The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,316 7,512 SH   SOLE   0 0 7,512
ABBOTT LABS COM 002824100 372 9,471 SH   SOLE   0 0 9,471
ABBVIE INC COM 00287Y109 705 11,380 SH   SOLE   0 0 11,380
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 452 3,987 SH   SOLE   0 0 3,987
ADOBE SYS INC COM 00724F101 456 4,763 SH   SOLE   0 0 4,763
AFLAC INC COM 001055102 649 9,000 SH   SOLE   0 0 9,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 293 3,683 SH   SOLE   0 0 3,683
ALLEGION PUB LTD CO ORD SHS G0176J109 40 24,198 SH   SOLE   0 0 24,198
ALLERGAN PLC SHS G0177J108 529 2,289 SH   SOLE   0 0 2,289
ALPS ETF TR ALERIAN MLP 00162Q866 210 16,505 SH   SOLE   0 0 16,505
ALTRIA GROUP INC COM 02209S103 4,496 65,199 SH   SOLE   0 0 65,199
AMAZON COM INC COM 023135106 1,295 1,810 SH   SOLE   0 0 1,810
AMERICAN ELEC PWR INC COM 025537101 669 9,551 SH   SOLE   0 0 9,551
AMERICAN EXPRESS CO COM 025816109 627 10,324 SH   SOLE   0 0 10,324
AMERICAN INTL GROUP INC COM NEW 026874784 427 8,071 SH   SOLE   0 0 8,071
AMERICAN WTR WKS CO INC NEW COM 030420103 344 4,070 SH   SOLE   0 0 4,070
AMERISOURCEBERGEN CORP COM 03073E105 483 6,084 SH   SOLE   0 0 6,084
AMGEN INC COM 031162100 586 3,852 SH   SOLE   0 0 3,852
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 155 25,963 SH   SOLE   0 0 25,963
APACHE CORP COM 037411105 374 6,710 SH   SOLE   0 0 6,710
APPLE INC COM 037833100 5,579 58,361 SH   SOLE   0 0 58,361
ARM HLDGS PLC SPONSORED ADR 042068106 283 6,221 SH   SOLE   0 0 6,221
AT&T INC COM 00206R102 3,447 79,783 SH   SOLE   0 0 79,783
ATWOOD OCEANICS INC COM 050095108 233 18,636 SH   SOLE   0 0 18,636
AUTOMATIC DATA PROCESSING IN COM 053015103 214 2,333 SH   SOLE   0 0 2,333
B & G FOODS INC NEW COM 05508R106 455 9,430 SH   SOLE   0 0 9,430
BANK AMER CORP COM 060505104 788 59,382 SH   SOLE   0 0 59,382
BANK NEW YORK MELLON CORP COM 064058100 219 5,636 SH   SOLE   0 0 5,636
BARD C R INC COM 067383109 893 3,798 SH   SOLE   0 0 3,798
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,382 16,449 SH   SOLE   0 0 16,449
BIOGEN INC COM 09062X103 575 2,379 SH   SOLE   0 0 2,379
BLACKROCK INC COM 09247X101 208 608 SH   SOLE   0 0 608
BOEING CO COM 097023105 1,003 7,726 SH   SOLE   0 0 7,726
BP PLC SPONSORED ADR 055622104 440 12,383 SH   SOLE   0 0 12,383
BRISTOL MYERS SQUIBB CO COM 110122108 948 12,893 SH   SOLE   0 0 12,893
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 439 6,732 SH   SOLE   0 0 6,732
CABELAS INC COM 126804301 275 5,500 SH   SOLE   0 0 5,500
CASELLA WASTE SYS INC CL A 147448104 190 24,255 SH   SOLE   0 0 24,255
CATALYST PHARMACEUTICALS INC COM 14888U101 15 21,109 SH   SOLE   0 0 21,109
CATERPILLAR INC DEL COM 149123101 229 3,017 SH   SOLE   0 0 3,017
CBS CORP NEW CL B 124857202 473 8,696 SH   SOLE   0 0 8,696
