0001085146-22-000445.txt : 20220202 0001085146-22-000445.hdr.sgml : 20220202 20220201212753 ACCESSION NUMBER: 0001085146-22-000445 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20211231 FILED AS OF DATE: 20220202 DATE AS OF CHANGE: 20220201 EFFECTIVENESS DATE: 20220202 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Valmark Advisers, Inc. CENTRAL INDEX KEY: 0001380443 IRS NUMBER: 311509466 STATE OF INCORPORATION: OH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-12433 FILM NUMBER: 22581377 BUSINESS ADDRESS: STREET 1: 130 SPRINGSIDE DRIVE STREET 2: SUITE 300 CITY: AKRON STATE: OH ZIP: 44333 BUSINESS PHONE: 330-576-1234 MAIL ADDRESS: STREET 1: 130 SPRINGSIDE DRIVE STREET 2: SUITE 300 CITY: AKRON STATE: OH ZIP: 44333 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001380443 XXXXXXXX 12-31-2021 12-31-2021 false Valmark Advisers, Inc.

130 SPRINGSIDE DRIVE SUITE 300 AKRON OH 44333

13F HOLDINGS REPORT 028-12433 N Michael McClary 800-765-5201 /s/ Michael McClary Akron OH 02-01-2022 0 407 5803122 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE 3M CO COM 88579Y101 951 5352 SH SOLE 0 0 5352 ABBOTT LABS COM 002824100 1959 13922 SH SOLE 0 0 13922 ABBVIE INC COM 00287Y109 405 2991 SH SOLE 0 0 2991 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 6097 14708 SH SOLE 0 0 14708 ADVANCED MICRO DEVICES INC COM 007903107 331 2299 SH SOLE 0 0 2299 AFLAC INC COM 001055102 1375 23549 SH SOLE 0 0 23549 AIR PRODS & CHEMS INC COM 009158106 932 3064 SH SOLE 0 0 3064 ALPHABET INC CAP STK CL A 02079K305 1463 505 SH SOLE 0 0 505 ALPHABET INC CAP STK CL C 02079K107 5020 1735 SH SOLE 0 0 1735 ALTRIA GROUP INC COM 02209S103 1391 29355 SH SOLE 0 0 29355 AMAZON COM INC COM 023135106 6782 2034 SH SOLE 0 0 2034 AMERICAN TOWER CORP NEW COM 03027X100 521 1780 SH SOLE 0 0 1780 AMGEN INC COM 031162100 1553 6902 SH SOLE 0 0 6902 ANALOG DEVICES INC COM 032654105 1359 7733 SH SOLE 0 0 7733 ANTHEM INC COM 036752103 377 812 SH SOLE 0 0 812 APPLE INC COM 037833100 24857 139985 SH SOLE 0 0 139985 AT&T INC COM 00206R102 726 29518 SH SOLE 0 0 29518 AUTOMATIC DATA PROCESSING IN COM 053015103 3026 12272 SH SOLE 0 0 12272 AVALARA INC COM 05338G106 397 3073 SH SOLE 0 0 3073 BANDWIDTH INC COM CL A 05988J103 2057 28667 SH SOLE 0 0 28667 BANK NEW YORK MELLON CORP COM 064058100 955 16450 SH SOLE 0 0 16450 BECTON DICKINSON & CO COM 075887109 1172 4661 SH SOLE 0 0 4661 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3048 10194 SH SOLE 0 0 10194 BIOSIG TECHNOLOGIES INC COM NEW 09073N201 47 20966 SH SOLE 0 0 20966 BJS WHSL CLUB HLDGS INC COM 05550J101 1907 28481 SH SOLE 0 0 28481 BK OF AMERICA CORP COM 060505104 436 9803 SH SOLE 0 0 9803 BLACKROCK INC COM 09247X101 1344 1468 SH SOLE 0 0 1468 BLACKSTONE INC COM 09260D107 441 3408 SH SOLE 0 0 3408 BOEING CO COM 097023105 581 2886 SH SOLE 0 0 2886 BOX INC CL A 10316T104 852 32517 SH SOLE 0 0 32517 BRISTOL-MYERS SQUIBB CO COM 110122108 236 3789 SH SOLE 0 0 3789 CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 162 10004 SH SOLE 0 0 10004 CARRIER GLOBAL CORPORATION COM 14448C104 262 4835 SH SOLE 0 0 4835 CASTLE BIOSCIENCES INC COM 14843C105 398 9284 SH SOLE 0 0 9284 CATERPILLAR INC COM 149123101 225 1087 SH SOLE 0 0 1087 CENTENE CORP DEL COM 15135B101 511 6200 SH SOLE 0 0 6200 CHEMBIO DIAGNOSTICS INC COM NEW 163572209 59 51413 SH SOLE 0 0 51413 CHEVRON CORP NEW COM 166764100 1079 9195 SH SOLE 0 0 9195 CHUBB LIMITED COM H1467J104 1016 5256 SH SOLE 0 0 5256 CHURCH & DWIGHT CO INC COM 171340102 381 3721 SH SOLE 0 0 3721 CINCINNATI FINL CORP COM 172062101 731 6412 SH SOLE 0 0 6412 CISCO SYS INC COM 17275R102 