 47270 360 51,200.00 8.375 20061101 SFR 357.33 51,176.03 8.375 Investment CashOut Refi 64,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED INMAN SC 29349 360 52,000.00 8.125 20061101 2-FAMILY 352.08 52,000.00 8.125 Investment CashOut Refi 65,000.00 358 20061201 0.250 0.030 7.845 Express Verified Assets FIXED AKRON OH 16141 360 54,400.00 7.500 20061101 SFR 340 54,400.00 7.500 Investment Rate Refi 68,000.00 358 20061201 0.250 0.030 7.220 Stated 36 H FIXED WESTERVILLE OH 43081 360 54,400.00 7.250 20061101 CONDO 328.67 54,400.00 7.250 Owner Occupied Rate Refi 64,000.00 358 20061201 0.250 0.030 6.970 TRIAD - BORROWER PAID 20 Stated 60 H FIXED MOBILE AL 13307 360 56,800.00 8.250 20061101 SFR 390.5 56,800.00 8.250 Investment CashOut Refi 71,000.00 358 20061201 0.250 0.030 7.970 Stated FIXED CRYSTAL RIVER FL 12538 360 56,800.00 8.125 20061201 SFR 384.58 56,800.00 8.125 Investment Purchase 77,000.00 359 20061201 0.250 0.030 7.845 Express No Doc FIXED GRESHAM OR 97080 360 59,909.00 7.875 20061001 CONDO 393.15 59,868.74 7.875 Owner Occupied Purchase 75,000.00 357 20061201 0.250 0.030 7.595 SISA FIXED JACKSONVILLE FL 11725 360 60,000.00 8.125 20061101 SFR 406.25 60,000.00 8.125 Investment CashOut Refi 75,000.00 358 20061201 0.250 0.030 7.845 Express No Doc FIXED WOODRUFF SC 29388 360 60,200.00 8.250 20061101 SFR 413.88 60,200.00 8.250 Investment CashOut Refi 78,000.00 358 20061201 0.250 0.030 7.970 Express Verified Assets FIXED EAGLE MOUNTAIN UT 84005 360 65,500.00 8.000 20061101 CONDO 436.67 65,500.00 8.000 Investment CashOut Refi 130,000.00 358 20061201 0.250 0.030 7.720 Express No Doc FIXED DETROIT MI 17591 360 70,100.00 8.250 20061201 SFR 481.94 70,100.00 8.250 Investment CashOut Refi 89,000.00 359 20061201 0.250 0.030 7.970 FISA FIXED NEWNAN GA 30263 360 71,250.00 8.375 20061101 SFR 497.27 71,250.00 8.375 Investment Purchase 95,000.00 358 20061201 0.250 0.030 8.095 Express No Doc FIXED CLOUDCROFT NM 32219 360 71,350.00 7.500 20061101 SFR 445.94 71,348.85 7.500 Owner Occupied Purchase 91,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED DUNCANVILLE TX 27410 360 71,920.00 7.500 20061101 CONDO 449.5 71,920.00 7.500 Owner Occupied Purchase 89,900.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED KANSAS CITY MO 23399 360 72,000.00 8.375 20060901 SFR 502.5 71,994.87 8.375 Investment CashOut Refi 90,000.00 356 20061201 0.250 0.030 8.095 Stated FIXED LANSING MI 17782 360 72,000.00 7.875 20061101 SFR 472.5 72,000.00 7.875 Owner Occupied CashOut Refi 80,000.00 358 20061201 0.250 0.030 7.595 PMI 25 Express Verified Assets FIXED COLUMBUS OH 15743 360 72,000.00 7.000 20061101 SFR 420 72,000.00 7.000 Investment CashOut Refi 93,000.00 358 20061201 0.250 0.030 6.720 Stated 60 H FIXED ORANGE VA 22960 360 73,500.00 8.875 20061101 CONDO 543.59 73,499.71 8.875 Investment Purchase 130,000.00 358 20061201 0.250 0.030 8.595 Express No Doc FIXED COLUMBUS OH 43232 360 74,000.00 7.500 20061101 SFR 462.5 74,000.00 7.500 Investment Rate Refi 103,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED LAUDERHILL FL 12126 360 74,320.00 7.125 20061201 CONDO 441.28 74,320.00 7.125 Investment Purchase 140,000.00 359 20061201 0.250 0.030 6.845 Stated 36 H FIXED ALLIANCE OH 16224 360 74,700.00 8.625 20061101 SFR 536.91 74,700.00 8.625 Owner Occupied Purchase 83,000.00 358 20061201 0.250 0.030 8.345 PMI 25 SISA 60 H FIXED TRENTON NJ 39610 360 75,000.00 6.875 20061101 SFR 429.69 75,000.00 6.875 Investment CashOut Refi 148,000.00 358 20061201 0.250 0.030 6.595 SISA FIXED WINSTON SALEM NC 46414 360 75,200.00 8.125 20061101 SFR 509.17 75,200.00 8.125 Investment CashOut Refi 94,000.00 358 20061201 0.250 0.030 7.845 Stated 12 H FIXED KANSAS CITY MO 23400 360 76,000.00 8.875 20061101 2-FAMILY 562.08 75,998.92 8.875 Investment CashOut Refi 95,000.00 358 20061201 0.250 0.030 8.595 Express No Doc FIXED CINCINNATI OH 16475 360 76,000.00 7.500 20061101 SFR 475 76,000.00 7.500 Owner Occupied CashOut Refi 95,000.00 358 20061201 0.250 0.030 7.220 Full 36 H FIXED YUMA AZ 85364 360 80,000.00 6.625 20061101 SFR 441.67 80,000.00 6.625 Owner Occupied CashOut Refi 169,000.00 358 20061201 0.250 0.030 6.345 FISA FIXED CHARLOTTE NC 46795 360 81,450.00 8.000 20061101 SFR 543 81,450.00 8.000 Owner Occupied Purchase 120,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED PLYMOUTH MN 55442 360 81,760.00 7.375 20061101 CONDO 502.48 81,760.00 7.375 2nd Home Purchase 102,200.00 358 20061201 0.250 0.030 7.095 Express Verified Assets 36 H FIXED CHICAGO IL 22076 360 83,000.00 6.875 20061101 2-FAMILY 475.52 83,000.00 6.875 Investment CashOut Refi 250,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED KANSAS CITY MO 23399 360 84,000.00 8.875 20061101 2-FAMILY 621.25 83,999.76 8.875 Investment CashOut Refi 105,000.00 358 20061201 0.250 0.030 8.595 Express No Doc FIXED CLINTON TWP MI 48038 360 85,600.00 7.000 20061201 CONDO 499.33 85,600.00 7.000 Owner Occupied Purchase 107,000.00 359 20061201 0.250 0.030 6.720 Full FIXED CALUMET CITY IL 22015 360 86,300.00 8.875 20061201 SFR 638.26 86,300.00 8.875 Investment Purchase 110,000.00 359 20061201 0.250 0.030 8.595 Express No Doc FIXED ASHEVILLE NC 46971 360 86,400.00 7.375 20061201 CONDO 531 86,400.00 7.375 Owner Occupied CashOut Refi 108,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED LAKELAND FL 12269 360 87,200.00 7.875 20061101 SFR 572.25 87,200.00 7.875 Investment Rate Refi 109,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED BALTIMORE MD 44243 360 88,000.00 8.875 20061101 2-FAMILY 650.83 88,000.00 8.875 Investment CashOut Refi 110,000.00 358 20061201 0.250 0.030 8.595 Express Verified Assets FIXED INMAN SC 29349 360 88,000.00 8.125 20061101 3-FAMILY 595.83 88,000.00 8.125 Investment Rate Refi 110,000.00 358 20061201 0.250 0.030 7.845 Express Verified Assets FIXED DULUTH GA 30096 360 88,000.00 6.875 20061101 CONDO 504.17 88,000.00 6.875 Investment Purchase 111,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED WARREN MI 48089 360 88,000.00 7.750 20061101 SFR 568.33 88,000.00 7.750 Investment Purchase 110,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED CANTON GA 10972 360 88,000.00 7.750 20061201 SFR 568.33 88,000.00 7.750 Investment CashOut Refi 110,000.00 359 20061201 0.250 0.030 7.470 Full FIXED CHESTER PA 19013 360 89,600.00 7.625 20061101 3-FAMILY 569.33 89,600.00 7.625 Investment CashOut Refi 112,500.00 358 20061201 0.250 0.030 7.345 Full 36 H FIXED JACKSONVILLE FL 32257 360 90,000.00 7.625 20061101 CONDO 571.87 89,984.88 7.625 Owner Occupied Purchase 120,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED DELRAY BEACH FL 33445 360 90,000.00 6.875 20061101 CONDO 515.63 90,000.00 6.875 2nd Home CashOut Refi 136,000.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED LAKELAND FL 12269 360 90,400.00 7.875 20061101 SFR 593.25 90,400.00 7.875 Investment Rate Refi 113,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED SUN CITY AZ 85351 360 91,200.00 7.375 20061101 PUD 560.5 91,200.00 7.375 Owner Occupied CashOut Refi 114,000.00 358 20061201 0.250 0.030 7.095 Full FIXED GRIFFIN GA 11013 360 91,920.00 7.500 20061101 PUD 574.5 91,920.00 7.500 Investment Purchase 116,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED BALTIMORE MD 44245 360 94,000.00 7.375 20061101 SFR 577.71 93,999.54 7.375 Investment CashOut Refi 117,500.00 358 20061201 0.250 0.030 7.095 SISA FIXED BALTIMORE MD 44245 360 94,000.00 7.375 20061101 SFR 577.71 93,999.54 7.375 Investment CashOut Refi 117,500.00 358 20061201 0.250 0.030 7.095 SISA FIXED FORT PIERCE FL 34950 360 94,400.00 7.750 20061101 PUD 609.67 94,400.00 7.750 Investment Purchase 118,000.00 358 20061201 0.250 0.030 7.470 Stated 12 H FIXED FORT PIERCE FL 34950 360 94,400.00 7.750 20061101 PUD 609.67 94,400.00 7.750 Investment Purchase 118,000.00 358 20061201 0.250 0.030 7.470 Stated 12 H FIXED HOUSTON TX 77073 360 94,400.00 7.250 20061101 PUD 570.33 94,399.33 7.250 Investment CashOut Refi 118,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED BOONEVILLE MS 14121 360 94,500.00 6.500 20061001 SFR 511.88 94,473.68 6.500 Investment Purchase 135,000.00 357 20061201 0.250 0.030 6.220 Full 36 H FIXED THE DALLES OR 97058 360 94,500.00 7.500 20061101 SFR 590.63 94,490.00 7.500 2nd Home Purchase 142,100.00 358 20061201 0.250 0.030 7.220 Stated FIXED BRIDGEPORT CT 38878 360 95,000.00 6.875 20061201 CONDO 544.27 95,000.00 6.875 Owner Occupied CashOut Refi 148,000.00 359 20061201 0.250 0.030 6.595 Express No Doc 60 H FIXED PARK FOREST IL 60466 360 95,900.00 8.875 20061201 SFR 709.26 95,900.00 8.875 Investment Purchase 124,000.00 359 20061201 0.250 0.030 8.595 Express No Doc FIXED DALLAS GA 30132 360 96,000.00 8.125 20061101 SFR 650 96,000.00 8.125 Investment Purchase 122,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED CHICAGO HEIGHTS IL 22017 360 96,000.00 8.250 20061201 SFR 660 96,000.00 8.250 Investment CashOut Refi 120,000.00 359 20061201 0.250 0.030 7.970 Stated FIXED MORROW GA 30260 360 98,960.00 8.625 20061101 SFR 711.28 98,960.00 8.625 Investment CashOut Refi 123,700.00 358 20061201 0.250 0.030 8.345 Express No Doc FIXED GREENVILLE MI 48838 360 99,200.00 7.500 20061101 SFR 620 99,200.00 7.500 Owner Occupied Rate Refi 124,000.00 358 20061201 0.250 0.030 7.220 Stated 36 H FIXED BALTIMORE MD 44240 360 99,200.00 6.875 20061101 SFR 568.33 99,200.00 6.875 Owner Occupied CashOut Refi 124,000.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED CAPE CORAL FL 12301 360 100,000.00 7.625 20061101 CONDO 635.42 100,000.00 7.625 Investment CashOut Refi 125,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets 36 H FIXED PARMA OH 44134 360 100,000.00 7.250 20061101 SFR 604.17 100,000.00 7.250 Owner Occupied CashOut Refi 125,000.00 358 20061201 0.250 0.030 6.970 SISA 60 H FIXED LYNCHBURG VA 45416 360 102,000.00 7.250 20061101 4-FAMILY 616.25 102,000.00 7.250 Investment Purchase 132,000.00 358 20061201 0.250 0.030 6.970 Full FIXED HOOD RIVER OR 97031 360 103,000.00 6.875 20061101 CONDO 590.1 103,000.00 6.875 Owner Occupied Purchase 130,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets 36 H FIXED SPOKANE WA 36198 360 103,500.00 7.750 20061101 SFR 668.44 103,500.00 7.750 Owner Occupied CashOut Refi 115,000.00 358 20061201 0.250 0.030 7.470 PMI 25 Stated FIXED NOBLESVILLE IN 46062 360 103,530.00 7.125 20061201 PUD 614.71 103,530.00 7.125 Investment Purchase 150,000.00 359 20061201 0.250 0.030 6.845 Express No Doc 36 H FIXED BALTIMORE MD 44248 360 104,000.00 7.625 20061101 SFR 660.83 104,000.00 7.625 Owner Occupied CashOut Refi 147,000.00 358 20061201 0.250 0.030 7.345 SISA 36 H FIXED SPRINGFIELD IL 22838 360 104,000.00 8.875 20061101 SFR 769.17 103,980.00 8.875 Owner Occupied Purchase 132,000.00 358 20061201 0.250 0.030 8.595 Full FIXED PAPILLION NE 68133 360 104,150.00 7.750 20061101 SFR 672.64 104,150.00 7.750 Investment Purchase 149,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED QUEEN CREEK AZ 85243 360 105,000.00 7.625 20061101 PUD 667.19 105,000.00 7.625 Owner Occupied CashOut Refi 380,000.00 358 20061201 0.250 0.030 7.345 SISA 12 H FIXED MISSOULA MT 21770 360 107,000.00 7.000 20061101 PUD 624.17 107,000.00 7.000 Owner Occupied Purchase 135,000.00 358 20061201 0.250 0.030 6.720 Full FIXED CINCINNATI OH 45238 360 107,200.00 7.500 20061001 SFR 670 107,200.00 7.500 Investment CashOut Refi 134,000.00 357 20061201 0.250 0.030 7.220 Stated 60 H FIXED PLANO IL 60545 360 107,800.00 7.500 20061101 SFR 673.75 107,800.00 7.500 Investment CashOut Refi 154,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED EAGAR AZ 31315 360 108,000.00 7.125 20061101 SFR 641.25 107,454.57 7.125 Owner Occupied CashOut Refi 135,000.00 358 20061201 0.250 0.030 6.845 SISA 36 H FIXED PEMBROKE PINES FL 33027 360 108,000.00 6.875 20061201 CONDO 618.75 108,000.00 6.875 Owner Occupied CashOut Refi 135,000.00 359 20061201 0.250 0.030 6.595 Express No Doc 12 H FIXED POST FALLS ID 83854 360 108,400.00 8.000 20061201 PUD 722.67 108,400.00 8.000 Investment Purchase 142,000.00 359 20061201 0.250 0.030 7.720 SISA FIXED SALT LAKE CITY UT 30685 360 108,500.00 7.250 20061101 SFR 655.52 108,500.00 7.250 Investment Purchase 155,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED OAKLAND CA 34494 360 110,000.00 7.625 20061101 SFR 698.96 110,000.00 7.625 Investment CashOut Refi 750,000.00 358 20061201 0.250 0.030 7.345 NINA FIXED BALTIMORE MD 44242 360 110,400.00 7.750 20061101 SFR 713 110,399.68 7.750 Owner Occupied Purchase 138,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED DURHAM NC 46571 360 110,711.00 8.375 20061101 PUD 772.67 110,711.00 8.375 Owner Occupied Purchase 142,000.00 358 20061201 0.250 0.030 8.095 SISA FIXED PENSACOLA FL 11835 360 110,925.00 7.500 20061101 PUD 693.28 110,925.00 7.500 Owner Occupied Purchase 148,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED POWDER SPRINGS GA 10985 360 111,200.00 7.750 20061101 SFR 718.17 111,200.00 7.750 Owner Occupied Purchase 143,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED WADMALAW ISLAND SC 29487 360 112,000.00 7.250 20061101 SFR 676.67 111,900.00 7.250 Owner Occupied Purchase 155,000.00 358 20061201 0.250 0.030 6.970 NINA FIXED AUBURN GA 30011 360 112,000.00 8.000 20061101 SFR 746.67 112,000.00 8.000 Investment CashOut Refi 140,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED JACKSONVILLE FL 11726 360 112,000.00 7.750 20061101 SFR 723.33 112,000.00 7.750 Owner Occupied CashOut Refi 140,000.00 358 20061201 0.250 0.030 7.470 SISA 36 H FIXED PENSACOLA FL 11835 360 112,000.00 7.250 20061201 SFR 676.67 111,999.41 7.250 Owner Occupied Rate Refi 140,000.00 359 20061201 0.250 0.030 6.970 Full 60 H FIXED TAYLORS SC 29687 360 112,000.00 6.625 20061101 SFR 618.33 112,000.00 6.625 Owner Occupied Purchase 140,000.00 358 20061201 0.250 0.030 6.345 Full FIXED LARGO FL 33770 360 112,000.00 7.250 20061101 SFR 676.67 112,000.00 7.250 Investment Purchase 140,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED URBANA IL 22494 360 114,400.00 8.875 20061101 CONDO 846.08 114,400.00 8.875 2nd Home Purchase 143,000.00 358 20061201 0.250 0.030 8.595 Express Verified Assets FIXED DAYTONA BEACH FL 11702 360 115,200.00 8.750 20061101 SFR 840 115,200.00 8.750 Investment CashOut Refi 144,000.00 358 20061201 0.250 0.030 8.470 Express Verified Assets FIXED SAN LUIS AZ 85349 360 115,500.00 7.250 20061201 SFR 697.81 115,500.00 7.250 Owner Occupied Purchase 165,500.00 359 20061201 0.250 0.030 6.970 SISA FIXED RICHMOND VA 44979 360 116,000.00 7.750 20061101 SFR 749.17 116,000.00 7.750 Investment Purchase 145,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED FLORENCE SC 47244 360 116,250.00 7.500 20060701 SFR 726.56 116,250.00 7.500 Owner Occupied Rate Refi 155,000.00 354 20061201 0.250 0.030 7.220 Express Verified Assets FIXED ARLINGTON MN 20155 360 116,250.00 7.750 20061101 SFR 750.78 116,250.00 7.750 Owner Occupied Rate Refi 155,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED DAYTONA BEACH FL 11702 360 117,520.00 7.875 20061001 PUD 771.23 117,520.00 7.875 Investment Purchase 157,000.00 357 20061201 0.250 0.030 7.595 SISA FIXED LADSON SC 29456 360 118,800.00 7.500 20061201 SFR 742.5 118,800.00 7.500 Owner Occupied Purchase 149,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED REIDSVILLE NC 46466 360 120,000.00 7.375 20061101 SFR 737.5 120,000.00 7.375 Owner Occupied Purchase 150,000.00 358 20061201 0.250 0.030 7.095 SISA FIXED CINCINNATI OH 16488 360 120,000.00 8.500 20061101 SFR 850 120,000.00 8.500 Investment CashOut Refi 160,000.00 358 20061201 0.250 0.030 8.220 Stated FIXED TAUNTON MA 2780 360 121,500.00 6.625 20061101 SFR 670.78 121,000.00 6.625 Owner Occupied CashOut Refi 291,000.00 358 20061201 0.250 0.030 6.345 Full 36 H FIXED DECATUR GA 30032 360 121,600.00 7.500 20061101 SFR 760 121,600.00 7.500 Owner Occupied Purchase 159,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED MARIETTA GA 30062 360 121,600.00 7.000 20061101 SFR 709.33 121,600.00 7.000 Owner Occupied Rate Refi 152,000.00 358 20061201 0.250 0.030 6.720 Full FIXED PENSACOLA FL 11810 360 122,000.00 6.750 20061101 SFR 686.25 122,000.00 6.750 Owner Occupied CashOut Refi 176,000.00 358 20061201 0.250 0.030 6.470 Stated 12 H FIXED MIAMI FL 33179 360 122,850.00 6.875 20061101 CONDO 703.83 122,850.00 6.875 Owner Occupied CashOut Refi 190,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED SALT LAKE CITY UT 30699 360 123,120.00 7.375 20061101 SFR 756.67 123,120.00 7.375 Investment Purchase 154,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED SAFFORD AZ 85546 360 123,200.00 8.500 20061101 SFR 872.67 123,200.00 8.500 Owner Occupied Purchase 154,000.00 358 20061201 0.250 0.030 8.220 Stated FIXED JACKSONVILLE FL 32244 360 123,300.00 7.375 20061101 SFR 757.78 123,300.00 7.375 Owner Occupied Purchase 138,000.00 358 20061201 0.250 0.030 7.095 PMI 25 Express No Doc FIXED AURORA CO 80013 360 123,920.00 7.000 20061101 SFR 722.87 123,920.00 7.000 Owner Occupied Purchase 158,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED LARAMIE WY 82070 360 124,000.00 7.250 20061101 SFR 749.17 124,000.00 7.250 Investment Rate Refi 155,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED LARAMIE WY 82070 360 124,000.00 7.250 20061101 SFR 749.17 124,000.00 7.250 Investment Rate Refi 155,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED ATLANTA GA 11028 360 124,000.00 7.125 20061101 SFR 736.25 124,000.00 7.125 Investment CashOut Refi 155,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED DELANO CA 34015 360 126,000.00 7.000 20061101 SFR 735 126,000.00 7.000 Investment CashOut Refi 250,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED MOORESVILLE NC 46769 360 127,100.00 7.750 20061101 PUD 820.85 127,100.00 7.750 Owner Occupied Purchase 159,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED RICHTON PARK IL 60471 360 127,200.00 7.625 20061101 SFR 808.25 127,200.00 7.625 Investment Purchase 159,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED CENTRAL SC 47299 360 127,435.00 7.250 20061101 PUD 769.92 127,435.00 7.250 Investment Purchase 162,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED ROTTERDAM NY 40974 360 128,000.00 7.375 20061101 SFR 786.67 128,000.00 7.375 Owner Occupied CashOut Refi 160,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED CENTRAL SC 47299 360 128,368.00 7.375 20061101 PUD 788.93 128,368.00 7.375 Investment Purchase 168,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED CAPE CANAVERAL FL 11952 360 128,900.00 6.625 20061201 SFR 711.64 128,900.00 6.625 Owner Occupied CashOut Refi 205,000.00 359 20061201 0.250 0.030 6.345 Stated 60 H FIXED ROYAL PALM BEACH FL 12155 360 129,500.00 7.375 20061201 PUD 795.89 129,500.00 7.375 Owner Occupied CashOut Refi 585,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED NORFOLK VA 45059 360 129,600.00 7.875 20061101 2-FAMILY 850.5 129,600.00 7.875 Investment CashOut Refi 162,000.00 358 20061201 0.250 0.030 7.595 Full 24 H FIXED DOUGLASVILLE GA 30134 360 130,305.00 7.625 20061101 PUD 827.98 130,305.00 7.625 Investment Purchase 196,000.00 358 20061201 0.250 0.030 7.345 Express No Doc 24 H FIXED SARASOTA FL 34231 360 131,000.00 7.735 20061101 SFR 844.4 131,000.00 7.735 Owner Occupied Rate Refi 225,000.00 358 20061201 0.250 0.030 7.455 SISA FIXED ATLANTA GA 11027 360 131,200.00 8.125 20061101 SFR 888.33 131,200.00 8.125 Investment Purchase 164,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED CHARLOTTE NC 28273 360 131,600.00 6.750 20061201 SFR 740.25 131,600.00 6.750 Owner Occupied Purchase 164,500.00 359 20061201 0.250 0.030 6.470 Stated FIXED HIALEAH FL 33010 360 131,600.00 7.875 20061101 CONDO 863.63 131,600.00 7.875 Owner Occupied Purchase 188,000.00 358 20061201 0.250 0.030 7.595 SISA FIXED POST FALLS ID 83854 360 131,600.00 8.000 20061201 PUD 877.33 131,600.00 8.000 Investment Purchase 167,000.00 359 20061201 0.250 0.030 7.720 SISA FIXED COCOA FL 11958 360 131,900.00 6.625 20061101 SFR 728.2 131,900.00 6.625 Owner Occupied CashOut Refi 239,000.00 358 20061201 0.250 0.030 6.345 Stated 60 H FIXED SLIDELL LA 70458 360 132,000.00 7.625 20061101 SFR 838.75 132,000.00 7.625 Investment CashOut Refi 165,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED HENDERSON NV 89011 360 132,300.00 7.750 20061101 CONDO 854.44 132,300.00 7.750 Owner Occupied Purchase 197,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED RUSKIN FL 33570 360 132,650.00 7.250 20061101 PUD 801.43 132,650.00 7.250 Owner Occupied Purchase 181,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED LAWRENCE MA 1843 360 132,800.00 8.125 20061001 CONDO 899.17 132,800.00 8.125 Owner Occupied Purchase 166,000.00 357 20061201 0.250 0.030 7.845 Stated FIXED RICHMOND VA 23236 360 133,490.00 6.875 20061101 SFR 764.79 133,489.10 6.875 Owner Occupied Purchase 194,500.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED PHOENIX AZ 85016 360 135,000.00 6.875 20061101 SFR 773.44 135,000.00 6.875 Investment CashOut Refi 225,000.00 358 20061201 0.250 0.030 6.595 Full FIXED CHICAGO IL 22097 360 135,000.00 7.500 20061201 CONDO 843.75 135,000.00 7.500 Investment Purchase 150,000.00 359 20061201 0.250 0.030 7.220 PMI 25 Full FIXED TOPEKA KS 24267 360 135,920.00 8.250 20061101 SFR 934.45 135,916.48 8.250 Owner Occupied Purchase 173,000.00 358 20061201 0.250 0.030 7.970 Stated FIXED ROY UT 84067 360 136,000.00 6.875 20061101 SFR 779.17 136,000.00 6.875 Owner Occupied CashOut Refi 170,000.00 358 20061201 0.250 0.030 6.595 Stated 12 H FIXED HANAHAN SC 47214 360 136,000.00 8.250 20061201 SFR 935 135,999.59 8.250 Investment CashOut Refi 172,000.00 359 20061201 0.250 0.030 7.970 Express No Doc FIXED PHOENIX AZ 85017 360 136,150.00 6.875 20061101 SFR 780.03 136,123.95 6.875 Owner Occupied Purchase 195,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED VANCOUVER WA 98661 360 137,100.00 7.500 20061101 PUD 856.88 137,100.00 7.500 Investment Purchase 205,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED RICHMOND VA 23236 360 138,600.00 7.125 20061101 SFR 822.94 138,600.00 7.125 Owner Occupied CashOut Refi 198,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED WASHINGTON DC 20020 360 139,000.00 7.125 20061101 CONDO 825.31 139,000.00 7.125 Owner Occupied CashOut Refi 179,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED SAN BERNARDINO CA 33698 360 140,000.00 7.750 20061101 CONDO 904.17 140,000.00 7.750 Investment CashOut Refi 190,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED COMMERCE CITY CO 80022 360 140,000.00 7.625 20061101 SFR 889.58 140,000.00 7.625 Owner Occupied Rate Refi 175,000.00 358 20061201 0.250 0.030 7.345 Stated 36 H FIXED ARVADA CO 80003 360 140,000.00 7.750 20061101 CONDO 904.17 140,000.00 7.750 Owner Occupied Rate Refi 162,000.00 358 20061201 0.250 0.030 7.470 PMI 25 Stated FIXED FORT PIERCE FL 34946 360 140,000.00 7.750 20061101 2-FAMILY 904.17 140,000.00 7.750 Investment CashOut Refi 175,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED FORT PIERCE FL 34946 360 140,000.00 7.750 20061101 2-FAMILY 904.17 140,000.00 7.750 Investment CashOut Refi 175,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED FORT PIERCE FL 34946 360 140,000.00 7.750 20061101 2-FAMILY 904.17 140,000.00 7.750 Investment CashOut Refi 175,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED FORT PIERCE FL 34946 360 140,000.00 7.750 20061101 2-FAMILY 904.17 140,000.00 7.750 Investment CashOut Refi 175,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED MCMINNVILLE OR 35458 360 140,000.00 7.375 20061101 SFR 860.42 140,000.00 7.375 Owner Occupied CashOut Refi 175,000.00 358 20061201 0.250 0.030 7.095 SISA FIXED HOMOSASSA FL 34446 360 141,600.00 6.875 20061101 SFR 811.25 141,600.00 6.875 Owner Occupied Rate Refi 177,000.00 358 20061201 0.250 0.030 6.595 Express No Doc FIXED O FALLON MO 63366 360 141,600.00 7.500 20061101 PUD 885 141,599.52 7.500 Owner Occupied Rate Refi 177,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED SPOKANE WA 36194 360 143,280.00 7.500 20061101 SFR 895.5 143,280.00 7.500 Investment Purchase 205,000.00 358 20061201 0.250 0.030 7.220 FISA FIXED DELRAY BEACH FL 33444 360 143,500.00 7.250 20061101 SFR 866.98 143,500.00 7.250 Owner Occupied CashOut Refi 205,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED MARIETTA GA 30066 360 144,000.00 6.500 20061101 PUD 780 144,000.00 6.500 Owner Occupied Purchase 191,500.00 358 20061201 0.250 0.030 6.220 Full FIXED WATERBURY CT 38902 360 144,000.00 7.625 20061101 SFR 915 144,000.00 7.625 Owner Occupied CashOut Refi 180,000.00 358 20061201 0.250 0.030 7.345 Full FIXED AURORA CO 80011 360 144,000.00 6.750 20061101 SFR 810 144,000.00 6.750 Owner Occupied Rate Refi 180,000.00 358 20061201 0.250 0.030 6.470 Full 36 H FIXED LAS VEGAS NV 32536 360 145,000.00 6.875 20061101 SFR 830.73 145,000.00 6.875 Owner Occupied CashOut Refi 375,000.00 358 20061201 0.250 0.030 6.595 SISA FIXED MEDWAY MA 2053 360 145,000.00 7.375 20061101 SFR 891.15 145,000.00 7.375 Owner Occupied CashOut Refi 346,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED VANCOUVER WA 98665 360 145,920.00 7.000 20061001 PUD 851.2 145,920.00 7.000 Owner Occupied Purchase 185,000.00 357 20061201 0.250 0.030 6.720 Full FIXED DECATUR GA 30034 360 146,500.00 7.500 20061101 SFR 915.63 146,500.00 7.500 Owner Occupied Rate Refi 160,000.00 358 20061201 0.250 0.030 7.220 PMI 30 Full FIXED WINDHAM ME 4062 360 148,000.00 6.875 20061101 2-FAMILY 847.92 148,000.00 6.875 Owner Occupied Purchase 188,000.00 358 20061201 0.250 0.030 6.595 Full FIXED TUCSON AZ 85746 360 149,600.00 7.125 20061101 PUD 888.25 149,600.00 7.125 Owner Occupied CashOut Refi 187,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED HAZELWOOD MO 63042 360 150,000.00 7.375 20061101 SFR 921.87 150,000.00 7.375 Owner Occupied Purchase 188,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED FAYETTEVILLE GA 11004 360 150,000.00 7.250 20061101 SFR 906.25 149,500.00 7.250 Investment CashOut Refi 260,400.00 358 20061201 0.250 0.030 6.970 Stated FIXED RICHMOND VA 44981 360 150,400.00 7.750 20061101 SFR 971.33 150,400.00 7.750 Owner Occupied Purchase 188,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED DENVER CO 29270 360 150,400.00 7.000 20061101 SFR 877.33 150,400.00 7.000 Owner Occupied Rate Refi 188,000.00 358 20061201 0.250 0.030 6.720 SISA 60 H FIXED NORTH ANDOVER MA 1845 360 150,800.00 7.875 20061101 SFR 989.63 150,799.04 7.875 Investment CashOut Refi 232,000.00 358 20061201 0.250 0.030 7.595 Express No Doc FIXED FRESNO CA 34175 360 151,000.00 7.375 20061201 SFR 928.02 151,000.00 7.375 Investment Rate Refi 190,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED AURORA CO 80013 360 151,920.00 7.125 20061101 SFR 902.03 151,880.00 7.125 Owner Occupied Purchase 191,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED WEST RICHLAND WA 99353 360 151,950.00 6.875 20061001 SFR 870.55 151,950.00 6.875 Owner Occupied Purchase 195,000.00 357 20061201 0.250 0.030 6.595 Stated FIXED ACWORTH GA 10960 360 152,000.00 6.625 20061101 SFR 839.17 152,000.00 6.625 Owner Occupied Rate Refi 190,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED STERLING HEIGHTS MI 17604 360 152,000.00 7.500 20061101 SFR 950 152,000.00 7.500 Owner Occupied Rate Refi 190,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED JASPER GA 30143 360 152,720.00 7.625 20061101 SFR 970.41 152,720.00 7.625 Owner Occupied Purchase 192,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED AURORA CO 80013 360 153,520.00 7.250 20061101 PUD 927.52 153,520.00 7.250 Owner Occupied Purchase 195,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED LAVEEN AZ 85339 360 154,250.00 7.375 20061101 PUD 947.99 154,250.00 7.375 Investment Purchase 220,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED SAINT ALBANS VT 5478 360 155,000.00 7.000 20061101 SFR 904.17 155,000.00 7.000 Owner Occupied Rate Refi 198,000.00 358 20061201 0.250 0.030 6.720 SISA FIXED DENVER CO 29261 360 155,600.00 6.750 20061101 SFR 875.25 155,287.88 6.750 Investment Purchase 256,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED CHARLOTTE NC 28269 360 156,000.00 7.625 20061101 PUD 991.25 156,000.00 7.625 Owner Occupied Rate Refi 195,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED FORT MYERS FL 12302 360 156,000.00 6.875 20061101 CONDO 893.75 155,993.75 6.875 Owner Occupied CashOut Refi 195,000.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED BAKERSFIELD CA 34035 360 156,000.00 6.375 20061101 SFR 828.75 155,900.00 6.375 Owner Occupied CashOut Refi 195,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED PHOENIX AZ 85008 360 156,000.00 8.250 20061101 PUD 1,072.50 156,000.00 8.250 Investment Purchase 200,000.00 358 20061201 0.250 0.030 7.970 Express No Doc FIXED TAMPA FL 12208 360 157,500.00 7.500 20061201 SFR 984.38 157,500.00 7.500 Investment CashOut Refi 225,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets FIXED FORT COLLINS CO 29365 360 158,400.00 7.000 20061101 PUD 924 158,400.00 7.000 Owner Occupied Purchase 198,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED SHELBY TOWNSHIP MI 17608 360 160,000.00 7.125 20061101 SFR 950 160,000.00 7.125 Owner Occupied Purchase 222,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED CAPE CORAL FL 33991 360 160,000.00 6.875 20061101 SFR 916.67 159,999.00 6.875 Owner Occupied Rate Refi 327,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED PAYSON AZ 85541 360 160,000.00 7.500 20061201 PUD 1,000.00 160,000.00 7.500 Owner Occupied Purchase 210,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED SAINT PAUL MN 20095 360 160,000.00 8.875 20061101 SFR 1,183.33 160,000.00 8.875 Owner Occupied Purchase 201,000.00 358 20061201 0.250 0.030 8.595 Stated FIXED SALTON CITY CA 92275 360 160,800.00 8.250 20061101 SFR 1,105.50 160,800.00 8.250 Owner Occupied Purchase 203,000.00 358 20061201 0.250 0.030 7.970 Stated 36 H FIXED CUMMING GA 30040 360 160,800.00 7.625 20061201 SFR 1,021.75 160,800.00 7.625 Investment Purchase 210,000.00 359 20061201 0.250 0.030 7.345 Stated FIXED SAINT CHARLES IL 60175 360 160,900.00 7.875 20061101 CONDO 1,055.91 160,900.00 7.875 Owner Occupied Purchase 238,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED TUCSON AZ 85747 360 164,000.00 7.375 20061101 PUD 1,007.92 163,749.60 7.375 Investment Rate Refi 205,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED LONGMONT CO 29342 360 164,000.00 6.875 20061101 CONDO 939.58 163,994.30 6.875 Owner Occupied Rate Refi 205,000.00 358 20061201 0.250 0.030 6.595 Full FIXED AURORA CO 80013 360 164,000.00 7.000 20061101 SFR 956.67 164,000.00 7.000 Owner Occupied Rate Refi 205,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED CRESCENT OR 97733 360 164,000.00 7.500 20061101 SFR 1,025.00 164,000.00 7.500 2nd Home Purchase 205,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED BATON ROUGE LA 25800 360 165,000.00 7.750 20061101 4-FAMILY 1,065.62 165,000.00 7.750 Investment Purchase 220,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED MISSOULA MT 21763 360 165,000.00 7.625 20061201 3-FAMILY 1,048.44 165,000.00 7.625 Investment Purchase 220,000.00 359 20061201 0.250 0.030 7.345 Stated FIXED SURPRISE AZ 85388 360 165,550.00 7.125 20061101 SFR 982.95 165,549.88 7.125 Owner Occupied Purchase 235,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED VIRGINIA BEACH VA 23454 360 165,600.00 7.000 20061101 PUD 966 165,600.00 7.000 Owner Occupied Purchase 207,000.00 358 20061201 0.250 0.030 6.720 Stated 60 H FIXED TAMPA FL 33635 360 165,600.00 6.625 20061101 PUD 914.25 165,600.00 6.625 Owner Occupied Rate Refi 207,000.00 358 20061201 0.250 0.030 6.345 Full FIXED PHOENIX AZ 85041 360 165,650.00 7.000 20061101 PUD 966.29 165,650.00 7.000 Owner Occupied Purchase 212,000.00 358 20061201 0.250 0.030 6.720 Full FIXED LAVEEN AZ 85339 360 166,150.00 7.500 20061101 PUD 1,038.44 166,150.00 7.500 Investment Purchase 235,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED BROOKFIELD WI 53005 360 166,900.00 6.875 20061101 SFR 956.2 166,757.55 6.875 Owner Occupied CashOut Refi 240,000.00 358 20070101 0.250 0.030 6.595 Stated FIXED PHOENIX AZ 85043 360 167,000.00 7.125 20061101 SFR 991.56 167,000.00 7.125 Owner Occupied CashOut Refi 232,000.00 358 20061201 0.250 0.030 6.845 Full FIXED SURPRISE AZ 85388 360 167,133.00 7.750 20061101 PUD 1,079.40 166,377.14 7.750 Investment Purchase 237,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED SURPRISE AZ 85379 360 167,200.00 6.625 20061101 PUD 923.08 167,200.00 6.625 Owner Occupied Purchase 220,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED RICHMOND VA 23234 360 167,200.00 8.000 20061201 SFR 1,114.67 167,200.00 8.000 Investment Purchase 209,000.00 359 20061201 0.250 0.030 7.720 Express Verified Assets FIXED SEBAGO ME 4029 360 168,000.00 7.625 20061101 SFR 1,067.50 168,000.00 7.625 Owner Occupied CashOut Refi 245,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED OROVILLE CA 95966 360 168,000.00 7.375 20061101 SFR 1,032.50 168,000.00 7.375 Investment Purchase 215,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED JACKSONVILLE FL 32246 360 169,200.00 8.375 20061101 SFR 1,180.87 169,200.00 8.375 Owner Occupied CashOut Refi 188,000.00 358 20061201 0.250 0.030 8.095 PMI 25 SISA 36 H FIXED POWHATAN VA 23139 360 169,500.00 7.500 20061101 SFR 1,059.38 169,500.00 7.500 Owner Occupied CashOut Refi 212,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED PHOENIX AZ 85029 360 169,600.00 7.500 20061101 SFR 1,060.00 169,600.00 7.500 Investment Purchase 220,000.00 358 20061201 0.250 0.030 7.220 Full FIXED PHOENIX AZ 85009 360 169,600.00 6.875 20061101 SFR 971.67 169,600.00 6.875 Investment Purchase 215,000.00 358 20061201 0.250 0.030 6.595 Full FIXED MESA AZ 31081 360 171,200.00 7.250 20061201 2-FAMILY 1,034.33 171,200.00 7.250 Investment CashOut Refi 214,000.00 359 20061201 0.250 0.030 6.970 Full FIXED PHOENIX AZ 85051 360 172,000.00 7.000 20061101 SFR 1,003.33 172,000.00 7.000 Owner Occupied Purchase 215,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED FLETCHER NC 28732 360 172,000.00 7.750 20061101 SFR 1,110.83 172,000.00 7.750 Owner Occupied Purchase 220,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED AUSTIN TX 78758 360 172,000.00 7.750 20061001 4-FAMILY 1,110.83 172,000.00 7.750 Investment Purchase 218,000.00 357 20061201 0.250 0.030 7.470 Stated FIXED NAMPA ID 83686 360 172,000.00 7.375 20061101 SFR 1,057.08 172,000.00 7.375 Investment Purchase 265,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED OPA LOCKA FL 33054 360 172,000.00 7.250 20061201 SFR 1,039.17 172,000.00 7.250 Owner Occupied CashOut Refi 215,000.00 359 20061201 0.250 0.030 6.970 Express Verified Assets 36 H FIXED ROUND LAKE PARK IL 60073 360 172,300.00 7.250 20061101 SFR 1,040.98 172,100.00 7.250 Owner Occupied Rate Refi 193,000.00 358 20061201 0.250 0.030 6.970 PMI 25 Express Verified Assets FIXED MT PLEASANT SC 29466 360 172,576.00 7.250 20061101 CONDO 1,042.65 172,576.00 7.250 Investment Purchase 216,000.00 358 20061201 0.250 0.030 6.970 Stated 36 H FIXED HOOD RIVER OR 97031 360 172,800.00 6.875 20061101 SFR 990 172,800.00 6.875 Owner Occupied Purchase 216,000.00 358 20061201 0.250 0.030 6.595 Stated 60 H FIXED JACKSONVILLE FL 11744 360 172,800.00 7.375 20061101 PUD 1,062.00 172,800.00 7.375 Owner Occupied Purchase 218,000.00 358 20061201 0.250 0.030 7.095 SISA 36 H FIXED MERIDIAN ID 83642 360 173,305.00 7.250 20061101 PUD 1,047.05 173,305.00 7.250 Investment Purchase 220,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED SOUTHFIELD MI 48076 360 173,450.00 8.875 20061101 SFR 1,282.81 173,450.00 8.875 Investment Purchase 217,000.00 358 20061201 0.250 0.030 8.595 SISA FIXED LA VERKIN UT 84745 360 173,600.00 7.375 20061101 SFR 1,066.92 173,600.00 7.375 Owner Occupied CashOut Refi 217,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED NOTTINGHAM MD 21236 360 173,600.00 6.750 20061101 PUD 976.5 173,546.57 6.750 Owner Occupied Rate Refi 217,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED NEW HAVEN CT 38848 360 174,000.00 7.625 20061101 3-FAMILY 1,105.63 174,000.00 7.625 Owner Occupied Purchase 245,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED RALEIGH NC 46553 360 175,200.00 7.000 20061101 PUD 1,022.00 175,200.00 7.000 Investment CashOut Refi 219,000.00 358 20061201 0.250 0.030 6.720 Full 36 H FIXED SUWANEE GA 30024 360 175,520.00 8.000 20061101 PUD 1,170.13 175,520.00 8.000 Owner Occupied Purchase 240,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED BELLINGHAM WA 35852 360 179,350.00 6.875 20061101 SFR 1,027.53 179,346.71 6.875 Investment Purchase 225,000.00 358 20061201 0.250 0.030 6.595 Full FIXED COLLEGE PARK MD 20740 360 180,000.00 6.875 20061101 CONDO 1,031.25 180,000.00 6.875 Owner Occupied CashOut Refi 225,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets 36 H FIXED CHANDLER AZ 31102 360 180,000.00 6.750 20061101 SFR 1,012.50 180,000.00 6.750 Owner Occupied CashOut Refi 250,000.00 358 20061201 0.250 0.030 6.470 Express No Doc FIXED FARMINGTON MI 48335 360 180,000.00 7.500 20061101 SFR 1,125.00 180,000.00 7.500 Investment Purchase 225,000.00 358 20061201 0.250 0.030 7.220 Express No Doc 36 H FIXED WINTER HAVEN FL 33884 360 180,000.00 7.375 20061201 PUD 1,106.25 180,000.00 7.375 Owner Occupied Purchase 250,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED MIAMI FL 33168 360 180,000.00 6.625 20061101 SFR 993.75 180,000.00 6.625 Owner Occupied CashOut Refi 235,000.00 358 20061201 0.250 0.030 6.345 Express No Doc 60 H FIXED CASTLE ROCK CO 29224 360 180,000.00 7.375 20061201 PUD 1,106.25 180,000.00 7.375 Owner Occupied Rate Refi 225,000.00 359 20061201 0.250 0.030 7.095 Full 36 H FIXED MOUNT GILEAD OH 43338 360 180,800.00 7.250 20061101 SFR 1,092.33 180,800.00 7.250 Owner Occupied CashOut Refi 226,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED ORLANDO FL 11929 360 181,300.00 7.625 20061101 PUD 1,152.01 181,300.00 7.625 2nd Home Purchase 226,705.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED GREER SC 29650 360 182,400.00 8.625 20061101 PUD 1,311.00 182,400.00 8.625 Investment CashOut Refi 228,000.00 358 20061201 0.250 0.030 8.345 Stated FIXED PLANT CITY FL 33566 360 183,400.00 7.000 20061101 PUD 1,069.83 183,400.00 7.000 Owner Occupied Purchase 235,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED SOUTH SAINT PAUL MN 55075 360 184,000.00 7.125 20061101 SFR 1,092.50 183,999.41 7.125 Owner Occupied Purchase 238,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets 36 H FIXED PHOENIX AZ 85017 360 184,000.00 6.875 20061101 SFR 1,054.17 184,000.00 6.875 Owner Occupied Purchase 230,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED COLORADO SPRINGS CO 29482 360 184,000.00 7.250 20061101 SFR 1,111.67 184,000.00 7.250 Owner Occupied CashOut Refi 232,000.00 358 20061201 0.250 0.030 6.970 Full FIXED YUBA CITY CA 95993 360 184,000.00 6.875 20061201 SFR 1,054.17 184,000.00 6.875 Owner Occupied Purchase 240,000.00 359 20061201 0.250 0.030 6.595 SISA 60 H FIXED MIAMI BEACH FL 33139 360 184,000.00 7.250 20061101 CONDO 1,111.67 184,000.00 7.250 Investment CashOut Refi 230,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED MIDWAY FL 32343 360 184,000.00 7.000 20061101 2-FAMILY 1,073.33 184,000.00 7.000 Investment Rate Refi 230,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED MIDWAY FL 32343 360 184,000.00 7.000 20061101 2-FAMILY 1,073.33 184,000.00 7.000 Investment Rate Refi 230,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED DENVER CO 29270 360 184,000.00 7.000 20061101 SFR 1,073.33 183,973.33 7.000 Owner Occupied Rate Refi 230,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED MINNEAPOLIS MN 20192 360 184,000.00 6.625 20061201 SFR 1,015.83 184,000.00 6.625 Owner Occupied CashOut Refi 236,000.00 359 20061201 0.250 0.030 6.345 SISA 36 H FIXED ADELANTO CA 33664 360 184,000.00 7.125 20061201 SFR 1,092.50 184,000.00 7.125 Investment Purchase 265,000.00 359 20061201 0.250 0.030 6.845 Stated FIXED HIGHLANDS RANCH CO 29250 360 184,800.00 7.000 20061101 PUD 1,078.00 184,800.00 7.000 Investment Purchase 248,000.00 358 20061201 0.250 0.030 6.720 Full FIXED FRESNO CA 34178 360 186,164.00 6.625 20061101 SFR 1,027.78 186,163.78 6.625 Owner Occupied Purchase 232,706.00 358 20061201 0.250 0.030 6.345 Full FIXED VIRGINIA BEACH VA 23456 360 187,000.00 6.875 20061101 PUD 1,071.35 187,000.00 6.875 Owner Occupied CashOut Refi 252,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED AVONDALE AZ 31129 360 187,158.00 8.125 20061101 PUD 1,267.22 187,158.00 8.125 2nd Home Purchase 262,000.00 358 20061201 0.250 0.030 7.845 SISA FIXED NORFOLK VA 45050 360 187,200.00 6.375 20061101 SFR 994.5 187,200.00 6.375 Owner Occupied CashOut Refi 234,000.00 358 20061201 0.250 0.030 6.095 Full 36 H FIXED JOLIET IL 60431 360 187,250.00 7.375 20061101 SFR 1,150.81 187,250.00 7.375 Owner Occupied Purchase 275,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED BELLPORT NY 40737 360 188,000.00 7.250 20061101 SFR 1,135.83 188,000.00 7.250 Owner Occupied CashOut Refi 235,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED SAINT PAUL MN 20108 360 188,000.00 7.500 20061201 SFR 1,175.00 188,000.00 7.500 Owner Occupied Purchase 235,000.00 359 20061201 0.250 0.030 7.220 Stated 36 H FIXED DELTONA FL 11895 360 188,000.00 6.750 20061201 SFR 1,057.50 187,999.98 6.750 Owner Occupied CashOut Refi 235,000.00 359 20061201 0.250 0.030 6.470 Stated 24 H FIXED ATLANTA GA 30344 360 189,000.00 7.750 20061101 SFR 1,220.62 189,000.00 7.750 Owner Occupied CashOut Refi 210,000.00 358 20061201 0.250 0.030 7.470 RADIAN - BORROWER PAID 25 Stated FIXED WHEELING IL 60090 360 189,500.00 8.125 20061101 CONDO 1,283.07 189,500.00 8.125 Owner Occupied Rate Refi 237,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED ROCHESTER NH 3867 360 189,600.00 7.625 20061101 SFR 1,204.75 189,600.00 7.625 Owner Occupied Purchase 240,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED PASADENA MD 44218 360 190,000.00 7.750 20061101 SFR 1,227.08 190,000.00 7.750 Investment Purchase 271,000.00 358 20061201 0.250 0.030 7.470 Full FIXED JOHNS ISLAND SC 29455 360 190,400.00 7.125 20061101 SFR 1,130.50 190,400.00 7.125 Owner Occupied CashOut Refi 224,000.00 358 20061201 0.250 0.030 6.845 RADIAN - BORROWER PAID 20 Stated 36 H FIXED ORLANDO FL 11929 360 190,400.00 7.250 20061101 PUD 1,150.33 190,400.00 7.250 Owner Occupied Rate Refi 238,000.00 358 20061201 0.250 0.030 6.970 Express No Doc FIXED AVONDALE AZ 31129 360 190,980.00 7.500 20061101 PUD 1,193.63 190,980.00 7.500 Owner Occupied Purchase 241,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED YPSILANTI MI 48197 360 192,000.00 7.125 20061101 SFR 1,140.00 192,000.00 7.125 Owner Occupied Rate Refi 240,000.00 358 20061201 0.250 0.030 6.845 Full FIXED MADISON WI 19558 360 192,000.00 8.000 20061101 SFR 1,280.00 192,000.00 8.000 Owner Occupied Rate Refi 240,000.00 358 20061201 0.250 0.030 7.720 Stated FIXED LA GRANDE OR 97850 360 192,800.00 7.125 20061101 SFR 1,144.75 192,800.00 7.125 Owner Occupied CashOut Refi 241,000.00 358 20061201 0.250 0.030 6.845 FISA 60 H FIXED PETOSKEY MI 49770 360 193,000.00 7.125 20061101 SFR 1,145.94 193,000.00 7.125 Owner Occupied CashOut Refi 276,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED FORT WASHINGTON MD 20744 360 194,000.00 7.250 20061101 PUD 1,172.08 194,000.00 7.250 Investment Rate Refi 260,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED LOWELL MA 1850 360 194,400.00 7.250 20061101 CONDO 1,174.50 194,400.00 7.250 Owner Occupied Rate Refi 243,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED CRANSTON RI 37509 360 195,000.00 6.750 20061101 SFR 1,096.88 195,000.00 6.750 Owner Occupied Rate Refi 255,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED DEERFIELD NH 3037 360 195,912.00 7.750 20061101 SFR 1,265.26 195,912.00 7.750 Investment Purchase 278,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED LAVEEN AZ 85339 360 195,928.00 7.750 20061101 PUD 1,265.37 195,928.00 7.750 Owner Occupied Purchase 253,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED FOX RIVER GROVE IL 60021 360 196,000.00 7.750 20061101 SFR 1,265.83 196,000.00 7.750 Owner Occupied CashOut Refi 245,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED VERNON HILLS IL 60061 360 196,000.00 7.750 20061201 PUD 1,265.83 196,000.00 7.750 Owner Occupied CashOut Refi 245,000.00 359 20061201 0.250 0.030 7.470 Stated FIXED BRIDGEPORT CT 38873 360 197,000.00 6.875 20061101 2-FAMILY 1,128.65 197,000.00 6.875 Owner Occupied CashOut Refi 250,000.00 358 20061201 0.250 0.030 6.595 FISA FIXED BUCKEYE AZ 31132 360 197,550.00 7.250 20061101 SFR 1,193.53 197,550.00 7.250 Investment Purchase 265,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED ALPHARETTA GA 30022 360 197,819.00 7.000 20061101 PUD 1,153.94 197,819.00 7.000 Owner Occupied Purchase 254,000.00 358 20061201 0.250 0.030 6.720 Full FIXED SKOKIE IL 60076 360 199,200.00 7.125 20061101 CONDO 1,182.75 199,200.00 7.125 Investment Purchase 252,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED ROYAL PALM BEACH FL 12155 360 200,000.00 6.875 20061101 SFR 1,145.83 200,000.00 6.875 Owner Occupied CashOut Refi 252,500.00 358 20061201 0.250 0.030 6.595 SISA FIXED MERIDIAN ID 83646 360 200,000.00 7.875 20061101 PUD 1,312.50 200,000.00 7.875 Owner Occupied CashOut Refi 250,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED CASA GRANDE AZ 31100 360 200,000.00 7.250 20061101 PUD 1,208.33 199,999.67 7.250 Owner Occupied CashOut Refi 250,000.00 358 20061201 0.250 0.030 6.970 Express No Doc 12 H FIXED BOLINGBROOK IL 60440 360 200,000.00 7.500 20061101 SFR 1,250.00 200,000.00 7.500 Owner Occupied CashOut Refi 250,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED PHOENIX AZ 85037 360 200,000.00 7.375 20061101 PUD 1,229.17 200,000.00 7.375 Investment Purchase 290,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED BEAVERTON OR 97005 360 200,000.00 7.000 20061201 SFR 1,166.67 200,000.00 7.000 Owner Occupied Purchase 250,000.00 359 20061201 0.250 0.030 6.720 Express Verified Assets FIXED PLAINFIELD NJ 7060 360 200,000.00 6.875 20061201 SFR 1,145.83 200,000.00 6.875 Owner Occupied CashOut Refi 250,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED AVONDALE AZ 31129 360 200,092.00 8.125 20061101 PUD 1,354.79 200,092.00 8.125 Investment Purchase 266,000.00 358 20061201 0.250 0.030 7.845 Express Verified Assets FIXED ORLANDO FL 11929 360 201,600.00 7.625 20061101 PUD 1,281.00 201,600.00 7.625 2nd Home Purchase 254,500.00 358 20061201 0.250 0.030 7.345 Stated FIXED CANYON CITY OR 35662 360 201,600.00 7.000 20061201 SFR 1,176.00 201,600.00 7.000 2nd Home Purchase 252,000.00 359 20061201 0.250 0.030 6.720 Stated FIXED SAINT CLOUD FL 34772 360 202,400.00 7.375 20060901 PUD 1,243.92 202,400.00 7.375 Owner Occupied CashOut Refi 253,000.00 356 20061201 0.250 0.030 7.095 SISA 36 H FIXED LANTANA FL 33462 360 202,500.00 6.625 20061101 SFR 1,117.97 202,500.00 6.625 Owner Occupied CashOut Refi 270,000.00 358 20061201 0.250 0.030 6.345 Stated 36 H FIXED TRENTON NJ 39617 360 203,000.00 7.500 20061101 SFR 1,268.75 202,800.00 7.500 Owner Occupied Rate Refi 230,000.00 358 20061201 0.250 0.030 7.220 PMI 25 SISA FIXED LAS VEGAS NV 32512 360 203,550.00 7.000 20061101 SFR 1,187.37 203,550.00 7.000 Owner Occupied CashOut Refi 276,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED SPRING HILL FL 12579 360 204,000.00 7.375 20061101 PUD 1,253.75 204,000.00 7.375 2nd Home Purchase 255,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED MILFORD VA 44695 360 205,200.00 7.000 20061101 SFR 1,197.00 205,200.00 7.000 Owner Occupied CashOut Refi 228,000.00 358 20061201 0.250 0.030 6.720 PMI 25 SISA 60 H FIXED UNION NJ 7083 360 206,000.00 6.750 20061101 SFR 1,158.75 206,000.00 6.750 Owner Occupied Purchase 280,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED COVINGTON WA 98042 360 206,000.00 7.500 20061101 SFR 1,287.50 206,000.00 7.500 Investment Purchase 258,000.00 358 20061201 0.250 0.030 7.220 Express No Doc FIXED PLAINFIELD IL 60544 360 207,200.00 7.875 20061101 SFR 1,359.75 207,200.00 7.875 Owner Occupied Rate Refi 259,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED DURANGO CO 29646 360 208,000.00 8.250 20061101 SFR 1,430.00 208,000.00 8.250 Investment CashOut Refi 260,000.00 358 20061201 0.250 0.030 7.970 Stated 12 H FIXED LAKEWOOD CO 29279 360 208,000.00 7.750 20061101 SFR 1,343.33 208,000.00 7.750 Owner Occupied Rate Refi 260,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED REDMOND WA 98052 360 208,800.00 7.125 20061101 CONDO 1,239.75 208,800.00 7.125 Owner Occupied Purchase 270,000.00 358 20061201 0.250 0.030 6.845 Full FIXED GLENDALE AZ 31108 360 208,800.00 6.750 20061101 PUD 1,174.50 208,800.00 6.750 Owner Occupied CashOut Refi 261,000.00 358 20061201 0.250 0.030 6.470 Full FIXED APPLE VALLEY CA 33670 360 208,800.00 7.375 20061101 SFR 1,283.25 208,800.00 7.375 Owner Occupied Purchase 265,000.00 358 20061201 0.250 0.030 7.095 SISA FIXED BELGRADE MT 21745 360 209,600.00 7.625 20061101 PUD 1,331.83 209,600.00 7.625 Owner Occupied Purchase 265,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED MARICOPA AZ 85239 360 209,600.00 7.000 20061101 PUD 1,222.67 209,600.00 7.000 Owner Occupied CashOut Refi 262,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED LAUREL MD 44019 360 210,000.00 6.750 20061101 PUD 1,181.25 210,000.00 6.750 Owner Occupied CashOut Refi 297,500.00 358 20061201 0.250 0.030 6.470 Stated 36 H FIXED LUTZ FL 33558 360 210,000.00 7.125 20061201 SFR 1,246.88 210,000.00 7.125 Owner Occupied CashOut Refi 370,000.00 359 20061201 0.250 0.030 6.845 Stated FIXED PHOENIX AZ 85027 360 211,200.00 6.750 20061201 SFR 1,188.00 211,200.00 6.750 Owner Occupied Purchase 264,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED SALT LAKE CITY UT 30702 360 211,500.00 7.625 20061101 SFR 1,343.91 211,455.96 7.625 Owner Occupied CashOut Refi 235,000.00 358 20061201 0.250 0.030 7.345 PMI 25 SISA FIXED GREAT MILLS MD 20634 360 212,000.00 7.500 20061101 SFR 1,325.00 211,959.86 7.500 Owner Occupied CashOut Refi 265,000.00 358 20061201 0.250 0.030 7.220 Full FIXED WOODBRIDGE VA 22192 360 213,840.00 6.875 20061101 CONDO 1,225.12 213,840.00 6.875 Owner Occupied Rate Refi 267,300.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED PEMBROKE MA 2359 360 214,000.00 6.500 20061101 SFR 1,159.17 213,940.27 6.500 Owner Occupied CashOut Refi 314,000.00 358 20061201 0.250 0.030 6.220 SISA 36 H FIXED GRANTS PASS OR 35577 360 215,000.00 7.125 20061101 SFR 1,276.56 214,731.72 7.125 Investment Purchase 578,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED DENVER CO 29254 360 215,120.00 6.875 20061101 SFR 1,232.46 215,120.00 6.875 Owner Occupied Purchase 300,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED SAINT AUGUSTINE FL 32092 360 215,200.00 7.750 20061101 SFR 1,389.83 215,200.00 7.750 Owner Occupied Purchase 325,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED TUCSON AZ 85739 360 215,200.00 7.375 20061101 PUD 1,322.58 215,200.00 7.375 Owner Occupied CashOut Refi 269,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED GREELEY CO 80634 360 215,920.00 7.625 20061101 PUD 1,371.99 215,920.00 7.625 Owner Occupied Purchase 270,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED HOLLYWOOD MD 20636 360 216,000.00 6.750 20061101 SFR 1,215.00 216,000.00 6.750 Owner Occupied Purchase 272,000.00 358 20061201 0.250 0.030 6.470 Full FIXED PHOENIX AZ 85037 360 216,000.00 7.375 20061101 PUD 1,327.50 216,000.00 7.375 Investment Purchase 294,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED LAKELAND FL 12276 360 216,650.00 7.000 20061101 PUD 1,263.79 216,650.00 7.000 Owner Occupied Purchase 275,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED PLANTATION FL 12135 360 217,600.00 6.375 20061101 CONDO 1,156.00 217,600.00 6.375 Owner Occupied Purchase 275,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED SAINT GEORGE UT 84790 360 218,360.00 7.000 20061101 SFR 1,273.77 218,360.00 7.000 Owner Occupied Purchase 272,950.00 358 20061201 0.250 0.030 6.720 Full FIXED BELGRADE MT 21745 360 219,600.00 7.750 20061201 PUD 1,418.25 219,600.00 7.750 Owner Occupied Purchase 277,000.00 359 20061201 0.250 0.030 7.470 Stated FIXED ROSEDALE MD 21237 360 220,000.00 6.750 20061101 SFR 1,237.50 220,000.00 6.750 Owner Occupied CashOut Refi 275,000.00 358 20061201 0.250 0.030 6.470 Stated 36 H FIXED PHOENIX AZ 85041 360 220,000.00 7.250 20061101 PUD 1,329.17 220,000.00 7.250 Owner Occupied Purchase 305,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 36 H FIXED BEND OR 35612 360 220,000.00 6.500 20061101 SFR 1,191.67 220,000.00 6.500 Owner Occupied CashOut Refi 275,000.00 358 20061201 0.250 0.030 6.220 Full 36 H FIXED ATLANTA GA 11027 360 220,000.00 8.250 20061201 SFR 1,512.50 220,000.00 8.250 Investment Purchase 275,000.00 359 20061201 0.250 0.030 7.970 Express No Doc FIXED DOUGLASVILLE GA 30135 360 220,000.00 7.500 20061201 PUD 1,375.00 220,000.00 7.500 Owner Occupied CashOut Refi 276,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets FIXED ANNAPOLIS MD 44287 360 221,250.00 7.875 20061101 PUD 1,451.95 221,250.00 7.875 Investment CashOut Refi 310,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED HOLLYWOOD FL 33024 360 221,600.00 6.625 20061101 SFR 1,223.42 221,600.00 6.625 Owner Occupied Purchase 280,000.00 358 20061201 0.250 0.030 6.345 Stated 36 H FIXED LEHIGH ACRES FL 33971 360 221,600.00 8.500 20061101 SFR 1,569.67 221,600.00 8.500 2nd Home CashOut Refi 277,000.00 358 20061201 0.250 0.030 8.220 Express Verified Assets 36 H FIXED PORT SAINT LUCIE FL 34983 360 222,400.00 8.250 20061101 SFR 1,529.00 222,400.00 8.250 Investment CashOut Refi 278,000.00 358 20061201 0.250 0.030 7.970 Stated FIXED PORTLAND OR 97236 360 222,400.00 6.750 20061201 SFR 1,251.00 222,400.00 6.750 Owner Occupied Purchase 285,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED TAMPA FL 12220 360 222,400.00 6.875 20061201 SFR 1,274.17 222,400.00 6.875 Owner Occupied Purchase 280,000.00 359 20061201 0.250 0.030 6.595 Stated 60 H FIXED WOODLAND CA 95695 360 223,000.00 7.250 20061101 2-FAMILY 1,347.29 223,000.00 7.250 Owner Occupied CashOut Refi 390,000.00 358 20070101 0.250 0.030 6.970 Stated FIXED MEDFORD OR 35554 360 223,200.00 7.250 20061101 SFR 1,348.50 223,200.00 7.250 Owner Occupied Purchase 279,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED PRINEVILLE OR 97754 360 223,200.00 7.625 20061001 SFR 1,418.25 223,200.00 7.625 Investment CashOut Refi 279,000.00 357 20061201 0.250 0.030 7.345 Express Verified Assets FIXED PRESCOTT VALLEY AZ 31485 360 223,920.00 7.625 20061201 PUD 1,422.83 223,920.00 7.625 Owner Occupied Purchase 280,000.00 359 20061201 0.250 0.030 7.345 Express Verified Assets FIXED PHOENIX AZ 85040 360 223,950.00 7.500 20061201 PUD 1,399.69 223,950.00 7.500 Owner Occupied Purchase 292,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets FIXED YUBA CITY CA 95991 360 224,000.00 7.125 20061101 SFR 1,330.00 223,924.39 7.125 Owner Occupied Rate Refi 280,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED GRASS VALLEY CA 95945 360 224,000.00 7.125 20061101 SFR 1,330.00 224,000.00 7.125 Owner Occupied Purchase 350,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED PHOENIX AZ 85041 360 224,000.00 7.875 20061201 PUD 1,470.00 223,950.00 7.875 Owner Occupied Purchase 280,000.00 359 20061201 0.250 0.030 7.595 Stated FIXED CLEARWATER FL 33759 360 224,000.00 7.250 20061101 SFR 1,353.33 224,000.00 7.250 Investment Purchase 284,000.00 358 20061201 0.250 0.030 6.970 SISA FIXED BIG BEAR CITY CA 33677 360 224,000.00 7.750 20061101 SFR 1,446.67 224,000.00 7.750 Investment CashOut Refi 320,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED SACRAMENTO CA 95838 360 224,000.00 6.875 20061101 SFR 1,283.33 223,986.63 6.875 Owner Occupied CashOut Refi 280,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED QUEEN CREEK AZ 85242 360 224,987.00 8.125 20061101 PUD 1,523.35 224,987.00 8.125 Owner Occupied Purchase 290,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED SEAFORD DE 19973 360 225,000.00 7.250 20061101 SFR 1,359.37 225,000.00 7.250 2nd Home CashOut Refi 725,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED SPARKS NV 89436 360 225,000.00 7.250 20061201 PUD 1,359.37 225,000.00 7.250 Investment CashOut Refi 305,000.00 359 20061201 0.250 0.030 6.970 Stated FIXED ONTARIO CA 91761 360 225,500.00 6.375 20061201 SFR 1,197.97 225,171.00 6.375 Owner Occupied Purchase 420,000.00 359 20061201 0.250 0.030 6.095 Stated FIXED PRESCOTT AZ 31474 360 225,600.00 7.000 20061201 SFR 1,316.00 225,600.00 7.000 2nd Home CashOut Refi 282,000.00 359 20061201 0.250 0.030 6.720 Full FIXED BEND OR 35613 360 226,500.00 6.875 20061101 SFR 1,297.66 226,500.00 6.875 Owner Occupied CashOut Refi 302,000.00 358 20061201 0.250 0.030 6.595 Express No Doc FIXED JUPITER FL 33458 360 226,800.00 6.875 20061101 SFR 1,299.38 226,800.00 6.875 Owner Occupied Purchase 355,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED MORENO VALLEY CA 92551 360 227,500.00 6.875 20061101 SFR 1,303.39 227,500.00 6.875 Investment Purchase 330,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED SAINT CLOUD FL 34769 360 227,992.00 7.500 20061001 PUD 1,424.95 227,992.00 7.500 2nd Home Purchase 300,000.00 357 20061201 0.250 0.030 7.220 Express Verified Assets FIXED SCOTTSDALE AZ 85258 360 228,000.00 7.500 20061101 CONDO 1,425.00 228,000.00 7.500 Owner Occupied CashOut Refi 285,000.00 358 20061201 0.250 0.030 7.220 Stated 12 H FIXED SURPRISE AZ 85379 360 228,000.00 6.875 20061101 PUD 1,306.25 228,000.00 6.875 Owner Occupied CashOut Refi 285,000.00 358 20061201 0.250 0.030 6.595 Full FIXED FORT LAUDERDALE FL 12121 360 229,600.00 8.375 20061101 CONDO 1,602.42 229,600.00 8.375 Owner Occupied Purchase 300,000.00 358 20061201 0.250 0.030 8.095 SISA FIXED SPOTSYLVANIA VA 22553 360 230,000.00 8.250 20061001 SFR 1,581.25 230,000.00 8.250 Owner Occupied CashOut Refi 265,000.00 357 20061201 0.250 0.030 7.970 PMI 25 Express Verified Assets 60 H FIXED SCOTTSDALE AZ 85260 360 230,000.00 7.375 20061101 PUD 1,413.54 230,000.00 7.375 Owner Occupied CashOut Refi 475,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED KEIZER OR 35492 360 230,400.00 6.875 20061101 SFR 1,320.00 230,318.77 6.875 Owner Occupied Purchase 289,000.00 358 20061201 0.250 0.030 6.595 FISA FIXED PHOENIX AZ 85053 360 230,400.00 7.250 20061101 SFR 1,392.00 229,800.00 7.250 Owner Occupied CashOut Refi 288,000.00 358 20061201 0.250 0.030 6.970 Full FIXED CHICAGO IL 22076 360 231,000.00 7.750 20061101 4-FAMILY 1,491.87 231,000.00 7.750 Investment Rate Refi 296,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED KISSIMMEE FL 34746 360 231,200.00 7.125 20061201 PUD 1,372.75 231,200.00 7.125 2nd Home Purchase 326,000.00 359 20061201 0.250 0.030 6.845 Express Verified Assets FIXED DENVER CO 29271 360 232,000.00 7.250 20061101 CONDO 1,401.67 232,000.00 7.250 Owner Occupied CashOut Refi 290,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED LAVEEN AZ 85339 360 232,000.00 8.250 20061201 PUD 1,595.00 232,000.00 8.250 Owner Occupied Purchase 290,000.00 359 20061201 0.250 0.030 7.970 Stated FIXED SACRAMENTO CA 95835 360 232,124.00 7.250 20061101 CONDO 1,402.42 232,124.00 7.250 Investment Purchase 300,500.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED MIAMI FL 33010 360 236,000.00 8.500 20060801 SFR 1,671.67 236,000.00 8.500 Owner Occupied Purchase 298,500.00 355 20061201 0.250 0.030 8.220 SISA FIXED SURPRISE AZ 85379 360 236,000.00 7.750 20061101 PUD 1,524.17 236,000.00 7.750 Investment CashOut Refi 295,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED LAND O LAKES FL 34639 360 236,000.00 7.375 20061101 PUD 1,450.42 236,000.00 7.375 Owner Occupied Purchase 295,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED SEFFNER FL 33584 360 236,400.00 7.875 20061101 PUD 1,551.38 236,400.00 7.875 Owner Occupied Purchase 296,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED KENNESAW GA 30152 360 238,000.00 7.625 20061101 PUD 1,512.29 238,000.00 7.625 Owner Occupied CashOut Refi 280,000.00 358 20061201 0.250 0.030 7.345 PMI 22 Express Verified Assets FIXED FREDERICK MD 44380 360 239,920.00 7.000 20061101 PUD 1,399.53 239,920.00 7.000 Owner Occupied Rate Refi 299,900.00 358 20061201 0.250 0.030 6.720 Stated FIXED NORTHLAKE IL 60164 360 240,000.00 7.125 20061101 SFR 1,425.00 240,000.00 7.125 Owner Occupied Rate Refi 301,500.00 358 20061201 0.250 0.030 6.845 Stated FIXED PHOENIX AZ 85042 360 240,000.00 7.125 20061101 PUD 1,425.00 240,000.00 7.125 Owner Occupied CashOut Refi 300,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED LONGWOOD FL 32779 360 240,000.00 6.875 20061201 SFR 1,375.00 240,000.00 6.875 Owner Occupied CashOut Refi 300,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED PROSPECT CT 38910 360 240,000.00 7.500 20061101 SFR 1,500.00 240,000.00 7.500 Owner Occupied Purchase 310,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED SUNRISE FL 12136 360 240,000.00 7.750 20061101 SFR 1,550.00 240,000.00 7.750 Owner Occupied Purchase 300,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED OAK HARBOR WA 98277 360 240,000.00 7.750 20061201 SFR 1,550.00 240,000.00 7.750 Investment CashOut Refi 300,000.00 359 20061201 0.250 0.030 7.470 Express Verified Assets FIXED CHICAGO IL 60639 360 240,500.00 7.125 20061101 2-FAMILY 1,427.97 240,500.00 7.125 Investment CashOut Refi 370,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED HOLLYWOOD FL 33020 360 241,600.00 7.875 20061101 PUD 1,585.50 241,600.00 7.875 Investment CashOut Refi 302,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED FORT COLLINS CO 29366 360 241,600.00 7.250 20061101 SFR 1,459.67 241,600.00 7.250 Owner Occupied CashOut Refi 302,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED AVONDALE AZ 31129 360 241,600.00 8.375 20061101 PUD 1,686.17 241,600.00 8.375 2nd Home Purchase 325,000.00 358 20061201 0.250 0.030 8.095 SISA FIXED CAMP VERDE AZ 31493 360 242,000.00 7.375 20061101 PUD 1,487.29 242,000.00 7.375 Owner Occupied Purchase 305,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED BAYVILLE NJ 39650 360 242,070.00 8.250 20060901 SFR 1,664.23 242,070.00 8.250 Investment Rate Refi 305,000.00 356 20061201 0.250 0.030 7.970 Express Verified Assets FIXED CULPEPER VA 44743 360 244,000.00 7.625 20061101 PUD 1,550.42 244,000.00 7.625 Owner Occupied CashOut Refi 305,000.00 358 20061201 0.250 0.030 7.345 Stated 24 H FIXED FORT LAUDERDALE FL 12122 360 244,000.00 7.625 20061101 SFR 1,550.42 244,000.00 7.625 Owner Occupied CashOut Refi 305,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED BRIDGEPORT CT 38878 360 244,000.00 7.625 20061101 2-FAMILY 1,550.42 243,999.53 7.625 Investment CashOut Refi 305,000.00 358 20061201 0.250 0.030 7.345 Stated 36 H FIXED KISSIMMEE FL 34758 360 244,500.00 7.250 20061101 PUD 1,477.19 244,500.00 7.250 Investment CashOut Refi 326,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED WESTLAND MI 48186 360 244,900.00 7.125 20061101 SFR 1,454.09 244,900.00 7.125 Owner Occupied Purchase 310,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED GOODYEAR AZ 85338 360 247,200.00 6.875 20061101 PUD 1,416.25 247,199.75 6.875 Owner Occupied CashOut Refi 309,000.00 358 20061201 0.250 0.030 6.595 Express No Doc 60 H FIXED CHICAGO IL 60659 360 247,900.00 7.000 20061101 SFR 1,446.08 247,900.00 7.000 Owner Occupied Purchase 310,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED SAINT PAUL MN 20093 360 248,000.00 7.000 20061101 SFR 1,446.67 248,000.00 7.000 Owner Occupied Purchase 310,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED JACKSONVILLE FL 32246 360 248,000.00 7.625 20061201 PUD 1,575.83 248,000.00 7.625 Owner Occupied CashOut Refi 310,000.00 359 20061201 0.250 0.030 7.345 SISA 24 H FIXED HENDERSON NV 89015 360 248,000.00 6.875 20061101 PUD 1,420.83 248,000.00 6.875 2nd Home Purchase 312,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED PARKER CO 80134 360 248,000.00 8.500 20061101 PUD 1,756.67 248,000.00 8.500 Owner Occupied Rate Refi 310,000.00 358 20061201 0.250 0.030 8.220 SISA FIXED RIALTO CA 92377 360 250,000.00 6.375 20061101 SFR 1,328.13 250,000.00 6.375 Owner Occupied CashOut Refi 385,000.00 358 20061201 0.250 0.030 6.095 Stated 60 H FIXED FORT LAUDERDALE FL 12130 360 250,000.00 6.375 20061201 SFR 1,328.13 250,000.00 6.375 Owner Occupied CashOut Refi 452,000.00 359 20061201 0.250 0.030 6.095 Stated FIXED ANNAPOLIS MD 44287 360 250,250.00 7.875 20061101 PUD 1,642.27 250,250.00 7.875 Investment CashOut Refi 315,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED WARMINSTER PA 18974 360 250,400.00 7.500 20061101 SFR 1,565.00 250,400.00 7.500 Investment CashOut Refi 313,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED LEHIGH ACRES FL 33971 360 250,400.00 8.250 20061201 2-FAMILY 1,721.50 250,400.00 8.250 Investment CashOut Refi 313,000.00 359 20061201 0.250 0.030 7.970 Stated FIXED FORT LAUDERDALE FL 12128 360 252,000.00 7.625 20061101 SFR 1,601.25 252,000.00 7.625 Owner Occupied CashOut Refi 315,000.00 358 20061201 0.250 0.030 7.345 SISA 36 H FIXED CHULA VISTA CA 33494 360 253,760.00 7.625 20061101 CONDO 1,612.43 253,760.00 7.625 Owner Occupied Purchase 416,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED DENHAM SPRINGS LA 25775 360 254,000.00 7.375 20061101 SFR 1,561.04 254,000.00 7.375 Owner Occupied Purchase 318,500.00 358 20061201 0.250 0.030 7.095 Express Verified Assets 36 H FIXED PORT SAINT LUCIE FL 34984 360 254,900.00 7.125 20061101 D-PUDS 1,513.47 254,900.00 7.125 Owner Occupied Purchase 285,000.00 358 20061201 0.250 0.030 6.845 PMI 25 Stated 36 H FIXED RIVERSIDE CA 33733 360 255,000.00 6.875 20061101 SFR 1,460.94 255,000.00 6.875 Owner Occupied CashOut Refi 350,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED BRIDGEPORT CT 38874 360 256,000.00 6.875 20061101 SFR 1,466.67 256,000.00 6.875 Owner Occupied CashOut Refi 320,000.00 358 20061201 0.250 0.030 6.595 Full FIXED HIGHLANDS RANCH CO 29246 360 256,000.00 7.000 20061101 PUD 1,493.33 256,000.00 7.000 Owner Occupied Purchase 323,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED BELLEVUE WA 98006 360 258,750.00 7.000 20061101 SFR 1,509.37 258,750.00 7.000 Owner Occupied CashOut Refi 350,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED CLERMONT FL 12611 360 258,944.00 7.375 20061101 PUD 1,591.43 258,944.00 7.375 Owner Occupied Purchase 362,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED LAS VEGAS NV 89156 360 260,000.00 7.500 20061101 SFR 1,625.00 259,978.75 7.500 Owner Occupied CashOut Refi 325,000.00 358 20061201 0.250 0.030 7.220 Stated 36 H FIXED WARMINSTER PA 18974 360 260,000.00 7.625 20061101 SFR 1,652.08 260,000.00 7.625 Investment CashOut Refi 325,000.00 358 20061201 0.250 0.030 7.345 Stated 12 H FIXED LANTANA FL 33462 360 260,000.00 7.000 20061101 SFR 1,516.67 260,000.00 7.000 Owner Occupied CashOut Refi 325,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED STATEN ISLAND NY 40241 360 260,000.00 7.250 20061201 2-FAMILY 1,570.83 260,000.00 7.250 Owner Occupied CashOut Refi 400,000.00 359 20061201 0.250 0.030 6.970 Express No Doc FIXED FALLBROOK CA 92028 360 260,600.00 7.000 20061101 SFR 1,520.17 260,600.00 7.000 Owner Occupied CashOut Refi 469,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED BRIDGEPORT CT 38876 360 262,500.00 7.875 20061101 2-FAMILY 1,722.66 262,500.00 7.875 Investment Rate Refi 350,000.00 358 20061201 0.250 0.030 7.595 SISA FIXED SACRAMENTO CA 34934 360 263,000.00 6.875 20061101 SFR 1,506.77 263,000.00 6.875 Owner Occupied Rate Refi 351,000.00 358 20061201 0.250 0.030 6.595 SISA FIXED SEFFNER FL 33584 360 263,100.00 7.375 20061101 PUD 1,616.97 263,100.00 7.375 Investment Purchase 351,000.00 358 20061201 0.250 0.030 7.095 Full FIXED BRIDGEPORT CT 38873 360 264,000.00 7.500 20061101 3-FAMILY 1,650.00 264,000.00 7.500 Owner Occupied Purchase 335,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED HAMDEN CT 38855 360 264,000.00 8.125 20061101 SFR 1,787.50 263,999.51 8.125 Investment CashOut Refi 330,000.00 358 20061201 0.250 0.030 7.845 Express Verified Assets FIXED NORTH PROVIDENCE RI 37510 360 264,000.00 7.000 20061101 SFR 1,540.00 264,000.00 7.000 Owner Occupied Rate Refi 330,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED UNIVERSITY PLACE WA 98467 360 264,000.00 7.875 20061101 SFR 1,732.50 264,000.00 7.875 Investment CashOut Refi 330,000.00 358 20061201 0.250 0.030 7.595 Stated 36 H FIXED POWDER SPRINGS GA 10985 360 264,000.00 7.625 20061101 PUD 1,677.50 263,400.00 7.625 Investment CashOut Refi 330,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED CALUMET CITY IL 22015 360 264,000.00 7.375 20061201 3-FAMILY 1,622.50 264,000.00 7.375 Investment Purchase 330,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED FOLSOM CA 34880 360 265,000.00 7.625 20061101 CONDO 1,683.85 265,000.00 7.625 Owner Occupied CashOut Refi 360,000.00 358 20070101 0.250 0.030 7.345 SISA FIXED MOUNT AIRY MD 21771 360 268,000.00 6.625 20061101 SFR 1,479.58 267,960.00 6.625 Owner Occupied CashOut Refi 365,000.00 358 20061201 0.250 0.030 6.345 Express Verified Assets FIXED MAPLE VALLEY WA 98038 360 270,000.00 7.625 20061101 PUD 1,715.62 270,000.00 7.625 Owner Occupied CashOut Refi 340,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED LAWRENCEVILLE GA 30045 360 271,660.00 7.125 20061101 PUD 1,612.98 271,660.00 7.125 Owner Occupied Rate Refi 348,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED PHOENIX AZ 85037 360 271,812.00 6.875 20061101 PUD 1,557.26 271,812.00 6.875 Owner Occupied Purchase 350,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED SHORELINE WA 98133 360 272,000.00 6.875 20061001 SFR 1,558.33 272,000.00 6.875 Owner Occupied Rate Refi 340,000.00 357 20061201 0.250 0.030 6.595 Full 36 H FIXED DELRAY BEACH FL 33444 360 272,000.00 6.875 20061101 SFR 1,558.33 272,000.00 6.875 Owner Occupied Rate Refi 365,000.00 358 20061201 0.250 0.030 6.595 Stated 12 H FIXED PORT ORANGE FL 11716 360 272,000.00 7.375 20061101 PUD 1,671.67 272,000.00 7.375 Owner Occupied Purchase 350,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED FRAMINGHAM MA 37074 360 274,500.00 7.500 20061101 SFR 1,715.63 274,500.00 7.500 Owner Occupied CashOut Refi 305,000.00 358 20061201 0.250 0.030 7.220 PMI 25 Stated FIXED MIAMI BEACH FL 33141 360 275,000.00 7.750 20061101 CONDO 1,776.04 275,000.00 7.750 Investment CashOut Refi 350,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED TRUMBULL CT 38879 360 275,920.00 7.500 20061101 SFR 1,724.50 275,920.00 7.500 Owner Occupied Purchase 365,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED WASHINGTON DC 20017 360 276,000.00 6.750 20061101 SFR 1,552.50 276,000.00 6.750 Owner Occupied Purchase 346,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED MOUNT PLEASANT SC 29464 360 276,000.00 8.000 20061101 SFR 1,840.00 276,000.00 8.000 Investment CashOut Refi 345,000.00 358 20061201 0.250 0.030 7.720 Express Verified Assets FIXED DAVIE FL 12127 360 277,000.00 6.625 20061101 SFR 1,529.27 277,000.00 6.625 Owner Occupied CashOut Refi 360,000.00 358 20061201 0.250 0.030 6.345 SISA 36 H FIXED PRESCOTT AZ 31472 360 277,200.00 7.375 20061101 SFR 1,703.62 277,200.00 7.375 Owner Occupied Purchase 350,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED RIVERTON UT 84065 360 280,000.00 6.500 20061101 SFR 1,516.67 280,000.00 6.500 Owner Occupied CashOut Refi 350,000.00 358 20061201 0.250 0.030 6.220 Full 12 H FIXED BRIDGEPORT CT 38872 360 280,000.00 7.750 20061101 SFR 1,808.33 279,999.28 7.750 Investment CashOut Refi 350,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED BAY SHORE NY 40730 360 280,000.00 7.875 20061101 2-FAMILY 1,837.50 280,000.00 7.875 Owner Occupied CashOut Refi 400,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED DENVER CO 29263 360 281,600.00 7.750 20061101 SFR 1,818.67 281,600.00 7.750 Owner Occupied CashOut Refi 352,000.00 358 20061201 0.250 0.030 7.470 SISA 12 H FIXED DAVISON MI 17646 360 284,000.00 7.875 20061101 SFR 1,863.75 283,999.75 7.875 Owner Occupied Purchase 355,000.00 358 20061201 0.250 0.030 7.595 Stated 36 H FIXED SUNRISE FL 12135 360 284,000.00 7.375 20061201 SFR 1,745.42 284,000.00 7.375 Owner Occupied CashOut Refi 355,000.00 359 20061201 0.250 0.030 7.095 SISA FIXED BAKERSFIELD CA 34041 360 284,092.00 6.875 20061201 SFR 1,627.61 284,092.00 6.875 Owner Occupied Purchase 363,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED CAMPO CA 33487 360 284,800.00 7.250 20061101 SFR 1,720.67 284,800.00 7.250 Owner Occupied CashOut Refi 356,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets FIXED LUTHERSVILLE GA 30251 360 287,920.00 6.750 20061101 SFR 1,619.55 287,915.35 6.750 Owner Occupied Purchase 360,000.00 358 20061201 0.250 0.030 6.470 Express Verified Assets 36 H FIXED VANCOUVER WA 98661 360 288,000.00 7.250 20061101 SFR 1,740.00 288,000.00 7.250 Owner Occupied CashOut Refi 360,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED FREDERICKSBURG VA 44659 360 288,000.00 6.875 20061101 PUD 1,650.00 288,000.00 6.875 Owner Occupied CashOut Refi 360,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED MIAMI SHORES FL 33168 360 288,000.00 8.250 20061201 SFR 1,980.00 288,000.00 8.250 Owner Occupied Purchase 550,000.00 359 20061201 0.250 0.030 7.970 Stated FIXED FT. PIERCE FL 34950 360 288,000.00 7.500 20061101 4-FAMILY 1,800.00 288,000.00 7.500 Investment Purchase 360,000.00 358 20061201 0.250 0.030 7.220 Full 60 H FIXED MIAMI FL 33142 360 288,000.00 8.125 20061101 2-FAMILY 1,950.00 288,000.00 8.125 Investment Purchase 360,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED MIAMI FL 33142 360 288,000.00 8.125 20061101 2-FAMILY 1,950.00 288,000.00 8.125 Investment Purchase 360,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED DEERFIELD BEACH FL 33441 360 288,000.00 6.875 20061201 SFR 1,650.00 288,000.00 6.875 Owner Occupied CashOut Refi 360,000.00 359 20061201 0.250 0.030 6.595 SISA FIXED RIVERSIDE CA 33733 360 288,000.00 8.875 20061201 SFR 2,130.00 288,000.00 8.875 Investment Purchase 390,000.00 359 20061201 0.250 0.030 8.595 Express Verified Assets FIXED ROCKLAND MA 2370 360 289,600.00 7.625 20061101 SFR 1,840.17 289,600.00 7.625 Owner Occupied CashOut Refi 362,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED PALM COAST FL 32164 360 290,000.00 6.875 20061101 SFR 1,661.46 289,995.46 6.875 Owner Occupied Rate Refi 324,000.00 358 20061201 0.250 0.030 6.595 PMI 25 Stated 36 H FIXED SACRAMENTO CA 95835 360 291,920.00 7.125 20061101 SFR 1,733.28 291,920.00 7.125 Owner Occupied Purchase 378,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED PLEASANT GARDEN NC 46459 360 292,000.00 7.000 20061101 SFR 1,703.33 292,000.00 7.000 Owner Occupied CashOut Refi 365,000.00 358 20061201 0.250 0.030 6.720 Stated 36 H FIXED CHESAPEAKE VA 45008 360 292,000.00 6.875 20061101 PUD 1,672.92 292,000.00 6.875 Owner Occupied Purchase 365,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED LEHIGH ACRES FL 33971 360 293,590.00 7.500 20061101 PUD 1,834.94 293,590.00 7.500 2nd Home Purchase 380,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED DARIEN IL 60561 360 295,200.00 7.625 20061101 SFR 1,875.75 295,200.00 7.625 Owner Occupied Rate Refi 370,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED PORT ORANGE FL 11717 360 297,450.00 7.500 20061201 PUD 1,859.06 297,450.00 7.500 Owner Occupied Purchase 373,500.00 359 20061201 0.250 0.030 7.220 Express Verified Assets FIXED SURPRISE AZ 85388 360 298,650.00 6.500 20061101 SFR 1,617.69 298,650.00 6.500 Owner Occupied Purchase 380,000.00 358 20061201 0.250 0.030 6.220 Express Verified Assets FIXED WAYNESBORO PA 17268 360 299,950.00 7.500 20061101 SFR 1,874.69 299,950.00 7.500 Investment Purchase 500,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets FIXED SILVER SPRING MD 44084 360 300,000.00 7.125 20061101 SFR 1,781.25 300,000.00 7.125 Owner Occupied CashOut Refi 615,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED ASHBURN VA 20147 360 300,000.00 7.125 20061101 PUD 1,781.25 300,000.00 7.125 Owner Occupied CashOut Refi 375,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED CHICAGO IL 22081 360 300,000.00 6.875 20061101 SFR 1,718.75 300,000.00 6.875 Owner Occupied Rate Refi 375,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED NEW CASTLE DE 43666 360 302,480.00 6.625 20061101 SFR 1,669.94 302,480.00 6.625 Owner Occupied Purchase 385,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED WOODBRIDGE CT 38862 360 303,200.00 7.375 20061201 SFR 1,863.42 303,005.68 7.375 Owner Occupied CashOut Refi 379,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED ALEXANDRIA VA 44629 360 303,200.00 7.375 20061101 PUD 1,863.42 303,200.00 7.375 Owner Occupied Rate Refi 379,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED CHICAGO IL 60637 360 303,920.00 7.500 20061101 3-FAMILY 1,899.50 303,920.00 7.500 Investment Purchase 380,000.00 358 20061201 0.250 0.030 7.220 Full FIXED STATEN ISLAND NY 40245 360 304,000.00 7.375 20061101 SFR 1,868.33 304,000.00 7.375 Owner Occupied CashOut Refi 380,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED LYNNWOOD WA 98087 360 304,000.00 6.875 20061101 SFR 1,741.67 304,000.00 6.875 Owner Occupied Purchase 400,000.00 358 20061201 0.250 0.030 6.595 Stated 36 H FIXED VANCOUVER WA 98682 360 304,000.00 7.000 20061101 SFR 1,773.33 304,000.00 7.000 Owner Occupied Purchase 390,000.00 358 20061201 0.250 0.030 6.720 Express Verified Assets FIXED HEMET CA 92545 360 304,400.00 6.875 20061101 SFR 1,743.96 304,400.00 6.875 Owner Occupied CashOut Refi 380,500.00 358 20061201 0.250 0.030 6.595 Stated 12 H FIXED MENTONE CA 92359 360 305,600.00 6.875 20061101 SFR 1,750.83 305,600.00 6.875 Owner Occupied CashOut Refi 382,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED HIGHLANDS RANCH CO 29250 360 308,000.00 7.000 20061101 PUD 1,796.67 308,000.00 7.000 Owner Occupied Purchase 385,000.00 358 20061201 0.250 0.030 6.720 Stated 36 H FIXED JOHNSTON RI 37518 360 308,000.00 7.500 20061101 SFR 1,925.00 308,000.00 7.500 Owner Occupied CashOut Refi 385,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED HALLANDALE FL 33009 360 308,000.00 7.750 20061101 CONDO 1,989.17 307,345.15 7.750 Investment Purchase 385,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED PARKER CO 80134 360 308,000.00 6.625 20061101 SFR 1,700.42 308,000.00 6.625 Owner Occupied Purchase 385,000.00 358 20061201 0.250 0.030 6.345 Full FIXED SANDOWN NH 3873 360 309,900.00 7.375 20061101 SFR 1,904.59 309,900.00 7.375 Owner Occupied Purchase 397,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED MAPLE GROVE MN 20159 360 310,000.00 6.875 20061101 SFR 1,776.04 310,000.00 6.875 Owner Occupied Purchase 390,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED REDDING CA 96002 360 310,000.00 6.750 20061101 SFR 1,743.75 310,000.00 6.750 Owner Occupied CashOut Refi 390,000.00 358 20061201 0.250 0.030 6.470 SISA FIXED CAMARILLO CA 93010 360 310,000.00 7.250 20061101 CONDO 1,872.92 310,000.00 7.250 Investment CashOut Refi 455,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED CHICAGO IL 60639 360 311,000.00 7.500 20061101 2-FAMILY 1,943.75 311,000.00 7.500 Owner Occupied Rate Refi 405,000.00 358 20061201 0.250 0.030 7.220 SISA FIXED BRONX NY 10461 360 311,500.00 7.375 20061101 SFR 1,914.43 311,500.00 7.375 Investment CashOut Refi 445,000.00 358 20061201 0.250 0.030 7.095 Express No Doc FIXED PLUMAS LAKE CA 95961 360 312,000.00 7.125 20061101 SFR 1,852.50 312,000.00 7.125 Owner Occupied CashOut Refi 390,000.00 358 20061201 0.250 0.030 6.845 SISA FIXED CLOVIS CA 34132 360 312,000.00 6.625 20061101 SFR 1,722.50 312,000.00 6.625 Owner Occupied CashOut Refi 390,000.00 358 20061201 0.250 0.030 6.345 Express Verified Assets FIXED POINCIANA FL 34759 360 312,176.00 6.750 20061101 PUD 1,755.99 312,176.00 6.750 Owner Occupied Purchase 390,220.00 358 20061201 0.250 0.030 6.470 SISA FIXED CHICAGO IL 60647 360 314,500.00 7.750 20061101 2-FAMILY 2,031.15 314,500.00 7.750 Owner Occupied Purchase 370,000.00 358 20061201 0.250 0.030 7.470 PMI 22 Express No Doc FIXED PAYSON AZ 85541 360 316,000.00 6.750 20061101 SFR 1,777.50 316,000.00 6.750 Owner Occupied CashOut Refi 400,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED FOSTER RI 37493 360 316,000.00 6.625 20061101 SFR 1,744.58 316,000.00 6.625 Owner Occupied CashOut Refi 395,000.00 358 20061201 0.250 0.030 6.345 Stated 36 H FIXED LAS VEGAS NV 32511 360 320,000.00 6.625 20061101 SFR 1,766.67 320,000.00 6.625 Owner Occupied Purchase 400,000.00 358 20061201 0.250 0.030 6.345 Express Verified Assets FIXED ROCKLEDGE FL 32955 360 320,000.00 7.125 20061101 PUD 1,900.00 320,000.00 7.125 Owner Occupied CashOut Refi 400,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED LONG BEACH CA 33090 360 320,000.00 6.625 20061101 2-FAMILY 1,766.67 319,781.92 6.625 Owner Occupied CashOut Refi 600,000.00 358 20061201 0.250 0.030 6.345 Express No Doc 60 H FIXED SAN DIEGO CA 33605 360 320,000.00 7.250 20061101 SFR 1,933.33 318,866.66 7.250 Investment Purchase 400,000.00 358 20070101 0.250 0.030 6.970 Stated FIXED SAN DIEGO CA 33618 360 320,000.00 7.250 20061101 CONDO 1,933.33 320,000.00 7.250 Owner Occupied Rate Refi 400,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED ALLISON PARK PA 42005 360 320,000.00 6.875 20061201 SFR 1,833.33 320,000.00 6.875 Owner Occupied Rate Refi 403,000.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED PALMDALE CA 93550 360 322,400.00 6.875 20061101 SFR 1,847.08 322,400.00 6.875 Owner Occupied Purchase 405,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED INGLEWOOD CA 32937 360 325,000.00 6.500 20061101 SFR 1,760.42 325,000.00 6.500 Owner Occupied CashOut Refi 615,000.00 358 20061201 0.250 0.030 6.220 Express No Doc 60 H FIXED UPPER MARLBORO MD 20772 360 328,500.00 6.750 20061101 SFR 1,847.81 328,500.00 6.750 Owner Occupied CashOut Refi 365,000.00 358 20061201 0.250 0.030 6.470 PMI 25 Full FIXED WATERFORD CA 95386 360 330,000.00 7.250 20061101 SFR 1,993.75 330,000.00 7.250 Owner Occupied CashOut Refi 509,000.00 358 20061201 0.250 0.030 6.970 SISA FIXED NAPLES FL 12436 360 331,341.00 7.625 20061201 SFR 2,105.40 331,341.00 7.625 Investment Purchase 425,000.00 359 20061201 0.250 0.030 7.345 Express Verified Assets FIXED CAMDEN SC 29020 360 334,000.00 7.500 20061101 SFR 2,087.50 334,000.00 7.500 Owner Occupied CashOut Refi 425,000.00 358 20061201 0.250 0.030 7.220 Express Verified Assets 12 H FIXED CORNVILLE AZ 31496 360 335,200.00 7.625 20061101 SFR 2,129.92 335,200.00 7.625 Owner Occupied Purchase 425,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED COLORADO SPRINGS CO 29472 360 336,000.00 6.625 20061101 SFR 1,855.00 335,999.00 6.625 Owner Occupied Rate Refi 420,000.00 358 20061201 0.250 0.030 6.345 Full FIXED YAMHILL OR 97148 360 336,000.00 6.750 20061101 SFR 1,890.00 336,000.00 6.750 Owner Occupied Purchase 420,000.00 358 20061201 0.250 0.030 6.470 Full FIXED BEND OR 35612 360 336,000.00 6.875 20061101 PUD 1,925.00 336,000.00 6.875 Investment Purchase 430,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED MIAMI FL 33165 360 336,000.00 7.125 20061201 SFR 1,995.00 336,000.00 7.125 Owner Occupied CashOut Refi 420,000.00 359 20061201 0.250 0.030 6.845 SISA FIXED LAKE PARK MN 56554 360 339,000.00 6.875 20061201 SFR 1,942.19 339,000.00 6.875 Owner Occupied CashOut Refi 465,000.00 359 20061201 0.250 0.030 6.595 SISA FIXED SALT LAKE CITY UT 30686 360 340,000.00 7.125 20061101 SFR 2,018.75 340,000.00 7.125 Owner Occupied CashOut Refi 425,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED DARTMOUTH MA 2747 360 340,000.00 7.250 20061201 SFR 2,054.17 339,823.76 7.250 Owner Occupied CashOut Refi 425,000.00 359 20061201 0.250 0.030 6.970 SISA FIXED PORTLAND OR 35475 360 340,000.00 7.375 20061101 SFR 2,089.58 339,989.58 7.375 Investment Purchase 425,000.00 358 20061201 0.250 0.030 7.095 SISA FIXED CHICAGO IL 22092 360 340,000.00 7.250 20061101 2-FAMILY 2,054.17 340,000.00 7.250 Owner Occupied Purchase 450,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED ROSEVILLE CA 95661 360 340,000.00 7.500 20061101 SFR 2,125.00 340,000.00 7.500 Investment Purchase 426,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED SILVER SPRING MD 44075 360 342,400.00 6.875 20061101 SFR 1,961.67 342,400.00 6.875 Owner Occupied Purchase 436,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED SAVANNAH GA 11424 360 344,000.00 7.375 20061101 PUD 2,114.17 344,000.00 7.375 Investment CashOut Refi 430,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED TYRONE GA 30290 360 344,000.00 7.625 20061101 PUD 2,185.83 344,000.00 7.625 Owner Occupied CashOut Refi 430,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED CHICAGO IL 60656 360 346,750.00 6.750 20061101 SFR 1,950.47 346,750.00 6.750 Owner Occupied Rate Refi 475,000.00 358 20061201 0.250 0.030 6.470 Stated FIXED PATERSON NJ 39215 360 347,000.00 6.750 20061201 2-FAMILY 1,951.88 347,000.00 6.750 Owner Occupied CashOut Refi 440,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED PORTLAND OR 35480 360 348,000.00 7.625 20061101 SFR 2,211.25 348,000.00 7.625 Owner Occupied Purchase 448,000.00 358 20061201 0.250 0.030 7.345 SISA FIXED SEASIDE CA 93955 360 350,000.00 6.500 20061101 2-FAMILY 1,895.83 350,000.00 6.500 Owner Occupied CashOut Refi 540,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED BERWYN IL 22008 360 350,300.00 7.125 20061101 3-FAMILY 2,079.91 350,300.00 7.125 Owner Occupied Purchase 438,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED CLINTON MD 20735 360 352,000.00 7.375 20061101 SFR 2,163.33 351,999.94 7.375 Owner Occupied CashOut Refi 440,000.00 358 20061201 0.250 0.030 7.095 Stated 12 H FIXED ROSEVILLE CA 95678 360 352,000.00 7.125 20061101 SFR 2,090.00 351,990.00 7.125 Owner Occupied CashOut Refi 440,000.00 358 20061201 0.250 0.030 6.845 Full FIXED BERMUDA DUNES CA 33637 360 352,000.00 7.375 20061101 PUD 2,163.33 352,000.00 7.375 2nd Home Purchase 440,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED LOS ANGELES CA 90022 360 352,227.00 6.375 20061101 SFR 1,871.21 352,227.00 6.375 Owner Occupied CashOut Refi 510,000.00 358 20061201 0.250 0.030 6.095 SISA FIXED AIEA HI 35247 360 358,500.00 6.375 20061101 SFR 1,904.53 358,372.92 6.375 Owner Occupied CashOut Refi 560,000.00 358 20061201 0.250 0.030 6.095 Stated 60 H FIXED NEWBERG OR 97132 360 359,650.00 6.875 20061101 SFR 2,060.49 359,650.00 6.875 Owner Occupied CashOut Refi 449,600.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED BEDFORD MA 37102 360 364,000.00 7.625 20061101 SFR 2,312.92 364,000.00 7.625 Owner Occupied Purchase 455,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED LYNNWOOD WA 98036 360 364,000.00 6.500 20061101 PUD 1,971.67 364,000.00 6.500 Owner Occupied Rate Refi 455,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED JERSEY CITY NJ 39146 360 364,000.00 8.500 20061201 2-FAMILY 2,578.33 364,000.00 8.500 Owner Occupied Purchase 460,000.00 359 20061201 0.250 0.030 8.220 SISA FIXED CHICAGO IL 22085 360 367,200.00 6.875 20061201 2-FAMILY 2,103.75 367,200.00 6.875 Owner Occupied Rate Refi 459,000.00 359 20061201 0.250 0.030 6.595 Stated 12 H FIXED NEDERLAND CO 80466 360 370,000.00 6.875 20061101 SFR 2,119.79 369,750.00 6.875 Owner Occupied CashOut Refi 415,000.00 358 20061201 0.250 0.030 6.595 PMI 25 Full FIXED CARDIFF BY THE SEA CA 92007 360 370,000.00 7.000 20061201 SFR 2,158.33 370,000.00 7.000 Owner Occupied CashOut Refi 450,000.00 359 20061201 0.250 0.030 6.720 TRIAD - BORROWER PAID 20 Express Verified Assets FIXED ANNAPOLIS MD 44289 360 372,000.00 7.250 20061101 D-PUDS 2,247.50 372,000.00 7.250 Owner Occupied CashOut Refi 465,000.00 358 20061201 0.250 0.030 6.970 Full FIXED NEWARK NJ 39086 360 372,800.00 7.625 20061101 3-FAMILY 2,368.83 372,800.00 7.625 Investment Purchase 466,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED NESCONSET NY 11767 360 373,120.00 7.125 20061101 SFR 2,215.40 373,120.00 7.125 Owner Occupied Purchase 470,000.00 358 20061201 0.250 0.030 6.845 Express Verified Assets FIXED SCOTTSDALE AZ 85258 360 375,000.00 6.750 20061101 CONDO 2,109.38 374,451.16 6.750 Owner Occupied Rate Refi 595,000.00 358 20061201 0.250 0.030 6.470 Express No Doc FIXED LAS VEGAS NV 89134 360 376,000.00 7.875 20061101 PUD 2,467.50 376,000.00 7.875 Owner Occupied Purchase 470,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED CITRUS HEIGHTS CA 34860 360 376,000.00 6.875 20061101 SFR 2,154.17 376,000.00 6.875 Owner Occupied CashOut Refi 470,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED LOS ANGELES CA 90001 360 380,000.00 7.750 20061101 2-FAMILY 2,454.17 380,000.00 7.750 Investment CashOut Refi 550,000.00 358 20061201 0.250 0.030 7.470 NINA 36 H FIXED DULUTH GA 30097 360 384,800.00 6.875 20061101 PUD 2,204.58 384,800.00 6.875 Owner Occupied Rate Refi 481,000.00 358 20061201 0.250 0.030 6.595 SISA FIXED EASTHAM MA 2642 360 390,000.00 6.875 20061101 SFR 2,234.37 390,000.00 6.875 Owner Occupied CashOut Refi 525,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED ROUND HILL VA 20141 360 391,000.00 7.250 20061101 PUD 2,362.29 391,000.00 7.250 Owner Occupied Purchase 514,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED MADEIRA BEACH FL 12243 360 395,000.00 7.875 20061101 CONDO 2,592.19 394,992.19 7.875 Investment Rate Refi 495,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED PORTLAND OR 35482 360 399,200.00 6.750 20061101 SFR 2,245.50 399,200.00 6.750 Owner Occupied Purchase 515,000.00 358 20061201 0.250 0.030 6.470 Express No Doc FIXED HOLLYWOOD FL 33020 360 400,000.00 7.375 20061101 4-FAMILY 2,458.33 400,000.00 7.375 Investment CashOut Refi 500,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED TWAIN HARTE CA 95383 360 400,000.00 7.750 20061101 SFR 2,583.33 400,000.00 7.750 Investment CashOut Refi 500,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED MILFORD MA 1757 360 400,000.00 7.750 20061101 SFR 2,583.33 400,000.00 7.750 Owner Occupied Purchase 503,000.00 358 20061201 0.250 0.030 7.470 SISA FIXED CARLSBAD CA 92009 360 400,000.00 7.125 20061101 SFR 2,375.00 399,348.07 7.125 Owner Occupied CashOut Refi 725,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED MOUNT PLEASANT SC 29466 360 400,000.00 7.375 20061201 PUD 2,458.33 400,000.00 7.375 Owner Occupied CashOut Refi 500,000.00 359 20061201 0.250 0.030 7.095 Stated FIXED EDGEWATER MD 21037 360 404,000.00 6.750 20061001 PUD 2,272.50 404,000.00 6.750 Owner Occupied CashOut Refi 505,000.00 357 20061201 0.250 0.030 6.470 Express Verified Assets FIXED BELTSVILLE MD 44017 360 406,000.00 6.875 20061101 SFR 2,326.04 406,000.00 6.875 Owner Occupied CashOut Refi 510,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED CHICAGO IL 60634 360 412,500.00 7.375 20061101 SFR 2,535.16 412,500.00 7.375 Owner Occupied Purchase 550,000.00 358 20061201 0.250 0.030 7.095 Stated FIXED SANTA ANA CA 33789 360 417,000.00 6.875 20061101 SFR 2,389.06 416,665.17 6.875 Owner Occupied CashOut Refi 700,000.00 358 20061201 0.250 0.030 6.595 Express Verified Assets FIXED UNION NJ 7083 360 444,000.00 7.625 20061101 4-FAMILY 2,821.25 444,000.00 7.625 Owner Occupied Rate Refi 556,000.00 358 20061201 0.250 0.030 7.345 Stated FIXED CHICAGO IL 22089 360 417,000.00 8.375 20061101 CONDO 2,910.31 417,000.00 8.375 Owner Occupied Purchase 560,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED CHICAGO IL 22079 360 417,000.00 7.500 20061101 2-FAMILY 2,606.25 417,000.00 7.500 Owner Occupied Purchase 600,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED MATTAPAN MA 37282 360 417,000.00 7.750 20061101 3-FAMILY 2,693.12 417,000.00 7.750 Investment Rate Refi 560,000.00 358 20061201 0.250 0.030 7.470 Full FIXED NEWTOWN CT 6470 360 562,500.00 7.375 20061101 SFR 3,885.05 561,641.33 7.375 Owner Occupied Purchase 750,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED WILTON CT 6897 360 600,000.00 7.750 20061101 SFR 4,298.47 599,150.33 7.750 Owner Occupied Rate Refi 775,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets FIXED LONGBOAT KEY FL 12478 360 495,000.00 7.750 20061201 PUD 3,546.24 494,650.64 7.750 Owner Occupied CashOut Refi 660,000.00 359 20061201 0.250 0.030 7.470 Stated FIXED CHICAGO IL 60645 360 612,000.00 8.375 20061101 SFR 4,651.64 611,236.57 8.375 Owner Occupied Purchase 765,000.00 358 20061201 0.250 0.030 8.095 Express Verified Assets FIXED ROCKAWAY PARK NY 11694 360 544,000.00 7.875 20061101 CONDO 3,944.38 543,248.78 7.875 Owner Occupied Purchase 680,000.00 358 20061201 0.250 0.030 7.595 SISA FIXED DOYLESTOWN PA 43344 360 500,000.00 7.750 20061101 SFR 3,582.06 499,291.94 7.750 Owner Occupied CashOut Refi 625,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED SURPRISE AZ 85388 360 447,500.00 7.250 20061101 PUD 2,703.65 447,500.00 7.250 Owner Occupied Purchase 560,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED GOODYEAR AZ 85338 360 476,800.00 7.375 20061101 PUD 2,930.33 476,800.00 7.375 Owner Occupied CashOut Refi 596,000.00 358 20061201 0.250 0.030 7.095 Express Verified Assets FIXED PEORIA AZ 85383 360 543,291.00 7.250 20061101 PUD 3,282.38 543,291.00 7.250 Owner Occupied Purchase 682,000.00 358 20061201 0.250 0.030 6.970 SISA FIXED CHANDLER AZ 85249 360 799,992.00 7.875 20061101 PUD 5,249.95 799,992.00 7.875 Owner Occupied Purchase 1,000,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED NIPOMO CA 93444 360 465,500.00 7.750 20061201 SFR 3,006.35 465,500.00 7.750 Investment Purchase 680,000.00 359 20061201 0.250 0.030 7.470 Express No Doc FIXED NORCO CA 92860 360 470,000.00 7.625 20061101 SFR 2,986.46 470,000.00 7.625 Owner Occupied CashOut Refi 775,000.00 358 20061201 0.250 0.030 7.345 Express No Doc 12 H FIXED GRIDLEY CA 95948 360 561,600.00 8.875 20061101 SFR 4,153.50 561,600.00 8.875 Owner Occupied Purchase 702,000.00 358 20061201 0.250 0.030 8.595 Stated FIXED HAYWARD CA 94544 360 603,500.00 6.875 20061101 PUD 3,457.55 603,232.55 6.875 Owner Occupied Rate Refi 1,000,000.00 358 20061201 0.250 0.030 6.595 Stated 12 H FIXED IRVINE CA 33761 360 1,000,000.00 8.375 20061101 PUD 6,979.17 1,000,000.00 8.375 Owner Occupied CashOut Refi 1,250,000.00 358 20061201 0.250 0.030 8.095 Stated 12 H FIXED LONGMONT CO 29345 360 680,000.00 8.125 20061101 PUD 4,604.17 680,000.00 8.125 Owner Occupied CashOut Refi 850,000.00 358 20061201 0.250 0.030 7.845 Stated FIXED WASHINGTON DC 20003 360 640,000.00 7.750 20061101 SFR 4,133.33 640,000.00 7.750 Owner Occupied CashOut Refi 800,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED ORLANDO FL 11929 360 424,000.00 7.625 20061101 SFR 2,694.17 424,000.00 7.625 Owner Occupied Purchase 550,000.00 358 20061201 0.250 0.030 7.345 Express Verified Assets FIXED BOCA RATON FL 12172 360 485,600.00 7.250 20061101 PUD 2,933.83 485,600.00 7.250 Owner Occupied Purchase 610,000.00 358 20061201 0.250 0.030 6.970 Stated 60 H FIXED MIAMI FL 33182 360 562,500.00 7.125 20061101 SFR 3,339.84 562,100.00 7.125 Owner Occupied CashOut Refi 750,000.00 358 20061201 0.250 0.030 6.845 SISA 36 H FIXED REDINGTON BEACH FL 12243 360 596,000.00 8.125 20061201 SFR 4,035.42 596,000.00 8.125 2nd Home CashOut Refi 745,000.00 359 20061201 0.250 0.030 7.845 Stated FIXED MADEIRA BEACH FL 12243 360 600,000.00 7.250 20061101 SFR 3,625.00 600,000.00 7.250 Owner Occupied CashOut Refi 750,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED MARCO ISLAND FL 34145 360 628,000.00 8.375 20061201 CONDO 4,382.92 628,000.00 8.375 Owner Occupied Purchase 785,000.00 359 20061201 0.250 0.030 8.095 Stated FIXED ORLANDO FL 11915 360 648,000.00 8.125 20061101 SFR 4,387.50 648,000.00 8.125 Owner Occupied Purchase 810,000.00 358 20061201 0.250 0.030 7.845 SISA FIXED WEST PALM BEACH FL 12157 360 940,000.00 7.625 20061101 PUD 5,972.92 940,000.00 7.625 Owner Occupied Purchase 1,175,000.00 358 20061201 0.250 0.030 7.345 Express No Doc FIXED PARKLAND FL 33067 360 952,000.00 7.750 20061101 SFR 6,148.33 952,000.00 7.750 Owner Occupied CashOut Refi 1,300,000.00 358 20061201 0.250 0.030 7.470 Full FIXED PARKLAND FL 33067 360 975,000.00 7.750 20061101 PUD 6,296.87 975,000.00 7.750 Owner Occupied Purchase 1,300,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED WINDERMERE FL 34786 360 999,900.00 7.750 20061101 PUD 6,457.69 999,900.00 7.750 Owner Occupied CashOut Refi 1,625,000.00 358 20061201 0.250 0.030 7.470 Express No Doc FIXED FORT MYERS FL 12298 360 1,120,000.00 8.250 20061101 SFR 7,700.00 1,120,000.00 8.250 Owner Occupied Purchase 1,400,000.00 358 20061201 0.250 0.030 7.970 Stated FIXED LONG GROVE IL 60047 360 540,000.00 7.875 20061101 SFR 3,543.75 540,000.00 7.875 Owner Occupied CashOut Refi 675,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED LAKE FOREST IL 60045 360 600,000.00 8.625 20061101 SFR 4,312.50 600,000.00 8.625 Owner Occupied CashOut Refi 790,000.00 358 20061201 0.250 0.030 8.345 Express No Doc FIXED HIGHLAND PARK IL 60035 360 783,120.00 8.500 20061101 SFR 5,547.10 783,120.00 8.500 Owner Occupied Purchase 980,000.00 358 20061201 0.250 0.030 8.220 Stated FIXED WAYLAND MA 1778 360 568,000.00 7.250 20061101 SFR 3,431.67 568,000.00 7.250 Owner Occupied Purchase 715,000.00 358 20061201 0.250 0.030 6.970 Stated FIXED SILVER SPRING MD 44075 360 544,000.00 7.875 20061101 SFR 3,570.00 543,999.01 7.875 Owner Occupied CashOut Refi 680,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED BIRMINGHAM MI 48009 360 440,000.00 8.375 20061101 CONDO 3,070.83 440,000.00 8.375 Owner Occupied CashOut Refi 550,000.00 358 20061201 0.250 0.030 8.095 Stated FIXED LAS VEGAS NV 32525 360 640,000.00 7.500 20061101 SFR 4,000.00 640,000.00 7.500 Owner Occupied CashOut Refi 800,000.00 358 20061201 0.250 0.030 7.220 Stated FIXED HILLSDALE NY 41058 360 510,000.00 7.625 20061201 SFR 3,240.63 510,000.00 7.625 Owner Occupied CashOut Refi 850,000.00 359 20061201 0.250 0.030 7.345 Express Verified Assets FIXED PORTLAND OR 35462 360 484,000.00 7.875 20061101 SFR 3,176.25 484,000.00 7.875 Owner Occupied Purchase 680,000.00 358 20061201 0.250 0.030 7.595 Express Verified Assets FIXED NEWPORT RI 2840 360 460,000.00 7.375 20061201 SFR 2,827.08 460,000.00 7.375 Owner Occupied CashOut Refi 1,600,000.00 359 20061201 0.250 0.030 7.095 Express Verified Assets FIXED STERLING VA 20166 360 694,800.00 6.875 20061101 SFR 3,980.63 694,800.00 6.875 Owner Occupied CashOut Refi 868,500.00 358 20061201 0.250 0.030 6.595 Stated FIXED BELLEVUE WA 98005 360 525,000.00 7.250 20061101 SFR 3,171.88 525,000.00 7.250 Owner Occupied CashOut Refi 695,000.00 358 20061201 0.250 0.030 6.970 Full FIXED SNOHOMISH WA 98296 360 595,000.00 7.750 20061101 SFR 3,842.71 594,543.93 7.750 Owner Occupied CashOut Refi 750,000.00 358 20061201 0.250 0.030 7.470 Stated FIXED EAST ELMHURST NY 11369 360 600,000.00 8.375 20061201 2-FAMILY 4,187.50 600,000.00 8.375 Owner Occupied CashOut Refi 820,000.00 359 20061201 0.250 0.030 8.095 Stated FIXED BARSTOW CA 33674 360 202,500.00 7.500 20060801 2-FAMILY 1,265.63 202,500.00 7.500 Investment Purchase 225,000.00 355 20061201 0.375 0.030 7.095 Stated 3.625 LIBOR 6 SANTA ANA CA 33788 360 313,000.00 6.250 20061201 SFR 1,927.20 312,703.01 6.250 Investment CashOut Refi 700,000.00 359 20061201 0.250 0.030 5.970 SISA 24 H FIXED HEMET CA 92544 360 232,500.00 8.500 20061201 SFR 1,646.88 232,500.00 8.500 Investment CashOut Refi 310,000.00 359 20061201 0.375 0.030 8.095 Stated 12 H 3 LIBOR 6 SAN JOSE CA 95132 360 412,100.00 6.750 20061201 SFR 2,318.06 412,100.00 6.750 Owner Occupied Purchase 670,000.00 359 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 SAN DIEGO CA 92154 360 612,000.00 7.500 20061201 D-PUDS 3,825.00 612,000.00 7.500 Owner Occupied Purchase 765,000.00 359 20061201 0.250 0.030 7.220 Stated 24 H FIXED RIALTO CA 92376 360 340,000.00 7.500 20061201 SFR 2,125.00 340,000.00 7.500 Owner Occupied Purchase 425,000.00 359 20061201 0.375 0.030 7.095 Stated 36 H 3 LIBOR 6 LAKELAND FL 12278 360 185,250.00 6.375 20070101 D-PUDS 984.14 185,250.00 6.375 Investment Purchase 247,000.00 360 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 SONORA CA 95370 360 200,000.00 6.375 20061101 PUD 1,247.74 199,628.54 6.375 2nd Home Purchase 285,000.00 358 20061201 0.250 0.030 6.095 Stated 36 H FIXED FIREBAUGH CA 34142 360 110,000.00 6.750 20061201 SFR 713.46 109,905.29 6.750 Investment Rate Refi 235,000.00 359 20061201 0.250 0.030 6.470 Express No Doc 36 H FIXED SELMA CA 93662 360 140,000.00 7.000 20061201 SFR 931.42 139,885.24 7.000 Owner Occupied Rate Refi 265,000.00 359 20061201 0.250 0.030 6.720 Express No Doc FIXED SAN DIEGO CA 33632 360 623,200.00 6.625 20061101 SFR 3,440.58 623,200.00 6.625 Owner Occupied Purchase 779,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED TOLUCA LAKE AREA, LOS ANGELES CA 33391 360 476,000.00 6.500 20061201 CONDO 2,578.33 476,000.00 6.500 Owner Occupied Purchase 620,000.00 359 20061201 0.250 0.030 6.220 Stated 36 H FIXED PALMDALE CA 93551 360 390,400.00 6.375 20061201 SFR 2,074.00 390,400.00 6.375 Owner Occupied Purchase 490,000.00 359 20061201 0.250 0.030 6.095 Stated 36 H FIXED PLACERVILLE CA 95667 360 295,500.00 6.375 20061201 SFR 1,569.84 295,500.00 6.375 Owner Occupied Rate Refi 394,000.00 359 20061201 0.250 0.030 6.095 Full 36 H FIXED OCEANSIDE CA 92054 360 450,000.00 6.375 20061201 SFR 2,390.63 450,000.00 6.375 Owner Occupied Rate Refi 600,000.00 359 20061201 0.250 0.030 6.095 Full 36 H FIXED LYNWOOD CA 90262 360 325,000.00 6.625 20061201 SFR 1,794.27 325,000.00 6.625 Owner Occupied Rate Refi 525,000.00 359 20061201 0.250 0.030 6.345 SISA FIXED PALMDALE CA 93550 360 245,000.00 6.875 20061201 SFR 1,403.65 245,000.00 6.875 Owner Occupied Rate Refi 405,000.00 359 20061201 0.250 0.030 6.595 SISA FIXED NORTH HILLS AREA, LOS ANGELES CA 91343 360 280,000.00 7.000 20061201 CONDO 1,633.33 280,000.00 7.000 Owner Occupied Rate Refi 515,000.00 359 20061201 0.250 0.030 6.720 Stated FIXED MAMMOTH LAKES AREA CA 93546 360 292,000.00 6.875 20061201 CONDO 1,672.92 292,000.00 6.875 Owner Occupied Rate Refi 365,000.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED LOS ANGELES (AREA) CA 90022 360 226,000.00 6.625 20061201 SFR 1,247.71 226,000.00 6.625 Owner Occupied Rate Refi 480,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED LOS ANGELES CA 90065 360 360,000.00 6.500 20061201 4-FAMILY 1,950.00 360,000.00 6.500 Investment Rate Refi 696,000.00 359 20061201 0.250 0.030 6.220 Stated 36 S FIXED HAWTHORNE CA 32936 360 280,000.00 6.500 20061201 2-FAMILY 1,516.67 280,000.00 6.500 Owner Occupied Rate Refi 575,000.00 359 20061201 0.250 0.030 6.220 Stated 36 S FIXED HICKMAN CA 34781 360 425,000.00 6.750 20061201 SFR 2,390.63 425,000.00 6.750 Owner Occupied Rate Refi 700,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED LA PUENTE CA 91744 360 360,000.00 6.875 20061201 SFR 2,062.50 360,000.00 6.875 Owner Occupied Rate Refi 456,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED TEMECULA CA 92592 360 408,000.00 6.625 20061201 PUD 2,252.50 408,000.00 6.625 Owner Occupied Rate Refi 510,000.00 359 20061201 0.250 0.030 6.345 Stated 36 S FIXED COMPTON AREA CA 32926 360 184,000.00 6.875 20061201 SFR 1,054.17 184,000.00 6.875 Owner Occupied Rate Refi 387,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED WINNETKA AREA, LOS ANGELES CA 33303 360 250,000.00 6.875 20061101 SFR 1,432.29 250,000.00 6.875 Owner Occupied Rate Refi 640,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED LOS ANGELES CA 90018 360 500,000.00 7.250 20061201 SFR 3,020.83 500,000.00 7.250 Owner Occupied Rate Refi 625,000.00 359 20061201 0.250 0.030 6.970 Stated FIXED BURBANK CA 33360 360 543,000.00 6.750 20061201 3-FAMILY 3,276.23 542,778.15 6.750 Owner Occupied Rate Refi 900,000.00 359 20061201 0.250 0.030 6.470 SISA FIXED ALBION CA 34799 360 795,000.00 6.625 20061201 SFR 5,090.47 794,298.58 6.625 Owner Occupied CashOut Refi 1,300,000.00 359 20061201 0.250 0.030 6.345 Express No Doc FIXED AMADOR CITY CA 34851 360 100,000.00 6.750 20061201 SFR 648.6 99,913.90 6.750 2nd Home CashOut Refi 434,300.00 359 20061201 0.250 0.030 6.470 Express No Doc FIXED SANGER CA 93657 360 160,000.00 7.000 20061101 SFR 1,064.48 159,736.93 7.000 Owner Occupied CashOut Refi 235,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED LOS ANGELES CA 90016 360 320,000.00 6.750 20061201 2-FAMILY 2,075.51 319,724.48 6.750 Owner Occupied CashOut Refi 840,000.00 359 20061201 0.250 0.030 6.470 Express No Doc FIXED MODESTO CA 95355 360 140,000.00 6.875 20061201 3-FAMILY 919.71 139,882.37 6.875 Investment Rate Refi 480,000.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED TURLOCK CA 95380 360 467,920.00 7.125 20061201 SFR 3,152.46 467,545.81 7.125 Owner Occupied Purchase 585,000.00 359 20061201 0.250 0.030 6.845 Express Verified Assets FIXED LANCASTER CA 93534 360 304,000.00 6.500 20061201 SFR 1,921.49 303,725.18 6.500 Owner Occupied Purchase 415,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED RIO DELL CA 95562 360 120,000.00 6.875 20061101 SFR 788.32 119,797.78 6.875 Investment Rate Refi 221,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED LOS ANGELES CA 90006 360 553,500.00 6.625 20061201 4-FAMILY 3,544.13 553,011.65 6.625 Owner Occupied Rate Refi 855,000.00 359 20061201 0.250 0.030 6.345 Stated 36 H FIXED COMPTON CA 32924 360 277,500.00 7.250 20061201 SFR 1,893.04 277,283.52 7.250 Owner Occupied Rate Refi 375,000.00 359 20061201 0.250 0.030 6.970 Stated 36 H FIXED ELK GROVE CA 34874 360 570,000.00 6.500 20061201 SFR 3,602.79 569,484.71 6.500 Owner Occupied Rate Refi 901,000.00 359 20061201 0.250 0.030 6.220 Stated 36 H FIXED MODESTO CA 95355 360 197,500.00 6.875 20061201 4-FAMILY 1,297.44 197,334.07 6.875 Investment Rate Refi 648,000.