Ex 33 a)

Certification Regarding Compliance with Applicable Servicing Criteria

1.

Aurora Loan Services LLC ("Aurora"), a wholly-owned subsidiary of Lehman Brothers Bank
FSB, is responsible for assessing compliance with the servicing criteria applicable to it under
paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ended
December 31, 2006 (the "Reporting Period"), as set forth in Appendix A hereto. The transactions
covered by this report (these transactions collectively referred to as the "Master Servicing
Platform") include asset-backed securities transactions for which Aurora acted as master
servicer, registered on or after January 1, 2006, involving residential mortgage loans;

2.

Aurora has not engaged vendors (the "Vendors") to perform significant activities pertaining to
the applicable servicing criteria;

3.

Except as set forth in paragraph 4 below, Aurora used the criteria set forth in paragraph (d) of
Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria;

4.

The criteria listed in the column titled "Inapplicable Servicing Criteria" on Appendix A hereto
are inapplicable to Aurora based on the activities it performs with respect to the Master Servicing
Platform as of December 31, 2006 and for the Reporting Period;

5.

Aurora has complied, in all material respects, with the applicable servicing criteria as of
December 31, 2006 and for the Reporting Period with respect to the Master Servicing Platform
taken as a whole;

6.

Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation
report on Aurora's assessment of compliance with the applicable servicing criteria as of
December 31, 2006 and for the Reporting Period.

March 13, 2007

Aurora Loan Services LLC

By: /s/: E. Todd Whittemore

Name: E. Todd Whittemore

Title: Executive Vice President

APPENDIX A

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Aurora

Performed by
Vendor(s) for

which Aurora

is the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which
Aurora is

NOT the

Responsible

Party

General Servicing Considerations

1122(d)(1)(i)

Policies and procedures are instituted to monitor any

performance or other triggers and events of default in
accordance with the transaction agreement

X

1122(d)(1)(ii)

If any material servicing activities are outsourced to third

parties, policies and procedures are instituted to monitor the

third party's performance and compliance with such servicing
activities.

X

1

1122(d)(1)(iii)

Any requirements in the transaction agreements to maintain a

back-up servicer for the pool assets are maintained.

X

1

1122(d)(1)(iv)

A fidelity bond and errors and omissions policy is in effect on

the party participating in the servicing function throughout the

reporting period in the amount of coverage required by and
otherwise in accordance with the terms of the transaction

agreements.

X

Cash Collection and Administration

1122(d)(2)(i)

Payments on pool assets are deposited into the appropriate

custodial bank accounts and related bank clearing accounts no
more than two business days of receipt, or such other number

of days specified in the transaction agreements.

X

1122(d)(2)(ii)

Disbursements made via wire transfer on behalf of an obligor
or to an investor are made only by authorized personnel.

X

1122(d)(2)(iii)

Advances of funds or guarantees regarding collections, cash
flows or distributions, and any interest or other fees charged

for such advances, are made, reviewed and approved as

specified in the transaction agreements.

X

1

1122(d)(2)(iv)

The related accounts for the transaction, such as cash reserve
accounts or accounts established as a form of

overcollateralization, are separately maintained (e.g., with

respect to commingling of cash) as set forth in the transaction

agreements.

X

1122(d)(2)(v)

Each custodial account is maintained at a federally insured

depository institution as set forth in the transaction

agreements. For purposes of this criterion, "federally insured

depository institution" with respect to a foreign financial
institution means a foreign financial institution that meets the

requirements of 240.13k-1(b)(1) of this chapter.

X

1122(d)(2)(vi)

Unissued checks are safeguarded so as to prevent unauthorized
access.

X

1

1

Aurora did not perform the activity described in this criteria as of December 31, 2006 and for the Reporting Period.

No assessment of compliance, therefore, is necessary.

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Aurora

Performed by
Vendor(s) for

which Aurora

is the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which
Aurora is

NOT the

Responsible

Party

1122(d)(2)(vii)

Reconciliations are prepared on a monthly basis for all asset-
backed securities related bank accounts, including custodial

accounts and related bank clearing accounts. These

reconciliations: (A) Are mathematically accurate; (B) Are

prepared within 30 calendar days after the bank statement
cutoff date, or such other number of days specified in the

transaction agreements; (C) Are reviewed and approved by

someone other than the person who prepared the

reconciliation; and (D) Contain explanations for reconciling
items. These reconciling items are resolved within 90 calendar

days of their original identification, or such other number of

days specified in the transaction agreements.

X

Investor Remittances and Reporting

1122(d)(3)(i)

Reports to investors, including those to be filed with the
Commission, are maintained in accordance with the

transaction agreements and applicable Commission

requirements. Specifically, such reports: (A) Are prepared in

accordance with timeframes and other terms set forth in the
transaction agreements; (B) Provide information calculated in

accordance with the terms specified in the transaction

agreements; (C) Are filed with the Commission as required by
its rules and regulations; and (D) Agree with investors' or the

trustee's records as to the total unpaid principal balance and

number of pool assets serviced by the servicer.

X

2,3

X

2

1122(d)(3)(ii)

Amounts due to investors are allocated and remitted in
accordance with timeframes, distribution priority and other

terms set forth in the transaction agreements.

X

3

1122(d)(3)(iii)

Disbursements made to an investor are posted within two

business days to the servicer's investor records, or such other
number of days specified in the transaction agreements.

X

3

1122(d)(3)(iv)

Amounts remitted to investors per the investor reports agree

with cancelled checks, or other form of payment, or custodial

bank statements.

X

3

Pool Asset Administration

1122(d)(4)(i)

Collateral or security on pool assets is maintained as required

by the transaction agreements or related pool asset documents.

X

1122(d)(4)(ii)

Pool assets and related documents are safeguarded as required

by the transaction agreements.

X

1122(d)(4)(iii)

Any additions, removals or substitutions to the asset pool are

made, reviewed and approved in accordance with any

conditions or requirements in the transaction agreements.

X

2

For criterion 1122(d)(3)(i)(C), Aurora did not perform the activity described in this criterion as of December 31, 2006

and for the Reporting Period. No assessment of compliance, therefore, is necessary.

3

Aurora is defining the "Investor" as the party to whom we report and remit under the applicable transaction

agreement.

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Aurora

Performed by
Vendor(s) for

which Aurora

is the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which
Aurora is

NOT the

Responsible

Party

1122(d)(4)(iv)

Payments on pool assets, including any payoffs, made in
accordance with the related pool asset documents are posted to

the applicable servicer's obligor records maintained no more

than two business days after receipt, or such other number of

days specified in the transaction agreements, and allocated to
principal, interest or other items (e.g., escrow) in accordance

with the related pool asset documents.

X

1122(d)(4)(v)

The servicer's records regarding the pool assets agree with the

servicer's records with respect to an obligor's unpaid principal
balance.

X

1122(d)(4)(vi)

Changes with respect to the terms or status of an obligor's

pool asset (e.g., loan modifications or re-agings) are made,

reviewed and approved by authorized personnel in accordance
with the transaction agreements and related pool asset

documents.

X

1

1122(d)(4)(vii)

Loss mitigation or recovery actions (e.g., forbearance plans,

modifications and deeds in lieu of foreclosure, foreclosures
and repossessions, as applicable) are initiated, conducted and

concluded in accordance with the timeframes or other

requirements established by the transaction agreements.

X

1

1122(d)(4)(viii)

Records documenting collection efforts are maintained during

the period a pool asset is delinquent in accordance with the

transaction agreements. Such records are maintained on at

least a monthly basis, or such other period specified in the
transaction agreements, and describe the entity's activities in

monitoring delinquent pool assets including, for example,

phone calls, letters and payment rescheduling plans in cases

where delinquency is deemed temporary (e.g., illness or
unemployment).

X

1122(d)(4)(ix)

Adjustments to interest rates or rates of return for pool assets

with variable rates are computed based on the related pool

asset documents.

X

1122(d)(4)(x)

Regarding any funds held in trust for an obligor (such as

escrow accounts): (A) Such funds are analyzed, in accordance

with the obligor's pool asset documents, on at least an annual
basis, or such other period specified in the transaction

agreements; (B) Interest on such funds is paid, or credited, to

obligors in accordance with applicable pool asset documents

and state laws; and (C) Such funds are returned to the obligor
within 30 calendar days of full repayment of the related pool

asset, or such other number of days specified in the transaction

agreements.

X

1122(d)(4)(xi)

Payments made on behalf of an obligor (such as tax or
insurance payments) are made on or before the related penalty

or expiration dates, as indicated on the appropriate bills or

notices for such payments, provided that such support has

been received by the servicer at least 30 calendar days prior to
these dates, or such other number of days specified in the

transaction agreements.

X

1122(d)(4)(xii)

Any late payment penalties in connection with any payment to
be made on behalf of an obligor are paid from the servicer's

funds and not charged to the obligor, unless the late payment

was due to the obligor's error or omission.

X

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Aurora

Performed by
Vendor(s) for

which Aurora

is the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which
Aurora is

NOT the

Responsible

Party

1122(d)(4)(xiii)

Disbursements made on behalf of an obligor are posted within
two business days to the obligor's records maintained by the

servicer, or such other number of days specified in the

transaction agreements.

X

1122(d)(4)(xiv)

Delinquencies, charge-offs and uncollectable accounts are
recognized and recorded in accordance with the transaction

agreements.

X

1122(d)(4)(xv)

Any external enhancement or other support, identified in Item

1114(a)(1) through (3) or Item 1115 of this Regulation AB, is
maintained as set forth in the transaction agreements.