2499 39441 SH SOLE 0 0 39441 CITIGROUP INC COM NEW 172967424 211 3499 SH SOLE 0 0 3499 CITIZENS FINL GROUP INC COM 174610105 1103 23349 SH SOLE 0 0 23349 CLOROX CO DEL COM 189054109 674 3866 SH SOLE 0 0 3866 COCA COLA CO COM 191216100 700 11827 SH SOLE 0 0 11827 COLGATE PALMOLIVE CO COM 194162103 707 8290 SH SOLE 0 0 8290 COMCAST CORP NEW CL A 20030N101 2046 40646 SH SOLE 0 0 40646 CONOCOPHILLIPS COM 20825C104 250 3469 SH SOLE 0 0 3469 CONSOLIDATED EDISON INC COM 209115104 279 3268 SH SOLE 0 0 3268 COSTCO WHSL CORP NEW COM 22160K105 657 1157 SH SOLE 0 0 1157 CSX CORP COM 126408103 1229 32675 SH SOLE 0 0 32675 CVS HEALTH CORP COM 126650100 289 2805 SH SOLE 0 0 2805 DANAHER CORPORATION COM 235851102 802 2439 SH SOLE 0 0 2439 DASEKE INC COM 23753F107 997 99290 SH SOLE 0 0 99290 DBX ETF TR XTRACK MSCI EAFE 233051630 3705 156669 SH SOLE 0 0 156669 DBX ETF TR XTRACK USD HIGH 233051432 182812 4588654 SH SOLE 2284128 0 2304526 DBX ETF TR XTRACKERS LOW 233051267 371 7340 SH SOLE 0 0 7340 DECKERS OUTDOOR CORP COM 243537107 201 549 SH SOLE 0 0 549 DEERE & CO COM 244199105 542 1580 SH SOLE 0 0 1580 DIAGEO PLC SPON ADR NEW 25243Q205 585 2659 SH SOLE 0 0 2659 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 415 14340 SH SOLE 0 0 14340 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1042 21927 SH SOLE 0 0 21927 DISNEY WALT CO COM 254687106 827 5339 SH SOLE 0 0 5339 DOLLAR GEN CORP NEW COM 256677105 241 1021 SH SOLE 0 0 1021 DOVER CORP COM 260003108 875 4816 SH SOLE 0 0 4816 DUKE ENERGY CORP NEW COM NEW 26441C204 268 2555 SH SOLE 0 0 2555 EASTERN BANKSHARES INC COM 27627N105 1031 51111 SH SOLE 0 0 51111 EDISON INTL COM 281020107 519 7611 SH SOLE 0 0 7611 EMERSON ELEC CO COM 291011104 838 9011 SH SOLE 0 0 9011 EVERSOURCE ENERGY COM 30040W108 772 8483 SH SOLE 0 0 8483 EXXON MOBIL CORP COM 30231G102 2003 32735 SH SOLE 0 0 32735 FACTSET RESH SYS INC COM 303075105 931 1915 SH SOLE 0 0 1915 FASTENAL CO COM 311900104 219 3414 SH SOLE 0 0 3414 FEDEX CORP COM 31428X106 517 1999 SH SOLE 0 0 1999 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1200 17473 SH SOLE 0 0 17473 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 498 3681 SH SOLE 0 0 3681 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 2003 43242 SH SOLE 0 0 43242 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 284 5348 SH SOLE 0 0 5348 FIFTH THIRD BANCORP COM 316773100 267 6142 SH SOLE 0 0 6142 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 788 13823 SH SOLE 0 0 13823 FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 3570 175686 SH SOLE 0 0 175686 FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 298 2861 SH SOLE 0 0 2861 FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 328 6212 SH SOLE 0 0 6212 FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 13103 154972 SH SOLE 0 0 154972 FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 293 4898 SH SOLE 0 0 4898 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 10497 202693 SH SOLE 0 0 202693 FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 1547 51037 SH SOLE 0 0 51037 FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 522 7466 SH SOLE 0 0 7466 FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 466 5051 SH SOLE 0 0 5051 FIRST TR NAS100 EQ WEIGHTED SHS 337344105 2415 20385 SH SOLE 0 0 20385 FIRST TR VALUE LINE DIVID IN SHS 33734H106 4343 100905 SH SOLE 0 0 100905 FLEXSHARES TR IBOXX 3R TARGT 33939L506 14558 553310 SH SOLE 0 0 553310 FLEXSHARES TR MORNSTAR UPSTR 33939L407 163708 4145563 SH SOLE 2215097 0 1930466 FLEXSHARES TR STOXX GLOBR INF 33939L795 241 4207 SH SOLE 0 0 4207 