The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,284 7,706 SH   SOLE   0 0 7,706
ABBOTT LABS COM 002824100 381 9,117 SH   SOLE   0 0 9,117
ABBVIE INC COM 00287Y109 798 13,968 SH   SOLE   0 0 13,968
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 437 3,790 SH   SOLE   0 0 3,790
ADOBE SYS INC COM 00724F101 421 4,492 SH   SOLE   0 0 4,492
AFLAC INC COM 001055102 568 9,000 SH   SOLE   0 0 9,000
ALEXION PHARMACEUTICALS INC COM 015351109 235 1,685 SH   SOLE   0 0 1,685
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 272 3,447 SH   SOLE   0 0 3,447
ALPS ETF TR ALERIAN MLP 00162Q866 193 17,707 SH   SOLE   0 0 17,707
ALTRIA GROUP INC COM 02209S103 4,054 64,693 SH   SOLE   0 0 64,693
AMAZON COM INC COM 023135106 834 1,405 SH   SOLE   0 0 1,405
AMERICAN ELEC PWR INC COM 025537101 628 9,462 SH   SOLE   0 0 9,462
AMERICAN EXPRESS CO COM 025816109 562 9,155 SH   SOLE   0 0 9,155
AMERICAN INTL GROUP INC COM NEW 026874784 466 8,615 SH   SOLE   0 0 8,615
AMERICAN WTR WKS CO INC NEW COM 030420103 273 3,955 SH   SOLE   0 0 3,955
AMGEN INC COM 031162100 562 3,746 SH   SOLE   0 0 3,746
APACHE CORP COM 037411105 339 6,940 SH   SOLE   0 0 6,940
APPLE INC COM 037833100 5,569 51,093 SH   SOLE   0 0 51,093
ARES CAP CORP NOTE 4.375 1/1 04010LAM5 50 50,000 SH   SOLE   0 0 50,000
ARES CAP CORP NOTE 4.875 3/1 04010LAG8 51 50,000 SH   SOLE   0 0 50,000
ARM HLDGS PLC SPONSORED ADR 042068106 321 7,342 SH   SOLE   0 0 7,342
AT&T INC COM 00206R102 2,654 67,743 SH   SOLE   0 0 67,743
ATWOOD OCEANICS INC COM 050095108 153 16,636 SH   SOLE   0 0 16,636
AUTOMATIC DATA PROCESSING IN COM 053015103 207 2,309 SH   SOLE   0 0 2,309
B & G FOODS INC NEW COM 05508R106 328 9,430 SH   SOLE   0 0 9,430
BAIDU INC SPON ADR REP A 056752108 209 1,095 SH   SOLE   0 0 1,095
BANK AMER CORP COM 060505104 725 53,660 SH   SOLE   0 0 53,660
BANK NEW YORK MELLON CORP COM 064058100 217 5,903 SH   SOLE   0 0 5,903
BARD C R INC COM 067383109 770 3,798 SH   SOLE   0 0 3,798
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,266 15,968 SH   SOLE   0 0 15,968
BIOGEN INC COM 09062X103 625 2,399 SH   SOLE   0 0 2,399
BLACKROCK INC COM 09247X101 205 603 SH   SOLE   0 0 603
BOEING CO COM 097023105 969 7,629 SH   SOLE   0 0 7,629
BP PLC SPONSORED ADR 055622104 377 12,089 SH   SOLE   0 0 12,089
BRISTOL MYERS SQUIBB CO COM 110122108 658 10,303 SH   SOLE   0 0 10,303
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 377 6,352 SH   SOLE   0 0 6,352
CA INC COM 12673P105 292 9,480 SH   SOLE   0 0 9,480
CABELAS INC COM 126804301 268 5,500 SH   SOLE   0 0 5,500
CATALYST PHARMACEUTICALS INC COM 14888U101 25 21,109 SH   SOLE   0 0 21,109
CBS CORP NEW CL B 124857202 456 8,284 SH   SOLE   0 0 8,284
CELGENE CORP COM 151020104 1,432 14,311 SH   SOLE   0 0 14,311
CENTERSTATE BANKS INC COM 15201P109 2,386 160,238 SH   SOLE   0 0 160,238
CHEVRON CORP NEW COM 166764100 1,612 16,891 SH   SOLE   0 0 16,891