CELGENE CORP COM 151020104 1,379 13,977 SH   SOLE   0 0 13,977
CENTENE CORP DEL COM 15135B101 204 2,858 SH   SOLE   0 0 2,858
CENTERSTATE BANKS INC COM 15201P109 2,429 154,238 SH   SOLE   0 0 154,238
CHEVRON CORP NEW COM 166764100 1,903 18,158 SH   SOLE   0 0 18,158
CINCINNATI FINL CORP COM 172062101 458 6,117 SH   SOLE   0 0 6,117
CISCO SYS INC COM 17275R102 1,067 37,184 SH   SOLE   0 0 37,184
CLAYMORE EXCHANGE TRD FD TR GUG MULTI ASSET 18383M506 749 39,509 SH   SOLE   0 0 39,509
CLAYMORE EXCHANGE TRD FD TR GUG RAYM JAMES S 18383M613 394 11,895 SH   SOLE   0 0 11,895
CLOROX CO DEL COM 189054109 443 3,199 SH   SOLE   0 0 3,199
CME GROUP INC COM 12572Q105 247 2,534 SH   SOLE   0 0 2,534
COCA COLA CO COM 191216100 3,908 86,222 SH   SOLE   0 0 86,222
COLGATE PALMOLIVE CO COM 194162103 580 7,918 SH   SOLE   0 0 7,918
COMCAST CORP NEW CL A 20030N101 638 9,790 SH   SOLE   0 0 9,790
CONOCOPHILLIPS COM 20825C104 470 10,781 SH   SOLE   0 0 10,781
CONSOLIDATED COMM HLDGS INC COM 209034107 564 20,710 SH   SOLE   0 0 20,710
COSTCO WHSL CORP NEW COM 22160K105 976 6,213 SH   SOLE   0 0 6,213
CUMMINS INC COM 231021106 221 1,962 SH   SOLE   0 0 1,962
CVS HEALTH CORP COM 126650100 924 9,654 SH   SOLE   0 0 9,654
DANAHER CORP DEL COM 235851102 601 5,953 SH   SOLE   0 0 5,953
DEERE & CO COM 244199105 268 3,309 SH   SOLE   0 0 3,309
DIREXION SHS ETF TR DLY S&P 500 BEAR 25459Y371 221 15,835 SH   SOLE   0 0 15,835
DISNEY WALT CO COM DISNEY 254687106 1,744 17,826 SH   SOLE   0 0 17,826
DOMINION RES INC VA NEW COM 25746U109 735 9,429 SH   SOLE   0 0 9,429
DOW CHEM CO COM 260543103 402 8,096 SH   SOLE   0 0 8,096
DU PONT E I DE NEMOURS & CO COM 263534109 658 10,153 SH   SOLE   0 0 10,153
DUKE ENERGY CORP NEW COM NEW 26441C204 621 7,239 SH   SOLE   0 0 7,239
E M C CORP MASS COM 268648102 201 7,404 SH   SOLE   0 0 7,404
EOG RES INC COM 26875P101 203 2,429 SH   SOLE   0 0 2,429
EQUIFAX INC COM 294429105 202 1,573 SH   SOLE   0 0 1,573
ERIE INDTY CO CL A 29530P102 1,109 11,162 SH   SOLE   0 0 11,162
EVERSOURCE ENERGY COM 30040W108 311 5,198 SH   SOLE   0 0 5,198
EXELON CORP COM 30161N101 530 14,566 SH   SOLE   0 0 14,566
EXPRESS SCRIPTS HLDG CO COM 30219G108 287 3,789 SH   SOLE   0 0 3,789
EXXON MOBIL CORP COM 30231G102 6,324 67,461 SH   SOLE   0 0 67,461
FACEBOOK INC CL A 30303M102 2,590 22,664 SH   SOLE   0 0 22,664
FARMERS NATL BANC CORP COM 309627107 727 82,641 SH   SOLE   0 0 82,641
FEDEX CORP COM 31428X106 202 1,332 SH   SOLE   0 0 1,332
FIDELITY NATL INFORMATION SV COM 31620M106 208 2,824 SH   SOLE   0 0 2,824
FIRST FINL CORP IND COM 320218100 676 18,472 SH   SOLE   0 0 18,472
FIRST SOLAR INC COM 336433107 290 5,988 SH   SOLE   0 0 5,988
FNB CORP PA COM 302520101 621 49,561 SH   SOLE   0 0 49,561