FORD MTR CO DEL COM 345370860 368 17729 SH SOLE 0 0 17729 FORTINET INC COM 34959E109 264 733 SH SOLE 0 0 733 FORTIVE CORP COM 34959J108 230 3018 SH SOLE 0 0 3018 FOX FACTORY HLDG CORP COM 35138V102 796 4678 SH SOLE 0 0 4678 GENERAL DYNAMICS CORP COM 369550108 1512 7255 SH SOLE 0 0 7255 GENERAL ELECTRIC CO COM NEW 369604301 349 3692 SH SOLE 0 0 3692 GENUINE PARTS CO COM 372460105 695 4959 SH SOLE 0 0 4959 GILEAD SCIENCES INC COM 375558103 334 4601 SH SOLE 0 0 4601 GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 310 10151 SH SOLE 0 0 10151 GMS INC COM 36251C103 1803 30000 SH SOLE 0 0 30000 GREAT LAKES DREDGE & DOCK CO COM 390607109 959 60998 SH SOLE 0 0 60998 GROCERY OUTLET HLDG CORP COM 39874R101 496 17534 SH SOLE 0 0 17534 HOME DEPOT INC COM 437076102 3697 8908 SH SOLE 0 0 8908 HONEYWELL INTL INC COM 438516106 986 4727 SH SOLE 0 0 4727 HUNTINGTON BANCSHARES INC COM 446150104 773 50104 SH SOLE 0 0 50104 IDEXX LABS INC COM 45168D104 734 1115 SH SOLE 0 0 1115 ILLINOIS TOOL WKS INC COM 452308109 2342 9491 SH SOLE 0 0 9491 INDIE SEMICONDUCTOR INC *W EXP 06/15/202 45569U119 70 19979 SH SOLE 0 0 19979 INNOVATIVE INDL PPTYS INC COM 45781V101 526 2000 SH SOLE 0 0 2000 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 734 25023 SH SOLE 0 0 25023 INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 391 12370 SH SOLE 0 0 12370 INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 807 26179 SH SOLE 0 0 26179 INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 478 14825 SH SOLE 0 0 14825 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 886 30326 SH SOLE 0 0 30326 INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 355 11179 SH SOLE 0 0 11179 INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 378 11981 SH SOLE 0 0 11981 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 390 12818 SH SOLE 0 0 12818 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 651 21380 SH SOLE 0 0 21380 INSIGHT ENTERPRISES INC COM 45765U103 203 1901 SH SOLE 0 0 1901 INTEL CORP COM 458140100 1290 25052 SH SOLE 0 0 25052 INTERNATIONAL BUSINESS MACHS COM 459200101 621 4645 SH SOLE 0 0 4645 INTUIT COM 461202103 978 1520 SH SOLE 0 0 1520 INTUITIVE SURGICAL INC COM NEW 46120E602 273 760 SH SOLE 0 0 760 INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 2331 41366 SH SOLE 0 0 41366 INVESCO EXCH TRADED FD TR II MSCI GBL TIMBR 46138E545 6908 186210 SH SOLE 0 0 186210 INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 201 7429 SH SOLE 0 0 7429 INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 296 6540 SH SOLE 0 0 6540 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 728 10611 SH SOLE 0 0 10611 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2017 91261 SH SOLE 0 0 91261 INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1573 73530 SH SOLE 0 0 73530 INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1148 53502 SH SOLE 0 0 53502 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 702 32176 SH SOLE 0 0 32176 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 347 15852 SH SOLE 0 0 15852 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 239 11299 SH SOLE 0 0 11299 INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 420 2522 SH SOLE 0 0 2522 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 316 1944 SH SOLE 0 0 1944 INVESCO QQQ TR UNIT SER 1 46090E103 8449 21236 SH SOLE 0 0 21236 ISHARES GOLD TR ISHARES NEW 464285204 10481 301081 SH SOLE 0 0 301081 ISHARES INC CORE MSCI EMKT 46434G103 758 12655 SH SOLE 0 0 12655 ISHARES TR 0-3 MNTH TREASRY 46436E718 312 3123 SH SOLE 3123 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 