0001379041-20-000030.txt : 20200220 0001379041-20-000030.hdr.sgml : 20200220 20200220162719 ACCESSION NUMBER: 0001379041-20-000030 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 116 CONFORMED PERIOD OF REPORT: 20191231 FILED AS OF DATE: 20200220 DATE AS OF CHANGE: 20200220 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Employers Holdings, Inc. CENTRAL INDEX KEY: 0001379041 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 043850065 STATE OF INCORPORATION: NV FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-33245 FILM NUMBER: 20635514 BUSINESS ADDRESS: STREET 1: 10375 PROFESSIONAL CIRCLE CITY: RENO STATE: NV ZIP: 89521 BUSINESS PHONE: 775-327-2936 MAIL ADDRESS: STREET 1: 10375 PROFESSIONAL CIRCLE CITY: RENO STATE: NV ZIP: 89521 10-K 1 eig-2019x10k.htm 10-K Document
false--12-31FY20190001379041002500000002513700000242000002403300000253000000.010.0115000000015000000056975675571843703276579231355378002034-12-152034-04-291319000004000000015560000027800000260000040000080000063000001250000021000000890000012900000218000000.010.012500000025000000000250000000242098832582899200 0001379041 2019-01-01 2019-12-31 0001379041 2019-06-30 0001379041 2020-02-13 0001379041 2019-12-31 0001379041 2018-12-31 0001379041 2017-01-01 2017-12-31 0001379041 2018-01-01 2018-12-31 0001379041 us-gaap:TreasuryStockMember 2018-01-01 2018-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-01-01 2017-12-31 0001379041 us-gaap:CommonStockMember 2017-01-01 2017-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2018-01-01 2018-12-31 0001379041 us-gaap:CommonStockMember 2019-01-01 2019-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-12-31 0001379041 us-gaap:CommonStockMember 2017-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-01-01 2018-12-31 0001379041 us-gaap:RetainedEarningsMember 2019-01-01 2019-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2018-12-31 0001379041 us-gaap:CommonStockMember 2019-12-31 0001379041 us-gaap:CommonStockMember 2018-01-01 2018-12-31 0001379041 us-gaap:TreasuryStockMember 2018-12-31 0001379041 us-gaap:CommonStockMember 2016-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2019-01-01 2019-12-31 0001379041 us-gaap:RetainedEarningsMember 2018-01-01 2018-12-31 0001379041 us-gaap:TreasuryStockMember 2019-01-01 2019-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-01-01 2019-12-31 0001379041 2017-12-31 0001379041 us-gaap:RetainedEarningsMember 2017-01-01 2017-12-31 0001379041 us-gaap:TreasuryStockMember 2019-12-31 0001379041 us-gaap:TreasuryStockMember 2017-01-01 2017-12-31 0001379041 2016-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2017-01-01 2017-12-31 0001379041 us-gaap:TreasuryStockMember 2017-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2017-12-31 0001379041 us-gaap:RetainedEarningsMember 2018-12-31 0001379041 us-gaap:RetainedEarningsMember 2019-12-31 0001379041 us-gaap:RetainedEarningsMember 2017-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0001379041 us-gaap:CommonStockMember 2018-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2016-12-31 0001379041 us-gaap:TreasuryStockMember 2016-12-31 0001379041 us-gaap:RetainedEarningsMember 2016-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2019-12-31 0001379041 eig:FundsHeldInTrustReinsuranceAgreementDomain 2019-12-31 0001379041 us-gaap:OtherMachineryAndEquipmentMember 2019-01-01 2019-12-31 0001379041 eig:EmployersSegmentMember 2019-01-01 2019-12-31 0001379041 eig:FundsHeldInTrustReinsuranceAgreementDomain 2018-12-31 0001379041 eig:LPTAgreementMember 2019-12-31 0001379041 us-gaap:LeaseholdImprovementsMember 2019-01-01 2019-12-31 0001379041 eig:EmployersSegmentMember 2017-01-01 2017-12-31 0001379041 eig:EmployersSegmentMember 2018-01-01 2018-12-31 0001379041 us-gaap:ServiceAgreementsMember 2018-12-31 0001379041 us-gaap:LicensingAgreementsMember 2019-12-31 0001379041 us-gaap:OtherIntangibleAssetsMember 2019-12-31 0001379041 us-gaap:OtherIntangibleAssetsMember 2018-12-31 0001379041 us-gaap:ServiceAgreementsMember 2019-12-31 0001379041 us-gaap:LicensingAgreementsMember 2018-12-31 0001379041 us-gaap:OtherIntangibleAssetsMember 2019-12-31 0001379041 2019-03-31 0001379041 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001379041 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2019-01-01 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2017-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2018-01-01 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:DebtSecuritiesMember 2018-12-31 0001379041 us-gaap:ResidentialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:CorporateDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:USTreasurySecuritiesMember 2018-12-31 0001379041 us-gaap:AssetBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:USTreasurySecuritiesMember 2019-12-31 0001379041 us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:AssetBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001379041 us-gaap:DebtSecuritiesMember 2019-12-31 0001379041 us-gaap:CommercialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2017-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember 2019-12-31 0001379041 eig:RequiredbyvariousstatelawsandregulationstoholdsecuritiesorlettersofcreditindepositoryaccountMember 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2018-01-01 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2017-01-01 2017-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember 2018-12-31 0001379041 eig:RequiredbyvariousstatelawsandregulationstoholdsecuritiesorlettersofcreditindepositoryaccountMember 2019-12-31 0001379041 us-gaap:IndustrialMiscellaneousAndAllOthersMember 2018-12-31 0001379041 eig:OtherEquitiesMember 2018-12-31 0001379041 us-gaap:IndustrialMiscellaneousAndAllOthersMember 2019-12-31 0001379041 eig:OtherEquitiesMember 2019-12-31 0001379041 us-gaap:DebtSecuritiesMember 2017-01-01 2017-12-31 0001379041 us-gaap:DebtSecuritiesMember 2018-01-01 2018-12-31 0001379041 us-gaap:OtherInvestmentsMember 2019-01-01 2019-12-31 0001379041 us-gaap:CashAndCashEquivalentsMember 2019-01-01 2019-12-31 0001379041 us-gaap:OtherInvestmentsMember 2017-01-01 2017-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2017-01-01 2017-12-31 0001379041 us-gaap:ShortTermInvestmentsMember 2019-01-01 2019-12-31 0001379041 us-gaap:ShortTermInvestmentsMember 2018-01-01 2018-12-31 0001379041 us-gaap:CashAndCashEquivalentsMember 2017-01-01 2017-12-31 0001379041 us-gaap:CashAndCashEquivalentsMember 2018-01-01 2018-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-01-01 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2019-01-01 2019-12-31 0001379041 us-gaap:OtherInvestmentsMember 2018-01-01 2018-12-31 0001379041 us-gaap:ShortTermInvestmentsMember 2017-01-01 2017-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-01-01 2019-12-31 0001379041 eig:TotalAFSInvestmentsDomain 2018-12-31 0001379041 us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2019-12-31 0001379041 eig:TotalAFSInvestmentsDomain 2019-12-31 0001379041 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2017-01-01 2017-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-01-01 2019-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-01-01 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2019-01-01 2019-12-31 0001379041 us-gaap:OtherInvestmentsMember 2019-01-01 2019-12-31 0001379041 us-gaap:AutomobilesMember 2018-12-31 0001379041 us-gaap:LeaseholdImprovementsMember 2019-12-31 0001379041 us-gaap:OfficeEquipmentMember 2018-12-31 0001379041 us-gaap:OfficeEquipmentMember 2019-12-31 0001379041 us-gaap:ComputerEquipmentMember 2019-12-31 0001379041 us-gaap:LeaseholdImprovementsMember 2018-12-31 0001379041 us-gaap:AutomobilesMember 2019-12-31 0001379041 us-gaap:ComputerEquipmentMember 2018-12-31 0001379041 eig:ChangetoContingentProfitCommissionMember 2017-01-01 2017-12-31 0001379041 eig:ChangetoContingentProfitCommissionMember 2019-01-01 2019-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2019-01-01 2019-12-31 0001379041 eig:ChangetoContingentProfitCommissionMember 2018-01-01 2018-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2017-01-01 2017-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2018-01-01 2018-12-31 0001379041 eig:AccountingStandardsUpdate201805Member 2019-01-01 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2019-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2018Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2013-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2016-12-31 0001379041 eig:ShortdurationInsuranceContractsAccidentYearsPriorto10yearsDomain 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2010-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2017Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2014-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2011-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2013-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2011-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2013-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2012-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2016Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2019-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2017Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2016Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2013-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2014-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2016Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2014-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2012-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2014-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2015-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2017Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2014-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2018Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2016Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2012-12-31 0001379041 us-gaap:ShortDurationInsuranceContractAccidentYear2019Member 2019-12-31 0001379041 eig:RelatedtoVoluntaryRiskBusinessMember 2018-01-01 2018-12-31 0001379041 eig:RelatedtoInvoluntaryAssignedRiskBusinessMember 2017-01-01 2017-12-31 0001379041 eig:RelatedtoInvoluntaryAssignedRiskBusinessMember 2018-01-01 2018-12-31 0001379041 eig:RelatedtoVoluntaryRiskBusinessMember 2017-01-01 2017-12-31 0001379041 eig:LPTAgreementMember 2019-12-31 0001379041 2018-07-01 2019-06-30 0001379041 srt:ScenarioForecastMember 2019-07-01 2020-07-01 0001379041 country:GB 2019-01-01 2019-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2018-12-31 0001379041 eig:LPTAgreementMember 2019-01-01 2019-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2019-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember 2019-01-01 2019-12-31 0001379041 eig:DekaniaSurplusNoteMember 2018-12-31 0001379041 eig:AlescoSurplusNoteMember 2018-12-31 0001379041 eig:AlescoSurplusNoteMember 2017-01-01 2017-12-31 0001379041 eig:AlescoSurplusNoteMember 2016-01-01 2016-12-31 0001379041 eig:DekaniaSurplusNoteMember 2019-01-01 2019-12-31 0001379041 eig:AlescoSurplusNoteMember 2018-01-01 2018-12-31 0001379041 eig:IconsSurpulsNoteMember 2017-01-01 2017-12-31 0001379041 eig:AlescoSurplusNoteMember 2019-01-01 2019-12-31 0001379041 eig:EmployersAssuranceCompanyDomain srt:FederalHomeLoanBankOfSanFranciscoMember 2019-12-31 0001379041 eig:EmployersCompensationInsuranceCompanyMember srt:FederalHomeLoanBankOfSanFranciscoMember 2019-12-31 0001379041 eig:IconsSurpulsNoteMember 2016-01-01 2016-12-31 0001379041 eig:EmployersPreferredInsuranceCompanyMember srt:FederalHomeLoanBankOfSanFranciscoMember 2019-12-31 0001379041 eig:IconsSurpulsNoteMember 2017-12-31 0001379041 eig:DekaniaSurplusNoteMember 2018-01-01 2018-12-31 0001379041 eig:DekaniaSurplusNoteMember 2017-01-01 2017-12-31 0001379041 eig:AlescoSurplusNoteMember 2019-12-31 0001379041 eig:DekaniaSurplusNoteMember 2019-12-31 0001379041 srt:MaximumMember 2019-12-31 0001379041 srt:MaximumMember 2019-01-01 2019-12-31 0001379041 srt:MinimumMember 2019-12-31 0001379041 srt:MinimumMember 2019-01-01 2019-12-31 0001379041 eig:FinanceleasesMember 2019-12-31 0001379041 2007-01-01 2019-12-31 0001379041 2018-01-01 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2017-01-01 2017-12-31 0001379041 us-gaap:PerformanceSharesMember 2018-01-01 2018-12-31 0001379041 us-gaap:PerformanceSharesMember 2017-01-01 2017-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2019-01-01 2019-12-31 0001379041 us-gaap:StockOptionMember 2018-01-01 2018-12-31 0001379041 us-gaap:StockOptionMember 2017-01-01 2017-12-31 0001379041 us-gaap:StockOptionMember 2019-01-01 2019-12-31 0001379041 us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2018-01-01 2018-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2017-01-01 2017-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2017-12-31 0001379041 eig:StockOptionsExercisableDomain 2019-01-01 2019-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2016-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2019-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2016-01-01 2016-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2018-01-01 2018-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2018-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2018-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2016-12-31 0001379041 eig:RestrictedStockUnitsVestedButUnsettledMember 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2017-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2016-01-01 2016-12-31 0001379041 eig:RestrictedStockUnitsVestedButUnsettledMember 2019-01-01 2019-12-31 0001379041 us-gaap:PerformanceSharesMember 2018-12-31 0001379041 srt:OfficerMember us-gaap:PerformanceSharesMember 2019-12-31 0001379041 us-gaap:PerformanceSharesMember 2017-12-31 0001379041 us-gaap:PerformanceSharesMember 2019-12-31 0001379041 eig:EmployersPreferredInsuranceCompanyMember 2019-12-31 0001379041 eig:EmployersInsuranceCompanyOfNevadaMember srt:ScenarioForecastMember 2020-03-02 0001379041 eig:EmployersCompensationInsuranceCompanyMember 2019-12-31 0001379041 eig:EmployersAssuranceCompanyDomain srt:ScenarioForecastMember 2020-06-13 0001379041 eig:EmployersInsuranceCompanyOfNevadaMember 2019-01-01 2019-12-31 0001379041 eig:EmployersInsuranceCompanyOfNevadaMember 2019-12-31 0001379041 eig:EmployersAssuranceCompanyDomain 2019-01-01 2019-12-31 0001379041 eig:EmployersCompensationInsuranceCompanyMember 2019-01-01 2019-12-31 0001379041 eig:EmployersAssuranceAndEmployersPreferredMember 2019-01-01 2019-12-31 0001379041 eig:EmployersAssuranceCompanyDomain srt:ScenarioForecastMember 2020-06-12 0001379041 eig:EmployersAssuranceAndEmployersPreferredMember 2019-12-31 0001379041 eig:EmployersCompensationInsuranceCompanyMember srt:ScenarioForecastMember 2020-09-24 0001379041 eig:CerityInsuranceCompanyMemberDomain 2019-12-31 0001379041 eig:EmployersPreferredInsuranceCompanyMember srt:ScenarioForecastMember 2020-12-31 0001379041 eig:EmployersInsuranceCompanyOfNevadaMember srt:ScenarioForecastMember 2020-03-01 0001379041 us-gaap:PerformanceSharesMember 2018-01-01 2018-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2019-01-01 2019-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2017-01-01 2017-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2018-01-01 2018-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2018-01-01 2018-12-31 0001379041 us-gaap:PerformanceSharesMember 2017-01-01 2017-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001379041 us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2017-01-01 2017-12-31 0001379041 us-gaap:CorporateMember 2019-01-01 2019-12-31 0001379041 eig:CeritySegmentMember 2019-01-01 2019-12-31 0001379041 eig:CeritySegmentMember 2017-01-01 2017-12-31 0001379041 us-gaap:CorporateMember 2017-01-01 2017-12-31 0001379041 eig:CeritySegmentMember 2018-01-01 2018-12-31 0001379041 us-gaap:CorporateMember 2018-01-01 2018-12-31 0001379041 stpr:FL 2018-12-31 0001379041 country:US 2019-12-31 0001379041 country:US 2018-12-31 0001379041 country:US 2017-12-31 0001379041 stpr:CA 2017-12-31 0001379041 eig:AllOtherStatesMember 2019-12-31 0001379041 stpr:FL 2017-12-31 0001379041 stpr:NY 2018-12-31 0001379041 stpr:FL 2019-12-31 0001379041 eig:AllOtherStatesMember 2017-12-31 0001379041 stpr:NY 2019-12-31 0001379041 stpr:NY 2017-12-31 0001379041 stpr:CA 2019-12-31 0001379041 eig:AllOtherStatesMember 2018-12-31 0001379041 stpr:CA 2018-12-31 0001379041 2019-04-01 2019-06-30 0001379041 2019-07-01 2019-09-30 0001379041 2019-01-01 2019-03-31 0001379041 2019-10-01 2019-12-31 0001379041 2018-01-01 2018-03-31 0001379041 2018-04-01 2018-06-30 0001379041 2018-07-01 2018-09-30 0001379041 2018-10-01 2018-12-31 0001379041 srt:ParentCompanyMember 2018-12-31 0001379041 srt:ParentCompanyMember 2019-12-31 0001379041 srt:ParentCompanyMember us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 srt:ParentCompanyMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0001379041 srt:ParentCompanyMember 2018-01-01 2018-12-31 0001379041 srt:ParentCompanyMember 2017-01-01 2017-12-31 0001379041 srt:ParentCompanyMember 2019-01-01 2019-12-31 0001379041 srt:ParentCompanyMember 2016-12-31 0001379041 srt:ParentCompanyMember 2017-12-31 0001379041 eig:CeritySegmentMember 2018-12-31 0001379041 eig:CeritySegmentMember 2017-12-31 0001379041 us-gaap:CorporateMember 2017-12-31 0001379041 us-gaap:CorporateMember 2019-12-31 0001379041 eig:EmployersSegmentMember 2019-12-31 0001379041 eig:EmployersSegmentMember 2017-12-31 0001379041 eig:CeritySegmentMember 2019-12-31 0001379041 us-gaap:CorporateMember 2018-12-31 0001379041 eig:EmployersSegmentMember 2018-12-31 xbrli:shares iso4217:USD xbrli:pure iso4217:USD xbrli:shares


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 10-K

  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 2019
OR
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from ____  to ____

Commission file number: 001-33245

EMPLOYERS HOLDINGS, INC.
(Exact name of registrant as specified in its charter)
Nevada
 
04-3850065
(State or other jurisdiction
of incorporation or organization)
 
(I.R.S. Employer
Identification Number)
10375 Professional Circle
Reno,
Nevada
89521
(Address of principal executive offices and zip code)
(888682-6671
(Registrant's telephone number, including area code)
 
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
 
Trading Symbol(s)
 
Name of each exchange on which registered
Common Stock, $0.01 par value per share
 
EIG
 
New York Stock Exchange
Securities registered pursuant to Section 12(g) of the Act: None
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes No
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act.
Yes No
Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes No
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes No
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See definitions of "large accelerated filer," "accelerated filer," "non-accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act. (Check one):
Large Accelerated Filer
 R

Accelerated filer
Non-accelerated filer
Smaller reporting company
 
 
 
 
 
 
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes No
The aggregate market value of the voting and non-voting common equity held by non-affiliates of the registrant as of June 28, 2019 was $997,805,330.
As of February 13, 2020, there were 31,458,488 shares of the registrant's common stock outstanding.
DOCUMENTS INCORPORATED BY REFERENCE
Portions of the registrant's Definitive Proxy Statement relating to the 2020 Annual Meeting of Stockholders are incorporated by reference in Items 10, 11, 12, 13 and 14 of Part III of this report.




 
 
Page
No.
 
 
 
 
 
 
 
Item 1
Item 1A
Item 1B
Item 2
Item 3
Item 4
 
 
 
 
 
 
 
 
Item 5
Item 6
Item 7
Item 7A
Item 8
Item 9
Item 9A
Item 9B
 
 
 
 
 
 
 
 
Item 10
Item 11
Item 12
Item 13
Item 14
 
 
 
 
 
 
 
 
Item 15
Item 16
 
 
 

2



FORWARD-LOOKING STATEMENTS
Unless otherwise indicated, all references to "we," "us," "our," the "Company" or similar terms refer to Employers Holdings, Inc., together with its subsidiaries. In this Annual Report on Form 10-K, the Company and its management discuss and make statements based on currently available information regarding their intentions, beliefs, current expectations, and projections of, among other things, the Company's future performance, business growth, retention rates, loss costs, claim trends and the impact of key business initiatives, future technologies and planned investments. Certain of these statements may constitute "forward-looking" statements as that term is defined in the Private Securities Litigation Reform Act of 1995.  Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts and are often identified by words such as "may," "will," "could," "would," "should," "expect," "plan," "anticipate," "target," "project," "intend," "believe," "estimate," "predict," "potential," "pro forma," "seek," "likely," or "continue," or other comparable terminology and their negatives. The Company and its management caution investors that such forward-looking statements are not guarantees of future performance. Risks and uncertainties are inherent in the Company's future performance. Factors that could cause the Company's actual results to differ materially from those indicated by such forward-looking statements include, among other things, those discussed or identified from time to time in the Company's public filings with the SEC, including the risks detailed in Item 1A, "Risk Factors." Except as required by applicable securities laws, the Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.
NOTE REGARDING RELIANCE ON STATEMENTS IN OUR CONTRACTS
The agreements included or incorporated by reference as exhibits to this Annual Report on Form 10-K may contain representations and warranties by each of the parties to the applicable agreement. These representations and warranties were made solely for the benefit of the other parties to the applicable agreement and:
were not intended to be treated as categorical statements of fact, but rather as a way of allocating the risk to one of the parties if those statements prove to be inaccurate;
may have been qualified in such agreement by disclosures that were made to the other party in connection with the negotiation of the applicable agreement;
may apply contract standards of "materiality" that are different from "materiality" under the applicable securities laws; and
were made only as of the date of the applicable agreement or such other date or dates as may be specified in the agreement.
Notwithstanding the inclusion of the foregoing cautionary statements, we acknowledge that we are responsible for considering whether additional specific disclosures of material information regarding material contractual provisions are required to make the statements in this report not misleading.    



3



PART I
Item 1. Business
General
Employers Holdings, Inc. (EHI) is a holding company, which was incorporated in Nevada in 2005, with subsidiaries that are specialty providers of workers' compensation insurance and services focused on select, small businesses engaged in low-to-medium hazard industries. We operate throughout the United States, with the exception of four states that are served exclusively by their state funds. We offer insurance through Employers Insurance Company of Nevada, Employers Compensation Insurance Company, Employers Preferred Insurance Company, Employers Assurance Company and Cerity Insurance Company, each of which have been assigned an A.M. Best Company (A.M. Best) rating of "A-" (Excellent), with a "positive" outlook, which is the 4th highest of 13 A.M. Best ratings. We had 704 full-time employees at December 31, 2019 and our principal executive offices are located at 10375 Professional Circle in Reno, Nevada.
Our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, amendments to those reports, and Proxy Statements for our Annual Meetings of Stockholders are available free of charge on our website at www.employers.com as soon as reasonably practicable after they are electronically filed with or furnished to the Securities and Exchange Commission (SEC). Our website also provides access to reports filed by our directors, executive officers and certain significant stockholders pursuant to Section 16 of the Securities Exchange Act of 1934. In addition, our Corporate Governance Guidelines, Code of Business Conduct and Ethics, Code of Ethics for Senior Financial Officers, and charters for the Audit, Board Governance and Nominating, Executive, Finance, Compensation, and Risk committees of our Board of Directors are available on our website. Copies of these documents may also be obtained free of charge by written request to Investor Relations, 10375 Professional Circle, Reno, Nevada 89521-4802. The SEC also maintains a website at www.sec.gov that contains the information that we file electronically with the SEC.
Property and Casualty Insurance in General
A widely-used measure of relative underwriting performance for an insurance company is the combined ratio. Combined ratio is calculated by adding: (i) the ratio of losses and loss adjustment expense (LAE) to earned premiums (known as the "loss and LAE ratio"); (ii) the ratio of commission expenses to earned premiums (known as the "commission expense ratio"); and (iii) the ratio of underwriting expenses to earned premiums (known as the "underwriting expense ratio"), with each component determined in accordance with U.S. generally accepted accounting principles (GAAP). A combined ratio under 100% indicates that an insurance company is generating an underwriting profit. A combined ratio over 100% indicates that an insurance company is generating an underwriting loss.
In insurance and reinsurance operations, "float" arises when premiums are received before losses and other expenses are paid, an interval that may extend over many years. During that time, the insurer has the opportunity to invest the money, thereby earning investment income and generating investment gains and losses.
Insurance companies operating at a GAAP combined ratio of greater than 100% can be profitable when investment income and net investment gains are taken into account. The length of time between receiving premiums and paying out losses and other expenses, commonly referred to as the "tail," can significantly affect how profitable float can be. Long-tail losses, such as workers' compensation, pay out over longer periods of time providing us the opportunity to generate significant investment earnings from float.
Underwriting income or loss is determined by deducting losses and LAE, commission expenses, and underwriting expenses from net premiums earned.
Our Strategy
Business Strategy
Our strategy is to pursue profitable growth opportunities across market cycles and maximize total investment returns within the constraints of prudent portfolio management. We pursue profitable growth opportunities by focusing on disciplined underwriting and claims management, utilizing medical provider networks designed to produce superior medical and indemnity outcomes, establishing and maintaining strong, long-term relationships with independent insurance agencies, developing and implementing new technologies designed to transform the way small businesses and insurance agents utilize digital capabilities and developing important alternative distribution channels. We continue to execute a number of ongoing business initiatives, including: achieving internal and customer-facing business process excellence; diversifying our risk exposure across geographic markets; and utilizing a multi-company pricing platform and territory-specific pricing. Additionally, we continue to execute our plan of aggressive development and implementation of new technologies and capabilities that we believe will fundamentally transform and enhance the digital experience of our customers, including (i) continued investments in new technology, data analytics, and process

4



improvement capabilities focused on improving the agent experience and enhancing agent efficiency; and (ii) the launch and further development of digital insurance solutions, including direct-to-customer workers' compensation coverage.
Capital Strategy
We believe that we have a strong capital position. We periodically reassess our capital needs to ensure an optimal use of capital consistent with our goal to create shareholder value over the long-term. Our capital strategy is focused on supporting our business operations by maintaining capital levels commensurate with our desired ratings from independent rating agencies, satisfying regulatory constraints and legal requirements, and sustaining a level of financial flexibility to prudently manage our business through insurance and economic cycles while allowing us to take advantage of investment opportunities, including acquisitions of insurance and insurance-related entities, as and when they arise.
We also believe in returning capital not needed for these purposes to our stockholders through regular quarterly dividends and, when feasible, common stock repurchases. During the three-year period ending December 31, 2019, we paid dividends on our common stock totaling $75.3 million and we repurchased a total of $71.7 million of our common stock. Any future returns of capital to our stockholders are dependent on a variety of factors, including our financial position, holding company liquidity, share price, corporate and regulatory requirements, and other market and economic conditions.
Description of Business
We are a specialty provider of workers' compensation insurance focused on select small businesses in low to medium hazard industries. We employ a disciplined, conservative underwriting approach designed to individually select specific types of businesses, predominantly those in the lowest four of the seven workers' compensation insurance industry-defined hazard groups, that we believe will have fewer and less costly claims relative to other businesses in the same hazard groups. Workers' compensation is provided under a statutory system wherein most employers are required to provide coverage for their employees' medical, disability, vocational rehabilitation, and/or death benefit costs for work-related injuries or illnesses. We provide workers' compensation insurance throughout the United States, with a concentration in California, where nearly one-half of our business is generated.
In 1999, the Nevada State Industrial Insurance System (the Fund) entered into a retroactive 100% quota share reinsurance agreement (LPT Agreement) through a loss portfolio transfer transaction with third party reinsurers. The LPT Agreement commenced on June 30, 1999 and will remain in effect until all claims under the covered policies have closed, the LPT Agreement is commuted or terminated, upon the mutual agreement of the parties, or the reinsurers' aggregate maximum limit of liability is exhausted, whichever occurs first. The LPT Agreement does not provide for any additional termination terms. On January 1, 2000, we assumed all of the assets, liabilities and operations of the Fund, including the Fund's rights and obligations associated with the LPT Agreement.
We account for the LPT Agreement as retroactive reinsurance. Upon entry into the LPT Agreement, an initial deferred reinsurance gain (Deferred Gain) was recorded as a liability on our Consolidated Balance Sheets. We are entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is estimated based on both actual paid results to date and projections of expected paid losses under the LPT Agreement.
Reportable Segments
We have recently made changes to our corporate structure, mainly involving the launch and further development of a new digital insurance platform offered under our Cerity brand name (Cerity), resulting in changes to our reportable segments. As of December 31, 2019, we have determined that we have two reportable segments: Employers and Cerity. Each of these segments represents a separate and distinct underwriting platform through which we conduct our insurance business. This presentation allows the reader, as well as our chief operating decision makers, to objectively analyze the business originated through each of our underwriting platforms.
The nature and composition of each reportable segment and our Corporate and Other activities are as follows:
The Employers segment is defined as traditional business offered under our EMPLOYERS brand name (Employers) through our agents, including business originated from our strategic partnerships and alliances.
The Cerity segment is defined as business offered under our Cerity brand name, which includes our direct-to-customer business.
Corporate and Other activities consist of those holding company expenses that are not considered to be underwriting in nature, the financial impact of the LPT agreement, and legacy business assumed and ceded by Cerity Insurance Company. These expenses are not considered to be part of a reportable segment and are not otherwise allocated to a reportable segment.

5



We had total assets of $4.0 billion and $3.9 billion at December 31, 2019 and 2018, respectively. The following table highlights key results of our operations for the last three years.
 
 
Years Ended December 31,
 
 
2019
 
2018
 
2017
 
 
(in millions)
Net premiums written
 
$
691.5

 
$
742.8

 
$
723.7

Total revenues
 
835.9

 
800.4

 
801.4

Net income
 
157.1

 
141.3

 
101.2

Our insurance subsidiaries are domiciled in the following states:
 
State of Domicile
Employers Insurance Company of Nevada (EICN)
Nevada
Employers Compensation Insurance Company (ECIC)
California
Employers Preferred Insurance Company (EPIC)
Florida
Employers Assurance Company (EAC)
Florida
Cerity Insurance Company (CIC)
New York
Products and Services
Workers' compensation provides insurance coverage for the statutorily prescribed benefits that employers are required to provide to their employees who may be injured or suffer illness in the course of employment. The level of benefits varies by state, the nature and severity of the injury or disease, and the wages of the injured worker. Each state has a statutory, regulatory, and adjudicatory system that sets the amount of wage replacement to be paid, determines the level of medical care required to be provided, establishes the degree of permanent impairment, and specifies the options in selecting healthcare providers. These state laws generally require two types of benefits for injured employees: (a) medical benefits, including expenses related to the diagnosis and treatment of an injury, disease, or both, as well as any required rehabilitation, and (b) indemnity payments, which consist of temporary wage replacement, permanent disability payments, and death benefits to surviving family members.
Disciplined Underwriting
Our strategy is to focus on disciplined underwriting and continue to pursue profitable growth opportunities across market cycles. We carefully monitor market trends to assess business opportunities that we expect will meet our pricing and risk standards. We price our policies based on the specific risks associated with each potential insured rather than solely on the industry class in which a potential insured is classified. Our disciplined underwriting approach, workers' compensation specialization, expertise in underwriting small businesses, and data-driven strategies are critical elements of our culture, which we believe allow us to offer competitive prices, diversify our risks, and outperform the industry.
We execute our underwriting processes through automated systems and experienced underwriters with specific knowledge of the local markets in which we operate. We have developed automated underwriting templates for specific classes of business that produce faster quotes when certain underwriting criteria are met. Our underwriting guidelines consider many factors, such as type of business, nature of operations, and risk exposures, and are designed to minimize or prevent underwriting of certain classes of business that we view as being unattractive.
Loss Control
Our loss control professionals provide consultation to policyholders, as a component of our workers' compensation insurance product, to assist them in preventing or reducing the frequency and severity of losses and containing costs once claims occur. They also assist our underwriting personnel by conducting risk evaluations of potential and current policyholders and are an important part of our underwriting discipline. We also provide on-line self-service risk management tools that are available to all of our policyholders.
Premium Audit
We conduct premium audits on all of our policyholders annually upon the policy expiration or termination. Premium audits allow us to comply with applicable state and reporting bureau requirements and to verify that policyholders have accurately reported their payroll and employee job classifications. We also selectively perform audit reviews and/or update renewal payroll on policies in certain classes of business or if unusual claims are filed or concerns are raised regarding projected annual payrolls, which could result in substantial variances at final audit. These variances result in adjustments to our written and earned premiums, as well as our net losses and LAE, in the periods in which they become known.