CINCINNATI FINL CORP COM 172062101 400 6,117 SH   SOLE   0 0 6,117
CISCO SYS INC COM 17275R102 1,002 35,187 SH   SOLE   0 0 35,187
CLAYMORE EXCHANGE TRD FD TR GUG MULTI ASSET 18383M506 699 37,803 SH   SOLE   0 0 37,803
CLOROX CO DEL COM 189054109 404 3,207 SH   SOLE   0 0 3,207
COCA COLA CO COM 191216100 3,367 72,583 SH   SOLE   0 0 72,583
COLGATE PALMOLIVE CO COM 194162103 529 7,483 SH   SOLE   0 0 7,483
COMCAST CORP NEW CL A 20030N101 535 8,754 SH   SOLE   0 0 8,754
CONOCOPHILLIPS COM 20825C104 495 12,286 SH   SOLE   0 0 12,286
CONSOLIDATED COMM HLDGS INC COM 209034107 533 20,710 SH   SOLE   0 0 20,710
COSTCO WHSL CORP NEW COM 22160K105 976 6,192 SH   SOLE   0 0 6,192
CUMMINS INC COM 231021106 304 2,769 SH   SOLE   0 0 2,769
CVS HEALTH CORP COM 126650100 960 9,255 SH   SOLE   0 0 9,255
CYTORI THERAPEUTICS INC COM 23283K105 5 24,705 SH   SOLE   0 0 24,705
DANAHER CORP DEL COM 235851102 575 6,061 SH   SOLE   0 0 6,061
DAWSON GEOPHYSICAL CO NEW COM 239360100 212 39,637 SH   SOLE   0 0 39,637
DEERE & CO COM 244199105 243 3,157 SH   SOLE   0 0 3,157
DIREXION SHS ETF TR DLY S&P 500 BEAR 25459Y371 190 12,335 SH   SOLE   0 0 12,335
DISNEY WALT CO COM DISNEY 254687106 1,571 15,813 SH   SOLE   0 0 15,813
DOMINION RES INC VA NEW COM 25746U109 622 8,279 SH   SOLE   0 0 8,279
DOW CHEM CO COM 260543103 385 7,564 SH   SOLE   0 0 7,564
DU PONT E I DE NEMOURS & CO COM 263534109 658 10,398 SH   SOLE   0 0 10,398
ERIE INDTY CO CL A 29530P102 1,009 10,854 SH   SOLE   0 0 10,854
EVERSOURCE ENERGY COM 30040W108 303 5,198 SH   SOLE   0 0 5,198
EXELON CORP COM 30161N101 506 14,101 SH   SOLE   0 0 14,101
FACEBOOK INC CL A 30303M102 2,410 21,123 SH   SOLE   0 0 21,123
FARMERS NATL BANC CORP COM 309627107 746 83,736 SH   SOLE   0 0 83,736
FIRST SOLAR INC COM 336433107 404 5,899 SH   SOLE   0 0 5,899
FNB CORP PA COM 302520101 629 48,355 SH   SOLE   0 0 48,355
FORD MTR CO DEL COMPAR0.01 345370860 194 14,376 SH   SOLE   0 0 14,376
FREEPORT-MCMORAN INC CL B 35671D857 357 34,540 SH   SOLE   0 0 34,540
GAS NAT INC COM 367204104 86 10,957 SH   SOLE   0 0 10,957
GENERAL DYNAMICS CORP COM 369550108 202 1,537 SH   SOLE   0 0 1,537
GENERAL ELECTRIC CO COM 369604103 4,479 140,908 SH   SOLE   0 0 140,908
GENERAL MLS INC COM 370334104 735 11,604 SH   SOLE   0 0 11,604
GENUINE PARTS CO COM 372460105 264 2,652 SH   SOLE   0 0 2,652
GILEAD SCIENCES INC COM 375558103 1,343 14,559 SH   SOLE   0 0 14,559
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 459 11,316 SH   SOLE   0 0 11,316
GOLDMAN SACHS GROUP INC COM 38141G104 443 2,822 SH   SOLE   0 0 2,822
HALLIBURTON CO COM 406216101 245 6,847 SH   SOLE   0 0 6,847
HANESBRANDS INC COM 410345102 336 11,869 SH   SOLE   0 0 11,869
HARTFORD FINL SVCS GROUP INC COM 416515104 289 6,266 SH   SOLE   0 0 6,266
HASBRO INC COM 418056107 586 7,314 SH   SOLE   0 0 7,314
HERSHEY CO COM 427866108 276 2,998 SH   SOLE   0 0 2,998
HEXCEL CORP NEW COM 428291108 233 5,341 SH   SOLE   0 0 5,341