6915 65310 SH SOLE 0 0 65310 ISHARES TR 0-5YR HI YL CP 46434V407 233 5141 SH SOLE 0 0 5141 ISHARES TR 0-5YR INVT GR CP 46434V100 334 6535 SH SOLE 0 0 6535 ISHARES TR 3 7 YR TREAS BD 464288661 674 5236 SH SOLE 0 0 5236 ISHARES TR AGGRES ALLOC ETF 464289859 619 8496 SH SOLE 0 0 8496 ISHARES TR BARCLAYS 7 10 YR 464287440 310 2697 SH SOLE 0 0 2697 ISHARES TR BLACKROCK ULTRA 46434V878 629 12492 SH SOLE 0 0 12492 ISHARES TR CORE DIV GRWTH 46434V621 3989 71770 SH SOLE 0 0 71770 ISHARES TR CORE HIGH DV ETF 46429B663 1251 12391 SH SOLE 0 0 12391 ISHARES TR CORE INTL AGGR 46435G672 1320 24215 SH SOLE 0 0 24215 ISHARES TR CORE MSCI EAFE 46432F842 1949 26108 SH SOLE 0 0 26108 ISHARES TR CORE MSCI TOTAL 46432F834 1643 23161 SH SOLE 0 0 23161 ISHARES TR CORE S&P MCP ETF 464287507 65159 230177 SH SOLE 0 0 230177 ISHARES TR CORE S&P SCP ETF 464287804 47292 412992 SH SOLE 0 0 412992 ISHARES TR CORE S&P TTL STK 464287150 131938 1233294 SH SOLE 0 0 1233294 ISHARES TR CORE S&P US GWT 464287671 4034 34886 SH SOLE 0 0 34886 ISHARES TR CORE S&P US VLU 464287663 2069 27100 SH SOLE 0 0 27100 ISHARES TR CORE S&P500 ETF 464287200 16445 34477 SH SOLE 0 0 34477 ISHARES TR CORE US AGGBD ET 464287226 26656 233660 SH SOLE 0 0 233660 ISHARES TR EAFE GRWTH ETF 464288885 2658 24098 SH SOLE 0 0 24098 ISHARES TR ESG AWR MSCI USA 46435G425 1004 9301 SH SOLE 0 0 9301 ISHARES TR EXPND TEC SC ETF 464287549 343 781 SH SOLE 0 0 781 ISHARES TR EXPONENTIAL TECH 46434V381 283 4279 SH SOLE 0 0 4279 ISHARES TR FLTG RATE NT ETF 46429B655 671 13218 SH SOLE 0 0 13218 ISHARES TR GL CLEAN ENE ETF 464288224 423 20002 SH SOLE 0 0 20002 ISHARES TR GLOBAL TECH ETF 464287291 285 4428 SH SOLE 0 0 4428 ISHARES TR GRWT ALLOCAT ETF 464289867 357 6261 SH SOLE 0 0 6261 ISHARES TR IBONDS DEC 46435U697 939 35031 SH SOLE 0 0 35031 ISHARES TR IBONDS DEC 25 46435U432 949 34075 SH SOLE 0 0 34075 ISHARES TR IBONDS DEC 26 46435U259 565 21007 SH SOLE 0 0 21007 ISHARES TR IBONDS DEC 27 46435U283 562 20788 SH SOLE 0 0 20788 ISHARES TR IBONDS DEC2022 46435G755 1172 44957 SH SOLE 0 0 44957 ISHARES TR IBONDS DEC2023 46435G318 1129 43571 SH SOLE 0 0 43571 ISHARES TR IBOXX HI YD ETF 464288513 5635 64761 SH SOLE 0 0 64761 ISHARES TR IBOXX INV CP ETF 464287242 220345 1662726 SH SOLE 814380 0 848346 ISHARES TR INTL SEL DIV ETF 464288448 618 19828 SH SOLE 0 0 19828 ISHARES TR ISHS 1-5YR INVS 464288646 372 6911 SH SOLE 0 0 6911 ISHARES TR MSCI EAFE ETF 464287465 41284 524702 SH SOLE 0 0 524702 ISHARES TR MSCI EAFE ETF 464287465 79 1000 SH Put SOLE 0 0 1000 ISHARES TR MSCI EAFE MIN VL 46429B689 467 6082 SH SOLE 0 0 6082 ISHARES TR MSCI EMG MKT ETF 464287234 1322 27055 SH SOLE 0 0 27055 ISHARES TR MSCI EMG MKT ETF 464287234 49 1000 SH Put SOLE 0 0 1000 ISHARES TR MSCI KLD400 SOC 464288570 702 7550 SH SOLE 0 0 7550 ISHARES TR MSCI USA MIN VOL 46429B697 17188 212455 SH SOLE 0 0 212455 ISHARES TR MSCI USA MMENTM 46432F396 12021 66114 SH SOLE 0 0 66114 ISHARES TR MSCI USA VALUE 46432F388 1790 16348 SH SOLE 0 0 16348 ISHARES TR NATIONAL MUN ETF 464288414 4329 37229 SH SOLE 0 0 37229 ISHARES TR NORTH AMERN NAT 464287374 369 11727 SH SOLE 0 0 11727 ISHARES TR PFD AND INCM SEC 464288687 794 20137 SH SOLE 0 0 20137 ISHARES TR RESIDENTIAL MULT 464288562 407 4138 SH SOLE 0 0 4138 ISHARES TR RUS 1000 ETF 464287622 587 2221 SH SOLE 0 0 2221 ISHARES TR RUS 1000 GRW ETF 464287614 2260 7395 SH SOLE 0 0 7395 ISHARES TR RUS 1000 VAL ETF 464287598 1455 8667 SH SOLE 0 0 8667 ISHARES TR RUS MD CP GR ETF 464287481 471 4092 SH SOLE 0 0 4092 ISHARES TR RUS MDCP VAL ETF 464287473 324 2650 SH SOLE 0 0 2650 ISHARES TR RUS