6



Claims and Medical Case Management
The role of our claims department is to actively and efficiently investigate, evaluate, and pay claims, and to aid injured workers in returning to work in accordance with applicable laws and regulations. We have implemented rigorous claims guidelines and control procedures in our claims units and have claims operations throughout the markets we serve. We also provide medical case management services for those claims that we determine will benefit from such involvement.
We utilize an outcome-based medical network that incorporates predictive analytics to identify medical providers who achieve superior clinical outcomes for our injured workers that allows us to optimize our provider network and enhance the quality of care. We have also implemented a proactive pharmacy benefit management program that, along with our outcome-based medical network, focuses on reducing claims costs and accelerating injured workers' return to work. We have an Injured Employee Hotline that allows employees who are injured at work to receive professional nurse consultation by phone when reporting the claim. This service has proven to reduce overall claims costs and is intended to ensure the injured worker receives appropriate and timely medical care.
In addition to our medical networks, we work closely with local vendors, including attorneys, medical professionals, pharmacy benefits managers, and investigators, to bring local expertise to our reported claims. We pay special attention to reducing costs and have established discounting arrangements with the aforementioned service providers. We use preferred provider organizations, bill review services, and utilization management to closely monitor medical costs. We actively investigate and pursue all types of fraud. We recently implemented a medical provider fraud tool that allows us to identify suspicious medical billing and activity within our claims. We also aggressively pursue all subrogation recoveries to mitigate claims costs. Subrogation rights are based upon state and federal laws, as well as the insurance policies we issue. Our fraud and subrogation efforts are handled through dedicated units.
We implemented a claim triage predictive model nationally that provides us with early identification of those claims likely to develop into large losses. Leveraging this information, we ensure the right resources and strategies are brought to bear on those claims early in the process.
Our claims department also provides claims management services for those claims incurred by the Fund, which were assumed by EICN and are subject to the LPT Agreement with dates of injury prior to July 1, 1995. Additional information regarding the LPT Agreement is set forth under "–Reinsurance–LPT Agreement." We receive a management fee from the third party reinsurers equal to 7% of the loss payments on these claims.
Information Technology
Core Operating Systems
We believe we have a cost-effective and scalable infrastructure that complements our geographic reach and business model. We continue to invest in technology to automate business processes and advanced data and analytics capabilities that will enable us to reduce our operating costs while growing premiums over the long-term and set a foundation for our future needs. Our technology saves our independent agents, brokers, and policyholders considerable time and maintains our competitiveness in our target markets.
Development and Implementation of New Technologies and Capabilities
We have initiated a plan of aggressive development and implementation of new technologies and capabilities that we believe will fundamentally transform and enhance the digital experience of our customers, including: (i) continued investments in new technology, data analytics, and process improvement capabilities focused on improving the agent experience and enhancing agent efficiency; and (ii) the launch and further development of Cerity, which offers digital insurance solutions, including direct-to-customer workers' compensation coverage. We have chosen to reinvest the expected financial benefits from corporate income tax reform back into our business over the next several years by greatly accelerating the development and deployment of these new technologies and capabilities. We believe that these new technological and intellectual capabilities will support our future growth initiatives, provide direct access to workers' compensation insurance to those customers seeking an online experience, provide us with greater pricing precision and flexibility, and promote long-term value creation.
The development and implementation of these new technologies and capabilities increased our underwriting expense ratios in 2018 and 2019, and we expect that they will continue to increase our underwriting expense ratios in 2020, as compared to that experienced in prior years. However, in future periods we expect that these additional expenses will, over time, be more than offset by anticipated new premium writings, improved loss ratios, and operational efficiency gains.
Business Continuity/Disaster Recovery
We maintain business continuity and disaster recovery plans for our critical business functions, including the restoration of information technology infrastructure and applications. We utilize business impact analyses to predict potential consequences of business disruptions, driving creation of our business continuity plans. Additionally, we utilize multi-zone data centers that act as

7



production facilities and as disaster recovery sites for each other. In addition, we utilize an off-site data storage facility for critical customer and systems data.
Cyber Security and Privacy
Our operations rely on the secure processing, storage, transmission of confidential and other information, and the protection of the privacy of personal information. Our business, including our ability to adequately price products and services, establish reserves, provide an effective and secure service to our customers and report our financial results in a timely and accurate manner, depends significantly on the integrity, availability, and timeliness of the data we maintain, as well as the data held by third parties, service providers, and systems.
In an effort to ensure the privacy, confidentiality, and integrity of this data, we continually enhance our cyber and other information security in order to remain secure against emerging threats, as well as increase our ability to detect, and recover from, a cyber-attack or unauthorized access.
Customers and Workers' Compensation Premiums
The workers' compensation insurance industry classifies risks into seven hazard groups, as defined by the National Council on Compensation Insurance (NCCI), based on severity of claims, with businesses in the first or lowest group having the lowest expected claims costs.
We target select small businesses engaged in low to medium hazard industries. Our historical loss experience has been more favorable for lower industry-defined hazard groups than for higher hazard groups. Further, we believe it is generally less costly to service and manage the risks associated with these lower hazard groups. Our underwriters use their local market expertise and disciplined underwriting to select specific types of businesses and risks within the classes of business we underwrite that allow us to generate loss ratios that are better than the industry average.
We focus heavily on in-force premiums, which represent the estimated annual premium on all policies that have not expired or have not been canceled. The following table shows a reconciliation of our gross premiums earned during the years ended December 31, 2019, 2018, and 2017 to in-force premiums as of December 31, 2019, 2018, and 2017:
 
 
2019
 
2018
 
2017
 
 
(in millions)
Gross premiums earned
 
$
701.2

 
$
737.2

 
$
722.5

Less: Final audit and retroactive adjustments
 
27.1

 
61.1

 
85.5

Less: Involuntary premium
 
9.5

 
9.9

 
10.2

In-force premium
 
$
664.6

 
$
666.2

 
$
626.9

The following table sets forth our in-force premiums by hazard group and as a percentage of our total in-force premiums as of December 31:
Hazard
Group
 
2019
 
Percentage
of 2019 Total
 
2018
 
Percentage
of 2018 Total
 
2017
 
Percentage
of 2017 Total
 
 
(in millions, except percentages)
A
 
$
185.4

 
27.9
%
 
$
189.5

 
28.4
%
 
$
176.9

 
28.2
%
B
 
175.9

 
26.5

 
171.6

 
25.8

 
159.4

 
25.4

C
 
183.2

 
27.6

 
188.7

 
28.3

 
188.0

 
30.0

D
 
103.4

 
15.6

 
100.5

 
15.1

 
91.9

 
14.7

E
 
14.1

 
2.1

 
12.2

 
1.8

 
9.4

 
1.5

F
 
2.0

 
0.3

 
3.2

 
0.5

 
1.0

 
0.2

G
 
0.6

 
<0.1

 
0.5

 
0.1

 
0.3

 
<0.1

Total
 
$
664.6

 
100.0
%
 
$
666.2

 
100.0
%
 
$
626.9

 
100.0
%

8



In-force premiums for our top ten types of insureds and as a percentage of our total in-force premiums as of December 31, 2019 were as follows:
Employer Classifications
 
In-force Premiums
 
Percentage
of Total
 
 
(in millions, except percentages)
Restaurants and Other Eating Places
 
$
164.4

 
24.7
%
Hotels, Motels and Clubs
 
52.1

 
7.8

Automobile Dealers
 
29.1

 
4.4

Automotive Repair and Maintenance
 
24.3

 
3.7

Real Estate Management
 
21.1

 
3.2

Offices of Physicians
 
19.1

 
2.9

Other Store Retailers
 
15.9

 
2.4

Schools
 
15.5

 
2.3

Wholesale Stores
 
15.3

 
2.3

Grocery Stores
 
13.4

 
2.0

Total
 
$
370.2

 
55.7
%
We provide workers' compensation insurance throughout the United States, with the exception of four states that are served exclusively by their state funds. Our business is concentrated in California, which makes the results of our operations more dependent on the trends that are unique to that state and that may differ from national trends. State and federal legislation and regulation, court decisions, local competition, economic and employment trends, and workers' compensation medical cost trends can materially impact our financial results.
As of December 31, 2019 and 2018, our policyholders had average annual in-force premiums of $6,735 and $7,281, respectively. We are not dependent on any single policyholder and the loss of any single policyholder would not have a material adverse effect on our business.
The following table shows our in-force premiums and number of policies in-force for each state with approximately five percent or more of our in-force premiums and all other states combined as of December 31:
 
 
2019
 
2018
 
2017
State
 
In-force Premiums
 
Policies
In-force
 
In-force Premiums
 
Policies
In-force
 
In-force Premiums
 
Policies
In-force
 
 
(dollars in millions)
California
 
$
329.8

 
43,079

 
$
357.1

 
41,988

 
$
349.4

 
40,573

Florida
 
36.3

 
5,822

 
41.0

 
5,833

 
41.8

 
5,625

New York
 
31.7

 
5,679

 
23.9

 
3,663

 
12.3

 
2,038

Other (43 states and D.C.)
 
266.8

 
44,104

 
244.2

 
40,014

 
223.4

 
37,258

Total
 
$
664.6

 
98,684

 
$
666.2

 
91,498

 
$
626.9

 
85,494

From 2017 through 2019, our total in-force premiums and number of policies in-force increased 6.0% and 15.4%, respectively. During the same period, our in-force premiums in California decreased 5.6%, while policy count in California increased 6.2%, reflecting our efforts to continue to diversify and grow our business in new and profitable markets. We cannot be certain how these trends will ultimately impact our consolidated financial position and results of operations.
Our premiums are generally a function of the applicable premium rate, the amount of the insured's payroll, and if applicable, a factor reflecting the insured's historical loss experience (experience modification factor). Premium rates vary by state according to the nature of the employees' duties and the business of the employer. The premium is computed by applying the applicable premium rate to each class of the insured's payroll after it has been appropriately classified. Total policy premium is determined after applying an experience modification factor and a further adjustment, known as a schedule rating adjustment, and other adjustments, which may be made in certain circumstances, to increase or decrease the policy premium. Schedule rating adjustments are made based on individual risk characteristics of the insured and subject to maximum amounts as established in our premium rate filings.
Our premium rates are based upon actuarial analyses for each state in which we do business, except in administered pricing states, primarily Florida, Wisconsin, and Idaho, where premium rates are set by state insurance regulators.
Pricing on our renewals showed an overall price decrease of 11.6% for the year ended December 31, 2019, versus the rate level in effect on such business a year earlier. We believe that we can continue to write attractive business due to favorable loss costs and frequency trends and the success of our accelerated claims initiatives, despite the competitive market conditions we currently

9



face. Given the strength of our balance sheet, the execution of our underwriting, claims, and investment strategies, we believe that we are well positioned for the current market cycle.
Losses and LAE Reserves and Loss Development
We are directly liable for losses and LAE under the terms of the insurance policies our insurance subsidiaries write. Significant time can elapse between the occurrence of an insured loss, the reporting of the loss to us, and our payment of that loss. Loss reserves are reflected on our Consolidated Balance Sheets under the line item caption "Unpaid losses and loss adjustment expenses." Estimating reserves is a complex process that involves a considerable degree of judgment by management and is inherently uncertain. Loss reserve estimates represent a significant risk to our business, which we attempt to mitigate by frequently and routinely reviewing loss cost trends.
For a detailed description of our reserves, the judgments, key assumptions and actuarial methodologies that we use to estimate our reserves, and the role of our consulting actuary, see "Item 7 –Management's Discussion and Analysis of Consolidated Financial Condition and Results of Operations –Critical Accounting Policies –Reserves for Losses and LAE" and Note 8 in the Notes to our Consolidated Financial Statements.
Reinsurance
Reinsurance is a transaction between insurance companies in which an original insurer, or ceding company, remits a portion of its premiums to a reinsurer, or assuming company, as payment for the reinsurer assuming a portion of the risk. Excess of loss reinsurance may be written in layers, in which a reinsurer or group of reinsurers accepts a band of coverage in excess of a specified amount, or retention, and up to a specified amount. Any liability exceeding the coverage limits of the reinsurance program is retained by the ceding company. The ceding company also bears the risk of a reinsurer's unwillingness or inability to pay. Consistent with general industry practices, we purchase excess of loss reinsurance to protect us against the impact of large individual, irregularly-occurring losses, and aggregate catastrophic losses from natural perils and terrorism, excluding nuclear, biological, chemical, and radiological events. Such reinsurance reduces the magnitude of such losses on our net income and the capital of our insurance subsidiaries.
Excess of Loss Reinsurance
Our current reinsurance program applies to all covered losses occurring between 12:01 a.m. July 1, 2019 and 12:01 a.m. July 1, 2020 and consists of one treaty covering excess of loss and catastrophic loss events in four layers of coverage. Our reinsurance coverage is $190.0 million in excess of our $10.0 million retention on a per occurrence basis, subject to certain exclusions. The coverage under our annual reinsurance programs that ended each of July 1, 2019 and 2018 was $190.0 million in excess of our $10.0 million retention on a per occurrence basis. We are solely responsible for any losses we suffer above $200.0 million except those covered by the Terrorism Risk Insurance Program Reauthorization Act of 2019 (TRIPRA of 2019). See "—Terrorism Risk Insurance Program." Covered losses that occur prior to expiration or cancellation of the applicable reinsurance agreement continue to be obligations of the subscribing reinsurers, subject to the other conditions in the agreement. The subscribing reinsurers may terminate the agreement only for our breach of the obligations of the agreement. We are responsible for the losses if the subscribing reinsurer cannot or refuses to pay.
The agreement includes certain exclusions for which our subscribing reinsurers are not liable for losses, including but not limited to losses arising from the following: reinsurance assumed by us under pooling arrangements; financial guarantee and insolvency; certain nuclear risks; liability as a member, subscriber, or reinsurer of any pool, syndicate, or association, but not assigned risk plans; liability arising from participation or membership in any insolvency fund; loss or damage caused by war other than acts of terrorism or civil commotion; workers' compensation business covering persons employed in Minnesota; and any loss or damage caused by any act of terrorism involving biological, chemical, nuclear, or radioactive pollution or contamination. Our underwriting guidelines generally require that insured risks fall within the coverage provided in the reinsurance program. Executive review and approval would be required if we were to write risks outside the reinsurance program.
The agreement provides that we, or any subscribing reinsurer, may request commutation of any outstanding claim or claims 10 years after the effective date of termination or expiration of the agreements and provides a mechanism for the parties to achieve valuation for commutation. We may require a special commutation of the percentage share of any loss in the reinsurance program of any subscribing reinsurer that is in runoff.
We believe that our reinsurance program meets our current needs.
As of December 31, 2019, approximately 55% of our excess of loss reinsurance program was provided by reinsurers domiciled in the United Kingdom.
We believe that the exit of the United Kingdom from the European Union (BREXIT) is unlikely to affect our excess of loss reinsurance program because it is the Credit for Reinsurance Law and the Credit for Reinsurance Regulation in the ceding insurers' state of domicile (the Reinsurance Regulations) that governs the statutory treatment of both U.S. and Non-U.S. reinsurers; therefore,

10



provided that our reinsurers domiciled in the United Kingdom continue to maintain the collateral required by the Reinsurance Regulations at all times, our excess of loss reinsurance program will likely be unaffected by BREXIT.
LPT Agreement
In 1999, the Fund entered into a retroactive 100% quota share reinsurance agreement through a loss portfolio transfer transaction with third party reinsurers. The LPT Agreement commenced on June 30, 1999 and will remain in effect until all claims under the covered policies have closed, the agreement is commuted or terminated upon the mutual agreement of the parties, or the reinsurers' aggregate maximum limit of liability is exhausted, whichever occurs earlier. The LPT Agreement does not provide for any additional termination terms. On January 1, 2000, EICN assumed all of the assets, liabilities and operations of the Fund, including the Fund's rights and obligations associated with the LPT Agreement.
Under the LPT Agreement, the Fund initially ceded $1.5 billion in liabilities for the incurred but unpaid losses and LAE related to claims incurred prior to July 1, 1995, for consideration of $775.0 million in cash. The LPT Agreement, which ceded to the reinsurers substantially all of the Fund's outstanding losses as of June 30, 1999 for claims with original dates of injury prior to July 1, 1995, provides coverage for losses up to $2.0 billion, excluding losses for burial and transportation expenses. The estimated remaining liabilities subject to the LPT Agreement were approximately $380.4 million and $408.2 million, as of December 31, 2019 and 2018, respectively (See Note 9 in the Notes to our Consolidated Financial Statements). Losses and LAE paid with respect to the LPT Agreement totaled approximately $796.2 million and $773.7 million through December 31, 2019 and 2018, respectively.
The reinsurers agreed to assume responsibilities for the claims at the benefit levels which existed in June 1999. The LPT Agreement required each reinsurer to place assets supporting the payment of claims by them in a trust that requires collateral be held at a specified level. The level must not be less than the outstanding reserve for losses and a loss expense allowance equal to 7% of estimated paid losses discounted at a rate of 6%. If the assets held in trust fall below this threshold, we may require the reinsurers to contribute additional assets to maintain the required minimum level of collateral. The value of these assets as of December 31, 2019 and 2018 was $341.0 million and $311.6 million, respectively.
The reinsurers currently party to the LPT Agreement are Chubb Bermuda Insurance Limited, XL Re Limited, and National Indemnity Company. The contract provides that during the term of the agreement all reinsurers need to maintain an A.M. Best financial strength rating of not less than "A-" (Excellent). Currently, each of the reinsurers that are a party to the LPT Agreement has a rating that satisfies this requirement.
We account for the LPT Agreement as retroactive reinsurance. Upon entry into the LPT Agreement, an initial deferred reinsurance gain was recorded as a liability on our Consolidated Balance Sheets as Deferred Gain. We are also entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is estimated based on both actual paid results to date and projections of expected paid losses under the LPT Agreement through June 30, 2024. As of December 31, 2019, our estimate of the ultimate expected contingent profit commission was $68.6 million, of which $55.4 million has been settled.
Recoverability of Reinsurance
Reinsurance makes the assuming reinsurer liable to the ceding company to the extent of the reinsurance; however, it does not discharge the ceding company from its primary liability to its policyholders in the event the reinsurer cannot or refuses to pay its obligations under such reinsurance. We monitor the financial strength of our reinsurers and do not believe that we are currently exposed to any material credit risk as substantially all of our reinsurance is recoverable from large, well-capitalized reinsurance companies with A.M. Best financial strength ratings of "A-" (Excellent), or better. At December 31, 2019, $2.7 million was held as collateral by cash or letters of credit for our reinsurance recoverables and an additional $341.0 million was held in trust accounts for our benefit in support of reinsurance recoverables related to the LPT Agreement.
We review the aging of our reinsurance recoverables on a quarterly basis and no material amounts due from our reinsurers have been written-off as uncollectible since our inception in 2000. At December 31, 2019, less than 2% of our reinsurance recoverables on paid losses were greater than 90 days overdue.
Terrorism Risk Insurance Program
The Terrorism Risk Insurance Act of 2002 (2002 Act) was initially enacted in November 2002, modified and extended in 2005, 2007, 2015, and most recently in 2019. Now known as the Terrorism Risk Insurance Program Reauthorization Act of 2019 (TRIPRA of 2019), the program is designed to allow the insurance industry and the federal government to share losses from declared terrorist events according to a specific formula, and is in effect until December 31, 2027.
The workers' compensation laws of the various states generally do not permit the exclusion of coverage for losses arising from terrorism or nuclear, biological, chemical, or radiological attacks. In addition, we are not able to limit our losses arising from any one catastrophe or from any one claimant. Our reinsurance policies exclude coverage for losses arising out of nuclear, biological, chemical, or radiological attacks. Under TRIPRA of 2019, federal protection may be provided to the insurance industry for certain acts of foreign and domestic terrorism, including nuclear, biological, chemical, or radiological attacks.

11



The impacts of any future terrorist acts are unpredictable, and the ultimate impact on our insurance subsidiaries, if any, of losses from any future terrorist acts will depend upon their nature, extent, location, and timing. We monitor the geographic concentration of our policyholders to help mitigate the risk of loss from terrorist acts.
Investments
Our investment portfolio is structured to support our need for: (i) optimizing our risk-adjusted total return; (ii) providing adequate liquidity; (iii) facilitating financial strength and stability; and (iv) ensuring regulatory and legal compliance.
As of December 31, 2019, the total amortized cost of our investment portfolio was $2.6 billion and its fair value was $2.7 billion. These investments provide a steady source of income, which may fluctuate with changes in interest rates and our current investment strategies.
While we oversee all of our investment activities, we employ independent investment managers (Investment Managers). Our Investment Managers follow our written investment guidelines, which are approved by the Finance Committee of the Board of Directors. Our asset allocation is reevaluated by management and reviewed by the Finance Committee of the Board of Directors on a quarterly basis. We also utilize our Investment Managers' investment advisory services to assist us in developing a tailored set of portfolio targets and objectives.
Additional information regarding our investment portfolio, including our approach to managing investment risk, is set forth under "Item 7 –Management's Discussion and Analysis of Consolidated Financial Condition and Results of Operations –Liquidity and Capital Resources –Investments" and "Item 7A –Quantitative and Qualitative Disclosures about Market Risk."
Marketing and Distribution
We market our workers' compensation insurance products through independent local, regional, and national agents and brokers, through alternative distribution channels, including our largest partner ADP, Inc. (ADP), and national, regional, and local trade groups and associations, and direct-to-customer.
Independent Insurance Agents and Brokers
We establish and maintain strong, long-term relationships with independent insurance agencies that actively market our products and services. We offer ease of doing business, provide responsive service, and pay competitive commissions. Our sales representatives and underwriters work closely with independent agencies to market and underwrite our business. This results in enhanced understanding of the businesses and risks we underwrite and the needs of prospective customers. We do not delegate underwriting authority to agents or brokers. We are not dependent on any one agency and the loss of any one agency would not be material to our operations.
We had approximately 4,100 independent agencies that marketed and sold our insurance products at December 31, 2019. Independent agencies generated 75.1%, 76.7%, and 78.2% of in-force premiums at December 31, 2019, 2018, and 2017, respectively, and our largest agency generated two percent or less of our in-force premiums at each of December 31, 2019, 2018, and 2017.
Alternative Distribution Channels
We have developed and continue to add to important distribution channels for our products and services that serve as an alternative to our strong independent agency distribution channel. These alternative distribution channels utilize partnerships and alliances with entities such as payroll companies and health care and property and casualty insurers for which we provide workers' compensation insurance coverage. Our small business, low to medium hazard workers' compensation insurance products are jointly offered and marketed with and through our partners and alliances.
Alternative distribution channels generated 24.9%, 23.1%, and 21.6% of our in-force premiums as of December 31, 2019, 2018, and 2017, respectively.
A significant concentration of our business is being generated by ADP. ADP is the largest payroll services provider in the United States servicing small and medium-sized businesses. As part of its services, ADP sells our workers' compensation insurance product along with its payroll and accounting services through its insurance agency and field sales staff primarily to small businesses. ADP generated 11.7%, 13.1%, and 13.9% of our in-force premiums as of December 31, 2019, 2018, and 2017, respectively. The majority of this business is written through ADP's small business unit, which has accounts of 1 to 50 employees. We pay ADP fees that are a percentage of premiums received for services provided through the ADP program.
Our relationship with ADP is non-exclusive; however, we believe that we are a key partner of ADP for our selected markets and classes of business.

12



Direct-to-Customer
To address the changing buying behaviors of small and micro-businesses, we recently launched Cerity, which offers digital insurance solutions, including direct-to-customer workers' compensation coverage. Cerity is based in Austin, Texas and began offering workers' compensation insurance in January 2019. Cerity focuses on a limited number of classes where we believe that customers prefer an online experience.
Competition and Market Conditions
The insurance industry is highly competitive, and there is significant competition in the national workers' compensation industry that is based on price and quality of services. We compete with other specialty workers' compensation carriers, state agencies, multi-line insurance companies, professional employer organizations, self-insurance funds, and state insurance pools. Many of our competitors are significantly larger, more widely known, and/or possess considerably greater financial resources. Our primary competitors are AmTrust Financial Services, Inc., Berkshire Hathaway Homestate Companies, The Hartford Financial Services Group, Inc., ICW Group, and Travelers Insurance Group Holdings, Inc.
Regulation
State Insurance Regulation
Insurance companies are subject to regulation and supervision by the insurance regulator in the state in which they are domiciled and, to a lesser extent, other states in which they conduct business. These state agencies have broad regulatory, supervisory, and administrative powers, including, among other things, the power to grant and revoke licenses to transact business, license agencies, set the standards of solvency to be met and maintained, determine the nature of, and limitations on, investments and dividends, approve policy forms and rates in some states, periodically examine financial statements, determine the form and content of required financial statements, set the rates that we may charge in some states, and periodically examine market conduct.
Detailed annual and quarterly financial statements, prepared in accordance with statutory accounting principles (SAP), and other reports are required to be filed with the insurance regulator in each of the states in which we are licensed to transact business. The California Department of Insurance (California DOI), Florida Office of Insurance Regulation (Florida OIR), Nevada Division of Insurance (Nevada DOI), and New York Department of Financial Services (New York DFS) periodically examine the statutory financial statements of their respective domiciliary insurance companies. In 2015, the California DOI and Nevada DOI completed financial examinations for ECIC and EICN, respectively, and in 2016, the Florida OIR completed its regularly scheduled exams for EPIC and EAC. There were no material findings. The California DOI, Florida OIR, Nevada DOI, and New York DFS have initiated the next regularly scheduled exams of each of our insurance subsidiaries.
Many states have laws and regulations that limit an insurer's ability to withdraw from a particular market. For example, states may limit an insurer's ability to cancel or not renew policies. Furthermore, certain states prohibit an insurer from withdrawing one or more lines of business from the state, except pursuant to a plan that is approved by the state insurance regulator. The state insurance regulator may disapprove a plan that may lead to market disruption. We are subject to laws and regulations of this type, and these laws and regulations may restrict our ability to exit unprofitable markets.
Holding Company Regulation. Nearly all states have enacted legislation that regulates insurance holding company systems. Each insurance company in a holding company system is required to register with the insurance regulator of its state of domicile and furnish information concerning the operations of companies within the holding company system that may materially affect the operations, management or financial condition of the insurers within the system. All transactions within a holding company system affecting an insurer must have fair and reasonable terms, the charges or fees for services performed must be reasonable, the insurer's total statutory surplus following any transaction must be both reasonable in relation to its outstanding liabilities and adequate for its needs, and are subject to other standards and requirements established by law and regulation. Notice to state insurance regulators is required prior to the consummation of certain affiliated and other transactions involving our insurance subsidiaries and such transactions may be disapproved by the state insurance regulators.
Pursuant to applicable insurance holding company laws, ECIC is required to register with the California DOI, EPIC and EAC are required to register with the Florida OIR, EICN is required to register with the Nevada DOI, and CIC is required to register with the New York DFS. Additionally, EPIC and EAC are commercially domiciled in California and are required to register with the California DOI. Under these laws, the respective state insurance regulators may examine us at any time, require disclosure of material transactions, and require prior notice for, or approval of, certain transactions.
Change of Control. Our insurance subsidiaries are domiciled in California, Florida, Nevada, and New York. The insurance laws of these states generally require that any person seeking to acquire control of a domestic insurance company must obtain the prior approval of the state's insurance commissioner. In California, Nevada, and New York, "control" is presumed to exist through the direct or indirect ownership of 10% or more of the voting securities of a domestic insurance company or of any entity that controls a domestic insurance company. In Florida, "control" is generally presumed to exist through the direct or indirect ownership of 5%

13



or more of the voting securities of a domestic insurance company or of any entity that controls a domestic insurance company. In addition, insurance laws in many states in which we are licensed require pre-notification to the state's insurance commissioner of a change in control of a non-domestic insurance company licensed in those states.
Statutory Accounting and Solvency Regulations. State insurance regulators closely monitor the financial condition of insurance companies reflected in financial statements based on SAP and can impose significant financial and operating restrictions on an insurance company that becomes financially impaired under SAP guidelines. State insurance regulators can generally impose restrictions or conditions on the activities of a financially impaired insurance company, including: the transfer or disposition of assets; the withdrawal of funds from bank accounts; payment of dividends or other distributions; the extension of credit or the advancement of loans; and investments of funds, including business acquisitions or combinations.
Financial, Dividend, and Investment Restrictions. State laws require insurance companies to maintain minimum levels of surplus and place limits on the amount of premiums a company may write based on the amount of that company's surplus. These limitations may restrict the rate at which our insurance operations can grow.
State laws also require insurance companies to establish reserves for payments of policyholder liabilities and impose restrictions on the kinds of assets in which insurance companies may invest. These restrictions may require us to invest in assets more conservatively than we would if we were not subject to state restrictions and may prevent us from obtaining as high a return on our assets as we might otherwise be able to realize absent the restrictions.
The ability of EHI to pay dividends on common stock, repurchase common stock, and to pay other expenses will be dependent to a significant extent upon the ability of our insurance subsidiaries (EICN, ECIC, EPIC, EAC, and CIC) to pay dividends to their immediate holding company, Employers Group, Inc. (EGI) and Cerity Group, Inc. (CGI) and, in turn, the ability of EGI and CGI to pay dividends to EHI. Additional information regarding financial, dividend, and investment restrictions is set forth in Note 14 in the Notes to our Consolidated Financial Statements.
Insurance Assessments. All of the states where our insurance subsidiaries are licensed to transact business require property and casualty insurers doing business within the state to pay various insurance assessments. We accrue a liability for estimated insurance assessments as direct premiums are written, losses are recorded, or as other events occur in accordance with various states' laws and regulations, and defer these costs and recognize them as an expense as the related premiums are earned. Various mechanisms exist in some of these states for assessed insurance companies to recover certain assessments. Additional information regarding insurance assessments is set forth in Note 11 in the Notes to our Consolidated Financial Statements.
Pooling Arrangements. As a condition to conducting business in some states, insurance companies are required to participate in mandatory workers' compensation shared market mechanisms, or pooling arrangements, which provide workers' compensation insurance coverage to private businesses that are otherwise unable to obtain coverage.
The National Association of Insurance Commissioners (NAIC). The NAIC is a group formed by state insurance regulators to discuss issues and formulate policy with respect to regulation, reporting, and accounting of and by U.S. insurance companies. Although the NAIC has no legislative authority and insurance companies are at all times subject to the laws of their respective domiciliary states and other states in which they conduct business, the NAIC is influential in determining the form in which insurance laws are enacted. Model Insurance Laws, Regulations, and Guidelines (Model Laws) have been promulgated by the NAIC as a minimum standard by which state regulatory systems and regulations are measured. Adoption of state laws that provide for substantially similar regulations to those described in the Model Laws is a requirement for accreditation of state insurance regulatory agencies by the NAIC.
Under the Model Laws, insurers are required to maintain minimum levels of capital based on their investments and operations. These risk-based capital (RBC) requirements provide a standard by which regulators can assess the adequacy of an insurance company's capital and surplus relative to its operations. An insurance company must maintain capital and surplus of at least 200% of the RBC computed by the NAIC's RBC model, known as the "Authorized Control Level" of RBC. At December 31, 2019, each of our insurance subsidiaries had total adjusted capital in excess of the minimum RBC requirements.
The key financial ratios of the NAIC's Insurance Regulatory Information System (IRIS) were developed to assist state regulators in overseeing the financial condition of insurance companies. These ratios are reviewed by financial examiners of the NAIC and state insurance regulators for the purposes of detecting financial distress and preventing insolvency and to select those companies that merit highest priority in the allocation of the regulators' resources. IRIS identifies 13 key financial ratios and specifies a "usual range" for each. Departure from the usual ranges on four or more of the ratios can lead to inquiries from individual state insurance regulators as to certain aspects of an insurer's business. None of our insurance subsidiaries is currently subject to any action by any state regulator with respect to IRIS ratios.
Item 1A. Risk Factors
Investing in our common stock involves risks. In evaluating our company, you should carefully consider the risks described below, together with all the information included or incorporated by reference in this report. The risks facing our company include, but

14



are not limited to, those described below. Additional risks that we are not presently aware of or that we currently believe are immaterial may also impair our business operations. The occurrence of one or more of these events could significantly and adversely affect our business, financial condition, results of operations, cash flows, and stock price, and you could lose all or part of your investment.
Our liability for losses and LAE is based on estimates and may be inadequate to cover our actual losses and expenses.
We must establish and maintain reserves for our estimated losses and LAE. We establish loss reserves on our financial statements that represent an estimate of amounts needed to pay and administer claims with respect to insured claims that have occurred, including claims that have occurred but have not yet been reported to us. Loss reserves are estimates of the ultimate cost of individual claims based on actuarial estimation techniques, are inherently uncertain, and do not represent an exact measure of liability. Additionally, any changes to our claims management and/or actuarial reserving processes could introduce volatility in our estimates of losses and LAE. Any changes in these estimates could be material and could have an adverse effect on our results of operations and financial condition during the period the changes are made.
Several factors contribute to the inherent uncertainty in establishing estimated losses, including the length of time to settle long-term, severe cases, claim cost inflation (deflation) trends, and uncertainties in the long-term outcome of legislative reforms. Judgment is required in applying actuarial techniques to determine the relevance of historical payment and claim settlement patterns under current facts and circumstances. In certain states, we have a relatively short operating history and must rely on a combination of industry experience and our specific experience regarding claims emergence and payment patterns, medical cost inflation, and claim cost trends, adjusted for future anticipated changes in claims-related and economic trends, as well as regulatory and legislative changes, to establish our best estimate of reserves for losses and LAE. As we receive new information and update our assumptions over time regarding the ultimate liability, our loss reserves may prove to be inadequate to cover our actual losses, and we have in the past made, and may in the future make, adjustments to our reserves based on a number of factors.
The insurance business is subject to extensive regulation and legislative changes, which impact the manner in which we operate our business.
Our insurance business is subject to extensive regulation by the applicable state agencies in the jurisdictions in which we operate, most significantly by the insurance regulators in California, Florida, Nevada, and New York, the states in which our insurance subsidiaries are domiciled. Changes in laws and regulations could have a significant negative impact on our business. As of December 31, 2019, nearly one-half of our in-force premiums were generated in California. Accordingly, we are particularly affected by regulation in California.
More generally, insurance regulators have broad regulatory powers designed to protect policyholders and claimants, and not stockholders or other investors. Regulations vary from state to state, but typically address or include:
standards of solvency, including RBC measurements;
restrictions on the nature, quality, and concentration of investments;
restrictions on the types of terms that we can include in the insurance policies we offer;
mandates that may affect wage replacement and medical care benefits paid under the workers' compensation system;
requirements for the handling and reporting of claims and procedures for adjusting claims;
restrictions on the way rates are developed and premiums are determined;
the manner in which agents may be appointed;
establishment of liabilities for unearned premiums, unpaid losses and LAE;
limitations on our ability to transact business with affiliates;
mergers, acquisitions, and divestitures involving our insurance subsidiaries;
licensing requirements and approvals that affect our ability to do business;
compliance with all applicable privacy laws;
compliance with cyber-security laws and regulations;
potential assessments for the settlement of covered claims under insurance policies issued by impaired, insolvent, or failed insurance companies or other assessments imposed by regulatory agencies; and
the amount of dividends that our insurance subsidiaries may pay to EGI and CGI and, in turn, the ability of EGI and CGI to pay dividends to EHI.
Workers' compensation insurance is statutorily provided for in all of the states in which we do business. State laws and regulations specify the form and content of policy coverage and the rights and benefits that are available to injured workers, their representatives, and medical providers. Additionally, any retrospective change in regulatorily required benefits could materially increase the benefits costs that we would be responsible for to the extent of the legislative increase. In "administered pricing" states, insurance rates are set by the state insurance regulators and are adjusted periodically. Rate competition is generally not permitted in these states. Of the states in which we currently operate, Florida, Wisconsin, and Idaho are administered pricing states. Additionally, we are exposed to the risk that other states in which we operate will adopt administered pricing laws.

