0001085146-22-001929.txt : 20220510 0001085146-22-001929.hdr.sgml : 20220510 20220510150641 ACCESSION NUMBER: 0001085146-22-001929 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220331 FILED AS OF DATE: 20220510 DATE AS OF CHANGE: 20220510 EFFECTIVENESS DATE: 20220510 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Valmark Advisers, Inc. CENTRAL INDEX KEY: 0001380443 IRS NUMBER: 311509466 STATE OF INCORPORATION: OH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-12433 FILM NUMBER: 22909062 BUSINESS ADDRESS: STREET 1: 130 SPRINGSIDE DRIVE STREET 2: SUITE 300 CITY: AKRON STATE: OH ZIP: 44333 BUSINESS PHONE: 330-576-1234 MAIL ADDRESS: STREET 1: 130 SPRINGSIDE DRIVE STREET 2: SUITE 300 CITY: AKRON STATE: OH ZIP: 44333 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001380443 XXXXXXXX 03-31-2022 03-31-2022 false Valmark Advisers, Inc.

130 SPRINGSIDE DRIVE SUITE 300 AKRON OH 44333

13F HOLDINGS REPORT 028-12433 N Michael McClary 800-765-5201 /s/ Michael McClary Akron OH 05-09-2022 0 424 5677816 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE 3M CO COM 88579Y101 791 5313 SH SOLE 0 0 5313 ABBOTT LABS COM 002824100 1768 14933 SH SOLE 0 0 14933 ABBVIE INC COM 00287Y109 864 5327 SH SOLE 0 0 5327 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4952 14685 SH SOLE 0 0 14685 ADOBE SYSTEMS INCORPORATED COM 00724F101 205 449 SH SOLE 0 0 449 ADVANCED MICRO DEVICES INC COM 007903107 478 4371 SH SOLE 0 0 4371 AFLAC INC COM 001055102 1482 23020 SH SOLE 0 0 23020 AIR PRODS & CHEMS INC COM 009158106 805 3221 SH SOLE 0 0 3221 ALPHABET INC CAP STK CL A 02079K305 1535 552 SH SOLE 0 0 552 ALPHABET INC CAP STK CL C 02079K107 4893 1752 SH SOLE 0 0 1752 ALTRIA GROUP INC COM 02209S103 1568 30001 SH SOLE 0 0 30001 AMAZON COM INC COM 023135106 7051 2163 SH SOLE 0 0 2163 AMERICAN ELEC PWR CO INC COM 025537101 242 2429 SH SOLE 0 0 2429 AMERICAN TOWER CORP NEW COM 03027X100 437 1741 SH SOLE 0 0 1741 AMGEN INC COM 031162100 1753 7248 SH SOLE 0 0 7248 ANALOG DEVICES INC COM 032654105 1306 7908 SH SOLE 0 0 7908 ANTHEM INC COM 036752103 449 913 SH SOLE 0 0 913 APPLE INC COM 037833100 25088 143683 SH SOLE 0 0 143683 AT&T INC COM 00206R102 705 29843 SH SOLE 0 0 29843 AUTOMATIC DATA PROCESSING IN COM 053015103 2789 12259 SH SOLE 0 0 12259 BANK NEW YORK MELLON CORP COM 064058100 816 16450 SH SOLE 0 0 16450 BECTON DICKINSON & CO COM 075887109 1260 4737 SH SOLE 0 0 4737 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6743 19107 SH SOLE 0 0 19107 BIOSIG TECHNOLOGIES INC COM NEW 09073N201 24 20966 SH SOLE 0 0 20966 BJS WHSL CLUB HLDGS INC COM 05550J101 1719 25429 SH SOLE 0 0 25429 BK OF AMERICA CORP COM 060505104 459 11138 SH SOLE 0 0 11138 BLACKROCK INC COM 09247X101 1095 1433 SH SOLE 0 0 1433 BLACKSTONE INC COM 09260D107 451 3556 SH SOLE 0 0 3556 BOEING CO COM 097023105 343 1793 SH SOLE 0 0 1793 BOX INC CL A 10316T104 970 33373 SH SOLE 0 0 33373 BRISTOL-MYERS SQUIBB CO COM 110122108 269 3683 SH SOLE 0 0 3683 BROADCOM INC COM 11135F101 228 362 SH SOLE 0 0 362 CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 152 10764 SH SOLE 0 0 10764 CARRIER GLOBAL CORPORATION COM 14448C104 222 4835 SH SOLE 0 0 4835 CASTLE BIOSCIENCES INC COM 14843C105 423 9432 SH SOLE 0 0 9432 CATERPILLAR INC COM 149123101 237 1063 SH SOLE 0 0 1063 CENTENE CORP DEL COM 15135B101 603 7159 SH SOLE 0 0 7159 CHEMBIO DIAGNOSTICS INC COM NEW 163572209 42 51413 SH SOLE 0 0 51413 CHEVRON CORP NEW COM 166764100 1583 9719 SH SOLE 0 0 9719 CHUBB LIMITED COM H1467J104 1127 5268 SH SOLE 0 0 5268 CHURCH & DWIGHT CO INC COM 171340102 357 3590 SH SOLE 0 0 3590 CINCINNATI FINL CORP COM 172062101 1034 7606 SH SOLE 0 0 7606 CISCO SYS INC COM 17275R102 2229 39983 SH SOLE 0 0 39983 CITIZENS FINL GROUP INC COM 174610105 1105 24387 SH SOLE 0 0 24387 CLOROX