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED VAN NUYS AREA, LOS ANGELES CA 33333 360 470,000.00 6.625 20061101 SFR 3,009.46 469,168.35 6.625 Owner Occupied Rate Refi 760,000.00 358 20061201 0.250 0.030 6.345 Stated 36 H FIXED SAN DIEG0 CA 33612 360 414,000.00 6.500 20061201 3-FAMILY 2,616.76 413,625.73 6.500 Investment Rate Refi 1,250,000.00 359 20061201 0.250 0.030 6.220 Stated 36 H FIXED BALDWIN PARK CA 33425 360 180,000.00 6.625 20061201 SFR 1,152.56 179,841.19 6.625 Owner Occupied Rate Refi 418,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED LA PUENTE CA 91744 360 250,000.00 6.750 20061201 SFR 1,621.50 249,784.75 6.750 Investment CashOut Refi 425,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED TURLOCK CA 95382 360 181,000.00 6.875 20061201 CONDO 1,189.05 180,847.93 6.875 Owner Occupied Rate Refi 245,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED BIG BEAR LAKE CA 33678 180 93,000.00 6.375 20061201 SFR 803.76 92,690.30 6.375 2nd Home Rate Refi 285,000.00 179 20061201 0.250 0.030 6.095 Express No Doc 36 S FIXED CHATSWORTH AREA, LOS ANGELES CA 33308 180 374,000.00 6.375 20061201 SFR 3,232.30 372,754.58 6.375 Investment Rate Refi 900,000.00 179 20061201 0.250 0.030 6.095 Stated FIXED WOODLAND HILLS AREA, LOS ANGELES CA 91367 180 192,000.00 6.750 20061201 CONDO 1,699.03 191,380.97 6.750 Owner Occupied Rate Refi 275,000.00 179 20061201 0.250 0.030 6.470 Stated 36 H FIXED CHATSWORTH AREA, LOS ANGELES CA 33308 180 429,000.00 6.250 20061201 SFR 3,678.34 427,556.03 6.250 Owner Occupied Rate Refi 1,390,000.00 179 20061201 0.250 0.030 5.970 Stated FIXED LAKE ELIZABETH AREA CA 93532 360 229,600.00 6.875 20061201 SFR 1,315.42 229,600.00 6.875 Owner Occupied Purchase 290,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED LOS ANGELES CA 91342 360 342,400.00 6.625 20061201 CONDO 1,890.33 342,400.00 6.625 Owner Occupied Purchase 430,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 ROY UT 84067 360 113,600.00 6.875 20061101 SFR 650.83 113,600.00 6.875 Owner Occupied CashOut Refi 142,000.00 358 20061201 0.375 0.030 6.470 Full 36 S 2.75 LIBOR 6 CENTERTON AR 26499 360 213,120.00 8.750 20061101 SFR 1,676.62 212,873.87 8.750 Investment Purchase 267,000.00 358 20061201 0.375 0.030 8.345 Express No Doc 36 S 5 LIBOR 6 SANTA MARIA CA 93458 360 381,100.00 6.375 20061101 SFR 2,024.59 381,100.00 6.375 Owner Occupied Purchase 476,500.00 358 20061201 0.375 0.030 5.970 Express No Doc Verified Assets 2.25 LIBOR 6 EAGLE MOUNTAIN UT 84005 360 237,977.00 7.000 20061101 PUD 1,388.20 237,977.00 7.000 Owner Occupied Purchase 300,000.00 358 20061201 0.375 0.030 6.595 Express No Doc 2.25 LIBOR 6 SANTA MARIA CA 93454 360 385,000.00 6.500 20061101 SFR 2,085.42 385,000.00 6.500 Owner Occupied Purchase 585,000.00 358 20061201 0.375 0.030 6.095 SISA 2.25 LIBOR 6 GLEN ROCK NJ 7452 360 624,000.00 7.875 20061101 SFR 4,095.00 624,000.00 7.875 Owner Occupied CashOut Refi 780,000.00 358 20061201 0.375 0.030 7.470 Stated 2.25 LIBOR 6 WEST JORDAN UT 84088 360 140,000.00 7.375 20061101 CONDO 966.95 139,786.28 7.375 Owner Occupied Purchase 175,000.00 358 20061201 0.375 0.030 6.970 Stated 36 S 2.25 LIBOR 6 DES MOINES IA 18332 360 53,600.00 8.375 20061101 SFR 407.4 53,533.13 8.375 Investment Purchase 67,000.00 358 20061201 0.375 0.030 7.970 Express Verified Assets 2.25 LIBOR 6 CALDWELL ID 30472 360 117,750.00 7.250 20061101 PUD 711.41 117,750.00 7.250 Owner Occupied Purchase 161,000.00 358 20061201 0.375 0.030 6.845 Express No Doc Verified Assets 2.25 LIBOR 6 SUWANEE GA 30024 360 267,180.00 7.500 20061101 PUD 1,669.87 267,180.00 7.500 Investment Purchase 337,000.00 358 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 6 LANCASTER CA 93534 360 307,200.00 6.625 20061101 SFR 1,696.00 307,200.00 6.625 Owner Occupied Purchase 400,000.00 358 20061201 0.375 0.030 6.220 SISA 36 S 2.75 LIBOR 6 DENVER CO 29255 360 148,000.00 7.625 20061101 SFR 940.42 148,000.00 7.625 Investment CashOut Refi 185,000.00 358 20061201 0.375 0.030 7.220 Express No Doc Verified Assets 36 S 2.25 LIBOR 6 LAS VEGAS NV 89139 360 280,792.00 7.625 20061201 PUD 1,784.20 280,792.00 7.625 2nd Home Purchase 355,000.00 359 20061201 0.375 0.030 7.220 Express No Doc Verified Assets 2.25 LIBOR 6 SACRAMENTO CA 34931 360 284,000.00 7.375 20061101 SFR 1,745.42 284,000.00 7.375 Owner Occupied Purchase 357,000.00 358 20061201 0.375 0.030 6.970 Express No Doc 2.25 LIBOR 6 SUWANEE GA 30024 360 273,248.00 7.500 20061101 PUD 1,707.80 273,248.00 7.500 Investment Purchase 345,000.00 358 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 6 BOISE ID 30510 360 220,000.00 6.750 20061101 PUD 1,426.92 219,620.09 6.750 Owner Occupied Purchase 287,000.00 358 20061201 0.375 0.030 6.345 Express No Doc Verified Assets 36 S 2.25 LIBOR 6 CANON CITY CO 29629 360 48,000.00 7.875 20061101 SFR 315 48,000.00 7.875 2nd Home CashOut Refi 60,000.00 358 20061201 0.375 0.030 7.470 Stated 2.25 LIBOR 6 SOUTH OGDEN UT 30775 360 268,800.00 6.375 20061201 SFR 1,428.00 268,800.00 6.375 Owner Occupied Purchase 336,000.00 359 20061201 0.375 0.030 5.970 Stated 2.75 LIBOR 6 LOVELAND CO 80537 360 175,120.00 7.625 20061201 SFR 1,112.74 175,120.00 7.625 Owner Occupied Purchase 220,000.00 359 20061201 0.375 0.030 7.220 Express No Doc 2.25 LIBOR 6 BERTHOUD CO 29354 360 162,000.00 6.750 20061201 SFR 911.25 162,000.00 6.750 Owner Occupied Rate Refi 202,500.00 359 20061201 0.375 0.030 6.345 Express Verified Assets 2.25 LIBOR 6 CERES CA 34765 360 316,000.00 6.625 20061201 SFR 1,744.58 316,000.00 6.625 Owner Occupied Rate Refi 395,000.00 359 20061201 0.375 0.030 6.220 Express Verified Assets 2.25 LIBOR 6 BROOKLYN PARK MN 55445 360 194,800.00 6.875 20061101 SFR 1,116.04 194,635.40 6.875 Owner Occupied Purchase 245,000.00 358 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 6 BLAINE MN 55449 360 150,000.00 8.250 20061101 CONDO 1,031.25 150,000.00 8.250 Owner Occupied Purchase 192,000.00 358 20061201 0.375 0.030 7.845 Express No Doc 2.25 LIBOR 6 CHINO HILLS CA 33428 360 304,000.00 7.750 20061101 SFR 1,963.33 304,000.00 7.750 Investment Purchase 390,000.00 358 20061201 0.375 0.030 7.345 Express No Doc Verified Assets 36 S 2.25 LIBOR 6 BOON IA 50036 360 89,404.00 7.375 20061201 SFR 617.49 89,335.97 7.375 Owner Occupied Purchase 112,000.00 359 20061201 0.375 0.030 6.970 Full 2.75 LIBOR 6 WAUKEE IA 50263 360 117,200.00 8.000 20061201 SFR 859.97 117,121.36 8.000 Owner Occupied Purchase 147,500.00 359 20061201 0.375 0.030 7.595 SISA 2.75 LIBOR 6 FRESNO CA 34170 360 268,000.00 6.125 20061101 SFR 1,367.92 268,000.00 6.125 Owner Occupied CashOut Refi 335,000.00 358 20061201 0.375 0.030 5.720 Full 36 S 2.25 LIBOR 6 DELTONA FL 32738 360 124,800.00 6.875 20061201 SFR 715 124,800.00 6.875 Owner Occupied Purchase 180,000.00 359 20061201 0.375 0.030 6.470 Express No Doc Verified Assets 2.25 LIBOR 6 CENTERTON AR 26499 360 213,120.00 8.750 20061101 SFR 1,676.62 212,873.87 8.750 Investment Purchase 267,000.00 358 20061201 0.375 0.030 8.345 Express No Doc 36 S 5 LIBOR 6 LITHIA SPRINGS GA 10980 360 280,000.00 7.875 20061201 SFR 1,837.50 280,000.00 7.875 Investment Purchase 350,000.00 359 20061201 0.375 0.030 7.470 Full 36 S 2.25 LIBOR 6 LAS VEGAS NV 33074 360 131,250.00 7.250 20061101 2-FAMILY 792.97 131,250.00 7.250 Investment Purchase 220,000.00 358 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 MATTAPAN MA 37282 360 279,840.00 7.500 20061101 SFR 1,956.68 279,423.34 7.500 Owner Occupied Purchase 365,000.00 358 20061201 0.375 0.030 7.095 Express No Doc Verified Assets 2.25 LIBOR 6 SPRING HILL FL 12579 360 160,000.00 8.250 20061101 SFR 1,100.00 160,000.00 8.250 Investment CashOut Refi 200,000.00 358 20061201 0.375 0.030 7.845 SISA 2.25 LIBOR 6 ATLANTA GA 30349 360 168,000.00 7.125 20061101 SFR 997.5 168,000.00 7.125 2nd Home Purchase 210,000.00 358 20061201 0.375 0.030 6.720 Full 36 S 2.25 LIBOR 6 EVERETT MA 2149 360 264,800.00 6.875 20061101 SFR 1,517.08 264,800.00 6.875 Owner Occupied Purchase 352,000.00 358 20061201 0.375 0.030 6.470 Express No Doc Verified Assets 2.25 LIBOR 6 MESA AZ 31090 360 208,000.00 8.125 20061101 PUD 1,408.33 208,000.00 8.125 Investment CashOut Refi 260,000.00 358 20061201 0.375 0.030 7.720 SISA 2.25 LIBOR 6 BECKWORTH CA 35093 360 305,000.00 6.875 20061201 SFR 1,747.40 305,000.00 6.875 Owner Occupied CashOut Refi 540,000.00 359 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 EASTON MA 2334 360 439,920.00 7.250 20061101 SFR 2,657.85 439,920.00 7.250 Owner Occupied Purchase 560,000.00 358 20061201 0.375 0.030 6.845 Express No Doc Verified Assets 2.25 LIBOR 6 CHICAGO IL 22092 360 360,000.00 6.750 20061201 2-FAMILY 2,025.00 360,000.00 6.750 Owner Occupied Purchase 450,000.00 359 20061201 0.375 0.030 6.345 SISA 2.75 LIBOR 6 LAS VEGAS NV 32537 360 216,000.00 8.000 20061201 PUD 1,440.00 216,000.00 8.000 Investment Purchase 284,000.00 359 20061201 0.375 0.030 7.595 Express No Doc Verified Assets 2.25 LIBOR 6 CALEXICO CA 92231 360 146,519.00 7.375 20061201 SFR 1,011.97 146,407.51 7.375 Investment CashOut Refi 240,000.00 359 20061201 0.250 0.030 7.095 Full 36 H FIXED WOODLAND HILLS (AREA) CA 91364 360 650,000.00 6.450 20061201 SFR 3,493.75 650,000.00 6.450 Owner Occupied CashOut Refi 1,000,000.00 359 20061201 0.375 0.030 6.045 Full 3 LIBOR 6 CAPE CORAL FL 12301 360 388,500.00 7.500 20061201 SFR 2,428.13 388,500.00 7.500 Owner Occupied Purchase 555,000.00 359 20061201 0.375 0.030 7.095 Stated 24 H 3 LIBOR 6 NOVATO CA 94949 180 1,200,000.00 6.250 20061201 SFR 10,289.07 1,195,960.93 6.250 Owner Occupied CashOut Refi 1,635,000.00 179 20061201 0.250 0.030 5.970 Full FIXED MILL VALLEY CA 94941 180 400,000.00 6.000 20061201 SFR 3,375.43 398,624.57 6.000 Owner Occupied Rate Refi 900,000.00 179 20061201 0.250 0.030 5.720 Stated FIXED SANTA ROSA CA 34793 360 356,000.00 7.000 20061101 SFR 2,076.67 355,917.41 7.000 Owner Occupied CashOut Refi 445,000.00 358 20061201 0.250 0.030 6.720 Express No Doc FIXED GONZALES CA 34238 360 431,250.00 6.875 20061201 SFR 2,833.01 430,887.69 6.875 Owner Occupied Rate Refi 575,000.00 359 20061201 0.250 0.030 6.595 SISA FIXED AUBURN CA 34853 360 280,000.00 6.750 20061201 PUD 1,816.07 279,758.93 6.750 Investment Purchase 367,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED BERKELEY CA 34524 360 650,000.00 6.750 20061201 4-FAMILY 3,656.25 650,000.00 6.750 Investment CashOut Refi 1,000,000.00 359 20061201 0.250 0.030 6.470 Express Verified Assets FIXED BERKELEY CA 34524 360 700,000.00 6.750 20061201 2-FAMILY 3,937.50 700,000.00 6.750 Investment CashOut Refi 1,100,000.00 359 20061201 0.250 0.030 6.470 Express Verified Assets FIXED SACRAMENTO CA 95835 360 290,400.00 6.875 20061201 SFR 1,663.75 288,609.88 6.875 Owner Occupied Purchase 380,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED SACRAMENTO CA 34937 360 227,000.00 7.000 20061201 SFR 1,324.17 227,000.00 7.000 Investment Purchase 315,000.00 359 20061201 0.250 0.030 6.720 Stated FIXED LOMPOC CA 93436 360 350,000.00 6.750 20061201 2-FAMILY 1,968.75 350,000.00 6.750 Investment CashOut Refi 595,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED NORTH LAS VEGAS NV 89032 360 168,000.00 7.250 20061201 PUD 1,015.00 168,000.00 7.250 Owner Occupied CashOut Refi 245,000.00 359 20061201 0.250 0.030 6.970 Full FIXED CHULA VISTA CA 33496 360 860,000.00 7.000 20061201 PUD 5,016.67 860,000.00 7.000 Owner Occupied CashOut Refi 1,075,000.00 359 20061201 0.250 0.030 6.720 Stated FIXED LAS VEGAS NV 32537 360 380,000.00 6.875 20061201 PUD 2,177.08 380,000.00 6.875 Owner Occupied Rate Refi 487,000.00 359 20061201 0.250 0.030 6.595 Stated 36 S FIXED MILLBRAE CA 94030 360 700,000.00 6.750 20061201 SFR 4,540.19 699,397.31 6.750 Owner Occupied CashOut Refi 1,300,000.00 359 20061201 0.250 0.030 6.470 Express No Doc 36 S FIXED PACIFICA CA 94044 360 484,000.00 6.250 20061201 SFR 2,980.07 483,540.76 6.250 Owner Occupied Purchase 605,000.00 359 20061201 0.250 0.030 5.970 Stated FIXED LAKEWOOD CA 33069 360 525,000.00 6.625 20061201 SFR 2,898.44 525,000.00 6.625 Owner Occupied CashOut Refi 665,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED SANTA CLARITA CA 91351 360 392,000.00 5.750 20061201 CONDO 2,287.61 391,590.72 5.750 Owner Occupied Purchase 490,000.00 359 20061201 0.250 0.030 5.470 Full FIXED ORINDA CA 94563 360 705,000.00 6.500 20061201 SFR 4,456.08 704,362.67 6.500 Owner Occupied CashOut Refi 1,470,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED SEBASTOPOL CA 95472 360 600,000.00 6.250 20061201 SFR 3,694.30 599,430.70 6.250 Owner Occupied Purchase 1,075,000.00 359 20061201 0.250 0.030 5.970 Stated FIXED NOVATO CA 94947 360 665,000.00 6.500 20061201 SFR 4,203.25 664,398.83 6.500 Owner Occupied Purchase 1,130,000.00 359 20061201 0.250 0.030 6.220 Full FIXED FREMONT CA 94536 360 336,000.00 6.500 20061201 PUD 1,820.00 336,000.00 6.500 Owner Occupied CashOut Refi 420,000.00 359 20061201 0.250 0.030 6.220 Full FIXED MORRO BAY CA 93442 360 169,750.00 6.500 20061201 SFR 1,072.94 169,558.24 6.500 Owner Occupied Rate Refi 600,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED MIAMI FL 33176 360 157,000.00 7.500 20070101 CONDO 981.25 157,000.00 7.500 Investment Purchase 238,000.00 360 20061201 0.375 0.030 7.095 Stated 12 H 3 LIBOR 6 OPA LOCKA FL 33054 360 180,000.00 7.000 20061201 SFR 1,050.00 180,000.00 7.000 Owner Occupied Purchase 225,000.00 359 20061201 0.250 0.030 6.720 Stated 24 H FIXED SANTA PAULA CA 93060 360 465,000.00 6.375 20061201 SFR 2,901.00 464,569.31 6.375 Owner Occupied CashOut Refi 620,000.00 359 20061201 0.250 0.030 6.095 Express Verified Assets 36 H FIXED SEATTLE WA 35798 360 302,300.00 6.625 20061201 SFR 1,668.95 302,300.00 6.625 Investment Purchase 407,000.00 359 20061201 0.375 0.030 6.220 Express Verified Assets 12 H 3 LIBOR 6 BELL GARDENS CA 32905 360 400,000.00 7.250 20061201 3-FAMILY 2,416.67 400,000.00 7.250 Investment CashOut Refi 635,000.00 359 20061201 0.375 0.030 6.845 Express Verified Assets 36 H 2.75 LIBOR 6 SAN BERNARDINO CA 33704 360 76,500.00 6.625 20061201 SFR 422.34 76,500.00 6.625 Owner Occupied CashOut Refi 280,000.00 359 20061201 0.375 0.030 6.220 Express No Doc 36 H 2.75 LIBOR 6 LAMONT CA 93241 360 155,000.00 5.750 20061201 SFR 742.71 154,925.18 5.750 Owner Occupied CashOut Refi 225,000.00 359 20061201 0.375 0.030 5.345 Stated 36 H 2.75 LIBOR 6 ORLANDO FL 32835 360 202,400.00 6.875 20061201 PUD 1,159.58 202,400.00 6.875 Owner Occupied Purchase 270,000.00 359 20061201 0.375 0.030 6.470 Stated 36 H 2.75 LIBOR 6 APPLE VALLEY CA 33670 360 287,920.00 7.750 20061201 SFR 1,859.48 287,920.00 7.750 Owner Occupied Purchase 360,000.00 359 20061201 0.375 0.030 7.345 Stated 36 H 2.75 LIBOR 6 SAN JOSE CA 34710 360 312,000.00 7.500 20061201 PUD 1,950.00 312,000.00 7.500 Owner Occupied CashOut Refi 390,000.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 36 H 2.75 LIBOR 6 INDEPENDENCE MO 64053 360 63,200.00 7.875 20061201 SFR 414.75 63,200.00 7.875 Investment CashOut Refi 80,000.00 359 20061201 0.375 0.030 7.470 Stated 36 H 2.75 LIBOR 6 SAN BERNARDINO CA 33705 360 187,750.00 7.990 20061201 SFR 1,250.10 187,750.00 7.990 Owner Occupied CashOut Refi 235,000.00 359 20061201 0.375 0.030 7.585 Express No Doc 36 H 2.75 LIBOR 6 MESA AZ 31079 360 196,000.00 6.750 20061201 SFR 1,102.50 196,000.00 6.750 Owner Occupied CashOut Refi 246,000.00 359 20061201 0.375 0.030 6.345 Stated 2.75 LIBOR 6 MURRIETA CA 92563 360 392,000.00 7.250 20061201 SFR 2,368.33 392,000.00 7.250 Owner Occupied Purchase 495,000.00 359 20061201 0.375 0.030 6.845 Express Verified Assets 2.75 LIBOR 6 BUENA PARK CA 33044 360 428,000.00 7.250 20061201 SFR 2,585.83 428,000.00 7.250 Owner Occupied Purchase 535,000.00 359 20061201 0.375 0.030 6.845 Stated 2.75 LIBOR 6 RIVERSIDE CA 33732 360 560,000.00 7.375 20061201 SFR 3,441.67 560,000.00 7.375 Owner Occupied Purchase 715,000.00 359 20061201 0.375 0.030 6.970 Stated 36 H 2.75 LIBOR 6 CORONA CA 92882 360 586,176.00 7.625 20061201 SFR 3,724.66 586,176.00 7.625 Owner Occupied Purchase 780,000.00 359 20061201 0.375 0.030 7.220 Stated 2.75 LIBOR 6 BEVERLY HILLS CA 32914 360 1,655,000.00 6.500 20061201 SFR 8,964.58 1,655,000.00 6.500 Owner Occupied CashOut Refi 3,000,000.00 359 20061201 0.375 0.030 6.095 Stated 2.75 LIBOR 6 (PALMDALE AREA) CA 93550 360 284,000.00 7.875 20061201 SFR 1,863.75 284,000.00 7.875 Owner Occupied Purchase 365,000.00 359 20061201 0.375 0.030 7.470 Stated 36 H 2.75 LIBOR 6 ROWLAND HEIGHTS AREA CA 91748 360 348,000.00 6.990 20061201 SFR 2,027.10 348,000.00 6.990 Owner Occupied Purchase 455,000.00 359 20061201 0.375 0.030 6.585 Stated 36 H 2.75 LIBOR 6 HOUSTON TX 77003 360 151,200.00 7.125 20061201 PUD 897.75 149,401.17 7.125 Investment Purchase 195,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 H 2.75 LIBOR 6 HOUSTON TX 77003 360 156,000.00 7.125 20061201 PUD 926.25 156,000.00 7.125 Investment Purchase 195,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 H 2.75 LIBOR 6 TEHACHAPI CA 93561 360 180,000.00 7.500 20061201 SFR 1,125.00 180,000.00 7.500 Owner Occupied Purchase 250,000.00 359 20061201 0.375 0.030 7.095 Stated 36 H 2.75 LIBOR 6 CALIMESA CA 33683 360 228,000.00 6.750 20061201 SFR 1,478.80 227,803.70 6.750 Owner Occupied Purchase 285,000.00 359 20061201 0.375 0.030 6.345 Stated 3 LIBOR 6 SPRING TX 77388 360 161,900.00 7.775 20060901 PUD 1,048.98 161,900.00 7.775 Owner Occupied Rate Refi 180,000.00 356 20061201 0.375 0.030 5.720 1.65 PMI - LENDER PAID 25 Express Verified Assets 24 S 4.3 LIBOR 6 NORTH LAS VEGAS NV 89030 360 292,500.00 8.575 20061001 3-FAMILY 2,090.16 292,500.00 8.575 Investment Purchase 325,000.00 357 20061201 0.375 0.030 6.220 1.95 PMI - LENDER PAID 25 Express Verified Assets 24 S 6.775 LIBOR 6 HENDERSON NV 89052 360 397,000.00 8.200 20061101 PUD 2,968.59 396,651.02 8.200 Investment CashOut Refi 418,000.00 358 20061201 0.375 0.030 5.945 1.85 PMI - LENDER PAID 30 SISA 24 S 2.875 LIBOR 6 PORTLAND TX 78374 360 158,550.00 8.260 20061101 SFR 1,091.35 158,550.00 8.260 Investment Purchase 177,000.00 358 20061201 0.375 0.030 7.265 0.59 PMI - LENDER PAID 25 Express Verified Assets 24 S 2.875 LIBOR 6 BARSTOW CA 33674 360 126,000.00 9.775 20060901 SFR 1,026.38 125,763.23 9.775 Investment Purchase 140,000.00 356 20061201 0.375 0.030 8.780 0.59 PMI - LENDER PAID 25 SISA 24 S 5.275 LIBOR 6 BROOKSVILLE FL 12572 360 112,500.00 8.680 20060901 SFR 879.42 112,294.14 8.680 Investment Purchase 128,000.00 356 20061201 0.375 0.030 7.055 1.22 PMI - LENDER PAID 25 Express No Doc 6 H 4.65 LIBOR 6 NEWNAN GA 30265 360 207,100.00 7.400 20061001 PUD 1,433.92 206,739.92 7.400 Investment CashOut Refi 218,000.00 357 20061201 0.375 0.030 5.645 1.35 PMI - LENDER PAID 30 Stated 24 S 5.125 LIBOR 6 RIVERDALE GA 30274 360 98,800.00 7.580 20061001 SFR 696.24 98,667.78 7.580 Investment Purchase 105,000.00 357 20061201 0.375 0.030 4.755 2.42 PMI - LENDER PAID 30 Stated 12 S 6.125 LIBOR 6 RICHMOND VA 44984 360 106,162.00 8.175 20060901 SFR 791.97 105,984.52 8.175 Investment Purchase 117,000.00 356 20061201 0.375 0.030 5.620 2.15 PMI - LENDER PAID 30 Express Verified Assets 6 H 6.075 LIBOR 6 SPRING HILL FL 12579 360 248,900.00 8.740 20061001 SFR 1,956.32 248,533.68 8.740 Investment Purchase 295,000.00 357 20061201 0.375 0.030 7.525 0.81 PMI - LENDER PAID 30 Express Verified Assets 12 S 2.875 LIBOR 6 DECATUR GA 30035 360 88,350.00 10.450 20061101 SFR 769.38 88,350.00 10.450 Investment Purchase 99,000.00 358 20061201 0.375 0.030 7.415 2.63 PMI - LENDER PAID 30 Stated 24 S 6.575 LIBOR 6 WEST SACRMENTO CA 34855 360 279,000.00 8.900 20061101 SFR 2,069.25 279,000.00 8.900 Investment Rate Refi 310,000.00 358 20061201 0.375 0.030 7.245 1.25 PMI - LENDER PAID 25 SISA 12 S 5.275 LIBOR 6 MINT HILL NC 46810 360 113,050.00 7.290 20061101 SFR 774.27 112,920.79 7.290 Investment Purchase 119,000.00 358 20061201 0.375 0.030 5.375 1.51 PMI - LENDER PAID 30 Stated 36 S 5.425 LIBOR 6 PALMETTO FL 12471 360 153,900.00 8.440 20061101 SFR 1,176.82 153,710.56 8.440 Owner Occupied Purchase 220,000.00 358 20061201 0.375 0.030 6.905 1.13 PMI - LENDER PAID 25 Stated 24 S 4.325 LIBOR 6 GRANADA HILLS AREA CA 91344 360 504,000.00 9.950 20061101 SFR 4,404.35 503,547.43 9.950 Investment CashOut Refi 560,000.00 358 20061201 0.375 0.030 7.505 2.04 PMI - LENDER PAID 25 SISA 24 S 5.95 LIBOR 6 VISALIA CA 93291 360 802,750.00 8.665 20061001 SFR 6,266.57 801,681.43 8.665 2nd Home Purchase 850,000.00 357 20061201 0.375 0.030 6.900 1.36 PMI - LENDER PAID 30 Express Non-Verified Assets 6 H 5.775 LIBOR 6 LOS ANGELES CA 90034 360 665,000.00 9.600 20061001 2-FAMILY 5,640.26 664,031.52 9.600 Investment Purchase 700,000.00 357 20061201 0.375 0.030 8.335 0.86 PMI - LENDER PAID 30 SISA 24 S 5.35 LIBOR 6 LONG BEACH CA 33089 360 522,500.00 10.925 20061101 2-FAMILY 4,946.30 522,119.53 10.925 Investment Purchase 574,000.00 358 20061201 0.375 0.030 8.100 2.42 PMI - LENDER PAID 30 Stated 6 H 6 LIBOR 6 PASADENA CA 33242 360 335,000.00 7.375 20070101 SFR 2,173.65 335,000.00 7.375 Owner Occupied CashOut Refi 575,000.00 360 20061201 0.250 0.030 7.095 Express Verified Assets 36 H FIXED MIAMI FL 33157 360 112,000.00 8.750 20070101 CONDO 816.67 112,000.00 8.750 Owner Occupied Purchase 140,000.00 360 20061201 0.250 0.030 8.470 Stated 24 H FIXED SACRAMENTO CA 34929 360 275,000.00 6.375 20061201 SFR 1,460.94 275,000.00 6.375 Owner Occupied CashOut Refi 530,000.00 359 20061201 0.375 0.030 5.970 Stated 36 H 3 LIBOR 6 SAN BERNARDINO CA 92407-2814 360 208,000.00 7.500 20061201 SFR 1,300.00 208,000.00 7.500 Investment Purchase 336,000.00 359 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 VAIL AZ 85641 360 157,500.00 5.875 20061201 PUD 771.09 157,500.00 5.875 Investment CashOut Refi 230,000.00 359 20061201 0.250 0.030 5.595 Full FIXED GRANADA HILLS CA 91344 360 555,000.00 6.625 20061201 SFR 3,064.06 555,000.00 6.625 Owner Occupied Purchase 740,000.00 359 20061201 0.375 0.030 6.220 Stated 12 H 3 LIBOR 6 MORENO VALLEY CA 92557 360 360,000.00 8.750 20061201 SFR 2,625.00 360,000.00 8.750 Owner Occupied CashOut Refi 450,000.00 359 20061201 0.375 0.030 8.345 Stated 36 H 3 LIBOR 6 LINDSAY CA 93247 360 140,000.00 6.375 20061201 SFR 873.42 139,870.33 6.375 Owner Occupied CashOut Refi 175,000.00 359 20061201 0.250 0.030 6.095 Express No Doc 36 H FIXED JERSEY CITY NJ 39148 360 309,000.00 8.875 20061201 2-FAMILY 2,458.54 308,826.77 8.875 Investment CashOut Refi 412,000.00 359 20061201 0.375 0.030 8.470 Stated 3 LIBOR 6 CLERMONT FL 34711-7164 360 260,000.00 6.500 20070101 D-PUDS 1,408.33 260,000.00 6.500 Owner Occupied Purchase 335,000.00 360 20061201 0.375 0.030 6.095 Full 24 H 3 LIBOR 6 LOS ANGELES CA 9004 360 376,000.00 6.750 20061201 2-FAMILY 2,115.00 376,000.00 6.750 Owner Occupied Purchase 470,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 SEATTLE WA 40036 360 372,000.00 6.750 20061201 SFR 2,092.50 372,000.00 6.750 Owner Occupied Purchase 465,000.00 359 20061201 0.375 0.030 6.345 Express Verified Assets 2.25 LIBOR 6 YORBA LINDA CA 9288 360 665,000.00 5.750 20061201 SFR 3,186.46 665,000.00 5.750 Owner Occupied Purchase 950,000.00 359 20061201 0.375 0.030 5.345 Stated 2.75 LIBOR 6 CORONA CA 92879 360 252,000.00 6.250 20061201 CONDO 1,312.50 252,000.00 6.250 Owner Occupied CashOut Refi 318,000.00 359 20061201 0.375 0.030 5.845 Stated 3 LIBOR 6 LA PUENTE AREA CA 91745 360 384,000.00 6.500 20061201 SFR 2,080.00 384,000.00 6.500 Owner Occupied CashOut Refi 480,000.00 359 20061201 0.375 0.030 6.095 Stated 2.75 LIBOR 6 SOUTH GATE CA 9028 360 400,000.00 5.500 20061201 SFR 1,833.33 400,000.00 5.500 Owner Occupied Purchase 545,000.00 359 20061201 0.375 0.030 5.095 Stated 2.75 LIBOR 6 GLENDORA CA 91740 360 468,000.00 5.750 20061201 SFR 2,242.50 468,000.00 5.750 Owner Occupied Purchase 585,000.00 359 20061201 0.375 0.030 5.345 SISA 2.75 LIBOR 6 ANAHEIM CA 33823 360 650,000.00 6.500 20061201 PUD 3,520.83 650,000.00 6.500 Owner Occupied CashOut Refi 870,000.00 359 20061201 0.375 0.030 6.095 Stated 2.75 LIBOR 6 FONTANA CA 9233 360 256,000.00 6.375 20061201 SFR 1,360.00 256,000.00 6.375 Owner Occupied Purchase 322,000.00 359 20061201 0.375 0.030 5.970 Express Verified Assets 2.25 LIBOR 6 STANTON CA 9068 360 371,200.00 6.250 20061201 PUD 1,933.33 371,200.00 6.250 Owner Occupied CashOut Refi 464,000.00 359 20061201 0.375 0.030 5.845 Stated 36 S 2.25 LIBOR 6 ALHAMBRA CA 9180 360 328,000.00 6.875 20061201 PUD 1,879.17 328,000.00 6.875 Owner Occupied Purchase 410,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 LOS ANGELES CA 90023 360 470,800.00 6.875 20061201 2-FAMILY 2,697.29 470,800.00 6.875 Owner Occupied Purchase 588,500.00 359 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 ARLETA AREA, LOS ANGELES CA 9133 360 439,200.00 6.750 20061201 SFR 2,470.50 439,200.00 6.750 Owner Occupied Purchase 549,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 PICO RIVERA CA 9066 360 572,800.00 6.750 20061201 3-FAMILY 3,222.00 572,800.00 6.750 Owner Occupied CashOut Refi 716,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 GLENDALE CA 33274 360 400,000.00 6.375 20061201 SFR 2,125.00 400,000.00 6.375 Owner Occupied Purchase 555,000.00 359 20061201 0.375 0.030 5.970 Stated 2.25 LIBOR 12 (NORTH HOLLYWOOD AREA)LOS ANGE CA 33395 360 370,825.00 6.875 20061201 SFR 2,124.52 370,825.00 6.875 Investment CashOut Refi 570,500.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.25 LIBOR 12 VACAVILLE CA 95687 360 326,250.00 5.750 20061201 PUD 1,563.28 326,250.00 5.750 Owner Occupied Purchase 435,000.00 359 20061201 0.375 0.030 5.345 Stated 3 LIBOR 6 HUNTINGTON BEACH CA 92649 360 392,000.00 5.875 20061201 CONDO 1,919.17 392,000.00 5.875 Owner Occupied Purchase 490,000.00 359 20061201 0.375 0.030 5.470 Stated 12 S 2.75 LIBOR 6 NORTH HOLLYWOOD AREA CA 9160 360 252,000.00 6.875 20061201 CONDO 1,443.75 252,000.00 6.875 Owner Occupied Purchase 345,000.00 359 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 BELLEVUE WA 9800 360 160,000.00 6.125 20061201 CONDO 816.67 160,000.00 6.125 Investment Purchase 235,000.00 359 20061201 0.375 0.030 5.720 SISA 36 S 2.75 LIBOR 6 HAYWARD CA 94541 360 412,462.00 6.500 20061201 SFR 2,234.17 412,462.00 6.500 Owner Occupied Purchase 549,950.00 359 20061201 0.375 0.030 6.095 Express Verified Assets 24 S 2.75 LIBOR 6 SANTA CLARITA (VALENCIA AREA ) CA 91355 360 610,000.00 5.875 20061201 PUD 2,986.46 610,000.00 5.875 Owner Occupied Rate Refi 785,000.00 359 20061201 0.375 0.030 5.470 Stated 36 S 2.75 LIBOR 6 CYPRESS CA 9063 360 460,000.00 6.125 20061201 SFR 2,347.92 460,000.00 6.125 Owner Occupied Rate Refi 575,000.00 359 20061201 0.375 0.030 5.720 SISA 12 S 2.75 LIBOR 6 SAN FRANCISCO CA 34361 360 850,000.00 5.625 20061201 SFR 4,893.08 849,091.30 5.625 Owner Occupied CashOut Refi 1,250,000.00 359 20061201 0.375 0.030 5.220 Full 3 LIBOR 6 CLAREMONT CA 9171 360 471,200.00 5.625 20061201 SFR 2,208.75 471,200.00 5.625 Owner Occupied Purchase 589,000.00 359 20061201 0.375 0.030 5.220 SISA 36 S 2.75 LIBOR 6 BUENA PARK CA 9062 360 485,200.00 6.125 20061201 SFR 2,476.54 485,200.00 6.125 Owner Occupied CashOut Refi 606,500.00 359 20061201 0.375 0.030 5.720 Full 12 S 2.75 LIBOR 6 LOS ANGELES CA 33331 360 633,500.00 5.875 20061201 SFR 3,101.51 633,500.00 5.875 Owner Occupied CashOut Refi 905,000.00 359 20061201 0.375 0.030 5.470 Full 36 S 2.75 LIBOR 6 WESTMINSTER CA 9268 360 498,500.00 6.000 20061201 SFR 2,492.50 498,500.00 6.000 Owner Occupied CashOut Refi 625,000.00 359 20061201 0.375 0.030 5.595 Stated 12 S 2.75 LIBOR 6 RESEDA AREA LOS ANGELES CA 91335 360 335,000.00 5.950 20070101 SFR 1,661.04 335,000.00 5.950 Owner Occupied CashOut Refi 700,000.00 360 20061201 0.375 0.030 5.545 Stated 12 H 3 LIBOR 6 (CANYON COUNTRY AREA) SANTA CL CA 91387 360 496,000.00 6.625 20061201 SFR 2,738.33 496,000.00 6.625 Owner Occupied Purchase 635,000.00 359 20061201 0.375 0.030 6.220 Express Verified Assets 36 H 3.5 LIBOR 12 MOORPARK CA 93021 360 468,000.00 6.875 20061101 SFR 2,681.25 468,000.00 6.875 Owner Occupied Purchase 645,000.00 358 20061201 0.375 0.030 6.470 SISA 36 H 3.5 LIBOR 12 BOLIVAR MO 23906 360 108,750.00 7.750 20061201 SFR 702.34 108,750.00 7.750 Investment CashOut Refi 145,000.00 359 20061201 0.375 0.030 7.345 Stated 36 H 3.5 LIBOR 12 WEST VALLEY CITY UT 30709 360 155,500.00 7.125 20061101 SFR 923.28 155,500.00 7.125 Investment Purchase 196,000.00 358 20061201 0.375 0.030 6.720 Express Verified Assets 12 H 2.25 LIBOR 6 GRAPEVINE TX 76051 360 160,800.00 8.750 20061101 SFR 1,172.50 160,800.00 8.750 Investment Purchase 210,000.00 358 20061201 0.375 0.030 8.345 Stated 12 H 3.5 LIBOR 12 ESCONDIDO CA 92027 360 405,600.00 6.625 20061201 SFR 2,239.25 405,600.00 6.625 Owner Occupied Purchase 515,000.00 359 20061201 0.375 0.030 6.220 Full 36 H 3.5 LIBOR 12 NOGALES AZ 31219 360 140,600.00 7.375 20061201 SFR 864.1 140,600.00 7.375 Owner Occupied Purchase 176,000.00 359 20061201 0.375 0.030 6.970 Express No Doc 12 H 3.5 LIBOR 12 GLENDALE CA 33274 360 630,000.00 7.500 20061101 4-FAMILY 3,937.50 630,000.00 7.500 Owner Occupied CashOut Refi 850,000.00 358 20061201 0.375 0.030 7.095 SISA 36 H 3.5 LIBOR 12 LAS VEGAS NV 32515 360 201,600.00 6.875 20061201 SFR 1,324.37 201,430.63 6.875 Owner Occupied Purchase 253,500.00 359 20061201 0.375 0.030 6.470 Express No Doc 36 H 3.5 LIBOR 12 GAINESVILLE GA 11084 360 139,200.00 7.125 20061101 SFR 826.5 139,200.00 7.125 Owner Occupied Rate Refi 174,000.00 358 20061201 0.375 0.030 6.720 Stated 24 H 3.5 LIBOR 12 CHINO CA 33429 360 347,900.00 6.625 20061101 SFR 1,920.70 347,900.00 6.625 Owner Occupied Purchase 435,000.00 358 20061201 0.375 0.030 6.220 SISA 36 H 3.5 LIBOR 12 MOORESVILLE NC 46769 360 160,300.00 7.375 20061201 SFR 985.18 160,300.00 7.375 Investment Purchase 230,100.00 359 20061201 0.375 0.030 6.970 Stated 3.5 LIBOR 12 GLENDALE AZ 31116 360 121,000.00 6.250 20061101 SFR 630.21 121,000.00 6.250 Owner Occupied Rate Refi 395,000.00 358 20061201 0.375 0.030 5.845 Stated 12 H 3.5 LIBOR 12 LAS VEGAS NV 89146 360 400,000.00 6.875 20061201 SFR 2,627.72 399,663.95 6.875 Owner Occupied CashOut Refi 550,000.00 359 20061201 0.375 0.030 6.470 SISA 36 H 3.5 LIBOR 12 REDLANDS CA 92374 360 432,000.00 6.875 20061101 SFR 2,475.00 432,000.00 6.875 Owner Occupied Purchase 570,000.00 358 20061201 0.375 0.030 6.470 Stated 36 H 3.5 LIBOR 12 LOS ANGELES AREA CA 90063 360 132,000.00 6.625 20061101 SFR 728.75 132,000.00 6.625 Owner Occupied CashOut Refi 475,000.00 358 20061201 0.375 0.030 6.220 Stated 36 H 3.5 LIBOR 12 LAS VEGAS NV 32518 360 196,800.00 8.625 20061101 SFR 1,414.50 196,800.00 8.625 Investment Purchase 248,000.00 358 20061201 0.375 0.030 8.220 Stated 36 H 3.5 LIBOR 12 SAN FERNANDO CA 91340 360 360,000.00 7.375 20061101 SFR 2,212.50 360,000.00 7.375 Owner Occupied Purchase 450,000.00 358 20070101 0.375 0.030 6.970 Stated 36 H 3.5 LIBOR 12 RADCLIFF KY 40160 360 217,000.00 7.375 20061101 4-FAMILY 1,333.65 217,000.00 7.375 Investment Purchase 310,000.00 358 20061201 0.375 0.030 6.970 Stated 24 H 3.5 LIBOR 12 LAS VEGAS NV 89149 360 368,900.00 7.125 20061201 SFR 2,190.34 368,900.00 7.125 Owner Occupied Purchase 463,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 H 3.5 LIBOR 12 BEAUMONT CA 33657 360 316,950.00 7.500 20061101 SFR 1,980.94 316,950.00 7.500 Owner Occupied Purchase 397,000.00 358 20061201 0.375 0.030 7.095 Stated 12 H 3.5 LIBOR 12 MISSION VIEJO CA 92691 360 504,000.00 7.000 20061201 SFR 2,940.00 504,000.00 7.000 Owner Occupied Purchase 635,000.00 359 20061201 0.375 0.030 6.595 SISA 36 H 3.5 LIBOR 12 PALMDALE CA 93550 360 273,600.00 7.000 20061201 SFR 1,596.00 273,600.00 7.000 Owner Occupied Purchase 342,000.00 359 20061201 0.375 0.030 6.595 Stated 36 H 3.5 LIBOR 12 AZUSA CA 33421 360 250,000.00 7.125 20061201 SFR 1,484.38 250,000.00 7.125 Owner Occupied CashOut Refi 498,000.00 359 20061201 0.375 0.030 6.720 Stated 36 H 3.5 LIBOR 12 HENDERSON NV 89074 360 160,000.00 7.500 20061101 SFR 1,000.00 160,000.00 7.500 Owner Occupied Purchase 388,000.00 358 20061201 0.375 0.030 7.095 Express No Doc 36 H 3.5 LIBOR 12 SPRING TX 77380 360 150,400.00 7.875 20061201 SFR 987 150,400.00 7.875 2nd Home Purchase 190,000.00 359 20061201 0.375 0.030 7.470 SISA 3.5 LIBOR 12 LAS VEGAS NV 32516 360 216,000.00 7.000 20061201 SFR 1,260.00 216,000.00 7.000 Investment CashOut Refi 273,500.00 359 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 12 FORT WORTH TX 27771 360 208,000.00 7.875 20061101 4-FAMILY 1,508.14 207,712.78 7.875 Investment Purchase 265,000.00 358 20061201 0.250 0.030 7.595 Stated 36 H FIXED RAPID CITY SD 21003 360 215,920.00 7.625 20061101 SFR 1,528.27 215,606.45 7.625 Owner Occupied Purchase 270,000.00 358 20061201 0.250 0.030 7.345 Express No Doc 12 H FIXED (SAN FERNANDO AREA) LOS ANGELE CA 91340 360 75,000.00 7.375 20061101 SFR 518.01 74,885.51 7.375 Investment CashOut Refi 450,000.00 358 20061201 0.250 0.030 7.095 Full FIXED NORTH LAUDERDALE FL 33068 360 232,000.00 7.875 20061101 SFR 1,682.16 231,679.63 7.875 Investment CashOut Refi 302,000.00 358 20061201 0.250 0.030 7.595 Stated 36 H FIXED KATY TX 77449 360 75,000.00 6.750 20061201 SFR 486.45 74,935.42 6.750 Investment Purchase 151,000.00 359 20061201 0.250 0.030 6.470 Full FIXED (KELLER AREA) FORT WORTH TX 76248 360 94,000.00 6.875 20061101 D-PUDS 538.54 94,000.00 6.875 Investment Rate Refi 134,500.00 358 20061201 0.250 0.030 6.595 Full 36 H FIXED (KELLER AREA) FORTH WORTH TX 76248 360 99,400.00 6.750 20061101 D-PUDS 559.13 99,400.00 6.750 Investment Rate Refi 142,000.00 358 20061201 0.250 0.030 6.470 Full 36 H FIXED GRAPEVINE TX 76051 360 102,550.00 6.750 20061101 SFR 576.84 102,550.00 6.750 Investment Rate Refi 146,500.00 358 20061201 0.250 0.030 6.470 Full 36 H FIXED LOS BANOS CA 93635 360 289,000.00 6.625 20061101 SFR 1,595.52 289,000.00 6.625 Investment CashOut Refi 400,000.00 358 20061201 0.250 0.030 6.345 Stated 36 H FIXED ATLANTA GA 11032 180 108,800.00 6.875 20061001 SFR 970.34 107,753.01 6.875 Investment Purchase 136,000.00 177 20061201 0.250 0.030 6.595 Stated 24 H FIXED SCOTTSDALE AZ 85254 360 525,000.00 6.500 20061201 SFR 3,318.36 524,048.21 6.500 Owner Occupied Rate Refi 750,000.00 359 20070101 0.250 0.030 6.220 Full FIXED VONORE TN 37885 360 180,000.00 6.875 20061101 SFR 1,182.47 179,696.69 6.875 Investment Rate Refi 355,000.00 358 20061201 0.250 0.030 6.595 Express No Doc 36 H FIXED ELOY AZ 85231 360 151,000.00 8.375 20061201 2-FAMILY 1,053.85 151,000.00 8.375 Investment Purchase 190,000.00 359 20061201 0.250 0.030 8.095 Stated 36 H FIXED BEND OR 35613 360 150,000.00 6.875 20061201 SFR 985.39 149,873.98 6.875 Investment CashOut Refi 250,000.00 359 20061201 0.250 0.030 6.595 Full FIXED HUNTINGTON BEACH CA 92646 360 605,000.00 6.375 20061101 SFR 3,774.41 603,876.33 6.375 Owner Occupied Rate Refi 1,050,000.00 358 20061201 0.250 0.030 6.095 SISA 36 H FIXED PASCO WA 36220 360 113,500.00 8.000 20061101 SFR 832.82 113,347.19 8.000 Investment Purchase 147,000.00 358 20061201 0.250 0.030 7.720 Stated 36 H FIXED HERMITAGE TN 37076 360 117,600.00 7.750 20061101 SFR 842.5 117,433.46 7.750 Owner Occupied CashOut Refi 147,000.00 358 20061201 0.250 0.030 7.470 Stated 36 H FIXED FORT WORTH TX 27782 360 75,000.00 7.250 20061101 SFR 511.63 74,882.64 7.250 Investment Purchase 105,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 36 12H/24S FIXED ARLINGTON TX 76002 360 95,600.00 7.250 20061101 SFR 652.16 95,450.39 7.250 Investment Purchase 136,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 36 12H/24S FIXED ARLINGTON TX 76002 360 88,850.00 7.250 20061101 SFR 606.11 88,710.96 7.250 Investment Purchase 135,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 36 12H/24S FIXED FORT WORTH TX 76137 360 79,100.00 7.250 20061101 SFR 539.6 78,976.22 7.250 Investment Purchase 122,000.00 358 20061201 0.250 0.030 6.970 Express Verified Assets 36 12H/24S FIXED LAS VEGAS NV 32514 360 196,000.00 7.750 20061101 SFR 1,265.83 196,000.00 7.750 2nd Home CashOut Refi 245,000.00 358 20061201 0.250 0.030 7.470 Express Verified Assets 36 H FIXED LOS ANGELES CA 91343 360 428,000.00 7.375 20061201 CONDO 2,630.42 428,000.00 7.375 Owner Occupied CashOut Refi 535,000.00 359 20061201 0.250 0.030 7.095 Stated 60 12H/48S FIXED STATESVILLE NC 46929 360 111,200.00 7.500 20061201 D-PUDS 777.53 111,117.47 7.500 Investment CashOut Refi 139,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED HUNTERSVILLE NC 28078 360 140,000.00 7.500 20061201 D-PUDS 978.9 139,896.10 7.500 Investment CashOut Refi 175,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED INGLEWOOD CA 32937 360 320,000.00 7.625 20061101 CONDO 2,264.94 319,535.31 7.625 Owner Occupied Purchase 400,000.00 358 20061201 0.250 0.030 7.345 SISA 36 H FIXED MANCHESTER NH 37623 360 242,400.00 7.125 20061201 2-FAMILY 1,633.09 242,206.16 7.125 Owner Occupied Rate Refi 330,000.00 359 20061201 0.250 0.030 6.845 Full FIXED SACRAMENTO CA 34940 360 270,000.00 6.250 20061201 SFR 1,662.44 269,743.81 6.250 Owner Occupied CashOut Refi 440,000.00 359 20061201 0.250 0.030 5.970 Full FIXED BEND OR 35612 360 225,000.00 6.375 20061201 SFR 1,403.71 224,791.60 6.375 Owner Occupied Purchase 369,000.00 359 20061201 0.250 0.030 6.095 Full FIXED SCOTTSDALE AZ 85260 360 589,000.00 7.625 20061101 SFR 4,168.91 588,144.68 7.625 Investment Rate Refi 910,000.00 358 20061201 0.250 0.030 7.345 SISA 24 H FIXED BRONX NY 10457 360 448,000.00 6.750 20061201 3-FAMILY 2,520.00 448,000.00 6.750 Owner Occupied Purchase 560,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 WEST ISLIP NY 11547 360 512,000.00 7.500 20061201 SFR 3,579.98 511,620.02 7.500 Investment Purchase 650,000.00 359 20061201 0.375 0.030 7.095 Express No Doc 3.5 LIBOR 6 LONG BEACH NY 11561 360 395,967.00 7.000 20061201 CONDO 2,309.81 395,967.00 7.000 Investment Purchase 530,000.00 359 20061201 0.375 0.030 6.595 Stated 3 LIBOR 6 HUNTINGTON NY 11743 360 608,000.00 6.875 20061201 SFR 3,483.33 258,000.00 6.875 Owner Occupied Purchase 760,000.00 359 20061201 0.250 0.030 6.595 Full FIXED TAMPA FL 12224 360 163,200.00 7.500 20061201 CONDO 1,141.12 163,078.88 7.500 Owner Occupied Purchase 204,000.00 359 20061201 0.250 0.030 7.220 Stated FIXED OAKLAND PARK FL 33334 360 200,000.00 8.625 20061101 SFR 1,437.50 200,000.00 8.625 Investment Purchase 280,000.00 358 20061201 0.250 0.030 8.345 SISA 36 S FIXED OCEANSIDE NY 11571 360 524,000.00 6.625 20061201 SFR 3,355.23 523,537.69 6.625 Owner Occupied CashOut Refi 655,000.00 359 20061201 0.250 0.030 6.345 Full FIXED SOUTH RIVER NJ 8882 360 203,600.00 8.625 20061201 SFR 1,583.58 203,479.80 8.625 Investment Purchase 360,000.00 359 20061201 0.250 0.030 8.345 SISA FIXED SAN DIEGO CA 33605 360 290,000.00 6.500 20061201 3-FAMILY 1,833.00 289,737.83 6.500 Investment CashOut Refi 560,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED WEST PALM BEACH FL 12153 360 142,793.00 7.050 20070101 CONDO 838.91 142,793.00 7.050 Investment Purchase 204,000.00 360 20061201 0.375 0.030 6.645 Stated 12 H 3 LIBOR 6 MINNEOLA FL 12615 360 236,000.00 8.500 20061201 D-PUDS 1,814.64 235,857.03 8.500 Owner Occupied CashOut Refi 295,000.00 359 20061201 0.250 0.030 8.220 Express Non-Verified Assets 60 H FIXED DELTONA FL 11895 360 230,000.00 6.000 20070101 SFR 1,378.97 230,000.00 6.000 2nd Home CashOut Refi 304,000.00 360 20061201 0.250 0.030 5.720 Stated FIXED DILLON CO 80435 360 94,500.00 8.250 20070101 CONDO 649.69 94,500.00 8.250 2nd Home Purchase 132,000.00 360 20061201 0.375 0.030 7.845 Stated 6 S 3 LIBOR 6 ALBUQUERQUE NM 31791 360 144,800.00 9.500 20061201 SFR 1,146.33 144,800.00 9.500 2nd Home Purchase 184,500.00 359 20061201 0.375 0.030 9.095 Stated 3.75 LIBOR 6 LOS ANGELES CA 90017 360 278,600.00 7.500 20070101 HI-RISE 1,741.25 278,600.00 7.500 2nd Home Purchase 398,000.00 360 20061201 0.375 0.030 7.095 Stated 12 H 2.5 LIBOR 6 PASO ROBLES CA 93446 360 303,200.00 6.000 20061201 SFR 1,516.00 303,200.00 6.000 Owner Occupied Purchase 380,000.00 359 20061201 0.375 0.030 5.595 Stated 36 H 3 LIBOR 6 WEST COVINA CA 91792 360 453,000.00 6.500 20070101 SFR 2,863.27 453,000.00 6.500 Owner Occupied CashOut Refi 660,000.00 360 20061201 0.250 0.030 6.220 Stated 24 H FIXED DOVER DE 43712 360 140,500.00 7.750 20070101 SFR 907.4 140,500.00 7.750 Owner Occupied Rate Refi 187,500.00 360 20061201 0.250 0.030 7.470 Stated 36 H FIXED FONTANA CA 92335 360 216,000.00 7.975 20070101 SFR 1,581.17 216,000.00 7.975 Owner Occupied Purchase 270,000.00 360 20061201 0.375 0.030 7.570 Stated 36 H 3 LIBOR 6 FORT PIERCE FL 34982 360 172,500.00 10.300 20061201 D-PUDS 1,552.19 172,428.44 10.300 Owner Occupied CashOut Refi 230,000.00 359 20061201 0.250 0.030 10.020 Express Non-Verified Assets 60 H FIXED SALT LAKE CITY UT 30687 360 153,750.00 7.000 20070101 SFR 896.88 153,750.00 7.000 Investment CashOut Refi 205,000.00 360 20061201 0.375 0.030 6.595 Full 12 H 3 LIBOR 6 SANTA ANA CA 33788 360 210,000.00 6.750 20070101 CONDO 1,362.06 210,000.00 6.750 Owner Occupied Rate Refi 350,000.00 360 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 TAMPA FL 12215 360 128,660.00 8.375 20070101 SFR 977.91 128,660.00 8.375 Owner Occupied CashOut Refi 145,000.00 360 20061201 0.250 0.030 7.125 0.97 RADIAN - LENDER PAID 25 Stated 36 H FIXED LOS ANGELES CA 90004 360 542,000.00 6.500 20070101 SFR 2,935.83 542,000.00 6.500 Owner Occupied Rate Refi 1,190,000.00 360 20061201 0.375 0.030 6.095 Express Non-Verified Assets 3 LIBOR 6 ANTIOCH CA 34463 360 313,600.00 7.200 20061201 SFR 1,881.60 313,600.00 7.200 Owner Occupied CashOut Refi 392,000.00 359 20061201 0.375 0.030 6.795 Stated 36 H 3 LIBOR 6 CHICAGO IL 22090 360 227,500.00 7.875 20061201 2-FAMILY 1,492.97 227,500.00 7.875 Investment CashOut Refi 325,000.00 359 20061201 0.250 0.030 7.595 Stated FIXED LITTLEROCK CA 93543 360 305,250.00 7.000 20070101 SFR 1,780.63 305,250.00 7.000 Owner Occupied Rate Refi 407,000.00 360 20061201 0.375 0.030 6.595 SISA 36 H 3 LIBOR 6 SAN JOSE CA 34711 360 356,000.00 9.050 20070101 SFR 2,684.83 356,000.00 9.050 Investment CashOut Refi 445,000.00 360 20061201 0.375 0.030 8.645 Stated 3 LIBOR 6 WOODBURY MN 20114 360 332,000.00 6.875 20070101 SFR 1,902.08 332,000.00 6.875 Owner Occupied Rate Refi 415,000.00 360 20061201 0.375 0.030 6.470 Express Non-Verified Assets 36 S 3 LIBOR 6 LAS VEGAS NV 32518 360 176,400.00 7.375 20061201 SFR 1,084.13 176,400.00 7.375 Investment CashOut Refi 252,000.00 359 20061201 0.375 0.030 6.970 Stated 24 H 6.375 LIBOR 6 NORWALK CA 90650 360 248,000.00 7.875 20070101 SFR 1,627.50 248,000.00 7.875 Investment Purchase 420,000.00 360 20061201 0.375 0.030 7.470 Express Verified Assets 3 LIBOR 6 PATTERSON CA 95363 360 280,000.00 7.625 20061201 SFR 1,779.17 280,000.00 7.625 Investment Purchase 377,000.00 359 20061201 0.375 0.030 7.220 Full 36 S 3 LIBOR 6 ANTELOPE CA 95843 360 216,000.00 6.750 20061201 SFR 1,400.97 215,814.03 6.750 Owner Occupied Purchase 271,000.00 359 20061201 0.250 0.030 6.470 Stated 36 H FIXED HONESDALE PA 18431 360 99,500.00 7.625 20061201 SFR 704.25 99,427.99 7.625 Investment Purchase 130,000.00 359 20061201 0.250 0.030 7.345 SISA FIXED MASPETH NY 11378 360 485,000.00 7.625 20061101 2-FAMILY 3,432.80 484,295.71 7.625 Investment Rate Refi 610,000.00 358 20061201 0.250 0.030 7.345 SISA 12 H FIXED EAST ELMHURST NY 11369 360 572,000.00 7.000 20061201 SFR 3,336.67 572,000.00 7.000 Owner Occupied Rate Refi 715,000.00 359 20061201 0.250 0.030 6.720 SISA FIXED BOHEMIA NY 40740 360 233,000.00 6.875 20061201 SFR 1,530.64 232,804.26 6.875 Owner Occupied Purchase 465,000.00 359 20061201 0.250 0.030 6.595 SISA 12 H FIXED ASTORIA NY 40548 360 500,000.00 6.875 20061201 4-FAMILY 3,284.64 499,579.94 6.875 Owner Occupied Purchase 950,000.00 359 20061201 0.250 0.030 6.595 SISA 12 H FIXED WEST ROXBURY MA 2132 360 418,400.00 6.875 20061201 CONDO 2,748.59 418,048.49 6.875 Owner Occupied Purchase 552,000.00 359 20061201 0.250 0.030 6.595 Express Verified Assets FIXED DARTMOUTH MA 2748 360 144,000.00 7.125 20061201 SFR 970.15 143,884.85 7.125 Owner Occupied Purchase 180,000.00 359 20061201 0.250 0.030 6.845 SISA FIXED CANTON MA 2021 360 208,000.00 6.875 20061201 SFR 1,191.67 208,000.00 6.875 Owner Occupied Purchase 261,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED FALL RIVER MA 37461 360 164,250.00 7.125 20061201 3-FAMILY 1,106.58 164,118.65 7.125 Investment Purchase 248,000.00 359 20061201 0.250 0.030 6.845 Express No Doc FIXED SCRANTON PA 43230 360 203,000.00 6.375 20061201 SFR 1,266.46 202,811.98 6.375 Owner Occupied Rate Refi 290,000.00 359 20061201 0.250 0.030 6.095 SISA FIXED KITTERY ME 37868 360 195,000.00 7.875 20061201 SFR 1,413.89 194,730.72 7.875 Investment Rate Refi 245,000.00 359 20061201 0.250 0.030 7.595 Stated FIXED LAWRENCE MA 1841 360 276,000.00 8.000 20061201 3-FAMILY 1,840.00 276,000.00 8.000 Owner Occupied Purchase 350,000.00 359 20061201 0.250 0.030 7.720 Express Verified Assets FIXED SALEM MA 1970 360 250,000.00 6.750 20061101 2-FAMILY 1,621.50 249,568.29 6.750 Investment Rate Refi 424,000.00 358 20061201 0.250 0.030 6.470 Express No Doc FIXED AUSTIN TX 78748 360 108,830.00 6.750 20061201 PUD 705.87 108,736.30 6.750 Investment Purchase 150,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED AUSTIN TX 78748 360 106,000.00 6.750 20061201 PUD 687.51 105,908.74 6.750 Investment Purchase 135,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED DERRY NH 3038 360 216,000.00 7.625 20061201 SFR 1,372.50 216,000.00 7.625 Owner Occupied Purchase 275,000.00 359 20061201 0.250 0.030 7.345 Stated 12 H FIXED STAMFORD CT 38962 360 540,000.00 8.875 20061101 2-FAMILY 3,993.75 540,000.00 8.875 Owner Occupied Purchase 680,000.00 358 20061201 0.250 0.030 8.595 SISA FIXED NARRAGANSETT RI 2882 360 113,000.00 8.625 20061201 SFR 878.9 112,933.29 8.625 Investment CashOut Refi 340,000.00 359 20061201 0.250 0.030 8.345 Express No Doc FIXED WELLESLEY MA 2482 360 400,000.00 6.750 20060901 SFR 2,594.39 398,610.77 6.750 Investment Purchase 690,000.00 356 20061201 0.250 0.030 6.470 Express No Doc FIXED VANCOUVER WA 98661 360 268,000.00 8.625 20060901 4-FAMILY 1,926.25 267,903.69 8.625 Investment Purchase 335,000.00 356 20061201 0.250 0.030 8.345 Express No Doc 12 H FIXED WALLINGFORD PA 19086 360 480,000.00 7.875 20061101 SFR 3,150.00 480,000.00 7.875 Investment Purchase 605,000.00 358 20061201 0.250 0.030 7.595 Express No Doc FIXED TRENTON NJ 39608 360 105,000.00 7.875 20060901 2-FAMILY 761.32 104,708.11 7.875 Investment Rate Refi 150,000.00 356 20061201 0.250 0.030 7.595 Express Verified Assets FIXED RYE NH 3870 360 640,000.00 7.500 20060901 SFR 4,000.00 640,000.00 7.500 Owner Occupied Purchase 820,000.00 356 20061201 0.250 0.030 7.220 Full 12 H FIXED BROOKLYN NY 40585 360 490,000.00 6.500 20061201 3-FAMILY 3,097.13 489,557.04 6.500 Owner Occupied Rate Refi 1,300,000.00 359 20061201 0.250 0.030 6.220 Express No Doc 12 H FIXED BARNEGAT NJ 8005 360 402,500.00 7.250 20061201 SFR 2,431.77 402,500.00 7.250 Owner Occupied Purchase 600,000.00 359 20061201 0.250 0.030 6.970 Express No Doc FIXED SUFFOLK VA 23434 360 228,000.00 9.000 20061101 CONDO 1,710.00 228,000.00 9.000 Investment Purchase 285,000.00 358 20061201 0.250 0.030 8.720 Express No Doc FIXED HILLSBOROUGH NJ 8844 360 765,000.00 7.375 20061201 SFR 5,283.66 764,417.90 7.375 Owner Occupied Rate Refi 1,187,000.00 359 20061201 0.250 0.030 7.095 Express No Doc FIXED GREENWOOD LAKE NY 40446 360 325,000.00 7.500 20061201 4-FAMILY 2,272.45 324,758.80 7.500 Owner Occupied Rate Refi 410,000.00 359 20061201 0.250 0.030 7.220 Express No Doc 12 H FIXED JOHNS ISLAND SC 29455 360 650,000.00 6.625 20061101 PUD 3,588.54 650,000.00 6.625 2nd Home Rate Refi 1,400,000.00 358 20061201 0.250 0.030 6.345 Express No Doc FIXED NEWARK NJ 39084 360 367,500.00 9.000 20061101 3-FAMILY 2,756.25 367,500.00 9.000 Investment Purchase 525,000.00 358 20061201 0.250 0.030 8.720 Express No Doc FIXED OAK RIDGE NJ 7438 360 344,000.00 8.875 20061101 SFR 2,544.17 344,000.00 8.875 Investment Purchase 430,000.00 358 20061201 0.250 0.030 8.595 Express No Doc FIXED WANTAGE NJ 7861 360 228,000.00 7.750 20061201 SFR 1,472.50 228,000.00 7.750 Owner Occupied Purchase 286,000.00 359 20061201 0.250 0.030 7.470 Stated FIXED BELMAR NJ 39282 360 510,400.00 8.000 20061201 SFR 3,745.13 510,057.54 8.000 2nd Home Rate Refi 638,000.00 359 20061201 0.250 0.030 7.720 Express Verified Assets FIXED ELIZABETH NJ 39114 360 316,000.00 7.375 20061201 2-FAMILY 1,942.08 316,000.00 7.375 Owner Occupied Purchase 395,000.00 359 20061201 0.250 0.030 7.095 Express Verified Assets FIXED KEARNY NJ 7032 360 440,000.00 7.875 20061101 2-FAMILY 2,887.50 440,000.00 7.875 Owner Occupied Purchase 550,000.00 358 20061201 0.250 0.030 7.595 Stated FIXED WEST PALM BEACH FL 12153 360 171,920.00 7.375 20061101 CONDO 1,056.59 171,920.00 7.375 2nd Home Purchase 220,000.00 358 20061201 0.250 0.030 7.095 Stated 12 H FIXED JACKSON MI 17932 360 64,000.00 8.875 20061201 SFR 509.21 63,964.12 8.875 Investment Purchase 80,000.00 359 20061201 0.250 0.030 8.595 SISA FIXED EAST ORANGE NJ 7017 360 288,000.00 8.750 20061201 SFR 2,100.00 288,000.00 8.750 Investment Purchase 360,000.00 359 20061201 0.250 0.030 8.470 Express No Doc FIXED HOLLYWOOD FL 33019 360 282,100.00 6.625 20061201 CONDO 1,557.43 282,100.00 6.625 2nd Home Purchase 475,000.00 359 20061201 0.250 0.030 6.345 Express No Doc FIXED ABINGTON MA 2351 360 324,000.00 7.375 20061201 2-FAMILY 1,991.25 324,000.00 7.375 Owner Occupied Rate Refi 405,000.00 359 20061201 0.250 0.030 7.095 Express Verified Assets FIXED ORLANDO FL 11921 360 200,000.00 7.000 20061201 SFR 1,330.60 199,836.07 7.000 Owner Occupied Rate Refi 250,000.00 359 20061201 0.250 0.030 6.720 Stated 12 H FIXED HYDE PARK MA 2136 360 400,000.00 7.125 20061201 3-FAMILY 2,375.00 400,000.00 7.125 Owner Occupied Purchase 540,000.00 359 20061201 0.250 0.030 6.845 Express No Doc FIXED WEST PALM BEACH FL 12153 360 175,900.00 7.375 20061201 CONDO 1,081.05 175,900.00 7.375 Investment Purchase 225,000.00 359 20061201 0.250 0.030 7.095 Stated 12 H FIXED TOMS RIVER NJ 8753 360 208,000.00 7.500 20061201 SFR 1,454.37 207,845.63 7.500 Owner Occupied CashOut Refi 280,000.00 359 20061201 0.250 0.030 7.220 Express No Doc FIXED BROOKLYN NY 40587 360 300,000.00 6.625 20061201 2-FAMILY 1,920.93 299,735.32 6.625 Investment Rate Refi 600,000.00 359 20061201 0.250 0.030 6.345 Express No Doc 12 H FIXED PATERSON NJ 39205 360 340,000.00 6.875 20061201 2-FAMILY 2,233.56 339,714.36 6.875 Owner Occupied Rate Refi 425,000.00 359 20061201 0.250 0.030 6.595 Express No Doc FIXED ALLENTOWN PA 43102 360 111,360.00 8.500 20061201 3-FAMILY 856.26 111,292.54 8.500 Investment Purchase 144,000.00 359 20061201 0.250 0.030 8.220 Express No Doc FIXED PLEASANTVILLE NJ 8232 360 184,000.00 8.750 20061201 SFR 1,447.53 183,894.14 8.750 Investment Rate Refi 230,000.00 359 20061201 0.250 0.030 8.470 Express Verified Assets FIXED WEST CREEK NJ 8092 360 212,000.00 6.500 20061201 SFR 1,339.98 211,808.35 6.500 Owner Occupied CashOut Refi 375,000.00 359 20061201 0.250 0.030 6.220 Express No Doc FIXED MAPLEWOOD NJ 7040 360 332,500.00 7.875 20061201 2-FAMILY 2,410.86 332,271.17 7.875 Investment Rate Refi 475,000.00 359 20061201 0.250 0.030 7.595 Express Verified Assets FIXED WEST HEMPSTEAD NY 11552 360 230,000.00 7.125 20061201 SFR 1,549.55 229,816.08 7.125 Owner Occupied Rate Refi 483,000.00 359 20061201 0.250 0.030 6.845 Express No Doc 12 H FIXED NORWALK CT 6854 360 485,600.00 7.250 20061201 SFR 2,933.83 485,600.00 7.250 Owner Occupied Rate Refi 607,000.00 359 20061201 0.250 0.030 6.970 Stated 12 H FIXED PHILADELPHIA PA 43496 360 132,000.00 7.250 20061201 SFR 900.47 131,897.03 7.250 Investment Rate Refi 165,000.00 359 20061201 0.250 0.030 6.970 Express Verified Assets FIXED WILLISTON NC 28589 360 288,000.00 7.125 20061201 SFR 1,940.31 287,769.69 7.125 Owner Occupied Rate Refi 360,000.00 359 20061201 0.250 0.030 6.845 Stated FIXED PLAINFIELD NJ 7063 360 216,000.00 7.250 20061201 SFR 1,305.00 216,000.00 7.250 Owner Occupied Rate Refi 270,000.00 359 20061201 0.250 0.030 6.970 Express Verified Assets FIXED NEW MILFORD CT 6776 360 235,052.00 7.875 20061201 SFR 1,542.53 235,052.00 7.875 Owner Occupied Purchase 300,000.00 359 20061201 0.250 0.030 7.595 Express No Doc 12 H FIXED NEWARK NJ 39088 360 252,000.00 6.500 20061201 4-FAMILY 1,592.81 251,772.19 6.500 Investment Rate Refi 420,000.00 359 20061201 0.250 0.030 6.220 Express No Doc FIXED MASTIC BEACH NY 11951 360 182,000.00 6.375 20061201 SFR 1,135.44 181,831.44 6.375 Owner Occupied Rate Refi 280,000.00 359 20061201 0.250 0.030 6.095 Express No Doc 12 H FIXED TAMPA FL 33647 360 200,000.00 8.625 20070101 D-PUDS 1,555.58 200,000.00 8.625 Investment Purchase 270,000.00 360 20061201 0.375 0.030 8.220 Stated 36 S 3 LIBOR 6 SAN FERNANDO CA 91340 360 416,000.00 6.125 20070101 SFR 2,527.66 416,000.00 6.125 Owner Occupied CashOut Refi 541,000.00 360 20061201 0.250 0.030 5.845 Stated 60 H FIXED WALDORF MD 43984 360 161,000.00 7.350 20061201 PUD 986.13 161,000.00 7.350 Investment Purchase 234,000.00 359 20061201 0.250 0.030 7.070 Stated 24 H FIXED PHILADELPHIA PA 43471 360 451,000.00 6.250 20061201 CONDO 2,348.96 451,000.00 6.250 Owner Occupied Purchase 480,000.00 359 20061201 0.375 0.030 5.845 RADIAN - BORROWER PAID 30 SISA 2.75 LIBOR 6 FOUNTAIN VALLEY CA 33793 360 310,000.00 6.375 20061201 PUD 1,934.00 309,712.88 6.375 Owner Occupied CashOut Refi 465,000.00 359 20061201 0.250 0.030 6.095 Stated 60 H FIXED ESCONDIDO CA 92029 360 376,000.00 7.500 20070101 D-PUDS 2,350.00 376,000.00 7.500 Owner Occupied Purchase 480,000.00 360 20061201 0.375 0.030 7.095 Stated 24 H 3 LIBOR 6 KEYPORT NJ 7735 360 268,000.00 7.625 20061201 SFR 1,896.89 267,806.03 7.625 Owner Occupied Purchase 335,000.00 359 20061201 0.250 0.030 7.345 Stated FIXED LOS BANOS CA 93635 360 225,700.00 6.500 20061201 D-PUDS 1,222.54 225,700.00 6.500 Owner Occupied Purchase 290,500.00 359 20061201 0.375 0.030 6.095 Express No Doc 3 LIBOR 6 CONCORD CA 34473 360 230,000.00 7.500 20061201 SFR 1,608.19 229,829.31 7.500 Investment CashOut Refi 560,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets 36 H FIXED VAIL AZ 85641 360 202,500.00 5.875 20061201 D-PUDS 991.41 202,500.00 5.875 Investment Purchase 305,000.00 359 20061201 0.250 0.030 5.595 Full FIXED ALBUQUERQUE NM 31789 360 105,000.00 7.875 20061201 SFR 761.32 104,782.70 7.875 Owner Occupied Purchase 146,000.00 359 20070101 0.250 0.030 7.595 Express No Doc FIXED SAINT HELENA CA 94574 360 1,200,000.00 6.875 20061201 SFR 6,875.00 1,200,000.00 6.875 Owner Occupied Purchase 1,810,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 2.25 LIBOR 6 SAN FRANCISCO CA 34365 360 720,800.00 6.625 20061201 SFR 3,979.42 720,800.00 6.625 Owner Occupied Purchase 901,000.00 359 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 LARKSPUR CA 94939 360 472,000.00 6.750 20061201 SFR 2,655.00 472,000.00 6.750 Owner Occupied Purchase 872,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 SANTA ROSA CA 34792 360 213,000.00 6.375 20061201 PUD 1,131.56 213,000.00 6.375 Owner Occupied CashOut Refi 310,000.00 359 20061201 0.375 0.030 5.970 Full 2.75 LIBOR 12 LIVERMORE CA 94551 360 600,000.00 6.375 20061201 SFR 3,187.50 600,000.00 6.375 Owner Occupied Purchase 855,000.00 359 20061201 0.375 0.030 5.970 Stated 2.25 LIBOR 6 LAS VEGAS NV 89148 360 214,700.00 6.625 20061201 PUD 1,185.32 214,700.00 6.625 Owner Occupied Purchase 269,000.00 359 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 6 SAUSALITO CA 94965 360 625,000.00 6.750 20061201 3-FAMILY 3,515.63 625,000.00 6.750 Investment CashOut Refi 1,275,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 ROHNERT PARK CA 34605 360 332,000.00 6.000 20061201 SFR 1,660.00 332,000.00 6.000 Owner Occupied CashOut Refi 530,000.00 359 20061201 0.375 0.030 5.595 Full 2.75 LIBOR 12 SAN FRANCISCO CA 34351 360 838,500.00 6.875 20061201 3-FAMILY 4,803.91 838,500.00 6.875 Owner Occupied CashOut Refi 1,290,000.00 359 20061201 0.375 0.030 6.470 SISA 2.25 LIBOR 6 LAFAYETTE CA 94549 360 482,000.00 7.000 20061201 SFR 2,811.67 482,000.00 7.000 Investment Rate Refi 1,000,000.00 359 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 6 NORTH HOLLYWOOD CA 33395 360 395,500.00 6.250 20061201 SFR 2,059.90 395,500.00 6.250 Owner Occupied CashOut Refi 575,000.00 359 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 6 SAN MATEO CA 34426 360 1,130,000.00 6.000 20061201 SFR 5,650.00 1,130,000.00 6.000 Owner Occupied Purchase 1,530,000.00 359 20061201 0.375 0.030 5.595 Full 2.25 LIBOR 6 SAN DIEGO CA 33620 360 520,000.00 6.375 20061201 SFR 2,762.50 520,000.00 6.375 Owner Occupied CashOut Refi 680,000.00 359 20061201 0.375 0.030 5.970 Stated 2.25 LIBOR 6 ROSEMEAD CA 91770 360 237,000.00 6.125 20061201 2-FAMILY 1,440.04 236,769.65 6.125 Investment Rate Refi 510,000.00 359 20061201 0.250 0.030 5.845 Stated 36 H FIXED PENSACOLA FL 11816 360 209,900.00 7.000 20061201 HI-RISE 1,396.47 209,727.95 7.000 2nd Home Purchase 307,000.00 359 20061201 0.250 0.030 6.720 Stated 60 S FIXED SACRAMENTO CA 34939 360 267,000.00 6.625 20061201 SFR 1,474.06 267,000.00 6.625 Owner Occupied Rate Refi 360,000.00 359 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 6 SAN FRANCISCO CA 34336 360 405,000.00 7.000 20061201 CONDO 2,362.50 405,000.00 7.000 Investment Rate Refi 650,000.00 359 20061201 0.375 0.030 6.595 Express No Doc 2.75 LIBOR 6 FOLSOM CA 34880 360 520,000.00 6.500 20061201 SFR 2,816.67 520,000.00 6.500 Owner Occupied Purchase 650,000.00 359 20061201 0.375 0.030 6.095 Stated 2.25 LIBOR 6 OAKLAND CA 34495 360 650,000.00 6.875 20061201 SFR 3,723.96 650,000.00 6.875 Owner Occupied CashOut Refi 1,000,000.00 359 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 6 KELSEYVILLE CA 95451 360 212,000.00 7.000 20061201 SFR 1,236.67 212,000.00 7.000 Owner Occupied CashOut Refi 270,000.00 359 20061201 0.375 0.030 6.595 SISA 2.25 LIBOR 6 SAN LUIS OBISPO CA 34064 360 945,000.00 6.875 20061201 SFR 5,414.06 945,000.00 6.875 Owner Occupied CashOut Refi 1,350,000.00 359 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 TUSTIN CA 92780 360 304,000.00 6.750 20061201 CONDO 1,710.00 304,000.00 6.750 Owner Occupied Purchase 385,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 SAN DIEGO CA 92154 360 374,500.00 6.125 20061201 SFR 1,911.51 374,500.00 6.125 Owner Occupied Rate Refi 535,000.00 359 20061201 0.375 0.030 5.720 SISA 2.25 LIBOR 6 PETALUMA CA 94952 360 456,000.00 6.625 20061201 SFR 2,517.50 456,000.00 6.625 Investment CashOut Refi 855,000.00 359 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 SAN RAMON CA 94583 360 543,750.00 7.250 20061201 SFR 3,285.16 543,750.00 7.250 Owner Occupied CashOut Refi 725,000.00 359 20061201 0.375 0.030 6.845 Express No Doc 2.25 LIBOR 6 PALM SPRINGS CA 92264 360 490,000.00 7.250 20061201 SFR 2,960.42 490,000.00 7.250 Investment Purchase 700,000.00 359 20061201 0.375 0.030 6.845 Stated 2.75 LIBOR 6 SAN CARLOS CA 94070 360 400,000.00 6.375 20061201 SFR 2,125.00 400,000.00 6.375 Owner Occupied CashOut Refi 950,000.00 359 20061201 0.375 0.030 5.970 Express No Doc 2.25 LIBOR 6 CANOGA PARK CA 33303 360 472,500.00 7.250 20061201 SFR 2,854.69 472,500.00 7.250 Investment CashOut Refi 630,000.00 359 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 ELK GROVE CA 95758 360 253,600.00 6.750 20061201 SFR 1,426.50 253,600.00 6.750 Owner Occupied Purchase 320,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 SAN PABLO CA 34552 360 375,000.00 6.250 20061201 SFR 1,953.13 375,000.00 6.250 Owner Occupied Rate Refi 480,000.00 359 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 6 SAN FRANCISCO CA 34365 360 667,500.00 6.875 20061201 SFR 3,824.22 667,500.00 6.875 Investment Rate Refi 950,000.00 359 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 WILTON CA 95693 360 880,000.00 7.375 20061101 PUD 5,408.33 880,000.00 7.375 Owner Occupied CashOut Refi 1,100,000.00 358 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 6 HOLLISTER CA 95023 360 718,000.00 6.625 20061201 SFR 3,963.96 718,000.00 6.625 Owner Occupied CashOut Refi 1,400,000.00 359 20061201 0.375 0.030 6.220 Express No Doc 2.25 LIBOR 6 SAN RAMON CA 94583 360 576,000.00 7.000 20061201 PUD 3,360.00 576,000.00 7.000 Owner Occupied Rate Refi 805,000.00 359 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 SANTA ROSA CA 34790 360 279,500.00 6.625 20061201 SFR 1,543.07 279,500.00 6.625 Investment CashOut Refi 430,000.00 359 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 EL DORADO HILLS CA 95762 360 999,950.00 6.500 20061201 PUD 5,416.40 999,950.00 6.500 Owner Occupied CashOut Refi 1,500,000.00 359 20061201 0.375 0.030 6.095 Full 2.25 LIBOR 6 NOVATO CA 94947 360 572,000.00 7.625 20061201 SFR 3,634.58 572,000.00 7.625 Owner Occupied Rate Refi 715,000.00 359 20061201 0.375 0.030 7.220 Express No Doc 2.25 LIBOR 6 FREMONT CA 94538 360 275,000.00 6.875 20061201 SFR 1,575.52 275,000.00 6.875 Owner Occupied CashOut Refi 540,000.00 359 20061201 0.375 0.030 6.470 Express No Doc 2.25 LIBOR 6 LAKE ELSINORE CA 33754 360 321,750.00 6.625 20061201 PUD 1,776.33 321,750.00 6.625 Owner Occupied Purchase 411,000.00 359 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 PETALUMA CA 94952 360 620,000.00 7.250 20061201 SFR 3,745.83 620,000.00 7.250 Owner Occupied CashOut Refi 775,000.00 359 20061201 0.375 0.030 6.845 Express Verified Assets 2.25 LIBOR 6 SAN FRANCISCO CA 34336 360 348,000.00 6.875 20061201 CONDO 1,993.75 348,000.00 6.875 Investment Purchase 464,000.00 359 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 BARSTOW CA 33674 360 160,000.00 7.000 20061201 2-FAMILY 933.33 160,000.00 7.000 Investment Rate Refi 225,000.00 359 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 SANTA ROSA CA 34790 360 340,000.00 6.375 20061201 SFR 1,806.25 340,000.00 6.375 Investment Rate Refi 510,000.00 359 20061201 0.375 0.030 5.970 Full 2.75 LIBOR 12 PACIFIC PALISADES CA 90272 360 992,000.00 6.625 20061201 SFR 5,476.67 992,000.00 6.625 Investment Purchase 1,650,000.00 359 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 SANTA CLARITA CA 91354 360 660,000.00 7.000 20061201 PUD 3,850.00 660,000.00 7.000 Owner Occupied CashOut Refi 825,000.00 359 20061201 0.375 0.030 6.595 Stated 36 S 2.25 LIBOR 6 PASO ROBLES CA 93446 360 417,000.00 6.625 20061201 SFR 2,302.19 417,000.00 6.625 Owner Occupied Purchase 606,000.00 359 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 COSTA MESA CA 33781 360 650,000.00 6.250 20061201 SFR 3,385.42 650,000.00 6.250 Owner Occupied Rate Refi 875,000.00 359 20061201 0.375 0.030 5.845 Stated 12 H 3 LIBOR 6 UNION NJ 7083 360 272,000.00 7.500 20070101 SFR 1,901.86 272,000.00 7.500 Owner Occupied Purchase 360,000.00 360 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 VIRGINIA BEACH VA 23456 360 154,000.00 9.200 20070101 CONDO 1,261.34 154,000.00 9.200 Owner Occupied CashOut Refi 220,000.00 360 20061201 0.250 0.030 8.920 Express No Doc 36 H FIXED BRADENTON FL 12453 360 178,500.00 7.750 20070101 CONDO 1,152.81 178,500.00 7.750 Owner Occupied CashOut Refi 250,000.00 360 20061201 0.250 0.030 7.470 Express Non-Verified Assets 36 H FIXED ALTA CA 34881 360 348,000.00 6.375 20061201 PUD 2,171.07 347,677.68 6.375 Investment Purchase 435,000.00 359 20061201 0.375 0.030 5.970 Express Verified Assets 36 12H/24S 3.25 LIBOR 12 ALBUQUERQUE NM 31787 360 204,000.00 6.250 20061201 SFR 1,256.06 203,806.44 6.250 Owner Occupied Purchase 255,000.00 359 20061201 0.375 0.030 5.845 Full 3.25 LIBOR 12 RAYMOND NH 3077 360 142,000.00 6.875 20061201 SFR 813.54 142,000.00 6.875 Owner Occupied Purchase 180,000.00 359 20061201 0.375 0.030 6.470 Full 3.25 LIBOR 12 FALLS CHURCH VA 22046 360 312,000.00 6.500 20061201 SFR 1,690.00 312,000.00 6.500 Investment Purchase 390,000.00 359 20061201 0.375 0.030 6.095 Express Verified Assets 12 H 3.25 LIBOR 12 TWP OF OHIO PA 15143 360 452,000.00 7.750 20061201 SFR 2,919.17 452,000.00 7.750 Owner Occupied Purchase 565,000.00 359 20061201 0.375 0.030 7.345 Stated 3.25 LIBOR 12 TWP OF SOUTH LEBANON PA 17042 360 160,000.00 6.875 20061201 SFR 916.67 160,000.00 6.875 Owner Occupied CashOut Refi 265,000.00 359 20061201 0.375 0.030 6.470 Express No Doc 3.25 LIBOR 12 SACRAMENTO CA 34940 360 360,000.00 6.500 20061201 SFR 1,950.00 360,000.00 6.500 Owner Occupied Purchase 450,000.00 359 20061201 0.375 0.030 6.095 Stated 3.25 LIBOR 12 SANTA ROSA CA 34790 360 380,000.00 6.500 20061201 PUD 2,058.33 380,000.00 6.500 Owner Occupied Purchase 475,000.00 359 20061201 0.375 0.030 6.095 Stated 36 S 3.25 LIBOR 12 GILROY CA 95020 360 520,000.00 6.375 20061201 SFR 2,762.50 520,000.00 6.375 Owner Occupied Purchase 659,000.00 359 20061201 0.375 0.030 5.970 Full 3.25 LIBOR 12 FORESTVILLE CA 95436 360 468,000.00 6.875 20061201 SFR 2,681.25 468,000.00 6.875 Investment CashOut Refi 585,000.00 359 20061201 0.375 0.030 6.470 Stated 36 12H/24S 3.25 LIBOR 12 EAST PALO ALTO CA 34396 360 350,000.00 6.500 20061201 SFR 1,895.83 350,000.00 6.500 Owner Occupied CashOut Refi 665,000.00 359 20061201 0.375 0.030 6.095 Express No Doc 3.25 LIBOR 12 SALIDA CA 95368 360 339,200.00 6.500 20061201 SFR 1,837.33 339,200.00 6.500 Owner Occupied Purchase 426,000.00 359 20061201 0.375 0.030 6.095 Stated 3.25 LIBOR 12 CLEARLAKE CA 34811 360 93,000.00 6.250 20061201 SFR 484.38 93,000.00 6.250 Investment CashOut Refi 155,000.00 359 20061201 0.375 0.030 5.845 Express No Doc 36 12H/24S 3.25 LIBOR 12 SEBASTOPOL CA 95472 360 165,000.00 6.500 20061201 SFR 893.75 165,000.00 6.500 Owner Occupied CashOut Refi 1,200,000.00 359 20061201 0.375 0.030 6.095 Express No Doc 3.25 LIBOR 12 SANTA ROSA CA 34792 360 267,500.00 6.375 20061201 PUD 1,421.09 267,500.00 6.375 Investment Rate Refi 418,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 3.25 LIBOR 12 OCEANSIDE CA 92056 360 404,000.00 6.625 20061201 SFR 2,230.42 404,000.00 6.625 Owner Occupied Rate Refi 505,000.00 359 20061201 0.375 0.030 6.220 Full 3.25 LIBOR 12 SAN DIEGO CA 33614 360 444,000.00 6.500 20061201 SFR 2,405.00 444,000.00 6.500 Owner Occupied Rate Refi 555,000.00 359 20061201 0.375 0.030 6.095 Express Verified Assets 36 S 3.25 LIBOR 12 SPRING VALLEY CA 91977 360 404,000.00 6.500 20061201 SFR 2,188.33 404,000.00 6.500 Investment CashOut Refi 505,000.00 359 20061201 0.375 0.030 6.095 Stated 36 12H/24S 3.25 LIBOR 12 SAN DIEGO CA 33618 360 428,000.00 6.875 20061201 SFR 2,452.08 428,000.00 6.875 Owner Occupied Purchase 540,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 3.25 LIBOR 12 SAN DIEGO CA 33623 360 324,000.00 6.750 20061201 SFR 1,822.50 324,000.00 6.750 Owner Occupied Purchase 450,000.00 359 20061201 0.375 0.030 6.345 Stated 36 S 3.25 LIBOR 12 SCOTTSDALE AZ 85250 360 221,600.00 7.000 20061201 PUD 1,292.67 221,600.00 7.000 Owner Occupied Purchase 278,000.00 359 20061201 0.375 0.030 6.595 Full 36 S 3.25 LIBOR 12 SCOTTSDALE AZ 85251 360 316,000.00 6.500 20061201 SFR 1,711.67 316,000.00 6.500 Owner Occupied CashOut Refi 395,000.00 359 20061201 0.375 0.030 6.095 Stated 36 S 3.25 LIBOR 12 PHOENIX AZ 85013 360 330,000.00 6.875 20061201 SFR 1,890.63 330,000.00 6.875 Investment Rate Refi 415,000.00 359 20061201 0.375 0.030 6.470 Stated 36 12H/24S 3.25 LIBOR 12 GILBERT AZ 85296 360 520,000.00 6.625 20061201 PUD 2,870.83 520,000.00 6.625 Owner Occupied Purchase 655,000.00 359 20061201 0.375 0.030 6.220 Stated 36 S 3.25 LIBOR 12 TEMPE AZ 85282 360 217,600.00 7.000 20061201 SFR 1,269.33 217,600.00 7.000 Investment Rate Refi 272,000.00 359 20061201 0.375 0.030 6.595 Stated 36 12H/24S 3.25 LIBOR 12 SAN JOSE CA 34727 360 344,750.00 6.875 20061201 CONDO 1,975.13 344,750.00 6.875 Owner Occupied Purchase 431,000.00 359 20061201 0.375 0.030 6.470 Stated 3.25 LIBOR 12 MANTECA CA 95336 360 224,000.00 6.375 20061201 SFR 1,190.00 224,000.00 6.375 Owner Occupied Purchase 280,000.00 359 20061201 0.375 0.030 5.970 Stated 3.25 LIBOR 12 CONCORD CA 34474 360 428,000.00 6.750 20061201 SFR 2,407.50 428,000.00 6.750 Owner Occupied Rate Refi 552,000.00 359 20061201 0.375 0.030 6.345 Stated 3.25 LIBOR 12 SAN DIEGO CA 33620 360 532,500.00 6.875 20061201 SFR 3,050.78 532,500.00 6.875 Owner Occupied Purchase 710,000.00 359 20061201 0.375 0.030 6.470 Stated 3.25 LIBOR 12 FONTANA CA 92337 360 316,000.00 6.875 20061201 PUD 1,810.42 316,000.00 6.875 Owner Occupied CashOut Refi 400,000.00 359 20061201 0.375 0.030 6.470 Stated 3.25 LIBOR 12 UPPER MARLBORO MD 20772 360 197,600.00 6.500 20061201 CONDO 1,070.33 197,600.00 6.500 Owner Occupied Purchase 247,000.00 359 20061201 0.375 0.030 6.095 Full 3.25 LIBOR 12 FREEHOLD NJ 39291 360 253,600.00 5.750 20061201 SFR 1,215.17 253,600.00 5.750 Owner Occupied Purchase 317,000.00 359 20061201 0.375 0.030 5.345 Full 2.25 LIBOR 12 SAN JOSE CA 95138 360 699,050.00 6.250 20061201 SFR 3,640.89 699,050.00 6.250 Owner Occupied Purchase 875,000.00 359 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 12 COACHELLA CA 92236 360 225,000.00 6.750 20070101 SFR 1,459.35 225,000.00 6.750 Owner Occupied CashOut Refi 326,500.00 360 20061201 0.250 0.030 6.470 SISA 36 H FIXED MIDWAY CITY CA 92655 180 321,000.00 6.750 20061201 SFR 2,840.56 319,965.06 6.750 Owner Occupied CashOut Refi 615,000.00 179 20061201 0.250 0.030 6.470 Stated FIXED BOCA RATON FL 33496 360 207,900.00 6.500 20061001 PUD 1,314.07 207,333.11 6.500 Owner Occupied CashOut Refi 510,000.00 357 20061201 0.250 0.030 6.220 Stated FIXED TUCSON AZ 31240 360 91,125.00 6.875 20061101 CONDO 598.63 90,971.44 6.875 Owner Occupied Purchase 127,000.00 358 20061201 0.250 0.030 6.595 Full FIXED BAKERSFIELD CA 34032 360 180,000.00 6.625 20061101 SFR 1,152.56 179,681.50 6.625 Owner Occupied CashOut Refi 265,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED RIVERSIDE CA 33725 360 175,200.00 6.500 20061101 SFR 1,107.38 174,882.21 6.500 Owner Occupied Purchase 330,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED SONORA CA 95370 360 559,200.00 6.500 20061101 SFR 3,534.52 558,186.22 6.500 Owner Occupied Purchase 702,500.00 358 20061201 0.250 0.030 6.220 Full FIXED SANTA FE SPRINGS CA 33031 360 415,000.00 6.500 20061101 SFR 2,623.08 414,247.64 6.500 Owner Occupied CashOut Refi 650,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED WHITTIER CA 33026 360 512,000.00 6.250 20061201 SFR 3,152.47 511,514.20 6.250 Owner Occupied CashOut Refi 730,000.00 359 20061201 0.250 0.030 5.970 Stated FIXED ST. GEORGE UT 84790 360 106,000.00 6.875 20061201 CONDO 696.34 105,910.95 6.875 Owner Occupied CashOut Refi 141,000.00 359 20061201 0.250 0.030 6.595 Full FIXED WESTMINSTER CA 92683 360 542,000.00 6.375 20061201 SFR 3,381.37 541,498.00 6.375 Owner Occupied Purchase 679,000.00 359 20061201 0.250 0.030 6.095 Stated FIXED TEMPE AZ 85283 360 182,700.00 7.250 20061201 PUD 1,246.34 182,557.47 7.250 Owner Occupied Purchase 215,000.00 359 20061201 0.250 0.030 6.970 PMI 25 Stated FIXED MONTCLAIR CA 91763 360 496,000.00 6.250 20061201 SFR 3,053.96 495,529.37 6.250 Owner Occupied Purchase 640,000.00 359 20061201 0.250 0.030 5.970 Stated FIXED LOS ANGELES CA 90047 360 160,000.00 6.250 20061201 SFR 985.15 159,848.18 6.250 Owner Occupied CashOut Refi 470,000.00 359 20061201 0.250 0.030 5.970 SISA FIXED TEMECULA CA 92592 360 457,600.00 6.500 20061201 SFR 2,892.34 457,186.33 6.500 Owner Occupied Rate Refi 572,000.00 359 20061201 0.250 0.030 6.220 Full FIXED PITTSBURG CA 94565 360 395,000.00 6.750 20061201 SFR 2,561.96 394,659.92 6.750 Owner Occupied CashOut Refi 530,000.00 359 20061201 0.250 0.030 6.470 Full FIXED LOS ANGELES CA 90044 360 316,000.00 6.500 20061201 SFR 1,997.33 315,714.34 6.500 Investment Rate Refi 435,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED TEMECULA CA 92592 360 350,000.00 6.500 20061101 SFR 1,895.83 347,338.20 6.500 Owner Occupied Rate Refi 500,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED SAN FRANCISCO CA 34346 360 750,400.00 6.375 20061101 SFR 3,986.50 750,400.00 6.375 Owner Occupied Purchase 938,000.00 358 20061201 0.250 0.030 6.095 Full FIXED LAS VEGAS NV 32521 360 325,000.00 6.625 20061101 PUD 1,794.27 325,000.00 6.625 Owner Occupied CashOut Refi 435,000.00 358 20061201 0.250 0.030 6.345 Stated FIXED LOS ANGELES CA 90011 360 303,200.00 7.000 20061101 SFR 1,768.67 303,200.00 7.000 Owner Occupied CashOut Refi 379,000.00 358 20061201 0.250 0.030 6.720 Stated FIXED LA JOLLA CA 92037 360 417,000.00 6.375 20061101 CONDO 2,215.31 417,000.00 6.375 Owner Occupied CashOut Refi 760,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED CHINO CA 33429 360 560,000.00 6.500 20061101 SFR 3,033.33 560,000.00 6.500 Owner Occupied CashOut Refi 820,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED YORBA LINDA CA 92887 360 577,900.00 6.500 20061101 SFR 3,130.29 577,900.00 6.500 Owner Occupied CashOut Refi 1,525,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED TRUCKEE CA 96161 360 650,000.00 6.375 20061101 PUD 3,453.13 650,000.00 6.375 Owner Occupied CashOut Refi 1,465,000.00 358 20061201 0.250 0.030 6.095 Stated FIXED FRANKTOWN CO 29236 360 515,000.00 6.875 20061101 PUD 2,950.52 515,000.00 6.875 Owner Occupied CashOut Refi 895,000.00 358 20061201 0.250 0.030 6.595 Stated FIXED IRVINE CA 33775 360 250,000.00 6.500 20061101 CONDO 1,354.17 250,000.00 6.500 Owner Occupied CashOut Refi 652,000.00 358 20061201 0.250 0.030 6.220 Stated FIXED TRUCKEE CA 96161 360 516,000.00 6.625 20061201 PUD 2,848.75 516,000.00 6.625 2nd Home Purchase 650,000.00 359 20061201 0.250 0.030 6.345 Full FIXED DINUBA CA 34138 360 186,000.00 6.875 20061201 SFR 1,065.63 186,000.00 6.875 Owner Occupied CashOut Refi 248,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED GARDEN GROVE CA 92844 360 499,000.00 6.625 20061201 SFR 2,754.90 499,000.00 6.625 Owner Occupied CashOut Refi 625,000.00 359 20061201 0.250 0.030 6.345 Full FIXED ELK GROVE CA 34874 360 315,000.00 6.500 20061201 SFR 1,706.25 315,000.00 6.500 Owner Occupied Rate Refi 427,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED STOCKTON CA 34749 360 315,000.00 6.875 20061201 PUD 1,804.69 315,000.00 6.875 Investment CashOut Refi 450,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED PHOENIX AZ 85008 360 203,000.00 7.375 20061101 SFR 1,402.07 202,690.11 7.375 Investment CashOut Refi 226,000.00 358 20061201 0.250 0.030 7.095 RADIAN - BORROWER PAID 25 Full FIXED WATSONVILLE CA 95076 360 464,000.00 6.500 20061201 SFR 2,932.80 463,580.53 6.500 Owner Occupied Purchase 615,000.00 359 20061201 0.250 0.030 6.220 Full FIXED LOS GATOS CA 95030 360 1,353,000.00 6.750 20061101 SFR 7,610.63 803,000.00 6.750 Owner Occupied Purchase 1,928,000.00 358 20061201 0.250 0.030 6.470 Full FIXED SOQUEL CA 95073 360 624,000.00 6.875 20061201 SFR 3,575.00 624,000.00 6.875 Owner Occupied CashOut Refi 780,000.00 359 20061201 0.250 0.030 6.595 Full FIXED MAUMELLE AR 26311 360 275,040.00 7.500 20070101 SFR 1,923.12 275,040.00 7.500 Owner Occupied Purchase 350,000.00 360 20061201 0.250 0.030 7.220 Stated FIXED WEATHERFORD TX 76087 360 140,600.00 7.250 20070101 SFR 849.46 140,600.00 7.250 Investment Purchase 201,500.00 360 20070101 0.375 0.030 6.845 Stated 3 LIBOR 6 SACRAMENTO CA 34935 360 243,750.00 7.125 20070101 SFR 1,447.27 243,750.00 7.125 Investment CashOut Refi 325,000.00 360 20061201 0.375 0.030 6.720 Stated 12 H 3 LIBOR 6 ROCKLIN CA 95677 360 440,000.00 6.375 20060901 SFR 2,337.50 439,991.01 6.375 Owner Occupied Rate Refi 550,000.00 356 20061201 0.375 0.030 5.970 Full 36 S 2.25 LIBOR 12 SALINAS CA 34217 360 228,000.00 6.250 20060801 PUD 1,187.50 228,000.00 6.250 Owner Occupied Purchase 285,000.00 355 20061201 0.375 0.030 5.845 Full 2.25 LIBOR 12 EAGLE ID 30483 360 202,000.00 5.875 20060801 D-PUDS 988.96 202,000.00 5.875 Owner Occupied CashOut Refi 253,000.00 355 20061201 0.375 0.030 5.470 Stated 2.25 LIBOR 12 RANCHO SANTA MARGARITA CA 92688 360 700,000.00 6.625 20060801 D-PUDS 3,864.58 700,000.00 6.625 Owner Occupied CashOut Refi 875,000.00 355 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 12 SALINAS CA 34218 360 487,500.00 6.125 20060901 SFR 2,488.28 487,500.00 6.125 Owner Occupied Purchase 650,000.00 356 20061201 0.375 0.030 5.720 Full 2.25 LIBOR 12 GLEN ELEN CA 95442 360 870,000.00 6.250 20060801 SFR 4,531.25 870,000.00 6.250 Owner Occupied CashOut Refi 1,360,000.00 355 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 12 SAN DIEGO CA 33631 360 481,000.00 6.250 20060801 SFR 2,961.60 478,694.15 6.250 Owner Occupied CashOut Refi 650,000.00 355 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 12 MIRA LOMA CA 91752 360 498,157.00 7.125 20060901 SFR 2,957.81 498,157.00 7.125 Owner Occupied Purchase 622,697.00 356 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 6 RIVERSIDE CA 33727 360 631,000.00 6.500 20060901 D-PUDS 3,417.92 631,000.00 6.500 Owner Occupied Purchase 901,553.00 356 20061201 0.375 0.030 6.095 Stated 36 S 2.75 LIBOR 12 (WINNETKA AREA) LOS CA 33303 360 360,000.00 7.750 20060801 SFR 2,325.00 360,000.00 7.750 Investment Purchase 450,000.00 355 20061201 0.375 0.030 7.345 Stated 2.75 LIBOR 12 MERCER ISLAND WA 98040 360 1,000,000.00 6.500 20060901 SFR 5,416.67 1,000,000.00 6.500 Owner Occupied Rate Refi 1,620,000.00 356 20061201 0.375 0.030 6.095 Full 36 S 2.25 LIBOR 12 BRENTWOOD NY 40741 360 320,800.00 7.500 20060901 SFR 2,005.00 320,800.00 7.500 Owner Occupied Purchase 401,000.00 356 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 12 LITCHFIELD MN 55355 360 172,000.00 6.625 20060901 SFR 949.58 172,000.00 6.625 Owner Occupied Purchase 215,000.00 356 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 FERNLEY NV 32606 360 251,200.00 6.875 20060901 SFR 1,439.17 251,200.00 6.875 Owner Occupied Purchase 314,000.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 ANDERSON IN 46016 360 59,175.00 8.125 20061001 SFR 439.37 58,986.61 8.125 Owner Occupied CashOut Refi 78,900.00 357 20061201 0.375 0.030 7.720 Express No Doc 36 S 3.25 LIBOR 6 GYPSUM CO 81637 360 213,600.00 6.250 20061001 SFR 1,112.50 213,600.00 6.250 Owner Occupied Purchase 267,000.00 357 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 12 LAUREL MD 44019 360 190,000.00 6.375 20060901 CONDO 1,009.38 189,950.00 6.375 Owner Occupied Purchase 237,500.00 356 20061201 0.375 0.030 5.970 Stated 3.25 LIBOR 12 BALTIMORE MD 44239 360 78,000.00 6.750 20060801 SFR 438.75 78,000.00 6.750 Investment Purchase 120,000.00 355 20061201 0.375 0.030 6.345 Full 2.75 LIBOR 6 MESA AZ 31080 360 173,200.00 6.625 20061001 D-PUDS 956.21 173,200.00 6.625 Owner Occupied Purchase 216,500.00 357 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 WILDOMAR CA 92595 360 316,800.00 7.500 20061001 D-PUDS 1,980.00 316,779.88 7.500 Owner Occupied Purchase 396,000.00 357 20061201 0.375 0.030 7.095 Stated 36 S 2.25 LIBOR 12 LAS VEGAS NV 32515 360 255,000.00 7.875 20061001 SFR 1,673.44 255,000.00 7.875 Owner Occupied Purchase 255,000.00 357 20061201 0.375 0.030 7.470 PMI 35 Full 36 S 2.875 LIBOR 6 SALEM OR 35490 360 158,400.00 6.875 20060901 SFR 907.5 158,400.00 6.875 Owner Occupied CashOut Refi 198,000.00 356 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 6 PORTLAND OR 35474 360 175,200.00 7.125 20060901 SFR 1,040.25 175,200.00 7.125 Owner Occupied Purchase 219,000.00 356 20061201 0.375 0.030 6.720 Full 2.75 LIBOR 6 PORTLAND OR 97230 360 193,600.00 7.000 20060901 SFR 1,129.33 193,600.00 7.000 Owner Occupied Rate Refi 242,000.00 356 20061201 0.375 0.030 6.595 Stated 36 S 2.25 LIBOR 6 PORTLAND OR 35488 360 186,000.00 8.250 20061001 SFR 1,278.75 186,000.00 8.250 Owner Occupied Purchase 232,500.00 357 20061201 0.375 0.030 7.845 Express No Doc 2.25 LIBOR 6 VANCOUVER WA 98686 360 472,000.00 7.750 20061001 SFR 3,048.33 472,000.00 7.750 Owner Occupied Purchase 590,000.00 357 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 6 WOODBURN OR 97071 360 199,200.00 7.250 20061001 SFR 1,203.50 199,200.00 7.250 Owner Occupied Purchase 250,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 SHERWOOD OR 97140 360 344,000.00 8.125 20060901 SFR 2,329.17 344,000.00 8.125 Investment Purchase 430,000.00 356 20061201 0.375 0.030 7.720 Stated 2.25 LIBOR 6 MORENO VALLEY CA 92557 360 262,500.00 7.750 20060901 SFR 1,695.31 262,500.00 7.750 Investment CashOut Refi 351,000.00 356 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 6 EUGENE OR 35524 360 166,400.00 6.750 20061001 SFR 936 166,400.00 6.750 Owner Occupied Purchase 208,000.00 357 20061201 0.375 0.030 6.345 Full 2.25 LIBOR 6 EUGENE OR 35525 360 376,000.00 7.000 20061001 SFR 2,193.33 376,000.00 7.000 Owner Occupied Purchase 472,000.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 BEND OR 35612 360 928,000.00 7.375 20061001 SFR 5,703.33 928,000.00 7.375 Owner Occupied Purchase 1,160,000.00 357 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 6 LONGVIEW WA 98632 360 170,800.00 7.125 20061001 SFR 1,014.13 170,800.00 7.125 Owner Occupied Purchase 213,500.00 357 20061201 0.375 0.030 6.720 Stated 36 S 2.25 LIBOR 6 FOUNTAIN HILLS AZ 85268 360 1,469,300.00 7.375 20061001 SFR 9,030.07 1,469,300.00 7.375 Owner Occupied Purchase 2,099,000.00 357 20061201 0.375 0.030 6.970 Stated 2.75 LIBOR 6 FONTANA CA 92336 360 474,160.00 6.875 20061001 SFR 2,716.54 474,160.00 6.875 Owner Occupied Purchase 592,700.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 LANCASTER CA 93535 360 328,000.00 6.875 20060901 SFR 1,879.17 327,484.76 6.875 Owner Occupied Purchase 410,000.00 356 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 LAKE FOREST CA 33785 360 475,000.00 6.875 20061001 SFR 2,721.35 475,000.00 6.875 Owner Occupied Purchase 600,000.00 357 20061201 0.375 0.030 6.470 Express No Doc 2.25 LIBOR 12 SOUTH RIDING VA 20152 360 312,000.00 6.875 20061001 D-PUDS 1,787.50 312,000.00 6.875 Owner Occupied Purchase 390,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 KENT WA 98032 360 240,000.00 6.875 20061001 SFR 1,576.63 239,391.63 6.875 Owner Occupied CashOut Refi 300,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 LOS ANGELES CA 90042 360 436,000.00 6.750 20061001 SFR 2,452.50 433,018.16 6.750 Owner Occupied Purchase 545,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 HUNTINGTON BEACH CA 92646 360 368,000.00 6.875 20061001 D-PUDS 2,108.33 368,000.00 6.875 Owner Occupied Purchase 460,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 BOULDER CO 29282 360 416,000.00 6.750 20061001 SFR 2,340.00 416,000.00 6.750 Owner Occupied Purchase 520,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 CAMARILLO CA 93012 360 340,000.00 6.875 20061001 CONDO 1,947.92 340,000.00 6.875 Owner Occupied Purchase 425,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 NATIONAL CITY CA 91950 360 277,600.00 7.250 20061001 CONDO 1,893.72 276,946.41 7.250 Owner Occupied Rate Refi 347,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 PORTLAND OR 35473 360 239,000.00 6.875 20061001 SFR 1,369.27 238,938.36 6.875 Owner Occupied Purchase 298,750.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 ALEXANDRIA VA 44635 360 274,850.00 6.750 20061001 D-PUDS 1,782.67 273,865.44 6.750 Owner Occupied Purchase 343,600.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 AVONDALE AZ 31129 360 202,400.00 6.875 20061001 D-PUDS 1,159.58 202,400.00 6.875 Owner Occupied Purchase 253,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 SAN DIEGO CA 33608 360 406,250.00 6.875 20061001 SFR 2,327.47 406,250.00 6.875 Owner Occupied CashOut Refi 625,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 QUEEN CREEK AZ 85242 360 261,600.00 7.125 20061001 SFR 1,553.25 261,600.00 7.125 Owner Occupied Purchase 327,000.00 357 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 6 LAKESIDE CA 92040 360 308,000.00 6.750 20061001 SFR 1,732.50 308,000.00 6.750 Owner Occupied Purchase 385,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 GALLATIN TN 37066 360 200,000.00 6.750 20061001 D-PUDS 1,125.00 199,464.74 6.750 Owner Occupied Purchase 689,950.00 357 20061201 0.375 0.030 6.345 Express No Doc 2.25 LIBOR 6 LOS ANGELES CA 90062 360 460,000.00 6.875 20061001 SFR 2,635.42 458,993.75 6.875 Owner Occupied Purchase 575,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 AZUSA CA 33421 360 364,000.00 6.875 20061001 SFR 2,085.42 364,000.00 6.875 Owner Occupied Purchase 455,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 LAKELAND FL 12279 360 212,000.00 7.250 20061001 D-PUDS 1,280.83 212,000.00 7.250 Owner Occupied CashOut Refi 266,000.00 357 20061201 0.375 0.030 6.845 Stated 36 S 2.25 LIBOR 6 OREGON CITY OR 97045 360 213,600.00 6.875 20061001 SFR 1,223.75 213,538.82 6.875 Owner Occupied Purchase 267,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 PEARLAND TX 77584 360 112,950.00 6.875 20061001 D-PUDS 647.11 112,950.00 6.875 Owner Occupied Purchase 141,200.00 357 20061201 0.375 0.030 6.470 Express No Doc 2.25 LIBOR 12 WOODBRIDGE VA 22191 360 368,000.00 6.750 20061001 SFR 2,070.00 368,000.00 6.750 Owner Occupied Purchase 460,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 FRESNO CA 34176 360 180,000.00 6.750 20061001 D-PUDS 1,012.50 180,000.00 6.750 Investment Purchase 225,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 MEDFORD OR 35551 360 316,000.00 7.000 20061001 SFR 1,843.33 316,000.00 7.000 Owner Occupied Purchase 395,000.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 LAS VEGAS NV 89145 360 196,000.00 7.625 20061001 SFR 1,245.42 195,895.42 7.625 Investment Purchase 245,000.00 357 20061201 0.375 0.030 7.220 Stated 2.25 LIBOR 6 PUYALLUP WA 98372 360 111,600.00 6.875 20061001 SFR 639.38 111,600.00 6.875 Owner Occupied Purchase 139,500.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 ALEXANDRIA VA 44635 360 352,000.00 6.750 20061001 SFR 1,980.00 352,000.00 6.750 Owner Occupied Purchase 440,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 SOMERSET NJ 8873 360 232,500.00 8.500 20061001 D-PUDS 1,787.72 232,074.47 8.500 Investment CashOut Refi 310,000.00 357 20061201 0.375 0.030 8.095 Stated 2.25 LIBOR 6 MINNEAPOLIS MN 20186 360 165,200.00 7.125 20061001 SFR 980.88 165,198.95 7.125 Owner Occupied Purchase 207,000.00 357 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 6 ARROYO GRANDE CA 34079 360 650,000.00 6.875 20061001 SFR 3,723.96 649,994.01 6.875 Owner Occupied Purchase 825,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 LOVELAND OH 45140 360 412,000.00 6.750 20061001 SFR 2,317.50 412,000.00 6.750 Owner Occupied Purchase 515,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 LOUISBURG KS 66053 360 175,000.00 7.250 20061001 D-PUDS 1,057.29 175,000.00 7.250 Investment Rate Refi 235,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 NORTHRIDGE AREA LOS CA 33323 360 242,400.00 6.876 20061001 CONDO 1,388.95 242,399.80 6.876 Owner Occupied Purchase 303,000.00 357 20061201 0.375 0.030 6.471 Stated 36 S 2.25 LIBOR 6 WOODBRIDGE VA 22193 360 340,000.00 6.875 20061001 SFR 1,947.92 339,960.07 6.875 Owner Occupied Purchase 425,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 WEST VALLEY CITY UT 30709 360 157,300.00 7.250 20061001 SFR 1,073.06 156,929.65 7.250 Investment Rate Refi 201,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 LAS VEGAS NV 32509 360 116,000.00 6.750 20061001 D-PUDS 652.5 115,999.54 6.750 Owner Occupied CashOut Refi 145,000.00 357 20061201 0.375 0.030 6.345 Full 36 S 2.25 LIBOR 6 HOUSTON TX 77007 360 178,300.00 6.875 20061001 TOWNHOUSE 1,171.30 177,848.05 6.875 Owner Occupied Purchase 222,900.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 12 EVANSTON IL 21948 360 630,000.00 6.875 20061001 CONDO 3,609.38 630,000.00 6.875 Owner Occupied Purchase 930,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 12 ANOKA MN 20151 360 154,700.00 6.750 20061001 D-PUDS 870.19 154,700.00 6.750 Owner Occupied Purchase 193,390.00 357 20061201 0.375 0.030 6.345 Full 36 S 2.25 LIBOR 6 CHANDLER AZ 31103 360 133,600.00 7.250 20061001 D-PUDS 807.17 133,500.00 7.250 Owner Occupied Purchase 167,000.00 357 20061201 0.375 0.030 6.845 Stated 36 S 2.25 LIBOR 6 LAS VEGAS NV 32538 360 304,000.00 6.875 20061001 D-PUDS 1,741.67 304,000.00 6.875 Owner Occupied Rate Refi 380,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 VENTURA CA 93001 360 307,500.00 7.500 20061001 CONDO 1,921.88 307,500.00 7.500 Owner Occupied Rate Refi 416,000.00 357 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 6 LOS ANGELES CA 90061 360 260,000.00 6.750 20061001 SFR 1,462.50 260,000.00 6.750 Owner Occupied Rate Refi 400,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 ANOKA MN 20151 360 202,500.00 7.750 20060901 SFR 1,307.81 202,500.00 7.750 Investment CashOut Refi 270,000.00 356 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 6 AMERICAN CANYON CA 34457 360 550,000.00 6.875 20061001 D-PUDS 3,151.04 550,000.00 6.875 Owner Occupied CashOut Refi 700,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 SAN DIEGO CA 33608 360 297,500.00 6.750 20061001 PUD 1,673.44 297,500.00 6.750 Investment CashOut Refi 425,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 LAKEWOOD CA 33067 360 432,000.00 6.875 20061001 SFR 2,475.00 432,000.00 6.875 Owner Occupied Purchase 540,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 TAMPA FL 12211 360 511,000.00 7.500 20061001 SFR 3,193.75 511,000.00 7.500 Owner Occupied CashOut Refi 953,000.00 357 20061201 0.375 0.030 7.095 Express No Doc 2.25 LIBOR 6 SALINAS CA 34217 360 400,000.00 7.000 20061001 SFR 2,333.33 400,000.00 7.000 Owner Occupied CashOut Refi 585,000.00 357 20061201 0.375 0.030 6.595 Stated 36 S 2.25 LIBOR 12 PHOENIX AZ 85007 360 149,300.00 6.750 20061001 SFR 839.81 149,300.00 6.750 Investment Purchase 186,650.00 357 20061201 0.375 0.030 6.345 Full 36 S 2.25 LIBOR 6 BUTTE MT 21732 360 100,000.00 7.000 20061001 SFR 665.3 99,752.66 7.000 Owner Occupied CashOut Refi 125,000.00 357 20061201 0.375 0.030 6.595 Stated 36 S 2.25 LIBOR 12 SIMI VALLEY CA 93063 360 480,800.00 7.000 20061001 SFR 2,804.67 480,800.00 7.000 Owner Occupied Purchase 601,000.00 357 20061201 0.375 0.030 6.595 Stated 36 S 2.25 LIBOR 6 VICTORVILLE CA 92392 360 392,000.00 7.250 20061001 D-PUDS 2,368.33 392,000.00 7.250 Owner Occupied Purchase 490,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 ROSEVILLE CA 95678 360 315,000.00 6.875 20061001 CONDO 1,804.69 315,000.00 6.875 Investment CashOut Refi 472,000.00 357 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 6 CHICO CA 34970 360 163,900.00 6.750 20061001 SFR 921.94 163,900.00 6.750 Owner Occupied Purchase 204,900.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 WILMINGTON NC 46854 360 119,150.00 6.750 20061001 D-PUDS 670.22 119,150.00 6.750 Owner Occupied Purchase 185,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 PESHASTIN WA 98847 360 164,150.00 6.875 20061001 D-PUDS 940.44 164,102.98 6.875 Owner Occupied Purchase 205,240.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 ROSEVILLE CA 95678 360 301,200.00 6.875 20061001 SFR 1,725.63 301,200.00 6.875 Owner Occupied Purchase 377,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 SAN JOSE CA 95133 360 400,000.00 7.250 20061001 D-PUDS 2,416.67 400,000.00 7.250 Owner Occupied Purchase 500,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 LIVINGSTON CA 95334 360 308,000.00 6.750 20061001 SFR 1,732.50 308,000.00 6.750 Owner Occupied Purchase 400,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 VENTURA CA 93003 360 472,000.00 6.875 20061001 SFR 2,704.17 472,000.00 6.875 Owner Occupied Purchase 590,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 SARASOTA FL 34231 360 256,000.00 6.875 20061001 SFR 1,466.67 256,000.00 6.875 Owner Occupied Purchase 320,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 12 SOUTH OZONE PARK NY 40653 360 380,000.00 7.250 20061001 SFR 2,295.83 380,000.00 7.250 Owner Occupied Rate Refi 475,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 INGLEWOOD CA 32935 360 478,000.00 7.000 20061001 2-4FAMILY 2,788.33 478,000.00 7.000 Owner Occupied Purchase 597,500.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 BRENTWOOD CA 34467 360 408,000.00 6.750 20061001 SFR 2,295.00 407,998.13 6.750 Owner Occupied Rate Refi 510,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 CARSON CA 90745 360 455,200.00 6.750 20061001 SFR 2,560.50 455,200.00 6.750 Owner Occupied Purchase 569,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 SUN CITY AZ 85373 360 316,000.00 7.250 20060901 SFR 1,909.17 315,994.44 7.250 Owner Occupied CashOut Refi 395,000.00 356 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 CAMANO ISLAND WA 98282 360 240,000.00 7.125 20061001 D-PUDS 1,616.92 239,420.81 7.125 Owner Occupied Purchase 300,000.00 357 20061201 0.375 0.030 6.720 Stated 36 S 2.25 LIBOR 6 FENTON MI 17653 360 192,800.00 6.750 20061001 SFR 1,084.50 192,800.00 6.750 Owner Occupied Purchase 241,000.00 357 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 CONROE TX 28187 360 274,100.00 6.875 20061001 SFR 1,800.64 273,405.21 6.875 Owner Occupied CashOut Refi 375,500.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 EUGENE OR 35525 360 320,450.00 7.250 20061001 SFR 2,186.03 319,695.52 7.250 Owner Occupied Purchase 427,300.00 357 20061201 0.375 0.030 6.845 Express No Doc 2.25 LIBOR 6 SANTA CRUZ CA 95065 360 592,000.00 7.250 20061001 SFR 3,576.67 592,000.00 7.250 Owner Occupied Purchase 740,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 6 SACRAMENTO CA 34937 360 264,800.00 6.875 20061001 SFR 1,517.08 264,800.00 6.875 Owner Occupied Rate Refi 331,000.00 357 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 6 WEST COVINA CA 91792 360 287,120.00 6.875 20061001 CONDO 1,644.96 287,120.00 6.875 Owner Occupied Purchase 358,900.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 CHULA VISTA CA 33492 360 312,000.00 6.750 20061001 SFR 1,755.00 311,508.62 6.750 Owner Occupied Purchase 390,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 FALLS CHURCH VA 22042 360 432,000.00 6.875 20061001 SFR 2,475.00 432,000.00 6.875 Owner Occupied Purchase 540,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 YUMA AZ 85364 360 175,000.00 6.875 20061001 SFR 1,002.60 175,000.00 6.875 Owner Occupied CashOut Refi 252,500.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 FREMONT CA 94536 360 628,000.00 7.500 20061001 D-PUDS 3,925.00 628,000.00 7.500 Owner Occupied Purchase 785,000.00 357 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 6 CENTREVILLE VA 43850 360 400,000.00 6.875 20061001 D-PUDS 2,291.67 400,000.00 6.875 Owner Occupied Rate Refi 660,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 GREEN BAY WI 19787 360 101,600.00 6.750 20061001 SFR 658.98 101,336.08 6.750 Owner Occupied Purchase 127,000.00 357 20061201 0.375 0.030 6.345 Full 2.25 LIBOR 6 PORTLAND OR 35467 360 228,000.00 6.875 20061001 SFR 1,306.25 228,000.00 6.875 Owner Occupied Purchase 285,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 UNION CITY CA 94587 360 545,600.00 6.875 20061001 SFR 3,125.83 545,600.00 6.875 Owner Occupied Purchase 682,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 OAK GROVE MN 55005 360 126,000.00 7.625 20061001 SFR 800.63 126,000.00 7.625 Investment Purchase 157,500.00 357 20061201 0.375 0.030 7.220 Stated 36 S 3.25 LIBOR 6 LA MIRADA CA 90638 360 460,000.00 7.125 20061001 SFR 2,731.25 460,000.00 7.125 Owner Occupied CashOut Refi 655,000.00 357 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 6 DOWNERS GROVE IL 22051 360 274,000.00 7.000 20061001 SFR 1,598.33 274,000.00 7.000 Owner Occupied Purchase 342,500.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 MODESTO CA 95351 360 256,000.00 6.625 20061001 SFR 1,413.33 256,000.00 6.625 Owner Occupied Rate Refi 320,000.00 357 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 12 CHICAGO IL 60638 360 231,300.00 8.375 20061001 SFR 1,614.28 231,300.00 8.375 Owner Occupied Purchase 257,000.00 357 20061201 0.375 0.030 7.970 PMI 25 Stated 2.25 LIBOR 6 CORONA CA 92879 360 342,000.00 6.875 20061001 SFR 1,959.38 342,000.00 6.875 Owner Occupied CashOut Refi 460,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 NEW SMYRNA BEACH FL 32168 360 82,800.00 8.125 20061001 SFR 560.63 82,800.00 8.125 Investment Purchase 92,000.00 357 20061201 0.375 0.030 7.720 PMI 25 Stated 2.25 LIBOR 6 SAN DIEGO CA 33627 360 568,800.00 7.625 20061001 SFR 3,614.26 568,800.00 7.625 Owner Occupied Rate Refi 711,000.00 357 20061201 0.375 0.030 7.220 Stated 2.25 LIBOR 12 GRESHAM OR 97030 360 187,120.00 6.500 20061001 SFR 1,013.57 187,120.00 6.500 Owner Occupied Purchase 233,900.00 357 20061201 0.375 0.030 6.095 Full 2.25 LIBOR 12 TAYLORSVILLE UT 30699 360 131,920.00 6.875 20061001 SFR 755.79 131,898.60 6.875 Investment Purchase 165,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 PHILADELPHIA PA 19147 360 304,000.00 7.000 20061001 SFR 1,773.33 303,579.21 7.000 Owner Occupied Purchase 380,000.00 357 20061201 0.375 0.030 6.595 Stated 36 S 2.25 LIBOR 12 LA VERKIN UT 84745 360 171,120.00 7.750 20061001 SFR 1,105.15 171,120.00 7.750 Investment Purchase 213,900.00 357 20061201 0.375 0.030 7.345 Express No Doc 2.25 LIBOR 12 CAYUCOS CA 34089 360 375,000.00 7.000 20061001 SFR 2,187.50 375,000.00 7.000 Owner Occupied CashOut Refi 880,000.00 357 20061201 0.375 0.030 6.595 Express No Doc 2.25 LIBOR 12 MESA AZ 31086 360 234,400.00 6.500 20060801 D-PUDS 1,269.67 234,400.00 6.500 Owner Occupied Rate Refi 293,000.00 355 20061201 0.375 0.030 6.095 Full 2.25 LIBOR 12 BEND OR 35613 360 191,700.00 7.500 20060901 D-PUDS 1,198.13 191,700.00 7.500 Investment CashOut Refi 295,000.00 356 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 12 AURORA CO 80016 360 348,000.00 6.875 20061001 D-PUDS 1,993.75 348,000.00 6.875 Owner Occupied CashOut Refi 435,000.00 357 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 12 ANTELOPE CA 95843 360 389,238.00 6.875 20061001 SFR 2,230.01 389,026.83 6.875 Owner Occupied Purchase 486,548.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 SONORA CA 95370 360 357,600.00 6.750 20060901 SFR 2,011.50 357,600.00 6.750 Owner Occupied Purchase 447,000.00 356 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 NAPA CA 94558 360 250,000.00 6.875 20060901 SFR 1,432.29 250,000.00 6.875 Owner Occupied CashOut Refi 950,000.00 356 20061201 0.375 0.030 6.470 Express No Doc 2.25 LIBOR 12 RIVERSIDE CA 33733 360 174,000.00 6.750 20060901 SFR 978.75 174,000.00 6.750 Owner Occupied CashOut Refi 400,000.00 356 20061201 0.375 0.030 6.345 Express No Doc 36 S 2.25 LIBOR 12 ANTIOCH CA 34463 360 374,400.00 7.000 20061001 SFR 2,184.00 374,400.00 7.000 Owner Occupied Purchase 468,000.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 TROUTDALE OR 97060 360 294,600.00 6.875 20060901 D-PUDS 1,687.81 294,600.00 6.875 Owner Occupied Purchase 368,260.00 356 20070101 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 12 SAN JOSE CA 34726 360 474,400.00 7.125 20061001 SFR 2,816.75 474,400.00 7.125 Owner Occupied Purchase 593,000.00 357 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 ALBUQUERQUE NM 31799 360 960,000.00 7.375 20061001 SFR 5,900.00 960,000.00 7.375 Owner Occupied Purchase 1,200,000.00 357 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 12 HANFORD CA 93230 360 228,800.00 7.125 20060901 SFR 1,358.50 228,799.87 7.125 Owner Occupied Purchase 286,000.00 356 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 SAN MARCOS CA 92078 360 268,000.00 7.000 20060901 CONDO 1,563.33 268,000.00 7.000 Investment Rate Refi 335,000.00 356 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 REDDING CA 96001 360 177,000.00 7.375 20060901 SFR 1,087.81 177,000.00 7.375 Owner Occupied CashOut Refi 222,000.00 356 20061201 0.375 0.030 6.970 Express No Doc 2.25 LIBOR 12 CLOVIS CA 34132 360 232,800.00 6.750 20060901 SFR 1,309.50 232,800.00 6.750 Owner Occupied Purchase 291,000.00 356 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 TEMPE AZ 85284 360 416,000.00 7.125 20060901 SFR 2,470.00 416,000.00 7.125 Owner Occupied CashOut Refi 524,000.00 356 20061201 0.375 0.030 6.720 Express No Doc 36 S 2.25 LIBOR 12 GLENDALE AZ 31116 360 817,600.00 7.625 20060901 SFR 5,195.17 817,600.00 7.625 Owner Occupied CashOut Refi 1,022,000.00 356 20061201 0.375 0.030 7.220 Stated 36 S 2.25 LIBOR 12 MESA AZ 31087 360 196,000.00 7.125 20061001 D-PUDS 1,163.75 196,000.00 7.125 Owner Occupied Purchase 245,000.00 357 20061201 0.375 0.030 6.720 Full 36 S 2.25 LIBOR 12 CAMAS WA 35953 360 131,520.00 6.875 20060901 SFR 753.5 131,518.31 6.875 Owner Occupied Purchase 164,400.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 RIO LINDA CA 95673 360 232,000.00 6.875 20060901 SFR 1,329.17 232,000.00 6.875 Owner Occupied Rate Refi 290,000.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 HUBBARD OR 97032 360 171,200.00 7.375 20060901 SFR 1,182.44 170,671.51 7.375 Owner Occupied CashOut Refi 214,000.00 356 20061201 0.375 0.030 6.970 Full 2.25 LIBOR 12 ATWATER CA 34759 360 248,000.00 7.125 20060901 SFR 1,472.50 248,000.00 7.125 Owner Occupied CashOut Refi 310,000.00 356 20061201 0.375 0.030 6.720 Express No Doc 2.25 LIBOR 12 PORTLAND OR 35481 360 267,600.00 6.875 20061001 SFR 1,533.13 267,600.00 6.875 Owner Occupied Purchase 334,500.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 NORTH HIGHLANDS CA 95660 360 207,600.00 7.000 20061001 SFR 1,211.00 207,600.00 7.000 Owner Occupied Purchase 259,500.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 CITRUS HEIGHTS CA 34871 360 268,000.00 7.250 20060901 SFR 1,619.17 268,000.00 7.250 Owner Occupied Purchase 335,000.00 356 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 PHOENIX AZ 85018 360 840,000.00 7.125 20060901 SFR 4,987.50 840,000.00 7.125 Owner Occupied Purchase 1,050,000.00 356 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 CHULA VISTA CA 33491 360 340,000.00 6.875 20061001 SFR 1,947.92 340,000.00 6.875 Owner Occupied Purchase 425,000.00 357 20061201 0.375 0.030 6.470 Express No Doc 2.25 LIBOR 12 PETALUMA CA 94954 360 519,200.00 6.875 20060901 SFR 2,974.58 519,200.00 6.875 Owner Occupied Purchase 649,000.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 BENICIA CA 34464 360 580,000.00 7.125 20061001 SFR 3,443.75 580,000.00 7.125 Owner Occupied Purchase 725,000.00 357 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 SILVERTON OR 97381 360 144,000.00 6.625 20061001 SFR 795 144,000.00 6.625 Owner Occupied Purchase 180,000.00 357 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 PALO ALTO CA 34396 360 556,799.00 7.000 20060901 SFR 3,247.99 556,799.00 7.000 Owner Occupied Purchase 695,999.00 356 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 MISSION VIEJO CA 92691 360 399,900.00 6.875 20060901 CONDO 2,291.09 399,899.75 6.875 Owner Occupied Purchase 499,900.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 UNION CITY CA 94587 360 539,910.00 6.875 20060901 SFR 3,093.23 539,910.00 6.875 Owner Occupied Purchase 674,888.00 356 20061201 0.375 0.030 6.470 Stated 6 H 2.25 LIBOR 12 CAMARILLO CA 93010 360 610,000.00 7.250 20061001 CONDO 3,685.42 610,000.00 7.250 Owner Occupied Purchase 855,000.00 357 20061201 0.375 0.030 6.845 Stated 36 S 2.25 LIBOR 12 HEMET CA 92543 360 182,400.00 7.250 20061001 SFR 1,102.00 182,400.00 7.250 Investment Purchase 228,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 ANTIOCH CA 34463 360 346,400.00 7.000 20060901 SFR 2,020.67 346,400.00 7.000 Owner Occupied Purchase 433,000.00 356 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 SAN DIEGO CA 33626 360 364,000.00 6.500 20061001 SFR 1,971.67 364,000.00 6.500 Owner Occupied Purchase 455,000.00 357 20061201 0.375 0.030 6.095 Stated 2.25 LIBOR 12 FREMONT CA 94536 360 507,500.00 6.750 20061001 SFR 2,854.69 507,500.00 6.750 Owner Occupied Purchase 725,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 SACRAMENTO CA 34931 360 163,200.00 6.875 20060901 SFR 935 163,200.00 6.875 Owner Occupied Purchase 204,000.00 356 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 FRESNO CA 34176 360 232,000.00 6.875 20061001 SFR 1,329.17 232,000.00 6.875 Owner Occupied Purchase 290,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 PHOENIX AZ 85033 360 116,950.00 6.875 20061001 SFR 670.03 116,950.00 6.875 Investment CashOut Refi 180,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 WEST JORDAN UT 84088 360 143,920.00 7.250 20061001 CONDO 869.52 143,920.00 7.250 Owner Occupied Purchase 179,900.00 357 20061201 0.375 0.030 6.845 Stated 36 S 2.25 LIBOR 12 PHOENIX AZ 85050 360 260,000.00 7.000 20060901 D-PUDS 1,516.67 260,000.00 7.000 Owner Occupied Purchase 325,000.00 356 20061201 0.375 0.030 6.595 Stated 36 S 2.25 LIBOR 12 ENGLEWOOD CO 29233 360 744,000.00 7.375 20060901 D-PUDS 4,572.50 744,000.00 7.375 Owner Occupied Purchase 930,000.00 356 20061201 0.375 0.030 6.970 Stated 2.25 LIBOR 12 BAKERSFIELD CA 34035 360 174,032.00 7.000 20061001 D-PUDS 1,015.19 174,032.00 7.000 Owner Occupied Purchase 217,540.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 CAMARILLO CA 93010 360 370,000.00 6.875 20061001 SFR 2,119.79 370,000.00 6.875 Investment CashOut Refi 675,000.00 357 20061201 0.375 0.030 6.470 Express No Doc 36 S 2.25 LIBOR 12 NEWARK CA 94560 360 489,920.00 7.125 20060901 SFR 2,908.90 489,920.00 7.125 Owner Occupied Purchase 612,400.00 356 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 TEMPE AZ 85283 360 195,000.00 7.250 20061001 SFR 1,178.13 195,000.00 7.250 Investment CashOut Refi 300,000.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 ALBANY OR 35511 360 215,200.00 6.875 20061001 SFR 1,232.92 215,171.24 6.875 Owner Occupied Purchase 269,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 CLACKAMAS OR 97015 360 376,000.00 6.875 20061001 SFR 2,154.17 376,000.00 6.875 Owner Occupied Purchase 470,000.00 357 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 12 SAN DIEGO CA 33616 360 240,000.00 6.875 20061001 SFR 1,375.00 240,000.00 6.875 Owner Occupied Rate Refi 300,000.00 357 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 12 SACRAMENTO CA 34938 360 228,445.00 7.000 20060901 SFR 1,332.60 228,190.59 7.000 Owner Occupied Rate Refi 315,000.00 356 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 DENVER CO 29258 360 155,200.00 6.750 20061001 SFR 873 155,200.00 6.750 Owner Occupied Purchase 194,000.00 357 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 CHICO CA 95973 360 245,600.00 6.875 20060901 SFR 1,407.08 245,600.00 6.875 Owner Occupied Purchase 307,000.00 356 20061201 0.375 0.030 6.470 Full 2.25 LIBOR 12 MILWAUKIE OR 35483 360 220,400.00 7.250 20061001 SFR 1,331.58 220,400.00 7.250 Investment Purchase 275,500.00 357 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 GOLD BAR WA 98251 360 417,000.00 7.000 20061001 SFR 2,432.50 417,000.00 7.000 Owner Occupied Purchase 544,830.00 357 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 MODESTO CA 95354 360 220,000.00 6.500 20061001 SFR 1,390.55 219,400.12 6.500 Owner Occupied CashOut Refi 275,000.00 357 20061201 0.375 0.030 6.095 Express No Doc 2.25 LIBOR 12 SALINAS CA 34219 360 354,400.00 6.875 20061001 SFR 2,030.42 354,380.42 6.875 Owner Occupied Purchase 443,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 REDMOND OR 97756 360 170,900.00 6.875 20061001 SFR 979.11 170,900.00 6.875 Owner Occupied Purchase 213,700.