MID CAP ETF 464287499 1172 14124 SH SOLE 0 0 14124 ISHARES TR RUS TOP 200 ETF 464289446 3432 30118 SH SOLE 0 0 30118 ISHARES TR RUSSELL 2000 ETF 464287655 1229 5525 SH SOLE 0 0 5525 ISHARES TR RUSSELL 2000 ETF 464287655 89 400 SH Put SOLE 0 0 400 ISHARES TR RUSSELL 3000 ETF 464287689 480 1731 SH SOLE 0 0 1731 ISHARES TR S&P 500 GRWT ETF 464287309 80791 965595 SH SOLE 0 0 965595 ISHARES TR S&P 500 VAL ETF 464287408 60501 386264 SH SOLE 0 0 386264 ISHARES TR S&P MC 400VL ETF 464287705 360 3249 SH SOLE 0 0 3249 ISHARES TR SELECT DIVID ETF 464287168 15874 129489 SH SOLE 0 0 129489 ISHARES TR SHRT NAT MUN ETF 464288158 1371 12772 SH SOLE 0 0 12772 ISHARES TR TIPS BD ETF 464287176 1677 12983 SH SOLE 0 0 12983 ISHARES TR U.S. TECH ETF 464287721 1332 11604 SH SOLE 0 0 11604 ISHARES TR US AER DEF ETF 464288760 553 5383 SH SOLE 0 0 5383 ISHARES TR US HLTHCARE ETF 464287762 1267 4220 SH SOLE 0 0 4220 ISHARES TR US INDUSTRIALS 464287754 371 3289 SH SOLE 0 0 3289 ISHARES TR US TREAS BD ETF 46429B267 2759 103417 SH SOLE 0 0 103417 J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 11743 232618 SH SOLE 0 0 232618 J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2512 49195 SH SOLE 0 0 49195 JOHNSON & JOHNSON COM 478160104 3831 22393 SH SOLE 0 0 22393 JPMORGAN CHASE & CO COM 46625H100 3831 24190 SH SOLE 0 0 24190 KEYCORP COM 493267108 3089 133555 SH SOLE 0 0 133555 KIMBERLY-CLARK CORP COM 494368103 536 3749 SH SOLE 0 0 3749 KINDER MORGAN INC DEL COM 49456B101 197 12449 SH SOLE 0 0 12449 KLA CORP COM NEW 482480100 284 660 SH SOLE 0 0 660 KRAFT HEINZ CO COM 500754106 289 8037 SH SOLE 0 0 8037 L3HARRIS TECHNOLOGIES INC COM 502431109 922 4324 SH SOLE 0 0 4324 LILLY ELI & CO COM 532457108 1403 5080 SH SOLE 0 0 5080 LINDE PLC SHS G5494J103 1121 3235 SH SOLE 0 0 3235 LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 16207 628272 SH SOLE 0 0 628272 LOCKHEED MARTIN CORP COM 539830109 1237 3480 SH SOLE 0 0 3480 LOWES COS INC COM 548661107 2714 10501 SH SOLE 0 0 10501 M & T BK CORP COM 55261F104 312 2031 SH SOLE 0 0 2031 MARATHON PETE CORP COM 56585A102 220 3443 SH SOLE 0 0 3443 MARRIOTT INTL INC NEW CL A 571903202 229 1384 SH SOLE 0 0 1384 MASTERCARD INCORPORATED CL A 57636Q104 778 2164 SH SOLE 0 0 2164 MCCORMICK & CO INC COM NON VTG 579780206 666 6896 SH SOLE 0 0 6896 MCDONALDS CORP COM 580135101 3699 13799 SH SOLE 0 0 13799 MEDTRONIC PLC SHS G5960L103 1046 10111 SH SOLE 0 0 10111 MERCK & CO INC COM 58933Y105 1578 20590 SH SOLE 0 0 20590 META PLATFORMS INC CL A 30303M102 4913 14606 SH SOLE 0 0 14606 MICROCHIP TECHNOLOGY INC. COM 595017104 209 2406 SH SOLE 0 0 2406 MICROSOFT CORP COM 594918104 16724 49726 SH SOLE 0 0 49726 NEOGENOMICS INC COM NEW 64049M209 314 9202 SH SOLE 0 0 9202 NETFLIX INC COM 64110L106 904 1500 SH SOLE 0 0 1500 NEXTERA ENERGY INC COM 65339F101 3280 35133 SH SOLE 0 0 35133 NICE LTD SPONSORED ADR 653656108 304 1000 SH SOLE 0 0 1000 NIKE INC CL B 654106103 1360 8160 SH SOLE 0 0 8160 NORFOLK SOUTHN CORP COM 655844108 1773 5957 SH SOLE 0 0 5957 NOVARTIS AG SPONSORED ADR 66987V109 650 7427 SH SOLE 0 0 7427 NVIDIA CORPORATION COM 67066G104 1071 3642 SH SOLE 0 0 3642 ONESPAWORLD HOLDINGS LIMITED COM P73684113 675 67343 SH SOLE 0 0 67343 OPEN LENDING CORP COM CL A 68373J104 343 15279 SH SOLE 0 0 15279 ORACLE CORP COM 68389X105 258 2953 SH SOLE 0 0 2953 OTIS WORLDWIDE CORP COM 68902V107 211 2425 SH SOLE 0 0 2425 PAYCHEX INC COM 704326107 1173 8590 SH SOLE 0 0 8590 PEPSICO INC COM 713448108 2798 16105 SH SOLE 0 0 16105 PFIZER INC COM 717081103 2526 42785 SH SOLE 0 0 42785 PHILIP MORRIS INTL INC COM 718172109 2428 25553 SH SOLE 0 0 