Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash flow from operating activities
Net Income	$ 33,710	$ 49,539
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred income taxes	(18,464)	(52,582)
Depreciation	68,229	67,709
Discount accretion net of premium amortization	4,069	587
Provision for loan losses	90,000	80,000
Income from bank owned life insurance	(5,809)	(6,080)
Loss (gain) on sale of real estate owned	34,096	(869)
(Increase) decrease in:
Accrued interest receivable	(19,624)	(42,473)
Other assets	291,606	86,789
Prepaid income taxes	(500)	160,250
Increase (decrease) in:
Accrued interest payable	(1,579)	(3,759)
Other liabilities	(193,053)	(20,526)
Net cash provided by operating activities	282,681	318,585
Cash flows from investing activities
Proceeds of securities available for sale	7,418	4,740
Purchases of securities held-to-maturity	(8,022,500)	(8,500,000)
Proceeds from maturities and principal repayments of securities held-to-maturity	2,226,077	4,143,653
Purchase of investment required by law – stock in Federal Home Loan Bank	21,200	16,600
Proceeds from sale of real estate owned	212,444	116,436
Net decrease in loans	2,312,299	4,872,671
Purchases of premises and equipment		(13,895)
Net cash provided by(used in) investing activities	(3,243,062)	640,205
Cash flows from financing activities
Net increase in deposits	884,260	8,970
Net (increase) decrease in advance payments by borrowers for taxes and insurance	7,214	(12,804)
Increase in Federal home Loan Bank Advances	0	0
Net cash provided by (used) in financing activities	891,474	(3,834)
Net (increase) decrease in cash and cash equivalents	(2,068,907)	954,956
Cash and cash equivalents, beginning of the period	6,722,766	6,649,685
Cash and cash equivalents, end of period	4,653,859	7,604,641
Supplemental Disclosures:
Cash paid during the period for interest	206,108	307,209
Cash paid during the period for income taxes	500	500
Loans transferred to foreclosed real estate during the period	0	176,113
Net change in unrealized gain on securities available-for-sale net of tax	$ (72,143)	$ 2,266