HOME DEPOT INC COM 437076102 1,586 11,884 SH   SOLE   0 0 11,884
HONEYWELL INTL INC COM 438516106 527 4,704 SH   SOLE   0 0 4,704
HORMEL FOODS CORP COM 440452100 420 9,704 SH   SOLE   0 0 9,704
HUNTINGTON BANCSHARES INC COM 446150104 173 18,148 SH   SOLE   0 0 18,148
ILLUMINA INC COM 452327109 277 1,711 SH   SOLE   0 0 1,711
INTEL CORP COM 458140100 1,461 45,158 SH   SOLE   0 0 45,158
INTERNATIONAL BUSINESS MACHS COM 459200101 1,590 10,498 SH   SOLE   0 0 10,498
ISHARES GOLD TRUST ISHARES 464285105 963 81,032 SH   SOLE   0 0 81,032
ISHARES TR 7-10 Y TR BD ETF 464287440 530 4,797 SH   SOLE   0 0 4,797
ISHARES TR CORE HIGH DV ETF 46429B663 727 9,317 SH   SOLE   0 0 9,317
ISHARES TR CORE MSCI EAFE 46432F842 1,555 29,250 SH   SOLE   0 0 29,250
ISHARES TR CORE S&P MCP ETF 464287507 1,826 13,157 SH   SOLE   0 0 13,157
ISHARES TR CORE S&P SCP ETF 464287804 2,286 20,671 SH   SOLE   0 0 20,671
ISHARES TR CORE S&P500 ETF 464287200 6,932 33,544 SH   SOLE   0 0 33,544
ISHARES TR CORE US AGGBD ET 464287226 626 5,649 SH   SOLE   0 0 5,649
ISHARES TR FLTG RATE BD ETF 46429B655 347 6,670 SH   SOLE   0 0 6,670
ISHARES TR IBOXX INV CP ETF 464287242 3,041 25,588 SH   SOLE   0 0 25,588
ISHARES TR INTL TREA BD ETF 464288117 386 3,974 SH   SOLE   0 0 3,974
ISHARES TR JP MOR EM MK ETF 464288281 660 5,914 SH   SOLE   0 0 5,914
ISHARES TR MSCI EAFE ETF 464287465 1,439 25,180 SH   SOLE   0 0 25,180
ISHARES TR MSCI KLD400 SOC 464288570 232 3,035 SH   SOLE   0 0 3,035
ISHARES TR NASDQ BIOTEC ETF 464287556 217 831 SH   SOLE   0 0 831
ISHARES TR NATIONAL MUN ETF 464288414 1,985 17,783 SH   SOLE   0 0 17,783
ISHARES TR RUS 1000 ETF 464287622 7,442 65,241 SH   SOLE   0 0 65,241
ISHARES TR RUS 1000 GRW ETF 464287614 2,650 26,561 SH   SOLE   0 0 26,561
ISHARES TR RUS 1000 VAL ETF 464287598 1,062 10,748 SH   SOLE   0 0 10,748
ISHARES TR RUS 2000 GRW ETF 464287648 608 4,588 SH   SOLE   0 0 4,588
ISHARES TR RUS 2000 VAL ETF 464287630 411 4,414 SH   SOLE   0 0 4,414
ISHARES TR RUS MD CP GR ETF 464287481 287 3,114 SH   SOLE   0 0 3,114
ISHARES TR RUS MID-CAP ETF 464287499 384 2,357 SH   SOLE   0 0 2,357
ISHARES TR RUSSELL 2000 ETF 464287655 366 3,309 SH   SOLE   0 0 3,309
ISHARES TR S&P 500 GRWT ETF 464287309 298 2,570 SH   SOLE   0 0 2,570
ISHARES TR S&P 500 VAL ETF 464287408 217 2,413 SH   SOLE   0 0 2,413
ISHARES TR S&P MC 400GR ETF 464287606 219 1,345 SH   SOLE   0 0 1,345
ISHARES TR SELECT DIVID ETF 464287168 812 9,944 SH   SOLE   0 0 9,944
ISHARES TR TIPS BD ETF 464287176 450 3,928 SH   SOLE   0 0 3,928
ISHARES TR U.S. PFD STK ETF 464288687 4,257 109,066 SH   SOLE   0 0 109,066
ISHARES TR U.S. REAL ES ETF 464287739 443 5,692 SH   SOLE   0 0 5,692
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 299 2,292 SH   SOLE   0 0 2,292
JOHNSON & JOHNSON COM 478160104 2,687 24,828 SH   SOLE   0 0 24,828
JOHNSON CTLS INC COM 478366107 1,264 32,448 SH   SOLE   0 0 32,448