FORD MTR CO DEL COMPAR0.01 345370860 278 22,140 SH   SOLE   0 0 22,140
FREEPORT-MCMORAN INC CL B 35671D857 115 10,342 SH   SOLE   0 0 10,342
GAS NAT INC COM 367204104 77 10,957 SH   SOLE   0 0 10,957
GENERAL DYNAMICS CORP COM 369550108 705 5,062 SH   SOLE   0 0 5,062
GENERAL ELECTRIC CO COM 369604103 5,042 160,155 SH   SOLE   0 0 160,155
GENERAL MLS INC COM 370334104 842 11,800 SH   SOLE   0 0 11,800
GENUINE PARTS CO COM 372460105 269 2,652 SH   SOLE   0 0 2,652
GILEAD SCIENCES INC COM 375558103 1,310 15,709 SH   SOLE   0 0 15,709
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 509 11,753 SH   SOLE   0 0 11,753
GOLDMAN SACHS GROUP INC COM 38141G104 356 2,395 SH   SOLE   0 0 2,395
GRAMERCY PPTY TR COM 385002100 176 19,105 SH   SOLE   0 0 19,105
HALLIBURTON CO COM 406216101 280 6,188 SH   SOLE   0 0 6,188
HANESBRANDS INC COM 410345102 366 14,557 SH   SOLE   0 0 14,557
HARTFORD FINL SVCS GROUP INC COM 416515104 279 6,276 SH   SOLE   0 0 6,276
HASBRO INC COM 418056107 622 7,409 SH   SOLE   0 0 7,409
HERSHEY CO COM 427866108 380 3,351 SH   SOLE   0 0 3,351
HEXCEL CORP NEW COM 428291108 222 5,341 SH   SOLE   0 0 5,341
HOME DEPOT INC COM 437076102 1,594 12,485 SH   SOLE   0 0 12,485
HONEYWELL INTL INC COM 438516106 626 5,380 SH   SOLE   0 0 5,380
HORMEL FOODS CORP COM 440452100 376 10,269 SH   SOLE   0 0 10,269
HUNTINGTON BANCSHARES INC COM 446150104 167 18,729 SH   SOLE   0 0 18,729
INTEL CORP COM 458140100 1,464 44,627 SH   SOLE   0 0 44,627
INTERNATIONAL BUSINESS MACHS COM 459200101 1,567 10,323 SH   SOLE   0 0 10,323
ISHARES GOLD TRUST ISHARES 464285105 1,046 82,002 SH   SOLE   0 0 82,002
ISHARES INC CORE MSCI EMKT 46434G103 252 6,025 SH   SOLE   0 0 6,025
ISHARES TR 1-3 YR CR BD ETF 464288646 212 2,000 SH   SOLE   0 0 2,000
ISHARES TR 7-10 Y TR BD ETF 464287440 596 5,278 SH   SOLE   0 0 5,278
ISHARES TR CORE HIGH DV ETF 46429B663 766 9,319 SH   SOLE   0 0 9,319
ISHARES TR CORE MSCI EAFE 46432F842 1,686 32,492 SH   SOLE   0 0 32,492
ISHARES TR CORE S&P MCP ETF 464287507 1,872 12,529 SH   SOLE   0 0 12,529
ISHARES TR CORE S&P SCP ETF 464287804 2,340 20,133 SH   SOLE   0 0 20,133
ISHARES TR CORE S&P500 ETF 464287200 7,941 37,725 SH   SOLE   0 0 37,725
ISHARES TR CORE US AGGBD ET 464287226 994 8,826 SH   SOLE   0 0 8,826
ISHARES TR EAFE SML CP ETF 464288273 552 11,440 SH   SOLE   0 0 11,440
ISHARES TR FLTG RATE BD ETF 46429B655 341 6,733 SH   SOLE   0 0 6,733
ISHARES TR IBOXX HI YD ETF 464288513 204 2,407 SH   SOLE   0 0 2,407
ISHARES TR IBOXX INV CP ETF 464287242 3,057 24,905 SH   SOLE   0 0 24,905
ISHARES TR INTL TREA BD ETF 464288117 443 4,448 SH   SOLE   0 0 4,448
ISHARES TR JP MOR EM MK ETF 464288281 621 5,390 SH   SOLE   0 0 5,390
ISHARES TR MSCI EAFE ETF 464287465 1,536 27,541 SH   SOLE   0 0 27,541
