Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flow from operating activities
Net Income (Loss)	$ (6,868)	$ 221,352
Adjustments to reconcile net income (loss) to net cash provided by (uses in) operating activities:
Deferred income taxes	(91,669)	27,138
Depreciation	144,117	169,500
Discount accretion net of premium amortization	(721)	(1,128)
Provision for loan losses	188,000	155,000
Income from bank owned life insurance	(6,080)	(5,805)
(Gain)loss on sale of real estate	(869)	56,018
(Increase) decrease in:
Accrued interest receivable	(47,990)	2,396
Other assets	114,967	235,097
Prepaid income taxes	160,250
Accrued interest payable	(4,445)	1,110
Other liabilities	245,218	110,352
Net cash provided by operating activities	693,910	971,030
Cash flows from investing activities
Proceeds of securities available for sale	8,669	4,459
Purchases of securities held-to-maturity	(13,200,000)	(6,500,000)
Proceeds from maturities and principal repayments of securities held-to-maturity	9,206,884	3,997,207
Purchase of investment required by law – stock in Federal Home Loan Bank	16,600	(56,900)
Proceeds from sale of real estate owned	116,436	345,321
Net decrease in loans	4,921,187	901,472
Purchases of premises and equipment	(14,423)	(3,600)
Net cash provided by(used in) investing activities	1,055,353	(1,312,041)
Cash flows from financing activities
Net increase (decrease) in deposits	(1,571,237)	8,059
Net (decrease) in advance payments by borrowers for taxes and insurance	(37,550)	(44,022)
Decrease in Federal home Loan Bank Advances		400,000
Net cash provided by (used in) financing activities	(1,608,787)	364,037
Net increase in cash and cash equivalents	140,476	23,026
Cash and cash equivalents, beginning of the period	6,649,685	5,662,629
Cash and cash equivalents, end of period	6,790,161	5,685,655
Supplemental Disclosures:
Cash paid during the period for interest	584,544	745,134
Cash paid during the period for income taxes	1,000	2,250
Loans transferred to foreclosed real estate during the period	1,512,069	40,000
Total increase in unrealized gain on securities available-for-sale	$ 3,820	$ 5,414