15



Legislation and regulation impact our ability to investigate fraud and other abuses of the workers' compensation system in the states in which we do business. Our relationships with medical providers are also impacted by legislation and regulation, including penalties for failure to make timely payments.
Federal legislation typically does not directly impact our workers' compensation business, but our business can be indirectly affected by changes in healthcare, occupational safety and health, and tax and financial regulations. Since healthcare costs are the largest component of our loss costs, we may be impacted by changes in healthcare legislation, which could affect healthcare costs and delivery in the future. There is also the possibility of federal regulation of insurance.
This extensive regulation of our business may affect the cost or demand for our products and may limit our ability to obtain rate increases or to take other actions that we might desire to maintain our profitability. In addition, we may be unable to maintain all required approvals or comply fully with applicable laws and regulations, or the relevant governmental authority's interpretation of such laws and regulations. If that were to occur, we might lose our ability to conduct business in certain jurisdictions. Further, changes in the level of regulation of the insurance industry or changes in laws or regulations or interpretations by regulatory authorities could impact our operations, require us to bear additional costs of compliance, and impact our profitability.
If we fail to price our insurance policies appropriately, our business competitiveness, financial condition, and results of operations could be materially adversely affected.
Premiums are based on the particular class of business and our estimates of expected losses and LAE and other expenses related to the policies we underwrite. We analyze many factors when pricing a policy, including the policyholder's prior loss history and industry classification. Inaccurate information regarding a policyholder's past claims experience or inaccurate estimates of expected losses and LAE could put us at risk for mispricing our policies, which could have a material adverse effect on our business, financial condition, and results of operations. For example, when initiating coverage on a policyholder, we must rely on the information provided by the policyholder, agent, or the policyholder's previous insurer(s) to properly estimate future claims expense. In order to set premium rates accurately, we must utilize an appropriate pricing model that correctly assesses risks based on their individual characteristics and takes into account actual and projected industry characteristics.
We rely on statistical data models and analytics that leverage internal and external data.
We use models to help make decisions related to, among other things, underwriting, pricing, claims management, reserving, capital allocation, and investments. These models incorporate various assumptions and forecasts that are subject to inherent limitations of any statistical analysis as the historical internal and industry data and assumptions used in the models may not accurately reflect the future. As a result, actual results may differ materially from expectations and our results of operations and financial condition could be materially adversely affected.
As our industry becomes increasingly reliant on data analytics to improve pricing and be more targeted in marketing, our competitors may have better information or be more efficient in leveraging analytics than we are, which could put us at a competitive disadvantage.
Our concentration in California ties our performance to the business, economic, demographic, natural perils, competitive, and regulatory conditions in that state.
Our business is concentrated in California, where we generated nearly one-half of our in-force premiums as of December 31, 2019. Accordingly, the loss environment and unfavorable business, economic, demographic, natural perils, competitive, and regulatory conditions in California could negatively impact our business.
Many California businesses are dependent on tourism revenues, which are, in turn, dependent on a robust economy. A downturn in the national economy or the economy of California, or any other event that causes deterioration in tourism, could adversely impact small businesses, such as restaurants, that we have targeted as customers. The departure from California or insolvency of a significant number of small businesses could also have a material adverse effect on our financial condition and results of operations. California is also exposed to climate and environmental changes, natural perils such as earthquakes, and susceptible to the possibility of pandemics or terrorist acts. Additionally, the workers' compensation industry has seen a higher level of claims litigation in California, which could expose us to further liabilities beyond what are currently expected and included on our financials. Because of the concentration of our business in California, we may be exposed to losses and business, economic, and regulatory risks or risk from natural perils that are greater than the risks associated with companies with greater geographic diversification.
We rely on independent insurance agents and brokers.
We market and sell the majority of our insurance products through independent, non-exclusive insurance agents and brokers. These agents and brokers are not obligated to promote our products and can and do sell our competitors' products. In addition, these agents and brokers may find it easier to promote the broader range of programs of some of our competitors than to promote our single-line workers' compensation insurance products. Additionally, any changes in the distribution of our insurance products, including Cerity's direct-to-customer workers' compensation insurance offerings or other potential market disruptions, could

16



negatively impact the relationship between us and our independent agents and brokers. The loss of a number of our independent agents and brokers or the failure or inability of these agents and brokers to successfully market our insurance products could have a material adverse effect on our business, financial condition, and results of operations.
We rely on our relationship with our principal distribution partner.
We have an agreement with our principal distribution partner, ADP, to market and service our insurance products through its sales forces and insurance agencies. ADP generated 11.7% of our total in-force premiums as of December 31, 2019. Our agreement with ADP is not exclusive. The termination of this agreement, our failure to maintain a good relationship with ADP, or its failure to successfully market our products may materially reduce our revenues and could have a material adverse effect on our results of operations. In addition, we are subject to the risk that ADP may face financial difficulties, reputational issues, or problems with respect to its own products and services, any of which may lead to decreased sales of our products and services. Moreover, if ADP consolidates or aligns itself with another company or changes its products that are currently offered with our workers' compensation insurance products, we may lose business or suffer decreased revenues.
We are also subject to credit risk with respect to ADP, as it collects premiums on our behalf for the workers' compensation products that are marketed together with its own products. Any failure to remit such premiums to us or to remit such amounts on a timely basis could have an adverse effect on our results of operations.
A downgrade in our financial strength rating could reduce the amount of business that we are able to write or result in the termination of certain of our agreements with our strategic partners.
Rating agencies rate insurance companies based on financial strength as an indication of an ability to pay claims. Our insurance subsidiaries are currently assigned a group letter rating of "A-" (Excellent), with a "positive" outlook, by A.M. Best, which is the rating agency that we believe has the most influence on our business. This rating is assigned to companies that, in the opinion of A.M. Best, have demonstrated an excellent overall performance when compared to industry standards. A.M. Best considers "A-" (Excellent) rated companies to have an excellent ability to meet their ongoing obligations to policyholders. This rating does not refer to our ability to meet non-insurance obligations.
The financial strength ratings of A.M. Best and other rating agencies are subject to periodic review using, among other things, proprietary capital adequacy models, and are subject to revision or withdrawal at any time. Insurers' financial strength ratings are directed toward the concerns of policyholders and insurance agents and are not intended for the protection of investors or as a recommendation to buy, hold, or sell securities. Our competitive position relative to other companies is determined in part by our financial strength rating. A reduction in our A.M. Best rating could adversely affect the amount of business we could write, as well as our relationships with independent agents and brokers and our principal distribution partners, reinsurers, and other business partners.
A.M. Best may increase the frequency and scope of its reviews, and request additional information from the companies that it rates, including additional information regarding the valuation of investment securities held. We cannot predict what actions rating agencies may take, or what actions we may take in response to the actions of rating agencies.
If we are unable to obtain reinsurance or collect on ceded reinsurance, our ability to write new policies and to renew existing policies could be adversely affected and our financial condition and results of operations could be materially adversely affected.
At December 31, 2019, we had $539.7 million of reinsurance recoverables for paid and unpaid losses and LAE, of which $7.2 million was due to us on paid claims.
We purchase reinsurance to protect us against the costs of severe claims and catastrophic events, including natural perils and acts of terrorism, excluding nuclear, biological, chemical, and radiological events. On July 1, 2019, we entered into a new reinsurance program that is effective through June 30, 2020. The reinsurance program consists of one treaty covering excess of loss and catastrophic loss events in four layers of coverage. Our reinsurance coverage is $190.0 million in excess of our $10.0 million retention on a per occurrence basis, subject to certain exclusions.
The availability, amount, and cost of reinsurance depend on market conditions and our loss experience and may vary significantly. We cannot be certain that our reinsurance agreements will be renewed or replaced prior to their expiration with terms satisfactory to us. If we are unable to renew or replace our reinsurance agreements with terms satisfactory to us, our net liability on individual risks would increase and we would have greater exposure to large and catastrophic losses, which could have a material adverse effect on our financial condition and results of operations.
In addition, we are subject to credit risk with respect to our reinsurers, and they may refuse to pay or delay payment of losses we cede to them. We remain liable to our policyholders even if we are unable to make recoveries that we believe we are entitled to under our reinsurance contracts. Losses may not be recovered from our reinsurers until claims are paid and, in the case of long-term workers' compensation cases, the creditworthiness of our reinsurers may change before we can recover amounts that we are entitled to. The inability of any of our reinsurers to meet their financial obligations could have a material adverse effect on our financial condition and results of operations.

17



We obtained reinsurance covering the losses incurred prior to July 1, 1995, and we could be liable for some or all of those losses if the coverage provided by the LPT Agreement proves inadequate or we fail to collect from the reinsurers that are a party to such transaction.
On January 1, 2000, EICN assumed all of the assets, liabilities, and operations of the Fund, including losses incurred by the Fund prior to such date. EICN also assumed the Fund's rights and obligations associated with the LPT Agreement that the Fund entered into with third party reinsurers with respect to its losses incurred prior to July 1, 1995. See "Item 1 -Business -Reinsurance -LPT Agreement." The reinsurers under the LPT Agreement agreed to assume responsibility for the claims at the benefit levels which existed in June 1999. Accordingly, if the Nevada legislature were to increase the benefits payable for the pre-July 1, 1995 claims, we would be responsible for the increased benefit costs to the extent of the legislative increase.
We could be liable for some or all of those ceded losses if the coverage provided by the LPT Agreement proves inadequate or we fail to collect from the reinsurers that are a party to such transaction. As of December 31, 2019, the estimated remaining liabilities subject to the LPT Agreement were $380.4 million. If we are unable to collect on these reinsurance recoverables, our financial condition and results of operations could be materially adversely affected.
The LPT Agreement requires each reinsurer to place assets supporting the payment of claims by them in individual trusts that require that collateral be held at a specified level. The collateralization level must not be less than the outstanding reserve for losses and a loss expense allowance equal to 7% of estimated paid losses discounted at a rate of 6%. If the assets held in trust fall below this threshold, we can require the reinsurers to contribute additional assets to maintain the required minimum level. The value of these assets at December 31, 2019 was $341.0 million. If the value of the collateral in the trusts drops below the required minimum level and the reinsurers are unable to contribute additional assets, we could be responsible for substituting a new reinsurer or paying those claims without the benefit of reinsurance. One of the reinsurers has collateralized its obligations under the LPT Agreement by placing shares of stock of a publicly held corporation in a trust. The other reinsurers have placed U.S. treasury and fixed maturity securities in trusts to collateralize their obligations to us. The value of this collateral is subject to market fluctuations.
The LPT Agreement provides us with the ability to commute any contract with the reinsurers to the LPT Agreement if the credit rating of any such reinsurer were to fall below "A-" (Excellent) as determined by A.M. Best.
Intense competition and the fact that we write only a single line of insurance could adversely affect our ability to sell policies at rates that we deem adequate.
The market for workers' compensation insurance products is highly competitive. Competition in our business is based on many factors, including premiums charged, services provided, ease of doing business, financial ratings assigned by independent rating agencies, speed of claims payments, reputation, policyholder dividends, perceived financial strength, and general experience. In some cases, our competitors offer lower priced products than we do. If our competitors offer more competitive premiums, policyholder dividends, or payment plans, services or commissions to independent agents, brokers, and other distributors, we could lose market share, have to reduce our premium rates, or increase commission rates, which could adversely affect our profitability. We compete with regional and national insurance companies, professional employer organizations, third-party administrators, self-insured employers, and state insurance funds. Our main competitors vary from state to state, but are usually those companies that offer a full range of services in underwriting, loss control, and claims. We compete on the basis of the services that we offer to our policyholders and on ease of doing business rather than solely on price.
Many of our competitors are significantly larger and possess greater financial, marketing, and management resources than we do. Some of our competitors benefit financially by not being subject to federal income tax. Intense competitive pressure on prices can result from the actions of even a single large competitor. Competitors with more surplus than us have the potential to expand in our markets more quickly than we can and invest more heavily in new technologies. Greater financial resources also permit an insurer to gain market share through more competitive pricing, even if that pricing results in reduced underwriting margins or an underwriting loss.
Many of our competitors are multi-line carriers that can price the workers' compensation insurance they offer at a loss in order to obtain other lines of business at a profit. This creates a competitive disadvantage for us, as we only offer a single line of insurance. For example, a business may find it more efficient or less expensive to purchase multiple lines of commercial insurance coverage from a single carrier. Additionally, we primarily target small businesses, which may be more significantly impacted by a downturn in economic conditions.
The property and casualty insurance industry is cyclical in nature and is characterized by periods of so-called "soft" market conditions, in which premium rates are stable or falling, insurance is readily available, and insurers' profits decline, and by periods of so-called "hard" market conditions, in which rates rise, insurance may be more difficult to find, and insurers' profits increase. According to the Insurance Information Institute, since 1970, the property and casualty insurance industry experienced hard market conditions from 1975 to 1978, 1984 to 1987, and 2001 to 2004. Although the financial performance of an individual insurance company is dependent on its own specific business characteristics, the profitability of most workers' compensation insurance companies generally tends to follow this cyclical market pattern. We believe the workers' compensation industry currently has

18



excess underwriting capacity resulting in lower rate levels and smaller profit margins. We continue to experience price competition in our target markets.
Because of cyclicality in the workers' compensation market, due in large part to competition, capacity, and general economic factors, we cannot predict the timing or duration of changes in the market cycle. This cyclical pattern has in the past and could in the future adversely affect our financial condition and results of operations. If we are unable to compete effectively, our business, financial condition, and results of operations could be materially adversely affected.
We may be unable to realize our investment objectives, and economic conditions in the financial markets could lead to investment losses.
Investment income is an important component of our revenue and net income. Our investment portfolio is managed by independent asset managers that operate under investment guidelines approved by the Finance Committee of the Board of Directors. Although these guidelines stress diversification and capital preservation, our investments are subject to a variety of risks that are beyond our control, including risks related to general economic conditions, interest rate fluctuations or prolonged periods of low interest rates, and market volatility. Interest rates are highly sensitive to many factors, including governmental fiscal and monetary policies and domestic and international economic and political conditions. These and other factors affect the capital markets and, consequently, the value of our investment portfolio.
We are exposed to significant financial risks related to the capital markets, including the risk of potential economic loss principally arising from adverse changes in the fair value of financial instruments. The major components of market risk affecting us are interest rate risk, credit risk, and equity price risk. For more information regarding market risk, see "Item 7A–Quantitative and Qualitative Disclosures About Market Risk."
The outlook for our investment income is dependent on the future direction of interest rates, maturity schedules, and cash flow from operations that is available for investment. The fair values of fixed maturity securities that are available-for-sale (AFS) fluctuate with changes in interest rates and cause fluctuations in our stockholders' equity. Any significant decline in our investment income or the value of our investments as a result of changes in interest rates, deterioration in the credit of companies or municipalities in which we have invested, decreased dividend payments, general market conditions, or events that have an adverse impact on any particular industry or geographic region in which we hold significant investments could have an adverse effect on our net income and, as a result, on our stockholders' equity and policyholder surplus.
The valuation of our investments, including the determination of the amount of impairments, includes estimates and assumptions and could result in changes to investment valuations that may adversely affect our financial condition and results of operations. Beginning on January 1, 2018, we are required to measure equity securities at fair value with changes in fair value recognized in net income, which causes increased volatility in our results of operations. Equity securities represented 9% of our total investment portfolio as of December 31, 2019. The use of internally developed valuation techniques may have a material effect on the estimated fair value amounts of our investments and our financial condition.
We regularly review the valuation of our entire portfolio of fixed maturity investments, including the identification of other-than-temporary declines in fair value. The determination of the amount of impairments taken on our investments is based on our periodic evaluation and assessment of our investments and known and inherent risks associated with the various asset classes. There can be no assurance that we have accurately determined the level of other-than-temporary impairments reflected on our financial statements and additional impairments may need to be taken in the future. Historical trends may not be indicative of future impairments.
Bank loans represented approximately 6.5% of our investment portfolio as of December 31, 2019. The yield on our bank loans is currently based on the London Interbank Offered Rate (LIBOR). With the likelihood that there will be a cessation of LIBOR by the end of 2021, the yields and associated fair values of our bank loans could be impacted favorably or unfavorably by a transition from LIBOR to another rate.
We may require additional capital in the future, which may not be available to us or may be available only on unfavorable terms.
Our future capital requirements will depend on many factors, including state regulatory requirements, our ability to write new business successfully, and to establish premium rates and reserves at levels sufficient to cover losses. If we have to raise additional capital, equity or debt financing may not be available on terms that are favorable to us. In the case of equity financings, there could be dilution to our stockholders and the securities may have rights, preferences, and privileges senior to our common stock. In the case of debt financings, we may be subject to covenants that restrict our ability to freely operate our business. If we cannot obtain adequate capital on favorable terms or at all, we may be unable to implement our future growth or operating plans and our business, financial condition, and results of operations could be materially adversely affected.
The capital and credit markets continue to experience volatility and disruption that could negatively affect market liquidity. These conditions could produce downward pressure on stock prices and limit the availability of credit for certain issuers without regard

19



to those issuers' underlying financial strength. In addition, we could be forced to delay raising capital or be unable to raise capital on favorable terms, or at all, which could decrease our profitability, significantly reduce our financial flexibility, and cause rating agencies to reevaluate our financial strength ratings.
We are a holding company with no direct operations. We depend on the ability of our subsidiaries to transfer funds to us to meet our obligations, and our insurance subsidiaries' ability to pay dividends to us is restricted by law.
EHI is a holding company that transacts substantially all of its business through operating subsidiaries. Its primary assets are the shares of stock of our insurance subsidiaries. The ability of EHI to meet its operating and financing cash needs depends on the surplus and earnings of our subsidiaries, and upon the ability of our insurance subsidiaries to pay dividends to EGI and CGI and, in turn, the ability of EGI and CGI to pay dividends to EHI.
Payments of dividends by our insurance subsidiaries are restricted by state insurance laws, including laws establishing minimum solvency and liquidity thresholds, and could be subject to contractual restrictions in the future, including those imposed by indebtedness we may incur in the future. As a result, we may not be able to receive dividends from these subsidiaries and we may not receive dividends in the amounts necessary to meet our obligations or to pay dividends on our common stock.
A failure to effectively maintain, enhance and modernize our information technology systems, effectively develop and deploy new technologies, and execute new business initiatives, could adversely affect our business.
Our success depends on our ability to maintain effective information technology systems, to enhance those systems to better support our business in an efficient and cost-effective manner, and to develop new technologies and capabilities in pursuit of our long-term strategy. We have recently launched an initiative that is focused on developing new technologies and capabilities and enhancing our information technology infrastructure. Some technology development and new business initiatives are long-term in nature, may negatively impact our expense ratios as we invest in the projects, may cost more than anticipated to complete, or may not be completed. Additionally, these initiatives may be more time-consuming than anticipated, may not deliver the expected benefits upon completion, and/or may need to be replaced or become obsolete more quickly than expected, all of which could result in accelerated recognition of expenses. If we fail to successfully execute on new business initiatives, fail to maintain or enhance our existing information technology systems, or if we were to experience failure in developing and implementing new technologies, our relationships, ability to do business with our clients and/or our competitive position may be adversely affected. We could also experience other adverse consequences, including additional costs or write-offs of capitalized costs, unfavorable underwriting and reserving decisions, internal control deficiencies, and information security breaches resulting in loss or inappropriate disclosure of data.
We rely on our information technology and telecommunication systems, including those of third parties that we outsource certain business functions to, and the failure of these systems or cyber-attacks on these systems could materially and adversely affect our business.
Our business is highly dependent upon the successful and uninterrupted functioning of our information technology and telecommunications systems. We rely on these systems to process and generate new and renewal business, provide customer service, administer and make payments on claims, facilitate collections, and automatically underwrite and administer the policies we write. The failure of any of our systems could interrupt our operations or materially impact our ability to evaluate and write new business. We outsource certain business functions to third parties and our information technology and telecommunications systems interface with and depend on third-party systems, which may expose us to increased risk related to data and information security. Additionally, we could experience service disruptions if demand for such services exceeds capacity or such third-party systems fail or experience interruptions. Any administrative or technical controls and other preventative actions we take or require such service providers to take to reduce the risk of cyber-attacks or system failures may be insufficient to prevent such attacks or other security breaches. Cyber-attacks resulting in a breach of security could jeopardize the privacy, confidentiality, and integrity of our data or our customers' data, which could harm our reputation and expose us to potential liability.
Certain events outside of our control, including cyber-attacks, natural catastrophes, or other failures or outages to information technology and telecommunications systems that we rely on, could render our systems inoperable such that we would be unable to service our agents, insureds, and injured workers, generate and service direct-to-customer business, or meet certain regulatory requirements. If such an event were to occur, there is no guarantee that our existing business continuity plans would be sufficient to restore our systems or secure our data within a reasonable time-frame and, our business, financial condition, and results of operations could be materially adversely affected.
Our industry is increasingly becoming subject to rapid changes in technology that may alter historical methods of doing business.
The insurance industry continues to be impacted by innovation, technological changes, and changing customer preferences, including the emergence of "InsurTech" companies and the deployment of new technologies based on artificial intelligence and machine learning that are becoming increasing competitive with and may disrupt more traditional business models. If we do not

20



effectively anticipate and adapt to these changes it could limit our ability to compete, decrease the value of our insurance products to insureds and agents, and materially adversely affect our business and results of operations.
Our business could also be affected by technological changes in the industries that represent our target markets, including tasks/roles that are currently performed by people being replaced by automation, artificial intelligence, or other advances outside of our control, which could impact our insureds' payrolls upon which our premiums are based and materially adversely affect our business and results of operations.
Acts of terrorism and natural or man-made catastrophes could materially adversely impact our financial condition and results of operations.
Under our workers' compensation policies and applicable laws in the states in which we operate, we are required to provide workers' compensation benefits for losses arising from acts of terrorism. The impact of any terrorist act is unpredictable, and the ultimate impact on us would depend upon the nature, extent, location, and timing of such an act. We would be particularly adversely affected by a terrorist act affecting any metropolitan area where our policyholders have a large concentration of workers.
Notwithstanding the protection provided by the reinsurance we have purchased and any protection provided by the 2002 Act, or its extension, TRIPRA of 2019, the risk of severe losses to us from acts of terrorism has not been eliminated because our excess of loss reinsurance treaty program contains various sub-limits and exclusions limiting our reinsurers' obligation to cover losses caused by acts of terrorism. Our excess of loss reinsurance treaties do not protect against nuclear, biological, chemical, or radiological events. If such an event were to impact one or more of the businesses we insure, we would be entirely responsible for any workers' compensation claims arising out of such event, subject to the terms of the 2002 Act and TRIPRA of 2019 and could suffer substantial losses as a result.
Our operations also expose us to claims arising out of natural or man-made catastrophes because we may be required to pay benefits to workers who are injured in the workplace as a result of a catastrophe. Catastrophes can be caused by various unpredictable events, either natural or man-made. Any catastrophe occurring in the communities in which we operate or that have significant impacts on one or more of our targeted classes of business could expose us to potentially substantial losses and, accordingly, could have a material adverse effect on our financial condition and results of operations.
Administrative proceedings, legal actions, or judicial decisions involving our insurance subsidiaries could have a material adverse effect on our business, financial condition and results of operations.
Our insurance subsidiaries are involved in various administrative proceedings and legal actions in the normal course of their business and could be impacted by adverse judicial decisions. Our subsidiaries have responded to such actions and intend to defend these claims. These claims or decisions concern issues including eligibility for workers' compensation insurance coverage or benefits, the extent of injuries, wage determinations, disability ratings, and bad faith and extra-contractual liability. Adverse decisions in administrative proceedings, legal actions, or judicial decisions could require us to pay significant amounts in the aggregate or to change the manner in which we administer claims, which could have a material adverse effect on our financial condition and results of operations.
Our business is largely dependent on the efforts of our management because of their industry and technical expertise, knowledge of our markets, and relationships with the independent agents and brokers and partners that sell our products.
Our success depends in substantial part upon our ability to attract and retain qualified executive officers, experienced underwriting and claims personnel, and other skilled employees who are knowledgeable about our business. The current success of our business is dependent in significant part on the efforts of our executive officers. Many of our regional and local executives are also important to our operations because of their industry expertise, knowledge of our markets, and relationships with the independent agents and brokers who sell our products. We have entered into employment agreements with certain of our key executives. Currently, we maintain key person life insurance for our Chief Executive Officer. If we were to lose the services of members of our management team or key regional or local executives, we may be unable to find replacements satisfactory to us and our business. As a result, our operations may be disrupted and our financial performance and results of operations may be adversely affected.
Assessments and other surcharges for guaranty funds, second injury funds, and other mandatory pooling arrangements may reduce our profitability.
All states require insurance companies licensed to do business in their state to bear a portion of the unfunded obligations of insolvent insurance companies. These obligations are funded by assessments that can be expected to continue in the future in the states in which we operate. Many states also have laws that establish second injury funds to provide compensation to injured employees for aggravation of a prior condition or injury, which are funded by either assessments based on paid losses or premium. In addition, as a condition to the ability to conduct business in some states, insurance companies are required to participate in mandatory workers' compensation shared market mechanisms or pooling arrangements, which provide workers' compensation insurance coverage from private insurers. The effect of these assessments and mandatory shared market mechanisms or changes in them could reduce our profitability in any given period or limit our ability to grow our business.

21



State insurance laws, certain provisions of our charter documents, and Nevada corporation law could prevent or delay a change in control that could be beneficial to us and our stockholders.
Our insurance subsidiaries are domiciled in California, Florida, Nevada, and New York. The insurance laws of these states generally require that any person seeking to acquire control of a domestic insurance company obtain the prior approval of the state's insurance commissioner. In California, Nevada, and New York, "control" is presumed to exist through the direct or indirect ownership of 10% or more of the voting securities of a domestic insurance company or of any entity that controls a domestic insurance company. In Florida, "control" is generally presumed to exist through the direct or indirect ownership of 5% or more of the voting securities of a domestic insurance company or of any entity that controls a domestic insurance company. In addition, insurance laws in many states in which we are licensed require pre-notification to the state's insurance commissioner of a change in control of a non-domestic insurance company licensed in those states. Because we have insurance subsidiaries domiciled in California, Florida, Nevada, and New York, any transaction that would constitute a change in control of us would generally require the party attempting to acquire control to obtain the prior approval of the insurance commissioners of these states and may require pre-notification of the change of control in these or other states in which we are licensed to transact business. The time required to obtain these approvals may result in a material delay of, or deter, any such transaction. These laws may discourage potential acquisition proposals or tender offers, and may delay, deter, or prevent a change of control, even if the acquisition proposal or tender offer is favorable to our stockholders.
Provisions of our amended and restated articles of incorporation and amended and restated by-laws could discourage, delay, or prevent a merger, acquisition, or other change in control of us, even if our stockholders might consider such a change in control to be favorable. These provisions could also discourage proxy contests and make it more difficult for stockholders to elect Directors and take other corporate actions. In particular, our amended and restated articles of incorporation and amended and restated by-laws currently include provisions:
dividing our Board of Directors into classes until the 2021 stockholder meeting;
eliminating the ability of our stockholders to call special meetings of stockholders;
permitting our Board of Directors to issue preferred stock in one or more series;
imposing advance notice requirements for nominations for election to our Board of Directors and/or for proposing matters that can be acted upon by stockholders at the stockholder meetings; and
prohibiting stockholder action by written consent, thereby limiting stockholder action to that taken at an annual or special meeting of our stockholders.
These provisions may make it difficult for stockholders to replace Directors and could have the effect of discouraging a future takeover attempt that is not approved by our Board of Directors, but which stockholders might consider favorable. Additionally, these provisions could limit the price that investors are willing to pay in the future for shares of our common stock.
Item 1B. Unresolved Staff Comments
None.
Item 2. Properties
As of February 1, 2020, we leased 202,300 square feet of office space in 7 states, including our principal executive offices located in Reno, Nevada. We believe that our existing office space is adequate for our current needs. We will continue to enter into or exit lease agreements to address future space requirements, as necessary.
Item 3. Legal Proceedings
From time to time, we are involved in pending and threatened litigation in the normal course of business in which claims for monetary damages are asserted and/or insurance or reinsurance coverage is disputed.
Expected or actual reductions in our reinsurance recoveries due to reinsurance coverage disputes (as opposed to a reinsurer's inability to pay) are not recorded as an uncollectible reinsurance recoverable. Rather, they are factored into the determination of, and are reflected in, our net loss and LAE reserves.
In the opinion of management, the ultimate liability, if any, arising from such pending or threatened litigation is not expected to have a material effect on our result of operations, liquidity, or financial position.
Item 4. Mine Safety Disclosures
Not applicable.

22



PART II
Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
Market Information, Holders, and Stockholder Dividends
Our common stock is listed on the New York Stock Exchange (NYSE) under the symbol "EIG." There were 836 registered holders of record as of February 13, 2020.
We currently expect that quarterly cash dividends will continue to be declared and paid to our stockholders in the future; however, any determination to declare and pay additional or future dividends will be at the discretion of our Board of Directors and will be dependent upon:
the surplus and earnings of our insurance subsidiaries and their ability to pay dividends and/or other statutorily permissible payments to their parent;
our results of operations and cash flows;
our financial position and capital requirements;
general business conditions;
any legal, tax, regulatory, and/or contractual restrictions on the payment of dividends; and
any other factors our Board of Directors deems relevant.
Issuer Purchases of Equity Securities
The following table provides information with respect to the Company's repurchases of its common stock during the quarter ended December 31, 2019:
Period
 
Total Number of Shares Purchased
 
Average
Price Paid
Per Share(1)
 
Total Number of Shares Purchased as Part of Publicly Announced Program
 
Approximate
Dollar Value of Shares that
May Yet be Purchased Under the Program(2)
 
 
 
 
 
 
 
 
(in millions)
October 1 – October 31, 2019
 
55,789

 
$
42.23

 
55,789

 
$
45.7

November 1 – November 30, 2019
 
207,521

 
42.19

 
207,521

 
36.9

December 1 – December 31, 2019
 
202,040

 
42.48

 
202,040

 
28.3

Total
 
465,350

 
$
42.32

 
465,350

 
 

(1)
Includes fees and commissions paid on stock repurchases.
(2)
On February 21, 2018, the Board of Directors authorized a share repurchase program for repurchases of up to $50.0 million of the Company's common stock (the 2018 Program). On April 24, 2019, the Board of Directors authorized a $50.0 million expansion of the 2018 Program, to $100 million, through June 30, 2020. The 2018 Program provides that shares may be purchased at prevailing market prices through a variety of methods, including open market or private transactions, in accordance with applicable laws and regulations and as determined by management. The timing and actual number of shares that may be repurchased will depend on a variety of factors, including the share price, corporate and regulatory requirements, and other market and economic conditions. Repurchases under the 2018 Program may be commenced, modified, or suspended from time to time without prior notice, and the program may be suspended or discontinued at any time.

23



Performance Graph
The following information compares the cumulative total return on $100 invested in the common stock of EHI, ticker symbol EIG, for the period commencing at the close of market on December 31, 2014 and ending on December 31, 2019 with the cumulative total return on $100 invested in each of the Standard and Poor's (S&P) 500 Index (S&P 500) and the Standard and Poor's 500 Property-Casualty Insurance Index (S&P P&C Insurance Index). The calculation of cumulative total return assumes the reinvestment of dividends. The following graph and related information shall not be deemed to be "soliciting material" or to be "filed" with the SEC, nor shall such information be incorporated by reference into any filing pursuant to the Securities Act of 1933 or the Securities Exchange Act of 1934, except to the extent that we specifically incorporate it by reference into such filing.