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 CAVE CREEK AZ 31137 360 460,000.00 7.625 20061001 D-PUDS 2,922.92 460,000.00 7.625 Owner Occupied Purchase 575,000.00 357 20061201 0.375 0.030 7.220 Stated 2.25 LIBOR 12 COPIAGUE NY 40750 360 299,500.00 6.875 20061001 SFR 1,715.89 298,699.56 6.875 Owner Occupied Purchase 375,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 PHOENIX AZ 85007 360 140,800.00 6.625 20061101 SFR 777.33 140,800.00 6.625 Owner Occupied Purchase 176,000.00 358 20061201 0.375 0.030 6.220 Full 2.25 LIBOR 12 CENTRAL ISLIP NY 40746 360 373,500.00 6.990 20061001 SFR 2,175.64 373,500.00 6.990 Owner Occupied CashOut Refi 498,000.00 357 20061201 0.375 0.030 6.585 Stated 2.25 LIBOR 12 GREAT MILLS MD 20634 360 160,000.00 7.875 20061001 PUD 1,050.00 160,000.00 7.875 Owner Occupied Purchase 200,000.00 357 20061201 0.375 0.030 7.470 Express No Doc 2.75 LIBOR 6 DORAL FL 33166 360 152,720.00 7.500 20061001 HI-RISE 954.5 152,720.00 7.500 Owner Occupied Purchase 190,900.00 357 20061201 0.375 0.030 7.095 Full 3.25 LIBOR 6 CHULA VISTA CA 33491 360 252,000.00 6.750 20061101 CONDO 1,417.50 252,000.00 6.750 Owner Occupied Rate Refi 315,000.00 358 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 SACRAMENTO CA 34939 360 209,600.00 6.250 20061001 SFR 1,091.67 209,600.00 6.250 Owner Occupied CashOut Refi 262,000.00 357 20061201 0.375 0.030 5.845 Full 2.25 LIBOR 12 SANTA FE SPRINGS CA 90670 360 460,000.00 6.875 20061001 SFR 2,635.42 460,000.00 6.875 Owner Occupied Purchase 575,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 DIAMOND BAR CA 91765 360 344,000.00 6.875 20061001 CONDO 1,970.83 344,000.00 6.875 Owner Occupied Purchase 430,000.00 357 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 AUSTIN TX 78732 360 262,908.00 8.125 20061001 D-PUDS 1,780.11 262,908.00 8.125 Investment Purchase 328,636.00 357 20061201 0.375 0.030 7.720 Stated 2.25 LIBOR 12 LEHI UT 84043 360 171,000.00 7.750 20061001 SFR 1,104.38 171,000.00 7.750 Investment Purchase 228,000.00 357 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 12 FORT WORTH TX 27790 360 110,098.00 7.875 20061001 SFR 722.52 110,098.00 7.875 Investment Purchase 137,623.00 357 20061201 0.375 0.030 7.470 Stated 2.25 LIBOR 12 RIVERSIDE CA 33732 360 392,952.00 5.750 20061001 D-PUDS 1,882.90 392,952.00 5.750 Owner Occupied Purchase 491,190.00 357 20061201 0.375 0.030 5.345 Stated 2.25 LIBOR 6 LEHI UT 84043 360 171,000.00 7.750 20061001 SFR 1,104.38 171,000.00 7.750 Investment Purchase 228,000.00 357 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 12 BUCKEYE AZ 85396 360 217,600.00 7.500 20061101 D-PUDS 1,360.00 217,600.00 7.500 Owner Occupied Purchase 272,000.00 358 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 12 SAN ANTONIO TX 78230 360 157,200.00 6.625 20061101 D-PUDS 867.88 157,200.00 6.625 Owner Occupied Purchase 196,500.00 358 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 12 SCOTTSDALE AZ 85259 360 278,000.00 7.125 20061101 D-PUDS 1,650.63 278,000.00 7.125 Owner Occupied CashOut Refi 360,000.00 358 20061201 0.375 0.030 6.720 Express No Doc 2.25 LIBOR 12 MADISON HEIGHTS MI 48071 360 100,000.00 7.250 20061101 SFR 682.18 99,843.43 7.250 Owner Occupied Purchase 125,000.00 358 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 WOODBRIDGE VA 20191 360 333,000.00 7.000 20061101 SFR 1,942.50 333,000.00 7.000 Owner Occupied CashOut Refi 430,000.00 358 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 SAN DIEGO CA 33623 360 350,500.00 7.125 20061101 SFR 2,081.09 350,500.00 7.125 Owner Occupied Purchase 440,000.00 358 20061201 0.375 0.030 6.720 Stated 36 S 2.25 LIBOR 12 HENDERSONVILLE TN 37075 360 140,400.00 7.625 20061101 SFR 892.13 140,400.00 7.625 Owner Occupied Purchase 175,500.00 358 20061201 0.375 0.030 7.220 Stated 2.25 LIBOR 12 HASBROUCK HEIGHTS NJ 39237 360 329,000.00 7.375 20061101 SFR 2,021.98 329,000.00 7.375 Owner Occupied Purchase 411,250.00 358 20061201 0.375 0.030 6.970 Express No Doc 2.25 LIBOR 12 PHOENIX AZ 85051 360 182,000.00 7.000 20061101 SFR 1,061.67 181,995.75 7.000 Owner Occupied Purchase 227,500.00 358 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 12 ROSWELL GA 30076 360 183,200.00 7.250 20061101 D-PUDS 1,106.83 183,200.00 7.250 Owner Occupied Purchase 229,000.00 358 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 BRANDYWINE MD 43995 360 512,000.00 7.125 20061101 SFR 3,040.01 511,999.17 7.125 Owner Occupied Purchase 640,000.00 358 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 SURPRISE AZ 85379 360 257,124.00 6.875 20061101 D-PUDS 1,473.11 257,124.00 6.875 Owner Occupied Purchase 321,406.00 358 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 FONTANA CA 92336 360 440,000.00 6.875 20061101 SFR 2,520.83 440,000.00 6.875 Owner Occupied Purchase 550,000.00 358 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 PHOENIX AZ 85085 360 336,000.00 7.000 20061101 D-PUDS 1,960.00 336,000.00 7.000 Owner Occupied Purchase 420,000.00 358 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 BRIDGEPORT CT 38875 360 236,000.00 7.000 20061101 SFR 1,570.11 235,611.99 7.000 Owner Occupied Purchase 295,000.00 358 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 12 HAWTHORNE NJ 39208 360 408,000.00 7.250 20061101 2-4FAMILY 2,465.00 408,000.00 7.250 Owner Occupied Rate Refi 510,000.00 358 20061201 0.375 0.030 6.845 Stated 2.25 LIBOR 12 KINGMAN AZ 31503 360 160,000.00 7.250 20061101 SFR 966.67 160,000.00 7.250 Owner Occupied CashOut Refi 200,000.00 358 20061201 0.375 0.030 6.845 Full 2.25 LIBOR 12 MARICOPA AZ 85239 360 220,354.00 7.250 20061101 D-PUDS 1,331.31 220,106.37 7.250 Owner Occupied Purchase 275,444.00 358 20061201 0.375 0.030 6.845 Full 2.25 LIBOR 12 POUGHKEEPSIE NY 41061 360 244,800.00 7.125 20061101 SFR 1,649.26 244,407.23 7.125 Owner Occupied Purchase 306,000.00 358 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 PHOENIX AZ 85022 360 168,000.00 6.750 20061101 D-PUDS 945 168,000.00 6.750 Owner Occupied Purchase 210,000.00 358 20061201 0.375 0.030 6.345 Full 2.25 LIBOR 12 KANSAS CITY MO 64138 360 93,600.00 6.625 20061101 SFR 599.33 93,431.20 6.625 Owner Occupied Purchase 117,000.00 358 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 12 SAINT LOUIS MO 63138 360 82,000.00 7.000 20061101 SFR 545.55 81,792.75 7.000 Owner Occupied Rate Refi 120,000.00 358 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 SPRING HILL FL 12578 360 171,192.00 7.750 20061101 SFR 1,105.62 171,192.00 7.750 Investment Purchase 213,990.00 358 20061201 0.375 0.030 7.345 Full 2.25 LIBOR 12 SEDRO WOOLLEY WA 98284 360 324,000.00 7.000 20061101 SFR 1,890.00 324,000.00 7.000 Owner Occupied CashOut Refi 405,000.00 358 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 12 CUMMING GA 30040 360 144,000.00 7.750 20061101 D-PUDS 930 144,000.00 7.750 Owner Occupied Purchase 180,000.00 358 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 12 ST. LOUIS MO 23030 360 120,000.00 8.125 20061101 SFR 812.5 120,000.00 8.125 Investment Purchase 150,000.00 358 20061201 0.375 0.030 7.720 Stated 2.25 LIBOR 12 WHITTIER CA 33026 360 340,000.00 7.375 20070101 SFR 2,089.58 340,000.00 7.375 Owner Occupied CashOut Refi 425,000.00 360 20061201 0.375 0.030 6.970 Stated 24 H 3 LIBOR 6 SYLMAR CA 91342 360 234,000.00 6.250 20070101 SFR 1,218.75 234,000.00 6.250 Owner Occupied CashOut Refi 520,000.00 360 20061201 0.250 0.030 5.970 Stated 36 H FIXED SAN FRANCISCO CA 34350 360 672,000.00 8.500 20070101 SFR 4,760.00 672,000.00 8.500 Investment Purchase 840,000.00 360 20061201 0.375 0.030 8.095 Stated 3 LIBOR 6 VICTORVILLE CA 92395 360 258,841.00 7.125 20070101 D-PUDS 1,536.87 258,841.00 7.125 Owner Occupied Purchase 325,000.00 360 20061201 0.250 0.030 6.845 SISA 36 H FIXED SCOTTSDALE AZ 85259 360 686,000.00 7.750 20060901 D-PUDS 4,430.42 686,000.00 7.750 Owner Occupied Purchase 857,500.00 356 20061201 0.375 0.030 7.345 Full 2.75 LIBOR 12 ACWORTH GA 10959 360 799,600.00 7.000 20060901 D-PUDS 4,664.34 799,599.99 7.000 Owner Occupied Purchase 999,500.00 356 20061201 0.375 0.030 6.595 Stated 2.75 LIBOR 12 GLENWOOD MD 21738 360 732,000.00 6.875 20060901 SFR 4,193.75 732,000.00 6.875 Investment Purchase 915,000.00 356 20061201 0.375 0.030 6.470 Full 2.75 LIBOR 12 ELK GROVE CA 34874 360 440,000.00 7.250 20060901 SFR 2,658.33 440,000.00 7.250 Owner Occupied CashOut Refi 550,000.00 356 20061201 0.375 0.030 6.845 Full 2.75 LIBOR 12 THOUSAND OAKS CA 91362 360 568,000.00 7.000 20060901 D-PUDS 3,778.92 566,121.30 7.000 Owner Occupied CashOut Refi 710,000.00 356 20061201 0.375 0.030 6.595 Full 2.75 LIBOR 12 BEDFORD NY 40304 360 1,600,000.00 7.000 20060901 SFR 9,333.33 1,600,000.00 7.000 Owner Occupied Purchase 2,025,000.00 356 20061201 0.375 0.030 6.595 Full 2.75 LIBOR 12 BEDFORD NY 40304 360 1,000,000.00 6.625 20060901 SFR 5,520.83 1,000,000.00 6.625 Owner Occupied CashOut Refi 1,275,000.00 356 20061201 0.375 0.030 6.220 Stated 2.75 LIBOR 12 BIG SKY MT 21747 360 920,000.00 6.750 20060901 CONDO 5,175.00 920,000.00 6.750 Owner Occupied Purchase 1,150,000.00 356 20061201 0.375 0.030 6.345 Full 2.75 LIBOR 12 LONG BEACH CA 33090 360 564,000.00 6.875 20060901 SFR 3,231.26 563,999.99 6.875 Owner Occupied Purchase 705,000.00 356 20061201 0.375 0.030 6.470 Stated 2.75 LIBOR 12 HONOLULU HI 35291 360 656,800.00 6.875 20060901 HI-RISE 3,762.92 656,800.00 6.875 Owner Occupied Purchase 821,000.00 356 20061201 0.375 0.030 6.470 Stated 2.75 LIBOR 12 PASO ROBLES CA 93446 360 497,000.00 6.875 20060901 SFR 2,847.40 497,000.00 6.875 Owner Occupied CashOut Refi 650,000.00 356 20061201 0.375 0.030 6.470 Stated 2.75 LIBOR 12 LA PUENTEAREA CA 91746 360 424,000.00 7.000 20060901 SFR 2,473.34 423,999.98 7.000 Owner Occupied Purchase 530,000.00 356 20061201 0.375 0.030 6.595 Stated 2.75 LIBOR 12 ARVADA CO 80007 360 1,100,000.00 6.625 20060901 SFR 6,072.92 1,100,000.00 6.625 Owner Occupied CashOut Refi 1,585,000.00 356 20061201 0.375 0.030 6.220 Stated 2.75 LIBOR 12 GROVER BEACH CA 93433 360 472,000.00 7.500 20060801 SFR 2,950.00 472,000.00 7.500 Owner Occupied Purchase 590,000.00 355 20061201 0.375 0.030 7.095 Stated 2.25 LIBOR 12 RIDGEFIELD CT 6877 360 471,200.00 7.250 20061001 SFR 2,846.83 471,200.00 7.250 Owner Occupied CashOut Refi 725,000.00 357 20061201 0.375 0.030 6.845 Express Verified Assets 2.25 LIBOR 12 LANCASTER PA 42889 360 512,905.00 8.750 20060901 SFR 3,739.94 512,904.99 8.750 Owner Occupied Purchase 539,900.00 356 20061201 0.375 0.030 8.345 PMI 30 Express Verified Assets 2.25 LIBOR 12 MT PLEASANT SC 29464 360 643,957.00 7.375 20060901 SFR 3,957.66 643,956.99 7.375 Owner Occupied CashOut Refi 1,500,000.00 356 20061201 0.375 0.030 6.970 Express No Doc 2.25 LIBOR 12 ARLINGTON HEIGHTS IL 60005 360 468,000.00 8.500 20060901 SFR 3,315.00 467,768.39 8.500 Owner Occupied CashOut Refi 585,000.00 356 20061201 0.375 0.030 8.095 SISA 2.25 LIBOR 12 SANTA CRUZ CA 95065 360 564,000.00 7.750 20060801 SFR 3,642.50 564,000.00 7.750 Owner Occupied Purchase 705,000.00 355 20061201 0.375 0.030 7.345 Stated 2.25 LIBOR 12 WILMETTE IL 60091 360 550,000.00 7.125 20061001 SFR 3,265.63 550,000.00 7.125 Owner Occupied CashOut Refi 1,500,000.00 357 20061201 0.375 0.030 6.720 Express No Doc 2.25 LIBOR 12 BURBANK CA 33364 360 420,000.00 7.375 20060901 SFR 2,581.25 420,000.00 7.375 Owner Occupied CashOut Refi 700,000.00 356 20061201 0.375 0.030 6.970 Express No Doc 2.25 LIBOR 12 CHULA VISTA CA 33495 360 459,000.00 7.125 20060901 D-PUDS 2,725.31 459,000.00 7.125 Owner Occupied CashOut Refi 630,000.00 356 20061201 0.375 0.030 6.720 Stated 2.25 LIBOR 12 FLORIDA CITY FL 33034 360 176,000.00 9.000 20070101 2-FAMILY 1,320.00 176,000.00 9.000 Investment Purchase 220,000.00 360 20061201 0.375 0.030 8.595 Stated 24 H 3 LIBOR 6 DENVER CO 29256 360 97,500.00 8.750 20061201 SFR 710.94 97,500.00 8.750 Investment Purchase 150,000.00 359 20061201 0.375 0.030 8.345 Stated 36 S 3 LIBOR 6 PANAMA CITY FL 11783 360 105,000.00 7.250 20070101 SFR 634.38 105,000.00 7.250 Owner Occupied CashOut Refi 187,000.00 360 20061201 0.250 0.030 6.970 Express Non-Verified Assets 36 H FIXED BALTIMORE MD 44241 360 168,000.00 7.125 20061201 3-FAMILY 1,131.85 167,865.65 7.125 Owner Occupied Purchase 220,000.00 359 20061201 0.375 0.030 6.720 Full 2.75 LIBOR 6 FREDERICKSBURG VA 44658 360 173,600.00 6.625 20061201 PUD 1,111.58 173,446.84 6.625 Owner Occupied Purchase 300,000.00 359 20061201 0.375 0.030 6.220 Express No Doc 60 S 2.25 LIBOR 6 HIGHLAND BEACH FL 33487 360 999,000.00 6.625 20061201 HI-RISE 5,515.31 999,000.00 6.625 2nd Home CashOut Refi 1,950,000.00 359 20061201 0.375 0.030 6.220 Stated 60 H 3 LIBOR 6 KISSIMMEE FL 34746 360 202,400.00 7.500 20061201 PUD 1,265.00 202,400.00 7.500 2nd Home Purchase 270,000.00 359 20061201 0.375 0.030 7.095 Stated 36 S 2.25 LIBOR 6 HANFORD CA 93230 360 140,000.00 8.375 20070101 SFR 977.08 140,000.00 8.375 Investment Purchase 175,000.00 360 20061201 0.375 0.030 7.970 Stated 36 H 4 LIBOR 6 CANTON GA 10972 360 112,500.00 7.750 20070101 SFR 805.96 112,500.00 7.750 Investment Rate Refi 151,000.00 360 20061201 0.250 0.030 7.470 SISA FIXED PERRIS CA 92571 360 259,920.00 7.000 20070101 SFR 1,516.20 259,920.00 7.000 Owner Occupied Purchase 337,000.00 360 20061201 0.375 0.030 6.595 Stated 24 H 3 LIBOR 6 MOORPARK CA 93021 360 305,000.00 5.875 20070101 SFR 1,493.23 305,000.00 5.875 Owner Occupied CashOut Refi 555,000.00 360 20061201 0.375 0.030 5.470 Stated 24 H 3 LIBOR 6 VICTORVILLE CA 92392 360 316,000.00 7.625 20070101 SFR 2,007.92 316,000.00 7.625 Owner Occupied CashOut Refi 395,000.00 360 20061201 0.250 0.030 7.345 Stated 12 H FIXED DENVER CO 80260 360 97,500.00 8.750 20061201 SFR 710.94 97,500.00 8.750 Investment Purchase 155,000.00 359 20061201 0.375 0.030 8.345 Stated 36 S 3 LIBOR 6 CORONA DEL MAR CA 33780 360 372,000.00 6.625 20070101 SFR 2,053.75 372,000.00 6.625 Owner Occupied Rate Refi 1,750,000.00 360 20061201 0.250 0.030 6.345 Stated 12 H FIXED CARSON CA 90746 360 522,900.00 7.000 20070101 SFR 3,050.25 522,900.00 7.000 Owner Occupied CashOut Refi 747,000.00 360 20061201 0.375 0.030 6.595 Stated 12 H 3 LIBOR 6 WALLA WALLA WA 99362 360 92,150.00 7.625 20070101 SFR 585.54 92,150.00 7.625 Investment Purchase 126,000.00 360 20061201 0.375 0.030 7.220 Stated 3 LIBOR 6 RICHMOND TX 77469 360 201,700.00 6.875 20061201 PUD 1,155.57 201,700.00 6.875 Owner Occupied Purchase 253,000.00 359 20061201 0.250 0.030 6.595 Express Verified Assets 12 H FIXED STERLING VA 20164 360 320,000.00 6.625 20061201 SFR 1,766.67 320,000.00 6.625 Owner Occupied CashOut Refi 400,000.00 359 20061201 0.250 0.030 6.345 Stated 12 H FIXED SAN BERNARDINO CA 33698 360 360,000.00 7.875 20061201 4-FAMILY 2,362.50 360,000.00 7.875 Owner Occupied Purchase 450,000.00 359 20061201 0.250 0.030 7.595 Express Verified Assets 12 H FIXED LOS ANGELES CA 90063 360 400,000.00 6.625 20061201 SFR 2,561.24 399,647.09 6.625 Owner Occupied Purchase 520,000.00 359 20061201 0.250 0.030 6.345 Express Verified Assets 12 H FIXED FREDERICKSBURG VA 44658 360 252,000.00 7.500 20061201 SFR 1,762.02 251,812.98 7.500 Owner Occupied Purchase 315,000.00 359 20061201 0.250 0.030 7.220 Express Verified Assets 12 H FIXED HOUSTON TX 77083 360 114,000.00 6.875 20061201 PUD 748.9 113,904.23 6.875 Owner Occupied Rate Refi 180,000.00 359 20061201 0.250 0.030 6.595 Stated 12 H FIXED WEST COVINA CA 91790 360 420,000.00 7.000 20061201 SFR 2,794.27 419,655.73 7.000 Owner Occupied CashOut Refi 525,000.00 359 20061201 0.250 0.030 6.720 Stated 12 H FIXED HOUSTON TX 77086 360 132,800.00 6.875 20061201 PUD 872.4 132,688.43 6.875 Owner Occupied Purchase 167,000.00 359 20061201 0.250 0.030 6.595 Stated 12 H FIXED VAN NUYS CA 33333 360 365,000.00 6.625 20061201 SFR 2,337.14 364,677.96 6.625 Investment Purchase 750,000.00 359 20061201 0.250 0.030 6.345 Express No Doc 36 S FIXED MISSOURI CITY TX 77489 360 96,000.00 8.250 20061201 PUD 721.22 95,938.78 8.250 Owner Occupied Purchase 120,000.00 359 20061201 0.250 0.030 7.970 Express No Doc 36 S FIXED HOUSTON TX 77088 360 64,000.00 7.125 20061201 PUD 431.18 63,948.82 7.125 Investment Purchase 94,500.00 359 20061201 0.250 0.030 6.845 Stated 12 H FIXED GUTTENBERG NJ 7093 360 130,000.00 7.125 20061201 2-FAMILY 875.83 129,896.05 7.125 Owner Occupied CashOut Refi 565,000.00 359 20061201 0.250 0.030 6.845 Express No Doc FIXED SPRING TX 77379 360 258,400.00 7.750 20061201 PUD 1,851.21 258,217.62 7.750 Owner Occupied Purchase 323,000.00 359 20061201 0.250 0.030 7.470 Express Verified Assets 12 H FIXED HOUSTON TX 77036 360 98,800.00 6.875 20061201 SFR 649.05 98,716.99 6.875 Owner Occupied Purchase 128,500.00 359 20061201 0.250 0.030 6.595 Stated 12 H FIXED GRAND PRAIRIE TX 75052 360 168,000.00 7.375 20061201 PUD 1,160.33 167,872.17 7.375 Owner Occupied Purchase 210,000.00 359 20061201 0.250 0.030 7.095 Express Verified Assets 12 H FIXED PROSPER TX 75078 360 295,350.00 7.000 20061201 PUD 1,964.97 295,107.91 7.000 2nd Home Purchase 375,000.00 359 20061201 0.250 0.030 6.720 Express Verified Assets 12 H FIXED HOUSTON TX 77036 360 100,000.00 6.875 20061201 PUD 656.93 99,915.99 6.875 Investment Purchase 133,000.00 359 20061201 0.250 0.030 6.595 Stated 12 H FIXED CARSON CA 90745 360 415,800.00 6.875 20061001 CONDO 2,731.51 414,746.02 6.875 Owner Occupied Purchase 594,000.00 357 20061201 0.250 0.030 6.595 Stated FIXED HOUSTON TX 77047 360 102,851.00 6.500 20061201 PUD 650.09 102,758.02 6.500 Owner Occupied Purchase 133,000.00 359 20061201 0.250 0.030 6.220 Stated 12 H FIXED DULUTH GA 30097 180 245,600.00 7.125 20061201 SFR 2,224.72 244,833.53 7.125 Investment Purchase 307,000.00 179 20061201 0.250 0.030 6.845 Stated 12 H FIXED HUNTINGTON BEACH CA 92646 360 156,000.00 6.000 20070101 PUD 935.3 156,000.00 6.000 Owner Occupied Rate Refi 380,000.00 360 20061201 0.250 0.030 5.720 Stated 12 H FIXED MIAMI FL 33157 360 650,000.00 7.500 20070101 D-PUDS 4,062.50 650,000.00 7.500 Owner Occupied Purchase 980,000.00 360 20061201 0.250 0.030 7.220 Stated FIXED SAN DIEGO CA 33629 360 365,000.00 7.000 20070101 SFR 2,129.17 365,000.00 7.000 Investment CashOut Refi 525,000.00 360 20061201 0.375 0.030 6.595 Stated 24 H 3 LIBOR 6 ORLANDO FL 11906 360 97,500.00 7.500 20070101 SFR 609.38 97,500.00 7.500 Investment Purchase 130,000.00 360 20061201 0.375 0.030 7.095 Stated 12 H 3 LIBOR 6 LOS ANGELES CA 90002 360 283,200.00 6.250 20070101 SFR 1,743.71 283,200.00 6.250 Owner Occupied Rate Refi 415,000.00 360 20061201 0.250 0.030 5.970 Express Non-Verified Assets 36 H FIXED ROSEDALE MD 21237 360 108,000.00 7.350 20070101 CONDO 744.09 108,000.00 7.350 Owner Occupied CashOut Refi 199,000.00 360 20061201 0.250 0.030 7.070 FISA FIXED ORANGE CA 92867 360 686,250.00 7.125 20070101 D-PUDS 4,074.61 686,250.00 7.125 Investment CashOut Refi 915,000.00 360 20070101 0.375 0.030 6.720 Stated 12 H 3 LIBOR 6 FORT LAUDERDALE FL 12124 360 190,000.00 7.000 20061101 SFR 1,108.33 190,000.00 7.000 Owner Occupied Purchase 200,000.00 358 20061201 0.375 0.030 6.595 SISA 24 H 5 LIBOR 6 MODESTO CA 95351 360 294,000.00 8.125 20061201 SFR 1,990.63 294,000.00 8.125 Owner Occupied CashOut Refi 326,667.00 359 20061201 0.375 0.030 7.720 SISA 5 LIBOR 6 EAST HARTFORD CT 38725 360 163,100.00 7.000 20061201 4-FAMILY 951.42 163,100.00 7.000 Investment Purchase 233,000.00 359 20061201 0.375 0.030 6.595 Full 2.25 LIBOR 12 FORT LAUDERDALE FL 12121 360 525,000.00 7.625 20061101 CONDO 3,335.94 525,000.00 7.625 2nd Home Purchase 700,000.00 358 20061201 0.375 0.030 7.220 Express Verified Assets 2.25 LIBOR 12 GREENVILLE SC 47270 360 356,250.00 8.375 20061001 SFR 2,486.33 356,250.00 8.375 Owner Occupied Purchase 375,000.00 357 20061201 0.375 0.030 7.970 NINA 5 LIBOR 6 GREENVILLE SC 47270 360 304,000.00 8.375 20061101 SFR 2,121.67 304,000.00 8.375 Investment Purchase 380,000.00 358 20061201 0.375 0.030 7.970 Express No Doc 5 LIBOR 6 GREENVILLE SC 47270 360 316,000.00 8.375 20061101 SFR 2,205.42 316,000.00 8.375 Investment Purchase 395,000.00 358 20061201 0.375 0.030 7.970 Express No Doc 5 LIBOR 6 CALUMET CITY IL 22015 360 55,920.00 8.125 20061101 SFR 415.2 55,846.60 8.125 Investment Purchase 69,900.00 358 20061201 0.375 0.030 7.720 Full 2.25 LIBOR 6 SAN ANTONIO TX 78230 360 144,800.00 7.750 20061101 SFR 1,037.36 144,594.96 7.750 Owner Occupied Purchase 181,000.00 358 20061201 0.375 0.030 7.345 Full 2.25 LIBOR 6 MECHANICSVILLE MD 20659 360 168,800.00 8.125 20061101 SFR 1,142.92 168,800.00 8.125 Investment Purchase 211,000.00 358 20061201 0.375 0.030 7.720 Stated 2.25 LIBOR 6 RANDALLSTOWN MD 21133 360 183,750.00 6.750 20061201 SFR 1,033.59 183,749.40 6.750 Owner Occupied Purchase 245,000.00 359 20061201 0.375 0.030 6.345 SISA 2.25 LIBOR 6 SACRAMENTO CA 34931 360 128,000.00 8.000 20061201 SFR 853.33 128,000.00 8.000 Investment Purchase 160,000.00 359 20061201 0.375 0.030 7.595 Full 2.25 LIBOR 6 FOREST HEIGHTS MD 20745 360 193,600.00 8.125 20061101 SFR 1,310.83 193,600.00 8.125 Owner Occupied CashOut Refi 242,000.00 358 20061201 0.375 0.030 7.720 Full 2.25 LIBOR 6 LINDEN NJ 7036 360 247,100.00 8.125 20061201 2-FAMILY 1,673.07 247,100.00 8.125 Investment Purchase 353,000.00 359 20061201 0.375 0.030 7.720 Stated 2.25 LIBOR 6 ORANGE CITY FL 32763 360 203,920.00 7.000 20061201 PUD 1,189.53 203,920.00 7.000 Owner Occupied Purchase 254,900.00 359 20061201 0.375 0.030 6.595 SISA 24 H 5 LIBOR 6 STAMFORD CT 38963 360 1,147,300.00 7.875 20061101 SFR 8,318.72 1,145,715.69 7.875 Owner Occupied Purchase 1,639,000.00 358 20061201 0.375 0.030 7.470 Stated 24 H 2.25 LIBOR 6 JOSHUA TREE CA 92252 360 119,000.00 7.625 20061101 SFR 842.27 118,827.21 7.625 Owner Occupied Purchase 170,000.00 358 20061201 0.375 0.030 7.220 SISA 24 H 2.25 LIBOR 6 TAMARAC FL 12132 360 104,293.00 7.875 20061101 CONDO 756.2 104,148.97 7.875 Owner Occupied Purchase 148,990.00 358 20061201 0.375 0.030 7.470 Stated 2.25 LIBOR 6 JERSEY CITY NJ 39146 360 53,200.00 8.375 20061101 CONDO 371.29 53,200.00 8.375 Owner Occupied Purchase 76,000.00 358 20061201 0.375 0.030 7.970 Stated 5 LIBOR 6 NORFOLK VA 45051 360 104,000.00 7.750 20061201 SFR 671.67 104,000.00 7.750 Investment CashOut Refi 130,000.00 359 20061201 0.375 0.030 7.345 Stated 24 H 5 LIBOR 6 NORTH MIAMI FL 33168 360 223,600.00 8.000 20061101 SFR 1,490.67 223,600.00 8.000 Owner Occupied Purchase 279,500.00 358 20061201 0.375 0.030 7.595 SISA 5 LIBOR 6 DELRAY BEACH FL 33483 360 512,000.00 8.250 20061201 PUD 3,520.00 512,000.00 8.250 Owner Occupied CashOut Refi 640,000.00 359 20061201 0.375 0.030 7.845 Stated 5 LIBOR 6 HILLSBORO OR 35453 360 179,920.00 8.125 20060901 PUD 1,218.21 179,920.00 8.125 Owner Occupied Purchase 224,900.00 356 20061201 0.375 0.030 7.720 Express No Doc 5 LIBOR 6 TAMPA FL 12230 360 194,250.00 7.500 20061201 PUD 1,214.06 194,250.00 7.500 Owner Occupied CashOut Refi 259,000.00 359 20061201 0.375 0.030 7.095 Express No Doc 24 H 5 LIBOR 6 NEW CASTLE DE 43666 360 100,000.00 5.875 20061201 SFR 489.58 100,000.00 5.875 Owner Occupied Purchase 149,254.00 359 20061201 0.375 0.030 5.470 SISA 2.25 LIBOR 12 DECATUR GA 30034 360 108,500.00 7.625 20061001 SFR 689.43 108,500.00 7.625 Investment CashOut Refi 155,000.00 357 20061201 0.375 0.030 7.220 Stated 2.25 LIBOR 12 OAKLAND PARK FL 33334 360 547,500.00 7.625 20061101 SFR 3,478.91 547,500.00 7.625 Investment CashOut Refi 730,000.00 358 20061201 0.375 0.030 7.220 Stated 2.25 LIBOR 12 LA HABRA HEIGHTS CA 90631 360 980,000.00 7.625 20061101 SFR 6,227.08 980,000.00 7.625 Owner Occupied Purchase 1,400,000.00 358 20061201 0.375 0.030 7.220 Stated 2.25 LIBOR 12 VICTOR ID 83455 360 381,500.00 6.875 20061101 SFR 2,185.68 381,500.00 6.875 2nd Home Purchase 545,000.00 358 20061201 0.375 0.030 6.470 Express Verified Assets 2.25 LIBOR 12 ROSWELL GA 30076 360 208,400.00 7.500 20061201 SFR 1,302.50 208,400.00 7.500 Investment Purchase 260,500.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 2.25 LIBOR 12 GILROY CA 95020 360 626,289.00 7.625 20061101 4-FAMILY 3,979.54 626,289.00 7.625 Owner Occupied Purchase 835,052.00 358 20061201 0.375 0.030 7.220 Express Verified Assets 2.25 LIBOR 12 PEORIA AZ 85383 360 200,000.00 5.625 20061001 PUD 1,151.31 199,355.56 5.625 Owner Occupied Purchase 266,667.00 357 20061201 0.375 0.030 5.220 Full 2.5 LIBOR 12 RANCHO VIEJO TX 78575 360 232,000.00 5.375 20061101 SFR 1,299.13 231,478.91 5.375 Owner Occupied Purchase 290,000.00 358 20061201 0.375 0.030 4.970 Full 2.5 LIBOR 12 SEATTLE WA 35807 360 238,400.00 6.250 20061201 CONDO 1,467.87 238,173.80 6.250 Owner Occupied CashOut Refi 372,500.00 359 20061201 0.375 0.030 5.845 Full 2.5 LIBOR 12 SKOKIE IL 60077 360 312,000.00 5.625 20061101 PUD 1,796.05 311,331.34 5.625 Owner Occupied Purchase 399,000.00 358 20061201 0.375 0.030 5.220 Full 2.5 LIBOR 12 MEQUON WI 53092 360 336,800.00 5.625 20061101 PUD 1,938.81 336,078.19 5.625 Owner Occupied Rate Refi 748,444.00 358 20061201 0.375 0.030 5.220 Full 2.5 LIBOR 12 VERNON HILLS IL 60061 360 150,000.00 6.250 20061101 SFR 781.25 149,703.56 6.250 Owner Occupied Rate Refi 340,909.00 358 20061201 0.375 0.030 5.845 Full 2.25 LIBOR 12 LITTLETON CO 29243 360 158,000.00 5.500 20061101 PUD 724.17 109,625.72 5.500 Owner Occupied Purchase 367,442.00 358 20061201 0.375 0.030 5.095 Full 2.25 LIBOR 12 WEST COLUMBIA SC 29169 360 158,000.00 5.875 20061201 PUD 773.54 158,000.00 5.875 Owner Occupied Purchase 241,000.00 359 20061201 0.375 0.030 5.470 Full 2.25 LIBOR 12 NAPERVILLE IL 60564 360 160,000.00 6.000 20061201 PUD 800 160,000.00 6.000 Owner Occupied CashOut Refi 571,429.00 359 20061201 0.375 0.030 5.595 Full 2.25 LIBOR 12 ISLAND LAKE IL 60042 360 193,000.00 6.375 20061101 SFR 1,025.31 193,000.00 6.375 Owner Occupied Rate Refi 260,811.00 358 20061201 0.375 0.030 5.970 Full 2.25 LIBOR 12 TUCSON AZ 85742 360 204,000.00 6.000 20061101 PUD 1,020.00 204,000.00 6.000 Owner Occupied Purchase 272,000.00 358 20061201 0.375 0.030 5.595 Full 2.25 LIBOR 12 STEVENSVILLE MT 59870 360 252,000.00 5.375 20061101 SFR 1,128.75 252,000.00 5.375 Owner Occupied CashOut Refi 360,000.00 358 20061201 0.375 0.030 4.970 Full 2.25 LIBOR 12 AVONDALE AZ 31129 360 252,800.00 6.250 20061001 PUD 1,316.67 252,800.00 6.250 Owner Occupied Purchase 365,000.00 357 20061201 0.375 0.030 5.845 Full 2.25 LIBOR 12 LAKE ZURICH IL 60047 360 288,000.00 6.125 20061001 PUD 1,470.00 288,000.00 6.125 Owner Occupied Rate Refi 360,000.00 357 20061201 0.375 0.030 5.720 Full 2.25 LIBOR 12 SCOTTSDALE AZ 85255 360 293,000.00 5.875 20061101 PUD 1,434.48 293,000.00 5.875 Owner Occupied Purchase 586,000.00 358 20061201 0.375 0.030 5.470 Full 2.25 LIBOR 12 CHICAGO IL 60657 360 300,000.00 5.500 20061201 CONDO 1,375.00 300,000.00 5.500 Owner Occupied CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.095 Full 2.25 LIBOR 12 WILMETTE IL 60091 360 349,900.00 5.625 20061101 SFR 1,640.16 349,814.72 5.625 Owner Occupied Rate Refi 795,227.00 358 20061201 0.375 0.030 5.220 Full 2.25 LIBOR 12 HIGHLAND PARK IL 60035 360 368,000.00 6.375 20061101 SFR 1,955.00 367,500.00 6.375 Owner Occupied Rate Refi 460,000.00 358 20061201 0.375 0.030 5.970 Full 2.25 LIBOR 12 WESTMONT IL 60559 360 372,000.00 5.375 20061101 SFR 1,666.25 372,000.00 5.375 Owner Occupied CashOut Refi 676,364.00 358 20061201 0.375 0.030 4.970 Full 2.25 LIBOR 12 BRONX NY 10469 360 408,000.00 7.500 20061201 2-FAMILY 2,852.80 407,697.20 7.500 Owner Occupied CashOut Refi 510,000.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 5 LIBOR 6 NEW ROCHELLE NY 40391 360 508,000.00 7.500 20061201 SFR 3,175.00 508,000.00 7.500 Owner Occupied CashOut Refi 635,000.00 359 20061201 0.375 0.030 7.095 Full 5 LIBOR 6 MILPTAS CA 95035 360 544,000.00 6.875 20061201 SFR 3,116.67 544,000.00 6.875 Owner Occupied Purchase 680,000.00 359 20061201 0.375 0.030 6.470 Stated 2.75 LIBOR 6 MIAMI FL 33145 360 214,320.00 8.000 20061201 CONDO 1,428.80 214,320.00 8.000 Investment Purchase 280,000.00 359 20061201 0.375 0.030 7.595 Express Verified Assets 36 S 5 LIBOR 6 REDWOOD VALLEY CA 95470 360 534,400.00 6.875 20061201 SFR 3,061.67 534,400.00 6.875 Owner Occupied Purchase 672,000.00 359 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 12 MERCER ISLAND WA 98040 360 510,000.00 5.125 20061201 SFR 2,178.13 510,000.00 5.125 Owner Occupied Purchase 700,000.00 359 20061201 0.375 0.030 4.720 SISA 2.25 LIBOR 6 LAKEWOOD NJ 39630 360 440,000.00 6.875 20061201 SFR 2,520.83 440,000.00 6.875 Investment Rate Refi 550,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 2.25 LIBOR 6 BROOKLYN NY 40577 360 423,500.00 8.000 20061201 2-FAMILY 2,823.33 423,500.00 8.000 Investment Purchase 605,000.00 359 20061201 0.375 0.030 7.595 Express Verified Assets 2.25 LIBOR 6 HOLLISTER CA 95023 360 414,000.00 6.750 20061201 SFR 2,328.75 414,000.00 6.750 Owner Occupied Rate Refi 530,000.00 359 20061201 0.375 0.030 6.345 SISA 2.75 LIBOR 6 WESTWOOD NJ 7675 360 630,000.00 7.125 20061201 SFR 3,740.62 630,000.00 7.125 Owner Occupied CashOut Refi 840,000.00 359 20061201 0.375 0.030 6.720 Full 2.25 LIBOR 12 SAN JOSE CA 34717 360 290,000.00 6.750 20061201 CONDO 1,631.25 290,000.00 6.750 Investment Rate Refi 387,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 12 NEW YORK NY 10005 360 700,000.00 7.625 20061101 HI-RISE 4,447.92 700,000.00 7.625 Investment CashOut Refi 1,000,000.00 358 20061201 0.250 0.030 7.345 Stated 12 S FIXED BROOKLYN NY 40583 360 611,250.00 6.500 20061101 SFR 3,863.52 609,589.30 6.500 Owner Occupied CashOut Refi 815,000.00 358 20061201 0.250 0.030 6.220 Full FIXED SAINT JAMES NY 11780 360 566,250.00 7.125 20061101 SFR 3,814.93 564,888.80 7.125 Owner Occupied CashOut Refi 755,000.00 358 20061201 0.250 0.030 6.845 Stated FIXED FRANKLIN NJ 39188 240 125,000.00 6.375 20061201 SFR 922.79 124,741.27 6.375 Owner Occupied CashOut Refi 225,000.00 239 20061201 0.250 0.030 6.095 Stated FIXED BRONX NY 10462 360 88,000.00 6.500 20061201 HI-RISE 556.22 87,920.45 6.500 Owner Occupied Purchase 115,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED SEASIDE HEIGHTS NJ 8751 360 184,000.00 6.625 20061201 CONDO 1,178.17 183,837.66 6.625 2nd Home CashOut Refi 230,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED BROOKLYN NY 11235 360 536,000.00 6.875 20061201 CONDO 3,521.14 535,549.69 6.875 Owner Occupied Purchase 670,000.00 359 20061201 0.250 0.030 6.595 Express Verified Assets FIXED RIDGEWOOD NY 11385 360 306,000.00 6.375 20061201 SFR 1,909.04 305,716.59 6.375 Owner Occupied CashOut Refi 440,000.00 359 20061201 0.250 0.030 6.095 Stated FIXED BROOKLYN NY 11230 360 560,000.00 7.750 20061201 SFR 4,011.91 559,604.76 7.750 Investment Purchase 700,000.00 359 20061201 0.250 0.030 7.470 SISA FIXED UPPER SADDLE RIVER NJ 7458 360 1,500,000.00 6.750 20061201 SFR 9,728.97 1,498,708.53 6.750 Owner Occupied Purchase 2,100,000.00 359 20061201 0.250 0.030 6.470 Full FIXED SANTA CLARA CA 95050 360 575,000.00 6.000 20061201 SFR 3,447.42 574,427.58 6.000 Owner Occupied Purchase 775,000.00 359 20061201 0.250 0.030 5.720 Full FIXED SPARTA NJ 7871 360 639,000.00 7.125 20061201 SFR 3,794.06 639,000.00 7.125 Owner Occupied CashOut Refi 852,000.00 359 20061201 0.250 0.030 6.845 Express Verified Assets FIXED FRESNO CA 34154 360 360,000.00 6.000 20061201 4-FAMILY 1,800.00 360,000.00 6.000 Investment CashOut Refi 600,000.00 359 20061201 0.250 0.030 5.720 Full 12 S FIXED TEANECK NJ 7666 360 250,000.00 6.125 20061201 SFR 1,519.03 249,757.01 6.125 Owner Occupied CashOut Refi 643,000.00 359 20061201 0.250 0.030 5.845 Express Verified Assets FIXED SPRING LAKE NJ 7762 360 565,500.00 6.625 20061201 SFR 3,620.96 565,001.07 6.625 Owner Occupied CashOut Refi 870,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED SEATTLE WA 35813 360 400,000.00 6.375 20061201 SFR 2,495.48 399,629.52 6.375 Owner Occupied CashOut Refi 671,000.00 359 20061201 0.250 0.030 6.095 Express No Doc FIXED BROOKLYN NY 40593 360 577,500.00 8.500 20061201 SFR 4,440.48 577,150.15 8.500 Investment Rate Refi 825,000.00 359 20061201 0.250 0.030 8.220 Express No Doc FIXED GARDEN GROVE CA 92840-1711 360 430,700.00 7.250 20070101 SFR 2,602.15 430,700.00 7.250 Owner Occupied CashOut Refi 590,000.00 360 20061201 0.375 0.030 6.845 Stated 12 H 3 LIBOR 6 GULFPORT MS 14372 360 507,500.00 6.875 20070101 HI-RISE 2,907.55 507,500.00 6.875 Investment Rate Refi 725,000.00 360 20061201 0.375 0.030 6.470 Express Verified Assets 12 H 3 LIBOR 6 TAMARAC FL 12134 360 140,000.00 7.900 20070101 D-PUDS 921.67 140,000.00 7.900 Owner Occupied CashOut Refi 250,000.00 360 20070101 0.250 0.030 7.620 Express Non-Verified Assets 36 H FIXED ANAHEIM CA 33820 360 350,000.00 6.500 20070101 4-FAMILY 2,212.24 349,683.59 6.500 Investment CashOut Refi 820,000.00 360 20070101 0.250 0.030 6.220 Express Verified Assets 36 H FIXED SACRAMENTO CA 95838 360 220,800.00 6.625 20061201 SFR 1,219.00 220,800.00 6.625 Owner Occupied Purchase 285,000.00 359 20061201 0.375 0.030 6.220 Stated 2.25 LIBOR 6 SAN YSIDRO CA 92173 360 215,000.00 6.500 20061201 CONDO 1,164.58 215,000.00 6.500 Owner Occupied CashOut Refi 350,000.00 359 20061201 0.375 0.030 6.095 Stated 2.25 LIBOR 6 SAN FRANCISCO CA 34346 360 400,000.00 6.375 20061201 SFR 2,125.00 400,000.00 6.375 Investment CashOut Refi 750,000.00 359 20070101 0.375 0.030 5.970 Stated 2.25 LIBOR 6 LAGUNA NIGUEL CA 92677 360 1,200,000.00 6.625 20061201 PUD 6,625.00 1,200,000.00 6.625 Owner Occupied CashOut Refi 3,400,000.00 359 20061201 0.375 0.030 6.220 Express No Doc 36 S 2.25 LIBOR 6 COTATI CA 94931 360 240,000.00 6.125 20061201 PUD 1,225.00 240,000.00 6.125 Owner Occupied Purchase 303,000.00 359 20061201 0.375 0.030 5.720 Stated 2.25 LIBOR 6 FOLSOM CA 34880 360 365,000.00 6.250 20061201 SFR 1,901.04 365,000.00 6.250 Owner Occupied CashOut Refi 485,000.00 359 20061201 0.375 0.030 5.845 Full 2.25 LIBOR 6 LOS GATOS CA 95030 360 1,470,000.00 6.875 20061201 SFR 8,421.88 1,470,000.00 6.875 Owner Occupied CashOut Refi 2,100,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 SAN PABLO CA 34552 360 336,000.00 6.750 20061201 SFR 1,890.00 336,000.00 6.750 Owner Occupied Purchase 420,000.00 359 20061201 0.375 0.030 6.345 Express Verified Assets 2.25 LIBOR 6 SAN FRANCISCO CA 34346 360 544,000.00 6.750 20061201 SFR 3,060.00 544,000.00 6.750 Owner Occupied Purchase 735,000.00 359 20061201 0.375 0.030 6.345 Stated 2.25 LIBOR 6 LEGGETT CA 95585 360 412,500.00 7.000 20061201 SFR 2,406.25 412,500.00 7.000 2nd Home Purchase 620,000.00 359 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 LAS VEGAS NV 32523 360 208,000.00 6.500 20061201 SFR 1,126.67 208,000.00 6.500 Owner Occupied CashOut Refi 260,000.00 359 20061201 0.375 0.030 6.095 Stated 2.25 LIBOR 6 MORENO VALLEY CA 92553 360 251,000.00 6.875 20061201 SFR 1,438.02 251,000.00 6.875 Owner Occupied CashOut Refi 384,000.00 359 20061201 0.375 0.030 6.470 SISA 2.25 LIBOR 6 MORENO VALLEY CA 92553 360 236,000.00 6.875 20061201 SFR 1,352.08 236,000.00 6.875 Owner Occupied Purchase 300,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 SAN RAFAEL CA 34578 360 607,750.00 7.000 20061201 3-FAMILY 3,545.21 607,750.00 7.000 Owner Occupied CashOut Refi 935,000.00 359 20061201 0.375 0.030 6.595 Express No Doc 2.25 LIBOR 6 NOVATO CA 94949 360 1,080,000.00 6.875 20061201 SFR 6,187.50 1,080,000.00 6.875 Owner Occupied Purchase 1,370,000.00 359 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 EAST FALLOWFIELD PA 43544 360 237,500.00 7.375 20070101 SFR 1,640.35 237,500.00 7.375 Owner Occupied Purchase 250,000.00 360 20061201 0.375 0.030 6.970 RADIAN - BORROWER PAID 30 SISA 24 H 3 LIBOR 6 ADELANTO CA 33664 180 100,000.00 9.125 20070101 SFR 1,021.72 100,000.00 9.125 Owner Occupied CashOut Refi 280,000.00 180 20061201 0.250 0.030 8.845 SISA 36 H FIXED CANOGA PARK CA 33303 360 233,000.00 6.750 20070101 SFR 1,511.23 233,000.00 6.750 Owner Occupied CashOut Refi 500,000.00 360 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 WILDOMAR CA 92595 360 345,000.00 7.500 20070101 SFR 2,412.29 345,000.00 7.500 Owner Occupied CashOut Refi 460,000.00 360 20061201 0.250 0.030 7.220 SISA 36 H FIXED SAN DIEGO CA 33617 360 299,500.00 7.250 20070101 SFR 1,809.48 299,500.00 7.250 Owner Occupied CashOut Refi 445,000.00 360 20061201 0.375 0.030 6.845 SISA 3 LIBOR 6 CASTRO VALLEY AREA CA 94546 360 517,000.00 6.250 20061201 SFR 2,692.71 517,000.00 6.250 Owner Occupied CashOut Refi 670,000.00 359 20061201 0.250 0.030 5.970 Full 36 H FIXED TACOMA WA 35892 360 168,750.00 6.375 20061201 SFR 896.48 168,750.00 6.375 Owner Occupied CashOut Refi 225,000.00 359 20061201 0.250 0.030 6.095 Full 36 H FIXED SAN DIEGO CA 33620 360 451,000.00 6.500 20061201 2-FAMILY 2,850.63 450,592.29 6.500 Investment Rate Refi 670,000.00 359 20061201 0.250 0.030 6.220 Stated 24 H FIXED SAN DIEGO CA 33620 360 456,000.00 6.500 20061201 2-FAMILY 2,882.23 455,587.77 6.500 Investment Rate Refi 660,000.00 359 20061201 0.250 0.030 6.220 Stated 24 H FIXED HESPERIA CA 92345 360 248,500.00 6.125 20061201 SFR 1,268.39 248,500.00 6.125 Owner Occupied CashOut Refi 355,000.00 359 20061201 0.250 0.030 5.845 Stated 36 S FIXED LA JOLLA AREA CA 92037 360 693,000.00 6.500 20061201 SFR 3,753.75 693,000.00 6.500 Owner Occupied Rate Refi 990,000.00 359 20061201 0.250 0.030 6.220 Stated 12 S FIXED COSTA MESA CA 33781 360 525,000.00 6.499 20061201 SFR 2,843.31 525,000.00 6.499 Owner Occupied Purchase 799,000.00 359 20061201 0.250 0.030 6.219 Stated 12 H FIXED KENNEWICK WA 99337 360 164,000.00 7.000 20061201 SFR 956.67 164,000.00 7.000 Owner Occupied CashOut Refi 210,000.00 359 20061201 0.250 0.030 6.720 Stated 36 S FIXED SAN DIEGO CA 33623 360 417,000.00 6.750 20061201 TOWNHOUSE 2,345.63 417,000.00 6.750 Owner Occupied CashOut Refi 525,000.00 359 20061201 0.250 0.030 6.470 Stated 12 S FIXED CHULA VISTA CA 33492 360 364,000.00 6.500 20061201 SFR 1,971.67 364,000.00 6.500 Investment Rate Refi 520,000.00 359 20061201 0.250 0.030 6.220 Stated 36 S FIXED LAKE ELSINORE CA 33754 360 180,000.00 6.875 20061201 SFR 1,182.47 179,848.78 6.875 Owner Occupied CashOut Refi 362,000.00 359 20061201 0.250 0.030 6.595 Stated 36 S FIXED BELLEVUE WA 98004 360 557,000.00 6.625 20061201 SFR 3,075.10 557,000.00 6.625 Owner Occupied CashOut Refi 745,000.00 359 20061201 0.250 0.030 6.345 Stated 12 S FIXED FULLERTON CA 92835 360 854,700.00 6.999 20061201 4-FAMILY 4,985.04 854,700.00 6.999 Investment CashOut Refi 1,221,000.00 359 20061201 0.250 0.030 6.719 Stated 12 H FIXED ORANGE CA 92867 360 762,300.00 6.999 20061201 4-FAMILY 4,446.11 762,300.00 6.999 Investment Rate Refi 1,089,000.00 359 20061201 0.250 0.030 6.719 Stated 12 H FIXED LA MESA CA 91941 360 327,200.00 6.500 20061201 SFR 1,772.33 327,200.00 6.500 Owner Occupied Purchase 420,000.00 359 20061201 0.250 0.030 6.220 Stated 12 S FIXED HOLLISTER CA 95023 360 485,600.00 6.625 20061201 SFR 2,680.92 485,600.00 6.625 Owner Occupied CashOut Refi 607,000.00 359 20061201 0.250 0.030 6.345 Stated 12 H FIXED MOUNTAIN VIEW CA 94040 360 770,000.00 6.375 20061201 SFR 4,090.63 770,000.00 6.375 Owner Occupied CashOut Refi 1,100,000.00 359 20061201 0.250 0.030 6.095 Stated 36 S FIXED CHULA VISTA CA 33491 360 460,000.00 6.375 20061201 SFR 2,869.80 459,573.95 6.375 Owner Occupied Rate Refi 575,000.00 359 20061201 0.250 0.030 6.095 Full 12 S FIXED SAN DIEGO CA 33618 360 340,000.00 6.375 20061201 SFR 2,121.16 339,685.09 6.375 Owner Occupied Rate Refi 570,000.00 359 20061201 0.250 0.030 6.095 Stated 36 H FIXED SPOKANE VALLEY WA 36197 360 180,000.00 6.750 20061201 SFR 1,012.50 180,000.00 6.750 Owner Occupied CashOut Refi 225,000.00 359 20061201 0.250 0.030 6.470 Stated 36 S FIXED WALNUT CREEK CA 94597 360 560,000.00 5.875 20061201 2-FAMILY 2,741.67 560,000.00 5.875 Investment CashOut Refi 800,000.00 359 20061201 0.250 0.030 5.595 Stated 24 S FIXED SAN DIEGO CA 92139 360 407,900.00 6.750 20061201 SFR 2,645.63 407,548.81 6.750 Owner Occupied CashOut Refi 520,000.00 359 20061201 0.250 0.030 6.470 SISA 12 S FIXED MANHATTAN BEACH CA 90266 360 830,000.00 6.500 20061201 SFR 4,495.83 830,000.00 6.500 Owner Occupied CashOut Refi 2,000,000.00 359 20061201 0.250 0.030 6.220 Stated 36 S FIXED CORONA CA 92881 360 339,000.00 6.125 20061201 CONDO 1,730.31 339,000.00 6.125 Owner Occupied CashOut Refi 485,000.00 359 20061201 0.250 0.030 5.845 Stated 12 S FIXED PHOENIX AZ 85018 360 102,000.00 6.250 20061201 SFR 628.03 101,903.22 6.250 Owner Occupied CashOut Refi 226,000.00 359 20061201 0.250 0.030 5.970 Stated 12 S FIXED POWAY CA 92064 360 670,000.00 6.250 20061201 SFR 3,489.58 670,000.00 6.250 Owner Occupied CashOut Refi 1,150,000.00 359 20061201 0.250 0.030 5.970 SISA 36 S FIXED SAN DIEGO CA 33630 360 273,000.00 6.625 20061201 CONDO 1,507.19 273,000.00 6.625 Investment Rate Refi 405,000.00 359 20061201 0.250 0.030 6.345 Stated 36 S FIXED BISBEE AZ 31201 360 214,400.00 6.500 20061201 SFR 1,161.33 214,400.00 6.500 Owner Occupied Rate Refi 268,000.00 359 20061201 0.250 0.030 6.220 Full 12 S FIXED SACRAMENTO CA 95835 360 529,600.00 6.750 20061201 PUD 2,979.00 529,600.00 6.750 Owner Occupied CashOut Refi 662,000.00 359 20061201 0.250 0.030 6.470 Full 36 S FIXED SOUTH HAVEN MI 49090 360 125,000.00 6.250 20061201 PUD 651.04 125,000.00 6.250 Owner Occupied CashOut Refi 260,000.00 359 20061201 0.250 0.030 5.970 Stated 12 S FIXED BIG BEAR LAKE CA 33678 360 320,000.00 6.500 20061201 SFR 1,733.33 320,000.00 6.500 2nd Home Purchase 421,000.00 359 20061201 0.250 0.030 6.220 Stated 12 S FIXED LA PALMA CA 33047 360 427,000.00 6.625 20061201 SFR 2,357.40 427,000.00 6.625 Owner Occupied Rate Refi 610,000.00 359 20061201 0.250 0.030 6.345 Stated 12 S FIXED PALMDALE CA 93550 360 259,000.00 6.250 20061201 SFR 1,348.96 259,000.00 6.250 Owner Occupied CashOut Refi 370,000.00 359 20061201 0.250 0.030 5.970 Stated 12 S FIXED PORTLAND OR 35472 360 210,000.00 6.500 20061201 SFR 1,137.50 209,901.50 6.500 Owner Occupied CashOut Refi 300,000.00 359 20061201 0.250 0.030 6.220 Stated 12 S FIXED FRESNO CA 34172 360 301,600.00 6.125 20061201 SFR 1,832.55 301,306.87 6.125 Owner Occupied Rate Refi 390,000.00 359 20061201 0.375 0.030 5.720 SISA 2.75 LIBOR 6 OAKLAND CA 34504 360 341,500.00 6.250 20061201 SFR 2,102.67 341,175.98 6.250 Owner Occupied Purchase 380,000.00 359 20061201 0.375 0.030 5.845 UGI 25 SISA 2.75 LIBOR 6 BUENA PARK CA 33045 360 436,000.00 6.375 20061201 PUD 2,316.25 436,000.00 6.375 Investment Rate Refi 560,000.00 359 20061201 0.375 0.030 5.970 Stated 36 S 2.75 LIBOR 6 LOS ANGELES CA 90020 360 240,000.00 6.625 20061201 CONDO 1,325.00 240,000.00 6.625 Investment Purchase 340,000.00 359 20061201 0.375 0.030 6.220 Stated 12 H 2.75 LIBOR 6 FULLERTON CA 92833 360 438,000.00 6.250 20061201 PUD 2,281.25 438,000.00 6.250 Owner Occupied Rate Refi 690,000.00 359 20061201 0.375 0.030 5.845 SISA 2.75 LIBOR 6 LONG BEACH CA 33090 360 432,000.00 6.125 20061201 SFR 2,205.00 432,000.00 6.125 Owner Occupied CashOut Refi 540,000.00 359 20061201 0.375 0.030 5.720 Stated 12 H 2.75 LIBOR 6 COMMERCE CA 90040 360 272,000.00 5.625 20061201 CONDO 1,275.00 272,000.00 5.625 Owner Occupied Purchase 340,000.00 359 20061201 0.375 0.030 5.220 SISA 36 H 2.75 LIBOR 6 WESTMINSTER CA 92683 360 284,000.00 5.750 20061201 SFR 1,360.83 284,000.00 5.750 Owner Occupied Rate Refi 615,000.00 359 20061201 0.375 0.030 5.345 Stated 12 H 2.75 LIBOR 6 PITTSBURG CA 94565 360 257,000.00 6.000 20061201 SFR 1,285.00 257,000.00 6.000 Owner Occupied Rate Refi 535,000.00 359 20061201 0.375 0.030 5.595 SISA 2.75 LIBOR 6 LOS ANGELES CA 90003 360 230,000.00 6.750 20061201 SFR 1,293.75 230,000.00 6.750 Investment CashOut Refi 390,000.00 359 20061201 0.375 0.030 6.345 Full 2.75 LIBOR 6 GARDEN GROVE CA 92843 360 447,000.00 7.375 20061201 SFR 2,747.19 447,000.00 7.375 Investment Rate Refi 650,000.00 359 20061201 0.375 0.030 6.970 SISA 2.75 LIBOR 6 GARDEN GROVE CA 92841 360 577,000.00 6.750 20061201 SFR 3,245.63 577,000.00 6.750 Owner Occupied CashOut Refi 770,000.00 359 20061201 0.375 0.030 6.345 Stated 2.75 LIBOR 6 SAN DIEGO CA 33631 360 530,000.00 6.375 20061201 PUD 2,815.63 530,000.00 6.375 Owner Occupied CashOut Refi 670,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 2.75 LIBOR 6 SUN VALLEY CA 91352 360 260,000.00 6.500 20061201 SFR 1,408.33 260,000.00 6.500 Owner Occupied CashOut Refi 573,000.00 359 20061201 0.375 0.030 6.095 Stated 2.75 LIBOR 6 FULLERTON CA 92833 360 498,500.00 6.000 20061201 PUD 2,492.50 498,500.00 6.000 Owner Occupied Rate Refi 750,000.00 359 20061201 0.375 0.030 5.595 SISA 36 S 2.75 LIBOR 6 SAN JOSE CA 95148 360 434,000.00 6.625 20061201 SFR 2,396.04 434,000.00 6.625 Owner Occupied CashOut Refi 650,000.00 359 20061201 0.375 0.030 6.220 Stated 2.75 LIBOR 6 LAS VEGAS NV 89146 360 225,000.00 6.625 20061201 SFR 1,242.19 225,000.00 6.625 Investment CashOut Refi 300,000.00 359 20061201 0.375 0.030 6.220 Stated 36 S 2.75 LIBOR 6 NEWCASTLE WA 98056 360 490,000.00 5.875 20061201 SFR 2,398.96 490,000.00 5.875 Owner Occupied Purchase 689,000.00 359 20061201 0.375 0.030 5.470 SISA 2.75 LIBOR 6 SUN VALLEY CA 91352 360 179,500.00 5.875 20061201 SFR 1,061.81 179,316.99 5.875 Owner Occupied CashOut Refi 575,000.00 359 20061201 0.375 0.030 5.470 SISA 36 H 2.75 LIBOR 6 COMPTON CA 32925 360 322,500.00 6.125 20061201 SFR 1,959.54 322,186.55 6.125 Owner Occupied Rate Refi 430,000.00 359 20061201 0.375 0.030 5.720 SISA 2.75 LIBOR 6 MURRIETA CA 92563 360 525,000.00 6.875 20061201 SFR 3,007.81 525,000.00 6.875 Owner Occupied CashOut Refi 705,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 2.75 LIBOR 6 LOS ANGELES (NORTHRIDGE AREA) CA 33323 360 684,000.00 6.500 20061201 PUD 3,705.00 683,086.51 6.500 Owner Occupied Rate Refi 930,000.00 359 20061201 0.375 0.030 6.095 Stated 12 H 2.75 LIBOR 6 GARDEN GROVE CA 92840 360 350,000.00 5.875 20061201 SFR 1,713.54 350,000.00 5.875 Owner Occupied CashOut Refi 620,000.00 359 20061201 0.375 0.030 5.470 Stated 2.75 LIBOR 6 SAN DIEGO CA 33608 360 385,000.00 6.375 20061201 SFR 2,045.31 385,000.00 6.375 Owner Occupied CashOut Refi 495,000.00 359 20061201 0.375 0.030 5.970 Stated 2.75 LIBOR 6 WHITTIER CA 33025 360 515,000.00 5.625 20061201 SFR 2,414.06 515,000.00 5.625 Owner Occupied Rate Refi 725,000.00 359 20061201 0.375 0.030 5.220 Stated 36 H 2.75 LIBOR 6 INGLEWOOD CA 32934 360 390,000.00 5.875 20061201 SFR 1,909.37 390,000.00 5.875 Owner Occupied CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.470 Stated 36 S 2.75 LIBOR 6 MURRIETA CA 92563 360 400,000.00 5.625 20061201 SFR 2,302.63 399,572.37 5.625 Owner Occupied CashOut Refi 585,000.00 359 20061201 0.375 0.030 5.220 Stated 2.75 LIBOR 6 SAN JOSE CA 34723 360 600,000.00 6.375 20061201 SFR 3,187.50 600,000.00 6.375 Owner Occupied CashOut Refi 750,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 2.75 LIBOR 6 LOS ANGELES(NORTHRIDGE AREA) CA 33323 360 421,000.00 6.000 20061201 CONDO 2,524.11 420,580.89 6.000 Owner Occupied Rate Refi 595,000.00 359 20061201 0.375 0.030 5.595 Stated 2.75 LIBOR 6 LOS ANGELES CA 91042 360 800,000.00 6.250 20061201 PUD 4,166.67 800,000.00 6.250 Owner Occupied Rate Refi 1,090,000.00 359 20061201 0.375 0.030 5.845 Stated 2.75 LIBOR 6 WEST HILLS AREA, LOS ANGELES CA 33304 360 439,000.00 5.875 20061201 SFR 2,149.27 439,000.00 5.875 Owner Occupied Rate Refi 610,000.00 359 20061201 0.375 0.030 5.470 Stated 36 H 2.75 LIBOR 6 CITY OF LOS ANGELES (SYLMAR AR CA 91342 360 346,500.00 6.125 20061201 SFR 1,768.59 346,500.00 6.125 Owner Occupied CashOut Refi 495,000.00 359 20061201 0.375 0.030 5.720 Stated 2.75 LIBOR 6 LOS ANGELES CA 90012 360 486,000.00 6.375 20061201 CONDO 2,581.88 486,000.00 6.375 Owner Occupied Rate Refi 655,000.00 359 20061201 0.375 0.030 5.970 Stated 36 S 2.75 LIBOR 6 WHITTIER CA 33030 360 388,500.00 6.125 20061201 SFR 1,982.97 388,500.00 6.125 Owner Occupied Rate Refi 490,000.00 359 20061201 0.375 0.030 5.720 Stated 36 H 2.75 LIBOR 6 NEWARK CA 94560 360 425,000.00 6.625 20061201 SFR 2,346.35 425,000.00 6.625 Owner Occupied CashOut Refi 620,000.00 359 20061201 0.375 0.030 6.220 Stated 12 H 2.75 LIBOR 6 ELK GROVE CA 34874 360 364,000.00 6.125 20061201 SFR 1,857.92 364,000.00 6.125 Owner Occupied CashOut Refi 520,000.00 359 20061201 0.375 0.030 5.720 Stated 36 H 2.75 LIBOR 6 OCCIDENTAL CA 95465 360 200,000.00 6.625 20061201 SFR 1,104.17 200,000.00 6.625 Investment CashOut Refi 680,000.00 359 20061201 0.375 0.030 6.220 Express No Doc 12 S 3.25 LIBOR 12 MURRIETA CA 92562 360 336,000.00 6.625 20061201 SFR 1,855.00 336,000.00 6.625 Owner Occupied Rate Refi 420,000.00 359 20061201 0.375 0.030 6.220 Full 3.25 LIBOR 12 DALY CITY CA 94015 360 624,000.00 6.750 20061201 SFR 3,510.00 624,000.00 6.750 Owner Occupied Purchase 800,000.00 359 20061201 0.375 0.030 6.345 Stated 3.25 LIBOR 12 GREAT MILLS MD 20634 360 302,400.00 6.875 20061201 PUD 1,732.50 302,400.00 6.875 Owner Occupied CashOut Refi 378,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 3.25 LIBOR 12 CITY OF KEY WEST FL 33040 360 399,000.00 6.875 20061101 CONDO 2,285.94 399,000.00 6.875 2nd Home CashOut Refi 570,000.00 358 20061201 0.375 0.030 6.470 Express No Doc 3.25 LIBOR 12 SAN DIEGO (JAMUL AREA) CA 91935 360 600,000.00 6.875 20061201 SFR 3,437.50 600,000.00 6.875 2nd Home Purchase 975,000.00 359 20061201 0.375 0.030 6.470 Stated 3.25 LIBOR 12 CONCORD CA 34472 360 216,000.00 6.875 20061201 CONDO 1,237.50 216,000.00 6.875 Owner Occupied CashOut Refi 270,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 3.25 LIBOR 12 SAN JOSE CA 95133 360 352,000.00 6.875 20061201 CONDO 2,016.67 352,000.00 6.875 Owner Occupied CashOut Refi 440,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 3.25 LIBOR 12 SAN FRANCISCO CA 34344 360 608,000.00 6.875 20061201 SFR 3,483.33 608,000.00 6.875 Owner Occupied Rate Refi 760,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 3.25 LIBOR 12 RIVERSIDE CA 33727 360 650,000.00 6.875 20061201 PUD 3,723.96 650,000.00 6.875 Owner Occupied Rate Refi 870,000.00 359 20061201 0.375 0.030 6.470 Stated 3.25 LIBOR 12 FAIRFIELD CA 94533 360 332,000.00 7.000 20061201 SFR 1,936.67 332,000.00 7.000 Owner Occupied CashOut Refi 415,000.00 359 20061201 0.375 0.030 6.595 Stated 3.25 LIBOR 12 REDONDO BEACH CA 90278 360 671,250.00 7.000 20061201 CONDO 3,915.63 671,250.00 7.000 Owner Occupied Rate Refi 895,000.00 359 20061201 0.375 0.030 6.595 Stated 3.25 LIBOR 12 YONKERS NY 40360 360 560,000.00 7.625 20061201 2-FAMILY 3,558.33 560,000.00 7.625 Owner Occupied Rate Refi 700,000.00 359 20061201 0.375 0.030 7.220 Express Verified Assets 3.25 LIBOR 12 LOS GATOS CA 95032 360 507,750.00 5.750 20061201 SFR 2,432.97 507,750.00 5.750 Owner Occupied Rate Refi 1,273,000.00 359 20061201 0.375 0.030 5.345 Stated 36 S 2.25 LIBOR 12 GILBERT AZ 85296 360 556,000.00 5.875 20061201 SFR 2,722.08 556,000.00 5.875 Owner Occupied CashOut Refi 695,000.00 359 20061201 0.375 0.030 5.470 Full 2.25 LIBOR 12 BUENA PARK CA 33044 360 398,000.00 6.250 20061201 SFR 2,072.92 398,000.00 6.250 Owner Occupied CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.845 Stated 36 S 2.25 LIBOR 12 STOCKTON CA 34736 360 294,000.00 6.250 20061201 SFR 1,531.25 294,000.00 6.250 Owner Occupied Purchase 395,000.00 359 20061201 0.375 0.030 5.845 Stated 2.25 LIBOR 12 REDONDO BEACH CA 90278 360 612,000.00 6.375 20061201 SFR 3,251.25 612,000.00 6.375 Owner Occupied Rate Refi 765,000.00 359 20061201 0.375 0.030 5.970 Stated 3.25 LIBOR 12 PASADENA CA 33239 360 249,600.00 6.375 20061201 CONDO 1,326.00 249,600.00 6.375 Owner Occupied Purchase 312,000.00 359 20061201 0.375 0.030 5.970 Full 3.25 LIBOR 12 SANTA ROSA CA 34796 360 395,250.00 6.500 20061201 PUD 2,140.94 395,250.00 6.500 Owner Occupied Rate Refi 527,000.00 359 20061201 0.375 0.030 6.095 Stated 3.25 LIBOR 12 HAYWARD CA 94546 360 273,500.00 6.375 20061201 CONDO 1,452.97 273,500.00 6.375 Owner Occupied CashOut Refi 440,000.00 359 20061201 0.375 0.030 5.970 Stated 3.25 LIBOR 12 SACRAMENTO CA 34930 360 263,000.00 6.375 20061201 SFR 1,397.19 263,000.00 6.375 2nd Home CashOut Refi 485,000.00 359 20061201 0.375 0.030 5.970 Stated 3.25 LIBOR 12 MANTECA CA 95336 360 261,550.00 6.500 20061201 SFR 1,416.73 261,550.00 6.500 Owner Occupied Purchase 330,000.00 359 20061201 0.375 0.030 6.095 Stated 3.25 LIBOR 12 SPOTSYLVANIA VA 22553 360 306,000.00 5.500 20061201 PUD 1,402.50 306,000.00 5.500 Owner Occupied Purchase 470,000.00 359 20061201 0.375 0.030 5.095 Full 2.25 LIBOR 12 BELLFLOWER CA 33060 360 250,000.00 6.250 20070101 SFR 1,539.29 249,762.79 6.250 Investment CashOut Refi 450,000.00 360 20070101 0.250 0.030 5.970 Express Verified Assets 36 H FIXED LAKEWOOD CA 33067 360 255,000.00 6.000 20070101 SFR 1,275.00 255,000.00 6.000 Owner Occupied CashOut Refi 615,000.00 360 20061201 0.375 0.030 5.595 Full 36 H 3 LIBOR 6 CASTLE ROCK CO 29228 360 1,443,750.00 6.500 20070101 D-PUDS 7,820.31 1,443,750.00 6.500 Owner Occupied Purchase 1,925,000.00 360 20061201 0.250 0.030 6.220 Stated 36 H FIXED LOS ANGELES CA 90003 360 404,000.00 6.875 20070101 SFR 2,653.99 404,000.00 6.875 Owner Occupied CashOut Refi 505,000.00 360 20061201 0.250 0.030 6.595 Stated 36 H FIXED OCEANSIDE CA 92054 360 240,000.00 6.375 20070101 D-PUDS 1,497.29 240,000.00 6.375 Investment CashOut Refi 575,000.00 360 20061201 0.250 0.030 6.095 Full 12 H FIXED HIXSON TN 37343 360 91,800.00 10.875 20070101 SFR 865.57 91,800.00 10.875 Owner Occupied CashOut Refi 102,000.00 360 20061201 0.375 0.030 9.600 0.87 RADIAN - LENDER PAID 25 Express Non-Verified Assets 60 H 3.625 LIBOR 6 COTO DE CAZA CA 92679 360 1,380,000.00 6.875 20070101 D-PUDS 7,906.25 1,380,000.00 6.875 Owner Occupied Rate Refi 1,840,000.00 360 20061201 0.375 0.030 6.470 Full 3 LIBOR 6 STERLING VA 20165 360 220,000.00 8.000 20061201 CONDO 1,466.67 220,000.00 8.000 Owner Occupied Rate Refi 275,000.00 359 20061201 0.375 0.030 7.595 Stated 36 S 3.25 LIBOR 6 JERSEY CITY NJ 39146 360 261,208.00 7.125 20061201 2-FAMILY 1,759.81 260,999.11 7.125 Owner Occupied Purchase 335,000.00 359 20061201 0.375 0.030 6.720 Express No Doc 3.25 LIBOR 6 JACKSON HEIGHTS NY 11370 360 975,000.00 7.625 20061201 3-FAMILY 6,195.31 975,000.00 7.625 Owner Occupied Purchase 1,300,000.00 359 20061201 0.375 0.030 7.220 Express Verified Assets 3.25 LIBOR 6 FONTANA CA 92336 360 316,000.00 7.250 20061201 SFR 1,909.17 316,000.00 7.250 Owner Occupied Purchase 410,000.00 359 20061201 0.375 0.030 6.845 Express No Doc 36 S 3.25 LIBOR 6 LAUREL MD 44035 360 417,000.00 7.000 20061201 PUD 2,432.50 417,000.00 7.000 Owner Occupied CashOut Refi 578,000.00 359 20061201 0.375 0.030 6.595 Stated 3.25 LIBOR 6 SPRINGFIELD VA 22152 360 368,000.00 8.000 20061201 SFR 2,453.33 368,000.00 8.000 Owner Occupied Purchase 526,000.00 359 20061201 0.375 0.030 7.595 Express Verified Assets 3.25 LIBOR 6 ARLINGTON VA 44596 360 324,000.00 7.250 20061201 SFR 1,957.50 324,000.00 7.250 Owner Occupied Purchase 425,000.00 359 20061201 0.375 0.030 6.845 Express No Doc 36 S 3.25 LIBOR 6 SUWANEE GA 30024 360 184,800.00 6.875 20061201 PUD 1,214.00 184,644.75 6.875 Owner Occupied Purchase 233,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 3.25 LIBOR 6 LILBURN GA 30047 360 132,700.00 6.875 20061201 TOWNHOUSE 871.74 132,588.52 6.875 Investment Purchase 167,000.00 359 20061201 0.375 0.030 6.470 Stated 12 H 3.25 LIBOR 6 BOWIE MD 44028 360 284,000.00 7.125 20070101 TOWNHOUSE 1,913.36 284,000.00 7.125 Owner Occupied Purchase 355,000.00 360 20061201 0.375 0.030 6.720 Stated 3.25 LIBOR 6 TRIANGLE VA 22172 360 708,000.00 7.500 20061201 SFR 4,950.44 707,474.56 7.500 Owner Occupied Purchase 885,000.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 36 S 3.25 LIBOR 6 CORONA CA 92883 360 260,000.00 6.250 20061201 PUD 1,600.86 259,753.31 6.250 Owner Occupied CashOut Refi 540,000.00 359 20061201 0.375 0.030 5.845 Express No Doc 36 S 3.25 LIBOR 6 NORCROSS GA 30093 360 112,800.00 7.125 20061201 SFR 759.95 112,709.80 7.125 Owner Occupied Purchase 142,000.00 359 20061201 0.375 0.030 6.720 Stated 3.25 LIBOR 6 DACULA GA 30019 360 283,920.00 6.750 20061201 PUD 1,713.05 283,804.00 6.750 Owner Occupied Purchase 359,000.00 359 20061201 0.375 0.030 6.345 Express No Doc 36 S 3.25 LIBOR 6 LONG BEACH CA 33095 360 292,000.00 5.875 20061201 SFR 1,581.25 291,848.33 5.875 Owner Occupied CashOut Refi 535,000.00 359 20061201 0.375 0.030 5.470 Express No Doc 36 S 3.25 LIBOR 6 RANCHO CUCAMONGA CA 91737 360 504,000.00 6.610 20070101 SFR 2,776.20 504,000.00 6.610 Owner Occupied CashOut Refi 630,000.00 360 20061201 0.250 0.030 6.330 Full 36 H FIXED BOYNTON BEACH FL 33435 360 236,000.00 7.875 20070101 2-FAMILY 1,711.16 236,000.00 7.875 Investment Purchase 315,000.00 360 20061201 0.375 0.030 7.470 Express Verified Assets 24 H 3 LIBOR 6 WAIKOLOA HI 96738 360 821,250.00 7.875 20070101 CONDO 5,389.45 821,250.00 7.875 2nd Home Purchase 1,095,000.00 360 20061201 0.375 0.030 7.470 Stated 36 S 3 LIBOR 6 MORENO VALLEY CA 92555 360 618,000.00 6.500 20070101 SFR 3,906.18 618,000.00 6.500 Owner Occupied Rate Refi 1,010,000.00 360 20061201 0.250 0.030 6.220 Full FIXED EL CERRITO CA 34484 360 417,000.00 6.625 20061201 2-4FAMILY 2,302.19 417,000.00 6.625 Owner Occupied CashOut Refi 750,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED LOS ANGELES CA 90026 360 608,000.00 6.500 20061201 2-4FAMILY 3,293.33 608,000.00 6.500 Owner Occupied Purchase 760,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED LAKE PILLSBURY CA 95485 360 210,000.00 6.500 20061201 SFR 1,137.50 210,000.00 6.500 2nd Home CashOut Refi 350,000.00 359 20061201 0.250 0.030 6.220 SISA FIXED HEALDSBURG CA 95448 360 1,348,000.00 6.375 20061201 SFR 8,409.77 1,346,751.48 6.375 Owner Occupied Purchase 1,685,000.00 359 20061201 0.250 0.030 6.095 Full FIXED ROHNERT PARK CA 34605 360 175,000.00 6.625 20061201 SFR 1,120.54 174,845.61 6.625 Owner Occupied CashOut Refi 575,000.00 359 20061201 0.250 0.030 6.345 Express No Doc FIXED TRUCKEE CA 96161 360 480,000.00 6.625 20061201 PUD 3,073.49 479,576.51 6.625 Owner Occupied Purchase 610,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED SAN ANSELMO CA 94960 360 505,000.00 6.625 20061201 SFR 2,788.02 505,000.00 6.625 Owner Occupied CashOut Refi 747,000.00 359 20061201 0.250 0.030 6.345 Full FIXED CORONA CA 92879 360 240,000.00 7.750 20061201 CONDO 1,550.00 240,000.00 7.750 Investment CashOut Refi 300,000.00 359 20061201 0.250 0.030 7.470 Full FIXED REDWOOD CITY CA 94061 360 510,000.00 6.500 20061201 SFR 2,762.50 510,000.00 6.500 Owner Occupied CashOut Refi 880,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED PALMDALE CA 93552 360 205,000.00 6.875 20061201 SFR 1,174.48 205,000.00 6.875 Owner Occupied CashOut Refi 350,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED KELSEYVILLE CA 95451 360 434,000.00 6.625 20061201 SFR 2,778.95 433,617.09 6.625 Owner Occupied Rate Refi 680,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED MILL VALLEY CA 94941 360 1,332,000.00 6.250 20061201 SFR 8,201.35 1,330,736.15 6.250 Owner Occupied Rate Refi 2,175,000.00 359 20061201 0.250 0.030 5.970 Full FIXED SANTEE CA 92071 360 417,000.00 6.500 20061201 PUD 2,258.75 417,000.00 6.500 Owner Occupied Purchase 540,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED SANTEE CA 92071 360 417,000.00 6.875 20061201 PUD 2,389.06 417,000.00 6.875 Owner Occupied Purchase 540,000.00 359 20061201 0.250 0.030 6.595 Stated FIXED SOMERSET CA 95684 360 400,000.00 6.625 20061201 SFR 2,561.24 399,647.09 6.625 Owner Occupied CashOut Refi 657,600.00 359 20061201 0.250 0.030 6.345 Stated FIXED MORAGA CA 94556 360 700,000.00 6.375 20061201 SFR 3,718.75 700,000.00 6.375 Owner Occupied Rate Refi 1,240,000.00 359 20061201 0.250 0.030 6.095 Stated FIXED PASO ROBLES CA 93446 360 402,500.00 6.375 20061201 SFR 2,511.08 402,127.20 6.375 Owner Occupied Rate Refi 650,000.00 359 20061201 0.250 0.030 6.095 Stated FIXED FAIRFIELD CA 94534 360 329,550.00 6.750 20061201 SFR 1,988.36 329,415.36 6.750 Owner Occupied CashOut Refi 507,000.00 359 20061201 0.250 0.030 6.470 Express No Doc FIXED KENTFIELD CA 34581 360 1,000,000.00 6.750 20061201 SFR 6,485.98 999,139.02 6.750 Owner Occupied CashOut Refi 1,450,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED COTATI CA 94931 360 470,500.00 6.750 20061201 2-4FAMILY 2,646.56 470,500.00 6.750 Investment Purchase 770,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED LOS ANGELES CA 90016 360 550,000.00 6.875 20061201 2-4FAMILY 3,613.11 549,537.93 6.875 Investment CashOut Refi 850,000.00 359 20061201 0.250 0.030 6.595 Express Verified Assets FIXED MONTARA CA 94037 360 900,000.00 7.125 20061201 SFR 6,063.47 899,280.28 7.125 Owner Occupied CashOut Refi 1,130,000.00 359 20061201 0.250 0.030 6.845 Stated FIXED LAS VEGAS NV 89135 360 1,200,000.00 6.250 20061201 PUD 6,250.00 1,200,000.00 6.250 Owner Occupied CashOut Refi 2,800,000.00 359 20061201 0.250 0.030 5.970 Stated FIXED SIGNAL HILL CA 90755 360 648,000.00 6.500 20061201 2-4FAMILY 4,095.80 647,414.20 6.500 Owner Occupied CashOut Refi 810,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED SAN FRANCISCO CA 34352 360 965,200.00 7.000 20061201 SFR 5,630.33 965,200.00 7.000 Owner Occupied Purchase 1,485,000.00 359 20061201 0.250 0.030 6.720 Express No Doc FIXED SACRAMENTO CA 95838 360 178,500.00 6.500 20061201 SFR 966.88 178,500.00 6.500 Investment CashOut Refi 275,000.00 359 20061201 0.250 0.030 6.220 Full FIXED SANTA CLARITA CA 91355 360 229,000.00 6.500 20061201 CONDO 1,447.44 228,792.98 6.500 Owner Occupied Rate Refi 407,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED ALBANY CA 34521 360 472,000.00 6.375 20061201 SFR 2,944.67 471,562.83 6.375 Owner Occupied Purchase 600,000.00 359 20061201 0.250 0.030 6.095 Full FIXED SAN FRANCISCO CA 94133 360 269,500.00 6.375 20061201 CONDO 1,681.33 269,250.39 6.375 Investment Purchase 500,000.00 359 20061201 0.250 0.030 6.095 Express No Doc 36 S FIXED WEST SACRAMENTO CA 34855 360 570,000.00 6.375 20061201 PUD 3,556.06 569,472.07 6.375 Owner Occupied Purchase 1,100,000.00 359 20061201 0.250 0.030 6.095 Stated FIXED HOLLISTER CA 95023 360 340,000.00 6.625 20061201 SFR 1,877.08 340,000.00 6.625 Owner Occupied CashOut Refi 1,300,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED WOODLAND CA 95695 360 475,000.00 6.250 20061201 SFR 2,924.66 474,549.30 6.250 Owner Occupied CashOut Refi 795,000.00 359 20061201 0.250 0.030 5.970 Full FIXED SANTA ROSA CA 34790 360 1,200,000.00 6.750 20061201 SFR 6,750.00 1,200,000.00 6.750 Owner Occupied CashOut Refi 1,725,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED SHERMAN OAKS CA 33331 360 612,000.00 6.500 20061201 SFR 3,315.00 612,000.00 6.500 Owner Occupied Purchase 775,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED SANTA PAULA CA 93060 360 468,000.00 6.625 20061201 SFR 2,583.75 468,000.00 6.625 Owner Occupied CashOut Refi 585,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED OAKLAND CA 34492 360 456,000.00 6.625 20061201 SFR 2,919.82 455,597.68 6.625 Owner Occupied Purchase 570,000.00 359 20061201 0.250 0.030 6.345 Stated FIXED NOVATO CA 94947 360 650,000.00 6.250 20061201 PUD 3,385.42 650,000.00 6.250 Owner Occupied Purchase 850,000.00 359 20061201 0.250 0.030 5.970 Full FIXED CAMARILLO CA 93010 360 480,000.00 6.250 20061201 SFR 2,955.44 479,544.56 6.250 Owner Occupied CashOut Refi 610,000.00 359 20061201 0.250 0.030 5.970 Full FIXED SANTEE CA 92071 360 432,000.00 6.250 20061201 SFR 2,250.00 432,000.00 6.250 Owner Occupied Purchase 540,000.00 359 20061201 0.250 0.030 5.970 Full FIXED NORTH HILLS CA 91343 360 320,000.00 6.500 20061201 SFR 2,022.62 319,710.71 6.500 Owner Occupied CashOut Refi 530,000.00 359 20061201 0.250 0.030 6.220 Full FIXED WINCHESTER CA 92596 360 180,000.00 6.000 20061201 CONDO 1,079.19 179,820.81 6.000 Owner Occupied CashOut Refi 382,000.00 359 20061201 0.250 0.030 5.720 Stated FIXED NOVATO CA 94947 360 440,000.00 6.625 20061201 2-4FAMILY 2,817.37 439,611.80 6.625 Owner Occupied CashOut Refi 855,000.00 359 20061201 0.250 0.030 6.345 Express Verified Assets FIXED SAN JUAN BAUTISTA CA 95045 360 524,000.00 6.500 20061201 SFR 2,838.33 524,000.00 6.500 Owner Occupied Purchase 655,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED LOMPOC CA 93436 360 332,250.00 6.500 20061201 SFR 1,799.69 332,250.00 6.500 Owner Occupied CashOut Refi 443,000.00 359 20061201 0.250 0.030 6.220 Stated FIXED NOVATO CA 94949 360 380,000.00 6.750 20061201 SFR 2,137.50 380,000.00 6.750 Owner Occupied Purchase 850,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED NOVATO CA 94947 360 532,000.00 7.625 20061201 SFR 3,380.42 532,000.00 7.625 Investment Purchase 665,000.00 359 20061201 0.250 0.030 7.345 Stated FIXED TUSTIN CA 92780 360 315,000.00 6.875 20061201 PUD 2,069.33 314,735.36 6.875 Owner Occupied CashOut Refi 465,000.00 359 20061201 0.250 0.030 6.595 SISA FIXED BERKELEY CA 34518 360 400,000.00 6.750 20061201 SFR 2,250.00 400,000.00 6.750 Owner Occupied CashOut Refi 780,000.00 359 20061201 0.250 0.030 6.470 SISA FIXED WINCHESTER AREA CA 92596 360 368,000.00 6.875 20070101 SFR 2,108.33 368,000.00 6.875 Owner Occupied Rate Refi 460,000.00 360 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 LAKE ELSINORE CA 92532 360 397,000.00 6.875 20070101 D-PUDS 2,431.12 397,000.00 6.875 Investment Rate Refi 633,000.00 360 20061201 0.250 0.030 6.595 Stated 60 H FIXED CORONA AREA CA 92883 360 271,000.00 6.375 20070101 SFR 1,439.69 271,000.00 6.375 Investment Rate Refi 435,000.00 360 20061201 0.375 0.030 5.970 Express Non-Verified Assets 3 LIBOR 6 PICO RIVERA CA 90660 360 174,000.00 6.375 20070101 SFR 1,085.53 174,000.00 6.375 Owner Occupied CashOut Refi 437,000.00 360 20061201 0.250 0.030 6.095 Stated 36 H FIXED SAN JOSE CA 34721 360 472,500.00 6.875 20070101 SFR 2,707.03 472,500.00 6.875 Owner Occupied Purchase 630,000.00 360 20061201 0.375 0.030 6.470 Stated 24 H 3 LIBOR 6 LITTLETON CO 29246 360 226,550.00 9.225 20061201 PUD 1,741.60 226,550.00 9.225 Investment Purchase 285,000.00 359 20061201 0.375 0.030 8.820 Express Verified Assets 24 6H/18S 4.85 LIBOR 6 MISSOURI CITY TX 77459 360 650,700.00 10.075 20070101 PUD 5,746.45 650,700.00 10.075 Investment Purchase 685,020.00 360 20061201 0.375 0.030 9.670 SISA 24 6H/18S 6.325 LIBOR 6 RIVERSIDE CA 33729 360 216,500.00 6.500 20070101 SFR 1,368.43 216,500.00 6.500 Owner Occupied Rate Refi 340,000.00 360 20061201 0.250 0.030 6.220 Express Non-Verified Assets FIXED GARDENA CA 90249 360 460,000.00 6.875 20061201 SFR 3,021.87 459,613.54 6.875 Owner Occupied Rate Refi 575,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 3.25 LIBOR 12 SPRING VALLEY CA 91977 360 388,000.00 6.625 20061201 SFR 2,142.08 388,000.00 6.625 Owner Occupied Rate Refi 485,000.00 359 20061201 0.375 0.030 6.220 Stated 36 S 3.25 LIBOR 12 WEST COVINA CA 91792 360 363,750.00 6.500 20061201 SFR 1,970.31 363,750.00 6.500 Owner Occupied Purchase 560,000.00 359 20061201 0.375 0.030 6.095 Stated 2.25 LIBOR 12 ESCONDIDO CA 92029 360 880,000.00 6.750 20061201 PUD 4,950.00 880,000.00 6.750 Owner Occupied Rate Refi 1,100,000.00 359 20061201 0.375 0.030 6.345 Stated 3.25 LIBOR 12 MURRAY UT 30688 360 238,400.00 6.375 20061201 PUD 1,266.50 238,400.00 6.375 Owner Occupied Purchase 305,000.00 359 20061201 0.375 0.030 5.970 Stated 36 S 3.25 LIBOR 12 GLENDALE AZ 31110 360 191,200.00 7.750 20061201 SFR 1,234.83 191,200.00 7.750 Investment CashOut Refi 239,000.00 359 20061201 0.375 0.030 7.345 Express Verified Assets 12 S 3.25 LIBOR 12 SPRINGFIELD VA 22152 360 200,000.00 7.250 20061201 CONDO 1,208.33 200,000.00 7.250 Owner Occupied Purchase 253,000.00 359 20061201 0.375 0.030 6.845 Full 3.25 LIBOR 12 SOUTH SAN FRANCISCO CA 94080 360 650,000.00 7.000 20061201 SFR 3,791.67 650,000.00 7.000 Owner Occupied Purchase 825,000.00 359 20061201 0.375 0.030 6.595 Stated 3.25 LIBOR 12 PASADENA CA 33244 360 305,600.00 7.125 20061201 CONDO 1,814.50 305,600.00 7.125 Owner Occupied Purchase 385,000.00 359 20061201 0.375 0.030 6.720 Stated 3.25 LIBOR 12 BELLFLOWER CA 33060 360 475,000.00 6.500 20061201 SFR 2,572.92 475,000.00 6.500 Owner Occupied CashOut Refi 850,000.00 359 20061201 0.375 0.030 6.095 Express No Doc 36 S 3.25 LIBOR 12 THOUSAND PALMS CA 92276 360 240,000.00 7.125 20061201 SFR 1,425.00 240,000.00 7.125 Owner Occupied Purchase 300,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 3.25 LIBOR 12 PHOENIX AZ 85041 360 232,000.00 6.750 20061201 PUD 1,305.00 232,000.00 6.750 Investment CashOut Refi 290,000.00 359 20061201 0.375 0.030 6.345 Stated 36 S 3.25 LIBOR 12 BRENTWOOD CA 34467 360 414,000.00 6.625 20061201 SFR 2,285.63 414,000.00 6.625 Owner Occupied Rate Refi 540,000.00 359 20061201 0.375 0.030 6.220 Stated 3.25 LIBOR 12 SCOTTSDALE AZ 85255 360 440,000.00 7.500 20061201 SFR 2,750.00 440,000.00 7.500 Investment CashOut Refi 550,000.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 36 S 3.25 LIBOR 12 PALM COAST FL 32164 360 216,600.00 7.000 20061201 SFR 1,263.50 216,600.00 7.000 Owner Occupied CashOut Refi 277,000.00 359 20061201 0.375 0.030 6.595 Express No Doc 3.25 LIBOR 12 MESA AZ 31086 360 165,000.00 6.750 20061201 SFR 928.13 165,000.00 6.750 Owner Occupied CashOut Refi 240,000.00 359 20061201 0.375 0.030 6.345 Express No Doc 3.25 LIBOR 12 SUISUN CITY CA 94585 360 473,600.00 6.875 20061201 SFR 2,713.33 473,600.00 6.875 Owner Occupied CashOut Refi 592,000.00 359 20061201 0.375 0.030 6.470 Stated 3.25 LIBOR 12 HUNTINGTON BEACH CA 92646 360 630,000.00 6.875 20061201 SFR 3,609.38 630,000.00 6.875 Owner Occupied CashOut Refi 928,000.00 359 20061201 0.375 0.030 6.470 Stated 3.25 LIBOR 12 ROANOKE VA 24019 360 213,600.00 6.500 20061201 SFR 1,350.10 213,406.90 6.500 Owner Occupied Purchase 268,000.00 359 20061201 0.375 0.030 6.095 Stated 3.25 LIBOR 12 SANTA ROSA CA 34790 360 408,000.00 6.500 20061201 SFR 2,210.00 408,000.00 6.500 Owner Occupied Purchase 515,000.00 359 20061201 0.375 0.030 6.095 Stated 3.25 LIBOR 12 TWP OF EDISON NJ 39677 360 207,500.00 6.375 20061201 SFR 1,102.34 207,500.00 6.375 Owner Occupied Purchase 405,000.00 359 20061201 0.375 0.030 5.970 Full 2.25 LIBOR 12 JACKSONVILLE FL 11743 360 251,500.00 6.000 20061201 PUD 1,257.50 251,500.00 6.000 Owner Occupied CashOut Refi 730,000.00 359 20061201 0.375 0.030 5.595 Stated 2.25 LIBOR 12 PORT ROYAL SC 29935 360 136,000.00 7.250 20061201 SFR 821.67 136,000.00 7.250 Investment CashOut Refi 170,000.00 359 20061201 0.375 0.030 6.845 Stated 3.25 LIBOR 12 ORANGE CA 92868 360 318,750.00 6.375 20061201 PUD 1,693.36 318,750.00 6.375 Owner Occupied Rate Refi 425,000.00 359 20061201 0.375 0.030 5.970 Stated 3.25 LIBOR 12 MONROVIA CA 91016 360 300,000.00 6.000 20070101 D-PUDS 1,798.65 300,000.00 6.000 Investment Purchase 570,000.00 360 20061201 0.250 0.030 5.720 Full 36 H FIXED SANTA ANA CA 33788 360 400,000.00 6.750 20070101 SFR 2,594.39 400,000.00 6.750 Owner Occupied CashOut Refi 620,000.00 360 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 SPRINGVILLE CA 93265 360 540,700.00 7.250 20070101 SFR 3,266.73 540,700.00 7.250 Owner Occupied CashOut Refi 682,000.00 360 20061201 0.375 0.030 6.845 Stated 12 H 3 LIBOR 6 RARITAN TOWNSHIP NJ 39682 360 349,000.00 6.500 20061201 SFR 2,205.92 348,684.50 6.500 Owner Occupied Purchase 460,000.00 359 20061201 0.250 0.030 6.220 SISA FIXED RONKONKOMA NY 11779 360 288,400.00 7.250 20061201 SFR 1,967.40 288,175.02 7.250 Owner Occupied Purchase 365,000.00 359 20061201 0.250 0.030 6.970 Full 60 H FIXED KEANSBURG NJ 39269 360 108,000.00 7.750 20061101 CONDO 773.73 107,847.05 7.750 Owner Occupied Purchase 135,000.00 358 20061201 0.250 0.030 7.470 Stated 36 H FIXED SOMERS NY 10589 360 588,000.00 6.875 20061201 SFR 3,862.74 587,506.01 6.875 Owner Occupied Purchase 735,000.00 359 20061201 0.250 0.030 6.595 Stated 12 H FIXED VALLEY COTTAGE NY 10989 360 300,000.00 7.375 20061201 2-FAMILY 2,072.03 299,771.72 7.375 Owner Occupied CashOut Refi 493,500.00 359 20061201 0.250 0.030 7.095 Stated 12 H FIXED DOVER TOWNSHIP NJ 8755 360 196,000.00 7.250 20061201 CONDO 1,337.07 195,847.10 7.250 Owner Occupied Purchase 250,000.00 359 20061201 0.250 0.030 6.970 Stated 36 H FIXED BRIELLE NJ 39659 360 224,000.00 7.750 20061201 SFR 1,604.76 223,841.91 7.750 Investment Purchase 340,000.00 359 20061201 0.250 0.030 7.470 Stated FIXED FREEPORT NY 40683 360 309,600.00 7.375 20061201 SFR 2,138.33 309,321.65 7.375 Owner Occupied Purchase 400,000.00 359 20061201 0.250 0.030 7.095 Stated 24 H FIXED WEST HARRISON NY 40333 360 569,050.00 8.500 20061201 2-FAMILY 4,030.77 569,050.00 8.500 Owner Occupied Purchase 713,750.00 359 20061201 0.250 0.030 8.220 SISA 12 H FIXED WARWICK NY 10969 360 185,500.00 7.375 20061201 SFR 1,140.05 185,500.00 7.375 Owner Occupied CashOut Refi 265,000.00 359 20061201 0.250 0.030 7.095 Stated 24 H FIXED MONTEBELLO CA 90640 360 484,000.00 7.375 20061201 SFR 2,974.58 484,000.00 7.375 Owner Occupied Purchase 605,500.00 359 20061201 0.375 0.030 6.970 Stated 36 H 2.75 LIBOR 6 DES MOINES WA 98198 360 440,000.00 8.625 20061201 4-FAMILY 3,162.50 440,000.00 8.625 Owner Occupied Purchase 550,000.00 359 20061201 0.375 0.030 8.220 Stated 12 H 2.75 LIBOR 6 COMPTON CA 32924 360 307,500.00 6.990 20061201 SFR 1,791.19 307,500.00 6.990 Investment CashOut Refi 410,000.00 359 20061201 0.375 0.030 6.585 Stated 36 H 2.75 LIBOR 6 ORANGE CA 92868 360 480,000.00 6.875 20061201 SFR 2,750.00 480,000.00 6.875 Owner Occupied Purchase 600,000.00 359 20061201 0.375 0.030 6.470 Stated 36 H 2.75 LIBOR 6 (SYLMAR AREA) LOS ANGELES CA 91342 360 880,000.00 8.375 20061201 SFR 6,141.67 880,000.00 8.375 Owner Occupied Purchase 1,100,000.00 359 20061201 0.375 0.030 7.970 Stated 12 H 2.75 LIBOR 6 APPLE VALLEY CA 33670 360 232,800.00 7.125 20061201 SFR 1,382.25 232,800.00 7.125 Owner Occupied Purchase 295,000.00 359 20061201 0.375 0.030 6.720 Stated 12 H 2.75 LIBOR 6 (WOODLAND HILLS AREA) LOS ANGE CA 91367 360 496,000.00 8.250 20061201 SFR 3,410.00 496,000.00 8.250 Owner Occupied Purchase 620,000.00 359 20061201 0.375 0.030 7.845 Stated 36 S 2.75 LIBOR 6 CARSON CA 90746 360 512,000.00 7.375 20061201 SFR 3,536.26 511,610.41 7.375 Owner Occupied Purchase 640,000.00 359 20061201 0.375 0.030 6.970 Stated 12 H 2.75 LIBOR 6 ANAHEIM CA 33818 360 468,000.00 7.250 20061201 SFR 2,827.50 468,000.00 7.250 Owner Occupied Purchase 595,000.00 359 20061201 0.375 0.030 6.845 Express Verified Assets 36 H 2.75 LIBOR 6 POMONA CA 91766 360 260,000.00 7.125 20061201 CONDO 1,543.75 260,000.00 7.125 Owner Occupied Purchase 325,000.00 359 20061201 0.375 0.030 6.720 Stated 36 H 2.75 LIBOR 6 LOS ANGELES CA 90004 360 501,000.00 6.875 20070101 2-FAMILY 3,067.99 500,802.32 6.875 Owner Occupied CashOut Refi 825,000.00 360 20070101 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 GEORGETOWN DE 19947 360 200,000.00 6.625 20061201 SFR 1,280.62 199,823.55 6.625 Owner Occupied Purchase 360,000.00 359 20061201 0.375 0.030 6.220 NINA 24 H 2.5 LIBOR 6 NORWALK CT 6854 360 400,000.00 6.750 20061201 SFR 2,250.00 400,000.00 6.750 Owner Occupied CashOut Refi 700,000.00 359 20061201 0.375 0.030 6.345 Stated 12 H 2.5 LIBOR 6 BELMAR NJ 7764 360 312,000.00 7.250 20061201 SFR 2,128.39 311,756.61 7.250 Investment Purchase 390,000.00 359 20061201 0.375 0.030 6.845 Stated 36 H 2.5 LIBOR 6 SARATOGA SPRINGS NY 12866 360 632,000.00 10.750 20061101 4-FAMILY 5,899.60 631,522.01 10.750 Owner Occupied Purchase 850,000.00 358 20061201 0.375 0.030 10.345 SISA 12 H 3 LIBOR 6 LEHIGH ACRES FL 33971 360 264,100.00 8.125 20061201 SFR 1,788.18 263,897.22 8.125 Owner Occupied Rate Refi 278,000.00 359 20061201 0.375 0.030 6.990 0.73 PMI - LENDER PAID 30 Express No Doc 36 S 3.75 LIBOR 6 LAWRENCEVILLE GA 30044 360 189,900.00 7.875 20061201 PUD 1,302.62 189,843.60 7.875 Owner Occupied Purchase 191,500.00 359 20061201 0.375 0.030 6.510 0.96 PMI - LENDER PAID 35 Express Verified Assets 3.875 LIBOR 6 DARLINGTON MD 21034 360 396,150.00 7.750 20061201 SFR 2,680.43 396,028.04 7.750 Owner Occupied Purchase 417,000.00 359 20061201 0.375 0.030 6.855 0.49 PMI - LENDER PAID 30 Stated 3.375 LIBOR 6 CULPEPER VA 44743 360 220,500.00 7.000 20061201 SFR 1,370.26 220,415.99 7.000 Owner Occupied Purchase 248,000.00 359 20061201 0.375 0.030 5.885 0.71 PMI - LENDER PAID 25 Express Verified Assets 3.625 LIBOR 6 HYATTSVILLE MD 20783 360 362,500.00 7.500 20061201 SFR 2,534.65 362,231.00 7.500 Owner Occupied Purchase 375,000.00 359 20061201 0.375 0.030 6.395 0.7 PMI - LENDER PAID 35 Express Verified Assets 12 S 4.125 LIBOR 6 CHICAGO IL 22080 360 417,000.00 7.625 20061201 CONDO 2,782.75 416,866.90 7.625 Owner Occupied Purchase 425,000.00 359 20061201 0.375 0.030 6.690 0.53 PMI - LENDER PAID 35 Full 12 S 4.125 LIBOR 6 ANTIOCH IL 60002 360 162,500.00 8.125 20061201 SFR 1,145.15 162,455.11 8.125 Owner Occupied Purchase 170,000.00 359 20061201 0.375 0.030 6.760 0.96 PMI - LENDER PAID 35 Express Verified Assets 3.875 LIBOR 6 CHICAGO IL 60638 360 295,000.00 8.000 20061201 SFR 2,051.17 294,267.57 8.000 Owner Occupied Rate Refi 305,000.00 359 20061201 0.375 0.030 6.755 0.84 PMI - LENDER PAID 35 Express Verified Assets 12 S 3.75 LIBOR 6 ELGIN IL 21938 360 178,245.00 8.375 20061201 SFR 1,244.00 178,245.00 8.375 Investment Rate Refi 233,000.00 359 20061201 0.375 0.030 7.970 Express Verified Assets 3.75 LIBOR 6 CAPE CORAL FL 33993 360 211,200.00 7.125 20061201 SFR 1,254.00 211,200.00 7.125 2nd Home Rate Refi 264,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 S 2.875 LIBOR 6 FORT LAUDERDALE FL 12125 360 141,000.00 6.875 20061201 SFR 807.81 141,000.00 6.875 Owner Occupied CashOut Refi 285,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.875 LIBOR 6 SUFFOLK VA 23434 360 222,000.00 9.000 20061201 SFR 1,665.00 222,000.00 9.000 Owner Occupied CashOut Refi 300,000.00 359 20061201 0.375 0.030 8.595 Express No Doc 12 H 2.875 LIBOR 6 BRISTOW VA 20136 360 340,000.00 7.125 20061201 PUD 2,018.75 340,000.00 7.125 Owner Occupied Purchase 430,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 12 S 2.875 LIBOR 6 MANASSAS VA 43839 360 289,600.00 6.750 20061201 PUD 1,878.34 289,350.66 6.750 Owner Occupied CashOut Refi 362,000.00 359 20061201 0.375 0.030 6.345 Express Verified Assets 12 S 2.875 LIBOR 6 HERNDON VA 20170 360 228,600.00 6.875 20061201 PUD 1,309.69 228,600.00 6.875 Owner Occupied CashOut Refi 360,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 12 S 2.875 LIBOR 6 ANNAPOLIS MD 44289 360 214,000.00 7.125 20061201 SFR 1,349.34 213,921.30 7.125 Owner Occupied CashOut Refi 400,000.00 359 20061201 0.375 0.030 6.720 Express No Doc 36 12H/24S 2.875 LIBOR 6 WOODBRIDGE VA 22193 360 250,000.00 7.000 20060901 PUD 1,458.33 250,000.00 7.000 Owner Occupied CashOut Refi 312,500.00 356 20061201 0.375 0.030 6.595 Express Verified Assets 12 S 3.5 LIBOR 6 ALEXANDRIA VA 44626 360 350,000.00 6.875 20061101 SFR 2,299.25 349,410.22 6.875 Owner Occupied CashOut Refi 675,000.00 358 20061201 0.375 0.030 6.470 Express No Doc 12 S 2.875 LIBOR 6 ALEXANDRIA VA 44632 360 238,000.00 6.875 20061201 CONDO 1,363.54 238,000.00 6.875 Owner Occupied CashOut Refi 377,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 12 S 2.875 LIBOR 6 HERNDON VA 20170 360 266,000.00 7.375 20061201 PUD 1,634.79 266,000.00 7.375 Owner Occupied CashOut Refi 344,000.00 359 20061201 0.375 0.030 6.970 Express Verified Assets 12 S 2.875 LIBOR 6 ALEXANDRIA VA 44630 360 320,000.00 7.125 20061201 PUD 1,900.00 320,000.00 7.125 Owner Occupied CashOut Refi 400,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 S 2.875 LIBOR 6 FRANKLIN TN 37064 360 508,000.00 6.875 20061201 SFR 3,337.20 507,573.20 6.875 2nd Home Purchase 635,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 H 2.875 LIBOR 6 LONG BEACH CA 33098 360 404,000.00 7.125 20061201 SFR 2,398.75 404,000.00 7.125 Owner Occupied Purchase 520,000.00 359 20061201 0.375 0.030 6.720 Express No Doc 12 S 2.875 LIBOR 6 HAWTHORNE CA 90250 360 390,400.00 6.875 20061201 SFR 2,236.67 390,400.00 6.875 Owner Occupied Purchase 495,000.00 359 20061201 0.375 0.030 6.470 Express No Doc 36 S 2.875 LIBOR 6 SPRINGVILLE CA 93265 360 400,000.00 6.875 20061201 SFR 2,291.67 400,000.00 6.875 Owner Occupied CashOut Refi 619,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.875 LIBOR 6 VANCOUVER WA 98685 360 280,000.00 8.250 20061201 SFR 1,925.00 280,000.00 8.250 Owner Occupied CashOut Refi 350,000.00 359 20061201 0.375 0.030 7.845 Express Verified Assets 12 S 2.875 LIBOR 6 SUN VALLEY NV 89433 360 239,920.00 6.750 20061201 PUD 1,349.55 239,920.00 6.750 Owner Occupied Purchase 305,000.00 359 20061201 0.375 0.030 6.345 Express Verified Assets 36 S 2.875 LIBOR 6 RENO NV 32634 360 180,000.00 6.875 20061201 SFR 1,031.25 179,950.00 6.875 Owner Occupied Purchase 230,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.875 LIBOR 6 ORLANDO FL 11907 360 92,000.00 7.375 20061201 CONDO 565.42 91,868.43 7.375 Owner Occupied Rate Refi 153,000.00 359 20061201 0.375 0.030 6.970 Express No Doc 36 S 2.875 LIBOR 6 BROOKLYN CT 6234 360 174,400.00 7.500 20070101 SFR 1,090.00 174,400.00 7.500 Owner Occupied CashOut Refi 218,000.00 360 20061201 0.250 0.030 7.220 Stated 36 H FIXED LAS VEGAS NV 32531 360 200,000.00 6.500 20061201 SFR 1,083.33 200,000.00 6.500 Owner Occupied CashOut Refi 373,000.00 359 20061201 0.375 0.030 6.095 Express No Doc 36 S 2.5 LIBOR 6 LOS ANGELES CA 90002 360 440,000.00 7.000 20061201 2-FAMILY 2,566.67 440,000.00 7.000 Owner Occupied Purchase 550,000.00 359 20061201 0.375 0.030 6.595 Stated 36 S 2.5 LIBOR 6 RANCHO CUCAMONGA CA 91739 360 399,200.00 6.875 20061201 CONDO 2,287.08 399,200.00 6.875 Owner Occupied Purchase 499,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.25 LIBOR 6 LONG BEACH CA 33090 360 430,000.00 7.500 20061201 SFR 3,006.62 429,680.88 7.500 Investment CashOut Refi 615,000.00 359 20061201 0.375 0.030 7.095 Express No Doc 36 S 2.25 LIBOR 6 LOS ANGELES CA 91342 360 360,000.00 7.000 20061201 CONDO 2,100.00 360,000.00 7.000 Owner Occupied Purchase 450,000.00 359 20061201 0.375 0.030 6.595 Express Verified Assets 36 S 2.25 LIBOR 6 LOS ALAMITOS CA 33074 360 517,600.00 6.250 20061201 PUD 2,695.83 517,600.00 6.250 Owner Occupied Purchase 655,000.00 359 20061201 0.375 0.030 5.845 Stated 36 S 2.25 LIBOR 6 NORWALK CA 90650 360 438,400.00 6.500 20061201 SFR 2,374.67 438,400.00 6.500 Owner Occupied Purchase 550,000.00 359 20061201 0.375 0.030 6.095 Stated 36 S 2.25 LIBOR 6 OAKLEY CA 94561 360 579,943.00 6.875 20061201 SFR 3,322.59 579,943.00 6.875 Owner Occupied Purchase 730,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 2.25 LIBOR 6 LOS ANGELES AREA CA 90001 360 308,000.00 6.875 20061201 SFR 1,764.58 308,000.00 6.875 Owner Occupied CashOut Refi 385,000.00 359 20061201 0.375 0.030 6.470 Stated 36 S 2.5 LIBOR 6 LOS ANGELES CA 90033 360 400,000.00 6.875 20061201 2-FAMILY 2,291.67 400,000.00 6.875 Owner Occupied Purchase 535,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.25 LIBOR 6 FONTANA CA 92337 360 379,200.00 7.625 20061201 SFR 2,509.50 379,200.00 7.625 Owner Occupied Purchase 474,000.00 359 20061201 0.375 0.030 7.220 Stated 36 S 2.75 LIBOR 6 YUCAIPA CA 92399 360 324,000.00 7.625 20061201 SFR 2,058.75 324,000.00 7.625 Owner Occupied Purchase 405,000.00 359 20061201 0.375 0.030 7.220 Stated 36 S 2.75 LIBOR 6 RIVERSIDE AREA CA 33733 360 336,000.00 7.375 20061201 SFR 2,065.00 336,000.00 7.375 Owner Occupied Purchase 425,000.00 359 20061201 0.375 0.030 6.970 Stated 36 S 2.5 LIBOR 6 LA MIRADA CA 90638 360 428,000.00 7.125 20061201 SFR 2,541.25 428,000.00 7.125 Owner Occupied Purchase 535,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 S 2.5 LIBOR 6 SHORELINE WA 98155 360 302,250.00 7.000 20061201 SFR 1,763.13 302,250.00 7.000 Investment Rate Refi 403,000.00 359 20061201 0.375 0.030 6.595 Express Verified Assets 36 S 2.5 LIBOR 6 FRESNO CA 34172 360 272,000.00 6.750 20061201 SFR 1,530.00 272,000.00 6.750 Owner Occupied Purchase 385,000.00 359 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 FRESNO CA 34175 360 132,000.00 6.750 20061201 SFR 742.5 132,000.00 6.750 Owner Occupied Purchase 189,000.00 359 20061201 0.375 0.030 6.345 Stated 36 S 2.25 LIBOR 6 LAS VEGAS NV 32516 360 224,000.00 7.250 20061201 PUD 1,353.33 224,000.00 7.250 Owner Occupied Purchase 290,000.00 359 20061201 0.375 0.030 6.845 Full 36 S 2.5 LIBOR 6 ARTESIA CA 33055 360 500,000.00 7.250 20070101 SFR 3,020.83 500,000.00 7.250 Owner Occupied CashOut Refi 680,000.00 360 20061201 0.375 0.030 6.845 Express Non-Verified Assets 3 LIBOR 6 WEST COVINA CA 91790 360 333,000.00 6.625 20070101 SFR 1,979.30 333,000.00 6.625 Owner Occupied CashOut Refi 600,000.00 360 20061201 0.250 0.030 6.345 Express No Doc Verified Assets 12 H FIXED NEW YORK NY 10005 360 700,000.00 7.625 20061101 HI-RISE 4,447.92 700,000.00 7.625 Investment CashOut Refi 1,000,000.00 358 20070101 0.250 0.030 7.345 Stated 12 S FIXED ANTIOCH CA 34463 360 340,000.00 6.250 20061201 SFR 1,770.83 340,000.00 6.250 2nd Home CashOut Refi 425,000.00 359 20070101 0.250 0.030 5.970 Stated FIXED BROOKLYN NY 40595 360 414,000.00 7.000 20061201 2-FAMILY 2,754.35 413,319.32 7.000 Owner Occupied Purchase 550,000.00 359 20070101 0.250 0.030 6.720 SISA FIXED SAN JOSE CA 34719 360 1,000,000.00 6.500 20061201 SFR 6,320.68 998,006.79 6.500 Owner Occupied Rate Refi 1,720,000.00 359 20070101 0.250 0.030 6.220 Full FIXED MANAHAWKIN NJ 8050 360 288,000.00 7.875 20061201 SFR 1,890.00 288,000.00 7.875 Owner Occupied CashOut Refi 360,000.00 359 20070101 0.250 0.030 7.595 Express No Doc FIXED BRONX NY 10465 360 382,000.00 6.250 20070101 SFR 1,989.58 382,000.00 6.250 Owner Occupied Purchase 478,000.00 360 20070101 0.250 0.030 5.970 Stated FIXED FORT LEE NJ 7024 360 214,240.00 6.625 20061201 CONDO 1,371.80 213,860.92 6.625 Owner Occupied Purchase 305,000.00 359 20070101 0.250 0.030 6.345 Stated FIXED NORTH BERGEN NJ 7047 360 408,000.00 7.125 20061201 2-FAMILY 2,748.77 407,345.52 7.125 Owner Occupied CashOut Refi 510,000.00 359 20070101 0.250 0.030 6.845 Stated FIXED LAKEWOOD NJ 39630 360 264,000.00 6.750 20061201 SFR 1,712.30 263,544.12 6.750 Owner Occupied Purchase 335,000.00 359 20070101 0.250 0.030 6.470 Express Verified Assets FIXED EL PASO TX 29110 360 402,400.00 7.125 20070101 SFR 2,389.25 402,400.00 7.125 Owner Occupied Purchase 530,000.00 360 20070101 0.250 0.030 6.845 Stated FIXED BRONX NY 10467 360 270,000.00 6.625 20061201 SFR 1,728.84 269,522.25 6.625 Owner Occupied Purchase 392,000.00 359 20070101 0.250 0.030 6.345 Stated FIXED LAKEWOOD NJ 39630 360 191,200.00 7.625 20061201 PUD 1,353.30 190,922.36 7.625 Owner Occupied Purchase 240,000.00 359 20070101 0.250 0.030 7.345 SISA FIXED WEST HEMPSTEAD NY 11552 360 255,000.00 6.750 20061201 SFR 1,653.93 254,559.66 6.750 Owner Occupied CashOut Refi 550,000.00 359 20070101 0.250 0.030 6.470 SISA FIXED MIAMI FL 33143 360 91,000.00 6.625 20061201 CONDO 582.68 90,838.99 6.625 Owner Occupied CashOut Refi 175,000.00 359 20070101 0.250 0.030 6.345 Express No Doc FIXED NEWTON NJ 7860 360 225,000.00 7.125 20061201 SFR 1,515.87 224,639.07 7.125 Owner Occupied CashOut Refi 485,000.00 359 20070101 0.250 0.030 6.845 Stated FIXED LIVINGSTON NJ 7039 360 370,000.00 7.375 20061201 SFR 2,273.96 370,000.00 7.375 Owner Occupied CashOut Refi 710,000.00 359 20070101 0.250 0.030 7.095 Express No Doc FIXED EL PASEO TX 29100 360 180,000.00 7.125 20061201 SFR 1,068.75 180,000.00 7.125 Owner Occupied Purchase 225,000.00 359 20070101 0.250 0.030 6.845 Stated FIXED CAPE MAY COURT HOUSE NJ 39488 360 85,000.00 6.875 20061201 SFR 558.39 84,856.77 6.875 Owner Occupied CashOut Refi 207,000.00 359 20070101 0.250 0.030 6.595 Express No Doc FIXED OAKHURST NJ 7755 360 250,000.00 6.625 20061201 SFR 1,380.21 250,000.00 6.625 Owner Occupied CashOut Refi 485,000.00 359 20070101 0.250 0.030 6.345 Express No Doc FIXED LAKEHURST NJ 8733 360 175,000.00 6.875 20061201 SFR 1,002.60 175,000.00 6.875 Owner Occupied CashOut Refi 240,000.00 359 20070101 0.250 0.030 6.595 Express No Doc FIXED ANTIOCH TN 37013 360 107,500.00 7.375 20061201 SFR 697.52 107,463.16 7.375 Owner Occupied CashOut Refi 144,000.00 359 20061201 0.375 0.030 6.970 Express No Doc 36 S 2.875 LIBOR 6 FELLSMERE FL 32948 360 320,000.00 7.000 20061201 SFR 1,988.58 319,878.09 7.000 Owner Occupied CashOut Refi 435,000.00 359 20061201 0.375 0.030 6.595 Express No Doc 36 S 2.875 LIBOR 6 COCONUT CREEK FL 33066 360 194,400.00 6.875 20061201 PUD 1,190.45 194,323.30 6.875 Owner Occupied Purchase 263,000.00 359 20061201 0.375 0.030 6.470 Express No Doc 36 12H/24S 2.875 LIBOR 6 JACKSONVILLE FL 11744 360 288,000.00 7.000 20061201 CONDO 1,789.72 287,890.28 7.000 2nd Home Purchase 580,000.00 359 20061201 0.375 0.030 6.595 Express No Doc 36 12H/24S 2.875 LIBOR 6 WEST PALM BEACH FL 12157 360 180,000.00 6.500 20061201 PUD 1,053.82 179,921.18 6.500 2nd Home Purchase 250,000.00 359 20061201 0.375 0.030 6.095 Full 36 S 2.875 LIBOR 6 MIAMI FL 33196 360 292,000.00 6.875 20061201 SFR 1,788.13 291,884.79 6.875 Owner Occupied Rate Refi 365,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.875 LIBOR 6 MIAMI FL 33182 360 320,000.00 7.125 20061201 SFR 2,155.90 319,744.10 7.125 Investment CashOut Refi 430,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 ORLANDO FL 11919 360 185,000.00 6.875 20061201 SFR 1,215.32 184,844.58 6.875 Owner Occupied CashOut Refi 236,000.00 359 20061201 0.375 0.030 6.470 Express Verified Assets 36 S 2.875 LIBOR 6 SNELLVILLE GA 30078 360 102,000.00 7.000 20061201 SFR 678.61 101,916.39 7.000 Owner Occupied Rate Refi 130,000.00 359 20061201 0.375 0.030 6.595 Express No Doc 36 S 2.875 LIBOR 6 ORLANDO FL 11922 360 302,960.00 8.125 20061201 CONDOTEL 2,249.47 302,761.82 8.125 Investment Purchase 380,000.00 359 20061201 0.375 0.030 7.720 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 FORT MYERS FL 33967 360 220,000.00 7.500 20061201 SFR 1,447.76 219,927.24 7.500 Owner Occupied CashOut Refi 285,000.00 359 20061201 0.375 0.030 7.095 Express No Doc 36 S 2.875 LIBOR 6 CAPE CORAL FL 12306 360 192,000.00 7.500 20061201 SFR 1,263.50 191,936.50 7.500 Owner Occupied CashOut Refi 240,000.00 359 20061201 0.375 0.030 7.095 Express No Doc 36 S 2.875 LIBOR 6 INDIANAPOLIS IN 16834 360 64,800.00 8.375 20060501 SFR 492.53 64,469.78 8.375 Investment Purchase 72,000.00 352 20061201 0.375 0.030 7.970 PMI 25 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 ORLANDO FL 11913 360 125,991.00 7.625 20061201 CONDO 840.77 125,950.80 7.625 Investment Purchase 162,000.00 359 20061201 0.375 0.030 7.220 PMI 25 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 FORT MYERS FL 12309 360 145,000.00 6.250 20061201 CONDO 823.22 144,931.99 6.250 Owner Occupied Purchase 190,000.00 359 20061201 0.375 0.030 5.845 PMI 25 Express No Doc 2.875 LIBOR 6 KISSIMMEE FL 34759 360 171,000.00 6.875 20061201 PUD 1,047.16 170,932.53 6.875 2nd Home Purchase 191,000.00 359 20061201 0.375 0.030 6.470 PMI 25 Express Verified Assets 36 S 2.875 LIBOR 6 GRAND ISLAND FL 32735 360 272,454.00 7.000 20061201 PUD 1,693.11 272,250.21 7.000 Owner Occupied Purchase 285,000.00 359 20061201 0.375 0.030 6.595 PMI 35 Express Verified Assets 36 S 2.875 LIBOR 6 SUFFOLK VA 23434 360 218,500.00 7.250 20061201 SFR 1,490.56 218,329.54 7.250 Investment Purchase 240,000.00 359 20061201 0.375 0.030 6.845 PMI 30 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 EUSTIS FL 11896 360 195,800.00 6.875 20061201 PUD 1,286.27 195,635.50 6.875 Owner Occupied Purchase 201,000.00 359 20061201 0.375 0.030 6.470 PMI 35 Express Verified Assets 36 S 2.875 LIBOR 6 CHATTANOOGA TN 13617 360 78,000.00 7.375 20061201 2-FAMILY 538.73 77,940.65 7.375 Investment Purchase 115,000.00 359 20061201 0.375 0.030 6.970 PMI 35 Full 36 12H/24S 2.875 LIBOR 6 TAMPA FL 12216 360 164,250.00 8.000 20061201 CONDO 1,142.05 164,202.95 8.000 Owner Occupied CashOut Refi 182,500.00 359 20061201 0.375 0.030 7.595 PMI 25 Express No Doc 36 12H/24S 2.875 LIBOR 6 SMITHFIELD NC 27577 360 187,200.00 6.125 20061001 PUD 955.5 187,200.00 6.125 Owner Occupied Purchase 236,000.00 357 20061201 0.375 0.030 5.720 Express Verified Assets 24 S 2.875 LIBOR 6 MIAMI FL 33193 360 139,920.00 7.500 20061201 CONDO 874.5 139,920.00 7.500 Investment Purchase 175,000.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 MIAMI FL 33193 360 137,600.00 7.375 20061201 CONDO 845.67 137,600.00 7.375 Investment Purchase 172,000.00 359 20061201 0.375 0.030 6.970 Express No Doc 36 12H/24S 2.875 LIBOR 6 MIAMI FL 33143 360 520,000.00 7.250 20061201 SFR 3,141.67 520,000.00 7.250 Owner Occupied CashOut Refi 650,000.00 359 20061201 0.375 0.030 6.845 Express Verified Assets 36 S 2.875 LIBOR 6 WOODBRIDGE VA 22193 360 489,600.00 7.125 20061201 SFR 2,907.00 489,600.00 7.125 Owner Occupied CashOut Refi 612,000.00 359 20061201 0.375 0.030 6.720 Express Verified Assets 36 S 2.875 LIBOR 6 RIVIERA BEACH FL 12148 360 342,000.00 7.500 20061201 SFR 2,137.50 342,000.00 7.500 Owner Occupied CashOut Refi 455,000.00 359 20061201 0.375 0.030 7.095 Express No Doc 36 S 2.875 LIBOR 6 ORLANDO FL 11922 360 273,040.00 8.250 20061201 CONDOTEL 1,877.15 273,040.00 8.250 Investment Purchase 375,000.00 359 20061201 0.375 0.030 7.845 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 CITRUS SPRINGS FL 34434 360 185,600.00 7.750 20061201 SFR 1,198.67 185,600.00 7.750 Investment Purchase 254,900.00 359 20061201 0.375 0.030 7.345 Express No Doc 36 12H/24S 2.875 LIBOR 6 AUBURNDALE FL 12289 360 280,192.00 7.000 20061201 PUD 1,634.45 280,192.00 7.000 Owner Occupied Purchase 358,000.00 359 20061201 0.375 0.030 6.595 Express Verified Assets 36 S 2.875 LIBOR 6 SARASOTA FL 34236 360 288,000.00 8.250 20061201 CONDO 1,980.00 288,000.00 8.250 Investment CashOut Refi 400,000.00 359 20061201 0.375 0.030 7.845 Express No Doc 12 H 2.875 LIBOR 6 SAINT PETERSBURG FL 12246 360 116,000.00 8.125 20061201 SFR 785.42 116,000.00 8.125 Investment CashOut Refi 146,000.00 359 20061201 0.375 0.030 7.720 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 ORLANDO FL 11920 360 204,000.00 7.750 20061201 CONDO 1,317.50 204,000.00 7.750 Investment Purchase 259,000.00 359 20061201 0.375 0.030 7.345 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 TAMPA FL 12229 360 192,000.00 7.750 20061201 PUD 1,240.00 192,000.00 7.750 Owner Occupied CashOut Refi 240,000.00 359 20061201 0.375 0.030 7.345 Express No Doc 12 S 2.875 LIBOR 6 ORLANDO FL 11919 360 216,000.00 6.875 20061201 SFR 1,237.50 216,000.00 6.875 Owner Occupied CashOut Refi 270,000.00 359 20061201 0.375 0.030 6.470 Express No Doc 36 S 2.875 LIBOR 6 LEHIGH ACRES FL 33971 360 212,000.00 7.250 20061201 SFR 1,280.83 212,000.00 7.250 Investment CashOut Refi 266,000.00 359 20061201 0.375 0.030 6.845 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 PEMBROKE PINES FL 33025 360 182,305.00 7.625 20060901 CONDO 1,158.40 182,305.00 7.625 Owner Occupied Purchase 194,000.00 356 20061201 0.375 0.030 7.220 PMI 30 Express Verified Assets 36 S 2.875 LIBOR 6 CAPE CORAL FL 33993 360 219,000.00 7.125 20061201 SFR 1,300.31 219,000.00 7.125 Owner Occupied Purchase 255,000.00 359 20061201 0.375 0.030 6.720 PMI 35 Express Verified Assets 36 S 2.875 LIBOR 6 DAVIE FL 12141 360 208,905.00 7.375 20061201 CONDO 1,283.90 208,905.00 7.375 Investment Purchase 229,000.00 359 20061201 0.375 0.030 6.970 PMI 30 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 GUNTERSVILLE AL 35976 360 341,525.00 7.875 20061201 SFR 2,241.26 341,525.00 7.875 Investment Purchase 385,000.00 359 20061201 0.375 0.030 7.470 PMI 30 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 MIAMI BEACH FL 33141 360 225,000.00 6.625 20061201 CONDO 1,242.19 225,000.00 6.625 Owner Occupied Purchase 225,000.00 359 20061201 0.375 0.030 6.220 PMI 35 Express Verified Assets 36 S 2.875 LIBOR 6 VALRICO FL 33594 360 116,755.00 8.375 20061201 CONDO 814.85 116,755.00 8.375 Investment Purchase 128,000.00 359 20061201 0.375 0.030 7.970 PMI 30 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 MIAMI FL 33144 360 339,300.00 7.750 20061201 3-FAMILY 2,191.31 339,300.00 7.750 Investment Purchase 377,000.00 359 20061201 0.375 0.030 7.345 PMI 25 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 FORT MYERS FL 12298 360 207,000.00 7.375 20061201 CONDO 1,343.12 206,929.07 7.375 Owner Occupied Purchase 260,000.00 359 20061201 0.375 0.030 6.560 0.41 PMI - LENDER PAID 25 Express Verified Assets 36 S 2.875 LIBOR 6 CAPE CORAL FL 33993 360 237,372.00 7.500 20061201 SFR 1,483.58 237,095.03 7.500 Owner Occupied Rate Refi 285,000.00 359 20061201 0.375 0.030 6.675 0.42 PMI - LENDER PAID 22 Express Verified Assets 36 S 3.375 LIBOR 6 ORLANDO FL 32835 360 225,000.00 6.875 20061201 SFR 1,289.06 225,000.00 6.875 Owner Occupied Purchase 255,000.00 359 20061201 0.375 0.030 5.990 0.48 PMI - LENDER PAID 25 Express Verified Assets 36 S 2.875 LIBOR 6 SURPRISE AZ 85374 360 66,300.00 8.000 20061201 CONDO 486.49 66,255.51 8.000 Investment Rate Refi 78,000.00 359 20061201 0.375 0.030 7.085 0.51 PMI - LENDER PAID 22 Express Verified Assets 12 H 2.875 LIBOR 6 LEHIGH ACRES FL 33936 360 253,500.00 7.875 20061201 SFR 1,663.59 253,283.73 7.875 2nd Home Rate Refi 300,000.00 359 20061201 0.375 0.030 6.950 0.52 PMI - LENDER PAID 22 Express No Doc 36 S 2.875 LIBOR 6 VALRICO FL 33594 360 223,250.00 7.625 20061201 PUD 1,580.15 223,088.42 7.625 Owner Occupied Purchase 237,000.00 359 20061201 0.375 0.030 6.690 0.53 PMI - LENDER PAID 30 Express No Doc 36 S 2.875 LIBOR 6 WINDERMERE FL 34786 360 252,000.00 7.375 20061201 PUD 1,635.11 251,913.64 7.375 Investment Purchase 283,000.00 359 20061201 0.375 0.030 6.350 0.62 PMI - LENDER PAID 25 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 KISSIMMEE FL 34746 360 275,030.00 8.500 20061201 PUD 1,948.13 275,030.00 8.500 2nd Home Purchase 330,000.00 359 20061201 0.375 0.030 7.475 0.62 PMI - LENDER PAID 25 Express No Doc 36 12H/24S 2.875 LIBOR 6 CAPE CORAL FL 33993 360 291,650.00 8.250 20061201 SFR 2,005.09 291,650.00 8.250 2nd Home Rate Refi 307,000.00 359 20061201 0.375 0.030 7.195 0.65 PMI - LENDER PAID 30 Express Verified Assets 12 S 3.625 LIBOR 6 AUSTIN TX 78739 360 429,900.00 7.625 20061201 PUD 3,042.81 429,588.85 7.625 Owner Occupied Purchase 430,000.00 359 20061201 0.375 0.030 6.520 0.7 PMI - LENDER PAID 35 Express Verified Assets 36 S 2.875 LIBOR 6 SUN CITY CENTER FL 33573 360 160,000.00 7.375 20061201 CONDO 1,038.16 159,945.17 7.375 Owner Occupied Purchase 168,000.00 359 20061201 0.375 0.030 6.970 Express Verified Assets 36 S 3.625 LIBOR 6 DORR MI 17980 360 96,300.00 8.625 20061201 SFR 749.01 96,243.15 8.625 Investment Purchase 108,000.00 359 20061201 0.375 0.030 7.510 0.71 PMI - LENDER PAID 25 Express No Doc 36 12H/24S 2.875 LIBOR 6 SEBRING FL 33876 360 137,750.00 8.500 20061201 SFR 1,059.18 137,666.55 8.500 Investment Purchase 148,000.00 359 20061201 0.375 0.030 7.315 0.78 PMI - LENDER PAID 30 Express Verified Assets 36 12H/24S 3.625 LIBOR 6 SAINT PETERSBURG FL 12248 360 225,000.00 7.875 20061201 SFR 1,476.56 225,000.00 7.875 Owner Occupied CashOut Refi 250,000.00 359 20061201 0.375 0.030 6.650 0.82 PMI - LENDER PAID 25 Express Verified Assets 36 S 3.875 LIBOR 6 AUSTIN TX 78748 360 218,975.00 8.500 20061201 PUD 1,551.07 218,975.00 8.500 Investment Purchase 232,000.00 359 20061201 0.375 0.030 7.265 0.83 PMI - LENDER PAID 30 Express Verified Assets 36 12H/24S 2.875 LIBOR 6 ORLANDO FL 32837 360 177,954.00 9.250 20061201 CONDO 1,371.73 177,954.00 9.250 Investment Purchase 189,900.00 359 20061201 0.375 0.030 7.945 0.9 PMI - LENDER PAID 30 Express Verified Assets 36 12H/24S 3.875 LIBOR 6 MIDLOTHIAN VA 44938 360 175,500.00 7.125 20061201 SFR 1,106.58 175,435.45 7.125 Owner Occupied Purchase 177,000.00 359 20061201 0.375 0.030 5.760 0.96 PMI - LENDER PAID 35 Express Verified Assets 36 S 2.875 LIBOR 6 LEHIGH ACRES FL 33971 360 238,250.00 8.750 20061201 SFR 1,737.24 238,250.00 8.750 2nd Home Rate Refi 255,000.00 359 20061201 0.375 0.030 7.275 1.07 PMI - LENDER PAID 30 Express Verified Assets 36 S 4 LIBOR 6 PENSACOLA FL 11823 360 84,000.00 8.500 20061201 CONDO 615.8 83,979.20 8.500 Investment Purchase 86,000.00 359 20061201 0.375 0.030 6.985 1.11 PMI - LENDER PAID 35 Full 36 12H/24S 2.875 LIBOR 6 DENVER CO 29255 360 145,000.00 8.250 20061201 TOWNHOUSE 1,035.50 144,961.38 8.250 Owner Occupied Purchase 155,000.00 359 20061201 0.375 0.030 7.845 Express Verified Assets 36 S 2.875 LIBOR 6 ORLANDO FL 11929 360 410,000.00 8.375 20061201 PUD 2,966.76 409,894.70 8.375 Owner Occupied Rate Refi 435,000.00 359 20061201 0.375 0.030 6.520 1.45 PMI - LENDER PAID 30 Express Verified Assets 12 S 2.875 LIBOR 6 SAINT CLOUD FL 34769 360 230,490.00 8.500 20061201 PUD 1,632.64 230,490.00 8.500 Owner Occupied Purchase 231,000.00 359 20061201 0.375 0.030 6.485 1.61 PMI - LENDER PAID 35 Express Verified Assets 36 S 4 LIBOR 6 STOCKTON CA 34734 360 244,000.00 6.750 20061201 SFR 1,582.58 243,789.92 6.750 Owner Occupied Purchase 360,000.00 359 20061201 0.250 0.030 6.470 Stated FIXED BURBANK CA 33362 360 423,000.00 6.750 20061201 SFR 2,743.57 422,635.81 6.750 Owner Occupied CashOut Refi 530,000.00 359 20061201 0.250 0.030 6.470 Express Verified Assets 36 H FIXED LOS ANGELES CA 33330 360 460,000.00 7.375 20061201 SFR 3,177.11 459,649.97 7.375 Owner Occupied CashOut Refi 575,000.00 359 20061201 0.250 0.030 7.095 Stated 6 H FIXED WASHINGTON DC 20019 360 116,000.00 6.875 20061201 SFR 762.04 115,902.54 6.875 Owner Occupied CashOut Refi 200,000.00 359 20061201 0.375 0.030 6.470 Full 2.5 LIBOR 12 UNDERWOOD IN 47177 360 86,400.00 8.250 20070101 SFR 649.09 86,400.00 8.250 Owner Occupied CashOut Refi 108,000.00 360 20061201 0.375 0.030 7.845 Stated 2.75 LIBOR 6 LAKEWOOD CA 33067 360 478,400.00 6.625 20070101 SFR 3,063.25 478,400.00 6.625 Owner Occupied Rate Refi 600,000.00 360 20061201 0.250 0.030 6.345 Stated 36 H FIXED MALIBU CA 90265 360 285,000.00 6.750 20070101 SFR 1,603.13 285,000.00 6.750 Owner Occupied Rate Refi 859,000.00 360 20061201 0.250 0.030 6.470 Stated 12 H FIXED GULFPORT MS 14372 360 141,700.00 6.750 20070101 TOWNHOUSE 797.06 141,700.00 6.750 Investment Purchase 189,900.00 360 20070101 0.375 0.030 6.345 Stated 3 LIBOR 6 DEFUNIAK SPRINGS FL 32433 360 106,500.00 7.500 20070101 SFR 665.63 106,500.00 7.500 Owner Occupied Purchase 143,000.00 360 20061201 0.375 0.030 7.095 Stated 36 H 3 LIBOR 6 SANTA ANA CA 33786 360 420,000.00 7.000 20070101 SFR 2,450.00 420,000.00 7.000 Investment CashOut Refi 560,000.00 360 20061201 0.250 0.030 6.720 Stated 12 H FIXED DANVILLE CA 34480 360 580,000.00 6.500 20061201 SFR 3,141.67 580,000.00 6.500 Owner Occupied Rate Refi 1,200,000.00 359 20061201 0.375 0.030 6.095 Express No Doc 2.25 LIBOR 6 REDWOOD CITY CA 94062 360 475,000.00 5.750 20070101 SFR 2,771.97 475,000.00 5.750 Owner Occupied Purchase 1,750,000.00 360 20061201 0.375 0.030 5.345 Full 2.25 LIBOR 6 SAN FRANCISCO CA 34351 360 652,000.00 6.250 20070101 CONDO 3,395.83 652,000.00 6.250 Owner Occupied Purchase 815,000.00 360 20061201 0.375 0.030 5.845 Full 2.25 LIBOR 6 BOLINAS CA 34601 360 600,000.00 6.500 20070101 SFR 3,250.00 600,000.00 6.500 2nd Home CashOut Refi 975,000.00 360 20061201 0.375 0.030 6.095 Full 1.875 LIBOR 6 SAN FRANCISCO CA 94080 360 850,000.00 5.875 20061201 SFR 4,161.46 850,000.00 5.875 Owner Occupied Purchase 1,350,000.00 359 20061201 0.375 0.030 5.470 Full 2.25 LIBOR 6 GREENBRAE CA 34581 360 777,600.00 6.125 20061201 SFR 3,969.00 777,600.00 6.125 Owner Occupied Purchase 972,000.00 359 20061201 0.375 0.030 5.720 Full 2.25 LIBOR 6 LAS VEGAS NV 32509 360 210,000.00 6.875 20070101 4-FAMILY 1,203.13 210,000.00 6.875 Investment CashOut Refi 405,000.00 360 20061201 0.375 0.030 6.470 Stated 2.25 LIBOR 6 FAIR OAKS RANCH CA 91387 360 631,300.00 7.000 20061201 SFR 3,682.58 631,300.00 7.000 Owner Occupied Purchase 875,000.00 359 20061201 0.375 0.030 6.595 Stated 2.25 LIBOR 6 ORLANDO FL 11919 360 172,500.00 7.500 20061101 TOWNHOUSE 1,206.15 172,243.15 7.500 Investment Purchase 230,000.00 358 20061201 0.375 0.030 7.095 Express Verified Assets 24 H 4 LIBOR 6 NORFOLK VA 45055 360 109,500.00 8.250 20061001 SFR 822.64 109,289.07 8.250 Owner Occupied CashOut Refi 146,000.00 357 20061201 0.375 0.030 7.845 Express Verified Assets 24 H 4 LIBOR 6 FORT LAUDERDALE FL 12124 360 103,000.00 7.250 20061101 SFR 702.64 102,838.82 7.250 Owner Occupied CashOut Refi 215,000.00 358 20061201 0.375 0.030 6.845 Express Verified Assets 24 H 4 LIBOR 6 STAFFORD VA 22554 360 217,000.00 6.375 20061201 SFR 1,152.81 217,000.00 6.375 Owner Occupied Rate Refi 380,000.00 359 20061201 0.375 0.030 5.970 Express Verified Assets 24 H 4 LIBOR 6 HOLLYWOOD FL 33025 360 200,250.00 7.375 20061201 TOWNHOUSE 1,230.70 200,250.00 7.375 Owner Occupied Purchase 267,000.00 359 20061201 0.375 0.030 6.970 Express Verified Assets 24 H 4 LIBOR 6 PORTSMOUTH VA 45111 360 101,150.00 7.375 20061201 SFR 698.62 101,073.03 7.375 Owner Occupied Purchase 135,000.00 359 20061201 0.375 0.030 6.970 Express Verified Assets 24 H 4 LIBOR 6 WOODBRIDGE VA 22192 360 285,000.00 7.500 20061201 TOWNHOUSE 1,781.25 285,000.00 7.500 Owner Occupied Purchase 385,000.00 359 20061201 0.375 0.030 7.095 Express Verified Assets 24 H 4 LIBOR 6 MCHENRY MD 21541 360 528,000.00 7.875 20070101 TOWNHOUSE 3,465.00 528,000.00 7.875 2nd Home Purchase 672,000.00 360 20061201 0.375 0.030 7.470 Express Verified Assets 24 H 4 LIBOR 6 VALLEY CENTER CA 92082 360 400,000.00 6.375 20070101 SFR 2,125.00 400,000.00 6.375 Owner Occupied CashOut Refi 630,000.00 360 20061201 0.250 0.030 6.095 Stated 36 H FIXED SALINAS CA 34217 360 408,000.00 6.750 20070101 SFR 2,295.00 408,000.00 6.750 Owner Occupied CashOut Refi 610,000.00 360 20061201 0.250 0.030 6.470 Express Verified Assets 36 H FIXED LOS ANGELES CA 90062 360 260,000.00 6.000 20070101 2-FAMILY 1,300.00 260,000.00 6.000 Owner Occupied CashOut Refi 500,000.00 360 20061201 0.250 0.030 5.720 Stated 60 H FIXED SAN JOSE CA 34723 360 490,000.00 7.250 20070101 SFR 2,960.42 490,000.00 7.250 Investment Purchase 700,000.00 360 20070101 0.375 0.030 6.845 Stated 2.25 LIBOR 6 CALEXICO CA 92231 360 206,500.00 6.990 20070201 SFR 1,372.46 206,500.00 6.990 Investment CashOut Refi 295,000.00 361 20070101 0.250 0.030 6.710 Stated 36 H FIXED CHINO CA 33429 360 464,700.00 6.375 20070101 SFR 2,468.72 464,700.00 6.375 Owner Occupied Rate Refi 790,000.00 360 20070101 0.250 0.030 6.095 Stated 36 H FIXED SANTA ROSA CA 34798 360 436,000.00 6.875 20061201 SFR 2,497.92 436,000.00 6.875 Owner Occupied Purchase 545,000.00 359 20061201 0.375 0.030 6.470 Full 3.25 LIBOR 12 SAN DIEGO CA 33614 360 408,000.00 6.875 20061201 SFR 2,337.50 408,000.00 6.875 Owner Occupied Rate Refi 510,000.00 359 20070101 0.375 0.030 6.470 Stated 12 S 3.25 LIBOR 12 KISSIMMEE FL 34746 360 215,200.00 7.250 20061201 PUD 1,300.17 215,200.00 7.250 2nd Home CashOut Refi 275,000.00 359 20061201 0.375 0.030 6.845 Express Verified Assets 3.25 LIBOR 12 EDGARTOWN MA 2539 360 412,000.00 7.000 20070101 SFR 2,403.33 412,000.00 7.000 Owner Occupied CashOut Refi 515,000.00 360 20070101 0.375 0.030 6.595 Stated 3.25 LIBOR 12 SURPRISE AZ 85379 360 208,000.00 7.625 20070101 PUD 1,321.67 208,000.00 7.625 Owner Occupied CashOut Refi 260,000.00 360 20061201 0.375 0.030 7.220 Express No Doc 3.25 LIBOR 12 LOS BANOS CA 93635 360 413,600.00 7.750 20070101 SFR 2,671.17 413,600.00 7.750 Owner Occupied CashOut Refi 517,000.00 360 20061201 0.375 0.030 7.345 Express No Doc 3.25 LIBOR 12 PALM COAST FL 32137 360 218,900.00 6.875 20070101 CONDO 1,254.11 218,900.00 6.875 Investment Purchase 340,000.00 360 20061201 0.375 0.030 6.470 Stated 3.25 LIBOR 12 PALM COAST FL 32137 360 230,500.00 6.875 20070101 CONDO 1,320.57 230,500.00 6.875 Investment Purchase 352,000.00 360 20070101 0.375 0.030 6.470 Stated 3.25 LIBOR 12 PALM COAST FL 32137 360 238,450.00 7.000 20070101 CONDO 1,390.96 238,450.00 7.000 Investment Purchase 360,000.00 360 20070101 0.375 0.030 6.595 Stated 3.25 LIBOR 12 ORLANDO FL 11911 360 137,750.00 6.875 20070101 SFR 904.92 137,750.00 6.875 Owner Occupied CashOut Refi 197,000.00 360 20061201 0.250 0.030 6.595 Stated 60 H FIXED NAPLES FL 12432 360 135,000.00 7.750 20060801 CONDO 967.16 134,419.00 7.750 Owner Occupied CashOut Refi 186,000.00 355 20070101 0.250 0.030 7.470 Stated FIXED CHICAGO IL 60637 360 43,750.00 12.250 20060101 CONDO 446.61 43,581.77 12.250 Investment CashOut Refi 175,000.00 348 20061201 0.500 0.030 11.720 Stated 0 FIXED SAN DIEGO CA 33626 180 89,000.00 12.125 20061101 SFR 924.04 88,924.25 12.125 Owner Occupied Purchase 480,000.00 178 20061201 0.500 0.030 11.595 Stated 24 H 0 FIXED PROVIDENCE RI 37506 180 107,500.00 12.000 20061201 4-FAMILY 1,105.76 107,469.24 12.000 Owner Occupied Purchase 430,000.00 179 20061201 0.500 0.030 11.470 Stated 12 H 0 FIXED NORTH BAY VILLAGE FL 33141 180 40,500.00 11.600 20061201 HI-RISE 404.16 40,487.34 11.600 Owner Occupied Rate Refi 405,000.00 179 20061201 0.500 0.030 11.070 Stated 12 H 0 FIXED BRONX NY 10466 180 185,000.00 12.790 20061201 3-FAMILY 2,016.15 184,955.64 12.790 Owner Occupied Purchase 750,000.00 179 20061201 0.500 0.030 12.260 Stated 12 H 0 FIXED HALLANDALE BEACH FL 33009 180 21,800.00 12.450 20060801 CONDO 231.82 21,771.20 12.450 Owner Occupied Purchase 182,000.00 175 20061201 0.500 0.030 11.920 Stated 36 H 0 FIXED GREENFIELD CA 34239 180 68,800.00 9.650 20061201 SFR 586.05 68,767.22 9.650 Owner Occupied Purchase 349,000.00 179 20061201 0.500 0.030 9.120 Stated 36 H 0 FIXED GREENFIELD CA 34239 180 69,700.00 9.990 20061201 SFR 611.15 69,669.10 9.990 Owner Occupied Purchase 348,540.00 179 20061201 0.500 0.030 9.460 Stated 36 H 0 FIXED WALDORF MD 43984 180 68,750.00 11.500 20061101 SFR 680.83 68,705.83 11.500 Owner Occupied Purchase 300,000.00 178 20061201 0.500 0.030 10.970 Stated 0 FIXED ESCONDIDO CA 92025 360 257,050.00 5.375 20070101 CONDO 1,151.37 257,050.00 5.375 Owner Occupied Purchase 330,000.00 360 20061201 0.375 0.030 4.970 Stated 12 H 3 LIBOR 6 RIDGEWOOD NY 11385 180 138,250.00 13.625 20061201 2-FAMILY 1,597.14 138,222.57 13.625 Owner Occupied Purchase 560,000.00 179 20061201 0.500 0.030 13.095 Stated 12 H 0 FIXED ESCONDIDO CA 92025 360 254,400.00 5.625 20061201 CONDO 1,192.50 254,400.00 5.625 Owner Occupied Purchase 325,000.00 359 20061201 0.375 0.030 5.220 Stated 12 H 3 LIBOR 6 AROMAS CA 34219 180 84,000.00 12.000 20061101 SFR 864.03 83,951.70 12.000 Owner Occupied CashOut Refi 840,000.00 178 20061201 0.500 0.030 11.470 Stated 24 H 0 FIXED WARWICK RI 2889 360 103,500.00 8.800 20070101 SFR 817.93 103,500.00 8.800 Investment CashOut Refi 130,000.00 360 20061201 0.375 0.030 8.395 Stated 12 H 3 LIBOR 6 HEMET CA 92544 180 75,000.00 10.990 20061201 SFR 713.68 74,973.20 10.990 Owner Occupied Rate Refi 375,000.00 179 20061201 0.500 0.030 10.460 Stated 36 H 0 FIXED SAN JOSE CA 34722 180 97,500.00 12.125 20061101 SFR 1,012.29 97,445.46 12.125 Owner Occupied CashOut Refi 650,000.00 178 20061201 0.500 0.030 11.595 Stated 36 H 0 FIXED WASHINGTON DC 20002 360 337,500.00 8.450 20070101 SFR 2,376.56 337,500.00 8.450 Owner Occupied Purchase 450,000.00 360 20061201 0.375 0.030 8.045 Stated 3 LIBOR 6 JACKSON HEIGHTS NY 11372 180 119,000.00 13.400 20061201 2-FAMILY 1,353.68 118,975.15 13.400 Owner Occupied Rate Refi 845,000.00 179 20061201 0.500 0.030 12.870 Stated 12 H 0 FIXED APPLE VALLEY MN 20113 180 41,250.00 11.500 20061101 SFR 408.5 41,201.79 11.500 Owner Occupied CashOut Refi 275,000.00 178 20061201 0.500 0.030 10.970 Stated 0 FIXED ROCKVILLE MD 20850 360 117,500.00 10.925 20061201 D-PUDS 1,112.33 117,457.41 10.925 Owner Occupied CashOut Refi 1,175,000.00 359 20061201 0.500 0.030 10.395 Stated 0 FIXED LOS ANGELES CA 90003 360 456,000.00 8.400 20070101 3-FAMILY 3,192.00 456,000.00 8.400 Owner Occupied Purchase 570,000.00 360 20061201 0.375 0.030 7.995 Stated 60 H 3 LIBOR 6 PORT ST LUCIE FL 34952 180 62,100.00 12.575 20061201 SFR 666.38 62,084.38 12.575 Investment Purchase 248,500.00 179 20061201 0.500 0.030 12.045 Stated 12 H 0 FIXED LOS ANGELES (GRANADA HILLS AREA) CA 91344 180 100,000.00 11.750 20061101 SFR 1,009.41 99,939.22 11.750 Owner Occupied CashOut Refi 940,000.00 178 20061201 0.500 0.030 11.220 Stated 12 H 0 FIXED TEMECULA CA 92591 180 108,750.00 11.100 20061101 D-PUDS 1,043.88 108,673.77 11.100 Owner Occupied CashOut Refi 725,000.00 178 20061201 0.500 0.030 10.570 Full 0 FIXED LOS ANGELES CA 90043 360 432,000.00 6.625 20061201 SFR 2,385.00 432,000.00 6.625 Owner Occupied Purchase 540,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 BAY SHORE NY 40730 180 111,850.00 12.750 20061201 SFR 1,215.47 111,822.94 12.750 Owner Occupied Purchase 447,300.00 179 20061201 0.500 0.030 12.220 Stated 0 FIXED MIAMI FL 33176 180 211,250.00 13.900 20061101 SFR 2,486.33 211,170.84 13.900 Owner Occupied Rate Refi 845,000.00 178 20061201 0.500 0.030 13.370 Stated 24 H 0 FIXED MURRIETA CA 92562 180 182,500.00 11.750 20061101 CONDO 1,842.17 182,389.08 11.750 Owner Occupied CashOut Refi 730,000.00 178 20061201 0.500 0.030 11.220 Stated 36 H 0 FIXED MURRIETA CA 92563 180 62,400.00 12.200 20061101 SFR 651.48 62,365.67 12.200 Owner Occupied CashOut Refi 624,000.00 178 20061201 0.500 0.030 11.670 Stated 12 H 0 FIXED CORONA CA 92883 180 156,250.00 10.600 20061101 D-PUDS 1,440.97 156,127.94 10.600 Owner Occupied Rate Refi 625,000.00 178 20061201 0.500 0.030 10.070 Stated 36 H 0 FIXED ESCONDIDO CA 92025 180 79,350.00 12.500 20061101 CONDO 846.87 79,309.17 12.500 Owner Occupied Purchase 397,000.00 178 20061201 0.500 0.030 11.970 Stated 12 H 0 FIXED SEAL BEACH CA 90740 180 300,000.00 12.600 20061101 SFR 3,225.07 299,849.07 12.600 Investment Rate Refi 1,700,000.00 178 20061201 0.500 0.030 12.070 Stated 12 H 0 FIXED MIAMI FL 12080 180 42,800.00 13.730 20061101 HI-RISE 497.99 42,783.33 13.730 Investment Purchase 214,000.00 178 20061201 0.500 0.030 13.200 Stated 0 FIXED PROVIDENCE RI 37508 180 81,250.00 13.825 20061201 3-FAMILY 951.47 81,224.60 13.825 Owner Occupied Purchase 327,000.00 179 20061201 0.500 0.030 13.295 Stated 12 H 0 FIXED WINDSOR MILL MD 21244 360 64,250.00 11.250 20061201 PUD 624.04 64,228.30 11.250 Owner Occupied Purchase 265,000.00 359 20061201 0.500 0.030 10.720 Stated 0 FIXED LOS ANGELES (MISSION HILLS AREA) CA 91345 180 60,900.00 10.375 20061101 SFR 551.39 60,850.07 10.375 Owner Occupied Purchase 609,000.00 178 20061201 0.500 0.030 9.845 Stated 0 FIXED BROOKLYN NY 40581 180 167,250.00 13.625 20061201 3-FAMILY 1,932.16 167,216.82 13.625 Owner Occupied Purchase 670,000.00 179 20061201 0.500 0.030 13.095 Stated 0 FIXED INDIANAPOLIS IN 46239 180 35,000.00 11.950 20061101 D-PUDS 358.67 34,979.64 11.950 Investment Purchase 181,000.00 178 20061201 0.500 0.030 11.420 Stated 0 FIXED CAPE CORAL FL 33993 180 46,500.00 10.290 20061101 SFR 418.07 46,461.17 10.290 Owner Occupied CashOut Refi 310,000.00 178 20061201 0.500 0.030 9.760 Stated 24 H 0 FIXED AZUSA CA 33421 180 93,000.00 11.500 20061201 SFR 920.97 92,970.28 11.500 Owner Occupied Purchase 465,000.00 179 20061201 0.500 0.030 10.970 Stated 36 H 0 FIXED BROOKLYN NY 40590 180 177,500.00 12.175 20061201 3-FAMILY 1,849.73 177,451.16 12.175 Owner Occupied Purchase 710,000.00 179 20061201 0.500 0.030 11.645 Stated 12 H 0 FIXED MIAMI FL 33033 180 53,000.00 12.050 20061201 SFR 547.21 52,969.85 12.050 Owner Occupied Purchase 275,000.00 179 20061201 0.500 0.030 11.520 Stated 0 FIXED SACRAMENTO CA 34937 180 34,000.00 11.700 20061101 SFR 341.9 33,950.72 11.700 Owner Occupied CashOut Refi 340,000.00 178 20061201 0.500 0.030 11.170 Stated 36 H 0 FIXED RANDALLSTOWN MD 21133 180 78,500.00 13.250 20061101 SFR 883.73 78,465.89 13.250 Owner Occupied CashOut Refi 785,000.00 178 20061201 0.500 0.030 12.720 Stated 0 FIXED FORT LAUDERDALE FL 12124 360 95,500.00 6.875 20070101 SFR 627.37 95,500.00 6.875 Owner Occupied CashOut Refi 198,000.00 360 20061201 0.250 0.030 6.595 Full 36 H FIXED NEWBURGH NY 12550 180 55,500.00 12.740 20061101 SFR 602.68 55,472.95 12.740 Owner Occupied CashOut Refi 222,000.00 178 20061201 0.500 0.030 12.210 Stated 0 FIXED MEDFORD OR 35551 360 161,250.00 5.875 20061201 SFR 789.45 161,250.00 5.875 Owner Occupied CashOut Refi 215,000.00 359 20061201 0.375 0.030 5.470 Stated 36 H 3 LIBOR 6 BRONX NY 10458 180 178,750.00 12.600 20061201 3-FAMILY 1,921.60 178,705.28 12.600 Owner Occupied Purchase 715,000.00 179 20061201 0.500 0.030 12.070 Stated 12 H 0 FIXED ST PAUL MN 20095 180 39,000.00 12.690 20061201 SFR 421.99 38,980.77 12.690 Owner Occupied Purchase 195,000.00 179 20061201 0.500 0.030 12.160 Stated 0 FIXED BOYNTON BEACH FL 33435 360 122,000.00 6.625 20061101 CONDO 781.18 121,784.13 6.625 Investment Rate Refi 197,393.00 358 20061201 0.375 0.030 6.220 Stated 36 S 3 LIBOR 6 MANTECA CA 95336 180 74,000.00 11.600 20061101 SFR 738.47 73,891.37 11.600 Owner Occupied CashOut Refi 845,000.00 178 20061201 0.500 0.030 11.070 Stated 36 H 0 FIXED GRAIN VALLEY MO 64029 180 48,000.00 12.500 20061101 2-FAMILY 512.28 47,975.31 12.500 Investment Purchase 240,000.00 178 20061201 0.500 0.030 11.970 Stated 12 H 0 FIXED LOVELAND CO 80537 180 46,620.00 11.750 20061201 D-PUDS 470.59 46,605.90 11.750 Investment Purchase 241,000.00 179 20061201 0.500 0.030 11.220 Stated 24 H 0 FIXED FORT LAUDERDALE FL 12124 360 213,750.00 6.750 20070101 SFR 1,202.34 213,750.00 6.750 Owner Occupied Purchase 345,000.00 360 20061201 0.250 0.030 6.470 Stated 12 S FIXED SAN DIEGO CA 33618 180 72,000.00 11.650 20061101 CONDO 721.26 71,320.52 11.650 Owner Occupied Purchase 365,000.00 178 20061201 0.500 0.030 11.120 Stated 36 H 0 FIXED REISTERSTOWN MD 21136 180 104,250.00 13.400 20061201 SFR 1,185.89 104,228.24 13.400 Owner Occupied Purchase 418,900.00 179 20061201 0.500 0.030 12.870 Stated 0 FIXED WATSONVILLE CA 95076 180 73,500.00 11.300 20061101 SFR 716.67 73,450.68 11.300 Owner Occupied Purchase 815,000.00 178 20061201 0.500 0.030 10.770 Stated 36 H 0 FIXED GAINESVILLE VA 20155 360 328,500.00 6.500 20061201 D-PUDS 1,779.38 328,500.00 6.500 Owner Occupied Rate Refi 540,000.00 359 20061201 0.375 0.030 6.095 Full 36 H 3 LIBOR 6 HIALEAH FL 33016 180 38,980.00 12.975 20061201 CONDO 430.44 38,971.03 12.975 Owner Occupied Purchase 205,000.00 179 20061201 0.500 0.030 12.445 Full 24 H 0 FIXED DUARTE CA 91010 180 139,500.00 12.990 20061101 SFR 1,542.06 139,435.71 12.990 Owner Occupied Purchase 465,000.00 178 20061201 0.500 0.030 12.460 Stated 36 H 0 FIXED INDIO CA 33635 180 20,000.00 12.625 20061101 D-PUDS 215.39 19,990.00 12.625 Owner Occupied CashOut Refi 400,000.00 178 20061201 0.500 0.030 12.095 Stated 36 H 0 FIXED NAPLES FL 12439 180 34,000.00 12.320 20061201 SFR 358.13 33,981.78 12.320 Owner Occupied CashOut Refi 352,000.00 179 20061201 0.500 0.030 11.790 Stated 0 FIXED MILWAUKIE OR 97267 180 52,500.00 12.250 20061101 SFR 550.15 52,471.43 12.250 Investment Purchase 525,000.00 178 20061201 0.500 0.030 11.720 Stated 0 FIXED PALM COAST FL 32164 360 127,000.00 6.250 20061201 D-PUDS 781.96 126,879.50 6.250 Owner Occupied Rate Refi 189,000.00 359 20061201 0.375 0.030 5.845 Full 36 S 3 LIBOR 6 ORLANDO FL 11923 180 29,200.00 11.800 20061101 D-PUDS 295.87 29,182.44 11.800 Owner Occupied CashOut Refi 292,000.00 178 20061201 0.500 0.030 11.270 Full 36 H 0 FIXED FORT LAUDERDALE FL 12135 180 25,200.00 14.250 20061201 CONDO 303.58 25,195.67 14.250 Investment Purchase 126,000.00 179 20061201 0.500 0.030 13.720 Stated 0 FIXED LAS VEGAS NV 32517 360 735,000.00 7.125 20070101 HI-RISE 4,364.06 735,000.00 7.125 Owner Occupied Rate Refi 900,000.00 360 20061201 0.375 0.030 5.580 1.14 RADIAN - LENDER PAID 22 Stated 36 H 3.625 LIBOR 6 BRENTWOOD NY 40741 180 56,000.00 12.900 20061201 SFR 615.1 55,986.90 12.900 2nd Home Purchase 280,000.00 179 20061201 0.500 0.030 12.370 Stated 12 H 0 FIXED SAN BERNARDINO CA 33701 180 45,000.00 11.690 20061101 SFR 452.17 44,972.28 11.690 Owner Occupied CashOut Refi 450,000.00 178 20061201 0.500 0.030 11.160 Stated 36 H 0 FIXED MILWAUKEE WI 19400 360 73,500.00 7.300 20061101 2-FAMILY 503.89 73,386.13 7.300 Investment Purchase 106,000.00 358 20061201 0.375 0.030 6.895 Stated 3 LIBOR 6 HUGHESVILLE MD 20637 180 41,150.00 