Note 21 - Commitments and Contingent Liabilities

12 Months Ended

Mar. 31, 2012

Commitments and Contingencies Disclosure [Text Block]

21.   COMMITMENTS AND CONTINGENT LIABILITIES

The Company is subject to claims and lawsuits which arise primarily in the ordinary course of business.  It is the opinion of management that the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position of the Company.

The Bank had outstanding commitment to originate loans as of March 31, 2012 as follows:

	March 31, 2012
	Fixed-Rate		Variable-Rate	Total
Construction	$	450,000	$	$	450,000