CO DEL COM 189054109 538 3869 SH SOLE 0 0 3869 COCA COLA CO COM 191216100 732 11814 SH SOLE 0 0 11814 COLGATE PALMOLIVE CO COM 194162103 634 8362 SH SOLE 0 0 8362 COMCAST CORP NEW CL A 20030N101 1951 41666 SH SOLE 0 0 41666 CONOCOPHILLIPS COM 20825C104 442 4416 SH SOLE 0 0 4416 CONSOLIDATED EDISON INC COM 209115104 290 3068 SH SOLE 0 0 3068 COSTCO WHSL CORP NEW COM 22160K105 751 1303 SH SOLE 0 0 1303 CSX CORP COM 126408103 1231 32868 SH SOLE 0 0 32868 CVS HEALTH CORP COM 126650100 278 2749 SH SOLE 0 0 2749 DANAHER CORPORATION COM 235851102 1484 5058 SH SOLE 0 0 5058 DASEKE INC COM 23753F107 818 81249 SH SOLE 0 0 81249 DBX ETF TR XTRACK MSCI EAFE 233051630 3973 164532 SH SOLE 0 0 164532 DBX ETF TR XTRACK USD HIGH 233051432 176814 4687546 SH SOLE 2286849 0 2400697 DBX ETF TR XTRACKERS LOW 233051267 354 7340 SH SOLE 0 0 7340 DEERE & CO COM 244199105 696 1676 SH SOLE 0 0 1676 DIAGEO PLC SPON ADR NEW 25243Q205 551 2711 SH SOLE 0 0 2711 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 357 12940 SH SOLE 0 0 12940 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1021 21927 SH SOLE 0 0 21927 DISNEY WALT CO COM 254687106 740 5392 SH SOLE 0 0 5392 DOLLAR GEN CORP NEW COM 256677105 341 1533 SH SOLE 0 0 1533 DOVER CORP COM 260003108 756 4816 SH SOLE 0 0 4816 DUKE ENERGY CORP NEW COM NEW 26441C204 323 2892 SH SOLE 0 0 2892 EASTERN BANKSHARES INC COM 27627N105 1113 51658 SH SOLE 0 0 51658 EATON CORP PLC SHS G29183103 515 3396 SH SOLE 0 0 3396 EDISON INTL COM 281020107 534 7611 SH SOLE 0 0 7611 EDWARDS LIFESCIENCES CORP COM 28176E108 305 2588 SH SOLE 0 0 2588 EMERSON ELEC CO COM 291011104 884 9011 SH SOLE 0 0 9011 EVERSOURCE ENERGY COM 30040W108 760 8616 SH SOLE 0 0 8616 EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 926 15887 SH SOLE 0 0 15887 EXXON MOBIL CORP COM 30231G102 3013 36480 SH SOLE 0 0 36480 FACTSET RESH SYS INC COM 303075105 854 1968 SH SOLE 0 0 1968 FASTENAL CO COM 311900104 203 3418 SH SOLE 0 0 3418 FEDEX CORP COM 31428X106 469 2029 SH SOLE 0 0 2029 FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 2047 45978 SH SOLE 0 0 45978 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1223 18630 SH SOLE 0 0 18630 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 386 3135 SH SOLE 0 0 3135 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 2311 48223 SH SOLE 0 0 48223 FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 2076 40838 SH SOLE 0 0 40838 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1359 27301 SH SOLE 0 0 27301 FIFTH THIRD BANCORP COM 316773100 264 6142 SH SOLE 0 0 6142 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 964 18175 SH SOLE 0 0 18175 FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 3519 185008 SH SOLE 0 0 185008 FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 322 3560 SH SOLE 0 0 3560 FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 334 6297 SH SOLE 0 0 6297 FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 12618 161358 SH SOLE 0 0 161358 FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 855 14366 SH SOLE 0 0 14366 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 12434 253756 SH SOLE 0 0 253756 FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 1497 53727 SH SOLE 0 0 53727 FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740F615 634 19595 SH SOLE 0 0 19595 FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 527 7466 SH SOLE 0 0 7466 FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 446 5051 SH SOLE 0 0 5051 FIRST TR NAS100 EQ WEIGHTED SHS 337344105 2129 19847 SH SOLE 0 0 19847 FIRST TR VALUE LINE DIVID IN SHS 33734H106 4601 108780 SH SOLE 0 0 108780 FLEXSHARES TR IBOXX 3R TARGT 33939L506 14056 542491 SH SOLE 0 0 542491 FLEXSHARES TR MORNSTAR UPSTR 33939L407 174646 3729361 SH SOLE 1789937 