25553 PHILLIPS 66 COM 718546104 330 4549 SH SOLE 0 0 4549 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 423 4263 SH SOLE 0 0 4263 PIMCO ETF TR ACTIVE BD ETF 72201R775 287 2620 SH SOLE 0 0 2620 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 11872 116896 SH SOLE 11635 0 105261 PORCH GROUP INC COM 733245104 475 30497 SH SOLE 0 0 30497 PROCTER AND GAMBLE CO COM 742718109 8652 52889 SH SOLE 0 0 52889 PROLOGIS INC. COM 74340W103 208 1238 SH SOLE 0 0 1238 PROSHARES TR S&P 500 DV ARIST 74348A467 285 2904 SH SOLE 0 0 2904 QUALCOMM INC COM 747525103 395 2160 SH SOLE 0 0 2160 QUANTERIX CORP COM 74766Q101 2495 58841 SH SOLE 0 0 58841 RAPID7 INC COM 753422104 841 7150 SH SOLE 0 0 7150 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1011 11751 SH SOLE 0 0 11751 REPUBLIC SVCS INC COM 760759100 454 3258 SH SOLE 0 0 3258 SALESFORCE COM INC COM 79466L302 606 2383 SH SOLE 0 0 2383 SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 395 7823 SH SOLE 0 0 7823 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 390 13160 SH SOLE 0 0 13160 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1586 40797 SH SOLE 0 0 40797 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2227 39662 SH SOLE 0 0 39662 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 251 4654 SH SOLE 0 0 4654 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4495 39773 SH SOLE 0 0 39773 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 37802 467674 SH SOLE 0 0 467674 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 231 1414 SH SOLE 0 0 1414 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2469 21689 SH SOLE 0 0 21689 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3870 48121 SH SOLE 0 0 48121 SCHWAB STRATEGIC TR US REIT ETF 808524847 1279 24281 SH SOLE 0 0 24281 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5283 51591 SH SOLE 0 0 51591 SCHWAB STRATEGIC TR US TIPS ETF 808524870 7849 124801 SH SOLE 0 0 124801 SELECT SECTOR SPDR TR ENERGY 81369Y506 3589 64666 SH SOLE 0 0 64666 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 868 22238 SH SOLE 0 0 22238 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1453 7106 SH SOLE 0 0 7106 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3753 48668 SH SOLE 0 0 48668 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1233 8753 SH SOLE 0 0 8753 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 734 10250 SH SOLE 0 0 10250 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2997 17234 SH SOLE 0 0 17234 SHERWIN WILLIAMS CO COM 824348106 235 668 SH SOLE 0 0 668 SHOPIFY INC CL A 82509L107 893 648 SH SOLE 0 0 648 SMARTSHEET INC COM CL A 83200N103 360 4648 SH SOLE 0 0 4648 SMUCKER J M CO COM NEW 832696405 328 2416 SH SOLE 0 0 2416 SOUTHERN CO COM 842587107 673 9814 SH SOLE 0 0 9814 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 477 1313 SH SOLE 0 0 1313 SPDR GOLD TR GOLD SHS 78463V107 1310 7663 SH SOLE 0 0 7663 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 4813 85136 SH SOLE 0 0 85136 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1566 43991 SH SOLE 0 0 43991 SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 5246 97226 SH SOLE 0 0 97226 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 4387 149678 SH SOLE 0 0 149678 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 10210 279873 SH SOLE 0 0 279873 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 16710 402756 SH SOLE 0 0 402756 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1321 34973 SH SOLE 0 0 34973 SPDR S&P 500 ETF TR TR UNIT 78462F103 3688 7764 SH SOLE 0 0 7764 SPDR S&P 500 ETF TR TR UNIT 