ISHARES TR MSCI KLD400 SOC 464288570 235 3,035 SH   SOLE   0 0 3,035
ISHARES TR NASDQ BIOTEC ETF 464287556 261 1,015 SH   SOLE   0 0 1,015
ISHARES TR NATIONAL MUN ETF 464288414 2,066 18,133 SH   SOLE   0 0 18,133
ISHARES TR RUS 1000 ETF 464287622 7,248 62,006 SH   SOLE   0 0 62,006
ISHARES TR RUS 1000 GRW ETF 464287614 3,055 30,454 SH   SOLE   0 0 30,454
ISHARES TR RUS 1000 VAL ETF 464287598 1,247 12,094 SH   SOLE   0 0 12,094
ISHARES TR RUS 2000 GRW ETF 464287648 878 6,400 SH   SOLE   0 0 6,400
ISHARES TR RUS 2000 VAL ETF 464287630 370 3,800 SH   SOLE   0 0 3,800
ISHARES TR RUS MD CP GR ETF 464287481 216 2,304 SH   SOLE   0 0 2,304
ISHARES TR RUS MID-CAP ETF 464287499 396 2,357 SH   SOLE   0 0 2,357
ISHARES TR RUSSELL 2000 ETF 464287655 510 4,445 SH   SOLE   0 0 4,445
ISHARES TR S&P 500 GRWT ETF 464287309 308 2,641 SH   SOLE   0 0 2,641
ISHARES TR S&P 500 VAL ETF 464287408 1,315 14,154 SH   SOLE   0 0 14,154
ISHARES TR S&P MC 400GR ETF 464287606 227 1,345 SH   SOLE   0 0 1,345
ISHARES TR SELECT DIVID ETF 464287168 891 10,450 SH   SOLE   0 0 10,450
ISHARES TR TIPS BD ETF 464287176 434 3,720 SH   SOLE   0 0 3,720
ISHARES TR U.S. PFD STK ETF 464288687 4,336 108,696 SH   SOLE   0 0 108,696
ISHARES TR U.S. REAL ES ETF 464287739 503 6,105 SH   SOLE   0 0 6,105
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 324 2,292 SH   SOLE   0 0 2,292
JOHNSON & JOHNSON COM 478160104 3,076 25,354 SH   SOLE   0 0 25,354
JOHNSON CTLS INC COM 478366107 1,441 32,559 SH   SOLE   0 0 32,559
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 9,420 296,143 SH   SOLE   0 0 296,143
JPMORGAN CHASE & CO COM 46625H100 2,731 43,946 SH   SOLE   0 0 43,946
KAR AUCTION SVCS INC COM 48238T109 358 8,575 SH   SOLE   0 0 8,575
KIMBERLY CLARK CORP COM 494368103 893 6,499 SH   SOLE   0 0 6,499
KRAFT HEINZ CO COM 500754106 1,528 17,266 SH   SOLE   0 0 17,266
LAKE SHORE BANCORP INC COM 510700107 621 47,658 SH   SOLE   0 0 47,658
LILLY ELI & CO COM 532457108 967 12,280 SH   SOLE   0 0 12,280
LOCKHEED MARTIN CORP COM 539830109 1,533 6,176 SH   SOLE   0 0 6,176
LOWES COS INC COM 548661107 239 3,013 SH   SOLE   0 0 3,013
M & T BK CORP COM 55261F104 1,549 13,104 SH   SOLE   0 0 13,104
MANULIFE FINL CORP COM 56501R106 152 11,154 SH   SOLE   0 0 11,154
MASTERCARD INC CL A 57636Q104 452 5,129 SH   SOLE   0 0 5,129
MCDONALDS CORP COM 580135101 1,132 9,407 SH   SOLE   0 0 9,407
MERCK & CO INC COM 58933Y105 623 10,821 SH   SOLE   0 0 10,821
MICROSOFT CORP COM 594918104 2,768 54,087 SH   SOLE   0 0 54,087
MIDDLEBURG FINANCIAL CORP COM 596094102 348 12,800 SH   SOLE   0 0 12,800
MILLER HOWARD HIGH INC EQTY COM SHS BEN IN 600379101 300 25,093 SH   SOLE   0 0 25,093
MONDELEZ INTL INC CL A 609207105 1,893 41,595 SH   SOLE   0 0 41,595
NATIONAL FUEL GAS CO N J COM 636180101 988 17,362 SH   SOLE   0 0 17,362