X

Ex 33 b)

Certification Regarding Compliance with Applicable Servicing Criteria

1. Aurora Loan Services LLC ("Aurora"), a wholly-owned subsidiary of Lehman Brothers Bank, FSB is
responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item
1122 of Regulation AB, as of and for the 12-month period ended December 31, 2006 (the "Reporting
Period"), as set forth in Appendix A hereto. The transactions covered by this report (these transactions
collectively referred to as the "Servicing Platform") include asset-backed securities transactions for which
Aurora acted as servicer, closed on or after January 1, 2006 not sponsored by government sponsored
enterprises or Government National Mortgage Association, for which the asset type is mortgage loans that
(i) are primarily categorized by the servicing designations of conventional prime', `conventional alt-a' and
`subprime' and (ii) do not receive the benefit of insurance by the Federal Housing Administration or
guarantees from the United States Department of Veterans Affairs or the Rural Housing Service;

2. Aurora has engaged certain vendors (the "Vendors") to perform specific, limited or scripted activities,
and Aurora has elected to take responsibility for assessing compliance with the servicing criteria or portion
of the servicing criteria applicable to such Vendors' activities as set forth in Appendix A hereto with the
exception of certain Vendors that have provided their own reports on assessment of compliance with the
applicable servicing criteria.

3. Except as set forth in paragraph 4 below, Aurora used the criteria set forth in paragraph (d) of Item
1122 of Regulation AB to assess the compliance with the applicable servicing criteria;

4. The criteria listed in the column titled "Inapplicable Servicing Criteria" on Appendix A hereto are
inapplicable to Aurora based on the activities it performs, directly or through its Vendors, with respect to
the Servicing Platform, as of December 31, 2006 and for the Reporting Period;

5. Aurora has complied, in all material respects, with the applicable servicing criteria as of December 31,
2006 and for the Reporting Period with respect to the Servicing Platform taken as a whole;

6. Aurora has not identified and is not aware of any material instance of noncompliance by the Vendors
for which Aurora has elected to take responsibility for assessing compliance with the applicable servicing
criteria as of December 31, 2006 and for the Reporting Period with respect to the Servicing Platform taken
as a whole.

7. Aurora has not identified any material deficiency in its policies and procedures to monitor the
compliance by the Vendors with the applicable servicing criteria as of December 31, 2006 and for the
Reporting Period with respect to the Servicing Platform taken as a whole; and

8. Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation report
on Aurora's assessment of compliance with the applicable servicing criteria for the Reporting Period.

March 13, 2007

Aurora Loan Services, LLC

By: /s/ Terry Gentry

Name: Terry Gentry

Title: Managing Director, Loan Administration

APPENDIX A

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Aurora

Performed by
Vendor(s) for

which Aurora

is the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which
Aurora is

NOT the

Responsible

Party

General Servicing Considerations

1122(d)(1)(i)

Policies and procedures are instituted to monitor any

performance or other triggers and events of default in
accordance with the transaction agreement

X

1122(d)(1)(ii)

If any material servicing activities are outsourced to third

parties, policies and procedures are instituted to monitor the

third party's performance and compliance with such servicing
activities.

X

1122(d)(1)(iii)

Any requirements in the transaction agreements to maintain a

back-up servicer for the pool assets are maintained.

X

1122(d)(1)(iv)

A fidelity bond and errors and omissions policy is in effect on

the party participating in the servicing function throughout the

reporting period in the amount of coverage required by and
otherwise in accordance with the terms of the transaction

X

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Aurora

Performed by
Vendor(s) for

which Aurora

is the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which
Aurora is

NOT the

Responsible

Party

agreements.

Cash Collection and Administration

1122(d)(2)(i)

Payments on pool assets are deposited into the appropriate
custodial bank accounts and related bank clearing accounts no

more than two business days of receipt, or such other number

of days specified in the transaction agreements.

X

X

1122(d)(2)(ii)

Disbursements made via wire transfer on behalf of an obligor
or to an investor are made only by authorized personnel.

X

1122(d)(2)(iii)

Advances of funds or guarantees regarding collections, cash
flows or distributions, and any interest or other fees charged

for such advances, are made, reviewed and approved as

specified in the transaction agreements.

X

1122(d)(2)(iv)

The related accounts for the transaction, such as cash reserve
accounts or accounts established as a form of

overcollateralization, are separately maintained (e.g., with

respect to commingling of cash) as set forth in the transaction

agreements.

X

1122(d)(2)(v)

Each custodial account is maintained at a federally insured

depository institution as set forth in the transaction

agreements. For purposes of this criterion, "federally insured

depository institution" with respect to a foreign financial
institution means a foreign financial institution that meets the

requirements of 240.13k-1(b)(1) of this chapter.

X

1122(d)(2)(vi)

Unissued checks are safeguarded so as to prevent unauthorized
access.

X

1122(d)(2)(vii)

Reconciliations are prepared on a monthly basis for all asset-

backed securities related bank accounts, including custodial
accounts and related bank clearing accounts. These

reconciliations: (A) Are mathematically accurate; (B) Are

prepared within 30 calendar days after the bank statement
cutoff date, or such other number of days specified in the

transaction agreements; (C) Are reviewed and approved by

someone other than the person who prepared the

reconciliation; and (D) Contain explanations for reconciling
items. These reconciling items are resolved within 90 calendar

days of their original identification, or such other number of

days specified in the transaction agreements.

X

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Aurora

Performed by
Vendor(s) for

which Aurora

is the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which
Aurora is

NOT the

Responsible

Party

Investor Remittances and Reporting

1122(d)(3)(i)

Reports to investors, including those to be filed with the
Commission, are maintained in accordance with the

transaction agreements and applicable Commission

requirements. Specifically, such reports: (A) Are prepared in

accordance with timeframes and other terms set forth in the
transaction agreements; (B) Provide information calculated in

accordance with the terms specified in the transaction

agreements; (C) Are filed with the Commission as required by

its rules and regulations; and (D) Agree with investors' or the
trustee's records as to the total unpaid principal balance and

number of pool assets serviced by the servicer.

X

4,5

X

1

1122(d)(3)(ii)

Amounts due to investors are allocated and remitted in

accordance with timeframes, distribution priority and other
terms set forth in the transaction agreements.

X

2

1122(d)(3)(iii)

Disbursements made to an investor are posted within two

business days to the servicer's investor records, or such other

number of days specified in the transaction agreements.

X

2

1122(d)(3)(iv)

Amounts remitted to investors per the investor reports agree

with cancelled checks, or other form of payment, or custodial

bank statements.

X

2

Pool Asset Administration

1122(d)(4)(i)

Collateral or security on pool assets is maintained as required

by the transaction agreements or related pool asset documents.

X

1122(d)(4)(ii)

Pool assets and related documents are safeguarded as required

by the transaction agreements.

X

1122(d)(4)(iii)

Any additions, removals or substitutions to the asset pool are

made, reviewed and approved in accordance with any

conditions or requirements in the transaction agreements.

X

1122(d)(4)(iv)

Payments on pool assets, including any payoffs, made in

accordance with the related pool asset documents are posted to

the applicable servicer's obligor records maintained no more

than two business days after receipt, or such other number of
days specified in the transaction agreements, and allocated to

principal, interest or other items (e.g., escrow) in accordance

with the related pool asset documents.

X

X

1122(d)(4)(v)

The servicer's records regarding the pool assets agree with the
servicer's records with respect to an obligor's unpaid principal

balance.

X

1122(d)(4)(vi)

Changes with respect to the terms or status of an obligor's

pool asset (e.g., loan modifications or re-agings) are made,
reviewed and approved by authorized personnel in accordance

X

4

For criterion 1122(d)(3)(i)(C), Aurora did not perform the activity described in this criterion as of December 31, 2006

and for the Reporting Period. No assessment of compliance, therefore, is necessary.

5

Aurora is defining the "Investor" as the party to whom we report and remit under the applicable transaction

agreement.

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Aurora

Performed by
Vendor(s) for

which Aurora

is the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which
Aurora is

NOT the

Responsible

Party

with the transaction agreements and related pool asset
documents.

1122(d)(4)(vii)

Loss mitigation or recovery actions (e.g., forbearance plans,
modificat ions and deeds in lieu of foreclosure, foreclosures

and repossessions, as applicable) are initiated, conducted and

concluded in accordance with the timeframes or other

requirements established by the transaction agreements.

X

X

1122(d)(4)(viii)

Records documenting collection efforts are maintained during

the period a pool asset is delinquent in accordance with the

transaction agreements. Such records are maintained on at

least a monthly basis, or such other period specified in the
transaction agreements, and describe the entity's activities in

monitoring delinquent pool assets including, for example,

phone calls, letters and payment rescheduling plans in cases

where delinquency is deemed temporary (e.g., illness or
unemployment).

X

1122(d)(4)(ix)

Adjustments to interest rates or rates of return for pool assets

with variable rates are computed based on the related pool

asset documents.

X

1122(d)(4)(x)

Regarding any funds held in trust for an obligor (such as

escrow accounts): (A) Such funds are analyzed, in accordance

with the obligor's pool asset documents, on at least an annual
basis, or such other period specified in the transaction

agreements; (B) Interest on such funds is paid, or credited, to

obligors in accordance with applicable pool asset documents

and state laws; and (C) Such funds are returned to the obligor
within 30 calendar days of full repayment of the related pool

asset, or such other number of days specified in the transaction

agreements.

X

1122(d)(4)(xi)

Payments made on behalf of an obligor (such as tax or
insurance payments) are made on or before the related penalty

or expiration dates, as indicated on the appropriate bills or

notices for such payments, provided that such support has

been received by the servicer at least 30 calendar days prior to
these dates, or such other number of days specified in the

transaction agreements.

X

X

X

1122(d)(4)(xii)

Any late payment penalties in connection with any payment to
be made on behalf of an obligor are paid from the servicer's

funds and not charged to the obligor, unless the late payment

was due to the obligor's error or omission.

X

X

X

1122(d)(4)(xiii)

Disbursements made on behalf of an obligor are posted within
two business days to the obligor's records maintained by the

servicer, or such other number of days specified in the

transaction agreements.

X

X

1122(d)(4)(xiv)

Delinquencies, charge-offs and uncollectable accounts are
recognized and recorded in accordance with the transaction

agreements.

X

1122(d)(4)(xv)

Any external enhancement or other support, identified in Item

1114(a)(1) through (3) or Item 1115 of this Regulation AB, is
maintained as set forth in the transaction agreements.