Employers Holdings, Inc.
Cumulative Total Return Performance
chart-adf5475d480b579c92c.jpg
 
Period Ending
 
12/31/2014
 
12/31/2015
 
12/31/2016
 
12/31/2017
 
12/31/2018
 
12/31/2019
Employers Holdings, Inc.
$
100.00

 
$
117.24

 
$
172.18

 
$
195.83

 
$
188.65

 
$
191.63

S&P 500
100.00

 
101.38

 
113.51

 
138.29

 
132.23

 
173.86

S&P 500 P&C Insurance Index
100.00

 
109.53

 
126.73

 
155.10

 
147.83

 
186.07


24



Item 6. Selected Financial Data
The following selected historical consolidated financial data should be read in conjunction with ''Item 7–Management's Discussion and Analysis of Consolidated Financial Condition and Results of Operations'' and the consolidated financial statements and related notes included elsewhere in this Annual Report on Form 10-K.
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
2016
 
2015
Income Statement Data
(in millions, except per share amounts)
Revenues:
 
 
 
 
 
 
 
 
 
Net premiums earned
$
695.8

 
$
731.1

 
$
716.5

 
$
694.8

 
$
690.4

Net investment income
88.1

 
81.2

 
74.6

 
73.2

 
72.2

Net realized and unrealized (losses) gains on investments(1)
51.1

 
(13.1
)
 
7.4

 
11.2

 
(10.7
)
Gain on redemption of notes payable

 

 
2.1

 

 

Other income
0.9

 
1.2

 
0.8

 
0.6

 
0.2

Total revenues
835.9

 
800.4

 
801.4

 
779.8

 
752.1

Total expenses
642.1

 
630.9

 
657.4

 
639.1

 
652.7

Net income before income taxes
193.8

 
169.5

 
144.0

 
140.7

 
99.4

Income tax expense(2)
36.7

 
28.2

 
42.8

 
34.0

 
5.0

Net income
$
157.1

 
$
141.3

 
$
101.2

 
$
106.7

 
$
94.4

 
 
 
 
 
 
 
 
 
 
Earnings per common share:
 
 
 
 
 
 
 
 
 
Basic
$
4.89

 
$
4.30

 
$
3.11

 
$
3.29

 
$
2.94

Diluted
4.83

 
4.24

 
3.06

 
3.24

 
2.90

Cash dividends declared per common share
0.88

 
0.80

 
0.60

 
0.36

 
0.24

(1)
Changes in fair value of equity securities and other invested assets are included in Net realized and unrealized gains (losses) on investments on our Consolidated Statements of Comprehensive Income beginning 2018 in accordance with Accounting Standards Update (ASU) No. 2016-01.
(2)
The statutory Federal income tax rate was reduced from 35% to 21% beginning in 2018 with the passage of the Tax Cuts and Jobs Act on December 22, 2017. See Note 7 in the Notes to the Consolidated Financial Statements.
 
As of December 31,
 
2019
 
2018
 
2017
 
2016
 
2015
Balance Sheet Data
(in millions)
Cash and cash equivalents
$
154.9

 
$
101.4

 
$
73.3

 
$
67.2

 
$
56.6

Total investments
2,778.4

 
2,727.7

 
2,677.7

 
2,552.6

 
2,487.2

Reinsurance recoverable on paid and unpaid losses
539.7

 
511.1

 
544.2

 
588.7

 
635.9

Total assets
4,004.1

 
3,919.2

 
3,840.1

 
3,773.4

 
3,755.8

Unpaid losses and loss adjustment expense
2,192.8

 
2,207.9

 
2,266.1

 
2,301.0

 
2,347.5

Unearned premiums
337.1

 
336.3

 
318.3

 
310.3

 
308.9

Deferred reinsurance gain—LPT Agreement
137.1

 
149.6

 
163.6

 
174.9

 
189.5

Notes payable

 
20.0

 
20.0

 
32.0

 
32.0

Total liabilities
2,838.3

 
2,901.0

 
2,892.4

 
2,932.8

 
2,995.0

Total stockholders' equity
1,165.8

 
1,018.2

 
947.7

 
840.6

 
760.8


25



Item 7.  Management's Discussion and Analysis of Consolidated Financial Condition and Results of Operations
The following discussion and analysis of our financial condition and results of operations should be read in conjunction with the consolidated financial statements, the accompanying notes thereto, and the financial statement schedules included in Item 8 and Item 15 of this report. In addition to historical information, the following discussion contains forward-looking statements that are subject to risks and uncertainties and other factors described in Item 1A of this report. Our actual results in future periods may differ from those referred to herein due to a number of factors, including the risks described in the sections entitled "Risk Factors" and "Forward-Looking Statements" elsewhere in this report.
Overview
We are a Nevada holding company. Through our insurance subsidiaries, we provide workers' compensation insurance coverage to select, small businesses in low to medium hazard industries. Workers' compensation insurance is provided under a statutory system wherein most employers are required to provide coverage for their employees' medical, disability, vocational rehabilitation, and/or death benefit costs for work-related injuries or illnesses. We provide workers' compensation insurance throughout the United States, with a concentration in California, where nearly one-half of our business is generated. Our revenues are primarily comprised of net premiums earned, net investment income, and net realized and unrealized gains on investments.
We target small businesses, as we believe that this market is traditionally characterized by fewer competitors, more attractive pricing, and stronger persistency when compared to the U.S. workers' compensation insurance industry in general. We believe we are able to price our policies at levels that are competitive and profitable over the long-term given our expertise in underwriting and claims handling in this market segment. Our underwriting approach is to consistently underwrite small business accounts at appropriate and competitive prices without sacrificing long-term profitability and stability for short-term top-line revenue growth.
Our calendar year underwriting results have improved over the past several years. This improvement reflects our superior claims handling and the increased pricing flexibility afforded to us through the use of multiple writing companies within states and territorial pricing in California. In addition, our ongoing underwriting initiatives, which are described below, have allowed us to expand our operations while also focusing on under-performing classes of business, as needed.
Pricing on our renewals showed an overall price decrease of 11.6% for the year ended December 31, 2019, versus the rate level in effect on such business a year earlier. We believe that we can continue to write attractive business due to favorable loss costs and frequency trends and the success of our accelerated claims initiatives, despite the competitive market conditions we currently face. Given the strength of our balance sheet, the execution of our underwriting, claims, and investment strategies, we believe that we are well positioned for the current market cycle.
On July 31, 2019, we acquired (the Acquisition) PartnerRe Insurance Company of New York (PRNY) from Partner Reinsurance Company of the U.S. (PRUS). We funded the Acquisition with cash on hand. The purchase price was equal to the sum of: (i) $47.6 million, the amount of statutory capital and surplus of PRNY at closing; and (ii) $5.8 million. We did not acquire any employees or ongoing business operations pursuant to the Acquisition.
Pursuant to the purchase agreement, all liabilities and obligations of PRNY existing as of the closing date, whether known or unknown, will be indemnified by PRUS. In addition, PartnerRe Ltd., the parent company of PRUS, has provided us with a guaranty that unconditionally, absolutely and irrevocably guarantees the full and prompt payment and performance by PRUS of all of its obligations, liabilities and indemnities under the purchase agreement and the transactions contemplated thereby. If PRUS and PartnerRe Ltd. were to fail to honor their obligations to us under the purchase agreement, all or a portion of the remaining gross loss and LAE reserves acquired by us pursuant to the Acquisition would become our responsibility.
Subsequent to completing the Acquisition, PRNY was renamed CIC.

26



Results of Operations
Our results of operations for the three year period ending December 31, 2019 are as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Gross premiums written
$
696.9

 
$
748.9

 
$
729.7

Net premiums written
$
691.5

 
$
742.8

 
$
723.7

 
 
 
 
 
 
Net premiums earned
$
695.8

 
$
731.1

 
$
716.5

Net investment income
88.1

 
81.2

 
74.6

Net realized and unrealized gains (losses) on investments
51.1

 
(13.1
)
 
7.4

Gain on redemption of notes payable

 

 
2.1

Other income
0.9

 
1.2

 
0.8

Total revenues
835.9

 
800.4

 
801.4

 
 
 
 
 
 
Losses and LAE
365.9

 
376.7

 
417.2

Commission expense
88.1

 
94.2

 
91.4

Underwriting and general and administrative expenses
187.5

 
158.5

 
139.9

Interest and financing expenses
0.6

 
1.5

 
1.4

Other expense

 

 
7.5

Total expenses
642.1

 
630.9

 
657.4

 
 
 
 
 
 
Net income before income taxes
193.8


169.5


144.0

Income tax expense
36.7

 
28.2

 
42.8

Net income
$
157.1

 
$
141.3

 
$
101.2

Overview
Our net income was $157.1 million, $141.3 million, and $101.2 million in 2019, 2018, and 2017, respectively. The key factors that affected our financial performance during the previous two years included:
Net premiums earned decreased 4.8% in 2019 and increased 2.0% in 2018, each compared to the previous year;
Losses and LAE decreased 3% in 2019 and 10% in 2018, each compared to the previous year;
Underwriting and general and administrative expenses increased 18% in 2019 and 13% in 2018, each compared to the previous year;
Net investment income increased 8.5% in 2019 and 8.8% in 2018, each compared to the previous year;
Net realized and unrealized gains (losses) on investments was $51.1 million, $(13.1) million, and $7.4 million in 2019, 2018, and 2017, respectively; and
The statutory Federal income tax rate was 21% in 2019 and 2018 and 35% in 2017.
We continue to execute a number of ongoing business initiatives, including: achieving internal and customer-facing business process excellence; offering quotes and insurance coverage directly to customers through digital insurance solutions; accelerating the settlement of open claims; diversifying our risk exposure across geographic markets; utilizing a multi-company pricing platform and territory-specific pricing; developing and implementing new technologies to transform the way insurance agents utilize digital capabilities; and leveraging data-driven strategies to target, price, and underwrite profitable classes of business across all of our markets.
Summary of Consolidated Financial Results
Gross Premiums Written
Gross premiums written were $696.9 million, $748.9 million, and $729.7 million for the years ended December 31, 2019, 2018, and 2017, respectively. Period over period changes in gross premiums earned during 2019 and 2018 were primarily related to our Employers segment. See –Summary of Financial Results by Segment –Employers.
Net Premiums Written
Net premiums written are gross premiums written less reinsurance premiums ceded.

27



Net Premiums Earned
Net premiums earned are primarily a function of the amount and timing of net premiums previously written.
Net Investment Income and Net Realized and Unrealized Gains (Losses) on Investments
We invest in fixed maturity securities, equity securities, other invested assets, short-term investments, and cash equivalents. Net investment income includes interest and dividends earned on our invested assets and amortization of premiums and discounts on our fixed maturity securities, less bank service charges and custodial and portfolio management fees. We have established a high quality/short duration bias in our investment portfolio.
Net investment income was $88.1 million, $81.2 million, and $74.6 million for the years ended December 31, 2019, 2018, and 2017, respectively. The increase in 2019 was primarily due to an increase in the allocation and yield of bank loans and other invested assets. The average pre-tax ending book yield on our invested assets was 3.3%, 3.4%, and 3.1% at December 31, 2019, 2018, and 2017, respectively. The average ending tax-equivalent yield on our invested assets (which adjusts the book yield of our investments in tax-advantaged securities to an equivalent pre-tax book yield) was 3.5% at each of December 31, 2019, 2018, and 2017.
Realized and certain unrealized gains and losses on our investments are reported separately from our net investment income. Realized gains and losses on investments include the gain or loss on a security at the time of sale compared to its original or adjusted cost (equity securities) or amortized cost (fixed maturity securities). Realized losses are also recognized when securities are written down as a result of an other-than-temporary impairment. Changes in fair value of equity securities (for 2019 and 2018) and other invested assets are also included in Net realized and unrealized gains (losses) on investments on our Consolidated Statements of Comprehensive Income.
Net realized and unrealized gains (losses) on investments were $51.1 million, $(13.1) million, and $7.4 million for the years ended December 31, 2019, 2018, and 2017, respectively.
Net realized and unrealized gains on investments in 2019 included $46.5 million of net realized and unrealized gains on equity securities, $3.9 million of net realized gains on fixed maturity securities, and $0.7 million of unrealized gains on other invested assets. Net gains on equity securities were largely consistent with the performance of U.S. equity markets. Realized gains and losses on fixed maturity securities were primarily related to sales associated with a reallocation of our investment portfolio. Net realized and unrealized losses on investments in 2018 included $11.3 million of net realized and unrealized losses on equity securities and $1.8 million of net realized losses on fixed maturity securities. The net losses on equity securities for 2018 were primarily the result of volatility in equity markets. Net losses on fixed maturity securities were primarily related to the sale of fixed maturity securities resulting from a rebalancing of our investment portfolio, offset by $3.3 million in other-than-temporary impairments of certain fixed maturity securities due to our intent to sell the securities. Net gains on fixed maturity securities were primarily related to the sale of fixed maturity securities resulting from a rebalancing of our investment portfolio. Net realized gains on investments in 2017 included $5.8 million of net realized gains on equity securities and $3.0 million of net realized gains on fixed maturity securities. The net gains were primarily related to sales of municipal securities, whose proceeds were reinvested in taxable fixed maturity securities, and sales of equity securities as part of a routine rebalancing of our equity portfolio. Those gains were partially offset by $1.4 million in other-than temporary impairments of certain fixed maturity and equity securities due to our intent to sell those securities and/or the severity and duration of the change in fair value of those securities. Additional information regarding our Investments is set forth under "–Liquidity and Capital Resources–Investments" and Note 5 in the Notes to our Consolidated Financial Statements.
Gain on Redemption of Notes Payable
In May 2017, we purchased one of EPIC's outstanding notes payable in the amount of $12.0 million for $9.9 million, resulting in a $2.1 million gain.
Other Income
Other income consists of net gains on fixed assets, non-investment interest, installment fee revenue, and other miscellaneous income.
Losses and LAE
Losses and LAE represents our largest expense item and includes claim payments made, amortization of the Deferred Gain, LPT Reserve Adjustments, LPT Contingent Commission Adjustments, estimates for future claim payments and changes in those estimates for current and prior periods, and costs associated with investigating, defending, and adjusting claims. The quality of our financial reporting depends in large part on accurately predicting our losses and LAE, which are inherently uncertain as they are estimates of the ultimate cost of individual claims based on actuarial estimation techniques.
Our indemnity claims frequency (the number of claims expressed as a percentage of payroll) continued to decrease year-over-year in 2019 and 2018; however, medical and indemnity costs per claim increased over the same period. These trends are reflected

28



in our current accident year loss estimate. Total claims costs have also been reduced by cost savings associated with increased claims settlement activity that continued through 2019. We believe our current accident year loss estimate is adequate; however, ultimate losses will not be known with any certainty for many years. We assume that increasing medical and indemnity cost trends will continue to impact our long-term claims costs and current accident year loss estimate, which may be offset by rate increases. Additional information regarding our reserves for losses and LAE is set forth under "–Critical Accounting Policies –Reserves for Losses and LAE." See also, "–Summary of Financial Results by Segment –Employers."
Commission Expenses
Commission expenses include direct commissions to our agents and brokers, including our partnerships and alliances, for the premiums that they produce for us, as well as incentive payments, other marketing costs, and fees. See "–Summary of Financial Results by Segment –Employers."
Underwriting and General and Administrative Expenses
Underwriting expenses represent those costs that we incur to underwrite and maintain the insurance policies we issue, excluding commissions. Direct underwriting expenses, such as premium taxes, policyholder dividends, and those expenses that vary directly with the production of new or renewal business, are recognized as the associated premiums are earned. Indirect underwriting expenses, such as the operating expenses of each of the Company's subsidiaries, do not vary directly with the production of new or renewal business and are recognized as incurred.
General and administrative expenses of the holding company are excluded in determining the underwriting expense ratios of our reportable segments.
Interest and Financing Expenses
Interest and financing expenses include surplus notes interest, letter of credit fees, finance lease interest, and other financing fees.
Other Expenses
We actively invest in technology and systems across our business with a view toward maximizing efficiency, facilitating customer self-service, and creating increased capacity that will allow us to lower our expense ratios while growing premiums. In 2017, we wrote-off $7.5 million of previously capitalized costs relating to the development of information technology capabilities that had not yet been placed in service. This charge was the result of our continual evaluation of ongoing technology initiatives.
Income Tax Expense
On January 1, 2000, EICN assumed the assets, liabilities, and operations of the Fund pursuant to legislation passed in the 1999 Nevada Legislature (the Privatization). Prior to the Privatization, the Fund was part of the State of Nevada and therefore was not subject to federal income tax. Accordingly, our pre-Privatization loss and LAE reserve adjustments, LPT Reserve Adjustments and Deferred Gain amortization impact our net income but do not change our taxable income.
Income tax expense was $36.7 million, $28.2 million ($28.6 million excluding the impact of the Tax Cuts and Jobs Act on December 22, 2017 (Enactment)), and $42.8 million ($35.8 million excluding the impact of Enactment) for the years ended December 31, 2019, 2018, and 2017, respectively, representing effective tax rates of 18.9%, 16.6% (16.8% excluding the impact of Enactment), and 29.7% (24.9% excluding the impact of Enactment) for the years ended December 31, 2019, 2018, and 2017, respectively.
Enactment significantly revised U.S. corporate income tax law by, among other things, reducing the corporate statutory income tax rate from 35% to 21%, beginning January 1, 2018. This reduction in the corporate statutory income tax rate required us to re-evaluate certain of our deferred tax assets and liabilities, as of the date of Enactment, to reflect the revised income tax rates applicable to future periods.
Tax-advantaged investment income, LPT Reserve Adjustments, LPT Contingent Commission Adjustments, Deferred Gain amortization and certain other adjustments reduced our income tax expense computed at a statutory rate of 21% for 2019 and 2018, and 35% for 2017 by $4.0 million, $7.4 million, and $14.6 million for the years ended December 31, 2019, 2018, and 2017, respectively. For the year ended December 31, 2017, the reductions were partially offset by a $7.0 million increase in our income tax expense due to the re-evaluation of our deferred tax assets and liabilities as of the date of Enactment. For the year ended December 31, 2017, we were required to base certain of our income tax estimates and assumptions on incomplete information and/or preliminary interpretations of the effects of Enactment. As a result, we decreased our income tax expense by $0.4 million due to a further evaluation of our deferred tax assets and liabilities during the year ended December 31, 2018.
For additional information regarding our income tax expense see Note 7 in the Notes to our Consolidated Financial Statements.

29



Summary of Financial Results by Segment
EMPLOYERS
The components of Employers' net income before income taxes are set forth in the following table:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
($ in millions)
Gross premiums written
$
696.8

 
$
748.9

 
$
729.7

Net premiums written
$
691.4

 
$
742.8

 
$
723.7

 
 
 
 
 
 
Net premiums earned
$
695.8

 
$
731.1

 
$
716.5

Net investment income
84.1

 
78.6

 
73.3

Net realized and unrealized gains (losses) on investments
47.7

 
(13.9
)
 
7.4

Gain on redemption of notes payable

 

 
2.1

Other income
0.9

 
1.0

 
0.8

Total revenues
828.5

 
796.8

 
800.1

 
 
 
 
 
 
Losses and LAE
378.6

 
391.3

 
428.8

Commission expense
88.1

 
94.2

 
91.4

Underwriting expenses
153.2

 
135.0

 
123.7

Interest and financing expenses
0.6

 
1.5

 
1.4

Other expense

 

 
7.5

Total expenses
620.5

 
622.0

 
652.8

 
 
 
 
 
 
Net income before income taxes
$
208.0

 
$
174.8

 
$
147.3

 
 
 
 
 
 
Underwriting income
$
75.9

 
$
110.6

 
$
72.6

 
 
 
 
 
 
Combined ratio
89.1
%
 
84.9
%
 
89.9
%
Underwriting Results
Gross Premiums Written
Gross premiums written were $696.8 million, $748.9 million, and $729.7 million for the years ended December 31, 2019, 2018, and 2017, respectively. The decrease in 2019 was primarily due to decreases in final audit premiums and average rates, as well as declines in new business premiums written in California, partially offset by increases in renewal premiums written across all of our markets. The increase in 2018 was primarily due to increases in new business premiums written, partially offset by declines in renewal business premiums. The increase in new business premiums was primarily driven by higher policy counts and payroll exposure, partially offset by decreases in average rates.
Net Premiums Written
Net premiums written were $691.4 million, $742.8 million, and $723.7 million for the years ended December 31, 2019, 2018, and 2017, respectively, which included $5.4 million, $6.1 million, and $6.0 million of reinsurance premiums ceded, respectively.
Net Premiums Earned
Net premiums earned were $695.8 million, $731.1 million, and $716.5 million for the years ended December 31, 2019, 2018, and 2017, respectively.

30



The following table shows the percentage change in Employers' in-force premiums, policy count, average policy size, and payroll exposure upon which our premiums are based as of December 31, 2019 and 2018, respectively, overall, for California, where nearly 50% of our premiums were generated, and for all other states, excluding California:
 
Percentage Change
2019 Over 2018
 
Percentage Change
2018 Over 2017
 
Overall
 
California
 
All Other States
 
Overall
 
California
 
All Other States
In-force premiums
(0.2
)%
 
(7.6
)%
 
8.3
 %
 
6.3
 %
 
2.2
 %
 
11.4
%
In-force policy count
7.8

 
2.6

 
12.1

 
7.0

 
3.5

 
10.2

Average in-force policy size
(7.4
)
 
(10.0
)
 
(3.4
)
 
(0.7
)
 
(1.2
)
 
1.1

In-force payroll exposure
17.5

 
10.7

 
21.8

 
22.0

 
24.4

 
20.5

Losses and LAE, Commission Expenses, and Underwriting Expenses
Prior to December 31, 2019, we operated under a single reportable segment and presented our Combined Ratio on that basis, including general and administrative expenses of the holding company expenses and the impact of the LPT. Beginning in 2019, we now present the Combined Ratio for each of our reporting segments on a stand-alone basis and have adjusted all prior periods to conform to this presentation.
The following table presents calendar year combined ratios for our Employers segment.
 
Years Ended December 31,
 
2019
 
2018
 
2017
Loss and LAE ratio
54.4
%
 
53.5
%
 
59.8
%
Underwriting expense ratio
22.0

 
18.5

 
17.3

Commission expense ratio
12.7

 
12.9

 
12.8

Combined ratio
89.1
%
 
84.9
%
 
89.9
%
Loss and LAE Ratio. We analyze our loss and LAE ratios on both a calendar year and accident year basis.
The calendar year loss and LAE ratio is calculated by dividing the losses and LAE recorded during the calendar year, regardless of when the underlying insured event occurred, by the net premiums earned during that calendar year. The calendar year loss and LAE ratio includes changes made during the calendar year in reserves for losses and LAE established for insured events occurring in the current and prior years. The calendar year loss and LAE ratio for a particular year will not change in future periods.
The accident year loss and LAE ratio is calculated by dividing cumulative losses and LAE for reported events that occurred during a particular year by the net premiums earned for that year. The accident year loss and LAE ratio for a particular year can decrease or increase when recalculated in subsequent periods as the reserves established for insured events occurring during that year develop favorably or unfavorably. The accident year loss and LAE ratio is based on our statutory financial statements and is not derived from our GAAP financial information.
We analyze our calendar year loss and LAE ratio to measure our profitability in a particular year and to evaluate the adequacy of our premium rates charged in a particular year to cover expected losses and LAE from all periods, including development (whether favorable or unfavorable) of reserves established in prior periods. In contrast, we analyze our accident year loss and LAE ratios to evaluate our underwriting performance and the adequacy of the premium rates we charged in a particular year in relation to ultimate losses and LAE from insured events occurring during that year. The loss and LAE ratios provided in this report are calendar year basis, except where they are expressly identified as accident year loss and LAE ratios.
The table below reflects prior accident year loss and LAE reserve adjustments and the impact to loss ratio.
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
($ in millions)
Losses and LAE
$
378.6

 
$
391.3

 
$
428.8

Prior accident year favorable development, net
77.5

 
66.2

 
18.5

Current accident year losses and LAE
$
456.1

 
$
457.5

 
$
447.3

 
 
 
 
 
 
Current accident year loss ratio
65.6
%
 
62.6
%
 
62.4
%
The decrease in our losses and LAE from 2018 to 2019 was primarily attributable to increased favorable prior accident year loss development of $77.5 million, partially offset by an increase in our current accident year loss estimate. The decrease in our losses

31



and LAE from 2017 to 2018 was primarily attributable to increased favorable prior accident year loss development of $66.2 million, which included $65.5 million of favorable development on our voluntary risk business and $0.7 million of favorable development related to our assigned risk business. Favorable prior accident year loss development in each period was the result of our determination that adjustments were necessary to reflect observed favorable paid loss trends, primarily for the 2014 through 2017 accident years, which have been impacted by our internal initiatives to reduce loss costs, including the accelerated claims settlement activity that began in 2014 and that continued through 2019.
The increases in our current accident year loss estimate in 2019 and 2018 were primarily due to the impact of increased competitive pressures and resulting price decreases across most of our markets; however, our current accident year loss and LAE ratio continues to reflect the impact of key business initiatives, including: an emphasis on the accelerated settlement of open claims; diversifying our risk exposure across geographic markets; and leveraging data-driven strategies to target, underwrite, and price profitable classes of business across all of our markets.
Commission Expense Ratio. The commission expense ratio was 12.7%, 12.9%, and 12.8%, and our commission expenses were $88.1 million, $94.2 million, and $91.4 million for the years ended December 31, 2019, 2018, and 2017, respectively. The decrease in the commission expense ratio for 2019 compared to 2018 was primarily the result of decreases in 2019 agency incentive commissions, which were directly impacted by decreases in premiums written. The increase in the commission expense ratio for 2018 compared to 2017 was primarily the result of increased levels of agency incentive commissions and an increase in the percentage of business produced by our partnerships and alliances for those years, which are subject to a higher commission rate.
Underwriting Expense Ratio. The underwriting expense ratio was 22.0%, 18.5%, and 17.3%, and our underwriting expenses were $153.2 million, $135.0 million, and $123.7 million for the years ended December 31, 2019, 2018, and 2017, respectively. During the year ended December 31, 2019, our IT related expense increased $4.9 million, our professional fees increased $6.0 million, and our compensation-related expenses increased $4.3 million, each as compared to 2018. These increases were largely the result of our aggressive development and implementation of new digital technologies and capabilities. Additionally, our bad debt expense increased $3.5 million compared to 2018, mainly as a result of an increase in the amount of premiums receivable relating to 2018 policy year final audits that were deemed uncollectible in 2019. During the year ended December 31, 2018, our compensation-related expenses increased $3.4 million, our professional fees increased $3.2 million, our bad debt expense increased $1.4 million, and our premium tax and assessments increased $1.4 million, each as compared to 2017.
Underwriting Income
Underwriting income for our Employers segment was $75.9 million, $110.6 million, and $72.6 million for the years ended December 31, 2019, 2018, and 2017, respectively. Underwriting income or loss is determined by deducting losses and LAE, commission expense, and underwriting expenses from net premiums earned.
Non-Underwriting Income and Expenses
For a further discussion of non-underwriting related income and expenses, including Net Investment Income and Net Realized and Unrealized Gains (Losses) on Investments, Gain on Redemption of Notes Payable, Other Income, Interest and Financing Expenses, and Other Expenses see "–Results of Operations –Summary of Consolidated Financial Results."

32



CERITY
The components of Cerity's net loss before income taxes are set forth in the following table:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Gross premiums written
$
0.1

 
$

 
$

Net premiums written
$
0.1

 
$

 
$

 
 
 
 
 
 
Net premiums earned
$

 
$

 
$

Net investment income
0.3

 

 

Net realized and unrealized gains on investments
0.1

 

 

Other income

 
0.2

 

Total revenues
0.4

 
0.2

 

 
 
 
 
 
 
Underwriting expenses
16.0

 
5.9

 
1.1

Total expenses
16.0

 
5.9

 
1.1

 
 
 
 
 
 
Net loss before income taxes
$
(15.6
)
 
$
(5.7
)
 
$
(1.1
)
 
 
 
 
 
 
Underwriting loss
$
(16.0
)
 
$
(5.9
)
 
$
(1.1
)
 
 
 
 
 
 
Combined ratio
n/m

 
n/m

 
n/m

n/m - not meaningful
 
 
 
 
 
Underwriting Results
Gross Premiums Written and Net Premiums Written
Gross premiums written and net premiums written were $0.1 million for the year ended December 31, 2019. Cerity had no premiums written prior to 2019.
Net Premiums Earned
Net premiums earned were less than $0.1 million for the year ended December 31, 2019.
Underwriting Expenses
Underwriting expenses for our Certity segment were $16.0 million, $5.9 million, and $1.1 million for the years ended December 31, 2019, 2018, and 2017, respectively. During the year ended December 31, 2019, compensation-related expenses increased $3.7 million, IT related expenses increased $3.6 million, and advertising expenses increased $1.5 million, each as compared to 2018. During the year ended December 31, 2018, our compensation-related expenses increased $3.8 million and professional fees increased $1.7 million, each as compared to 2017. These year-over-year increases were related to the launch of Cerity and the development of its direct-to-customer platform.
Underwriting Loss
Underwriting losses for our Cerity segment were $16.0 million, $5.9 million, and $1.1 million for the years ended December 31, 2019, 2018, and 2017, respectively. Underwriting income or loss is determined by deducting losses and LAE, commission expense, and underwriting expenses from net premiums earned.
Non-Underwriting Income
For a further discussion of non-underwriting related income, including Net Investment Income and Net Realized and Unrealized Gains (Losses) on Investments, and Other Income see "–Results of Operations –Summary of Consolidated Financial Results Consolidated."

33



CORPORATE AND OTHER
The components of Corporate and Other's net income (loss) before income taxes are set forth in the following table:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Net investment income
3.7

 
2.6

 
1.3

Net realized and unrealized gains on investments
3.3

 
0.8

 

Total revenues
7.0

 
3.4

 
1.3

 
 
 
 
 
 
Losses and LAE - LPT
(12.7
)
 
(14.6
)
 
(11.6
)
General and administrative expenses
18.3

 
17.6

 
15.1

Total expenses
5.6

 
3.0

 
3.5

 
 
 
 
 
 
Net income (loss) before income taxes
$
1.4

 
$
0.4

 
$
(2.2
)
Net Investment Income and Net Realized and Unrealized Gains on Investments
See "–Results of Operations –Summary of Consolidated Financial Results."
Losses and LAE - LPT
The table below reflects the impact of the LPT on Losses and LAE, which are recorded as a reduction to Losses and LAE incurred on our Consolidated Statements of Comprehensive Income.
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Amortization of the Deferred Gain related to losses
$
8.9

 
$
9.9

 
$
9.3

Amortization of the Deferred Gain related to contingent commission
1.8

 
2.0

 
2.0

Impact of LPT Reserve Adjustments(1)
1.8

 
2.2

 

Impact of LPT Contingent Commission Adjustments(2)
0.2

 
0.5

 
0.3

Total impact of the LPT
$
12.7

 
$
14.6

 
$
11.6

(1)
LPT Reserve Adjustments result in a cumulative adjustment to the Deferred Gain, which is recognized in losses and LAE incurred on our Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement. (See Note 2 in the Notes to our Consolidated Financial Statements.)
(2)
LPT Contingent Commission Adjustments result in a cumulative adjustment to the Deferred Gain, which is recognized in losses and LAE incurred on our Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised contingent profit commission been recognized at the inception of the LPT Agreement. (See Note 2 in the Notes to our Consolidated Financial Statements.)
General and Administrative Expenses
General and administrative expenses primarily consist of compensation related expenses, professional fees, and other corporate expenses at the holding company level. General and administrative expenses were $18.3 million, $17.6 million, and $15.1 million for the years ended December 31, 2019, 2018, and 2017, respectively. During the year ended December 31, 2019, our professional fees increased $0.5 million, and our compensation-related expenses increased $0.2 million, each as compared to 2018. During the year ended December 31, 2018, our compensation-related expenses increased $1.6 million, and our professional fees increased $1.0 million, each as compared to 2017.
Liquidity and Capital Resources
Holding Company Liquidity
We are a holding company and our ability to fund our operations is contingent upon existing capital and the ability of our subsidiaries to pay dividends up to the holding company. Payment of dividends by our insurance subsidiaries is restricted by state insurance laws and regulations, including laws establishing minimum solvency and liquidity thresholds. We require cash to pay stockholder dividends, repurchase common stock, provide additional surplus to our insurance subsidiaries, and fund our operating expenses.

