The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 569 6,118 SH   SOLE   0 0 6,118
CLAYMORE EXCHANGE TRD FD TR GUGG TIMBER ETF 18383Q879 75,811 3,005,995 SH   SOLE   1,909,895 0 1,096,100
EXXON MOBIL CORP COM 30231G102 328 3,254 SH   SOLE   0 0 3,254
FLEXSHARES TR MORNSTAR UPSTR 33939L407 123,306 3,298,712 SH   SOLE   1,595,334 0 1,703,378
FLEXSHARES TR IBOXX 3R TARGT 33939L506 315,411 12,491,537 SH   SOLE   5,760,987 0 6,730,550
FS INVT CORP COM 302635107 188 17,614 SH   SOLE   0 0 17,614
ILLUMINA INC COM 452327109 531 2,976 SH   SOLE   0 0 2,976
INTERNATIONAL BUSINESS MACHS COM 459200101 311 1,718 SH   SOLE   0 0 1,718
ISHARES SELECT DIVID ETF 464287168 794 10,316 SH   SOLE   0 0 10,316
ISHARES IBOXX INV CP ETF 464287242 190,664 1,598,727 SH   SOLE   913,610 0 685,117
ISHARES S&P 500 GRWT ETF 464287309 446,034 4,240,272 SH   SOLE   2,720,800 0 1,519,472
ISHARES S&P 500 VAL ETF 464287408 480,639 5,323,867 SH   SOLE   3,303,852 0 2,020,015
ISHARES 1-3 YR TR BD ETF 464287457 7,797 92,211 SH   SOLE   1,780 0 90,431
ISHARES CORE S&P MCP ETF 464287507 349,015 2,439,296 SH   SOLE   1,590,495 0 848,801
ISHARES CORE S&P SCP ETF 464287804 345,639 3,083,582 SH   SOLE   2,134,935 0 948,647
ISHARES SHT NTLAMTFR ETF 464288158 473 4,454 SH   SOLE   0 0 4,454
ISHARES NAT AMT FREE BD 464288414 1,597 14,698 SH   SOLE   0 0 14,698
ISHARES INTL SEL DIV ETF 464288448 250 6,267 SH   SOLE   0 0 6,267
ISHARES IBOXX HI YD ETF 464288513 177,257 1,861,940 SH   SOLE   1,295,358 0 566,582
ISHARES 3-7 YR TR BD ETF 464288661 84,958 697,524 SH   SOLE   342,721 0 354,803
ISHARES U.S. PFD STK ETF 464288687 507 12,709 SH   SOLE   0 0 12,709
ISHARES 17 AMT-FREE ETF 464289271 371 6,703 SH   SOLE   0 0 6,703
ISHARES 16 AMT-FREE ETF 464289313 584 10,915 SH   SOLE   0 0 10,915
ISHARES 15 AMT-FREE ETF 464289339 466 8,792 SH   SOLE   0 0 8,792
ISHARES 14 AMT-FREE ETF 464289362 216 4,214 SH   SOLE   0 0 4,214
ISHARES TR FLTG RATE BD ETF 46429B655 17,261 339,790 SH   SOLE   236,873 0 102,917
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 338 4,106 SH   SOLE   0 0 4,106
PENGROWTH ENERGY CORP COM 70706P104 72 10,000 SH   SOLE   0 0 10,000
PIMCO ETF TR 1-5 US TIP IDX 72201R205 130,446 2,435,066 SH   SOLE   2,426,516 0 8,550
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 4,165 38,973 SH   SOLE   939 0 38,034
PIMCO ETF TR ENHAN SHRT MAT 72201R833 4,372 43,115 SH   SOLE   989 0 42,126
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 58,671 2,359,124 SH   SOLE   1,258,295 0 1,100,829
PROCTER & GAMBLE CO COM 742718109 286 3,633 SH   SOLE   0 0 3,633
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 359 8,117 SH   SOLE   0 0 8,117
SHERWIN WILLIAMS CO COM 824348106 4,806 23,228 SH   SOLE   0 0 23,228
SPDR GOLD TRUST GOLD SHS 78463V107 246 1,918 SH   SOLE   0 0 1,918
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 21,756 289,160 SH   SOLE   289,160 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 2,027 38,363 SH   SOLE   0 0 38,363
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 123,718 2,796,517 SH   SOLE   1,831,354 0 965,163
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 262 5,180 SH   SOLE   0 0 5,180
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 715 29,408 SH   SOLE   0 0 29,408
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 1,924 81,240 SH   SOLE   0 0 81,240
SPDR SERIES TRUST BARC SHT TR CP 78464A474 78,990 2,563,790 SH   SOLE   1,714,141 0 849,649
SPDR SERIES TRUST DB INT GVT ETF 78464A490 72,105 1,162,797 SH   SOLE   656,935 0 505,862
SPDR SERIES TRUST DJ REIT ETF 78464A607 97,443 1,174,009 SH   SOLE   724,608 0 449,401
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 83,879 754,575 SH   SOLE   487,094 0 267,481
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 530,909 10,153,166 SH   SOLE   6,831,896 0 3,321,270
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 169,567 3,931,524 SH   SOLE   2,522,330 0 1,409,194
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 418 5,359 SH   SOLE   0 0 5,359
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,008 23,674 SH   SOLE   0 0 23,674
VANGUARD WORLD FDS ENERGY ETF 92204A306 27,034 187,789 SH   SOLE   187,568 0 221
VANGUARD WORLD FDS MATERIALS ETF 92204A801 27,100 242,482 SH   SOLE   242,292 0 190
WISDOMTREE TR LARGECAP DIVID 97717W307 251 3,538 SH   SOLE   0 0 3,538
WISDOMTREE TR EM LCL DEBT FD 97717X867 109,013 2,293,080 SH   SOLE   1,374,352 0 918,728