X

Ex 33 c)

Appendix I

MANAGEMENT'S ASSERTION OF COMPLIANCE

Management of the Trust & Securities Services department of Deutsche Bank

National

Trust Company

and Deutsche Bank Trust Company Americas (collectively the "Company") is responsible for assessing
compliance with the servicing criteria set forth in item 1122(d) of Regulation AB promulgated by the
Securities and Exchange Commission. Management has determined that the servicing criteria are
applicable in regard to the servicing platform for the period as follows:

Platform: Publicly-issued (i.e., transaction-level reporting required under the Securities Exchange Act of
1934, as amended) residential mortgage-backed securities and other asset-backed securities issued on or
after January 1, 2006 for which the Company provides trustee, securities administration or paying agent
services, excluding any publicly issued transactions sponsored or issued by any government sponsored
entity (the "Platform").

Applicable Servicing Criteria : All servicing criteria set forth in Item 1122(d), except for the following
criteria:
I l22(d)(2)(iii), I 122(d)(4)(iv), I 122(d)(4)(v), I 122(d)(4)(vi), I 122(d)(4)(vii), I 122(d)(4)(viii), I
122(d)(4)(ix), I 122(d)(4)(x), I 122(d)(4)(xi), I 122(d)(4)(xii), I l22(d)(4)(xiii) and I 122(d)(4)(xiv), which
management has determined are not applicable to the activities the Company performs with respect to the
Platform (the "Applicable Servicing Criteria").

Period: Twelve months ended December 31, 2006 (the "Period").

Management's interpretation of Applicable Servicing Criteria : The Company's management has
determined that servicing criteria I l22 (d)(1)(iii) is applicable only with respect to its continuing obligation
to act as, or locate a, successor servicer under the circumstances referred to in certain governing documents.
It is management's interpretation that Deutsche Bank Trust Company America has no other active back-up
servicing responsibilities in regards to I 122(d)(l)(iii) as of and for the Period.

Third parties classified as vendors : With respect to servicing criteria I I22(d)(2)(i), I l22(d)(4)(i), and I
l22(d)(4)(ii), management has engaged various vendors to perform the activities required by these servicing
criteria. The Company's management has determined that these vendors are not considered a "servicer" as
defined in Item 1101(j) of Regulation AB. and the Company's management has elected to take
responsibility for assessing compliance with the servicing criteria applicable to each vendor as permitted by
Interpretation 17.06 of the SEC Division of Corporation Finance Manual of Publicly Available Telephone
Interpretations ("Interpretation 17.06"). As permitted by Interpretation 17.06, management has asserted that
it has policies and procedures in place to provide reasonable assurance that the vendor's activities comply
in all material respects with the servicing criteria applicable to each vendor. The Company's management
is solely responsible for determining that it meets the SEC requirements to apply Interpretation 17.06 for
the vendors and related criteria.

With respect to the Platform, the Company's management provides the following assertion of compliance
with respect to the Applicable Servicing Criteria:

1. The Company's management is responsible for assessing the Company's compliance with the
Applicable Servicing Criteria as of and for the Period.

2. The Company's management has assessed compliance with the Applicable Servicing Criteria, including

servicing criteria for which compliance is determined based on Interpretation 17.06 as described above, as
of and for the Period. In performing this assessment, management used the criteria set forth by the
Securities and Exchange Commission in paragraph (d) of item 1122 of Regulation AB.

3. Based on such assessment, as of and for the Period, the Company has complied, in all material respects,
with the Applicable Servicing Criteria.

KPMG LLP, a registered public accounting firm, has issued an attestation report with respect to the
management's assertion of compliance with the Applicable Servicing Criteria as of and for the Period.

Appendix I

By: /s/ Gary R. Vaughan

Name: Gary R. Vaughan
Its: Managing Director

By: /s/ David Co

Name: David Co

Its: Director

By: /s/ Jose Sicilia

Name: Jose Sicilia
Its: Managing Director

By: /s/ Kevin Fischer

Name: Kevin Fischer
Its: Vice President

By: /s/ Robert Frier

Name: Robert Frier
Its: Director

DEUTCHE BANK TRUST COMPANY AMERICAS

By: /s/ Kevin C. Weeks

Name: Kevin C. Weeks

Its: Managing Director

By: /s/ Jonna Kaufman

Name: Jonna Kaufman

Its: Director

Ex 33 d)

Appendix I

MANAGEMENT'S ASSERTION OF COMPLIANCE

Management of the Trust & Securities Services department of Deutsche Bank

National

Trust Company

and Deutsche Bank Trust Company Americas (collectively the "Company") is responsible for assessing
compliance with the servicing criteria set forth in item 1122(d) of Regulation AB promulgated by the
Securities and Exchange Commission. Management has determined that the servicing criteria are
applicable in regard to the servicing platform for the period as follows:

Platform: Publicly-issued (i.e., transaction-level reporting required under the Securities Exchange Act of
1934, as amended) residential mortgage-backed securities and other asset-backed securities issued on or
after January 1, 2006 for which the Company provides trustee, securities administration or paying agent
services, excluding any publicly issued transactions sponsored or issued by any government sponsored
entity (the "Platform").

Applicable Servicing Criteria : All servicing criteria set forth in Item 1122(d), except for the following
criteria:
I l22(d)(2)(iii), I 122(d)(4)(iv), I 122(d)(4)(v), I 122(d)(4)(vi), I 122(d)(4)(vii), I 122(d)(4)(viii), I
122(d)(4)(ix), I 122(d)(4)(x), I 122(d)(4)(xi), I 122(d)(4)(xii), I l22(d)(4)(xiii) and I 122(d)(4)(xiv), which
management has determined are not applicable to the activities the Company performs with respect to the
Platform (the "Applicable Servicing Criteria").

Period: Twelve months ended December 31, 2006 (the "Period").

Management's interpretation of Applicable Servicing Criteria : The Company's management has
determined that servicing criteria I l22 (d)(1)(iii) is applicable only with respect to its continuing obligation
to act as, or locate a, successor servicer under the circumstances referred to in certain governing documents.
It is management's interpretation that Deutsche Bank Trust Company America has no other active back-up
servicing responsibilities in regards to I 122(d)(l)(iii) as of and for the Period.

Third parties classified as vendors : With respect to servicing criteria I I22(d)(2)(i), I l22(d)(4)(i), and I
l22(d)(4)(ii), management has engaged various vendors to perform the activities required by these servicing
criteria. The Company's management has determined that these vendors are not considered a "servicer" as
defined in Item 1101(j) of Regulation AB. and the Company's management has elected to take
responsibility for assessing compliance with the servicing criteria applicable to each vendor as permitted by
Interpretation 17.06 of the SEC Division of Corporation Finance Manual of Publicly Available Telephone
Interpretations ("Interpretation 17.06"). As permitted by Interpretation 17.06, management has asserted that
it has policies and procedures in place to provide reasonable assurance that the vendor's activities comply
in all material respects with the servicing criteria applicable to each vendor. The Company's management
is solely responsible for determining that it meets the SEC requirements to apply Interpretation 17.06 for
the vendors and related criteria.

With respect to the Platform, the Company's management provides the following assertion of compliance
with respect to the Applicable Servicing Criteria:

1. The Company's management is responsible for assessing the Company's compliance with the
Applicable Servicing Criteria as of and for the Period.

2. The Company's management has assessed compliance with the Applicable Servicing Criteria, including
servicing criteria for which compliance is determined based on Interpretation 17.06 as described above, as
of and for the Period. In performing this assessment, management used the criteria set forth by the
Securities and Exchange Commission in paragraph (d) of item 1122 of Regulation AB.

3. Based on such assessment, as of and for the Period, the Company has complied, in all material respects,
with the Applicable Servicing Criteria.

KPMG LLP, a registered public accounting firm, has issued an attestation report with respect to the
management's assertion of compliance with the Applicable Servicing Criteria as of and for the Period.

Appendix I

By: /s/ Gary R. Vaughan

Name: Gary R. Vaughan
Its: Managing Director

By: /s/ David Co

Name: David Co

Its: Director

By: /s/ Jose Sicilia

Name: Jose Sicilia
Its: Managing Director

By: /s/ Kevin Fischer

Name: Kevin Fischer
Its: Vice President

By: /s/ Robert Frier

Name: Robert Frier
Its: Director

DEUTCHE BANK TRUST COMPANY AMERICAS

By: /s/ Kevin C. Weeks

Name: Kevin C. Weeks

Its: Managing Director

By: /s/ Jonna Kaufman

Name: Jonna Kaufman

Its: Director

Ex 33 e)

REPORT ON ASSESSMENT OF COMPLIANCE

First American Real Estate Solutions of Texas, L.P. (an indirect subsidiary of The First American
Corporation, and the "Asserting Party") is responsible for assessing compliance as of December 31, 2006,
and for the period from January 1, 2006 through December 31, 2006 (the "Reporting Period") with the
servicing criteria set forth in Title 17, Sections 229.1122(d)(l)(iv), (d)(2)(v), (d)(2)(vi), (d)(2)(vii),
(d)(4)(xi), (d)(4)(xii) and (d)(4)(xiii) of the Code of Federal Regulations (the "CFR") applicable to the
Asserting Party (the "Applicable Servicing Criteria"). The transactions covered by this report include all

loans for residential mortgage loan outsourcing customers for which the Asserting Party served as the
residential tax service provider (the "Platform").

The Asserting Party has assessed its compliance with the Applicable Servicing Criteria
for the Reporting Period and has concluded that, except as set forth herein below, the
Asserting Party has complied, m all material respects, with the Applicable Servicing
Criteria as of December 31, 2006, and for the Reporting Period with respect to the
Platform taken as a whole.

The Asserting Party assessed its compliance with the Applicable Servicing Criteria for the Reporting
Period and has identified a material instance of noncompliance with the servicing criterion sot forth in
Section 229.1 122(d)(2)(vii)(E) of the CFR with respect to the Platform. Specifically, the Asserting Party
did not prepare reconciliations for all asset-backed securities related bank accounts within 30 calendar days
afler the bank statement cut-off date or such number of days specified in the transaction agreements.

PricewaterhouseCoopers LLP, an independent registered public accounting firm, has issued an attestation
report on the assessment of compliance with the Applicable Servicing Criteria as of December 31, 2006,
and for the Reporting Period as set forth in this assertion.