12.375 20061201 SFR 435.19 41,139.17 12.375 Owner Occupied CashOut Refi 823,000.00 179 20061201 0.500 0.030 11.845 Stated 0 FIXED NORWALK CA 90650 180 119,750.00 10.040 20061101 SFR 1,054.43 119,644.52 10.040 Owner Occupied Purchase 480,000.00 178 20061201 0.500 0.030 9.510 Stated 36 H 0 FIXED MESQUITE NV 89027 180 39,200.00 12.550 20061201 CONDO 419.89 39,190.08 12.550 Investment Purchase 199,000.00 179 20061201 0.500 0.030 12.020 Stated 0 FIXED FALLS CHURCH VA 22044 180 54,300.00 13.500 20061101 HI-RISE 621.96 54,277.71 13.500 Owner Occupied Purchase 273,000.00 178 20061201 0.500 0.030 12.970 Stated 12 H 0 FIXED BROOKLYN NY 40600 180 160,000.00 12.000 20061201 3-FAMILY 1,645.78 159,954.22 12.000 Owner Occupied Purchase 640,000.00 179 20061201 0.500 0.030 11.470 Stated 12 H 0 FIXED AURORA IL 22039 180 80,000.00 12.625 20061101 SFR 861.57 79,959.99 12.625 Owner Occupied Rate Refi 400,000.00 178 20061201 0.500 0.030 12.095 Stated 0 FIXED KANKAKEE IL 22160 360 129,500.00 7.599 20070101 3-FAMILY 914.28 129,500.00 7.599 Owner Occupied Rate Refi 185,000.00 360 20061201 0.250 0.030 7.319 Stated FIXED NORTH LAS VEGAS NV 89031 180 25,800.00 9.850 20061101 SFR 223.56 25,769.85 9.850 Owner Occupied CashOut Refi 258,000.00 178 20061201 0.500 0.030 9.320 Stated 36 H 0 FIXED MIAMI FL 33161 180 38,250.00 11.550 20061201 CONDO 380.25 38,237.91 11.550 Owner Occupied CashOut Refi 153,000.00 179 20061201 0.500 0.030 11.020 Stated 36 H 0 FIXED BOLINGBROOK IL 60440 180 22,200.00 14.050 20061101 PUD 263.92 22,191.97 14.050 Investment Purchase 111,000.00 178 20061201 0.500 0.030 13.520 Stated 0 FIXED CHAMPLIN MN 20164 180 43,000.00 13.350 20061101 SFR 487.46 42,981.73 13.350 Owner Occupied Purchase 222,000.00 178 20061201 0.500 0.030 12.820 Stated 0 FIXED BRANDON FL 12184 180 34,060.00 15.000 20061101 CONDO 430.67 34,050.10 15.000 Owner Occupied Purchase 171,000.00 178 20061201 0.500 0.030 14.470 Stated 0 FIXED PEMBROKE PINES FL 33029 360 472,000.00 7.875 20070101 D-PUDS 3,097.50 472,000.00 7.875 2nd Home CashOut Refi 590,000.00 360 20061201 0.375 0.030 7.470 Full 60 H 3 LIBOR 6 ALEXANDRIA VA 44624 180 89,400.00 12.900 20061101 SFR 981.96 89,357.96 12.900 Owner Occupied Purchase 447,000.00 178 20061201 0.500 0.030 12.370 Stated 36 H 0 FIXED JACKSONVILLE FL 11738 180 34,800.00 11.690 20061101 D-PUDS 349.68 34,778.56 11.690 Owner Occupied CashOut Refi 232,000.00 178 20061201 0.500 0.030 11.160 Stated 36 H 0 FIXED POMPANO BEACH FL 33062 180 101,250.00 14.525 20061201 HI-RISE 1,241.88 101,233.67 14.525 Owner Occupied CashOut Refi 405,000.00 179 20061201 0.500 0.030 13.995 Stated 0 FIXED BAKERSFIELD CA 34041 180 79,600.00 9.740 20061101 SFR 683.3 79,525.27 9.740 Owner Occupied Purchase 398,000.00 178 20061201 0.500 0.030 9.210 Stated 36 H 0 FIXED PEMBROKE PARK FL 33023 180 22,950.00 12.600 20061101 CONDO 246.72 22,938.45 12.600 Owner Occupied Rate Refi 153,000.00 178 20061201 0.500 0.030 12.070 Stated 36 H 0 FIXED EAST WENATCHEE WA 36009 180 20,000.00 12.000 20061101 SFR 205.72 19,988.50 12.000 Owner Occupied CashOut Refi 226,000.00 178 20061201 0.500 0.030 11.470 Stated 0 FIXED HACIENDA HEIGHTS CA 91745 180 180,000.00 11.840 20061201 SFR 1,829.36 179,946.64 11.840 Owner Occupied CashOut Refi 720,000.00 179 20061201 0.500 0.030 11.310 Stated 36 H 0 FIXED LOS ANGELES (RESEDA AREA) CA 91335 180 57,000.00 11.625 20061101 SFR 569.91 56,964.39 11.625 Owner Occupied CashOut Refi 580,000.00 178 20061201 0.500 0.030 11.095 Stated 36 H 0 FIXED SAN DIEGO CA 33617 180 50,500.00 11.990 20061201 SFR 519.06 50,485.52 11.990 Owner Occupied Rate Refi 505,000.00 179 20061201 0.500 0.030 11.460 Stated 12 H 0 FIXED SACRAMENTO CA 34933 180 68,000.00 12.625 20061101 SFR 732.34 67,965.98 12.625 Owner Occupied CashOut Refi 340,000.00 178 20061201 0.500 0.030 12.095 Stated 36 H 0 FIXED LANCASTER CA 93535 360 264,000.00 7.500 20070101 SFR 1,650.00 264,000.00 7.500 Owner Occupied Purchase 330,000.00 360 20061201 0.375 0.030 7.095 Stated 24 H 3 LIBOR 6 LOS ANGELES CA 90044 180 62,990.00 12.650 20061101 2-FAMILY 679.61 62,958.66 12.650 Owner Occupied Purchase 630,000.00 178 20061201 0.500 0.030 12.120 Stated 36 H 0 FIXED PITTSFIELD NH 3263 360 277,690.00 6.375 20070201 SFR 1,732.42 277,690.00 6.375 Owner Occupied CashOut Refi 370,255.00 361 20070101 0.250 0.030 6.095 Stated 24 H FIXED ALEXANDRIA VA 44632 180 53,000.00 12.125 20061101 SFR 550.27 52,970.35 12.125 Owner Occupied CashOut Refi 545,000.00 178 20061201 0.500 0.030 11.595 Stated 24 H 0 FIXED THORTON CO 80260 180 40,000.00 9.990 20061201 D-PUDS 350.73 39,982.27 9.990 Owner Occupied Purchase 200,000.00 179 20061201 0.500 0.030 9.460 Stated 36 H 0 FIXED GWYNN OAK MD 44234 180 53,000.00 13.500 20061101 SFR 607.07 52,978.24 13.500 Owner Occupied Purchase 269,000.00 178 20061201 0.500 0.030 12.970 Stated 0 FIXED LOS ANGELES (SYLMAR AREA) CA 91342 360 112,000.00 12.625 20061101 SFR 1,206.20 111,943.97 12.625 Owner Occupied Purchase 560,000.00 358 20061201 0.500 0.030 12.095 Stated 12 H 0 FIXED GRAND BLANC MI 48439 180 41,900.00 12.050 20061101 SFR 432.6 41,876.18 12.050 Owner Occupied Rate Refi 419,000.00 178 20061201 0.500 0.030 11.520 Stated 36 H 0 FIXED CORONA CA 92883 180 360,000.00 11.450 20061201 D-PUDS 3,551.32 359,883.68 11.450 Owner Occupied Purchase 1,110,000.00 179 20061201 0.500 0.030 10.920 Stated 36 H 0 FIXED KISSIMMEE FL 34758 180 37,500.00 12.690 20061201 2-FAMILY 405.76 37,490.80 12.690 Investment CashOut Refi 250,000.00 179 20061201 0.500 0.030 12.160 Stated 0 FIXED BRONX NY 10457 180 100,000.00 12.440 20061201 2-FAMILY 1,062.60 99,974.07 12.440 Investment Purchase 500,000.00 179 20061201 0.500 0.030 11.910 Stated 0 FIXED SPRING VALLEY CA 91977 180 70,000.00 10.990 20061101 SFR 666.1 69,949.73 10.990 Owner Occupied Purchase 720,000.00 178 20061201 0.500 0.030 10.460 Stated 0 FIXED ROOSEVELT NY 11575 180 112,500.00 13.125 20061201 SFR 1,255.48 112,474.99 13.125 Owner Occupied Purchase 450,000.00 179 20061201 0.500 0.030 12.595 Stated 12 H 0 FIXED QUEEN CREEK AZ 85242 180 60,000.00 11.950 20061101 D-PUDS 614.86 59,965.11 11.950 Investment CashOut Refi 300,000.00 178 20061201 0.500 0.030 11.420 Stated 0 FIXED FERNDALE WA 98248 180 42,000.00 13.700 20061101 SFR 487.69 41,983.53 13.700 Investment CashOut Refi 280,000.00 178 20061201 0.500 0.030 13.170 Stated 0 FIXED JOLIET IL 60431 180 56,000.00 12.750 20061101 SFR 608.55 55,972.76 12.750 Owner Occupied CashOut Refi 224,000.00 178 20061201 0.500 0.030 12.220 Full 0 FIXED DUNDALK MD 44249 180 20,000.00 11.500 20061101 SFR 198.06 19,987.16 11.500 Owner Occupied Rate Refi 170,000.00 178 20061201 0.500 0.030 10.970 Stated 0 FIXED JOLIET IL 60435 360 143,300.00 7.700 20070101 SFR 964.26 143,300.00 7.700 Owner Occupied Rate Refi 165,000.00 360 20061201 0.250 0.030 6.770 0.65 RADIAN - LENDER PAID 25 Full FIXED BROOKLYN NY 11233 180 162,500.00 13.625 20061201 3-FAMILY 1,877.29 162,467.76 13.625 Owner Occupied Purchase 650,000.00 179 20061201 0.500 0.030 13.095 Stated 12 H 0 FIXED POTOMAC MD 20854 180 147,950.00 11.990 20061101 SFR 1,520.69 147,644.22 11.990 Owner Occupied Purchase 745,000.00 178 20061201 0.500 0.030 11.460 Stated 0 FIXED SALINAS CA 34217 180 20,000.00 12.425 20061101 PUD 212.29 19,989.53 12.425 Owner Occupied CashOut Refi 350,000.00 178 20061201 0.500 0.030 11.895 Stated 36 H 0 FIXED SACRAMENTO CA 34928 180 51,400.00 12.500 20061201 SFR 548.57 51,386.85 12.500 Owner Occupied Purchase 257,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED SALT LAKE CITY UT 30699 180 27,400.00 12.900 20061101 SFR 300.96 27,387.11 12.900 Owner Occupied CashOut Refi 137,000.00 178 20061201 0.500 0.030 12.370 Stated 0 FIXED HONOLULU HI 35292 360 300,000.00 6.375 20061201 CONDOTEL 1,593.75 300,000.00 6.375 Investment CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 CHANDLER AZ 31103 180 24,000.00 11.650 20061101 PUD 240.42 23,977.53 11.650 Investment Purchase 175,000.00 178 20070101 0.500 0.030 11.120 Full 0 FIXED CORAL SPRINGS FL 33076 180 79,000.00 12.450 20061201 D-PUDS 840.07 78,979.56 12.450 Owner Occupied Purchase 405,000.00 179 20061201 0.500 0.030 11.920 Stated 12 H 0 FIXED SAN DIEGO CA 33608 180 47,000.00 11.250 20061101 SFR 456.49 46,964.58 11.250 Owner Occupied CashOut Refi 470,000.00 178 20061201 0.500 0.030 10.720 Stated 0 FIXED WEST PALM BEACH FL 12151 180 31,500.00 12.500 20061201 SFR 336.19 31,491.22 12.500 Investment Purchase 210,000.00 179 20061201 0.500 0.030 11.970 Stated 12 H 0 FIXED BRONX NY 10457 180 110,450.00 11.750 20061201 3-FAMILY 1,114.89 110,416.60 11.750 Owner Occupied Purchase 500,000.00 179 20061201 0.500 0.030 11.220 Stated 0 FIXED JAMAICA NY 11431 180 165,000.00 11.375 20061201 2-FAMILY 1,618.26 164,944.06 11.375 Owner Occupied Purchase 660,000.00 179 20061201 0.500 0.030 10.845 Stated 0 FIXED LOXAHATCHEE FL 33470 180 79,000.00 13.500 20061101 SFR 904.88 78,967.56 13.500 Investment CashOut Refi 395,000.00 178 20061201 0.500 0.030 12.970 Stated 0 FIXED COSTA MESA CA 33781 180 86,000.00 11.375 20061101 SFR 843.46 85,943.23 11.375 Owner Occupied Rate Refi 880,000.00 178 20061201 0.500 0.030 10.845 Stated 0 FIXED PHOENIX AZ 85050 180 47,750.00 12.450 20061101 CONDO 507.76 47,725.17 12.450 Investment Purchase 390,000.00 178 20061201 0.500 0.030 11.920 Stated 0 FIXED HUNTINGTON PARK AREA CA 90255 180 120,000.00 11.900 20061101 SFR 1,225.11 119,929.43 11.900 Owner Occupied Purchase 480,000.00 178 20061201 0.500 0.030 11.370 Stated 36 H 0 FIXED CASTLE ROCK CO 29228 180 31,000.00 12.250 20061101 SFR 324.85 30,882.11 12.250 Owner Occupied Purchase 310,000.00 178 20061201 0.500 0.030 11.720 Stated 0 FIXED NORTH KINGSTOWN RI 2874 180 100,000.00 11.125 20061101 SFR 961.78 99,930.28 11.125 Owner Occupied CashOut Refi 745,000.00 178 20061201 0.500 0.030 10.595 Stated 0 FIXED MIAMI FL 33015 180 78,750.00 12.750 20061201 D-PUDS 855.77 78,730.95 12.750 Owner Occupied Purchase 320,000.00 179 20061201 0.500 0.030 12.220 Stated 36 H 0 FIXED VISALIA CA 93291 180 29,000.00 11.990 20061201 SFR 298.07 28,991.69 11.990 Investment Purchase 145,000.00 179 20061201 0.500 0.030 11.460 Stated 0 FIXED COLTON CA 33687 180 75,000.00 11.240 20061101 2-FAMILY 727.88 74,949.00 11.240 Owner Occupied Purchase 375,000.00 178 20061201 0.500 0.030 10.710 Stated 36 H 0 FIXED AURORA IL 22041 180 72,050.00 11.600 20061201 SFR 719.01 72,027.47 11.600 Owner Occupied CashOut Refi 288,200.00 179 20061201 0.500 0.030 11.070 Stated 0 FIXED ZIMMERMAN MN 55398 180 22,000.00 12.590 20061101 SFR 236.33 21,988.92 12.590 Owner Occupied CashOut Refi 220,000.00 178 20061201 0.500 0.030 12.060 Stated 0 FIXED NEW BRUNSWICK NJ 39692 360 156,000.00 9.000 20070101 CONDO 1,255.21 156,000.00 9.000 Investment Purchase 265,000.00 360 20061201 0.250 0.030 8.720 Stated FIXED FORT LAUDERDALE FL 12125 360 225,000.00 7.125 20070101 SFR 1,335.94 225,000.00 7.125 Investment Rate Refi 300,000.00 360 20061201 0.375 0.030 6.720 Stated 36 S 3 LIBOR 6 ORLANDO FL 11909 180 20,600.00 11.500 20061201 SFR 204 20,593.42 11.500 Owner Occupied CashOut Refi 206,000.00 179 20061201 0.500 0.030 10.970 Stated 0 FIXED LOS ANGELES CA 90018 180 162,000.00 12.500 20061101 2-FAMILY 1,728.96 161,916.65 12.500 Owner Occupied Purchase 733,000.00 178 20061201 0.500 0.030 11.970 Stated 36 H 0 FIXED PICO RIVERA CA 90660 180 88,000.00 12.150 20061201 SFR 915.35 87,975.65 12.150 Investment Purchase 440,000.00 179 20061201 0.500 0.030 11.620 Stated 0 FIXED SAINT PETERSBURG FL 12245 360 107,000.00 6.625 20061201 SFR 685.13 106,905.60 6.625 Investment Rate Refi 159,500.00 359 20061201 0.250 0.030 6.345 Stated FIXED CITRUS HEIGHTS CA 34871 180 38,500.00 11.050 20061101 SFR 368.1 38,472.72 11.050 Owner Occupied Purchase 405,000.00 178 20061201 0.500 0.030 10.520 Stated 0 FIXED VILLA PARK IL 60181 180 52,000.00 12.000 20061101 SFR 534.88 51,970.09 12.000 Owner Occupied Purchase 315,000.00 178 20061201 0.500 0.030 11.470 Stated 0 FIXED CHICAGO IL 60639 180 111,000.00 12.850 20061101 2-FAMILY 1,214.88 110,947.21 12.850 Owner Occupied Purchase 450,000.00 178 20061201 0.500 0.030 12.320 Stated 0 FIXED ESCANABA MI 18139 180 21,000.00 12.200 20061101 SFR 219.25 20,976.82 12.200 Owner Occupied CashOut Refi 139,900.00 178 20061201 0.500 0.030 11.670 Stated 36 H 0 FIXED SAN BERNARDINO CA 33705 180 68,000.00 12.375 20061101 SFR 719.15 67,964.02 12.375 Owner Occupied Purchase 340,000.00 178 20061201 0.500 0.030 11.845 Stated 36 H 0 FIXED PICO RIVERA CA 90660 180 100,000.00 12.000 20061101 SFR 1,028.61 99,942.49 12.000 Owner Occupied Purchase 503,000.00 178 20061201 0.500 0.030 11.470 Stated 36 H 0 FIXED MADERA CA 93638 180 44,900.00 11.500 20061201 SFR 444.64 44,885.65 11.500 Owner Occupied Purchase 450,000.00 179 20061201 0.500 0.030 10.970 Stated 36 H 0 FIXED GONZALES CA 34238 180 70,000.00 10.000 20061101 SFR 614.3 69,937.81 10.000 Owner Occupied CashOut Refi 665,000.00 178 20061201 0.500 0.030 9.470 Stated 24 H 0 FIXED EDGEWOOD MD 21040 180 47,500.00 13.500 20061201 PUD 544.07 47,490.31 13.500 Owner Occupied CashOut Refi 190,000.00 179 20061201 0.500 0.030 12.970 Stated 0 FIXED NOTTINGHAM MD 21236 360 231,750.00 6.500 20061201 SFR 1,255.31 231,750.00 6.500 Owner Occupied Purchase 325,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 BRONX NY 10468 180 137,500.00 11.300 20061201 4-FAMILY 1,340.71 137,454.08 11.300 Owner Occupied Purchase 550,000.00 179 20061201 0.500 0.030 10.770 Stated 12 H 0 FIXED MESA AZ 31080 180 24,400.00 13.250 20061101 CONDO 274.69 24,389.40 13.250 Owner Occupied Purchase 122,000.00 178 20061201 0.500 0.030 12.720 Stated 24 H 0 FIXED TULARE CA 93274 180 26,500.00 10.790 20061101 SFR 248.17 26,480.13 10.790 Owner Occupied CashOut Refi 265,000.00 178 20061201 0.500 0.030 10.260 Stated 36 H 0 FIXED MESA AZ 31087 180 41,000.00 12.325 20061101 SFR 432.02 40,978.05 12.325 Owner Occupied Purchase 213,000.00 178 20061201 0.500 0.030 11.795 Stated 24 H 0 FIXED PANAMA CITY BEACH FL 11787 180 28,500.00 10.625 20061101 SFR 263.37 28,477.85 10.625 Owner Occupied CashOut Refi 285,000.00 178 20061201 0.500 0.030 10.095 Stated 36 H 0 FIXED SHREVEPORT LA 25939 180 26,700.00 12.875 20061101 SFR 292.75 26,687.12 12.875 Owner Occupied Purchase 135,000.00 178 20061201 0.500 0.030 12.345 Stated 12 H 0 FIXED DADE CITY FL 12197 180 37,500.00 13.790 20061101 SFR 438.1 37,485.60 13.790 Investment Purchase 155,000.00 178 20061201 0.500 0.030 13.260 Stated 0 FIXED BRONX NY 10463 180 148,750.00 13.600 20061201 2-FAMILY 1,715.51 148,720.32 13.600 Owner Occupied Purchase 600,000.00 179 20061201 0.500 0.030 13.070 Stated 12 H 0 FIXED LINCOLN CA 95648 180 127,000.00 12.490 20061201 D-PUDS 1,354.43 126,967.43 12.490 Owner Occupied Purchase 508,000.00 179 20061201 0.500 0.030 11.960 Stated 0 FIXED KISSIMMEE FL 34759 180 39,300.00 13.625 20061201 D-PUDS 454.02 39,292.20 13.625 2nd Home Purchase 280,000.00 179 20061201 0.500 0.030 13.095 Stated 12 H 0 FIXED RIVERSIDE CA 33733 360 276,500.00 6.875 20070101 SFR 1,584.11 276,500.00 6.875 Owner Occupied Rate Refi 395,000.00 360 20061201 0.375 0.030 6.470 Stated 12 H 3.875 LIBOR 6 MIAMI FL 33196 180 155,000.00 12.740 20061201 SFR 1,683.17 154,962.41 12.740 Owner Occupied Purchase 650,000.00 179 20061201 0.500 0.030 12.210 Stated 60 H 0 FIXED LOS ANGELES (VAN NUYS AREA) CA 33334 180 67,800.00 12.625 20061101 CONDO 730.18 67,766.09 12.625 Owner Occupied Purchase 339,000.00 178 20061201 0.500 0.030 12.095 Stated 36 H 0 FIXED IRVINGTON NJ 39093 180 101,250.00 11.750 20061201 4-FAMILY 1,022.03 101,219.38 11.750 Owner Occupied Purchase 405,000.00 179 20061201 0.500 0.030 11.220 Stated 0 FIXED (LAMONT AREA) CA 93241 180 20,000.00 11.680 20061201 SFR 200.81 19,993.86 11.680 Owner Occupied CashOut Refi 180,000.00 179 20061201 0.500 0.030 11.150 Stated 12 H 0 FIXED PARK FOREST IL 60466 180 33,700.00 12.650 20061101 SFR 363.59 33,683.24 12.650 Owner Occupied Purchase 136,000.00 178 20061201 0.500 0.030 12.120 Stated 0 FIXED LOS ANGELES CA 90044 180 130,500.00 12.750 20061201 SFR 1,418.13 130,468.43 12.750 Owner Occupied Purchase 435,000.00 179 20061201 0.500 0.030 12.220 Stated 36 H 0 FIXED CHICAGO IL 22087 360 120,000.00 7.900 20070101 SFR 872.17 120,000.00 7.900 Owner Occupied Purchase 155,000.00 360 20061201 0.250 0.030 6.980 0.64 PMI - LENDER PAID 35 Full FIXED REEDLEY CA 93654 180 56,200.00 12.350 20061201 SFR 593.27 56,185.12 12.350 Owner Occupied Purchase 330,000.00 179 20061201 0.500 0.030 11.820 Stated 36 H 0 FIXED SAN JOSE CA 34709 180 131,000.00 10.700 20061201 SFR 1,217.94 130,950.14 10.700 Owner Occupied Rate Refi 655,000.00 179 20061201 0.500 0.030 10.170 Stated 0 FIXED MENIFEE CA 92584 180 117,000.00 11.500 20061201 SFR 1,158.64 116,962.61 11.500 Owner Occupied Purchase 585,000.00 179 20061201 0.500 0.030 10.970 Stated 0 FIXED PLANTATION FL 12130 180 42,300.00 10.700 20061201 SFR 393.27 42,283.91 10.700 Owner Occupied CashOut Refi 423,000.00 179 20061201 0.500 0.030 10.170 Stated 12 H 0 FIXED PHOENIX AZ 85029 180 27,798.00 11.500 20061201 CONDO 275.28 27,789.12 11.500 2nd Home Purchase 175,000.00 179 20061201 0.500 0.030 10.970 Stated 0 FIXED CHICAGO IL 60639 360 397,500.00 9.220 20070101 4-FAMILY 3,261.50 397,500.00 9.220 Owner Occupied Purchase 540,000.00 360 20061201 0.375 0.030 8.815 Stated 3 LIBOR 6 BERWYN IL 22008 180 35,100.00 11.300 20061201 SFR 342.25 35,088.28 11.300 Owner Occupied CashOut Refi 351,000.00 179 20061201 0.500 0.030 10.770 Stated 0 FIXED BROOKLYN NY 11236 360 457,500.00 6.990 20070101 2-FAMILY 2,664.94 457,500.00 6.990 Owner Occupied Purchase 630,000.00 360 20061201 0.375 0.030 6.585 Full 12 H 3 LIBOR 6 MIAMI FL 33165 180 20,000.00 11.140 20061101 CONDO 192.58 19,986.11 11.140 Owner Occupied Purchase 160,000.00 178 20061201 0.500 0.030 10.610 Stated 24 H 0 FIXED TAMPA FL 12219 180 33,800.00 11.150 20061201 CONDO 325.72 33,788.34 11.150 Owner Occupied Purchase 171,000.00 179 20061201 0.500 0.030 10.620 Stated 12 H 0 FIXED BAKERSFIELD CA 34040 180 68,000.00 13.800 20061101 SFR 794.96 67,973.93 13.800 Investment Purchase 340,000.00 178 20061201 0.500 0.030 13.270 Stated 12 H 0 FIXED HEMPSTEAD NY 11550 180 80,000.00 10.650 20061201 SFR 740.78 79,969.22 10.650 Owner Occupied Purchase 365,000.00 179 20061201 0.500 0.030 10.120 Stated 12 H 0 FIXED DIXON CA 34870 180 125,000.00 12.125 20061101 SFR 1,297.81 124,930.07 12.125 Investment Purchase 500,000.00 178 20061201 0.500 0.030 11.595 Stated 0 FIXED INDIANAPOLIS IN 46239 180 31,000.00 11.950 20061201 D-PUDS 317.68 30,991.03 11.950 Investment Purchase 156,000.00 179 20061201 0.500 0.030 11.420 Stated 0 FIXED WAUKEGAN IL 60085 180 30,000.00 11.990 20061101 SFR 308.35 29,982.71 11.990 Owner Occupied Purchase 155,400.00 178 20061201 0.500 0.030 11.460 Stated 0 FIXED LAKE PARK FL 33064 360 123,700.00 5.850 20070101 CONDO 603.04 123,700.00 5.850 Investment Purchase 170,000.00 360 20061201 0.375 0.030 5.445 Stated 36 S 3 LIBOR 6 MIAMI FL 12085 180 116,000.00 12.550 20061201 HI-RISE 1,242.52 115,970.65 12.550 Owner Occupied Purchase 580,000.00 179 20061201 0.500 0.030 12.020 Stated 24 H 0 FIXED FREDERICK MD 44380 180 51,000.00 13.700 20061101 D-PUDS 592.2 50,979.99 13.700 Owner Occupied Purchase 255,000.00 178 20061201 0.500 0.030 13.170 Stated 0 FIXED INDIO CA 33637 180 82,100.00 9.875 20061101 D-PUDS 712.91 82,025.10 9.875 Owner Occupied Purchase 411,000.00 178 20061201 0.500 0.030 9.345 Stated 24 H 0 FIXED GONZALES CA 34238 180 135,000.00 9.990 20061101 SFR 1,183.72 134,879.82 9.990 Owner Occupied Purchase 565,000.00 178 20061201 0.500 0.030 9.460 Stated 36 H 0 FIXED MESA AZ 31090 360 169,700.00 6.375 20061201 D-PUDS 901.53 169,700.00 6.375 Investment Rate Refi 312,412.00 359 20061201 0.375 0.030 5.970 Full 12 H 3 LIBOR 6 KISSIMMEE FL 34746 180 42,500.00 13.000 20061201 SFR 470.13 42,490.29 13.000 Investment Purchase 170,000.00 179 20061201 0.500 0.030 12.470 Stated 12 H 0 FIXED ORANGE CA 92865 180 124,000.00 9.800 20061201 D-PUDS 1,069.91 123,942.76 9.800 Owner Occupied Purchase 630,000.00 179 20061201 0.500 0.030 9.270 Stated 36 H 0 FIXED WEST SACRAMENTO CA 95691 360 301,600.00 6.500 20061201 SFR 1,633.67 301,600.00 6.500 Owner Occupied Purchase 377,000.00 359 20061201 0.375 0.030 6.095 Full 12 H 3 LIBOR 6 MESA AZ 31090 360 178,200.00 6.375 20061201 D-PUDS 946.69 178,200.00 6.375 Investment Rate Refi 283,000.00 359 20061201 0.375 0.030 5.970 Full 12 H 3 LIBOR 6 PHOENIX AZ 85042 180 38,200.00 11.200 20061101 CONDO 369.57 38,173.80 11.200 Owner Occupied CashOut Refi 382,000.00 178 20061201 0.500 0.030 10.670 Stated 0 FIXED MESA AZ 31090 360 178,000.00 6.375 20061201 D-PUDS 945.63 178,000.00 6.375 Investment Rate Refi 274,000.00 359 20061201 0.375 0.030 5.970 Full 12 H 3 LIBOR 6 MESA AZ 31090 360 174,000.00 6.375 20061201 D-PUDS 924.38 174,000.00 6.375 Investment Rate Refi 292,000.00 359 20061201 0.375 0.030 5.970 Full 12 H 3 LIBOR 6 NORTH PROVIDENCE RI 37510 180 87,500.00 11.250 20061201 2-FAMILY 849.85 87,470.46 11.250 Owner Occupied CashOut Refi 350,000.00 179 20061201 0.500 0.030 10.720 Stated 12 H 0 FIXED SALINAS CA 34218 180 119,000.00 12.500 20061201 SFR 1,270.04 118,969.54 12.500 Owner Occupied CashOut Refi 595,000.00 179 20061201 0.500 0.030 11.970 Stated 36 H 0 FIXED VIRGINIA BEACH VA 23462 180 64,750.00 9.740 20061201 SFR 555.83 64,719.72 9.740 Owner Occupied Purchase 259,000.00 179 20061201 0.500 0.030 9.210 Stated 36 H 0 FIXED PLAINFIELD IL 60586 180 49,000.00 11.790 20061201 SFR 496.11 48,985.32 11.790 Owner Occupied CashOut Refi 245,000.00 179 20061201 0.500 0.030 11.260 Stated 0 FIXED BROOKLYN PARK MN 55443 360 188,000.00 6.250 20070101 SFR 979.17 188,000.00 6.250 Owner Occupied Purchase 238,000.00 360 20061201 0.375 0.030 5.845 Stated 36 S 3 LIBOR 6 POMONA CA 91766 360 37,500.00 10.700 20061201 SFR 348.65 37,485.73 10.700 2nd Home Purchase 400,000.00 359 20061201 0.500 0.030 10.170 Stated 36 H 0 FIXED THOUSAND OAKS CA 91361 180 165,000.00 12.650 20061101 SFR 1,780.20 164,916.11 12.650 Owner Occupied Purchase 830,000.00 178 20061201 0.500 0.030 12.120 Stated 0 FIXED WEST PALM BEACH FL 12153 180 36,150.00 13.450 20061201 CONDO 412.64 36,142.54 13.450 Investment Purchase 181,000.00 179 20061201 0.500 0.030 12.920 Stated 12 H 0 FIXED MANASSAS VA 43840 360 435,000.00 6.750 20061201 D-PUDS 2,821.40 434,625.48 6.750 Owner Occupied CashOut Refi 701,000.00 359 20061201 0.250 0.030 6.470 Full 36 S FIXED BOYNTON BEACH FL 33435 360 170,000.00 6.250 20061201 CONDO 885.42 170,000.00 6.250 Investment CashOut Refi 267,000.00 359 20061201 0.375 0.030 5.845 Full 24 S 3 LIBOR 6 VENICE FL 34293 360 222,000.00 6.625 20061201 SFR 1,225.63 222,000.00 6.625 Investment Rate Refi 303,000.00 359 20061201 0.375 0.030 6.220 Express Verified Assets 12 H 3 LIBOR 6 FONTANA CA 92336 180 21,000.00 10.950 20061101 SFR 199.19 20,984.81 10.950 Owner Occupied CashOut Refi 420,000.00 178 20061201 0.500 0.030 10.420 Stated 36 H 0 FIXED DUNCAN SC 29334 240 25,650.00 12.250 20061201 SFR 286.91 25,611.84 12.250 Investment Purchase 130,000.00 239 20061201 0.500 0.030 11.720 Stated 0 FIXED MIDDLETOWN NY 10940 180 53,000.00 13.350 20061201 SFR 600.82 52,988.81 13.350 Owner Occupied Purchase 268,000.00 179 20061201 0.500 0.030 12.820 Stated 12 H 0 FIXED MIAMI FL 33155 360 73,950.00 12.400 20061201 SFR 783.5 73,930.65 12.400 Owner Occupied Purchase 375,000.00 359 20061201 0.500 0.030 11.870 Stated 0 FIXED JOLIET IL 60435 180 58,750.00 12.625 20061201 SFR 632.72 58,735.38 12.625 Owner Occupied CashOut Refi 235,000.00 179 20061201 0.500 0.030 12.095 Stated 0 FIXED ELK GROVE CA 34874 180 77,500.00 13.250 20061101 SFR 872.47 77,466.33 13.250 Investment Purchase 380,000.00 178 20061201 0.500 0.030 12.720 Stated 0 FIXED SACRAMENTO CA 34926 180 35,500.00 12.500 20061201 SFR 378.88 35,490.91 12.500 Owner Occupied CashOut Refi 285,000.00 179 20061201 0.500 0.030 11.970 Stated 12 H 0 FIXED PEMBROKE PINES FL 33332 180 134,000.00 11.525 20061201 D-PUDS 1,329.55 133,957.41 11.525 Owner Occupied CashOut Refi 670,000.00 179 20061201 0.500 0.030 10.995 Stated 0 FIXED PALMDALE CA 93550 180 102,750.00 10.000 20061101 SFR 901.7 102,658.72 10.000 Owner Occupied Purchase 347,000.00 178 20061201 0.500 0.030 9.470 Stated 36 H 0 FIXED SAN BERNARDINO CA 33698 180 54,750.00 12.600 20061201 SFR 588.58 54,736.30 12.600 Investment Rate Refi 365,000.00 179 20061201 0.500 0.030 12.070 Stated 12 H 0 FIXED WACONIA MN 55387 180 27,000.00 12.000 20061101 TOWNHOUSE 277.73 26,984.46 12.000 Owner Occupied CashOut Refi 180,000.00 178 20061201 0.500 0.030 11.470 Stated 0 FIXED FORT LAUDERDALE FL 12125 180 33,600.00 10.990 20061101 SFR 319.73 33,575.87 10.990 Owner Occupied Rate Refi 336,000.00 178 20061201 0.500 0.030 10.460 Stated 36 H 0 FIXED MIAMI FL 12084 180 37,500.00 12.550 20061201 HI-RISE 401.68 37,490.51 12.550 Owner Occupied CashOut Refi 250,000.00 179 20061201 0.500 0.030 12.020 Stated 24 H 0 FIXED BRANSON MO 23909 360 295,900.00 7.875 20070101 HI-RISE 1,941.84 295,900.00 7.875 2nd Home Purchase 389,500.00 360 20061201 0.375 0.030 7.470 Stated 3 LIBOR 6 HESPERIA CA 92345 180 86,122.00 12.875 20061101 SFR 944.27 86,080.54 12.875 Investment CashOut Refi 423,000.00 178 20061201 0.500 0.030 12.345 Stated 0 FIXED MELROSE PARK IL 60160 180 130,000.00 6.450 20061201 SFR 1,128.87 129,569.88 6.450 Owner Occupied CashOut Refi 200,000.00 179 20061201 0.250 0.030 6.170 Full FIXED TAMARAC FL 12132 180 115,000.00 11.400 20061201 D-PUDS 1,130.07 114,962.43 11.400 Owner Occupied Purchase 575,000.00 179 20061201 0.500 0.030 10.870 Stated 0 FIXED LOS ANGELES (NORTHRIDGE AREA) CA 33323 180 130,000.00 12.800 20061101 SFR 1,417.77 129,937.46 12.800 Owner Occupied Purchase 650,000.00 178 20061201 0.500 0.030 12.270 Stated 12 H 0 FIXED CHICAGO HEIGHTS IL 22017 180 20,250.00 12.625 20061201 2-FAMILY 218.09 20,234.82 12.625 Investment CashOut Refi 135,000.00 179 20061201 0.500 0.030 12.095 Stated 0 FIXED MIAMI FL 33179 360 138,750.00 7.000 20070101 HI-RISE 809.38 138,750.00 7.000 Investment CashOut Refi 185,000.00 360 20061201 0.375 0.030 6.595 Stated 36 H 2.65 LIBOR 6 BROOKLYN NY 40577 360 476,250.00 8.290 20070101 4-FAMILY 3,290.09 476,250.00 8.290 Owner Occupied Purchase 635,000.00 360 20061201 0.375 0.030 7.885 Stated 12 H 3 LIBOR 6 WAYNE NJ 7470 180 91,500.00 10.250 20061201 SFR 819.93 91,461.63 10.250 Owner Occupied CashOut Refi 610,000.00 179 20061201 0.500 0.030 9.720 Full 0 FIXED SUGAR GROVE IL 60554 180 40,350.00 10.930 20061201 CONDO 382.13 40,335.39 10.930 Owner Occupied Purchase 210,000.00 179 20061201 0.500 0.030 10.400 Stated 0 FIXED SALINAS CA 34213 180 321,000.00 11.750 20061201 SFR 3,240.21 320,902.92 11.750 Owner Occupied CashOut Refi 1,070,000.00 179 20061201 0.500 0.030 11.220 Stated 0 FIXED FEDERAL WAY WA 98023 180 93,950.00 13.500 20061101 SFR 1,076.11 93,911.44 13.500 Owner Occupied Purchase 471,000.00 178 20061201 0.500 0.030 12.970 Stated 0 FIXED LONG BEACH CA 33095 180 130,500.00 11.875 20061201 SFR 1,329.80 130,461.61 11.875 Owner Occupied Purchase 522,000.00 179 20061201 0.500 0.030 11.345 Stated 36 H 0 FIXED CHULA VISTA CA 33492 180 115,000.00 10.250 20061201 SFR 1,030.52 114,951.77 10.250 Owner Occupied Purchase 489,000.00 179 20061201 0.500 0.030 9.720 Stated 36 H 0 FIXED FORT MYERS FL 12313 360 20,200.00 13.525 20061201 CONDO 227.67 20,200.00 13.525 2nd Home Purchase 135,000.00 359 20061201 0.500 0.030 12.995 Stated 0 FIXED SCHAUMBURG IL 60194 180 34,000.00 12.500 20061201 PUD 362.87 33,991.30 12.500 Owner Occupied CashOut Refi 170,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED WEST VALLEY CITY UT 30709 180 29,000.00 11.000 20061201 SFR 276.17 28,988.83 11.000 Owner Occupied CashOut Refi 145,000.00 179 20061201 0.500 0.030 10.470 Stated 0 FIXED LANCASTER CA 93535 180 61,500.00 12.990 20061201 SFR 679.83 61,485.91 12.990 Investment Purchase 410,000.00 179 20061201 0.500 0.030 12.460 Stated 0 FIXED SAN LEANDRO CA 94578 180 78,750.00 10.040 20061201 CONDO 693.42 78,715.46 10.040 Owner Occupied Purchase 315,000.00 179 20061201 0.500 0.030 9.510 Stated 36 H 0 FIXED CALLAHAN FL 32011 180 69,750.00 12.500 20061201 SFR 744.41 69,732.15 12.500 Owner Occupied Purchase 285,000.00 179 20061201 0.500 0.030 11.970 Stated 36 H 0 FIXED MOUND MN 55364 180 46,500.00 11.990 20061201 CONDO 477.95 46,486.66 11.990 Investment Rate Refi 233,000.00 179 20061201 0.500 0.030 11.460 Stated 36 H 0 FIXED CARSON CA 90746 180 74,000.00 12.750 20061201 CONDO 804.15 73,982.10 12.750 Owner Occupied Purchase 370,000.00 179 20061201 0.500 0.030 12.220 Stated 0 FIXED DAVENPORT FL 33896 180 65,350.00 12.190 20061201 D-PUDS 663.85 65,350.00 12.190 2nd Home Purchase 350,000.00 179 20061201 0.500 0.030 11.660 Stated 24 H 0 FIXED SACRAMENTO CA 34931 180 27,000.00 9.650 20061101 SFR 229.99 26,974.17 9.650 Owner Occupied Purchase 274,000.00 178 20061201 0.500 0.030 9.120 Stated 36 H 0 FIXED CALUMET CITY IL 22155 180 31,200.00 11.700 20061201 SFR 313.74 31,190.46 11.700 Owner Occupied Purchase 125,000.00 179 20061201 0.500 0.030 11.170 Stated 0 FIXED LEHIGH ACRES FL 33971 180 26,000.00 11.690 20061101 D-PUDS 261.25 25,983.99 11.690 Owner Occupied Purchase 298,000.00 178 20061201 0.500 0.030 11.160 Stated 0 FIXED POMONA CA 91768 180 66,000.00 12.475 20061101 CONDO 703.11 65,965.86 12.475 Owner Occupied Purchase 330,000.00 178 20061201 0.500 0.030 11.945 Stated 36 H 0 FIXED LEMOORE CA 93245 180 59,750.00 12.100 20061201 SFR 619.2 59,733.28 12.100 Owner Occupied Purchase 252,000.00 179 20061201 0.500 0.030 11.570 Stated 24 H 0 FIXED BARSTOW CA 33674 180 54,500.00 11.500 20061201 SFR 539.71 54,482.58 11.500 Investment Purchase 218,000.00 179 20061201 0.500 0.030 10.970 Stated 12 H 0 FIXED PANORAMA CITY CA 33330 180 117,000.00 11.800 20061201 SFR 1,185.50 116,965.00 11.800 Owner Occupied Purchase 585,000.00 179 20061201 0.500 0.030 11.270 Stated 36 H 0 FIXED MILLIKEN CO 80543 180 21,400.00 12.550 20061201 SFR 229.22 21,394.59 12.550 Investment Purchase 135,000.00 179 20061201 0.500 0.030 12.020 Stated 0 FIXED QUEENS VILLAGE NY 40661 180 119,250.00 11.650 20061201 SFR 1,194.59 119,213.13 11.650 Owner Occupied Purchase 480,000.00 179 20061201 0.500 0.030 11.120 Stated 12 H 0 FIXED SAINT PAUL MN 20095 360 132,750.00 7.150 20061201 SFR 896.6 132,644.37 7.150 Investment Purchase 177,000.00 359 20061201 0.250 0.030 6.870 Stated 36 S FIXED GULFPORT FL 12242 360 256,900.00 6.990 20070101 4-FAMILY 1,496.44 256,900.00 6.990 Investment Rate Refi 367,000.00 360 20061201 0.375 0.030 6.585 Stated 36 S 3 LIBOR 6 HIALEAH FL 33010 180 82,500.00 11.640 20061201 SFR 825.81 82,474.44 11.640 Owner Occupied Purchase 340,000.00 179 20061201 0.500 0.030 11.110 Stated 24 H 0 FIXED LOS ANGELES (CANOGA PARK AREA) CA 33301 180 116,000.00 11.750 20061201 SFR 1,170.92 115,964.91 11.750 Owner Occupied CashOut Refi 580,000.00 179 20061201 0.500 0.030 11.220 Stated 0 FIXED SOUTH OZONE PARK NY 40653 360 450,000.00 7.050 20070101 SFR 2,643.75 450,000.00 7.050 Owner Occupied Purchase 607,000.00 360 20061201 0.375 0.030 6.645 Stated 3 LIBOR 6 SUITLAND MD 20746 360 323,000.00 9.990 20070101 SFR 2,688.98 323,000.00 9.990 Owner Occupied CashOut Refi 340,000.00 360 20061201 0.375 0.030 8.365 1.22 RADIAN - LENDER PAID 30 Full 3.875 LIBOR 6 LAKE ELSINORE CA 92532 180 90,350.00 10.750 20061201 D-PUDS 843.4 90,315.99 10.750 Owner Occupied Purchase 452,000.00 179 20061201 0.500 0.030 10.220 Stated 12 H 0 FIXED EWA BEACH HI 35252 180 135,000.00 13.700 20061201 D-PUDS 1,567.58 134,973.67 13.700 Owner Occupied CashOut Refi 540,000.00 179 20061201 0.500 0.030 13.170 Stated 0 FIXED PENSACOLA BEACH FL 32561 360 504,000.00 5.500 20061201 HI-RISE 2,310.00 504,000.00 5.500 2nd Home Rate Refi 831,602.00 359 20061201 0.375 0.030 5.095 Stated 24 S 3 LIBOR 6 HONOLULU HI 35292 360 300,000.00 6.375 20061201 CONDOTEL 1,593.75 300,000.00 6.375 Investment CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.970 Stated 3 LIBOR 6 HONOLULU HI 35292 360 300,000.00 6.375 20061201 CONDOTEL 1,593.75 300,000.00 6.375 Investment CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 LOS ANGELES CA 90037 360 350,000.00 6.750 20061201 2-FAMILY 2,270.09 349,698.66 6.750 Owner Occupied Rate Refi 570,000.00 359 20061201 0.250 0.030 6.470 Stated 36 H FIXED PARAMOUNT CA 33077 180 71,000.00 9.975 20061201 CONDO 621.76 70,968.43 9.975 Owner Occupied Purchase 365,000.00 179 20061201 0.500 0.030 9.445 Stated 36 H 0 FIXED RICHMOND CA 34550 180 109,750.00 10.540 20061201 SFR 1,007.21 109,706.76 10.540 Owner Occupied Purchase 490,000.00 179 20061201 0.500 0.030 10.010 Stated 24 H 0 FIXED AMISSVILLE VA 43836 180 80,000.00 12.000 20061201 SFR 822.89 79,953.99 12.000 Owner Occupied Purchase 420,000.00 179 20070101 0.500 0.030 11.470 Stated 24 H 0 FIXED MIAMI FL 33187 360 292,000.00 6.500 20061201 SFR 1,709.53 291,872.14 6.500 Owner Occupied CashOut Refi 365,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 BROOMFIELD CO 80020 180 164,000.00 12.000 20061201 SFR 1,686.92 163,953.08 12.000 Owner Occupied Purchase 820,000.00 179 20061201 0.500 0.030 11.470 Stated 0 FIXED CHICAGO IL 60637 180 75,000.00 12.150 20061201 PUD 780.13 74,979.25 12.150 Owner Occupied CashOut Refi 300,000.00 179 20061201 0.500 0.030 11.620 Stated 0 FIXED TAMPA FL 12219 360 102,650.00 6.400 20061201 CONDO 642.08 102,555.39 6.400 Investment Purchase 138,000.00 359 20061201 0.375 0.030 5.995 Stated 24 S 3 LIBOR 6 TAMPA FL 12219 180 27,400.00 12.940 20061201 CONDO 301.81 27,393.65 12.940 Investment Purchase 138,000.00 179 20061201 0.500 0.030 12.410 Stated 0 FIXED ENGLEWOOD CO 29233 180 41,600.00 10.600 20061201 SFR 383.65 41,583.82 10.600 Owner Occupied Purchase 215,000.00 179 20061201 0.500 0.030 10.070 Stated 36 H 0 FIXED DUMFRIES VA 22026 180 71,000.00 13.475 20061201 D-PUDS 811.85 70,985.42 13.475 Owner Occupied Purchase 357,000.00 179 20061201 0.500 0.030 12.945 Stated 24 H 0 FIXED JERSEY CITY NJ 7047 180 136,250.00 12.250 20061201 2-FAMILY 1,427.76 136,213.13 12.250 Owner Occupied Purchase 590,000.00 179 20061201 0.500 0.030 11.720 Stated 0 FIXED PHOENIX AZ 85013 360 115,000.00 6.625 20061201 SFR 634.9 115,000.00 6.625 Owner Occupied Rate Refi 195,500.00 359 20061201 0.375 0.030 6.220 Express No Doc 36 S 3 LIBOR 6 MIAMI FL 12085 180 110,480.00 13.550 20061201 HI-RISE 1,269.80 110,457.50 13.550 Owner Occupied Purchase 620,000.00 179 20061201 0.500 0.030 13.020 Stated 0 FIXED MATTESON IL 60443 180 37,500.00 11.500 20061201 SFR 371.36 37,488.02 11.500 Owner Occupied CashOut Refi 375,000.00 179 20061201 0.500 0.030 10.970 Stated 0 FIXED HOLLYWOOD FL 33024 360 202,500.00 7.385 20070101 SFR 1,400.00 202,500.00 7.385 Owner Occupied Purchase 300,000.00 360 20061201 0.375 0.030 6.980 Stated 36 H 3 LIBOR 6 TAMPA FL 12229 180 49,122.00 11.575 20061201 CONDO 489.27 49,107.06 11.575 2nd Home Purchase 196,490.00 179 20061201 0.500 0.030 11.045 Stated 12 H 0 FIXED SAN DIEGO CA 91945 180 72,750.00 12.125 20061201 SFR 755.32 72,729.76 12.125 Owner Occupied CashOut Refi 485,000.00 179 20061201 0.500 0.030 11.595 Stated 36 H 0 FIXED MIAMI FL 12079 180 53,200.00 11.790 20061201 SFR 538.64 53,184.05 11.790 Owner Occupied Purchase 275,000.00 179 20061201 0.500 0.030 11.260 Stated 12 H 0 FIXED MIAMI FL 33178 360 225,000.00 7.192 20061201 CONDO 1,348.50 225,000.00 7.192 Investment CashOut Refi 300,000.00 359 20061201 0.375 0.030 6.787 Stated 24 H 3 LIBOR 6 OXON HILL MD 20745 360 176,250.00 6.625 20061201 SFR 973.05 176,250.00 6.625 Owner Occupied Rate Refi 235,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 OXON HILL MD 20745 180 58,750.00 13.300 20061201 SFR 663.7 58,737.45 13.300 Owner Occupied CashOut Refi 235,000.00 179 20061201 0.500 0.030 12.770 Stated 0 FIXED PHOENIX AZ 85008 360 172,000.00 6.500 20070101 SFR 931.67 172,000.00 6.500 Owner Occupied CashOut Refi 265,000.00 360 20061201 0.250 0.030 6.220 Stated 36 H FIXED LAUREL MD 44035 180 64,000.00 12.250 20061201 D-PUDS 670.65 63,982.68 12.250 Investment Purchase 325,000.00 179 20061201 0.500 0.030 11.720 Stated 0 FIXED VERO BEACH FL 32962 180 46,500.00 12.475 20061101 SFR 495.37 46,475.95 12.475 Owner Occupied Purchase 238,000.00 178 20061201 0.500 0.030 11.945 Full 24 H 0 FIXED AMITYVILLE NY 40725 180 77,600.00 12.850 20061201 SFR 849.32 77,581.65 12.850 Owner Occupied CashOut Refi 388,000.00 179 20061201 0.500 0.030 12.320 Stated 12 H 0 FIXED PALM COAST FL 32164 180 63,000.00 12.690 20061201 SFR 681.67 62,984.56 12.690 Owner Occupied Purchase 315,000.00 179 20061201 0.500 0.030 12.160 Stated 0 FIXED SAN DIEGO CA 33622 360 299,000.00 6.375 20070101 SFR 1,588.44 299,000.00 6.375 Investment CashOut Refi 520,000.00 360 20061201 0.375 0.030 5.970 Stated 24 H 3 LIBOR 6 SAN DIEGO CA 33607 180 83,750.00 12.400 20061201 CONDO 887.33 83,728.09 12.400 Owner Occupied Purchase 335,000.00 179 20061201 0.500 0.030 11.870 Stated 0 FIXED LOS ANGELES (WEST HILLS AREA) CA 33304 180 45,000.00 10.750 20061201 SFR 420.07 44,983.06 10.750 2nd Home Rate Refi 900,000.00 179 20061201 0.500 0.030 10.220 Stated 12 H 0 FIXED SEVERN MD 21144 360 204,000.00 7.250 20061201 SFR 1,304.93 203,927.57 7.250 Owner Occupied CashOut Refi 240,000.00 359 20061201 0.375 0.030 6.845 Stated 36 H 4.125 LIBOR 6 CHICAGO IL 22077 180 102,500.00 12.300 20061201 CONDO 1,078.06 102,472.57 12.300 Owner Occupied Purchase 420,000.00 179 20061201 0.500 0.030 11.770 Stated 0 FIXED SAN JACINTO CA 92582 180 100,000.00 12.990 20061201 SFR 1,105.42 99,977.08 12.990 Investment CashOut Refi 400,000.00 179 20061201 0.500 0.030 12.460 Stated 36 H 0 FIXED JACKSON HEIGHTS NY 11372 360 548,550.00 6.500 20070101 SFR 2,971.31 548,550.00 6.500 Owner Occupied Purchase 810,000.00 360 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 NORTH BERGEN NJ 7047 360 449,925.00 8.950 20070101 3-FAMILY 3,355.69 449,925.00 8.950 Owner Occupied Purchase 610,000.00 360 20061201 0.375 0.030 8.545 Stated 3 LIBOR 6 SAINT PETERSBURG FL 12247 180 27,500.00 11.750 20061201 CONDO 277.59 27,491.68 11.750 2nd Home Purchase 115,000.00 179 20061201 0.500 0.030 11.220 Stated 12 H 0 FIXED MIAMI BEACH FL 33139 180 54,000.00 11.875 20061201 HI-RISE 550.26 53,984.12 11.875 Owner Occupied CashOut Refi 530,000.00 179 20061201 0.500 0.030 11.345 Stated 36 H 0 FIXED MIAMI FL 33193 360 146,250.00 7.410 20061201 CONDO 903.09 146,250.00 7.410 Owner Occupied Rate Refi 195,000.00 359 20061201 0.375 0.030 7.005 Stated 24 H 3 LIBOR 6 VICTORVILLE CA 92392 360 347,250.00 6.700 20061201 SFR 1,938.81 347,250.00 6.700 Owner Occupied CashOut Refi 500,000.00 359 20061201 0.375 0.030 6.295 Full 3 LIBOR 6 HERNDON VA 20170 180 57,750.00 12.700 20061201 PUD 625.32 57,735.19 12.700 Owner Occupied Rate Refi 385,000.00 179 20061201 0.500 0.030 12.170 Stated 24 H 0 FIXED PHOENIX AZ 85029 180 30,550.00 13.375 20061201 CONDO 346.92 30,543.59 13.375 Investment Purchase 185,000.00 179 20061201 0.500 0.030 12.845 Stated 0 FIXED MCKINNEY TX 75070 360 117,750.00 7.125 20070101 2-FAMILY 793.3 117,750.00 7.125 Investment CashOut Refi 157,000.00 360 20061201 0.250 0.030 6.845 Stated FIXED HOMESTEAD FL 33032 360 297,600.00 8.540 20070101 SFR 2,117.92 297,600.00 8.540 Owner Occupied Purchase 372,000.00 360 20061201 0.375 0.030 8.135 Stated 24 H 3 LIBOR 6 FORT LAUDERDALE FL 12124 180 43,050.00 12.990 20061201 2-FAMILY 475.88 43,040.14 12.990 Owner Occupied CashOut Refi 287,000.00 179 20061201 0.500 0.030 12.460 Stated 0 FIXED BOTHELL WA 98021 180 53,550.00 12.375 20061201 SFR 566.33 53,535.90 12.375 Investment Purchase 365,000.00 179 20061201 0.500 0.030 11.845 Stated 0 FIXED NORTHLAKE IL 60164 180 40,800.00 12.500 20061201 SFR 435.44 40,789.56 12.500 Owner Occupied Purchase 205,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED JAMAICA NY 11436 360 540,750.00 6.625 20070101 2-FAMILY 2,985.39 540,750.00 6.625 Owner Occupied Purchase 767,000.00 360 20061201 0.375 0.030 6.220 Stated 12 H 3.875 LIBOR 6 VALENCIA AREA CA 91354 360 566,250.00 6.875 20061201 D-PUDS 3,244.14 566,250.00 6.875 Owner Occupied Rate Refi 755,000.00 359 20061201 0.375 0.030 6.470 Stated 12 H 3 LIBOR 6 PALMDALE CA 93551 360 311,700.00 6.500 20061201 SFR 1,688.38 311,700.00 6.500 Owner Occupied Rate Refi 436,000.00 359 20061201 0.375 0.030 6.095 Full 36 S 3 LIBOR 6 BROOKLYN NY 11236 360 450,000.00 8.650 20070101 2-FAMILY 3,508.06 450,000.00 8.650 Owner Occupied Purchase 600,000.00 360 20061201 0.375 0.030 8.245 Stated 3 LIBOR 6 SEATTLE WA 35813 180 70,800.00 10.875 20061201 SFR 667.57 70,774.06 10.875 Owner Occupied Purchase 354,000.00 179 20061201 0.500 0.030 10.345 Stated 0 FIXED HICKSVILLE NY 40756 360 341,250.00 6.875 20070101 SFR 1,955.08 341,250.00 6.875 Owner Occupied Purchase 510,000.00 360 20061201 0.250 0.030 6.595 Stated 12 H FIXED MIAMI FL 33172 180 53,725.00 11.040 20061201 CONDO 513.26 53,706.01 11.040 Owner Occupied Purchase 214,900.00 179 20061201 0.500 0.030 10.510 Stated 24 H 0 FIXED HOLLISTER CA 95023 180 122,800.00 10.625 20061201 SFR 1,134.79 122,752.50 10.625 Owner Occupied Purchase 640,000.00 179 20061201 0.500 0.030 10.095 Stated 12 H 0 FIXED LOS ANGELES CA 90043 180 113,000.00 13.200 20061201 SFR 1,267.69 112,975.31 13.200 Investment CashOut Refi 565,000.00 179 20061201 0.500 0.030 12.670 Stated 36 H 0 FIXED VICTORVILLE CA 92394 180 78,750.00 10.900 20061201 SFR 744.01 78,721.30 10.900 Owner Occupied CashOut Refi 315,000.00 179 20061201 0.500 0.030 10.370 Stated 12 H 0 FIXED WEST COVINA CA 91791 360 620,000.00 7.250 20061201 SFR 3,745.83 620,000.00 7.250 Owner Occupied Purchase 775,000.00 359 20061201 0.375 0.030 6.845 Stated 12 H 3 LIBOR 6 SUNNYVALE CA 94080 180 134,000.00 12.750 20061201 SFR 1,456.17 133,967.58 12.750 Owner Occupied Purchase 670,000.00 179 20061201 0.500 0.030 12.220 Stated 0 FIXED SARASOTA FL 34240 180 79,200.00 12.500 20061201 SFR 845.27 79,179.73 12.500 Owner Occupied Purchase 528,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED ANTIOCH CA 34485 180 77,000.00 11.490 20061201 SFR 761.94 76,975.34 11.490 Owner Occupied Purchase 470,000.00 179 20061201 0.500 0.030 10.960 Stated 0 FIXED MIAMI FL 33185 180 136,250.00 11.140 20061201 SFR 1,311.97 136,202.88 11.140 Owner Occupied Purchase 545,000.00 179 20061201 0.500 0.030 10.610 Stated 36 H 0 FIXED HERNDON VA 20170 180 106,000.00 12.725 20061201 SFR 1,149.83 105,974.21 12.725 Owner Occupied CashOut Refi 530,000.00 179 20061201 0.500 0.030 12.195 Stated 24 H 0 FIXED SAN JOSE CA 34720 180 136,000.00 11.700 20061201 SFR 1,326.00 136,000.00 11.700 Owner Occupied Purchase 680,000.00 179 20061201 0.500 0.030 11.170 Stated 0 FIXED VENICE FL 34293 360 185,000.00 6.625 20070101 CONDO 1,021.35 185,000.00 6.625 Investment Rate Refi 250,000.00 360 20061201 0.375 0.030 6.220 Express Verified Assets 24 S 3 LIBOR 6 INDIANAPOLIS IN 16836 360 104,600.00 7.990 20061201 2-FAMILY 766.79 104,529.67 7.990 Owner Occupied CashOut Refi 130,800.00 359 20061201 0.375 0.030 7.585 Stated 3 LIBOR 6 NORTH LAS VEGAS NV 89032 360 191,100.00 6.500 20061201 SFR 1,035.13 191,100.00 6.500 Investment Rate Refi 273,000.00 359 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 MODESTO CA 95355 360 573,000.00 6.399 20070101 SFR 3,055.52 573,000.00 6.399 Owner Occupied Rate Refi 750,000.00 360 20061201 0.250 0.030 6.119 Stated 60 H FIXED (LAKE ELSINORE AREA) CA 33754 360 353,750.00 7.250 20061201 SFR 2,413.20 353,474.04 7.250 Owner Occupied Rate Refi 450,000.00 359 20061201 0.250 0.030 6.970 Stated 24 H FIXED WATSONVILLE CA 95076 360 487,500.00 6.500 20061201 SFR 2,640.63 487,500.00 6.500 Owner Occupied Purchase 680,000.00 359 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 WATSONVILLE CA 95076 180 162,500.00 10.500 20061201 SFR 1,486.45 162,435.43 10.500 Owner Occupied Purchase 680,000.00 179 20061201 0.500 0.030 9.970 Stated 12 H 0 FIXED CHULA VISTA CA 33494 180 117,000.00 12.500 20061201 D-PUDS 1,248.69 116,970.06 12.500 Owner Occupied Purchase 585,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED VALLEJO CA 94591 180 42,500.00 13.400 20061201 SFR 483.46 42,491.12 13.400 Investment CashOut Refi 428,000.00 179 20061201 0.500 0.030 12.870 Stated 12 H 0 FIXED TEMPE AZ 85281 360 128,000.00 6.750 20070101 2-FAMILY 720 128,000.00 6.750 Investment Rate Refi 250,000.00 360 20061201 0.250 0.030 6.470 Stated 24 H FIXED VANCOUVER WA 98662 360 192,000.00 6.625 20061201 SFR 1,060.00 192,000.00 6.625 Owner Occupied CashOut Refi 240,000.00 359 20061201 0.375 0.030 6.220 Full 36 H 3 LIBOR 6 SACRAMENTO CA 95833 180 60,800.00 11.950 20061201 SFR 623.06 60,782.41 11.950 Owner Occupied Purchase 310,000.00 179 20061201 0.500 0.030 11.420 Stated 0 FIXED HILO HI 35266 360 337,500.00 7.700 20061201 SFR 2,406.24 337,259.39 7.700 Owner Occupied Purchase 400,000.00 359 20061201 0.250 0.030 6.630 0.79 PMI - LENDER PAID 25 Stated 36 H FIXED MIAMI FL 33015 180 58,750.00 12.740 20061201 PUD 637.97 58,735.76 12.740 Owner Occupied Purchase 235,000.00 179 20061201 0.500 0.030 12.210 Stated 36 H 0 FIXED SAN JOSE CA 34721 360 512,000.00 6.990 20070101 SFR 2,982.40 512,000.00 6.990 Investment CashOut Refi 640,000.00 360 20061201 0.375 0.030 6.585 Stated 12 H 3 LIBOR 6 NEW ORLEANS LA 25598 180 31,800.00 10.500 20061201 CONDO 290.89 31,774.61 10.500 Owner Occupied Purchase 174,000.00 179 20070101 0.500 0.030 9.970 Stated 36 H 0 FIXED FRESNO CA 34153 180 50,750.00 10.800 20061201 SFR 475.65 50,731.10 10.800 Owner Occupied Purchase 203,000.00 179 20061201 0.500 0.030 10.270 Stated 24 H 0 FIXED PALMDALE CA 93552 180 82,250.00 10.750 20061201 SFR 767.79 82,219.03 10.750 Owner Occupied Purchase 340,000.00 179 20061201 0.500 0.030 10.220 Stated 24 H 0 FIXED IRVINE CA 33767 360 339,500.00 6.675 20070101 CONDO 1,888.47 339,500.00 6.675 Investment CashOut Refi 485,000.00 360 20061201 0.375 0.030 6.270 Stated 24 S 3 LIBOR 6 HOMESTEAD FL 33033 180 83,750.00 13.250 20061201 D-PUDS 942.84 83,731.90 13.250 Owner Occupied Purchase 335,000.00 179 20061201 0.500 0.030 12.720 Stated 24 H 0 FIXED NEWARK NJ 39090 360 304,000.00 8.800 20070101 3-FAMILY 2,229.33 304,000.00 8.800 Owner Occupied Purchase 380,000.00 360 20061201 0.375 0.030 8.395 Stated 3 LIBOR 6 VICTORVILLE CA 92392 180 87,500.00 10.940 20061201 SFR 829.32 87,468.39 10.940 Owner Occupied Purchase 350,000.00 179 20061201 0.500 0.030 10.410 Stated 36 H 0 FIXED CHICAGO IL 60638 360 164,250.00 6.900 20070101 SFR 1,008.79 164,250.00 6.900 Owner Occupied Purchase 219,000.00 360 20061201 0.250 0.030 6.620 Full FIXED FAIRFIELD CA 94533 360 260,000.00 6.125 20061201 SFR 1,327.08 260,000.00 6.125 Investment CashOut Refi 400,000.00 359 20061201 0.250 0.030 5.845 Full 36 H FIXED MISSION VIEJO CA 92691 360 280,000.00 6.300 20070101 CONDO 1,470.00 280,000.00 6.300 Owner Occupied Purchase 350,000.00 360 20061201 0.375 0.030 5.895 Full 3 LIBOR 6 HENDERSON NV 89012 180 69,000.00 11.450 20061201 D-PUDS 680.67 68,977.71 11.450 Owner Occupied Purchase 460,000.00 179 20061201 0.500 0.030 10.920 Stated 12 H 0 FIXED CAPE CORAL FL 12306 180 47,400.00 11.825 20061201 SFR 467.09 47,400.00 11.825 Owner Occupied Purchase 255,000.00 179 20061201 0.500 0.030 11.295 Stated 0 FIXED ROMOLAND CA 92585 360 344,300.00 6.300 20061201 D-PUDS 1,807.58 344,300.00 6.300 Owner Occupied Purchase 460,000.00 359 20061201 0.375 0.030 5.895 Stated 36 H 3 LIBOR 6 BROOKLYN NY 40582 360 502,500.00 7.875 20070101 3-FAMILY 3,297.66 502,500.00 7.875 Owner Occupied Purchase 670,000.00 360 20061201 0.375 0.030 7.470 Stated 12 H 3 LIBOR 6 CHICAGO IL 22076 180 75,000.00 12.550 20061201 3-FAMILY 803.35 74,981.03 12.550 Owner Occupied Purchase 300,000.00 179 20061201 0.500 0.030 12.020 Stated 0 FIXED LINCOLNWOOD IL 22109 180 187,500.00 11.990 20061201 SFR 1,927.21 187,446.23 11.990 Owner Occupied Purchase 750,000.00 179 20061201 0.500 0.030 11.460 Stated 0 FIXED ARLINGTON VA 44596 360 274,500.00 5.875 20061201 TOWNHOUSE 1,343.91 274,500.00 5.875 Investment CashOut Refi 411,000.00 359 20061201 0.375 0.030 5.470 Stated 36 S 3 LIBOR 6 FORT LAUDERDALE FL 12125 180 56,000.00 12.990 20061201 CONDO 619.03 55,987.17 12.990 Owner Occupied Purchase 280,000.00 179 20061201 0.500 0.030 12.460 Stated 24 H 0 FIXED FAIRFIELD CA 94533 180 161,250.00 12.140 20061201 SFR 1,676.04 161,205.27 12.140 Owner Occupied CashOut Refi 645,000.00 179 20061201 0.500 0.030 11.610 Stated 36 H 0 FIXED PENSACOLA FL 32561 360 610,000.00 5.750 20070101 CONDO 2,922.92 610,000.00 5.750 Investment CashOut Refi 1,085,000.00 360 20061201 0.375 0.030 5.345 Full 36 S 3 LIBOR 6 WINTER GARDEN FL 34787 360 532,500.00 7.660 20070101 SFR 3,399.13 532,500.00 7.660 Investment CashOut Refi 710,000.00 360 20061201 0.375 0.030 7.255 Stated 36 S 3 LIBOR 6 KISSIMMEE FL 34758 360 176,150.00 6.900 20061201 D-PUDS 1,012.86 176,150.00 6.900 2nd Home Purchase 253,000.00 359 20070101 0.375 0.030 6.495 Full 36 H 3 LIBOR 6 KISSIMMEE FL 34758 180 47,000.00 12.050 20061201 D-PUDS 485.26 46,973.26 12.050 2nd Home Purchase 253,000.00 179 20070101 0.500 0.030 11.520 Full 0 FIXED MODESTO CA 95355 360 366,000.00 6.875 20070101 SFR 2,096.88 366,000.00 6.875 Investment Rate Refi 685,000.00 360 20061201 0.250 0.030 6.595 Stated 60 H FIXED ATLANTIC CITY NJ 39539 360 397,500.00 6.820 20070101 HI-RISE 2,259.13 397,500.00 6.820 2nd Home Purchase 555,000.00 360 20061201 0.375 0.030 6.415 Stated 3 LIBOR 6 NEW LENOX IL 60451 360 316,800.00 7.750 20070101 SFR 2,269.59 316,800.00 7.750 Owner Occupied Purchase 355,000.00 360 20061201 0.375 0.030 6.555 0.79 RADIAN - LENDER PAID 25 Stated 12 H 3.875 LIBOR 6 FONTANA CA 92335 360 180,000.00 6.625 20070101 CONDO 993.75 180,000.00 6.625 Owner Occupied Purchase 225,000.00 360 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 FORT MYERS FL 12309 180 56,250.00 12.540 20061201 SFR 602.08 56,235.73 12.540 Owner Occupied Purchase 229,000.00 179 20061201 0.500 0.030 12.010 Stated 0 FIXED MIAMI FL 33138 180 130,000.00 12.300 20061201 SFR 1,367.29 129,965.21 12.300 Owner Occupied Purchase 650,000.00 179 20061201 0.500 0.030 11.770 Stated 0 FIXED OAKLAND CA 34490 180 54,500.00 11.900 20061201 SFR 540.46 54,500.00 11.900 Owner Occupied CashOut Refi 545,000.00 179 20061201 0.500 0.030 11.370 Stated 12 H 0 FIXED DALLAS TX 27433 360 75,500.00 7.000 20070101 SFR 502.3 75,500.00 7.000 Investment CashOut Refi 105,000.00 360 20061201 0.250 0.030 6.720 Stated FIXED APALACHICOLA FL 11768 180 26,250.00 12.800 20061201 SFR 286.28 26,243.72 12.800 Owner Occupied Rate Refi 175,000.00 179 20061201 0.500 0.030 12.270 Stated 0 FIXED FORT LAUDERDALE FL 12125 180 56,000.00 13.750 20061201 CONDO 652.46 55,989.21 13.750 Owner Occupied Purchase 280,000.00 179 20061201 0.500 0.030 13.220 Stated 24 H 0 FIXED BELLEVIEW FL 12529 180 27,600.00 13.375 20061201 SFR 313.42 27,594.21 13.375 Investment Purchase 138,000.00 179 20061201 0.500 0.030 12.845 Stated 24 H 0 FIXED ELMONT NY 11003 180 122,250.00 13.300 20061201 SFR 1,381.05 122,223.89 13.300 Owner Occupied Purchase 500,000.00 179 20061201 0.500 0.030 12.770 Stated 12 H 0 FIXED ATLANTIS FL 33462 360 375,000.00 6.615 20070101 SFR 2,067.19 375,000.00 6.615 Investment Purchase 500,000.00 360 20061201 0.375 0.030 6.210 Stated 60 S 3 LIBOR 6 SACRAMENTO CA 34928 360 360,000.00 7.990 20061201 SFR 2,397.00 360,000.00 7.990 Owner Occupied Purchase 400,000.00 359 20061201 0.375 0.030 6.695 0.89 RADIAN - LENDER PAID 25 SISA 24 H 3.875 LIBOR 6 PHOENIX AZ 85037 360 214,400.00 6.750 20070201 D-PUDS 1,206.00 214,400.00 6.750 Investment CashOut Refi 268,000.00 361 20070101 0.250 0.030 6.470 Stated 36 S FIXED MIAMI FL 12085 360 376,600.00 8.000 20070101 HI-RISE 2,510.67 376,600.00 8.000 Investment Purchase 500,000.00 360 20061201 0.375 0.030 7.595 Stated 24 S 3 LIBOR 6 GLASSBORO NJ 8028 360 115,000.00 7.500 20061201 SFR 756.78 114,961.97 7.500 Owner Occupied CashOut Refi 181,000.00 359 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 CHANDLER AZ 31103 360 187,200.00 7.000 20070101 SFR 1,092.00 187,200.00 7.000 Owner Occupied Purchase 237,000.00 360 20061201 0.375 0.030 6.595 Stated 24 H 3 LIBOR 6 PALM BAY FL 11940 180 57,500.00 12.050 20061201 SFR 593.67 57,483.73 12.050 Owner Occupied Purchase 240,000.00 179 20061201 0.500 0.030 11.520 Stated 36 H 0 FIXED BROOKLYN NY 40595 180 183,750.00 12.350 20061201 3-FAMILY 1,939.72 183,701.37 12.350 Owner Occupied Purchase 735,000.00 179 20061201 0.500 0.030 11.820 Stated 12 H 0 FIXED MARGATE FL 33063 360 133,860.00 6.900 20061201 CONDO 769.7 133,860.00 6.900 Investment Purchase 178,498.00 359 20061201 0.375 0.030 6.495 Stated 24 H 3 LIBOR 6 MARGATE FL 33063 360 35,700.00 13.690 20061201 CONDO 414.26 35,693.02 13.690 Investment Purchase 181,000.00 359 20061201 0.500 0.030 13.160 Stated 24 H 0 FIXED SEATTLE WA 98188 180 87,800.00 13.500 20061201 SFR 1,005.67 87,782.08 13.500 Owner Occupied Purchase 439,000.00 179 20061201 0.500 0.030 12.970 Stated 0 FIXED CLERMONT FL 34771 360 286,500.00 7.500 20070101 PUD 1,790.62 286,500.00 7.500 Owner Occupied Rate Refi 382,000.00 360 20061201 0.375 0.030 7.095 Stated 36 H 3 LIBOR 6 VALLEY SPRINGS CA 95252 180 117,500.00 10.600 20061201 SFR 1,037.92 117,500.00 10.600 Owner Occupied Purchase 470,000.00 179 20061201 0.500 0.030 10.070 Stated 36 H 0 FIXED PORTLAND OR 97266 360 167,200.00 7.375 20070101 SFR 1,027.58 167,200.00 7.375 Owner Occupied Purchase 215,000.00 360 20061201 0.375 0.030 6.970 Stated 24 H 3 LIBOR 6 REGO PARK NY 11374 360 437,250.00 6.125 20070101 2-FAMILY 2,231.80 437,250.00 6.125 Owner Occupied Purchase 595,000.00 360 20061201 0.375 0.030 5.720 SISA 12 H 3 LIBOR 6 PROVIDENCE RI 37506 360 142,500.00 6.290 20061201 SFR 881.11 142,365.83 6.290 Owner Occupied Rate Refi 220,000.00 359 20061201 0.250 0.030 6.010 Stated 12 H FIXED HENDERSON NV 89015 360 412,500.00 7.050 20070101 D-PUDS 2,423.44 412,500.00 7.050 Investment CashOut Refi 550,000.00 360 20061201 0.375 0.030 6.645 Stated 24 H 3 LIBOR 6 WEST JORDAN UT 84088 360 198,750.00 6.875 20061201 SFR 1,305.65 198,583.02 6.875 Owner Occupied Rate Refi 265,000.00 359 20061201 0.375 0.030 6.470 Full 36 H 3 LIBOR 6 ROSELLE IL 60172 180 100,000.00 12.390 20061201 3-FAMILY 1,058.73 99,973.77 12.390 Owner Occupied Purchase 500,000.00 179 20061201 0.500 0.030 11.860 Stated 0 FIXED DOWNEY CA 90240 360 490,000.00 5.795 20061201 SFR 2,366.29 490,000.00 5.795 Owner Occupied Rate Refi 850,000.00 359 20061201 0.375 0.030 5.390 Stated 12 H 3 LIBOR 6 NAPLES FL 12435 360 228,750.00 5.990 20061201 SFR 1,141.84 228,750.00 5.990 Owner Occupied Purchase 320,000.00 359 20061201 0.375 0.030 5.585 Stated 24 H 3 LIBOR 6 NAPLES FL 12435 180 76,250.00 10.850 20061201 SFR 717.52 76,221.91 10.850 Owner Occupied Purchase 320,000.00 179 20061201 0.500 0.030 10.320 Stated 36 H 0 FIXED BRONX NY 10458 360 375,000.00 7.000 20070101 2-FAMILY 2,187.50 375,000.00 7.000 Owner Occupied Purchase 500,000.00 360 20061201 0.375 0.030 6.595 Stated 3 LIBOR 6 NORTH LAS VEGAS NV 89081 360 299,250.00 6.530 20061201 D-PUDS 1,628.42 299,250.00 6.530 Owner Occupied Purchase 400,000.00 359 20061201 0.375 0.030 6.125 Stated 36 H 3 LIBOR 6 NORTH LAS VEGAS NV 89081 180 39,750.00 11.865 20061201 D-PUDS 404.75 39,738.28 11.865 Owner Occupied Purchase 400,000.00 179 20061201 0.500 0.030 11.335 Stated 36 H 0 FIXED APPLE VALLEY CA 33670 360 267,000.00 6.750 20061201 4-FAMILY 1,501.88 267,000.00 6.750 Investment Rate Refi 545,000.00 359 20061201 0.250 0.030 6.470 Stated 36 S FIXED SACRAMENTO CA 95832 360 150,000.00 6.125 20061201 SFR 911.42 149,854.21 6.125 Owner Occupied CashOut Refi 273,000.00 359 20061201 0.250 0.030 5.845 Stated 36 H FIXED CHICAGO IL 22088 360 131,250.00 7.915 20070101 SFR 865.7 131,250.00 7.915 Investment Purchase 175,500.00 360 20061201 0.375 0.030 7.510 Stated 3 LIBOR 6 AMERICAN CANYON CA 34457 180 171,250.00 12.650 20061201 SFR 1,847.63 171,207.63 12.650 Owner Occupied Purchase 685,000.00 179 20061201 0.500 0.030 12.120 Stated 36 H 0 FIXED ORLANDO FL 11923 360 165,000.00 7.500 20070101 SFR 1,031.25 165,000.00 7.500 Owner Occupied Purchase 225,000.00 360 20061201 0.375 0.030 7.095 Stated 24 H 3 LIBOR 6 BANNING CA 33654 360 165,000.00 6.875 20061201 4-FAMILY 945.31 165,000.00 6.875 Investment CashOut Refi 420,000.00 359 20061201 0.375 0.030 6.470 Express Non-Verified Assets 36 H 3 LIBOR 6 PETALUMA CA 94954 360 600,000.00 6.850 20070101 SFR 3,425.00 600,000.00 6.850 Owner Occupied CashOut Refi 800,000.00 360 20061201 0.375 0.030 6.445 Stated 3 LIBOR 6 CHICAGO IL 60646 360 412,500.00 7.690 20070101 SFR 2,643.44 412,500.00 7.690 Owner Occupied Purchase 550,000.00 360 20061201 0.375 0.030 7.285 Stated 3 LIBOR 6 ESCONDIDO CA 92025 360 274,550.00 5.500 20070101 CONDO 1,258.35 274,550.00 5.500 Owner Occupied Purchase 345,000.00 360 20061201 0.375 0.030 5.095 Stated 12 H 3 LIBOR 6 CHICAGO IL 22091 180 43,000.00 12.680 20061201 CONDO 464.93 42,989.44 12.680 Owner Occupied Purchase 215,000.00 179 20061201 0.500 0.030 12.150 Stated 0 FIXED MIAMI FL 33172 180 46,250.00 11.340 20061201 CONDO 452.37 46,234.69 11.340 Owner Occupied Purchase 185,000.00 179 20061201 0.500 0.030 10.810 Stated 0 FIXED FOUNTAIN VALLEY CA 33793 360 325,000.00 6.000 20061201 TOWNHOUSE 1,948.54 324,676.46 6.000 Owner Occupied CashOut Refi 530,000.00 359 20061201 0.250 0.030 5.720 Full 36 S FIXED SAN JACINTO CA 92583 360 143,158.00 6.125 20070101 SFR 730.7 143,158.00 6.125 Owner Occupied Rate Refi 298,000.00 360 20061201 0.375 0.030 5.720 Stated 3 LIBOR 6 SEBASTOPOL CA 95472 360 445,000.00 5.250 20070101 SFR 1,946.87 445,000.00 5.250 Owner Occupied CashOut Refi 1,130,000.00 360 20061201 0.375 0.030 4.845 Stated 36 S 3 LIBOR 6 PROVIDENCE RI 37503 360 181,500.00 7.300 20070101 SFR 1,104.13 181,500.00 7.300 Owner Occupied Purchase 242,000.00 360 20061201 0.375 0.030 6.895 Stated 12 H 3 LIBOR 6 MOUNTAIN HOUSE CA 95391 360 452,000.00 7.500 20061201 SFR 2,825.00 452,000.00 7.500 Owner Occupied Purchase 565,000.00 359 20061201 0.375 0.030 7.095 Stated 36 H 2.75 LIBOR 6 MOUNTAIN HOUSE CA 95391 180 113,000.00 12.650 20061201 SFR 1,219.17 112,972.04 12.650 Owner Occupied Purchase 565,000.00 179 20061201 0.500 0.030 12.120 Stated 36 H 0 FIXED UNION CITY CA 94587 360 448,000.00 6.250 20070101 SFR 2,333.33 448,000.00 6.250 Investment Rate Refi 640,000.00 360 20061201 0.375 0.030 5.845 Stated 3 LIBOR 6 SANTA CLARITA CA 91354 360 1,000,000.00 7.250 20061201 D-PUDS 6,041.67 1,000,000.00 7.250 Owner Occupied Purchase 1,450,000.00 359 20061201 0.375 0.030 6.845 Stated 36 H 3 LIBOR 6 PEMBROKE PINES FL 33024 360 455,000.00 7.150 20070101 D-PUDS 3,073.10 455,000.00 7.150 Owner Occupied Rate Refi 570,000.00 360 20061201 0.250 0.030 6.870 Express No Doc 36 H FIXED SAN DIEGO CA 33618 180 103,000.00 12.375 20061201 SFR 1,089.29 102,972.90 12.375 Owner Occupied Purchase 540,000.00 179 20061201 0.500 0.030 11.845 Stated 24 H 0 FIXED NORTH MIAMI BEACH FL 33162 180 52,950.00 13.140 20061201 HI-RISE 591.53 52,938.27 13.140 Owner Occupied Purchase 214,000.00 179 20061201 0.500 0.030 12.610 Stated 24 H 0 FIXED WEST SACRAMENTO CA 95691 360 315,000.00 6.300 20061201 SFR 1,653.75 315,000.00 6.300 Owner Occupied Rate Refi 420,000.00 359 20061201 0.375 0.030 5.895 Stated 36 H 3 LIBOR 6 MARICOPA AZ 85239 360 229,400.00 6.990 20061201 D-PUDS 1,336.26 229,400.00 6.990 Investment Purchase 500,000.00 359 20061201 0.375 0.030 6.585 Stated 60 S 3 LIBOR 6 SAN DIEGO CA 33616 360 437,500.00 6.470 20061201 2-FAMILY 2,756.67 437,102.18 6.470 Investment Rate Refi 625,000.00 359 20061201 0.250 0.030 6.190 Stated 36 H FIXED LOS ANGELES (VAN NUYS AREA) CA 33333 360 280,000.00 6.250 20061201 SFR 1,724.01 279,734.32 6.250 Owner Occupied CashOut Refi 505,000.00 359 20061201 0.250 0.030 5.970 Express Non-Verified Assets 36 H FIXED FRESNO CA 34161 360 392,000.00 6.250 20061201 SFR 2,041.67 392,000.00 6.250 Owner Occupied Rate Refi 525,000.00 359 20061201 0.250 0.030 5.970 Stated 60 H FIXED CHICAGO IL 60645 360 257,250.00 6.625 20070101 2-FAMILY 1,647.20 257,250.00 6.625 Owner Occupied CashOut Refi 525,000.00 360 20061201 0.250 0.030 6.345 Stated 24 H FIXED BRANDON FL 12184 360 253,550.00 7.000 20070101 SFR 1,479.04 253,550.00 7.000 Owner Occupied Purchase 296,000.00 360 20061201 0.375 0.030 5.765 0.83 RADIAN - LENDER PAID 30 Express No Doc 36 H 4 LIBOR 6 ORLANDO FL 11923 360 111,293.00 6.990 20070101 CONDO 648.28 111,293.00 6.990 2nd Home Purchase 195,000.00 360 20061201 0.375 0.030 6.585 Stated 36 S 3 LIBOR 6 FLAGLER BEACH FL 32136 360 487,000.00 6.875 20070101 SFR 2,790.10 487,000.00 6.875 Investment Purchase 650,000.00 360 20061201 0.375 0.030 6.470 Stated 36 S 3 LIBOR 6 PALMDALE CA 93550 360 177,600.00 6.625 20061201 PUD 980.5 177,600.00 6.625 Owner Occupied Purchase 222,000.00 359 20061201 0.375 0.030 6.220 Stated 60 H 3 LIBOR 6 PALMDALE CA 93550 180 44,400.00 10.550 20061201 PUD 407.8 44,382.55 10.550 Owner Occupied Purchase 222,000.00 179 20061201 0.500 0.030 10.020 Stated 36 H 0 FIXED COLTON CA 33687 360 280,000.00 7.250 20070101 SFR 1,691.67 280,000.00 7.250 Owner Occupied Purchase 350,000.00 360 20061201 0.375 0.030 6.845 Stated 36 H 3 LIBOR 6 KURTISTOWN HI 96760 360 150,400.00 6.550 20070101 SFR 820.93 150,400.00 6.550 Owner Occupied Purchase 188,000.00 360 20061201 0.375 0.030 6.145 Stated 36 H 3 LIBOR 6 VACAVILLE CA 95687 180 82,000.00 12.200 20061201 SFR 856.11 81,977.56 12.200 Owner Occupied Purchase 410,000.00 179 20061201 0.500 0.030 11.670 Stated 24 H 0 FIXED NORTH LAS VEGAS NV 89030 360 150,000.00 6.150 20061201 SFR 768.75 150,000.00 6.150 Owner Occupied Rate Refi 235,000.00 359 20061201 0.375 0.030 5.745 SISA 36 H 3 LIBOR 6 HARTFORD CT 38737 180 42,000.00 12.400 20061201 3-FAMILY 444.99 41,989.01 12.400 Owner Occupied Purchase 210,000.00 179 20061201 0.500 0.030 11.870 Stated 36 H 0 FIXED NORTH MIAMI BEACH FL 33162 360 167,900.00 9.000 20070101 HI-RISE 1,259.25 167,900.00 9.000 Owner Occupied Purchase 209,900.00 360 20061201 0.250 0.030 8.720 Stated 24 H FIXED LAUREL MD 44036 180 61,000.00 12.950 20061201 PUD 672.4 60,985.89 12.950 Owner Occupied Purchase 305,000.00 179 20061201 0.500 0.030 12.420 Full 0 FIXED FORT LAUDERDALE FL 33351 360 261,000.00 6.300 20070201 D-PUDS 1,370.25 261,000.00 6.300 Owner Occupied CashOut Refi 365,000.00 361 20070101 0.250 0.030 6.020 Stated 36 H FIXED SACRAMENTO CA 34933 360 176,000.00 6.750 20061201 SFR 1,061.91 175,928.09 6.750 Investment Rate Refi 310,000.00 359 20061201 0.250 0.030 6.470 Express Non-Verified Assets 36 S FIXED PORTLAND OR 35472 360 281,250.00 6.750 20061201 SFR 1,582.03 281,250.00 6.750 Owner Occupied Rate Refi 375,000.00 359 20061201 0.375 0.030 6.345 Stated 36 H 3 LIBOR 6 NORTH LAUDERDALE FL 33068 360 128,250.00 8.250 20061201 SFR 963.5 128,168.22 8.250 Owner Occupied Purchase 155,000.00 359 20061201 0.250 0.030 6.940 1.03 PMI - LENDER PAID 30 SISA 36 H FIXED POWAY CA 92064 360 880,000.00 5.750 20061201 SFR 4,216.67 880,000.00 5.750 Owner Occupied Rate Refi 1,265,000.00 359 20061201 0.375 0.030 5.345 Full 36 H 3 LIBOR 6 SOUTH OZONE PARK NY 40653 180 160,000.00 13.550 20061201 2-FAMILY 1,838.96 159,967.71 13.550 Owner Occupied Purchase 640,000.00 179 20061201 0.500 0.030 13.020 Stated 0 FIXED HOLLYWOOD FL 33021 360 268,000.00 7.655 20070101 CONDO 1,902.42 268,000.00 7.655 Owner Occupied CashOut Refi 335,000.00 360 20061201 0.250 0.030 7.375 SISA 36 S FIXED FAIRFIELD CA 94533 360 279,300.00 6.500 20070101 SFR 1,512.88 279,300.00 6.500 Owner Occupied Rate Refi 399,000.00 360 20061201 0.375 0.030 6.095 Stated 3 LIBOR 6 BENICIA CA 34464 360 266,000.00 6.500 20061201 SFR 1,440.83 266,000.00 6.500 Investment CashOut Refi 605,000.00 359 20061201 0.375 0.030 6.095 Stated 2.75 LIBOR 6 POMPANO BEACH FL 33069 360 228,800.00 8.750 20061201 CONDO 1,668.33 228,800.00 8.750 Owner Occupied Purchase 241,000.00 359 20061201 0.250 0.030 8.470 RADIAN - BORROWER PAID 30 Express No Doc Verified Assets 36 H FIXED HAZEL CREST IL 22035 180 30,900.00 11.250 20061201 SFR 300.12 30,889.57 11.250 Owner Occupied CashOut Refi 190,000.00 179 20061201 0.500 0.030 10.720 Stated 0 FIXED LAUGHLIN NV 89029 360 90,375.00 6.990 20061201 CONDO 526.43 90,375.00 6.990 Investment Rate Refi 120,500.00 359 20061201 0.375 0.030 6.585 Stated 36 H 3 LIBOR 6 MIAMI FL 33157 360 247,500.00 7.500 20070101 SFR 1,628.73 247,500.00 7.500 Owner Occupied Purchase 330,000.00 360 20061201 0.375 0.030 7.095 Full 24 H 3 LIBOR 6 MIAMI FL 33157 360 438,400.00 7.750 20070101 SFR 2,831.33 438,400.00 7.750 2nd Home Purchase 565,000.00 360 20061201 0.375 0.030 7.345 Stated 36 S 3 LIBOR 6 CAMBRIA HEIGHTS NY 40644 360 416,000.00 6.425 20070101 SFR 2,227.33 416,000.00 6.425 Owner Occupied Purchase 520,000.00 360 20061201 0.375 0.030 6.020 Stated 12 H 3 LIBOR 6 ANAHEIM CA 33818 360 536,000.00 6.500 20061201 SFR 2,903.33 536,000.00 6.500 Owner Occupied Rate Refi 670,000.00 359 20061201 0.375 0.030 6.095 Full 36 H 3 LIBOR 6 LOS ANGELES CA 90002 360 342,400.00 6.875 20061201 SFR 1,961.67 342,400.00 6.875 Investment CashOut Refi 428,000.00 359 20061201 0.375 0.030 6.470 Full 36 H 3 LIBOR 6 LAKE FOREST CA 33785 360 716,000.00 7.500 20070101 D-PUDS 4,475.00 716,000.00 7.500 Owner Occupied Purchase 920,000.00 360 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 LOS ANGELES (SHERMAN OAKS AREA) CA 33331 180 93,200.00 14.150 20061201 CONDO 1,115.38 93,183.60 14.150 Investment Purchase 480,000.00 179 20061201 0.500 0.030 13.620 Stated 0 FIXED YORBA LINDA CA 92886 360 600,000.00 7.000 20061201 SFR 3,500.00 600,000.00 7.000 Investment Purchase 825,000.00 359 20061201 0.375 0.030 6.595 Stated 3 LIBOR 6 YORBA LINDA CA 92886 180 160,000.00 12.250 20061201 SFR 1,676.63 159,956.70 12.250 Investment Purchase 825,000.00 179 20061201 0.500 0.030 11.720 Stated 0 FIXED LARKSPUR CA 94939 360 790,000.00 6.250 20070101 SFR 4,114.58 790,000.00 6.250 Owner Occupied CashOut Refi 1,300,000.00 360 20061201 0.375 0.030 5.845 Stated 36 H 3 LIBOR 6 SAINT PETERSBURG FL 12247 180 24,755.00 11.775 20061201 CONDO 250.35 24,747.56 11.775 2nd Home Purchase 165,000.00 179 20061201 0.500 0.030 11.245 Stated 0 FIXED PHOENIX AZ 85050 180 123,746.00 11.000 20061201 D-PUDS 1,178.46 123,701.88 11.000 Owner Occupied Purchase 925,000.00 179 20061201 0.500 0.030 10.470 Stated 0 FIXED LA VERNE CA 91750 360 572,000.00 6.925 20061201 SFR 3,300.92 572,000.00 6.925 Owner Occupied Purchase 757,000.00 359 20061201 0.375 0.030 6.520 Stated 3 LIBOR 6 SAN DIEGO CA 33612 360 213,850.00 6.875 20061201 CONDO 1,225.18 213,850.00 6.875 Investment Rate Refi 305,551.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED FORT MYERS FL 12313 180 20,255.00 12.775 20061201 CONDO 220.5 20,250.13 12.775 2nd Home Purchase 135,000.00 179 20061201 0.500 0.030 12.245 Stated 0 FIXED MIAMI FL 33196 360 187,400.00 6.940 20070101 CONDO 1,083.80 187,400.00 6.940 Owner Occupied Purchase 256,000.00 360 20061201 0.375 0.030 6.535 Stated 3 LIBOR 6 SAN DIEGO CA 33622 360 163,000.00 6.500 20070101 CONDO 882.92 163,000.00 6.500 Owner Occupied Rate Refi 205,000.00 360 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 PHOENIX AZ 85006 360 272,000.00 6.600 20061201 SFR 1,496.00 272,000.00 6.600 Owner Occupied CashOut Refi 340,000.00 359 20061201 0.375 0.030 6.195 Stated 12 H 3 LIBOR 6 NAPLES FL 12428 360 143,500.00 6.375 20061201 CONDO 762.34 143,500.00 6.375 Investment Purchase 205,000.00 359 20061201 0.375 0.030 5.970 Stated 36 S 3 LIBOR 6 NAPLES FL 12428 180 30,750.00 12.750 20061201 CONDO 334.16 30,742.56 12.750 Investment Purchase 205,000.00 179 20061201 0.500 0.030 12.220 Stated 0 FIXED SANGER CA 93657 360 180,000.00 6.150 20061201 SFR 922.5 180,000.00 6.150 Owner Occupied Purchase 240,000.00 359 20061201 0.375 0.030 5.745 Stated 36 H 3 LIBOR 6 KESWICK VA 22947 360 854,000.00 6.125 20070101 D-PUDS 4,358.96 854,000.00 6.125 Owner Occupied Rate Refi 1,425,000.00 360 20061201 0.375 0.030 5.720 Stated 36 S 3 LIBOR 6 CHICAGO IL 60647 360 434,250.00 9.420 20070101 4-FAMILY 3,408.86 434,250.00 9.420 Owner Occupied Purchase 580,000.00 360 20061201 0.375 0.030 9.015 Stated 3 LIBOR 6 FONTANA CA 92337 360 350,000.00 6.625 20070101 SFR 2,241.09 350,000.00 6.625 Owner Occupied CashOut Refi 450,000.00 360 20061201 0.375 0.030 6.220 Full 12 H 3 LIBOR 6 HENDERSON NV 89012 360 464,000.00 7.280 20061201 D-PUDS 3,174.74 463,640.19 7.280 Owner Occupied Purchase 580,000.00 359 20061201 0.375 0.030 6.875 Stated 3 LIBOR 6 FORT LAUDERDALE FL 12117 360 276,352.00 7.500 20070101 HI-RISE 1,727.20 276,352.00 7.500 2nd Home Purchase 380,000.00 360 20061201 0.375 0.030 7.095 Stated 36 S 3 LIBOR 6 LODI CA 95242 360 200,000.00 8.750 20070101 CONDO 1,458.33 200,000.00 8.750 Owner Occupied Purchase 260,000.00 360 20061201 0.250 0.030 8.470 Stated 36 H FIXED CHICAGO IL 60634 360 228,750.00 7.250 20070101 SFR 1,560.48 228,571.55 7.250 Owner Occupied Purchase 305,000.00 360 20061201 0.375 0.030 6.845 Stated 3 LIBOR 6 FORT MYERS FL 12313 360 106,500.00 7.250 20070101 SFR 726.52 106,500.00 7.250 Investment CashOut Refi 142,000.00 360 20061201 0.250 0.030 6.970 Stated 36 H FIXED AUSTIN TX 78746 360 187,500.00 6.990 20070101 PUD 1,092.19 187,500.00 6.990 Investment CashOut Refi 250,000.00 360 20061201 0.375 0.030 6.585 Stated 3 LIBOR 6 BROOKLYN NY 40595 360 555,000.00 7.000 20070101 3-FAMILY 3,237.50 555,000.00 7.000 Owner Occupied Purchase 740,000.00 360 20061201 0.375 0.030 6.595 Stated 12 H 3 LIBOR 6 SACRAMENTO CA 95842 180 60,400.00 10.850 20061201 SFR 568.37 60,377.75 10.850 Owner Occupied Purchase 302,000.00 179 20061201 0.500 0.030 10.320 Stated 0 FIXED HANOVER PARK IL 60133 360 203,200.00 7.100 20070101 SFR 1,365.57 203,200.00 7.100 Investment Rate Refi 254,000.00 360 20061201 0.375 0.030 6.695 Stated 24 H 3 LIBOR 6 ESCONDIDO CA 92025 360 273,200.00 5.375 20061201 CONDO 1,223.71 273,200.00 5.375 Owner Occupied Purchase 342,000.00 359 20061201 0.375 0.030 4.970 Stated 12 H 3 LIBOR 6 ALISO VIEJO CA 92656 360 542,500.00 6.613 20061201 D-PUDS 2,989.63 542,500.00 6.613 Owner Occupied CashOut Refi 775,000.00 359 20061201 0.375 0.030 6.208 Stated 3 LIBOR 6 DENVER CO 29272 360 160,000.00 6.990 20070101 SFR 932 160,000.00 6.990 Owner Occupied Rate Refi 200,000.00 360 20061201 0.250 0.030 6.710 Stated 36 H FIXED ORINDA CA 94563 360 660,000.00 7.990 20061201 SFR 4,394.50 660,000.00 7.990 Investment Rate Refi 880,000.00 359 20061201 0.375 0.030 7.585 Stated 12 H 3 LIBOR 6 LAS VEGAS NV 89141 360 238,000.00 6.700 20070101 D-PUDS 1,328.83 238,000.00 6.700 Investment Rate Refi 320,000.00 360 20061201 0.375 0.030 6.295 Stated 12 H 3 LIBOR 6 LAS VEGAS NV 89138 360 775,000.00 6.600 20061201 D-PUDS 4,262.50 775,000.00 6.600 Owner Occupied Purchase 1,175,000.00 359 20061201 0.375 0.030 6.195 Stated 36 S 3 LIBOR 6 SAN JOSE CA 34717 360 524,800.00 6.250 20061201 SFR 2,733.33 524,800.00 6.250 Owner Occupied Purchase 690,000.00 359 20061201 0.375 0.030 5.845 Stated 36 H 3 LIBOR 6 EWA BEACH HI 35252 360 240,000.00 7.125 20061201 CONDO 1,616.92 239,808.08 7.125 Owner Occupied Purchase 400,000.00 359 20061201 0.250 0.030 6.845 Stated 12 H FIXED EWA BEACH HI 35252 180 60,000.00 12.800 20061201 CONDO 654.35 59,985.65 12.800 Owner Occupied Purchase 400,000.00 179 20061201 0.500 0.030 12.270 Stated 12 H 0 FIXED SAINT PAUL MN 20095 360 287,000.00 7.150 20070101 4-FAMILY 1,710.04 287,000.00 7.150 Investment Purchase 415,000.00 360 20061201 0.375 0.030 6.745 Stated 36 S 3 LIBOR 6 MERCER ISLAND WA 98040 360 650,000.00 5.750 20070101 SFR 3,114.58 650,000.00 5.750 Owner Occupied Rate Refi 1,400,000.00 360 20061201 0.375 0.030 5.345 Full 36 H 3 LIBOR 6 SARASOTA FL 34231 180 25,250.00 13.500 20061201 CONDO 289.22 25,244.84 13.500 Owner Occupied Purchase 132,000.00 179 20061201 0.500 0.030 12.970 Stated 12 H 0 FIXED HUNTINGTON PARK AREA CA 90255 360 347,200.00 6.250 20070101 SFR 1,808.33 347,200.00 6.250 Owner Occupied Purchase 496,000.00 360 20061201 0.375 0.030 5.845 Stated 36 H 3 LIBOR 6 FONTANA CA 92337 360 198,750.00 6.625 20061201 CONDO 1,097.27 198,750.00 6.625 Owner Occupied Purchase 265,000.00 359 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 NORTHGLENN CO 80233 360 160,500.00 5.900 20061201 SFR 789.13 160,500.00 5.900 Owner Occupied Rate Refi 214,000.00 359 20061201 0.375 0.030 5.495 Stated 36 H 3 LIBOR 6 DELRAY BEACH FL 33446 360 80,000.00 7.190 20061201 CONDO 479.33 80,000.00 7.190 Investment CashOut Refi 155,000.00 359 20061201 0.375 0.030 6.785 Stated 12 H 3 LIBOR 6 PUEBLO CO 81001 360 137,250.00 6.875 20061201 2-FAMILY 786.33 137,250.00 6.875 Investment Rate Refi 183,000.00 359 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 LOS ANGELES (NORTHRIDGE AREA) CA 33322 360 350,000.00 6.750 20061201 SFR 1,968.75 350,000.00 6.750 Owner Occupied CashOut Refi 775,000.00 359 20061201 0.250 0.030 6.470 Stated 36 H FIXED BAY SHORE NY 40730 360 270,300.00 7.625 20061201 SFR 1,717.53 270,300.00 7.625 Owner Occupied Purchase 361,000.00 359 20061201 0.375 0.030 7.220 Stated 12 H 3 LIBOR 6 MINNEAPOLIS MN 20190 360 189,000.00 7.070 20070101 2-FAMILY 1,113.53 189,000.00 7.070 Investment Purchase 270,000.00 360 20061201 0.375 0.030 6.665 Stated 36 S 3 LIBOR 6 BENSENVILLE IL 21921 180 72,500.00 12.750 20061201 SFR 787.85 72,482.46 12.750 Owner Occupied Purchase 296,000.00 179 20061201 0.500 0.030 12.220 Stated 0 FIXED HIAWASSEE GA 30546 360 255,500.00 6.875 20070101 D-PUDS 1,463.80 255,500.00 6.875 2nd Home Purchase 370,000.00 360 20061201 0.375 0.030 6.470 Full 3 LIBOR 6 HOLLISTER CA 95023 360 480,000.00 6.375 20061201 SFR 2,550.00 480,000.00 6.375 Owner Occupied CashOut Refi 630,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 WARRENTON OR 97146 360 163,500.00 6.875 20070101 SFR 936.72 163,500.00 6.875 Owner Occupied Rate Refi 218,000.00 360 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 IRVINE CA 33773 360 276,750.00 7.913 20061201 CONDO 1,824.94 276,750.00 7.913 Owner Occupied CashOut Refi 369,000.00 359 20061201 0.375 0.030 7.508 Stated 36 H 3 LIBOR 6 PALERMO CA 95968 360 133,250.00 6.875 20061201 SFR 815.99 133,197.42 6.875 Owner Occupied CashOut Refi 205,000.00 359 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 LAS VEGAS NV 32512 360 230,400.00 7.375 20061201 SFR 1,416.00 230,400.00 7.375 Owner Occupied Purchase 300,000.00 359 20061201 0.375 0.030 6.970 Stated 36 H 3 LIBOR 6 LAS VEGAS NV 32512 180 57,600.00 12.650 20061201 SFR 621.45 57,585.75 12.650 Owner Occupied Purchase 300,000.00 179 20061201 0.500 0.030 12.120 Stated 36 H 0 FIXED VENTURA CA 93004 360 467,200.00 6.875 20061201 SFR 2,676.67 467,200.00 6.875 Owner Occupied Purchase 584,000.00 359 20061201 0.250 0.030 6.595 Stated 36 H FIXED HIALEAH FL 33012 360 270,000.00 7.300 20070201 SFR 1,851.04 270,000.00 7.300 Owner Occupied Purchase 370,000.00 361 20070101 0.250 0.030 7.020 Stated 36 H FIXED WEST PALM BEACH FL 12145 360 250,000.00 6.475 20061201 CONDO 1,348.96 250,000.00 6.475 Owner Occupied CashOut Refi 550,000.00 359 20061201 0.375 0.030 6.070 Stated 12 H 3 LIBOR 6 WAIKOLOA HI 96738 360 484,000.00 6.500 20061201 D-PUDS 3,059.21 483,562.46 6.500 Owner Occupied CashOut Refi 755,000.00 359 20061201 0.250 0.030 6.220 Express Non-Verified Assets FIXED LAS VEGAS NV 32509 360 196,000.00 6.550 20061201 SFR 1,069.83 196,000.00 6.550 Owner Occupied Purchase 245,000.00 359 20061201 0.375 0.030 6.145 Stated 36 H 3 LIBOR 6 LAS VEGAS NV 32509 180 49,000.00 10.450 20061201 SFR 446.39 48,980.32 10.450 Owner Occupied Purchase 245,000.00 179 20061201 0.500 0.030 9.920 Stated 24 H 0 FIXED CHICAGO IL 22089 180 112,000.00 12.450 20061201 2-FAMILY 1,190.98 111,971.02 12.450 Owner Occupied Purchase 560,000.00 179 20061201 0.500 0.030 11.920 Stated 0 FIXED PASO ROBLES CA 93446 360 326,250.00 6.300 20061201 SFR 1,863.76 326,099.05 6.300 Owner Occupied Rate Refi 435,000.00 359 20061201 0.375 0.030 5.895 Stated 12 H 3 LIBOR 6 PASO ROBLES CA 93446 180 42,000.00 12.500 20061201 SFR 448.25 41,989.25 12.500 Owner Occupied Rate Refi 435,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED MORGAN HILL CA 95037 360 532,000.00 6.950 20070101 SFR 3,081.17 532,000.00 6.950 Owner Occupied CashOut Refi 665,000.00 360 20061201 0.375 0.030 6.545 Stated 24 H 3 LIBOR 6 ORLANDO FL 32839 360 225,200.00 6.425 20070101 CONDO 1,205.76 225,200.00 6.425 2nd Home Purchase 301,900.00 360 20061201 0.375 0.030 6.020 Stated 24 H 3 LIBOR 6 PERRIS CA 92570 360 468,750.00 6.650 20061201 SFR 2,597.66 468,750.00 6.650 Investment Rate Refi 625,000.00 359 20061201 0.375 0.030 6.245 Stated 24 H 3 LIBOR 6 PERRIS CA 92570 180 125,000.00 11.900 20061201 SFR 1,276.15 124,963.43 11.900 Investment CashOut Refi 625,000.00 179 20061201 0.500 0.030 11.370 Stated 24 H 0 FIXED FONTANA CA 92335 360 230,000.00 5.750 20070101 SFR 1,102.08 230,000.00 5.750 Owner Occupied CashOut Refi 356,000.00 360 20061201 0.375 0.030 5.345 SISA 36 H 3 LIBOR 6 COSTA MESA CA 33782 360 405,000.00 6.000 20070101 SFR 2,025.00 405,000.00 6.000 Owner Occupied CashOut Refi 675,000.00 360 20061201 0.250 0.030 5.720 Full 12 H FIXED LOS ANGELES CA 90058 180 115,000.00 6.000 20061201 2-FAMILY 970.44 114,604.56 6.000 Owner Occupied CashOut Refi 490,000.00 179 20061201 0.250 0.030 5.720 Express Non-Verified Assets 36 H FIXED PANAMA CITY BEACH FL 11792 360 440,000.00 6.875 20070101 HI-RISE 2,890.49 440,000.00 6.875 2nd Home Purchase 570,000.00 360 20061201 0.250 0.030 6.595 Stated 12 H FIXED GILBERT AZ 85234 360 174,750.00 7.920 20070101 SFR 1,204.58 174,750.00 7.920 Owner Occupied CashOut Refi 233,000.00 360 20061201 0.375 0.030 7.515 Stated 12 H 3 LIBOR 6 SAN DIEGO CA 33631 360 326,250.00 6.125 20061201 CONDO 1,665.23 326,250.00 6.125 Owner Occupied Purchase 445,000.00 359 20061201 0.375 0.030 5.720 Stated 36 H 3 LIBOR 6 SAN DIEGO CA 33631 180 108,750.00 10.750 20061201 CONDO 1,015.16 108,709.06 10.750 Owner Occupied Purchase 445,000.00 179 20061201 0.500 0.030 10.220 Stated 36 H 0 FIXED CHICAGO IL 60639 360 260,000.00 6.795 20070101 2-FAMILY 1,694.14 260,000.00 6.795 Owner Occupied CashOut Refi 385,000.00 360 20061201 0.250 0.030 6.515 Express Non-Verified Assets FIXED SACRAMENTO CA 34936 360 185,000.00 6.750 20070101 SFR 1,040.63 185,000.00 6.750 Owner Occupied CashOut Refi 280,000.00 360 20061201 0.375 0.030 6.345 Stated 36 H 3.25 LIBOR 6 MESA AZ 31081 360 192,000.00 7.800 20061201 SFR 1,306.27 191,941.73 7.800 Owner Occupied Purchase 240,000.00 359 20061201 0.375 0.030 7.395 Stated 12 H 3 LIBOR 6 MESA AZ 31088 360 172,400.00 8.000 20070101 SFR 1,149.33 172,400.00 8.000 Owner Occupied CashOut Refi 215,500.00 360 20061201 0.375 0.030 7.595 Stated 36 H 4 LIBOR 6 PHOENIX AZ 85008 180 53,950.00 12.400 20061201 SFR 571.6 53,935.88 12.400 Owner Occupied Purchase 270,000.00 179 20061201 0.500 0.030 11.870 Stated 0 FIXED COVINA AREA CA 33441 360 343,000.00 7.000 20070101 SFR 2,000.83 343,000.00 7.000 Owner Occupied Purchase 493,000.00 360 20061201 0.375 0.030 6.595 Stated 36 H 2.5 LIBOR 6 YUBA CITY CA 95991 360 220,000.00 6.990 20061201 SFR 1,281.50 220,000.00 6.990 Owner Occupied Rate Refi 275,000.00 359 20061201 0.250 0.030 6.710 Full 12 H FIXED SACRAMENTO CA 34936 360 212,000.00 6.207 20061201 SFR 1,096.57 212,000.00 6.207 Owner Occupied CashOut Refi 335,000.00 359 20061201 0.375 0.030 5.802 Stated 12 H 3 LIBOR 6 CHICAGO IL 22090 360 348,800.00 8.580 20070101 3-FAMILY 2,701.77 348,800.00 8.580 Investment CashOut Refi 436,000.00 360 20061201 0.375 0.030 8.175 Stated 3 LIBOR 6 BROOKHAVEN MS 14397 360 124,000.00 6.250 20061201 SFR 645.83 124,000.00 6.250 Owner Occupied Rate Refi 155,000.00 359 20061201 0.375 0.030 5.845 Full 36 H 3 LIBOR 6 SAN DIEGO CA 33604 360 275,000.00 7.250 20061201 CONDO 1,661.46 274,487.93 7.250 2nd Home Purchase 475,000.00 359 20061201 0.250 0.030 6.970 Stated 36 H FIXED FAIRFAX VA 22033 360 404,000.00 6.500 20070101 SFR 2,188.33 404,000.00 6.500 Owner Occupied Rate Refi 505,000.00 360 20061201 0.375 0.030 6.095 Express Verified Assets 36 S 3 LIBOR 6 MORTON GROVE IL 60053 180 72,800.00 12.300 20061201 SFR 765.68 72,780.52 12.300 Owner Occupied CashOut Refi 486,000.00 179 20061201 0.500 0.030 11.770 Stated 0 FIXED MIAMI FL 12080 360 228,000.00 6.875 20061201 CONDO 1,306.25 228,000.00 6.875 Owner Occupied CashOut Refi 285,000.00 359 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 LAKE MARY FL 32748 180 45,000.00 11.100 20061201 SFR 431.95 44,984.30 11.100 Owner Occupied Purchase 185,000.00 179 20061201 0.500 0.030 10.570 Stated 0 FIXED MIAMI BEACH FL 33139 360 164,800.00 7.100 20061201 CONDO 1,107.51 164,667.56 7.100 Investment Purchase 265,000.00 359 20061201 0.250 0.030 6.820 Stated 36 S FIXED LAHAINA HI 96761 360 430,000.00 6.875 20070101 CONDOTEL 2,463.54 430,000.00 6.875 Investment Purchase 620,000.00 360 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 PHOENIX AZ 85015 360 140,000.00 6.500 20061201 D-PUDS 758.33 140,000.00 6.500 Owner Occupied CashOut Refi 260,000.00 359 20061201 0.375 0.030 6.095 SISA 3 LIBOR 6 SOUTH GATE CA 90280 360 308,000.00 5.750 20061201 SFR 1,475.83 308,000.00 5.750 Owner Occupied Purchase 440,000.00 359 20061201 0.375 0.030 5.345 Stated 36 H 3 LIBOR 6 LOCKPORT IL 60441 360 240,000.00 7.990 20070101 SFR 1,598.00 240,000.00 7.990 Owner Occupied Rate Refi 300,000.00 360 20061201 0.375 0.030 7.585 Stated 3 LIBOR 6 BROOKLYN NY 11236 360 487,500.00 6.875 20061201 2-FAMILY 2,792.97 487,500.00 6.875 Owner Occupied Purchase 650,000.00 359 20061201 0.375 0.030 6.470 Stated 12 H 3 LIBOR 6 BROOKLYN NY 40581 360 532,500.00 7.750 20070101 3-FAMILY 3,439.06 532,500.00 7.750 Owner Occupied Purchase 710,000.00 360 20061201 0.375 0.030 7.345 Stated 12 H 3 LIBOR 6 PALMDALE CA 93552 360 266,250.00 7.000 20070101 SFR 1,553.13 266,250.00 7.000 Owner Occupied Purchase 355,000.00 360 20061201 0.375 0.030 6.595 Stated 36 H 3 LIBOR 6 GREENFIELD CA 34239 360 444,000.00 6.500 20061201 SFR 2,405.00 444,000.00 6.500 Owner Occupied Purchase 555,000.00 359 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 GREENFIELD CA 34239 180 111,000.00 12.500 20061201 SFR 1,184.66 110,971.59 12.500 Owner Occupied Purchase 555,000.00 179 20061201 0.500 0.030 11.970 Stated 12 H 0 FIXED CERES CA 34765 360 311,000.00 6.550 20061201 SFR 1,697.54 311,000.00 6.550 Owner Occupied Rate Refi 550,000.00 359 20061201 0.375 0.030 6.145 SISA 36 S 3 LIBOR 6 SALT LAKE CITY UT 30699 360 106,000.00 7.500 20070101 SFR 662.5 106,000.00 7.500 Owner Occupied CashOut Refi 157,000.00 360 20061201 0.375 0.030 7.095 Stated 36 H 3 LIBOR 6 FRESNO CA 34152 360 184,800.00 6.990 20061201 SFR 1,147.06 184,729.40 6.990 Owner Occupied Purchase 232,000.00 359 20061201 0.250 0.030 6.710 Stated 24 H FIXED FRESNO CA 34152 180 46,200.00 12.690 20061201 SFR 499.89 46,188.68 12.690 Owner Occupied Purchase 232,000.00 179 20061201 0.500 0.030 12.160 Stated 36 H 0 FIXED TINLEY PARK IL 60477 360 405,000.00 7.400 20070101 SFR 2,804.14 405,000.00 7.400 Owner Occupied Rate Refi 550,000.00 360 20061201 0.375 0.030 6.995 Stated 3 LIBOR 6 PASADENA CA 33241 360 371,182.00 6.700 20061201 CONDO 2,072.43 371,182.00 6.700 Investment Purchase 494,910.00 359 20061201 0.375 0.030 6.295 Stated 3 LIBOR 6 FLORISSANT MO 63033 180 21,550.00 12.550 20061201 SFR 230.83 21,544.55 12.550 Investment Purchase 148,000.00 179 20061201 0.500 0.030 12.020 Stated 0 FIXED NORTH PALM BEACH FL 12152 360 238,500.00 6.850 20070101 SFR 1,361.44 238,500.00 6.850 Owner Occupied Purchase 335,000.00 360 20061201 0.375 0.030 6.445 Stated 3 LIBOR 6 ORANGE CA 92869 360 255,500.00 6.000 20070101 CONDO 1,531.85 255,500.00 6.000 Investment Purchase 380,000.00 360 20061201 0.250 0.030 5.720 Full 36 H FIXED SALINAS CA 34218 360 367,000.00 6.390 20061201 SFR 1,954.28 367,000.00 6.390 Owner Occupied CashOut Refi 600,000.00 359 20061201 0.375 0.030 5.985 Stated 3 LIBOR 6 LOS ANGELES CA 90062 360 413,000.00 6.875 20070101 2-FAMILY 2,713.12 413,000.00 6.875 Owner Occupied CashOut Refi 590,000.00 360 20061201 0.250 0.030 6.595 Stated 36 H FIXED LAKE FOREST CA 33785 360 344,250.00 6.625 20070101 CONDO 1,900.55 344,250.00 6.625 Owner Occupied Purchase 459,000.00 360 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 THE WOODLANDS TX 77380 360 119,700.00 6.177 20070101 D-PUDS 616.16 119,700.00 6.177 2nd Home Purchase 135,000.00 360 20061201 0.250 0.030 5.897 RADIAN - BORROWER PAID 25 Full 24 H FIXED DESTIN FL 32541 360 216,200.00 7.000 20061201 D-PUDS 1,261.17 216,200.00 7.000 Owner Occupied Rate Refi 336,000.00 359 20061201 0.375 0.030 6.595 Stated 24 S 3 LIBOR 6 LANCASTER CA 93535 360 272,944.00 7.500 20070101 SFR 1,908.46 272,944.00 7.500 Owner Occupied Purchase 365,000.00 360 20061201 0.375 0.030 7.095 Stated 24 H 3 LIBOR 6 TAMPA FL 12220 360 184,000.00 6.900 20061201 D-PUDS 1,130.09 183,927.91 6.900 Owner Occupied Purchase 231,000.00 359 20061201 0.250 0.030 6.620 Stated 36 H FIXED BALTIMORE MD 21230 360 172,000.00 5.990 20061201 SFR 1,030.12 171,828.45 5.990 Owner Occupied Purchase 230,000.00 359 20061201 0.375 0.030 5.585 Full 36 H 3 LIBOR 6 TAMPA FL 12208 360 153,000.00 9.550 20070101 SFR 1,292.09 153,000.00 9.550 Investment Purchase 170,000.00 360 20061201 0.375 0.030 8.575 0.57 PMI - LENDER PAID 25 SISA 12 H 3.625 LIBOR 6 ORLANDO FL 11923 360 128,240.00 7.950 20070101 CONDO 936.51 128,240.00 7.950 Owner Occupied Purchase 192,000.00 360 20061201 0.250 0.030 7.670 Stated 36 H FIXED SOUTH SAN FRANCISCO CA 94080 360 600,000.00 6.500 20061201 SFR 3,250.00 600,000.00 6.500 Owner Occupied Purchase 750,000.00 359 20061201 0.375 0.030 6.095 Stated 3 LIBOR 6 SOUTH SAN FRANCISCO CA 94080 180 150,000.00 11.050 20061201 SFR 1,434.16 149,947.09 11.050 Owner Occupied Purchase 750,000.00 179 20061201 0.500 0.030 10.520 Stated 0 FIXED CHICAGO IL 60660 360 143,900.00 7.750 20070201 CONDO 973.66 143,900.00 7.750 Owner Occupied Purchase 180,000.00 361 20070101 0.375 0.030 7.345 Stated 3 LIBOR 6 PROVIDENCE RI 37506 360 264,000.00 8.900 20070101 3-FAMILY 2,016.09 264,000.00 8.900 Owner Occupied Purchase 340,000.00 360 20061201 0.375 0.030 8.495 Stated 12 H 3 LIBOR 6 MIAMI FL 12085 360 306,000.00 10.725 20070101 CONDO 2,734.88 306,000.00 10.725 Investment Purchase 385,000.00 360 20061201 0.375 0.030 9.200 1.12 PMI - LENDER PAID 25 Express Non-Verified Assets 36 S 3.75 LIBOR 6 SOLEDAD CA 93960 360 214,500.00 6.250 20070101 SFR 1,117.19 214,500.00 6.250 Owner Occupied Rate Refi 485,000.00 360 20061201 0.250 0.030 5.970 Express Verified Assets FIXED MILLERSVILLE MD 44204 360 400,000.00 7.490 20061201 SFR 2,496.67 400,000.00 7.490 Owner Occupied Rate Refi 500,000.00 359 20061201 0.375 0.030 7.085 Stated 36 H 3 LIBOR 6 LAGUNA BEACH CA 92653 360 427,500.00 6.500 20061201 CONDO 2,315.63 427,500.00 6.500 Investment Rate Refi 570,000.00 359 20061201 0.375 0.030 6.095 Stated 12 H 3 LIBOR 6 LAUREL MD 44019 180 98,000.00 11.400 20061201 SFR 963.02 97,967.98 11.400 Owner Occupied Purchase 500,000.00 179 20061201 0.500 0.030 10.870 Stated 0 FIXED ELK GROVE CA 34874 360 337,500.00 7.125 20061201 SFR 2,003.91 337,500.00 7.125 Owner Occupied Purchase 465,000.00 359 20061201 0.375 0.030 6.720 Stated 24 H 3 LIBOR 6 MELROSE PARK IL 60160 360 193,500.00 8.500 20070101 SFR 1,487.85 193,500.00 8.500 Owner Occupied Purchase 266,000.00 360 20061201 0.375 0.030 8.095 Stated 3 LIBOR 6 SAN DIEGO CA 33634 360 900,000.00 6.780 20070101 SFR 5,085.00 900,000.00 6.780 Owner Occupied CashOut Refi 1,200,000.00 360 20061201 0.375 0.030 6.375 Stated 3 LIBOR 6 CARNATION WA 98014 360 524,000.00 8.875 20070101 SFR 3,875.42 524,000.00 8.875 Investment Purchase 900,000.00 360 20061201 0.375 0.030 8.470 Stated 3 LIBOR 6 BULLHEAD CITY AZ 31531 360 232,000.00 5.750 20070101 D-PUDS 1,111.67 232,000.00 5.750 2nd Home Rate Refi 380,000.00 360 20061201 0.375 0.030 5.345 Stated 24 H 3 LIBOR 6 HONOLULU HI 35294 360 660,000.00 7.000 20070101 SFR 3,850.00 660,000.00 7.000 Owner Occupied CashOut Refi 950,000.00 360 20061201 0.250 0.030 6.720 Stated 36 H FIXED UNION CITY CA 94587 360 480,000.00 6.180 20061201 SFR 2,472.00 480,000.00 6.180 Owner Occupied Rate Refi 735,000.00 359 20061201 0.375 0.030 5.775 Stated 3 LIBOR 6 NORTH LAS VEGAS NV 89030 360 110,000.00 7.250 20061201 SFR 664.58 110,000.00 7.250 Investment CashOut Refi 200,000.00 359 20061201 0.250 0.030 6.970 Express Non-Verified Assets 24 H FIXED NORTH LAS VEGAS NV 89030 360 140,800.00 6.350 20061201 SFR 745.07 140,800.00 6.350 Owner Occupied CashOut Refi 230,000.00 359 20061201 0.375 0.030 5.945 Stated 36 H 3 LIBOR 6 DUNN LORING VA 22027 180 282,000.00 12.500 20061201 D-PUDS 3,009.67 281,927.83 12.500 Owner Occupied Purchase 1,110,000.00 179 20061201 0.500 0.030 11.970 Stated 24 H 0 FIXED ROWLAND HEIGHTS AREA CA 91748 360 300,000.00 6.500 20061201 SFR 1,625.00 300,000.00 6.500 Owner Occupied CashOut Refi 525,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 SOLEDAD CA 93960 360 424,000.00 6.500 20061201 SFR 2,296.67 423,500.00 6.500 Owner Occupied CashOut Refi 530,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 EVERETT WA 35830 360 237,750.00 6.500 20061201 SFR 1,287.81 237,750.00 6.500 Investment Purchase 317,000.00 359 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 EVERETT WA 35829 180 47,550.00 13.600 20061201 SFR 548.39 47,540.51 13.600 Investment Purchase 317,000.00 179 20061201 0.500 0.030 13.070 Stated 0 FIXED HIGHLAND CA 92346 360 242,800.00 7.875 20070101 SFR 1,593.38 242,800.00 7.875 Owner Occupied CashOut Refi 303,500.00 360 20061201 0.375 0.030 7.470 Stated 36 H 3 LIBOR 6 CITRUS HEIGHTS CA 34871 360 281,250.00 7.150 20070101 SFR 1,675.78 281,250.00 7.150 Owner Occupied Rate Refi 375,000.00 360 20061201 0.250 0.030 6.870 Stated 36 S FIXED OCEANSIDE CA 92054 360 305,000.00 6.250 20070101 2-FAMILY 1,588.54 305,000.00 6.250 Investment Rate Refi 592,000.00 360 20061201 0.375 0.030 5.845 Stated 36 S 3 LIBOR 6 SAN DIEGO CA 92139 360 232,500.00 6.875 20061201 CONDO 1,332.03 232,500.00 6.875 Owner Occupied Rate Refi 310,000.00 359 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 SANTA ANA CA 33791 360 468,750.00 6.125 20070101 SFR 2,392.58 468,750.00 6.125 Owner Occupied Purchase 645,000.00 360 20061201 0.375 0.030 5.720 Stated 36 H 3 LIBOR 6 CHICAGO IL 60649 180 53,750.00 12.600 20061201 CONDO 577.82 53,736.56 12.600 Owner Occupied Purchase 215,000.00 179 20061201 0.500 0.030 12.070 Stated 0 FIXED LIVERMORE CA 94551 360 634,000.00 6.300 20070101 SFR 3,328.50 634,000.00 6.300 Owner Occupied Rate Refi 875,000.00 360 20061201 0.375 0.030 5.895 Stated 3 LIBOR 6 SACRAMENTO CA 34928 360 201,600.00 6.350 20061201 SFR 1,066.80 201,600.00 6.350 Owner Occupied Purchase 252,000.00 359 20061201 0.375 0.030 5.945 Stated 36 H 3 LIBOR 6 LAS VEGAS NV 32515 360 144,000.00 5.600 20061201 SFR 672 144,000.00 5.600 Owner Occupied Purchase 240,000.00 359 20061201 0.375 0.030 5.195 Stated 36 H 3 LIBOR 6 LOS ANGELES CA 90039 360 441,000.00 6.150 20070101 SFR 2,260.13 441,000.00 6.150 Owner Occupied Purchase 630,000.00 360 20061201 0.375 0.030 5.745 Stated 36 H 3 LIBOR 6 APOPKA FL 11882 360 206,400.00 7.405 20070101 SFR 1,273.66 206,400.00 7.405 Owner Occupied Purchase 265,000.00 360 20061201 0.375 0.030 7.000 Stated 24 H 3 LIBOR 6 HOLLYWOOD FL 33021 360 160,400.00 7.500 20070101 CONDO 1,002.50 160,400.00 7.500 Owner Occupied Purchase 214,000.00 360 20061201 0.375 0.030 7.095 Stated 36 S 3 LIBOR 6 MARGATE FL 33063 360 36,750.00 12.975 20061201 CONDO 405.81 36,741.55 12.975 Investment Purchase 184,900.00 359 20061201 0.500 0.030 12.445 Stated 24 H 0 FIXED ORLANDO FL 11908 360 168,300.00 9.550 20070101 SFR 1,369.88 168,300.00 9.550 Investment Purchase 246,000.00 360 20061201 0.375 0.030 9.145 Full 36 H 3.875 LIBOR 6 IVANHOE CA 93235 360 141,000.00 6.000 20061201 SFR 705 141,000.00 6.000 Investment Purchase 188,000.00 359 20061201 0.375 0.030 5.595 Stated 24 H 3 LIBOR 6 BRENTWOOD CA 34467 360 453,700.00 6.180 20070101 SFR 2,336.55 453,700.00 6.180 Owner Occupied Rate Refi 605,000.00 360 20061201 0.375 0.030 5.775 Stated 3 LIBOR 6 WEST PALM BEACH FL 12145 360 270,375.00 6.875 20070101 HI-RISE 1,549.02 270,375.00 6.875 Owner Occupied Purchase 535,000.00 360 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 NORTH BERGEN NJ 7047 360 360,000.00 9.100 20070101 2-FAMILY 2,730.00 360,000.00 9.100 Investment Purchase 400,000.00 360 20061201 0.375 0.030 8.695 PMI 25 Express Non-Verified Assets 3 LIBOR 6 PALM DESERT CA 92260 360 200,000.00 6.500 20061201 SFR 1,264.14 199,819.19 6.500 Investment CashOut Refi 380,000.00 359 20061201 0.250 0.030 6.220 Full FIXED SACRAMENTO CA 95834 360 289,000.00 6.100 20070101 SFR 1,469.08 289,000.00 6.100 Investment Rate Refi 420,000.00 360 20061201 0.375 0.030 5.695 Stated 3 LIBOR 6 EVERETT WA 35829 360 207,500.00 6.450 20061201 SFR 1,304.73 207,310.58 6.450 Owner Occupied Rate Refi 326,000.00 359 20061201 0.250 0.030 6.170 Express Verified Assets 36 H FIXED SANTA ROSA CA 34796 360 540,000.00 6.700 20070101 D-PUDS 3,015.00 540,000.00 6.700 Owner Occupied CashOut Refi 675,000.00 360 20061201 0.375 0.030 6.295 Express Verified Assets 12 H 3 LIBOR 6 KENT WA 98031 360 355,000.00 5.750 20070101 SFR 1,701.04 355,000.00 5.750 Owner Occupied CashOut Refi 615,000.00 360 20061201 0.375 0.030 5.345 Full 3 LIBOR 6 RIVERSIDE CA 33727 360 210,000.00 7.250 20061201 SFR 1,432.57 209,836.18 7.250 Investment CashOut Refi 400,000.00 359 20061201 0.375 0.030 6.845 Stated 12 H 3 LIBOR 6 NORTH LAS VEGAS NV 89032 360 212,000.00 6.163 20070101 D-PUDS 1,088.80 212,000.00 6.163 Owner Occupied Purchase 266,000.00 360 20061201 0.375 0.030 5.758 Stated 36 H 3 LIBOR 6 WALDORF MD 43983 360 247,500.00 7.800 20061201 D-PUDS 1,608.75 247,500.00 7.800 Owner Occupied CashOut Refi 330,000.00 359 20061201 0.375 0.030 7.395 Stated 36 H 3 LIBOR 6 SALINAS CA 34218 360 112,000.00 6.375 20061201 SFR 698.73 111,896.27 6.375 Owner Occupied CashOut Refi 555,000.00 359 20061201 0.250 0.030 6.095 Full FIXED CENTREVILLE VA 43850 360 135,600.00 6.500 20070101 PUD 734.5 135,600.00 6.500 Investment Rate Refi 390,000.00 360 20061201 0.250 0.030 6.220 Full 24 H FIXED VALRICO FL 33594 360 168,750.00 7.250 20070101 D-PUDS 1,019.53 168,750.00 7.250 Investment CashOut Refi 225,000.00 360 20061201 0.250 0.030 6.970 Express Verified Assets 12 H FIXED LOS ANGELES (ENCINO AREA) CA 91436 360 732,000.00 7.625 20070201 SFR 4,651.25 732,000.00 7.625 Owner Occupied Rate Refi 915,000.00 361 20070101 0.375 0.030 7.220 Stated 3 LIBOR 6 HEMET CA 92545 360 206,500.00 6.375 20061201 SFR 1,097.03 206,500.00 6.375 Investment Purchase 300,000.00 359 20061201 0.375 0.030 5.970 Stated 12 H 3 LIBOR 6 CENTREVILLE VA 43850 360 275,600.00 6.375 20070101 PUD 1,464.13 275,600.00 6.375 Owner Occupied Rate Refi 407,000.00 360 20061201 0.250 0.030 6.095 Full 24 H FIXED SEASIDE CA 93955 360 588,750.00 6.500 20061201 SFR 3,189.06 588,750.00 6.500 Owner Occupied Purchase 785,000.00 359 20061201 0.375 0.030 6.095 Stated 24 H 3 LIBOR 6 SAN DIMAS CA 91773 360 442,500.00 6.125 20070101 SFR 2,258.59 442,500.00 6.125 Owner Occupied Purchase 590,000.00 360 20061201 0.375 0.030 5.720 Stated 36 H 3 LIBOR 6 SAN LEANDRO CA 94577 360 584,000.00 7.250 20061201 SFR 3,528.33 584,000.00 7.250 Owner Occupied Purchase 730,000.00 359 20061201 0.375 0.030 6.845 Stated 12 H 3 LIBOR 6 HONOLULU HI 35296 360 513,000.00 6.875 20070101 SFR 3,370.04 513,000.00 6.875 Owner Occupied Purchase 545,000.00 360 20061201 0.250 0.030 6.055 0.54 RADIAN - LENDER PAID 30 Full 36 H FIXED KEALAKEKUA HI 96750 360 453,750.00 6.400 20070101 SFR 2,624.25 453,750.00 6.400 Owner Occupied CashOut Refi 605,000.00 360 20061201 0.375 0.030 5.995 Stated 36 H 3 LIBOR 6 PITTSBURG CA 94565 360 405,000.00 7.250 20070101 4-FAMILY 2,446.88 405,000.00 7.250 Owner Occupied Purchase 540,000.00 360 20061201 0.375 0.030 6.845 Stated 3 LIBOR 6 MIAMI FL 33179 360 240,000.00 6.500 20070101 SFR 1,300.00 240,000.00 6.500 Owner Occupied CashOut Refi 300,000.00 360 20061201 0.375 0.030 6.095 Full 36 H 3 LIBOR 6 TALLAHASSEE FL 11752 360 139,500.00 6.200 20070101 SFR 720.75 139,500.00 6.200 Owner Occupied Purchase 194,000.00 360 20061201 0.375 0.030 5.795 Full 36 H 2.75 LIBOR 6 WASHINGTON DC 20011 360 352,000.00 6.800 20061201 TOWNHOUSE 1,994.67 352,000.00 6.800 Investment CashOut Refi 640,000.00 359 20061201 0.375 0.030 6.395 Stated 24 H 3 LIBOR 6 AURORA CO 80010 360 127,500.00 6.500 20070101 SFR 690.63 127,500.00 6.500 Owner Occupied CashOut Refi 170,000.00 360 20061201 0.375 0.030 6.095 Stated 36 H 3 LIBOR 6 LANCASTER CA 93536 360 190,800.00 5.999 20070101 SFR 953.84 190,800.00 5.999 Owner Occupied CashOut Refi 354,000.00 360 20061201 0.375 0.030 5.594 Stated 36 H 3 LIBOR 6 PLAINFIELD IL 60544 360 138,750.00 7.500 20070101 TOWNHOUSE 867.19 138,750.00 7.500 Owner Occupied Rate Refi 185,000.00 360 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 OPA LOCKA FL 33014 360 113,250.00 7.375 20070101 HI-RISE 682.19 111,000.00 7.375 Investment Purchase 164,000.00 360 20061201 0.375 0.030 6.970 Stated 60 S 3 LIBOR 6 RIVERSIDE CA 33733 240 250,000.00 6.750 20070101 SFR 1,900.91 250,000.00 6.750 Investment CashOut Refi 375,000.00 240 20061201 0.250 0.030 6.470 Stated 36 H FIXED HOLLISTER CA 95023 360 442,500.00 6.250 20070101 SFR 2,304.69 442,500.00 6.250 Owner Occupied Rate Refi 590,000.00 360 20061201 0.375 0.030 5.845 Stated 24 H 3 LIBOR 6 BRADENTON FL 12457 360 150,000.00 6.570 20070101 SFR 821.25 150,000.00 6.570 Investment Purchase 200,000.00 360 20061201 0.375 0.030 6.165 Stated 36 H 3 LIBOR 6 SAN DIEGO CA 92154 360 258,900.00 6.850 20070101 CONDO 1,696.47 258,900.00 6.850 Investment Rate Refi 346,000.00 360 20061201 0.375 0.030 6.445 Express Verified Assets 24 H 3 LIBOR 6 LONG BEACH NY 11561 360 476,250.00 7.375 20070101 SFR 2,926.95 476,250.00 7.375 Owner Occupied Purchase 662,000.00 360 20061201 0.375 0.030 6.970 Stated 3 LIBOR 6 LAKE ELSINORE CA 33754 360 357,000.00 6.750 20070101 SFR 2,008.13 357,000.00 6.750 2nd Home CashOut Refi 480,000.00 360 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 EDWARDS CO 81632 360 285,000.00 6.875 20061201 CONDO 1,632.81 285,000.00 6.875 Owner Occupied CashOut Refi 380,000.00 359 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 MONROVIA CA 91016 360 264,300.00 6.875 20070101 3-FAMILY 1,736.26 264,300.00 6.875 Investment Rate Refi 708,247.00 360 20061201 0.250 0.030 6.595 Full 36 S FIXED FOLSOM CA 34880 360 455,000.00 5.625 20070101 SFR 2,132.81 455,000.00 5.625 Owner Occupied Rate Refi 830,000.00 360 20061201 0.375 0.030 5.220 Full 3 LIBOR 6 SANTA ANA CA 33786 360 556,000.00 7.350 20070101 SFR 3,405.50 556,000.00 7.350 Owner Occupied Rate Refi 695,000.00 360 20061201 0.375 0.030 6.945 Stated 12 H 3 LIBOR 6 SOUTHFIELD MI 48075 360 104,000.00 9.550 20070101 SFR 878.28 104,000.00 9.550 Investment CashOut Refi 130,000.00 360 20061201 0.375 0.030 9.145 Stated 3 LIBOR 6 FAIRFIELD CA 94534 360 374,000.00 6.375 20061201 SFR 1,986.88 374,000.00 6.375 Owner Occupied CashOut Refi 535,000.00 359 20061201 0.375 0.030 5.970 Stated 36 S 3 LIBOR 6 MOUNTAIN VIEW HI 96771 360 237,600.00 7.500 20061201 D-PUDS 1,661.33 237,423.67 7.500 Owner Occupied CashOut Refi 297,000.00 359 20061201 0.250 0.030 7.220 Stated 36 H FIXED DOYLESTOWN PA 43344 360 448,000.00 7.375 20070101 SFR 2,753.33 448,000.00 7.375 Owner Occupied Rate Refi 560,000.00 360 20061201 0.375 0.030 6.970 Stated 36 H 3 LIBOR 6 WAIKOLOA HI 96738 360 841,800.00 6.300 20070101 CONDO 4,419.45 841,800.00 6.300 2nd Home Purchase 1,400,000.00 360 20061201 0.375 0.030 5.895 Stated 12 H 3 LIBOR 6 VALLEY SPRINGS CA 95252 360 165,000.00 6.375 20061201 SFR 1,029.39 164,847.17 6.375 Owner Occupied CashOut Refi 335,000.00 359 20061201 0.250 0.030 6.095 SISA FIXED SAN DIEGO CA 33611 360 385,000.00 7.600 20070101 CONDO 2,438.33 385,000.00 7.600 Owner Occupied Purchase 482,000.00 360 20061201 0.375 0.030 7.195 Stated 36 H 3 LIBOR 6 FRESNO CA 34172 360 176,250.00 7.000 20061201 SFR 1,028.13 176,250.00 7.000 Owner Occupied Purchase 235,000.00 359 20061201 0.375 0.030 6.595 Stated 24 H 3 LIBOR 6 FRESNO CA 34172 180 58,750.00 11.725 20061201 SFR 591.9 58,732.14 11.725 Owner Occupied Purchase 235,000.00 179 20061201 0.500 0.030 11.195 Stated 24 H 0 FIXED STATEN ISLAND NY 40251 360 392,000.00 6.550 20070101 SFR 2,139.67 392,000.00 6.550 Owner Occupied Rate Refi 490,000.00 360 20061201 0.375 0.030 6.145 Stated 12 H 2.75 LIBOR 6 PHOENIX AZ 85016 360 135,000.00 6.500 20061201 PUD 731.25 135,000.00 6.500 Owner Occupied CashOut Refi 220,000.00 359 20061201 0.375 0.030 6.095 SISA 3 LIBOR 6 RIVERSIDE CA 33729 360 417,000.00 6.250 20070101 4-FAMILY 2,171.88 417,000.00 6.250 Investment Rate Refi 675,000.00 360 20061201 0.375 0.030 5.845 Full 24 H 3 LIBOR 6 DAVIE FL 12127 180 125,500.00 12.990 20061201 D-PUDS 1,387.30 125,471.24 12.990 Investment Purchase 628,000.00 179 20061201 0.500 0.030 12.460 Stated 0 FIXED CHICAGO IL 22075 360 168,000.00 7.875 20070101 2-FAMILY 1,102.50 168,000.00 7.875 Owner Occupied Purchase 215,000.00 360 20061201 0.375 0.030 7.470 Stated 3 LIBOR 6 HUNTLEY IL 60142 360 293,250.00 9.375 20070101 SFR 2,291.02 293,250.00 9.375 Owner Occupied CashOut Refi 391,000.00 360 20061201 0.375 0.030 8.970 Stated 3 LIBOR 6 TURLOCK CA 95382 360 367,400.00 6.250 20070101 SFR 1,913.54 367,400.00 6.250 Owner Occupied Rate Refi 489,870.00 360 20061201 0.375 0.030 5.845 Stated 36 H 3 LIBOR 6 BRISTOW VA 20136 360 375,000.00 6.875 20070101 D-PUDS 2,148.44 375,000.00 6.875 Investment Purchase 538,000.00 360 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 MODESTO CA 95355 360 450,000.00 6.750 20070101 SFR 2,918.69 450,000.00 6.750 Owner Occupied CashOut Refi 600,000.00 360 20061201 0.250 0.030 6.470 Full 36 H FIXED SHARPSBURG MD 21782 360 160,000.00 6.750 20070101 SFR 1,037.76 160,000.00 6.750 Owner Occupied CashOut Refi 200,000.00 360 20061201 0.250 0.030 6.470 Stated 36 H FIXED NORTH PORT FL 34287 360 140,000.00 6.625 20070101 D-PUDS 772.92 140,000.00 6.625 Owner Occupied CashOut Refi 187,126.00 360 20061201 0.250 0.030 6.345 Full 36 H FIXED PROVIDENCE RI 37508 360 163,500.00 7.025 20070101 2-FAMILY 1,019.01 163,500.00 7.025 Owner Occupied Purchase 254,000.00 360 20061201 0.375 0.030 6.620 Stated 12 H 3 LIBOR 6 PORTERVILLE CA 93257 240 120,000.00 6.750 20070101 SFR 912.44 120,000.00 6.750 Owner Occupied CashOut Refi 220,000.00 240 20061201 0.250 0.030 6.470 Stated 36 H FIXED ADELANTO CA 33664 360 243,750.00 6.550 20070101 SFR 1,330.47 243,750.00 6.550 Owner Occupied CashOut Refi 325,000.00 360 20061201 0.375 0.030 6.145 Stated 36 H 3 LIBOR 6 LEHIGH ACRES FL 33971 360 172,400.00 6.875 20070101 SFR 987.71 172,400.00 6.875 Owner Occupied Purchase 224,000.00 360 20061201 0.375 0.030 6.470 Stated 36 S 3 LIBOR 6 SACRAMENTO CA 95835 360 458,000.00 6.150 20070101 D-PUDS 2,347.25 458,000.00 6.150 Owner Occupied Rate Refi 680,000.00 360 20061201 0.375 0.030 5.745 Stated 12 S 3 LIBOR 6 ONTARIO CA 91761 360 276,500.00 6.625 20070101 D-PUDS 1,643.47 276,500.00 6.625 Investment CashOut Refi 395,000.00 360 20061201 0.250 0.030 6.345 Full FIXED FRESNO CA 34152 360 321,000.00 7.950 20070101 4-FAMILY 2,126.63 321,000.00 7.950 Owner Occupied Purchase 428,000.00 360 20061201 0.375 0.030 7.545 Stated 3 LIBOR 6 LONG BEACH CA 33093 360 468,000.00 6.625 20070101 SFR 2,583.75 468,000.00 6.625 Owner Occupied Purchase 585,000.00 360 20061201 0.250 0.030 6.345 Stated 24 S FIXED MONUMENT CO 80132 180 22,800.00 11.050 20061201 SFR 217.99 22,791.96 11.050 Owner Occupied Purchase 230,000.00 179 20061201 0.500 0.030 10.520 Stated 0 FIXED BRONX NY 10453 360 405,450.00 8.990 20070101 3-FAMILY 3,037.50 405,450.00 8.990 Owner Occupied Purchase 560,000.00 360 20061201 0.375 0.030 8.585 Stated 12 H 3 LIBOR 6 LIVE OAK CA 95953 180 75,000.00 7.125 20070101 SFR 679.37 75,000.00 7.125 Owner Occupied CashOut Refi 190,000.00 180 20061201 0.250 0.030 6.845 SISA 36 H FIXED POTTSTOWN PA 19464 180 45,950.00 12.500 20061201 PUD 490.4 45,938.25 12.500 Investment Purchase 230,000.00 179 20061201 0.500 0.030 11.970 Stated 0 FIXED DETROIT MI 17568 360 79,200.00 11.420 20070101 SFR 779.48 79,200.00 11.420 Investment Purchase 88,000.00 360 20061201 0.375 0.030 10.135 0.88 PMI - LENDER PAID 25 Express Non-Verified Assets 3.625 LIBOR 6 DELRAY BEACH FL 33444 360 213,750.00 7.915 20070101 CONDO 1,555.77 213,750.00 7.915 Investment Purchase 285,000.00 360 20061201 0.375 0.030 7.510 Stated 24 H 3 LIBOR 6 MIAMI FL 33193 360 336,000.00 7.280 20070101 SFR 2,038.40 336,000.00 7.280 Owner Occupied CashOut Refi 448,000.00 360 20061201 0.375 0.030 6.875 Stated 3 LIBOR 6 AMBLER PA 19002 360 605,000.00 7.000 20070101 SFR 3,529.17 605,000.00 7.000 Owner Occupied CashOut Refi 865,000.00 360 20061201 0.375 0.030 6.595 Full 24 S 3 LIBOR 6 MIRAMAR FL 33027 360 337,500.00 7.705 20070101 D-PUDS 2,167.03 337,500.00 7.705 Owner Occupied Purchase 450,000.00 360 20061201 0.375 0.030 7.300 Stated 3 LIBOR 6 AIEA HI 35247 360 259,000.00 6.350 20070101 SFR 1,611.59 259,000.00 6.350 Owner Occupied CashOut Refi 685,000.00 360 20061201 0.250 0.030 6.070 Stated 36 H FIXED TUJUNGA AREA CA 91042 360 437,500.00 6.500 20061201 SFR 2,369.79 437,500.00 6.500 Owner Occupied CashOut Refi 625,000.00 359 20061201 0.250 0.030 6.220 Stated 60 H FIXED HOLLISTER CA 95023 360 420,000.00 6.500 20061201 SFR 2,275.00 420,000.00 6.500 Owner Occupied Purchase 555,000.00 359 20061201 0.375 0.030 6.095 Stated 24 H 3 LIBOR 6 SARASOTA FL 34232 360 189,000.00 5.700 20070101 SFR 897.75 189,000.00 5.700 Investment Purchase 255,000.00 360 20061201 0.375 0.030 5.295 Stated 3 LIBOR 6 BALTIMORE MD 21236 360 192,000.00 7.350 20070101 PUD 1,176.00 192,000.00 7.350 Owner Occupied CashOut Refi 240,000.00 360 20061201 0.375 0.030 6.945 Stated 3 LIBOR 6 PINOLE CA 94564 180 312,000.00 6.175 20070101 SFR 2,662.42 312,000.00 6.175 Investment CashOut Refi 635,000.00 180 20061201 0.250 0.030 5.895 Stated 36 H FIXED HONOLULU HI 35295 360 236,000.00 8.420 20061201 HI-RISE 1,655.93 236,000.00 8.420 Investment Purchase 295,000.00 359 20061201 0.375 0.030 8.015 Stated 3 LIBOR 6 NORTH MIAMI BEACH FL 33162 360 131,900.00 7.000 20070101 HI-RISE 877.53 131,900.00 7.000 Investment Purchase 176,000.00 360 20061201 0.375 0.030 6.595 Stated 36 H 3 LIBOR 6 GREENFIELD CA 34239 360 324,000.00 6.650 20070101 SFR 1,795.50 324,000.00 6.650 Owner Occupied Purchase 405,000.00 360 20061201 0.375 0.030 6.245 Stated 12 H 3 LIBOR 6 MIAMI BEACH FL 33141 360 436,000.00 6.875 20070101 HI-RISE 2,497.92 436,000.00 6.875 2nd Home CashOut Refi 545,000.00 360 20061201 0.375 0.030 6.470 Stated 60 S 3 LIBOR 6 CHICAGO IL 60657 360 189,050.00 8.700 20070101 HI-RISE 1,370.61 189,050.00 8.700 Owner Occupied Purchase 202,000.00 360 20061201 0.375 0.030 7.105 1.19 RADIAN - LENDER PAID 30 Express No Doc 4 LIBOR 6 FONTANA CA 92336 360 324,000.00 7.875 20061201 SFR 2,126.25 324,000.00 7.875 Owner Occupied CashOut Refi 360,000.00 359 20061201 0.375 0.030 7.470 RADIAN - BORROWER PAID 25 Stated 36 H 3 LIBOR 6 CORAL GABLES FL 33156 360 1,413,750.00 6.875 20070101 SFR 8,099.61 1,413,750.00 6.875 Owner Occupied CashOut Refi 2,175,000.00 360 20061201 0.375 0.030 6.470 Stated 24 H 4 LIBOR 6 ESCONDIDO CA 92025 360 321,000.00 5.875 20070101 CONDO 1,571.56 321,000.00 5.875 Owner Occupied Purchase 402,000.00 360 20061201 0.375 0.030 5.470 Stated 12 H 3 LIBOR 6 PALM DESERT CA 92260 180 379,000.00 6.125 20070101 SFR 3,223.87 379,000.00 6.125 Investment Rate Refi 620,000.00 180 20061201 0.250 0.030 5.845 Full 12 H FIXED MIAMI FL 12085 360 318,500.00 7.250 20070101 HI-RISE 1,924.27 318,500.00 7.250 Investment Purchase 490,500.00 360 20061201 0.375 0.030 6.845 Stated 60 S 3 LIBOR 6 BOYNTON BEACH FL 33437 360 228,000.00 7.950 20070101 D-PUDS 1,510.50 228,000.00 7.950 Owner Occupied Purchase 290,000.00 360 20061201 0.375 0.030 7.545 Stated 12 H 3 LIBOR 6 MANTECA CA 95337 360 500,000.00 6.750 20070101 SFR 2,812.50 500,000.00 6.750 Owner Occupied Rate Refi 625,000.00 360 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 CHICAGO IL 22084 360 74,750.00 8.300 20070101 SFR 564.2 74,750.00 8.300 Investment Purchase 115,000.00 360 20061201 0.375 0.030 7.895 Stated 3 LIBOR 6 VANCOUVER WA 98685 360 276,000.00 7.375 20070101 SFR 1,696.25 276,000.00 7.375 Owner Occupied Rate Refi 345,000.00 360 20061201 0.375 0.030 6.970 Stated 36 H 3 LIBOR 6 CHICAGO IL 60634 360 112,000.00 7.300 20070101 CONDO 767.84 112,000.00 7.300 Owner Occupied Purchase 154,500.00 360 20061201 0.375 0.030 6.895 Stated 3 LIBOR 6 PLAINFIELD IL 60586 360 161,250.00 7.600 20070101 D-PUDS 1,021.25 161,250.00 7.600 Owner Occupied Purchase 215,000.00 360 20061201 0.375 0.030 7.195 Stated 3 LIBOR 6 TAMARAC FL 12134 180 288,000.00 6.000 20070101 CONDO 2,430.31 288,000.00 6.000 Owner Occupied CashOut Refi 360,000.00 180 20061201 0.250 0.030 5.720 Stated FIXED SAN PABLO CA 34552 360 443,800.00 6.250 20070101 SFR 2,311.46 443,800.00 6.250 Owner Occupied Rate Refi 640,000.00 360 20061201 0.375 0.030 5.845 Stated 36 H 3 LIBOR 6 PLAINFIELD IL 60544 360 175,200.00 8.250 20070101 SFR 1,204.50 175,200.00 8.250 Owner Occupied Purchase 221,000.00 360 20061201 0.375 0.030 7.845 Stated 3 LIBOR 6 PEMBROKE PINES FL 33024 360 160,000.00 8.125 20070101 CONDO 1,083.33 160,000.00 8.125 Owner Occupied Purchase 200,000.00 360 20061201 0.375 0.030 7.720 Stated 36 H 3 LIBOR 6 WARWICK RI 2886 360 123,750.00 7.340 20070101 SFR 756.94 123,750.00 7.340 Investment Purchase 195,000.00 360 20061201 0.375 0.030 6.935 Stated 12 S 2.5 LIBOR 6 WELLINGTON FL 12158 360 480,000.00 6.950 20070101 D-PUDS 3,177.35 480,000.00 6.950 Owner Occupied CashOut Refi 600,000.00 360 20061201 0.250 0.030 6.670 Stated 36 H FIXED OCALA FL 34482 360 75,000.00 8.500 20070101 SFR 531.25 75,000.00 8.500 Investment CashOut Refi 100,000.00 360 20061201 0.375 0.030 8.095 Stated 24 H 3 LIBOR 6 HENDERSON NV 89015 360 143,650.00 8.140 20070101 SFR 974.43 143,650.00 8.140 Investment Purchase 189,000.00 360 20061201 0.375 0.030 7.735 Stated 3 LIBOR 6 QUARTZ HILL CA 93536 360 412,800.00 6.875 20070101 SFR 2,365.00 412,800.00 6.875 Owner Occupied Purchase 516,000.00 360 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 KIRKLAND WA 98034 360 254,000.00 5.630 20070101 SFR 1,191.68 254,000.00 5.630 Owner Occupied CashOut Refi 400,000.00 360 20061201 0.375 0.030 5.225 Express Non-Verified Assets 36 H 3 LIBOR 6 RIVERSIDE CA 33732 360 496,000.00 6.375 20070101 D-PUDS 2,635.00 496,000.00 6.375 Owner Occupied Purchase 620,000.00 360 20061201 0.375 0.030 5.970 Stated 36 H 3 LIBOR 6 QUEEN CREEK AZ 85242 360 251,200.00 7.500 20070101 D-PUDS 1,570.00 251,200.00 7.500 Owner Occupied Purchase 330,000.00 360 20061201 0.375 0.030 7.095 Stated 12 H 3 LIBOR 6 LIVE OAK CA 95953 360 191,250.00 7.400 20070101 SFR 1,324.18 191,250.00 7.400 Owner Occupied CashOut Refi 225,000.00 360 20061201 0.375 0.030 6.995 RADIAN - BORROWER PAID 22 Stated 36 H 3 LIBOR 6 KAPOLEI HI 35253 360 548,000.00 8.250 20061201 D-PUDS 3,913.48 547,854.02 8.250 Investment CashOut Refi 685,000.00 359 20061201 0.375 0.030 7.845 Stated 3 LIBOR 6 MARGATE FL 33063 360 224,800.00 7.375 20070101 SFR 1,381.58 224,800.00 7.375 Owner Occupied Purchase 300,000.00 360 20061201 0.375 0.030 6.970 Stated 36 H 3 LIBOR 6 VISALIA CA 93292 360 204,000.00 6.950 20070101 SFR 1,350.37 204,000.00 6.950 Investment Rate Refi 255,000.00 360 20061201 0.250 