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 8,495 313,603 SH   SOLE   0 0 313,603
JPMORGAN CHASE & CO COM 46625H100 2,102 35,491 SH   SOLE   0 0 35,491
KIMBERLY CLARK CORP COM 494368103 796 5,920 SH   SOLE   0 0 5,920
KRAFT HEINZ CO COM 500754106 1,295 16,487 SH   SOLE   0 0 16,487
LILLY ELI & CO COM 532457108 523 7,258 SH   SOLE   0 0 7,258
LINKEDIN CORP COM CL A 53578A108 306 2,680 SH   SOLE   0 0 2,680
LOCKHEED MARTIN CORP COM 539830109 1,334 6,020 SH   SOLE   0 0 6,020
LOWES COS INC COM 548661107 203 2,682 SH   SOLE   0 0 2,682
M & T BK CORP COM 55261F104 276 2,489 SH   SOLE   0 0 2,489
MANULIFE FINL CORP COM 56501R106 158 11,200 SH   SOLE   0 0 11,200
MASTERCARD INC CL A 57636Q104 483 5,107 SH   SOLE   0 0 5,107
MCDONALDS CORP COM 580135101 1,125 8,952 SH   SOLE   0 0 8,952
MERCK & CO INC NEW COM 58933Y105 515 9,743 SH   SOLE   0 0 9,743
MICROSOFT CORP COM 594918104 2,989 54,112 SH   SOLE   0 0 54,112
MIDDLEBURG FINANCIAL CORP COM 596094102 276 12,800 SH   SOLE   0 0 12,800
MONDELEZ INTL INC CL A 609207105 1,641 40,897 SH   SOLE   0 0 40,897
NETFLIX INC COM 64110L106 796 7,790 SH   SOLE   0 0 7,790
NEXTERA ENERGY INC COM 65339F101 1,174 9,917 SH   SOLE   0 0 9,917
NIKE INC CL B 654106103 702 11,419 SH   SOLE   0 0 11,419
NORTHROP GRUMMAN CORP COM 666807102 297 1,500 SH   SOLE   0 0 1,500
NORTHWEST BANCSHARES INC MD COM 667340103 267 19,798 SH   SOLE   0 0 19,798
NUVEEN PERFORMANCE PLUS MUN COM 67062P108 252 16,050 SH   SOLE   0 0 16,050
NXP SEMICONDUCTORS N V COM N6596X109 430 5,299 SH   SOLE   0 0 5,299
OCCIDENTAL PETE CORP DEL COM 674599105 362 5,289 SH   SOLE   0 0 5,289
ORACLE CORP COM 68389X105 630 15,395 SH   SOLE   0 0 15,395
PALO ALTO NETWORKS INC COM 697435105 404 2,476 SH   SOLE   0 0 2,476
PARKER HANNIFIN CORP COM 701094104 296 2,667 SH   SOLE   0 0 2,667
PAYCHEX INC COM 704326107 785 14,539 SH   SOLE   0 0 14,539
PAYPAL HLDGS INC COM 70450Y103 249 6,452 SH   SOLE   0 0 6,452
PEPSICO INC COM 713448108 1,262 12,309 SH   SOLE   0 0 12,309
PFIZER INC COM 717081103 2,001 67,508 SH   SOLE   0 0 67,508
PHILIP MORRIS INTL INC COM 718172109 3,380 34,453 SH   SOLE   0 0 34,453
PHILLIPS 66 COM 718546104 314 3,625 SH   SOLE   0 0 3,625
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 407 4,381 SH   SOLE   0 0 4,381
PNC FINL SVCS GROUP INC COM 693475105 1,479 17,487 SH   SOLE   0 0 17,487
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 631 42,313 SH   SOLE   0 0 42,313
POWERSHARES ETF TRUST WNDRHLL CLN EN 73935X500 70 17,351 SH   SOLE   0 0 17,351
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 2,203 20,195 SH   SOLE   0 0 20,195
PPG INDS INC COM 693506107 464 4,160 SH   SOLE   0 0 4,160
PPL CORP COM 69351T106 902 23,684 SH   SOLE   0 0 23,684
PRICE T ROWE GROUP INC COM 74144T108 344 4,681 SH   SOLE   0 0 4,681
PRICELINE GRP INC COM NEW 741503403 272 207 SH   SOLE   0 0 207
