Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
INTEREST INCOME
Loans	$ 1,193,712	$ 1,408,375
Investment securities	149,838	137,177
Total interest income	1,343,550	1,545,552
INTEREST EXPENSE
Interest-bearing checking accounts	9,046	14,861
Passbook and money market accounts	52,568	70,319
Certificates of deposits	241,514	290,670
Federal Home Loan Bank Advances		77
Total interest expense	303,128	375,927
Net interest income	1,040,422	1,169,625
Provision for loan losses	80,000	75,000
Net interest income after provision for loan losses	960,422	1,094,625
NON-INTEREST INCOME
Income from bank-owned life insurance	6,080	5,805
Gain (loss) on sale of real estate owned	869	(56,018)
Service charges	30,688	39,069
Rental income	24,426	2,850
Other	4,931	4,143
Total non-interest income	66,994	(4,151)
NON-INTEREST EXPENSE
Salaries and employee benefits	414,694	400,871
Advertising	5,876	5,008
Office supplies, telephone and postage	22,532	21,920
Loan expenses	72,075	5,382
Net occupancy expense	173,167	168,478
Real estate owned loss reserve	25,000
Federal insurance premiums	53,920	98,924
Data processing expenses	53,631	52,651
ATM expenses	6,408	5,230
Bank charges and fees	17,673	17,778
Insurance and surety bond premiums	19,536	20,928
Dues and subscriptions	4,293	6,623
Professional fees	66,337	59,227
Real estate owned expense	15,340	8,982
Other	32,191	28,292
Total non-interest expense	982,673	900,294
INCOME BEFORE INCOME TAX EXPENSE	44,743	190,180
Income taxes	(4,796)	78,992
NET INCOME (LOSS)	$ 49,539	$ 111,188
INCOME PER COMMON SHARE (in Dollars per share)	$ 0.03	$ 0.07