FIRST AMERICAN REAL ESTATE SOLUTIONS OF TEXAS, L.P.
By: First American Real Estate Solutions LLC
General Partner
/s/ Lucy A. Przybyla
Lucy A. Przybyla
Senior Vice President
February 28, 2007

Ex 33 f)

[imb LOGO]

[Indymac LOGO]

Management's Assertion on Compliance with Applicable

Regulation AR Servicing Criteria

1.

IndyMac Bank, F.S.B. ("Indymac") is responsible for assessing compliance with the
servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of
and for the 12-month period ended December 31, 2006 (the "Reporting Period"), as set forth
in Appendix A hereto. The transactions covered by this report (these transactions collectively
referred to as the "Servicing Platform") include public asset-backed securitization

transactions closed on or after January 1, 2006, for which Indymac acted as servicer,
excluding any transactions sponsored or issued by government sponsored enterprises or
Government National Mortgage Association. The Servicing Platform also includes other
servicing contracts, the terms of which require Indymac to submit reports in accordance with
Item 1122 of the Regulation AB. The Servicing Platform's asset type is single family
residential mortgage loans that are not home-equity lines of credit or reverse mortgages and
that do not receive the benefit of insurance by the Federal Housing Administration or

guarantees from the United States Department of Veterans Affairs or the Rural Housing
Service;

2.

Indymac has engaged certain vendors (the "Vendors") to perform specific, limited or scripted
activities, and Indymac has elected to take responsibility for assessing compliance with the
servicing criteria or portion of the servicing criteria applicable to such Vendors' activities as
set forth in Appendix A hereto, as permitted by Interpretation 17.06 of the Securities and
Exchange Commission ("SEC") Division of Corporate Finance Manual of Publicly Available
Telephone Interpretations ("Interpretation 17.06"), except for certain Vendors that have

provided their own reports on assessment of compliance with the applicable servicing criteria.
Indymac determined the Vendors are not "servicers" as defined in Item 1101(j) of Regulation
AB and asserted that it has policies and procedures in place to provide reasonable assurance
that the Vendors' activities comply, in all material respects, with the servicing criteria
applicable to each Vendor;

3.

Except as set forth in paragraph 4 below, Indymac used the criteria set forth in paragraph (d)

of Item 1122 of Regulation AB to assess the compliance with the applicable servicing
criteria;

4.

The criteria listed in the column titled "inapplicable Servicing Criteria" on Appendix A
hereto are inapplicable to Indymac based on the activities it performs, directly or through its
Vendors for which Indymac has elected to take responsibility for assessing compliance with
the applicable servicing criteria, with respect to the Servicing Platform taken as a whole;

5.

Indymac has complied, in all material respects, with the applicable servicing criteria as of
December 31, 2006 and for the Reporting Period with respect to the Servicing Platform taken
as a whole;

6.

Indymac has not identified and is not aware of any material instance of noncompliance as of
December 31, 2006 and for the Reporting Period with respect to the Servicing Platform taken
as a whole by the Vendors for which Indymac has elected to take responsibility for assessing

compliance with the applicable servicing criteria;

7.

Indymac has not identified any material deficiency in its policies and procedures to monitor
the compliance by the Vendors for which Indymac has elected to take responsibility for
assessing compliance, with the applicable servicing criteria as of December 31, 2006 and for
the Reporting Period with respect to the Servicing Platform taken as a whole; and

8.

Ernst & Young, LLP, an independent registered public accounting firm, has issued an
attestation report on Indymac's assessment of compliance with the applicable servicing
criteria for the Reporting Period.

March 16, 2007

IndyMac Bank, F.S.B.

By: /s/ Anthony L. Ebers
Anthony L. Ebers
Executive Vice President
Chief Executive Officer
Indymac Consumer Bank

APPENDIX A

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteri a

Performed

Directly

by

Indymac

Performed

by

Vendor(s)

for which

Indymac is

the

Responsible

Party

Performed by

subservicer(s)

or vendor(s)

for which

Indymac is

NOT the

Responsible

Party

1

NOT

performed by

Indymac or

by

subservicer(s)

or vendor(s)

retained by

Indymac

2

General Servicing Considerations

1122(d)(1)(i)

Policies and procedures are instituted to monitor any
performance or other triggers and events of default in

accordance with the transaction agreements.

X

1122(d)(1)(ii)

If any material servicing activities are outsourced to third
parties, policies and procedures are instituted to monitor the
third party's performance and compliance with such servicing
activities.

X

1122(d)(1)(iii)

Any requirements in the transaction agreements to maintain a
back-up servicer for the pool assets are maintained.

X

1122(d)(1)(iv)

A fidelity bond and errors and omissions policy is in effect on
the party participating in the servicing function throughout the

reporting period in the amount of coverage required by and
otherwise in accordance with the terms of the transaction
agreements.

X

Cash Collection and Administration

1122(d)(2)(i)

Payments on pool assets are deposited into the appropriate
custodial bank accounts and related bank clearing accounts no
more than two business days following receipt, or such other
number of days specified in the transaction agreements.

X

3

X

3

1122(d)(2)(ii)

Disbursements made via wire transfer on behalf of an obligor

or to an investor are made only by authorized personnel.

X

1122(d)(2)(iii)

Advances of funds or guarantees regarding collections, cash
flows or distributions, and any interest or other fees charged
for such advances, are made, reviewed and approved as
specified in the transaction agreements.

X

1122(d)(2)(iv)

The related accounts for the transaction, such as cash reserve
accounts or accounts established as a form of
overcollateralization, are separately maintained (e.g., with
respect to commingling of cash) as set forth in the transaction
agreements.

X

1122(d)(2)(v)

Each custodial account is maintained at a federally insured
depository institution as set forth in the transaction
agreements. For purposes of this criterion, "federally insured
depository institution" with respect to a foreign financial
institution means a foreign financial institution that meets the

requirements of Rule l3k-l(b)(1) of the Securities Exchange
Act.

X

1122(d)(2)(vi)

Unissued checks are safeguarded so as to prevent
unauthorized access.

X

APPENDIX A

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVIC ING

CRITERIA

Reference

Criteria

Performed

Directly

by

Indymac

Performed

by

Vendor(s)

for which

Indymac is

the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which

Indymac is

NOT the

Responsible

Party

1

NOT

performed by

Indymac or

by

subservicer(s)

or vendor(s)

retained by

Indymac

2

1122(d)(2)(vii)

Reconciliations are prepared on a monthly basis for all asset-

backed securities related bank accounts, including custodial
accounts and related bank clearing accounts. These
reconciliations are (A) mathematically accurate; (B) prepared
within 30 calendar days after the bank statement cutoff date, or
such other number of days specified in the transaction

agreements; (C) reviewed and approved by someone other than
the person who prepared the reconciliation; and (D) contain
explanations for reconciling items. These reconciling items are
resolved within 90 calendar days of their original identification,
or such other number of days specified in the transaction

agreements.

X

Investor Remittances and Reporting

1122(d)(3)(i)

Reports to investors, including those to be filed with the

Commission, are maintained in accordance with the transaction
agreements and applicable Commission requirements.
Specifically, such reports (A) are prepared in accordance with
timeframes and other terms set forth in the transaction
agreements; (B) provide information calculated in accordance

with the terms specified in the transaction agreements; (C) are
filed with the Commission as required by its rules and
regulations; and (D) agree with investors' or the trustee's
records as to the total unpaid principal balance and number of
[pool assets] serviced by the servicer.

X

4

,

5

X

4

1122(d)(3)(ii)

Amounts due to investors are allocated and remitted in
accordance with timeframes, distribution priority and other
terms set forth in the transaction agreements.

X

5

1122(d)(3)(iii)

Disbursements made to an investor are posted within two
business days to the servicer's investor records, or such other

number of days specified in the transaction agreements.

X

5

1122(d)(3)(iv)

Amounts remitted to investors per the investor reports agree
with cancelled checks, or other form of payment, or custodial
bank statements.

X

5

Pool Asset Administration

1122(d)(4)(i)

Collateral or security on pool assets is maintained as required by
the transaction agreements or related mortgage loan documents.

X

1122(d)(4)(ii)

Pool assets and related documents are safeguarded as required
by the transaction agreements

X

1122(d)(4)(iii)

Any additions, removals or substitutions to the asset pool are
made, reviewed and approved in accordance with any
conditions or requirements in the transaction agreements.

X

1122(d)(4)(iv)

Payments on pool assets, including any payoffs, made in
accordance with the related [pool asset] documents are posted to

the Servicer's obligor records maintained no more than two
business days after receipt, or such other number of days
specified in the transaction agreements, and allocated to

X

3

X

3

principal, interest or other items (e.g., escrow) in accordance
with the related pool asset documents.

APPENDIX A

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Indymac

Performed

by

Vendor(s)

for which

Indymac is

the

Responsible

Party

Performed by
subservicer(s)

or vendor(s)

for which

Indymac is

NOT the

Responsible

Party

1

NOT

performed by

Indymac or

by

subservicer(s)

or vendor(s)

retained by

Indymac

2

1122(d)(4)(v)

The servicer's records regarding the pool assets agree with the
servicer's records with respect to an obligor's unpaid principal
balance.

X

1122(d)(4)(vi)

Changes with respect to the terms or status of an obligor's pool
assets (e.g., loan modifications or re-agings) are made,

reviewed and approved by authorized personnel in accordance
with the transaction agreements and related pool asset
documents.

X

1122(d)(4)(vii)

Loss mitigation or recovery actions (e.g., forbearance plans,
modifications and deeds in lieu of foreclosure, foreclosures and

repossessions, as applicable) are initiated, conducted and
concluded in accordance with the timeframes or other
requirements established by the transaction agreements.

X

6

X

6

1122(d)(4)(vii)

Records documenting collection efforts are maintained during
the period a pool asset is delinquent in accordance with the

transaction agreements. Such records are maintained on at least
a monthly basis, or such other period specified in the
transaction agreements, and describe the entity's activities in
monitoring delinquent pool assets including, for example,
phone calls, letters and payment rescheduling plans in cases

where delinquency is deemed temporary (e.g., illness or
unemployment).

