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Consolidated Statements of Comprehensive Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Revenues      
Net premiums earned $ 574.4 $ 615.3 $ 695.8
Net investment income 72.7 76.3 88.1
Net realized and unrealized gains on investments 54.6 19.0 51.1
Other income 1.4 0.8 0.9
Total revenues 703.1 711.4 835.9
Expenses      
Losses and loss adjustment expenses 315.2 302.4 365.9
Commission expense 76.1 78.8 88.1
Underwriting and general and administrative expenses 160.2 181.3 187.5
Interest and financing expenses 0.5 0.4 0.6
Other expenses 4.1 0.8 0.0
Total expenses 556.1 563.7 642.1
Net income before income taxes 147.0 147.7 193.8
Income tax expense 27.7 27.9 36.7
Net income 119.3 119.8 157.1
Comprehensive income      
Unrealized AFS investment gains (losses) during the period, net of tax (expense) benefit of $13.6, $(14.2), and $(21.8) for the years ended December 31, 2021, 2020, and 2019, respectively (51.3) 53.4 82.1
Reclassification adjustment for realized AFS investment gains in net income, net of tax expense of $0.9, $0.9, and $0.8 for the years ended December 31, 2021, 2020, and 2019, respectively (3.2) (3.6) (3.1)
Other comprehensive income (loss), net of tax (54.5) 49.8 79.0
Total comprehensive income 64.8 169.6 236.1
Net realized and unrealized gains on investments      
Marketable Securities, Gain (Loss), Excluding Other-than-temporary Impairment Loss $ 54.6 $ 19.0 $ 51.1
Earnings per common share (Note 18):      
Basic $ 4.22 $ 4.01 $ 4.89
Diluted 4.17 3.97 4.83
Cash dividends declared per common share and eligible equity plan holders $ 1.00 $ 1.00 $ 0.88