NATIONAL GRID PLC SPON ADR NEW 636274300 378 5,089 SH   SOLE   0 0 5,089
NETEASE INC SPONSORED ADR 64110W102 232 1,199 SH   SOLE   0 0 1,199
NETFLIX INC COM 64110L106 889 9,717 SH   SOLE   0 0 9,717
NEXTERA ENERGY INC COM 65339F101 1,329 10,194 SH   SOLE   0 0 10,194
NIKE INC CL B 654106103 609 11,027 SH   SOLE   0 0 11,027
NORTHROP GRUMMAN CORP COM 666807102 372 1,677 SH   SOLE   0 0 1,677
NORTHWEST BANCSHARES INC MD COM 667340103 290 19,548 SH   SOLE   0 0 19,548
NUVEEN PERFORMANCE PLUS MUN COM 67062P108 265 16,050 SH   SOLE   0 0 16,050
NXP SEMICONDUCTORS N V COM N6596X109 577 7,362 SH   SOLE   0 0 7,362
OCCIDENTAL PETE CORP DEL COM 674599105 484 6,406 SH   SOLE   0 0 6,406
ORACLE CORP COM 68389X105 670 16,370 SH   SOLE   0 0 16,370
PALO ALTO NETWORKS INC COM 697435105 304 2,481 SH   SOLE   0 0 2,481
PARKER HANNIFIN CORP COM 701094104 221 2,049 SH   SOLE   0 0 2,049
PAYCHEX INC COM 704326107 883 14,845 SH   SOLE   0 0 14,845
PAYPAL HLDGS INC COM 70450Y103 276 7,547 SH   SOLE   0 0 7,547
PEPSICO INC COM 713448108 1,453 13,714 SH   SOLE   0 0 13,714
PFIZER INC COM 717081103 2,622 74,457 SH   SOLE   0 0 74,457
PHILIP MORRIS INTL INC COM 718172109 3,548 34,881 SH   SOLE   0 0 34,881
PHILLIPS 66 COM 718546104 321 4,049 SH   SOLE   0 0 4,049
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 361 3,723 SH   SOLE   0 0 3,723
PNC FINL SVCS GROUP INC COM 693475105 1,421 17,455 SH   SOLE   0 0 17,455
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 845 55,465 SH   SOLE   0 0 55,465
POWERSHARES ETF TRUST WNDRHLL CLN EN 73935X500 69 18,148 SH   SOLE   0 0 18,148
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,664 15,467 SH   SOLE   0 0 15,467
PPG INDS INC COM 693506107 432 4,145 SH   SOLE   0 0 4,145
PPL CORP COM 69351T106 910 24,099 SH   SOLE   0 0 24,099
PRICE T ROWE GROUP INC COM 74144T108 299 4,093 SH   SOLE   0 0 4,093
PRICELINE GRP INC COM NEW 741503403 268 215 SH   SOLE   0 0 215
PROCTER & GAMBLE CO COM 742718109 3,608 42,616 SH   SOLE   0 0 42,616
PRUDENTIAL FINL INC COM 744320102 221 3,105 SH   SOLE   0 0 3,105
QUALCOMM INC COM 747525103 998 18,628 SH   SOLE   0 0 18,628
RAYTHEON CO COM NEW 755111507 534 3,930 SH   SOLE   0 0 3,930
RITE AID CORP COM 767754104 141 18,825 SH   SOLE   0 0 18,825
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 222 3,973 SH   SOLE   0 0 3,973
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 370 6,702 SH   SOLE   0 0 6,702
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 1,061 13,199 SH   SOLE   0 0 13,199
SCANA CORP NEW COM 80589M102 478 6,317 SH   SOLE   0 0 6,317
SCHLUMBERGER LTD COM 806857108 635 8,025 SH   SOLE   0 0 8,025
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 449 21,070 SH   SOLE   0 0 21,070