0.030 6.670 Stated 24 H FIXED HOLLISTER CA 95023 360 551,200.00 6.450 20070101 SFR 2,962.70 551,200.00 6.450 Owner Occupied Purchase 689,000.00 360 20061201 0.375 0.030 6.045 Stated 3 LIBOR 6 JAMAICA NY 11435 360 360,000.00 6.750 20070101 SFR 2,025.00 360,000.00 6.750 Owner Occupied CashOut Refi 495,000.00 360 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 PEMBROKE PINES FL 33029 360 346,500.00 6.750 20070101 D-PUDS 1,949.06 346,500.00 6.750 Investment Purchase 495,000.00 360 20061201 0.375 0.030 6.345 Stated 60 S 3 LIBOR 6 UPPER MARLBORO MD 20774 360 163,500.00 7.750 20070101 PUD 1,106.27 163,500.00 7.750 Owner Occupied CashOut Refi 268,000.00 360 20061201 0.375 0.030 7.345 Stated 36 H 3 LIBOR 6 MIAMI FL 33174 360 107,000.00 6.375 20070101 PUD 568.44 107,000.00 6.375 Owner Occupied CashOut Refi 250,000.00 360 20061201 0.375 0.030 5.970 Express No Doc 24 H 3 LIBOR 6 POMPANO BEACH FL 33060 360 281,250.00 7.505 20070101 SFR 1,758.98 281,250.00 7.505 Investment CashOut Refi 375,000.00 360 20061201 0.375 0.030 7.100 Stated 36 H 3 LIBOR 6 LAKE OSWEGO OR 97034 360 750,000.00 6.750 20070101 SFR 4,218.75 750,000.00 6.750 Owner Occupied Purchase 1,000,000.00 360 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 MARYSVILLE CA 34943 360 198,500.00 6.430 20070101 SFR 1,063.63 198,500.00 6.430 Owner Occupied Rate Refi 280,000.00 360 20061201 0.375 0.030 6.025 Stated 12 H 3 LIBOR 6 FORT LAUDERDALE FL 33334 360 255,000.00 7.067 20070101 SFR 1,501.74 255,000.00 7.067 Owner Occupied CashOut Refi 340,000.00 360 20061201 0.375 0.030 6.662 Stated 36 H 3 LIBOR 6 HOLLYWOOD FL 33021 360 143,900.00 8.250 20070101 CONDO 989.31 143,900.00 8.250 Owner Occupied Purchase 194,000.00 360 20061201 0.375 0.030 7.845 Stated 12 H 3 LIBOR 6 MIAMI FL 33144 360 283,500.00 8.200 20070101 2-FAMILY 1,937.25 283,500.00 8.200 Owner Occupied Purchase 378,000.00 360 20061201 0.375 0.030 7.795 Stated 36 H 3 LIBOR 6 PRESCOTT AZ 31472 360 215,800.00 6.375 20070101 D-PUDS 1,146.44 215,800.00 6.375 Investment Rate Refi 420,000.00 360 20061201 0.375 0.030 5.970 Stated 3 LIBOR 6 PAHOA HI 96778 360 198,000.00 7.750 20070101 SFR 1,278.75 198,000.00 7.750 Owner Occupied Purchase 247,500.00 360 20061201 0.375 0.030 7.345 SISA 36 H 3 LIBOR 6 CAPE COROL FL 33991 360 156,100.00 7.200 20070101 SFR 1,059.59 156,100.00 7.200 Owner Occupied Rate Refi 223,000.00 360 20061201 0.250 0.030 6.920 Stated 36 H FIXED ESCONDIDO CA 92026 360 376,000.00 6.625 20070101 D-PUDS 2,075.83 376,000.00 6.625 Owner Occupied Purchase 495,000.00 360 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 MIAMI FL 12079 360 191,300.00 7.625 20070101 HI-RISE 1,215.55 191,300.00 7.625 Investment Purchase 270,000.00 360 20061201 0.375 0.030 7.220 Stated 36 S 3 LIBOR 6 CAPE CORAL FL 12311 360 194,800.00 7.000 20070101 SFR 1,136.33 194,800.00 7.000 Owner Occupied Purchase 265,000.00 360 20061201 0.375 0.030 6.595 Stated 60 S 3 LIBOR 6 CHICAGO IL 60647 360 281,250.00 7.550 20070101 SFR 1,769.53 281,250.00 7.550 Investment Purchase 375,000.00 360 20061201 0.375 0.030 7.145 Stated 3.5 LIBOR 6 MIAMI FL 33184 360 801,000.00 7.250 20070101 SFR 4,839.38 801,000.00 7.250 Owner Occupied Purchase 1,068,000.00 360 20061201 0.375 0.030 6.845 Stated 24 H 3 LIBOR 6 WASHINGTON DC 20010 360 180,000.00 7.950 20070101 CONDO 1,192.50 180,000.00 7.950 Investment Purchase 225,000.00 360 20061201 0.375 0.030 7.545 Stated 24 H 3 LIBOR 6 OAKLAND CA 34487 360 383,000.00 5.875 20070101 SFR 1,875.10 383,000.00 5.875 Owner Occupied CashOut Refi 710,000.00 360 20061201 0.250 0.030 5.595 SISA 36 H FIXED KISSIMMEE FL 34747 360 250,000.00 7.500 20070101 SFR 1,748.04 250,000.00 7.500 2nd Home Rate Refi 595,000.00 360 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 HENDERSON NV 89015 360 190,450.00 7.220 20070101 D-PUDS 1,295.33 190,450.00 7.220 Owner Occupied Purchase 265,000.00 360 20061201 0.375 0.030 6.815 Stated 36 H 3 LIBOR 6 ROLLING MEADOWS IL 60008 360 102,000.00 7.950 20070101 CONDO 744.89 102,000.00 7.950 Owner Occupied Purchase 140,000.00 360 20061201 0.375 0.030 7.545 Stated 3 LIBOR 6 WESTON FL 12140 360 749,250.00 6.750 20070101 D-PUDS 4,214.53 749,250.00 6.750 Owner Occupied Purchase 1,000,000.00 360 20061201 0.375 0.030 6.345 Stated 3 LIBOR 6 LYNWOOD CA 90262 360 343,000.00 6.650 20070101 SFR 2,201.94 343,000.00 6.650 Owner Occupied CashOut Refi 490,000.00 360 20061201 0.375 0.030 6.245 Stated 12 H 3 LIBOR 6 MIAMI FL 33032 360 455,920.00 7.500 20070101 SFR 2,849.50 455,920.00 7.500 Owner Occupied Purchase 569,900.00 360 20061201 0.375 0.030 7.095 Stated 12 H 3 LIBOR 6 MUSKOGEE OK 27122 360 157,500.00 7.125 20070101 2-FAMILY 1,061.11 157,500.00 7.125 Investment Purchase 210,000.00 360 20061201 0.250 0.030 6.845 Full FIXED ALAMEDA CA 34455 360 821,200.00 6.375 20070101 PUD 4,362.63 821,200.00 6.375 Owner Occupied Purchase 1,173,500.00 360 20061201 0.375 0.030 5.970 Stated 3 LIBOR 6 YONKERS NY 40364 360 432,600.00 7.550 20070101 SFR 2,721.78 432,600.00 7.550 Owner Occupied Purchase 550,000.00 360 20061201 0.375 0.030 7.145 Stated 12 H 3 LIBOR 6 CORONA CA 92879 360 360,000.00 6.550 20070101 CONDO 1,965.00 360,000.00 6.550 Owner Occupied CashOut Refi 480,000.00 360 20061201 0.250 0.030 6.270 Express Verified Assets FIXED WEST MELBOURNE FL 11936 360 106,150.00 6.875 20070101 D-PUDS 697.33 106,150.00 6.875 Investment Purchase 195,000.00 360 20061201 0.250 0.030 6.595 Full 36 H FIXED EL CAJON CA 92019 360 223,300.00 6.625 20070101 CONDO 1,232.80 223,300.00 6.625 Owner Occupied Purchase 329,000.00 360 20061201 0.375 0.030 6.220 Stated 36 H 3.875 LIBOR 6 LAS VEGAS NV 89156 360 255,850.00 6.850 20070101 SFR 1,460.48 255,850.00 6.850 Owner Occupied CashOut Refi 301,000.00 360 20061201 0.375 0.030 5.705 0.74 RADIAN - LENDER PAID 22 Full 36 H 3.5 LIBOR 6 FEDERAL WAY WA 98003 360 262,500.00 6.375 20070101 SFR 1,394.53 262,500.00 6.375 Owner Occupied CashOut Refi 350,000.00 360 20061201 0.375 0.030 5.970 Stated 36 S 3 LIBOR 6 LANCASTER CA 93535 360 435,000.00 7.125 20070101 4-FAMILY 2,930.68 435,000.00 7.125 Investment CashOut Refi 725,000.00 360 20061201 0.250 0.030 6.845 Full FIXED CARSON CA 90746 360 548,000.00 6.950 20070101 D-PUDS 3,173.83 548,000.00 6.950 Owner Occupied Purchase 687,000.00 360 20061201 0.375 0.030 6.545 Stated 36 H 3 LIBOR 6 MIAMI BEACH FL 33140 360 264,000.00 7.750 20070101 CONDO 1,705.00 264,000.00 7.750 2nd Home Purchase 330,000.00 360 20061201 0.375 0.030 7.345 Stated 36 H 3 LIBOR 6 FRESNO CA 34152 360 176,250.00 6.875 20070201 SFR 1,009.77 176,250.00 6.875 Owner Occupied Purchase 235,000.00 361 20070101 0.375 0.030 6.470 Stated 24 H 3 LIBOR 6 FORT COLLINS CO 29367 360 159,839.00 6.500 20070101 SFR 865.79 159,839.00 6.500 Investment Rate Refi 207,000.00 360 20061201 0.375 0.030 6.095 Full 36 S 3 LIBOR 6 ONTARIO CA 91762 360 487,500.00 6.280 20070101 3-FAMILY 2,551.25 487,500.00 6.280 Owner Occupied Purchase 650,000.00 360 20061201 0.375 0.030 5.875 Stated 36 S 3 LIBOR 6 FORT COLLINS CO 29367 360 142,655.00 6.000 20070101 D-PUDS 713.28 142,655.00 6.000 Investment Rate Refi 200,000.00 360 20061201 0.375 0.030 5.595 Full 36 S 3 LIBOR 6 TELFORD PA 18969 360 499,000.00 7.000 20070101 SFR 2,910.83 499,000.00 7.000 Owner Occupied Purchase 635,000.00 360 20061201 0.250 0.030 6.720 Stated 36 H FIXED VANCOUVER WA 98682 360 392,000.00 6.990 20070101 D-PUDS 2,283.40 392,000.00 6.990 Owner Occupied Rate Refi 490,000.00 360 20061201 0.375 0.030 6.585 Full 36 H 3 LIBOR 6 FORT COLLINS CO 29367 360 143,400.00 5.900 20070101 SFR 705.05 143,400.00 5.900 Investment Rate Refi 205,000.00 360 20061201 0.375 0.030 5.495 Full 36 S 3 LIBOR 6 SEAL BEACH CA 90740 360 294,000.00 6.500 20070101 SFR 1,858.28 294,000.00 6.500 Owner Occupied Rate Refi 880,000.00 360 20061201 0.250 0.030 6.220 Full 36 H FIXED JACKSONVILLE FL 32244 360 132,750.00 7.375 20070101 CONDO 815.86 132,750.00 7.375 2nd Home Purchase 178,000.00 360 20061201 0.375 0.030 6.970 Stated 36 S 3 LIBOR 6 HIALEAH FL 33018 360 160,000.00 6.875 20070101 SFR 916.67 160,000.00 6.875 Owner Occupied Rate Refi 321,000.00 360 20061201 0.250 0.030 6.595 Stated 60 H FIXED PALMDALE CA 93550 360 228,000.00 7.125 20070101 3-FAMILY 1,536.08 228,000.00 7.125 Investment CashOut Refi 395,021.00 360 20061201 0.250 0.030 6.845 Full FIXED FOUNTAIN VALLEY CA 33793 360 564,000.00 7.100 20070101 SFR 3,337.00 564,000.00 7.100 Owner Occupied Purchase 705,000.00 360 20061201 0.375 0.030 6.695 Stated 3 LIBOR 6 BATON ROUGE LA 25790 360 121,333.00 6.950 20070101 4-FAMILY 803.16 121,333.00 6.950 Investment Purchase 175,000.00 360 20061201 0.375 0.030 6.545 Full 3 LIBOR 6 HOMESTEAD FL 33035 360 127,500.00 6.820 20070101 CONDO 724.62 127,500.00 6.820 Owner Occupied Purchase 170,000.00 360 20061201 0.375 0.030 6.415 Stated 36 H 3 LIBOR 6 NEW PORT RICHEY FL 34655 360 185,000.00 6.720 20070101 D-PUDS 1,196.22 185,000.00 6.720 Owner Occupied CashOut Refi 255,000.00 360 20061201 0.250 0.030 6.440 Stated 12 H FIXED SAN FRANCISCO CA 34356 360 676,500.00 5.750 20070101 2-FAMILY 3,241.56 676,500.00 5.750 Owner Occupied Rate Refi 1,200,000.00 360 20061201 0.375 0.030 5.345 Stated 36 H 3 LIBOR 6 SAN FRANCISCO CA 34355 360 750,000.00 6.125 20070101 3-FAMILY 3,828.13 750,000.00 6.125 Investment CashOut Refi 1,350,000.00 360 20061201 0.375 0.030 5.720 Stated 24 H 3 LIBOR 6 HAYWARD CA 94544 360 394,000.00 6.250 20070101 4-FAMILY 2,052.08 394,000.00 6.250 Investment Rate Refi 900,000.00 360 20061201 0.375 0.030 5.845 Stated 12 H 3 LIBOR 6 PLACENTIA CA 92870 360 612,000.00 6.375 20070101 D-PUDS 3,251.25 612,000.00 6.375 Investment Rate Refi 850,000.00 360 20061201 0.375 0.030 5.970 Stated 3 LIBOR 6 SACRAMENTO CA 34934 360 231,000.00 6.238 20070101 SFR 1,200.82 231,000.00 6.238 Owner Occupied Rate Refi 330,000.00 360 20061201 0.375 0.030 5.833 Express Verified Assets 12 H 3 LIBOR 6 VALLEJO CA 94591 360 265,000.00 6.050 20070101 SFR 1,336.04 265,000.00 6.050 Investment CashOut Refi 405,000.00 360 20061201 0.375 0.030 5.645 Stated 24 H 3 LIBOR 6 DAVIS CA 34866 360 532,500.00 6.200 20070101 SFR 2,751.25 532,500.00 6.200 Owner Occupied Rate Refi 710,000.00 360 20061201 0.375 0.030 5.795 Stated 12 H 3 LIBOR 6 CHICAGO IL 22092 360 464,000.00 6.500 20070101 2-FAMILY 2,513.33 464,000.00 6.500 Owner Occupied Rate Refi 580,000.00 360 20061201 0.375 0.030 6.095 Express Verified Assets 12 H 3 LIBOR 6 STOCKTON CA 34734 360 224,800.00 6.750 20070101 SFR 1,264.50 224,800.00 6.750 Owner Occupied Purchase 284,000.00 360 20061201 0.375 0.030 6.345 Stated 3 LIBOR 6 PORT RICHEY FL 34668 180 172,900.00 8.300 20070101 D-PUDS 1,682.41 172,900.00 8.300 Owner Occupied CashOut Refi 182,000.00 180 20061201 0.250 0.030 6.560 1.46 RADIAN - LENDER PAID 30 Stated 36 H FIXED UPLAND CA 91786 360 496,000.00 6.500 20070101 SFR 2,686.67 496,000.00 6.500 Owner Occupied Purchase 620,000.00 360 20061201 0.375 0.030 6.095 Stated 3 LIBOR 6 BLACKSHEAR GA 11459 180 123,000.00 6.375 20070101 SFR 1,063.03 123,000.00 6.375 Owner Occupied CashOut Refi 165,000.00 180 20061201 0.250 0.030 6.095 Stated FIXED CHICAGO IL 22084 360 131,250.00 6.200 20070101 SFR 678.13 131,250.00 6.200 Owner Occupied Purchase 177,000.00 360 20061201 0.375 0.030 5.795 Stated 3 LIBOR 6 LOS ANGELES CA 90047 360 365,000.00 6.990 20070101 3-FAMILY 2,425.90 365,000.00 6.990 Owner Occupied CashOut Refi 560,000.00 360 20061201 0.250 0.030 6.710 Stated 36 H FIXED MORENO VALLEY CA 92557 360 290,000.00 7.100 20070101 SFR 1,715.83 290,000.00 7.100 Owner Occupied CashOut Refi 430,000.00 360 20061201 0.375 0.030 6.695 Stated 3 LIBOR 6 SACRAMENTO CA 34939 360 242,000.00 6.430 20070101 SFR 1,296.72 242,000.00 6.430 Investment Rate Refi 335,000.00 360 20061201 0.375 0.030 6.025 Stated 3 LIBOR 6 OCEANSIDE CA 92054 360 444,000.00 7.950 20070101 SFR 2,941.50 444,000.00 7.950 Owner Occupied Rate Refi 555,000.00 360 20061201 0.375 0.030 7.545 Stated 3 LIBOR 6 NEWARK CA 94560 360 400,000.00 6.050 20070101 SFR 2,016.67 400,000.00 6.050 Owner Occupied CashOut Refi 693,000.00 360 20061201 0.375 0.030 5.645 Stated 3 LIBOR 6 KAHUKU HI 35277 360 300,000.00 6.375 20070101 SFR 1,871.61 300,000.00 6.375 Owner Occupied CashOut Refi 450,000.00 360 20061201 0.250 0.030 6.095 Stated 36 S FIXED MENTONE CA 92359 360 267,000.00 6.250 20070101 D-PUDS 1,643.96 267,000.00 6.250 Owner Occupied CashOut Refi 400,000.00 360 20061201 0.250 0.030 5.970 Full FIXED LOS ANGELES CA 90059 360 320,000.00 6.950 20070101 SFR 1,853.33 320,000.00 6.950 Owner Occupied Purchase 400,000.00 360 20061201 0.375 0.030 6.545 Stated 36 H 3 LIBOR 6 RIVERSIDE CA 33731 360 180,000.00 6.375 20070101 SFR 1,122.97 180,000.00 6.375 Owner Occupied CashOut Refi 321,000.00 360 20061201 0.250 0.030 6.095 Stated 36 H FIXED SOUTH GATE CA 90280 360 287,000.00 6.570 20070101 SFR 1,571.33 287,000.00 6.570 Investment Purchase 410,000.00 360 20061201 0.375 0.030 6.165 Stated 3 LIBOR 6 SAVAGE MN 55378 360 398,400.00 7.250 20070101 SFR 2,407.00 398,400.00 7.250 Investment Purchase 498,000.00 360 20061201 0.375 0.030 6.845 Stated 36 H 3.5 LIBOR 6 NORTH BAY VILLAGE FL 33141 360 203,100.00 6.985 20070101 CONDO 1,182.21 203,100.00 6.985 Investment Purchase 293,000.00 360 20061201 0.375 0.030 6.580 Stated 3 LIBOR 6 SAN DIEGO CA 33608 360 256,000.00 7.531 20070101 CONDO 1,795.43 256,000.00 7.531 Investment CashOut Refi 320,000.00 360 20061201 0.375 0.030 7.126 Stated 36 H 3 LIBOR 6 GARDEN GROVE CA 92844 360 315,000.00 6.875 20070101 CONDO 1,804.69 315,000.00 6.875 Owner Occupied Purchase 420,000.00 360 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 PORTLAND OR 35463 360 312,000.00 8.500 20070101 SFR 2,210.00 312,000.00 8.500 Owner Occupied Rate Refi 390,000.00 360 20061201 0.375 0.030 8.095 Stated 36 S 3 LIBOR 6 MORENO VALLEY CA 92557 360 292,500.00 6.250 20070101 SFR 1,523.44 292,500.00 6.250 Owner Occupied CashOut Refi 390,000.00 360 20061201 0.375 0.030 5.845 Stated 36 S 3 LIBOR 6 LOS ANGELES CA 90293 360 175,000.00 5.875 20070101 CONDO 856.77 175,000.00 5.875 Owner Occupied Rate Refi 557,788.00 360 20061201 0.375 0.030 5.470 Stated 36 S 3 LIBOR 6 LINDON UT 84042 360 228,900.00 6.500 20070101 SFR 1,239.88 228,900.00 6.500 Owner Occupied CashOut Refi 327,000.00 360 20061201 0.375 0.030 6.095 Stated 2.75 LIBOR 6 SALINAS CA 34217 360 424,000.00 6.875 20070101 SFR 2,429.17 424,000.00 6.875 Owner Occupied Purchase 540,000.00 360 20061201 0.375 0.030 6.470 Stated 12 H 3 LIBOR 6 LAKEWOOD CA 33066 360 472,000.00 6.625 20070101 SFR 2,605.83 472,000.00 6.625 Owner Occupied Rate Refi 590,000.00 360 20061201 0.375 0.030 6.220 Stated 36 H 3 LIBOR 6 MIAMI FL 33176 360 622,500.00 7.455 20070101 SFR 3,867.28 622,500.00 7.455 Owner Occupied Purchase 850,000.00 360 20061201 0.375 0.030 7.050 Stated 36 H 3 LIBOR 6 WEST PALM BEACH FL 33461 360 70,000.00 8.375 20070101 CONDO 532.05 70,000.00 8.375 Investment CashOut Refi 88,000.00 360 20061201 0.375 0.030 7.970 Stated 36 S 3 LIBOR 6 PLYMOUTH MI 48170 360 520,000.00 7.250 20070101 SFR 3,141.67 520,000.00 7.250 Owner Occupied Rate Refi 650,000.00 360 20061201 0.375 0.030 6.845 Stated 36 H 3 LIBOR 6 BREMEN GA 10968 360 144,000.00 6.750 20070101 D-PUDS 810 144,000.00 6.750 Owner Occupied Purchase 180,000.00 360 20061201 0.375 0.030 6.345 Full 3 LIBOR 6 DACULA GA 30019 360 215,900.00 7.250 20070101 D-PUDS 1,472.82 215,900.00 7.250 2nd Home Purchase 270,000.00 360 20061201 0.375 0.030 6.845 Stated 3 LIBOR 6 HOLLYWOOD FL 33024 360 228,750.00 7.500 20070201 PUD 1,429.69 228,750.00 7.500 Owner Occupied Purchase 305,000.00 361 20070101 0.375 0.030 7.095 Stated 36 S 3 LIBOR 6 MIAMI FL 33174 360 120,000.00 6.500 20070101 CONDO 758.48 120,000.00 6.500 Investment CashOut Refi 310,000.00 360 20061201 0.250 0.030 6.220 SISA FIXED SAN DIEGO CA 33604 360 228,800.00 6.625 20070101 HI-RISE 1,263.17 228,800.00 6.625 Investment Purchase 330,000.00 360 20061201 0.375 0.030 6.220 Stated 12 H 3 LIBOR 6 TORRANCE CA 32996 360 200,000.00 6.300 20070101 CONDO 1,050.00 200,000.00 6.300 Investment Purchase 325,000.00 360 20061201 0.375 0.030 5.895 Stated 24 H 3 LIBOR 6 MADERA CA 93637 360 236,000.00 6.750 20070101 SFR 1,327.50 236,000.00 6.750 Owner Occupied Purchase 300,000.00 360 20061201 0.375 0.030 6.345 Stated 3 LIBOR 6 LAS VEGAS NV 32512 360 248,000.00 6.300 20070101 SFR 1,302.00 248,000.00 6.300 Owner Occupied Rate Refi 310,000.00 360 20061201 0.375 0.030 5.895 Stated 36 H 3 LIBOR 6 HYATTSVILLE MD 20781 360 228,000.00 7.500 20070101 SFR 1,425.00 228,000.00 7.500 Owner Occupied Purchase 285,000.00 360 20061201 0.375 0.030 7.095 Stated 24 H 3 LIBOR 6 WAIKOLOA HI 96738 360 825,000.00 6.400 20070101 CONDO 4,400.00 825,000.00 6.400 2nd Home Purchase 1,100,000.00 360 20061201 0.375 0.030 5.995 Stated 3 LIBOR 6 MARGATE FL 33063 360 134,900.00 7.100 20070101 CONDO 798.16 134,900.00 7.100 Investment Purchase 182,000.00 360 20061201 0.375 0.030 6.695 Stated 12 H 3 LIBOR 6 FRESNO CA 34176 360 87,000.00 6.125 20070101 SFR 444.06 87,000.00 6.125 Investment CashOut Refi 176,000.00 360 20061201 0.250 0.030 5.845 Stated 12 H FIXED RIVERSIDE CA 33729 360 453,750.00 7.375 20070201 SFR 2,788.67 453,750.00 7.375 Owner Occupied Purchase 605,000.00 361 20070101 0.375 0.030 6.970 Stated 24 H 3 LIBOR 6 CHICAGO IL 22085 360 442,500.00 8.800 20070101 2-FAMILY 3,496.96 442,500.00 8.800 Investment Purchase 591,000.00 360 20061201 0.375 0.030 8.395 Stated 3 LIBOR 6 OAK LAWN IL 60453 360 176,000.00 7.450 20070101 SFR 1,224.60 176,000.00 7.450 Owner Occupied Purchase 220,000.00 360 20061201 0.375 0.030 7.045 Express No Doc 3 LIBOR 6 TORRANCE CA 32995 360 572,000.00 6.875 20070101 2-FAMILY 3,757.63 572,000.00 6.875 Owner Occupied Purchase 750,000.00 360 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 DORAL FL 33178 360 270,350.00 7.070 20070201 CONDO 1,592.81 270,350.00 7.070 2nd Home Purchase 341,000.00 361 20070101 0.375 0.030 6.665 Full 3 LIBOR 6 GILROY CA 95020 360 612,000.00 6.875 20070101 SFR 3,506.25 612,000.00 6.875 Owner Occupied Purchase 765,000.00 360 20061201 0.375 0.030 6.470 Stated 24 H 3 LIBOR 6 SALINAS CA 34218 360 289,000.00 6.500 20070101 SFR 1,565.42 289,000.00 6.500 Owner Occupied CashOut Refi 495,000.00 360 20061201 0.250 0.030 6.220 Stated 36 H FIXED COARSEGOLD CA 34134 360 220,000.00 5.675 20070101 SFR 1,040.42 220,000.00 5.675 Owner Occupied CashOut Refi 345,000.00 360 20061201 0.375 0.030 5.270 Stated 12 H 3 LIBOR 6 DENVER CO 29270 360 129,750.00 7.100 20070101 SFR 767.69 129,750.00 7.100 Owner Occupied Rate Refi 173,000.00 360 20061201 0.375 0.030 6.695 Stated 36 H 3 LIBOR 6 CHULA VISTA CA 33496 360 397,000.00 6.050 20070101 SFR 2,001.54 397,000.00 6.050 Owner Occupied CashOut Refi 625,000.00 360 20061201 0.375 0.030 5.645 Stated 24 H 3 LIBOR 6 LANCASTER CA 93535 360 273,000.00 6.250 20070101 SFR 1,421.88 273,000.00 6.250 Owner Occupied Purchase 490,000.00 360 20061201 0.250 0.030 5.970 Stated 36 H FIXED CHICAGO IL 22093 360 220,000.00 7.375 20070101 TOWNHOUSE 1,427.47 220,000.00 7.375 Owner Occupied CashOut Refi 275,000.00 360 20061201 0.375 0.030 6.970 Stated 3 LIBOR 6 SILVER SPRING MD 44078 360 476,000.00 7.000 20070101 SFR 2,776.67 476,000.00 7.000 Owner Occupied Rate Refi 595,000.00 360 20061201 0.250 0.030 6.720 Stated 36 H FIXED SANGER CA 93657 360 180,000.00 6.000 20070101 SFR 900 180,000.00 6.000 Owner Occupied CashOut Refi 280,000.00 360 20061201 0.250 0.030 5.720 Full FIXED CHICAGO IL 22074 360 135,000.00 7.750 20070101 CONDO 967.16 135,000.00 7.750 Owner Occupied Purchase 163,000.00 360 20061201 0.375 0.030 6.565 0.78 RADIAN - LENDER PAID 22 Stated 3.625 LIBOR 6 MORENO VALLEY CA 92553 360 245,000.00 6.050 20070101 SFR 1,235.11 245,000.00 6.050 Investment Purchase 439,000.00 360 20061201 0.375 0.030 5.645 Stated 4 LIBOR 6 SEWELL NJ 8080 360 211,900.00 6.815 20070201 SFR 1,203.42 211,900.00 6.815 Owner Occupied Purchase 270,000.00 361 20070101 0.250 0.030 6.535 Stated FIXED LOS ANGELES (SAN PEDRO AREA) CA 33085 360 265,500.00 6.875 20070101 CONDO 1,744.15 265,500.00 6.875 Owner Occupied Purchase 385,000.00 360 20061201 0.375 0.030 6.470 Stated 3.875 LIBOR 6 SACRAMENTO CA 34940 360 247,000.00 6.500 20070101 SFR 1,561.21 247,000.00 6.500 Owner Occupied CashOut Refi 387,000.00 360 20061201 0.250 0.030 6.220 Full FIXED SALEM OR 35491 360 142,500.00 5.990 20070101 SFR 711.31 142,500.00 5.990 Owner Occupied CashOut Refi 190,000.00 360 20061201 0.375 0.030 5.585 Express No Doc Verified Assets 36 H 3 LIBOR 6 RIVERSIDE CA 33727 360 260,000.00 6.875 20070101 SFR 1,489.58 260,000.00 6.875 Owner Occupied Purchase 340,000.00 360 20061201 0.375 0.030 6.470 Stated 36 H 3 LIBOR 6 OAKLAND CA 34506 360 173,500.00 5.990 20070101 SFR 866.05 173,500.00 5.990 Owner Occupied Rate Refi 450,000.00 360 20061201 0.250 0.030 5.710 Stated 36 H FIXED MIAMI FL 33033 360 187,500.00 7.120 20070101 SFR 1,262.59 187,500.00 7.120 Investment Rate Refi 250,000.00 360 20061201 0.250 0.030 6.840 Stated 24 H FIXED PALM SPRINGS CA 92262 360 220,000.00 6.850 20070101 SFR 1,343.25 220,000.00 6.850 Owner Occupied Purchase 400,000.00 360 20061201 0.375 0.030 6.445 Stated 3 LIBOR 6 HIGHLAND CA 92346 360 236,000.00 7.625 20070101 SFR 1,499.58 236,000.00 7.625 Investment Purchase 295,000.00 360 20061201 0.375 0.030 7.220 Stated 4.5 LIBOR 6 KAPLOEI HI 35253 360 390,000.00 6.000 20070101 SFR 2,338.25 390,000.00 6.000 Owner Occupied CashOut Refi 610,000.00 360 20061201 0.250 0.030 5.720 Stated 36 H FIXED CHICAGO IL 22095 360 187,500.00 8.625 20070201 2-FAMILY 1,347.66 187,500.00 8.625 Investment Purchase 250,000.00 361 20070101 0.250 0.030 8.345 Stated FIXED LAS VEGAS NV 32537 360 300,000.00 6.550 20070101 D-PUDS 1,637.50 300,000.00 6.550 Owner Occupied Rate Refi 375,000.00 360 20061201 0.250 0.030 6.270 Stated 36 H FIXED PEARL CITY HI 96782 180 187,500.00 6.750 20070101 CONDO 1,659.21 187,500.00 6.750 Investment CashOut Refi 250,000.00 180 20061201 0.250 0.030 6.470 Stated FIXED MADERA CA 93637 360 105,000.00 7.500 20070101 SFR 690.97 105,000.00 7.500 Investment CashOut Refi 271,000.00 360 20061201 0.375 0.030 7.095 Stated 12 H 5 LIBOR 6 REDONDO BEACH CA 90278 360 425,250.00 6.750 20070101 CONDO 2,392.03 425,250.00 6.750 Owner Occupied Purchase 600,000.00 360 20061201 0.375 0.030 6.345 Stated 12 H 3 LIBOR 6 FORT COLLINS CO 29362 360 143,000.00 7.500 20070101 D-PUDS 893.75 143,000.00 7.500 2nd Home CashOut Refi 217,000.00 360 20061201 0.250 0.030 7.220 Stated 36 S FIXED STREAMWOOD IL 21922 360 137,900.00 6.990 20070201 SFR 803.27 137,900.00 6.990 Investment Rate Refi 197,000.00 361 20070101 0.375 0.030 6.585 Stated 3.5 LIBOR 6 CUPERTINO CA 95014 360 750,000.00 7.500 20070101 SFR 4,687.50 750,000.00 7.500 Owner Occupied Purchase 967,000.00 360 20061201 0.375 0.030 7.095 Stated 4 LIBOR 6 AURORA CO 80011 360 137,250.00 6.300 20070101 SFR 720.56 137,250.00 6.300 Owner Occupied Rate Refi 185,000.00 360 20061201 0.250 0.030 6.020 Full 36 H FIXED CATHEDRAL CITY CA 92234 360 192,500.00 6.500 20070101 SFR 1,042.71 192,500.00 6.500 Owner Occupied Purchase 310,000.00 360 20061201 0.375 0.030 6.095 Stated 36 H 3.875 LIBOR 6 JAMAICA NY 11435 360 457,500.00 7.500 20070101 2-FAMILY 2,859.37 457,500.00 7.500 Investment Purchase 610,000.00 360 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 HUNTINGTON BEACH CA 92648 360 480,000.00 6.125 20070101 SFR 2,450.00 480,000.00 6.125 Owner Occupied Rate Refi 900,000.00 360 20061201 0.375 0.030 5.720 Stated 3 LIBOR 6 PALMDALE CA 93550 360 280,000.00 6.875 20070101 D-PUDS 1,604.17 280,000.00 6.875 Owner Occupied Purchase 350,000.00 360 20061201 0.375 0.030 6.470 Stated 3 LIBOR 6 LAKE WORTH FL 33461 360 208,000.00 6.650 20070101 SFR 1,335.29 208,000.00 6.650 Investment Purchase 280,000.00 360 20061201 0.375 0.030 6.245 Stated 36 H 3 LIBOR 6 NAPLES FL 12436 360 352,500.00 6.875 20070201 SFR 2,019.53 352,500.00 6.875 Owner Occupied Purchase 470,000.00 361 20070101 0.375 0.030 6.470 Stated 12 H 3 LIBOR 6 LA MIRADA CA 90638 360 438,750.00 7.450 20070101 SFR 2,723.91 438,750.00 7.450 Owner Occupied Purchase 585,000.00 360 20061201 0.375 0.030 7.045 Stated 60 S 3 LIBOR 6 MIAMI FL 33155 360 209,000.00 5.820 20070101 SFR 1,228.98 209,000.00 5.820 Owner Occupied CashOut Refi 418,000.00 360 20061201 0.375 0.030 5.415 SISA 3 LIBOR 6 TWIN PEAKS CA 92391 360 199,000.00 7.125 20070101 SFR 1,340.70 199,000.00 7.125 Investment CashOut Refi 310,000.00 360 20061201 0.250 0.030 6.845 Express Verified Assets 12 H FIXED GREENFIELD CA 34239 360 431,250.00 6.450 20070101 SFR 2,317.97 431,250.00 6.450 Owner Occupied CashOut Refi 575,000.00 360 20061201 0.375 0.030 6.045 SISA 12 H 3 LIBOR 6 NEWHALL CA 91381 360 616,000.00 6.500 20070201 SFR 3,606.41 616,000.00 6.500 Owner Occupied Purchase 770,000.00 361 20070101 0.250 0.030 6.220 Stated 36 H FIXED MIAMI FL 12080 360 348,000.00 8.150 20070101 HI-RISE 2,363.50 348,000.00 8.150 Owner Occupied Purchase 435,000.00 360 20061201 0.375 0.030 7.745 Stated 36 H 3 LIBOR 6 STOCKTON CA 34736 360 348,000.00 6.625 20070101 SFR 1,921.25 348,000.00 6.625 Owner Occupied Rate Refi 435,000.00 360 20061201 0.250 0.030 6.345 Stated 36 H FIXED ESPARTO CA 34877 360 245,000.00 6.650 20070101 SFR 1,572.81 245,000.00 6.650 Owner Occupied CashOut Refi 350,000.00 360 20061201 0.375 0.030 6.245 Stated 3 LIBOR 6 TUSTIN CA 92782 360 900,000.00 6.125 20070101 D-PUDS 4,593.75 900,000.00 6.125 Owner Occupied CashOut Refi 1,300,000.00 360 20061201 0.375 0.030 5.720 Stated 36 H 3 LIBOR 6 CHICAGO IL 60647 360 327,200.00 7.400 20070201 2-FAMILY 2,017.73 327,200.00 7.400 Owner Occupied Purchase 409,000.00 361 20070101 0.375 0.030 6.995 Stated 3 LIBOR 6 SACRAMENTO CA 34926 360 168,000.00 7.365 20070101 SFR 1,031.10 168,000.00 7.365 Investment Purchase 210,000.00 360 20061201 0.375 0.030 6.960 Stated 36 H 3 LIBOR 6 SAN DIEGO CA 33614 360 274,500.00 8.750 20070101 CONDO 2,001.56 274,500.00 8.750 2nd Home Purchase 305,000.00 360 20061201 0.375 0.030 8.345 RADIAN - BORROWER PAID 25 Express Non-Verified Assets 36 S 3 LIBOR 6 SAN DIEGO CA 33614 360 274,500.00 9.250 20070101 CONDO 2,115.94 274,500.00 9.250 2nd Home Purchase 305,000.00 360 20061201 0.375 0.030 8.845 PMI 25 Express Non-Verified Assets 36 S 4 LIBOR 6 SAN DIEGO CA 33614 360 274,500.00 9.950 20070101 CONDO 2,276.06 274,500.00 9.950 2nd Home Purchase 305,000.00 360 20061201 0.375 0.030 9.545 RADIAN - BORROWER PAID 25 Express Non-Verified Assets 36 S 3 LIBOR 6 GREENFIELD CA 34239 360 210,000.00 6.550 20070101 SFR 1,146.25 210,000.00 6.550 Owner Occupied CashOut Refi 500,000.00 360 20061201 0.250 0.030 6.270 Stated 36 H FIXED SAN DIEGO CA 33614 360 319,500.00 9.500 20070101 CONDO 2,529.38 319,500.00 9.500 2nd Home Purchase 355,000.00 360 20061201 0.375 0.030 9.095 RADIAN - BORROWER PAID 25 Express Non-Verified Assets 36 S 4 LIBOR 6 HONOLULU HI 35298 360 825,000.00 6.900 20070101 SFR 4,743.75 825,000.00 6.900 Owner Occupied Rate Refi 1,100,000.00 360 20061201 0.375 0.030 6.495 Stated 36 S 3 LIBOR 6 BELLEVUE WA 98004 360 289,400.00 6.375 20070101 CONDO 1,537.44 289,400.00 6.375 Owner Occupied Purchase 364,500.00 360 20061201 0.250 0.030 6.095 Stated 36 H FIXED SAN DIEGO CA 33617 360 367,500.00 8.250 20070101 SFR 2,526.56 367,500.00 8.250 2nd Home CashOut Refi 490,000.00 360 20061201 0.375 0.030 7.845 Stated 36 H 3 LIBOR 6 FLUSHING NY 11355 360 616,000.00 7.500 20070101 2-FAMILY 3,850.00 616,000.00 7.500 Owner Occupied Rate Refi 770,000.00 360 20061201 0.375 0.030 7.095 Stated 12 H 3 LIBOR 6 CLOVIS CA 34139 360 470,000.00 7.380 20070101 D-PUDS 2,890.50 470,000.00 7.380 Owner Occupied CashOut Refi 630,000.00 360 20061201 0.375 0.030 6.975 Stated 3 LIBOR 6 VENICE FL 34285 360 113,000.00 7.070 20070101 CONDO 707.97 113,000.00 7.070 Owner Occupied Rate Refi 225,000.00 360 20061201 0.250 0.030 6.790 Stated 36 S FIXED BENICIA CA 34464 360 495,000.00 6.250 20070101 SFR 2,578.13 495,000.00 6.250 Owner Occupied Rate Refi 821,500.00 360 20061201 0.250 0.030 5.970 Stated 36 H FIXED WHEELING IL 60090 180 192,000.00 6.750 20070101 SFR 1,699.03 192,000.00 6.750 Owner Occupied CashOut Refi 250,000.00 180 20061201 0.250 0.030 6.470 Stated FIXED NORWALK CA 90650 360 240,000.00 6.125 20070101 SFR 1,225.00 240,000.00 6.125 Investment Purchase 405,000.00 360 20061201 0.375 0.030 5.720 Full 3 LIBOR 6 BURIEN WA 98146 180 70,000.00 7.100 20070101 SFR 633.1 70,000.00 7.100 Investment CashOut Refi 278,000.00 180 20061201 0.250 0.030 6.820 Stated 36 H FIXED SAN JOSE CA 95148 360 650,000.00 5.815 20070101 SFR 3,149.79 650,000.00 5.815 Owner Occupied Rate Refi 2,500,000.00 360 20061201 0.375 0.030 5.410 Stated 3 LIBOR 6 MODESTO CA 95354 360 210,000.00 6.500 20070101 SFR 1,137.50 210,000.00 6.500 Owner Occupied CashOut Refi 310,000.00 360 20061201 0.375 0.030 6.095 Express No Doc 12 H 3 LIBOR 6 NEWARK CA 94560 360 360,000.00 6.132 20070101 SFR 2,189.03 360,000.00 6.132 Owner Occupied CashOut Refi 672,500.00 360 20061201 0.250 0.030 5.852 Stated 36 H FIXED LANCASTER CA 93535 360 234,320.00 6.990 20070101 SFR 1,454.44 234,320.00 6.990 Owner Occupied Purchase 340,000.00 360 20061201 0.375 0.030 6.585 Stated 3 LIBOR 6 EWA BEACH HI 35252 360 368,000.00 6.810 20070101 CONDO 2,236.26 368,000.00 6.810 Owner Occupied Purchase 460,000.00 360 20061201 0.250 0.030 6.530 Stated 60 H FIXED WONDER LAKE IL 60097 360 203,250.00 7.600 20070101 SFR 1,287.25 203,250.00 7.600 Investment CashOut Refi 271,000.00 360 20061201 0.375 0.030 7.195 Stated 3 LIBOR 6 SCOTCH PLAINS NJ 7076 360 352,500.00 7.650 20070101 SFR 2,501.04 352,500.00 7.650 Owner Occupied Rate Refi 470,000.00 360 20061201 0.250 0.030 7.370 Stated FIXED PALMER LAKE CO 80133 360 131,250.00 6.750 20070101 CONDO 738.28 131,250.00 6.750 Investment Rate Refi 175,000.00 360 20061201 0.250 0.030 6.470 Stated 36 H FIXED MARYSVILLE WA 98271 360 170,000.00 6.880 20070101 SFR 974.67 170,000.00 6.880 Investment CashOut Refi 246,000.00 360 20061201 0.375 0.030 6.475 SISA 36 H 3 LIBOR 6 ONTARIO CA 91761 360 195,000.00 5.990 20070101 SFR 973.38 195,000.00 5.990 Owner Occupied CashOut Refi 500,000.00 360 20061201 0.250 0.030 5.710 Stated 36 H FIXED SAINT PAUL MN 20093 360 170,200.00 6.750 20070101 SFR 1,103.91 170,200.00 6.750 Owner Occupied CashOut Refi 230,000.00 360 20061201 0.250 0.030 6.470 Stated 36 S FIXED HOMESTEAD FL 33033 360 255,100.00 7.500 20070101 D-PUDS 1,594.37 255,100.00 7.500 2nd Home Purchase 330,000.00 360 20061201 0.375 0.030 7.095 Stated 3 LIBOR 6 HONOLULU HI 35292 360 301,000.00 6.500 20070101 CONDO 1,630.42 301,000.00 6.500 Owner Occupied Rate Refi 570,000.00 360 20061201 0.250 0.030 6.220 Full 36 H FIXED BERWYN IL 22008 360 208,000.00 7.300 20070101 SFR 1,425.99 208,000.00 7.300 Owner Occupied CashOut Refi 260,000.00 360 20061201 0.250 0.030 7.020 Stated 24 H FIXED PAHALA HI 96777 360 70,000.00 7.000 20070101 SFR 435 70,000.00 7.000 Owner Occupied CashOut Refi 218,000.00 360 20061201 0.250 0.030 6.720 Stated 36 H FIXED OGDEN UT 30776 360 298,500.00 6.875 20070101 SFR 1,960.93 298,500.00 6.875 Owner Occupied CashOut Refi 398,000.00 360 20061201 0.375 0.030 6.470 Stated 36 H 4.8 LIBOR 6 PALM BAY FL 11940 360 155,000.00 7.000 20070101 SFR 1,031.22 155,000.00 7.000 Owner Occupied CashOut Refi 238,000.00 360 20061201 0.250 0.030 6.720 Stated FIXED LAKE ELSINORE CA 33754 360 325,000.00 6.800 20070101 SFR 2,118.76 325,000.00 6.800 Owner Occupied Rate Refi 425,000.00 360 20061201 0.375 0.030 6.395 Stated 36 H 3 LIBOR 6 LOS ANGELES CA 91367 360 448,000.00 5.625 20070101 SFR 2,100.00 448,000.00 5.625 Owner Occupied Rate Refi 650,000.00 360 20061201 0.375 0.030 5.220 Stated 36 H 3 LIBOR 6 FRESNO CA 34153 180 234,000.00 6.375 20070101 4-FAMILY 2,022.35 234,000.00 6.375 Investment Rate Refi 463,000.00 180 20061201 0.250 0.030 6.095 Express Non-Verified Assets FIXED RANCHO CUCAMONGA CA 33420 360 388,500.00 6.000 20070101 SFR 1,942.50 388,500.00 6.000 Owner Occupied CashOut Refi 555,000.00 360 20061201 0.250 0.030 5.720 Stated 36 H FIXED SANTA CLARITA CA 33318 360 450,000.00 7.375 20070201 SFR 2,765.63 450,000.00 7.375 Owner Occupied Rate Refi 600,000.00 361 20070101 0.375 0.030 6.970 Stated 12 H 3 LIBOR 6 SCHAUMBURG IL 60193 360 176,000.00 7.750 20070101 CONDO 1,136.67 176,000.00 7.750 Owner Occupied Purchase 220,000.00 360 20061201 0.375 0.030 7.345 Stated 3 LIBOR 6 SEATTLE WA 98144 360 496,000.00 6.875 20070101 SFR 2,841.67 496,000.00 6.875 Owner Occupied Purchase 620,000.00 360 20061201 0.375 0.030 6.470 Stated 24 H 3 LIBOR 6 SUISUN CITY CA 94585 360 410,000.00 6.375 20070101 SFR 2,557.87 410,000.00 6.375 Owner Occupied CashOut Refi 550,000.00 360 20061201 0.250 0.030 6.095 Express Non-Verified Assets 36 H FIXED NORTH MIAMI BEACH FL 33179 360 100,700.00 6.250 20070101 HI-RISE 620.03 100,700.00 6.250 Owner Occupied CashOut Refi 186,000.00 360 20061201 0.250 0.030 5.970 SISA 60 H FIXED SALINAS CA 34218 360 337,000.00 5.875 20070101 SFR 1,649.90 337,000.00 5.875 Owner Occupied CashOut Refi 700,000.00 360 20061201 0.375 0.030 5.470 Stated 24 H 3 LIBOR 6 GALT CA 95632 360 480,000.00 7.000 20070101 SFR 2,800.00 480,000.00 7.000 Owner Occupied CashOut Refi 600,000.00 360 20061201 0.250 0.030 6.720 Stated 12 H FIXED HIALEAH FL 33015 360 645,000.00 8.163 20070101 SFR 4,387.61 645,000.00 8.163 Owner Occupied Purchase 860,000.00 360 20061201 0.375 0.030 7.758 Stated 36 H 3 LIBOR 6 MORENO VALLEY CA 92553 360 185,000.00 5.865 20070101 SFR 904.19 185,000.00 5.865 Owner Occupied CashOut Refi 350,000.00 360 20061201 0.375 0.030 5.460 Stated 36 H 3 LIBOR 6 SAN BERNARDINO CA 33701 360 290,000.00 6.950 20070201 SFR 1,679.58 290,000.00 6.950 Owner Occupied CashOut Refi 399,000.00 361 20070101 0.375 0.030 6.545 Full 3 LIBOR 6 SAINT PAUL MN 20108 360 171,750.00 7.000 20070201 PUD 1,001.88 171,750.00 7.000 Owner Occupied Purchase 230,000.00 361 20070101 0.375 0.030 6.595 Stated 36 S 3 LIBOR 6 SALINAS CA 34217 360 500,000.00 6.250 20070101 SFR 2,604.17 500,000.00 6.250 Owner Occupied Rate Refi 625,000.00 360 20061201 0.250 0.030 5.970 Stated 36 H FIXED VACAVILLE CA 95687 360 187,500.00 6.650 20070101 CONDO 1,203.68 187,500.00 6.650 Investment CashOut Refi 250,000.00 360 20061201 0.250 0.030 6.370 Stated 36 H FIXED JAMUL CA 91935 360 350,000.00 6.125 20070101 SFR 1,786.46 350,000.00 6.125 Owner Occupied CashOut Refi 880,000.00 360 20061201 0.375 0.030 5.720 Full 3 LIBOR 6 KEAAU HI 96749 360 197,400.00 6.150 20070101 SFR 1,106.83 197,400.00 6.150 Owner Occupied CashOut Refi 286,000.00 360 20061201 0.250 0.030 5.870 Stated 36 H FIXED PAHOA HI 96778 360 237,000.00 6.875 20070101 SFR 1,556.92 237,000.00 6.875 Owner Occupied Rate Refi 271,800.00 360 20061201 0.250 0.030 5.955 0.64 RADIAN - LENDER PAID 25 SISA 36 H FIXED EWA BEACH HI 35252 360 392,000.00 6.675 20070201 D-PUDS 2,522.99 392,000.00 6.675 Owner Occupied Purchase 513,000.00 361 20070101 0.250 0.030 6.395 Stated 24 H FIXED LANCASTER CA 93535 360 200,000.00 6.500 20070201 SFR 1,083.33 200,000.00 6.500 Owner Occupied CashOut Refi 375,000.00 361 20070101 0.250 0.030 6.220 Stated 36 H FIXED LOS ANGELES CA 90043 360 430,000.00 6.250 20070101 SFR 2,441.28 430,000.00 6.250 Owner Occupied CashOut Refi 640,000.00 360 20061201 0.250 0.030 5.970 Stated 36 H FIXED MOUNT PLEASANT SC 29464 360 650,000.00 7.375 20070101 D-PUDS 3,994.79 650,000.00 7.375 Owner Occupied CashOut Refi 870,000.00 360 20061201 0.375 0.030 6.970 SISA 36 S 3 LIBOR 6 HEMET CA 92545 180 114,450.00 6.125 20070101 PUD 973.54 114,450.00 6.125 Investment CashOut Refi 163,500.00 180 20061201 0.250 0.030 5.845 Full FIXED DEL REY OAKS CA 93940 360 523,000.00 5.750 20070101 SFR 3,052.09 523,000.00 5.750 Owner Occupied Rate Refi 725,000.00 360 20061201 0.250 0.030 5.470 Stated 36 H FIXED TUCSON AZ 31238 360 172,000.00 7.120 20070101 SFR 1,158.22 172,000.00 7.120 Owner Occupied Rate Refi 360,000.00 360 20061201 0.250 0.030 6.840 Express Verified Assets FIXED TUCSON AZ 31238 360 88,050.00 7.375 20070101 PUD 608.14 88,050.00 7.375 Investment Purchase 136,500.00 360 20061201 0.250 0.030 7.095 Express Verified Assets FIXED MORENO VALLEY CA 92557 360 412,000.00 6.750 20070201 SFR 2,317.50 412,000.00 6.750 Owner Occupied CashOut Refi 520,000.00 361 20070101 0.250 0.030 6.470 Stated 36 H FIXED DELANO CA 34015 180 103,500.00 6.250 20070101 SFR 887.43 103,500.00 6.250 Owner Occupied CashOut Refi 280,000.00 180 20061201 0.250 0.030 5.970 Full 36 H FIXED WAIKOLOA HI 96738 360 365,000.00 6.655 20070201 D-PUDS 2,344.38 365,000.00 6.655 Investment CashOut Refi 490,000.00 361 20070101 0.250 0.030 6.375 Stated 36 H FIXED SALINAS CA 34217 360 427,500.00 6.850 20070101 SFR 2,440.31 427,500.00 6.850 Investment CashOut Refi 575,000.00 360 20061201 0.375 0.030 6.445 Stated 12 H 3 LIBOR 6 NORTH CHICAGO IL 60064 360 95,900.00 7.500 20070201 SFR 670.55 95,900.00 7.500 Investment Purchase 128,000.00 361 20070101 0.375 0.030 7.095 Stated 3 LIBOR 6 SALINAS CA 34217 360 140,000.00 6.500 20070201 PUD 884.9 140,000.00 6.500 Owner Occupied CashOut Refi 375,000.00 361 20070101 0.250 0.030 6.220 Stated 12 H FIXED HIALEAH FL 33012 360 156,000.00 7.500 20070201 CONDO 975 156,000.00 7.500 Owner Occupied Purchase 195,000.00 361 20070101 0.250 0.030 7.220 Stated 36 H FIXED ASHEBORO NC 46423 360 116,250.00 6.990 20070101 SFR 772.63 116,250.00 6.990 Owner Occupied Rate Refi 155,000.00 360 20061201 0.375 0.030 6.585 Stated 3 LIBOR 6 BOCA RATON FL 33487 360 500,000.00 6.125 20070101 PUD 2,552.08 500,000.00 6.125 Owner Occupied Purchase 770,000.00 360 20061201 0.375 0.030 5.720 Stated 36 H 3 LIBOR 6 SAN PABLO CA 34552 360 285,000.00 6.900 20070101 SFR 1,638.75 285,000.00 6.900 Owner Occupied Purchase 430,000.00 360 20061201 0.375 0.030 6.495 Stated 36 H 3 LIBOR 6 ELGIN IL 21938 360 91,000.00 8.500 20070201 SFR 644.58 91,000.00 8.500 Investment Purchase 140,000.00 361 20070101 0.375 0.030 8.095 Stated 3 LIBOR 6 LOS ANGELES (PACOIMA AREA) CA 33328 360 420,000.00 6.500 20070201 SFR 2,458.92 420,000.00 6.500 Owner Occupied Purchase 525,000.00 361 20070101 0.250 0.030 6.220 Stated 36 H FIXED HIGLEY AZ 85236 360 233,600.00 6.565 20070201 D-PUDS 1,486.51 233,600.00 6.565 Owner Occupied CashOut Refi 292,000.00 361 20070101 0.250 0.030 6.285 Stated FIXED EVANSTON IL 21947 360 255,000.00 7.625 20070201 SFR 1,804.87 255,000.00 7.625 Owner Occupied CashOut Refi 325,000.00 361 20070101 0.375 0.030 7.220 Stated 3 LIBOR 6 WEAVERVILLE CA 96093 360 226,000.00 6.900 20070201 SFR 1,488.44 226,000.00 6.900 Owner Occupied CashOut Refi 365,000.00 361 20070101 0.250 0.030 6.620 SISA 36 H FIXED SALINAS CA 34217 360 260,000.00 6.750 20070101 2-FAMILY 1,462.50 260,000.00 6.750 Investment CashOut Refi 535,000.00 360 20061201 0.375 0.030 6.345 Stated 24 H 3.875 LIBOR 6 SALINAS CA 34218 360 448,000.00 6.850 20070101 SFR 2,557.33 448,000.00 6.850 Owner Occupied Rate Refi 560,000.00 360 20061201 0.375 0.030 6.445 Stated 3 LIBOR 6 WACCABUC NY 10597 360 341,000.00 6.125 20070201 SFR 1,740.52 341,000.00 6.125 Owner Occupied Rate Refi 880,000.00 361 20070101 0.250 0.030 5.845 Full 12 H FIXED SARASOTA FL 34234 360 210,000.00 6.625 20070201 SFR 1,159.38 210,000.00 6.625 Investment CashOut Refi 300,000.00 361 20070101 0.250 0.030 6.345 Express Verified Assets FIXED GREELEY CO 80634 360 191,250.00 6.950 20070201 D-PUDS 1,107.66 191,250.00 6.950 Investment Purchase 260,000.00 361 20070101 0.375 0.030 6.545 Stated 36 S 3 LIBOR 6 HOLLADAY UT 30698 360 296,000.00 7.375 20070201 SFR 1,819.17 296,000.00 7.375 Owner Occupied Purchase 500,000.00 361 20070101 0.375 0.030 6.970 Stated 3 LIBOR 6 SALINAS CA 34217 360 315,000.00 6.625 20070201 SFR 2,016.98 315,000.00 6.625 Investment CashOut Refi 460,000.00 361 20070101 0.250 0.030 6.345 Stated FIXED EAST BRUNSWICK NJ 39676 360 393,000.00 6.500 20050501 SFR 2,484.03 385,516.62 6.500 Owner Occupied Rate Refi 540,000.00 340 20061201 0.250 0.030 6.220 Stated 36 H FIXED MARIETTA GA 30064 360 192,000.00 8.500 20021101 D-PUDS 1,476.31 184,816.30 8.500 Owner Occupied CashOut Refi 241,000.00 310 20061201 0.250 0.030 8.220 Express Non-Verified Assets FIXED MANCHACA TX 78652 360 131,300.00 8.375 20021101 SFR 997.97 126,432.01 8.375 Owner Occupied Purchase 149,000.00 310 20061201 0.250 0.030 8.095 RADIAN - BORROWER PAID 22 Express Non-Verified Assets 60 S FIXED ELK GROVE CA 95758 360 502,500.00 6.699 20060501 D-PUDS 3,242.19 501,776.72 6.699 Owner Occupied CashOut Refi 670,000.00 352 20061201 0.250 0.030 6.419 Stated FIXED STANHOPE NJ 7874 360 232,500.00 5.375 20050101 SFR 1,301.93 224,642.75 5.375 Owner Occupied Purchase 315,000.00 336 20061201 0.375 0.030 4.970 Express Non-Verified Assets 2.75 LIBOR 6 SAVANNAH GA 11432 360 140,000.00 6.375 20050501 SFR 873.42 137,265.42 6.375 Investment CashOut Refi 200,000.00 340 20061201 0.250 0.030 6.095 Full FIXED SAND SPRINGS OK 74063 360 207,400.00 7.875 20040501 SFR 1,482.24 190,740.80 7.875 Owner Occupied CashOut Refi 244,000.00 328 20061201 0.375 0.030 7.470 RADIAN - BORROWER PAID 12 Full 3.25 LIBOR 6 PHILADELPHIA PA 19152 360 168,800.00 8.125 20050101 SFR 1,236.40 163,691.87 8.125 Owner Occupied Purchase 211,000.00 336 20061201 0.375 0.030 7.720 Stated 24 H 2.75 LIBOR 6 PARK FOREST IL 60466 360 121,600.00 5.750 20050201 SFR 709.62 118,512.68 5.750 Owner Occupied Purchase 152,000.00 337 20061201 0.375 0.030 5.345 Full 3.25 LIBOR 6 PALM SPRINGS CA 92264 360 400,000.00 5.250 20050501 SFR 1,750.00 370,923.71 5.250 Investment Purchase 575,000.00 340 20061201 0.375 0.030 4.845 Full 3.25 LIBOR 6 SAVANNAH GA 11419 360 128,000.00 7.875 20060101 SFR 928.09 126,903.53 7.875 Investment CashOut Refi 160,000.00 348 20061201 0.250 0.030 7.595 Stated FIXED DANVILLE CA 34480 360 477,750.00 5.750 20051201 PUD 2,545.87 467,385.30 5.750 Owner Occupied CashOut Refi 735,000.00 347 20061201 0.375 0.030 5.345 Full 2.25 LIBOR 6 CHICAGO IL 60653 180 111,000.00 12.865 20051101 3-FAMILY 1,216.18 110,574.13 12.865 Investment Purchase 564,000.00 166 20061201 0.500 0.030 12.335 Stated 0 FIXED SEATTLE WA 35799 360 2,000,000.00 6.500 20060201 MULTIFAM 12,641.36 1,981,027.73 6.500 Investment Purchase 3,000,000.00 349 20061201 0.250 0.030 6.220 Full 36 3YR-321 2.75 LIBOR 6 LOS ANGELES CA 90019 360 347,700.00 7.875 20061101 MULTIFAM 2,521.07 347,296.41 7.875 Investment CashOut Refi 650,000.00 358 20061201 0.250 0.030 7.595 Stated 84 7YR-5544321 3.25 LIBOR 6 MEDFORD OR 35554 360 450,000.00 8.175 20060601 MULTIFAM 3,357.00 448,336.29 8.175 Investment CashOut Refi 810,000.00 353 20061201 0.250 0.030 7.895 Stated 36 3YR-332 3.25 LIBOR 6 MINNEAPOLIS MN 20193 360 3,841,000.00 6.750 20060701 MULTIFAM 24,912.65 3,823,065.90 6.750 Investment Rate Refi 5,175,000.00 354 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90247 360 780,000.00 7.175 20060801 MULTIFAM 5,281.35 777,348.31 7.175 Investment Purchase 1,500,000.00 355 20061201 0.250 0.030 6.895 Full 36 3YR-321 2.75 LIBOR 6 EAST POINT GA 30344 360 843,750.00 8.400 20060601 MULTIFAM 6,428.01 840,826.15 8.400 Investment Purchase 1,125,000.00 353 20061201 0.250 0.030 8.120 Stated 60 5YR-54321 3 LIBOR 6 JEFFERSON IN 17197 360 1,432,000.00 7.150 20060701 MULTIFAM 9,671.82 1,341,161.38 7.150 Investment Purchase 1,960,000.00 354 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.5 LIBOR 6 SAN ANTONIO TX 78229 360 3,120,000.00 6.900 20060701 MULTIFAM 20,548.32 3,105,941.86 6.900 Investment Purchase 3,900,000.00 354 20061201 0.250 0.030 6.620 Full 84 7YR-3322110 2.5 LIBOR 6 INGLEWOOD CA 32933 360 392,500.00 7.900 20060701 MULTIFAM 2,852.71 391,123.32 7.900 Investment CashOut Refi 750,000.00 354 20061201 0.250 0.030 7.620 Stated 36 3YR-332 3 LIBOR 6 RIVERSIDE CA 33731 360 510,500.00 7.500 20060601 MULTIFAM 3,569.49 508,231.84 7.500 Investment Purchase 767,000.00 353 20061201 0.250 0.030 7.220 Stated 60 5YR-54321 3 LIBOR 6 CARROLLTON KY 41008 360 1,575,000.00 7.100 20060801 MULTIFAM 9,318.75 1,575,000.00 7.100 Investment CashOut Refi 2,100,000.00 355 20061201 0.250 0.030 6.820 Full 60 5YR-32111 2.5 LIBOR 6 NASHVILLE TN 13549 360 296,250.00 8.125 20060701 MULTIFAM 2,199.65 295,271.37 8.125 Investment Purchase 395,000.00 354 20061201 0.250 0.030 7.845 Stated 36 3YR-332 3 LIBOR 6 TUKWILA WA 98168 360 1,976,250.00 6.800 20060701 MULTIFAM 11,198.75 1,976,250.00 6.800 Investment Purchase 2,635,000.00 354 20061201 0.250 0.030 6.520 Full 60 5YR-32111 2.5 LIBOR 6 TIGARD OR 35484 360 383,500.00 8.400 20060701 MULTIFAM 2,921.65 382,325.14 8.400 Investment CashOut Refi 650,000.00 354 20061201 0.250 0.030 8.120 Stated 60 5YR-54321 3 LIBOR 6 BETHLEHEM PA 18015 360 400,000.00 8.975 20060901 MULTIFAM 3,211.30 399,313.92 8.975 Investment Purchase 510,000.00 356 20061201 0.250 0.030 8.695 Stated 36 3YR-332 3 LIBOR 6 AUSTIN TX 78758 360 900,000.00 7.925 20060701 MULTIFAM 6,556.89 896,863.97 7.925 Investment Purchase 1,200,000.00 354 20061201 0.250 0.030 7.645 Full 36 3YR-332 3 LIBOR 6 THATCHER AZ 85552 360 379,000.00 7.775 20060701 MULTIFAM 2,721.75 377,626.52 7.775 Investment Purchase 502,000.00 354 20061201 0.250 0.030 7.495 Stated 36 3YR-332 3 LIBOR 6 HAWTHORNE CA 90250 360 500,000.00 6.525 20060701 MULTIFAM 3,168.57 497,539.45 6.525 Investment CashOut Refi 1,150,000.00 354 20061201 0.250 0.030 6.245 Full 120 10YR-3332221110 2.45 MTA 6 PLACENTIA CA 92870 180 720,000.00 7.125 20060801 C-INDUST 4,850.77 717,520.69 7.125 Investment Purchase 1,600,000.00 175 20061201 0.250 0.030 6.845 Full 120 10YR-5544332211 2.875 LIBOR 6 DOWNEY CA 90241 360 731,000.00 6.600 20060701 MULTIFAM 4,668.60 727,464.75 6.600 Investment Rate Refi 1,460,000.00 354 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.35 LIBOR 6 LEWISTON ME 4240 360 385,898.00 8.775 20060801 MULTIFAM 3,042.75 385,064.97 8.775 Investment Purchase 486,000.00 355 20061201 0.250 0.030 8.495 Stated 36 3YR-332 3 LIBOR 6 ALBUQUERQUE NM 31783 360 400,000.00 7.650 20060701 MULTIFAM 2,838.06 398,502.84 7.650 Investment Purchase 490,000.00 354 20061201 0.250 0.030 7.370 Express Non-Verified Assets 60 5YR-54321 3 LIBOR 6 OAKLAND CA 34486 360 645,000.00 7.075 20060801 MULTIFAM 4,323.74 642,750.42 7.075 Investment Rate Refi 1,125,000.00 355 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.75 LIBOR 6 MINNEAPOLIS MN 20183 360 2,000,000.00 6.750 20060801 MULTIFAM 12,971.96 1,992,433.68 6.750 Investment Purchase 2,530,000.00 355 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 NEWPORT NC 28570 360 876,459.00 8.675 20060901 MULTIFAM 6,848.21 874,816.45 8.675 Investment CashOut Refi 1,290,000.00 356 20061201 0.250 0.030 8.395 Stated 36 3YR-332 3.5 LIBOR 6 HAPEVILLE GA 30354 360 990,000.00 6.900 20060801 MULTIFAM 5,692.50 990,000.00 6.900 Investment CashOut Refi 1,450,000.00 355 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.5 LIBOR 6 ORLANDO FL 11878 360 880,000.00 7.375 20060801 MULTIFAM 6,077.94 877,159.88 7.375 Investment CashOut Refi 1,575,000.00 355 20061201 0.250 0.030 7.095 Full 120 10YR-3332221110 2.5 LIBOR 6 EAST WENATCHEE WA 36009 360 251,750.00 7.900 20060701 MULTIFAM 1,829.73 250,867.01 7.900 Investment Purchase 360,000.00 354 20061201 0.250 0.030 7.620 Stated 60 5YR-54321 3.25 LIBOR 6 FOREST PARK GA 30297 360 1,364,000.00 6.900 20060801 MULTIFAM 7,843.00 1,364,000.00 6.900 Investment CashOut Refi 1,895,000.00 355 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.5 LIBOR 6 THATCHER AZ 85552 360 621,000.00 7.775 20060701 MULTIFAM 4,459.65 618,749.49 7.775 Investment Purchase 822,000.00 354 20061201 0.250 0.030 7.495 Stated 36 3YR-332 3 LIBOR 6 HAYWARD CA 94541 360 530,000.00 6.875 20060801 MULTIFAM 3,036.46 530,000.00 6.875 Investment CashOut Refi 850,000.00 355 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90025 360 1,350,000.00 6.750 20060801 MULTIFAM 8,756.07 1,344,892.75 6.750 Investment CashOut Refi 2,240,000.00 355 20061201 0.250 0.030 6.470 Full 120 10YR-3332221110 2.45 MTA 6 AKRON OH 16135 360 304,000.00 7.525 20060801 MULTIFAM 2,130.82 304,000.00 7.525 Investment Purchase 425,000.00 355 20061201 0.250 0.030 7.245 Full 60 5YR-32111 2.75 LIBOR 6 FILLMORE CA 93015 360 1,578,000.00 6.725 20060801 MULTIFAM 8,843.38 1,578,000.00 6.725 Investment CashOut Refi 2,800,000.00 355 20061201 0.250 0.030 6.445 Full 60 5YR-32111 2.5 LIBOR 6 NORTH PORT FL 34287 180 435,000.00 7.125 20060801 C-SELF_STG 2,930.68 433,502.05 7.125 Investment CashOut Refi 580,000.00 175 20061201 0.250 0.030 6.845 Full 120 10YR-5LO-54321 3.125 LIBOR 6 DULUTH MN 20306 360 796,000.00 7.100 20060801 MULTIFAM 5,349.37 793,241.44 7.100 Investment Purchase 1,050,000.00 355 20061201 0.250 0.030 6.820 Full 60 5YR-32111 2.5 LIBOR 6 LOS ANGELES (SHERMAN OAKS AREA) CA 33331 360 413,500.00 6.700 20060701 MULTIFAM 2,668.22 411,546.49 6.700 Investment CashOut Refi 870,000.00 354 20061201 0.250 0.030 6.420 Full 60 5YR-32111 2.45 MTA 6 SOMERSWORTH NH 3878 360 960,000.00 6.750 20060901 MULTIFAM 6,226.54 957,029.63 6.750 Investment CashOut Refi 1,200,000.00 356 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 PHOENIX AZ 85029 180 1,452,000.00 7.075 20060801 C-RETAIL 9,733.44 1,446,935.87 7.075 Investment CashOut Refi 3,400,000.00 175 20061201 0.250 0.030 6.795 Full 60 5YR-54321 2.75 LIBOR 6 GEORGETOWN IN 17189 180 650,000.00 7.700 20060901 C-RETAIL 4,634.24 648,409.92 7.700 Investment CashOut Refi 1,000,000.00 176 20061201 0.250 0.030 7.420 Full 120 10YR-5544332211 3 LIBOR 6 PALMDALE CA 93550 180 510,000.00 7.325 20061101 C-OFFICE 3,505.08 509,318.11 7.325 Investment CashOut Refi 1,120,000.00 178 20061201 0.250 0.030 7.045 Full 60 5YR-54321 3.125 LIBOR 6 BIRMINGHAM AL 12830 360 585,000.00 7.225 20061101 MULTIFAM 3,980.82 584,198.08 7.225 Investment CashOut Refi 810,000.00 358 20061201 0.250 0.030 6.945 Full 60 5YR-32111 2.5 LIBOR 6 BIRMINGHAM AL 12830 360 615,000.00 7.225 20061101 MULTIFAM 4,184.96 614,156.97 7.225 Investment CashOut Refi 820,000.00 358 20061201 0.250 0.030 6.945 Full 60 5YR-32111 2.5 LIBOR 6 BIRMINGHAM AL 12830 360 240,000.00 7.225 20061101 MULTIFAM 1,633.16 239,671.01 7.225 Investment CashOut Refi 330,000.00 358 20061201 0.250 0.030 6.945 Full 60 5YR-32111 2.5 LIBOR 6 BIRMINGHAM AL 12830 360 549,474.00 7.225 20061101 MULTIFAM 3,739.07 548,720.79 7.225 Investment CashOut Refi 750,000.00 358 20061201 0.250 0.030 6.945 Full 60 5YR-32111 2.5 LIBOR 6 LOS ANGELES CA 90026 360 524,000.00 6.975 20060801 MULTIFAM 3,477.39 522,125.61 6.975 Investment Purchase 900,000.00 355 20061201 0.250 0.030 6.695 Full 60 5YR-32111 2.75 LIBOR 6 LOS ANGELES CA 90035 360 2,100,000.00 6.675 20060801 MULTIFAM 13,516.03 2,091,907.88 6.675 Investment Purchase 3,000,000.00 355 20061201 0.250 0.030 6.395 Full 36 3YR-321 2.75 MTA 6 WEST HOLLYWOOD CA 90048 360 1,400,000.00 6.450 20060701 MULTIFAM 8,802.97 1,392,990.27 6.450 Investment CashOut Refi 1,960,000.00 354 20061201 0.250 0.030 6.170 Full 36 3YR-321 2.75 MTA 6 KANSAS CITY MO 23387 360 552,000.00 7.450 20060801 MULTIFAM 3,840.78 550,253.39 7.450 Investment Purchase 690,000.00 355 20061201 0.250 0.030 7.170 Full 60 5YR-32111 2.5 LIBOR 6 PLATTSBURGH NY 41153 360 706,500.00 7.225 20060801 MULTIFAM 4,807.60 704,128.93 7.225 Investment Purchase 975,000.00 355 20061201 0.250 0.030 6.945 Full 60 5YR-32111 2.5 LIBOR 6 CARTERSVILLE GA 10978 360 280,000.00 8.225 20060801 MULTIFAM 2,098.63 279,285.63 8.225 Investment Purchase 350,000.00 355 20061201 0.250 0.030 7.945 Stated 36 3YR-332 3 LIBOR 6 LEWISTON ME 37987 360 348,000.00 7.750 20060801 MULTIFAM 2,493.11 346,984.48 7.750 Investment Purchase 440,000.00 355 20061201 0.250 0.030 7.470 Full 120 10YR-3332221110 2.5 LIBOR 6 HENSLEY AR 72065 360 1,228,000.00 7.600 20060801 MULTIFAM 8,670.60 1,221,238.23 7.600 Investment CashOut Refi 1,600,000.00 355 20061201 0.250 0.030 7.320 Full 120 10YR-3332221110 2.5 LIBOR 6 LOS ANGELES CA 90048 360 3,150,000.00 6.250 20060701 MULTIFAM 19,380.49 3,129,473.23 6.250 Investment Rate Refi 5,500,000.00 354 20061201 0.250 0.030 5.970 Full 36 3YR-321 2.45 MTA 6 LYNN HAVEN FL 32444 180 787,000.00 7.000 20061001 C-RETAIL 5,235.93 785,207.19 7.000 Investment Purchase 1,125,000.00 177 20061201 0.250 0.030 6.720 Full 120 10YR-5LO-54321 3.125 LIBOR 6 LONG BEACH CA 33087 360 500,000.00 6.725 20060801 MULTIFAM 2,802.08 500,000.00 6.725 Investment CashOut Refi 1,040,000.00 355 20061201 0.250 0.030 6.445 Full 60 5YR-32111 2.5 LIBOR 6 LOS ANGELES CA 90044 360 565,000.00 6.850 20060701 MULTIFAM 3,225.21 565,000.00 6.850 Investment CashOut Refi 825,000.00 354 20061201 0.250 0.030 6.570 Full 60 5YR-32111 2.5 LIBOR 6 DOWNEY CA 90242 360 2,400,000.00 6.875 20060701 MULTIFAM 15,766.29 2,389,121.33 6.875 Investment CashOut Refi 4,633,600.00 354 20061201 0.250 0.030 6.595 Full 120 10YR-3332221110 2.35 LIBOR 6 COLUMBUS OH 15739 360 736,000.00 6.750 20060801 MULTIFAM 4,440.71 734,899.53 6.750 Investment Rate Refi 920,000.00 355 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 COLUMBUS OH 15739 360 640,000.00 6.750 20060801 MULTIFAM 3,861.48 639,043.11 6.750 Investment Rate Refi 800,000.00 355 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 COLUMBUS OH 15739 360 776,000.00 6.750 20060801 MULTIFAM 4,682.05 774,839.74 6.750 Investment Rate Refi 970,000.00 355 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 COLUMBUS OH 15739 360 688,000.00 6.750 20060801 MULTIFAM 4,151.10 686,971.30 6.750 Investment Rate Refi 860,000.00 355 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90001 180 500,000.00 7.000 20060801 C-INDUST 3,326.51 498,222.71 7.000 Investment CashOut Refi 2,200,000.00 175 20061201 0.250 0.030 6.720 Full 120 10YR-5LO-54321 2.75 LIBOR 6 MORENO VALLEY CA 92553 180 330,000.00 7.100 20060801 C-OFFICE 2,217.71 328,856.33 7.100 Investment Purchase 600,000.00 175 20061201 0.250 0.030 6.820 Full 36 3YR-321 2.75 LIBOR 6 MORENO VALLEY CA 92553 180 895,000.00 6.875 20060801 C-OFFICE 5,879.51 891,717.30 6.875 Investment Purchase 1,415,000.00 175 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 3 LIBOR 6 MORENO VALLEY CA 92553 180 2,195,000.00 6.875 20060801 C-OFFICE 14,419.59 2,186,949.10 6.875 Investment Purchase 3,325,000.00 175 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 3 LIBOR 6 SAN BERNARDINO CA 33704 360 4,600,000.00 6.725 20060801 MULTIFAM 25,779.17 4,600,000.00 6.725 Investment CashOut Refi 7,700,000.00 355 20061201 0.250 0.030 6.445 Full 60 5YR-32111 2.45 MTA 6 PHOENIX AZ 85022 180 721,000.00 7.350 20060901 C-OFFICE 4,967.49 719,072.03 7.350 Investment Rate Refi 1,035,000.00 176 20061201 0.250 0.030 7.070 Full 120 10YR-5544332211 2.75 LIBOR 6 LOS ANGELES CA 90004 360 900,000.00 7.075 20060801 MULTIFAM 6,033.12 896,861.09 7.075 Investment Purchase 1,300,000.00 355 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.75 LIBOR 6 PARK RIDGE IL 60068 360 1,600,000.00 7.700 20060801 MULTIFAM 11,407.36 1,595,266.46 7.700 Investment Rate Refi 3,150,000.00 355 20061201 0.250 0.030 7.420 Full 60 5YR-32111 2.75 LIBOR 6 SOUTH RIVER NJ 8882 360 765,000.00 7.075 20060801 MULTIFAM 5,128.16 762,331.89 7.075 Investment Purchase 1,075,000.00 355 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.5 LIBOR 6 RIVERSIDE CA 33727 360 485,000.00 7.075 20060801 MULTIFAM 3,251.18 483,308.49 7.075 Investment CashOut Refi 900,000.00 355 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.7 MTA 6 WILLIAMSTOWN KY 41097 360 850,000.00 7.275 20060901 MULTIFAM 5,153.13 850,000.00 7.275 Investment CashOut Refi 1,150,000.00 356 20061201 0.250 0.030 6.995 Full 60 5YR-32111 2.625 LIBOR 6 SAN ANGELO TX 35311 360 975,000.00 7.400 20060801 MULTIFAM 6,750.70 971,873.91 7.400 Investment Purchase 1,300,000.00 355 20061201 0.250 0.030 7.120 Full 36 3YR-321 2.5 LIBOR 6 MT. CLEMENS MI 48043 360 558,000.00 7.375 20060801 MULTIFAM 3,853.97 556,199.09 7.375 Investment Rate Refi 813,000.00 355 20061201 0.250 0.030 7.095 Full 120 10YR-3332221110 2.5 LIBOR 6 WOONSOCKET RI 2895 360 340,000.00 8.275 20060901 MULTIFAM 2,560.28 339,286.63 8.275 Investment Purchase 443,000.00 356 20061201 0.250 0.030 7.995 Full 36 3YR-321 2.5 LIBOR 6 WOONSOCKET RI 2895 360 452,000.00 8.025 20060901 MULTIFAM 3,324.50 450,984.95 8.025 Investment Purchase 565,000.00 356 20061201 0.250 0.030 7.745 Full 36 3YR-321 2.5 LIBOR 6 LOUISVILLE KY 14659 180 1,289,000.00 7.350 20060901 C-OFFICE 8,880.85 1,285,553.20 7.350 Investment Purchase 3,075,000.00 176 20061201 0.250 0.030 7.070 Full 60 5YR-54321 2.75 LIBOR 6 PHOENIX AZ 85015 360 1,470,000.00 7.075 20060801 MULTIFAM 9,854.10 1,464,873.09 7.075 Investment Purchase 2,140,000.00 355 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.5 LIBOR 6 ATLANTA GA 30354 360 700,000.00 7.450 20060801 MULTIFAM 4,870.56 697,785.06 7.450 Investment Purchase 920,000.00 355 20061201 0.250 0.030 7.170 Full 60 5YR-32111 2.5 LIBOR 6 CINCINNATI OH 45230 360 292,500.00 8.100 20060801 MULTIFAM 2,166.69 291,726.25 8.100 Investment Purchase 390,000.00 355 20061201 0.250 0.030 7.820 Stated 60 5YR-54321 3 LIBOR 6 ATLANTA GA 11022 360 538,824.00 8.775 20060801 MULTIFAM 4,248.56 537,660.79 8.775 Investment Purchase 730,000.00 355 20061201 0.250 0.030 8.495 Stated 36 3YR-321 3.5 LIBOR 6 SEA-TAC WA 98168 360 2,075,000.00 6.750 20060901 MULTIFAM 13,458.41 2,068,579.65 6.750 Investment CashOut Refi 3,000,000.00 356 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 HOUSTON TX 77036 360 1,627,000.00 7.475 20060801 MULTIFAM 11,348.38 1,621,885.94 7.475 Investment CashOut Refi 2,500,000.00 355 20061201 0.250 0.030 7.195 Full 120 10YR-3332221110 2.5 LIBOR 6 COVINGTON KY 41011 360 281,250.00 8.100 20060801 MULTIFAM 2,083.35 280,506.03 8.100 Investment Purchase 375,000.00 355 20061201 0.250 0.030 7.820 Stated 60 5YR-54321 3 LIBOR 6 LEBANON NH 3766 360 900,000.00 6.875 20060901 MULTIFAM 5,912.36 897,296.92 6.875 Investment CashOut Refi 1,255,000.00 356 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90019 360 1,000,000.00 6.625 20060901 MULTIFAM 6,403.11 996,813.40 6.625 Investment Purchase 1,520,000.00 356 20061201 0.250 0.030 6.345 Full 120 10YR-5LO-54321 2.75 LIBOR 6 HUNTINGTON PARK CA 91255 360 530,000.00 7.325 20060801 MULTIFAM 3,642.53 528,266.93 7.325 Investment CashOut Refi 1,475,000.00 355 20061201 0.250 0.030 7.045 SISA 60 5YR-32111 3 LIBOR 6 BATON ROUGE LA 25782 360 1,224,375.00 7.325 20061101 MULTIFAM 8,414.77 1,222,737.95 7.325 Investment Purchase 1,675,000.00 358 20061201 0.250 0.030 7.045 Full 60 5YR-32111 2.75 LIBOR 6 HOUSTON TX 77037 360 450,000.00 7.675 20060801 MULTIFAM 3,200.56 448,659.62 7.675 Investment CashOut Refi 800,000.00 355 20061201 0.250 0.030 7.395 Full 120 10YR-3332221110 2.5 LIBOR 6 BROWNSVILLE TX 28631 360 480,000.00 7.150 20060901 MULTIFAM 3,241.95 478,651.30 7.150 Investment Purchase 600,000.00 356 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.75 LIBOR 6 ANCHORAGE AK 36288 360 450,000.00 8.100 20060901 MULTIFAM 3,333.36 449,009.66 8.100 Investment CashOut Refi 600,000.00 356 20061201 0.250 0.030 7.820 Stated 60 5YR-54321 3 LIBOR 6 ANCHORAGE AK 36283 360 444,000.00 8.225 20060901 MULTIFAM 3,327.82 443,055.53 8.225 Investment Purchase 560,000.00 356 20061201 0.250 0.030 7.945 Stated 36 3YR-332 3 LIBOR 6 INDIANAPOLIS IN 16857 360 581,250.00 7.625 20060901 MULTIFAM 4,114.05 579,800.34 7.625 Investment Purchase 780,000.00 356 20061201 0.250 0.030 7.345 Full 60 5YR-32111 2.75 LIBOR 6 AMARILLO TX 28864 360 2,316,000.00 7.075 20060801 MULTIFAM 15,525.24 2,307,922.49 7.075 Investment Purchase 2,900,000.00 355 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.75 LIBOR 6 JONESBORO AR 26390 360 1,300,000.00 7.200 20060801 MULTIFAM 8,824.25 1,295,608.82 7.200 Investment Rate Refi 1,915,000.00 355 20061201 0.250 0.030 6.920 Full 60 5YR-32111 2.5 LIBOR 6 VALLEJO CA 94590 360 570,000.00 7.100 20060801 MULTIFAM 3,830.58 568,024.65 7.100 Investment Purchase 950,000.00 355 20061201 0.250 0.030 6.820 Full 36 3YR-321 2.75 LIBOR 6 LONG BEACH CA 33087 360 750,000.00 8.025 20060801 MULTIFAM 5,516.31 747,973.11 8.025 Investment Purchase 1,050,000.00 355 20061201 0.250 0.030 7.745 Stated 36 3YR-332 3 LIBOR 6 HOUSTON TX 77092 360 3,332,000.00 7.075 20060901 MULTIFAM 22,347.19 3,322,453.26 7.075 Investment CashOut Refi 4,200,000.00 356 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.75 LIBOR 6 CLARION PA 16353 360 386,250.00 8.550 20060801 MULTIFAM 2,983.63 385,355.71 8.550 Investment CashOut Refi 515,000.00 355 20061201 0.250 0.030 8.270 Stated 120 10YR-5544332211 3 LIBOR 6 TORRANCE CA 32997 360 1,000,000.00 6.700 20060801 MULTIFAM 6,452.78 996,170.10 6.700 Investment CashOut Refi 2,150,000.00 355 20061201 0.250 0.030 6.420 Full 60 5YR-32111 2.45 MTA 6 OXNARD CA 93033 360 1,020,000.00 6.925 20060901 MULTIFAM 5,886.25 1,020,000.00 6.925 Investment Purchase 1,630,000.00 356 20061201 0.250 0.030 6.645 Full 60 5YR-32111 2.5 LIBOR 6 DEL CITY OK 26679 360 2,280,000.00 6.750 20060801 MULTIFAM 14,788.04 2,271,374.36 6.750 Investment Purchase 2,975,000.00 355 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 SAN ANGELO TX 28004 360 272,000.00 8.850 20060901 MULTIFAM 2,159.28 271,515.73 8.850 Investment Purchase 340,000.00 356 20061201 0.250 0.030 8.570 Stated 60 5YR-54321 3 LIBOR 6 KANSAS CITY MO 23393 360 4,520,000.00 6.950 20060801 MULTIFAM 26,178.33 4,520,000.00 6.950 Investment Purchase 5,650,000.00 355 20061201 0.250 0.030 6.670 Full 60 5YR-32111 2.5 LIBOR 6 SAN ANTONIO TX 28534 360 1,235,000.00 6.875 20060901 MULTIFAM 8,113.07 1,231,290.78 6.875 Investment Purchase 1,666,500.00 356 20061201 0.250 0.030 6.595 Full 84 7YR-3322110 2.5 LIBOR 6 CHANNELVIEW TX 28275 360 2,240,000.00 7.525 20060901 MULTIFAM 15,700.77 2,234,268.74 7.525 Investment CashOut Refi 3,250,000.00 356 20061201 0.250 0.030 7.245 Full 84 7YR-3322110 2.75 LIBOR 6 COLUMBUS OH 15743 180 550,000.00 7.125 20060901 C-OFFICE 3,705.45 548,445.12 7.125 Investment CashOut Refi 1,140,000.00 176 20061201 0.250 0.030 6.845 Full 120 10YR-5LO-54321 3.125 LIBOR 6 PORTLAND OR 35481 360 1,800,000.00 6.900 20060801 MULTIFAM 10,350.00 1,800,000.00 6.900 Investment CashOut Refi 2,800,000.00 355 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.5 LIBOR 6 HOUSTON TX 77009 360 2,493,500.00 6.900 20060901 MULTIFAM 16,422.19 2,486,055.72 6.900 Investment CashOut Refi 3,325,000.00 356 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.5 LIBOR 6 LOS ANGELES CA 90042 360 1,070,000.00 6.625 20060901 MULTIFAM 6,851.33 1,066,590.33 6.625 Investment CashOut Refi 2,015,000.00 356 20061201 0.250 0.030 6.345 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90033 360 637,000.00 6.975 20060801 MULTIFAM 4,227.29 634,721.38 6.975 Investment Purchase 910,000.00 355 20061201 0.250 0.030 6.695 Full 36 3YR-321 2.75 LIBOR 6 BILLINGS MT 21555 360 875,000.00 7.400 20060901 MULTIFAM 6,058.32 872,689.38 7.400 Investment Purchase 1,170,000.00 356 20061201 0.250 0.030 7.120 Full 60 5YR-32111 2.5 LIBOR 6 UNION CITY NJ 7087 360 466,185.00 8.225 20060901 MULTIFAM 3,494.10 465,193.33 8.225 Investment Purchase 680,000.00 356 20061201 0.250 0.030 7.945 Stated 36 3YR-332 3 LIBOR 6 LAREDO TX 78043 360 624,000.00 8.225 20060901 MULTIFAM 4,676.94 622,672.64 8.225 Investment Purchase 790,000.00 356 20061201 0.250 0.030 7.945 Stated 36 3YR-332 3 LIBOR 6 EAST SYRACUSE NY 13057 180 800,000.00 7.275 20060901 C-INDUST 5,470.98 797,820.46 7.275 Investment Purchase 1,140,000.00 176 20061201 0.250 0.030 6.995 Full 60 5YR-54321 2.875 LIBOR 6 ALBUQUERQUE NM 31800 360 480,000.00 6.900 20060901 MULTIFAM 3,161.28 478,566.97 6.900 Investment Purchase 806,500.00 356 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.5 LIBOR 6 ALBUQUERQUE NM 31783 360 252,669.00 7.975 20060901 MULTIFAM 1,849.59 252,093.98 7.975 Investment CashOut Refi 400,000.00 356 20061201 0.250 0.030 7.695 Stated 36 3YR-332 3 LIBOR 6 SALT LAKE CITY UT 30682 180 1,000,000.00 7.125 20061001 C-OFFICE 7,147.73 997,375.05 7.125 Investment CashOut Refi 1,745,000.00 177 20061201 0.250 0.030 6.845 Full 120 10YR-5LO-54321 3 LIBOR 6 LOS ANGELES CA 90066 360 1,400,000.00 6.900 20060901 MULTIFAM 8,050.00 1,400,000.00 6.900 Investment CashOut Refi 2,850,000.00 356 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.5 LIBOR 6 LA HABRA CA 90631 360 715,000.00 6.750 20060801 MULTIFAM 4,637.48 712,295.02 6.750 Investment CashOut Refi 1,585,000.00 355 20061201 0.250 0.030 6.470 Full 84 7YR-3322110 2.45 MTA 6 ARLINGTON TX 76011 360 5,600,000.00 7.225 20060801 MULTIFAM 35,719.07 5,593,291.93 7.225 Investment Purchase 7,100,000.00 355 20061201 0.250 0.030 6.945 Full 60 5YR-32111 2.5 LIBOR 6 BALTIMORE MD 44216 360 539,466.00 8.625 20060901 MULTIFAM 4,195.91 538,440.32 8.625 Investment CashOut Refi 750,000.00 356 20061201 0.250 0.030 8.345 Stated 60 5YR-54321 3.25 LIBOR 6 BURNSVILLE MN 20154 180 3,000,000.00 7.425 20060801 C-INDUST 20,822.58 2,977,410.81 7.425 Investment CashOut Refi 6,825,000.00 175 20061201 0.250 0.030 7.145 Full 120 10YR-3332221110 2.75 LIBOR 6 PHOENIX AZ 85017 360 800,000.00 7.400 20060801 MULTIFAM 4,933.33 800,000.00 7.400 Investment Purchase 1,336,000.00 355 20061201 0.250 0.030 7.120 Full 60 5YR-32111 2.5 LIBOR 6 ALLIANCE OH 16224 120 425,000.00 6.875 20061201 C-RETAIL 2,791.95 424,642.95 6.875 Investment Rate Refi 630,000.00 119 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 FIXED SHERMAN OAKS CA 33329 360 660,000.00 6.675 20061001 MULTIFAM 4,247.90 658,383.36 6.675 Investment CashOut Refi 2,700,000.00 357 20061201 0.250 0.030 6.395 Full 120 10YR-3332221110 2.45 MTA 6 LOWELL MA 1851 360 648,000.00 7.650 20061001 MULTIFAM 4,597.65 646,729.59 7.650 Investment CashOut Refi 950,000.00 357 20061201 0.250 0.030 7.370 Full 60 5YR-32111 2.5 LIBOR 6 HUNTINGTON PARK CA 90255 360 845,000.00 6.650 20060801 MULTIFAM 4,682.71 845,000.00 6.650 Investment CashOut Refi 1,575,000.00 355 20061201 0.250 0.030 6.370 Full 60 5YR-32111 2.5 LIBOR 6 FRESNO CA 34176 360 4,100,000.00 7.125 20060901 MULTIFAM 25,851.78 4,095,555.78 7.125 Investment CashOut Refi 5,675,000.00 356 20061201 0.250 0.030 6.845 Full 60 5YR-32111 2.5 LIBOR 6 LAS VEGAS NV 32512 360 627,000.00 7.150 20060801 MULTIFAM 3,735.88 627,000.00 7.150 Investment CashOut Refi 1,450,000.00 355 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.5 LIBOR 6 NEWHALL CA 33318 360 4,655,000.00 6.900 20061101 MULTIFAM 26,766.25 4,655,000.00 6.900 Investment Purchase 6,500,000.00 358 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.5 LIBOR 6 NORWALK CA 90650 360 367,305.00 8.725 20061001 MULTIFAM 2,883.03 366,752.72 8.725 Investment Purchase 810,000.00 357 20061201 0.250 0.030 8.445 Full 36 3YR-332 3.5 LIBOR 6 FULLERTON CA 92833 360 1,145,000.00 6.600 20060801 MULTIFAM 6,297.50 1,145,000.00 6.600 Investment Purchase 2,320,000.00 355 20061201 0.250 0.030 6.320 Full 36 3YR-321 2.45 MTA 6 PHOENIX AZ 85018 360 425,000.00 7.725 20060901 MULTIFAM 3,037.41 423,967.06 7.725 Investment Purchase 765,000.00 356 20061201 0.250 0.030 7.445 Full 36 3YR-321 2.75 LIBOR 6 LOS ANGELES CA 90068 360 1,450,000.00 6.975 20061001 MULTIFAM 9,622.55 1,446,678.20 6.975 Investment CashOut Refi 2,200,000.00 357 20061201 0.250 0.030 6.695 Full 36 3YR-321 2.75 LIBOR 6 NEWHALL CA 33318 360 4,700,000.00 6.775 20060901 MULTIFAM 26,535.42 4,700,000.00 6.775 Investment CashOut Refi 6,285,000.00 356 20061201 0.250 0.030 6.495 Full 60 5YR-31111 2.5 LIBOR 6 STOCKTON CA 34739 360 500,000.00 6.775 20060901 MULTIFAM 3,251.30 498,462.08 6.775 Investment Purchase 755,000.00 356 20061201 0.250 0.030 6.495 Full 60 5YR-32111 2.35 LIBOR 6 RIVERDALE IL 22155 360 780,000.00 7.275 20060901 MULTIFAM 5,334.21 777,874.93 7.275 Investment CashOut Refi 975,000.00 356 20061201 0.250 0.030 6.995 Full 60 5YR-32111 2.5 LIBOR 6 ANCHORAGE AK 36284 180 660,000.00 7.550 20060901 C-RETAIL 4,637.43 658,322.06 7.550 Investment Rate Refi 1,000,000.00 176 20061201 0.250 0.030 7.270 Full 120 10YR-5544332211 2.875 LIBOR 6 LAS VEGAS NV 32517 360 875,000.00 7.025 20060901 MULTIFAM 5,122.40 875,000.00 7.025 Investment CashOut Refi 1,255,000.00 356 20061201 0.250 0.030 6.745 Full 60 5YR-32111 2.5 LIBOR 6 DEERFIELD NH 3037 360 720,000.00 7.175 20060901 MULTIFAM 4,875.10 717,989.32 7.175 Investment CashOut Refi 1,150,000.00 356 20061201 0.250 0.030 6.895 Full 120 10YR-3332221110 2.5 LIBOR 6 VAN NUYS CA 33334 360 920,000.00 7.150 20061001 MULTIFAM 6,213.74 917,974.33 7.150 Investment CashOut Refi 1,150,000.00 357 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.75 LIBOR 6 VAN NUYS CA 33334 360 860,000.00 7.150 20061001 MULTIFAM 5,808.50 858,106.43 7.150 Investment CashOut Refi 1,100,000.00 357 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.75 LIBOR 6 ROCHESTER NY 41797 360 570,000.00 7.275 20060901 MULTIFAM 3,898.07 568,447.08 7.275 Investment Purchase 760,000.00 356 20061201 0.250 0.030 6.995 Full 120 10YR-3332221110 2.75 LIBOR 6 HARBOR CITY CA 33064 360 580,000.00 7.525 20060801 MULTIFAM 4,065.38 578,201.04 7.525 Investment Purchase 950,000.00 355 20061201 0.250 0.030 7.245 Full 60 5YR-32111 2.75 LIBOR 6 LAS VEGAS NV 32515 360 1,725,000.00 7.275 20061001 MULTIFAM 11,796.81 1,721,309.04 7.275 Investment Purchase 2,450,000.00 357 20061201 0.250 0.030 6.995 Full 60 5YR-32111 2.625 LIBOR 6 LAS VEGAS NV 32509 360 500,000.00 7.400 20060901 MULTIFAM 3,083.33 499,611.73 7.400 Investment CashOut Refi 800,000.00 356 20061201 0.250 0.030 7.120 Full 60 5YR-32111 2.75 LIBOR 6 OAKLAND CA 34495 180 500,000.00 7.650 20061001 C-RETAIL 3,547.57 498,623.31 7.650 Investment CashOut Refi 1,250,000.00 177 20061201 0.250 0.030 7.370 Full 60 5YR-54321 2.875 LIBOR 6 PORTLAND OR 35463 360 1,820,000.00 6.625 20060901 MULTIFAM 11,653.66 1,814,200.40 6.625 Investment Purchase 2,750,000.00 356 20061201 0.250 0.030 6.345 Full 120 10YR-5LO-54321 2.75 LIBOR 6 PORTLAND OR 35476 180 960,000.00 6.875 20061001 C-MIX_USE 6,306.52 957,750.78 6.875 Investment CashOut Refi 1,670,000.00 177 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 3 LIBOR 6 FRESNO CA 34178 360 900,000.00 6.775 20060901 MULTIFAM 5,852.35 897,231.72 6.775 Investment CashOut Refi 1,825,000.00 356 20061201 0.250 0.030 6.495 Full 60 5YR-32111 2.35 LIBOR 6 LOS ANGELES CA 90026 360 3,935,000.00 6.950 20060901 MULTIFAM 22,790.21 3,935,000.00 6.950 Investment Purchase 5,850,000.00 356 20061201 0.250 0.030 6.670 Full 60 5YR-32111 2.5 LIBOR 6 AUSTIN TX 78746 180 900,000.00 7.475 20061001 C-OFFICE 6,277.53 898,161.48 7.475 Investment CashOut Refi 2,220,000.00 177 20061201 0.250 0.030 7.195 Full 60 5YR-54321 3 LIBOR 6 LONG BEACH CA 33098 360 436,500.00 7.975 20060801 MULTIFAM 3,195.28 435,303.51 7.975 Investment Purchase 725,000.00 355 20061201 0.250 0.030 7.695 Stated 36 3YR-332 3 LIBOR 6 BALTIMORE MD 44245 360 330,000.00 8.625 20061001 MULTIFAM 2,566.71 329,490.87 8.625 Investment CashOut Refi 440,000.00 357 20061201 0.250 0.030 8.345 Stated 36 3YR-332 3 LIBOR 6 GARDENA CA 90249 360 489,500.00 7.975 20060901 MULTIFAM 3,583.25 488,385.96 7.975 Investment Purchase 690,000.00 356 20061201 0.250 0.030 7.695 Stated 36 3YR-332 3 LIBOR 6 LOS ANGELES CA 90069 180 1,400,000.00 7.525 20061001 C-RETAIL 9,812.98 1,397,173.33 7.525 Investment CashOut Refi 4,450,000.00 177 20061201 0.250 0.030 7.245 Full 60 5YR-54321 2.75 LIBOR 6 ANAHEIM CA 33818 360 666,250.00 6.525 20061001 MULTIFAM 4,222.11 664,563.37 6.525 Investment Purchase 1,040,000.00 357 20061201 0.250 0.030 6.245 Full 60 5YR-32111 2.45 MTA 6 PHOENIX AZ 85018 360 4,275,000.00 6.775 20061101 MULTIFAM 27,798.65 4,268,462.97 6.775 Investment Purchase 6,100,000.00 358 20061201 0.250 0.030 6.495 Full 60 5YR-32111 2.5 LIBOR 6 PHOENIX AZ 85008 360 6,600,000.00 6.775 20061001 MULTIFAM 42,917.21 6,584,187.94 6.775 Investment Purchase 9,400,000.00 357 20061201 0.250 0.030 6.495 Full 60 5YR-32111 2.5 LIBOR 6 ORANGE CA 92866 180 900,000.00 7.575 20061001 C-MIX_USE 6,339.22 898,204.03 7.575 Investment CashOut Refi 2,000,000.00 177 20061201 0.250 0.030 7.295 Full 120 10YR-5544332211 2.75 LIBOR 6 GARDENA CA 90249 360 528,400.00 7.775 20060901 MULTIFAM 3,794.65 527,132.36 7.775 Investment Purchase 795,000.00 356 20061201 0.250 0.030 7.495 Full 60 5YR-32111 3 LIBOR 6 LEES SUMMIT MO 64063 360 1,800,000.00 6.875 20061001 MULTIFAM 11,824.72 1,795,782.73 6.875 Investment Rate Refi 2,450,000.00 357 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90058 180 2,500,000.00 7.000 20060901 C-INDUST 16,632.56 2,492,714.00 7.000 Investment CashOut Refi 5,000,000.00 176 20061201 0.250 0.030 6.720 Full 60 5YR-54321 3 LIBOR 6 REDLANDS CA 92373 360 367,000.00 9.800 20060901 MULTIFAM 3,166.58 366,517.03 9.800 Investment CashOut Refi 715,000.00 356 20061201 0.250 0.030 9.520 Stated 120 10YR-5544332211 3.5 LIBOR 6 ONTARIO CA 91762 180 1,017,500.00 6.896 20061101 C-RETAIL 6,698.53 1,015,988.54 6.896 Investment CashOut Refi 2,485,000.00 178 20061201 0.250 0.030 6.616 Full 120 10YR-5LO-54321 3 LIBOR 6 CORONA CA 92882 360 2,350,000.00 6.775 20060901 MULTIFAM 13,267.71 2,350,000.00 6.775 Investment Purchase 3,525,000.00 356 20061201 0.250 0.030 6.495 Full 60 5YR-32111 2.5 LIBOR 6 VAN NUYS CA 33334 180 500,000.00 7.125 20061001 C-INDUST 3,368.59 498,892.81 7.125 Investment CashOut Refi 1,475,000.00 177 20061201 0.250 0.030 6.845 Full 120 10YR-5LO-54321 3.125 LIBOR 6 MATTAPAN MA 37282 360 468,750.00 6.925 20060901 MULTIFAM 3,095.03 467,358.93 6.925 Investment Purchase 660,000.00 356 20061201 0.250 0.030 6.645 Full 120 10YR-3332221110 2.5 LIBOR 6 LOS ANGELES CA 90042 360 795,000.00 6.650 20060901 MULTIFAM 4,739.59 793,949.88 6.650 Investment Purchase 1,150,000.00 356 20061201 0.250 0.030 6.370 Full 60 5YR-32111 2.6 MTA 6 GENTRY AR 72734 360 795,000.00 6.925 20061101 MULTIFAM 5,249.17 793,827.28 6.925 Investment CashOut Refi 1,215,000.00 358 20061201 0.250 0.030 6.645 Full 120 10YR-3332221110 2.5 LIBOR 6 FERNDALE WA 98248 360 510,000.00 7.150 20060901 MULTIFAM 3,444.57 508,567.03 7.150 Investment Purchase 845,000.00 356 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.5 LIBOR 6 VAN NUYS CA 33329 360 1,220,000.00 6.900 20060901 MULTIFAM 8,034.92 1,216,357.72 6.900 Investment Rate Refi 2,670,000.00 356 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.45 LIBOR 6 MEMPHIS TN 13902 360 516,000.00 7.200 20060901 MULTIFAM 3,502.55 514,567.85 7.200 Investment Purchase 700,000.00 356 20061201 0.250 0.030 6.920 Full 120 10YR-3332221110 2.5 LIBOR 6 LOS ANGELES CA 90025 360 2,026,700.00 6.650 20061001 MULTIFAM 13,010.70 2,021,708.27 6.650 Investment CashOut Refi 3,440,000.00 357 20061201 0.250 0.030 6.370 Full 60 5YR-32111 2.45 MTA 6 APPLE VALLEY CA 33670 360 500,000.00 6.775 20061001 MULTIFAM 3,251.30 498,802.13 6.775 Investment CashOut Refi 1,250,000.00 357 20061201 0.250 0.030 6.495 Full 84 7YR-3322110 2.5 LIBOR 6 ALBUQUERQUE NM 31785 360 340,000.00 8.100 20060901 MULTIFAM 2,518.54 339,251.74 8.100 Investment Purchase 515,000.00 356 20061201 0.250 0.030 7.820 Stated 60 5YR-54321 3 LIBOR 6 WHEELING IL 60090 360 287,800.00 7.975 20061001 MULTIFAM 2,106.76 287,277.99 7.975 Investment Purchase 515,000.00 357 20061201 0.250 0.030 7.695 Stated 36 3YR-332 3.25 LIBOR 6 PHOENIX AZ 85021 360 699,000.00 7.975 20060901 MULTIFAM 5,116.84 697,409.17 7.975 Investment Purchase 1,000,000.00 356 20061201 0.250 0.030 7.695 Full 36 3YR-332 3 LIBOR 6 ASHEBORO NC 46421 360 637,000.00 7.150 20061001 MULTIFAM 4,302.34 635,597.44 7.150 Investment Purchase 885,000.00 357 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.5 LIBOR 6 PORTERVILLE CA 93257 360 565,000.00 6.750 20060901 MULTIFAM 3,664.58 563,251.80 6.750 Investment CashOut Refi 793,000.00 356 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 SACRAMENTO CA 34926 360 1,525,000.00 8.050 20060801 MULTIFAM 11,243.11 1,520,907.86 8.050 Investment Purchase 2,300,000.00 355 20061201 0.250 0.030 7.770 Stated 36 3YR-332 3.125 LIBOR 6 SANTA ANA CA 33786 360 830,000.00 6.850 20060901 MULTIFAM 4,737.92 830,000.00 6.850 Investment Purchase 2,200,000.00 356 20061201 0.250 0.030 6.570 Full 60 5YR-32111 2.45 MTA 6 FLINT MI 17656 180 650,000.00 7.525 20061101 C-OFFICE 4,556.03 649,173.73 7.525 Investment Purchase 1,050,000.00 178 20061201 0.250 0.030 7.245 Full 60 5YR-54321 2.875 LIBOR 6 LOS ANGELES CA 90044 360 350,000.00 8.750 20061001 MULTIFAM 2,753.45 349,477.13 8.750 Investment CashOut Refi 640,000.00 357 20061201 0.250 0.030 8.470 Stated 120 10YR-5544332211 3 LIBOR 6 LOS ANGELES CA 90042 360 1,332,500.00 6.850 20060901 MULTIFAM 8,135.79 1,330,876.81 6.850 Investment CashOut Refi 2,050,000.00 356 20061201 0.250 0.030 6.570 Full 60 5YR-32111 2.6 MTA 6 LAKE ELSINORE CA 33754 360 725,000.00 6.875 20060901 MULTIFAM 4,762.73 722,822.53 6.875 Investment CashOut Refi 1,375,000.00 356 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 2.75 LIBOR 6 ATWATER CA 34759 180 603,000.00 7.350 20061201 C-INDUST 4,802.57 601,890.81 7.350 Investment CashOut Refi 1,300,000.00 179 20061201 0.250 0.030 7.070 Full 120 10YR-5544332211 2.875 LIBOR 6 GLENDALE CA 33275 360 510,000.00 6.975 20061001 MULTIFAM 3,384.48 508,831.65 6.975 Investment CashOut Refi 1,340,000.00 357 20061201 0.250 0.030 6.695 Full 60 5YR-32111 2.5 LIBOR 6 HAWTHORNE CA 90250 360 636,000.00 7.175 20061001 MULTIFAM 4,306.33 634,607.63 7.175 Investment Purchase 905,000.00 357 20061201 0.250 0.030 6.895 Full 36 3YR-321 2.75 LIBOR 6 WOONSOCKET RI 2895 360 233,200.00 8.350 20061001 MULTIFAM 1,768.37 232,814.32 8.350 Investment CashOut Refi 330,000.00 357 20061201 0.250 0.030 8.070 Stated 60 5YR-54321 3 LIBOR 6 CLOVIS CA 34132 180 500,000.00 7.425 20061101 C-OFFICE 3,470.43 499,348.08 7.425 Investment CashOut Refi 1,390,000.00 178 20061201 0.250 0.030 7.145 Full 60 5YR-54321 3 LIBOR 6 AVENAL CA 34004 360 900,000.00 7.325 20061101 MULTIFAM 6,185.44 898,796.65 7.325 Investment CashOut Refi 2,200,000.00 358 20061201 0.250 0.030 7.045 Full 120 10YR-3332221110 2.7 MTA 6 HOUSTON TX 77055 360 406,000.00 7.575 20061101 MULTIFAM 2,859.69 405,490.46 7.575 Investment CashOut Refi 625,000.00 358 20061201 0.250 0.030 7.295 Full 120 10YR-3332221110 2.75 LIBOR 6 VISALIA CA 92377 360 500,000.00 6.750 20061001 MULTIFAM 3,242.99 498,795.45 6.750 Investment CashOut Refi 950,000.00 357 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 CINCINNATI OH 16481 360 456,500.00 7.600 20061001 MULTIFAM 2,891.17 456,500.00 7.600 Investment Purchase 700,000.00 357 20061201 0.250 0.030 7.320 Full 36 3YR-321 2.75 LIBOR 6 LOS ANGELES CA 32994 360 530,000.00 6.725 20061201 MULTIFAM 3,428.77 529,541.44 6.725 Investment CashOut Refi 960,000.00 359 20061201 0.250 0.030 6.445 Full 120 10YR-3332221110 2.45 MTA 6 MIDDLETOWN OH 45042 360 680,000.00 7.650 20060901 MULTIFAM 4,824.70 678,314.92 7.650 Investment Purchase 950,000.00 356 20061201 0.250 0.030 7.370 Full 60 5YR-32111 2.75 LIBOR 6 CHICAGO IL 22087 360 1,775,000.00 6.850 20061101 MULTIFAM 11,630.85 1,772,334.00 6.850 Investment Purchase 2,255,000.00 358 20061201 0.250 0.030 6.570 Full 60 5YR-32111 2.5 LIBOR 6 ANAHEIM CA 33818 360 666,250.00 6.525 20061001 MULTIFAM 4,222.11 664,563.37 6.525 Investment Purchase 1,040,000.00 357 20061201 0.250 0.030 6.245 Full 60 5YR-32111 2.45 MTA 6 SAN DIEGO CA 33608 360 580,000.00 7.075 20061101 MULTIFAM 3,419.58 580,000.00 7.075 Investment CashOut Refi 900,000.00 358 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.5 LIBOR 6 GLENDALE CA 91020 360 600,000.00 6.725 20061101 MULTIFAM 3,881.62 599,071.56 6.725 Investment Rate Refi 1,550,000.00 358 20061201 0.250 0.030 6.445 Full 120 10YR-3332221110 2.45 MTA 6 GLENDALE CA 33271 360 498,000.00 6.725 20061101 MULTIFAM 3,221.75 497,229.38 6.725 Investment CashOut Refi 1,425,000.00 358 20061201 0.250 0.030 6.445 Full 120 10YR-3332221110 2.45 MTA 6 LOS ANGELES CA 90008 360 975,000.00 6.850 20061001 MULTIFAM 5,953.02 974,017.68 6.850 Investment Purchase 1,500,000.00 357 20061201 0.250 0.030 6.570 Full 60 5YR-32111 2.6 MTA 6 LOS ANGELES CA 90025 360 1,315,000.00 6.625 20061101 MULTIFAM 8,420.09 1,312,916.54 6.625 Investment CashOut Refi 2,610,000.00 358 20061201 0.250 0.030 6.345 Full 60 5YR-32111 2.45 MTA 6 LANSING MI 17787 360 500,000.00 7.525 20060901 MULTIFAM 3,504.64 498,718.98 7.525 Investment CashOut Refi 673,600.00 356 20061201 0.250 0.030 7.245 Full 60 5YR-32111 2.5 LIBOR 6 ATASCADERO CA 34081 360 713,500.00 7.050 20061101 MULTIFAM 4,191.81 713,500.00 7.050 Investment CashOut Refi 1,500,000.00 358 20061201 0.250 0.030 6.770 Full 60 5YR-32111 2.5 LIBOR 6 STILLWATER MN 55082 360 1,325,000.00 6.750 20061001 MULTIFAM 7,453.13 1,325,000.00 6.750 Investment Purchase 1,980,000.00 357 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 BURIEN WA 98166 360 504,000.00 7.300 20061001 MULTIFAM 3,455.28 502,927.78 7.300 Investment Purchase 765,000.00 357 20061201 0.250 0.030 7.020 Full 60 5YR-32111 2.875 LIBOR 6 SACRAMENTO CA 34936 180 8,000,000.00 7.000 20061001 C-RETAIL 53,224.20 7,981,775.77 7.000 Investment CashOut Refi 12,450,000.00 177 20061201 0.250 0.030 6.720 Full 84 7YR-5544321 3 LIBOR 6 CINCINNATI OH 45229 360 390,700.00 8.825 20061001 MULTIFAM 3,094.59 390,127.58 8.825 Investment Purchase 500,000.00 357 20061201 0.250 0.030 8.545 Stated 36 3YR-332 3.25 LIBOR 6 RENO NV 32630 360 1,000,000.00 6.750 20061101 MULTIFAM 6,485.98 998,461.75 6.750 Investment Rate Refi 3,500,000.00 358 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 MODESTO CA 95356 180 2,230,000.00 7.000 20061001 C-INDUST 14,836.25 2,224,919.98 7.000 Investment CashOut Refi 3,165,000.00 177 20061201 0.250 0.030 6.720 Full 84 7YR-5544321 3 LIBOR 6 MODESTO CA 95356 180 1,660,000.00 7.000 20061001 C-INDUST 11,044.02 1,656,218.47 7.000 Investment Rate Refi 2,400,000.00 177 20061201 0.250 0.030 6.720 Full 120 10YR-5LO-54321 3 LIBOR 6 PHOENIX AZ 85029 180 525,000.00 7.600 20061101 C-OFFICE 3,706.89 524,345.33 7.600 Investment Purchase 770,000.00 178 20061201 0.250 0.030 7.320 Full 120 10YR-5544332211 2.875 LIBOR 6 LOS ANGELES CA 90062 360 350,000.00 8.075 20061001 MULTIFAM 2,586.50 349,380.43 8.075 Investment CashOut Refi 710,000.00 357 20061201 0.250 0.030 7.795 Stated 36 3YR-332 3.25 LIBOR 6 PHOENIX AZ 85006 360 825,000.00 6.650 20061101 MULTIFAM 5,296.21 823,700.56 6.650 Investment CashOut Refi 1,525,000.00 358 20061201 0.250 0.030 6.370 Full 36 3YR-321 2.5 LIBOR 6 SAN DIEGO CA 33607 180 290,000.00 7.825 20061001 C-RETAIL 2,092.65 289,454.62 7.825 Investment CashOut Refi 720,000.00 177 20061201 0.250 0.030 7.545 Full 60 5YR-54321 3.25 LIBOR 6 WARRENSBURG MO 64093 360 1,406,250.00 6.800 20061101 MULTIFAM 9,167.70 1,404,112.44 6.800 Investment CashOut Refi 1,875,000.00 358 20061201 0.250 0.030 6.520 Full 60 5YR-32111 2.5 LIBOR 6 LONG BEACH CA 33089 360 782,000.00 7.200 20061001 MULTIFAM 4,973.61 781,307.37 7.200 Investment Purchase 1,150,000.00 357 20061201 0.250 0.030 6.920 Full 60 5YR-32111 2.5 LIBOR 6 COSTA MESA CA 33781 180 790,000.00 6.875 20061001 C-INDUST 5,189.74 788,149.08 6.875 Investment Purchase 1,150,000.00 177 20061201 0.250 0.030 6.595 Full 120 10YR-5LO-54321 3 LIBOR 6 KENNEWICK WA 99336 180 1,105,000.00 7.000 20061101 C-RETAIL 7,351.59 1,103,399.31 7.000 Investment Purchase 1,540,000.00 178 20061201 0.250 0.030 6.720 Full 120 10YR-5LO-54321 3 LIBOR 6 MONTGOMERY TX 77356 360 853,500.00 7.075 20061101 MULTIFAM 5,721.41 852,286.03 7.075 Investment Purchase 1,175,000.00 358 20061201 0.250 0.030 6.795 Full 60 5YR-32111 2.5 LIBOR 6 NORTHRIDGE CA 33321 360 1,242,500.00 6.675 20061201 MULTIFAM 7,429.75 1,241,981.66 6.675 Investment CashOut Refi 1,750,000.00 359 20061201 0.250 0.030 6.395 Full 60 5YR-32111 2.45 MTA 6 NEWMARKET NH 3857 360 418,000.00 7.325 20061001 MULTIFAM 2,872.79 417,115.87 7.325 Investment Purchase 635,000.00 357 20061201 0.250 0.030 7.045 Full 60 5YR-32111 2.5 LIBOR 6 INDIO CA 33635 360 245,000.00 8.875 20061201 MULTIFAM 1,949.33 244,862.65 8.875 Investment Purchase 340,000.00 359 20061201 0.250 0.030 8.595 Stated 36 3YR-332 3 LIBOR 6 LOS ANGELES CA 90034 360 452,000.00 6.625 20061001 MULTIFAM 2,894.21 450,880.57 6.625 Investment Purchase 650,000.00 357 20061201 0.250 0.030 6.345 Full 120 10YR-5LO-54321 2.75 MTA 6 EL CERRITO CA 34484 360 495,000.00 7.075 20061001 MULTIFAM 3,318.22 493,889.67 7.075 Investment Purchase 975,000.00 357 20061201 0.250 0.030 6.795 Full 84 7YR-3322110 2.5 LIBOR 6 PROVO UT 30839 360 916,800.00 6.625 20061001 MULTIFAM 5,870.37 914,529.46 6.625 Investment Purchase 1,350,000.00 357 20061201 0.250 0.030 6.345 Full 120 10YR-5LO-54321 2.75 LIBOR 6 DANVILLE IL 61832 360 1,440,000.00 6.750 20061001 MULTIFAM 9,339.81 1,436,530.89 6.750 Investment Purchase 1,800,000.00 357 20061201 0.250 0.030 6.470 Full 120 10YR-5LO-54321 2.75 LIBOR 6 ARLINGTON TX 76015 180 2,000,000.00 7.000 20061101 C-RETAIL 13,306.05 1,997,102.83 7.000 Investment CashOut Refi 3,500,000.00 178 20061201 0.250 0.030 6.720 Full 120 10YR-5LO-54321 3 LIBOR 6 WILMINGTON DE 43683 360 285,000.00 7.850 20061001 MULTIFAM 2,061.50 284,467.26 7.850 Investment Purchase 390,000.00 357 20061201 0.250 0.030 7.570 Stated 60 5YR-54321 3 LIBOR 6 INGLEWOOD CA 32933 360 1,274,000.00 6.750 20061101 MULTIFAM 7,166.25 1,274,000.00 6.750 Investment Purchase 2,055,000.00 358 20061201 0.250 0.030 6.470 Full 36 3YR-321 2.5 MTA 6 CHULA VISTA CA 33491 360 1,925,000.00 6.800 20061101 MULTIFAM 11,683.94 1,923,810.06 6.800 Investment CashOut Refi 2,950,000.00 358 20061201 0.250 0.030 6.520 Stated 60 5YR-32111 2.5 LIBOR 6 LAWNDALE CA 90260 360 1,110,000.00 7.275 20061001 MULTIFAM 7,590.99 1,107,624.96 7.275 Investment Purchase 1,750,000.00 357 20061201 0.250 0.030 6.995 Full 60 5YR-32111 2.75 MTA 6 SAN ANTONIO TX 28522 360 416,250.00 8.125 20061001 MULTIFAM 3,090.64 415,522.14 8.125 Investment Purchase 560,000.00 357 20061201 0.250 0.030 7.845 Stated 36 3YR-332 3 LIBOR 6 LOS ANGELES CA 90003 360 500,000.00 6.775 20061101 MULTIFAM 3,251.30 499,235.44 6.775 Investment CashOut Refi 1,080,000.00 358 20061201 0.250 0.030 6.495 Full 120 10YR-3332221110 2.45 MTA 6 LONG BEACH CA 33089 360 500,000.00 7.525 20061001 MULTIFAM 3,504.64 498,990.47 7.525 Investment CashOut Refi 935,000.00 357 20061201 0.250 0.030 7.245 Stated 36 3YR-332 3 LIBOR 6 ROSEBURG OR 97470 360 260,000.00 7.150 20061101 MULTIFAM 1,756.06 259,636.93 7.150 Investment Purchase 375,000.00 358 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.5 LIBOR 6 ROSEBURG OR 97470 360 300,000.00 7.150 20061101 MULTIFAM 2,026.22 299,581.07 7.150 Investment Purchase 455,000.00 358 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.5 LIBOR 6 ROSEBURG OR 97470 360 400,000.00 7.150 20061101 MULTIFAM 2,701.63 399,441.43 7.150 Investment Purchase 570,000.00 358 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.5 LIBOR 6 ROSEBURG OR 97470 360 1,840,000.00 6.950 20061101 MULTIFAM 12,179.84 1,837,302.11 6.950 Investment Purchase 2,500,000.00 358 20061201 0.250 0.030 6.670 Full 84 7YR-3322110 2.5 LIBOR 6 FAIRBANKS AK 36342 360 262,500.00 8.250 20061101 MULTIFAM 1,972.07 262,224.65 8.250 Investment CashOut Refi 350,000.00 358 20061201 0.250 0.030 7.970 Stated 120 10YR-5544332211 3 LIBOR 6 ANOKA MN 20151 360 496,000.00 7.050 20061101 MULTIFAM 2,914.00 496,000.00 7.050 Investment Purchase 630,000.00 358 20061201 0.250 0.030 6.770 Full 60 5YR-32111 2.5 LIBOR 6 SOUTH PASADENA CA 91030 360 3,300,000.00 6.700 20061101 MULTIFAM 21,294.17 3,294,863.24 6.700 Investment Purchase 4,875,750.00 358 20061201 0.250 0.030 6.420 Full 36 3YR-321 2.5 LIBOR 6 SAN ANTONIO TX 28522 360 540,000.00 7.875 20061001 MULTIFAM 3,915.37 538,996.62 7.875 Investment Purchase 771,500.00 357 20061201 0.250 0.030 7.595 Stated 36 3YR-332 3 LIBOR 6 HESPERIA CA 92345 180 2,437,500.00 6.625 20061101 C-INDUST 15,607.58 2,433,638.07 6.625 Investment CashOut Refi 3,750,000.00 178 20061201 0.250 0.030 6.345 Full 120 10YR-5LO-54321 3 LIBOR 6 CHICAGO IL 22086 360 1,120,000.00 7.300 20061101 MULTIFAM 7,678.39 1,118,493.11 7.300 Investment Purchase 1,400,000.00 358 20061201 0.250 0.030 7.020 Full 60 5YR-32111 2.5 LIBOR 6 LOS ANGELES CA 90006 360 858,700.00 6.600 20061001 MULTIFAM 5,088.62 857,754.87 6.600 Investment Purchase 1,385,000.00 357 20061201 0.250 0.030 6.320 Full 36 3YR-321 2.6 MTA 6 LOS ANGELES CA 90029 360 625,000.00 6.600 20061001 MULTIFAM 3,703.72 624,312.10 6.600 Investment Purchase 1,134,300.00 357 20061201 0.250 0.030 6.320 Full 36 3YR-321 2.6 MTA 6 ORLANDO FL 32839 360 610,000.00 6.975 20061201 MULTIFAM 4,048.11 609,497.52 6.975 Investment Purchase 855,000.00 359 20061201 0.250 0.030 6.695 Full 60 5YR-32111 2.5 LIBOR 6 MONTEBELLO CA 90640 360 3,022,500.00 6.650 20061101 MULTIFAM 19,403.39 3,017,739.31 6.650 Investment Purchase 4,030,000.00 358 20061201 0.250 0.030 6.370 Full 36 3YR-321 2.5 LIBOR 6 BELLEVIEW FL 34480 360 640,400.00 8.075 20061001 MULTIFAM 4,732.55 639,266.38 8.075 Investment Purchase 915,000.00 357 20061201 0.250 0.030 7.795 Stated 36 3YR-332 3 LIBOR 6 LOS ANGELES CA 90036 360 884,000.00 6.650 20061101 MULTIFAM 5,674.97 882,607.63 6.650 Investment CashOut Refi 1,520,000.00 358 20061201 0.250 0.030 6.370 Full 120 10YR-3332221110 2.45 MTA 6 WASILLA AK 99654 360 1,104,000.00 6.500 20061101 MULTIFAM 6,978.03 1,102,198.94 6.500 Investment Purchase 1,380,000.00 358 20061201 0.250 0.030 6.220 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90017 360 1,325,000.00 6.400 20061101 MULTIFAM 8,287.95 1,322,787.73 6.400 Investment CashOut Refi 1,900,000.00 358 20061201 0.250 0.030 6.120 Full 36 3YR-321 2.45 MTA 6 LA VERNE CA 91750 360 9,750,000.00 7.000 20061101 MULTIFAM 56,875.00 9,750,000.00 7.000 Investment Purchase 15,450,000.00 358 20061201 0.250 0.030 6.720 Full 36 3YR-321 2.5 LIBOR 6 DORCHESTER MA 37280 360 712,500.00 7.575 20061201 MULTIFAM 5,018.55 711,979.11 7.575 Investment CashOut Refi 1,020,000.00 359 20061201 0.250 0.030 7.295 Stated 36 3YR-332 3 LIBOR 6 SHORELINE WA 98155 360 1,327,800.00 6.375 20061201 MULTIFAM 8,283.74 1,326,570.20 6.375 Investment Purchase 2,500,000.00 359 20061201 0.250 0.030 6.095 Full 120 10YR-5LO-54321 2.75 LIBOR 6 OAKLAND CA 34490 360 300,000.00 8.225 20061001 MULTIFAM 2,248.53 299,488.16 8.225 Investment CashOut Refi 485,000.00 357 20061201 0.250 0.030 7.945 Stated 84 7YR-5544321 3 LIBOR 6 BRISTOL CT 6010 360 1,300,000.00 7.550 20061101 MULTIFAM 9,134.34 1,298,358.00 7.550 Investment Purchase 1,625,000.00 358 20061201 0.250 0.030 7.270 Full 60 5YR-32111 2.65 LIBOR 6 LOS ANGELES CA 33334 360 513,700.00 6.675 20061201 MULTIFAM 3,071.76 513,485.70 6.675 Investment CashOut Refi 875,000.00 359 20061201 0.250 0.030 6.395 Full 60 5YR-32111 2.45 MTA 6 BLOOMFIELD NJ 7003 360 436,000.00 7.475 20061001 MULTIFAM 3,041.11 435,109.36 7.475 Investment Purchase 570,000.00 357 20061201 0.250 0.030 7.195 Full 120 10YR-3332221110 2.5 LIBOR 6 MONTEREY PARK CA 91754 360 1,600,000.00 6.600 20061101 MULTIFAM 10,218.54 1,597,450.06 6.600 Investment CashOut Refi 2,700,000.00 358 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.625 LIBOR 6 LOS ANGELES CA 90019 360 500,000.00 8.050 20061101 MULTIFAM 3,686.27 499,446.12 8.050 Investment Purchase 1,035,000.00 358 20061201 0.250 0.030 7.770 Stated 120 10YR-5544332211 3 LIBOR 6 LOS ANGELES CA 33334 360 1,615,000.00 6.425 20061101 MULTIFAM 10,128.37 1,612,319.06 6.425 Investment Purchase 2,495,000.00 358 20061201 0.250 0.030 6.145 Full 120 10YR-3332221110 2.5 LIBOR 6 TURTLE CREEK PA 15145 360 580,000.00 7.050 20061101 MULTIFAM 3,878.25 579,169.98 7.050 Investment Purchase 725,000.00 358 20061201 0.250 0.030 6.770 Full 84 7YR-3322110 2.5 LIBOR 6 ANAHEIM CA 33820 360 1,230,000.00 6.550 20061001 MULTIFAM 7,814.93 1,226,903.21 6.550 Investment CashOut Refi 2,200,000.00 357 20061201 0.250 0.030 6.270 Full 84 7YR-3322110 2.5 MTA 6 GARDEN GROVE CA 92843 360 1,275,000.00 6.550 20061001 MULTIFAM 8,100.84 1,271,789.93 6.550 Investment CashOut Refi 2,080,000.00 357 20061201 0.250 0.030 6.270 Full 84 7YR-3322110 2.5 MTA 6 AUSTIN TX 28693 360 747,650.00 7.975 20061201 MULTIFAM 5,472.97 747,145.79 7.975 Investment Rate Refi 975,000.00 359 20061201 0.250 0.030 7.695 Full 36 3YR-332 3 LIBOR 6 LOS ANGELES CA 33301 360 2,600,000.00 6.300 20061101 MULTIFAM 16,093.29 2,595,557.98 6.300 Investment Purchase 4,700,000.00 358 20061201 0.250 0.030 6.020 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LANSING MI 48933 360 500,000.00 7.175 20061101 MULTIFAM 3,385.48 499,306.09 7.175 Investment CashOut Refi 690,000.00 358 20061201 0.250 0.030 6.895 Full 60 5YR-32111 2.5 LIBOR 6 PALOS VERDES ESTATES CA 90274 360 850,000.00 7.475 20061101 MULTIFAM 5,928.78 848,905.66 7.475 Investment CashOut Refi 3,010,000.00 358 20061201 0.250 0.030 7.195 SISA 84 7YR-3322110 3 LIBOR 6 CANOGA PARK CA 33300 360 800,000.00 6.650 20061101 MULTIFAM 4,769.40 799,474.60 6.650 Investment CashOut Refi 1,610,000.00 358 20061201 0.250 0.030 6.370 Full 120 10YR-3332221110 2.6 MTA 6 LOS ANGELES CA 90024 180 1,000,000.00 7.175 20061201 C-OFFICE 6,770.97 999,208.20 7.175 Investment CashOut Refi 3,600,000.00 179 20061201 0.250 0.030 6.895 Full 60 5YR-54321 2.75 LIBOR 6 ATLANTA GA 11027 360 360,000.00 8.175 20061101 MULTIFAM 2,685.60 359,614.52 8.175 Investment Purchase 463,000.00 358 20061201 0.250 0.030 7.895 Stated 36 3YR-332 3.25 LIBOR 6 TWIN FALLS ID 30376 180 982,500.00 7.175 20061101 C-MBLE_HM 6,652.47 981,136.46 7.175 Investment Purchase 1,310,000.00 178 20061201 0.250 0.030 6.895 Full 60 5YR-54321 2.875 LIBOR 6 BIDDEFORD ME 4005 360 627,200.00 7.500 20061101 MULTIFAM 4,385.47 626,397.64 7.500 Investment Purchase 785,000.00 358 20061201 0.250 0.030 7.220 Full 120 10YR-3332221110 2.5 LIBOR 6 KANSAS CITY MO 23387 360 495,000.00 6.900 20061101 MULTIFAM 3,260.07 494,265.41 6.900 Investment Purchase 620,000.00 358 20061201 0.250 0.030 6.620 Full 60 5YR-32111 2.5 LIBOR 6 FORT WORTH TX 28861 360 827,580.00 6.750 20061201 MULTIFAM 4,655.14 827,580.00 6.750 Investment Purchase 1,300,000.00 359 20061201 0.250 0.030 6.470 Full 60 5YR-32111 2.5 LIBOR 6 TULSA OK 74145 360 1,985,000.00 7.100 20061101 MULTIFAM 11,744.58 1,985,000.00 7.100 Investment Purchase 2,515,000.00 358 20061201 0.250 0.030 6.820 Full 60 5YR-32111 2.5 LIBOR 6 REDONDO BEACH CA 90277 360 2,542,500.00 6.700 20061201 MULTIFAM 14,195.63 2,542,500.00 6.700 Investment Purchase 5,650,000.00 359 20061201 0.250 0.030 6.420 Full 60 5YR-32111 2.5 LIBOR 6 LAWNDALE CA 90260 360 705,000.00 7.600 20061001 MULTIFAM 4,977.83 703,601.42 7.600 Investment CashOut Refi 1,080,000.00 357 20061201 0.250 0.030 7.320 Stated 60 5YR-54321 3 LIBOR 6 BELL GARDENS CA 32905 360 1,600,000.00 6.425 20061101 MULTIFAM 10,034.30 1,597,343.96 6.425 Investment Purchase 2,600,000.00 358 20061201 0.250 0.030 6.145 Full 120 10YR-3332221110 2.5 LIBOR 6 DECATUR IL 22792 360 400,000.00 8.750 20061101 MULTIFAM 3,146.80 399,635.99 8.750 Investment Purchase 505,000.00 358 20061201 0.250 0.030 8.470 Stated 120 10YR-5544332211 3 LIBOR 6 FIFE WA 35909 360 5,525,000.00 6.700 20061201 MULTIFAM 35,651.61 5,520,196.31 6.700 Investment Purchase 7,375,000.00 359 20061201 0.250 0.030 6.420 Full 60 5YR-32111 2.5 LIBOR 6 PEKIN IL 61554 360 660,000.00 7.300 20061201 MULTIFAM 4,524.77 659,490.23 7.300 Investment Purchase 830,000.00 359 20061201 0.250 0.030 7.020 Full 120 10YR-3332221110 2.5 LIBOR 6 PORTLAND OR 35479 360 520,000.00 6.575 20061101 MULTIFAM 3,312.44 519,166.41 6.575 Investment CashOut Refi 950,000.00 358 20061201 0.250 0.030 6.295 Full 120 10YR-3332221110 2.5 LIBOR 6 PORTLAND OR 35464 360 625,000.00 6.475 20061201 MULTIFAM 3,940.15 624,432.25 6.475 Investment Purchase 1,255,000.00 359 20061201 0.250 0.030 6.195 Full 120 10YR-3332221110 2.5 LIBOR 6 MCMINNVILLE OR 35458 360 1,210,000.00 6.600 20061201 MULTIFAM 7,727.77 1,208,927.23 6.600 Investment Purchase 1,570,000.00 359 20061201 0.250 0.030 6.320 Full 120 10YR-3332221110 2.5 LIBOR 6 DAYTON OH 16541 360 900,000.00 7.100 20061201 MULTIFAM 5,658.37 899,666.63 7.100 Investment Purchase 1,125,000.00 359 20061201 0.250 0.030 6.820 Full 60 5YR-31111 2.5 LIBOR 6 CHATTANOOGA TN 13616 360 1,169,000.00 7.200 20061201 MULTIFAM 7,935.03 1,168,078.97 7.200 Investment CashOut Refi 1,670,000.00 359 20061201 0.250 0.030 6.920 Full 60 5YR-32111 2.5 LIBOR 6 ARCATA CA 34840 120 2,410,000.00 6.625 20061201 C-SELF_STG 16,461.23 2,406,843.98 6.625 Investment CashOut Refi 4,820,000.00 119 20061201 0.250 0.030 6.345 Full 120 10YR-5LO-54321 FIXED LOS ANGELES CA 33331 360 855,000.00 6.975 20061201 MULTIFAM 5,673.99 854,295.70 6.975 Investment Purchase 1,200,000.00 359 20061201 0.250 0.030 6.695 Full 60 5YR-32111 2.75 LIBOR 6 CHILLICOTHE OH 16589 360 2,360,000.00 6.500 20061201 MULTIFAM 14,916.81 2,357,866.52 6.500 Investment Purchase 2,950,000.00 359 20061201 0.250 0.030 6.220 Full 120 10YR-5LO-54321 2.5 LIBOR 6 GLENDALE AZ 31107 360 300,400.00 7.825 20061201 MULTIFAM 2,167.69 300,191.17 7.825 Investment CashOut Refi 450,000.00 359 20061201 0.250 0.030 7.545 Stated 36 3YR-332 3.25 LIBOR 6 EVERETT WA 35827 360 490,000.00 7.150 20061201 MULTIFAM 3,309.49 489,610.09 7.150 Investment Purchase 755,000.00 359 20061201 0.250 0.030 6.870 Full 60 5YR-32111 2.875 LIBOR 6 ANAHEIM CA 33821 360 710,000.00 7.025 20061001 MULTIFAM 4,735.57 708,391.72 7.025 Investment Purchase 1,163,000.00 357 20061201 0.250 0.030 6.745 Full 120 10YR-3332221110 2.5 LIBOR 6 LAKE ELSINORE CA 33754 360 560,000.00 6.650 20061201 MULTIFAM 3,595.00 559,508.33 6.650 Investment CashOut Refi 1,300,000.00 359 20061201 0.250 0.030 6.370 Full 120 10YR-3332221110 2.45 MTA 6 GARDEN GROVE CA 92840 360 605,000.00 6.675 20061101 MULTIFAM 3,617.71 604,606.60 6.675 Investment Purchase 1,100,000.00 358 20061201 0.250 0.030 6.395 Full 60 5YR-32111 2.575 MTA 6 INGLEWOOD CA 32934 360 864,500.00 6.800 20061101 MULTIFAM 4,898.83 864,500.00 6.800 Investment Purchase 1,300,000.00 358 20061201 0.250 0.030 6.520 Full 60 5YR-32111 2.75 LIBOR 6 LONG BEACH CA 33089 360 675,000.00 6.600 20061101 MULTIFAM 4,310.95 673,924.24 6.600 Investment CashOut Refi 1,260,000.00 358 20061201 0.250 0.030 6.320 Full 84 7YR-3322110 2.45 MTA 6 LONG BEACH CA 33091 360 500,000.00 6.600 20061101 MULTIFAM 3,193.29 499,203.16 6.600 Investment CashOut Refi 850,000.00 358 20061201 0.250 0.030 6.320 Full 84 7YR-3322110 2.45 MTA 6 SANTA ANA CA 33788 360 500,000.00 6.600 20061101 MULTIFAM 3,193.29 499,203.16 6.600 Investment CashOut Refi 950,000.00 358 20061201 0.250 0.030 6.320 Full 84 7YR-3322110 2.45 MTA 6 LOS ANGELES CA 90020 360 950,000.00 6.300 20061101 MULTIFAM 5,427.05 949,285.72 6.300 Investment CashOut Refi 1,320,000.00 358 20061201 0.250 0.030 6.020 Full 60 5YR-32111 2.575 MTA 6 LOS ANGELES CA 90020 360 3,000,000.00 6.300 20061101 MULTIFAM 17,138.04 2,997,744.39 6.300 Investment CashOut Refi 4,285,000.00 358 20061201 0.250 0.030 6.020 Full 60 5YR-32111 2.575 MTA 6 SAN BERNARDINO CA 33704 360 1,028,000.00 6.875 20061101 MULTIFAM 6,753.23 1,026,465.20 6.875 Investment Purchase 1,650,000.00 358 20061201 0.250 0.030 6.595 Full 60 5YR-32111 2.6 LIBOR 6 LOS ANGELES CA 33395 360 605,685.00 7.675 20061101 MULTIFAM 4,307.85 604,944.20 7.675 Investment Purchase 860,000.00 358 20061201 0.250 0.030 7.395 Stated 36 3YR-332 3 LIBOR 6 SEATTLE WA 98133 360 686,000.00 7.225 20061101 MULTIFAM 4,668.10 685,059.65 7.225 Investment Purchase 1,102,100.00 358 20061201 0.250 0.030 6.945 Full 60 5YR-32111 2.75 LIBOR 6 FRESNO CA 34177 360 1,417,000.00 6.750 20061101 MULTIFAM 9,190.64 1,414,820.29 6.750 Investment Purchase 2,625,000.00 358 20061201 0.250 0.030 6.470 Full 84 7YR-3322110 2.45 LIBOR 6 BELLFLOWER CA 33060 360 644,800.00 7.425 20061201 MULTIFAM 4,475.47 644,314.23 7.425 Investment Purchase 944,800.00 359 20061201 0.250 0.030 7.145 Stated 36 3YR-332 3 LIBOR 6 GLENDALE CA 33275 360 354,500.00 6.675 20061101 MULTIFAM 2,281.63 353,944.93 6.675 Investment CashOut Refi 670,000.00 358 20061201 0.250 0.030 6.395 Full 120 10YR-3332221110 2.45 MTA 6 LOS ANGELES CA 90045 360 435,000.00 7.200 20061101 MULTIFAM 2,952.73 434,400.01 7.200 Investment CashOut Refi 720,000.00 358 20061201 0.250 0.030 6.920 Full 60 5YR-32111 2.875 LIBOR 6 ANCHORAGE AK 36288 360 507,000.00 6.800 20061201 MULTIFAM 3,305.26 506,567.74 6.800 Investment CashOut Refi 670,000.00 359 20061201 0.250 0.030 6.520 Full 120 10YR-3332221110 2.5 LIBOR 6 CANOGA PARK CA 33301 360 2,154,000.00 6.400 20061101 MULTIFAM 13,473.40 2,150,403.58 6.400 Investment Purchase 3,350,000.00 358 20061201 0.250 0.030 6.120 Full 36 3YR-321 2.45 MTA 6 REDLANDS CA 92373 360 1,300,000.00 6.350 20061201 MULTIFAM 6,879.17 1,300,000.00 6.350 Investment CashOut Refi 2,195,000.00 359 20061201 0.250 0.030 6.070 Full 60 5YR-32111 2.6 MTA 6 LAKESIDE CA 92040 360 471,600.00 7.825 20061201 MULTIFAM 3,403.07 471,272.16 7.825 Investment Purchase 810,000.00 359 20061201 0.250 0.030 7.545 Stated 36 3YR-332 3.25 LIBOR 6 DOWNEY CA 90241 360 900,000.00 6.550 20061201 MULTIFAM 5,718.24 899,194.26 6.550 Investment CashOut Refi 2,250,000.00 359 20061201 0.250 0.030 6.270 Full 120 10YR-3332221110 2.45 MTA 6 RIVERSIDE CA 33727 360 2,700,000.00 6.500 20061201 MULTIFAM 14,625.00 2,700,000.00 6.500 Investment Purchase 3,855,000.00 359 20061201 0.250 0.030 6.220 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90038 360 400,000.00 6.375 20061201 MULTIFAM 2,495.48 399,629.52 6.375 Investment CashOut Refi 835,000.00 359 20061201 0.250 0.030 6.095 Full 120 10YR-5LO-54321 2.75 LIBOR 6 GLENDALE CA 33274 360 800,000.00 6.525 20061101 MULTIFAM 5,069.70 798,702.48 6.525 Investment CashOut Refi 1,790,000.00 358 20061201 0.250 0.030 6.245 Full 84 7YR-3322110 2.45 MTA 6 PORTLAND OR 97236 360 573,000.00 6.500 20061101 MULTIFAM 3,621.75 572,065.21 6.500 Investment Rate Refi 915,000.00 358 20061201 0.250 0.030 6.220 Full 120 10YR-5LO-54321 2.75 LIBOR 6 LOS ANGELES CA 90026 360 523,000.00 6.575 20061101 MULTIFAM 2,865.60 523,000.00 6.575 Investment Purchase 1,150,000.00 358 20061201 0.250 0.030 6.295 Full 60 5YR-32111 2.5 LIBOR 6 LOS ANGELES CA 90008 360 873,750.00 6.975 20061201 MULTIFAM 5,798.42 873,030.25 6.975 Investment Purchase 1,165,000.00 359 20061201 0.250 0.030 6.695 Full 60 5YR-32111 3 LIBOR 6 NEWBERG OR 97132 360 525,000.00 6.525 20061101 MULTIFAM 3,326.99 524,148.50 6.525 Investment Purchase 1,370,000.00 358 20061201 0.250 0.030 6.245 Full 84 7YR-3322110 2.5 LIBOR 6 LOS ANGELES CA 90022 360 1,215,000.00 6.450 20061201 MULTIFAM 7,639.72 1,213,890.91 6.450 Investment CashOut Refi 1,825,000.00 359 20061201 0.250 0.030 6.170 Full 60 5YR-32111 2.45 MTA 6 TOOELE UT 84074 360 650,000.00 6.425 20061201 MULTIFAM 4,076.43 649,403.78 6.425 Investment Purchase 1,150,000.00 359 20061201 0.250 0.030 6.145 Full 120 10YR-3332221110 2.5 LIBOR 6 ALBUQUERQUE NM 31779 360 1,072,000.00 6.450 20061201 MULTIFAM 5,762.00 1,072,000.00 6.450 Investment Purchase 1,340,000.00 359 20061201 0.250 0.030 6.170 Full 60 5YR-32111 2.5 LIBOR 6 SAN DIEGO CA 33607 360 313,600.00 6.550 20061201 MULTIFAM 1,992.49 313,319.24 6.550 Investment CashOut Refi 550,000.00 359 20061201 0.250 0.030 6.270 Full 120 10YR-3332221110 2.45 MTA 6 SAN DIEGO CA 33618 360 387,400.00 6.550 20061201 MULTIFAM 2,461.38 387,053.18 6.550 Investment CashOut Refi 690,000.00 359 20061201 0.250 0.030 6.270 Full 120 10YR-3332221110 2.45 MTA 6 CUDAHY CA 32905 360 520,000.00 7.475 20061101 MULTIFAM 3,627.02 519,330.52 7.475 Investment Purchase 725,000.00 358 20061201 0.250 0.030 7.195 Full 60 5YR-32111 3 LIBOR 6 POMONA CA 91768 360 2,750,000.00 6.525 20061201 MULTIFAM 16,149.06 2,748,804.07 6.525 Investment CashOut Refi 4,230,000.00 359 20061201 0.250 0.030 6.245 Full 84 7YR-3322110 2.575 MTA 6 REDLANDS CA 92374 360 840,000.00 6.600 20061201 MULTIFAM 4,977.80 839,642.20 6.600 Investment Purchase 1,220,000.00 359 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.625 MTA 6 REDLANDS CA 92374 360 840,000.00 6.600 20061201 MULTIFAM 4,977.80 839,642.20 6.600 Investment Purchase 1,212,500.00 359 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.625 MTA 6 LOS ANGELES CA 90057 360 842,500.00 6.450 20061201 MULTIFAM 5,297.50 841,730.94 6.450 Investment CashOut Refi 1,375,000.00 359 20061201 0.250 0.030 6.170 Full 120 10YR-3332221110 2.45 MTA 6 IDAHO FALLS ID 30408 360 342,000.00 7.875 20061101 MULTIFAM 2,479.74 341,603.03 7.875 Investment Purchase 460,000.00 358 20061201 0.250 0.030 7.595 Stated 36 3YR-332 3 LIBOR 6 INGLEWOOD CA 32933 360 520,000.00 6.725 20061201 MULTIFAM 3,128.11 519,786.06 6.725 Investment CashOut Refi 800,000.00 359 20061201 0.250 0.030 6.445 Full 60 5YR-32111 2.75 LIBOR 6 INGLEWOOD CA 32933 360 500,000.00 6.725 20061201 MULTIFAM 3,007.79 500,000.00 6.725 Investment CashOut Refi 815,000.00 359 20061201 0.250 0.030 6.445 Full 60 5YR-32111 2.75 LIBOR 6 LOS ANGELES CA 90057 360 2,000,000.00 6.325 20061201 MULTIFAM 12,412.07 1,998,129.60 6.325 Investment CashOut Refi 3,400,000.00 359 20061201 0.250 0.030 6.045 Full 120 10YR-3332221110 2.45 MTA 6 LOS ANGELES CA 90028 360 955,000.00 6.450 20061201 MULTIFAM 6,004.88 954,128.25 6.450 Investment CashOut Refi 1,785,000.00 359 20061201 0.250 0.030 6.170 Full 120 10YR-3332221110 2.45 MTA 6 INGLEWOOD CA 32934 360 1,741,500.00 6.350 20061201 MULTIFAM 9,215.44 1,741,500.00 6.350 Investment Purchase 2,400,000.00 359 20061201 0.250 0.030 6.070 Full 60 5YR-32111 2.6 MTA 6 INGLEWOOD CA 32934 360 840,000.00 6.400 20061201 MULTIFAM 4,858.12 839,621.88 6.400 Investment Purchase 1,285,000.00 359 20061201 0.250 0.030 6.120 Full 36 3YR-321 2.575 MTA 6 LOS ANGELES CA 90046 360 2,200,000.00 6.350 20061201 MULTIFAM 12,645.69 2,198,995.98 6.350 Investment CashOut Refi 3,160,000.00 359 20061201 0.250 0.030 6.070 Full 60 5YR-32111 2.575 MTA 6 INGLEWOOD CA 32934 360 1,087,500.00 6.350 20061201 MULTIFAM 5,754.69 1,087,500.00 6.350 Investment Purchase 1,585,000.00 359 20061201 0.250 0.030 6.070 Full 60 5YR-32111 2.6 MTA 6 LOS ANGELES CA 90034 360 910,000.00 6.450 20061201 MULTIFAM 5,295.28 909,595.97 6.450 Investment CashOut Refi 1,450,000.00 359 20061201 0.250 0.030 6.170 Full 120 10YR-3332221110 2.575 MTA 6 LOS ANGELES CA 90039 360 431,000.00 6.650 20061201 MULTIFAM 2,569.52 430,818.94 6.650 Investment Purchase 820,000.00 359 20061201 0.250 0.030 6.370 Full 36 3YR-321 2.475 LIBOR 6 BUENA PARK CA 33045 360 3,419,000.00 6.150 20061201 MULTIFAM 20,829.51 3,415,692.87 6.150 Investment Purchase 5,300,000.00 359 20061201 0.250 0.030 5.870 Full 120 10YR-3332221110 2.35 LIBOR 6 RIVERSIDE CA 33733 360 736,500.00 7.625 20061101 MULTIFAM 5,212.90 735,587.49 7.625 Investment Purchase 995,000.00 358 20061201 0.250 0.030 7.345 Stated 36 3YR-332 3 LIBOR 6 LONG BEACH CA 33089 360 579,750.00 7.800 20061201 MULTIFAM 4,173.45 579,344.93 7.800 Investment Purchase 900,000.00 359 20061201 0.250 0.030 7.520 Stated 60 5YR-54321 3 LIBOR 6 SANTA FE SPRINGS CA 90670 120 735,000.00 7.350 20061201 C-INDUST 5,063.95 734,437.93 7.350 Investment CashOut Refi 1,500,000.00 119 20061201 0.250 0.030 7.070 Full 60 5YR-54321 2.875 LIBOR 6 HUNTINGTON PARK CA 90255 360 688,000.00 6.175 20061201 MULTIFAM 4,202.63 687,337.70 6.175 Investment Purchase 1,225,000.00 359 20061201 0.250 0.030 5.895 Full 120 10YR-3332221110 2.5 LIBOR 6 VISTA CA 92083 360 4,770,000.00 6.475 20061201 MULTIFAM 25,738.13 4,770,000.00 6.475 Investment CashOut Refi 7,350,000.00 359 20061201 0.250 0.030 6.195 Full 60 5YR-32111 2.5 LIBOR 6 ANAHEIM CA 33821 360 450,000.00 6.600 20061201 MULTIFAM 2,873.96 449,601.04 6.600 Investment Rate Refi 840,000.00 359 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.45 MTA 6 BUENA PARK CA 33045 360 1,060,000.00 6.600 20061201 MULTIFAM 6,769.78 1,059,060.22 6.600 Investment CashOut Refi 1,910,000.00 359 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.45 MTA 6 ORANGE CA 92866 360 540,000.00 6.600 20061201 MULTIFAM 3,448.76 539,521.24 6.600 Investment CashOut Refi 900,000.00 359 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.45 MTA 6 OAKLAND CA 34491 360 500,000.00 7.750 20061201 MULTIFAM 3,582.06 499,647.11 7.750 Investment CashOut Refi 805,000.00 359 20061201 0.250 0.030 7.470 Stated 60 5YR-54321 3 LIBOR 6 EL PASO TX 29100 360 315,000.00 8.050 20061201 MULTIFAM 2,322.35 314,790.78 8.050 Investment Purchase 630,000.00 359 20061201 0.250 0.030 7.770 Stated 60 5YR-54321 3 LIBOR 6 GARDENA CA 90247 360 600,000.00 6.725 20061201 MULTIFAM 3,881.62 599,480.88 6.725 Investment CashOut Refi 950,000.00 359 20061201 0.250 0.030 6.445 Full 60 5YR-32111 2.45 MTA 6 LOS ANGELES CA 33334 360 865,000.00 6.600 20061201 MULTIFAM 4,757.50 865,000.00 6.600 Investment CashOut Refi 1,850,000.00 359 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.5 LIBOR 6 LOS ANGELES CA 33334 360 1,135,000.00 6.600 20061201 MULTIFAM 6,242.50 1,135,000.00 6.600 Investment CashOut Refi 2,150,000.00 359 20061201 0.250 0.030 6.320 Full 60 5YR-32111 2.5 LIBOR 6 CARSON CITY NV 32695 360 919,000.00 6.375 20061201 MULTIFAM 5,733.36 918,148.83 6.375 Investment Purchase 1,250,000.00 359 20061201 0.250 0.030 6.095 Full 60 5YR-54321 2.75 LIBOR 6 LOS ANGELES CA 90069 360 1,825,000.00 6.625 20061201 MULTIFAM 11,685.68 1,823,389.84 6.625 Investment Purchase 3,395,000.00 359 20061201 0.250 0.030 6.345 Full 36 3YR-321 2.575 MTA 6 EL CAJON CA 92021 360 2,600,000.00 6.475 20061201 MULTIFAM 16,391.04 2,597,638.13 6.475 Investment CashOut Refi 4,500,000.00 359 20061201 0.250 0.030 6.195 Full 60 5YR-32111 2.45 MTA 6 LONG BEACH CA 33098 360 711,500.00 6.425 20061201 MULTIFAM 4,462.13 710,847.36 6.425 Investment CashOut Refi 1,150,000.00 359 20061201 0.250 0.030 6.145 Full 120 10YR-3332221110 2.45 MTA 6 LONG BEACH CA 33098 360 970,000.00 6.425 20061201 MULTIFAM 6,083.29 969,110.25 6.425 Investment CashOut Refi 1,600,000.00 359 20061201 0.250 0.030 6.145 Full 120 10YR-3332221110 2.45 MTA 6 COMPTON CA 32924 360 795,000.00 6.425 20061201 MULTIFAM 4,985.79 794,270.77 6.425 Investment CashOut Refi 1,250,000.00 359 20061201 0.250 0.030 6.145 Full 120 10YR-3332221110 2.45 MTA 6 COMPTON CA 32924 360 480,000.00 6.425 20061201 MULTIFAM 3,010.29 479,559.71 6.425 Investment CashOut Refi 750,000.00 359 20061201 0.250 0.030 6.145 Full 120 10YR-3332221110 2.45 MTA 6 LOS ANGELES CA 90038 360 763,000.00 6.825 20061201 MULTIFAM 4,986.90 762,352.66 6.825 Investment Purchase 1,200,000.00 359 20061201 0.250 0.030 6.545 Full 60 5YR-32111 2.75 LIBOR 6 PHOENIX AZ 85007 360 500,000.00 7.500 20061201 MULTIFAM 3,496.07 499,628.93 7.500 Investment CashOut Refi 750,000.00 359 20061201 0.250 0.030 7.220 Stated 60 5YR-54321 3 LIBOR 6 PHOENIX AZ 85018 360 838,000.00 7.500 20061201 MULTIFAM 5,859.42 837,378.08 7.500 Investment Purchase 1,228,000.00 359 20061201 0.250 0.030 7.220 Stated 60 5YR-54321 3 LIBOR 6 LA HABRA CA 90631 360 775,000.00 6.450 20061201 MULTIFAM 4,165.63 775,000.00 6.450 Investment CashOut Refi 1,250,000.00 359 20061201 0.250 0.030 6.170 Full 60 5YR-32111 2.5 LIBOR 6 CAMPBELL CA 95008 360 1,140,000.00 6.600 20061201 MULTIFAM 7,280.71 1,138,989.29 6.600 Owner Occupied CashOut Refi 3,300,000.00 359 20061201 0.250 0.030 6.320 Full 120 10YR-3332221110 2.45 MTA 6 STRAFFORD MO 65757 360 300,000.00 7.750 20061201 MULTIFAM 2,149.24 299,788.26 7.750 Investment Purchase 525,000.00 359 20061201 0.250 0.030 7.470 Stated 120 10YR-5544332211 3 LIBOR 6 LONG BEACH CA 33091 360 570,000.00 6.500 20061201 MULTIFAM 3,087.50 570,000.00 6.500 Investment CashOut Refi 825,000.00 359 20061201 0.250 0.030 6.220 Full 60 5YR-32111 2.5 LIBOR 6 SEATTLE WA 35797 360 3,000,000.00 7.125 20061201 MULTIFAM 20,211.56 2,997,600.94 7.125 Investment Purchase 5,500,000.00 359 20061201 0.250 0.030 6.845 Full 60 5YR-54321 2.75 LIBOR 6