34



Our insurance subsidiaries' ability to pay dividends to their parent is based on reported capital, surplus, and dividends paid within the prior 12 months. For 2020, the maximum dividend that may be paid by EPIC without prior regulatory approval is $21.7 million. EICN can pay $1.4 million of dividends through March 1, 2020, and $21.1 million thereafter, without prior regulatory approval; ECIC cannot pay any dividends through September 23, 2020 without prior regulatory approval, and $32.1 million thereafter; and EAC can pay $1.2 million of dividends through June 12, 2020, and $20.9 million thereafter, without prior regulatory approval. CIC cannot pay dividends without prior regulatory approval until July 31, 2021.
Total cash and investments at the holding company were $64.6 million at December 31, 2019, consisting of $9.9 million of cash and cash equivalents, $26.6 million of fixed maturity securities, and $28.1 million of equity securities. We do not currently have a revolving credit facility because we believe that the holding company's cash needs for the foreseeable future will be met with its cash and investments on hand, as well as dividends available from our insurance subsidiaries.
Operating Subsidiaries' Liquidity
The primary sources of cash for our operating subsidiaries, which include our insurance and other operating subsidiaries, are premium collections, investment income, sales and maturities of investments and reinsurance recoveries. The primary uses of cash for our operating subsidiaries are payments of losses and LAE, commission expenses, underwriting and general and administrative expenses, ceded reinsurance, investment purchases and dividends paid to their parent.
Total cash and investments held by our operating subsidiaries was $2,869.0 million at December 31, 2019, consisting of $145.3 million of cash, cash equivalents, and restricted cash, $2,459.3 million of fixed maturity securities, $235.3 million of equity securities, and $29.1 million of other invested assets. Sources of immediate and unencumbered liquidity at our operating subsidiaries as of December 31, 2019 consisted of $145.0 million of cash and cash equivalents, $228.6 million of publicly-traded equity securities whose proceeds are available within three business days, and $1,167.0 million of highly liquid fixed maturity securities whose proceeds are available within three business days. We believe that our subsidiaries' liquidity needs over the next 24 months will be met with cash from operations, investment income, and maturing investments.
EICN, ECIC, EPIC, and EAC are members of the Federal Home Loan Bank of San Francisco (FHLB). Membership allows our subsidiaries access to collateralized advances, which may be used to support and enhance liquidity management. The amount of advances that may be taken is dependent on statutory admitted assets on a per company basis. Currently, none of our subsidiaries has advances outstanding under the FHLB facility.
FHLB membership also allows our insurance subsidiaries access to Letter of Credit Agreements and on March 9, 2018, ECIC, EPIC, and EAC entered into Letter of Credit Agreements with the FHLB. On March 1, 2019 FHLB and ECIC, EPIC, and EAC each amended their Letter of Credit Agreements to increase their respective credit amounts. The Letter of Credit Agreements are between the FHLB and each of EAC, in the amount of $60.0 million, ECIC, in the amount of $90.0 million, and EPIC, in the amount of $110.0 million. The amended Letter of Credit Agreements became effective March 1, 2019 and expire March 31, 2020. The amended Letter of Credit Agreements may only be used to satisfy, in whole or in part, insurance deposit requirements with the State of California and are fully secured with eligible collateral at all times (See Note 10).
We purchase reinsurance to protect us against the costs of severe claims and catastrophic events. On July 1, 2019, we entered into a new reinsurance program that is effective through June 30, 2020. The reinsurance program consists of one treaty covering excess of loss and catastrophic loss events in four layers of coverage. Our reinsurance coverage is $190.0 million in excess of our $10.0 million retention on a per occurrence basis, subject to certain exclusions. We believe that our reinsurance program meets our needs and that we are sufficiently capitalized.
Our insurance subsidiaries are required by law to maintain a certain minimum level of surplus on a statutory basis. Surplus is calculated by subtracting total liabilities from total admitted assets. The amount of capital in our insurance subsidiaries is maintained relative to standardized capital adequacy measures such as risk-based capital (RBC), as established by the National Association of Insurance Commissioners. The RBC standard was designed to provide a measure by which regulators can assess the adequacy of an insurance company's capital and surplus relative to its operations. An insurance company must maintain capital and surplus of at least 200% of RBC. Each of our insurance subsidiaries had total adjusted capital in excess of the minimum RBC requirements that correspond to any level of regulatory action at December 31, 2019.
Various state laws and regulations require us to hold investment securities or letters of credit on deposit with certain states in which we do business. Securities having a fair value of $844.9 million and $867.7 million were on deposit at each of December 31, 2019 and 2018, respectively. These laws and regulations govern both the amount and types of investment securities that are eligible for deposit. Additionally, standby letters of credit from the FHLB have been issued in lieu of $260.0 million and $140.0 million of securities on deposit at December 31, 2019 and 2018, respectively.
Certain reinsurance contracts require company funds to be held in trust for the benefit of the ceding reinsurer to secure the outstanding liabilities we assumed. The fair value of fixed maturity securities held in trust for the benefit of our ceding reinsurers was $2.9 million and $23.2 million at December 31, 2019 and 2018, respectively.

35



Sources of Liquidity
We monitor the cash flows of each of our subsidiaries individually, as well as collectively as a consolidated group. We use trend and variance analyses to project future cash needs, making adjustments to our forecasts as appropriate.
The table below shows our net cash flows. For additional information regarding our cash flows, see Item 8, Consolidated Statements of Cash Flows.
 
Years Ended December 31,
 
2019
 
2018
 
2017
Cash, cash equivalents, and restricted cash provided by (used in):
(in millions)
Operating activities
$
123.1

 
$
180.2

 
$
142.3

Investing activities
49.2

 
(119.6
)
 
(112.8
)
Financing activities
(119.1
)
 
(32.9
)
 
(26.0
)
Increase in cash, cash equivalents, and restricted cash
$
53.2

 
$
27.7

 
$
3.5

Operating Activities
Net cash provided by operating activities in 2019 included net premiums received of $746.2 million, investment income received of $98.5 million, and cash received of $19.1 million for the LPT Contingent Commission. These operating cash inflows were partially offset by net claims payments of $403.3 million, underwriting and general and administrative expenses paid of $184.8 million, commissions paid of $95.1 million, and federal income taxes paid of $37.8 million.
Net cash provided by operating activities in 2018 included net premiums received of $745.9 million and investment income received of $91.1 million. These operating cash inflows were partially offset by net claims payments of $416.4 million, underwriting and general and administrative expenses paid of $142.1 million, and commissions paid of $92.6 million.
Net cash provided by operating activities in 2017 included net premiums received of $702.4 million and investment income received of $90.0 million. These operating cash inflows were partially offset by net claims payments of $419.2 million, underwriting and general and administrative expenses paid of $123.6 million, and commissions paid of $84.6 million.
Investing Activities
Net cash provided by investing activities in 2019 was primarily related to sales, maturities, and redemptions of investments whose proceeds were used to fund the acquisition of CIC, claims payments, underwriting and general and administrative expenses, stockholder dividend payments, debt repayment, and common stock repurchases, partially offset by the investment of premiums received and reinvestment of funds from investment sales, maturities, redemptions, and interest income.
Net cash used in investing activities in 2018 and 2017 was primarily related to the investment of premiums received and the reinvestment of funds from maturities, redemptions, and interest income. These investing cash outflows were partially offset by investment sales whose proceeds were used to fund claims payments, underwriting and general and administrative expenses, stockholder dividend payments, and for common stock repurchases during 2018.
Financing Activities
Net cash used in financing activities in 2019 included common stock repurchases, the redemption of notes payable, and stockholder dividend payments.
Net cash used in financing activities in 2018 included common stock repurchases and stockholder dividend payments.
Net cash used in financing activities in 2017 included stockholder dividend payments and the purchase of a note payable.
Dividends. Dividends paid to stockholders were $28.9 million, $26.7 million, and $19.7 million in 2019, 2018, and 2017, respectively. The declaration and payment of future dividends to common stockholders will be at the discretion of our Board of Directors and will depend upon many factors, including our financial position, capital requirements of our operating subsidiaries, legal and regulatory requirements, and any other factors our Board of Directors deems relevant. On February 14, 2020, the Board of Directors declared a $0.25 dividend per share, payable March 18, 2020, to stockholders of record on March 4, 2020.
Share Repurchases. On February 21, 2018, the Board of Directors authorized a share repurchase program for repurchases of up to $50.0 million of our common stock from February 26, 2018 through February 26, 2020 (the 2018 Program). On April 24, 2019, the Board of Directors authorized a $50.0 million expansion of the 2018 Program, to $100.0 million, and extended the repurchase authority pursuant to the 2018 Program through June 30, 2020. The 2018 Program provides that shares may be purchased at prevailing market prices through a variety of methods, including open market or private transactions, in accordance with applicable laws and regulations and as determined by management. The timing and actual number of shares that may be repurchased will depend on a variety of factors, including the share price, corporate and regulatory requirements, and other market and economic conditions. Repurchases under the 2018 Program may be commenced, modified, or suspended from time to time without prior

36



notice, and the program may be suspended or discontinued at any time. Through December 31, 2019, we repurchased a total of 1,731,637 shares of common stock under the 2018 Program at an average price of $41.40 per share, including commissions, for a total cost of $71.7 million. As of December 31, 2019, we had a remaining common stock repurchase authorization of $28.3 million under the 2018 Program. See Item 5, Issuer Purchases of Equity Securities.
Capital Resources
As of December 31, 2019, the capital resources available to us consisted of $1,165.8 million of stockholders' equity and the $137.1 million Deferred Gain.
Stockholders' Equity. The following table summarizes our beginning and ending stockholders' equity balance and the changes thereto for each of the years ended December 31, 2019, 2018, and 2017:
 
December 31,
 
2019
 
2018
 
2017
 
(in millions)
Beginning Balance
$
1,018.2

 
$
947.7

 
$
840.6

Stock-based obligations
10.1

 
9.4

 
6.9

Stock options exercised
0.7

 
1.1

 
6.0

Shares withheld to satisfy minimum tax withholdings for certain stock-based obligations
(3.2
)
 
(2.9
)
 
(2.2
)
Grant date fair value adjustment

 

 
(0.2
)
Acquisition of common stock
(67.1
)
 
(4.6
)
 

Dividends declared
(28.9
)
 
(26.7
)
 
(19.7
)
Net income for the year
157.1

 
141.3

 
101.2

Change in net unrealized gains (losses) on investments, net of taxes
79.0

 
(47.1
)
 
15.1

Ending Balance
$
1,165.8

 
$
1,018.2

 
$
947.7

Deferred Gain. The Deferred Gain, which totaled $137.1 million and $149.6 million as of December 31, 2019 and 2018, respectively, reflects the unamortized gain from the LPT Agreement. See Note 2 in the Notes to our Consolidated Financial Statements.
Contractual Obligations and Commitments
The following table identifies our contractual obligations and commitments as of December 31, 2019.
 
Payment Due By Period
 
Total
 
Less Than
1 Year
 
1-3 Years
 
4-5 Years
 
More Than
5 Years
 
(in millions)
Operating leases
$
19.6

 
$
4.8

 
$
5.8

 
$
4.4

 
$
4.6

Non-cancellable contracts
23.0

 
6.0

 
10.3

 
5.9

 
0.8

Finance leases
0.6

 
0.2

 
0.3

 
0.1

 

Unpaid losses and LAE reserves(1)(2)
2,192.8

 
352.8

 
431.8

 
272.7

 
1,135.5

Unfunded investment commitments
41.6

 
41.6

 

 

 

Total contractual obligations
$
2,277.6

 
$
405.4

 
$
448.2

 
$
283.1

 
$
1,140.9

(1)
Estimated losses and LAE reserve payment patterns have been computed based on historical information. Our calculation of loss and LAE reserve payments by period is subject to the same uncertainties associated with determining the level of reserves and to the additional uncertainties arising from the difficulty of predicting when claims (including claims that have not yet been reported to us) will be paid. For a discussion of our reserving process, see ''–Critical Accounting Policies–Reserves for Losses and LAE.'' Actual payments of losses and LAE by period will vary, perhaps materially, from the above table to the extent that current estimates of losses and LAE reserves vary from actual ultimate claims amounts due to variations between expected and actual payout patterns.
(2)
The unpaid losses and LAE reserves are presented gross of reinsurance recoverables for unpaid losses, which were as follows for each of the periods presented above:
 
Recoveries Due By Period
 
Total
 
Less Than
 1 Year
 
1-3 Years
 
4-5 Years
 
More Than
 5 Years
 
(in millions)
Reinsurance recoverables on unpaid losses and LAE
$
(532.5
)
 
$
(33.7
)
 
$
(59.1
)
 
$
(53.5
)
 
$
(386.2
)

37



Investments
Our investment portfolio is structured to support our need for: (i) optimizing our risk-adjusted total return; (ii) providing adequate liquidity; (iii) facilitating financial strength and stability; and (iv) ensuring regulatory and legal compliance.
As of December 31, 2019, the total cost and amortized cost of our investments recorded at fair value was $2,558.9 million and its fair value was $2,742.6 million. Additionally, we had other invested assets of $29.1 million at December 31, 2019. These investments provide a steady source of income, which may fluctuate with changes in interest rates and our current investment strategies.
We also have a $6.7 million investment in FHLB stock which we record at cost. We receive periodic dividends from the FHLB for this investment, when declared, which can vary from period to period.
Our Investment Managers follow our written investment guidelines, which are approved by the Finance Committee of the Board of Directors. Our asset allocation is reevaluated by management and reviewed by the Finance Committee of the Board of Directors on a quarterly basis. We also utilize our Investment Managers' investment advisory services to assist us in developing a tailored set of portfolio targets and objectives.
As of December 31, 2019, our investment portfolio consisted of 89% fixed maturity securities. We strive to limit the interest rate risk associated with fixed maturity investments by managing the duration of these securities. Our fixed maturity securities (excluding cash and cash equivalents) had a duration of 3.3 at December 31, 2019. To minimize interest rate risk, our portfolio is weighted toward short-term and intermediate-term bonds; however, our investment strategy balances consideration of duration, yield, and credit risk. Our investment guidelines require that the minimum weighted average quality of our fixed maturity securities portfolio be "A+," using ratings assigned by S&P. Our fixed maturity securities portfolio had a weighted average quality of "A+" as of December 31, 2019, with 52.9% of the portfolio rated "AA" or better, based on market value. Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and are reported at fair value.
We also have a portfolio of publicly traded equity securities. We strive to limit the exposure to equity price risk associated with equity securities by diversifying our holdings across several industry sectors. Equity securities represented 9% of our investment portfolio at December 31, 2019.
Our Other invested assets made up 1% of our investment portfolio at December 31, 2019 and include private equity limited partnerships and convertible preferred shares of real estate investment trusts. Our investments in private equity limited partnerships totaled $9.1 million at December 31, 2019 and are generally not redeemable by the investees and cannot be sold without prior approval of the general partner. These investments have a fund term of 12 years, subject to three one-year extensions at the general partner's discretion. We expect to receive distributions of proceeds from dividends and interest from fund investments, as well as from the disposition of a fund investment or portion thereof, from time-to-time during the full course of the fund term. As of December 31, 2019, we had unfunded commitments to these private equity limited partnerships totaling $41.6 million. Our investments in convertible preferred shares of real estate investment trusts totaled $20.0 million at December 31, 2019 and are non-redeemable until conversion and are periodically evaluated for impairment based on the ultimate recovery of the investment.
We believe that our current asset allocation meets our strategy to preserve capital for claims and policy liabilities and to provide sufficient capital resources to support and grow our ongoing insurance operations.

38



The following table shows the estimated fair value, the percentage of the fair value to total invested assets, the average ending book yield, and the average ending tax equivalent yield (each based on the book value of each category of invested assets) as of December 31, 2019.
Category
 
Estimated Fair Value
 
Percentage of Total
 
Book Yield
 
Tax Equivalent Yield(1)
 
 
(in millions, except percentages)
U.S. Treasuries
 
$
85.6

 
3.1
%
 
2.5
%
 
2.5
%
U.S. Agencies
 
2.9

 
0.1

 
3.5

 
3.5

States and municipalities
 
484.5

 
17.7

 
3.2

 
3.7

Corporate securities
 
1,079.0

 
39.4

 
3.3

 
3.3

Residential mortgaged-backed securities
 
480.4

 
17.5

 
3.0

 
3.0

Commercial mortgaged-backed securities
 
110.6

 
4.0

 
3.2

 
3.2

Asset-backed securities
 
61.2

 
2.2

 
3.4

 
3.4

Other securities
 
181.7

 
6.6

 
4.7

 
4.7

Equity securities
 
256.7

 
9.4

 
3.7

 
5.1

Total investments at fair value
 
$
2,742.6

 
100.0
%
 
 
 
 
Weighted average ending yield
 
 
 
 
 
3.3
%
 
3.5
%
(1)
Computed using a statutory income tax rate of 21%.
The following table shows the percentage of total estimated fair value of our fixed maturity securities as of December 31, 2019 by credit rating category, using the lower of the ratings assigned by Moody's Investors Service or S&P.
Rating
 
Percentage of Total
Estimated Fair Value
"AAA"
 
8.1
%
"AA"
 
44.8

"A"
 
30.3

"BBB"
 
9.9

Below Investment Grade
 
6.9

Total
 
100.0
%
Investments that we currently own could be subject to default by the issuer or could suffer declines in fair value that become other-than-temporary. We regularly assess individual securities as part of our ongoing portfolio management, including the identification of other-than-temporary declines in fair value. Our other-than-temporary impairment assessment includes reviewing the extent and duration of declines in fair value of investments below amortized cost, historical and projected financial performance and near-term prospects of the issuer, the outlook for industry sectors, credit rating, and macro-economic changes. We also make a determination as to whether it is not more likely than not that we will be required to sell the security before its fair value recovers to above cost, or maturity.
We believe that we have appropriately identified the declines in the fair values of our unrealized losses for the years ended December 31, 2019, 2018, and 2017. We recognized no other-than-temporary impairments on fixed maturity securities during the year ended December 31, 2019. We recognized impairments on fixed maturity securities of $3.3 million (consisting of 66 securities) and $0.5 million (consisting of nine securities) during the years ended December 31, 2018 and 2017, respectively. The other-than-temporary impairments recognized during these years were the result of our intent to sell these securities and/or the severity of the change in fair values of these securities. We determined that the remaining unrealized losses on fixed maturity securities were primarily the result of prevailing interest rates and not the credit quality of the issuers. The remaining fixed maturity securities whose fair value was less than amortized cost were not determined to be other-than-temporarily impaired given the lack of severity and duration of the impairment, the credit quality of the issuers, our intent to not sell the securities, and a determination that it is not more likely than not that we will be required to sell the securities until fair value recovers to above cost, or principal value upon maturity.
The adoption of ASU 2016-01 removed the impairment assessment for equity securities at fair value beginning in 2018, and changes in fair value are included in Net realized and unrealized gains (losses) on investments on our Consolidated Statements of Comprehensive Income. Prior to the adoption of this standard, we recognized impairments on equity securities of $0.9 million (consisting of seven equity securities) during the year ended December 31, 2017. The other-than temporary impairments recognized during this year was the result of our intent to sell and/or the severity and duration of the change in fair values of these securities. Certain unrealized losses on equity securities in 2017 were not considered to be other-than-temporary due to the financial condition and near-term prospects of the issuers, and our intent to hold the securities until fair value recovers to above cost.

39



For additional information regarding our investments, including the cost or amortized cost, gross unrealized gains, gross unrealized losses, and estimated fair value of our investments, the amortized cost and estimated fair value of fixed maturity securities by contractual maturity, and net realized and unrealized gains (losses) on investments, see Note 5 in the Notes to our Consolidated Financial Statements.
Off-Balance Sheet Arrangements
We have no off-balance sheet arrangements.
Critical Accounting Policies
The preparation of financial statements in accordance with GAAP requires both the use of estimates and judgment, relative to the application of appropriate accounting policies. Our accounting policies are described in the Notes to our Consolidated Financial Statements, but we believe that the following matters are particularly important to understand our financial statements because changes in these estimates or changes in the assumptions used to make them could have a material impact on our results of operations, financial condition, and cash flows.
Reserves for Losses and LAE
Accounting for workers' compensation insurance requires us to estimate the liability for the expected ultimate cost of unpaid losses and LAE (loss reserves) as of a balance sheet date. Loss reserve estimates are inherently uncertain because the ultimate amount we pay for many of the claims we have incurred as of the balance sheet date will not be known for many years. Our estimate of loss reserves is intended to equal the difference between the expected ultimate losses and LAE of all claims that have occurred as of a balance sheet date and amounts already paid. We establish loss reserves based on our own analysis of emerging claims experience and environmental conditions in our markets and review of the results of various actuarial projections. Our aggregate carried loss reserves is the sum of our reserves for each accident year and represents our best estimate of outstanding loss reserves.
The amount by which estimated losses in the aggregate differ from those previously estimated for a specific time period is known as reserve "development." Reserve development is unfavorable when losses ultimately settle for more than the amount estimated or subsequent estimates indicate a basis for reserve increases, causing the previously estimated loss reserves to be ''deficient.'' Reserve development is favorable when estimates of ultimate losses indicate a decrease in established reserves, causing the previously estimated loss reserves to be ''redundant.'' Development is reflected in our operating results through an adjustment to incurred losses and LAE during the period in which it is recognized.
Although claims for which reserves are established may not be paid for several years or more, we do not discount loss reserves in our financial statements for the time value of money, in accordance with GAAP.
The three main components of our loss reserves are case reserves, incurred but not reported (IBNR) loss reserves, and LAE reserves.
When claims are reported to us, we establish individual estimates of the ultimate cost of each claim (case reserves). These case reserves are continually monitored and revised in response to new information and for amounts paid.
In addition to case reserves, we establish a provision for IBNR. IBNR is an actuarial estimate comprised of the following: (a) future payments on claims that are incurred but have not yet been reported to us; (b) a reserve for the additional development on claims that have been reported to us; and (c) a provision for additional payments on closed claims that might reopen. IBNR reserves apply to the entire body of claims arising from a specific time period, rather than a specific claim. Most of our IBNR reserves relate to estimated future claim payments on recorded open claims.
LAE reserves are our estimate of future expense payments to manage, investigate, administer, and settle claims that have occurred, and include legal expenses. LAE reserves are established in the aggregate, rather than on a claim-by-claim basis. LAE reserves are categorized between defense and cost containment, and adjusting and other.
We cede a portion of our obligations for losses and LAE to unaffiliated reinsurers. The amount of reinsurance that will be recoverable on our losses and LAE includes both the reinsurance recoverable from our excess of loss reinsurance contracts, as well as reinsurance recoverable under the terms of the LPT Agreement.

40



Our loss reserves (gross and net of reinsurance), including the main components of such reserves, were as follows:
 
As of December 31,
 
2019
 
2018
 
(in millions)
Case reserves
$
951.5

 
$
940.6

IBNR
940.5

 
955.7

LAE reserves
300.8

 
311.6

Gross unpaid losses and LAE reserves
2,192.8

 
2,207.9

Less reinsurance recoverable on unpaid losses and LAE
532.5

 
504.4

Net unpaid losses and LAE reserves
$
1,660.3

 
$
1,703.5

We use actuarial methods to analyze and estimate the aggregate amount of loss reserves. Management considers the results of various actuarial methods and their underlying assumptions, among other factors, in establishing loss reserves.
Judgment is required in the actuarial estimation of loss reserves, including the selection of various actuarial methodologies to project the ultimate cost of claims. Specifically, judgment is required in the following areas: the selection of parameters utilized in the various methodologies; the use of industry data and other benchmarks; and the weighting of differing reserve indications resulting from alternative methods and assumptions. The adequacy of our ultimate loss reserves is inherently uncertain and represents a significant risk to our business. We attempt to mitigate this risk through our claims management processes and by monitoring and reacting to statistics relating to the cost and duration of claims.
In each of the periods presented herein we retained an independent actuarial consulting firm (Consulting Actuary) to perform comprehensive studies of our loss reserves on a semi-annual basis. The role of the Consulting Actuary was to conduct sufficient analyses to produce a range of reasonable estimates, as well as a point estimate, of our loss reserves, and to present those results to our Internal Actuary and to management as supplemental data in selecting management's best estimate of ultimate losses.
We compile and aggregate our claims data by grouping the claims according to the year in which the claim occurred ("accident year") when analyzing claim payment and emergence patterns and trends over time. Additionally, we aggregate and analyze claims data by claim type, benefits type, and by state, territory within state, or groups of states in which we do business.
Our Internal Actuary and the Consulting Actuary prepared reserve estimates for all accident years using our own historical claims data, industry data and many of the generally accepted actuarial methodologies for estimating loss reserves, such as paid loss development methods, incurred loss development methods, and Bornhuetter-Ferguson methods. These methods vary in their responsiveness to different information, characteristics, and dynamics in the data, and the results assist the actuary in considering these characteristics and dynamics in the historical data. The methods employed for each segment of claims data, and the relative weight accorded to each method, vary depending on the nature of the claims segment and on the age of the claims.
Each actuarial methodology requires the selection and application of various parameters and assumptions. The key parameters and assumptions include: the future payment and emergence patterns of our aggregate claims data; the magnitude and changes in claim settlement activity; claims cost inflation rates; the effects of legislative benefit changes and/or judicial decisions; and trends in the frequency and severity of claims. We believe the pattern with which our aggregate claims data will be paid or emerge over time, claim settlement activity, and claims cost inflation rates are the most important parameters and assumptions.
Management, along with our Internal Actuary and the Consulting Actuary, separately analyzed LAE and estimate unpaid LAE. These analyses rely primarily on examining the relationship between historical aggregate paid LAE and the volume of claims activity for the corresponding periods. The portion of unpaid LAE that will be recoverable from reinsurers is estimated based on the contractual reinsurance terms.
The ranges of estimates of loss reserves produced by our Internal Actuary and the Consulting Actuary are intended to represent the range in which it is most likely that the ultimate losses will fall. These ranges are narrower than the range of indications produced by the individual methods applied because it is not likely that the high or low result will emerge for every claim segment and accident year. Each actuary's point estimate of loss reserves for each claim segment is based on a judgmental selection from within the range of results indicated by the different actuarial methods.
Management formally establishes loss reserves for financial statement purposes on a quarterly basis. In doing so, we make reference to the most current analyses of our Internal Actuary and of the Consulting Actuary, including a review of the assumptions and the results of the various actuarial methods used. Both our Internal Actuary and the Consulting Actuary conducted comprehensive studies in the second and fourth quarters. On the alternate quarters, our Internal Actuary updates the results of the preceding quarter's studies for actual claim payment and case reserve activity.
The aggregate carried reserve calculated by management represents our best estimate of our outstanding unpaid losses and LAE. In establishing management's best estimate of unpaid losses and LAE at December 31 for the last three years, management and

41



our Internal Actuary reviewed and considered the following: (a) our Internal Actuary's and the Consulting Actuary's assumptions, point estimates, and ranges; and (b) the inherent uncertainty of workers' compensation loss reserves. Management did not quantify a specific loss reserve increment for each uncertainty, but rather established an overall provision that represented management's best estimate of loss reserves in light of the historical data, actuarial assumptions, point estimate and range, and current facts and circumstances.
The table below provides the actuarial range of loss reserves, net of reinsurance, that management considered when selecting its best estimate and our carried reserves.
 
As of December 31,
 
2019
 
2018
 
(in millions)
Low end of actuarial range
$
1,489.4

 
$
1,484.8

Carried reserves
1,660.3

 
1,703.5

High end of actuarial range
1,855.3

 
1,897.3

As of December 31, 2019, California and Nevada loss reserves represented approximately 74% of our total loss reserves on our Consolidated Balance Sheet.
In California, our recent loss experience from 2012 through 2019, indicates a slight downward trend in medical severity and a slight upward trend in indemnity severity. The reduction in medical severity can be attributed to a number of factors including California Senate Bill 863 (SB 863), which was enacted in 2012 and largely became effective in 2013/2014. Among the more significant changes, SB 863 introduced independent medical review (IMR) into the dispute resolution process and filing fees for medical liens. On the indemnity side, various provisions of SB 863 resulted in an overall increase in certain benefits. Our indemnity claims frequency (the number of claims expressed as a percentage of payroll) has decreased year-over-year for the past four years. Aside from the impact of recent regulatory changes, we believe our increased emphasis on claims settlements, as well as our various underwriting initiatives, have contributed to more favorable trends in our California results.
In Nevada, we have compiled a lengthy history of workers' compensation claims payment patterns based on the business of the Fund and EICN, but the emergence and payment of claims in recent years has been more favorable than in the long-term history in Nevada with the Fund. The expected patterns of claim payments and emergence used in the projection of our ultimate claim payments are based on both long and short-term historical data. In recent evaluations, claim patterns have continued to emerge in a manner consistent with short-term historical data. Consequently, our selection of claim projection patterns has relied more heavily on patterns observed in recent years.
Our insurance subsidiaries have been operating in a period characterized by changing environmental conditions in our major markets, entry into new markets, and operational changes. During periods characterized by such changes, at each evaluation, the actuaries and management must make judgments as to the relative weight to accord to long-term historical company data, more recent company data, and external data. We also consider the impact of environmental and operational changes and other factors when selecting the methods used to project ultimate losses and LAE, the parameters to incorporate in those methods, and the relative weights applied to those methods.
An internal initiative that began in 2014 and continued through 2019 emphasizes the settlement of open claims. This initiative has actively driven a significant increase in claims settlement activity and has primarily affected accident years 2009 and forward. This settlement activity has been recognized in the actuarial analysis using a methodology that adjusts the data and loss development patterns to account for an increase in settlements arising from this initiative.
Approximately 59% of our claims payments during the three years ended December 31, 2019 related to medical care for injured workers. The utilization and cost of medical services in the future is a significant source of uncertainty in the establishment of loss reserves for workers' compensation. Our loss reserves are established based on reviewing the results of actuarial methods, most of which do not contain explicit medical claim cost inflation rates; however, because medical care may be provided to an injured worker over many years, and in some cases decades, the pace of medical claim cost inflation can have a significant impact on our ultimate claim payments. For example, if the rate of medical claim cost inflation increases by 1% above the inflation rate that is implicitly included in the loss reserves at December 31, 2019, we estimate that future medical costs over the lifetime of current claims would increase by approximately $81.0 million on a net-of-reinsurance basis.
The range of estimates of loss reserves produced by our actuarial reviews of medical cost inflation data provides some indication of the potential variability of future losses and LAE payments; however, the full range of potential variation is difficult to estimate because our insurance subsidiaries do not have a lengthy operating history in many of the states in which we now operate. Our reserve estimates reflect expected increases in the costs of contested claims, but do not assume any losses resulting from significant new legal liability theories. Our reserve estimates also assume that there will not be significant future changes in the regulatory

42



and legislative environment. In the event of significant new legal liability theories or new regulation or legislation, we will attempt to quantify its impact on our business.
If the actual loss reserves were at the high or the low end of the actuarial range, the pretax impact on our financial results would have been as follows:
 
December 31,
 
2019
 
2018
Increase (decrease) in reserves
(in millions)
At low end of range
$
(170.9
)
 
$
(218.7
)
At high end of range
195.0

 
193.8

Increase (decrease) in stockholders' equity and net income
 
 
 
At low end of range
$
135.0

 
$
172.8

At high end of range
(154.1
)
 
(153.1
)
Actual losses are affected by a more complex combination of forces and dynamics than any one model or actuarial methodology can represent, and each methodology is an approximation of these complex forces and dynamics. None of the methods are designed or intended to produce an indication that is systematically higher or lower than the other methods. At any given evaluation date, some of the actuarial projection methods produce indications outside the actuary's selected range. Accordingly, we believe that the range of potential outcomes is considerably wider than the actuarially estimated range of the most likely outcomes. We have no basis for anticipating whether actual future payments of losses and LAE may be either greater than or less than the loss reserves currently on our Consolidated Balance Sheets.
Additionally, any adjustment to the estimated ceded reserves under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also included in losses and LAE incurred in the Consolidated Statements of Comprehensive Income, so that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement. The table below provides the actuarial range of estimated liabilities for gross loss reserves under the LPT Agreement and our carried reserves.
 