0 1939424 FLEXSHARES TR STOXX GLOBR INF 33939L795 266 4625 SH SOLE 0 0 4625 FORD MTR CO DEL COM 345370860 263 15580 SH SOLE 0 0 15580 FORTINET INC COM 34959E109 284 832 SH SOLE 0 0 832 FOX FACTORY HLDG CORP COM 35138V102 467 4764 SH SOLE 0 0 4764 GAMESTOP CORP NEW CL A 36467W109 260 1562 SH SOLE 0 0 1562 GENERAL DYNAMICS CORP COM 369550108 1799 7459 SH SOLE 0 0 7459 GENERAL ELECTRIC CO COM NEW 369604301 348 3802 SH SOLE 0 0 3802 GENUINE PARTS CO COM 372460105 625 4959 SH SOLE 0 0 4959 GILEAD SCIENCES INC COM 375558103 255 4285 SH SOLE 0 0 4285 GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 369 13376 SH SOLE 0 0 13376 GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 697 9048 SH SOLE 0 0 9048 GMS INC COM 36251C103 1493 30000 SH SOLE 0 0 30000 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1194 36468 SH SOLE 0 0 36468 GREAT LAKES DREDGE & DOCK CO COM 390607109 514 36633 SH SOLE 0 0 36633 GROCERY OUTLET HLDG CORP COM 39874R101 584 17812 SH SOLE 0 0 17812 HOME DEPOT INC COM 437076102 2719 9085 SH SOLE 0 0 9085 HONEYWELL INTL INC COM 438516106 949 4879 SH SOLE 0 0 4879 HUNTINGTON BANCSHARES INC COM 446150104 774 52950 SH SOLE 0 0 52950 IDEXX LABS INC COM 45168D104 610 1115 SH SOLE 0 0 1115 ILLINOIS TOOL WKS INC COM 452308109 2003 9567 SH SOLE 0 0 9567 INDIE SEMICONDUCTOR INC *W EXP 06/15/202 45569U119 38 19979 SH SOLE 0 0 19979 INNOVATIVE INDL PPTYS INC COM 45781V101 411 2000 SH SOLE 0 0 2000 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 742 25023 SH SOLE 0 0 25023 INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 383 12370 SH SOLE 0 0 12370 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 385 12818 SH SOLE 0 0 12818 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 227 6982 SH SOLE 0 0 6982 INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 387 11981 SH SOLE 0 0 11981 INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 803 26179 SH SOLE 0 0 26179 INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 349 11179 SH SOLE 0 0 11179 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 1038 35379 SH SOLE 0 0 35379 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 646 21380 SH SOLE 0 0 21380 INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 477 14825 SH SOLE 0 0 14825 INSIGHT ENTERPRISES INC COM 45765U103 204 1901 SH SOLE 0 0 1901 INTEL CORP COM 458140100 1246 25148 SH SOLE 0 0 25148 INTERNATIONAL BUSINESS MACHS COM 459200101 578 4444 SH SOLE 0 0 4444 INTUIT COM 461202103 728 1515 SH SOLE 0 0 1515 INTUITIVE SURGICAL INC COM NEW 46120E602 255 844 SH SOLE 0 0 844 INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 1411 26909 SH SOLE 0 0 26909 INVESCO EXCH TRADED FD TR II MSCI GBL TIMBR 46138E545 6783 192019 SH SOLE 0 0 192019 INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 295 6244 SH SOLE 0 0 6244 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 740 11028 SH SOLE 0 0 11028 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1933 88794 SH SOLE 0 0 88794 INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1365 64182 SH SOLE 0 0 64182 INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 954 45213 SH SOLE 0 0 45213 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 650 30832 SH SOLE 0 0 30832 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 360 17238 SH SOLE 0 0 17238 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 245 12286 SH SOLE 0 0 12286 INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 317 2246 SH SOLE 0 0 2246 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 307 1944 SH SOLE 0 0 1944 INVESCO QQQ TR UNIT SER 1 46090E103 5469 15084 SH SOLE 0 0 15084 ISHARES GOLD TR ISHARES NEW 464285204 11793 320198 SH SOLE 0 0 320198 ISHARES INC CORE MSCI EMKT 46434G103 794 14285 SH SOLE 0 0 14285 ISHARES TR 0-3 