K-1

EXHIBIT L-1

FORM 10-K CERTIFICATION

Re:

Impac Secured Assets Corp.,

Mortgage Pass-Through Certificates, Series 2006-5

I, [identify the certifying individual], certify that:

1. I have reviewed this report on Form 10-K and all reports on Form 10-D required to be filed in respect of the period covered by this report on Form 10-K of [identify the issuing entity] (the “Exchange Act periodic reports”);

2. Based on my knowledge, the Exchange Act periodic reports, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, all of the distribution, servicing and other information required to be provided under Form 10-D for the period covered by this report is included in the Exchange Act periodic reports;

4. [I am responsible for reviewing the activities performed by the servicer(s) and based on my knowledge and the compliance review(s) conducted in preparing the servicer compliance statement(s) required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer(s) [has/have] fulfilled [its/their] obligations under the servicing agreement(s); and] [Based on my knowledge and the servicer compliance statement(s) required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer(s) [has/have] fulfilled [its/their] obligations under the servicing agreement(s); and]

5. All of the reports on assessment of compliance with servicing criteria for asset-backed securities and their related attestation reports on assessment of compliance with servicing criteria for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material instances of noncompliance described in such reports have been disclosed in this report on Form 10-K.

[In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties [name of servicer, sub-servicer, co-servicer, depositor or trustee].]

Date: . . . . . . . . . . . . . .

_______________________

[Signature]

[Title]

L-1-1

EXHIBIT L-2

FORM 10-K BACK-UP CERTIFICATION (MASTER SERVICER)

Re:

Impac Secured Assets Corp.,

Mortgage Pass-Through Certificates, Series 2006-5

I, [Identify the certifying individual], a [______________] of Deutsche Bank National Trust Company, as Trustee, hereby certify to Impac Funding Corporation and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

1. I have reviewed the annual report on Form 10-K for the fiscal year [__], and all reports on Form 8-K containing distribution reports filed in respect of periods included in the year covered by that annual report, of the Issuer relating to the above-referenced trust;

2. Based on my knowledge, the information in these distribution reports prepared by the Trustee, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by that annual report; and

3. Based on my knowledge, the distribution information required to be provided by the Trustee under the Agreement is included in these distribution reports.

Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated December 1, 2006 (the “Agreement”), among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as Master Servicer, Deutsche Bank National Trust Company, as Trustee.

DEUTSCHE BANK NATIONAL TRUST

COMPANY, as

Trustee

By:__________________________

Name:

Title:

Date:

L-2-1

EXHIBIT L-3

FORM 10-K BACK-UP CERTIFICATION (TRUSTEE)

Re:

Impac Secured Assets Corp.,

Mortgage Pass-Through Certificates, Series 2006-5

I, [Identify the certifying individual], a [_________________] of Deutsche Bank National Trust Company, as Trustee, hereby certify to Impac Funding Corporation and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

1. Based on my knowledge, the distribution information required to be provided by the Trustee under the Agreement is included in these distribution reports.

Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated December 1, 2006 (the “Agreement”), among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as Master Servicer and Deutsche Bank National Trust Company, as Trustee.

DEUTSCHE BANK NATIONAL TRUST

COMPANY, as

Trustee

By:__________________________

Name:

Title:

Date:

L-3-1

EXHIBIT L-4

FORM OF BACK-UP CERTIFICATION TO FORM 10-K CERTIFICATE

Re: The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]

I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:

(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);

(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;

(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];

(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and

(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.

L-4-1

Date: _________________________

By:

Name: ________________________________

Title: ________________________________

L-4-2

EXHIBIT M-1

FORM OF SWAP AGREEMENT

M-1-1

EXHIBIT M-2

FORM OF CAP CONTRACT

M-2-1

EXHIBIT N

SERVICING CRITERIA TO BE ADDRESSED

IN ASSESSMENT OF COMPLIANCE

(RMBS unless otherwise noted)

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key: X - obligation


Reg AB Reference	Servicing Criteria	Sub-Servicer	Master Servicer	Trustee
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.	X	X	X
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.	To the extent applicable	X
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.	X	X
	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.	X	X	X
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.	X	X	X
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.	X	X
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.	X	X	X

N-1


1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.	X	X	X
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.	If applicable
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.	X	X	X
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Sub-Servicer.		X	X
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.		X	X
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Sub-Servicer’s investor records, or such other number of days specified in the transaction agreements.		X	X
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.		X	X
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.		X	X
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements		X	X

N-2


1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.	X	X	X
1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Sub-Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.	X
1122(d)(4)(v)	The Sub-Servicer’s records regarding the pool assets agree with the Sub-Servicer’s records with respect to an obligor’s unpaid principal balance.	X
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.	X	X
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.	X	X
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).	X
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.	X	X
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.	X

N-3


1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Sub-Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Sub-Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.	X
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Sub-Servicer, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.	X	X
1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.		X	X

N-4

EXHIBIT O

FORM 10-D, FORM 8-K AND FORM 10-K

REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the Trustee pursuant to Section 3.25. If the Trustee is indicated below as to any item, then the Trustee is primarily responsible for obtaining that information.

Under Item 1 of Form 10-D: a) items marked “4.02 statement” are required to be included in the periodic Distribution Date statement under Section 4.02, provided by the Trustee based on information received from the Master Servicer; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the 4.02 statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report.


Form	Item	Description	Responsible Party
10-D	Must be filed within 15 days of the Distribution Date.
	1	Distribution and Pool Performance Information
		Item 1121(a) - Distribution and Pool Performance Information
		(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.	4.02 statement
		(2) Cash flows received and the sources thereof for distributions, fees and expenses.	4.02 statement
		(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:	4.02 statement
		(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.	4.02 statement
		(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.	4.02 statement
		(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.	4.02 statement

O-1


		(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.	4.02 statement
		(4) Beginning and ending principal balances of the asset-backed securities.	4.02 statement
		(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.	4.02 statement
		(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.	4.02 statement
		(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.	4.02 statement
		(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average life, weighted average remaining term, pool factors and prepayment amounts.	4.02 statement Updated pool composition information fields to be as specified by Depositor from time to time
		(9) Delinquency and loss information for the period. In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets.	4.02 statement. Form 10-D report: Depositor
		(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.	4.02 statement
		(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.	Form 10-D report; Sub-Servicer
		(12) Material breaches of pool asset representations or warranties or transaction covenants.	Form 10-D report: Sub-Servicer

O-2


	(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.	4.02 statement
	(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool, [information regarding] any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable. Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.	Form 10-D report: Depositor Form 10-D report: Depositor Form 10-D report: Depositor
	Item 1121(b) - Pre-Funding or Revolving Period Information Updated pool information as required under Item 1121(b).	Depositor
2	Legal Proceedings
2	Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities: Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian	Seller Depositor Trustee Depositor Master Servicer Originator Custodian
3	Sales of Securities and Use of Proceeds
3	Information from Item 2(a) of Part II of Form 10-Q: With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.	Depositor

O-3


4	Defaults Upon Senior Securities
4	Information from Item 3 of Part II of Form 10-Q: Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)	N/A
5	Submission of Matters to a Vote of Security Holders
5	Information from Item 4 of Part II of Form 10-Q	Trustee
6	Significant Obligors of Pool Assets
	Item 1112(b) - Significant Obligor Financial Information*	N/A
	*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
7	Significant Enhancement Provider Information
	Item 1114(b)(2) - Credit Enhancement Provider Financial Information* Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference	N/A N/A
	Item 1115(b) - Derivative Counterparty Financial Information* Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference	Depositor
	*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
8	Other Information
8	Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported	The Responsible Party for the applicable Form 8-K item as indicated below

O-4


	9	Exhibits
		Distribution report	Trustee
		Exhibits required by Item 601 of Regulation S-K, such as material agreements	Depositor
8-K	Must be filed within four business days of an event reportable on Form 8-K.
	1.01	Entry into a Material Definitive Agreement
	1.01	Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party. Examples: servicing agreement, custodial agreement. Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus	Depositor
	1.02	Termination of a Material Definitive Agreement
	1.02	Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party. Examples: servicing agreement, custodial agreement.	Depositor
	1.03	Bankruptcy or Receivership
	1.03	Disclosure is required regarding the bankruptcy or receivership, if known to the Depositor, Sub-Servicer or Trustee, with respect to any of the following: Sponsor (Seller), Depositor, Sub-Servicer, Trustee, Swap Provider, Custodian	Depositor/Sub-Servicer
	2.04	Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
	2.04	Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule. Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.02 statement	N/A

O-5


3.03	Material Modification to Rights of Security Holders
3.03	Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement	Party requesting material modification
5.03	Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
5.03	Disclosure is required of any amendment “to the governing documents of the issuing entity”	Depositor
5.06	Change in Shell Company Status
5.06	[Not applicable to ABS issuers]	Depositor
6.01	ABS Informational and Computational Material
6.01	[Not included in reports to be filed under Section 4.07]	Depositor
6.02	Change of Master Servicer or Trustee
6.02	Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee. Reg AB disclosure about any new servicer or trustee is also required.	Trustee or Master Servicer
6.03	Change in Credit Enhancement or Other External Support
6.03	Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives. Reg AB disclosure about any new enhancement provider is also required.	Depositor
6.04	Failure to Make a Required Distribution	Trustee
6.05	Securities Act Updating Disclosure
	If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.	Depositor
	If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.	Depositor

O-6


	7.01	Regulation FD Disclosure	Depositor
	8.01	Other Events
	8.01	Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders.	Depositor
	9.01	Financial Statements and Exhibits	The Responsible Party applicable to reportable event
10-K	Must be filed within 90 days of the fiscal year end for the registrant.
	9B	Other Information
	9B	Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported	The Responsible Party for the applicable Form 8-K item as indicated above
	15	Exhibits and Financial Statement Schedules
		Item 1112(b) - Significant Obligor Financial Information	N/A
		Item 1114(b)(2) - Credit Enhancement Provider Financial Information Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference	N/A N/A
		Item 1115(b) - Derivative Counterparty Financial Information Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference	Depositor
		Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
		Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian	Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian

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		Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders: Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian Credit Enhancer/Support Provider, if any Significant Obligor, if any	Seller Depositor Trustee (only with respect to affiliations with the sponsor, depositor or issuing entity) Issuing entity Master Servicer Originator Depositor Depositor
		Item 1122 - Assessment of Compliance with Servicing Criteria	Each Party participating in the servicing function
		Item 1123 -Servicer Compliance Statement	Master Servicer

O-8

EXHIBIT P

ADDITIONAL DISCLOSURE NOTIFICATION

Impac Secured Assets Corp.

19500 Jamboree Road

Irvine, CA 92612

Fax: (949) 475-3600

E-mail: [___________]

Deutsche Bank National Trust Company as Trustee

1761 East St. Andrew Place

Santa Ana, California 92705-4934

Fax: (714) 214-6009

E-mail: [__________]

Attn: [__________________________]

[_______________________________]

RE: **Additional Form [ ] Disclosure**Required

Ladies and Gentlemen:

In accordance with Section [3.16(a)(v)] of the Pooling and Servicing Agreement, dated as of December 1, 2006, among Impac Secured Assets Corp., as depositor, Impac Funding Corporation, as master servicer, and Deutsche Bank National Trust Company, as trustee. The Undersigned, as [Name of Party], hereby notifies you that certain events have come to our attention that [will][may] need to be disclosed on Form [ ].

Description of Additional Form [ ] Disclosure:

List of Any Attachments hereto to be included in the Additional Form [ ] Disclosure:

Any inquiries related to this notification should be directed to [ ], phone number: [ ]; email address: [ ].

[NAME OF PARTY]

as [role]

By: __________________

Name:

Title:

P-1

EXHIBIT Q

FORM OF COUNTRYWIDE SERVICING AGREEMENT

Q-1

This Amended and Restated Servicing Rights Purchase and Sale Agreement (the “Agreement”), dated as of the 1^st day of April, 2002, is made by and between Countrywide Home Loans Servicing LP, a Texas limited partnership, with offices located at 7105 Corporate Drive, PTX-B-167 (“Purchaser”), and Impac Funding Corporation, a corporation with offices located at 1401 Dove Street, Newport Beach, California 92660 (“Seller”).

W I T N E S S E T H:

WHEREAS, Seller and Purchasers are parties to that certain Servicing Rights and Purchase Agreement dated February 1, 2002 (the “Existing Agreement”), pursuant to which Seller sells from time to time and Purchaser purchases from time to time, residential mortgage loan servicing rights owned by Seller on fixed and adjustable rate residential mortgage loans;

WHEREAS, Seller and Purchaser want to amend the Existing Agreement to provide, among other things, that the servicing rights sold hereunder shall consist of residential mortgage loan servicing rights for fixed and adjustable rate residential mortgage loans and that Seller would sell Purchaser Servicing Rights for Mortgage Loans having an aggregate unpaid principal balance of $1,500,000,000 (the “Mandatory Delivery Amount”); and

NOW, THEREFORE, in consideration of the mutual promises, covenants and conditions contained herein, and for other good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree that the Existing Agreement shall be restated, amended and modified as follows:

ARTICLE I

INCORPORATION OF RECITALS; DEFINITIONS

Section 1.1

Incorporation of Recitals

The recitals set forth above are incorporated herein by reference.

Section 1.2

Definitions

As used in this Agreement, the following terms shall have the meanings specified below.

Adjustable Rate Mortgage Loan shall mean any Mortgage Loan in which the related Mortgage Note contains a provision whereby the Mortgage Interest Rate is adjusted from time to time in accordance with the terms of such Mortgage Note.

Advances shall mean, with respect to any Servicing Rights, the outstanding moneys that have been advanced by Seller from its funds in connection with its servicing of the related Mortgage Loans (including, without limitation, principal, interest, taxes, ground rents, assessments, insurance premiums, release fees, and other expenses) and for which Seller has a right of reimbursement from Mortgagors, Insurers, Investors, the Investor Agreements, or otherwise.

Affiliate shall mean, with respect to any Person, any other Person directly or indirectly controlling, controlled by or under common control with such Person.

Agreement shall mean this Servicing Rights Purchase and Sale Agreement and all Exhibits and Schedules hereto, all of which are incorporated herein by this reference, as the same may from time to time be amended or supplemented by one or more instruments executed by all parties hereto.

Ancillary Fees shall mean late Mortgagor payment charges, charges for dishonored checks, pay-off fees, assumption fees, prepayment fees, commissions and administrative fees on insurance and similar fees and charges collected from or assessed against Mortgagors, other than those charges payable to any Investor under the terms of the Investor Agreements.

Applicable Requirements shall mean and include, as of the time of reference, with respect to any Mortgage Loan and the related Servicing Rights, all of the following: (a) all contractual obligations of Seller and any Prior Servicer, each in its capacity as Servicer, including, without limitation, those contractual obligations contained herein, in the Mortgage Loan Documents, in the Guide, in any Investor Agreement or in any agreement with any Insurer, for which obligations Seller or any Prior Servicer is responsible or at any time was responsible; (b) all applicable federal, state and local legal and regulatory requirements (including statutes, rules, regulations and ordinances) binding upon Seller and/or the Servicer or any Prior Servicer, each in its capacity as Servicer; (c) all other applicable requirements and guidelines of each governmental agency, board, commission, instrumentality and other governmental body or office having jurisdiction over Seller or any Prior Servicer, each in its capacity as Servicer, including, without limitation, those of any Investor and any Insurer; (d) all other applicable judicial and administrative judgments, orders, stipulations, awards, writs and injunctions applicable to Seller or any Prior Servicer, each in its capacity as servicer; and (e) the reasonable and customary mortgage servicing practices of prudent mortgage lending institutions that service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgaged Properties are located.

Assignment shall mean a written instrument that, when recorded in the appropriate office of the local jurisdiction in which the related Mortgaged Property is located, will reflect the transfer of the Mortgage Instrument identified therein from the transferor to the transferee named therein.

Base Fee shall be an amount equal to twenty-five basis points with respect to any fixed rate Mortgage Loan and thirty seven and one-half basis points with respect to any adjustable rate Mortgage Loan.

Bill of Sale shall mean a document substantially in the form of Exhibit G that documents the transfer of ownership of the Servicing Rights from Seller and Purchaser hereunder.

Business Day shall mean any day other than a Saturday, Sunday, or other day on which banking institutions in the States of California or New York are required or authorized by law or by executive order to be closed.

Claim Notice shall have the meaning given in Section 10.2(a).

Consent shall mean the unconditional written consent or approval of an Investor and any applicable Insurer to the transfer of the applicable Servicing Rights from Seller to Purchaser, that, in Purchaser’s reasonable discretion exercised in good faith, does not reduce or limit the rights or compensation of the Servicer under the applicable Investor Agreements or impose unduly burdensome requirements on the Servicer.

Custodial Account shall mean an account or accounts maintained for the deposit of principal and interest payments received in respect of one or more Mortgage Loans.

Custodial Agreement shall mean the agreement or agreements governing the retention of the Custodial Documents in accordance with the Guide.

Custodial Documents shall mean (1) the original Mortgage Note, (ii) the original Mortgage Instrument, (iii) a mortgagee title insurance policy (or other evidence of title acceptable under the Investor Agreements), (iv) the PMI Policy, and (v) the original, recorded Assignment(s) in each case to the extent and in the form required under the Investor Agreements, along with such other documents or instruments, or substitutes therefor, as are required to be retained by the Custodian pursuant to the Investor Agreements.

Custodian shall mean an entity acting as a mortgage loan document custodian under any Custodial Agreement or pursuant to the Investor Agreements, or any successor in interest to the Custodian.

Due Inquiry shall mean inquiry to officers of Seller who hold the office of Vice President or higher as well as consideration of the information presented to the General Counsel of Seller in the day-to-day business operations of Seller.

EDP shall mean the electronic data processing servicing bureau or system used by Seller or the subservicer of the Mortgage Loans.

Excess Service Fee shall mean any service fee payable to Purchaser with respect to a Mortgage Loan above twenty five basis points (with respect to any fixed rate Mortgage Loan) and thirty seven and one-half basis points (with respect to any adjustable rate Mortgage Loan) but not in excess of fifty basis points.

Excluded Loans shall mean any Mortgage Loan with respect to which, as of the Sale Date:

(a)

Mortgage Loan Payments are more than sixty (60) days past due; or

(b)

the first legal action necessary to be taken to commence proceedings in Foreclosure, or a sale under power of sale, or other acquisition of title to the Mortgaged Property based upon a default by the Mortgagor under the Mortgage Loan Documents, under the laws of the state wherein the Mortgage Loan is to be enforced, has been taken and such proceedings are continuing or the relevant portions of the Mortgage File have been delivered to an attorney with instructions to commence Foreclosure proceedings; or

(c)

there exists a legal action in Foreclosure of the Mortgage Loan, or for a deficiency thereunder, with respect to which the sale of the property in Foreclosure (whether by action, power of sale or otherwise) has been delayed by reason of the defense of such action by the Mortgagor, or any other litigation relating to the Mortgage Loan is pending that could adversely affect the value of the related Servicing Rights or subject the Servicer to potential liability or material cost; or

(d)

the Mortgagor has sought relief under or has otherwise been subjected to the federal bankruptcy laws (including chapter 7) or any other similar laws of general application for the relief of debtors, through the institution of appropriate proceedings, and such proceedings are continuing.

Execution Date shall mean the date of execution of this Agreement by Seller and Purchaser.

Federal Funds Rate shall mean the per annum rate of interest (rounded upward to the nearest 1/100 of 1%) which is the weighted average of the rates on overnight federal funds transactions arranged on such day or, if such day is not a Business Day, the previous Business Day, by federal funds brokers computed and released by the Federal Reserve Bank of New York (or any successor) in substantially the same manner as such Federal Reserve Bank currently computes and releases the weighted average it refers to as the “Federal Funds Effective Rate” at the date of this Agreement.

FICO Score shall mean credit scores determined by the Fair, Isaac and Company, Inc.

Fixed Rate Mortgage Loan shall mean any Mortgage Loan wherein the Mortgage Interest Rate set forth in the Mortgage Note is fixed for the term of such Mortgage Loan.

Foreclosure shall mean the procedure pursuant to which a lienholder acquires title to a Mortgaged Property in a foreclosure sale or pursuant to any other comparable procedure allowed under applicable law when a Mortgage Loan is in default.

Guide shall mean the Impac Funding Seller’s/Servicer’s Guide as addended by that certain addendum to the Impac Funding Seller’s/Servicer’s Guide between Seller and Purchaser’s affiliate Countrywide Home Loans, Inc. dated January 1, 2000 and as such servicing guide may be amended, modified or supplemented from time to time, provided, however, that to the extent an amendment, modification or supplement would conflict with the terms of this Agreement or materially change the rights or obligations of Purchaser as set forth in the Guide as of the date of this Agreement, such amendment, modification or supplement will not be effective against Purchaser unless Purchaser expressly consents to the same.

Hard Prepayment Penalty shall mean a Mortgage Loan with a prepayment penalty that cannot be waived or altered per the terms of the Mortgage Note.

Hart-Scott-Rodino Act shall mean the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended, 15 U.S.C. Section 18a, and the regulations promulgated thereunder.

Hazardous Material shall mean any substance, chemical, waste or other material which is or may be at any time listed, defined or otherwise identified as hazardous, toxic or dangerous under applicable law including, without limitation, asbestos, PCBs, petroleum, petroleum products or by-products, crude oil, natural gas, natural gas liquids, liquefied natural gas or synthetic gas.

Indemnified Party shall have the meaning given in Section 10.4(b).

Indemnifying Party shall have the meaning given in Section 10.4(b).

Insurer shall mean any private mortgage insurer issuing a PMI Policy, any insurer or guarantor under any standard hazard, flood, earthquake or title insurance policy and any certificate insurer pertaining to the Pools.

Interim Servicing Fee shall be an amount equal to seven dollars ($7.00) per Mortgage Loan.

Interim Servicing Period shall mean, with respect to a Servicing Rights Package, the period of time from the Sale Date to Transfer Date; provided, however, that such interim servicing period shall not extend beyond six (6) months of the Sale Date or such additional time required for Seller to transfer the primary servicing for a Servicing Rights Package to Purchaser.

Investor shall mean with respect to any Mortgage Loan, a Person who has a beneficial interest in, or is a record owner of, such Mortgage Loan or any trustee acting on behalf of any such Person.

Investor Agreement shall mean each of the agreements (including all exhibits and schedules thereto and all amendments and supplements thereof) between the Servicer and the applicable Investor and between Seller, as the master servicer, and Purchaser, as the primary servicer, relating to Mortgage Loans owned by such Investor and the servicing thereof by the Servicer, or otherwise relating to the Servicing Rights, listed on Exhibit D hereto.

Loss shall mean, in respect of any indemnification or repurchase obligation arising under this Agreement, any and all losses, claims, damages, penalties, liabilities, obligations, judgments, settlements, awards, demands, offsets, defenses, counterclaims, actions or proceedings including, without limitation, (a) any reasonable costs, expenses and attorneys’ fees incurred by the Indemnified Party in enforcing such right of indemnification or repurchase against any Indemnifying Party or with respect to any appeal; and (b) interest at the Federal Funds Rate on any amount for which the Indemnified Party is entitled to be indemnified from thirty (30) days after the date that the Indemnified Party has notified the Indemnifying Party of a claim for indemnification under this Agreement until such amounts are paid by the Indemnifying Party.

Mortgage Interest Rate shall mean the annual rate at which interest accrues on any Mortgage Loan and, with respect to an Adjustable Rate Mortgage Loan, as adjusted from time to time in accordance with the provisions of the related Mortgage Note.

Mortgage Instrument shall mean any deed of trust, security deed, mortgage, or any other instrument that constitutes a first lien on real estate securing payment by a Mortgagor of a Mortgage Note.

Mortgage Loan Documents shall mean the Mortgage Instruments, Mortgage Notes and Assignments.

Mortgage Loan Payment shall mean, with respect to a Mortgage Loan, each scheduled installment on such Mortgage Loan, whether for principal, interest, escrow or other purpose, required or permitted to be paid by the Mortgagor in accordance with the terms of the Mortgage Loan Documents.

Mortgage Loans shall mean the residential mortgage loans comprising a Servicing Rights Package and identified in the Mortgage Loan Schedule attached to the related Pricing Letter and Bill of Sale.

Mortgage Loan Schedule shall mean the mortgage loan schedule provided by Seller to Purchaser in computer tape form, in the form of Exhibit B, setting forth information with respect to each Mortgage Loan as of the related Sale Date, including:

(i)

the loan number of each such Mortgage Loan;

(ii)

the unpaid principal balance and original term to maturity of each such Mortgage Loan;

(iii)

the payment status of each such Mortgage Loan;

(iv)

the balance of the Related Escrow Account and Custodial Account related to each such Mortgage Loan;

(v)

the monthly principal and interest payments for each such Mortgage Loan;

(vi)

the monthly escrow payment for each such Mortgage Loan;

(vii)

the interest rate of each such Mortgage Loan;

(viii)

the state in which the Mortgaged Property securing each such Mortgage Loan is located;

(ix)

the identity of the Investor and any Pool number;

(x)

the gross Servicing Fee;

(xi)

the guarantee fee or pool policy insurance fee, if any; and

(xii)

the term of any prepayment penalty provision.

The Mortgage Loan Schedule shall be supplemented as of each Sale Date to reflect the addition of the Mortgage Loans as to which Servicing Rights were sold on such Sale Date.

Mortgage Note shall mean the mortgage note, deed of trust note, security deed note or other form of promissory note executed by a Mortgagor and secured by a Mortgage Instrument evidencing the indebtedness of the Mortgagor under a Mortgage Loan.

Mortgaged Property shall mean any one- to four-family residence (at the time of the origination of the applicable Mortgage Loan) that is encumbered by a Mortgage Instrument, including all buildings and fixtures thereon and all accessions thereto, and including installations of mechanical, electrical, plumbing, heating and air conditioning systems located in or affixed to such buildings, and all alterations, additions and replacements thereto.

Mortgagor shall mean any and all obligors under a Mortgage Note and Mortgage Instrument.

Non-Assumable Claim shall have the meaning given in Section 10.4(b).

Originator shall mean, with respect to any Mortgage Loan, the entity or entities that (a) took the relevant Mortgagor’s loan application; (b) processed the relevant Mortgagor’s loan application; and/or (c) closed and/or funded such Mortgage Loan.

Pass-Through Transfer shall mean the sale or transfer of some or all of the Mortgage Loans to a trust to be formed as part of a publicly or privately traded, rated or unrated mortgage pass-through, pay-through or other mortgage-backed securities transaction.

Payoff Loan shall mean any Mortgage Loan which does not provide for a prepayment fee that (a) is not an Excluded Loan or otherwise excluded from the purchase and sale contemplated herein; and (b) is paid off within sixty (60) days after the related Sale Date.

Person shall mean an individual, corporation, limited liability company, partnership, joint venture, trust or unincorporated organization, or a federal, state, city, municipal or foreign government or an agency or political subdivision thereof.

PMI Policy shall mean a policy of primary mortgage guaranty insurance issued by an insurance company duly authorized and licensed in accordance with applicable law and approved by the applicable Investor.

Pool shall mean a group of Mortgage Loans that has been aggregated for the purposes of servicing pursuant to Applicable Requirements.

Pricing Letter shall mean the letter agreement substantially in the form of Exhibit H hereto, executed by Seller and Purchaser in connection with the sale of a Servicing Right’s Package that sets forth the terms of such sale, including a description of the related Mortgage Loans and the related Purchase Price.

Prior Servicer shall mean any party that was a Servicer or subservicer of any Mortgage Loan before Seller became the Servicer of the Mortgage Loan.

Purchase Price shall mean the amount to be paid by Purchaser to acquire the Servicing Rights, as set forth in Section 3.1 and adjusted in accordance with Article III.

Purchase Price Percentage shall mean, except to the extent otherwise agreed by Purchaser and Seller in writing, i) the percentages set forth on Exhibit A-1 according to the Mortgage Loan attributes listed therein; or in the event that a) the servicing rights, or any portion thereof, purchased hereunder are related to Mortgage Loans that will be included in a Pass-Through Transfer for which Countrywide Securities Corporation is not participating as a lead or co-lead or managing or co-managing underwriter or b) the Mortgage Loans will be included in a Whole Loan Transfer, ii) the percentages set forth in Exhibit A-2 according to the Mortgage Loan attributes listed therein. Notwithstanding the foregoing, on or after the six month anniversary of this Agreement, Purchaser shall have the right to adjust the purchase price percentages set forth in Exhibits A-1 and A-2 in its sole but reasonable discretion; provided, however, that any such adjustments shall not be effective until communicated in writing, to Seller.

Purchaser shall mean Countrywide Home Loans Servicing LP and its successors and permitted assigns.

Purchaser Indemnified Party shall have the meaning given in Section 10.1.

Purchaser’s Representatives shall have the meaning given in Section 12.2(a).

Recourse Obligation shall mean, with respect to any Mortgage Loan, any obligation or liability (actual or contingent) of the Servicer in its capacity as servicer (a) for losses incurred in connection with the Foreclosure or other disposition of, or other realization or attempt to realize upon the collateral securing, such Mortgage Loan (including, without limitation, losses relating to loss mitigation or obtaining deeds in lieu of foreclosure); (b) to repurchase such Mortgage Loan in the event that the Mortgagor of such Mortgage Loan is in bankruptcy, in Foreclosure or in litigation; or (c) to repurchase such Mortgage Loan in the event of a delinquency or other payment default thereunder by the Mortgagor. Notwithstanding the foregoing, a Mortgage Loan shall not be considered subject to a Recourse Obligation merely because the Servicer retains a contingent liability to repurchase a Mortgage Loan that is determined to have been ineligible for sale to the applicable Investor due to a breach of one or more representations and warranties.

Reimbursement Amount shall mean the sum of (a) the outstanding unpaid principal balance of the Mortgage Loan as of the date of repurchase, multiplied by the Purchase Price Percentage; (b) the amount of any outstanding Advances related to the applicable Mortgage Loan made by Purchaser from its own funds; and (c) any Losses incurred by Purchaser through the date of repurchase in connection with the applicable Servicing Rights and not previously reimbursed pursuant to any provisions of this Agreement, any Investor Agreement or otherwise by Seller.

Related Escrow Accounts shall mean all funds held by Seller with respect to the Mortgage Loans (other than the Custodial Accounts) in the nature of buy-down funds, tax and insurance funds and other escrow and impound amounts (including interest accrued thereon held for the benefit of the Mortgagors).

REO Property shall mean any Mortgaged Property owned in fee simple by Purchaser or the applicable Investor as a result of a Foreclosure of a Mortgage Loan.

Reporting Cycle shall mean with respect to the Interim Servicing Period, the period of time covered by a calendar month.

Sale Date the date on which Purchaser acquires all legal and beneficial right, title and interest in and to any Servicing Rights.

Seller shall mean Impac Funding Corporation, and its successors and permitted assigns, as Servicer under the Investor Agreements. References in this Agreement to Seller performing any act prior to the related Sale Date or making any representation and warranty regarding its past acts includes and may be performed by, as applicable, Wendover Funding, Inc., as subservicer.

Seller Indemnified Party shall have the meaning given in Section 10.3.

Seller’s Representatives shall have the meaning given in Section 12.2(c).

Servicer shall mean the party contractually obligated to administer the Servicing Rights under the Investor Agreements.

Servicing Fee shall mean the amount to be paid to the Servicer under the applicable Investor Agreement related to a Mortgage Loan, as consideration for servicing the Mortgage Loan which is specified on the Mortgage Loan Schedule but in no event shall the servicing fee be less than i) twenty-five basis points (0.25%) for Fixed Rate Mortgage Loans and ii) and thirty-seven and one half basis points (0.375%) for Adjustable Rate Mortgage Loans.

Servicing File shall mean, collectively, the copies of the Mortgage Loan Documents with respect to a Mortgage Loan, as well as the credit and closing packages, disclosures, copies of the Custodial Documents and all other files, books, records and documents necessary to (a) establish the eligibility of the Mortgage Loan for insurance by an Insurer, if any; and/or (b) service the Mortgage Loan in accordance with Applicable Requirements, including the documents listed on Exhibit E attached hereto, some of which maybe held by the Custodian.

Servicing Rights shall mean all of the rights and obligations of Servicer pursuant to and to the extent provided in the Investor Agreements, including but not limited to the right to administer, collect the payments for the reduction of principal, and application of interest, pay taxes and insurance, remit collected payments, provide Foreclosure services, provide full escrow administration and any other obligations required by any Investor or Insurer in, of or for the servicing of the Mortgage Loans pursuant to the Investor Agreements, together with the right to receive the Servicing Fee and any Ancillary Fees arising from or connected to the Mortgage Loans, and all rights and benefits relating to the direct solicitation of the related Mortgagors and the attendant right, title and interest in and to the list of Mortgagors and data relating to their Mortgage Loans, except for such rights and obligations expressly retained under this Agreement by Seller, as the master servicer, under the Investor Agreements.

Servicing Rights Package shall mean the Servicing Rights relating to the Mortgage Loans identified in the Mortgage Loan Schedule attached to the related Pricing Letter and Bill of Sale and to be sold to Purchaser pursuant to such Pricing Letter and Bill of Sale and this Agreement.

Soft Prepayment Penalty shall mean a prepayment penalty that is waived only if the Mortgagor sells the property to an independent party.

Transfer Date shall mean, with respect to a Mortgage Loan, the date on which the primary servic-ing of the Mortgage Loan and the related Servicing Rights are transferred to Purchaser pursuant to this Agreement, which date shall be the Business Day following the related Sale Date or such other date mutually agreed to by Seller and Purchaser.

Transfer Instructions shall mean the instructions set forth at Exhibit C detailing the procedures pursuant to which Seller shall effect the transfer of the Servicing Rights, Servicing Files, Custodial Accounts and Related Escrow Accounts to Purchaser.

UPB shall mean the unpaid principal balance of a Mortgage Loan set forth on the related Mortgage Loan Schedule.

Whole Loan Transfer shall mean the sale or transfer by Purchaser of some or all of the Mortgage Loans in a whole loan format.

ARTICLE II

SALE OF SERVICING RIGHTS AND RELATED ITEMS

Section 2.1

Items to be Sold

(a) Subject to, and upon the terms and conditions of this Agreement, from time to time, Seller shall, as hereinafter provided, sell, transfer and assign to Purchaser, and Purchaser shall purchase and assume from Seller, all of Seller’s right, title, interest and obligation in and to (i) each Servicing Rights Package, including, without limitation, the right to receive the Servicing Fee and Ancillary Fees; (ii) Custodial Accounts; (iii) Related Escrow Accounts; and (iv) Servicing Files.

Until the Mandatory Delivery Amount has been satisfied, Seller shall offer Purchaser the right to purchase, subject to the terms and conditions of this Agreement, all servicing rights owned by Seller and offered for sale prior to offering to sale or soliciting offers to purchase, any servicing rights to or from third parties other than Purchaser. Notwithstanding the foregoing, servicing rights on mortgage loans sold by Seller on a whole-loan servicing released basis shall be excluded from the right of first refusal granted Purchaser in the immediately preceding sentence.

(b) Purchaser and Seller shall enter into a Pricing Letter with respect to each Servicing Rights Package to be sold hereunder not later than thirty (30) days prior to the proposed Sale Date, or such lesser period agreed upon by Purchaser and Seller. On each Sale Date Seller shall deliver to Purchaser a Bill of Sale evidencing the sale of the related Servicing Rights Package hereunder as of such Sale Date.

(c) In connection with the sale and transfer of each Servicing Rights Package contemplated herein, and subject to the satisfaction of the conditions in Section 2.2(b) hereof, Purchaser will assume only the contractual duty, obligation and liability to service the Mortgage Loans pursuant to the Guide that (i) accrue after the related Sale Date; and (ii) directly arise in connection with Purchaser’s acquisition, ownership and use of the Servicing Rights. Purchaser will not assume or otherwise be responsible for in any way whatsoever any other duties, obligations or liabilities of, or claims against, Seller or Seller’s shareholders (or any of their respective agents, officers, directors, trustees, or Affiliates), that accrue or otherwise relate to the period prior to the Sale Date with respect to the Servicing Rights or otherwise; provided, however, that subject to Seller’s indemnification obligation set forth in Section 10.1, Purchaser will assume liabilities to Investors with respect to the Servicing Rights that accrue prior to the Sale Date, but only to the extent that such assumption is a condition, evidenced in writing, to the consent by the applicable Investor to the transfer of such Servicing Rights to Purchaser. Purchaser and Seller acknowledge that notwithstanding the sale of Servicing Rights Package, Seller shall continue to retain any master servicing rights with respect to the related Mortgage Loans and shall continue to retain the right to the master servicing fee with respect to each Mortgage Loan as specified on the Mortgage Loan Schedule.

(d) Purchaser acknowledges that the Investor Agreements by and between Seller, as master servicer, and Purchaser, as primary servicer, to which the Servicing Rights pertain shall contain provisions that such Investor Agreement may be immediately terminated either (i) with cause without any termination fee by any master servicer thereunder or (ii) without cause in which case Seller shall be responsible for any penalty or termination fee resulting therefrom. For purposes of this Section 2.1(d), a termination with cause shall be deemed to mean any termination which results from either (i) the failure of Purchaser to remit any amount when required to be paid, or (ii) a material breach of any representation, warranty, covenant or term of this Agreement, any Investor Agreement or the Guide by Purchaser which is not promptly cured by Purchaser to the reasonable satisfaction of Seller.

Section 2.2

Sale Date

(a) On the Sale Date, Seller shall transfer and assign to Purchaser, and Purchaser shall assume from Seller, all of Seller’s right, title and interest in and to the (i) Servicing Rights and all rights related thereto, including, without limitation, the right to receive the Servicing Fee and Ancillary Fees; (ii) Custodial Accounts; (iii) Related Escrow Accounts; and (iii) Servicing Files.

(b) Seller shall effect the transfer contemplated herein in accordance with the terms and conditions set forth in this Agreement and in the Transfer Instructions set forth at Exhibit C. Effective as of the initial Sale Date agrees to service such Mortgage Loan in accordance with the terms and provisions of the Guide, including, but not limited to the obligation to remit any fees payable to any Insurer in connection with a PMI Policy.

Section 2.3

Evidence of Sale

Prior to the Sale Date with respect to a Servicing Rights Package, Purchaser and Seller shall execute and deliver the documents required by the Investor(s) in connection with the transfer of the related Servicing Rights, in form and substance satisfactory to Purchaser in the exercise of its reasonable discretion. Purchaser and Seller, subject to the terms of this Agreement, shall also execute and deliver such other instruments or documents as Purchaser and Seller shall reasonably determine are necessary to evidence the transactions contemplated hereby.

ARTICLE III

CONSIDERATION AND PAYMENTS

Section 3.1

Purchase Price

With respect to each transfer and sale of a Servicing Rights Package, Purchaser shall pay to Seller, in accordance with Section 3.2, an amount equal to the product of the related Purchase Price Percentage multiplied by the aggregate outstanding principal balance, as of the Sale Date, of those Mortgage Loans that are not Excluded Loans. In addition, the respective Purchase Price will be reduced by $750 for each Mortgage Loan which, as of the respective Sale Date, is an Excluded Loan. Notwithstanding the foregoing, prior to the Sale Date, Seller may withdraw, or Purchaser may decline to receive the servicing rights, for any Mortgage Loan included in a Servicing Rights Package that is an Excluded Loan. Upon Seller’s deletion of an Excluded Loan from a Servicing Rights Package or Purchaser’s decision to not take the servicing for an Excluded Loan, as permitted above, the Purchase Price paid to Seller shall adjusted to reflect the Mortgage Loans included in the resulting Servicing Rights Package.

Section 3.2

Payment of Purchase Price by Purchaser

(a) With respect to a Servicing Rights Package, Purchaser shall pay the Purchase Price to Seller as follows:

(i) Twenty percent (20%) of the estimated respective Purchase Price shall be paid on the respective Sale Date (the “Initial Payment”);

(ii) Seventy-five (75%) of the estimated respective Purchase Price shall be paid within seven (7) Business Days of the respective Transfer Date (the “Interim Payment”); and

(iii) the remainder of the respective Purchase Price shall be paid within thirty (30) days after the respective Transfer Date (the “Final Payment”).

The payment which is due on the respective Sale Date will be based on an estimate made with information available to Purchaser prior to the Sale Date. Any adjustment to such payment will be based on information available as of the respective Sale Date and will be made within five (5) Business Days of the respective Transfer Date. Purchaser’s obligation to pay the Initial Payment, the Interim Payment or the Final Payments shall be subject to Article VIII and further conditioned upon Seller’s material performance of all covenants and obligations required to be performed by Seller on or prior to the remittance of such payment.

(b) Payoff Loans. Within sixty (60) days after the Sale Date, Purchaser shall (i) provide Seller with a schedule of Payoff Loans and (ii) Seller shall pay Purchaser an amount equal to the Purchase Price Percentage multiplied by the aggregate outstanding principal balance of the Payoff Loans as of sixty (60) days after the related Sale Date.

(c) Adjustments Based on Errors. If, subsequent to the payment of the Purchase Price or the payment of any other amounts due under this Agreement to either party, the principal on which the Purchase Price with respect to a Mortgage Loan was based is found to be in error, or if, for any other reason, the Purchase Price or such other amounts are found to be in error, within five (5) Business Days after the receipt of information sufficient to provide notice that payment is due, the party benefiting from the error shall pay to the other party an amount sufficient to correct and reconcile the Purchase Price or such other amounts and shall provide the other party with a reconciliation statement and such other documentation sufficient to reasonably satisfy the other party concerning the accuracy of such reconciliation.

Section 3.3

Verification of Purchase Price and Other Amounts to be Transferred

With respect to a Servicing Rights Package, as soon as possible, but no later than five Business Days after the related Sale Date, Seller shall determine as of such Sale Date and promptly notify Purchaser in writing of: (a) the aggregate outstanding principal balance of all Mortgage Loans relating to such Servicing Rights Package; (b) the aggregate principal balance of all Excluded Loans; (c) the amount of all Advances; and (d) the amount of all Custodial Accounts and Related Escrow Accounts. All such accounts shall be reconciled by Seller to reports generated by its EDP servicer and to reports made to the applicable Investors.

ARTICLE IV

COVENANTS

Section 4.1

Interim Servicing of the Mortgage Loans

(a) General. During the Interim Servicing Period, the Seller shall interim service, or cause to be serviced, the Mortgage Loans in strict accordance with the terms and standards of Seller’s Seller/Servicer’s Guide, as such may be amended and modified from time to time. Without limiting the generality of the foregoing, Seller shall not take, or fail to take, any action which would result in Purchaser’s interest in the Servicing Rights relating to the Mortgage Loans being adversely affected. During the Interim Servicing Period, all income and interest related to the Servicing Rights shall belong to Purchaser, provided, however, Seller shall be entitled to receive from Purchaser i) the Interim Servicing Fee per Mortgage Loan per full calendar month that Seller interim services a Mortgage Loan or ii) a pro rata portion of the Interim Servicing Fee for each Mortgage Loan for each partial calendar month that Seller interim services the Mortgage Loans equal to the Interim Servicing Fee multiplied by a fraction the numerator of which is the number of days Seller interim services a the Mortgage Loan and the denominator of which is the actual number of days in the related month. Seller shall comply with all requests of Purchaser in connection with Purchaser’s servicing obligations under the Guide including, without limitation, requests for information or funds which are required to be submitted and/or remitted in accordance with the Guide. Without limiting the generality of the foregoing, during the Interim Servicing Period, Seller shall remit all amounts in accordance with Purchaser’s written instructions.

(b) Reconciliation of Advances. Within five (5) Business Days following the related Transfer Date, Seller shall submit a report to Purchaser detailing the net principal and interest payments and curtailments advanced (“Seller Advances”) and collected by Seller with respect to the interim serviced Mortgage Loans. Purchaser shall deduct the Seller Advances outstanding and unreimbursed from the first remittance made by Purchaser as servicer of the related Mortgage Loans. Seller and Purchaser shall cooperate with each other to resolve any discrepancies arising from a party’s calculation of outstanding Seller Advances.

Section 4.2

Disclosure of Mortgage Loan Information

From and after the Execution Date, Seller shall not disclose any information relating to the Mortgagors or the Mortgage Loans, including, without limitation, the names and/or addresses of the Mortgagors, to any Person unless such disclosure is necessary to comply with Applicable Requirements.

Section 4.3

Consents

Seller shall obtain all required Consents in accordance with Section 7.1 for each Servicing Rights Package. Seller shall pay any and all costs of securing such Consents, including, without limitation, fees charged by the Investor or Insurer for the transfer of the Servicing Rights.

Section 4.4

Interest on Related Escrow Accounts

Seller shall pay interest on Related Escrow Accounts accrued through the Transfer Date to the extent interest with respect to such accounts is required to be paid by Applicable Requirements for the benefit of Mortgagors under the Mortgage Loans. Seller shall either deposit the interest earned in the Related Escrow Account or forward such interest to Purchaser’s designee within five (5) Business Days after the related Transfer Date.

Section 4.5

Escrow Obligations

In connection with any Mortgage Loan with respect to which Seller maintains a Related Escrow Account for taxes and insurance, Seller shall:

(a) pay (i) all taxes with respect to which (A) the related tax bill is due prior to the thirtieth (30^th) day following the related Transfer Date, and (B) the related tax bill was reasonably available to Seller prior to the related Transfer Date; and (ii) all hazard, flood, earthquake, PMI Policy and other insurance premiums that are due prior to the related Transfer Date.

(b) be responsible for any tax penalties (including any loss of discount for which any Mortgagor or any third party for the benefit of the Mortgagor has a legal claim) arising in connection with any Mortgage Loan with respect to which (i) the related tax bill was due prior to the thirtieth (30^th) day following the related Transfer Date; and (ii) Seller failed to pay the related tax bill.

(c) on or before the related Transfer Date, provide Purchaser with a listing of each Mortgage Loan for which an escrow analysis was performed within sixty (60) days prior to the related Transfer Date and for which changes in the Mortgagor’s escrow account payment amount therefore are pending.

Section 4.6

Notice to Mortgagors

Not less than fifteen (15) days prior to the related Transfer Date, Seller, as its sole cost and expense, shall deliver to each related Mortgagor a letter advising the Mortgagor of the transfer of the related Servicing Rights contemplated herein. Such letter shall comply with all Applicable Requirements, including, without limitation, the federal Real Estate Settlement Procedures Act, as amended, and Regulation X, as amended. At its sole cost and expense, following the related Transfer Date, Purchaser shall deliver to each related Mortgagor a similar letter in accordance with Applicable Requirements.

Section 4.7

Notice to Taxing Authorities and Insurance Companies

Not less than fifteen (15) days prior to the related Transfer Date, Seller shall deliver written notices of the transfer of the related Servicing Rights contemplated herein to each applicable taxing authority and insurance company. Such notices shall instruct such entities to deliver, from and after the related Transfer Date, all applicable payments, notices, bills, statements, records, files and other documents to Purchaser. All such notices sent to hazard, flood, earthquake, private mortgage guarantee and other insurers shall comply with the requirements of the applicable master policies and shall instruct such insurers to change the mortgagee clause to “Countrywide Home Loans Servicing LP, its successors and assigns” or as otherwise required under Applicable Requirements. Seller shall be responsible for the cost of preparing and delivering the notices described in this Section and shall provide Purchaser with a copy of the form of each notice used by Seller to comply with this Section.

Section 4.8

Tax Contracts

On the related Transfer Date, Seller shall (a) assign to Purchaser “life-time” or “life-of-loan,” fully paid assignable tax contracts with TransAmerica Tax Service on each related Mortgage Loan; and (b) provide Purchaser with a list identifying each such tax contract by contract number.

Section 4.9

Mortgagor Payments

Prior to the Transfer Date for a Servicing Rights Package, Seller shall properly apply, in accordance with Applicable Requirements, all payments received by it with respect to each related Mortgage Loan. For a period of sixty (60) days following the related Transfer Date, Seller shall immediately forward to Purchaser by overnight mail any payment Seller receives from a related Mortgagor. After sixty (60) days following the related Transfer Date, Seller shall immediately forward such payments to Purchaser by first class mail. Seller shall endorse each such Mortgagor payment to Purchaser and provide Purchaser with sufficient information to process each such Mortgagor payment.

Section 4.10

Transfer Instructions

Seller shall comply with the Transfer Instructions set forth at Exhibit C in all material respects.

Section 4.11

Schedule of Advances

No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Purchaser shall have received from Seller a schedule, certified as being true and correct on behalf of Seller by an authorized officer thereof, setting forth the outstanding Advances as of the related Transfer Date with respect to the Servicing Rights transferred on that date. Any amounts received by Purchaser after the related Transfer Date in respect of such outstanding Advances shall be remitted to Seller in accordance with the terms of the Investor Agreements.

Section 4.12

Delivery of Certain Items

No later than two (2) Business Days after the Transfer Date for a Servicing Rights Package and in accordance with the Transfer Instructions, Seller shall deliver or cause to be delivered to Purchaser or Purchaser’s designee (as applicable), the applicable (a) Mortgage Loan Schedule (in computer tape form); (b) Servicing Files; and (c) Investor Agreements (either duly executed originals or certified copies). Seller shall be responsible for all costs and risks of loss in connection with the deliveries described in this Section.

4.13	Transfer of Custodial Accounts and Related Escrow Accounts; Reconciliation

(a) No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Seller shall deliver to Purchaser all applicable Custodial Accounts and Related Escrow Account balances, net of amounts thereof reimbursable to Seller for Advances in accordance with the terms of the Investor Agreements and all other appropriate collections relating to the applicable Mortgage Loans.

(b) No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Seller shall fully reconcile on a loan level basis as of the related Transfer Date (i) the reports generated by Seller’s computers with respect to the applicable Custodial Accounts, Related Escrow Accounts and Advances with the reports generated by Seller’s EDP servicer; and (ii) the reports of Seller’s EDP servicer with Investor records and reports for the applicable Servicing Rights. Seller shall be responsible for any payments necessary to bring such Custodial Accounts, Related Escrow Accounts and Advances to fall reconciliation.

Section 4.14

Notice of Assumptions

No later than five (5) Business Days after the related Transfer Date for a Servicing Rights Package, Seller shall, in connection with the Mortgage Loans, provide Purchaser with (a) copies of all assumption statements generated by Seller within the sixty (60) days preceding such Transfer Date; and (b) a list of all assumptions in process.

Section 4.15

Misapplied Payments

With respect to each Servicing Rights Package, misapplied payments shall be processed as follows:

(a) All parties shall cooperate in correcting misapplication errors;

(b) The party receiving notice of a misapplied payment occurring prior to the related Transfer Date and discovered after the related Transfer Date shall immediately notify the other party and shall accompany such notification with a copy of the applicable canceled check or similar supporting documentation (unless the other party is the party that has access to such documentation);

(c) If a misapplied payment which occurred prior to the related Transfer Date cannot be reconciled and results in a shortage in a Custodial Account or Related Escrow Account, Seller shall reimburse Purchaser for the amount of such shortage within five (5) Business Days after Seller’s receipt of Purchaser’s demand therefor accompanied by supporting documentation;

(d) If a misapplied payment which occurred prior to the related Transfer Date has created an improper Purchase Price as the result of an inaccurate outstanding principal balance, a check shall be issued to the party shorted by the improper payment application within five (5) Business Days after written notice thereof by the other party; and

(e) Any check issued pursuant to this Section shall be accompanied by a statement indicating the purpose of the check, the Mortgagor, the Mortgaged Property address and the corresponding Seller and/or Purchaser account number.

Section 4.16

IRS Forms

For each Mortgage Loan subject to a Servicing Rights Package, if permitted by applicable statutes or regulations, Seller shall file all IRS Forms 1098, 1099, 1041 and/or 1041 K-1 that are required by the IRS to be filed on or before such Transfer Date. Seller shall provide copies of such forms to Purchaser upon Purchaser’s request. In addition, to the extent Seller shall have such in its possession, Seller shall also provide to Purchaser an IRS Form W-8 or W-9, as applicable, executed by the Mortgagor (or equivalent documentation acceptable to Purchaser) on all Mortgage Loans upon request. Seller shall reimburse Purchaser for any Losses arising from Seller’s failure to comply with this Section.

Section 4.17

Tax Bills, Insurance Premiums, etc

For a period of sixty (60) days following the Transfer Date for a Servicing Rights Package, Seller shall immediately forward, or cause to be forwarded, to Purchaser by overnight mail any bill that Seller receives in connection with any applicable Mortgage Loan, including, without limitation, tax bills and bills for hazard, flood, earthquake or private mortgage insurance premiums. After sixty (60) days following the related Transfer Date, Seller shall immediately forward, or cause to be forwarded, such bills to Purchaser by first class mail.

Section 4.18

Flood Insurance Audit

Seller shall assign to Purchaser, on the Transfer Date for a Servicing Rights Package, certified and guaranteed assignable flood insurance contracts for each applicable Mortgage Loan with Flood Data Services, Inc. (“FDSI”). Seller will reimburse Purchaser eight dollars ($8.00) per Mortgage Loan for each Mortgage Loan transferred without an FDSI flood contract.

Section 4.19

Optional Insurance

Prior to the Transfer Date for a Servicing Rights Package, Seller shall provide Purchaser with a copy of the master insurance policy for each Mortgage Loan that is covered by any type of optional insurance and with respect to which Seller collects escrow payments from Mortgagors. Prior to the related Transfer Date, Purchaser shall notify Seller as to which such policies it will not continue to collect escrow payments, and Seller shall request the applicable insurance companies to continue the applicable insurance coverage on a direct pay basis. If the insurance companies refuse to continue the optional insurance on a direct pay basis, (a) Seller represents that, subject to Applicable Requirements, all applicable insurance policies shall be canceled; and (b) Seller shall notify the applicable Mortgagors of such cancellation.

ARTICLE V

REPRESENTATIONS AND WARRANTIES OF SELLER

The representations and warranties of Seller contained in this Agreement shall continue and survive the purchase of the Servicing Rights and the delivery and assignment to Purchaser of such Servicing Rights and shall inure to the benefit of Purchaser. Purchaser is purchasing the Servicing Rights in reliance on the truth and accuracy of each such representation or warranty. In addition to representations and warranties, if any, made elsewhere in this Agreement, with respect to each Servicing Rights Package, Seller represents and warrants to Purchaser, as of the Execution Date and each related Sale Date and Transfer Date as follows:

Section 5.1

Organization and Good Standing

Seller is a corporation duly organized, validly existing, and in good standing under the laws of the state of its organization. Seller is duly qualified or licensed to do business, and in good standing, in each jurisdiction in which the nature of its business or properties makes such qualification, license and standing necessary, including without limitation in each state in which the Mortgaged Properties are located.

Section 5.2

Authority and Capacity; Ordinary Course

Seller has all requisite corporate or organizational power, authority and capacity, to carry on its business as it is now being conducted, to execute and deliver this Agreement, and to perform all of its obligations hereunder. Seller does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement. The consummation of the transactions contemplated by this Agreement is in the ordinary course of business of Seller.

Section 5.3

Effective Agreement

The execution, delivery and performance of this Agreement by Seller and the consummation of the transactions contemplated thereby have been duly and validly authorized by all necessary corporate, shareholder or other action; this Agreement has been duly and validly executed and delivered by Seller, and is a valid and legally binding agreement of Seller enforceable against Seller in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts. Any requisite consents or approvals of third parties (including Investors and any other applicable regulatory authorities) to the execution and delivery of this Agreement or the performance of the transactions contemplated hereby by Seller have been obtained or will be obtained prior to the Sale Date or such other date as expressly provided herein.

Section 5.4

No Conflict

Neither the execution and delivery of this Agreement, nor the consummation of the transactions contemplated hereby, nor compliance with its terms and conditions, shall (a) violate, conflict with, result in the breach of, constitute a default under or be prohibited by any terms, conditions or provisions of Seller’s Articles of Incorporation or By-Laws or any other similar corporate or organizational documents of Seller; any mortgage, indenture, deed of trust, loan or credit agreement or other agreement or instrument to which Seller is now a party or by which it is bound; or any law, ordinance, rule, regulation, order, judgment or decree of any governmental authority applicable to Seller; or (b) result in the creation or imposition of any lien, charge or encumbrance upon any of the properties or assets of Seller (except in favor of Purchaser).

Section 5.5

Approvals and Compliance

Seller holds all licenses, approvals, permits and other authorizations required under Applicable Requirements to service the Mortgage Loans. Seller is not in default with respect to Seller’s obligations under the Investor Agreements, and Seller is in compliance in all material respects with all Applicable Requirements relating to the Servicing Rights. As of the related Sale Date for each Mortgage Loan, there has been no occurrence that could entitle any Investor or Insurer, whichever is applicable, to demand repurchase by Purchaser of a Mortgage Loan, terminate any Investor Agreement, demand indemnification by Purchaser for losses, or cause the cancellation of the mortgage insurance or guaranty, or the denial or reduction of insurance benefits, provided by the Insurers with respect to any Mortgage Loan.

Section 5.6

Filing of Reports

Seller has filed all reports required by the Investors and Insurers with respect to the Servicing Rights, and Seller has complied in all material respects with all federal, state and municipal laws, regulations and ordinances affecting the Servicing Rights. As of the related Sale Date for each Mortgage Loan, Seller has filed all IRS Forms, including but not limited to Forms 1041 K1, 1041, 1099 INT, 1099 MISC, 1099A and 1098, as appropriate, which are required to be filed with respect to the Servicing Rights for activity occurring on or before year end for the calendar year in which the related Sale Date occurred. Each Mortgage Loan File contains an executed and correct IRS Form W-8 or W-9, as applicable, or an IRS-approved substitute.

Section 5.7

Custodial Accounts and Related Escrow Accounts

As of the related Sale Date with respect to each Mortgage Loan, (i) all Custodial Accounts and Related Escrow Accounts required to be maintained by Seller have been established and continuously maintained in accordance with Applicable Requirements; (ii) all Custodial Account and Related Escrow Account balances required by the Mortgage Loan Documents that have been paid to Seller for the account of the Mortgagors under the Mortgage Loans are on deposit in the appropriate Custodial Account and Related Escrow Account and (iii) to the extent required by Applicable Requirements, Seller has analyzed the payments required to be deposited into the Custodial Accounts and Related Escrow Accounts and adjusted the payment thereto in order to eliminate any shortage or deficiency Seller may have discovered.

Section 5.8

Interim Servicing Period

Seller shall service, or shall cause to be serviced, the Mortgage Loans according to the terms of Seller’s Seller/Servicer’s Guide, as such may be amended and modified from time to time.

Section 5.9

The Mortgage Loans

With respect to each Mortgage Loan related to the Servicing Rights comprising a Servicing Rights Package, as of the Sale Date for the related Servicing Rights Package:

(a) Investor/Insurer Requirements. The Investor Agreements do not create any obligations or liability on the Servicer that are unduly burdensome or unusual in the mortgage servicing industry. Each Investor Agreement delivered to Purchaser represents a certified copy of the original as it may have been amended and in either case represents true, correct, and complete copies of the same. Each of the Investor Agreements is in full force and effect and has not been amended, modified, or altered, except as the same shall have been provided to Purchaser. Seller is not a party to or subject to any agreement, stipulation, conditional approval, memorandum of understanding, notice of determination, consent decree, advisory settlement, compromise, litigation, or other agreement or understanding with any Investor, court or other governmental agency or body which seeks to modify, interpret or clarify or has the effect of modifying, interpreting, or clarifying any of the terms of the Investor Agreements or otherwise affects Seller’s servicing obligations and practices (including, without limitation, Seller’s escrow practices).

(b) Enforceability of Mortgage Loan. The Mortgage Note and the related Mortgage Instrument are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms. All parties to the Mortgage Note and the Mortgage Instrument had the legal capacity to execute the Mortgage Note and the Mortgage Instrument and each Mortgage Note and Mortgage Instrument has been duly and properly executed by such parties. The Mortgage Loan is not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note or the Mortgage Instrument, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage Instrument unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set--off, counterclaim or defense has been asserted with respect thereto. Except as may be permitted by the Applicable Requirements, there is no homestead or other exemption available to a Mortgagor which would interfere with the right to sell the Mortgaged Property by trustee’s sale or the right to Foreclose the Mortgage.

(c) Disbursement. The full original principal amount of each Mortgage Loan (net of any discounts) has been fully advanced or disbursed to the Mortgagor named therein, there is no requirement for future advances and any and all requirements as to completion of any on-site or off-site improvements and as to disbursements of any escrow funds therefor have been satisfied. All costs, fees, and expense incurred in making, closing or recording the Mortgage Loan were paid. There is no obligation on the part of Seller, or of any other party, to make supplemental payments in addition to those made by the Mortgagor. The Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage Instrument except for refunds from Related Escrow Accounts not yet required to be paid by Applicable Requirements.

(d) Priority of Lien; Title Insurance; Etc.

(i) Each Mortgage Instrument has been duly acknowledged and recorded and is a valid and subsisting first lien on the Mortgaged Property and each Mortgaged Property is free and clear of all encumbrances and liens having priority over the lien of the Mortgage Instrument, except for (A) liens for real estate taxes and special assessments not yet due and payable in connection with Mortgage Loans for which Seller maintains a Related Escrow Account for such taxes and special assessments, (B) covenants, conditions, restrictions, rights of way, easements and other matters of public record acceptable to mortgage lending institutions generally and (C) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage Instrument. There are no mechanics’ or similar liens or claims that have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the Mortgaged Property, which are or may be liens prior to, or equal or coordinate with, the lien of the Mortgage Instrument.

(ii) A valid and enforceable title policy, or other appropriate evidence of title in accordance with the applicable Investor Agreement has been issued and is in full force and effect in an amount not less than the original principal amount of such Mortgage Loan, which title policy insures that the related Mortgage Instrument is a valid first lien on the Mortgaged Property therein described and that the Mortgaged Property is free and clear of all encumbrances and liens having priority over the lien of the Mortgage, subject to the exceptions set forth in Section 5.8(d)(i), and otherwise in compliance with the requirements of the applicable Investor or Insurer. No claims have been made under any title policy relating to the Mortgage Loans, and no prior holder of the Mortgage Loan, including Seller, has done, by act or omission, anything which would impair the coverage of such policy.

(e) No Default/No Waiver. Except as to Mortgage Loans that are (i) Excluded Loans, as set forth on the Mortgage Loan Schedule, or (ii) one or more payments past due, as set forth on the Mortgage Loan Schedule, there is no default, breach, violation or event of acceleration existing under any Mortgage Loan, and no event has occurred which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration; and Seller has not waived any default, breach, violation or event of acceleration. The terms of the Mortgage Loan have not been waived, impaired, changed or modified, except as permitted by Applicable Requirements. No Mortgagor has been released, in whole or in part, except as permitted by Applicable Requirements. Seller has not advanced its funds to cure a default or delinquency with respect to any such Mortgage Loan, except for escrowed items the terms of which are reflected in the Mortgage Loan Schedule.

(f) Application of Funds. All payments received by Seller with respect to any Mortgage Loans have been remitted and properly accounted for as required by Applicable Requirements. All funds received by Seller in connection with the satisfaction of Mortgage Loans, including but not limited to foreclosure proceeds and insurance proceeds from hazard losses, have been deposited in the appropriate Custodial Account or Related Escrow Account, and all such funds have been applied to reduce the principal balance of the Mortgage Loans in question, or for reimbursement of repairs to the Mortgaged Property or as otherwise required by Applicable Requirements and the Investor Agreements or are and will be in one of the Related Escrow Accounts on the related Sale Date. All taxes, governmental assessments, insurance premiums, water, sewer and municipal charges, leasehold payments, or ground rents which previously became due and owing have been paid prior to the imposition of any penalty with respect thereto, or an escrow of funds with respect to taxes and insurance premiums has been established in an amount sufficient (based on the most recent escrow analysis thereof performed in accordance with the Applicable Requirements) to pay for such item which remains unpaid and which has been assessed but is not yet due and payable. The unpaid balances of the Mortgage Loans are as stated on the Mortgage Loan Schedule to be delivered to Purchaser.

(g) Compliance with Laws. Seller and any Prior Servicer have complied, and Seller will continue to comply to the extent of its retained obligations under this Agreement, with every Applicable Requirement.

(h) Taxes. Each Mortgage Loan is covered by a valid and assignable, full fee, “life-of-loan” tax service contract, and each such contract is in full force and effect.

(i) Insurance. All Mortgaged Properties are currently insured against loss by fire, hazard, earthquake or extended coverage insurance policies in conformity with Applicable Requirements. All such insurance policies are in full force and effect, and all premiums with respect to such policies have been paid and will be in full force and effect and inure to the benefit of Purchaser on behalf of the Investor upon the consummation of the transactions contemplated by this Agreement for the related Sale Date. The Mortgage Instruments obligate the Mortgagors thereunder to maintain such insurance policies at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorize the holder of the Mortgage Instruments to obtain and maintain such insurance at such Mortgagor’s cost and expense, and to seek reimbursement therefor from the Mortgagor. Seller has not engaged in any act or omission which would impair the coverage of any insurance policy relating to the Mortgage Loans or the benefits of the endorsement provided for therein, or the validity and binding effect of either.

(j) Damage, Condemnation. There exists no physical damage to the Mortgaged Property from fire, flood, windstorm, earthquake, tornado, hurricane or any other similar casualty, which physical damage would materially and adversely affect the value or marketability of the Servicing Rights. There is no proceeding currently pending for the total or partial condemnation of, or eminent domain with respect to, the Mortgaged Property and Seller has no knowledge that all or any part of the Mortgaged Property has been or will be condemned.

(k) Servicing File. The Servicing File contains each of the documents and instruments specified to be included therein and required to be maintained by this Agreement, Applicable Requirements or necessary to service the Loans; each such document or instrument is duly executed and in due and proper form and is genuine and in a form required by the applicable Investor Agreement; and the information contained in each such document or instrument is true, accurate and complete.

(l) Good Title. The sale, transfer and assignment by Seller to Purchaser of the Servicing Rights on the related Sale Date, effectively vest in Purchaser good and marketable title to the Servicing Rights, free and clear of any and all liens, claims, or encumbrances except for those conditions required pursuant to this Agreement and the Investor Agreements. There are no contracts affecting the Servicing Rights to which Purchaser will be bound except for the Investor Agreements, and no other party has any interest in the Servicing Rights except as required or permitted under this Agreement and the Investor Agreements.

(m) Origination, Sale and Servicing Practices. The servicing practices used by Seller, and/or any Prior Servicer with respect to each Mortgage Loan have been legal, proper, prudent and customary in the mortgage lending business and consistent with Applicable Requirements. There are no deficiencies in any Related Escrow Accounts for which customary arrangements for repayment have not been made, and no Related Escrow Account deposits or payments or other charges or prepayments due from a Mortgagor have been capitalized under any Mortgage or the related Mortgage Note. Purchase of the Servicing Rights pursuant to this Agreement will not cause Purchaser to be responsible for the acts, errors or omissions of Seller, Originator, Prior Servicer or any other party with respect to the period prior to the related Sale Date.

(n) Hazardous Material. Neither Seller nor any Prior Servicer has engaged in any activity that involves or involved the generation, use, manufacture, treatment, transportation, storage in tanks or otherwise, or disposal of Hazardous Material on or from the Mortgaged Property.

(o) Improvements. No improvements located on or constituting part of the Mortgaged Property are in violation of any applicable zoning law or regulation for which Purchaser would be responsible. Seller has received no notices of any violation of any law, municipal or other governmental ordinance, order, rule, regulation or requirement that has not been cured, or any restrictive covenant against or affecting the Mortgaged Property, or any part thereof, nor is Seller aware of any facts which might result in such a violation.

(p) Conformance with Investor Standards. Each Mortgage Loan was underwritten and funded in accordance with Seller’s underwriting standards in effect at the time the Mortgage Loan was originated, and each such Mortgage Loan is in conformity with the applicable underwriting standards.

(q) Mortgage Loan Characteristics. At origination, each Mortgage Loan had a principal balance of no less that $40,000 and repayment term of thirty (30) years and amortizes on a level yield basis at a fixed rate of interest over its term in a manner that is sufficient to fully amortize the original principal balance of the Mortgage Loan over the original term of the Mortgage Loan, and there is no “balloon” feature. None of the Mortgage Loans are subject to bi-weekly payment plans. The due date for each Mortgage Loan Payment is the first (1^st) day of each calendar month. Interest on each Mortgage Loan is payable in arrears and is not calculated on a simple interest basis.

(r) Prepayment Penalties. Unless otherwise prohibited or limited by law in which the Mortgaged Property is located, all prepayment penalty provisions, if any, included in a Mortgage Note require the payment, on the terms and under the conditions provided in the Mortgage Note, of an amount equal to six (6) months interest on eighty percent (80%) of the outstanding principal balance of the related Mortgage Loan.

(s) Mortgage Loans as Described. The information set forth in each Mortgage Loan Schedule is complete, true and correct in all material respects.

(t) Coinsurance Claims. There are no uninsured casualty losses or casualty losses where coinsurance has been (and Seller has no reason to believe, will be) claimed by an insurance company or where the loss, exclusive of contents, is greater than the recovery, less actual expenses incurred in such recovery from the insurance carrier. No casualty insurance proceeds have been used to make repairs to the Mortgaged Property other than with the consent of applicable Investors, if required. All damage with respect to which casualty insurance proceeds have been received by Seller has been properly repaired or is in the process of repair with such proceeds if and to the extent required by the applicable Investor Agreements.

(u) No Satisfaction of Mortgage. No Mortgage Instrument has been satisfied, canceled, subordinated, or rescinded, in whole or in part, nor has any Mortgaged Property been released from the lien of the Mortgage Instrument, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination, or rescission.

(v) Doing Business. All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee, or otherwise, are (or, during the period in which they held and disposed of such interest, were) (i) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located; and (ii) organized under the laws of such state; or (iii) qualified to do business in such state; or (iv) federal savings and loan associations or national banks having principal offices in such state; or (v) not doing business in such state, except where the failure to be so licensed or qualified would not result in any Loss to Purchaser.

(w) No Additional Collateral. The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage Instrument and the security interest of any applicable securing agreement or chattel mortgage, the originals of which are contained in the Mortgage File.

(x) Deeds of Trust. In the event the Mortgage Instrument constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage Instrument, and no fees or expenses are or will become payable by Purchaser, or the applicable Investor, or their respective successors or assigns to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor.

(y) No Criminal Offenses. No current or former officer of Seller and, to Seller’s knowledge, no mortgage loan originator or other personnel of Seller, has been indicted, arraigned, or convicted, or currently is (or has been in 12 months prior to the related Sale Date) under investigation for any criminal offense or any fraudulent activity related to the origination, servicing or sale of any mortgage loans.

(z) No Inquiries. Seller has not been the subject of an audit within the past three years by an investor or Insurer, which audit included allegations of failure to comply with applicable loan origination, servicing or claims procedures, or resulted in a request for repurchase of mortgage loans or indemnification in connection with any mortgage loans (including, without limitation, the Mortgage Loans).

(aa) No Seller Solicitation. Seller has not directly or indirectly solicited, by any means, the Mortgagors of any of the Mortgage Loans after such Mortgage Loans have been identified as Mortgage Loans the Servicing Rights for which are to be transferred to Purchaser (i) for purpose of prepayments or refinance or modification of such Mortgage Loans; or (ii) for any financial services or products including, but not limited to (A) checking and savings accounts, certificates of deposit, safe deposit boxes, automatic teller machines, second mortgage loans, equity source accounts, personal loans and credit cards, and (B) ordinary life, ordinary health, credit life, credit health, credit unemployment and any other forms of group or individual insurance coverages.

(bb) Payoffs. Except as disclosed to Purchaser prior to the Sale Date, Seller has not received any requests for or provided any payoff quotes with respect to any of the related Mortgage Loans within the thirty (30) day period prior to the related Sale Date.

Section 5.10

No Recourse

None of the Servicing Rights is subject to any Recourse Obligation.

Section 5.11

Insurance

Error and omissions and fidelity insurance coverage, in amounts as required by the applicable Investor Agreement is in effect with respect to Seller and will be maintained until the transactions contemplated by this Agreement have been consummated in accordance with the terms hereof.

Section 5.12

Litigation

There is no litigation, claim, demand, proceeding or governmental investigation existing or pending, or to the knowledge of Seller, threatened, or any order, injunction or decree outstanding, against or relating to Seller that could have a material adverse effect upon the Servicing Rights being purchased by Purchaser hereunder with respect to any Mortgage Loan or the performance by Seller of its obligations under the Investor Agreements, or result in any Loss to Purchaser, nor to Seller’s knowledge is there any basis for any such litigation, claim, demand, proceeding or governmental investigation.

Section 5.13

Seller Process

The Servicing Rights were not selected for sale to Purchaser from among the outstanding servicing rights in Seller’s portfolio at the related Sale Date in a manner so as to affect adversely the interests of Purchaser.

Section 5.14

Servicing Fee

No part of the Servicing Fee has been assigned or pledged to a third party.

Section 5.15

Fair Consideration

The consideration received by Seller upon the sale of the Servicing Rights under this Agreement constitutes fair consideration and reasonably equivalent value for the Servicing Rights.

Section 5.16

No Accrued Liabilities

There are no accrued or contingent liabilities of Seller with respect to the Mortgage Loans or Servicing Rights or circumstances under which such accrued or contingent liabilities will arise against Purchaser, with respect to occurrences prior to the related Sale Date. Seller assumes full responsibility for any and all termination or transfer fees relating to the Servicing Rights that may be outstanding on the related Sale Date.

Section 5.17 Facts and Omissions

All of the representations and warranties and other statements or information made or prepared by or on behalf of Seller and the Servicing Rights in this Agreement or prepared and furnished by or on behalf of Seller to Purchaser in any instrument, document, offering memorandum or computer tape in connection with the transactions contemplated by this Agreement (which document or computer tape shall be deemed to be a part of this Agreement) are true in all material respects as of the related Sale Date.

Section 5.18

Financial Condition of Seller

Neither Seller nor any of its Affiliates is in bankruptcy, receivership or conservatorship.

Section 5.19

Hart-Scott-Rodino

The purchase and sale of the Servicing Rights contemplated by this Agreement is exempt from the notification and disclosure provisions of the Hart-Scott-Rodino Act.

ARTICLE VI

REPRESENTATIONS AND WARRANTIES OF PURCHASER

The representations and warranties of Purchaser contained in this Agreement shall continue and survive the sale of the Servicing Rights and the delivery and assignment to Purchaser of such Servicing Rights and shall inure to the benefit of Seller. Seller is selling the Servicing Rights in reliance on the truth and accuracy of each such representation or warranty. In addition to the representations and warranties, if any, made elsewhere in this Agreement, Purchaser represents and warrants to Seller, as of the Execution Date and each related Sale Date, as follows:

Section 6.1

Organization and Good Standing

Purchaser is a limited partnership duly formed, validly existing and in good standing under the laws of the State of Texas and has all requisite corporate power, authority, and, subject to the Investor approvals of transfer, capacity to enter into this Agreement and to perform the obligations required of it hereunder. Purchaser is duly qualified or licensed to do business, and in good standing, in each jurisdiction in which the nature of its business or properties makes such qualification, license and standing necessary, including without limitation in each state in which the Mortgaged Properties are located.

Section 6.2

Authority and Capacity; Ordinary Course

Purchaser has all requisite corporate power, authority and capacity to execute and deliver this Agreement and to perform all of the obligations hereunder. Purchaser does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement. The consummation of the transactions contemplated by this Agreement is in the ordinary course of business of Purchaser.

Section 6.3

Effective Agreement

The execution, delivery and performance of this Agreement by Purchaser and consummation of the transactions contemplated hereby have been duly and validly authorized by all necessary corporate, or other action by Purchaser; and this Agreement has been duly and validly executed and delivered by Purchaser, and this Agreement is a valid and legally binding agreement of Purchaser and enforceable against Purchaser in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts. Any requisite consents of third parties (including any other applicable regulatory authorities) to the execution and delivery of this Agreement or the performance of the transactions contemplated hereby by Purchaser have been obtained or will be obtained prior to the related Sale Date or such other date as expressly provided herein.

Section 6.4

No Conflict

Neither the execution and delivery of this Agreement nor the consummation of the transactions contemplated hereby, nor compliance with its terms and conditions, shall (a) violate, conflict with, result in the breach of, constitute a default under, be prohibited by or require any additional approval under any terms, conditions or provisions of Purchaser’s Partnership Agreement or Certificate of Limited Partnership or By-Laws or any other similar corporate or organizational document of Purchaser; any mortgage, indenture, deed of trust, loan or credit agreement or other agreement or instrument to which Purchaser is now a party or by which it is bound; or any law, ordinance, rule, regulation, order, judgment or decree of any governmental authority applicable to Purchaser; or (b) result in the creation or imposition of any lien, charge or encumbrance upon any of the properties or assets of Purchaser.

Section 6.5

Approvals and Compliance

Purchaser is approved by and in good standing with each Investor or Insurer, as necessary, and holds all licenses, approvals, permits and other authorizations required under Applicable Requirements to assume responsibility for the related Servicing Rights.

ARTICLE VII

CONSENTS

Section 7.1

Consents

(a) The purchase and sale of any Servicing Rights is subject to Seller obtaining the Consents at its sole expense. Seller shall obtain the Consents prior to the Sale Date for the related Servicing Rights Package. Purchaser shall cooperate with Seller in obtaining the Consents and shall timely respond to all reasonable requests from the Investor concerning Purchaser and its business operations. Seller shall notify Purchaser in writing immediately upon obtaining the Consents, and Seller shall provide a copy of the Consents to Purchaser. Purchaser shall notify Seller as soon as reasonably practicable whether such Consents are acceptable to Purchaser in accordance with the definition of Consent in Article I; if a Consent is not so acceptable to Purchaser, such Consent shall not be effective as a Consent for the purposes of this Agreement.

(b) If Seller fails, for any reason, to obtain Consents from the applicable Investor(s) and Insurer(s) before the applicable date, Purchaser shall have the option, in its sole and absolute discretion, to (i) exclude the applicable Mortgage Loans from the related Servicing Rights Package, in which case Seller shall promptly reimburse Purchaser for the pro rata portion of the Purchase Price already paid, if any, by Purchaser with respect to such Servicing Rights Package; or (ii) immediately upon notice to Seller, terminate this Agreement in its entirety, in which case Seller shall promptly return to Purchaser any portion of the related Purchase Price already paid, if any, by Purchaser.

(c) In the event that this Agreement is terminated in accordance with Section 7.1 (b), the parties shall have no further obligation to one another with respect to the Servicing Rights, except that (i) Article X and Sections 12.2, 12.3 and 12. 10 shall survive any such termination; and (ii) no such termination shall relieve any party from liability for any willful breach of this Agreement.

(d) Seller shall pay for the costs of preparing and recording any powers of attorney that the Investors may need to execute on or about any related Sale Date in accordance with Applicable Requirements.

ARTICLE VIII

CONDITIONS PRECEDENT TO OBLIGATIONS OF PURCHASER

The obligations of Purchaser under this Agreement and a Servicing Rights Packages are subject to the satisfaction of the following conditions:

Section 8.1

Compliance and Conditions

All terms, covenants and conditions of this Agreement required to be complied with and performed by Seller shall have been duly complied with and performed by Seller on or before the date specified.

Section 8.2

Corporate Resolution; Corporate Certificate

Purchaser shall have received from Seller, on or before the related Sale Date, (a) a duly executed Certificate of Seller’s Secretary or Assistant Secretary reciting Seller’s corporate approval of the transfer and sale of the Servicing Rights to Purchaser and authorizing Seller’s officers to execute such documents as may be necessary to accomplish the transactions contemplated hereby; and (b) an Officer’s Certificate of Seller, in the form of Exhibit F, including all attachments thereto, stating, among other things, that each of Seller’s representations and warranties made herein is true and correct in all material respects and that all of the terms, covenants and conditions of this Agreement required to be complied with and performed by Seller at or prior to the related Sale Date have been duly complied with and performed.

Section 8.3

Investor Agreements

Purchaser shall have had the opportunity to review each of the Investor Agreements prior to the Sale Date of the related Servicing Rights and based upon such review decide to decline to purchase any Servicing Rights which comprise a Servicing Rights Package. The decision by Purchaser to decline to purchase any Servicing Rights Package shall be conveyed to Seller not later than five (5) Business Days prior to the proposed Sale Date.

Section 8.4

Opinion of Counsel for Seller

Purchaser shall have received, on or before the initial Sale Date, an opinion of the in-house general counsel of Seller (or of a law firm acceptable to Purchaser) dated as of the initial Sale Date, in form and substance satisfactory to Purchaser in the exercise of its reasonable discretion, to the effect that: (a) Seller is a corporation, validly existing and in good standing under the laws of its state of organization; (b) Seller has all requisite corporate or organizational power, authority and capacity to enter into this Agreement and to perform the obligations required of it hereby; (c) the execution and performance of this Agreement, Seller’s compliance with the terms hereof and the consummation of the transactions contemplated hereby, do not and will not conflict with any of the terms of Seller’s Articles of Incorporation or Bylaws or any similar corporate or organizational documents of Seller, or, as to the attorney’s knowledge after Due Inquiry, any material contract or agreement, order or decree to which Seller is subject or by which it is bound; (d) this Agreement has been duly executed by Seller and each is the valid and legally binding obligation of Seller enforceable against Seller in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts; and (e) to the knowledge of such counsel, after Due Inquiry, there is no litigation proceeding or governmental investigation existing, pending or threatened, or any order, injunction or decree outstanding against or relating to Seller that is reasonably expected to have a material adverse effect upon the Servicing Rights.

Section 8.5

Correctness of Representations and Warranties

The representations and warranties made by Seller in this Agreement or in any document prepared and furnished by or on behalf of Seller in connection herewith are true and correct in all material respects as of the related Sale Date.

Section 8.6

Litigation or Administrative Action

As of the related Sale Date, there shall not have been commenced or, to the knowledge of either party hereto, threatened, any action, suit or proceeding that enjoins, or is likely to adversely affect in any material respect, the consummation of the transactions contemplated hereby.