As of December 31,
 
2019
 
(in millions)
Low end of actuarial range
$
328.9

LPT carried reserves
380.4

High end of actuarial range
444.2

Reinsurance Recoverables
Reinsurance recoverables represent: (a) amounts currently due from reinsurers on paid losses and LAE; (b) amounts recoverable from reinsurers on estimates of reported losses; and (c) amounts recoverable from reinsurers on actuarial estimates of IBNR for losses and LAE. These recoverables are based on our current estimates of the underlying loss reserves, and are reported on our Consolidated Balance Sheets separately as assets, as reinsurance does not relieve us of our legal liability to policyholders. We bear credit risk with respect to the reinsurers, which can be significant considering that some of the loss reserves remain outstanding for an extended period of time. Reinsurers may refuse or fail to pay losses that we cede to them, or they might delay payment. We are required to pay losses even if a reinsurer refuses or fails to meet its obligations under the applicable reinsurance agreement. We continually monitor the financial condition and financial strength ratings of our reinsurers. No material amounts due from reinsurers have been written-off as uncollectible since our inception in 2000, and we believe that amounts currently reflected on our consolidated financial statements will similarly not require any material prospective adjustment.
Under the LPT Agreement, the Fund initially ceded $1.5 billion in liabilities for the incurred but unpaid losses and LAE related to claims incurred prior to July 1, 1995 for consideration of $775.0 million in cash. The estimated remaining liabilities subject to the LPT Agreement were $380.4 million as of December 31, 2019. Losses and LAE paid with respect to the LPT Agreement totaled $796.2 million at December 31, 2019. We account for the LPT Agreement as retroactive reinsurance. Entry into the LPT Agreement resulted in a deferred reinsurance gain that was recorded on our Consolidated Balance Sheets as a liability. The Deferred Gain is being amortized using the recovery method, whereby the amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries through the life of the LPT Agreement, and the amortization is reflected in losses and LAE. Changes in estimates of the reserves ceded under the LPT Agreement may significantly impact the Deferred Gain on our Consolidated Balance Sheets and losses and LAE on our Consolidated Statements of Comprehensive Income.
Additionally, we are entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is an amount based on the favorable difference between actual paid losses and LAE and expected paid losses and LAE as established

43



in the LPT Agreement. The calculation of actual amounts paid versus expected amounts is determined every five years beginning June 30, 2004 for the first twenty-five years of the agreement. We are paid 30% of the favorable difference between the actual and expected losses and LAE paid at each calculation point. Each quarter, management records its best estimate of the estimated ultimate contingent profit commission through June 30, 2024, which is impacted by estimates for ceded losses and LAE. The related Deferred Gain is amortized using the recovery method, whereby the amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries over the life of the contingent profit commission, or through June 30, 2024, and is recorded in losses and LAE incurred in the accompanying Consolidated Statements of Comprehensive Income. Changes in estimates of the reserves ceded under the LPT Agreement may significantly impact the Contingent commission receivable–LPT Agreement and the Deferred Gain on our Consolidated Balance Sheets and losses and LAE on our Consolidated Statements of Comprehensive Income.
Recognition of Premium Revenue
Premium revenue is recognized as earned over the period of the contract in proportion to the amount of insurance protection provided. At the end of the policy term, payroll-based premium audits are performed on substantially all policyholder accounts to determine net premiums earned for the policy year. Earned but unbilled premiums include estimated future audit premiums based on our historical experience. These estimates are subject to changes in policyholders' payrolls, economic conditions, and seasonality, and are continually reviewed and adjusted as experience develops or new information becomes known. Any such adjustments are included in current operations; however, they are partially offset by the resulting changes in losses and LAE, commission expenses, and premium taxes. Although considerable variability is inherent in such estimates, we believe that the net effect of any estimates currently reflected on our consolidated financial statements will similarly not require any material prospective adjustment.
Income Taxes
We account for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements. Under this method, we determine deferred tax assets and liabilities on the basis of the differences between the financial statement and tax bases of assets and liabilities by using enacted tax rates in effect for the year in which the timing differences are expected to reverse. The effect of the recent change in tax rates on our deferred tax assets and liabilities was recognized in income as of the date of Enactment.
We record uncertain tax positions in accordance with Accounting Standards Codification (ASC) 740, Income Taxes, on the basis of a two-step process. Recognition (Step 1) occurs when we conclude that a tax position, based solely on its technical merits, is more likely than not to be sustained upon examination. Measurement (Step 2) is addressed only if Step 1 has been satisfied. Under Step 2, the tax benefit is measured as the largest amount of benefit, determined on a cumulative probability basis, that is more likely than not to be realized upon ultimate settlement.
We recognize deferred tax assets when it is determined that such assets are more likely than not to be realized in future periods. In making such a determination, we consider all available positive and negative evidence, including future reversals of existing taxable temporary differences, projected future taxable income, projected future tax rates, tax-planning strategies, and results of recent operations.
In the year ended December 31, 2017, we were required to base certain of our income tax estimates and assumptions on incomplete information and/or preliminary interpretations of the effects of Enactment. As a result, we made an adjustment to our income tax expense due to a further evaluation of our deferred tax assets and liabilities during the year ended December 31, 2018. The total adjustments made for the years ended December 31, 2018 and 2017 were $(0.4) million and $7.0 million, respectively.
Valuation of Investments
Our investments in fixed maturity securities, equity securities at fair value (in 2017 only), and short-term investments are classified as AFS and are reported at fair value with unrealized gains and losses excluded from earnings and reported as a separate component of stockholders' equity, net of deferred taxes, in accumulated other comprehensive income.
Beginning in 2018, with the adoption of ASU 2016-01, our investments in equity securities at fair value are no longer classified as AFS and changes in fair value are included in Net realized and unrealized gains (losses) on investments on our Consolidated Statements of Comprehensive Income.
Realized gains and losses resulting from sales of investments are recognized in operations on a specific-identification basis.
We use third party pricing services to assist us with our investment accounting function. The fair values of our AFS fixed maturity and equity securities are based on quoted market prices, when available. These fair values are obtained primarily from third party pricing services, which generally use Level 1 or Level 2 inputs in accordance with GAAP guidance. We obtain a quoted price for each security from third party pricing services, which is derived through recently reported trades for identical or similar securities. For securities not actively traded, the third party pricing services may use quoted market prices of similar instruments or discounted cash flow analyses, incorporating inputs that are currently observable in the markets for similar securities. Inputs that are often

44



used in the valuation methodologies include, but are not limited to, broker quotes, benchmark yields, credit spreads, default rates, and prepayment speeds. We also perform quarterly analysis on the prices received from third parties to determine whether the prices are reasonable estimates of fair value, including confirming the fair values of these securities through observable market prices using an alternative pricing source. If differences are noted in this review, we may obtain additional information from other pricing services to validate the quoted price (See Note 4 in the Notes to our Consolidated Financial Statements).
Impairment of Investment Securities. The adoption of ASU 2016-01 removed the impairment assessment for equity securities at fair value beginning in 2018, and changes in fair value are included in Net realized and unrealized gains (losses) on investments in the Consolidated Statements of Comprehensive Income. Prior to adoption of this standard, when, in the opinion of management, a decline in the fair value of an equity security below its cost is considered to be "other-than-temporary," the equity security's cost is written down to its fair value at the time the other-than-temporary decline is identified. If management has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery, the investment is written down to its fair value and the entire impairment is recorded as a realized loss due to credit in the accompanying Consolidated Statements of Comprehensive Income. If management does not have the intent to sell or will not be required to sell the debt security but does not expect to recover the amortized cost basis of the debt security, the amount of the other-than-temporary impairment is bifurcated between credit loss and other loss and recorded as a component of realized gains and losses and in other comprehensive income, respectively, in the Consolidated Statements of Comprehensive Income. The amount of any write-down is determined by the difference between the cost or amortized cost of the debt security and its fair value at the time the other-than-temporary decline is identified.
Goodwill and Other Intangible Assets
We prepare an impairment analysis for goodwill and other intangible assets, whereby we identify whether events have occurred that may impact the carrying value of these assets and make assumptions regarding future events, such as cash flows and profitability. Differences between the assumptions regarding recoverability of carrying value and actual results could materially impact the carrying amount of these assets and our operating results.
New Accounting Standards
Recently Issued Accounting Standards
In December 2019, the Financial Accounting Standards Board (FASB) issued ASU 2019-12, Income Taxes (Topic 740). This update simplifies the accounting for income taxes within ASC Topic 740 by removing certain exceptions and clarifies existing guidance. We have determined that the impact of this new standard is not material to our consolidated financial condition and results of operations.
In April 2019, the FASB issued ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments. The amendments in this update represent changes to clarify, correct errors in, or improve the codification within various ASC topics. We will adopt the updates related to Topic 815 when we adopt ASU 2016-13. We will adopt any remaining codification improvements as they become applicable and have determined that the impact of these improvements will not be material to our consolidated financial condition and results of operations.
In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. This update removes the disclosure requirements for the amounts of and the reasons for transfers between Level 1 and Level 2 and disclosure of the policy for timing of transfers between levels. This update also removes disclosure requirements for the valuation processes for Level 3 fair value measurements. Additionally, this update adds disclosure requirements for the changes in unrealized gains and losses for recurring Level 3 fair value measurements and quantitative information for certain unobservable inputs in Level 3 fair value measurements. This update is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. We do not expect that this update will have a material impact on our consolidated financial condition and results of operations.
In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350). This update simplifies the measurement of goodwill by eliminating the performance of Step 2 in the goodwill impairment testing. This update allows the testing to be performed by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge when the carrying amount exceeds fair value. Additionally, this update eliminates the requirements of any reporting unit with a zero or negative carrying value to perform Step 2, but requires disclosure of the amount of goodwill allocated to a reporting unit with zero or negative carrying amount of net assets. This update is effective for fiscal years beginning after December 15, 2019. We do not expect that this update will have a material impact on our consolidated financial condition and results of operations.
In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326). This update replaces the incurred loss impairment methodology for recognizing credit losses on financial instruments with a methodology that reflects an entity's current estimate of all expected credit losses. This update requires financial assets (including receivables and reinsurance

45



recoverables) measured at amortized cost to be presented net of an allowance for credit losses. Additionally, this update requires credit losses on available-for-sale fixed maturity securities to be presented as an allowance rather than as a write-down, allowing an entity to also record reversals of credit losses in current period net income. This update is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Additionally, in December 2018, the FASB issued ASU 2018-19, Codification Improvements to Topic 326, Financial Instruments - Credit Losses. This update provides clarification on the effective and transition dates and the exclusion of operating lease receivables from Topic 326. In May 2019, the FASB issued ASU 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief. This update adds optional transition relief for entities to elect the fair value option for certain financial assets previously measured at amortized cost basis to increase comparability of similar financial assets. In December 2019, the FASB issued ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments - Credit Losses which provides clarification on certain aspects of the guidance in ASC 326 including purchased credit-deteriorated (PCD) financial assets, transition relief for troubled debt restructurings, disclosure relief for accrued interest receivables and allows a practical expedient for financial assets secured by collateral maintenance provisions. Upon adoption of this ASU, we will use the Ratings Based Method based on the A.M. Best Average Cumulative Net Impairment Rates in developing the expected credit allowance on reinsurance recoverables. We estimate the total impact to allowances for credit losses on all financial instruments, including premiums receivable, reinsurance recoverables, and investments will be immaterial to our consolidated financial condition and results of operations.
Recently Adopted Accounting Standards
In July 2019, the FASB issued ASU 2019-07, Codification Updates to SEC Sections. This update aligned the guidance in various SEC sections of the codification with the requirements of certain SEC final rules along with other miscellaneous updates, which were effective upon issuance. We adopted these updates where applicable and there was no impact to our consolidated financial condition and results of operations.
In July 2018, the FASB issued ASU 2018-09, Codification Improvements. This update provided clarification, corrected errors in and made minor improvements to the codification within various ASC topics. Many of the amendments in this update had transition guidance with effective dates for annual periods beginning after December 15, 2018 and some amendments in this update did not require transition guidance and became effective upon issuance of this update. We adopted these amendments and there was no impact to our consolidated financial condition and results of operations.
In July 2018, the FASB issued ASU 2018-11, Leases (Topic 842): Targeted Improvements. This update provided entities with an additional and optional transition method to adopt ASU 2016-02 with a cumulative-effect adjustment in the period of adoption. This update also provided guidance for a practical expedient that permitted lessors to not separate non-lease components from the associated lease components. Additionally, in July 2018, the FASB issued ASU 2018-10, Codification Improvements to Topic 842, Leases. This update provided additional guidance on the new lease model with improvements in numerous aspects of the guidance in ASC 842 including, but not limited to, implicit rates, reassessment of lease classification, terms and purchase options, investment tax credits, and various other transition guidance. In December 2018, the FASB issued ASU 2018-20, Leases (Topic 842): Narrow-Scope Improvements for Lessors. This update provided amendments to various lease topics including sales taxes collected from lessees, certain lessor costs paid to third parties, and variable payments for contracts with lease and non-lease components. In March 2019, the FASB issued ASU 2019-01, Leases Topics (842) Codification Improvements. The amendments in this update increased transparency and comparability for the recognition of leases and disclosures about leasing transactions. This update provided additional clarity on determining the value of the underlying asset by lessors that are not manufacturers or dealers. This update further clarified the presentation of the statement of cash flows related to lessors that are depository and lending institutions within the scope of Topic 942. Additionally, this update provided guidance on transition disclosures related to leases. We adopted these updates concurrently with ASU 2016-02. See Note 11 regarding the impact of this adoption on our consolidated financial statements.
In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This update provided guidance on a new lease model that included the recognition of assets and liabilities arising from lease transactions on the balance sheet. Additionally, the update provided clarity on the definition of a lease and the distinction between finance and operating leases. Furthermore, the update required certain qualitative and quantitative disclosures pertaining to the amounts recorded in the financial statements. This update became effective for annual reporting periods, including interim periods within those annual periods, beginning after December 15, 2018 and early adoption was permitted. As a result of the implementation of this standard, we recognized an Operating lease right-of-use asset of $16.8 million and $19.0 million of Lease liabilities on our Consolidated Balance Sheet at March 31, 2019. See Note 11 for additional detail regarding the adoption of this standard.
Item 7A.  Quantitative and Qualitative Disclosures About Market Risk
Market risk is the risk of potential economic loss principally arising from adverse changes in the fair value of financial instruments. The major components of market risk affecting us are credit risk, interest rate risk, and equity price risk.

46



Credit Risk
Our investment portfolio is exposed to credit risk, which we attempt to manage through issuer and industry diversification. Our investment guidelines include limitations on the minimum rating of fixed maturity securities and concentrations of a single issuer.
We also bear credit risk with respect to the reinsurers, which can be significant considering that some loss reserves remain outstanding for an extended period of time. We are required to pay losses even if a reinsurer refuses or fails to meet its obligations to us under the applicable reinsurance agreement(s). We continually monitor the financial condition and financial strength ratings of our reinsurers. Additionally, we bear credit risk with respect to premiums receivable, which is generally diversified due to the large number of entities comprising our policyholder base and their dispersion across many different industries and geographies.
Interest Rate Risk
Investments
The fair value of our fixed maturity portfolio is exposed to interest rate risk, which is the risk of a decline in fair value resulting from changes in prevailing interest rates, which we strive to limit by managing duration. Our fixed maturity investments (excluding cash and cash equivalents) had a duration of 3.3 at December 31, 2019. To minimize interest rate risk, our portfolio is weighted toward short-term and intermediate-term bonds; however, our investment strategy balances consideration of duration, yield and credit risk. We continually monitor the changes in interest rates and the impact on our liquidity and ability to meet our obligations.
Sensitivity Analysis
The fair values or cash flows of market sensitive instruments are subject to potential losses in future earnings resulting from changes in interest rates and other market conditions. Our sensitivity analysis applies a hypothetical parallel shift in market rates and reflects what we believe are reasonably possible near-term changes in those rates (covering a period of time going forward up to one year from the date of the consolidated financial statements). Actual results may differ from the hypothetical change in market rates assumed in this disclosure. This sensitivity analysis does not reflect the results of any action that we may take to mitigate such hypothetical losses in fair value.
We use fair values to measure our potential loss in this model, which includes fixed maturity securities and short-term investments. For invested assets, we use modified duration modeling to calculate changes in fair values. Durations on invested assets are adjusted for call, put, and interest rate reset features. Invested asset portfolio durations are calculated on a market value weighted basis, excluding accrued investment income, using holdings as of December 31, 2019. The estimated changes in fair values on our fixed maturity securities, which had an aggregate value of $2,485.9 million as of December 31, 2019, based on specific changes in interest rates are as follows:
Hypothetical Changes in Interest Rates
 
Estimated Pre-tax Increase (Decrease) in Fair Value
 
 
(in millions, except percentages)
300 basis point rise
 
$
(272.7
)
 
(11.0
)%
200 basis point rise
 
(181.2
)
 
(7.3
)
100 basis point rise
 
(89.1
)
 
(3.6
)
50 basis point decline
 
42.8

 
1.7

100 basis point decline
 
85.1

 
3.4

The most significant assessment of the effects of hypothetical changes in interest rates on investment income would be based on GAAP guidance related to "Accounting for Nonrefundable Fees and Costs Associated with Originating or Acquiring Loans and Initial Direct Costs of Leases," which requires amortization adjustments for mortgage-backed securities. The rates at which the mortgages underlying mortgage-backed securities are prepaid, and therefore the average life of mortgage-backed securities, can vary depending on changes in interest rates (for example, mortgages are prepaid faster and the average life of mortgage-backed securities falls when interest rates decline). Adjustments for changes in amortization are based on revised average life assumptions and would have an impact on investment income if a significant portion of our commercial and residential mortgage-backed securities were purchased at significant discounts or premiums to par value. As of December 31, 2019, the par value of our commercial and residential mortgage-backed securities holdings was $556.5 million, and the amortized cost was 104.1% of par value. Since a majority of our mortgage-backed securities were purchased at a premium or discount that is significant as a percentage of par, an adjustment could have a significant effect on investment income. The commercial and residential mortgage-backed securities portion of the portfolio totaled 21.5% of total investments as of December 31, 2019. Agency-backed residential mortgage pass-throughs totaled $455.9 million, or 94.9%, of the residential mortgage-backed securities portion of the portfolio as of December 31, 2019.

47



Equity Price Risk
Equity price risk is the risk that we may incur losses in the fair value of the equity securities we hold in our investment portfolio. Adverse changes in the market prices of the equity securities we hold in our investment portfolio would result in decreases in the fair value of our total assets on our Consolidated Balance Sheets and in net realized and unrealized gains and losses on our Consolidated Statements of Comprehensive Income. We minimize our exposure to equity price risk by investing primarily in the equity securities of mid-to-large capitalization issuers and by diversifying our equity holdings across several industry sectors.
The table below shows the sensitivity of our equity securities at fair value to price changes as of December 31, 2019:
(in millions)
Cost
 
Fair Value
 
10% Fair Value Decrease
 
Pre-tax Impact on Total Equity Securities
 
10% Fair Value Increase
 
Pre-tax Impact on Total Equity Securities
Equity securities
$
155.6

 
$
256.7

 
$
231.0

 
$
(25.7
)
 
$
282.4

 
$
25.7

Effects of Inflation
Inflation could impact our financial statements and results of operations. Our estimates for losses and LAE include assumptions about the timing of closure and future payment of claims and claims handling expenses, such as medical treatments and litigation costs. To the extent inflation causes these costs to increase above established reserves, we will be required to increase those reserves for losses and LAE, reducing our earnings in the period in which the deficiency is identified. We consider inflation in the reserving process by reviewing cost trends and our historical reserving results. We also consider an estimate of increased costs in determining the adequacy of our rates, particularly as it relates to medical and hospital rates where historical inflation rates have exceeded general inflation rates.
Fluctuations in rates of inflation also influence interest rates, which in turn impact the market value of our investment portfolio and yields on new investments. Operating expenses, including payrolls, are also impacted to a certain degree by inflation.
Item 8. Financial Statements and Supplementary Data
 
Page
Management's Report on Internal Control Over Financial Reporting
Report of Independent Registered Public Accounting Firm on Internal Control over Financial Reporting
Report of Independent Registered Public Accounting Firm
Consolidated Balance Sheets as of December 31, 2019 and 2018
Consolidated Statements of Comprehensive Income for each of the years ended December 31, 2019, 2018 and 2017
Consolidated Statements of Stockholders' Equity for each of the years ended December 31, 2019, 2018 and 2017
Consolidated Statements of Cash Flows for each of the years ended December 31, 2019, 2018 and 2017
Notes to Consolidated Financial Statements
 
 
The following Financial Statement Schedules are filed in Item 15 of Part IV of this report:
 
 
 
Financial Statement Schedules:
 
Schedule II. Condensed Financial Information of Registrant
Schedule VI. Supplemental Information Concerning Property-Casualty Insurance Operations
 
 
Pursuant to Rule 7-05 of Regulation S-X, Financial Statement Schedules I, III, IV, and V have been omitted as the information to be set forth therein is included in the Notes to Consolidated Financial Statements.


48



MANAGEMENT'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING
Management of Employers Holdings, Inc. and its Subsidiaries (collectively, the Company) is responsible for establishing and maintaining adequate internal control over financial reporting and for the assessment of the effectiveness of internal control over financial reporting. As defined by the Securities and Exchange Commission, internal control over financial reporting is a process designed by, or under the supervision of, the Company's principal executive officer and principal financial officer, and effected by the Company's Board of Directors, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements in accordance with U.S. generally accepted accounting principles (GAAP).
The Company's internal control over financial reporting includes policies and procedures that: (a) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the Company's assets; (b) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with GAAP, and that receipts and expenditures of the Company are being made only in accordance with authorizations of its management and Board of Directors; and (c) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the Company's assets that could have a material effect on the financial statements.
Because of its inherent limitations, internal control over financial reporting may not prevent or detect all misstatements. Projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.
Management conducted an assessment of the effectiveness of the Company's internal control over financial reporting as of December 31, 2019 based on criteria established in Internal Control–Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework).
Based on this assessment, management did not identify any material weaknesses in the internal control over financial reporting and management has concluded that the Company's internal control over financial reporting was effective as of December 31, 2019.
The Company's independent registered public accounting firm, Ernst & Young LLP, has independently assessed the effectiveness of the Company's internal control over financial reporting. A copy of their report is included in Item 8 of this report.

February 20, 2020


49



REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Stockholders and Board of Directors of Employers Holdings, Inc. and Subsidiaries
Opinion on Internal Control over Financial Reporting
We have audited Employers Holdings, Inc. and Subsidiaries' internal control over financial reporting as of December 31, 2019, based on criteria established in Internal Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) (the COSO criteria). In our opinion, Employers Holdings, Inc. and Subsidiaries' (the Company) maintained, in all material respects, effective internal control over financial reporting as of December 31, 2019, based on the COSO criteria.
We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the consolidated balance sheets of the Company as of December 31, 2019 and 2018, the related consolidated statements of comprehensive income, stockholders' equity and cash flows for each of the three years in the period ended December 31, 2019, and the related notes and financial statement schedule listed in the Index at Item 15 and our report dated February 20, 2020 expressed an unqualified opinion thereon.
Basis for Opinion
The Company's management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting included in the accompanying Management's Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company's internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.
We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects.
Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.
Definition and Limitations of Internal Control Over Financial Reporting
A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company's assets that could have a material effect on the financial statements.
Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ Ernst & Young LLP
San Francisco, California
February 20, 2020

50



REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Stockholders and Board of Directors of Employers Holdings, Inc. and Subsidiaries
Opinion on the Financial Statements
We have audited the accompanying consolidated balance sheets of Employers Holdings, Inc. and Subsidiaries (the Company) as of December 31, 2019 and 2018, the related consolidated statements of comprehensive income, stockholders' equity and cash flows for each of the three years in the period ended December 31, 2019, and the related notes and financial statement schedule listed in the Index at Item 15 (collectively referred to as the "consolidated financial statements"). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company at December 31, 2019 and 2018, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2019, in conformity with U.S. generally accepted accounting principles.
We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Company's internal control over financial reporting as of December 31, 2019, based on criteria established in Internal Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) and our report dated February 20, 2020 expressed an unqualified opinion thereon.
Basis for Opinion
These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.
We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.
Critical Audit Matter
The critical audit matter communicated below is a matter arising from the current period audit of the financial statements that was communicated or required to be communicated to the audit committee and that: (1) relates to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, subjective or complex judgments. The communication of the critical audit matter does not alter in any way our opinion on the consolidated financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing a separate opinion on the critical audit matter or on the accounts or disclosures to which it relates.

51



 
Valuation of reserve for Unpaid Losses and Loss Adjustment Expenses
Description of the Matter
At December 31, 2019, the liability for incurred but not reported (IBNR) reserves represented a material portion of the $2,192.8 million of unpaid loss and loss adjustment expenses (LAE) reserves. As explained in Notes 2 and 8 to the consolidated financial statements, the liability for unpaid losses and LAE represents management's best estimate of the ultimate net cost of all reported and unreported losses incurred for the applicable periods, less payments made. The estimated reserves include the accumulation of estimates for all claims reported prior to the balance sheet date, estimates of claims incurred but not reported, and estimates of expenses for investigating and adjusting all incurred and unadjusted claims. IBNR reserves include an estimate for claims that are incurred but not yet reported, expected development on reported claims and for additional payments on closed claims. There is significant uncertainty inherent in determining management’s best estimate of the ultimate loss settlement cost which is used to determine the incurred but not reported claim reserves. In particular, the estimate is sensitive to the selection and weighting of actuarial methods and management’s selection of parameters and assumptions including, the pattern with which aggregate data will be paid or emerge over time, claim settlement activity, claims cost inflation rates, and claim frequencies.

Auditing management’s best estimate of IBNR reserves was complex due to the highly judgmental nature of the assumptions used in the valuation process. The significant judgement was primarily due to the sensitivity of management’s estimate to the selection of assumptions including the pattern with which aggregate data will be paid or emerge over time and claims cost inflation rates, which had a significant effect on the valuation of IBNR reserves.
 
 
How We Addressed the Matter in Our Audit
We obtained an understanding, evaluated the design and tested the operating effectiveness of the Company’s controls over the process for estimating IBNR reserves. This included, among other procedures, testing management review controls in place over the review and approval of methods and assumptions used in estimating IBNR reserves.

To test IBNR reserves, our audit procedures included, among others, testing the completeness and accuracy of the data used in the calculation by testing reconciliations of the underlying claims and policyholder data recorded in the source systems to the actuarial reserving calculations and comparing a sample of incurred and paid claims to source documentation. With the assistance of EY actuarial specialists, we evaluated the Company’s selection and weighting of actuarial methods by comparing the weightings used in the current estimate to those used in prior periods and those used in the industry for the specific types of insurance. To evaluate the significant assumptions used by management, we compared the assumptions to current and historical claims trends and to current industry benchmarks. We also compared management’s recorded reserves to a range of reasonable reserves estimates calculated independently by our EY actuarial specialists. Additionally, we performed a hindsight analysis of the prior period estimates using subsequent claims development.

/s/ Ernst & Young LLP
We have served as the Company's auditor since 2002
San Francisco, California
February 20, 2020

52



Employers Holdings, Inc. and Subsidiaries
 
 
 
 
 
Consolidated Balance Sheets
 
 
As of December 31,
 
 
2019
 
2018
 
 
(in millions, except share data)
Assets
 
 
Investments:
 
 
 
 
Fixed maturity securities at fair value (amortized cost $2,403.3 at December 31, 2019 and $2,513.7 at December 31, 2018)
 
$
2,485.9

 
$
2,496.4

Equity securities at fair value (cost $155.6 at December 31, 2019 and $131.9 at December 31, 2018)
 
256.7

 
199.9

Equity securities at cost
 
6.7

 
6.4

Other invested assets (cost $28.4 at December 31, 2019)
 
29.1

 

Short-term investments at fair value (amortized cost $25.0 at December 31, 2018)
 

 
25.0

Total investments
 
2,778.4

 
2,727.7

Cash and cash equivalents
 
154.9

 
101.4

Restricted cash and cash equivalents
 
0.3

 
0.6

Accrued investment income
 
16.4

 
18.0

Premiums receivable (less bad debt allowance of $4.6 at December 31, 2019 and $6.7 at December 31, 2018)
 
285.7

 
333.1

Reinsurance recoverable for:
 
 

 
 
Paid losses
 
7.2

 
6.7

Unpaid losses
 
532.5

 
504.4

Deferred policy acquisition costs
 
47.9

 
48.2

Deferred income taxes, net
 

 
26.9

Property and equipment, net
 
21.9

 
18.2

Operating lease right-of-use assets
 
15.9

 

Intangible assets, net
 
13.6

 
7.7

Goodwill
 
36.2

 
36.2

Contingent commission receivable–LPT Agreement
 
13.2

 
32.0

Cloud computing arrangements
 
33.6

 
26.0

Other assets
 
46.4

 
32.1

Total assets
 
$
4,004.1

 
$
3,919.2

Liabilities and stockholders' equity
 
 

 
 

Claims and policy liabilities:
 
 

 
 

Unpaid losses and loss adjustment expenses
 
$
2,192.8

 
$
2,207.9

Unearned premiums
 
337.1

 
336.3

Commissions and premium taxes payable
 
48.6

 
57.3

Accounts payable and accrued expenses
 
29.8

 
37.1

Deferred reinsurance gain—LPT Agreement

137.1

 
149.6

Notes payable
 

 
20.0

Non-cancellable obligations
 
23.0

 
18.8

Operating lease liability
 
17.8

 

Other liabilities
 
52.1

 
74.0

Total liabilities
 
$
2,838.3

 
$
2,901.0

Commitments and contingencies (Note 11)
 


 



53



Employers Holdings, Inc. and Subsidiaries
 
 
 
 
 
Consolidated Balance Sheets
 
 
As of December 31,
 
 
2019
 
2018
 
 
(in millions, except share data)
Stockholders' equity:
 
 

 
 

Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively
 
$
0.6

 
$
0.6

Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued
 

 

Additional paid-in capital
 
396.4

 
388.8

Retained earnings
 
1,158.8

 
1,030.7

Accumulated other comprehensive income (loss), net of tax
 
65.3

 
(13.7
)
Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018)
 
(455.3
)
 
(388.2
)
Total stockholders' equity
 
1,165.8

 
1,018.2

Total liabilities and stockholders' equity
 
$
4,004.1

 
$
3,919.2

See accompanying notes.

54



Employers Holdings, Inc. and Subsidiaries
 
 
 
 
 
 
 
Consolidated Statements of Comprehensive Income
 
 
 
 
 
 
 
 
 
Years Ended December 31,
 
 
2019
 
2018
 
2017
Revenues
 
(in millions, except per share data)
Net premiums earned
 
$
695.8

 
$
731.1

 
$
716.5

Net investment income
 
88.1

 
81.2

 
74.6

Net realized and unrealized gains (losses) on investments
 
51.1

 
(13.1
)
 
7.4

Gain on redemption of notes payable
 

 

 
2.1

Other income
 
0.9

 
1.2

 
0.8

Total revenues
 
835.9

 
800.4

 
801.4

 
 
 
 
 
 
 
Expenses
 
 

 
 

 
 
Losses and loss adjustment expenses
 
365.9

 
376.7

 
417.2

Commission expense
 
88.1

 
94.2

 
91.4

Underwriting and general and administrative expenses
 
187.5

 
158.5

 
139.9

Interest and financing expenses
 
0.6

 
1.5

 
1.4

Other expenses
 

 

 
7.5

Total expenses
 
642.1

 
630.9

 
657.4

 
 
 
 
 
 
 
Net income before income taxes
 
193.8

 
169.5

 
144.0

Income tax expense
 
36.7

 
28.2

 
42.8

Net income
 
$
157.1

 
$
141.3

 
$
101.2

 
 
 
 
 
 
 
Comprehensive income
 
 
 
 
 
 
Unrealized AFS investment gains (losses) during the period (net of tax (expense) benefit of $(21.8), $12.9, and $(8.9) for the years ended December 31, 2019, 2018, and 2017, respectively)
 
$
82.1

 
$
(48.5
)
 
$
19.9

Reclassification adjustment for realized AFS investment (gains) losses in net income (net of tax expense (benefit) of $0.8, $(0.4), and $2.6 for the years ended December 31, 2019, 2018, and 2017, respectively)
 
(3.1
)
 
1.4

 
(4.8
)
Other comprehensive income (loss), net of tax
 
79.0

 
(47.1
)
 
15.1

Total comprehensive income
 
$
236.1

 
$
94.2

 
$
116.3

 
 
 
 
 
 
 
Net realized and unrealized gains (losses) on investments
 
 

 
 

 
 
Net realized and unrealized gains (losses) on investments before impairments
 
$
51.1

 
$
(9.8
)
 
$
8.8

Other than temporary impairments recognized in earnings
 

 
(3.3
)
 
(1.4
)
Net realized and unrealized gains (losses) on investments
 
$
51.1

 
$
(13.1
)
 
$
7.4

 
 
 
 
 
 
 
Earnings per common share (Note 17):
 
 

 
 

 
 
Basic
 
$
4.89

 
$
4.30

 
$
3.11

Diluted
 
$
4.83

 
$
4.24

 
$
3.06

Cash dividends declared per common share and eligible RSUs and PSUs
 
$
0.88

 
$
0.80

 
$
0.60


See accompanying notes.