MNTH TREASRY 46436E718 2032 20311 SH SOLE 20311 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 8754 83414 SH SOLE 0 0 83414 ISHARES TR 0-5YR INVT GR CP 46434V100 361 7315 SH SOLE 0 0 7315 ISHARES TR 3 7 YR TREAS BD 464288661 627 5138 SH SOLE 0 0 5138 ISHARES TR AGGRES ALLOC ETF 464289859 519 7532 SH SOLE 0 0 7532 ISHARES TR BARCLAYS 7 10 YR 464287440 292 2719 SH SOLE 0 0 2719 ISHARES TR BLACKROCK ULTRA 46434V878 752 14987 SH SOLE 0 0 14987 ISHARES TR CALIF MUN BD ETF 464288356 457 7856 SH SOLE 0 0 7856 ISHARES TR CORE 1 5 YR USD 46432F859 511 10541 SH SOLE 0 0 10541 ISHARES TR CORE DIV GRWTH 46434V621 3846 72005 SH SOLE 0 0 72005 ISHARES TR CORE HIGH DV ETF 46429B663 1322 12363 SH SOLE 0 0 12363 ISHARES TR CORE INTL AGGR 46435G672 1276 24480 SH SOLE 0 0 24480 ISHARES TR CORE MSCI EAFE 46432F842 1861 26776 SH SOLE 0 0 26776 ISHARES TR CORE MSCI TOTAL 46432F834 1568 23558 SH SOLE 0 0 23558 ISHARES TR CORE S&P MCP ETF 464287507 60771 226472 SH SOLE 0 0 226472 ISHARES TR CORE S&P SCP ETF 464287804 44145 409202 SH SOLE 0 0 409202 ISHARES TR CORE S&P TTL STK 464287150 41003 406207 SH SOLE 0 0 406207 ISHARES TR CORE S&P US GWT 464287671 3965 37523 SH SOLE 0 0 37523 ISHARES TR CORE S&P US VLU 464287663 2570 33880 SH SOLE 0 0 33880 ISHARES TR CORE S&P500 ETF 464287200 15475 34110 SH SOLE 0 0 34110 ISHARES TR CORE US AGGBD ET 464287226 25059 233976 SH SOLE 0 0 233976 ISHARES TR EAFE GRWTH ETF 464288885 2507 26039 SH SOLE 0 0 26039 ISHARES TR ESG AWR MSCI USA 46435G425 923 9110 SH SOLE 0 0 9110 ISHARES TR EXPND TEC SC ETF 464287549 307 791 SH SOLE 0 0 791 ISHARES TR EXPONENTIAL TECH 46434V381 654 11069 SH SOLE 0 0 11069 ISHARES TR FLTG RATE NT ETF 46429B655 727 14384 SH SOLE 0 0 14384 ISHARES TR GL CLEAN ENE ETF 464288224 436 20252 SH SOLE 0 0 20252 ISHARES TR GLOBAL TECH ETF 464287291 251 4326 SH SOLE 0 0 4326 ISHARES TR GRWT ALLOCAT ETF 464289867 344 6367 SH SOLE 0 0 6367 ISHARES TR HDG MSCI EAFE 46434V803 368 10832 SH SOLE 0 0 10832 ISHARES TR IBONDS DEC 46435U697 932 35867 SH SOLE 0 0 35867 ISHARES TR IBONDS DEC 25 46435U432 930 34872 SH SOLE 0 0 34872 ISHARES TR IBONDS DEC 26 46435U259 527 20645 SH SOLE 0 0 20645 ISHARES TR IBONDS DEC 27 46435U283 519 20397 SH SOLE 0 0 20397 ISHARES TR IBONDS DEC2022 46435G755 1187 45779 SH SOLE 0 0 45779 ISHARES TR IBONDS DEC2023 46435G318 1130 44364 SH SOLE 0 0 44364 ISHARES TR IBOXX HI YD ETF 464288513 5507 66922 SH SOLE 0 0 66922 ISHARES TR IBOXX INV CP ETF 464287242 130988 1083079 SH SOLE 847772 0 235307 ISHARES TR INTL SEL DIV ETF 464288448 603 18999 SH SOLE 0 0 18999 ISHARES TR ISHARES BIOTECH 464287556 266 2045 SH SOLE 0 0 2045 ISHARES TR MRGSTR MD CP GRW 464288307 795 12375 SH SOLE 0 0 12375 ISHARES TR MSCI EAFE ETF 464287465 40562 551115 SH SOLE 0 0 551115 ISHARES TR MSCI EAFE MIN VL 46429B689 306 4241 SH SOLE 0 0 4241 ISHARES TR MSCI EMG MKT ETF 464287234 1307 28953 SH SOLE 0 0 28953 ISHARES TR MSCI INTL QUALTY 46434V456 1261 34212 SH SOLE 0 0 34212 ISHARES TR MSCI KLD400 SOC 464288570 674 7780 SH SOLE 0 0 7780 ISHARES TR MSCI USA MIN VOL 46429B697 16441 211947 SH SOLE 0 0 211947 ISHARES TR MSCI USA MMENTM 46432F396 5231 31085 SH SOLE 0 0 31085 ISHARES TR MSCI USA VALUE 46432F388 1528 14614 SH SOLE 0 0 14614 ISHARES TR NATIONAL MUN ETF 464288414 4528 41296 SH SOLE 0 0 41296 ISHARES TR NORTH AMERN NAT 464287374 636 15714 SH SOLE 0 0 15714 ISHARES TR PFD AND INCM SEC 464288687 704 19329 SH SOLE 0 0 19329 ISHARES TR RESIDENTIAL MULT 464288562 397 4141 SH SOLE 0 0 4141 ISHARES TR RUS 1000 ETF 464287622 407 1628 SH SOLE 0 0 1628 ISHARES TR RUS 1000 GRW ETF 464287614 2198 7917 SH SOLE 0 0 7917 ISHARES TR RUS 1000 VAL ETF 464287598 1589 9571 SH SOLE 0 0 9571 ISHARES TR RUS MD CP GR ETF 464287481 439 4371 SH SOLE 0 0 4371 ISHARES TR RUS MDCP VAL ETF 464287473 322 