X

1122(d)(4)(ix)

Adjustments to interest rates or rates of return for pool assets
with variable rates are computed based on the related pool asset
documents.

X

1122(d)(4)(x)

Regarding any funds held in trust for an obligor (such as
escrow accounts): (A) such funds are analyzed, in accordance
with the obligor's [pool asset] documents, on at least an annual
basis, or such other period specified in the transaction
agreements; (B) interest on such funds is paid, or credited, to

obligors in accordance with applicable [pool asset] documents
and state laws; and (C) such funds are returned to the obligor
within 30 calendar days of full repayment of the related pool
assets, or such other number of days specified in the transaction
agreements.

X

1122(d)(4)(xi)

Payments made on behalf of an obligor (such as tax or
insurance payments) are made on or before the related penalty
or expiration dates, as indicated on the appropriate bills or
notices for such payments, provided that such support has been
received by the Servicer at least 30 calendar days prior to these

dates, or such other number of days specified in the transaction
agreements.

X

7

X

7

X

7

1122(d)(4)(xii)

Any late payment penalties in connection with any payment to
be made on behalf of an obligor are paid from the Servicer's
funds and not charged to the obligor, unless the late payment

X

7

X

7

was due to the obligor's error or omission.

APPENDIX A

SERVICING CRITERIA

APPLICABLE

SERVICING CRITERIA

INAPPLICABLE

SERVICING

CRITERIA

Reference

Criteria

Performed

Directly

by

Indymac

Performed

by

Vendor(s)

for which

Indymac is

the

Responsible

Party

Performed by

subservicer(s)

or vendor(s)

for which

Indymac is

NOT the

Responsible

Party

1

NOT

performed by

Indymac or

by

subservicer(s)

or vendor(s)

retained by

Indymac

2

1122(d)(4)(xiii)

Disbursements made on behalf of an obligor are posted within
two business days t o the obligor's records maintained by the
Servicer, or such other number of days specified in the

transaction agreements.

X

7

X

7

1122(d)(4)(xiv)

Delinquencies, charge-offs and uncollectible accounts are
recognized and recorded in accordance with the transaction
agreements.

X

1122(d)(4)(xv)

Any external enhancement or other support, identified in Item

1114(a)(1) through (3) or Item 1115 of Regulation AB, is
maintained as set forth in the transaction agreements.

X

Footnotes to Appendix A Servicing Criteria

1

The activities pertaining to these criteria or portions of these criteria are performed by subservicer(s) or vendor(s)

retained by Indymac which provided a separate assessment of compliance in accordance with Item 1122 of Regulation

AB.

2

These criteria are inapplicable to the Servicing Platform as of December 31, 2006 and for the Reporting Period since

Indymac, directly or through its Vendors for which Indymac has elected to take responsibility for assessing compliance
with the applicable servicing criteria, was not required to perform any related activities.

3

Indymac performs the activities pertaining to these criteria, except for the specific, limited activities, primarily of

initial processing of pool asset payments, performed by its lockbox vendor.

4

The criterion 1 122(d)(3)(i)(C) is inapplicable to the Servicing Platform as of December 31, 2006 and for the

Reporting Period based on the activities Indymac performed.

5

Indymac has defined the "Investor" as a party to whom Indymac reports and remits under the applicable transaction

agreements. Indymac has no responsibility for transaction waterfall or allocation calculations and payments or

individual security holder records.

6

Indymac performs the activities pertaining to this criterion, except for the specific, limited activities performed by its

foreclosure and bankruptcy vendors.

7

Indymac performs the activities pertaining to these criteria, except for the specific, limited activities performed by its

tax and/or insurance monitoring vendors. Indymac has elected to take responsibility for assessing compliance with

these servicing criteria with respect to the activities of its tax vendor. Indymac's insurance vendor has provided their
own report on assessment of compliance with the applicable servicing criterion.

Ex 33 g)

LaSalle Bank N.A.
135 South LaSalle Street
Suite 1625
Chicago, IL 60603

Global Securities and Trust Services

Management's Assertion on Compliance with Item 1122 Criteria

LaSalle Bank National Association (the "Asserting Party") is responsible for assessing its
compliance with the applicable servicing criteria set forth in Item 1122(d) of Regulation
AB (17 C.F.R, 229.1122(d)) as indicated on Exhibit A annexed hereto entitled "1122
Servicing Criteria to be Addressed in Assessment of Compliance" (the "Servicing
Criteria").

The Asserting Party has assessed the effectiveness of its compliance with the applicable
Servicing Criteria as of December 31, 2006, and for the period of January 1, 2006 through
December 31, 2006 (the "Reporting Period"). In making this assessment, the Asserting
Party used the criteria set forth by the Securities and Exchange Commission in paragraph
(d) of Item 1122 of Regulation AB.

Based on such assessment, the Asserting Party believes that, as of December 31, 2006 and
for the Reporting Period, it has complied in all material respects with the servicing criteria
set forth in Item 1122(d) of Regulation AB for the servicing activities it performs in the
asset-backed securities transactions detailed on Exhibit B. For servicing criteria
1122(d)(3)(i)(A) and (B), this assertion covers only the information on the report to
investors that is required by the respective transaction agreements.

Ernst and Young, an independent registered public accounting firm, has issued an
attestation report with respect to the Asserting Party's assessment of compliance with the
Servicing Criteria as of December 31, 2006 and for the Reporting Period. The asset-
backed securities transactions to which this assertion and the attestation report relate are
listed on Exhibit B.

LaSalle Bank National Association

By: /s/ Barbara L. Marik

Name: Barbara L. Marik
Title: First Vice President
Date: February 28, 2007

Exhibit A

1122 Servicing Criteria

to be addressed in an Assessment of Compliance

Reg AB

Reference

Servicing Criteria

Servicing Criteria

Applicable to
LaSalle Bank

National Association

General Servicing Considerations

1122(d)(1)(i)

Policies and procedures are instituted to monitor any performance or other
triggers and events of default in accordance with the transaction agreements.

X

1122(d)(1)(ii)

If any material servicing activities are outsourced to third parties, policies and
procedures are instituted to monitor the third party's performance and
compliance with such servicing activities.

X

1122(d)(1)(iii)

Any requirements in the transaction agreements to maintain a back-up servicer
for the Pool Assets are maintained.

1122(d)(1)(iv)

A fidelity bond and errors and omissions policy is in effect on the party
participating in the servicing function throughout the reporting period in the
amount of coverage required by and otherwise in accordance with the terms of

the transaction agreements.

X

Cash Collection and Administration

1122(d)(2)(i)

Payments on pool assets are deposited into the appropriate custodial bank
accounts and related bank clearing accounts no more than two business days
following receipt, or such other number of days specified in the transaction

agreements.

X

1122(d)(2)(ii)

Disbursements made via wire transfer on behalf of an obligor or to an investor
are made only by authorized personnel.

X

1122(d)(2)(iii)

Advances of funds or guarantees regarding collections, cash flows or
distributions, and any interest or other fees charged for such advances, are made,

reviewed and approved as specified in the transaction agreements.

X

1122(d)(2)(iv)

The related accounts for the transaction, such as cash reserve accounts or
accounts established as a form of over collateralization, are separately
maintained (e.g., with respect to commingling of cash) as set forth in the
transaction agreements.

X

1122(d)(2)(v)

Each custodial account is maintained at a federally insured depository institution
as set forth in the transaction agreements. For purposes of this criterion,
"federally insured depository institution" with respect to a foreign financial
institution means a foreign financial institution that meets the requirements of
Rule 13k-1(b)(1) of the Securities Exchange Act.

X

1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access.

X

1122(d)(2)(vii)

Reconciliations are prepared on a monthly basis for all asset-backed securities
related bank accounts, including custodial accounts and related bank clearing
accounts. These reconciliations are (A) mathematically accurate; (B) prepared
within 30 calendar days after the bank statement cutoff date, or such other

number of days specified in the transaction agreements; (C) reviewed and
approved by someone other than the person who prepared the reconciliation; and
(D) contain explanations for reconciling items. These reconciling items are
resolved within 90 calendar days of their original identification, or such other
number of days specified in the transaction agreements.

X

Investor Remittances and Reporting

1122(d)(3)(i)

Reports to investors, including those to be filed with the Commission, are
maintained in accordance with the transaction agreements and applicable
Commission requirements. Specifically, such reports (A) are prepared in

X

accordance with timeframes and other terms set forth in the transaction
agreements; (B) provide information calculated in accordance with the terms
specified in the transaction agreements; (C) are filed with the Commission as
required by its rules and regulations; and (D) agree with investors' or the

indenture trustee's records as to the total unpaid principal balance and number of
Pool Assets serviced by the related Servicer.

1122(d)(3)(ii)

Amounts due to investors are allocated and remitted in accordance with
timeframes, distribution priority and other terms set forth in the transaction
agreements.

X

1122(d)(3)(iii)

Disbursements made to an investor are posted within two business days to the
related Servicer's investor records, or such other number of days specified in the
transaction agreements.

X

1122(d)(3)(iv)

Amounts remitted to investors per the investor reports agree with cancelled
checks, or other form of payment, or custodial bank statements.

X

Pool Asset Administration

1122(d)(4)(i)

Collateral or security on pool assets is maintained as required by the transaction
agreements or related pool asset documents.

X

1122(d)(4)(ii)

Pool assets and related documents are safeguarded as required by the transaction
agreements

X

1122(d)(4)(iii)

Any additions, removals or substitutions to the asset pool are made, reviewed
and approved in accordance with any conditions or requirements in the
transaction agreements.

X

1122(d)(4)(iv)

Payments on pool assets, including any payoffs, made in accordance with the
related pool asset documents are posted to the related Servicer's obligor records

maintained no more than two business days after receipt, or such other number
of days specified in the transaction agreements, and allocated to principal,
interest or other items (e.g., escrow) in accordance with the related pool asset
documents.

1122(d)(4)(v)

The related Servicer's records regarding the pool assets agree with the related

Servicer's records with respect to an obligor's unpaid principal balance.