55



Employers Holdings, Inc. and Subsidiaries
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Stockholders' Equity
 
 
 
 
 
 
 
 
 
 
 
 
 
Common Stock
 
Additional Paid-In Capital
 
Retained Earnings
 
Accumulated Other Comprehensive Income (Loss),
Net of Tax
 
Treasury Stock, at Cost
 
Total Stockholders' Equity
 
Shares
 
Amount
 
 
 
 
 
 
(in millions, except share data)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, January 1, 2017
56,226,277

 
$
0.6

 
$
372.0

 
$
777.2

 
$
74.5

 
$
(383.7
)
 
$
840.6

Stock-based obligations (Note 13)

 

 
6.9

 

 

 

 
6.9

Stock options exercised
307,076

 

 
6.0

 

 

 

 
6.0

Vesting of restricted and performance stock units, net of shares withheld to satisfy minimum tax withholding (Note 13)
161,821

 

 
(2.2
)
 

 

 

 
(2.2
)
Grant date fair value adjustment

 

 
(1.5
)
 
1.3

 

 

 
(0.2
)
Dividends declared

 

 

 
(19.7
)
 

 

 
(19.7
)
Net income for the year
 
 

 

 
101.2

 

 

 
101.2

Net impact of tax Enactment on net unrealized gains on investments

 

 

 
(17.8
)
 
17.8

 

 

Change in net unrealized gains on investments, net of taxes of $(6.3)
 
 

 

 

 
15.1

 

 
15.1

Balance, December 31, 2017
56,695,174

 
$
0.6

 
$
381.2

 
$
842.2

 
$
107.4

 
$
(383.7
)
 
$
947.7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, January 1, 2018
56,695,174

 
$
0.6

 
$
381.2

 
$
842.2

 
$
107.4

 
$
(383.7
)
 
$
947.7

Stock-based obligations (Note 13)

 

 
9.4

 

 

 

 
9.4

Stock options exercised
57,091

 

 
1.1

 

 

 

 
1.1

Vesting of restricted and performance stock units, net of shares withheld to satisfy minimum tax withholding (Note 13)
223,410

 

 
(2.9
)
 

 

 

 
(2.9
)
Acquisition of common stock (Note 12)

 

 

 

 

 
(4.6
)
 
(4.6
)
Dividends declared

 

 

 
(26.7
)
 

 

 
(26.7
)
Net income for the year
 
 

 

 
141.3

 

 

 
141.3

Reclassification adjustment for adoption of ASU No. 2016-01

 

 

 
74.0

 
(74.0
)
 

 

Change in net unrealized losses on investments, net of taxes of $12.5
 
 

 

 

 
(47.1
)
 

 
(47.1
)
Balance, December 31, 2018
56,975,675

 
$
0.6

 
$
388.8

 
$
1,030.7

 
$
(13.7
)
 
$
(388.2
)
 
$
1,018.2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, January 1, 2019
56,975,675

 
$
0.6

 
$
388.8

 
$
1,030.7

 
$
(13.7
)
 
$
(388.2
)
 
$
1,018.2

Stock-based obligations (Note 13)

 

 
10.1

 

 

 

 
10.1

Stock options exercised
31,630

 

 
0.7

 

 

 

 
0.7

Vesting of restricted and performance stock units, net of shares withheld to satisfy minimum tax withholding (Note 13)
177,065

 

 
(3.2
)
 

 

 

 
(3.2
)
Acquisition of common stock (Note 12)

 

 

 

 

 
(67.1
)
 
(67.1
)
Dividends declared

 

 

 
(28.9
)
 

 

 
(28.9
)
Net income for the year
 
 

 

 
157.1

 

 

 
157.1

Change in net unrealized gains on investments, net of taxes of $(21.0)
 
 

 

 

 
79.0

 

 
79.0

Balance, December 31, 2019
57,184,370

 
$
0.6

 
$
396.4

 
$
1,158.8

 
$
65.3

 
$
(455.3
)
 
$
1,165.8


See accompanying notes.

56



Employers Holdings, Inc. and Subsidiaries
Consolidated Statements of Cash Flows
 
 
Years Ended December 31,
 
 
2019
 
2018
 
2017
Operating activities
 
 (in millions)
Net income
 
$
157.1

 
$
141.3

 
$
101.2

Adjustments to reconcile net income to net cash provided by operating activities:
 
 
 
 
 
 

Depreciation and amortization
 
9.0

 
6.3

 
8.2

Stock-based compensation
 
10.1

 
9.4

 
6.8

Amortization of cloud computing arrangements
 
5.3

 

 

Amortization of premium on investments, net
 
8.7

 
8.4

 
14.3

Allowance for doubtful accounts
 
(2.1
)
 
(3.3
)
 
0.2

Deferred income tax expense
 
6.0

 
14.4

 
24.2

Net realized and unrealized (gains) losses on investments
 
(51.1
)
 
13.1

 
(7.4
)
Gain on redemption of notes payable
 

 

 
(2.1
)
Write-off of previously capitalized costs
 

 

 
7.5

Change in operating assets and liabilities:
 
 
 
 
 
 

Premiums receivable
 
49.5

 
(3.1
)
 
(22.2
)
Reinsurance recoverable on paid and unpaid losses
 
20.4

 
33.1

 
44.5

Cloud computing arrangements
 
(12.9
)
 
(26.0
)
 

Operating lease right-of-use-assets
 
(15.9
)
 

 

Current federal income taxes
 
(7.4
)
 
8.6

 
(2.7
)
Unpaid losses and loss adjustment expenses
 
(63.4
)
 
(58.2
)
 
(34.9
)
Unearned premiums
 
0.8

 
18.0

 
8.0

Accounts payable, accrued expenses and other liabilities
 
(7.5
)
 
19.1

 
(7.0
)
Deferred reinsurance gain–LPT Agreement
 
(12.5
)
 
(14.0
)
 
(11.3
)
Contingent commission receivable–LPT Agreement
 
18.8

 

 

Operating lease liabilities
 
17.8

 

 

Non-cancellable obligations
 
4.2

 
16.1

 
2.7

Other
 
(11.8
)
 
(3.0
)
 
12.3

Net cash provided by operating activities
 
123.1

 
180.2

 
142.3

Investing activities
 
 

 
 

 
 

Purchases of fixed maturity securities
 
(359.0
)
 
(636.7
)
 
(592.3
)
Purchases of equity securities
 
(240.8
)
 
(79.3
)
 
(36.8
)
Purchases of short-term investments
 

 
(59.7
)
 
(8.2
)
Purchases of other invested assets
 
(28.4
)
 

 

Proceeds from sale of fixed maturity securities
 
163.0

 
204.8

 
249.8

Proceeds from sale of equity securities
 
232.4

 
70.7

 
41.2

Proceeds from maturities and redemptions of fixed maturity securities
 
309.9

 
329.4

 
215.7

Proceeds from maturities of short-term investments
 
25.0

 
39.0

 
20.2

Net change in unsettled investment purchases and sales
 
(24.7
)
 
22.4

 
5.8

Capital expenditures and other
 
(12.1
)
 
(10.2
)
 
(8.2
)
Purchase of Cerity Insurance Company, net of cash and cash equivalents acquired
 
(16.1
)
 

 

Net cash provided by (used in) investing activities
 
49.2

 
(119.6
)
 
(112.8
)
Financing activities
 
 

 
 

 
 
Acquisition of common stock
 
(67.5
)
 
(4.2
)
 

Cash transactions related to stock-based compensation
 
(2.5
)
 
(1.8
)
 
3.8

Dividends paid to stockholders
 
(28.9
)
 
(26.7
)
 
(19.7
)
Redemption of notes payable
 
(20.0
)
 

 
(9.9
)
Payments on capital leases
 
(0.2
)
 
(0.2
)
 
(0.2
)
Net cash used in financing activities
 
(119.1
)
 
(32.9
)
 
(26.0
)
Net increase in cash, cash equivalents, and restricted cash
 
53.2

 
27.7

 
3.5

Cash, cash equivalents, and restricted cash at the beginning of the period
 
102.0

 
74.3

 
70.8

Cash, cash equivalents, and restricted cash at the end of the period
 
$
155.2

 
$
102.0

 
$
74.3

 
 
 
 
 
 
 

57



Non-cash transactions
 
 
 
 
 
 
Financed property and equipment purchases
 
$
0.7

 
$
0.3

 
$
0.4


The following table presents our cash, cash equivalents, and restricted cash by category within the Consolidated Balance Sheets:
 
 
As of
 
As of
 
 
December 31,
2019
 
December 31,
2018
 
 
(in millions)
Cash and cash equivalents
 
$
154.9

 
$
101.4

Restricted cash and cash equivalents supporting reinsurance obligations
 
0.3

 
0.6

Total cash, cash equivalents and restricted cash
 
$
155.2

 
$
102.0

 See accompanying notes.

58



Employers Holdings, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
December 31, 2019
1. Basis of Presentation and Summary of Operations
Nature of Operations and Organization
Employers Holdings, Inc. (EHI) is a Nevada holding company. Through its wholly owned insurance subsidiaries, Employers Insurance Company of Nevada (EICN), Employers Compensation Insurance Company (ECIC), Employers Preferred Insurance Company (EPIC), Employers Assurance Company (EAC), and Cerity Insurance Company (CIC), EHI is engaged in the commercial property and casualty insurance industry, specializing in workers' compensation products and services. Unless otherwise indicated, all references to the "Company" refer to EHI, together with its subsidiaries.
In 1999, the Nevada State Industrial Insurance System (the Fund) entered into a 100% quota share reinsurance agreement (the LPT Agreement) through a loss portfolio transfer transaction with third party reinsurers. The LPT Agreement commenced on June 30, 1999 and will remain in effect until: (i) all claims under the covered policies have closed; (ii) the LPT Agreement is commuted or terminated upon the mutual agreement of the parties; or (iii) the reinsurers' aggregate maximum limit of liability is exhausted, whichever occurs first. The LPT Agreement does not provide for any additional termination terms. On January 1, 2000, EICN assumed all of the assets, liabilities and operations of the Fund, including the Fund's rights and obligations associated with the LPT Agreement. See Notes 2 and 9.
The Company accounts for the LPT Agreement as retroactive reinsurance. Upon entry into the LPT Agreement, an initial deferred reinsurance gain (the Deferred Gain) was recorded as a liability on the Company's Consolidated Balance Sheets. The Company is entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is estimated based on both actual paid results to date and projections of expected paid losses under the LPT Agreement and is recorded as an asset on the Company's Consolidated Balance Sheets.
Basis of Presentation
The accompanying consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (GAAP). All intercompany transactions and balances have been eliminated in consolidation.
The Company operates through two reportable segments: Employers and Cerity. Each of the segments represents a separate and distinct underwriting platform through which the Company conducts insurance business. This presentation allows the reader, as well as the Company's chief operating decision makers, to objectively analyze the business originated through each of the Company's underwriting platforms. Prior to December 31, 2019, the Company operated under a single reportable segment. All periods prior to December 31, 2019 have been conformed to the current presentation. Detailed financial information about the Company's operating segments is presented in Note 18.
Use of Estimates
The preparation of the consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. As a result, actual results could differ from these estimates. The most significant areas that require management judgment are the estimate of unpaid losses and loss adjustment expenses (LAE), evaluation of reinsurance recoverables, recognition of premium revenue, recoverability of deferred income taxes, and valuation of investments.
Reclassifications
Certain prior period information has been reclassified to conform to the current period presentation.
Acquisition
On July 31, 2019, the Company acquired (the Acquisition) PartnerRe Insurance Company of New York (PRNY) from Partner Reinsurance Company of the U.S. (PRUS). The purchase price was equal to the sum of: (i) $47.6 million, the amount of statutory capital and surplus of PRNY at closing; and (ii) $5.8 million. The Company funded the Acquisition with cash on hand. As a result of the purchase, the Company acquired $37.3 million of cash and cash equivalents, $10.3 million of fixed maturity securities, $5.8 million of intangible assets (comprised of state licenses), $6.8 million of other assets, $6.8 million of other liabilities, and $48.3 million of gross loss and LAE reserves, which were offset by $48.3 million of reinsurance recoverables, resulting in no net loss and LAE reserves. The Company did not acquire any employees or ongoing business operations pursuant to the Acquisition.
Pursuant to the purchase agreement, all liabilities and obligations of PRNY existing as of the closing date, whether known or unknown, will be indemnified by PRUS. In addition, PartnerRe Ltd., the parent company of PRUS, has provided the Company

59



with a guaranty that unconditionally, absolutely and irrevocably guarantees the full and prompt payment and performance by PRUS of all of its obligations, liabilities and indemnities under the purchase agreement and the transactions contemplated thereby. If PRUS and PartnerRe Ltd. were to fail to honor their obligations to the Company under the purchase agreement, all or a portion of the remaining gross loss and LAE reserves acquired by the Company pursuant to the Acquisition would become the Company's responsibility.
Subsequent to completing the Acquisition, PRNY was renamed CIC.
2. Summary of Significant Accounting Policies
Cash and Cash Equivalents
The Company considers all liquid investments with maturities of less than three months, as measured from the date of purchase, to be cash equivalents.
Restricted Cash and Cash Equivalents
Restricted cash and cash equivalents represent cash and cash equivalents held in trust in order to secure certain of the Company's obligations and, accordingly, are restricted as to withdrawal or usage. As of December 31, 2019 and 2018 the Company held $2.9 million and $23.2 million, respectively, in cash and investments in trust for reinsurance obligations, of which $0.3 million and $0.6 million, respectively, represented restricted cash and cash equivalents.
Short-Term Investments
The Company considers all liquid investments with maturities of between three and twelve months, as measured from the date of purchase, to be short-term investments.
Investment Securities
The Company's investments in fixed maturity securities and short-term investments are classified as available-for-sale (AFS) and are reported at fair value with unrealized gains and losses excluded from earnings and reported as a separate component of stockholders' equity, net of deferred taxes, in Accumulated other comprehensive income on the Company's Consolidated Balance Sheets.
Beginning in 2018, with the adoption of ASU Number 2016-01, Financial Instruments - Overall (Subtopic 825-10), the Company's investments in equity securities at fair value are no longer classified as AFS and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. The Company's investment in FHLB stock is presented within Equity securities at cost on the Company's Consolidated Balance Sheets.
The Company's investments in other invested assets are reported at either net asset value or fair value and changes in the value of these investments are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income.
The adoption of ASU 2016-01 also removed the impairment assessment for equity securities at fair value beginning in 2018 and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. Prior to adoption of this standard, when, in the opinion of management, a decline in the fair value of an equity security below its cost was considered to be "other-than-temporary," the equity security's cost was written down to its fair value at the time the other-than-temporary decline was identified.
The determination of an other-than-temporary decline for fixed maturity securities and other invested assets includes, in addition to other relevant factors, a presumption that if the market value is below cost by a significant amount for a period of time, a bifurcation of the write-down may be necessary based on the portion of the loss that is deemed to be a "credit loss", which is considered a realized loss, and the portion that is deemed to be an "other than credit loss", which is considered to be an unrealized loss. If management has the intent to sell the security or more likely than not will be required to sell the security before its anticipated recovery, the investment is written down to its fair value and the entire impairment is recorded as a realized loss in the Company's Consolidated Statements of Comprehensive Income. If management does not have the intent to sell or will not be required to sell the security but does not expect to recover the amortized cost or cost basis of the security, the amount of the other-than-temporary impairment is bifurcated (see Note 5).
Investment income consists primarily of interest and dividends generated by investment securities. Interest is recorded as earned on an accrual basis and dividends are recorded as earned at the ex-dividend date. Interest income on mortgage-backed and asset-backed securities is determined using the effective-yield method based on estimated principal repayments. Mortgage-backed securities are adjusted for the effects of changes in prepayment assumptions on the related accretion of discount or amortization of premium of such securities using the retrospective method.
Realized gains and losses on investments are determined on a specific-identification basis.

60



Recognition of Revenue and Expense
Revenue Recognition
Premiums written are recognized as revenues, net of any applicable underlying reinsurance coverage, and are earned over the term of the related policy. At the end of the policy term, payroll-based premium audits are performed on substantially all policyholder accounts to determine the actual amount of net premiums earned for that policy year. Earned but unbilled premiums include estimated future audit premiums based on the Company's historical experience. These estimates are subject to changes in policyholders' payrolls, economic conditions, and seasonality, and are continually reviewed and adjusted as experience develops or new information becomes known. Any such adjustments are included in current operations; however, they are partially offset by the resulting changes in losses and LAE, commission expenses, and premium taxes. The Company's premiums receivable on its Consolidated Balance Sheets included $37.3 million and $63.7 million of additional premiums expected to be received from policyholders for premium audits at December 31, 2019 and 2018, respectively.
The Company establishes a bad debt allowance on its premiums receivable through a charge included in underwriting and general and administrative expenses in its Consolidated Statements of Comprehensive Income. This bad debt allowance is determined based on estimates and assumptions to project future experience. After all collection efforts have been exhausted, the Company reduces the bad debt allowance for write-offs of premiums receivable that have been deemed uncollectible. The Company's bad debt allowance was $4.6 million and $6.7 million at December 31, 2019 and 2018, respectively. The Company had write offs, net of recoveries of amounts previously written off, of $10.5 million, $8.2 million, and $3.2 million for the years ended December 31, 2019, 2018, and 2017, respectively.
Deferred Policy Acquisition Costs
Policy acquisition costs, those costs that relate directly to the successful acquisition of new or renewal insurance contracts, including underwriting, policy issuance and processing, medical and inspection, sales force contract selling and commissions are deferred and amortized as the related premiums are earned. Amortization of deferred policy acquisition costs for the years ended December 31, 2019, 2018, and 2017, was $107.7 million, $112.0 million, and $108.2 million, respectively.
If the sum of a policy's expected losses and LAE and deferred policy acquisition costs exceeds the related unearned premiums and projected investment income, a premium deficiency is determined to exist. In this event, deferred policy acquisition costs are immediately expensed to the extent necessary to eliminate the premium deficiency. If the premium deficiency exceeds deferred acquisition costs, a liability is accrued for the excess deficiency. There were no premium deficiency adjustments recognized during the years ended December 31, 2019, 2018, and 2017.
Unpaid Loss and LAE Reserves
Unpaid loss and LAE reserves represent management's best estimate of the ultimate net cost of all reported and unreported losses incurred for the applicable periods, less payments made. The estimated reserves for losses and LAE include the accumulation of estimates for all claims reported prior to the balance sheet date, estimates of claims incurred but not reported, and estimates of expenses for investigating and adjusting all incurred and unadjusted claims (based on projections of relevant historical data). Amounts reported are subject to the impact of future changes in economic, regulatory and social conditions. Management believes that, subject to the inherent variability in any such estimate, the reserves are within a reasonable and acceptable range of adequacy. Estimates for claims prior to the balance sheet date are continually monitored and reviewed, and as settlements are made or reserves adjusted, the differences are reported in current operations. Salvage and subrogation recoveries are estimated based on a review of the level of historical salvage and subrogation recoveries.
Reinsurance
In the ordinary course of business, the Company purchases excess of loss reinsurance in order to protect it against the impact of large and/or catastrophic losses. Additionally, the Company is a party to the LPT Agreement (see Note 9). These reinsurance arrangements reduce the Company's exposure to such losses since its reinsurers are liable to the Company to the extent of the reinsurance protection provided. However, the Company remains liable for all losses it incurs to the extent that any reinsurer is unable or unwilling to make timely payments under its reinsurance agreements.
Balances due from reinsurers on unpaid losses, including an estimate of such recoverables related to reserves for incurred but not reported losses, are reported as reinsurance recoverables on the Company's Consolidated Balance Sheets. Reinsurance recoverables on paid losses represent amounts currently due from reinsurers. Reinsurance recoverables on unpaid losses represent amounts that will be collectible from reinsurers once the losses are paid. Reinsurance recoverables on unpaid losses and LAE amounted to $532.5 million and $504.4 million at December 31, 2019 and 2018, respectively.
Ceded reinsurance premiums are accounted for on a basis consistent with those used in accounting for the underlying premiums, and are reported as reductions to arrive at net premiums written and earned.

61



Ceded losses and LAE are also accounted for on a basis consistent with those used in accounting for the original policies issued and the terms of the relevant reinsurance agreement, and are recorded as reductions to losses and LAE incurred.
Pursuant to the LPT Agreement, LAE is deemed to be 7% of total losses paid and is payable to the Company as compensation for management of the claims under the LPT Agreement. The Deferred Gain is amortized using the recovery method, whereby the amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries through the life of the LPT Agreement, and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the estimated loss and LAE reserves ceded under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement (LPT Reserve Adjustment).
Additionally, the Company is entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is equal to 30% of the favorable difference between actual paid losses and LAE and expected paid losses and LAE as established in the LPT Agreement based on losses paid through June 30, 2024. The contingent profit commission is paid every five years beginning June 30, 2004 for the first 25 years of the agreement. The Company could be required to return any previously received contingent profit commission, plus interest, in the event of unfavorable differences through June 30, 2024. The Company records an estimate of contingent profit commission on its Consolidated Balance Sheets as Contingent commission receivable–LPT Agreement and a corresponding liability is recorded as Deferred reinsurance gain–LPT Agreement. The Contingent commission receivable–LPT Agreement is reduced as amounts are received from participating reinsurers. In 2019, the Company received $19.1 million in cash related to the contingent profit commission. The Deferred reinsurance gain–LPT Agreement is amortized using the recovery method. The amortization of the contingent profit commission is determined by the proportion of actual reinsurance recoveries to total estimated recoveries over the life of the contingent profit commission (through June 30, 2024), and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the contingent profit commission under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised contingent profit commission been recognized at the inception of the LPT Agreement (LPT Contingent Commission Adjustment).
Property and Equipment
Property and equipment are stated at cost less accumulated depreciation (see Note 6). Expenditures for maintenance and repairs are charged against operations as incurred.
Electronic data processing equipment, software, furniture and equipment, and automobiles are depreciated using the straight-line method over three to seven years. Leasehold improvements are also carried at cost less accumulated amortization. The Company amortizes leasehold improvements using the straight-line method over the lesser of the useful life of the asset or the remaining original lease term, excluding options or renewal periods. Leasehold improvements are generally amortized over three to eight years.
Cloud Computing Arrangements
The Company capitalizes software license fees and implementation costs associated with hosting arrangements that are service contracts. These amounts are included in Cloud computing arrangements on the Company's Consolidated Balance Sheets. Amortization of the software license fees is calculated using the straight-line method over the term of the service contract or based on the expected utilization of the asset. Amortization of the implementation costs are calculated using the straight-line method based on the term of the service contract and commence once the module or component is ready for its intended use, regardless of whether the hosted software has been placed into service, and will be recognized over the remaining life of the service contract.
Operating leases
The Company determines if an arrangement is a lease at the inception of the transaction. Leased office property meets the definition of operating leases under ASC 842 and is presented as a right-of-use asset (ROU asset) and lease liability on the Company's Consolidated Balance Sheets. ROU assets represent the right to use an underlying asset for the lease payments arising from the lease transaction. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of the lease payments over the lease term. The Company uses collateralized incremental borrowing rates to determine the present value of lease payments. The ROU assets also include lease payments less any lease incentives within a lease agreement. The Company's lease terms may include options to extend or terminate a lease. Lease expense for lease payments is recognized on a straight-line basis over the lease term.
Finance Leases
Leased property and equipment meeting finance lease criteria are capitalized at the lower of the present value of the related lease payments or the fair value of the leased asset at the inception of the lease. Financing leases for automobiles are included in property

62



and equipment in other liabilities on the Company's Consolidated Balance Sheets. Amortization is calculated using the straight-line method based on the term of the lease and is included in the depreciation expense of property and equipment. See Note 11 for additional disclosures related to finance leases.
Income Taxes
The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the Company's financial statements. Under this method, the Company determines deferred tax assets and liabilities on the basis of the differences between the financial statement and tax bases of assets and liabilities by using enacted tax rates in effect for the year in which the differences are expected to reverse. As of December 22, 2017, the date that the Tax Cuts and Jobs Act was enacted (Enactment), the effect of the change in tax rates on the Company's deferred tax assets and liabilities was recognized in income and created stranded tax effects within accumulated other comprehensive income that did not reflect the newly enacted tax rate. The Company reclassified the net tax effects from Accumulated other comprehensive income, net of tax, to Retained earnings as of the date of Enactment.
The Company records uncertain tax positions in accordance with ASC 740, Income Taxes, on the basis of a two-step process. Recognition (Step 1) occurs when the Company concludes that a tax position, based solely on its technical merits, is more likely than not to be sustained upon examination. Measurement (Step 2) is addressed only if Step 1 has been satisfied. Under Step 2, the tax benefit is measured as the largest amount of benefit, determined on a cumulative probability basis, that is more likely than not to be realized upon ultimate settlement.
The Company recognizes deferred tax assets when it determines that such assets are more likely than not to be realized in future periods. In making such a determination, the Company considers all available positive and negative evidence, including future reversals of existing taxable temporary differences, tax-planning strategies, projected future taxable income, projected future tax rates, and results of recent operations. If the Company determines that it is not more likely than not that it could realize its deferred tax assets in future periods, it would establish a deferred tax asset valuation allowance that would increase the Company's provision for income taxes. If the Company determines that it would be able to realize its deferred tax assets in the future in excess of its net recorded amount, the Company would make an adjustment to the deferred tax asset valuation allowance, which would reduce the provision for income taxes.
Credit Risk
Financial instruments that potentially subject the Company to concentrations of credit risk are primarily cash and cash equivalents (including restricted cash equivalents), short-term investments, investment securities, premiums receivable, and reinsurance recoverable balances.
The Company's cash equivalents and short-term investments include investments in money market securities and securities backed by the U.S. government. The Company's investment securities are diversified throughout many industries and geographic regions and include investments in U.S. government and U.S. government-sponsored enterprises. The Company believes that it has no significant concentrations of credit risk from a single issue or issuer within its cash equivalents, short-term investments and investment securities other than concentrations in U.S. government and U.S. government-sponsored enterprises.
The Company's premiums receivable are generally diversified due to the large number of entities composing the Company's policyholder base and their dispersion across many different industries.
The Company monitors the financial condition of its reinsurers to minimize its exposure to significant losses from reinsurer insolvencies. The Company also obtains collateral from its reinsurers in order to mitigate the risks related to insolvencies. At December 31, 2019, $2.7 million was held as collateral by cash or letters of credit for the Company's reinsurance recoverables and an additional $341.0 million was in trust accounts for reinsurance recoverables specifically related to the LPT Agreement.
Fair Value of Financial Instruments
The fair values of the Company's financial instruments have been determined using available market information and other appropriate valuation methodologies. Judgment is required in developing fair value estimates where quoted market prices are not available. Accordingly, these estimates are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions or estimating methodologies may have an effect on the estimated fair value amounts.
The following methods and assumptions were used by the Company in estimating the fair value of its financial instruments:
Cash and cash equivalents, short-term investments, premiums receivable, accounts payable and accrued expenses, and other liabilities. The carrying amounts for each of these financial instruments as reported in the Company's Consolidated Balance Sheets approximate their fair values.

63



Investment securities. The Company's investment securities are predominantly valued on the basis of actual market transactions or observable inputs. A small portion of the Company's investment securities are valued on the basis of pricing models with significant unobservable inputs or nonbinding broker quotes. See Note 4.
Goodwill and Other Intangible Assets
The Company tests for impairment of goodwill and non-amortizable intangible assets in the fourth quarter of each year. At the end of each quarter, management considers the results of the previous analysis as well as any recent developments that may constitute triggering events requiring the impairment analysis of goodwill and other intangible assets to be updated. The Company has assessed the effects of current economic conditions on the Company's financial condition and results of operations and changes in the Company's stock price and determined that there were no impairments of these assets as of December 31, 2019 and 2018.
Intangible assets related to state licenses are not subject to amortization. Intangibles related to insurance relationships were amortized in proportion to the expected period of benefit and were fully amortized as of December 31, 2019.
The gross carrying value, accumulated amortization, and net carrying value for the Company's intangible assets, by major class, as of December 31, were as follows:
 
2019
 
2018
 
Gross
Carrying
Value
 
Accumulated
Amortization
 
Net
Carrying
Value
 
Gross
Carrying
Value
 
Accumulated
Amortization
 
Net
Carrying
Value
 
(in millions)
State licenses
$
13.5

 
$

 
$
13.5

 
$
7.7

 
$

 
$
7.7

Insurance relationships
9.4

 
$
(9.4
)
 

 
9.4

 
$
(9.4
)
 

Other
0.1

 

 
0.1

 

 

 

Total
$
23.0

 
$
(9.4
)
 
$
13.6

 
$
17.1

 
$
(9.4
)
 
$
7.7


During the years ended December 31, 2018 and 2017, the Company recognized $0.2 million and $0.3 million in amortization expense associated with its intangible assets, respectively. There was no amortization expense in 2019. These amortization expenses are included in the Company's Consolidated Statements of Comprehensive Income in underwriting and general and administrative expenses.
Stock-Based Compensation
The Company provides stock-based compensation to its directors and certain of its employees, which is recognized in its Consolidated Statements of Comprehensive Income based on estimated grant date fair values over the relevant service period (see Note 13).
3. New Accounting Standards
Recently Issued Accounting Standards
In December 2019, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2019-12, Income Taxes (Topic 740). This update simplifies the accounting for income taxes within Accounting Standards Codification (ASC) topic 740 by removing certain exceptions and clarifies existing guidance. The Company has determined that the impact of this new standard will not be material to its consolidated financial condition and results of operations.
In April 2019, the FASB issued ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments. The amendments in this update represent changes to clarify, correct errors in, or improve the codification within various ASC topics. The Company will adopt the updates related to Topic 815 when it adopts ASU 2016-13. The Company will adopt any remaining codification improvements as they become applicable and has determined that the impact of these improvements will not be material to its consolidated financial condition and results of operations.
In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. This update removes the disclosure requirements for the amounts of and the reasons for transfers between Level 1 and Level 2 and disclosure of the policy for timing of transfers between levels. This update also removes disclosure requirements for the valuation processes for Level 3 fair value measurements. Additionally, this update adds disclosure requirements for the changes in unrealized gains and losses for recurring Level 3 fair value measurements and quantitative information for certain unobservable inputs in Level 3 fair value measurements. This update is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The Company does not expect that this update will have a material impact on its consolidated financial condition and results of operations.

64



In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350). This update simplifies the measurement of goodwill by eliminating the performance of Step 2 in the goodwill impairment testing. This update allows the testing to be performed by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge when the carrying amount exceeds fair value. Additionally, this update eliminates the requirements of any reporting unit with a zero or negative carrying value to perform Step 2, but requires disclosure of the amount of goodwill allocated to a reporting unit with zero or negative carrying amount of net assets. This update is effective for fiscal years beginning after December 15, 2019. The Company does not expect that this update will have a material impact on its consolidated financial condition and results of operations.
In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326). This update replaces the incurred loss impairment methodology for recognizing credit losses on financial instruments with a methodology that reflects an entity's current estimate of all expected credit losses. This update requires financial assets (including receivables and reinsurance recoverables) measured at amortized cost to be presented net of an allowance for credit losses. Additionally, this update requires credit losses on available-for-sale fixed maturity securities to be presented as an allowance rather than as a write-down, allowing an entity to also record reversals of credit losses in current period net income. This update is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Additionally, in December 2018, the FASB issued ASU 2018-19, Codification Improvements to Topic 326, Financial Instruments - Credit Losses. This update provides clarification on the effective and transition dates and the exclusion of operating lease receivables from Topic 326. In May 2019, the FASB issued ASU 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief. This update adds optional transition relief for entities to elect the fair value option for certain financial assets previously measured at amortized cost basis to increase comparability of similar financial assets. In December 2019, the FASB issued ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments - Credit Losses which provides clarification on certain aspects of the guidance in ASC 326 including purchased credit-deteriorated (PCD) financial assets, transition relief for troubled debt restructurings, disclosure relief for accrued interest receivables and allows a practical expedient for financial assets secured by collateral maintenance provisions. Upon adoption of this ASU, the Company will use the Ratings Based Method based on the A.M. Best Average Cumulative Net Impairment Rates in developing the expected credit allowance on reinsurance recoverables. The Company estimates the total impact to allowances for credit losses on all financial instruments, including premiums receivable, reinsurance recoverables, and investments will be immaterial to its consolidated financial condition and results of operations.
Recently Adopted Accounting Standards
In July 2019, the FASB issued ASU 2019-07, Codification Updates to SEC Sections. This update aligned the guidance in various SEC sections of the codification with the requirements of certain SEC final rules along with other miscellaneous updates, which were effective upon issuance. The Company adopted these updates where applicable and there was no impact to its consolidated financial condition and results of operations.
In July 2018, the FASB issued ASU 2018-09, Codification Improvements. This update provided clarification, corrected errors in and made minor improvements to the codification within various ASC topics. Many of the amendments in this update had transition guidance with effective dates for annual periods beginning after December 15, 2018 and some amendments in this update did not require transition guidance and became effective upon issuance of this update. The Company adopted these amendments and there was no impact to its consolidated financial condition and results of operations.
In July 2018, the FASB issued ASU 2018-11, Leases (Topic 842): Targeted Improvements. This update provided entities with an additional and optional transition method to adopt ASU 2016-02 with a cumulative-effect adjustment in the period of adoption. This update also provided guidance for a practical expedient that permitted lessors to not separate non-lease components from the associated lease components. Additionally, in July 2018, the FASB issued ASU 2018-10, Codification Improvements to Topic 842, Leases. This update provided additional guidance on the new lease model with improvements in numerous aspects of the guidance in ASC 842 including, but not limited to, implicit rates, reassessment of lease classification, terms and purchase options, investment tax credits, and various other transition guidance. In December 2018, the FASB issued ASU 2018-20, Leases (Topic 842): Narrow-Scope Improvements for Lessors. This update provided amendments to various lease topics including sales taxes collected from lessees, certain lessor costs paid to third parties, and variable payments for contracts with lease and non-lease components. In March 2019, the FASB issued ASU 2019-01, Leases Topics (842) Codification Improvements. The amendments in this update increased transparency and comparability for the recognition of leases and disclosures about leasing transactions. This update provided additional clarity on determining the value of the underlying asset by lessors that are not manufacturers or dealers. This update further clarified the presentation of the statement of cash flows related to lessors that are depository and lending institutions within the scope of Topic 942. Additionally, this update provided guidance on transition disclosures related to leases. The Company adopted these updates concurrently with ASU 2016-02. See Note 11 regarding the impact of this adoption on the Company's consolidated financial statements.
In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This update provided guidance on a new lease model that included the recognition of assets and liabilities arising from lease transactions on the balance sheet. Additionally, the update provided clarity on the definition of a lease and the distinction between finance and operating leases. Furthermore, the update

65



required certain qualitative and quantitative disclosures pertaining to the amounts recorded in the financial statements. This update became effective for annual reporting periods, including interim periods within those annual periods, beginning after December 15, 2018 and early adoption was permitted. As a result of the implementation of this standard, the Company recognized an Operating lease right-of-use asset of $16.8 million and $19.0 million of Lease liabilities on its Consolidated Balance Sheet at March 31, 2019. See Note 11 for additional detail regarding the adoption of this standard.
4. Valuation of Financial Instruments
The carrying value and the estimated fair value of the Company's financial instruments at fair value were as follows as of December 31:
 
2019
 
2018
 
Carrying Value
 
Estimated Fair Value
 
Carrying Value
 
Estimated Fair Value
Financial assets
(in millions)
Total investments at fair value (Note 5)
$
2,742.6

 
$
2,742.6

 
$
2,721.3

 
$
2,721.3

Cash and cash equivalents
154.9

 
154.9

 
101.4

 
101.4

Restricted cash and cash equivalents
0.3

 
0.3

 
0.6

 
0.6

Financial liabilities
 
 
 
 
 
 
 
Notes payable (Note 10)
$

 
$

 
$
20.0

 
$
23.5


Assets and liabilities recorded at fair value on the Company's Consolidated Balance Sheets are categorized based upon the levels of judgment associated with the inputs used to measure their fair value. Level inputs are defined as follows:
Level 1 - Inputs are unadjusted quoted market prices for identical assets or liabilities in active markets at the measurement date.
Level 2 - Inputs other than Level 1 prices that are observable for similar assets or liabilities through corroboration with market data at the measurement date.
Level 3 - Inputs that are unobservable that reflect management's best estimate of what willing market participants would use in pricing the assets or liabilities at the measurement date.
The Company uses third party pricing services to assist with its investment accounting function. The ultimate pricing source varies depending on the investment security and pricing service used, but investment securities valued on the basis of observable inputs (Levels 1 and 2) are generally assigned values on the basis of actual transactions. Securities valued on the basis of pricing models with significant unobservable inputs or nonbinding broker quotes are classified as Level 3. The Company performs quarterly analyses on the prices it receives from third parties to determine whether the prices are reasonable estimates of fair value, including confirming the fair values of these securities through observable market prices using an alternative pricing source, as it is ultimately management's responsibility to ensure that the fair values reflected in the Company's consolidated financial statements are appropriate. If differences are noted in these analyses, the Company may obtain additional information from other pricing services to validate the quoted price.
The Company bases all of its estimates of fair value for assets on the bid price, when available, as it represents what a third-party market participant would be willing to pay in an arm's length transaction.
For securities not actively traded, third party pricing services may use quoted market prices of similar instruments or discounted cash flow analyses, incorporating inputs that are currently observable in the markets for similar securities. Inputs that are often used in the valuation methodologies include, but are not limited to, broker quotes, benchmark yields, credit spreads, default rates, and prepayment speeds. There were no material adjustments to prices obtained from third party pricing services as of December 31, 2019 and 2018.
These methods of valuation will only produce an estimate of fair value if there is objectively verifiable information to produce a valuation. If objectively verifiable information is not available, the Company would be required to produce an estimate of fair value using some of the same methodologies, making assumptions for market-based inputs that are unavailable.
The Company's estimates of fair value for its financial liabilities are based on a combination of the variable interest rates for notes with similar durations to discount the projection of future payments on notes payable. The fair value measurements for notes payable have been determined to be Level 2 at each of the periods presented. As of December 31, 2019, all outstanding notes payable had been redeemed. See Note 10 for further details.
EICN, ECIC, EPIC, and EAC are members of the Federal Home Loan Bank of San Francisco (FHLB). Members are required to purchase stock in the FHLB in addition to maintaining collateral deposits that back any funds advanced. The Company's investment in FHLB stock is recorded at cost, which approximates fair value, as purchases and sales of these securities are at par value with
the issuer. FHLB stock is considered a restricted security and is periodically evaluated by the Company for impairment based on the ultimate recovery of par value.
The following table presents the Company's investments at fair value and the corresponding fair value measurements.
 