2691 SH SOLE 0 0 2691 ISHARES TR RUS MID CAP ETF 464287499 1188 15226 SH SOLE 0 0 15226 ISHARES TR RUS TOP 200 ETF 464289446 3249 30058 SH SOLE 0 0 30058 ISHARES TR RUS TP200 GR ETF 464289438 8301 52251 SH SOLE 0 0 52251 ISHARES TR RUSSELL 2000 ETF 464287655 1096 5339 SH SOLE 0 0 5339 ISHARES TR RUSSELL 3000 ETF 464287689 791 3015 SH SOLE 0 0 3015 ISHARES TR S&P 500 GRWT ETF 464287309 72571 950135 SH SOLE 0 0 950135 ISHARES TR S&P 500 VAL ETF 464287408 59134 379747 SH SOLE 0 0 379747 ISHARES TR S&P MC 400VL ETF 464287705 534 4872 SH SOLE 0 0 4872 ISHARES TR SELECT DIVID ETF 464287168 17698 138124 SH SOLE 0 0 138124 ISHARES TR SHRT NAT MUN ETF 464288158 1977 18901 SH SOLE 0 0 18901 ISHARES TR TIPS BD ETF 464287176 594 4770 SH SOLE 0 0 4770 ISHARES TR TRS FLT RT BD 46434V860 641 12739 SH SOLE 0 0 12739 ISHARES TR U.S. TECH ETF 464287721 1079 10474 SH SOLE 0 0 10474 ISHARES TR U.S. UTILITS ETF 464287697 589 6474 SH SOLE 0 0 6474 ISHARES TR US AER DEF ETF 464288760 570 5145 SH SOLE 0 0 5145 ISHARES TR US HLTHCARE ETF 464287762 1206 4177 SH SOLE 0 0 4177 ISHARES TR US INDUSTRIALS 464287754 347 3293 SH SOLE 0 0 3293 ISHARES TR US TREAS BD ETF 46429B267 2541 101992 SH SOLE 0 0 101992 ISHARES TR USD INV GRDE ETF 464288620 78566 1427426 SH SOLE 0 0 1427426 J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 17833 354744 SH SOLE 0 0 354744 J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2794 55164 SH SOLE 0 0 55164 JOHNSON & JOHNSON COM 478160104 4130 23301 SH SOLE 0 0 23301 JPMORGAN CHASE & CO COM 46625H100 3502 25690 SH SOLE 0 0 25690 KEYCORP COM 493267108 2989 133555 SH SOLE 0 0 133555 KIMBERLY-CLARK CORP COM 494368103 457 3711 SH SOLE 0 0 3711 KINDER MORGAN INC DEL COM 49456B101 253 13387 SH SOLE 0 0 13387 KLA CORP COM NEW 482480100 353 964 SH SOLE 0 0 964 KRAFT HEINZ CO COM 500754106 316 8029 SH SOLE 0 0 8029 L3HARRIS TECHNOLOGIES INC COM 502431109 1109 4462 SH SOLE 0 0 4462 LILLY ELI & CO COM 532457108 1580 5516 SH SOLE 0 0 5516 LINDE PLC SHS G5494J103 1236 3868 SH SOLE 0 0 3868 LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 19090 667640 SH SOLE 0 0 667640 LOCKHEED MARTIN CORP COM 539830109 1560 3533 SH SOLE 0 0 3533 LOWES COS INC COM 548661107 2169 10727 SH SOLE 0 0 10727 M & T BK CORP COM 55261F104 338 1996 SH SOLE 0 0 1996 MARRIOTT INTL INC NEW CL A 571903202 246 1402 SH SOLE 0 0 1402 MASTERCARD INCORPORATED CL A 57636Q104 696 1946 SH SOLE 0 0 1946 MCCORMICK & CO INC COM NON VTG 579780206 708 7096 SH SOLE 0 0 7096 MCDONALDS CORP COM 580135101 3524 14251 SH SOLE 0 0 14251 MEDTRONIC PLC SHS G5960L103 1143 10298 SH SOLE 0 0 10298 MERCK & CO INC COM 58933Y105 1618 19715 SH SOLE 0 0 19715 META PLATFORMS INC CL A 30303M102 3270 14708 SH SOLE 0 0 14708 MICROCHIP TECHNOLOGY INC. COM 595017104 216 2877 SH SOLE 0 0 2877 MICROSOFT CORP COM 594918104 16653 54013 SH SOLE 0 0 54013 MORGAN STANLEY COM NEW 617446448 395 4524 SH SOLE 0 0 4524 NETFLIX INC COM 64110L106 635 1695 SH SOLE 0 0 1695 NEXTERA ENERGY INC COM 65339F101 2988 35279 SH SOLE 0 0 35279 NICE LTD SPONSORED ADR 653656108 219 1000 SH SOLE 0 0 1000 NIKE INC CL B 654106103 1117 8298 SH SOLE 0 0 8298 NORFOLK SOUTHN CORP COM 655844108 1698 5954 SH SOLE 0 0 5954 NOVARTIS AG SPONSORED ADR 66987V109 652 7427 SH SOLE 0 0 7427 NVIDIA CORPORATION COM 67066G104 1081 3960 SH SOLE 0 0 3960 ONESPAWORLD HOLDINGS LIMITED COM P73684113 690 67610 SH SOLE 0 0 67610 OPEN LENDING CORP COM CL A 68373J104 307 16231 SH SOLE 0 0 16231 ORACLE CORP COM 68389X105 248 2996 SH SOLE 0 0 2996 OREILLY AUTOMOTIVE INC COM 67103H107 556 812 SH SOLE 0 0 812 PARAMOUNT GLOBAL CLASS B COM 92556H206 718 19000 SH SOLE 0 0 19000 PAYCHEX INC COM 704326107 1205 8832 SH SOLE 0 0 8832 PEPSICO INC COM 713448108 2722 16265 SH SOLE 0 0 16265 PFIZER INC COM 717081103 2120 40947 SH