Section 8.7

Investor Consents

As of the related Sale Date, Purchaser shall have received the applicable Investor Consents as required by Article VII.

Section 8.8

Investor Agreements

As of the related Sale Date, the applicable Investor Agreements shall be in full force and effect.

ARTICLE IX

CONDITIONS PRECEDENT TO OBLIGATIONS OF SELLER

The obligations of Seller under this Agreement are subject to the satisfaction of the following conditions:

Section 9.1

Compliance with Conditions

All terms, conditions and covenants of this Agreement required to be complied with and performed by Purchaser shall have been duly complied with and performed by Purchaser in all material respects on or before the date specified.

Section 9.2

Corporate Resolution; Corporate Certificate

Seller shall have received from Purchaser, on or before the related Sale Date, (a) a duly executed Certificate of Purchaser’s Secretary or Assistant Secretary reciting the corporate approval by Purchaser of the assumption and purchase from Seller of the Servicing Rights and authorizing Purchaser’s officers to execute such documents as may be necessary to carry out the transactions contemplated hereby; and (b) an Officer’s Certificate of Purchaser, including all attachments thereto, stating, among other things, that each of Purchaser’s representations and warranties made herein is true and correct in all material respects and that all of the terms, covenants and conditions of this Agreement required to be complied with and performed by Purchaser at or prior to the related Sale Date have been duly complied with and performed.

Section 9.3

Correctness of Representations and Warranties

The representations and warranties made by Purchaser in this Agreement or in any document prepared and furnished by or on behalf of Purchaser in connection herewith are true and correct in all material respects as of the related Sale Date.

Section 9.4

Investor Consents

As of the related Sale Date, Seller shall have received the Investor Consents as required by Article VII.

Section 9.5

Opinion of Counsel for Purchaser

Seller shall have received, on or before the initial Sale Date, an opinion of the in-house general counsel of the general partner of Purchaser (or of a law firm acceptable to Seller) dated as of the initial Sale Date, in form and substance satisfactory to Seller in the exercise of its reasonable discretion, to the effect that: (a) Purchaser is a limited partnership, validly existing and in good standing under the laws of its state of organization; (b) Purchaser has all requisite organizational power, authority and capacity to enter into this Agreement and to perform the obligations required of it hereby; (c) the execution and performance of this Agreement, Purchaser’s compliance with the terms hereof and the consummation of the transactions contemplated hereby, do not and will not conflict with any of the terms of Purchaser’s Organization Documentation Partnership Agreement or any similar corporate or organizational documents of Purchaser, or, as to the attorney’s knowledge after Due Inquiry, any material contract or agreement, order or decree to which Purchaser is subject or by which it is bound; (d) this Agreement has been duly executed by Purchaser and is the valid and legally binding obligation of Purchaser enforceable against Purchaser in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts; and (e) to the knowledge of such counsel, after Due Inquiry, there is no litigation proceeding or governmental investigation existing, pending or threatened, or any order, injunction or decree outstanding against or relating to Purchaser that (i) is reasonably expected to have a Material adverse effect upon the Servicing Rights, and (ii) has not been disclosed by Purchaser to Seller on Schedule 5.12.

Section 9.6

Litigation or Administrative Action

ARTICLE X

INDEMNIFICATION; THIRD PARTY CLAIMS

Section 10.1

Indemnification of Purchaser

Seller shall indemnify and hold Purchaser, its Affiliates, and their respective officers, directors, employees and agents (the “Purchaser Indemnified Parties”) harmless from, and will reimburse the Purchaser Indemnified Parties for, any and all Losses incurred by any of them to the extent that such Losses result from, are caused by or arise out of any one or more of the following:

(a) Any misrepresentations made by Seller in this Agreement or in any Schedule, Exhibit or certificate furnished pursuant hereto;

(b) Any breach of any of the representations and warranties of Seller or the nonfulfillment of any term, covenant, condition, agreement or obligation of Seller set forth in this Agreement or in any Schedule, statement, Exhibit or certificate furnished pursuant hereto, or any default or failure to perform by Seller hereunder;

(c) Any defect in any Mortgage Loan existing as of the related Sale Date (including those defects subsequently discovered) resulting from any act or omission of Seller, any Originator or any Prior Servicer, or any employee, agent or representative acting on their behalf, other than Purchaser or any employee, agent, or representative of Purchaser;

(d) Any fraud on the part of any Person in the origination of a Mortgage Loan;

(e) Any liabilities or obligations, contingent or otherwise, of Seller or any of its Affiliates, of any nature whatsoever (other than those specifically assumed by Purchaser under this Agreement); or

(f) Any acts or failures to act that constitute a practice or course of conduct of Seller with respect to the Servicing Rights existing on the related Sale Date and continued by Purchaser after such date (including, without limitation, any practices with respect to the Related Escrow Accounts, flood insurance, or late charges, finance charges or other fees or charges of Seller that were in place on any such date); provided that Purchaser’s continuation of such acts or practices occurred during the period ending 12 months after the related Sale Date and Purchaser in its reasonable good faith judgment did not know that such acts or practices were not in accordance with Applicable Requirements.

The indemnity provided in this Section 10.1 shall remain in full force and effect regardless of any investigation made by Purchaser or its representatives. Further, for purposes of indemnification under this Section 10.1, a breach or inaccuracy of a representation or warranty contained in this Agreement shall be deemed to occur or exist either if such representation or warranty is actually inaccurate or breached or if such representation or warranty would have been so breached or inaccurate if such representation or warranty had not contained any limitation or qualification as to materiality, material adverse effect, material adverse change or knowledge (it being the intention of the parties hereto that the Purchaser Indemnified Parties shall be indemnified and held harmless from and against any and all Losses resulting from, arising out of or relating to the failure of any such representation or warranty to be true, correct and complete in any respect, determined in each case without regard to materiality, material adverse effect, material adverse change or knowledge.)

Section 10.2

Repurchase of Servicing Rights

(a) In the event that there exists a basis to demand indemnification under Section 10.1 that materially and adversely affects the value or marketability of the related Servicing Rights, Purchaser shall provide Seller with a written notice (a “Claim Notice”) identifying the basis for the repurchase request or indemnification demand. If Seller fails to cure the same within thirty (30) calendar days (or such lesser time as may be required by an Investor, Insurer or third party claimant) from the date Purchaser provides the Claim Notice to Seller, upon Purchaser’s demand, in addition to any other rights and remedies that Purchaser may have hereunder, at law or in equity (but subject to any limitations of the applicable Investor), Seller shall repurchase the applicable Servicing Rights from Purchaser. The purchase price for any Servicing Rights repurchased pursuant hereto shall be the Reimbursement Amount.

(b) When Seller is required to make a repurchase under Section 10.2(a), such repurchase shall be accomplished by wire transfer within five (5) Business Days following Seller’s receipt of a written demand from Purchaser pursuant hereto (or such lesser time as may be required by an Investor). Upon completion of such repurchase by Seller, Purchaser shall forward to Seller all servicing records and all documents in Purchaser’s possession relating to the subject of such repurchase.

Section 10.3

Termination of Purchaser as Primary Servicer

Seller shall have the right to terminate Purchaser as primary servicer of the Mortgage Loans with or without cause. In the event that Purchaser is terminated as primary servicer of any Mortgage Loan for any reason, other than for cause as provided under the Guide, Purchaser shall be entitled to a termination fee for each such terminated Mortgage Loan in an amount equal to the sum of (a) the outstanding unpaid principal balance of the Mortgage Loan as of the date of repurchase, multiplied by 125% of the Purchase Price Percentage; (b) the amount of any outstanding Advances related to the applicable Mortgage Loan made by Purchaser from its own funds; and (c) any Losses incurred by Purchaser through the date of repurchase in connection with the applicable Servicing Rights and not previously reimbursed pursuant to any provisions of this Agreement, any Investor Agreement or otherwise by Seller.

Section 10.4

Indemnification of Seller

Purchaser shall indemnify and hold Seller, its Affiliates, and their respective officers, directors, employees and agents (the “Seller Indemnified Parties”) harmless from, and will reimburse the Seller Indemnified Parties for, any and all Losses incurred by any of them to the extent that such Losses result from, are caused by or arise out of any one or more of the following:

(a) Any misrepresentations made by Purchaser in this Agreement, or in any Schedule, Exhibit or Certificate furnished pursuant hereto; or

(b) Any breach of any of the representations and warranties of Purchaser or the nonfulfillment of any term, covenant, condition, agreement or obligation of Purchaser set forth in this Agreement, or in any Schedule, statement, Exhibit certificate furnished pursuant hereto, or any default or failure to perform by Purchaser under this Agreement.

The indemnity provided in this Section 10.3 shall remain in full force and effect regardless of any investigation made by Seller or its representatives. Further, for purposes of indemnification under this Section 10.3, a breach or inaccuracy of a representation or warranty contained in this Agreement shall be deemed to occur or exist either if such representation or warranty is actually inaccurate or breached or if such representation or warranty would have been so breached or inaccurate if such representation or warranty had not contained any limitation or qualification as to materiality, material adverse effect, material adverse change or knowledge (it being the intention of the parties hereto that the Seller Indemnified Parties shall be indemnified and held harmless from and against any and all Losses resulting from, arising out of or relating to the failure of any such representation or warranty to be true, correct and complete in any respect, determined in each case without regard to materiality, material adverse effect, material adverse change or knowledge).

Section 10.5

Notice and Settlement of Claims

(a) In the event that any party to this Agreement becomes aware of any material fact giving rise to any obligation of the other party under this Article X, including, without limitation, any claim or any litigation brought by a third party which may give rise to any such obligation, such party shall as promptly as reasonably possible provide the other party with a Claim Notice describing the same.

(b) The indemnifying party (the “Indemnifying Party”) may, at its own cost and expense, assume the defense of any claim, suit, action or proceeding, provided that the counsel is satisfactory to the indemnified party (the “Indemnified Party”) in the exercise of its reasonable discretion. The party not controlling the defense or prosecution of any such claim, suit, action or proceeding may participate at its own cost and expense. Notwithstanding the foregoing, the Indemnified Party may assume the defense or prosecution of any such claim, suit, demand or proceeding if it reasonably believes that such assumption is necessary or appropriate to assure that its right or ability to service a material portion of its mortgage loans and servicing rights (including the Mortgage Loans or Servicing Rights) or its method of doing business or its authority and approvals to service or its reputation, goodwill, financial condition or business are not materially impaired (hereinafter referred to as a “Non-Assumable Claim”).

(c) Neither the Indemnifying Party nor the Indemnified Party shall be entitled to settle, compromise, decline to appeal, or otherwise dispose of any claim, suit, action or proceeding involving more than $5,000 without the consent of the other party (which consent shall not be unreasonably withheld or delayed), but which consent may be withheld by the Indemnified Party for the same reasons that would entitle the Indemnified Party to assume the defense or prosecution of any claim, suit, action or proceeding.

(d) Following the discharge of the Indemnifying Party’s obligations under this Article X, the Indemnified Party shall assign to the Indemnifying Party any and all related claims against third parties. If the Indemnifying Party fails to discharge its obligations under this Article X, the Indemnified Party shall be entitled (but not obligated) to pursue (as the assignee of the Indemnifying Party) any and all claims against third parties which the Indemnifying Party otherwise would have the night to pursue, including, but not limited to, claims against loan correspondents. Within fifteen (15) days after receipt, the Indemnified Party shall refund to the Indemnifying Party the amounts of all recoveries the Indemnified Party received from third parties with respect to any claim for which the Indemnified Party was reimbursed for its Losses.

(e) Following the receipt of written notice from the Indemnified Party of a demand for indemnification, the Indemnifying Party shall seek to cure the problem giving rise to the demand, if possible, without any actual or contingent liability of the Indemnified Party, and pay the amount for which it is liable, or otherwise take the actions which it is required to take within thirty (30) days or such lesser time as may be required by an Investor, Insurer or third-party claimant.

Section 10.6

Litigation of Third Party Claims

Notwithstanding anything to the contrary in this Agreement or the Guide, Servicer shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and the Guide, including without limitation, any actions based upon any claim or allegation that either a) the origination or underwriting of the Mortgage Loan, or b) the servicing of the Mortgage Loan prior to the transfer of the primary servicing to Purchaser hereunder, violated applicable laws, statutes or regulations and which in Purchaser’s opinion may involve it in any expenses or liability, unless Purchaser receives adequate assurances from Seller that it will be reimbursed the costs and expenses it incurs in prosecuting or defending such actions. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be recovered by Purchaser first from any collections received on account of the Mortgage Loan, including without limitation, the proceeds of any insurance policy or any liquidation, foreclosure or other disposition of the related Mortgage Property; and to the extend such collections are insufficient to reimburse Seller or such amounts cannot otherwise be recovered from the Mortgage Loan or the related Mortgagor, second from collections received on account on Mortgage Loans in the related Servicing Rights Package; and to the extend that such collections are insufficient to reimburse Seller or cannot otherwise be covered from collections received on account of the Mortgage Loans in the related Servicing Rights

package, third from Seller. Any amounts billed to Seller shall be paid within thirty (30) days of Seller’s receipt of an invoice from Purchaser detailing the costs and expenses incurred by Purchase pursuant to this Section 10.6 and not otherwise reimbursed to Purchaser. Purchaser shall provide Seller with notice of any claim or any litigation brought by a third party as promptly as reasonably possible after learning of the same.

ARTICLE XI

TERM

Section 11.1

Term

Except as expressly provided otherwise herein, the term of this Agreement shall expire on January 31, 2003 (the “Termination Date”). Each of the parties shall perform their respective duties and obligations on or prior to the Termination Date, including without limitation, with respect to Seller, the delivery of the Mandatory Delivery Amount to Purchaser.

ARTICLE XII

MISCELLANEOUS

Section 12.1

Supplementary Information

From time to time prior to and after the related Sale Date, Seller shall furnish to Purchaser such information supplementary to the information contained in the documents and schedules delivered pursuant hereto which is reasonably available to Seller as Purchaser may reasonably request in writing and/or which may be necessary to enable Purchaser to file any reports or respond to Mortgagor or Investor inquiries in connection with the Mortgage Loans or Servicing Rights. Purchaser shall reimburse Seller for Seller’s actual, reasonable, and out-of-pocket costs in connection with furnishing such information.

Section 12.2

Access to Information; Confidentiality

(a) Seller shall allow Purchaser and its Affiliates, directors, officers, employees, agents and authorized representatives (collectively, “Purchaser’s Representatives”), reasonable access, during normal business hours, and upon prior written notice of not less than two (2) Business Days in advance, throughout the period prior to the related Sale Date, to all of Seller’s files, books and records relating to the Servicing Rights, the Mortgage Loans, Custodial Accounts, Related Escrow Accounts and Advances. Purchaser agrees that it shall make reasonable efforts to minimize any disruption caused thereby to Seller’s conduct of its business. If the transactions contemplated by this Agreement are not consummated, Purchaser shall return on demand any information or documents provided to it by Seller in accordance with this Section 12.2(a).

(b) Purchaser shall, and shall cause Purchaser’s Representatives to, hold in confidence and not disclose to any third party without Seller’s prior written consent, all information relating to Seller received by Purchaser and/or Purchaser’s Representatives in connection with the transactions contemplated herein, other than information (i) received by Purchaser or Purchaser’s Representatives on a non-confidential basis from a third party having a right to make such disclosure; (ii) that is or becomes generally available to the public (except as a result of a disclosure in violation of this Agreement); or (iii) is required to be disclosed by law or regulatory or judicial process, as evidenced by an opinion of counsel reasonably acceptable to Seller.

(c) Seller shall, and shall cause its Affiliates, directors, officers, employees, agents and authorized representatives (collectively, “Seller’s Representatives”) to, hold in confidence and not disclose to any third party without Purchaser’s prior written consent, all information relating to Purchaser received by Seller and/or Seller’s Representatives in connection with the transactions contemplated herein, other than information (i) received by Seller or Seller’s Representatives on a non-confidential basis from a third party having a right to make such disclosure; (ii) that is or becomes generally available to the public (except as a result of a disclosure in violation of this Agreement); (iii) is required to be disclosed by law or regulatory or judicial process; or (iv) required to be disclosed to the Investors under the applicable Investor Agreement.

(d) This Section 12.2 shall survive any termination of this Agreement.

Section 12.3

No Broker’s Fees

Each party hereto represents and warrants to the other that it has made no agreement to pay any agent, finder, or broker or any other representative, any fee or commission in the nature of a finder’s or broker’s fee arising out of or in connection with the subject matter of this Agreement. The parties hereto covenant with each other and agree to indemnify and hold each other harmless from and against any such obligation or liability and any Losses incurred by the other in investigating or defending any claim based upon the other party’s actions under this Section. This Section 12.3 shall survive any termination of this Agreement.

Section 12.4

Further Assurances

Seller and Purchaser shall, at any time and from time to time, promptly, upon the reasonable request of the other or the other’s representatives, execute, acknowledge, deliver and/or perform all such further acts, deeds, assignments, transfers, conveyances, and assurances as may be reasonably required for the better vesting and confirming to Purchaser (and its successors and assigns) of title to the Servicing Rights or as shall be necessary to effect the transactions provided for in this Agreement. Purchaser and Seller shall cooperate in good faith to consummate the transactions contemplated by this Agreement.

Section 12.5

No Solicitation by Seller

From and after the related Sale Date, neither Seller nor any of its Affiliates shall specifically target and solicit, by means of direct mail, telephone or personal solicitation, the Mortgagors of any of the Mortgage Loans (a) for purposes of prepayment or refinance or modification of such Mortgage Loans; or (b) for any financial services or products, including, but not limited to, (i) checking and savings accounts, certificates of deposit, safe deposit boxes, automatic teller machines, second mortgage loans, equity source accounts, personal loans and credit cards, and (ii) ordinary life, ordinary health, credit life, credit health, credit unemployment and any other forms of group or individual insurance coverages; it being understood and agreed that all rights and benefits relating to the direct solicitation of such Mortgagors and all attendant right, title and interest in and to the list of such Mortgagors and data relating to their Mortgage Loans (including insurance renewal dates), subject in all events to the terms of the Investor Agreements, shall be transferred to Purchaser pursuant hereto on the related Sale Date, and Seller shall take no action after the related Sale Date to undermine such rights and benefits. Notwithstanding the foregoing, the following solicitations, if undertaken by Seller or any Affiliate of Seller, shall not be prohibited under this Section 12.5: (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements; or (ii) solicitations made in response to an inquiry from a mortgagor relating to a payoff or information pertaining to a mortgage loan or other product.

Section 12.6

No Solicitation by Purchaser

Neither Purchaser nor any of its Affiliates shall specifically target and solicit, by means of direct mail or telephonic or personal solicitation or by any other means, the Mortgagors to prepay the Mortgage Loans. Notwithstanding the foregoing, the following solicitations, if undertaken by Purchaser or any Affiliate of Purchaser, shall not be prohibited under this Section 12.6: (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements; (ii) borrower messages included on, and statement inserts provided with the monthly statements sent to the Mortgagors; provided, however, that similar messages and inserts are sent to the borrowers of other mortgage loans serviced by Purchaser; (iii) solicitations made in response to an inquiry from a mortgagor relating to a payoff or information pertaining to a mortgage loan product; and (iv) solicitations made as a part of a campaign directed to mortgagors with mortgage loans meeting certain defined parameters (other than parameters relating to the Mortgagors or Mortgage Loans specifically). For purposes of this Section 12.6, IndyMac, Inc. shall not be considered an Affiliate of Purchaser, provided, however, that Purchaser shall not disclose, take any action or cause any action to be taken which would provide any information regarding the Mortgagors or the Mortgage Loans to IndyMac, Inc. In addition, Purchaser agrees that it will not create a list of lenders from whom Seller purchased any of the Mortgage Loans for the purpose of soliciting such lenders for business.

Section 12.7

Survival

Except as otherwise provided herein, all representations, warranties, covenants, indemnities and other agreements of the parties set forth herein or in any Exhibit, Schedule, Certificate or other document delivered pursuant hereto that contemplate performance or observance subsequent to the termination or expiration of this Agreement shall survive the termination or expiration of this Agreement.

Section 12.8

Governmental Authorities; Laws and Severability

The terms and provisions of this Agreement are expressly made subject to applicable federal and state statutes, laws, and rules and regulations promulgated hereunder, as amended from time to time, and the acts and actions of the Investors and Insurers and their respective rules and regulations, as amended from time to time. Any rule, regulation or administrative policy of any government agency having jurisdiction that relates to the transfer of the Servicing Rights to Purchaser in effect on any related Sale Date shall be deemed to be incorporated herein, and shall supersede the terms of this Agreement, unless such incorporation shall materially impair the contemplated benefits to be received by the parties pursuant to this Agreement, in which event the parties shall renegotiate the terms and conditions hereof to reflect a fair allocation of the economic benefits contemplated hereby. In the event any provision of this Agreement is deemed by a court of competent jurisdiction to be in violation of any of the above, such provision shall be of no force or effect, and this Agreement shall continue as though such superseded provision were not contained in this Agreement.

Section 12.9

Form of Payment to be Made

Unless otherwise provided herein or agreed to in writing by the parties, all payments contemplated herein shall be made by wiring immediately available funds to the account designated by Seller or Purchaser, as applicable.

Section 12.10

Assignability

Seller shall not assign this Agreement or any of its rights hereunder, nor delegate any material duty hereunder without the prior written consent of Purchaser, which such consent may be withheld in Purchaser’s sole and absolute discretion. Purchaser shall not assign this Agreement prior to its payment of the Purchase Price and thereafter, subject to the terms of the Investor Agreements and any required Consents.

Section 12.11

Payment of Costs

Seller shall be responsible for all costs associated with its preparation of materials required by Purchaser under the terms of this Agreement, as well as all transfer and recording fees, costs with respect to delivery of the Servicing Files and other mortgage servicing records relating to the Mortgage Loans and other related costs incurred by Seller in its performance of its obligations under this Agreement, together with fees of Seller’s attorneys and accountants. Purchaser shall pay all data processing costs incurred by Purchaser in connection with this Agreement and other related costs of Purchaser in its performance of its obligations hereunder, together with the fees of Purchaser’s attorneys and accountants. This Section 12.11 shall survive any termination of this Agreement.

Section 12.12

Notices

All notices, requests, demands and other communications that are required or permitted to be given under this Agreement shall be in writing and shall be deemed given if delivered personally, transmitted by facsimile (and telephonically confirmed), mailed by registered or certified mail, return receipt requested, or sent by commercial overnight courier to the other party at the following address:

(a)

If to Purchaser, to:

Countrywide Homes Loans Servicing LP

4500 Park Granada

Calabasas, California 91302

Attention: Michael Schloessmann

(b)

If to Seller, to:

Impac Funding Corporation

1401 Dove Street

Newport Beach, CA 92660

Attention: Ron Morrison, General Counsel

or to such other address as Purchaser or Seller shall have specified in writing to the other. All such notices or other communications shall be deemed to have been received (i) on the date of personal delivery or facsimile transmission (with telephone confirmation); (ii) on the third (3^rd) Business Day after being mailed by registered or certified mail; and (iii) on the next Business Day after being sent via commercial overnight courier.

Section 12.13

Entire Agreement

Upon its execution by the parties, this Agreement shall supercede and otherwise replace the Existing Agreement. Except expressly provided herein. This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof. No amendments, modifications or supplements of this Agreement shall be binding unless executed in writing by the parties hereto.

Section 12.14

Binding Effect

This Agreement shall inure to the benefit of and be binding upon the parties hereto and their respective successors and permitted assigns.

Section 12.15

Interpretive Principles

For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires:

(a) All Section, Article, Exhibit and Schedule references used herein refer to Sections, Articles, Schedules and Exhibits of this Agreement. The Schedules and Exhibits are part of this Agreement. All Section, Article, Exhibit and Schedule headings used herein are for reference purposes only and shall not be deemed to have any substantive effect.

(b) Singular terms shall include the plural, and plural terms shall include the singular.

(c) Accounting terms not otherwise defined herein shall have the meanings assigned to them in accordance with generally accepted accounting principles.

(d) The words “herein,” “hereof,” “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular provisions.

Section 12.16

Applicable Law

This Agreement shall be construed in accordance with the laws of the State of New York.

Section 12.17

Counterparts

This Agreement may be executed in any number of counterparts, all of which, taken together, shall constitute one and the same Agreement.

Section 12.18

Waivers

No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced. The waiver by either party hereto of a breach of any provision of this Agreement shall not operate or be construed as a waiver of any other or subsequent breach.

Section 12.19

Publicity

Except as required by applicable law, neither party hereto shall issue a press release or similar announcement or communication relating to this Agreement or the transactions contemplated herein using the other party’s name without such other party’s prior written consent.

Section 12.20

No Third Party Beneficiaries

Except as expressly provided herein, nothing in this Agreement is intended to confer any right, remedy, obligation or liability upon any Person other than the parties hereto and their respective successors and permitted assigns.

Section 12.21

Time of the Essence

Time is of the essence in the performance of the obligations stated in this Agreement.

IN WITNESS WHEREOF, each of the undersigned parties has caused this Servicing Rights Purchase and Sale Agreement to be duly executed by a duly authorized representative, all as of the date first written above.

“PURCHASER”

Countrywide Home Loans Servicing LP

By:_____________________________

Name:

Title:

“SELLER”

Impac Funding Corporation

By:_____________________________

Name: Lisa Duehring

Title: Senior Vice President

Exhibit A

PURCHASE PRICE PERCENTAGE TABLES

Exhibit B

Pricing Letter Exhibit

Exhibit C

Transfer Instructions

Exhibit D

List of Investor Agreements

Exhibit E

List of Documents in Servicing File

The documents listed below are expected to be delivered as part of the Servicing File, or separately, as indicated below.

DOCUMENTS IN SERVICING FILE:	DELIVERED SEPARATELY FROM FILES:

		Payment History
		Notice to Primary Insurers
		Notice to Hazard Insurers
		Notice to Flood Insurers
		Notice to Earthquake Insurers
		Notice to Lessor, if leasehold
		Notice to Tax Servicer
		Assignment (Seller to Purchaser)
		Original Assignment (Purchaser to the
		applicable Agency
		Goodbye Letter to borrower (sample)

*	Original in Custodial File

**	If Applicable

Exhibit F

Form of Officer’s Certificate

Exhibit G

Bill of Sale

On this ___ day of ___________, ____, Impac Funding Corporation ("Assignor") does hereby sell, transfer, assign, set over and convey to Countrywide Home Loans Servicing LP, without recourse, all of the right, title and interest of the Assignor in and to the Servicing Rights attributable to the mortgage loans identified on the Mortgage Loan Schedule attached hereto as Exhibit One (the "Mortgage Loans").

Capitalized terms used herein but not otherwise defined shall have the meanings provided in the Servicing Rights Purchase and Sale Agreement, dated as of the, ____ day of _________, ____, by and between Countrywide Home Loans Servicing LP and the Assignor.

This Bill of Sale shall be governed by, and construed in accordance with, the laws of the State of New York.

IMPAC FUNDING CORPORATION

By:

Name:

Title:

Exhibit H

Form of Pricing Letter

[IMPAC FUNDING CORPORATION LETTERHEAD]

[Date]

Countrywide Home Loans Servicing LP

4500 Park Granada

Calabasas, California 91302

Attn: Michael Schloessmann

Re:

Pricing Letter

Gentlemen and Ladies:

This letter agreement (the "Pricing Letter") between Countrywide Home Loans Servicing LP (“Countrywide”) and Impac Funding Corporation (the "Seller") sets forth our agreement pursuant to which Seller is selling, and Countrywide is purchasing, the right to service those certain mortgage loans identified in the Mortgage Loan Schedule attached hereto and more particularly described herein (the “Mortgage Loans”).

The sale and servicing of the Mortgage Loans as contemplated herein shall be governed by that certain Servicing Rights Purchase and Sale Agreement dated as of January 1, 2000, between Countrywide and Seller (as such may be amended from time to time, the “Agreement”).

All exhibits hereto are incorporated herein in their entirety. In the event there exists any inconsistency between the Agreement and this Pricing Letter, the latter shall be controlling notwithstanding anything contained in the Agreement to the contrary. All capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.

1. Assignment and Conveyance of Servicing Rights. Upon Countrywide’s payment of the Purchase Price in accordance with Article 3 of the Agreement, Seller shall sell, transfer, assign and convey to Countrywide, subject to the terms of this Pricing Letter and the Agreement, all of the right, title and interest of Seller in and to the Servicing Rights to the Mortgage Loans. Each Mortgage Loan shall be serviced by Countrywide pursuant to the terms of the Agreement.

2. Defined Terms. As used in the Agreement, the following defined terms shall have meanings set forth below.

(i)	Sale Date: [DATE].

(ii)	Cut-off Date: [DATE], or such date mutually agreed to by the parties.

(iii)	Cut-off Date Balance: $________________.

(iv)	Transfer Date: [DATE], or such mutually agreed to by the parties.

(v)	Purchase Price Percentage: ___________ basis points (____%).

(vi)	Purchase Price: $_______________.

(vii)	Purchase Proceeds: With respect to each Mortgage Loan, the sum of (a) the product of (i) the Cut-off Date Balance of such Mortgage Loan, and (ii)_the Purchase Price Percentage. The Purchase Price owing to Seller shall be paid by wire transfer to the account:

(viii)	Servicing Fee Rate: [__________ basis points (______%).]

3. Description of Mortgage Loans: Each Mortgage Loan complies with the specifications set forth below in all material respects.

[a. Mortgage Loan Type: Each Mortgage Loan is a Conventional Loan and a [Adjustable Rate] [Balloon] [Convertible] [Fixed Rate] Loan.

[b. For Adjustable Rate Mortgage Loans: Index: On each Interest Adjustment Date, the applicable index rate shall be a rate per annum equal to [the weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year, as published by the Board of Governors of the Federal Reserve System in Statistical Release No. H.15] [the average of interbank offered rates for six-month U.S. dollar denominated deposits in the London market (LIBOR), as published [in the Wall Street Journal] [by FNMA] [the 11th District Cost of Funds as made available by the Federal Home Loan Bank] [the weekly average yield on certificates of deposit adjusted to a constant maturity of six months as published by the Board of Governors of the Federal Reserve System in Statistical Release No. H.15 or a similar publication]. ]

c. Lien Position: Each Mortgage Loan is secured by a perfected [first] [second] lien Mortgage.

Kindly acknowledge your agreement to the terms of this Pricing Letter by signing in the appropriate space below and returning this Pricing Letter to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original.

IMPAC FUNDING CORPORATION

as Seller

COUNTRYWIDE HOME LOANS SERVICING LP

as Countrywide

By:

Name:

Title:

AMENDMENT REG AB

TO THE AMENDED AND RESTATED SERVICING RIGHTS PURCHASE AND SALE AGREEMENT

This is Amendment Reg AB (“Amendment Reg AB”), dated as of September 29, 2006, by and between Countrywide Home Loans Servicing LP (the “Company”), and IMPAC Funding Corporation (the “Owner”) to that certain Amended and Restated Servicing Rights Purchase and Sale Agreement dated as of March 1, 2002 by and between the Owner and the Company (as amended, modified or supplemented, the “Existing Agreement”).

W I T N E S S E T H

WHEREAS, the Owner and the Company have agreed, subject to the terms and conditions of this Amendment Reg AB that the Existing Agreement be amended to reflect agreed upon revisions to the terms of the Existing Agreement.

Accordingly, the Owner and the Company hereby agree, in consideration of the mutual premises and mutual obligations set forth herein, that the Existing Agreement is hereby amended as follows:

1. Capitalized terms used herein but not otherwise defined shall have the meanings set forth in the Existing Agreement. The Existing Agreement is hereby amended by adding the following definitions in their proper alphabetical order:

Commission: The United States Securities and Exchange Commission.

Company Information: As defined in Section 2(g)(i)(A)(1).

Depositor: The depositor, as such term is defined in Regulation AB, with respect to any Securitization Transaction.

Exchange Act: The Securities Exchange Act of 1934, as amended.

Master Servicer: With respect to any Securitization Transaction, the “master servicer,” if any, identified in the related transaction documents.

Reconstitution: Any Securitization Transaction or Whole Loan Transfer.

Reconstitution Agreement: An agreement or agreements entered into by the Company and the Owner and/or certain third parties in connection with a Reconstitution with respect to any or all of the Mortgage Loans serviced under the Agreement.

Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

Securities Act: The Securities Act of 1933, as amended.

Securitization Transaction: Any transaction subject to Regulation AB involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered, rated mortgage-backed securities or (2) an issuance of publicly offered, rated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans.

Servicer: As defined in Section 2(c)(iii).

Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.

Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as “servicing” is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer.

Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB; provided, however, that the term “Subservicer” shall not include any master servicer, or any special servicer engaged at the request of a Depositor, Owner or investor in a Securitization Transaction, nor any “back-up servicer” or trustee performing servicing functions on behalf of a Securitization Transaction.

Whole Loan Transfer: Any sale or transfer of some or all of the Mortgage Loans, other than a Securitization Transaction.

2. The Owner and the Company agree that the Existing Agreement is hereby amended by adding the following provisions:

(a) Intent of the Parties; Reasonableness.

The Owner and the Company acknowledge and agree that the purpose of Article 2 of this Amendment Reg AB is to facilitate compliance by the Owner and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. Neither the Owner nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, and agrees to comply with requests made by the Purchaser, or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Securitization Transaction, the Company shall cooperate fully with the Owner to deliver to the Owner (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary to permit the Owner or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, or the servicing of the Mortgage Loans necessary in order to effect such compliance. In the event of any conflict between this Amendment Reg AB and any other term or provision in the Existing Agreement, the provisions of this Amendment Reg AB shall control.

The Owner agrees that it will cooperate with the Company and provide sufficient and timely notice of any information requirements pertaining to a Securitization Transaction. The Owner will make all reasonable efforts to contain requests for information, reports or any other materials to items required for compliance with Regulation AB, and shall not request information which is not required for such compliance.

(b) Additional Representations and Warranties of the Company.

(i) The Company hereby represents to the Owner and to any Depositor, as of the date on which information is first provided to the Owner or any Depositor under Section 2(c) that, except as disclosed in writing to the Owner or such Depositor prior to such date: (i) the Company is not aware and has not received notice that any default, early amortization or other performance triggering event has occurred as to any other securitization due to any act or failure to act of the Company; (ii) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (iii) no material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Company as servicer has been disclosed or reported by the Company; (iv) no material changes to the Company’s policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreement for mortgage loans of a type similar to the Mortgage Loans have occurred during the three-year period immediately preceding the related Securitization Transaction; (v) there are no aspects of the Company’s financial condition that could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement; (vi) there are no material legal or governmental proceedings pending (or known to be contemplated) against the Company or any Subservicer; and (vii) there are no affiliations, relationships or transactions required to be disclosed under Item 1119 between the Company and any of the parties listed in Items 1119(a)(1)-(6) of Regulation AB which are identified in writing by the Owner or Depositor within ten days in advance of the Securitization Transaction.

(ii) If so requested by the Owner or any Depositor on any date following the date on which information is first provided to the Owner or any Depositor under Section 2(c), the Company shall, within ten Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (i) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.

In connection with any Securitization Transaction the Company shall (1) within ten Business Days following request by the Owner or any Depositor, provide to the Owner and such Depositor (or cause each Subservicer to provide), in writing reasonably required for compliance with Regulation AB, the information and materials specified in paragraphs (iii) and (vi) of this Section 2(c), and (2) as promptly as practicable following notice to or discovery by the Company, provide to the Owner and any Depositor (as required by Regulation AB) the information specified in paragraph (iv) of this Section.

(i) Reserved.

(ii) Reserved.

(iii) If reasonably requested by the Owner or any Depositor, the Company shall provide such information regarding the Company, as servicer of the Mortgage Loans, and each Subservicer (each of the Company and each Subservicer, for purposes of this paragraph, a “Servicer”), as is reasonably requested for the purpose of compliance with Item 1108 of Regulation AB. Such information shall include, at a minimum:

(A) the Servicer’s form of organization;

(B) a description of how long the Servicer has been servicing residential mortgage loans; a general discussion of the Servicer’s experience in servicing assets of any type as well as a more detailed discussion of the Servicer’s experience in, and procedures for, the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Servicer’s portfolio of residential mortgage loans of a type similar to the Mortgage Loans and information on factors related to the Servicer that may be material, in the reasonable determination of the Owner or any Depositor, to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including, without limitation:

(1) whether any prior securitizations of mortgage loans of a type similar to the Mortgage Loans involving the Servicer have defaulted or experienced an early amortization or other performance triggering event because of servicing during the three-year period immediately preceding the related Securitization Transaction;

(2) the extent of outsourcing the Servicer utilizes;

(3) whether there has been previous disclosure of material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Servicer as a servicer during the three-year period immediately preceding the related Securitization Transaction;

(4) whether the Servicer has been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; and

(5) such other information as the Owner or any Depositor may reasonably request for the purpose of compliance with Item 1108(b)(2) of Regulation AB;

(C) a description of any material changes during the three-year period immediately preceding the related Securitization Transaction to the Servicer’s policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of a type similar to the Mortgage Loans;

(D) information regarding the Servicer’s financial condition, to the extent that there is a material risk that an adverse financial event or circumstance involving the Servicer could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement;

(E) information regarding advances made by the Servicer on the Mortgage Loans and the Servicer’s overall servicing portfolio of residential mortgage loans for the three-year period immediately preceding the related Securitization Transaction, which may be limited to a statement by an authorized officer of the Servicer to the effect that the Servicer has made all advances required to be made on residential mortgage loans serviced by it during such period, or, if such statement would not be accurate, information regarding the percentage and type of advances not made as required, and the reasons for such failure to advance;

(F) a description of the Servicer’s processes and procedures designed to address any special or unique factors involved in servicing loans of a similar type as the Mortgage Loans;

(G) a description of the Servicer’s processes for handling delinquencies, losses, bankruptcies and recoveries, such as through liquidation of mortgaged properties, sale of defaulted mortgage loans or workouts; and

(H) information as to how the Servicer defines or determines delinquencies and charge-offs, including the effect of any grace period, re-aging, restructuring, partial payments considered current or other practices with respect to delinquency and loss experience.

(I) a brief description of any material legal or governmental proceedings pending (or known to be contemplated) by a governmental authority against the Servicer;

(J) a description of any affiliation or relationship between the Servicer and any of the following parties to a Securitization Transaction, as such parties are identified to the Servicer by the Purchaser or any Depositor in writing within ten days of such Securitization Transaction:

(1)

any servicer;

(2)

any trustee;

(3)

any originator;

(4)

any significant obligor;

(5)

any enhancement or support provider; and

(6)

any other material transaction party.

(iv) For the purpose of satisfying its reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer to) (a) provide prompt notice to the Owner, any Master Servicer and any Depositor in writing of (1) any merger, consolidation or sale of substantially all of the assets of the Company, (2) the Company’s entry into an agreement with a Subservicer to perform or assist in the performance of any of the Company’s obligations under the Agreement or any Reconstitution Agreement that qualifies as an “entry into a material definitive agreement” under Item 1.01 of the form 8-K, (3) any Event of Default under the terms of the Agreement or any Reconstitution Agreement to the extent not known by such Owner, Master Servicer or Depositor, and (4) any material litigation or governmental proceedings involving the Company or any Subservicer.

(v) As a condition to the succession to the Company or any Subservicer as servicer or subservicer under this Agreement or any applicable Reconstitution Agreement related thereto by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Owner, the Master Servicer and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Owner and any Depositor of such succession or appointment and (y) in writing, all information reasonably requested by the Owner or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.

(vi) The Company shall provide to the Owner and any Depositor a description of any affiliation or relationship required to be disclosed under Item 1119 between the Company and any of the parties listed in Items 1119 (a)(1)-(6) of Regulation AB that develops following the closing date of a Securitization Transaction (other than an affiliation or relationship that the Owner, the Depositor or the issuing entity is required to disclose under Item 1119 of Regulation AB) no later than 15 calendar days prior to the date the Depositor is required to file its Form 10-K disclosing such affiliation or relationship. For purposes of the foregoing, the Company (1) shall be entitled to assume that the parties to the Securitization Transaction with whom affiliations or relations must be disclosed are the same as on the closing date if it provides a written request (which may be by e-mail) to the Depositor or Master Servicer, as applicable, requesting such confirmation and either obtains such confirmation or receives no response within three (3) Business Days, (2) shall not be obligated to disclose any affiliations or relationships that may develop after the closing date for the Securitization Transaction with any parties not identified to the Company in writing within ten days in advance of the Securitization Transaction, and (3) shall be entitled to rely upon any written identification of parties provided by the Depositor, the Owner or any master servicer.

(vii) Not later than ten days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Securitization Transaction that includes any of the Mortgage Loans serviced by the Company or any Subservicer, the Company or such Subservicer, as applicable, shall, to the extent the Company or such Subservicer has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any material modifications, extensions or waivers of Mortgage Loan terms, fees, penalties or payments during the distribution period, along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D.

(d) Servicer Compliance Statement.

On or before March 5 of each calendar year, commencing in 2007, the Company shall deliver to the Owner, the Master Servicer and any Depositor a statement of compliance addressed to the Owner and such Depositor and signed by an authorized officer of the Company, to the effect that (i) a review of the Company’s servicing activities during the immediately preceding calendar year (or applicable portion thereof) and of its performance under the servicing provisions of this Agreement and any applicable Reconstitution Agreement during such period has been made under such officer’s supervision, and (ii) to the best of such officers’ knowledge, based on such review, the Company has fulfilled all of its servicing obligations under this Agreement and any applicable Reconstitution Agreement in all material respects throughout such calendar year (or applicable portion thereof) or, if there has been a failure to fulfill any such obligation in any material respect, specifically identifying each such failure known to such officer and the nature and the status thereof.

(e) Report on Assessment of Compliance and Attestation.

(i) On or before March 5 of each calendar year, commencing in 2007, the Company shall:

(A) deliver to the Owner, the Master Servicer and any Depositor a report regarding the Company’s assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Owner and such Depositor and signed by an authorized officer of the Company, and shall address each of the applicable Servicing Criteria specified on Exhibit A hereto (wherein “Investor” shall mean the Master Servicer);

(B) deliver to the Owner, the Master Servicer and any Depositor a report of a registered public accounting firm that attests to, and reports on, the assessment of compliance made by the Company and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act;

(C) if required by Regulation AB, cause each Subservicer and each Subcontractor determined by the Company pursuant to Section 2(f)(ii) to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Owner, the Master Servicer and any Depositor an assessment of compliance and accountants’ attestation as and when provided in paragraphs (i) and (ii) of this Section 2(e); and

(D) if requested by the Owner or any Depositor, no later that February 1 of the calendar year in which such certification is to be delivered deliver to the Owner, the Master Servicer, Depositor or any other Person that will be responsible for signing the certification (a “Sarbanes Certification”) required by Rules 13a-14(d) and 15d-14(d) under the Exchange Act (pursuant to Section 302 of the Sarbanes-Oxley Act of 2002) on behalf of an asset-backed issuer with respect to a Securitization Transaction, a certification in the form attached hereto as Exhibit B; provided that such certification delivered by the Company may not be filed as an exhibit to, or included in, any filing with the Commission.

The Company acknowledges that the party identified in clause (i)(D) above may rely on the certification provided by the Company pursuant to such clause in signing a Sarbanes Certification and filing such with the Commission.

(ii) Each assessment of compliance provided by a Subservicer pursuant to Section 2(e)(i)(A) shall address each of the applicable Servicing Criteria specified on Exhibit A hereto delivered to the Owner concurrently with the execution of this Agreement or, in the case of a Subservicer subsequently appointed as such, on or prior to the date of such appointment. An assessment of compliance provided by a Subcontractor pursuant to Section 2(e)(i)(C) need not address any elements of the Servicing Criteria other than those specified by the Company pursuant to Section 2(f) of this Amendment Reg AB.

(f) Use of Subservicers and Subcontractors.

The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement unless the Company complies with the provisions of paragraph (i) of this Subsection (f). The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement unless the Company complies with the provisions of paragraph (ii) of this Subsection (f).

(i) It shall not be necessary for the Company to seek the consent of the Owner, the Master Servicer or any Depositor to the utilization of any Subservicer. If required by Regulation AB, after reasonable notice from the Owner of the parties involved in the Owner’s Securitization Transaction, the Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of this Section and with Sections 2(b), 2(c)(iii), 2(c)(v), 2(d), and 2(e) of this Agreement, and to provide the information required with respect to such Subservicer under Section 2(c)(iv) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Owner and any Depositor any servicer compliance statement required to be delivered by such Subservicer under Section 2(d), any assessment of compliance and attestation required to be delivered by such Subservicer under Section 2(e) and any certification required to be delivered to the Person that will be responsible for signing the Sarbanes Certification under Section 2(e) as and when required to be delivered.

(ii) It shall not be necessary for the Company to seek the consent of the Owner or any Depositor to the utilization of any Subcontractor. If required by Regulation AB, after reasonable notice from the Owner of the parties involved in the Owner’s Securitization Transaction, the Company shall promptly upon request provide to the Owner and any Depositor (or any designee of the Depositor, such as a master servicer or administrator) a written description of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (A) the identity of each such Subcontractor, (B) which (if any) of such Subcontractors are “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, and (C) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (B) of this paragraph.

As a condition to the utilization of any Subcontractor determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of Section 2(e) of this Agreement. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Owner, the Master Servicer and any Depositor any assessment of compliance and attestation and certificate required to be delivered by such Subcontractor under Section 2(e), in each case as and when required to be delivered.

(g) Indemnification; Remedies.

(i) The Company shall indemnify the Owner and each of the following parties participating in a Securitization Transaction: each sponsor and issuing entity; each Person responsible for the execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction; each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers and employees of each of the foregoing and of the Depositor, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:

(A)(1) any untrue statement of a material fact contained or alleged to be contained in any written information, written report, certification or other material provided under this Amendment Reg AB by or on behalf of the Company, or provided under this Amendment Reg AB by or on behalf of any Subservicer or Subcontractor (collectively, the “Company Information”), or (2) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (2) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information;

(B) any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification, accountants’ letter or other material when and as required under this Amendment Reg AB, including any failure by the Company to identify pursuant to Section 2(f)(ii) any Participating Entity; or

(C) any breach by the Company of a representation or warranty set forth in Section 2(b)(i) or in a writing furnished pursuant to Section 2(b)(ii) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 2(b)(ii) to the extent made as of a date subsequent to such closing date.In the case of any failure of performance described in clause (i)(B) of this Section, the Company shall promptly reimburse the Owner, any Depositor, as applicable, and each Person responsible for the execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Company, any Subservicer or any Subcontractor.

(ii) (A) Any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification, accountant’s letter or other material when and as required under this Amendment Reg AB, which continues unremedied for three Business Days after receipt by the Company and the applicable Subservicer or Subcontractor, of written notice of such failure from the Owner or Depositor shall, except as provided in clause (B) of this paragraph, constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Owner or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement related thereto without payment (notwithstanding anything in this Agreement or any applicable Reconstitution Agreement related thereto to the contrary) of any compensation to the Company (and if the Company is servicing any of the Mortgage Loans in a Securitization Transaction, appoint a successor servicer reasonably acceptable to any Master Servicer for such Securitization Transaction); provided, however it is understood that the Company shall remain entitled to receive reimbursement for all unreimbursed Monthly Advances and Servicing Advances made by the Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding anything to the contrary set forth herein, to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect.

(B) Any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification or accountant’s letter required under Regulation AB when and as required under Section 2(d) or 2(e), including any failure by the Company to identify a pursuant to Subsection 2(f) of this Agreement any Subcontractor “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, which continues unremedied for nine calendar days after receipt by the Company of written notice of such failure from the Owner or Depositor shall constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Owner or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement without payment (notwithstanding anything in this Agreement to the contrary) of any compensation to the Company; provided, however it is understood that the Company shall remain entitled to receive reimbursement for all unreimbursed Monthly Advances and Servicing Advances made by the Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding anything to the contrary set forth herein, to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect.

(C) The Company shall promptly reimburse the Owner (or any affected designee of the Owner, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Owner (or such designee) or such Depositor as such are incurred, in connection with the termination of the Company as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer. The provisions of this paragraph shall not limit whatever rights the Company, the Owner or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief.

(iii) The Owner agrees to indemnify and hold harmless the Company, any Subservicer and any Participating Entity, each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act), and the respective present and former directors, officers and employees of each of the foregoing from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon any untrue statement or alleged untrue statement of any material fact contained in any filing with the Commission or the omission or alleged omission to state in any filing with the Commission a material fact required to be stated or necessary to be stated in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, in each case to the extent, but only to the extent, that such untrue statement, alleged untrue statement, omission, or alleged omission relates to any filing with the Commission other than the Company Information.

(iv) If the indemnification provided for herein is unavailable or insufficient to hold harmless the indemnified party, then the indemnifying party agrees that it shall contribute to the amount paid or payable by such indemnified party as a result of any claims, losses, damages or liabilities uncured by such indemnified party in such proportion as is appropriate to reflect the relative fault of such indemnified party on the one hand and the indemnifying party on the other.

(v) The indemnifications provided for in Section 2(g) shall survive the termination of this Amendment Reg AB or the termination of any party to this Amendment Reg AB.

(vi) The Master Servicer shall be considered a third-party beneficiary of 2(d), 2(e) and 2(g) of this Amendment Reg AB (with regard to Section 2(g), solely with respect to noncompliance under 2(d) and 2(e) of this Amendment Reg AB), entitled to all the rights and benefits hereof as if it were a direct party to this Amendment Reg AB.

3. Notwithstanding any other provision of this Amendment Reg AB, the Company shall seek the consent of the Owner for the utilization of all Subservicers and Subcontractors, when required by and in accordance with the terms of the Existing Agreement.

4. The Existing Agreement is hereby amended by adding the Exhibit attached hereto as Exhibit A to the end thereto. References in this Amendment Reg AB to “this Agreement” or words of similar import (including indirect references to the Agreement) shall be deemed to be references to the Existing Agreement as amended by this Amendment Reg AB. Except as expressly amended and modified by this Amendment Reg AB, the Agreement shall continue to be, and shall remain, in full force and effect in accordance with its terms. In the event of a conflict between this Amendment Reg AB and any other document or agreement, including without limitation the Existing Agreement, this Amendment Reg AB shall control.

5. This Amendment Reg AB may be executed in one or more counterparts and by different parties hereto on separate counterparts, each of which, when so executed, shall constitute one and the same agreement. This Amendment Reg AB will become effective as of the date first mentioned above. This Amendment Reg AB shall bind and inure to the benefit of and be enforceable by the Company and the Owner and the respective permitted successors and assigns of the Company and the successors and assigns of the Owner.

[Signature Page Follows]

IN WITNESS WHEREOF, the parties have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.

IMPAC FUNDING CORPORATION

Owner

By:

/s/ Jim Malloy

Name:

Jim Malloy

Title:

Senior Vice President

COUNTRYWIDE HOME LOANS SERVICING LP

By:

/s/ Adam Gadsby

Name:

Adam Gadsby

Title:

Assistant Vice President

EXHIBIT A

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by [the Company] [Name of Subservicer] shall address, at a minimum, the applicable criteria identified below as “Applicable Servicing Criteria”:

*Servicing Criteria*		*Applicable Servicing Criteria*
Reference	Criteria
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.	X
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.	X
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.	X
	Cash Collection and Administration
1122(d)(2)(i)	Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.	X
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.	X
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.	X
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.	X
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.	X
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.	X

A-1

*Servicing Criteria*		*Applicable Servicing Criteria*
Reference	Criteria
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.	X
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.	X
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.	X
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.	X
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.	X
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents.	X
1122(d)(4)(ii)	Mortgage loan and related documents are safeguarded as required by the transaction agreements	X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.	X
1122(d)(4)(iv)	Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents.	X
1122(d)(4)(v)	The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.	X

A-2

*Servicing Criteria*		*Applicable Servicing Criteria*
Reference	Criteria
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.	X
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.	X
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).	X
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.	X
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.	X
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.	X

A-3

1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.	X
1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.

[NAME OF COMPANY] [NAME OF SUBSERVICER]

Date:

By:

/s/

Name:

Title:

A-4

EXHIBIT B

FORM OF ANNUAL CERTIFICATION

Re:

The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]

I, ________________________________, the _______________________ of Countrywide Home Loans, Inc., certify to [the Owner], [the Depositor], [Master Servicer], [Securities Administrator] or [Trustee], and its officers, with the knowledge and intent that they will rely upon this certification, that:

(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] or [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);

(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] or [Trustee];

[Intentionally Left Blank]

B-1

(5) The Compliance Statement required to be delivered by the Company pursuant to this Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by each Subservicer and Participating Entity pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.

							Date:


							By:	/s/
							Name:
							Title:

B-2

EXHIBIT R

FORM OF GMAC SERVICING AGREEMENT

R-1

MORTGAGE LOAN PURCHASE AND INTERIM SERVICING AGREEMENT

This is a MORTGAGE LOAN PURCHASE AND INTERIM SERVICING AGREEMENT (the “Agreement”), dated as of June 29, 2006, among GMAC Mortgage Corporation having an office at 100 Witmer Road, Horsham, PA, 19044 (the “Purchaser”) and Impac Funding Corporation, having an office at 1401 Dove Street, Newport Beach, California 92660 (“IFC” and the “Seller”).

WITNESSETH

WHEREAS, the Seller desires to sell to the Purchaser on the Closing Date, and the Purchaser desires to purchase from the Seller, certain conventional adjustable-rate first lien residential mortgage loans (the “Mortgage Loans”) as described herein on a servicing released basis, and which shall be delivered as whole loans;

WHEREAS, IFC is the owner of the Servicing Rights with respect to the Mortgage Loans and desires to sell to the Purchaser on the Closing Date, the Servicing Rights with respect to the Mortgage Loans;

WHEREAS, each Mortgage Loan is secured by a mortgage, deed of trust or other security instrument creating a first lien on a residential dwelling located in the jurisdiction indicated on the Mortgage Loan Schedule;

WHEREAS, the parties intend that, on the Securitization Date, the Seller shall repurchase the beneficial ownership of the Mortgage Loans from the Purchaser, and the Seller shall subsequently securitize the Mortgage Loans with the Purchaser servicing the Mortgage Loans for the Seller, as master servicer thereunder;

WHEREAS, the Purchaser and the Seller wish to prescribe the manner of the conveyance, reconveyance, interim servicing and control of the Mortgage Loans.

NOW, THEREFORE, in consideration of the premises and mutual agreements set forth herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Purchaser and the Seller agree as follows:

SECTION 1. Definitions: For purposes of this Agreement the following capitalized terms shall have the respective meanings set forth below.

Accepted Servicing Practices: With respect to any Mortgage Loan, those mortgage servicing practices (including collection procedures) of prudent mortgage banking institutions which service mortgage loans of the same type as the Mortgage Loans in the jurisdiction where the related Mortgaged Property is located, and which are in accordance with the servicing provisions of the Impac Guide.

Agreement: This Mortgage Loan Purchase and Interim Servicing Agreement including all exhibits, schedules, amendments and supplements hereto.

R-2

Appraised Value: With respect to any Mortgaged Property, the lesser of (i) the value thereof as determined by an appraisal made for the originator of the Mortgage Loan at the time of origination of the Mortgage Loan by a Qualified Appraiser, and (ii) the purchase price paid for the related Mortgaged Property by the Mortgagor with the proceeds of the Mortgage Loan, provided, however, in the case of a Refinanced Mortgage Loan, such value of the Mortgaged Property is based solely upon the value determined by an appraisal made for the originator of such Refinanced Mortgage Loan at the time of origination of such Refinanced Mortgage Loan by a Qualified Appraiser.

Assignment of Mortgage: An individual assignment of Mortgage, notice of transfer or equivalent instrument in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to give record notice of the sale of the Mortgage to the Purchaser. None of the assignments of Mortgage will be “blanket” assignments of Mortgage.

Business Day: Any day other than a Saturday or Sunday, or a day on which banking and savings and loan institutions in the States of New York, California or Pennsylvania are authorized or obligated by law or executive order to be closed.

Cash-Out Refinancing: A Refinanced Mortgage Loan, the proceeds of which were more than the greater of (a) $ 1,000, or (b) 1% in excess of the principal balance of an existing first mortgage on the related Mortgaged Property, the principal balance of any existing subordinate mortgages on the related Mortgaged Property and related closing costs, and were used to satisfy such existing first mortgage, or any such subordinate mortgages, to pay related closing costs and to provide to the Mortgagor more than $1,000 or the amount calculated in (b) above, as applicable, in addition thereto.

Closing Date: June 29, 2006, or such other date as maybe agreed upon by the Seller and the Purchaser.

Closing Documents: The documents required pursuant to Section 9.

Condemnation Proceeds: All awards, compensation and settlements in respect of a taking of all or part of a Mortgaged Property by exercise of the power of condemnation or the right of eminent domain.

Confirmation: The Trade Confirmation Letter dated as of June 29, 2006, between the Purchaser and the Seller which relates to the Mortgage Loans.

Current Appraised Value: With respect to any Mortgaged Property, the value thereof as determined by an appraisal made for the Seller (by a Qualified Appraiser) at the request of a Mortgagor for the purpose of canceling a Primary Insurance Policy in accordance with federal, state and local laws and regulations.

Current LTV: The ratio of the unpaid scheduled principal balance of a Mortgage Loan as of the Cut-off Date to the Current Appraised Value of the Mortgaged Property.

Cut-off Date: June 1, 2006.

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Due Date: The day on which the Monthly Payment is due on a Mortgage Loan, exclusive of any days of grace which day is the first day of the month.

Escrow Payments: The amounts constituting ground rents, taxes, assessments, water charges, sewer rents, fire and hazard insurance premiums and other payments as may be required to be escrowed by the Mortgagor with the Mortgagee pursuant to the terms of any Mortgage Note or Mortgage.

Event of Default: Any one of the events enumerated in Subsection 13.01.

Fannie Mae: Fannie Mae or any successor thereto.

Fannie Mae Guide(s): The Fannie Mae Seller’s Guide and the Fannie Mae Servicers’ Guide and all amendments or additions thereto.

Freddie Mac: Freddie Mac, formerly known as the Federal Home Loan Mortgage Corporation or any successor thereto.

Freddie Mac Guide: The Freddie Mac Single Family Seller/Servicer Guide and all amendments or additions thereto.

FIRREA: The Financial Institutions Reform, Recovery, and Enforcement act of 1989, as amended and in effect from time to time.

GAAP: Generally accepted accounting principles, consistently applied.

Impac Guide: The servicing guide of the Seller used in connection with servicing mortgage loans of similar type as the Mortgage Loans, as the same may be amended, restated or supplemented from time to time.

Insurance Proceeds: With respect to each Mortgage Loan, proceeds of any insurance policy insuring the Mortgage Loan or the related Mortgaged Property.

Interest Paid to Date: With respect to a Mortgage Loan, the last date to which interest has been paid on such Mortgage Loan, as shown on the books and records of the Seller as of the Cut-off Date.

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Interim Servicing Fee: With respect to each Mortgage Loan during the Interim Servicing Period, the amount of the servicing fee the Purchaser shall pay to the Seller, which shall, for each month, be equal to $7.00 per Mortgage Loan per month, plus any ancillary servicing compensation (including without limitation any late fees, assumption fees, penalties or similar payments with respect to the Mortgage Loan, and income on escrow accounts or other receipts on or with respect to the Mortgage Loan, but excluding any charges or premiums due in connection with a full or partial prepayment of such Mortgage Loan). Such fee shall be payable monthly. If the Interim Servicing Period includes any partial calendar month, the Interim Servicing Fee for such month shall be pro rated at a per diem rate based upon a 30-day month.

Interim Servicing Period: With respect to any Mortgage Loan, the period during which the Seller shall service the Mortgage Loans in accordance with the provisions of this Agreement, commencing on the Closing Date and ending on the Servicing Transfer Date.

Liquidation Proceeds: Amounts, other than Insurance Proceeds and Condemnation Proceeds, received in connection with the liquidation of a defaulted Mortgage Loan through trustee’s sale, foreclosure sale or otherwise, other than amounts received following the acquisition of REO Property.

Loan-to-Value Ratio or LTV: With respect to any Mortgage Loan as of origination, the ratio on such date of the outstanding principal amount of the Mortgage Loan to the lesser of the Appraised Value of the Mortgaged Property as of the Origination Date or the purchase price of the Mortgaged Property.

Monthly Payment: With respect to any Mortgage Loan, the scheduled combined payment of principal and interest payable by a Mortgagor under the related Mortgage Note on each Due Date.

Mortgage: The mortgage, deed of trust or other instrument securing a Mortgage Note which creates a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note.

Mortgagee: The mortgagee or beneficiary named in the Mortgage and the successors and assigns of such mortgagee or beneficiary.

Mortgage File: The items pertaining to a particular Mortgage Loan referred to in Exhibit 2 annexed hereto, and any additional documents required to be added to the Mortgage File pursuant to this Agreement.

Mortgage Interest Rate: With respect to each Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note.

Mortgage Loan: Each mortgage loan sold, assigned and transferred to the Purchaser pursuant to this Agreement and identified on the Mortgage Loan Schedule, which Mortgage Loan includes without limitation the Mortgage File, the Servicing File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, REO Disposition proceeds, and all other rights, benefits, proceeds and obligations arising from or in connection with such mortgage loan.

Mortgage Loan Documents: The documents listed in Subsection 6.03 pertaining to any Mortgage Loan.

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Mortgage Loan Schedule: The schedule of Mortgage Loans annexed hereto as Exhibit 1 (which shall also be provided in an electronic format acceptable to Purchaser), such schedule setting forth the following information with respect to each Mortgage Loan: (1) the Mortgage Loan identifying number; (2) the Mortgagor’s first and last name; (3) the street address of the Mortgaged Property including the city, state and zip code; (4) a code indicating whether the Mortgaged Property is owner-occupied, a second home or investor property; (5) the type of Residential Dwelling constituting the Mortgaged Property; (6) a code indicating the purpose of the loan (i.e., purchase financing, Rate/Term Refinancing, Cash-Out Refinancing); (7) the original principal amount of the Mortgage Loan; (8) the Mortgage Interest Rate at origination; (9) the date on which the first Monthly Payment was due on the Mortgage Loan; (10) the stated maturity date; (11) the amount of the Monthly Payment as of the Cut-off Date; (12) the original months to maturity; (13) the last Due Date on which a Monthly Payment was actually applied to the unpaid principal balance; (14) the Mortgage Interest Rate in effect immediately following the Cut-off Date; (15) the scheduled principal balance of the Mortgage Loan as of the Cut-off Date; (16) a code indicating whether or not each Mortgage Loan has a prepayment penalty and if so, the amount and duration of such penalty (17) the sales price of the Mortgaged Property, if applicable, the Appraised Value and the Loan-to-Value Ratio at origination; (18) the Current Appraised Value and Current LTV, if applicable; (19) a code indicating the documentation style; and (20) a code indicating whether or not the Mortgage Loan is the subject of Primary Insurance Policy and the name of the related carrier if LPMI-amount of coupon deduction. With respect to the Mortgage Loans in the aggregate, the Mortgage Loan Schedule shall set forth the following information, as of the Cut-off Date: (1) the number of Mortgage Loans; (2) the current principal balance of the Mortgage Loans; (3) the weighted average Mortgage Interest Rate of the Mortgage Loans; and (4) the weighted average maturity of the Mortgage Loans.

Seller’s Officer’s Certificate: A certificate signed by the Chairman of the Board, President, any Vice President or Treasurer of the Seller stating the date by which the Seller expects to receive any missing documents sent for recording from the applicable recording office.

Mortgage Note: The note or other evidence of the Mortgage Loan indebtedness of a Mortgagor.

Mortgaged Property: The underlying real property and improvements thereon securing repayment of a Mortgage Note, consisting of a single parcel of real estate considered to be real estate under the laws of the state in which such real property is located which may include condominium units and planned unit developments.

Mortgagor: The obligor on a Mortgage Note, the owner of the Mortgaged Property and the grantor or mortgagor named in the related Mortgage and such grantor’s or mortgagor’s successor(s) in title to the Mortgaged Property.

Officer’s Certificate: A certificate signed by the Chairman of the Board or the Vice Chairman of the Board or a President or a Vice President and by the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Person on behalf of whom such certificate is being delivered.

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Opinion of Counsel: A written opinion of counsel, who maybe salaried counsel for the Person on behalf of whom the opinion is being given, reasonably acceptable to each Person to whom such opinion is addressed.

Origination Date: The date on which a Mortgage Loan funded.

Person: An individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government or any agency or political subdivision thereof.

Prepayment Interest Excess: With respect to any distribution date, for each Mortgage Loan that was the subject of a Principal Prepayment during the portion of the Prepayment Period from the related Due Date to the end of such Prepayment Period, any payment of interest received in connection therewith (net of any applicable servicing fee) representing interest accrued for any portion of such month of receipt.

Prepayment Period: As to any distribution date, the period beginning with the opening of business on the sixteenth day of the calendar month preceding the month in which such distribution date occurs (or, with respect to the first distribution date, the period from June 1, 2006) and ending on the close of business on the fifteenth day of the month in which such distribution date occurs.

Primary Insurance Policy: Each primary policy of mortgage insurance other than the Radian PMI Pool Policy but including the Radian Lender-Paid PMI Policies, represented to be in effect pursuant to Section 7.02.

Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan, full or partial, which is received in advance of its scheduled Due Date, which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.

Purchase Price: The price paid by the Purchaser in exchange for the Mortgage Loans purchased on the Closing Date, calculated as provided in Section 4.

Purchase Price Percentage: That certain purchase price percentage specified in the Confirmation with respect to the Mortgage Loans, as adjusted as provided for therein.

Purchaser: GMAC Mortgage Corporation, its successors in interest and assigns.

Qualified Appraiser: An appraiser, duly appointed by the Seller, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and such appraiser and the appraisal made by such appraiser both satisfy the requirements of Title XI of FIRREA and the regulations promulgated thereunder and the requirements of Fannie Mae or Freddie Mae.

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Qualified Insurer: An insurance company duly qualified as such under the laws of the states in which the Mortgaged Properties are located, duly authorized and licensed in such states to transact the applicable insurance business and to write the insurance provided, approved as an insurer by the Seller.

Radian: Radian Guaranty, Inc. (f/k/a Commonwealth Mortgage Assurance Company), or its successors or assigns.

Radian Lender-Paid PMI Policy: A Primary Insurance Policy issued by Radian in accordance with a March 29, 2002 letter between the Seller and Radian.

Rate/Term Refinancing: A Refinanced Mortgage Loan, the proceeds of which were not more than the greater of (a) $ 1,000, or (b) 1% in excess of the principal balance of an existing first mortgage on the related Mortgaged Property, the principal balance of any existing subordinate mortgages on the related Mortgaged Property and related closing costs, and were used to satisfy such existing first mortgage, or any such subordinate mortgages, to pay related closing costs and to provide to the Mortgagor not more than $1,000 or the amount calculated in (b) above, as applicable, in addition thereto.

Refinanced Mortgage Loan: A Mortgage Loan the proceeds of which were not used to purchase the related Mortgaged Property.

REO Disposition: The final sale by the Seller of any REO Property.

REO Property: A Mortgaged Property acquired as a result of the liquidation of a Mortgage Loan.

Repurchase Price: With respect to any Mortgage Loan, a price equal to the sum of (i) 100% of the Stated Principal Balance of such Mortgage Loan on the repurchase date, (ii) plus unpaid accrued interest at the Mortgage Rate on the outstanding principal balance thereof from the Due Date through which interest has been last paid by or on behalf of the Mortgagor through the first day of the month following the month of purchase plus (iii) the amount of unreimbursed Advances or unreimbursed Servicing Advances made with respect to such Mortgage Loan plus (iv) any other amounts owed to the Master Servicer or any Subservicer pursuant to Section 3.11 of the Servicing Agreement and not included in clause (iii) of this definition plus (v) any costs damages incurred by the Trust in connection with any violation by such Mortgage Loan by any predatory-lending law.

Residential Dwelling: Any one of the following: (i) a detached single family dwelling, (ii) a two-to-four family dwelling, (iii) a unit in a condominium project, or (iv) a detached single family dwelling in a planned unit development. Mortgaged Properties that consist of the following property types are not eligible for sale to the Purchaser: (a) co-operative units, (b) log homes, (c) earthen homes, (d) underground homes, (e) mobile homes, (f) homes which are situated on more than ten acres of property and (g) homes which are secured by a leasehold estate.

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Securitization Date: June 29, 2006, or such other date as may be agreed upon by the Seller and the Purchaser.

Servicing Agreement: The Pooling and Servicing Agreement, dated June 1, 2006, among IFC, as master servicer, Impac Secured Assets Corp., as depositor and Deutsche Bank National Trust Company, as trustee.

Servicing File: With respect to each Mortgage Loan, the file retained by IFC or its agent (prior to the Servicing Transfer Date) consisting of copies of all collateral documents relating to the servicing of such Mortgage Loan not contained in the Mortgage File.

Servicing Rights: With respect to each Mortgage Loan, any and all of the following: (a) all rights to service the Mortgage Loan; (b) all rights to receive servicing fees, additional servicing compensation (including without limitation any late fees, assumption fees, penalties or similar payments with respect to the Mortgage Loan, Prepayment Interest Excess and income on escrow accounts or other receipts on or with respect to the Mortgage Loan, but excluding any charges or premiums due in connection with a full or partial prepayment of such Mortgage Loan), reimbursements or indemnification for servicing the Mortgage Loan, and any payments received in respect of the foregoing and proceeds thereof; (c) the right to collect, hold and disburse escrow payments or other similar payments with respect to the Mortgage Loans and any amounts actually collected with respect thereto and to receive interest income on such amounts to the extent permitted by applicable law; (d) all accounts and other rights to payment related to any of the property described in this paragraph; (e) possession and use of any and all Servicing Files pertaining to the Mortgage Loans or pertaining to the past, present or prospective servicing of the Mortgage Loans; (f) all rights and benefits relating to the direct solicitation of the related Mortgagors for refinance or modification of the Mortgage Loans and attendant right, title and interest in and to the list of such Mortgagors and data relating to their respective Mortgage Loans; (g) all rights, powers and privileges incident to any of the foregoing; and (h) all agreements or documents creating, defining or evidencing any of the foregoing rights to the extent they relate to such rights and all rights of the Seller thereunder.

Servicing Rights Owner: The beneficial owner of the Servicing Rights, which shall initially be the Purchaser, and thereafter shall be the party to whom the servicing of any Mortgage Loan is sold, transferred or retained.

Servicing Rights Repurchase Price: With respect to the Servicing Rights of any Mortgage Loan, an amount equal (A) with respect to any repurchase occurring prior to the five-year anniversary of the Closing Date, [________]% of the scheduled principal balance of such Mortgage Loan as of the date of repurchase, and (B) thereafter, the product of (i) [________]% of the scheduled principal balance of such Mortgage Loan as of the date of repurchase, times (ii) a fraction, not less than zero, the numerator of which is 60 minus the number of full months which have elapsed following the five-year anniversary of the Closing Date and the denominator of which is 60.

Seller: Impac Funding Corporation, its successors in interest and assigns, as permitted by this Agreement.

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Servicing Transfer Date: The close of business on [_____], 2006, or on any date following [_____], 2006 as mutually agreed upon by the Seller and Purchaser in writing; provided however, if a Mortgage Loan is 60 or more days delinquent or subject to a foreclosure proceeding, then with respect to such Mortgage Loan the Servicing Transfer Date shall be the close of business on the next Business Day if so requested by the Purchaser.

SECTION 2. Agreement to Purchase. The Seller agrees to sell, and the Purchaser agrees to purchase, Mortgage Loans, including the Servicing Rights thereto, having an aggregate scheduled principal balance on the Cut-off Date in an amount equal to $[________] or in such other amount as agreed by the Purchaser and the Seller as evidenced by the actual aggregate scheduled principal balance of the Mortgage Loans accepted by the Purchaser on the Closing Date.

SECTION 3. Mortgage Loan Schedule. The Seller shall deliver the Mortgage Loan Schedule to the Purchaser prior to the Closing Date.

SECTION 4. Purchase Price. The Purchase Price for the Mortgage Loans listed on the Mortgage Loan Schedule, including the Servicing Rights thereto, shall be the Purchase Price Percentage multiplied by the unpaid scheduled principal balance of the Mortgage Loans as of the Cut-off Date.

In addition to the Purchase Price as described above, the Purchaser shall pay to the Seller, on the Closing Date, accrued interest on each Mortgage Loan at the Mortgage Interest Rate from Cut-off Date through the day prior to the Closing Date.

With respect to each Mortgage Loan purchased, the Purchaser shall own and be entitled to receive: all payments and/or recoveries of principal collected on or after the Cut-off Date, all payments of interest on the Mortgage Loans and other ancillary income related to each Mortgage Loan (except with respect to the ancillary servicing compensation owed to IFC during the Interim Servicing Period as part of the Interim Servicing Fee).

SECTION 5. Examination of Mortgage Files. With regard to the examination of the Mortgage Loans and Mortgage Files prior to the Closing Date, Purchaser and the Seller shall have such rights as are set forth in the Confirmation. If Purchaser declines, in accordance with its rights under the Confirmation, to purchase a Mortgage Loan, such Mortgage Loan shall be deleted from the Mortgage Loan Schedule. The Purchaser may, at its option and without notice to the Seller, purchase all or a portion of the Mortgage Loans without conducting any partial or complete examination. The fact that the Purchaser has conducted or has determined not to conduct any partial or complete examination of the Mortgage Files shall not affect the Purchaser’s (or any of its successors’) rights to demand repurchase or any other relief or remedy provided for in this Agreement.

SECTION 6. Conveyance from Seller to Purchaser.

Subsection 6.01. Conveyance of Mortgage Loans, Possession of Servicing Files.

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The Seller, simultaneously with the payment of the Purchase Price, does hereby sell, transfer, assign, set over and convey to the Purchaser, without recourse, but subject to the terms of this Agreement, all rights, title and interest of the Seller in and to the Mortgage Loans listed on the Mortgage Loan Schedule, including the Servicing Rights thereto, together with the related Mortgage Files and all rights and obligations arising under the documents contained therein. Pursuant to Subsection 6.03 of the Agreement, the Seller shall deliver to Deutsche Bank National Trust Company, as custodian (the “Custodian”), the Mortgage Loan Documents. The contents of each related Servicing File required to be retained by IFC to interim service the Mortgage Loans pursuant to the Agreement and thus not delivered to the Purchaser prior to the Closing Date are, and shall be, held in trust by IFC for the benefit of the Purchaser as the owner thereof. IFC’s possession of any portion of each such Servicing File is at the will of the Purchaser for the sole purpose of facilitating interim servicing of the related Mortgage Loan pursuant to the Agreement, and such retention and possession by IFC shall be in a custodial capacity only. The ownership of each Mortgage Note, Mortgage, and the contents of the Mortgage File and Servicing File is vested in the Purchaser and the ownership of all records and documents with respect to the related Mortgage Loan and Servicing Rights prepared by or which come into the possession of IFC shall immediately vest in the Purchaser and shall be retained and maintained, in trust, by IFC at the will of the Purchaser in such custodial capacity only.

The Servicing File retained by IFC or its agent with respect to each Mortgage Loan pursuant to this Agreement shall be appropriately identified in IFC’s computer system to reflect clearly the sale of such related Mortgage Loan to the Purchaser. IFC shall release from its custody the contents of any Servicing File retained by it only in accordance with this Agreement.

Subsection 6.02. Books and Records.

Record title to each Mortgage and the related Mortgage Note as of the Closing Date shall be in the name of the Seller in trust for the benefit of the Purchaser or one or more designees of the Purchaser, as the Purchaser shall designate. Notwithstanding the foregoing, beneficial ownership of each Mortgage and the related Mortgage Note shall be vested solely in the Purchaser or the appropriate designee of the Purchaser, as the case may be. All rights arising out of the Mortgage Loans including, but not limited to, all funds received by the Seller to which Purchaser is entitled as provided in Section 4 shall be vested in the Purchaser or one or more designees of the Purchaser; provided, however, that all such funds shall be received and held by the Seller in trust for the benefit of the Purchaser or the assignee of the Purchaser, as the case may be, as the owner of the Mortgage Loans pursuant to the terms of this Agreement.

Subsection 6.03. Delivery of Mortgage Loan Documents.

The Seller shall deliver to the Custodian the following Mortgage Loan Documents with respect to each Mortgage Loan to be purchased and sold on the Closing Date and set forth on the Mortgage Loan Schedule:

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(a) the original Mortgage Note endorsed without recourse, to “Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement relating to Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-2” with all intervening endorsements showing an unbroken chain of endorsements from the originator to the Person endorsing it to the trustee or, with respect to any Mortgage Loan as to which the original Mortgage Note has been permanently lost or destroyed and has not been replaced, a lost note affidavit;

(b) the original recorded Mortgage or, if the original Mortgage has not been returned from the public recording office, a copy of the Mortgage certified by the Seller or the public recording office in which such Mortgage has been recorded to be a true and complete copy of the original Mortgage submitted for recording;

(c) a duly executed original Assignment of the Mortgage, without recourse, in recordable form to “Deutsche Bank National Trust Company, as trustee,” or to “Deutsche Bank National Trust Company, as trustee for holders of Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-2”;

(d) the original recorded Mortgage and each intervening assignment showing an unbroken chain of assignment from the originator thereof to the Person assigning it to the trustee or, if any such intervening assignment has not been returned from the applicable public recording office, a copy of such intervening assignment certified by the Seller to be a true and complete copy of the original intervening assignment submitted to the title insurance company for recording;

(e) the original title insurance policy, or, if such policy has not been issued, any one of an original or a copy of the preliminary title report, title binder or title commitment on the Mortgaged Property with the original policy of the insurance to be delivered promptly following the receipt thereof,

(f) a copy of the related hazard insurance policy;

(g) a true and correct copy of any assumption, modification, consolidation or substitution agreement; and

(h) the original or a copy of the private mortgage insurance policy or original certificate of private mortgage insurance for each Mortgage Loan so identified on the Mortgage Loan Schedule.

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If the Seller cannot deliver the original recorded Mortgage Loan Documents or the original policy of title insurance, including riders and endorsements thereto, on the Closing Date, the Seller shall, promptly upon receipt thereof and in any case not later than 120 days from the Closing Date, deliver such original documents, including original recorded documents, to the Custodian (unless the Seller are delayed in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office). If delivery is not completed within 120 days of the Closing Date solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, the Seller shall deliver such document to the Custodian within such time period as specified in the Seller’s Officer’s Certificate. In the event that documents have not been received by the date specified in the Seller’s Officer’s Certificate, a subsequent Seller’s Officer’s Certificate shall be delivered by such date specified in the prior Seller’s Officer’s Certificate, stating a revised date for receipt of documentation. The procedure shall be repeated until the documents have been received and delivered. If delivery is not completed within 180 days of the Closing Date solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, the Seller shall continue to use its best efforts to effect delivery as soon as possible thereafter, provided that if such documents are not delivered by the 270th day from the date of execution, the Seller shall repurchase the related Mortgage Loans at the Repurchase Price in accordance with Section 7.03 hereof.

The Seller shall forward to the Custodian original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with this Agreement within two (2) weeks of their execution, provided, however, that the Seller shall provide the Custodian with a certified true copy of any such document submitted for recordation within two (2) weeks of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within ninety (90) days of its submission for recordation.

The Seller shall provide an original or duplicate original of the title insurance policy to the Custodian within ninety (90) days of the receipt of the recorded documents (required for issuance of such policy) from the applicable recording office.

If the Purchaser discovers any defect with respect to a Mortgage File, the Purchaser shall give prompt written specification of such defect to the Seller, and the Mortgage Loan shall cure or repurchase such Mortgage Loan in accordance with Section 7.03.

SECTION 7. Representations, Warranties and Covenants of the Seller; Remedies for Breach.

Subsection 7.01. Representations and Warranties Respecting the Seller.

(a) The Seller hereby represents and warrants to the Purchaser as of the Closing Date that:

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(i) The Seller is a corporation duly organized, validly existing and in good standing under the laws of the State of California and is and will remain in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loan in accordance with the terms of this Agreement. The Seller has all licenses necessary to carry out its business as now being conducted, and is licensed and qualified to transact business in and is in good standing under the laws of each state in which any Mortgaged Property is located or is otherwise exempt under applicable law from such licensing or qualification or is otherwise not required under applicable law to effect such licensing or qualification and no demand for such licensing or qualification has been made upon the Seller by any such state, and in any event the Seller is in compliance with the laws of any such state to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loans in accordance with the terms of this Agreement;

(ii) The Seller has the full power and authority and legal right to hold, transfer and convey the servicing rights to each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement and to conduct its business as presently conducted. The Seller has duly authorized the execution, delivery and performance of this Agreement and any agreements contemplated hereby, has duly executed and delivered this Agreement, and any agreements contemplated hereby, and this Agreement, assuming due authorization, execution and delivery by the Purchaser, and each Assignment of Mortgage and any agreements contemplated hereby, constitutes a legal, valid and binding obligation of the Seller, enforceable against it in accordance with its terms and all requisite corporate action has been taken by the Seller to make this Agreement and all agreements contemplated hereby valid and binding upon the Seller in accordance with their terms;

(iii) Neither the execution and delivery of this Agreement by the Seller, nor the origination or purchase of the Mortgage Loans by the Seller, the sale of the Servicing Rights to the Mortgage Loans to the Purchaser, the consummation of the transactions contemplated hereby, or the performance of or compliance with the terms and conditions of this Agreement will conflict with any of the terms, conditions or provisions of the Seller’s articles of incorporation or by-laws, or constitute a default under or result in a breach or acceleration of, any material contract agreement or other instrument to which the Seller is a party or which may be applicable to the Seller or its assets, or result in the material violation of any law, rule, regulation, order, judgment or decree to which the Seller or its properties are subject, or impair the ability of the Purchaser to realize on the Mortgage Loans;

(iv) The Seller is not in violation of, and the execution and delivery of this Agreement by the Seller and its performance and compliance with the terms of this Agreement will not constitute a violation with respect to, any order or decree of any court or any order or regulation of any federal, state, municipal or governmental agency having jurisdiction over the Seller or its assets, which violation might have consequences that would materially and adversely affect the condition (financial or otherwise) or the operation of the Seller or its assets or might have consequences that would materially and adversely affect the performance of its obligations and duties hereunder;

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(v) The Seller does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. The Seller is solvent and the sale of the Servicing Rights to the Mortgage Loans will not cause the Seller to become insolvent. The sale of the Servicing Rights to the Mortgage Loans is not undertaken with the intent to hinder, delay or defraud any of the Seller’s creditors;

(vi) The Seller is properly qualified to service the Mortgage Loans and has been servicing the Mortgage Loans prior to the Cut-off Date;

(vii) There are no actions or proceedings against, or investigations of, the Seller before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement, (B) seeking to prevent the sale of the Servicing Rights to the Mortgage Loans or the consummation of the transactions contemplated by this Agreement (C) that might prohibit or materially and adversely affect the performance by the Seller of its obligations under, or the validity or enforceability of, this Agreement or (D) that is reasonably likely to have a material adverse effect on the financial condition of the Seller;

(viii) No consent approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the sale of the Servicing Rights to the Mortgage Loans or the consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained prior to the Closing Date;

(ix) The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Seller;

(x) The Seller has not dealt with any broker, investment banker, agent or other person that may be entitled to any commission or compensation in connection with the sale of the Mortgage Loans other than Bear Stearns & Co. Inc., Countrywide Securities Corporation and Merrill Lynch, Pierce, Fenner & Smith Incorporated;

(xi) The Seller has the computer systems and the capability to effect the servicing transfer via a “tape-to-tape” method or via a reasonably acceptable electronic data processing method; and

(xii) The Seller is an approved seller/servicer of residential mortgage loans for Fannie Mae, Freddie Mac and I-FUD, with such facilities, procedures and personnel necessary for the sound servicing of such mortgage loans. The Seller is duly qualified, licensed, registered and otherwise authorized under all applicable federal state and local laws, and regulations, if applicable, meets the minimum capital requirements set forth by its regulator, and is in good standing to sell mortgage loans to and service mortgage loans for Fannie Mae and Freddie Mac and no event has occurred which would make the Seller unable to comply with eligibility requirements or which would require notification to either Fannie Mae or Freddie Mac.

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Subsection 7.02. Representations and Warranties Regarding Individual Mortgage Loans.

The Seller hereby represents and warrants to the Purchaser, with respect to each Mortgage Loan, as of the Closing Date or such other date specified herein:

(i) the information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects;

(ii) the terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required bylaw in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Purchaser;

(iii) the Mortgage File for each Mortgage Loan contains a true and complete copy of each of the documents contained in such Mortgage File, including all amendments, modifications and, if applicable, waivers and assumptions that have been executed in connection with such Mortgage Loan;

(iv) immediately prior to the transfer to the Purchaser, the Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and the Seller has full right and authority to sell or assign the same pursuant to this Agreement;

(v) each Mortgage is a valid and enforceable first lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, planned unit developments (“PUDs”) and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage;

(vi) no payment of principal of or interest on or in respect of any Mortgage Loan is 30 or more days past due;

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(vii) there is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in (xii) below;

(viii) as of the Cut-off Date, (i) no Mortgage Loan had been 30 days or more delinquent more than once during the preceding 12 months, (ii) no Mortgage Loan had been delinquent for 60 days or more during the preceding 12 months and (iii) to Seller’s knowledge, there was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property,

(ix) there is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the -unpaid principal and interest on such Mortgage Note;

(x) to the Seller’s knowledge, except to the extent insurance is in place which will cover such damage, the physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property;

(xi) to the best of the Seller’s knowledge, each Mortgage Loan at the time it was made complied in all material respects with applicable state and federal laws, including, without limitation, usury, equal credit opportunity and disclosure laws;

(xii) a lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable;

(xiii) in the event the Mortgage constitutes a deed of trust, either a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage or if no duly qualified trustee has been properly designated and so serves, the Mortgage contains satisfactory provisions for the appointment of such trustee by the holder of the Mortgage at no cost or expense to such holder, and no fees or expenses are or will become payable by Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the mortgagor;

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(xiv) (i) the Loan-to-Value Ratio of each Mortgage Loan at origination was not more than 100.00%; (ii) each Mortgage Loan with a Loan-to-Value Ratio at origination in excess of 80.00% will be insured by one of the following: (a) a Primary Insurance Policy issued by a private mortgage insurer or (b) a Radian Lender-Paid PMI Policy. Claims on insured Mortgage Loans will reduce uninsured exposure to an amount equal to 50% of the lesser of the appraised value or purchase price, as the case may be, of the related Mortgaged Property. Each Primary Insurance Policy will insure against default under each insured Mortgage Note as follows: (i) for which the outstanding principal balance at origination of such Mortgage Loan is greater than or equal to 80.01 % and up to and including 90.00% of the lesser of the Appraised Value and the sales price, such Mortgage Loan is covered by a Primary Insurance Policy in an amount equal to at least 20.00% of the Allowable Claim and (H) for which the outstanding principal balance at origination of such Mortgage Loan exceeded 90.00% of the lesser of the Appraised Value and the sales price, such Mortgage Loan is covered by a Primary Insurance Policy in an amount equal to at least 30.00% of the Allowable Claim. Each Radian Lender-Paid PMI Policy will insure against default under each insured Mortgage Note related to a covered Mortgage Loan as follows: (A) for which the outstanding principal balance at origination of such Mortgage Loan is at least 80.01% and up to and including 90.00% of the lesser of the Appraised Value and the sales price, such Mortgage Loan is covered by such Radian Lender-Paid PMI Policy in an amount equal to at least 22.00% of the Allowable Claim, and (B) for which the outstanding principal balance at origination of such Mortgage Loan is at least 90.01% and up to and including 95.00% of the lesser of the Appraised Value and the sales price, such Mortgage Loan is covered by such Radian Lender-Paid PMI Policy in an amount equal to at least 25.00% of the Allowable Claim. The “Appraised Value” is the appraised value of the related Mortgaged Property at the time of origination of such Mortgage Loan. The “Allowable Claim”for any Mortgage Loan covered by a Primary Insurance Policy or a Radian Lender-Paid PMI Policy is the current principal balance of such Mortgage Loan plus accrued interest and allowable expenses at the time of the claim;

(xv) at the time of origination, each Mortgaged Property was the subject of an appraisal which conforms to the Seller’s underwriting requirements, and a complete copy of such appraisal is contained in the Mortgage File;

(xvi) neither the Seller nor any servicer of the Mortgage Loans has advanced funds or knowingly received any advance of funds by a party other than the Mortgagor, directly or indirectly, for the payment of any amount required by the Mortgage, except for (i) interest accruing from the date of the related Mortgage Note or date of disbursement of the Mortgage Loan proceeds, whichever is later, to the date which precedes by 30 days the first Due Date under the related Mortgage Note, and (ii) customary advances for insurance and taxes;

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(xvii) each Mortgage Note, the related Mortgage and other agreements executed in connection therewith are genuine, and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors’ rights generally and by general equity principles (regardless of whether such enforcement is considered in a proceeding in equity or at law); and, to the best of Seller’s knowledge, all parties to each Mortgage Note and the Mortgage had legal capacity to execute the Mortgage Note and the Mortgage and each Mortgage Note and Mortgage has been duly and properly executed by the Mortgagor;

(xviii) to the extent required under applicable law, each conduit seller and subsequent mortgagee or servicer of the Mortgage Loans was authorized to transact and do business in the jurisdiction in which the related Mortgaged Property is located at all times when it held or serviced the Mortgage Loan; and any obligations of the holder of the related Mortgage Note, Mortgage and other loan documents have been complied with in all material respects; servicing of each Mortgage Loan has been in accordance with the Impac Guide and the terms of the Mortgage Notes, the Mortgage and other loan documents, whether the creation of such Mortgage Loan and servicing was done by the Seller, its affiliates, or any third party which created the Mortgage Loan on behalf of, or sold the Mortgage Loan to, any of them, or any servicing agent of any of the foregoing;

(xix) the related Mortgage Note and Mortgage contain customary and enforceable provisions such as to render the rights and remedies of the holder adequate for the realization against the Mortgaged Property of the benefits of the security, including realization by judicial, or, if applicable, non-judicial foreclosure, and, to Seller’s knowledge, there is no homestead or other exemption available to the Mortgagor which would interfere with such right to foreclosure;

(xx) except with respect to holdbacks required by certain Mortgage Loans which holdbacks create a fund for (i) the repair of Mortgaged Property due to damage from adverse weather conditions, or (ii) the completion of new construction, or both, the proceeds of the Mortgage Loans have been fully disbursed, there is no requirement for future advances thereunder and any and all requirements as to completion of any on-site or off-site improvements and as to disbursements of any escrow funds therefor have been complied with; and all costs, fees and expenses incurred in making, closing or recording the Mortgage Loan have been paid, except recording fees with respect to Mortgages not recorded as of the Closing Date;

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(xxi) as of the Closing Date, the improvements on each Mortgaged Property securing a Mortgage Loan is insured (by a Qualified Insurer) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor there-under to maintain the insurance referred to above at the Mortgagor’s cost and expense;

(xxii) there is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the Seller, any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default, breach or event of acceleration; no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan;

(xxiii) to Seller’s knowledge, no Mortgagor, at the time of origination of the applicable Mortgage, was a debtor in any state or federal bankruptcy or insolvency proceeding;

(xxiv) each Mortgage Loan was originated or funded by (a) a savings and loan association, savings bank, commercial bank, credit union, insurance company or similar institution which is supervised and examined by a federal or state authority (or originated by (i) a subsidiary of any of the foregoing institutions which subsidiary is actually supervised and examined by applicable regulatory authorities or (ii) a mortgage loan correspondent of any of the foregoing and that was originated pursuant to the criteria established by any of the foregoing) or (b) a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act, as amended;

(xxv) all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including, but not limited to, certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities;

(xxvi) to Seller’s knowledge, the Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances;

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(xxvii) no instrument of release or waiver has been executed in connection with the Mortgage Loans, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement which has been approved by the primary mortgage guaranty insurer, if any, and which has been delivered to the Purchaser;

(xxviii) except with respect to the Mortgage Loans which provide for a balloon payment, each Mortgage Note contains provisions providing for its full amortization by the end of its original term and is payable on the first day of each month in monthly installments of principal and interest, with interest payable in arrears, over an original term of not more than 30 years;

(xxix) no Mortgage Loan was originated based on an appraisal of the related Mortgaged Property made prior to completion of construction of the improvements thereon unless a certificate of completion was obtained prior to closing of the Mortgage Loan;

(xxx) each of the Mortgaged Properties consists of a single parcel of real property with a detached single-family residence erected thereon, or a two- to four-family dwelling, or an individual condominium unit in a condominium project or a townhouse, a condo, hotel, an individual unit in a PUD or an individual unit in a de minimis PUD;

(xxxi) no Mortgaged Property consists of a single parcel of real property with a cooperative housing development erected thereon. Any condominium unit, PUD or de minimis PUD conforms with Progressive Loan Series Program requirements regarding such dwellings or is covered by a waiver confirming that such condominium unit, PUD or de minimis PUD is acceptable to the Seller;

(xxxii) as of the Cut-off Date, the remaining term to scheduled maturity of each Mortgage Loan is not less than [___] and not more than 360 months;

(xxxiii) with respect to each Mortgage Loan directly originated by the Seller (and not through a third-party broker or other third party) as of the Closing Date, to the best of Seller’s knowledge, there has been no fraud, misrepresentation or dishonesty with respect to the origination of any Mortgage Loan;

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(xxxiv) the origination and servicing practices used by the Seller and any prior servicer with respect to each Mortgage Note and Mortgage have been legal and in accordance with applicable laws and regulations and the Mortgage Loan Documents, and in all material respects proper and prudent in the mortgage origination and servicing business. Each Mortgage Loan has been serviced in all material respects with Accepted Servicing Practices. With respect to escrow deposits and payments that the Seller, on behalf of the investor, is entitled to collect, all such payments are in the possession of, or under the control of, the Seller, and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law and the provisions of the related Mortgage Note and Mortgage. As to any Mortgage Loan that is the subject of an escrow, escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every escrowed item that remains unpaid and has been assessed but is not yet due and payable;

(xxxv) the Seller has done no act which may adversely affect the Servicing Rights. The Seller has not received any notice of alleged violations of the foregoing;

(xxxvi) to the knowledge of the Seller, there exists no noncompliance by the Seller with Accepted Servicing Practices and other applicable requirements which would cause the cancellation of any insurance coverage or guaranty, as applicable, provided with respect to any Mortgage Loan by any Primary Insurance Policy;

(xxxvii) no Mortgage Loan is subject to the Home Ownership and Equity Protection Act of 1994 or any comparable state law;

(xxxviii) no proceeds from any Mortgage Loan were used to finance single-premium credit insurance policies;

(xxxix) no Mortgage Loan provides for payment of a prepayment charge on Principal Prepayments made more than five years from the date of the first contractual Due Date of the related Mortgage Loan;

(xl) no selection procedure reasonably believed by the Seller to be adverse to the interests of the Purchaser was utilized in selecting the Mortgage Loans;

(xli) the information set forth in the Prepayment Charge Schedule is complete, true and correct in all material respects at the date or dates respecting with such information is furnished and each Prepayment Charge is permissible and enforceable in accordance with its terms upon the Mortgagor’s full and voluntary Principal Prepayment (except to the extent that: (1) the enforceability thereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally; (2) the collectability thereof may be limited due to acceleration in connection with a foreclosure or other involuntary prepayment; or (3) subsequent changes in applicable law may limit or prohibit enforceability thereof) under applicable law; and

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(xlii) none of the Mortgage Loans is a "high cost home loan" as defined in the Georgia Fair Lending Act, as amended (the "Georgia Act"), the New York Predatory Lending Law, codified as N.Y. Banking Law §6-I, N.Y. Gen. Bus. Law §771-a, and N.Y. Real Prop. Acts Law §1302 (together, the "New York Act"), the Arkansas Home Loan Protection Act, as amended (the "Arkansas Act"), or Kentucky Revised Statutes §360.100, as amended (the "Kentucky Act"); and all the Mortgage Loans that are subject to the Georgia Act, the New York Act, the Arkansas Act and the Kentucky Act comply with the requirements of each such act. Each Mortgage Loan for which the related Mortgaged Property is located in the State of Georgia was originated prior to October 1, 2002, or on or after March 9, 2003.

(lxiv) none of the Mortgage Loans are subject to the Home Ownership and Equity Protection Act of 1994 or any comparable state law;

(lxviii) no Initial Mortgage Loan is a High Cost Loan or Covered Loan, as applicable (as such terms are defined in Standard & Poor's LEVELS® Glossary, Version 5.6 Revised, Appendix E, attached hereto as Exhibit 2, provided that no representation and warranty is made in this clause (lxviii) with respect to any Initial Mortgage Loan secured by property located in the City of Los Angeles or the City of Oakland, California, and no Initial Mortgage Loan originated on or after October 1, 2002 through March 6, 2003 is governed by the "Georgia Fair Lending Act."

(lxix) no Mortgage Loan that has an original principal balance that conforms to Fannie Mae or Freddie Mac loan limits is a "high cost home," "covered" (excluding home and defined as "covered home loans" pursuant to clause (1) of the definition of that term in the New Jersey Home Ownership Security Act of 2002), "high risk home" or "predatory" loan under any other applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees).

(lxx) no proceeds from any Initial Mortgage Loan that has a principal balance that conforms to Fannie Mae or Freddie Mac loan limits were used to finance single-premium credit insurance policies.

(lxxi) no Initial Mortgage Loan that has a principal balance that conforms to Fannie Mae or Freddie Mac loan limits originated prior to October, 1, 2002 will impose prepayment penalties in excess of five years.

(lxxii) the servicer for each Initial Mortgage Loan that has a principal balance that conforms to Fannie Mae or Freddie Mac loan limits has fully furnished and will fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e. favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis.

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(lxxiii) the servicer for each Initial Mortgage that has a principal balance that conforms to Fannie Mae or Freddie Mac loan limits will fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e., favorable and unfavorable) on its borrower credit files to Equifax, Experian, and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis.

(lxxiv) with respect to any Initial Mortgage Loan that has a principal balance that conforms to Fannie Mae or Freddie Mac loan limits that originated on or after August 1, 2004, neither the related mortgage nor the related mortgage note requires the borrower to submit to arbitration to resolve any dispute arising out of or relating in any way to the mortgage loan transaction.

Subsection 7.03. Remedies for Breach of Representations and Warranties; Post-Closing Due Diligence.

It is understood and agreed that the covenants, representations and warranties of the Seller set forth in this Agreement shall survive the sale of the Mortgage Loans (including the Servicing Rights thereto) to the Purchaser and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment of Mortgage or the examination or lack of examination of any Mortgage File. Upon discovery by either of the Seller or the Purchaser of a breach of any of the foregoing representations and warranties which materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser (or which materially and adversely affects the value of a Mortgage Loan or the interests of the Purchaser in the related Mortgage Loan in the case of a representation and warranty relating to a particular Mortgage Loan), the party discovering such breach shall give prompt written notice to the others.

Within ninety (90) days of the earlier of either discovery by or notice to the Seller of any breach of a representation or warranty which materially and adversely affects the value of a Mortgage Loan or the Mortgage Loans, or the interest of the Purchaser therein, the Seller shall use its best efforts promptly to cure such breach in all material respects and, if such breach cannot be cured, the Seller shall, at the Purchaser’s option, repurchase such Mortgage Loan at the Repurchase Price. In the event that a breach shall involve any representation or warranty set forth in Subsection 7.01 and such breach cannot be cured within ninety (90) days of the earlier of either discovery by or notice to the Seller of such breach, all of the Mortgage Loans shall, at the Purchaser’s option, be repurchased by the Seller at the Repurchase Price. Any repurchase of a Mortgage Loan or Mortgage Loans pursuant to the foregoing provisions of this Subsection 7.03 shall occur on a date designated by the Purchaser and shall be accomplished by wire transfer of immediately available funds on the repurchase date to an account designated by the Purchaser.

In the event of any such repurchase, the Seller shall also indemnify the Servicing Rights Owner of the Mortgage Loan and hold it harmless against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and other costs and expenses resulting from any claim, demand, defense or assertion resulting from a breach of the Seller’s representations and warranties contained in Subsections 7.01 or 7.02.

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At the time of repurchase, the Purchaser and the Seller shall arrange for the reassignment of the repurchased Mortgage Loan to the Seller and the delivery to the Seller of any documents held by the Custodian relating to the repurchased Mortgage Loan. Upon such repurchase, the Mortgage Loan Schedule shall be amended to reflect the withdrawal of the repurchased Mortgage Loan from this Agreement.

Any cause of action against the Seller relating to or arising out of the breach of any representations and warranties made in Subsections 7.01, 7.02 or 7.04 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by the Purchaser or notice thereof by the Seller to the Purchaser, (ii) failure by the Seller to cure such breach or repurchase such Mortgage Loan as specified above, and (iii) demand upon the Seller by the Purchaser for compliance with the relevant provisions of this Agreement.

Subsection 7.04. Owner of Servicing Rights; Remedies; Prepayment.

Within ninety (90) days of the earlier of either discovery by or notice to the Seller of any breach of a representation or warranty in Subsection 7.01 or Subsection 7.02 which materially and adversely affects the interest of the Servicing Rights Owner therein, the Seller shall use its best efforts promptly to cure such breach in all material respects.

Subject to the terms of the following sentence, in the event that such breach cannot be cured, the Seller shall indemnify the Servicing Rights Owner and hold it harmless against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and other costs and expenses (“Losses”) resulting from any claim, demand, defense or assertion resulting from a breach of the Seller’s representations and warranties contained in Subsections 7.01 or 7.02. Notwithstanding anything to the contrary in the previous sentence, prior to pursuing any such indemnity from the Seller, the Servicing Rights Owner hereby agrees to use its best efforts to recover the amount of any Losses pursuant to a claim under any Radian Lender-Paid PMI Policy.

Notwithstanding the provisions of the previous paragraph, in the event that such breach cannot be cured and the Seller is required to repurchase such Mortgage Loan from the trust created pursuant to a mortgage-backed securities transaction contemplated in Section 16, the Seller shall repurchase the Servicing Rights with respect to such Mortgage Loan at a repurchase price equal to the Servicing Rights Repurchase Price. At the time of such repurchase, the Purchaser and the Seller shall arrange for the reassignment of the Servicing Rights to the Seller and the delivery to the Seller of any documents held by the Purchaser or its designee relating to the repurchased Servicing Rights.

In the event any Principal Prepayment in full is made by a Mortgagor on or prior to the date which is 60 days following the Closing Date, the Seller shall remit to the Servicing Rights Owner of such Mortgage Loan an amount equal to [________]% of the scheduled unpaid principal balance of such Mortgage Loan immediately prior to such Principal Prepayment in full. Such remittance shall be made by the Seller no later than the fifth Business Day following receipt of such Principal Prepayment in full by the Seller.

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Any prepayment charges on Principal Prepayments paid by a Mortgagor to the Servicing Rights Owner with respect to any Mortgage Loan shall be remitted to IFC, as master servicer pursuant to the Servicing Agreement, on the Business Day following the receipt of such prepayment charges.

SECTION 8. Closing. The closing for the Mortgage Loans shall take place on the Closing Date. At the Purchaser’s option, the closing shall be either by telephone and facsimile, confirmed by letter or wire as the parties shall agree, or conducted in person, at such place as the parties shall agree.

Subsection 8.01 Conditions to Purchaser’s Obligations.

The obligation of Purchaser to purchase the Mortgage Loans on the Closing Date is subject to the satisfaction at or prior to the Closing Date of each of the following conditions (any or all of which may be waived by Purchaser):

(a) Representations and Warranties Correct. Each of the representations and warranties of the Seller contained in this Agreement shall be true and correct as of the Closing Date.

(b) Compliance with Covenants. The Seller shall have performed and be in compliance with, in all material respects, all of its respective covenants, acts, and obligations to be performed under this Agreement.

(c) Closing Documents. The Seller shall have executed and delivered this Agreement and all other Closing Documents and all other documents required to be delivered by the Seller hereunder.

(d) Corporation Actions. All corporate, partnership and other acts necessary to authorize the execution, delivery, and performance of this Agreement and the consummation of the transactions contemplated hereunder shall have been taken by the Seller.

(e) Mortgage File. The Seller shall have delivered to the Purchaser all of the Mortgage Loan Documents in accordance with Section 6.03 and a complete Mortgage File with respect to each Mortgage Loan.

Subsection 8.02 Conditions to Seller’s Obligations.

The obligation of the Seller to sell the Mortgage Loans and the Servicing Rights on the Closing Date is subject to the satisfaction at or prior to the Closing Date of each of the following conditions (any or all of which may be waived by the Seller):

(a) Purchase Price. The Purchase Price, plus accrued interest pursuant to Section 4, shall have been delivered to the Seller by wire transfer of immediately available funds pursuant to the Seller’s reasonable instructions.

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(b) Compliance with Covenants. Purchaser shall have performed and be in compliance with, in all material respects, all of its respective covenants, acts, and obligations to be performed under this Agreement.

(d) Corporate Actions. All corporate and other acts necessary to authorize the execution, delivery, and performance of this Agreement and the consummation of the transactions contemplated hereunder shall have been taken by Purchaser.

SECTION 9. Closing Documents.

The Closing Documents for the Mortgage Loans to be purchased on the Closing Date shall consist of fully executed originals of the following documents:

1. this Agreement, in two (2) counterparts;

2. the Mortgage Loan Schedule, one copy to be attached hereto;

SECTION 10. Costs; Assignments. The Purchaser shall pay any commissions due its salesmen, the expenses of its accountants and attorneys and the expenses and fees of any broker retained by the Purchaser with respect to the transactions covered by this Agreement. All other costs and expenses incurred in connection with the transfer and delivery of the Mortgage Loans and related Servicing Rights including, without limitation, any fees for the preparation and recording of intervening assignments of Mortgage and Assignments of Mortgage, any termination fees owed to Seller’s document custodian, any costs relating to transfer of the Mortgage File, Servicing File and other Mortgage Loan records to Purchaser, the costs of delivering complete master file tape information and other electronically stored information to the Purchaser, the costs of notifying the Mortgagors, hazard and flood insurance companies and other third parties as required, the costs of transferring “lifetime” tax service contracts (as described in Section 14.04) to the Purchaser, the costs of transferring “lifetime” flood certification contracts (as described in Section 14.05) to the Purchaser, and the legal fees and expenses of its attorneys shall be paid by the Seller.

SECTION 11. IFC’s Interim Servicing Obligations. IFC, as independent contract servicer, shall interim service and administer the Mortgage Loans during the Interim Servicing Period in accordance with the terms and provisions of the Impac Guide. During the Interim Servicing Period, the Purchaser shall pay the Interim Servicing Fee to IFC or, at IFC’s option, IFC may net the amount of the Interim Servicing Fee from amounts collected in respect of the Mortgage Loans. During the Interim Servicing Period, IFC may enter into subservicing arrangements with a sub-servicer who shall be acceptable to the Purchaser (which approval will not be unreasonably withheld); provided, that, such subservicing agreements shall not be inconsistent with this Agreement; provided further that notwithstanding any such subservicing arrangements, IFC shall remain responsible for interim servicing the Mortgage Loans during the Interim Servicing Period in accordance with the terms of this Section 11.

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SECTION 12. The Seller.

Subsection 12.01 Indemnification

IFC agrees to indemnify the Purchaser and hold it harmless from and against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way related to the failure of IFC to interim service the Mortgage Loans during the Interim Period in strict compliance with the terms of this Agreement. The Seller shall immediately notify the Purchaser if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, assume (with the consent of the Purchaser and with counsel reasonably satisfactory to the Purchaser) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or the Purchaser in respect of such claim but failure to so notify the Purchaser shall not limit its obligations hereunder. The Seller agrees it will not enter into any settlement of any such claim without the consent of the Purchaser. The provisions of this Section 12.01 shall survive termination of this Agreement.

Subsection 12.02. Merger or Consolidation of the Seller.

Prior to the termination of the Interim Servicing Period, the Seller shall keep in full force and effect its existence, rights and franchises as a corporation under the laws of its formation in the State of California except as permitted herein, and shall obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement or any of the Mortgage Loans, and to enable the Seller to perform its duties under this Agreement.

Any Person into which the Seller may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Seller shall be a party, or any Person succeeding to the business of the Seller, shall be the successor of the Seller hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person shall satisfy any requirements of Section 15 with respect to the qualifications of a successor to the Seller.

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Subsection 12.03. Limitation on Liability of the Seller and Others.

Neither the Seller nor any of the officers, employees or agents of the Seller shall be under any liability to the Purchaser for any action taken, or for refraining from the taking of any action, in good faith in connection with the interim servicing of the Mortgage Loans pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Seller or any such person against any breach of warranties or representations made herein, or failure to perform its obligations in strict compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of any breach of the terms and conditions of this Agreement. The Seller and any officer, employee or agent of the Seller may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Seller shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its obligation to sell, or duty to interim service, the Mortgage Loans in accordance with this Agreement and which in its opinion may involve it in any expenses or liability; provided, however, that the Seller may, with the consent of the Purchaser, undertake any such action which it may deem necessary or desirable in respect to this Agreement and the rights and duties of the parties hereto. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities for which the Purchaser shall be liable, the Seller shall be entitled to reimbursement therefor from the Purchaser upon written demand except when such expenses, costs and liabilities are subject to the Seller’s indemnification under Subsections 7.04 or 12.01.

Subsection 12.04 IFC Not to Resign.

IFC shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of IFC and the Purchaser or upon the determination that its interim servicing duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by IFC in which event IFC may resign as interim servicer. Any such determination permitting the resignation of IFC as interim servicer shall be evidenced by an Opinion of Counsel to such effect delivered to the Purchaser which Opinion of Counsel shall be in form and substance acceptable to the Purchaser. No such resignation shall become effective until a successor shall have assumed IFC’s responsibilities and obligations hereunder in the manner provided in Section 15.

Subsection 12.05. No Transfer of Servicing.

With respect to the retention of IFC to interim service the Mortgage Loans during the Interim Servicing Period, IFC acknowledges that the Purchaser has acted in reliance upon IFC’s independent status, the adequacy of its servicing facilities, plant, personnel, records and procedures, its integrity, reputation and financial standing and the continuance thereof. Without in any way limiting the generality of this Section, during the Interim Servicing Period, except as permitted pursuant to the terms of Section 11,IFC shall not either assign this Agreement or the servicing hereunder or delegate its rights or duties hereunder or any portion thereof, or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written approval of the Purchaser, which consent will not be unreasonably withheld.

SECTION 13. Default.

Subsection 13.01. Events of Default.

In case one or more of the following Events of Default by the Seller shall occur and be continuing, that is to say:

(i) any failure by the Seller to remit to the Purchaser any payment required to be made under the terms of this Agreement which continues unremedied for a period of one (1) Business Day; or

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(ii) failure on the part of the Seller duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Seller set forth in this Agreement which continues unremedied for a period of thirty (30) days (except that such number of days shall be fifteen (15) in the case of a failure to pay any premium for any insurance policy required to be maintained under this Agreement) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Seller by the Purchaser; or

(iii) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Seller and such decree or order shall have remained in force undischarged or unstayed for a period of sixty (60) days; or

(iv) the Seller shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings of, or relating to, the Seller or of, or relating to, all or substantially all of its property; or

(v) the Seller shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or

(vi) failure by the Seller to be in compliance with the “doing business” or licensing laws of any jurisdiction where a Mortgaged Property is located; or

(vii) the Seller cease to be approved by either Fannie Mae or Freddie Mac as a Seller and servicer for more than thirty days; or

(viii) IFC attempts to assign, sell, pledge or hypothecate its interim servicing rights or right to servicing compensation hereunder or IFC attempts, without the consent of the Purchaser, to sell or otherwise dispose of all or substantially all of its property or assets or to assign this Agreement or the servicing responsibilities hereunder, or to delegate its duties hereunder or any portion thereof;

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then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Purchaser, by notice in writing to the Seller may, in addition to whatever rights the Purchaser may have at law or equity to damages, including injunctive relief and specific performance, terminate all the rights and obligations of IFC as interim servicer under this Agreement. On or after the receipt by IFC of such written notice, all authority and power of IFC to interim service the Mortgage Loans under this Agreement shall on the date set forth in such notice pass to and be vested in the successor appointed pursuant to Section 15.

Subsection 13.02. Waiver of Defaults. The Purchaser may waive any default by the Seller in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived.

SECTION 14. Termination of Servicing, Servicing Transfer.

Subsection 14.01. Termination, Servicing Transfer. The respective obligations and responsibilities of IFC, as interim servicer, shall terminate without the payment of any termination fee at the expiration of the Interim Servicing Period unless terminated on an earlier date at the option of the Purchaser or pursuant to Section 15. Upon request from the Purchaser in connection with any such termination, IFC shall prepare, execute and deliver, any and all documents and other instruments, place in the Purchaser’s possession all Mortgage Files and Servicing Files, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to prepare notices to the mortgagors and related insurance companies, or otherwise, at IFC’s sole expense. IFC agrees to cooperate with the Purchaser and such successor in effecting the termination of IFC’s responsibilities and rights hereunder as interim servicer. IFC shall follow the servicing transfer instructions of the Purchaser contained herein and attached hereto as Exhibit 3 with respect to servicing transfer procedures. IFC shall not be entitled to any transfer fee.

Subsection 14.02. Notifications. Fifteen days prior to the Servicing Transfer Date, IFC shall have submitted to the Mortgagors whose Mortgages are to be interim serviced pursuant to this Agreement, the requisite taxing authority, applicable private mortgage insurance companies and/or agents, hazard and flood insurance company agents, and the banks at which escrow deposits are maintained, notification of the assignment of the servicing of Mortgages and of related escrow accounts and instructions to deliver all payments, notices, tax bills, insurance statements and escrow account statements as the case may be to the Purchaser from and after the sale date.

Subsection 14.03. Supplementary Information. From time to time prior to the Servicing Transfer Date for the servicing of any given Mortgage Loan, IFC shall furnish to Purchaser such information supplementary to the information contained in the documents and schedules delivered pursuant hereto and file such reports as Purchaser may reasonably request.

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Subsection 14.04. Tax Service Contracts. IFC shall assign to the Purchaser its “lifetime” tax service contracts with Transamerica Real Estate Tax Service for each Mortgage Loan on which servicing is transferred and, in the event that IFC does not presently have such lifetime contracts for any or all of such Mortgage Loans or such contracts are not assignable to Purchaser (or are not assignable to Purchaser’s real estate tax service firm) or such contracts are not assignable to Purchaser without the payment of a fee or other cost, IFC agrees to pay all costs and fees necessary to obtain such lifetime tax service contracts. IFC shall provide Purchaser with sufficient documentation and information prior to the Servicing Transfer Date and shall cooperate with Purchaser to the extent necessary to allow the transfer of the lifetime tax service contracts contemplated by this paragraph within thirty (30) days after the Servicing Transfer Date so as to prevent any lapse in coverage under such contracts.

Subsection 14.05. Flood Certification Contracts. IFC shall assign to the Purchaser its “lifetime” flood certification contracts with its flood certification firm for each Mortgage Loan on which servicing is transferred and, in the event that IFC does not presently have such lifetime contracts for any or all of such Mortgages or such contracts are not assignable to Purchaser (or are not assignable to Purchaser’s flood certification firm) or such contracts are not assignable to Purchaser without the payment of a fee or other cost, IFC agrees to pay all costs and fees necessary to obtain such lifetime flood certification contracts. IFC shall provide Purchaser with sufficient documentation and information prior to the Servicing Transfer Date and shall cooperate with Purchaser to the extent necessary to allow the transfer of the lifetime flood certification contracts contemplated by this paragraph within thirty (30) days after the Servicing Transfer Date so as to prevent any lapse in coverage under such contracts,

Subsection 14.06. Limited Power of Attorney. IFC shall furnish to Purchaser a limited power of attorney in accordance with the Impac Guide appointing Purchaser and any of its employees to act as IFC’s attorney in fact to execute documents pertaining to the discharge and satisfaction of Mortgages which were recorded in IFC’s name and to endorse checks received by the Purchaser from Mortgagor after the Servicing Transfer Date in IFC’s name.

Subsection 14.07. Further Assurances With Respect to Servicing Transfer. IFC and Purchaser will each, at the request of the other, execute and deliver to each other all such documents that either may reasonably request in order to perfect the transfer, assignment and delivery to Purchaser of the rights to be sold, transferred, assigned and delivered as of the consummation of this Agreement.

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SECTION 15. Successor to IFC Prior to termination of IFC’s responsibilities and duties as interim servicer under this Agreement pursuant to Section 13 or 14, the Purchaser shall (i) succeed to and assume all of IFC’s responsibilities, rights, duties and obligations as interim servicer under this Agreement, or (ii) appoint a successor which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of IFC as interim servicer under this Agreement. In connection with such appointment and assumption, the Purchaser may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree. In the event that IFC’s duties, responsibilities and liabilities as interim servicer under this Agreement should be terminated pursuant to the aforementioned Sections, IFC shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of the Purchaser or such successor. The termination of IFC as interim servicer pursuant to the aforementioned Sections shall not become effective until a successor shall be appointed pursuant to this Section 15 and shall in no event relieve IFC of the representations and warranties made pursuant to Subsections 7.01 and 7.02 and the remedies available to the Purchaser under Subsection 7.03 or 12.0 1, it being understood and agreed that the provisions of such Subsections 7.01, 7.02, 7.03 or 12.01 shall be applicable to IFC notwithstanding any such resignation or termination of IFC, or the termination of this Agreement.

SECTION 16. Seller Succeeding to Beneficial Rights of Mortgage Loan; Reconstitution By Seller

The parties agree that, on the Securitization Date, the Seller shall purchase the beneficial ownership of the Mortgage Loans from the Purchaser, or its assignee, and that the Purchaser shall assign back to the Seller its rights with respect to this Agreement, other than with respect to the Servicing Rights. The parties further agree that the Seller shall subsequently sell or transfer the Mortgage Loans to a trust to be formed as part of a mortgage-backed securities transaction. In connection with any such mortgage-backed securities transaction, the Seller and the Purchaser hereby agree as follows:

(1)

IFC shall act as master servicer under such mortgage-backed securities transaction (in such capacity, the “Master Servicer”), and the Purchaser, shall act as a sub-servicer with respect to the Mortgage Loans (in such capacity, the “Sub Servicer”).

(2)

Sub-Servicer agrees to perform in accordance with the servicing standards set forth in the Impac Guide. The Master Servicer and Sub-Servicer acknowledge that until or about the Servicing Transfer Date, the primary servicing for the Mortgage Loans will be done by Countrywide Home Loans Servicing LP, in accordance with a Subservicing Agreement between Master Servicer and Countrywide Home Loans Servicing LP, and in accordance with this Agreement. With respect to each Mortgage Loan in the trust, the Sub-Servicer will accurately and fully report the related borrower credit files to all three credit repositories in a timely manner and, prior to the Servicing Transfer Date, the Master Servicer shall cause Countrywide Home Loans Servicing LP to accurately and fully report the related borrower credit files to all three credit repositories in a timely manner.

(3)

Sub-Servicer agrees to deposit or cause to be deposited all collections with respect to the Mortgage Loans, less the compensation provided for in Paragraph 5, below, in accordance with the Impac Guide.

(4)

The Sub-Servicer shall set up a sub-servicing account in accordance with the requirements of the Impac Guide, The Sub-Servicer agrees to remit, or cause to be remitted, by wire transfer all amounts in such sub-servicing account to the Master-Servicer or its designee on the l8th day of each month, or if such day is not a Business Day the next Business Day thereafter.

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(5)

As compensation for rendering the services specified in this Section 16, the Sub-Servicer shall be entitled to retain from each monthly payment a servicing fee in an amount equal to [___]% per annum on the outstanding Principal Balance of each Mortgage Loan serviced as of the first day of the related Due Period (as defined in the Impac Guide), and additional servicing compensation as set forth in the Impac Guide which may be retained by the Sub-Servicer directly from collections.

(6)

The Sub-Servicer covenants and agrees that, it will not during the remaining term of any of the individual Mortgage Loans take any action or cause any action to be taken by any of its agents or affiliates, or independent contractors working on its behalf, to personally, by telephone or by mail, solicit the prepayment of any Mortgage Loans, without the prior written consent and approval of the Master Servicer. It is understood and agreed that promotions undertaken by Sub-Servicer which are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation under this Section 16.

(7)

The Sub-Servicer will not waive any Prepayment Charge or part of a Prepayment Charge unless such waiver would maximize recovery of total proceeds taking into account the value of such Prepayment Charge and related Mortgage Loan and doing so is standard and customary in servicing mortgage loans similar to the Mortgage Loans (including any waiver of a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is related to a default or a reasonably foreseeable default), and in no event will it waive a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable default.

(8)

GMAC Mortgage Corporation shall have the right to exercise the clean-up call as set forth in Section [___] of the Servicing Agreement.

SECTION 17. Notices. All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if mailed, by registered or certified mail, return receipt requested, or, if by other means, when received by the other party at the address as follows:

(i) if to the Seller:

Impac Funding Corporation

1401 Dove Street

Newport Beach, California 92660

Attention: Legal Counsel

(ii) if to the Purchaser:

GMAC Mortgage Corporation

100 Witmer Road

Horsham, PA 19044

Attention: Senior Vice President

Capital Markets

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or such other address as may hereafter be furnished to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt).

SECTION 18. Severability Clause. Any part, provision, representation or warranty of this Agreement which is prohibited or which is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement, the parties shall negotiate, in good-faith, to develop a structure the economic effect of which is nearly as possible the same as the economic effect of this Agreement without regard to such invalidity.

SECTION 19. Counterparts. This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument.

SECTION 20. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT REGARD TO ANY CONFLICTS OF LAW PROVISIONS AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, EXCEPT TO THE EXTENT PREEMPTED BY FEDERAL LAW.

SECTION 21. Reserved.

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SECTION 22. Successors and Assigns. This Agreement shall bind and inure to the benefit of and be enforceable by the Seller and the Purchaser and the respective successors and assigns of the Seller and the Purchaser. The Purchaser may assign this Agreement to any Person to whom any Mortgage Loan is transferred whether pursuant to a sale or financing and to any Person to whom the servicing or master servicing of any Mortgage Loan is sold or transferred. Upon any such assignment, the Person to whom such assignment is made shall succeed to all rights and obligations of the Purchaser under this Agreement; provided, that, the right to require a Mortgage Loan to be repurchased by the Seller pursuant to Subsection 6.03 or Subsection 7.03 shall be retained solely by the beneficial owner of such Mortgage Loan; provided further, that the right to enforce the indemnification provisions set forth in Subsection 7.04 with respect to any Mortgage Loan and the right to require the Servicing Rights with respect to a Mortgage Loan to be repurchased by the Seller pursuant to Subsection 7.04 shall each be retained solely by the party to whom the servicing or master servicing of any Mortgage Loan is sold or transferred. This Agreement shall not be assigned, pledged or hypothecated by the Seller to a third party without the consent of the Purchaser.

SECTION 23. Waivers. No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced.

SECTION 24. Exhibits. The exhibits to this Agreement are hereby incorporated and made a part hereof and are an integral part of this Agreement.

SECTION 25. General Interpretive Principles. For purposes of this Agreement except as otherwise expressly provided or unless the context otherwise requires:

(a) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender;

(b) accounting terms not otherwise defined herein have the meanings assigned to them in accordance with GAAP;

(c) references herein to “Articles,” “Sections,” “Subsections,” “Paragraphs,” and other subdivisions without reference to a document are to designated Articles, Sections, Subsections, Paragraphs and other subdivisions of this Agreement;

(d) reference to a Subsection without further reference to a Section is a reference to such Subsection as contained in the same Section in which the reference appears, and this rule shall also apply to Paragraphs and other subdivisions;

(e) the words “herein,” “hereof,” “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular provision; and

(f) the term “include” or “including” shall mean without limitation by reason of enumeration.

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SECTION 26. Reproduction of Documents. This Agreement and all documents relating thereto, including, without limitation, (a) consents, waivers and modifications which may hereafter be executed, (b) documents received by any party at the closing, and (c) financial statements, certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence.

SECTION 27. Nonsolicitation. The Seller covenants and agrees that, it they not during the remaining term of any of the individual Mortgage Loans take any action or cause any action to be taken by any of its agents or affiliates, or independent contractors working on its behalf, to personally, by telephone or by mail, solicit the prepayment of any Mortgage Loans, without the prior written consent and approval of the Purchaser. It is understood and agreed that promotions undertaken by the Seller which are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation under this Section 27.

SECTION 28. Survival. All covenants, agreements, representations and warranties made herein shall survive the execution and delivery of this Agreement.

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IN WITNESS WHEREOF, the Seller and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the date first above written.

IMPAC FUNDING CORPORATION

Seller

By:

Name:

Title:

GMAC MORTGAGE CORPORATION

Purchaser

By:

Name:

Title:

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EXHIBIT 1

MORTGAGE LOAN SCHEDULE

(Provided Upon Request)

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EXHIBIT 2

CONTENTS OF EACH MORTGAGE FILE

With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser and which shall be delivered to the Custodian:

Mortgage Loan Documents.

Residential loan application.

Mortgage Loan closing statement.

Verification of employment and income, if applicable.

Verification of acceptable evidence of source and amount of down payment if applicable.

Credit report on Mortgagor.

Residential appraisal report.

Photograph of the Mortgaged Property.

Survey of the Mortgaged Property.

10.

Copy of each instrument necessary to complete identification of any exception set forth in the exception schedule in the title policy, i.e., map or plat, restrictions, easements, sewer agreements, home association declarations, etc.

11.

All required disclosure statements and statement of Mortgagor confirming receipt thereof.

12.

If available, termite report, structural engineer’s report, water potability and septic certification.

13.

Sales Contract, if applicable.

14.

Hazard insurance policy.

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15.

Tax receipts, insurance premium receipts, ledger sheets, payment history from date of origination, insurance claim files, correspondence, current and historical computerized data files, and all other processing, underwriting and closing papers and records which are customarily contained in a mortgage loan file and which are required to document the Mortgage Loan or to service the Mortgage Loan.

16.

Amortization schedule, if available.

17.

Payment history for Mortgage Loans that have been closed for more than ninety (90) days.

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EXHIBIT 3

SERVICING TRANSFER INSTRUCTIONS

(Provided Upon Request)

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EXHIBIT S

FORM OF MIDLAND SERVICING AGREEMENT

THIS SERVICING AGREEMENT dated as of December 21, 2006, is between Impac Funding Corporation, a California corporation (the “Master Servicer”), and Midland Loan Services, Inc., a Delaware corporation (the “Servicer”).

PRELIMINARY STATEMENT

Pursuant to the Pooling and Servicing Agreement (the “PSA”) dated as of December 1, 2006, among Impac Secured Assets Corp., as Depositor, the Master Servicer, as Master Servicer, and Deutsche Bank National Trust Company, as Trustee, with respect to the Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2006-5 (a copy of which has been delivered to the Servicer), the Servicer shall be servicing the Mortgage Loans on behalf of the Trust Fund.

The Master Servicer and the Servicer desire to enter into an agreement whereby the Servicer assumes and agrees to perform certain of the Master Servicer’s servicing responsibilities with respect to the Mortgage Loans as more specifically set forth herein.

The Servicer is an independent contractor in the business of servicing mortgage loans, and is not an Affiliate of the Master Servicer.

This Agreement shall become effective with respect to each Mortgage Loan, or appropriate group or portfolio of Mortgage Loans, upon the related Servicing Transfer Date.

NOW, THEREFORE, in consideration of the recitals in this Preliminary Statement which are made a contractual part hereof, and of the mutual promises contained herein and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:

ARTICLE I

DEFINITIONS

Section 1.01 Defined Terms.

For purposes of this Agreement, all capitalized terms not otherwise defined herein shall have the meanings set forth in the PSA. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:

“Accepted Servicing Practices”: As defined in Section 2.01.

“Accounts”: The Escrow Accounts, REO Accounts and the Collection Accounts.

“Additional Servicing Compensation”: (i) amounts collected for checks or other items returned for insufficient funds, (ii) late payment charges (but not default interest) with respect to the Mortgage Loans, excluding any prepayment penalties (iii) to the extent the Servicer has been engaged by the Master Servicer under Section 3.08 or 3.12, any modification fees, extension fees, assumption fees and similar processing fees received from or on behalf of any Borrower, (iv) subject to Section 3.04 of the Agreement, all income and gain realized from the investment of funds deposited in the Accounts and (v) any Termination Fees.

S-1

“Advance Rate”: A per annum rate equal to the “Prime Rate” (as published from time to time in the “Money Rates” section of The Wall Street Journal).

“Affiliate”: With respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, “control” when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise and the terms “controlling” and “controlled” have meanings correlative to the foregoing.

“Agreement”: This Servicing Agreement, as the same may be modified, supplemented or amended from time to time upon mutual agreement of the parties hereto.

“Borrower”: The obligor on a Note.

“Business Day”: With respect to any Mortgage Loan prior to Securitization, any day other than (i) a Saturday or Sunday, or (ii) a day in which depository institutions or trust companies in the State of Kansas, the State of Pennsylvania or in any of the States in which the Accounts or any accounts used by the Master Servicer for remittance purposes are located, are authorized or obligated by law, regulation or executive order to remain closed, and with respect to any Mortgage Loan after Securitization, any day other than (i) a Saturday or Sunday, or (ii) a day in which depository institutions or trust companies in the State New York, State of Kansas or in any of the States in which the Accounts or any accounts used by the Servicer or Master Servicer for remittance purposes are located, are authorized or obligated by law, regulation or executive order to remain closed.

“Certificates”: The Impac Secured Assets Corp., Mortgage Pass Through Certificates, Series 2006-5, evidencing the beneficial ownership interest in the Depositor and executed by the Trustee in substantially the form set forth in Exhibit A to the PSA.

“Closing Date”: December 21, 2006.

“Collection Account”: As defined in Section 3.03.

“Corrected Mortgage Loan”: Any Mortgage Loan which is no longer a Specially Serviced Mortgage Loan pursuant to the second sentence of the definition of “Specially Serviced Mortgage Loan”.

“Determination Date”: The 15th day (or if such day is not a Business Day, the Business Day immediately preceding such day) of the month, beginning in January, 2007.

“Disposition Fee”: In connection with the sale of any Specially Serviced Mortgage Loan or REO Property pursuant to Section 3.10, the fee payable to the Servicer in an amount equal to the product of (x) the related Net Liquidation Proceeds and (y) 1.50%; provided, however, that such fee shall not exceed $100,000 for each Mortgage Loan.

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“Eligible Account”: Any of (i) a segregated account maintained with a federal or state chartered depository institution (A) the short-term obligations of which are rated A-1+ or better by Standard & Poor's and P-1 by Moody's at the time of any deposit therein or if such account is maintained with PNC Bank, National Association, rated no less than A-1 by Standard & Poor’s and no less than P-1 by Moody’s or (B) insured by the FDIC (to the limits established by such Corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion of Counsel (obtained by the Person requesting that the account be held pursuant to this clause (i)) delivered to the Trustee prior to the establishment of such account, the Certificateholders will have a claim with respect to the funds in such account and a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments, each of which shall mature not later than the Business Day immediately preceding the Distribution Date next following the date of investment in such collateral or the Distribution Date if such Permitted Investment is an obligation of the institution that maintains the Certificate Account, Insurance Account or Custodial Account) securing such funds that is superior to claims of any other depositors or general creditors of the depository institution with which such account is maintained, (ii) a segregated trust account or accounts maintained with a federal or state chartered depository institution or trust company subject to regulations regarding fiduciary funds on deposit similar to Title 12 of the Code of Federal Regulations Section 9.10(b), which, in either case, has corporate trust powers, acting in its fiduciary capacity or (iii) a segregated account or accounts of a depository institution acceptable to the Rating Agencies (as evidenced in writing by the Rating Agencies that use of any such account as the Custodial Account or the Certificate Account will not have an adverse effect on the then-current ratings assigned to the Classes of the Certificates then rated by the Rating Agencies). Eligible Accounts may bear interest.

“Environmental Laws”: Any environmental law, ordinance, rule, regulation or order of a federal, state or local governmental authority, including, without limitation, the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended (42 U.S.C. §§ 9601 et seq.), the Hazardous Material Transportation Act, as amended (49 U.S.C. §§ 1801 et seq.), the Resource Conservation and Recovery Act, as amended (42 U.S.C. §§ 6901 et seq.), the Federal Water Pollution Control Act, as amended (33 U.S.C. §§ 1251 et seq.), the Clean Air Act (42 U.S.C. §§ 7401 et seq.) and the regulations promulgated pursuant thereto.

“Escrow Account”: As defined in Section 3.02.

“Escrow Payment”: Any payment received by the Servicer for the account of the Borrowers for application toward the payment of taxes, insurance premiums, assessments, ground rents, deferred maintenance, environmental remediation, rehabilitation costs, capital expenditures, and similar items in respect of the related Mortgaged Property.

“Event of Default”: As defined in Section 7.02.

“Excess Servicing Strip”: With respect to any Group 2 Loan that has not become a Specially Serviced Multifamily Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.25% (25 basis points) per annum over (b) 0.14% (14 basis points) per annum. With respect to any Group 2 Loan that has become a Specially Serviced Multifamily Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.75% ( 75 basis points) per annum over (b) 0.64% (64 basis points) per annum.

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“Loan Servicing”: As defined in Section 3.01.

“Master Servicer”: Impac Funding Corporation, a California corporation.

“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of interest or the scheduled monthly payment of principal and interest, as the case may be, on such Mortgage Loan which is payable by a Borrower on the due date under the related Note.

“Mortgage”: With respect to each Mortgage Loan, the mortgage, deed of trust or other instrument securing the related Note, which creates a lien on the real property securing such Note.

“Mortgage Loan”: Each of the mortgage loans identified on the Mortgage Loan Schedule.

“Mortgage Loan Documents”: With respect to each Mortgage Loan, the related Note, the related Mortgage and any and all other documents executed and delivered in connection with the origination or subsequent modification of such Mortgage Loan.

“Mortgage Loan Schedule”: A schedule of certain mortgage loans owned and held by the Trust Fund which sets forth information with respect to such mortgage loans, as amended from time to time by the parties.

“Mortgaged Property”: The real property and improvements thereon securing repayment of the debt evidenced by the related Note. Such term shall also include any REO Property.

“Net Liquidation Proceeds”: The amount of proceeds received in connection with the liquidation or sale of any Specially Serviced Mortgage Loan or REO Property net of the amount of any liquidation expenses (including, without limitation, legal fees and expenses, brokerage commissions and conveyance taxes) incurred with respect to such liquidation or sale.

“Nonrecoverable Advance”: Any Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan which, in the reasonable good faith judgment of the Servicer, will not or, in the case of a proposed Servicing Advance, would not be ultimately recoverable from related Late Collections, Insurance Proceeds, Liquidation Proceeds or REO Proceeds.

“Note”: With respect to any Mortgage Loan, the promissory note or other evidence of indebtedness or agreements evidencing the indebtedness of a Borrower under such Mortgage Loan.

“Opinion of Counsel”: A written opinion of counsel acceptable to the Trustee, as applicable, in its reasonable discretion which counsel may be in-house counsel for the Servicer or the Master Servicer if acceptable to the Trustee and the Rating Agencies or counsel for the Depositor, as the case may be.

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“Permitted Investments”: One or more of the following:

(iv) commercial paper (having original maturities of not more than 365 days) of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has been rated by Moody’s and Standard & Poor’s in their highest short-term ratings available; provided that such commercial paper shall have a remaining maturity of not more than 30 days;

(v) a money market fund or a qualified investment fund rated by Moody’s in its highest long-term ratings available or rated AAAm or AAAm-G by Standard & Poor's, including any such funds for which Deutsche Bank National Trust Company or any affiliate thereof serves as an investment advisor, manager, administrator, shareholder, servicing agent, and/or custodian or sub-custodian; and

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“Person”: Any individual, corporation, limited liability company, partnership, joint venture, estate, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

“Qualified Affiliate”: Any Person (a) that is organized and doing business under the laws of any state of the United States or the District of Columbia, (b) that is in the business of performing the duties of a servicer of commercial mortgage loans, and (c) as to which 50% or greater of its outstanding voting stock or equity ownership interest are directly or indirectly owned by the Servicer or by any Person or Persons who directly or indirectly own equity ownership interests in the Servicer.

“Rating Agency”: With respect to any Mortgage Loan, each of Standard & Poor’s Ratings Services, a division of The McGraw-Hill Companies, Inc. and Moody’s Investors Service, Inc.

“Reasonable Efforts”: Efforts determined to be reasonably diligent by the Master Servicer or the Servicer, as the case may be, in its reasonable discretion, which efforts do not require the Master Servicer or the Servicer, as the case may be, to enter into any litigation, arbitration or other legal or quasi-legal proceeding.

“Recoverable Servicing Advance”: The portion of any Servicing Advance (including interest reasonably likely to accrue thereon at the Advance Rate) previously made or proposed to be made in respect of a Mortgage Loan or REO Property which, in the judgment (in accordance with the Accepted Servicing Practices) of the Servicer, will be ultimately recoverable, together with any accrued and unpaid interest thereon, from late collections or any other recovery on or in respect of such Mortgage Loan or REO Property.

“Remittance Date”: The 18^th day (or if such day is not a Business Day, the Business Day immediately preceding such day) of the month, beginning in January, 2007.

“REO Account”: As defined in Section 3.11(a).

“REO Mortgage Loan”: A Mortgage Loan deemed for the purposes hereof to be outstanding with respect to each REO Property, as more particularly described in Section 3.09(b).

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“REO Property”: A Mortgaged Property acquired by the Servicer on behalf of the Master Servicer through foreclosure or by deed in lieu of foreclosure.

“Responsible Officer”: Any officer or employee of the Master Servicer or the Servicer, as the case may be, involved in or responsible for the administration, supervision or management of this Agreement and whose name and specimen signature appear on a list prepared by each party and delivered to the other party, as such list may be amended from time to time by either party.

“Servicer”: Midland Loan Services, Inc., a Delaware corporation, or any successor Servicer as herein provided.