PROCTER & GAMBLE CO COM 742718109 2,602 31,606 SH   SOLE   0 0 31,606
PRUDENTIAL FINL INC COM 744320102 352 4,878 SH   SOLE   0 0 4,878
QUALCOMM INC COM 747525103 1,037 20,269 SH   SOLE   0 0 20,269
RAYTHEON CO COM NEW 755111507 415 3,381 SH   SOLE   0 0 3,381
RITE AID CORP COM 767754104 213 26,148 SH   SOLE   0 0 26,148
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 328 6,633 SH   SOLE   0 0 6,633
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 1,029 13,097 SH   SOLE   0 0 13,097
SCANA CORP NEW COM 80589M102 443 6,317 SH   SOLE   0 0 6,317
SCHLUMBERGER LTD COM 806857108 540 7,321 SH   SOLE   0 0 7,321
SCHWAB CHARLES CORP NEW COM 808513105 236 8,423 SH   SOLE   0 0 8,423
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 941 45,319 SH   SOLE   0 0 45,319
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 52,497 1,936,449 SH   SOLE   0 0 1,936,449
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,699 58,686 SH   SOLE   0 0 58,686
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 267 11,290 SH   SOLE   0 0 11,290
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 572 11,265 SH   SOLE   0 0 11,265
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 207 4,200 SH   SOLE   0 0 4,200
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 614 14,205 SH   SOLE   0 0 14,205
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 97,560 1,997,537 SH   SOLE   0 0 1,997,537
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 34,121 655,676 SH   SOLE   0 0 655,676
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 565 9,132 SH   SOLE   0 0 9,132
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 228 10,124 SH   SOLE   0 0 10,124
SHERWIN WILLIAMS CO COM 824348106 327 1,149 SH   SOLE   0 0 1,149
SKYWORKS SOLUTIONS INC COM 83088M102 483 6,205 SH   SOLE   0 0 6,205
SOUTHERN CO COM 842587107 705 13,630 SH   SOLE   0 0 13,630
SPDR GOLD TRUST GOLD SHS 78463V107 451 3,833 SH   SOLE   0 0 3,833
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 240 5,797 SH   SOLE   0 0 5,797
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,248 6,072 SH   SOLE   0 0 6,072
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 652 2,483 SH   SOLE   0 0 2,483
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 346 12,825 SH   SOLE   0 0 12,825
SPDR SERIES TRUST S&P DIVID ETF 78464A763 299 3,746 SH   SOLE   0 0 3,746
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 247 5,490 SH   SOLE   0 0 5,490
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 135 13,338 SH   SOLE   0 0 13,338
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 267 8,103 SH   SOLE   0 0 8,103
STARBUCKS CORP COM 855244109 1,128 18,886 SH   SOLE   0 0 18,886
SUN LIFE FINL INC COM 866796105 581 18,000 SH   SOLE   0 0 18,000
SYNOVUS FINL CORP COM NEW 87161C501 3,842 132,895 SH   SOLE   0 0 132,895
SYSCO CORP COM 871829107 328 7,018 SH   SOLE   0 0 7,018
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 263 9,760 SH   SOLE   0 0 9,760