SOLE 0 0 40947 PHILIP MORRIS INTL INC COM 718172109 2406 25613 SH SOLE 0 0 25613 PHILLIPS 66 COM 718546104 473 5472 SH SOLE 0 0 5472 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 420 4363 SH SOLE 0 0 4363 PIMCO ETF TR ACTIVE BD ETF 72201R775 223 2193 SH SOLE 0 0 2193 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 9803 97877 SH SOLE 12228 0 85649 PROCTER AND GAMBLE CO COM 742718109 8207 53713 SH SOLE 0 0 53713 PROSHARES TR S&P 500 DV ARIST 74348A467 276 2904 SH SOLE 0 0 2904 QUALCOMM INC COM 747525103 369 2415 SH SOLE 0 0 2415 QUANTERIX CORP COM 74766Q101 1820 62355 SH SOLE 0 0 62355 RAPID7 INC COM 753422104 825 7418 SH SOLE 0 0 7418 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1182 11927 SH SOLE 0 0 11927 REPUBLIC SVCS INC COM 760759100 433 3269 SH SOLE 0 0 3269 SALESFORCE COM INC COM 79466L302 537 2527 SH SOLE 0 0 2527 SCHLUMBERGER LTD COM STK 806857108 213 5147 SH SOLE 0 0 5147 SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 543 11181 SH SOLE 0 0 11181 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 332 11954 SH SOLE 0 0 11954 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1555 42344 SH SOLE 0 0 42344 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2057 38625 SH SOLE 0 0 38625 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 318 6284 SH SOLE 0 0 6284 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4374 81917 SH SOLE 0 0 81917 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 36892 467641 SH SOLE 0 0 467641 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 211 2827 SH SOLE 0 0 2827 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2388 44339 SH SOLE 0 0 44339 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3815 50293 SH SOLE 0 0 50293 SCHWAB STRATEGIC TR US REIT ETF 808524847 1275 51237 SH SOLE 0 0 51237 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4991 105392 SH SOLE 0 0 105392 SCHWAB STRATEGIC TR US TIPS ETF 808524870 7980 131450 SH SOLE 0 0 131450 SELECT SECTOR SPDR TR ENERGY 81369Y506 5352 70012 SH SOLE 0 0 70012 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1311 34206 SH SOLE 0 0 34206 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1489 8049 SH SOLE 0 0 8049 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4069 53612 SH SOLE 0 0 53612 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1804 13171 SH SOLE 0 0 13171 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 779 10456 SH SOLE 0 0 10456 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3371 21212 SH SOLE 0 0 21212 SHOPIFY INC CL A 82509L107 506 749 SH SOLE 0 0 749 SMUCKER J M CO COM NEW 832696405 337 2487 SH SOLE 0 0 2487 SOUTHERN CO COM 842587107 784 10819 SH SOLE 0 0 10819 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 441 1272 SH SOLE 0 0 1272 SPDR GOLD TR GOLD SHS 78463V107 1472 8151 SH SOLE 0 0 8151 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 4569 84589 SH SOLE 0 0 84589 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1518 44503 SH SOLE 0 0 44503 SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 6038 96182 SH SOLE 0 0 96182 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 4154 150956 SH SOLE 0 0 150956 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 10018 292235 SH SOLE 0 0 292235 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 16539 428031 SH SOLE 0 0 428031 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1290 36697 SH SOLE 0 0 36697 SPDR S&P 500 ETF TR TR UNIT 78462F103 3433 7601 SH SOLE 0 0 7601 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 628 1281 SH SOLE 0 0 1281 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 475 5194 SH SOLE 0 0 5194 SPDR SER TR BLOOMBERG EMERGI 78464A391 2126 93522 SH SOLE 0 0 93522 SPDR SER TR BLOOMBERG INVT 78468R200 69962 2294589 SH SOLE 