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 52,886 1,950,776 SH   SOLE   0 0 1,950,776
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,591 55,240 SH   SOLE   0 0 55,240
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 268 11,290 SH   SOLE   0 0 11,290
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 421 8,265 SH   SOLE   0 0 8,265
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 212 4,213 SH   SOLE   0 0 4,213
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 636 14,205 SH   SOLE   0 0 14,205
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 100,440 2,018,092 SH   SOLE   0 0 2,018,092
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 371 8,839 SH   SOLE   0 0 8,839
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 35,548 657,923 SH   SOLE   0 0 657,923
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 652 9,549 SH   SOLE   0 0 9,549
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 239 10,437 SH   SOLE   0 0 10,437
SHERWIN WILLIAMS CO COM 824348106 337 1,147 SH   SOLE   0 0 1,147
SIRIUS XM HLDGS INC COM 82968B103 58 14,795 SH   SOLE   0 0 14,795
SKYWORKS SOLUTIONS INC COM 83088M102 372 5,882 SH   SOLE   0 0 5,882
SOUTHERN CO COM 842587107 768 14,320 SH   SOLE   0 0 14,320
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 419 2,343 SH   SOLE   0 0 2,343
SPDR GOLD TRUST GOLD SHS 78463V107 682 5,391 SH   SOLE   0 0 5,391
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 241 5,815 SH   SOLE   0 0 5,815
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 239 6,795 SH   SOLE   0 0 6,795
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,274 6,081 SH   SOLE   0 0 6,081
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 737 2,709 SH   SOLE   0 0 2,709
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 357 12,825 SH   SOLE   0 0 12,825
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 281 3,400 SH   SOLE   0 0 3,400
SPDR SERIES TRUST S&P DIVID ETF 78464A763 392 4,668 SH   SOLE   0 0 4,668
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 216 6,203 SH   SOLE   0 0 6,203
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 253 5,490 SH   SOLE   0 0 5,490
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 146 13,338 SH   SOLE   0 0 13,338
STARBUCKS CORP COM 855244109 1,107 19,381 SH   SOLE   0 0 19,381
SUN LIFE FINL INC COM 866796105 591 18,000 SH   SOLE   0 0 18,000
SYNOVUS FINL CORP COM NEW 87161C501 3,853 132,895 SH   SOLE   0 0 132,895
SYSCO CORP COM 871829107 341 6,723 SH   SOLE   0 0 6,723
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 266 10,150 SH   SOLE   0 0 10,150
TEKLA HEALTHCARE OPPORTUNIT SHS 879105104 396 23,823 SH   SOLE   0 0 23,823
TESLA MTRS INC COM 88160R101 336 1,581 SH   SOLE   0 0 1,581