78462F103 2565 5400 SH Put SOLE 0 0 5400 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 694 1341 SH SOLE 0 0 1341 SPDR SER TR BLOOMBERG EMERGI 78464A391 2321 94986 SH SOLE 0 0 94986 SPDR SER TR BLOOMBERG INVT 78468R200 70861 2316467 SH SOLE 832538 0 1483929 SPDR SER TR DJ REIT ETF 78464A607 2087 17085 SH SOLE 0 0 17085 SPDR SER TR FTSE INT GVT ETF 78464A490 279 5182 SH SOLE 0 0 5182 SPDR SER TR NUVEEN BLMBRG MU 78468R721 521 10074 SH SOLE 0 0 10074 SPDR SER TR NUVEEN BLMBRG SH 78468R739 204 4147 SH SOLE 0 0 4147 SPDR SER TR PORTFOLI S&P1500 78464A805 7860 134473 SH SOLE 0 0 134473 SPDR SER TR PORTFOLIO S&P400 78464A847 334165 6718228 SH SOLE 3994747 0 2723481 SPDR SER TR PORTFOLIO S&P500 78464A854 493 8836 SH SOLE 0 0 8836 SPDR SER TR PORTFOLIO S&P600 78468R853 245339 5489792 SH SOLE 3343623 0 2146169 SPDR SER TR PORTFOLIO SHORT 78464A474 212651 6866363 SH SOLE 3511159 0 3355204 SPDR SER TR PRTFLO S&P500 GW 78464A409 295271 4074392 SH SOLE 886755 0 3187637 SPDR SER TR PRTFLO S&P500 VL 78464A508 346861 8258582 SH SOLE 2655244 0 5603338 SPDR SER TR S&P 600 SMCP VAL 78464A300 492 5803 SH SOLE 0 0 5803 SPDR SER TR S&P DIVID ETF 78464A763 1546 11977 SH SOLE 0 0 11977 SPDR SER TR SSGA GNDER ETF 78468R747 333 3255 SH SOLE 0 0 3255 STARBUCKS CORP COM 855244109 1122 9588 SH SOLE 0 0 9588 STRYKER CORPORATION COM 863667101 512 1913 SH SOLE 0 0 1913 SUMMIT MATLS INC CL A 86614U100 1645 40970 SH SOLE 0 0 40970 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 288 2390 SH SOLE 0 0 2390 TARGET CORP COM 87612E106 2980 12877 SH SOLE 0 0 12877 TESLA INC COM 88160R101 1794 1698 SH SOLE 0 0 1698 TEXAS INSTRS INC COM 882508104 342 1813 SH SOLE 0 0 1813 THERMO FISHER SCIENTIFIC INC COM 883556102 301 451 SH SOLE 0 0 451 TORONTO DOMINION BK ONT COM NEW 891160509 916 11952 SH SOLE 0 0 11952 TRAVELCENTERS OF AMERICA INC COM NEW 89421B109 1336 25886 SH SOLE 0 0 25886 TRONOX HOLDINGS PLC SHS G9087Q102 1266 52691 SH SOLE 0 0 52691 TRUIST FINL CORP COM 89832Q109 430 7349 SH SOLE 0 0 7349 TWILIO INC CL A 90138F102 435 1651 SH SOLE 0 0 1651 UBER TECHNOLOGIES INC COM 90353T100 1397 33306 SH SOLE 0 0 33306 UNION PAC CORP COM 907818108 1844 7318 SH SOLE 0 0 7318 UNITED PARCEL SERVICE INC CL B 911312106 995 4640 SH SOLE 0 0 4640 UNITED RENTALS INC COM 911363109 254 765 SH SOLE 0 0 765 UNITEDHEALTH GROUP INC COM 91324P102 2177 4335 SH SOLE 0 0 4335 US BANCORP DEL COM NEW 902973304 485 8627 SH SOLE 0 0 8627 V F CORP COM 918204108 728 9946 SH SOLE 0 0 9946 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 101311 3542326 SH SOLE 1818109 0 1724217 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 502 1665 SH SOLE 0 0 1665 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1852 12234 SH SOLE 0 0 12234 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 205 1070 SH SOLE 0 0 1070 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 241 1147 SH SOLE 0 0 1147 VANGUARD BD INDEX FDS INTERMED TERM 921937819 682 7779 SH SOLE 0 0 7779 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 60958 754151 SH SOLE 0 0 754151 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1944 22934 SH SOLE 0 0 22934 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2363 47300 SH SOLE 0 0 47300 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 35796 648943 SH SOLE 282974 0 365969 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 19795 108255 SH SOLE 0 0 108255 VANGUARD INDEX FDS GROWTH ETF 922908736 1761 5488 SH SOLE 0 0 5488 VANGUARD INDEX FDS LARGE CAP ETF 922908637 301 1361 SH SOLE 0 0 1361 VANGUARD INDEX FDS MID CAP ETF 922908629 6834 26826 SH SOLE 0 0 26826 