801099 0 1493490 SPDR SER TR DJ REIT ETF 78464A607 1999 17041 SH SOLE 0 0 17041 SPDR SER TR FTSE INT GVT ETF 78464A490 260 4823 SH SOLE 0 0 4823 SPDR SER TR NUVEEN BLMBRG MU 78468R721 491 10248 SH SOLE 0 0 10248 SPDR SER TR NUVEEN BLMBRG SH 78468R739 210 4437 SH SOLE 0 0 4437 SPDR SER TR PORTFOLI S&P1500 78464A805 94979 1708871 SH SOLE 0 0 1708871 SPDR SER TR PORTFOLIO S&P400 78464A847 318458 6752720 SH SOLE 3917955 0 2834765 SPDR SER TR PORTFOLIO S&P500 78464A854 429 8068 SH SOLE 0 0 8068 SPDR SER TR PORTFOLIO S&P600 78468R853 235284 5592681 SH SOLE 3314490 0 2278191 SPDR SER TR PORTFOLIO SH TSR 78468R101 727 24503 SH SOLE 24503 0 0 SPDR SER TR PORTFOLIO SHORT 78464A474 207028 6871144 SH SOLE 3436862 0 3434282 SPDR SER TR PRTFLO S&P500 GW 78464A409 278445 4205488 SH SOLE 910900 0 3294588 SPDR SER TR PRTFLO S&P500 VL 78464A508 343345 8223834 SH SOLE 2511672 0 5712162 SPDR SER TR S&P 600 SMCP VAL 78464A300 668 8016 SH SOLE 0 0 8016 SPDR SER TR S&P DIVID ETF 78464A763 1540 12020 SH SOLE 0 0 12020 SPDR SER TR S&P HOMEBUILD 78464A888 725 11476 SH SOLE 0 0 11476 SPDR SER TR SSGA GNDER ETF 78468R747 300 3255 SH SOLE 0 0 3255 SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 774 25093 SH SOLE 0 0 25093 STARBUCKS CORP COM 855244109 908 9986 SH SOLE 0 0 9986 STRYKER CORPORATION COM 863667101 495 1850 SH SOLE 0 0 1850 SUMMIT MATLS INC CL A 86614U100 1286 41396 SH SOLE 0 0 41396 SYSCO CORP COM 871829107 209 2563 SH SOLE 0 0 2563 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 284 2722 SH SOLE 0 0 2722 TARGET CORP COM 87612E106 2943 13870 SH SOLE 0 0 13870 TESLA INC COM 88160R101 2776 2576 SH SOLE 0 0 2576 TEXAS INSTRS INC COM 882508104 323 1758 SH SOLE 0 0 1758 THERMO FISHER SCIENTIFIC INC COM 883556102 281 475 SH SOLE 0 0 475 TORONTO DOMINION BK ONT COM NEW 891160509 933 11743 SH SOLE 0 0 11743 TRAVELCENTERS OF AMERICA INC COM NEW 89421B109 1115 25957 SH SOLE 0 0 25957 TRONOX HOLDINGS PLC SHS G9087Q102 1053 53210 SH SOLE 0 0 53210 TRUIST FINL CORP COM 89832Q109 421 7432 SH SOLE 0 0 7432 UBER TECHNOLOGIES INC COM 90353T100 1199 33596 SH SOLE 0 0 33596 UNION PAC CORP COM 907818108 2011 7360 SH SOLE 0 0 7360 UNITED PARCEL SERVICE INC CL B 911312106 1053 4908 SH SOLE 0 0 4908 UNITED RENTALS INC COM 911363109 272 765 SH SOLE 0 0 765 UNITEDHEALTH GROUP INC COM 91324P102 2348 4604 SH SOLE 0 0 4604 US BANCORP DEL COM NEW 902973304 448 8430 SH SOLE 0 0 8430 V F CORP COM 918204108 547 9623 SH SOLE 0 0 9623 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 98341 3643615 SH SOLE 1829442 0 1814173 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 276 3699 SH SOLE 0 0 3699 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 845 3131 SH SOLE 0 0 3131 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 459 1665 SH SOLE 0 0 1665 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1812 12027 SH SOLE 0 0 12027 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 224 1133 SH SOLE 0 0 1133 VANGUARD BD INDEX FDS INTERMED TERM 921937819 1607 19625 SH SOLE 0 0 19625 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 60800 780493 SH SOLE 0 0 780493 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3006 37795 SH SOLE 0 0 37795 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2829 57275 SH SOLE 0 0 57275 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 34416 656297 SH SOLE 286382 0 369915 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 17724 106992 SH SOLE 0 0 106992 VANGUARD INDEX FDS GROWTH ETF 922908736 1722 5986 SH SOLE 0 0 5986 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 224 1007 SH SOLE 0 0 1007 VANGUARD INDEX FDS MID CAP ETF 922908629 12686 53337 SH SOLE 0 0 53337 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 109024 1006037 SH SOLE 461478 0 544559 