THERMO FISHER SCIENTIFIC INC COM 883556102 697 4,716 SH   SOLE   0 0 4,716
TIME WARNER INC COM NEW 887317303 341 4,641 SH   SOLE   0 0 4,641
TJX COS INC NEW COM 872540109 424 5,492 SH   SOLE   0 0 5,492
TOTAL SYS SVCS INC COM 891906109 8,037 151,325 SH   SOLE   0 0 151,325
UBS AG JERSEY BRH ALERIAN INFRST 902641646 2,085 73,768 SH   SOLE   0 0 73,768
ULTA SALON COSMETCS & FRAG I COM 90384S303 506 2,075 SH   SOLE   0 0 2,075
UNDER ARMOUR INC CL A 904311107 303 7,557 SH   SOLE   0 0 7,557
UNDER ARMOUR INC CL C 904311206 291 7,985 SH   SOLE   0 0 7,985
UNION PAC CORP COM 907818108 265 3,041 SH   SOLE   0 0 3,041
UNITED CMNTY FINL CORP OHIO COM 909839102 203 33,397 SH   SOLE   0 0 33,397
UNITED PARCEL SERVICE INC CL B 911312106 520 4,822 SH   SOLE   0 0 4,822
UNITED TECHNOLOGIES CORP COM 913017109 513 4,997 SH   SOLE   0 0 4,997
UNITEDHEALTH GROUP INC COM 91324P102 523 3,701 SH   SOLE   0 0 3,701
US BANCORP DEL COM NEW 902973304 989 24,519 SH   SOLE   0 0 24,519
VALLEY NATL BANCORP COM 919794107 1,741 190,868 SH   SOLE   0 0 190,868
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 741 7,392 SH   SOLE   0 0 7,392
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 538 5,117 SH   SOLE   0 0 5,117
VANGUARD INDEX FDS GROWTH ETF 922908736 684 6,376 SH   SOLE   0 0 6,376
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,141 11,900 SH   SOLE   0 0 11,900
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 503 5,648 SH   SOLE   0 0 5,648
VANGUARD INDEX FDS MID CAP ETF 922908629 2,106 17,038 SH   SOLE   0 0 17,038
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,746 29,895 SH   SOLE   0 0 29,895
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,807 15,624 SH   SOLE   0 0 15,624
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,607 98,979 SH   SOLE   0 0 98,979
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,122 49,519 SH   SOLE   0 0 49,519
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 957 27,175 SH   SOLE   0 0 27,175
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 4,187 50,304 SH   SOLE   0 0 50,304
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,382 39,087 SH   SOLE   0 0 39,087
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 376 5,268 SH   SOLE   0 0 5,268
VECTOR GROUP LTD COM 92240M108 298 13,299 SH   SOLE   0 0 13,299
VERIZON COMMUNICATIONS INC COM 92343V104 3,053 54,669 SH   SOLE   0 0 54,669
VISA INC COM CL A 92826C839 1,018 13,726 SH   SOLE   0 0 13,726
WALGREENS BOOTS ALLIANCE INC COM 931427108 964 11,581 SH   SOLE   0 0 11,581
WAL-MART STORES INC COM 931142103 1,059 14,505 SH   SOLE   0 0 14,505
WELLS FARGO & CO NEW COM 949746101 1,495 31,586 SH   SOLE   0 0 31,586
XCEL ENERGY INC COM 98389B100 297 6,631 SH   SOLE   0 0 6,631
YUM BRANDS INC COM 988498101 278 3,352 SH   SOLE   0 0 3,352