1122(d)(4)(vi)

Changes with respect to the terms or status of an obligor's pool assets (e.g., loan
modifications or re-agings) are made, reviewed and approved by authorized
personnel in accordance with the transaction agreements and related pool asset
documents.

1122(d)(4)(vii)

Loss mitigation or recovery actions (e.g., forbearance plans, modifications and
deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are
initiated, conducted and concluded in accordance with the timeframes or other
requirements established by the transaction agreements.

1122(d)(4)(viii)

Records documenting collection efforts are maintained during the period a pool

asset is delinquent in accordance with the transaction agreements. Such records
are maintained on at least a monthly basis, or such other period specified in the
transaction agreements, and describe the entity's activities in monitoring
delinquent pool assets including, for example, phone calls, letters and payment
rescheduling plans in cases where delinquency is deemed temporary (e.g.,

illness or unemployment).

1122(d)(4)(ix)

Adjustments to interest rates or rates of return for pool assets with variable rates
are computed based on the related pool asset documents.

1122(d)(4)(x)

Regarding any funds held in trust for an obligor (such as escrow accounts): (A)
such funds are analyzed, in accordance with the obligor's pool asset documents,

on at least an annual basis, or such other period specified in the transaction
agreements; (B) interest on such funds is paid, or credited, to obligors in
accordance with applicable pool asset documents and state laws; and (C) such
funds are returned to the obligor within 30 calendar days of full repayment of
the related pool assets, or such other number of days specified in the transaction

agreements.

1122(d)(4)(xi)

Payments made on behalf of an obligor (such as tax or insurance payments) are
made on or before the related penalty or expiration dates, as indicated on the
appropriate bills or notices for such payments, provided that such support has
been received by the servicer at least 30 calendar days prior to these dates, or

such other number of days specified in the transaction agreements.

1122(d)(4)(xii)

Any late payment penalties in connection with any payment to be made on
behalf of an obligor are paid from the related Servicer's funds and not charged
to the obligor, unless the late payment was due to the obligor's error or

omission.

1122(d)(4)(xiii)

Disbursements made on behalf of an obligor are posted within two business days
to the obligor's records maintained by the servicer, or such other number of days
specified in the transaction agreements.

1122(d)(4)(xiv)

Delinquencies, charge-offs and uncollectible accounts are recognized and

recorded in accordance with the transaction agreements.

1122(d)(4)(xv)

Any external enhancement or other support, identified in Item 1114(a)(1)
through (3) or Item 1115 of Regulation AB, is maintained as set forth in the
transaction agreements.

X

EXHIBIT B

2006 Transactions

Non-Specific Transactions

Nominal Trustee Transactions

Custodian Only Transactions

Paying Agent Only

Transactions

ACE Series 2006-GP1

Bear Stearns Series 2006-PWR11

Basic Asset Bac ked 2006-1

Washington Mutual Series

2006-AR2

Banc of America Comm.

Mtge Series 2006-2

Bear Stearns Series 2006-PWR12

Credit Suisse AB Series 2006-1

Washington Mutual Series

2006-AR6

Banc of America Comm.

Mtge Series 2006-5

Bear Stearns Series 2006-PWR13

Credit Suisse AB Series 2006-2

Washington Mutual Series

2006-AR7

Bear Stearns Series 2006-

AQ1

Bear Stearns Series 2006-PWR14

Credit Suisse AB Series 2006-3

Washington Mutual Series

2006-AR8

Bear Stearns Series 2006-

EC1

Bear Stearns Series 2006-TOP22

Credit Suisse AB Series 2006-4

Washington Mutual Series

2006-AR9

Bear Stearns Series 2006-

EC2

Bear Stearns Series 2006-TOP24

Credit Suisse ARMT Series 2006-1

Washington Mutual Series

2006-AR10

Bear Stearns Series 2006-

HE1

GSAA Home Equity Trust 2006-14

Credit Suisse ARMT Series 2006-2

Washington Mutual Series

2006-AR11

Bear Stearns Series 2006-

HE2

GSAMP Series 2006-HE3

Credit Suisse ARMT Series 2006-3

Washington Mutual Series

2006-AR12

Bear Stearns Series 2006-

HE3

GSAMP Series 2006-HE4

Credit Suisse HEMT Series 2006-1

Washington Mutual Series

2006-AR13

Bear Stearns Series 2006-

HE4

GSAMP Series 2006-HE5

Credit Suisse HEMT Series 2006-2

Washington Mutual Series

2006-AR14

Bear Stearns Series 2006-

HE5

GSAMP Series 2006-HE6

Credit Suisse HEMT Series 2006-3

Washington Mutual Series

2006-AR15

Bear Stearns Series 2006-

HE6

GSAMP Series 2006-HE7

Credit Suisse HEMT Series 2006-4

Washington Mutual Series

2006-AR16

Bear Stearns Series 2006-

HE7

GSAMP Series 2006-HE8

Credit Suisse HEMT Series 2006-5

Washington Mutual Series

2006-AR17

Bear Stearns Series 2006-

HE8

JP Morgan Series 2006-LDP9

Credit Suisse HEMT Series 2006-6

Washington Mutual Series

2006-AR18

Bear Stearns Series 2006-

HE9

Morgan Stanley Series 2006-

TOP21

Credit Suisse Series 2006-1

Washington Mutual Series

2006-AR19

Bear Stearns Series 2006-

HE10

Morgan Stanley Series 2006-

TOP23

Credit Suisse Series 2006-2

Washington Mutual Series

2006-HE1

Bear Stearns Series 2006-

PC1

Morgan Stanley Capital I Series

2006-HQ10

Credit Suisse Series 2006-3

Washington Mutual Series

2006-HE2

Bear Stearns ABS Series

2006-1

Morgan Stanley Mtg Loan Trust

Series 2006-16ARX

Credit Suisse Series 2006-4

Washington Mutual Series

2006-HE3

Bear Stearns Mortgage

Funding Series 2006-SL1

Morgan Stanley Mtg Loan Trust

Series 2006-1AR

Credit Suisse Series 2006-5

Washington Mutual Series

2006-HE4

Bear Stearns Mortgage

Funding Series 2006-SL2

Morgan Stanley Mtg Loan Trust

Series 2006-3AR

Credit Suisse Series 2006-6

Washington Mutual Series

2006-HE5

Bear Stearns Mortgage

Funding Series 2006-SL3

Morgan Stanley Mtg Loan Trust

Series 2006-5AR

Credit Suisse Series 2006-7

Washington Mutual WMALT

2006-AR1

Bear Stearns Mortgage

Funding Series 2006-SL4

Morgan Stanley Mtg Loan Trust

Series 2006-6AR

Credit Suisse Series 2006-8

Washington Mutual WMALT

2006-AR2

Bear Stearns Mortgage

Funding Series 2006-SL5

Morgan Stanley Mtg Loan Trust

Series 2006-8AR

Credit Suisse Series 2006-9

Washington Mutual WMALT

2006-AR3

Bear Stearns Mortgage

Funding Series 2006-SL6

Morgan Stanley Mtg Loan Trust

Series 2006-9AR

Credit Suisse HEAT Series 2006-1

Washington Mutual WMALT

2006-AR4

C-BASS Series 2006-CB7

Morgan Stanley Mtg Loan Trust

Series 2006-2

Credit Suisse HEAT Series 2006-3

Washington Mutual WMALT

2006-AR5

C-BASS Series 2006-CB9

Morgan Stanley Mtg Loan Trust

Series 2006-7

Credit Suisse HEAT Series 2006-4

Washington Mutual WMALT

2006-AR6

Citigroup Commercial

Mortgage Trust Series 2006-

C4

Morgan Stanley Mtg Loan Trust

Series 2006-11

Credit Suisse HEAT Series 2006-5

Washington Mutual WMALT

2006-AR7

Citigroup Commercial

Mortgage Trust Series 2006-

C5

Morgan Stanley Mtg Loan Trust

Series 2006-12XS

Credit Suisse HEAT Series 2006-6

Washington Mutual WMALT

2006-AR8

CD 2006-CD3 Mortgage

Trust

Morgan Stanley Mtg Loan Trust

Series 2006-13ARX

Credit Suisse HEA T Series 2006-7

Washington Mutual WMALT

2006-AR9

COMM Series 2006-C8

Morgan Stanley Mtg Loan Trust

Series 2006-15XS

Credit Suisse HEAT Series 2006-8

Washington Mutual WMALT

2006-AR10

CSFB Commercial Mtg. Trust

Series 2006-C4

Morgan Stanley Mtg Loan Trust

Series 2006-17XS

Lehman Mortgage Trust Series 2006-

1

Washington Mutual WMALT

2006-1

First Franklin MLT Series

2006-FF18

Thornburg Mtg Securities Trust

Series 2006-1

Lehman Mortgage Trust Series 2006-

4

Washington Mutual WMALT

2006-2

Greenwich Capital Series

2006-GG7

Thornburg Mtg Securities Trust

Series 2006-2

Lehman Mortgage Trust Series 2006-

5

Washington Mutual WMALT

2006-3

GE Capital Comm Mtg. Corp.

