Consolidated Statements of Operations (USD $)	12 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Loans	$ 5,338,028	$ 6,061,439
Investment securities	553,237	631,675
Total interest income	5,891,265	6,693,114
Interest Expense
Interest-bearing checking accounts	54,092	83,730
Passbook and money market accounts	269,568	341,974
Certificates of deposits	1,107,622	1,463,898
Advances from Federal Home Loan Bank	236	52
Total interest expense	1,431,518	1,889,654
Net interest income	4,459,747	4,803,460
Provision for loan losses	1,601,892	440,100
Net interest income after provision for loan losses	2,857,855	4,363,360
Non-Interest Income
Service charges	145,301	134,655
Income from bank-owned life insurance	5,805	5,699
Rental income	21,958	6,733
Other	13,642	13,934
Net loss on sale of real estate owned	(36,382)	(27,472)
Total non-interest income	150,324	133,549
Non-Interest Expense
Salaries and employee benefits	1,583,294	1,579,165
Advertising	24,730	25,068
Office supplies, telephone and postage	97,549	90,070
Loan expense	203,126	(10,311)
Occupancy expense	648,635	718,731
Federal insurance premiums	282,555	381,252
Real estate owned – impairment losses	104,316	87,900
Data processing expenses	215,240	195,821
ATM expenses	24,810	21,844
Bank charges and fees	77,425	89,651
Insurance and surety bond premium	80,170	71,061
Dues and subscriptions	25,863	26,912
Professional fees	208,175	245,287
Real estate owned expenses	56,368	65,990
Other	118,919	151,538
Total non-interest expense	3,751,175	3,739,979
Income (Loss) Before Income Tax Expense (Benefit)	(742,996)	756,930
Income tax expense (benefit)	(249,052)	289,083
Net Income (Loss)	$ (493,944)	$ 467,847
Income (loss) per share
Basic (in Dollars per share)	$ (0.31)	$ 0.30
Diluted (in Dollars per share)	$ (0.31)	$ 0.30
Weighted average shares outstanding
Basic (in Shares)	1,586,664	1,583,460
Diluted (in Shares)	1,586,664	1,583,460