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 383314 923269 SH SOLE 896913 0 26356 VANGUARD INDEX FDS SM CP VAL ETF 922908611 245 1394 SH SOLE 0 0 1394 VANGUARD INDEX FDS SMALL CP ETF 922908751 4018 18909 SH SOLE 0 0 18909 VANGUARD INDEX FDS TOTAL STK MKT 922908769 68894 302604 SH SOLE 0 0 302604 VANGUARD INDEX FDS VALUE ETF 922908744 2222 15033 SH SOLE 0 0 15033 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 28124 488352 SH SOLE 0 0 488352 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 240461 5212686 SH SOLE 2641839 0 2570847 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 8011 64663 SH SOLE 0 0 64663 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 117593 2263576 SH SOLE 1261809 0 1001767 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 914 9026 SH SOLE 0 0 9026 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 306625 5987606 SH SOLE 2792563 0 3195043 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4251 82469 SH SOLE 0 0 82469 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 66754 1061105 SH SOLE 411793 0 649312 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 69465 1386519 SH SOLE 715108 0 671411 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 146453 2471357 SH SOLE 1161224 0 1310133 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6249 80018 SH SOLE 0 0 80018 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 17996 110976 SH SOLE 0 0 110976 VANGUARD STAR FDS VG TL INTL STK F 921909768 7524 125951 SH SOLE 0 0 125951 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 564052 11743753 SH SOLE 5896646 0 5847107 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6481 57737 SH SOLE 0 0 57737 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 307 4533 SH SOLE 0 0 4533 VANGUARD WORLD FD ESG INTL STK ETF 921910725 202 3539 SH SOLE 0 0 3539 VANGUARD WORLD FD ESG US STK ETF 921910733 960 11839 SH SOLE 0 0 11839 VANGUARD WORLD FD MEGA CAP INDEX 921910873 3209 20178 SH SOLE 0 0 20178 VANGUARD WORLD FD MEGA GRWTH IND 921910816 1651 7014 SH SOLE 0 0 7014 VANGUARD WORLD FDS ENERGY ETF 92204A306 1796 16774 SH SOLE 0 0 16774 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 998 10686 SH SOLE 0 0 10686 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2280 8964 SH SOLE 0 0 8964 VANGUARD WORLD FDS INF TECH ETF 92204A702 797 1914 SH SOLE 0 0 1914 VANGUARD WORLD FDS MATERIALS ETF 92204A801 965 4973 SH SOLE 0 0 4973 VANGUARD WORLD FDS UTILITIES ETF 92204A876 797 4925 SH SOLE 0 0 4925 VERIZON COMMUNICATIONS INC COM 92343V104 1489 29240 SH SOLE 0 0 29240 VISA INC COM CL A 92826C839 584 2634 SH SOLE 0 0 2634 WALMART INC COM 931142103 2083 13986 SH SOLE 0 0 13986 WASTE MGMT INC DEL COM 94106L109 1566 9880 SH SOLE 0 0 9880 WEC ENERGY GROUP INC COM 92939U106 1057 10588 SH SOLE 0 0 10588 WELLS FARGO CO NEW COM 949746101 382 7888 SH SOLE 0 0 7888 WILLIS TOWERS WATSON PLC LTD SHS G96629103 690 2921 SH SOLE 0 0 2921 WISDOMTREE TR EM EX ST-OWNED 97717X578 86529 2649375 SH SOLE 1613187 0 1036188 WISDOMTREE TR EM LCL DEBT FD 97717X867 211 7549 SH SOLE 0 0 7549 WISDOMTREE TR EMER MKT HIGH FD 97717W315 1983 45322 SH SOLE 0 0 45322 WISDOMTREE TR EMG MKTS SMCAP 97717W281 214 4017 SH SOLE 0 0 4017 WISDOMTREE TR INTL EQUITY FD 97717W703 3886 73668 SH SOLE 0 0 73668 WISDOMTREE TR ITL HIGH DIV FD 97717W802 201 5062 SH SOLE 0 0 5062 WISDOMTREE TR TARGET RANGE FD 97717Y675 31468 1281781 SH SOLE 0 0 1281781 WISDOMTREE TR US LARGECAP DIVD 97717W307 230 3504 SH SOLE 0 0 3504 WISDOMTREE TR US SMALLCAP DIVD 97717W604 2929 91900 SH SOLE 0 0 91900 WP CAREY INC COM 92936U109 228 2815 SH SOLE 0 0 2815 XCEL ENERGY INC COM 98389B100 226 3128 SH SOLE 0 0 3128 ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 331 800 SH SOLE 0 0 800 ZOETIS INC CL A 98978V103 236 1253 SH SOLE 0 0 1253