Series 2006-C1

Thornburg Mtg Securities Trust

Series 2006-3

Lehman Mortgage Trust Series 2006-

6

Washington Mutual WMALT

2006-4

JP Morgan Series 2006-

CIBC14

Thornburg Mtg Securities Trust

Series 2006-4

Lehman Mortgage Trust Series 2006-

7

Washington Mutual WMALT

2006-5

JP Morgan Series 2006-

CIBC15

Thornburg Mtg Securities Trust

Series 2006-5

Lehman Mortgage Trust Series 2006-

8

Washington Mutual WMALT

2006-6

JP Morgan Series 2006-

CIBC17

Thornburg Mtg Securities Trust

Series 2006-6

Lehman Mortgage Trust Series 2006-

9

Washington Mutual WMALT

2006-7

JP Morgan Series 2006-LDP7

ZUNI Trust Series 2006-OA1

Lehman XS Trust Series 2006-1

Washington Mutual WMALT

2006-8

JP Morgan Series 2006-LDP8

Lehman XS Trust Series 2006-3

Washington Mutual WMALT

2006-9

Non-Specific Transactions

Nominal Trustee Transactions

Custodian Only Transactions

Paying Agent Only

Transactions

Lehman XS Trust Series

2006-8

Lehman XS Trust Series 2006-5

Lehman XS Trust Series

2006-11

Lehman XS Trust Series 2006-7

Lehman XS Trust Series

2006-15

Lehman XS Trust Series 2006-9

Lehman XS Trust Series

2006-19

Lehman XS Trust Series 2006-10N

Lehman XS Trust Series

2006-20

Lehman XS Trust Series 2006-12

Lehman Mortgage Trust

Series 2006-2

Lehman XS Trust Series 2006-13

LB-UBS Comm. Mtge. Trust

Series 2006-C1

Lehman XS Trust Series 2006-17

LB-UBS Comm. Mtge. Trust

Series 2006-C3

Morgan Stanley Series 2006-HE1

LB-UBS Comm. Mtge. Trust

Series 2006-C4

Morgan Stanley Series 2006-HE2

LB-UBS Comm. Mtge. Trust

Series 2006-C6

Morgan Stanley Series 2006-HE3

LB-UBS Comm. Mtge. Trust

Series 2006-C7

Morgan Stanley Series 2006-HE4

Merrill Lynch Series 2006-

MLN1

Morgan Stanley Series 2006-HE5

Merrill Lynch Series 2006-

OPT1

Morgan Stanley Series 2006-HE6

Merrill Lynch Series 2006-

WMC2

Morgan Stanley Series 2006-HE7

Merrill Lynch Series 2006-

FF1

Morgan Stanley Series 2006-HE8

Merrill Lynch Countrywide

Series 2006-1

Morgan Stanley HEL Series 2006-1

Merrill Lynch Countrywide

Series 2006-2

NYMC Series 2006

Merrill Lynch Countrywide

Series 2006-3

SAIL 2006-1

Merrill Lynch Countrywide

Series 2006-4

SAIL 2006-2

Merrill Lynch Series 2006-

AHL1

SAIL 2006-3

Merrill Lynch Series 2006-

AR1

SAIL 2006-4

Merrill Lynch Series 2006-

SARM 2006-1

FM1

Merrill Lynch Series 2006-

HE2

SARM 2006-2

Merrill Lynch Series 2006-

HE3

SARM 2006-3

Merrill Lynch Series 2006-

HE4

SARM 2006-4

Merrill Lynch Series 2006-

HE5

SARM 2006-5

Merrill Lynch Series 2006-

HE6

SARM 2006-6

Merrill Lynch Series 2006-

RM1

SARM 2006-7

Merrill Lynch Series 2006-

RM2

SARM 2006-8

Merrill Lynch Series 2006-

RM3

SARM 2006-9

Merrill Lynch Series 2006-

RM4

SARM 2006-10

Merrill Lynch Series 2006-

RM5

SARM 2006-11

Merrill Lynch Series 2006-

SD1

SARM 2006-12

Merrill Lynch Series 2006-

SL1

SASCO 2006-BC1

Merrill Lynch Series 2006-

SL2

SASCO 2006-BC2

Merrill Lynch Series 2006-C1

SASCO 2006-BC3

Merrill Lynch Series 2006-C2

SASCO 2006-BC4

Morgan Stanley Capital I

Series 2006-HQ8

SASCO 2006-BC5

Morgan Stanley Capital I

Series 2006-HQ9

SASCO 2006-BC6

Morgan Stanley Capital I

Series 2006-IQ11

SASCO 2006-S1

Morgan Stanley Capital I

Series 2006-IQ12

SASCO 2006-S2

Morgan Stanley Mtg Loan

Trust Series 2006-4SL

SASCO 2006-S3

Morgan Stanley Mtg Loan

Trust Series 2006-10SL

SASCO 2006-S4

Morgan Stanley Mtg Loan

Trust Series 2006-14SL

Sequoia Alternative Loan Trust

Series 2006-1

OWNIT Mortgage Loan Trust

Series 2006-3

OWNIT Mortgage Loan Trust

Series 2006-4

Non-Specific Transactions

Nominal Trustee Transactions

Custodian Only Transactions

Paying Agent Only

Transactions

OWNIT Mortgage Loan Trust

Series 2006-5

OWNIT Mortgage Loan Trust

Series 2006-6

OWNIT Mortgage Loan Trust

Series 2006-7

SACO I Trust Series 2006-1

SACO I Trust Series 2006-2

SACO I Trust Series 2006-3

SACO I Trust Series 2006-4

SACO I Trust Series 2006-5

SACO I Trust Series 2006-6

SACO I Trust Series 2006-7

SACO I Trust Series 2006-8

SACO I Trust Series 2006-9

SACO I Trust Series 2006-10

SACO I Trust Series 2006-12

SATURNS Series 2006-1

SATURNS Series 2006-2

TILES Series 2006-1

Wachovia Bank CMT Series

2006-C24

Ex 33 h)

ASSESSMENT OF COMPLIANCE WITH APPLICABLE SERVICING CRITERIA

Newport Management Corporation (the Asserting Party) provides this assessment of compliance with respect

to its performance of functions for the Applicable Servicing Criteria, as specified in Item 1122(d) of Regulation AB
promulgated by the Securities and Exchange Commission, in regards to the loans selected in the Servicing Platform for
the following Period:

Servicing Platform: Pools of loans, underlying publicly-issued residential mortgage-backed securities that were issued
on or after January 1, 2006 by Aurora Loan Services, LLC ("Servicer"), on which escrow payments were disbursed in
2006, specifically Item 1 122(d)(4)(xi), only as it relates to the `Applicable Servicing Criteria" described below, and as
disclosed by the Servicer to the Asserting Party (collectively, "Eligible Loans', as identified in Schedule A).

Period: As of and for the year ended December 31, 2006.

Applicable Servicing Criteria: the servicing criteria which applies to the functions performed by the Asserting Party is
set forth in Section 229.1122(d)(4)(xi) ("Applicable Servicing Criteria"). With respect to the Applicable Servicing

Criteria, the Asserting Party performs the following limited functions:

1. Processes the obligor's hazard insurance information it receives and provides the Servicer with the
applicable hazard insurance effective date, payment amount, and payee (collectively, `insurance
Information");

2. Provides the Insurance Information to the Servicer no later than 5 days prior to the applicable expiration
date as indicated in the Insurance Information.

3. Disburses escrowed insurance payments to insurance carriers on or before the applicable expiration date.

With respect to the Servicing Platform, and with respect to the Period, the Asserting Party provides the following
assessment of its compliance in respect of the Applicable Servicing Criteria (as defined above):

1. The Asserting Party is responsible for assessing its compliance with respect to the functions it performs for

the Applicable Servicing Criteria.

2. The Asserting Party has assessed its compliance with respect to the functions it performs for the
Applicable Servicing Criteria.

3. Other than as identified on Schedule B hereto, as of and for the Period, the Asserting Party was in material
compliance with respect to the functions it performs for the Applicable Servicing Criteria.

KPMG, LLP, an independent registered public accounting firm, has issued an attestation report with respect to the
Asserting Party's foregoing assessment of compliance.

NEWPORT MANAGEMENT CORPORATION

By: /s/ Mark A. McElroy

Mark A. McElroy
Its: Executive Vice President
Dated: February 28, 2007

SCHEDULE A

Exhibit maintained at the office of the depositor.

SCHEDULE B
MATERIAL INSTANCES OF NONCOMPLIANCE

No material instances of noncompliance: Newport Management Corporation has complied, in all material respects,
with the aforementioned criterion as of and for the year ended December 31, 2006.

Ex 33 i)

ASSESSMENT OF COMPLIANCE WITH APPLICABLE SERVICING CRITERIA

Newport Management Corporation (the "Asserting Party") provides this assessment of

compliance with respect to its performance of functions for the Applicable Servicing Criteria, as
specified in Item 1122(d) of Regulation AB promulgated by the Securities and Exchange

Commission, in regards to the loans selected in the Platform for the following Period:

Platform: Pools of loans, underlying publicly-issued residential mortgage-backed
securities that were issued on or after January 1, 2006 by IndyMac Bank ("IndyMac"), on
which escrow payments were disbursed in 2006, specifically Item 1122(d)(4)(xi). only as
it relates to the "Applicable Servicing Criteria" described below, and as disclosed by
IndyMac to the Asserting Party (collectively, "Eligible Loans", as identified in Schedule
A).

Period: As of and for the year ended December 31, 2006.

Applicable Servicing Criteria : the servicing criteria which applies to the functions
performed by the Asserting Party is set forth in Section 229.1122(d)(4)(xi) ("Applicable
Servicing Criteria"). With respect to the Applicable Servicing Criteria, the Asserting
Party performs the following limited functions:

1.

Processes the obligor's hazard insurance information it receives and provides

IndyMac with the applicable hazard insurance effective date, payment amount, and payee
(collectively, "Insurance Information");
2.

Provides the Insurance Information to IndyMac no later than 5 days prior to the

applicable expiration date as indicated in the Insurance Information.

With respect to the Platform, and with respect to the Period, the Asserting Party provides

the following assessment of its compliance in respect of the Applicable Servicing Criteria (as

defined above):

1.

The Asserting Party is responsible for assessing its compliance with respect to

the functions it performs for the Applicable Servicing Criteria.

2.

The Asserting Party has assessed its compliance with respect to the functions it

performs for the Applicable Servicing Criteria.

3.

Other than as identified on Schedule B hereto, as of and for the Period, the

Asserting Party was in material compliance with respect to the functions it performs for the

Applicable Servicing Criteria.

KPMG, LLP. an independent registered public accounting firm, has issued an attestation

report with respect to the Asserting Party's foregoing assessment of compliance.

NEWPORT MANAGEMENT CORPORATION

By:

/s/ Mark A. McEnroy
Mark A. McElroy

Its: Executive Vice President

Dated: February 27, 2007

SCHEDULE A

Exhibit maintained at the office of the depositor.

