XML 20 R9.htm IDEA: XBRL DOCUMENT  v2.3.0.11
Note 2 - Use of Estimates
3 Months Ended
Jun. 30, 2011
Use of Estimates, Policy [Policy Text Block]
(2)           Use of Estimates

The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for losses on loans and the evaluation of deferred taxes.