“Servicing Account”: The separate trust account created and maintained by the Master Servicer or Subservicer with respect to the Mortgage Loans or REO Property, which shall be an Eligible Account, for collection of taxes, assessments, insurance premiums and comparable items as described in Section 3.09 of the PSA.

“Servicing Advances”: All Servicing Expenses paid or to be paid, as the context requires, out of its own funds, by the Servicer in connection with the servicing of a Mortgage Loan, after a default, delinquency or other unanticipated event has occurred or is reasonably foreseeable, or in connection with the administration of any REO Property.

“Servicing Expenses”: All customary, reasonable and necessary out-of-pocket costs and expenses paid or incurred in connection with the Servicer’s obligations hereunder, including without limitation:

(a) real estate taxes, assessments and similar charges;

(b) insurance premiums;

(c) any expense necessary in order to prevent or cure any violation of applicable laws, regulations, codes, ordinances, rules, orders, judgments, decrees, injunctions or restrictive covenants;

(d) any cost or expense necessary in order to maintain or release the lien on each Mortgaged Property and related collateral, including any mortgage registration taxes, release fees, or recording or filing fees;

(e) customary expenses for the collection, enforcement or foreclosure of the Mortgage Loans and the collection of deficiency judgments against Borrowers and guarantors (including but not limited to the fees and expenses of any trustee under a deed of trust, foreclosure title searches and other lien searches);

(f) subject to Section 3.07, costs and expenses of any appraisals, valuations, inspections, environmental assessments (including but not limited to the fees and expenses of environmental consultants), audits or consultations, engineers, architects, accountants, on-site property managers, market studies, title and survey work and financial investigating services;

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(g) customary expenses for liquidation, restructuring, modification or loan workouts, such as sales brokerage expenses and other costs of conveyance;

(h) costs and expenses related to travel and lodging, subject to Section 3.07 with respect to property inspections; and

(i) any other reasonable costs and expenses, including without limitation, legal fees and expenses, incurred by the Servicer under this Agreement in connection with the enforcement, collection, foreclosure, disposition, condemnation or destruction of the Mortgage Loans or related Mortgaged Properties, the maintenance, leasing, operation, management and sale of the REO Properties, and the performance of Loan Servicing by the Servicer under this Agreement.

Notwithstanding the foregoing, Servicing Expenses shall not be deemed to include costs and expenses incurred by the Servicer in the performance of its Loan Servicing obligations hereunder that are in the nature of internal costs or fixed overhead of the Servicer (including, without limitation, costs and expenses relating to data processing, computer and telephone systems, office space, equipment and supplies, and employee salaries and related expenses), which shall be borne solely by the Servicer.

“Servicing Fee”: With respect to each Mortgage Loan, an amount equal to the product of (a) the Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan, payable out of interest received with respect to such Mortgage Loan in accordance with Section 5.01.

“Servicing Fee Rate”: A per annum rate equal to 0.25% (25 basis points).

“Servicing File”: With respect to each Mortgage Loan, (i) all Mortgage Loan Documents, (ii) to the extent not included as a Mortgage Loan Document, the documents, information and records set forth in the file listing attached hereto as Exhibit A, and (iii) any additional documents or information related thereto maintained or created by the Servicer.

“Servicing Officer”: Any officer of the Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished to the Master Servicer, as such list may from time to time be amended.

“Servicing Transfer Date”: With respect to each Mortgage Loan, the date of delivery by Master Servicer to the Servicer of the related Servicing File.

“Special Services”: Services relating to lease approvals, work-outs or mortgage loan restructuring, assumptions or substitutions, foreclosure or accepting deeds-in-lieu thereof, asset management, disposition or other similar activities with respect to any Mortgage Loan or Mortgaged Property.

“Specially Serviced Mortgage Loan”: Any Mortgage Loan with respect to which:

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(a) the related Borrower is at least two months delinquent (without giving effect to any grace periods permitted by the related Mortgage Loan Documents) in the payment of a Monthly Payment;

(b) the related Borrower has expressed to the Servicer an inability to pay or a hardship in paying the Mortgage Loan in accordance with its terms;

(c) the Servicer has received notice that the related Borrower has become the subject of any bankruptcy, insolvency or similar proceeding, or has admitted in writing the inability to pay its debts as they come due or made an assignment for the benefit of creditors;

(d) the Servicer has received notice of a foreclosure or threatened foreclosure of any lien (other than the Mortgage Loan) on the related Mortgaged Property;

(e) a default of which the Servicer has notice (other than a failure by the related Borrower to pay principal or interest) and which materially and adversely affects the interests of the Master Servicer, or after Securitization the trustee or certificateholders, has occurred and remains unremedied for the applicable grace period specified in the Mortgage Loan; or

(f) the related Borrower has failed to make a balloon payment as and when due and such default has not been cured within 30 days after such due date;

provided, however, that with respect to the circumstances described in clauses (b), (d) and (e), the Servicer has received written confirmation from the Master Servicer that such Mortgage Loan shall be a Specially Serviced Mortgage Loan. To the extent no other circumstances identified in clauses (a) through (f) above exist that would cause the Mortgage Loan to continue to be characterized as a Specially Serviced Mortgage Loan, a Mortgage Loan will cease to be a Specially Serviced Mortgage Loan:

(i) with respect to the circumstances described in clauses (a) or (f) above, when the related Borrower has brought the Mortgage Loan current (or, with respect to the circumstances described in clause (f), pursuant to any work-out of the Mortgage Loan) and thereafter made three consecutive full and timely Monthly Payments (including pursuant to such workout); or

(ii) with respect to the circumstances described in clauses (b), (c), (d) and (e) above, when such circumstances cease to exist or such default is cured, as applicable, in the reasonable judgment of the Servicer (as confirmed in writing by the Master Servicer).

“Special Servicing Fee”: With respect to each Specially Serviced Mortgage Loan or REO Mortgage Loan, an amount equal to the product of (a) the related Special Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan, as calculated in accordance with Section 5.01.

“Special Servicing Fee Rate”: A per annum rate equal to (a) 0.75% (75 basis points).

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“Workout Fee”: In connection with the curing of any event of default under any Specially Serviced Mortgage Loan through a modification, restructuring or work-out of such Mortgage Loan effected by the Servicer and evidenced by a writing executed by the related Borrower, the fee payable to the Servicer in an amount equal 1.5% applied to each collection of interest and principal (including scheduled payments, prepayments, balloon payments, payments at maturity and payments received with respect to a partial condemnation of a Mortgaged Property securing a Specially Serviced Loan) received on such Mortgage Loan for so long as it remains a Corrected Loan. If the Servicer is terminated (other than for cause or by resignation), it shall retain the right to receive any and all Workout Fees payable with respect to Mortgage Loans that became Corrected Mortgage Loans during the period that it acted as Special Servicer and were Corrected Loans at the time of such termination (and the successor Special Servicer shall not be entitled to any portion of such Workout Fees), in each case until the Workout Fee for any such loan ceases to be payable in accordance with the terms hereof.

ARTICLE II

RETENTION AND AUTHORITY OF SERVICER

Section 2.01 Engagement; Servicing Standard.

The Master Servicer hereby engages the Servicer to perform, and the Servicer hereby agrees to perform, Loan Servicing with respect to each of the Mortgage Loans throughout the term of this Agreement, upon and subject to the terms, covenants and provisions hereof.

The Servicer shall perform its services hereunder (a) in accordance with (i) applicable laws, (ii) the terms and provisions of the Mortgage Loan Documents, (iii) the express terms hereof, and (iv) the customary and usual standards of practice of prudent institutional commercial mortgage loan servicers, and (b) to the extent consistent with the foregoing requirements, in the same manner in which the Servicer services commercial mortgage loans for other third party portfolios of mortgage loans similar to the Mortgage Loans, but without regard to any relationship which the Servicer or any Affiliate of the Servicer may have with the related Borrower or any Affiliate of such Borrower or to the Servicer’s right to receive compensation for its services hereunder. The servicing standards described in the preceding sentence are herein referred to as “Accepted Servicing Practices”.

Section 2.02 Subservicing.

The Servicer may subservice to any Person any of its Loan Servicing obligations hereunder only with the Master Servicer’s written consent or to the extent necessary for the Servicer to comply with any applicable laws, regulations, codes or ordinances relating to the Servicer’s Loan Servicing obligations hereunder; provided, however, that such Person shall be obligated to deliver any report, assessment, attestation or certification required pursuant to Sections 4.02, 4.03 and 4.04 hereof as if it were the Servicer hereunder. The Servicer shall provide oversight and supervision with regard to the performance of all subcontracted services and any subservicing agreement shall be consistent with and subject to the provisions of this Agreement. Neither the existence of any subservicing agreement nor any of the provisions of this Agreement relating to subservicing shall relieve the Servicer of its obligations to the Master Servicer hereunder. Notwithstanding any such subservicing agreement, the Servicer shall be obligated to the same extent and under the same terms and conditions as if the Servicer alone were servicing the related Mortgage Loans in accordance with the terms of this Agreement. The Servicer shall be solely liable for all fees owed by it to any subservicer, regardless of whether the Servicer’s compensation hereunder is sufficient to pay such fees.

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Section 2.03 Authority of the Servicer.

(a) In performing its Loan Servicing obligations hereunder, the Servicer shall, except as otherwise provided herein and subject to the terms of this Agreement, have full power and authority, acting alone or through others, to take any and all actions in connection with such Loan Servicing that it deems necessary or appropriate. Without limiting the generality of the foregoing, the Servicer is hereby authorized and empowered by the Master Servicer when the Servicer deems it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Master Servicer, or after Securitization the Securitization trust, (y) any and all financing statements, continuation statements and other documents or instruments necessary to maintain the lien of each Mortgage on the related Mortgaged Property and any other related collateral; and (z) any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments with respect to each of the Mortgage Loans; provided, however, that the Servicer shall notify the Master Servicer in writing in the event that the Servicer intends to execute and deliver any such instrument referred to in clause (z) above, and, except in connection with any payment in full of any Mortgage Loan, shall proceed with such course of action only upon receipt of the Master Servicer’s written approval thereof. The Master Servicer agrees to cooperate with the Servicer by either executing and delivering to the Servicer from time to time (i) powers of attorney evidencing the Servicer’s authority and power under this Section, or (ii) such documents or instruments deemed necessary or appropriate by the Servicer to enable the Servicer to carry out its Loan Servicing obligations hereunder.

(b) In the performance of its Loan Servicing obligations hereunder, the Servicer shall take any action that is directed by the Master Servicer which relates to the Servicer’s Loan Servicing obligations under this Agreement; provided, however, that the Servicer shall not be obligated to take, or to refrain from taking, any action which the Master Servicer requests that the Servicer take or refrain from taking to the extent that the Servicer determines in its reasonable judgment that such action or inaction (i) may cause a violation of applicable laws, regulations, codes, ordinances, court orders or restrictive covenants with respect to any Mortgage Loan, Borrower, Mortgaged Property or REO Property; (ii) may cause a violation of any provision of a Mortgage Loan Document or (iii) may cause a violation of Accepted Servicing Practices.

ARTICLE III

SERVICES TO BE PERFORMED

Section 3.01 Services as Loan Servicer.

The Servicer hereby agrees to serve as the loan servicer with respect to each of the Mortgage Loans and to perform Loan Servicing as described below and as otherwise provided herein, upon and subject to the terms of this Agreement. Subject to any limitation of authority under Section 2.03, “Loan Servicing” shall mean those services pertaining to the Mortgage Loans which, applying Accepted Servicing Practices, are required hereunder to be performed by the Servicer, and which shall include:

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(i) reviewing all available documents pertaining to the Mortgage Loans, organizing, administering and maintaining the Servicing Files, and inputting all relevant information into the Servicer’s loan servicing computer system;

(ii) preparing and filing or recording all financing statements, continuation statements and other documents or instruments and taking such other action necessary to maintain the lien of any Mortgage on the related Mortgaged Property;

(iii) monitoring each Borrower’s maintenance of insurance coverage on each Mortgaged Property as required by the related Mortgage Loan Documents and causing to be maintained adequate insurance coverage on each Mortgaged Property in accordance with Section 3.05;

(iv) monitoring the status of real estate taxes, assessments and other similar items and verifying the payment of such items for each Mortgaged Property in accordance with Section 3.02;

(v) preparing and delivering all reports and information required hereunder;

(vi) procuring and supervising the services of third parties (other than subservicers pursuant to Section 2.02) necessary or appropriate in connection with the servicing of the Mortgage Loans by the Servicer;

(vii) performing payment processing, record keeping, administration of escrow and other accounts, interest rate adjustment, and other routine customer service functions;

(viii) monitoring any casualty losses or condemnation proceedings and administering any proceeds related thereto in accordance with the related Mortgage Loan Documents;

(ix) notifying all Borrowers of the appropriate place for communications and payments, and collecting and monitoring all payments made with respect to the Mortgage Loans;

(x) administering any requests for assumptions of a Mortgage Loan or transfers of ownership of or placement of subordinate financing on a Mortgaged Property in accordance with Section 3.08;

(xi) commencing on behalf of the Master Servicer any litigation or proceeding relating to the foreclosure or other realization upon the collateral under any of the Mortgage Loans, and retaining legal counsel in connection therewith, all in accordance with Section 3.09.

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(xii) selling or disposing of each Specially Serviced Mortgage Loan or REO Property in accordance with Section 3.10;

(xiii) managing and operating each REO Property in accordance with Section 3.11;

(xiv) administering any proposals for modifications, waivers, amendments or consents with respect to any term of a Mortgage Loan in accordance with Section 3.12.

Notwithstanding anything herein to the contrary, the Servicer shall not be required to undertake any lease approvals, loan modifications, workouts or restructuring, loan assumptions or substitutions, processing partial releases of collateral or subordinate financing requests, provided, however, that the Servicer shall be responsible for acting as the intermediary between the Borrower and the Master Servicer with respect to (x) processing Borrower requests for consents to actions and (y) the administration of the terms and provisions of the Mortgage Loan Documents, which includes, without limitation, collecting, organizing and forwarding to the Master Servicer any documents in the possession of the Servicer which relate to the Servicer’s obligation to act as such intermediary; and provided, further, that, subject to the above proviso, the Master Servicer shall be responsible for taking any actions regarding such Borrower requests and, therefore, shall be entitled to retain any modification fees, extension fees, assumption fees, and similar processing fees received from or on behalf of any Borrower unless and until the Master Servicer elects to engage the Servicer to perform such services pursuant to Sections 3.08 and 3.12.

Section 3.02 Escrow Accounts; Collection of Taxes, Assessments and Similar Items.

(a) With respect to the Mortgage Loans described in the Mortgage Loan Schedule, and subject to and as required by the terms of the related Mortgage Loan Documents, the Servicer shall establish and maintain one or more Eligible Accounts (each, an “Escrow Account”) into which any or all Escrow Payments shall be deposited within one Business Day after receipt and identification. Escrow Accounts shall be denominated “Midland Loan Services, Inc. in Trust for [the applicable owner] and Various Borrowers” or in such other manner as the Master Servicer prescribes. The Servicer shall notify the Master Servicer in writing of the location and account number of each Escrow Account it establishes and shall notify the Master Servicer prior to any change thereof. Withdrawals of amounts from an Escrow Account may be made, subject to any express provisions to the contrary herein, applicable laws, and to the terms of the related Mortgage Loan Documents governing the use of the Escrow Payments, only: (i) to effect payment of taxes, assessments, insurance premiums, ground rents and other items required or permitted to be paid from escrow; (ii) to refund to the Borrowers any sums determined to be in excess of the amounts required to be deposited therein; (iii) to pay interest, if required under the Mortgage Loan Documents, to the Borrowers on balances in the Escrow Accounts; (iv) to pay to the Servicer from time to time any interest or investment income earned on funds deposited therein pursuant to Section 3.04; (v) to apply funds to the indebtedness of the Mortgage Loan in accordance with the terms thereof; (vi) to reimburse the Servicer for any Servicing Advance or other Servicing Expense (including interest thereon at the Advance Rate) for which Escrow Payments should have been made by the Borrowers, but only from amounts received on the Mortgage Loan which represent late collections of Escrow Payments thereunder; (vii) to withdraw any amount deposited in the Escrow Accounts which was not required to be deposited therein; or (viii) to clear and terminate the Escrow Accounts at the termination of this Agreement.

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(b) The Servicer shall maintain accurate records with respect to each Mortgaged Property reflecting the status of taxes, assessments and other similar items that are or may become a lien thereon and the status of insurance premiums payable with respect thereto as well as the payment of ground rents with respect to each ground lease (to the extent such information is reasonably available). To the extent that the related Mortgage Loan Documents require Escrow Payments to be made by a Borrower, the Servicer shall use Reasonable Efforts to obtain, from time to time, all bills for the payment of such items, and shall effect payment prior to the applicable penalty or termination date, employing for such purpose Escrow Payments paid by the Borrower pursuant to the terms of the Mortgage Loan and deposited in the related Escrow Account by the Servicer. To the extent that the Mortgage Loan does not require a Borrower to make Escrow Payments, the Servicer shall use its Reasonable Efforts to require that any such payment be made by the Borrower prior to the applicable penalty or termination date. Subject to Section 3.05 with respect to the payment of insurance premiums, if a Borrower fails to make any such payment on a timely basis or collections from the Borrower are insufficient to pay any such item when due and the Servicer determines that an advance of such funds would constitute a Recoverable Servicing Advance, the Servicer shall consult with the Master Servicer regarding the timing for payment of taxes, assessments and other similar items and upon receipt of approval from the Master Servicer, make a Servicing Advance prior to the applicable penalty or termination date, as allowed under the terms of the related Mortgage Loan and, in any event, consistent with Accepted Servicing Practices. Notwithstanding anything to the contrary in the preceding sentence, with respect to Mortgage Loans that do not provide for escrows for the payment taxes and assessments, the Servicer shall, subject to prompt receipt of approval from the Master Servicer, make a Servicing Advance for the payment of such items upon the earlier of (i) five Business Days after the Servicer has received confirmation that such item has not been paid and (ii) the earlier of (A) 30 days after the date such payments first become due and (B) five Business Days before the scheduled date of foreclosure of any lien arising from nonpayment of such items. In no event shall the Servicer be required to make any such Servicing Advance that would not, if made, be a Recoverable Servicing Advance.

(c) In accordance with Accepted Servicing Practices and for all Mortgage Loans, the Servicer shall consult with the Master Servicer regarding any Servicing Advance and upon receipt of approval from the Master Servicer make a Servicing Advance with respect to each related Mortgaged Property (including any REO Property) of all such funds as are necessary for the purpose of effecting the payment of (without duplication) (i) ground rents (if applicable), (ii) premiums on insurance policies, (iii) operating, leasing, managing and liquidation expenses for REO Properties, (iv) environmental inspections, (v) real estate taxes, assessments and other similar items that are or may become a lien thereon and (vi) any other amount specifically required to be paid as a Servicing Advance hereunder, if and to the extent monies in the Servicing Accounts are insufficient to pay such item when due and the related Borrower has failed to pay such item on a timely basis, provided that the Servicer shall only be required to make any such Servicing Advance that would, if made, constitute a Recoverable Servicing Advance.

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Section 3.03 Collection Accounts.

(a) With respect to the Mortgage Loans, the Servicer shall establish and maintain one or more Eligible Accounts (each, a “Collection Account”) for the benefit of the trust for the purposes set forth herein. Collection Accounts shall be denominated “Midland Loan Services, Inc. in Trust for [the applicable owner]” or in such other manner as the Master Servicer prescribes. The Servicer shall deposit into the Collection Accounts within one (1) Business Day after receipt all payments and collections received by it on or after the date hereof with respect to the Mortgage Loans, other than payments and collections with respect to any REO Property (which shall be deposited into the Collection Account from amounts withdrawn from the related REO Account pursuant to Section 3.11(a)), Escrow Payments or payments in the nature of Additional Servicing Compensation.

(b) The Servicer shall make withdrawals from the Collection Accounts only as follows (the order set forth below not constituting an order of priority for such withdrawals):

(i) to withdraw any amount deposited in the Collection Accounts which was not required to be deposited therein;

(ii) pursuant to Section 5.01, to pay to the Servicer the Servicing Fee, Special Servicing Fee, Workout Fee and Disposition Fee on each Remittance Date;

(iii) pursuant to Section 5.02, to pay or reimburse the Servicer for any Servicing Advances or other Servicing Expenses(including interest thereon at the Advance Rate);

(iv) to pay to the Servicer from time to time any interest or investment income earned on funds deposited in the Collection Accounts pursuant to Section 3.04;

(v) to remit to the Master Servicer on each Remittance Date, pursuant to wiring instructions from the Master Servicer, all amounts (which, for the avoidance of doubt shall include all prepayment penalties collected from the borrower) on deposit in the Collection Accounts (that represent good funds) as of the close of business on the Determination Date, net of any withdrawals from the Collection Account pursuant to this Section;

(vi) to clear and terminate the Collection Accounts upon the termination of this Agreement;

(vii) to pay the Excess Servicing Strip to itself or any holder thereof; and

(viii) to reimburse itself out of general collections for any Servicing Advance made that has been deemed by the Servicer to be a Nonrecoverable Advance.

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Section 3.04 Permitted Investments.

The Servicer may direct any depository institution or trust company in which the Accounts are maintained to invest the funds held therein in one or more Permitted Investments; provided, however, that such funds shall be either (i) immediately available or (ii) available in accordance with a schedule which will permit the Servicer to meet its payment obligations hereunder. The Servicer shall be entitled to all income and gain realized from the investment of funds deposited in the Accounts. The Servicer shall deposit from its own funds in the applicable Account the amount of any loss incurred in respect of any such investment of funds immediately upon the realization of such loss. Notwithstanding the foregoing, the Servicer shall not direct the investment of funds held in any Escrow Account and retain the income and gain realized therefrom if the related Mortgage Loan Documents or applicable law permit the Borrower to be entitled to the income and gain realized from the investment of funds deposited therein. In such event, the Servicer shall direct the depository institution or trust company in which such Escrow Accounts are maintained to invest the funds held therein (1) in accordance with the Borrower’s written investment instructions, if the Mortgage Loan Documents or applicable law require such funds to be invested in accordance with the Borrower’s direction; and (2) in accordance with the Master Servicer’s written investment instructions, if the Mortgage Loan Documents and applicable law do not permit the Borrower to direct the investment of such funds; provided, however, that in either event (i) such funds shall be either (y) immediately available or (z) available in accordance with a schedule which will permit the Servicer to meet the payment obligations for which the Escrow Account was established, and (ii) the Servicer shall have no liability for any loss in investments of such funds that are invested pursuant to such written instructions.

Section 3.05 Maintenance of Insurance Policies.

(a) The Servicer shall use its Reasonable Efforts to cause the Borrower of each Mortgage Loan to maintain for each Mortgage Loan such insurance as is required to be maintained pursuant to the related Mortgage Loan Documents. If the Borrower fails to maintain such insurance, then the Servicer shall notify the Master Servicer of such breach and, to the extent available at commercially reasonable rates, cause to be maintained (i) fire and hazard insurance with extended coverage in an amount which is at least equal to the lesser of the current principal balance of such Mortgage Loan and the replacement cost of the improvements which are a part of the related Mortgaged Property and (ii) to the extent that the Mortgaged Property is located in a federally designated special flood hazard area, flood insurance in respect thereof. Such flood insurance shall be in an amount equal to the lesser of (y) the unpaid principal balance of the related Mortgage Loan or (z) the maximum amount of such insurance as is available for the related Mortgaged Property under the National Flood Insurance Act. After notifying the Master Servicer pursuant to the second preceding sentence, the Servicer shall take such action as the Master Servicer reasonably requests with respect to the maintenance of any other forms of insurance which are required to be maintained pursuant to the related Mortgage Loan Documents, except to the extent that such insurance is not available at commercially reasonable rates or the Master Servicer, or after Securitization the Securitization trust, as mortgagee, does not have an insurable interest. The Servicer shall, to the extent available at commercially reasonable rates, maintain for each REO Property no less insurance coverage than was previously required with respect to the related Mortgaged Property or as may be required at any time by the Master Servicer in writing. All such policies, except for policies maintained for any REO Mortgaged Property, shall be endorsed with standard mortgagee clauses with loss payable to the Master Servicer, and shall be in an amount sufficient to avoid the application of any co-insurance clause. The costs of maintaining the insurance policies which the Servicer is required to maintain pursuant to this Section shall be paid by the Servicer as a Servicing Advance.

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(b) The Servicer may fulfill its obligation to maintain insurance, as provided in Section 3.05(a), through a master force placed insurance policy, the cost of which shall be paid by the Servicer as a Servicing Advance, provided that such cost is limited to the incremental cost of such policy allocable to such Mortgaged Property or REO Property (i.e., other than any minimum or standby premium payable for such policy whether or not any Mortgaged Property is then covered thereby, which shall be paid by the Servicer). Such master force placed insurance policy may contain a deductible clause, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy otherwise complying with the provisions of Section 3.05(a), and there shall have been one or more losses which would have been covered by such a policy had it been maintained, immediately deposit into the related Collection Account from its own funds the amount not otherwise payable under the master force placed insurance policy because of such deductible to the extent that such deductible exceeds the deductible limitation required under the related Mortgage Loan Documents, or, in the absence of such deductible limitation, the deductible limitation which is consistent with Accepted Servicing Practices.

(c) The Servicer shall maintain at its own expense a fidelity bond in form and amount that is consistent with Accepted Servicing Practices. In addition, the Servicer shall keep in force, at its own expense during the term of this Agreement, a policy or policies of insurance in form and amounts that are consistent with Accepted Servicing Practices, covering loss occasioned by the errors and omissions of the Servicer’s officers and employees in connection with its obligations hereunder.

Section 3.06 Delivery and Possession of Servicing Files.

On or before the related Servicing Transfer Date, the Master Servicer shall deliver or cause to be delivered to the Servicer (i) a Servicing File with respect to each Mortgage Loan; and (ii) the amounts, if any, received by the Master Servicer representing Escrow Payments previously made by the Borrowers. The Servicer shall promptly acknowledge receipt of the Servicing File and Escrow Payments for the Mortgage Loans and shall promptly deposit such Escrow Payments in the Escrow Accounts established pursuant to this Agreement. The contents of each Servicing File delivered to the Servicer are and shall be held in trust by the Servicer for the benefit of the Master Servicer as the owner thereof or, in the case of a Securitization, held in trust by the Servicer for the benefit of the Securitization trust; the Servicer’s possession of the contents of each Servicing File so delivered is for the sole purpose of servicing the related Mortgage Loan; and such possession by the Servicer shall be in a custodial capacity only. The Servicer shall release its custody of the contents of any Servicing File only in accordance with written instructions from the Master Servicer, and upon request of the Master Servicer, the Servicer shall deliver to the Master Servicer the Servicing File or a copy of any document contained therein; provided, however, that if the Servicer is unable to perform its Loan Servicing obligations with respect to the related Mortgage Loan after any such release or delivery of the Servicing File, then the Servicer’s responsibilities for Loan Servicing with respect to such Mortgage Loan may be terminated immediately by the Servicer upon written notice to the Master Servicer.

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Section 3.07 Inspections.

The Servicer shall perform a physical inspection of each Mortgaged Property or REO Property at least annually for Mortgage Loans with outstanding principal balance of more than $1,000,000 and every other year for Mortgage Loans with an outstanding principal balance of less than or equal to $1,000,000 or if (a) the related Mortgage Loan becomes a Specially Serviced Mortgage Loan, (b) the Master Servicer requests such an inspection, or (c) the Servicer, with the approval of the Master Servicer, determines that it is prudent to conduct such an inspection. The Servicer shall prepare a written report of each such inspection and shall promptly deliver a copy of such report to the Master Servicer. The reasonable out-of-pocket expenses incurred by the Servicer in connection with any such inspections (including any out-of-pocket expenses related to travel and lodging and any charges incurred through the use of a qualified third party to perform such services) shall be paid as a Servicing Expense; provided, however, that with respect to the annual (or every other year) inspection of any Mortgaged Property or the initial inspection of any Mortgaged Property relating to any Specially Serviced Mortgage Loan, such expenses shall be borne by the Servicer.

Section 3.08 “Due-on-Sale” Clauses; Assumption Agreements.

When any Borrower proposes to convey or encumber all or any portion of its interests in a Mortgaged Property, or if such conveyance or encumbrance has actually occurred, to the extent that the Servicer has actual knowledge of such conveyance or encumbrance, the Servicer shall immediately give notice thereof to the Master Servicer and take such related actions as the Master Servicer reasonably directs, including (i) waiving or enforcing any due-on-sale clause or due-on-encumbrance clause contained in the related Mortgage Loan Documents, to the extent permitted under the terms of the related Mortgage Loan Documents and applicable law, (ii) taking or entering into an assumption or substitution agreement from or with the Person to whom such Mortgaged Property has been or shall be conveyed, and (iii) releasing the original Borrower from liability upon the related Mortgage Loan and substituting the new Borrower as the obligor thereon.

To the extent the Servicer is engaged by the Master Servicer to perform analysis, processing and administrative functions in connection with any request by a Borrower to waive any such due-on-sale clause or due-on-encumbrance clause and/or to enter into any such assumption or substitution agreement, the Servicer may, as a condition to granting any such request require (to the extent permitted by applicable law) that such Borrower pay to it, as Additional Servicing Compensation, a reasonable and customary fee consistent with Accepted Servicing Practices in connection with such request, together with any related costs and expenses incurred by the Servicer; provided, however, that in the event that the Borrower fails or is unable to pay any such costs and expenses, or the Master Servicer directs the Servicer to waive any requirement that the Borrower pay any such costs or expenses, the same shall be paid by the Servicer as a Servicing Advance.

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Section 3.09 Realization Upon Mortgaged Properties.

(a) Upon the failure of any Borrower to make any required payment of principal, interest or other amounts due under a Mortgage Loan, or otherwise to perform fully any material obligations under any of the related Mortgage Loan Documents, in either case within any applicable grace period, the Servicer shall, upon discovery of such failure, promptly notify the Master Servicer in writing. The Servicer shall issue notices of default, declare events of default, declare due the entire outstanding principal balance, and otherwise take all reasonable actions under the related Mortgage Loan in preparation for the Master Servicer to realize upon the underlying collateral. With respect to any Specially Serviced Mortgage Loan, the Servicer shall, as permitted under the provisions of the related Mortgage Loan Documents, and subject to the Master Servicer’s prior written consent, foreclose upon or otherwise comparably convert the ownership of the related Mortgaged Property. In connection with such foreclosure or other conversion, the Servicer shall, subject to the consent or direction of the Master Servicer, follow such practices and procedures as it shall deem necessary or advisable and as shall be consistent with Accepted Servicing Practices. All costs and expenses incurred by the Servicer in any such proceedings shall be paid by the Servicer as a Servicing Advance.

(b) If title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Master Servicer’s nominee, or after Securitization the nominee of the Securitization trustee, but in no event shall such deed or certificate be taken in the name of the Servicer. Notwithstanding any such acquisition of title and cancellation of the related Mortgage Loan, such Mortgage Loan shall be considered to be an REO Mortgage Loan held by the Master Servicer or after Securitization the Securitization trustee until such time as the related REO Property shall be sold, transferred or conveyed by the Master Servicer or such trustee. Consistent with the foregoing, for purposes of all calculations hereunder, so long as such REO Mortgage Loan shall be considered to be an outstanding Mortgage Loan, payments and collections with respect to the related REO Property received in any month (net of related expenses) shall be applied to amounts which would have been payable under the related Note in accordance with the terms of such Note.

(c) Except as otherwise provided in written instructions delivered to the Servicer by the Master Servicer, the Servicer shall not obtain title to any Mortgaged Property as a result or in lieu of foreclosure or otherwise, and shall not otherwise acquire possession of, or take other action with respect to, any Mortgaged Property, if, as a result of any such action, the Master Servicer, or after Securitization the Securitization trustee, would be considered to hold title to, to be a “mortgagee-in-possession” of, or to be an “owner” or “operator” of such Mortgaged Property within the meaning of any Environmental Law, or a “discharger” or “responsible party” thereunder, unless the Servicer has also previously determined, based on a report prepared by a Person who regularly conducts environmental site assessments, that:

(i) such Mortgaged Property is in compliance with applicable Environmental Laws or, if not, that taking such actions as are necessary to bring such Mortgaged Property into compliance therewith is reasonably likely to produce a greater recovery on a present value basis than not taking such actions; and

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(ii) there are no circumstances present on such Mortgaged Property relating to the use, management or disposal of any Hazardous Materials for which investigation, testing, monitoring, containment, clean-up or remediation could be required under any applicable Environmental Law, or that, if any such Hazardous Materials are present for which such action could be required, taking such actions with respect to the affected Mortgaged Property is reasonably likely to produce a greater recovery on a present value basis than not taking such actions.

If the Servicer has so determined based on satisfaction of the criteria in clauses (i) and (ii) above that it would be in the best economic interest of the Master Servicer, or after Securitization the Securitization trustee, to take any such actions, the Servicer shall notify the Master Servicer of such proposed action. The Servicer shall take such action only if authorized by the Master Servicer in writing. The costs of any such compliance, containment, clean-up or remediation shall be paid by the Servicer as a Servicing Expense.

If the environmental assessment first obtained by the Servicer with respect to a Mortgaged Property indicates that such Mortgaged Property may not be in compliance with applicable Environmental Laws or that Hazardous Materials may be present but does not definitively establish such fact, the Servicer, subject to the Master Servicer’s prior written consent, shall cause such further environmental assessments to be conducted.

(d) The environmental site assessments contemplated by Section 3.09(c) shall be prepared by any Person who is recommended by the Servicer and approved in writing by the Master Servicer or such other Person as directed in writing by the Master Servicer. The cost of preparation of any environmental assessment shall be paid by the Servicer as a Servicing Expense.

(e) If the Servicer determines, pursuant to Section 3.09(c), that taking such actions as are necessary to bring any Mortgaged Property into compliance with applicable Environmental Laws, or taking such actions with respect to the containment, clean-up, removal or remediation of hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials affecting any such Mortgaged Property, is not reasonably likely to produce a greater recovery on a present value basis than not taking such actions, then the Servicer shall take such action as directed in writing by the Master Servicer, including, without limitation, releasing the lien of the related Mortgage with respect to the affected Mortgaged Property.

Section 3.10 Sale of Specially Serviced Mortgage Loans and REO Properties.

(a) With respect to any Specially Serviced Mortgage Loan or REO Property, when and if directed in writing by the Master Servicer, the Servicer shall use its Reasonable Efforts to sell to any Person (other than an Affiliate of the Servicer) such Specially Serviced Mortgage Loan or REO Property on commercially reasonable terms which are consistent with Accepted Servicing Practices; provided, however, that any such sale must be approved in writing by the Master Servicer.

(b) Subject to Section 3.10(a), the Servicer shall act on behalf of the Master Servicer in negotiating and taking any such action necessary or appropriate in connection with the sale of any Specially Serviced Mortgage Loan or REO Property, including the collection of all amounts payable in connection therewith. Any sale of any Specially Serviced Mortgage Loan or REO Property shall be without recourse to, or representation or warranty by, the Master Servicer, the Servicer, or after Securitization the Securitization trust (except that any contract of sale and conveyance documents may contain customary warranties of title and condition). The Net Liquidation Proceeds (after deduction of the Disposition Fee) shall be promptly deposited by the Servicer in the related Collection Account.

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Section 3.11 Management of REO Property.

(a) Upon the acquisition by the Master Servicer of any REO Property, the Servicer shall have full power and authority, subject to the specific requirements and prohibitions of this Agreement, to do or authorize to be done any and all things in connection therewith as are consistent with Accepted Servicing Practices, all on terms and for such period as the Servicer deems to be in the best economic interest of the Master Servicer. The Servicer shall segregate and hold all revenues received by it with respect to any REO Property separate and apart from its own funds and general assets and shall establish and maintain with respect to any REO Property one or more Eligible Accounts (each, an “REO Account”) for the purposes set forth herein. REO Accounts shall be Eligible Accounts and shall be denominated “Midland Loan Services, Inc. in Trust for IMPAC Commercial Capital Corporation” or in such other manner as the Master Servicer prescribes. The Servicer shall be entitled to any interest or investment income earned on funds deposited in an REO Account pursuant to Section 3.04. In connection therewith, the Servicer shall deposit or cause to be deposited in the REO Account within one (1) Business Day after receipt all revenues received by it with respect to any REO Property (except for any Net Liquidation Proceeds), and shall withdraw therefrom funds necessary for the proper maintenance, leasing, operation, management and sale of any REO Property, including:

(i) all insurance premiums due and payable in respect of such REO Property;

(ii) all taxes and assessments in respect of such REO Property that could result or have resulted in the imposition of a lien thereon;

(iii) all ground rental payments, if applicable, with respect to such REO Property; and

(iv) all costs and expenses necessary to maintain, lease, operate, manage and sell such REO Property, including the management fee payable to the property manager engaged by Servicer pursuant to Section 3.11(b).

To the extent that amounts on deposit in any REO Account are insufficient for the purposes set forth above, and the Servicer determines that advancing such funds would constitute a Recoverable Servicing Advance, the Servicer shall consult with the Master Servicer regarding such Servicing Advance and upon receipt of approval from the Master Servicer, make a Servicing Advance. The Servicer shall withdraw from each REO Account and deposit into the related Collection Account on a monthly basis on or prior to the related Remittance Date the income, net of expenses, received or collected from each REO Property; provided, however, that the Servicer may retain in each REO Account funds sufficient for the payment of the items set forth in clauses (i) through (iv) above, including, without limitation, the creation of reasonable reserves for repairs, replacements, and necessary capital improvements and other related expenses.

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(b) The Servicer may contract with any Person as a property manager for the operation and management of any REO Property; provided, however, that:

(i) the terms and conditions of any such contract shall not be inconsistent herewith and the Master Servicer has provided its written consent (which shall not be unreasonably withheld) with respect to such property manager;

(ii) none of the provisions of this Section relating to any such contract or to actions taken through any such Person shall be deemed to relieve the Servicer of any of its duties and obligations to the Master Servicer with respect to the operation and management of such REO Property; and

(iii) the Servicer shall be obligated with respect thereto to the same extent as if it alone were performing all duties and obligations in connection with the operation and management of such REO Property.

Section 3.12 Modifications, Waivers, Amendments and Consents.

(a) When any Borrower proposes any modification, waiver or amendment of any term of any Mortgage Loan or requests any consents related thereto, the Servicer shall immediately give notice thereof to the Master Servicer and take such related actions as the Master Servicer directs, except with respect to any Borrower proposal or request which involves any required payment from the Borrower in the nature of Additional Servicing Compensation to which the Servicer is properly entitled. All modifications, waivers or amendments of any Mortgage Loan or consents related thereto shall be in writing.

(b) To the extent the Servicer is engaged by the Master Servicer to perform analysis, processing and administrative functions in connection with any request by a Borrower for any consent, modification, waiver or amendment the Servicer may, as a condition to granting any such request require (to the extent permitted by applicable law) that such Borrower pay to it, as Additional Servicing Compensation, a reasonable and customary fee consistent with Accepted Servicing Practices in connection with such request, together with any related costs and expenses incurred by the Servicer; provided, however, that in the event that the Borrower fails or is unable to pay any such costs and expenses, or the Master Servicer directs the Servicer to waive any requirement that the Borrower pay any such costs or expenses, the same shall be paid by the Servicer as a Servicing Advance.

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ARTICLE IV

STATEMENTS AND REPORTS

Section 4.01 Reporting by the Servicer.

(a) On the first Business Day after Determination Date, the Servicer shall render to the Master Servicer a remittance report, which would include any activity with respect to the Mortgage Loans for the period covering the 16th of the prior month to the 15th of the current month (or, in the case of the first Remittance Date, the Servicing Transfer Date), in a format and containing such information as the Master Servicer shall reasonably require. Such report shall be made available in both written and electronic format.

(b) Each year beginning in the calendar year which immediately succeeds the year hereof, the Servicer shall prepare and file the reports of foreclosures and abandonments of any Mortgaged Property and the annual information returns with respect to each Borrower’s debt service payments under the Mortgage Loans as required by Sections 6050J and 6050H, respectively, of the Internal Revenue Code and the rules and regulations promulgated thereunder, as amended.

(c) Not later than twenty days after each Remittance Date, the Servicer shall forward to the Master Servicer a statement, setting forth the status of the Accounts as of the close of business on such Remittance Date showing, for the period from the preceding Remittance Date (or, in the case of the first Remittance Date, the Servicing Transfer Date) to such Remittance Date, the aggregate of deposits into and withdrawals from the Accounts.

(d) The Servicer will provide the Master Servicer with immediate on- line Internet website access to Portfolio Investor Insight® with respect to the Mortgage Loans, subject to such reasonable policies, procedures and limitations as the parties may agree upon from time to time.

(e) The Servicer shall use its Reasonable Efforts to promptly collect from each Borrower (and forward on to the Master Servicer) the property operating statements, rent rolls, financial statements and other financial reports which are required to be delivered by the Borrower pursuant to the related Mortgage Loan Documents. The Servicer shall promptly (i) review and analyze such items as may be collected; (ii) prepare written reports based on such analysis; and (iii) deliver copies of such written reports to the Master Servicer.

(f) The Servicer shall provide the Master Servicer with any summary reports prepared by any Rating Agency with respect to the Servicer’s ranking by such Rating Agency.

(g) Unless otherwise specifically stated herein, if the Servicer is required to deliver any statement, report or information under any provisions of this Agreement, the Servicer may satisfy such obligation by (x) physically delivering a paper copy of such statement, report or information, (y) delivering such statement, report or information in a commonly used electronic format, or (z) making such statement, report or information available on the Servicer's Internet website, unless this Agreement expressly specifies a particular method of delivery.

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Section 4.02 Annual Statements of Compliance.

(a) The Servicer will deliver to the Depositor, the Issuing Entity and the Trustee, with a copy to the Credit Enhancer, not later than March 15th of each calendar year, beginning in 2007, an Officer’s Certificate (an “Annual Statement of Compliance”) stating that, as to each signatory thereof, (i) a review of the activities of the Servicer during the preceding calendar year and of its performance under this Agreement or other applicable agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, the Servicer has fulfilled all of its material obligations under this Agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use.

Failure of the Servicer to timely comply with this Section 4.02 shall be deemed an Event of Default, and the Master Servicer may, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer except for compensation due under Section 8.01(b) and the right to the Excess Servicing Strip.

(b) The Servicer shall deliver to the Depositor, the Issuing Entity and the Trustee, with a copy to the Credit Enhancer, promptly after having obtained knowledge thereof, but in no event later than five Business Days thereafter, written notice by means of an Officer’s Certificate of any event which with the giving of notice or the lapse of time or both, would become an Event of Default.

Section 4.03 Assessments of Compliance and Attestation Reports.

On and after January 1, 2006, the Servicer shall service and administer the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1123 of Regulation AB, the Servicer shall deliver to the Issuing Entity, the Trustee, the Depositor, the Credit Enhancer and each Rating Agency on or before March 15th of each calendar year beginning in 2007, a report regarding the Servicer’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance must be reasonably satisfactory to the Trustee, and as set forth in Regulation AB, the Assessment of Compliance must contain the following:

(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Servicer;

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(b) A statement by such officer that such officer used the Servicing Criteria attached as Exhibit B hereto, and which will also be attached to the Assement of Compliance, to assess compliance with the Servicing Criteria applicable to the Servicer;

(c) An assessment by such officer of the Servicer’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans;

(d) A statement that a registered public accounting firm has issued an attestation report on the Servicer’s Assessment of Compliance for the period consisting of the preceding calendar year; and

(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans.

Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit B hereto which are indicated as applicable to the Servicer.

On or before March 15 of each calendar year beginning in 2007, the Servicer shall furnish to the Issuing Entity, the Trustee, the Depositor, the Credit Enhancer and each Rating Agency a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.

Failure of the Servicer to timely comply with this Section 4.03 shall be deemed an Event of Default, and the Master Servicer may, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer except for compensation due under Section 8.01(b) and the right to the Excess Servicing Strip.

Section 4.04 Exchange Act Reporting.

The Servicer shall fully cooperate with the Master Servicer in connection with the Trust’s satisfying the reporting requirements under the Exchange Act.

Within 12 calendar days after each Distribution Date, the Trustee shall, in accordance with industry standards, file with the Commission via the Electronic Data Gathering and Retrieval System ("EDGAR"), a Distribution Report on Form 10-D, signed by the Depositor, with a copy of the monthly statement to be furnished by the Trustee to the Certificateholders for such Distribution Date. Any disclosure in addition to the monthly statement required to be included on the Form 10-D (“Additional Form 10-D Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information, if other than the Trustee.

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For so long as the Trust is subject to the Exchange Act reporting requirements, within 3 calendar days after the related Distribution Date, each entity that is indicated in Exhibit C as the responsible party for providing Additional Form 10-D Disclosure shall be required to provide to the Trustee and the Depositor, to the extent known by a responsible party thereof, clearly identifying which item of Form 10-D the information relates to, any Additional Form 10-D Disclosure, if applicable.

Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a "Reportable Event"), the Depositor shall prepare and file any Form 8-K, as required by the Exchange Act, in addition to the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K ("Form 8-K Disclosure Information") shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information.

For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the end of business on the second Business Day after the occurrence of a Reportable Event, the entity that is indicated in Exhibit C as the responsible party for providing Form 8-K Disclosure Information shall be required to provide to the Depositor, to the extent known by a responsible officer thereof, the form and substance of any Form 8-K Disclosure Information, if applicable.

Any disclosure or information that is required to be included on Form 10-K ("Additional Form 10-K Disclosure") shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information, if other than the Trustee.

On or prior to (x) March 15, 2007 and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 31 of each year thereafter, each entity that is indicated in Exhibit C as the responsible party for providing Additional Form 10-K Disclosure shall be required to provide to the Trustee and the Depositor, to the extent known by a responsible party thereof, the form and substance of any Additional Form 10-K Disclosure Information, if applicable.

ARTICLE V

SERVICER’S COMPENSATION AND EXPENSES

Section 5.01 Servicing Compensation.

As consideration for servicing the Mortgage Loans subject to this Agreement, the Servicer shall be entitled to a Servicing Fee for each Mortgage Loan remaining subject to this Agreement during any calendar month or part thereof. Such Servicing Fee shall be payable monthly on the Remittance Date and shall be computed on the basis of the same outstanding principal balance and for the period with respect to which any related interest payment on the related Mortgage Loan is computed. The Servicer may pay itself the Servicing Fee on each Remittance Date from amounts on deposit in the related Collection Account.

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As further compensation for its activities hereunder, the Servicer shall be entitled to retain any payments or collections received by it which are in the nature of Additional Servicing Compensation.

As compensation for its special servicing activities hereunder, the Servicer shall be entitled to the Special Servicing Fee for each Specially Serviced Mortgage Loan or REO Property remaining subject to this Agreement during any calendar month or part thereof. Such Special Servicing Fee shall be payable monthly on the Remittance Date and shall be computed on the basis of the same outstanding principal balance and for the period with respect to which any related interest payment on the related Mortgage Loan is computed. The Servicer may pay itself the Special Servicing Fee on each Remittance Date from amounts on deposit in the related Collection Account. The Servicer shall not be entitled to the Servicing Fee for any Mortgage Loan in the event the Servicer is entitled to receive the Special Servicing Fee for such Mortgage Loan.

In addition to the other servicing compensation provided for in this Agreement, and not in lieu thereof, the Servicer shall be entitled to (i) the Disposition Fee, which shall be payable out of Net Liquidation Proceeds prior to the deposit of Net Liquidation Proceeds into the Collection Account; and (ii) the Workout Fee which shall be payable on each Remittance Date.

To the extent that amounts on deposit in the Collection Account are insufficient for the payment of the Servicing Fee, Special Servicing Fee or Workout Fee, the Master Servicer shall pay any such shortfall to the Servicer within ten (10) Business Days after the Master Servicer’s receipt of an itemized invoice therefor.

The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement thereof except as specifically provided for herein.

Notwithstanding anything herein to the contrary, Midland Loan Services, Inc. (and its successors and assigns) shall also be entitled to the Excess Servicing Strip with respect to the Mortgage Loans that it is servicing and may at its option assign or pledge to any third party or retain for itself the Excess Servicing Strip. To the extent the Servicer has not retained the Excess Servicing Strip pursuant to Section 3.03 hereof, the Master Servicer (or its successor hereunder, if any) shall pay the Excess Servicing Strip to the holder of the Excess Servicing Strip (i.e., Midland Loan Services, Inc. or any such third party) at such time and to the extent the Master Servicer is entitled to receive payment of its Master Servicing Fees hereunder, notwithstanding any resignation or termination of the Master Servicer hereunder. In the event that Midland Loan Services, Inc. is terminated or resigns as servicer, it (and its successors and assigns) will be entitled to retain the Excess Servicing Strip.

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Section 5.02 Servicing Advances.

(a) Notwithstanding any other provision hereof, the Servicer shall obtain the written approval of the Master Servicer prior to incurring any Servicing Advance that is over $5,000.00 per item, except for any Servicing Expense which is (i) incurred by the Servicer pursuant to Sections 3.02(b) or 3.05 or (ii) made for any purposes other than those described in item (i) above, and is not over $15,000.00 and is made in an emergency situation to preserve and protect the Mortgaged Property or the safety of the public in connection with such Mortgaged Property. The Servicer may cause any Servicing Expenses to be paid directly from the related Collection Account. The Servicer not be required to make any Servicing Advance that is not a Recoverable Servicing Advance.

(b) The Servicer shall make its reasonable efforts to collect or cause to be collected all payments required under the terms and provisions of the Mortgage Loans and shall follow collection procedures comparable to the collection procedures of prudent institutional mortgage loan servicer servicing mortgage loans for their own account to the extent such procedures shall be consistent with this Agreement. Consistent with the foregoing, the Servicer may in its discretion (i) waive or permit to be waived any late payment charge, assumption fee, or any penalty interest in connection with the prepayment of a Mortgage Loan and (ii) suspend or reduce or permit to be suspended or reduced regular monthly payments for a period of up to six months, or arrange or permit an arrangement with a Mortgagor for a scheduled liquidation of delinquencies. The Servicer shall have no obligation to make any Advances other than Servicing Advances.

(c) The Master Servicer and the Servicer shall in all cases have a right prior to the Certificateholders to any particular funds on deposit in the Custodial Account from time to time for the reimbursement or payment of its Servicing Fee, Excess Servicing Strip, Servicing Advances, Servicing Expenses and any other amounts reimbursable thereto in accordance with Section 3.11 of the PSA, but only if and to the extent such amounts are to be reimbursed or paid from such particular funds on deposit in the Custodial Account pursuant to the express terms of the PSA.

ARTICLE VI

THE SERVICER AND THE MASTER SERVICER

Section 6.01 Servicer Not to Assign; Merger or Consolidation of the Servicer.

(a) Except as otherwise provided for in this Section or in Section 2.02, the Servicer may not assign this Agreement or any of its rights, powers, duties or obligations hereunder without the written consent of the Master Servicer; provided, however, that the Servicer may, after 60 days written notice to Master Servicer, assign this Agreement to a Qualified Affiliate without the written consent of the Master Servicer.

(b) The Servicer may be merged or consolidated with or into any Person, or transfer all or substantially all of its assets to any Person, in which case any Person resulting from any merger or consolidation to which it shall be a party, or any Person succeeding to its business shall be the successor of the Servicer hereunder, and shall be deemed to have assumed all of the liabilities of the Servicer hereunder. The Servicer shall provide written notice to the Master Servicer of any such merger, consolidation, or transfer.

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Section 6.02 Liability and Indemnification of the Servicer and the Master Servicer.

Neither the Servicer nor its Affiliates nor any of the directors, officers, employees or agents thereof shall be under any liability to the Master Servicer or any third party for taking or refraining from taking any action, in good faith pursuant to or in connection with this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Servicer or any such Person against any liability which would otherwise be imposed on the Servicer or any such Person by reason of the Servicer’s willful misfeasance, bad faith or negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) in the performance of its duties hereunder. The Servicer and any director, officer, employee or agent thereof may rely in good faith on any document of any kind which, prima facie, is properly executed and submitted by any appropriate Person respecting any matters arising hereunder. The Servicer and any director, officer, employee agent, or Affiliate thereof shall be indemnified and held harmless by the Master Servicer against any claim, loss, liability or expense incurred, including reasonable attorneys’ fees, in connection with any claim, legal action, investigation or proceeding relating to this Agreement, the Servicer’s performance hereunder, or any specific action which the Master Servicer authorized or requested the Servicer to perform pursuant to this Agreement, as such are incurred, except for any claim, loss, liability or expense incurred by reason of the Servicer’s willful misfeasance, bad faith, negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) or breach of the Servicer’s representations and warranties set forth in Section 7.01. Notwithstanding the exception set forth in the preceding sentence, in the event that the Servicer sustains any claim, loss, liability or expense by reason of such exception and which results from any overcharges to Borrowers under the Mortgage Loans, to the extent that such overcharges were collected by the Servicer and remitted to the Master Servicer, the Master Servicer shall promptly remit such overcharge to the related Borrower after the Master Servicer’s receipt of written notice from the Servicer regarding such overcharge.

The Master Servicer and any director, officer, employee or agent thereof shall be indemnified and held harmless by the Servicer against any claim loss, liability or expense incurred, including reasonable attorneys’ fees, by reason of (i) the Servicer’s willful misfeasance, bad faith or negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) in the performance of its duties hereunder or the failure of the Servicer to perform its duties hereunder in accordance with this Agreement or (ii) a breach of the Servicer’s representations and warranties set forth in Section 7.01.

The provisions of this Section shall survive any termination of the rights and obligations of the Servicer hereunder.

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ARTICLE VII

REPRESENTATIONS AND WARRANTIES; DEFAULT

Section 7.01 Representations and Warranties.

(a) The Servicer hereby makes the following representations and warranties to the Master Servicer:

(i) Due Organization, Qualification and Authority. The Servicer is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware, and is duly qualified to transact business as a foreign corporation, in good standing and licensed in each state to the extent necessary to ensure the enforceability of each Mortgage Loan and to perform its duties and obligations under this Agreement in accordance with the terms of this Agreement; the Servicer has the full power, authority and legal right to execute and deliver this Agreement and to perform in accordance herewith; the Servicer has duly authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement; this Agreement constitutes the valid, legal, binding obligation of the Servicer, except as enforceability may be limited by bankruptcy, insolvency, reorganization, receivership, moratorium or other laws relating to or affecting the rights of creditors generally and by general principles of equity (regardless of whether such enforcement is considered in a proceeding in equity or at law);

(ii) No Conflicts. Neither the execution and delivery of this Agreement, nor the fulfillment of or compliance with the terms and conditions of this Agreement by the Servicer, will (i) conflict with or result in a breach of any of the terms, conditions or provisions of the Servicer’s certificate of incorporation, as amended, or bylaws, as amended, or any agreement or instrument to which the Servicer is now a party or by which it (or any of its properties) is bound, or constitute a default or result in an acceleration under any of the foregoing; (ii) conflict with or result in a breach of any legal restriction if compliance therewith is necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof; (iii) result in the violation of any law, rule, regulation, order, judgment or decree to which the Servicer or its property is subject if compliance therewith is necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof; or (iv) result in the creation or imposition of any lien, charge or encumbrance that would have a material adverse effect upon any of its properties pursuant to the terms of any mortgage, contract, deed of trust or other instrument, or materially impair the ability of the Master Servicer to realize on the Mortgage Loans;

(iii) No Litigation Pending. There is no action, suit, or proceeding pending or to Servicer’s knowledge threatened against the Servicer which, either in any one instance or in the aggregate, would draw into question the validity of this Agreement or the Mortgage Loans, or would be likely to impair materially the ability of the Servicer to perform its duties and obligations under the terms of this Agreement;

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(iv) No Consent Required. No consent, approval, authorization or order of, or registration or filing with, or notice to, any court or governmental agency or body having jurisdiction or regulatory authority over the Servicer is required for (i) the Servicer’s execution and delivery of, this Agreement, or (ii) the consummation of the transactions contemplated by this Agreement, or, to the extent required, such consent, approval, authorization, order, registration, filing or notice has been obtained, made or given (as applicable), except that the Servicer may not be duly qualified to transact business as a foreign corporation or licensed in one or more states if such qualification or licensing is not necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof.

(b) The Master Servicer hereby makes the following representations and warranties to the Servicer:

Due Authority. The Master Servicer has the full power, authority and legal right to execute and deliver this Agreement and to perform in accordance herewith; the Master Servicer has duly authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement; the Master Servicer, prior to Securitization, is the Master Servicer and the holder of the Mortgage Loans; the Master Servicer, and after Securitization, the Master Servicer, has the right to authorize the Servicer to perform the actions contemplated herein; this Agreement constitutes the valid, legal, binding obligation of the Master Servicer, except as enforceability may be limited by bankruptcy, insolvency, reorganization, receivership, moratorium or other laws relating to or affecting the rights of creditors generally and by general principles of equity (regardless of whether such enforcement is considered in a proceeding in equity or at law).

Section 7.02 Events of Default.

“Event of Default”, wherever used herein, means any one of the following events:

(a) any failure by the Servicer to remit to the Master Servicer any payment required to be so remitted by the Servicer under the terms of this Agreement when and as due which continues unremedied by the Servicer for a period of one (1) Business Day after the date on which such remittance was due; or

(b) any failure on the part of the Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Servicer contained in this Agreement, or any representation or warranty set forth by the Servicer in Section 7.01 shall be untrue or incorrect in any material respect, and, in either case, such failure or breach materially and adversely affects the value of any Mortgage Loan or Mortgaged Property or the priority of the lien on any Mortgaged Property or the interest of the Master Servicer therein, which in either case continues unremedied for a period of thirty (30) days after the date on which written notice of such failure or breach, requiring the same to be remedied, shall have been given to the Servicer by the Master Servicer (or such extended period of time reasonably approved by the Master Servicer provided that the Servicer is diligently proceeding in good faith to cure such failure or breach); or

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(c) a decree or order of a court or agency or supervisory authority having jurisdiction in respect of the Servicer for the commencement of an involuntary case under any present or future federal or state bankruptcy, insolvency or similar law, for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs shall have been entered against the Servicer, and such decree or order shall remain in force undischarged or unstayed for a period of 60 days; or

(d) the Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its property; or

(e) the Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable federal or state bankruptcy, insolvency or similar law, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations; or

(f) failure by the Servicer to duly perform, within the required time period, its obligations under Sections 4.02 or 4.03 of this Servicing Agreement;

then, and in each and every case, so long as an Event of Default shall not have been remedied, the Master Servicer may, by notice in writing to the Servicer, in addition to whatever rights the Master Servicer may have at law or in equity, including injunctive relief and specific performance, terminate all of the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, without the Master Servicer incurring any penalty or fee of any kind whatsoever in connection therewith; provided, however, that such termination shall be without prejudice to any rights of the Servicer relating to the payment of its Servicing Fees, Special Servicing Fees, Disposition Fees, Workout Fees, Additional Servicing Compensation, the Excess Servicing Strip and the reimbursement of any Servicing Advances and Servicing Expenses which have been made by it under the terms of this Agreement through and including the date of such termination (together with interest thereon at the Advance Rate). Except as otherwise expressly provided in this Agreement, no remedy provided for by this Agreement shall be exclusive of any other remedy, and each and every remedy shall be cumulative and in addition to any other remedy, and no delay or omission to exercise any right or remedy shall impair any such right or remedy or shall be deemed to be a waiver of any Event of Default. On or after the receipt by the Servicer of such written notice of termination from the Master Servicer, all authority and power of the Servicer under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Master Servicer, and the Servicer agrees to cooperate with the Master Servicer in effecting the termination of the Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer of the Servicing Files and the funds held in the Accounts as set forth in Section 8.01.

The Master Servicer may waive any default by the Servicer in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived.

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ARTICLE VIII

TERMINATION; TRANSFER OF MORTGAGE LOANS

Section 8.01 Termination of Agreement.

(a) This Agreement may be terminated by the Servicer with respect to any Mortgage Loans, without cause, upon ninety (90) days written notice to the Master Servicer.

(b) Termination pursuant to this Section or as otherwise provided herein shall be without prejudice to any rights of the Master Servicer or the Servicer which may have accrued through the date of termination hereunder. Upon such termination, the Servicer shall (i) remit all funds in the related Accounts to the Master Servicer or such other Person designated by the Master Servicer, net of accrued Servicing Fees, Special Servicing Fees, Disposition Fees, Workout Fees, Additional Servicing Compensation, Servicing Advances (with interest theron at the Advance Rate), Servicing Expenses (with interest theron at the Advance Rate) and the Excess Servicing Strip through the termination date to which the Servicer would be entitled to payment or reimbursement hereunder; (ii) deliver all related Servicing Files to the Master Servicer or to Persons designated by the Master Servicer; and (iii) fully cooperate with the Master Servicer and any new servicer to effectuate an orderly transition of Loan Servicing of the related Mortgage Loans. Upon such termination, any Servicing Fees, Additional Servicing Compensation, Servicing Advances (with interest theron at the Advance Rate), Servicing Expenses (with interest theron at the Advance Rate) and the Excess Servicing Strip which remain unpaid or unreimbursed after the Servicer has netted out such amounts pursuant to the preceding sentence shall be remitted by the Master Servicer to the Servicer within ten (10) Business Days after the Master Servicer’s receipt of an itemized invoice therefor.

(c) Notwithstanding anything herein to the contrary, the Servicer’s rights and obligations under this Agreement shall expressly survive a termination of the Master Servicer’s servicing rights pursuant to the PSA (except a termination of the Master Servicer caused by an Event of Default of the Servicer). In the event of such a termination, any successor Master Servicer or the Trustee (if it assumes the servicing obligations of the Master Servicer) shall be deemed to automatically have assumed and agreed to this Agreement without further action upon becoming the successor Master Servicer.

ARTICLE IX

MISCELLANEOUS PROVISIONS

Section 9.01 Amendment; Waiver.

This Agreement contains the entire agreement between the parties relating to the subject matter hereof, and no term or provision hereof may be amended or waived unless such amendment or waiver is in writing and signed by the party against whom such amendment or waiver is sought to be enforced. The Servicer shall not consent to any such amendment to the Agreement unless the Servicer receives an Officer’s Certificate from the Master Servicer stating that the Master Servicer, after consultation with its accountants, does not believe that the amendment will result in the Securitization trust failing to qualify as a “qualifying special-purpose entity” as defined in Statement of Financial Accounting Standards Number 140.

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Section 9.02 Governing Law.

This Agreement shall be construed in accordance with the laws of the State of New York, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without giving effect to principles of conflicts of laws.

Section 9.03 Notices.

All demands, notices and communications hereunder shall be in writing and addressed in each case as follows:

(i)

if to the Master Servicer, at:

IMPAC Funding Corporation

19500 Jamboree Road

Irvine, California 92612

Attention: Mr. Ron Morrison

Telecopy No.: (714) 475-3969

(ii)

if to the Servicer, by U.S. Mail at:

Midland Loan Services, Inc.

P.O. Box 25965

Shawnee Mission, KS 66225-5965

Attention: President

Facsimile No.: (913) 253-9001

or by delivery to:

Midland Loan Services, Inc.

10851 Mastin, Suite 300

Overland Park, KS 66210

Attention: President

with a copy to:

Dechert LLP

30 Rockefeller Plaza

New York, NY 10112

Attn: Stephanie M. Tita

Facsimile No.: (212) 698-3594

Any of the above-referenced Persons may change its address for notices hereunder by giving notice of such change to the other Persons. All notices and demands shall be deemed to have been given at the time of the delivery at the address of such Person for notices hereunder if personally delivered, mailed by certified or registered mail, postage prepaid, return receipt requested, or sent by overnight courier or telecopy; provided, however, that any notice delivered after normal business hours of the recipient or on a day which is not a Business Day shall be deemed to have been given on the next succeeding Business Day.

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To the extent that any demand, notice or communication hereunder is given to the Servicer by a Responsible Officer of the Master Servicer, such Responsible Officer shall be deemed to have the requisite power and authority to bind the Master Servicer with respect to such communication, and the Servicer may conclusively rely upon and shall be protected in acting or refraining from acting upon any such communication. To the extent that any demand, notice or communication hereunder is given to the Master Servicer by a Responsible Officer of the Servicer, such Responsible Officer shall be deemed to have the requisite power and authority to bind the Servicer with respect to such communication, and the Master Servicer may conclusively rely upon and shall be protected in acting or refraining from acting upon any such communication.

Section 9.04 Severability of Provisions.

If one or more of the provisions of this Agreement shall be for any reason whatever held invalid or unenforceable, such provisions shall be deemed severable from the remaining covenants, agreements and provisions of this Agreement and such invalidity or unenforceability shall in no way affect the validity or enforceability of such remaining provisions or the rights of any parties thereunder. To the extent permitted by law, the parties hereto hereby waive any provision of law that renders any provision of this Agreement invalid or unenforceable in any respect.

Section 9.05 Inspection and Audit Rights.

The Servicer shall at its expense deliver, or otherwise make available, to the Master Servicer annually during the term of this Agreement a report, by an independent third party audit firm registered with the Public Company Accounting Oversight Board and of good repute in the financial services industry, that describes the Servicer’s security and control policies and procedures and is in the form as described in the then-current Statement of Auditing Standard 70 of the American Institute of Certified Public Accountants (the “Type II SAS 70 Report”), which report shall be no more than one (1) year old. The Servicer shall also provide to the Master Servicer, upon request, a “roll forward” certification of Servicer’s management assertion (unattested by the Servicer’s auditor), relative to the Type II SAS 70 Report, for the recent reporting period covered by the Type II SAS 70 Report through and including December 31 of the most recent previous calendar year.

The Servicer agrees that, on reasonable prior notice, it will permit any agent or representative of the Master Servicer, during the Servicer's normal business hours, to audit and examine all the books of account, records, reports and other documents of the Servicer specifically relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by an audit firm selected by the Master Servicer, and to discuss matters relating to the Mortgage Loans with the Servicer's officers and employees. All audits carried out in accordance with this paragraph shall be at the expense of the Master Servicer, and any support from the Servicer required by the Master Servicer relative to any such audit (including the completion of any required forms) shall be compensated by the Master Servicer at the standard time and materials rates customarily charged by the Servicer; provided, however, that the Servicer shall not be compensated for the first fifty (50) hours of such support in each calendar year; and provided further that any remediation, or support required to demonstrate issue remediation, shall not be charged to the Master Servicer, and shall be at the Servicer’s sole cost and expense. The Master Servicer understands and agrees that in conducting such audits, its agents and/or representatives shall be subject to all reasonable security policies and procedures relative to any facility of the Servicer.

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Section 9.06 Binding Effect; No Partnership; Counterparts.

The provisions of this Agreement shall be binding upon and inure to the benefit of the respective successors and permitted assigns of the parties hereto. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto and the services of the Servicer shall be rendered as an independent contractor for the Master Servicer. For the purpose of facilitating the execution of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

Section 9.07 Protection of Confidential Information; No Solicitation.

The Servicer shall keep confidential and shall not divulge to any party, without the Master Servicer’s prior written consent, any information pertaining to the Mortgage Loans, the Mortgaged Properties, or the Borrowers except to the extent that (a) it is appropriate for the Servicer to do so (i) in working with legal counsel, auditors, other advisors, taxing authorities or other governmental agencies, (ii) in accordance with Accepted Servicing Practices or (iii) when required by any law, regulation, ordinance, court order or subpoena or (b) the Servicer is disseminating general statistical information relating to the mortgage loans being serviced by the Servicer (including the Mortgage Loans) so long as the Servicer does not identify the Master Servicer or the Borrowers.

In addition to the foregoing, neither the Servicer nor any of its Affiliates shall (i) provide any employee of the Servicer or its Affiliates that is directly involved in the solicitation of borrowers in connection with the origination of mortgage loans by the Servicer and its Affiliates access to any reports, documents or information in respect of any Borrower, Mortgaged Property or Mortgage Loan which the Servicer has received pursuant to its Loan Servicing obligations hereunder, or (ii) use any such reports, documents or information in connection with such solicitation of borrowers. Failure of the Servicer to comply with its obligations under this Section shall result in an Event of Default hereunder.

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Section 9.08 General Interpretive Principles.

For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires:

(b) accounting terms not otherwise defined herein have the meanings assigned to them in accordance with generally accepted accounting principles;

(c) references herein to an “Article,” “Section,” or other subdivision without reference to a document are to the designated Article, Section or other applicable subdivision of this Agreement;

(d) reference to a Section, subsection, paragraph or other subdivision without further reference to a specific Section is a reference to such Section, subsection, paragraph or other subdivision, as the case may be, as contained in the same Section in which the reference appears;

(e) the words “herein,” “hereof,” “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular provision;

(f) the term “include” or “including” shall mean without limitation by reason of enumeration; and

(g) the Article, Section and subsection headings herein are for convenience of reference only, and shall not limit or otherwise affect the meaning of the provisions contained therein.

Section 9.09 Further Agreements.

The Servicer and the Master Servicer each agree to execute and deliver to the other such additional documents, instruments or agreements as may be reasonably requested by the other and as may be necessary or appropriate to effectuate the purposes of this Agreement.

[SIGNATURE PAGE FOLLOWS]

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IN WITNESS WHEREOF, the Master Servicer and the Servicer have caused this Agreement to be duly executed by their respective officers thereunto duly authorized as of the date first above written.

	IMPAC FUNDING CORPORATION By: Name: Nancy Pollard Title: EVP (“Master Servicer”)

	MIDLAND LOAN SERVICES, INC. By: Name: Title: (“Servicer”)

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EXHIBIT A

Servicing File Listing

1)	Copy of executed Note (including addendums, amendments, modifications, etc., as they may apply), Loan Agreement and Guaranty Agreement (if applicable).

2)	Copy of executed and filed Deed of Trust/Mortgage (including addendums, amendments, modifications, etc., as they may apply).

3)	Copy of Assignment of Leases and Rents and Security Agreement, if separate from the Deed of Trust/Mortgage.

4)	Copy of any other legal document(s) referenced in the Note, Deed of Trust/Mortgage, Security Agreement, Loan Agreement or Guaranty Agreement.

5)	Copies of all filed UCC Financing Statements and Lien Searches.

6)	Loan Closing Statement.

7)	Borrower (and Guarantor, if applicable) financial and operating statements, tax returns, tax identification number(s), mailing address(es), phone number(s), and fax number(s). Also include property operating and financial statements if prepared separately.

8)	Special Reserve Agreement(s), if applicable.

9)	Property Information - paid tax receipts, insurance policy(ies), appraisal(s), flood certificate(s), and environmental reports.

10)	Underwriting File.

11)	Checks/Wires for prepaid interest, tax and insurance impounds, and special reserves.

12)	Lockbox agreement(s), if applicable.

13)	If special arrangements have been made with the borrower and/or guarantor that are not noted in the legal documents, a memorandum detailing the situation.

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EXHIBIT B

SERVICING CRITERIA TO BE ADDRESSED

IN ASSESSMENT OF COMPLIANCE

(RMBS unless otherwise noted)

Key: X - obligation


Reg AB Reference	Servicing Criteria	Servicer	Master Servicer	Trustee
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.	X	X	X
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.	To the extent applicable	X
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.	X	X

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	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.	X	X	X
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.	X	X	X
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.		X
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.	X	X	X
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.	X	X	X
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.	If applicable
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.	X	X	X

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	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.	X	X
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.	X	X

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1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.		X	X
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.		X	X
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.		X	X
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements		X	X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.	X	X	X
1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.	X
1122(d)(4)(v)	The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.	X

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1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.	X	X
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.	X	X
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).	X
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.	X	X
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.	X

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1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.	X
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Servicer, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.	X	X

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1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.		X	X

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EXHIBIT C

FORM 10-D, FORM 8-K AND FORM 10-K

REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the Trustee pursuant to Section 3.25 of the PSA. If the Trustee is indicated below as to any item, then the Trustee is primarily responsible for obtaining that information.

Under Item 1 of Form 10-D: a) items marked "4.02 statement" are required to be included in the periodic Distribution Date statement under Section 4.02 of the PSA, provided by the Trustee based on information received from the Master Servicer; and b) items marked "Form 10-D report" are required to be in the Form 10-D report but not the 4.02 statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report.


Form	Item	Description	Responsible Party
10-D	Must be filed within 15 days of the Distribution Date.
	1	Distribution and Pool Performance Information
		Item 1121(a) - Distribution and Pool Performance Information
		(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.	4.02 statement
		(2) Cash flows received and the sources thereof for distributions, fees and expenses.	4.02 statement
		(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:	4.02 statement
		(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.	4.02 statement
		(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.	4.02 statement
		(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.	4.02 statement

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		(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.	4.02 statement
		(4) Beginning and ending principal balances of the asset-backed securities.	4.02 statement
		(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.	4.02 statement
		(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.	4.02 statement
		(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.	4.02 statement
		(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average life, weighted average remaining term, pool factors and prepayment amounts.	4.02 statement Updated pool composition information fields to be as specified by Depositor from time to time
		(9) Delinquency and loss information for the period. In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets.	4.02 statement. Form 10-D report: Depositor
		(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.	4.02 statement
		(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.	Form 10-D report; Servicer
		(12) Material breaches of pool asset representations or warranties or transaction covenants.	Form 10-D report: Servicer

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	(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.	4.02 statement
	(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool, [information regarding] any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable. Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.	Form 10-D report: Depositor Form 10-D report: Depositor Form 10-D report: Depositor
	Item 1121(b) - Pre-Funding or Revolving Period Information Updated pool information as required under Item 1121(b).	Depositor
2	Legal Proceedings
2	Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities: Seller Depositor Trustee Trustee Issuing entity Master Servicer Originator Custodian	Seller Depositor Trustee Trustee Depositor Master Servicer Originator Custodian
3	Sales of Securities and Use of Proceeds
3	Information from Item 2(a) of Part II of Form 10-Q: With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.	Depositor

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4	Defaults Upon Senior Securities
4	Information from Item 3 of Part II of Form 10-Q: Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)	N/A
5	Submission of Matters to a Vote of Security Holders
5	Information from Item 4 of Part II of Form 10-Q	Trustee
6	Significant Obligors of Pool Assets
	Item 1112(b) - Significant Obligor Financial Information*	N/A
	*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
7	Significant Enhancement Provider Information
	Item 1114(b)(2) - Credit Enhancement Provider Financial Information* Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference	N/A N/A
	Item 1115(b) - Derivative Counterparty Financial Information* Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference	[TBD] [TBD] Depositor
	*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
8	Other Information
8	Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported	The Responsible Party for the applicable Form 8-K item as indicated below

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	9	Exhibits
		Distribution report	Trustee
		Exhibits required by Item 601 of Regulation S-K, such as material agreements	Depositor
8-K	Must be filed within four business days of an event reportable on Form 8-K.
	1.01	Entry into a Material Definitive Agreement
	1.01	Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party. Examples: servicing agreement, custodial agreement. Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus	Depositor
	1.02	Termination of a Material Definitive Agreement
	1.02	Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party. Examples: servicing agreement, custodial agreement.	Depositor
	1.03	Bankruptcy or Receivership
	1.03	Disclosure is required regarding the bankruptcy or receivership, if known to the Depositor, Servicer or Trustee, with respect to any of the following: Sponsor (Seller), Depositor, Servicer, Trustee, Swap Provider, Custodian	Depositor/Servicer
	2.04	Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
	2.04	Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule. Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.02 statement	N/A

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3.03	Material Modification to Rights of Security Holders
3.03	Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement	Party requesting material modification
5.03	Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
5.03	Disclosure is required of any amendment "to the governing documents of the issuing entity"	Depositor
5.06	Change in Shell Company Status
5.06	[Not applicable to ABS issuers]	Depositor
6.01	ABS Informational and Computational Material
6.01	[Not included in reports to be filed under Section 4.07]	Depositor
6.02	Change of Master Servicer or Trustee
6.02	Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee. Reg AB disclosure about any new servicer or trustee is also required.	Trustee or Master Servicer
6.03	Change in Credit Enhancement or Other External Support
6.03	Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives. Reg AB disclosure about any new enhancement provider is also required.	Depositor
6.04	Failure to Make a Required Distribution	Trustee
6.05	Securities Act Updating Disclosure
	If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.	Depositor
	If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.	Depositor

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	7.01	Regulation FD Disclosure	Depositor
	8.01	Other Events
	8.01	Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders.	Depositor
	9.01	Financial Statements and Exhibits	The Responsible Party applicable to reportable event
10-K	Must be filed within 90 days of the fiscal year end for the registrant.
	9B	Other Information
	9B	Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported	The Responsible Party for the applicable Form 8-K item as indicated above
	15	Exhibits and Financial Statement Schedules
		Item 1112(b) - Significant Obligor Financial Information	N/A
		Item 1114(b)(2) - Credit Enhancement Provider Financial Information Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference	N/A N/A
		Item 1115(b) - Derivative Counterparty Financial Information Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference	[TBD] [TBD] Depositor
		Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
		Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian	Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian

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		Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders: Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian Credit Enhancer/Support Provider, if any Significant Obligor, if any	Seller Depositor Trustee (only with respect to affiliations with the sponsor, depositor or issuing entity) Issuing entity Master Servicer Originator Custodian Depositor Depositor
		Item 1122 - Assessment of Compliance with Servicing Criteria	Each Party participating in the servicing function
		Item 1123 -Servicer Compliance Statement	Master Servicer

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EXHIBIT T

FORM OF ITEM 1115 AGREEMENT

ITEM 1115 AGREEMENT

Item 1115 Agreement (this “Agreement”), dated as of November 16, 2006, among Impac Funding Corporation (the “Sponsor”), Impac Secured Assets Corp. (the “Depositor”) and Bank of America, N.A. (the “Derivative Provider”).

RECITALS

WHEREAS, the Depositor has a filed a registration statement on Form S-3 (a “Registration Statement”) with the U.S. Securities and Exchange Commission (the “Commission”) for purposes of offering mortgage-backed or asset-backed notes and/or certificates (the “Securities”) through one or more special purpose vehicles (each, an “Issuing Entity”);

WHEREAS, from time to time, on or prior to the closing date of a securitization (the “Closing Date”) pursuant to which Securities are offered (each, a “Securitization”), the Derivative Provider enters into certain derivative agreements with the Issuing Entity (or a trustee or securities or swap administrator or other person acting in a similar capacity in connection with such Securitization (each, an “Administrator”)), or the Derivative Provider enters into certain derivative agreements with the Sponsor or an affiliate of the Sponsor and such derivative agreements are assigned to the Issuing Entity or an Administrator (each, in either case, a “Derivative Agreement”);

WHEREAS, the Derivative Provider agrees and acknowledges that the Sponsor and the Depositor are required under Regulation AB (as defined herein) to disclose certain financial data and/or financial statements with respect to the Derivative Provider, depending on the applicable “significance percentage” for each Derivative Agreement as calculated from time to time in accordance with Item 1115 of Regulation AB;

WHEREAS, the Sponsor, on behalf of itself and each Issuing Entity through which it effects Securitizations, the Depositor and the Derivative Provider, desire to set forth certain rights and obligations with regard to financial data and/or financial statements which the Sponsor and the Depositor are required to disclose in accordance with Regulation AB (as defined herein) and certain related matters.

NOW, THEREFORE, in consideration of the mutual agreements set forth herein and for other good and valuable consideration the receipt and adequacy of which is hereby acknowledged, the parties hereby agree as follows:

I. DEFINITIONS.

Additional Termination Event: With respect to any Derivative Agreement, as defined in the related Master Agreement.

Affected Party: With respect to any Derivative Agreement, as defined in the related Master Agreement.

Business Day: Any day other than a Saturday, a Sunday or any day on which banking institutions in the states where the parties are located are authorized or obligated by law, executive order or governmental decree to be closed.

Company Information: As defined in Addendum A.

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Company Financial Information: With respect to each Securitization, the financial data described in Item 1115(b)(1) of Regulation AB or the financial statements described in Item 1115(b)(2) of Regulation AB, in either case with respect to the Derivative Provider and any affiliated entities providing derivative instruments to the related Issuing Entity and/or Administrator; provided, that the Derivative Provider shall not be required to calculate the “significance percentage” for purposes of this Agreement.

GAAP: As defined in Section 3(a)(ii).

Exchange Act: The Securities Exchange Act of 1934, as amended, and the rules and regulations promulgated thereunder.

Exchange Act Reports: With respect to an Issuing Entity, all Distribution Reports on Form 10-D, Current Reports on Form 8-K and Annual Reports on Form 10-K and any amendments thereto, required to be filed with respect to such Issuing Entity pursuant to the Exchange Act.

Free Writing Prospectus: With respect to each Securitization, the free writing prospectus or prospectuses prepared in connection with the public offering and sale of the related Securities and used to price such Securities.

Master Agreement: With respect to any Derivative Agreement, the ISDA Master Agreement referenced in such Derivative Agreement, together with any Schedule, Credit Support Annex and Confirmations forming a part thereof or incorporated therein by reference, or, if no such ISDA Master Agreement exists, the ISDA Master Agreement deemed to apply to such Derivative Agreement pursuant to its terms, together with any Schedule, Credit Support Annex and Confirmations deemed to form a part thereof or to be incorporated therein by reference.

Prospectus Supplement: With respect to each Securitization, the prospectus supplement prepared in connection with the public offering and sale of the related Securities.

Securities Act: The Securities Act of 1933, as amended, and the rules and regulations promulgated thereunder.

II. INFORMATION TO BE PROVIDED BY THE DERIVATIVE PROVIDER.

Prior to printing the Free Writing Prospectus and/or Prospectus Supplement relating to each Securitization, the Derivative Provider, at its own expense, shall:

provide to the Depositor such information as is reasonably requested by the Depositor for the purpose of compliance with Item 1115(a)(1) of Regulation AB or the Securities Act in respect of such Securitization, which information shall include, at a minimum:

(i)

the Derivative Provider’s legal name (and any d/b/a),

(ii)

the organizational form of the Derivative Provider,

(iii)

a description of the general character of the business of the Derivative Provider,

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(iv)

a description of any affiliation or relationship (as set forth in Item 1119(a)) between the Derivative Provider and any of the following parties:

(a)

the Sponsor (or any other sponsor identified to the Derivative Provider by the Sponsor or the Depositor),

(b)

any servicer (or other person acting in a similar capacity) identified to the Derivative Provider by the Sponsor or the Depositor,

(c)

any trustee (or other person acting in a similar capacity) identified to the Derivative Provider by the Sponsor or the Depositor,

(d)

any originator identified to the Derivative Provider by the Sponsor or the Depositor,

(e)

any enhancement or support provider identified to the Derivative Provider by the Sponsor or the Depositor, and

(f)

any other material Securitization party identified to the Derivative Provider by the Sponsor or the Depositor,

(v)

information relating to any legal or governmental proceedings pending against the Derivative Provider that would be material to investors in the Securities; and

(vi)

any other information that is required for the purpose of compliance (as determined by the Depositor in its reasonable discretion) with the Securities Act; and

if reasonably requested by the Depositor for the purpose of compliance with Item 1115(b) of Regulation AB with respect to such Securitization, provide to the Depositor the Company Financial Information described in Item 1115(b)(1) of Regulation AB or Item 1115(b)(2) of Regulation AB (as specified by the Depositor).

Following the Closing Date with respect to each Securitization:

for so long as the Depositor is required to file Exchange Act Reports in respect of the related Issuing Entity, the Derivative Provider, at its own expense, shall no later than the 25^th calendar day of each month, notify the Depositor in writing of any known material affiliations or relationships that develop following the Closing Date between the Derivative Provider and any of the parties specified in Section 2(a)(i)(D) (and any other parties identified in writing by the Depositor), and provide to the Depositor a description of such affiliations or relationships;

if, on any Business Day for so long as the Depositor is required to file Exchange Act Reports in respect of the related Issuing Entity, the Depositor provides written notice to the Derivative Provider that the “significance percentage” for any Derivative Agreement relating to such Securitization (calculated separately or in the aggregate with other Derivative Agreements for such Securitization, such aggregation as determined by the Depositor in its sole discretion), is (x) 10% or more (but less than 20%) or (y) 20% or more, in each case based on a reasonable good-faith determination by the Depositor of the “significance percentage” in accordance with Item 1115 of Regulation AB (the providing of such notice, a “Derivative Disclosure Event”), the Derivative Provider, at its own expense, shall within ten (10) Business Days following receipt of such notice, either:

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(i)

provide to the Depositor the Company Financial Information described in (x) Item 1115(b)(1) of Regulation AB or (y) Item 1115(b)(2) of Regulation AB, respectively,

(ii)

with respect to each Derivative Agreement entered into in connection with such Securitization, cause another entity to replace the Derivative Provider as a party to such Derivative Agreement or, if such replacement cannot be effected, to enter into a replacement derivative agreement on terms substantially identical to such Derivative Agreement (as determined by the Depositor in its sole discretion), which entity (1) meets or exceeds (or a guarantor, as applicable, for such entity meets or exceeds) any rating agency criteria set forth in, or otherwise applicable to, such Derivative Agreement (as determined by the Depositor in its sole discretion), (2) has entered into an agreement with Sponsor and Depositor substantially in the form of this Agreement, (3) has agreed to comply with the immediately preceding clause (A) and Section 2(b)(iii), and (4) has been approved by the Depositor (which approval shall not be unreasonably withheld),

(iii)

obtain a guaranty of the Derivative Provider’s obligations under the Derivative Agreement from an affiliate of the Derivative Provider, which affiliate (1) meets or exceeds any rating agency criteria set forth in, or otherwise applicable to, such Derivative Agreement (as determined by the Depositor in its sole discretion), (2) has entered into an agreement with the Sponsor and Depositor substantially in the form of this Agreement, (3) has agreed to comply with the immediately preceding clause (A) and Section 2(b)(iii) such that the information provided in respect of such affiliate will satisfy any requirements under Item 1115 of Regulation AB that are applicable to the Derivative Provider (as determined by the Depositor in its sole discretion), and (4) has been approved by the Depositor (which approval shall not be unreasonably withheld), or

(iv)

post collateral in an amount sufficient to reduce the “significance percentage” for purposes of Item 1115 of Regulation AB with respect to any Derivative Agreement relating to such Securitization, calculated separately or in the aggregate with other Derivative Agreements for such Securitization (such aggregation and calculation of the “significance percentage” as determined by the Depositor in its sole discretion) (1) to 8% if the Depositor has notified the Derivative Provider that the “significance percentage” is 10% or more (but less than 20%) or (2) to 18% if the Depositor has notified the Derivative Provider that the “significance percentage” is 20% or more; and

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for so long (A) as the Depositor is required to file Exchange Act Reports in respect of the related Issuing Entity and (B) the “significance percentage” for any Derivative Agreement relating to such Securitization (calculated separately or in the aggregate with other Derivative Agreements for such Securitization) is (x) 10% or more (but less than 20%) or (y) 20% or more, in each case based on a reasonable good-faith determination by the Depositor of the significance percentage in accordance with Item 1115 of Regulation AB, if the Derivative Provider has provided Company Financial Information to the Depositor pursuant to Section 2(a)(ii) or Section 2(b)(ii), the Derivative Provider, at its own expense, shall within five (5) Business Days of the release of any updated Company Financial Information, provide to the Depositor such updated Company Financial Information.

The Derivative Provider shall provide all Company Financial Information provided pursuant to this Section 2 in Microsoft Word® format, Microsoft Excel® format or another format suitable for conversion to the format required for filing by the Depositor with the Commission via the Electronic Data Gathering and Retrieval System (EDGAR) (for avoidance of doubt, Company Financial Information shall not be provided in .pdf format); alternatively, if permitted by Regulation AB (as determined by the Sponsor in its sole discretion), the Derivative Provider may provide such Company Financial Information by providing to the Depositor written consent to incorporate by reference in Exchange Act Reports of the Depositor such Company Financial Information from reports filed by the Derivative Provider pursuant to the Exchange Act. In addition, the Derivative Provider shall also provide Company Financial Information provided pursuant to Section 2(a)(ii) in a format appropriate for use in the related Free Writing Prospectus and Prospectus Supplement. If any Company Financial Information provided pursuant to this Section 2 has been audited, the Derivative Provider shall cause its outside accounting firm to provide to the Depositor such accounting firm’s written consent to the filing or incorporation by reference in the Exchange Act Reports of the Depositor of such accounting firm’s report relating to its audits of such Company Financial Information.

III. REPRESENTATIONS AND WARRANTIES OF THE DERIVATIVE PROVIDER.

The Derivative Provider represents and warrants to the Depositor, as of the date on which the Derivative Provider first provides Company Financial Information to the Depositor under Section 2(a)(ii), Section 2(b)(ii) or Section 2(b)(iii), that, except as disclosed in writing to the Depositor prior to such date:

the outside accounting firm that certifies the financial statements and supporting schedules included in Company Financial Information (as applicable) is an independent registered public accounting firm as required by the Securities Act;

the selected financial data and summary financial information included in the Company Financial Information present fairly the information shown therein and have been compiled on a basis consistent with that of the audited financial statements of the Derivative Provider;

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the financial statements included in the Company Financial Information present fairly the consolidated financial position of the Derivative Provider (or the entity that consolidates the Derivative Provider) and its consolidated subsidiaries as of the dates indicated and the consolidated results of their operations and cash flows for the periods specified; except as otherwise stated in the Company Financial Information, such financial statements have been prepared in conformity with United States generally accepted accounting principles (“GAAP”) applied on a consistent basis; and the supporting schedules included in the Company Financial Information present fairly in accordance with GAAP the information required to be stated therein; and

the Company Financial Information and other Company Information included in any Free Writing Prospectus or Prospectus Supplement or referenced via a website link or incorporated by reference in the Registration Statement (including through filing on an Exchange Act Report), at the time they were or hereafter are filed with the Commission, complied in all material respects with the requirements of Item 1115(b) of Regulation AB (in the case of the Company Financial Information), and did not and will not contain an untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading.

IV. THIRD PARTY BENEFICIARIES.

The Derivative Provider agrees that the terms of this Agreement shall be incorporated by reference into any Derivative Agreement so that each Issuing Entity or Administrator that is a party to a Derivative Agreement shall be an express third party beneficiary of this Agreement.

V. INDEMNIFICATION.

The Derivative Provider indemnification set forth in Addendum A hereto is incorporated by reference herein.

VI. ADDITIONAL TERMINATION EVENTS.

Any failure by the Derivative Provider to comply with the requirements of Section 2(b)(ii) or so much of Section 2(b)(iii) as relates to Section 2(b)(ii), shall immediately and automatically, without notice, constitute an Additional Termination Event under each Derivative Agreement, with respect to which the Derivative Provider shall be the sole Affected Party.

Any failure of the Derivative Provider to satisfy the requirements of Section 2(b)(ii) within ten (10) calendar days of any Derivative Disclosure Event shall constitute an Additional Termination Event under each Derivative Agreement, which respect to which the Derivative Provider shall be the sole Affected Party.

Following a termination of a Derivative Agreement resulting from an Additional Termination Event set forth in this Section 6, a termination payment (if any) shall be payable under such Derivative Agreement by the applicable party as determined under Section 6(e)(ii) of the related Master Agreement, with Market Quotation and Second Method being the applicable method for determining such termination payment (notwithstanding anything in such Derivative Agreement to the contrary).

T-6

In the event that a replacement entity or replacement derivative agreement has been secured in accordance with Section 2(b)(ii)(B), or a guarantor has been secured in accordance with Section 2(b)(ii)(C), the Derivative Provider shall promptly reimburse the Issuing Entity for all reasonable incidental expenses incurred by the Issuing Entity in connection with the replacement of the Derivative Provider or Derivative Agreement or addition of such guarantor. The provisions of this paragraph shall not limit whatever rights the Issuing Entity may have under other provisions of this Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief.

VII. MISCELLANEOUS.

Construction. Throughout this Agreement, as the context requires, (i) the singular tense and number includes the plural, and the plural tense and number includes the singular, (ii) the past tense includes the present, and the present tense includes the past, and (iii) references to parties, sections, schedules, and exhibits mean the parties, sections, schedules, and exhibits of and to this Agreement. The section headings in this Agreement are inserted only as a matter of convenience, and in no way define, limit, extend, or interpret the scope of this Agreement or of any particular section.

Assignment. No party to this Agreement may assign its rights under this Agreement without the prior written consent of the other parties hereto. Subject to the foregoing, this Agreement shall be binding on and inure to the benefit of the parties and their respective successors and permitted assigns.

Notices. All notices and other communications hereunder will be in writing (including by facsimile) and effective only upon receipt, and, if sent to the Derivative Provider will be mailed or delivered to Bank of America, N.A., Sears Tower, 233 South Wacker Drive, Suite 2800, Chicago, Illinois 60606, fax # 866 255 1444, Attn: Swap Operations, with a copy to Bank of America, N.A., 100 N. Tryon St., NC1-007-13-01, Charlotte, North Carolina 28255, fax # 704-386-4113, Attn: Global Markets Trading Agreements, if sent to the Sponsor will be mailed or delivered to Impac Funding Corporation, 19500 Jamboree Road, Irvine, California 92612, fax # 949-475-3972, Attn: General Counsel, and if sent to the Depositor will be mailed or delivered to Impac Secured Assets Corp., 19500 Jamboree Road, Irvine, California 92612, fax # 949-475-3972, Attn: General Counsel.

Governing Law. This Agreement shall be governed by and construed in accordance with the internal laws of the State of New York without regard to the conflict of laws principles thereof (other than Sections 5-1401 and 5-1402 of the New York General Obligations Law).

Additional Documents. Each party hereto agrees to execute any and all further documents and writings and to perform such other actions which may be or become necessary or expedient to effectuate and carry out this Agreement.

Amendment and Waiver. This Agreement may not be modified or amended except by an instrument in writing signed by the parties hereto. No waiver of any provision of this Agreement or of any rights or obligations of any party under this Agreement shall be effective unless in writing and signed by the party or parties waiving compliance, and shall be effective only in the specific instance and for the specific purpose stated in that writing.

T-7

Counterparts. This Agreement may be executed in one or more counterparts, each of which shall be deemed an original, all of which together shall constitute one and the same instrument.

Severability. Any provision hereof which is prohibited or unenforceable shall be ineffective only to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof.

Integration. This Agreement contains the entire understanding of the parties with respect to the subject matter hereof. There are no restrictions, agreements, promises, representations, warranties, covenants or undertakings with respect to the subject matter hereof other than those expressly set forth or referred to herein. This Agreement supersedes all prior agreements and understandings between the parties with respect to its subject matter.

[Signature Page Follows]

T-8

IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.

IMPAC FUNDING CORPORATION

By:

Name:

Title:

IMPAC SECURED ASSETS CORP.

By:

Name:

Title:

BANK OF AMERICA, N.A.

By:

Name:

Title:

T-9

Addendum A

The Derivative Provider agrees to indemnify and hold harmless the Depositor and the Sponsor and each of their directors and officers and affiliates and each person, if any, who controls the Depositor within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act (collectively, the “Impac Indemnified Parties”), against any and all actual losses, claims, expenses, damages or liabilities to which the Impac Indemnified Parties may become subject, under the Securities Act or otherwise, insofar as such losses, claims, expenses, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of a material fact or omission of a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading in any Company Financial Information to be provided by the Derivative Provider pursuant to Section 2 of this Agreement that is required to be filed in any Exchange Act report (the “Company Information”). The Derivative Provider will reimburse such reasonable legal or other expenses actually incurred by the Impac Indemnified Parties in connection with investigating or defending any such loss, claim, damage, liability or action. This indemnity agreement will be in addition to any liability which the Derivative Provider may otherwise have.

Promptly after receipt by an indemnified party under this Agreement of notice of the commencement of any action described therein, such indemnified party will, if a claim in respect thereof is to be made against the indemnifying party under this Agreement, notify in writing the indemnifying party of the commencement thereof, but the omission so to notify the indemnifying party will not relieve the indemnifying party from any liability that it may have to any indemnified party (a) under this Agreement except to the extent that the omission to notify the indemnifying party with respect to this Agreement materially adversely affects the indemnifying party's ability to perform under this Agreement or (b) otherwise than under this Agreement. In case any such action is brought against any indemnified party, and it notifies the indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein, and, to the extent that it may wish to do so, jointly with any other indemnifying party similarly notified, to assume the defense thereof, with counsel reasonably satisfactory to such indemnified party (who shall not, except with the consent of the indemnified party, be counsel to the indemnifying party), and, after notice from the indemnifying party to such indemnified party under this clause (b), such indemnifying party shall not be liable for any legal or other expenses subsequently incurred by such indemnified party in connection with the defense thereof other than reasonable costs of investigation.

Any indemnified party shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such indemnified party unless: (i) the employment thereof has been specifically authorized by the indemnifying party in writing; (ii) such indemnified party shall have been advised by such counsel that there may be one or more legal defenses available to it which are different from or additional to those available to the indemnifying party and in the reasonable judgment of such counsel it is advisable for such indemnified party to employ separate counsel; (iii) a conflict or potential conflict exists (based on advice of counsel to the indemnified party) between the indemnified party and the indemnifying party (in which case the indemnifying party will not have the right to direct the defense of such action on behalf of the indemnified party) or (iv) the indemnifying party has failed to assume the defense of such action and employ counsel reasonably satisfactory to the indemnified party, in which case, if such indemnified party notifies the indemnifying party in writing that it elects to employ separate counsel at the expense of the indemnifying party, the indemnifying party shall not have the right to assume the defense of such action on behalf of such indemnified party, it being understood, however, the indemnifying party shall not, in connection with any one such action or separate but substantially similar or related actions in the same jurisdiction arising out of the same general allegations or circumstances, be liable for the reasonable fees and expenses of more than one separate firm of attorneys (in addition to local counsel) at any time for all such indemnified parties, which firm shall be designated in writing by the indemnified party.

T-10

Each indemnified party, as a condition of the indemnity agreement contained in clause (a) above, shall use its best efforts to cooperate with the indemnifying party in the defense of any such action or claim. No indemnifying party shall be liable for any settlement of any such action or claim effected without its written consent (which consent shall not be unreasonably withheld), but if settled with its written consent or if there be a final judgment for the plaintiff in any such action, the indemnifying party agrees to indemnify and hold harmless any indemnified party from and against any loss or liability (to the extent set forth in clause (a) above) by reason of such settlement or judgment.

If the indemnification provided for in clause (a) above is unavailable or insufficient to hold harmless an indemnified party under clause (a) above, then each indemnifying party shall contribute to the amount paid or payable by such indemnified party as a result of the losses, claims, expenses, damages or liabilities referred to in clause (a) above (i) in such proportion as is appropriate to reflect the relative benefits received by the Depositor on the one hand and the Derivative Provider on the other from the offering of the underwritten securities or (ii) if the allocation provided by clause (e)(i) above is not permitted by applicable law, in such proportion as is appropriate to reflect not only the relative benefits referred to in clause (e)(i) above but also the relative fault of the Depositor on the one hand and the Bank on the other in connection with the statements or omissions which resulted in such losses, claims, expenses, damages or liabilities as well as any other relevant equitable considerations. The relative benefits received by the Depositor on the one hand and the Derivative Provider on the other shall be deemed to be in the same proportion as the total net proceeds from the offering (before deducting expenses) received by the Depositor bear to the total fees received by the Derivative Provider. The relative fault shall be determined by reference to, among other things, whether the untrue or alleged untrue statement of a material fact or the omission or alleged omission to state a material fact relates to information supplied by the Depositor or by the Derivative Provider and the parties’ relative intent, knowledge, access to information and opportunity to correct or prevent such untrue statement or omission. The amount paid by an indemnified party as a result of the losses, claims, expenses, damages or liabilities referred to above in the first sentence of this clause (e) shall be deemed to include any legal or other expenses reasonably incurred by such indemnified party in connection with investigating or defending any action or claim which is the subject of this clause (e). No person guilty of fraudulent misrepresentation (within the meaning of Section 11 (f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation.

T-11

Exhibit A	Form of Class A Certificate
Exhibit B-1	Form of Class [M][B] Certificate
Exhibit B-2	Form of Class C Certificate
Exhibit B-3	Form of Class P Certificate

Exhibit B-4	Form of Class R Certificate
Exhibit C	Form of Custodian Initial Certification
Exhibit D	Form of Custodian Final Certification
Exhibit E	Form of Remittance Report
Exhibit F-1	Request for Release
Exhibit F-2	Request for Release for Mortgage Loans Paid in Full
Exhibit G-1	Form of Investor Representation Letter
Exhibit G-2	Form of Transferor Representation Letter
Exhibit G-3	Form of Rule 144A Investment Representation
Exhibit G-4	Transferor Certificate for Transfers of Residual Certificates
Exhibit G-5	Transfer Affidavit and Agreement for Transfers of Residual Certificates
Exhibit H	Mortgage Loan Schedule
Exhibit I	Sponsor Representations and Warranties
Exhibit J	Form of Notice Under Section 3.24
Exhibit K	Impac Funding Corporation Servicing Guide
Exhibit L-1	Form 10-K Certification
Exhibit L-2	Form 10-K Back-up Certification (Master Servicer)
Exhibit L-3	Form 10-K Back-up Certification (Trustee)
Exhibit L-4	Form of Back-up Certification to Form 10-K Certificate
Exhibit M	Form of Interest Rate Swap Agreement
Exhibit N	Servicing Criteria to be Addressed in Assessment of Compliance
Exhibit O	Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit P	Additional Disclosure Notification
Exhibit Q	Form of Countrywide Servicing Agreement
Exhibit R	Form of GMAC Servicing Agreement
Exhibit S	Form of Midland Servicing Agreement
Exhibit T	Form of Item 1115 Agreement

Designation	Uncertificated REMIC 1 Pass-Through Rate		Initial Uncertificated Principal Balance		Latest Possible Maturity Date ⁽¹⁾
1-1-A		Variable⁽²⁾	$	2,082,479.45		February 2037
1-1-B		Variable⁽²⁾	$	2,082,479.45		February 2037
1-2-A		Variable⁽²⁾	$	3,149,113.15		February 2037
1-2-B		Variable⁽²⁾	$	3,149,113.15		February 2037
1-3-A		Variable⁽²⁾	$	4,223,864.23		February 2037
1-3-B		Variable⁽²⁾	$	4,223,864.23		February 2037
1-4-A		Variable⁽²⁾	$	5,300,288.69		February 2037
1-4-B		Variable⁽²⁾	$	5,300,288.69		February 2037
1-5-A		Variable⁽²⁾	$	6,371,739.35		February 2037
1-5-B		Variable⁽²⁾	$	6,371,739.35		February 2037

Designation	Uncertificated REMIC 1 Pass-Through Rate		Initial Uncertificated Principal Balance		Latest Possible Maturity Date ⁽¹⁾
1-6-A		Variable⁽²⁾	$	7,431,484.42		February 2037
1-6-B		Variable⁽²⁾	$	7,431,484.42		February 2037
1-7-A		Variable⁽²⁾	$	8,472,191.08		February 2037
1-7-B		Variable⁽²⁾	$	8,472,191.08		February 2037
1-8-A		Variable⁽²⁾	$	9,486,612.86		February 2037
1-8-B		Variable⁽²⁾	$	9,486,612.86		February 2037
1-9-A		Variable⁽²⁾	$	10,468,074.44		February 2037
1-9-B		Variable⁽²⁾	$	10,468,074.44		February 2037
1-10-A		Variable⁽²⁾	$	11,408,929.13		February 2037
1-10-B		Variable⁽²⁾	$	11,408,929.13		February 2037
1-11-A		Variable⁽²⁾	$	12,302,217.99		February 2037
1-11-B		Variable⁽²⁾	$	12,302,217.99		February 2037
1-12-A		Variable⁽²⁾	$	12,580,468.56		February 2037
1-12-B		Variable⁽²⁾	$	12,580,468.56		February 2037
1-13-A		Variable⁽²⁾	$	12,200,224.90		February 2037
1-13-B		Variable⁽²⁾	$	12,200,224.90		February 2037
1-14-A		Variable⁽²⁾	$	11,831,589.24		February 2037
1-14-B		Variable⁽²⁾	$	11,831,589.24		February 2037
1-15-A		Variable⁽²⁾	$	11,474,117.67		February 2037
1-15-B		Variable⁽²⁾	$	11,474,117.67		February 2037
1-16-A		Variable⁽²⁾	$	11,127,289.52		February 2037
1-16-B		Variable⁽²⁾	$	11,127,289.52		February 2037
1-17-A		Variable⁽²⁾	$	10,790,883.78		February 2037
1-17-B		Variable⁽²⁾	$	10,790,883.78		February 2037
1-18-A		Variable⁽²⁾	$	10,464,394.17		February 2037
1-18-B		Variable⁽²⁾	$	10,464,394.17		February 2037
1-19-A		Variable⁽²⁾	$	10,148,019.07		February 2037
1-19-B		Variable⁽²⁾	$	10,148,019.07		February 2037
1-20-A		Variable⁽²⁾	$	9,841,317.56		February 2037
1-20-B		Variable⁽²⁾	$	9,841,317.56		February 2037
1-21-A		Variable⁽²⁾	$	9,543,336.88		February 2037
1-21-B		Variable⁽²⁾	$	9,543,336.88		February 2037
1-22-A		Variable⁽²⁾	$	9,254,469.47		February 2037
1-22-B		Variable⁽²⁾	$	9,254,469.47		February 2037
1-23-A		Variable⁽²⁾	$	14,644,161.40		February 2037
1-23-B		Variable⁽²⁾	$	14,644,161.40		February 2037
1-24-A		Variable⁽²⁾	$	19,869,300.43		February 2037
1-24-B		Variable⁽²⁾	$	19,869,300.43		February 2037
1-25-A		Variable⁽²⁾	$	7,925,826.45		February 2037
1-25-B		Variable⁽²⁾	$	7,925,826.45		February 2037
1-26-A		Variable⁽²⁾	$	7,685,708.54		February 2037
1-26-B		Variable⁽²⁾	$	7,685,708.54		February 2037
1-27-A		Variable⁽²⁾	$	7,453,065.89		February 2037

Designation	Uncertificated REMIC 1 Pass-Through Rate		Initial Uncertificated Principal Balance		Latest Possible Maturity Date ⁽¹⁾
1-27-B		Variable⁽²⁾	$	7,453,065.89		February 2037
1-28-A		Variable⁽²⁾	$	7,348,094.00		February 2037
1-28-B		Variable⁽²⁾	$	7,348,094.00		February 2037
1-29-A		Variable⁽²⁾	$	9,797,485.19		February 2037
1-29-B		Variable⁽²⁾	$	9,797,485.19		February 2037
1-30-A		Variable⁽²⁾	$	9,283,442.21		February 2037
1-30-B		Variable⁽²⁾	$	9,283,442.21		February 2037
1-31-A		Variable⁽²⁾	$	8,814,140.86		February 2037
1-31-B		Variable⁽²⁾	$	8,814,140.86		February 2037
1-32-A		Variable⁽²⁾	$	8,404,996.08		February 2037
1-32-B		Variable⁽²⁾	$	8,404,996.08		February 2037
1-33-A		Variable⁽²⁾	$	8,033,554.75		February 2037
1-33-B		Variable⁽²⁾	$	8,033,554.75		February 2037
1-34-A		Variable⁽²⁾	$	7,692,243.83		February 2037
1-34-B		Variable⁽²⁾	$	7,692,243.83		February 2037
1-35-A		Variable⁽²⁾	$	7,585,654.37		February 2037
1-35-B		Variable⁽²⁾	$	7,585,654.37		February 2037
1-36-A		Variable⁽²⁾	$	87,320,147.27		February 2037
1-36-B		Variable⁽²⁾	$	87,320,147.27		February 2037
1-37-A		Variable⁽²⁾	$	2,522,861.13		February 2037
1-37-B		Variable⁽²⁾	$	2,522,861.13		February 2037
1-38-A		Variable⁽²⁾	$	2,446,455.48		February 2037
1-38-B		Variable⁽²⁾	$	2,446,455.48		February 2037
1-39-A		Variable⁽²⁾	$	2,372,025.07		February 2037
1-39-B		Variable⁽²⁾	$	2,372,025.07		February 2037
1-40-A		Variable⁽²⁾	$	2,300,189.20		February 2037
1-40-B		Variable⁽²⁾	$	2,300,189.20		February 2037
1-41-A		Variable⁽²⁾	$	2,230,114.71		February 2037
1-41-B		Variable⁽²⁾	$	2,230,114.71		February 2037
1-42-A		Variable⁽²⁾	$	2,162,421.06		February 2037
1-42-B		Variable⁽²⁾	$	2,162,421.06		February 2037
1-43-A		Variable⁽²⁾	$	2,096,897.81		February 2037
1-43-B		Variable⁽²⁾	$	2,096,897.81		February 2037
1-44-A		Variable⁽²⁾	$	2,032,919.59		February 2037
1-44-B		Variable⁽²⁾	$	2,032,919.59		February 2037
1-45-A		Variable⁽²⁾	$	1,971,313.61		February 2037
1-45-B		Variable⁽²⁾	$	1,971,313.61		February 2037
1-46-A		Variable⁽²⁾	$	1,911,247.20		February 2037
1-46-B		Variable⁽²⁾	$	1,911,247.20		February 2037
1-47-A		Variable⁽²⁾	$	1,853,340.22		February 2037
1-47-B		Variable⁽²⁾	$	1,853,340.22		February 2037
1-48-A		Variable⁽²⁾	$	1,796,760.15		February 2037
1-48-B		Variable⁽²⁾	$	1,796,760.15		February 2037

Accrual Period	16
Adjustment Date	16
Advance	16
Affected Party	16
Affiliate	16
Aggregate Stated Principal Balance	16
Agreement	16
Allocated Realized Loss Amount	16
Assessment of Compliance	17
Assignment	17
Attestation Report	17
Available Distribution Amount	17
Bankruptcy Code	17
Basic Principal Distribution Amount	17
Book-Entry Certificate	17
Business Day	17
Cap Contracts	17
Cap Counterparties	18
Cash Liquidation	18
Certificate	18
Certificate Account	18
Certificate Account Deposit Date	18
Certificateholder	18
Certificate Guaranty Insurance Policy	18
Certificate Insurer	18
Certificate Margin	18
Certificate Owner	19
Certificate Principal Balance	19
Certificate Register	19
Class	19
Class 1-A Certificates	20
Class 1-A Principal Distribution Amount	20
Class 1-A1 Certificates	20
Class 1-C Distribution Amount	20
Class 1-IO Interest	20
Class 1-M Certificates	20
Class 2-A Principal Distribution Amount	20
Class 2-C Distribution Amount	20
Class 2-IO Interest	21

Class A Certificates	21
Class C Certificates	21
Class IO Interests	21
Class IO Distribution Amount	21
Class P Certificates	21
Class R Certificate	21
Class R-1 Interest	21
Class R-2 Interest	21
Class R-3 Interest	21
Class R-4 Interest	21
Closing Date	21
Code	21
Collateral Account One	21
Collateral Account Two	21
Collateral Account Three	21
Collateral Account Four	21
Collateral Value	21
Commission	22
Compensating Interest	22
Countrywide	22
Corporate Trust Office	22
Corresponding Certificate	22
Credit Enhancement Percentage	22
Credit Support Annex One	22
Credit Support Annex Two	22
Credit Support Annex Three	22
Credit Support Annex Four	23
Cross Collateralized Loss Payments	23
Crossable Excess	23
Crossable Losses	23
Current Report	23
Curtailment	23
Custodial Account	23
Custodian	23
Custodian One	23
Custodian Two	23
Custodian Three	23
Custodian Four	23
Cut-off Date	23
Cut-off Date Balance	23
Debt Service Coverage Ratio	24
Defaulted Mortgage Loan	24
Defaulting Party	24
Deficiency Amount	24
Deficient Valuation	24
Definitive Certificate	24

Deleted Mortgage Loan	24
Depositor	24
Depository	24
Depository Participant	24
Derivative Account	25
Determination Date	25
Disqualified Organization	25
Distribution Date	25
Distribution Report	25
Due Date	25
Due Period	25
Eligible Account	25
Estimated Swap Termination Payment	26
Event of Default	26
Excess Proceeds	26
Excess Servicing Strip	26
Exchange Act	26
Extra Principal Distribution Amount	26
Fannie Mae	26
FDIC	26
Final Scheduled Distribution Date	27
Freddie Mac	27
GMAC	27
Gross Margin	27
Group 1 Cap Contracts	27
Group 1 Cap Counterparties	27
Group 1 Certificates	27
Group 1 Class IO Distribution Amount	27
Group 1 Cut-off Date Balance	27
Group 1 Derivative Account	27
Group 1 Derivative Contract	27
Group 1 Derivative Termination Payment	27
Group 1 Estimated Swap Termination Payment	27
Group 1 Interest Rate Swap Agreement	27
Group 1 Loans	28
Group 1 Marker Rate	28
Group 1 Maximum Uncertificated Accrued Interest Deferral Amount	28
Group 1 Net Mortgage Rate	28
Group 1 Net Swap Payment	28
Group 1 Net WAC Rate	29
Group 1 Net WAC Shortfall Reserve Fund	29
Group 1 Net WAC Shortfall Reserve Fund Deposit	29
Group 1 Optional Termination	29
Group 1 Overcollateralization Deficiency Amount	29
Group 1 Overcollateralization Floor	29
Group 1 Overcollateralization Release Amount	30

Group 1 Overcollateralization Target Amount	30
Group 1 Overcollateralized Amount	30
Group 1 Schedule	30
Group 1 Stepdown Date	30
Group 1 Step-Up Date	30
Group 1 Subordinate Class Principal Distribution Amount	30
Group 1 Supplemental Interest Trust	31
Group 1 Supplemental Interest Trust Trustee	31
Group 1 Swap Optional Termination Payment	31
Group 1 Swap Provider	31
Group 1 Trigger Event	31
Group 2 Cap Contracts	32
Group 2 Cap Counterparties	32
Group 2 Class IO Distribution Amount	32
Group 2 Cut-off Date Balance	32
Group 2 Derivative Account	32
Group 2 Derivative Contract	32
Group 2 Derivative Termination Payment	33
Group 2 Estimated Swap Termination Payment	33
Group 2 Marker Rate	33
Group 2 Maximum Uncertificated Accrued Interest Deferral Amount	33
Group 2 Interest Rate Swap Agreement	33
Group 2 Loans	33
Group 2 Net Mortgage Rate	34
Group 2 Net Swap Payment	34
Group 2 Net WAC Rate	34
Group 2 Net WAC Shortfall Reserve Fund	34
Group 2 Net WAC Shortfall Reserve Fund Deposit	34
Group 2 Optional Termination	34
Group 2 Overcollateralization Deficiency Amount	35
Group 2 Overcollateralization Floor	35
Group 2 Overcollateralization Release Amount	35
Group 2 Overcollateralization Target Amount	35
Group 2 Overcollateralized Amount	35
Group 2 Schedule	35
Group 2 Stepdown Date	35
Group 2 Step-Up Date	35
Group 2 Supplemental Interest Trust	36
Group 2 Supplemental Interest Trust Trustee	36
Group 2 Swap Optional Termination Payment	36
Group 2 Swap Provider	36
Group 2 Trigger Event	36
Index	37
Initial Certificate Principal Balance	37
Initial Notional Amount	37
Insurance Account	37

Insurance Agreement	37
Insurance Policy	37
Insurance Proceeds	37
Insured Amounts	37
Insurer Default	37
Interest Remittance Amount	37
Interest Rate Swap Agreement	37
Late Collections	37
LIBOR	38
LIBOR Business Day	38
LIBOR Rate Adjustment Date	38
Liquidated Mortgage Loan	38
Liquidation Proceeds	38
Loan-to-Value Ratio	38
Loan Group	38
Loan Group 1	38
Loan Group 2	38
Lost Note Affidavit	38
Majority Class C Certificateholder	38
Master Servicer	38
Master Servicer Prepayment Charge Payment Amount	39
Master Servicing Fees	39
Master Servicing Fee Rate	39
MERS	39
MERS® System	39
Midland	39
MIN	39
MOM Loan	39
Monthly Interest Distributable Amount	39
Monthly Payment	39
Moody's	40
Mortgage	40
Mortgage File	40
Mortgage Loan	40
Mortgage Loan Purchase Agreement	40
Mortgage Loan Schedule	40
Mortgage Note	41
Mortgage Rate	41
Mortgaged Property	41
Mortgagor	41
Net Liquidation Proceeds	42
Net Monthly Excess Cashflow	42
Net Mortgage Rate	42
Net Prepayment Interest Shortfall	42
Net Swap Payment	42
Net WAC Rate	42

Net WAC Shortfall Amount	42
Net WAC Shortfall Reserve Fund	42
Nonrecoverable Advance	42
Non-United States Person	43
Notional Balance	43
Officers’ Certificate	43
Offered Certificates	43
One Month LIBOR	43
Opinion of Counsel	43
Optional Termination	43
Optional Termination Date	43
OTS	43
Outstanding Mortgage Loan	43
Overcollateralization Deficiency Amount	44
Overcollateralization Floor	44
Overcollateralization Release Amount	44
Overcollateralization Target Amount	44
Overcollateralized Amount	44
Ownership Interest	44
Pass-Through Rate	44
Percentage Interest	45
Permitted Investment	45
Permitted Transferee	46
Person	46
PMI Insurer	46
PMI Insurer Policy	46
PMI Mortgage Loan	46
PMI Insurer Fee Rate	46
Policy Premium	47
Policy Premium Rate	47
Preference Amount	47
Prepayment Assumption	47
Prepayment Charge	47
Prepayment Interest Excess	47
Prepayment Interest Shortfall	47
Prepayment Period	47
Primary Hazard Insurance Policy	47
Primary Insurance Policy	47
Principal Distribution Amount	48
Principal Prepayment	48
Principal Prepayment in Full	48
Principal Remittance Amount	48
Prospectus Supplement	48
Purchase Price	48
Qualified Insurer	49
Qualified Substitute Mortgage Loan	49

Rating Agency	49
Realized Loss	49
Record Date	50
Regular Certificate	50
Regulation AB	50
Relief Act	50
Relief Act Interest Shortfall	50
REMIC	50
REMIC 1	50
REMIC 1 Regular Interest	51
REMIC 2	51
REMIC 2 Regular Interest	51
REMIC 3	51
REMIC 3 Group 1 Interest Loss Allocation Amount	52
REMIC 3 Group 1 Overcollateralized Amount	52
REMIC 3 Group 1 Principal Loss Allocation Amount	52
REMIC 3 Group 1 Overcollateralization Target Amount	52
REMIC 3 Group 1 Regular Interest	52
REMIC 3 Group 2 Interest Loss Allocation Amount	52
REMIC 3 Group 2 Overcollateralized Amount	52
REMIC 3 Group 2 Principal Loss Allocation Amount	53
REMIC 3 Group 2 Overcollateralization Target Amount	53
REMIC 3 Group 2 Regular Interest	53
REMIC 3 Regular Interest	53
REMIC 4	53
REMIC 4 Regular Interest	53
REMIC Provisions	53
REMIC Regular Interest	53
Remittance Report	53
REO Acquisition	54
REO Disposition	54
REO Imputed Interest	54
REO Proceeds	54
REO Property	54
Request for Release	54
Residual Certificate	54
Residual Interest	54
Responsible Officer	54
Servicing Account	54
Servicing Advances	54
Servicing Criteria	55
Servicing Guide	55
Servicing Officer	55
Single Certificate	55
Specially Serviced Multifamily Loan	55
Sponsor	55

Standard & Poor's	55
Startup Day	55
Stated Principal Balance	55
Step-Up Date	56
Stepdown Date	56
Stepdown Target Subordination Percentage	56
Subordinate Certificates	56
Subsequent Recoveries	56
Sub-Servicer	56
Sub-Servicer Remittance Date	56
Sub-Servicing Account	57
Sub-Servicing Agreement	57
Sub-Servicing Fees	57
Sub-Servicing Fee Rate	57
Substitution Adjustment	57
Supplemental Interest Trust	57
Supplemental Interest Trust Trustee	57
Swap LIBOR	57
Swap Optional Termination Payment	57
Swap Provider	57
Swap Provider Trigger Event	57
Swap Termination Payment	57
Tax Matters Person	58
Tax Returns	58
Transfer	58
Transferor	58
Trust Fund	58
Trustee	58
Uncertificated Accrued Interest	58
Uncertificated Notional Balance	58
Uncertificated Pass-Through Rate	63
Uncertificated Principal Balance	63
Uncertificated REMIC 1 Pass-Through Rate	63
Uncertificated REMIC 2 Pass-Through Rate	63
Uncertificated REMIC 3 Pass-Through Rate	64
Uninsured Cause	74
United States Person	74
Unpaid Interest Shortfall Amount	75
Voting Rights	75

Section 1.02.	Determination of LIBOR.	75
Section 1.03.	Allocation of Certain Interest Shortfalls.	76

ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES		78
Section 2.01.	Conveyance of Mortgage Loans.	78

Section 2.02.	Acceptance of the Trust Fund by the Trustee.	82
Section 2.03.	Representations, Warranties and Covenants of the Master Servicer and the Depositor.	83
Section 2.04.	Representations and Warranties of the Sponsor.	85
Section 2.05.	Issuance of Certificates; Conveyance of REMIC 1 Regular Interests, Class C Interest, Class P Interest and Acceptance of REMIC 2, REMIC 3 and REMIC 4 by the Trustee.	87
Section 2.06.	Purposes and Powers of the Trust.	88

ARTICLE III ADMINISTRATION AND SERVICING OF THE TRUST FUND		90
Section 3.01.	Master Servicer to Act as Master Servicer.	90
Section 3.02.	Sub-Servicing Agreements Between Master Servicer and Sub-Servicers.	92
Section 3.03.	Successor Sub-Servicers.	93
Section 3.04.	Liability of the Master Servicer.	93
Section 3.05.	No Contractual Relationship Between Sub-Servicers and Trustee or Certificateholders.	93
Section 3.06.	Assumption or Termination of Sub-Servicing Agreements by Trustee.	94
Section 3.07.	Collection of Certain Mortgage Loan Payments.	94
Section 3.08.	Sub-Servicing Accounts.	95
Section 3.09.	Collection of Taxes, Assessments and Similar Items; Servicing Accounts.	96
Section 3.10.	Custodial Account.	96
Section 3.11.	Permitted Withdrawals From the Custodial Account.	97
Section 3.12.	Permitted Investments.	98
Section 3.13.	Maintenance of Primary Hazard Insurance.	99
Section 3.14.	Enforcement of Due-on-Sale Clauses; Assumption Agreements.	101
Section 3.15.	Realization Upon Defaulted Mortgage Loans.	102
Section 3.16.	Trustee to Cooperate; Release of Mortgage Files.	103
Section 3.17.	Servicing Compensation.	105
Section 3.18.	Maintenance of Certain Servicing Policies.	106
Section 3.19.	Annual Statement as to Compliance.	106
Section 3.20.	Assessments of Compliance and Attestation Reports.	107
Section 3.21.	Access to Certain Documentation.	108
Section 3.22.	Title, Conservation and Disposition of REO Property.	108
Section 3.23.	Additional Obligations of the Master Servicer.	111
Section 3.24.	Additional Obligations of the Depositor.	111
Section 3.25.	Exchange Act Reporting.	111
Section 3.26.	Intention of the Parties and Interpretation.	114
Section 3.27.	Optional Purchase of Certain Mortgage Loans.	115

ARTICLE IV PAYMENTS TO CERTIFICATEHOLDERS		116
Section 4.01.	Distributions.	116
Section 4.02.	Statements to Certificateholders.	125

Section 4.03.	Remittance Reports; Advances by the Master Servicer.	129
Section 4.04.	Distributions on the REMIC Regular Interests.	130
Section 4.05.	Allocation of Realized Losses.	135
Section 4.06.	Information Reports to Be Filed by the Master Servicer.	138
Section 4.07.	Compliance with Withholding Requirements.	138
Section 4.08.	Group 1 Net WAC Shortfall Reserve Fund.	138
Section 4.09.	Group 2 Net WAC Shortfall Reserve Fund.	139
Section 4.10.	Group 1 Supplemental Interest Trust.	140
Section 4.11.	Group 2 Supplemental Interest Trust.	143
Section 4.12.	Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificates.	146
Section 4.13.	The Certificate Guaranty Insurance Policy	147
Section 4.14.	Collateral Accounts	149

ARTICLE V THE CERTIFICATES		153
Section 5.01.	The Certificates.	153
Section 5.02.	Registration of Transfer and Exchange of Certificates.	154
Section 5.03.	Mutilated, Destroyed, Lost or Stolen Certificates.	160
Section 5.04.	Persons Deemed Owners.	160
Section 5.05.	Rule 144A Information.	161

ARTICLE VI THE Depositor AND THE MASTER SERVICER		162
Section 6.01.	Liability of the Depositor and the Master Servicer.	162
Section 6.02.	Merger, Consolidation or Conversion of the Depositor or the Master Servicer.	162
Section 6.03.	Limitation on Liability of the Depositor, the Master Servicer and Others.	162
Section 6.04.	Limitation on Resignation of the Master Servicer.	163
Section 6.05.	Sale and Assignment of Master Servicing.	164

ARTICLE VII DEFAULT		165
Section 7.01.	Events of Default.	165
Section 7.02.	Trustee to Act; Appointment of Successor.	167
Section 7.03.	Notification to Certificateholders.	168
Section 7.04.	Waiver of Events of Default.	168
Section 7.05.	List of Certificateholders.	169

ARTICLE VIII CONCERNING THE TRUSTEE		170
Section 8.01.	Duties of Trustee.	170

Section 8.02.	Certain Matters Affecting the Trustee.	171
Section 8.03.	Trustee Not Liable for Certificates or Mortgage Loans.	173
Section 8.04.	Trustee May Own Certificates.	173
Section 8.05.	Trustee’s Fees.	173
Section 8.06.	Eligibility Requirements for Trustee.	174
Section 8.07.	Resignation and Removal of the Trustee.	174
Section 8.08.	Successor Trustee.	175
Section 8.09.	Merger or Consolidation of Trustee.	176
Section 8.10.	Appointment of Co-Trustee or Separate Trustee.	176

ARTICLE IX TERMINATION		178
Section 9.01.	Termination Upon Repurchase or Liquidation of All Mortgage Loans or upon Purchase of Certificates.	178
Section 9.02.	Termination of REMIC 4 and Retirement of Class R Certificates.	185
Section 9.03.	Additional Termination Requirements.	185

ARTICLE X REMIC PROVISIONS		187
Section 10.01.	REMIC Administration.	187
Section 10.02.	Prohibited Transactions and Activities.	190
Section 10.03.	Master Servicer and Trustee Indemnification.	190

ARTICLE XI MISCELLANEOUS PROVISIONS		191
Section 11.01.	Amendment.	191
Section 11.02.	Recordation of Agreement; Counterparts.	192
Section 11.03.	Limitation on Rights of Certificateholders.	193
Section 11.04.	Governing Law.	194
Section 11.05.	Notices.	194
Section 11.06.	Severability of Provisions.	194
Section 11.07.	Successors and Assigns.	194
Section 11.08.	Article and Section Headings.	195
Section 11.09.	Notice to Rating Agencies.	195
Section 11.10.	Rights of the Certificate Insurer.	195
Section 11.11.	Control by the Certificate Insurer.	196
Section 11.12.	Third Party Rights.	197

Designation	Uncertificated REMIC 2 Pass-Through Rate		Initial Uncertificated Principal Balance		Latest Possible Maturity Date ⁽¹⁾
1-1-A		Variable⁽²⁾	$	291,064.80		December 2036
1-1-B		Variable⁽²⁾	$	291,064.80		December 2036
1-2-A		Variable⁽²⁾	$	309,984.00		December 2036
1-2-B		Variable⁽²⁾	$	309,984.00		December 2036
1-3-A		Variable⁽²⁾	$	328,698.40		December 2036
1-3-B		Variable⁽²⁾	$	328,698.40		December 2036
1-4-A		Variable⁽²⁾	$	347,456.00		December 2036
1-4-B		Variable⁽²⁾	$	347,456.00		December 2036
1-5-A		Variable⁽²⁾	$	365,798.40		December 2036
1-5-B		Variable⁽²⁾	$	365,798.40		December 2036
1-6-A		Variable⁽²⁾	$	383,981.60		December 2036
1-6-B		Variable⁽²⁾	$	383,981.60		December 2036
1-7-A		Variable⁽²⁾	$	402,358.40		December 2036
1-7-B		Variable⁽²⁾	$	402,358.40		December 2036
1-8-A		Variable⁽²⁾	$	420,540.00		December 2036
1-8-B		Variable⁽²⁾	$	420,540.00		December 2036
1-9-A		Variable⁽²⁾	$	438,560.00		December 2036
1-9-B		Variable⁽²⁾	$	438,560.00		December 2036
1-10-A		Variable⁽²⁾	$	456,236.00		December 2036
1-10-B		Variable⁽²⁾	$	456,236.00		December 2036
1-11-A		Variable⁽²⁾	$	473,633.60		December 2036
1-11-B		Variable⁽²⁾	$	473,633.60		December 2036
1-12-A		Variable⁽²⁾	$	491,225.60		December 2036
1-12-B		Variable⁽²⁾	$	491,225.60		December 2036
1-13-A		Variable⁽²⁾	$	508,693.60		December 2036
1-13-B		Variable⁽²⁾	$	508,693.60		December 2036
1-14-A		Variable⁽²⁾	$	525,627.20		December 2036
1-14-B		Variable⁽²⁾	$	525,627.20		December 2036
1-15-A		Variable⁽²⁾	$	542,355.20		December 2036
1-15-B		Variable⁽²⁾	$	542,355.20		December 2036
1-16-A		Variable⁽²⁾	$	559,133.60		December 2036
1-16-B		Variable⁽²⁾	$	559,133.60		December 2036
1-17-A		Variable⁽²⁾	$	575,107.20		December 2036
1-17-B		Variable⁽²⁾	$	575,107.20		December 2036
1-18-A		Variable⁽²⁾	$	586,275.20		December 2036
1-18-B		Variable⁽²⁾	$	586,275.20		December 2036

Designation	Uncertificated REMIC 3 Pass-Through Rate		Initial Uncertificated Principal Balance		Latest Possible Maturity Date⁽¹⁾
1-AA		Variable⁽²⁾	$	1,283,801,140.49		February 2037
1-A1-A		Variable⁽²⁾	$	4,199,570.00		February 2037
1-A1-B		Variable⁽²⁾	$	4,245,920.00		February 2037
1-A1-C		Variable⁽²⁾	$	2,578,160.00		February 2037
1-AM		Variable⁽²⁾	$	1,224,850.00		February 2037
1-M-1		Variable⁽²⁾	$	170,300.00		February 2037
1-M-2		Variable⁽²⁾	$	157,200.00		February 2037
1-M-3		Variable⁽²⁾	$	85,150.00		February 2037
1-M-4		Variable⁽²⁾	$	72,050.00		February 2037
1-M-5		Variable⁽²⁾	$	65,500.00		February 2037
1-M-6		Variable⁽²⁾	$	45,850.00		February 2037
1-M-7		Variable⁽²⁾	$	45,850.00		February 2037
1-M-8		Variable⁽²⁾	$	45,850.00		February 2037
1-B		Variable⁽²⁾	$	58,950.00		February 2037
1-ZZ		Variable⁽²⁾	$	13,204,823.28		February 2037
1-IO		Variable⁽²⁾		⁽³⁾		February 2037
1-P		Variable⁽²⁾	$	100.00		February 2037
2-AA		Variable⁽²⁾	$	403,653,688.95		December 2036
2-A		Variable⁽²⁾	$	3,983,040.00		December 2036
2-ZZ		Variable⁽²⁾	$	4,254,790.39		December 2036
2-IO		Variable⁽²⁾		⁽³⁾		December 2036
2-P		Variable⁽²⁾	$	100.00		December 2036

Class Designation	Initial Certificate Principal Balance		Pass-Through Rate		Assumed Final Maturity Date⁽¹⁾
Class 1-A1-A⁽⁴⁾	$	419,957,000		Variable⁽²⁾		February 2037
Class 1-A1-B⁽⁴⁾	$	424,592,000		Variable⁽²⁾		February 2037
Class 1-A1-C⁽⁴⁾	$	257,816,000		Variable⁽²⁾		February 2037
Class 1-AM⁽⁴⁾	$	122,485,000		Variable⁽²⁾		February 2037
Class 2-A⁽⁴⁾	$	398,304,000		Variable⁽²⁾		December 2036
Class 1-M-1⁽⁴⁾	$	17,030,000		Variable⁽²⁾		February 2037
Class 1-M-2⁽⁴⁾	$	15,720,000		Variable⁽²⁾		February 2037
Class 1-M-3⁽⁴⁾	$	8,515,000		Variable⁽²⁾		February 2037
Class 1-M-4⁽⁴⁾	$	7,205,000		Variable⁽²⁾		February 2037
Class 1-M-5⁽⁴⁾	$	6,550,000		Variable⁽²⁾		February 2037
Class 1-M-6⁽⁴⁾	$	4,585,000		Variable⁽²⁾		February 2037
Class 1-M-7⁽⁴⁾	$	4,585,000		Variable⁽²⁾		February 2037
Class 1-M-8⁽⁴⁾	$	4,585,000		Variable⁽²⁾		February 2037
Class 1-B⁽⁴⁾	$	5,895,000		Variable⁽²⁾		February 2037
Class 1-C	$	10,481,163.77		Variable⁽³⁾		February 2037
Class 2-C	$	13,587,519.34		Variable⁽³⁾		December 2036
Class 1-P	$	100.00		N/A⁽⁵⁾		February 2037
Class 2-P	$	100.00		N/A⁽⁵⁾		December 2036
Class 1-IO Interest		⁽⁶⁾		⁽⁷⁾		February 2037
Class 2-IO Interest		⁽⁶⁾		⁽⁷⁾		December 2036

Certificate No. 1	Adjustable Pass-Through Rate

Class [1-A1-[A][B][C]] [1-AM] [2-A] Senior

Date of Pooling and Servicing Agreement and Cut-off Date: December 1, 2006	Percentage Interest: [_]%

First Distribution Date: January 25, 2007	Aggregate Initial [Certificate Principal] [Notional] Balance of the Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates: $[_____________]

Master Servicer:	Initial [Certificate Principal] [Notional]

Impac Funding Corporation	Balance of this Certificate:

	$[____________]

Assumed Final	CUSIP: [_________]

Distribution Date: [_____________], 20__


	DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee By:______________________________ Authorized Signatory

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to								,
for the account of								,
account number___________, or, if mailed by check, to								,
Applicable statements should be mailed to								,
								.

This information is provided by								,
the assignee named above, or								,
as its agent.

Certificate No. 1	Adjustable Pass-Through Rate

Class [1]-M-[1][2][3][4][5][6][7][8]	Aggregate Initial Certificate Principal

	Balance of the Class [1]-M-[1][2][3][4][5][6][7][8] Certificates:

	$[____________]

Date of Pooling and Servicing	Initial Certificate Principal Balance of this Certificate:

Agreement and Cut-off Date: December 1, 2006	$[____________]

First Distribution Date:	CUSIP: [________]

January 25, 2007

Master Servicer:

Impac Funding Corporation

Assumed Final Distribution Date:

[________ __], 20__


	DEUTSCHE BANK NATIONAL TRUST COMPANY Trustee By:______________________________ Authorized Signatory


		__________________________ Signature by or on behalf of assignor Signature Guaranteed

Certificate No. [ ]

Class [1][2]-C	Aggregate Initial Notional Amount of the Class [1][2]-C Certificates:

	$_____________]

Date of Pooling and Servicing	Initial Notional Amount of this Certificate:

Agreement and Cut-off Date: December 1, 2006	$[_____________]

First Distribution Date:	Initial Certificate Principal Balance

January 25, 2007	of this Certificate $[_________]

Master Servicer:	Percentage Interest of this

Impac Funding Corporation	Certificate: [___]%

Assumed Final Distribution Date:	CUSIP: [_________]

[_______ ___], 20--

Certificate No. []

Class [1][2]-P	Aggregate Initial Certificate Principal

	Balance of the Class [1][2]-P Certificates:

	$[_________]

Date of Pooling and Servicing	Initial Certificate Principal Balance

Agreement and Cut-off Date: December 1, 2006	of this Certificate Denomination:

	$[_________]

First Distribution Date	Percentage Interest of this Certificate:

January 25, 2007	[___]%

Master Servicer	CUSIP: [_________]

Impac Funding Corporation

Assumed Final Distribution Date:

[________ ___], 20__

Certificate No. 1

Class R

Date of Pooling and Servicing	Percentage Interest: 100%

Agreement and Cut-off Date: December 1, 2006

First Distribution Date: January 25, 2007

Master Servicer:

Impac Funding Corporation

Assumed Final Distribution Date: [_________], 20__	CUSIP: [_________]

	Re:	Pooling and Servicing Agreement, dated as of December 1, 2006 among Impac
		Secured Assets Corp., Impac Funding Corporation and Deutsche Bank National
		Trust Company, Mortgage Pass-Through Certificates, Series 2006-5

	[_______________________________]

	By: ________________________________

	Name:

	Title:

Loan Information
	Name of Mortgagor:	___________________________

	Master Servicer

	Loan No.:	___________________________

Trustee
	Name:	___________________________

	Address:	___________________________

		___________________________

	Trustee

	Mortgage File No.:	___________________________

( )	Promissory Note dated _________________, 200_, in the original principal sum of $__________, made by __________________, payable to, or endorsed to the order of, the Trustee.

( )	Mortgage recorded on _________________________ as instrument no. ___________ in the County Recorders Office of the County of ______________________, State of _____________________ in book/reel/docket of official records at page/image _______________.

( )	Deed of Trust recorded on ____________________ as instrument no._____________ in the County Recorder's Office of the County of ______________________, State of _____________________in book/reel/docket __________________ of official records at page/image ________________.

( )	Assignment of Mortgage or Deed of Trust to the Trustee, recorded on _______________ as instrument no. ______________ in the County Recorder's Office of the County of ________________, State of ___________________ in book/reel/docket ____________ of official records at page/image ___________.

( )	Other documents, including any amendments, assignments or other assumptions of the Mortgage Note or Mortgage.

	( )	_________________________

	( )	_________________________

	( )	_________________________

	( )	_________________________

	IMPAC FUNDING CORPORATION
	By: ___________________________ Title: ___________________________