Ex 33 j)

Management's Assertion

Report on Compliance with Applicable Servicing Criteria Pursuant to Item 1122

of Regulation AB under the Securities Exchange Act of 1934

U.S. Bank National Association ("U.S. Bank") as a party participating in the servicing function
for the following transactions:

U.S. Bank Corporate Trust Asset Backed Securities Platform(1)

hereby provides the following report on its assessment of compliance with the servicing criteria
set forth in Item 1122 of Regulation AB applicable to it and as described on Exhibit A hereto:

1.

U.S. Bank is responsible for assessing its compliance with the servicing criteria
applicable to it as noted on the accompanying Exhibit A;

2.

U.S. Bank used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to
assess its compliance with the applicable servicing criteria ;

3.

U.S. Bank's assessment of its compliance with the applicable servicing criteria is as of
and for the period beginning on January 1, 2006 and ending December 31, 2006, the end
of the fiscal year covered by the Form 10-K report. U.S. Bank's participation in the
servicing function complied in all material respects with the applicable servicing criteria .

4.

Ernst & Young, a registered public accounting firm, has issued an attestation report on
U.S. Bank's assessment of compliance with the applicable servicing criteria as of and for

the period beginning on January 1, 2006 and ending December 31, 2006, the end of the
fiscal year covered by the Form 10-K report.

U.S. BANK NATIONAL ASSOCIATION

/s/ Bryan R. Calder
Name: Bryan R. Calder
Title: Executive Vice President
Date: February 26, 2007

(1) The U.S. Bank Corporate Trust ABS Platform (the "Platform") consists of the activities involved in the
performance of servicing functions for (i) publicly issued asset-backed and mortgage-backed transactions
the securities of which were offered on or after January 1, 2006 and (ii) certain asset-backed transactions
offered prior to January 1, 2006 for which the Issuer has voluntarily elected to make Regulation AB
compliant filings under the Securities Exchange Act of 1934, as amended. The Platform does not include
transactions comprised of the repackaging of corporate debt and/or other agency securities.

EXHIBIT A to Management's Assertion

Reg AB

Servicing Criteria

Reference

General Servicing Considerations
1122(d)(1)(i)

Policies and procedures are instituted to monitor any performance or other triggers and
events of default in accordance with the transaction agreements.

1122(d)(1)(ii)

If any material servicing activities are outsourced to third parties, policies and
procedures are instituted to monitor the third party's performance and compliance with
such servicing activities.

1122(d)(1)(iii)

Any requirements in the transaction agreements to maintain a back-up servicer for the
Pool Assets are maintained.

Not Applicable

1122(d)(1)(iv)

A fidelity bond and errors and omissions policy is in effect on the party participating
in the servicing function throughout the reporting period in the amount of coverage
required by and otherwise in accordance with the terms of the transaction agreements.

Cash Collection and Administration

1122(d)(2)(i)

Payments on pool assets are deposited into the appropriate custodial bank accounts

and related bank clearing accounts no more than two business days following receipt,
or such other number of days specified in the transaction agreements.

1122(d)(2)(ii)

Disbursements made via wire transfer on behalf of an obligor or to an investor are
made only by authorized personnel.

1122(d)(2)(iii)

Advances of funds or guarantees regarding collections, cash flows or distributions, and
any interest or other fees charged for such advances, are made, reviewed and approved
as specified in the transaction agreements.

1122(d)(2)(iv)

The related accounts for the transaction, such as cash reserve accounts or accounts
established as a form of over collateralization, are separately maintained (e.g., with
respect to commingling of cash) as set forth in the transaction agreements.

1122(d)(2)(v)

Each custodial account is maintained at a federally insured depository institution as set
forth in the transaction agreements. For purposes of this criterion, "federally insured
depository institution" with respect to a foreign financial institution means a foreign
financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities
Exchange Act.

1122(d)(2)(vi)

Unissued checks are safeguarded so as to prevent unauthorized access.

1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related

bank accounts, including custodial accounts and related bank clearing accounts. These
reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days
after the bank statement cutoff date, or such other number of days specified in the
transaction agreements; (C) reviewed and approved by someone other than the person
who prepared the reconciliation; and (D) contain explanations for reconciling items.
These reconciling items are resolved within 90 calendar days of their original
identification, or such other number of days specified in the transaction agreements.

Investor Remittances and Reporting

1122(d)(3)(i)

Reports to investors, including those to be filed with the Commission, are maintained
in accordance with the transaction agreements and applicable Commission
requirements. Specifically, such reports (A) are prepared in accordance with
timeframes and other terms set forth in the transaction agreements; (B) provide
information calculated in accordance with the terms specified in the transaction
agreements; (C) are filed with the Commission as required by its rules and regulations;
and (D) agree with investors' or the trustee's records as to the total unpaid principal
balance and number of Pool Assets serviced by the Servicer.

1122(d)(3)(ii)

Amounts due to investors are allocated and remitted in accordance with timeframes,
distribution priority and other terms set forth in the transaction agreements.

1122(d)(3)(iii)

Disbursements made to an investor are posted within two business days to the
Servicer's investor records, or such other number of days specified in the transaction
agreements.

1122(d)(3)(iv)

Amounts remitted to investors per the investor reports agree with cancelled checks, or
other form of payment, or custodial bank statements.

Pool Asset Administration

1122(d)(4)(i)

Collateral or security on pool assets is maintained as required by the transaction

agreements or related pool asset documents.

1122(d)(4)(ii)

Pool assets and related documents are safeguarded as required by the transaction
agreements

1122(d)(4)(iii)

Any additions, removals or substitutions to the asset pool are made, reviewed and
approved in accordance with any conditions or requirements in the transaction
agreements.

1122(d)(4)(iv)

Payments on pool assets, including any payoffs, made in accordance with the related
pool asset documents are posted to the Servicer's obligor records maintained no more
than two business days after receipt, or such other number of days specified in the
transaction agreements, and allocated to principal, interest or other items (e.g., escrow)
in accordance with the related pool asset documents.

Not Applicable

1122(d)(4)(v)

The Servicer's records regarding the pool assets agree with the Servicer's records with
respect to an obligor's unpaid principal balance.

Not Applicable

1122(d)(4)(vi)

Changes with respect to the terms or status of an obligor's pool assets (e.g., loan
modifications or re-agings) are made, reviewed and approved by authorized personnel
in accordance with the transaction agreements and related pool asset documents.

Not Applicable

1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds

in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated,
conducted and concluded in accordance with the timeframes or other requirements
established by the transaction agreements.
Not Applicable

1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset

is delinquent in accordance with the transaction agreements. Such records are
maintained on at least a monthly basis, or such other period specified in the transaction
agreements, and describe the entity's activities in monitoring delinquent pool assets
including, for example, phone calls, letters and payment rescheduling plans in cases
where delinquency is deemed temporary (e.g., illness or unemployment).

Not Applicable

1122(d)(4)(ix)

Adjustments to interest rates or rates of return for pool assets with variable rates are
computed based on the related pool asset documents.

Not Applicable

1122(d)(4)(x)

Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such
funds are analyzed, in accordance with the obligor's pool asset documents, on at least
an annual basis, or such other period specified in the transaction agreements; (B)
interest on such funds is paid, or credited, to obligors in accordance with applicable
pool asset documents and state laws; and (C) such funds are returned to the obligor
within 30 calendar days of full repayment of the related pool assets, or such other
number of days specified in the transaction agreements.

Not Applicable

1122(d)(4)(xi)

Payments made on behalf of an obligor (such as tax or insurance payments) are made
on or before the related penalty or expiration dates, as indicated on the appropriate
bills or notices for such payments, provided that such support has been received by the
servicer at least 30 calendar days prior to these dates, or such other number of days
specified in the transaction agreements.

Not Applicable

1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of

an obligor are paid from the Servicer's funds and not charged to the obligor, unless the
late payment was due to the obligor's error or omission.

Not Applicable

1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to

the obligor's records maintained by the servicer, or such other number of days
specified in the transaction agreements.

Not Applicable

1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in

accordance with the transaction agreements.

Not Applicable

1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3)

or Item 1115 of Regulation AB, is maintained as set forth in the transaction
agreements.

Ex 33 k)

[WELLS FARGO logo]

Wells Fargo Bank, N.A.
Document Custody
1015 10th Avenue SE
Minneapolis, MN 55414

Appendix I

ASSESSMENT OF COMPLIANCE WITH APPLICABLE SERVICING CRITERIA

Corporate Trust Services division of Wells Fargo Bank, National Association (the "Company") is
responsible for assessing compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB
promulgated by the Securities and Exchange Commission. The Company has determined that the servicing
criteria are applicable in regard to the servicing-platform for the period as follows:

Platform: Publicly-issued (i.e., transaction-level reporting required under the Securities Exchange Act of
1934, as amended) residential mortgage-backed securities and commercial mortgage-backed securities
issued on or after January 1, 2006, for which the Company provides document custody services, excluding
any publicly issued transactions issued by any government sponsored entity (the "Platform").

Applicable Servicing Criteria: The servicing criteria set forth in Item 1122(d)(4)(i) and 1122(d)(4)(ii), in
regard to the activities performed by the Company with respect to the Platform (the "Applicable Servicing
Criteria"). The Company has determined that all other servicing criteria set forth in Item 1122(d) are not
applicable to the Platform.

Period: Twelve months ended December 31, 2006 (the "Period").

With respect to the Platform, the Company provides the following assessment of compliance with respect
to the Applicable Servicing Criteria:

1. The Company is responsible for assessing the Company's compliance with the Applicable Servicing
Criteria as of and for the Period.

2. The Company has assessed compliance with the Applicable Servicing Criteria. In performing this
assessment, the Company used the criteria set forth by the Securities and Exchange Commission in
paragraph (d) of Item 1122 of Regulation AB.

3. Based on such assessment, as of and for the Period, the Company has complied, in all material respects
with the Applicable Servicing Criteria.

KPMG LLP, a registered public accounting firm, has issued an attestation report with respect to the
Company's assessment of compliance as of and for the Period.

WELLS FARGO BANK, NATIONAL ASSOCIATION

/s/: Shari L. Gillund
Its: Senior Vice President
Dated:: March 1, 2007