TESLA MTRS INC COM 88160R101 343 1,494 SH   SOLE   0 0 1,494
THERMO FISHER SCIENTIFIC INC COM 883556102 612 4,320 SH   SOLE   0 0 4,320
TIME WARNER INC COM NEW 887317303 328 4,521 SH   SOLE   0 0 4,521
TJX COS INC NEW COM 872540109 408 5,207 SH   SOLE   0 0 5,207
TOTAL SYS SVCS INC COM 891906109 7,200 151,325 SH   SOLE   0 0 151,325
UBS AG JERSEY BRH ALERIAN INFRST 902641646 1,938 80,593 SH   SOLE   0 0 80,593
ULTA SALON COSMETCS & FRAG I COM 90384S303 400 2,063 SH   SOLE   0 0 2,063
UNDER ARMOUR INC CL A 904311107 587 6,914 SH   SOLE   0 0 6,914
UNION PAC CORP COM 907818108 223 2,800 SH   SOLE   0 0 2,800
UNITED CMNTY FINL CORP OHIO COM 909839102 178 30,400 SH   SOLE   0 0 30,400
UNITED PARCEL SERVICE INC CL B 911312106 486 4,604 SH   SOLE   0 0 4,604
UNITED TECHNOLOGIES CORP COM 913017109 551 5,501 SH   SOLE   0 0 5,501
UNITEDHEALTH GROUP INC COM 91324P102 470 3,647 SH   SOLE   0 0 3,647
US BANCORP DEL COM NEW 902973304 985 24,263 SH   SOLE   0 0 24,263
VALLEY NATL BANCORP COM 919794107 158 16,567 SH   SOLE   0 0 16,567
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 732 7,541 SH   SOLE   0 0 7,541
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 523 5,117 SH   SOLE   0 0 5,117
VANGUARD INDEX FDS GROWTH ETF 922908736 736 6,913 SH   SOLE   0 0 6,913
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,156 12,300 SH   SOLE   0 0 12,300
VANGUARD INDEX FDS MID CAP ETF 922908629 1,754 14,468 SH   SOLE   0 0 14,468
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,315 28,307 SH   SOLE   0 0 28,307
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,509 13,533 SH   SOLE   0 0 13,533
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,904 95,465 SH   SOLE   0 0 95,465
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,265 29,320 SH   SOLE   0 0 29,320
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 943 27,278 SH   SOLE   0 0 27,278
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 376 7,754 SH   SOLE   0 0 7,754
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 4,041 49,729 SH   SOLE   0 0 49,729
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,402 39,087 SH   SOLE   0 0 39,087
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 271 3,930 SH   SOLE   0 0 3,930
VECTOR GROUP LTD COM 92240M108 304 13,299 SH   SOLE   0 0 13,299
VERIZON COMMUNICATIONS INC COM 92343V104 2,553 47,203 SH   SOLE   0 0 47,203
VISA INC COM CL A 92826C839 1,006 13,160 SH   SOLE   0 0 13,160
WALGREENS BOOTS ALLIANCE INC COM 931427108 966 11,461 SH   SOLE   0 0 11,461
WAL-MART STORES INC COM 931142103 911 13,305 SH   SOLE   0 0 13,305
WELLS FARGO & CO NEW COM 949746101 1,620 33,498 SH   SOLE   0 0 33,498
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 256 4,935 SH   SOLE   0 0 4,935
XCEL ENERGY INC COM 98389B100 288 6,881 SH   SOLE   0 0 6,881
YUM BRANDS INC COM 988498101 259 3,160 SH   SOLE   0 0 3,160