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 114720 988882 SH SOLE 463922 0 524960 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 407144 932598 SH SOLE 907775 0 24823 VANGUARD INDEX FDS SM CP VAL ETF 922908611 207 1157 SH SOLE 0 0 1157 VANGUARD INDEX FDS SMALL CP ETF 922908751 3967 17553 SH SOLE 0 0 17553 VANGUARD INDEX FDS TOTAL STK MKT 922908769 70566 292269 SH SOLE 0 0 292269 VANGUARD INDEX FDS VALUE ETF 922908744 2197 14938 SH SOLE 0 0 14938 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 30469 497208 SH SOLE 0 0 497208 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 252867 5112546 SH SOLE 2640155 0 2472391 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 8560 63898 SH SOLE 0 0 63898 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 121631 2254515 SH SOLE 1292181 0 962334 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 970 9025 SH SOLE 0 0 9025 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 311541 6061106 SH SOLE 2925033 0 3136073 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3975 72400 SH SOLE 0 0 72400 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 69960 1052506 SH SOLE 406779 0 645727 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 72150 1365437 SH SOLE 710357 0 655080 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 150205 2469251 SH SOLE 1174788 0 1294463 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6438 79228 SH SOLE 0 0 79228 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 18702 108893 SH SOLE 0 0 108893 VANGUARD STAR FDS VG TL INTL STK F 921909768 7990 125688 SH SOLE 0 0 125688 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 588515 11525941 SH SOLE 5903718 0 5622223 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6171 55045 SH SOLE 0 0 55045 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 235 3504 SH SOLE 0 0 3504 VANGUARD WORLD FD ESG INTL STK ETF 921910725 219 3539 SH SOLE 0 0 3539 VANGUARD WORLD FD ESG US STK ETF 921910733 1034 11766 SH SOLE 0 0 11766 VANGUARD WORLD FD MEGA GRWTH IND 921910816 1858 7126 SH SOLE 0 0 7126 VANGUARD WORLD FDS ENERGY ETF 92204A306 1281 16506 SH SOLE 0 0 16506 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 557 5771 SH SOLE 0 0 5771 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1788 6710 SH SOLE 0 0 6710 VANGUARD WORLD FDS INF TECH ETF 92204A702 858 1873 SH SOLE 0 0 1873 VANGUARD WORLD FDS MATERIALS ETF 92204A801 994 5051 SH SOLE 0 0 5051 VANGUARD WORLD FDS UTILITIES ETF 92204A876 702 4486 SH SOLE 0 0 4486 VERIZON COMMUNICATIONS INC COM 92343V104 1480 28487 SH SOLE 0 0 28487 VIACOMCBS INC CL B 92556H206 573 19000 SH SOLE 0 0 19000 VISA INC COM CL A 92826C839 513 2368 SH SOLE 0 0 2368 WALMART INC COM 931142103 1960 13548 SH SOLE 0 0 13548 WASTE MGMT INC DEL COM 94106L109 892 5347 SH SOLE 0 0 5347 WEC ENERGY GROUP INC COM 92939U106 1018 10486 SH SOLE 0 0 10486 WELLS FARGO CO NEW COM 949746101 374 7801 SH SOLE 0 0 7801 WILLIS TOWERS WATSON PLC LTD SHS G96629103 686 2887 SH SOLE 0 0 2887 WISDOMTREE TR EM EX ST-OWNED 97717X578 92798 2518252 SH SOLE 1537727 0 980525 WISDOMTREE TR EM LCL DEBT FD 97717X867 237 7904 SH SOLE 0 0 7904 WISDOMTREE TR EMER MKT HIGH FD 97717W315 1889 43610 SH SOLE 0 0 43610 WISDOMTREE TR INTL EQUITY FD 97717W703 3818 70594 SH SOLE 0 0 70594 WISDOMTREE TR TARGET RANGE FD 97717Y675 7187 275266 SH SOLE 0 0 275266 WISDOMTREE TR US SMALLCAP DIVD 97717W604 2896 88125 SH SOLE 0 0 88125 WP CAREY INC COM 92936U109 219 2673 SH SOLE 0 0 2673 ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 476 800 SH SOLE 0 0 800 ZOETIS INC CL A 98978V103 299 1227 SH SOLE 0 0 1227