December 31, 2019
 
December 31, 2018
 
Level 1
 
Level 2
 
Level 3
 
Level 1
 
Level 2
 
Level 3
 
(in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
$

 
$
85.6

 
$

 
$

 
$
106.4

 
$

U.S. Agencies

 
2.9

 

 

 
11.4

 

States and municipalities

 
484.5

 

 

 
528.0

 

Corporate securities

 
1,079.0

 

 

 
1,090.4

 

Residential mortgage-backed securities

 
480.4

 

 

 
451.5

 

Commercial mortgage-backed securities

 
110.6

 

 

 
94.3

 

Asset-backed securities

 
61.2

 

 

 
64.5

 

Other securities

 
181.7

 

 

 
149.9

 

Total fixed maturity securities
$

 
$
2,485.9

 
$

 
$

 
$
2,496.4

 
$

Equity securities at fair value
 
 
 
 
 
 
 
 
 
 
 
Industrial and miscellaneous
$
216.4

 
$

 
$

 
$
174.8

 
$

 
$

Other
40.3

 

 

 
25.1

 

 

Total equity securities at fair value
$
256.7

 
$

 
$

 
$
199.9

 
$

 
$

Short-term investments
$

 
$

 
$

 
$

 
$
25.0

 
$

Total investments at fair value
$
256.7

 
$
2,485.9

 
$

 
$
199.9

 
$
2,521.4

 
$


The following table provides a reconciliation of the beginning and ending balances that are measured using Level 3 inputs for the years ended December 31, 2019 and 2018.
 
Level 3 Securities
 
2019
 
2018
 
(in millions)
Beginning balance, January 1
$

 
$
4.7

Transfers out of Level 3(1)

 
(4.7
)
Purchases and sales, net

 

Ending balance, December 31
$

 
$


(1)
The transfer during the year ended December 31, 2018 was the result of adoption of ASU 2016-01, which specified that FHLB stock shall be carried at cost and is no longer measured at fair value.
Financial Instruments Carried at Net Asset Value (NAV)
The Company has investments in private equity limited partnership interests that are included in other invested assets on the Company's Consolidated Balance Sheets. These investments do not have readily determinable fair values and are carried at NAV and therefore are excluded from the fair value hierarchy. The Company initially estimates the value of these investments using the transaction price. In subsequent periods, the Company measures these investments using NAV per share provided quarterly by the general partner, based on financial statements that are audited annually. The Company performs certain control procedures to validate the appropriateness of using NAV as a measurement. These investments are generally not redeemable by the investees and cannot be sold without approval of the general partner. These investments have a fund term of 12 years, subject to three one year extensions at the general partner's discretion. The Company will receive distributions of proceeds from dividends and interest from fund investments, as well as from the disposition of a fund investment, or a portion thereof. The Company expects these distributions from time-to-time during the full course of the fund term. As of December 31, 2019, the Company had unfunded commitments to these private equity limited partnerships totaling $41.6 million.
Additionally, certain cash equivalents, principally money market securities, are measured at fair value using NAV, which approximates fair value.

66



The following table presents cash and investments carried at NAV on the Company's Consolidated Balance Sheets.
 
December 31, 2019
 
December 31, 2018
 
 
Cash equivalents measured at NAV
14.4

 
57.5

Other invested assets carried at NAV
9.1

 


5. Investments
The amortized cost, gross unrealized gains, gross unrealized losses, and estimated fair value of the Company's AFS investments were as follows:
 
 
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Estimated
Fair Value
At December 31, 2019
 
(in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$
83.7

 
$
1.9

 
$

 
$
85.6

U.S. Agencies
 
2.8

 
0.1

 

 
2.9

States and municipalities
 
458.2

 
26.3

 

 
484.5

Corporate securities
 
1,038.6

 
40.4

 

 
1,079.0

Residential mortgage-backed securities
 
471.7

 
9.4

 
(0.7
)
 
480.4

Commercial mortgage-backed securities
 
107.4

 
3.2

 

 
110.6

Asset-backed securities
 
60.4

 
0.9

 
(0.1
)
 
61.2

Other securities(1)
 
180.5

 
1.6

 
(0.4
)
 
181.7

Total fixed maturity securities
 
2,403.3

 
83.8

 
(1.2
)
 
2,485.9

Total AFS investments
 
$
2,403.3

 
$
83.8

 
$
(1.2
)
 
$
2,485.9

 
 
 
 
 
 
 
 
 
At December 31, 2018
 
 
 
 
 
 
 
 
Fixed maturity securities
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$
106.7

 
$
0.9

 
$
(1.2
)
 
$
106.4

U.S. Agencies
 
11.3

 
0.1

 

 
11.4

States and municipalities
 
513.4

 
15.3

 
(0.7
)
 
528.0

Corporate securities
 
1,106.2

 
5.8

 
(21.6
)
 
1,090.4

Residential mortgage-backed securities
 
459.1

 
2.2

 
(9.8
)
 
451.5

Commercial mortgage-backed securities
 
96.7

 
0.1

 
(2.5
)
 
94.3

Asset-backed securities
 
64.7

 
0.2

 
(0.4
)
 
64.5

Other securities(1)
 
155.6

 

 
(5.7
)
 
149.9

Total fixed maturity securities
 
2,513.7

 
24.6

 
(41.9
)
 
2,496.4

Short-term investments
 
25.0

 

 

 
25.0

Total AFS investments
 
$
2,538.7

 
$
24.6

 
$
(41.9
)
 
$
2,521.4

(1)
Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and reported at fair value.

67



The cost and estimated fair value of the Company's equity securities recorded at fair value at December 31, 2019 and 2018 were as follows:
 
 
Cost
 
Estimated Fair Value
 
 
(in millions)
At December 31, 2019
 
 
 
 
Equity securities at fair value
 
 
 
 
Industrial and miscellaneous
 
$
129.1

 
$
216.4

Other
 
26.5

 
40.3

Total equity securities at fair value
 
$
155.6

 
$
256.7

 
 
 
 
 
At December 31, 2018
 
 
 
 
Equity securities at fair value
 
 
 
 
Industrial and miscellaneous
 
$
114.6

 
$
174.8

Other
 
17.3

 
25.1

Total equity securities at fair value
 
$
131.9

 
$
199.9


The Company has investments in private equity limited partnerships that totaled $9.1 million (initial cost of $8.4 million) at December 31, 2019, which are carried at NAV based on information provided by the general partner. The Company also has investments in convertible preferred shares of real estate investment trusts that totaled $20.0 million at December 31, 2019, which are carried at cost and approximate fair value. These investments are non-redeemable until conversion and are periodically evaluated by the Company for impairment based on the ultimate recovery of the investment. Both of these investments are included in Other invested assets on the Company's Consolidated Balance Sheets, and changes in the value of these investments are recorded through Net realized and unrealized gains and losses on the Company's Consolidated Statements of Comprehensive Income. The Company had no Other invested assets at December 31, 2018.
The amortized cost and estimated fair value of the Company's fixed maturity securities at December 31, 2019, by contractual maturity, are shown below. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
 
Amortized Cost
 
Estimated Fair Value
 
 
(in millions)
Due in one year or less
 
$
170.2

 
$
171.5

Due after one year through five years
 
758.2

 
781.5

Due after five years through ten years
 
778.6

 
819.3

Due after ten years
 
56.8

 
61.4

Mortgage and asset-backed securities
 
639.5

 
652.2

Total
 
$
2,403.3

 
$
2,485.9



68



The following is a summary of AFS investments that have been in a continuous unrealized loss position for less than 12 months and those that have been in a continuous unrealized loss position for 12 months or greater as of December 31, 2019 and 2018.
 
 
December 31, 2019
 
December 31, 2018
 
 
Estimated Fair Value
 
Gross Unrealized Losses
 
Number of Issues
 
Estimated Fair Value
 
Gross Unrealized Losses
 
Number of Issues
Less than 12 months:
 
(dollars in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$

 
$

 

 
$
12.2

 
$
(0.1
)
 
7

States and municipalities
 

 

 

 
70.1

 
(0.7
)
 
21

Corporate securities
 

 

 

 
624.4

 
(13.4
)
 
205

Residential mortgage-backed securities
 
56.9

 
(0.2
)
 
29

 
156.9

 
(2.5
)
 
59

Commercial mortgage-backed securities
 

 

 

 
30.9

 
(0.5
)
 
13

Asset-backed securities
 
10.1

 
(0.1
)
 
6

 
25.1

 
(0.2
)
 
18

Other securities
 
15.2

 
(0.3
)
 
64

 
137.1

 
(5.7
)
 
215

Total fixed maturity securities
 
82.2

 
(0.6
)
 
99

 
1,056.7

 
(23.1
)
 
538

Total less than 12 months
 
$
82.2

 
$
(0.6
)
 
99

 
$
1,056.7

 
$
(23.1
)
 
538

 
 
 
 
 
 
 
 
 
 
 
 
 
12 months or greater:
 
 
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$

 
$

 

 
$
72.7

 
$
(1.1
)
 
25

Corporate securities
 

 

 

 
193.7

 
(8.2
)
 
69

Residential mortgage-backed securities
 
40.0

 
(0.5
)
 
19

 
199.8

 
(7.3
)
 
72

Commercial mortgage-backed securities
 

 

 

 
55.0

 
(2.0
)
 
22

Asset-backed securities
 

 

 

 
16.5

 
(0.2
)
 
17

Other securities
 
5.9

 
(0.1
)
 
19

 

 

 

Total fixed maturity securities
 
45.9

 
(0.6
)
 
38

 
537.7

 
(18.8
)
 
205

Total 12 months or greater
 
$
45.9

 
$
(0.6
)
 
38

 
$
537.7

 
$
(18.8
)
 
205


There were no other-than-temporary impairments recognized on fixed maturity securities during the year ended December 31, 2019. The Company recognized impairments on fixed maturity securities of $3.3 million (consisting of 66 securities) and $0.5 million (consisting of nine securities) during the years ended December 31, 2018 and 2017, respectively, as a result of the Company's intent to sell these securities and/or the severity of the change in fair values of these securities. The Company determined that the remaining unrealized losses on fixed maturity securities at December 31, 2019, 2018, and 2017 were primarily the result of changes in prevailing interest rates and not the credit quality of the issuers. The fixed maturity securities whose fair value was less than amortized cost were not determined to be other-than-temporarily impaired given the lack of severity and duration of the impairment, the credit quality of the issuers, the Company's intent to not sell the securities, and a determination that it is not more likely than not that the Company will be required to sell the securities at an amount less than their amortized cost.
Realized gains and losses on investments include the gain or loss on a security at the time of sale compared to its original or adjusted cost (equity securities and other invested assets) or amortized cost (fixed maturity securities). Realized losses on fixed maturity securities are also recognized when securities are written down as a result of an other-than-temporary impairment.

69



Net realized gains on investments and the change in unrealized gains (losses) on the Company's investments recorded at fair value are determined on a specific-identification basis and were as follows:
 
 
Gross Realized Gains
 
Gross Realized Losses
 
Change in Net Unrealized Gains (Losses)
 
Changes in Fair Value Reflected in Earnings
 
Changes in Fair Value Reflected in AOCI, before tax
 
 
(in millions)
Year Ended December 31, 2019
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
5.2

 
$
(1.3
)
 
$
99.9

 
$
3.9

 
$
99.9

Equity securities
 
17.8

 
(4.4
)
 
33.1

 
46.5

 

Other invested assets
 

 

 
0.7

 
0.7

 

Total investments
 
$
23.0

 
$
(5.7
)
 
$
133.7

 
$
51.1

 
$
99.9

 
 
 
 
 
 
 
 
 
 
 
Year Ended December 31, 2018
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
2.2

 
$
(4.0
)
 
$
(59.7
)
 
$
(1.8
)
 
$
(59.7
)
Equity securities
 
15.9

 
(1.6
)
 
(25.6
)
 
(11.3
)
 

Total investments
 
$
18.1

 
$
(5.6
)
 
$
(85.3
)
 
$
(13.1
)
 
$
(59.7
)
 
 
 
 
 
 
 
 
 
 
 
Year Ended December 31, 2017
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
4.7

 
$
(2.2
)
 
$
3.9

 
$
2.5

 
$
3.9

Equity securities
 
9.3

 
(4.4
)
 
17.5

 
4.9

 
17.5

Total investments
 
$
14.0

 
$
(6.6
)
 
$
21.4

 
$
7.4

 
$
21.4


Proceeds from the sales of fixed maturity securities were $163.0 million, $204.8 million and $249.8 million for years ended December 31, 2019, 2018 and 2017, respectively.
Net investment income was as follows:
 
 
Years Ended December 31,
 
 
2019
 
2018
 
2017
 
 
(in millions)
Fixed maturity securities
 
$
81.9

 
$
76.0

 
$
70.4

Equity securities
 
7.9

 
6.5

 
6.9

Other invested assets
 
1.2

 

 

Short-term investments
 

 
0.3

 
0.1

Cash equivalents and restricted cash
 
1.7

 
2.0

 
0.6

Gross investment income
 
92.7

 
84.8

 
78.0

Investment expenses
 
(4.6
)
 
(3.6
)
 
(3.4
)
Net investment income
 
$
88.1

 
$
81.2

 
$
74.6


The Company is required by various state laws and regulations to support its outstanding loss reserves in certain states in which it does business. These laws and regulations govern not only the amount but also the types of securities that are eligible for deposit. As of December 31, 2019 and 2018, securities having a fair value of $844.9 million and $867.7 million, respectively, were on deposit. Additionally, standby letters of credit from the FHLB were in place in lieu of $260.0 million and $140.0 million of securities on deposit as of December 31, 2019 and 2018, respectively (see Note 10).
Certain reinsurance contracts require the Company's funds to be held in trust for the benefit of the ceding reinsurer to secure the outstanding liabilities assumed by the Company. The fair value of fixed maturity securities and restricted cash and cash equivalents held in trust for the benefit of ceding reinsurers at December 31, 2019 and 2018 was $2.9 million and $23.2 million, respectively.

70



6. Property and Equipment
Property and equipment consists of the following:
 
As of December 31,
 
2019
 
2018
 
(in millions)
Furniture and equipment
$
2.5

 
$
3.3

Leasehold improvements
6.0

 
3.2

Computers and software
60.3

 
61.9

Automobiles
1.1

 
1.1

Property and equipment, gross
69.9

 
69.5

Accumulated depreciation
(48.0
)
 
(51.3
)
Property and equipment, net
$
21.9

 
$
18.2


Depreciation expenses related to property and equipment for the years ended December 31, 2019, 2018, and 2017 were $9.0 million, $6.1 million, and $7.9 million, respectively. Internally developed software costs of $3.2 million and $2.9 million were capitalized during each of the years ended December 31, 2019 and 2018, respectively.
Additionally, in 2017, the Company wrote-off $7.5 million of previously capitalized costs relating to the development of information technology capabilities that had not yet been placed in service, which is recognized in Other expenses in the Company's Consolidated Statements of Comprehensive Income. The Company incurred this charge as part of a continual evaluation of its ongoing technology initiatives.
Cloud Computing Arrangements
The Company's capitalized costs associated with cloud computing arrangements totaled $33.6 million and $26.0 million, which were comprised of service contract fees and implementation costs associated with hosting arrangements on the Company's Consolidated Balance Sheets as of December 31, 2019 and 2018, respectively. Total amortization for hosting arrangements for the years ended December 31, 2019 and 2018 was $5.3 million and $0.8 million, respectively.
7. Income Taxes
The Company files a consolidated federal income tax return. The insurance subsidiaries pay premium taxes on premiums in lieu of some states' income or franchise taxes.
The Tax Cuts and Jobs Act significantly revised U.S. corporate income tax law by, among other things, reducing the corporate statutory income tax rate from 35% to 21%, beginning January 1, 2018. This reduction in the corporate statutory income tax rate required the Company to re-evaluate certain of its deferred tax assets and liabilities, as of the date of Enactment, to reflect the revised income tax rates applicable to future periods. Despite a repeal of the corporate alternative minimum tax, the Company's minimum tax credit was fully recognized in the year ended December 31, 2018.
The Company's provision for income taxes consisted of the following:
 
Years Ended December 31,
 
2019
 
2018
 
2017
Current tax expense:
(in millions)
Federal
$
26.3

 
$
13.2

 
$
17.9

State
1.8

 
0.6

 
0.7

Total current tax expense
28.1

 
13.8

 
18.6

Deferred federal tax expense:
 
 
 
 
 
Impact of tax Enactment

 
(0.4
)
 
7.0

Other
8.6

 
14.8

 
17.2

Total deferred federal tax expense
8.6

 
14.4

 
24.2

Income tax expense
$
36.7

 
$
28.2

 
$
42.8



71



The differences between the statutory federal tax rate of 21% for 2019 and 2018 and 35% for 2017 and the Company's effective tax rate on net income before income taxes as reflected in the Consolidated Statements of Comprehensive Income were as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Expense computed at statutory rate
$
40.7

 
$
35.6

 
$
50.4

Tax-advantaged investment income
(2.4
)
 
(2.9
)
 
(7.6
)
LPT deferred gain amortization
(2.3
)
 
(2.6
)
 
(4.0
)
Stock based compensation
(0.9
)
 
(1.4
)
 
(3.4
)
LPT Reserve Adjustment
(0.4
)
 
(0.5
)
 

Impact of tax Enactment

 
(0.4
)
 
7.0

Other
2.0

 
0.4

 
0.4

Income tax expense
$
36.7

 
$
28.2

 
$
42.8


The LPT Reserve Adjustments for the years ended December 31, 2019 and 2018 increased GAAP net income by $1.8 million and $2.2 million, respectively, but did not affect taxable income. There were no LPT Reserve Adjustments in 2017. The LPT Contingent Commission Adjustments increased net income by $0.2 million, $0.5 million, and $0.3 million during 2019, 2018, and 2017, respectively, but did not increase taxable income.
As of December 31, 2019, 2018, and 2017 the Company had no material unrecognized tax benefits.
The Company made cash payments of $37.8 million, $4.2 million and $21.3 million for income taxes during the years ended December 31, 2019, 2018, and 2017, respectively.
Tax years 2016 through 2019 remained open and are subject to full examination by the federal taxing authority. The significant components of deferred income taxes, net, were as follows as of December 31:
 
2019
 
2018
 
Deferred Tax
 
Deferred Tax
 
Assets
 
Liabilities
 
Assets
 
Liabilities
 
(in millions)
Unrealized capital gains, net
$

 
$
38.7

 
$

 
$
10.6

Deferred policy acquisition costs

 
10.2

 

 
10.3

Intangible assets

 
1.6

 

 
1.6

Loss reserve discounting for tax reporting
30.9

 

 
31.1

 

Unearned premiums
13.2

 

 
13.3

 

Allowance for bad debt
1.0

 

 
1.4

 

Stock-based compensation
3.4

 

 
2.9

 

Accrued liabilities
4.4

 

 
4.9

 

Other
2.1

 
7.1

 
2.6

 
6.8

Total
$
55.0

 
$
57.6

 
$
56.2

 
$
29.3

Deferred income tax asset (liability), net
$
(2.6
)
 
 
 
$
26.9

 
 

Deferred tax assets are required to be reduced by a valuation allowance if it is more likely than not that all or some portion of the deferred tax asset will not be realized. Realization of the deferred income tax asset is dependent on the Company generating sufficient taxable income in future years as the deferred income tax charges become deductible for tax reporting purposes. Although realization is not assured, management believes that it is more likely than not that the net deferred income tax asset will be realized.
The Company is required to discount its loss and LAE reserves for federal income tax purposes. The Company's income tax deduction associated with its loss and LAE reserves is discounted using interest rates prescribed by the U.S. Treasury, as well as established loss payment patterns. Enactment changed the prescribed interest rates to rates based on corporate bond yield curves and extends the time periods associated with loss payment patterns, which resulted in an acceleration of future income tax payments. These changes became effective for tax years beginning after 2017 and are subject to a transition rule that spreads the additional tax payment from the amount determined by applying these changes over the eight years beginning in 2018. This item is a taxable temporary difference and had no direct impact on the Company's total income tax expense for 2017 or future years. The Company has followed the guidance of Revenue Procedure 2019-31 to complete its accounting for loss reserve discounting.

72



8. Liability for Unpaid Losses and Loss Adjustment Expenses 
Accounting for workers' compensation insurance requires the Company to estimate the liability for the expected ultimate cost of unpaid losses and LAE (loss reserves) as of a balance sheet date. Loss reserve estimates are inherently uncertain because the ultimate amount the Company will pay for many of the claims it has incurred as of the balance sheet date will not be known for many years. The estimate of loss reserves is intended to equal the difference between the expected ultimate losses and LAE of all claims that have occurred as of a balance sheet date and amounts already paid. The Company establishes loss reserves based on its own analysis of emerging claims experience and environmental conditions in its markets and review of the results of various actuarial projections. The Company's aggregate carried reserve for unpaid losses and LAE is the sum of its reserves for each accident year and represents its best estimate of outstanding loss reserves.
The amount by which estimated losses in the aggregate differ from those previously estimated for a specific time period is known as reserve "development." Reserve development is unfavorable when losses ultimately settle for more than the amount estimated or subsequent estimates indicate a basis for reserve increases on open claims, causing the previously estimated loss reserves to be ''deficient.'' Reserve development is favorable when estimates of ultimate losses indicate a decrease in established reserves, causing the previously estimated loss reserves to be ''redundant.'' Development is reflected in the Company's operating results through an adjustment to incurred losses and LAE during the period in which it is recognized.
Although claims for which reserves are established may not be paid for several years or more, the Company does not discount loss reserves in its financial statements for the time value of money, in accordance with GAAP.
The three main components of reserves for unpaid losses and LAE are case reserves, incurred but not reported (IBNR) loss reserves, and LAE reserves.
When claims are reported, the Company establishes individual estimates of the ultimate cost of each claim (case reserves). These case reserves are continually monitored and revised in response to new information and for amounts paid.
In addition to case reserves, the Company establishes a provision for IBNR. IBNR is an actuarial estimate composed of the following: (a) future payments on claims that are incurred but have not yet been reported to the Company; (b) a reserve for the additional development on claims that have been reported to the Company; and (c) a provision for additional payments on closed claims that might reopen. IBNR reserves apply to the entire body of claims arising from a specific time period, rather than a specific claim. Most of the Company's IBNR reserves relate to estimated future claim payments on recorded open claims.
LAE reserves are the Company's estimate of the future expense to manage, investigate, administer, and settle claims that have occurred, and include legal expenses. LAE reserves are established in the aggregate, rather than on a claim-by-claim basis. LAE reserves are categorized between defense and cost containment, and adjusting and other.
A portion of the Company's obligations for losses and LAE are ceded to unaffiliated reinsurers. The amount of reinsurance that will be recoverable on losses and LAE reserves includes both the reinsurance recoverable from excess of loss reinsurance contracts, as well as reinsurance recoverable under the terms of the LPT Agreement.
The Company uses actuarial methods to analyze and estimate the aggregate amount of unpaid losses and LAE. Management considers the results of various actuarial methods and their underlying assumptions, among other factors, in establishing reserves for unpaid losses and LAE.
Judgment is required in the actuarial estimation of loss reserves, including the selection of various actuarial methodologies to project the ultimate cost of claims. Specifically, judgment is required in the following areas: the selection of parameters utilized in the various methodologies; the use of industry data and other benchmarks; and the weighting of differing reserve indications resulting from alternative methods and assumptions.
The Company's Internal Actuary prepares reserve estimates for all accident years using our own historical claims data, industry data and many of the generally accepted actuarial methodologies for estimating loss reserves, such as paid loss development methods, incurred loss development methods, and Bornhuetter-Ferguson methods. These methods vary in their responsiveness to different information, characteristics, and dynamics in the data, and the results assist the actuary in considering these characteristics and dynamics in the historical data. The methods employed for each segment of claims data, and the relative weight accorded to each method, vary depending on the nature of the claims segment and on the age of the claims.
Each actuarial methodology requires the selection and application of various parameters and assumptions. The key parameters and assumptions include: the future payment and emergence patterns of our aggregate claims data; the magnitude and changes in claim settlement activity; claims cost inflation rates; the effects of legislative benefit changes and/or judicial decisions; and trends in the frequency and severity of claims. The Company believes the pattern with which our aggregate data will be paid or emerge over time, claim settlement activity, and claims cost inflation rates are the most important parameters and assumptions.

73



The following table represents a reconciliation of changes in the liability for unpaid losses and LAE.
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Unpaid losses and LAE at beginning of period
$
2,207.9

 
$
2,266.1

 
$
2,301.0

Less reinsurance recoverable on unpaid losses and LAE
504.4

 
537.0

 
580.0

Net unpaid losses and LAE at beginning of period
1,703.5

 
1,729.1

 
1,721.0

Losses and LAE, net of reinsurance, incurred during the period related to:
 
 
 
 
 
Current year
456.1

 
457.5

 
447.3

Prior years
(77.5
)
 
(66.2
)
 
(18.5
)
Total net losses and LAE incurred during the period
378.6

 
391.3

 
428.8

Paid losses and LAE, net of reinsurance, related to:
 
 
 
 
 
Current year
106.6

 
93.0

 
76.9

Prior years
315.2

 
323.9

 
343.8

Total net paid losses and LAE during the period
421.8

 
416.9

 
420.7

Ending unpaid losses and LAE, net of reinsurance
1,660.3

 
1,703.5

 
1,729.1

Reinsurance recoverable on unpaid losses and LAE
532.5

 
504.4

 
537.0

Unpaid losses and LAE at end of period
$
2,192.8

 
$
2,207.9

 
$
2,266.1


Total net losses and LAE included in the above table excludes the impact of the amortization of the Deferred Gain and LPT Reserve Adjustments (See Note 9).
In 2019, the Company had $77.5 million of favorable prior accident year loss development on its voluntary risk business. In 2018, the Company had $66.2 million of favorable prior accident year loss development, which included $65.5 million of favorable development on its voluntary risk business and $0.7 million of favorable development related to its assigned risk business. In 2017, the Company had $18.5 million of favorable prior accident year loss development, which included $17.4 million of favorable development on its voluntary risk business and $1.1 million of favorable development related to its assigned risk business. The favorable prior accident year loss development on voluntary business in these years was the result of the Company's determination that adjustments were necessary to reflect observed favorable paid loss trends. Paid loss trends have been impacted by generally declining loss costs and by cost savings associated with accelerated claims settlement activity that began in 2014 and continued through 2019. Loss reserves shown in the Company's Consolidated Balance Sheets are net of $28.6 million and $34.4 million for anticipated subrogation recoveries as of December 31, 2019 and 2018, respectively.
The Company compiles and aggregates its claims data by grouping the claims according to the year in which the claim occurred ("accident year") when analyzing claim payment and emergence patterns and trends over time. Reported claims include any claim that has case reserves and/or loss and LAE payments associated with them.

74



The Company analyzed the usefulness of disaggregation of its results and determined the characteristics associated with the policies and the related unpaid loss reserves, incurred losses, and payment patterns are similar in nature. As such, the following tables show the Company's historical incurred and cumulative paid losses and LAE development, net of reinsurance, as well as IBNR loss reserves and the number of reported claims on an aggregated basis as of December 31, 2019 for each of the previous 10 accident years.
 
Incurred Losses and LAE, Net of Reinsurance
 
 
 
 
Years Ended December 31,
 
As of December 31, 2019
Accident Year
2010(1)
2011(1)
2012(1)
2013(1)
2014(1)
2015(1)
2016(1)
2017(1)
2018(1)
2019
 
IBNR
Cumulative number of reported claims
 
(in millions, except claims counts)
2010
$
204.9

$
224.4

$
228.1

$
246.1

$
250.2

$
262.0

$
259.9

$
258.8

$
255.2

$
255.3

 
$
15.8

18,541

2011
 
253.7

267.3

272.0

277.4

296.3

292.6

288.8

287.8

285.6

 
20.0

19,582

2012
 
 
348.8

359.9

360.9

386.4

388.2

382.8

379.8

378.5

 
35.2

26,011

2013
 
 
 
452.6

460.6

478.6

472.6

468.9

464.6

459.3

 
50.2

28,884

2014
 
 
 
 
463.4

445.8

432.9

434.6

430.5

424.7

 
59.3

28,552

2015
 
 
 
 
 
422.2

425.8

423.9

419.6

408.7

 
62.7

27,199

2016
 
 
 
 
 
 
419.0

414.6

395.4

375.0

 
66.8

25,722

2017
 
 
 
 
 
 
 
412.4

391.3

358.3

 
89.6

24,953

2018
 
 
 
 
 
 
 
 
422.5

424.6

 
127.4

27,614

2019
 
 
 
 
 
 
 
 
 
422.4

 
206.2

28,025

Total
$
3,792.3

 
 
 
 
Cumulative Paid Losses and LAE, Net of Reinsurance
 
Years Ended December 31,
Accident Year
2010(1)
2011(1)
2012(1)
2013(1)
2014(1)
2015(1)
2016(1)
2017(1)
2018(1)
2019
 
(in millions)
2010
$
47.1

$
105.6

$
143.8

$
171.7

$
190.7

$
206.2

$
215.4

$
221.3

$
226.5

$
228.9

2011
 
47.4

115.1

162.6

193.8

217.5

230.1

238.2

243.8

248.1

2012
 
 
58.6

148.3

214.2

261.4

289.9

305.0

316.9

324.3

2013
 
 
 
68.5

184.4

263.8

317.4

346.1

365.9

379.3

2014
 
 
 
 
65.3

172.7

248.9

297.2

323.4

342.1

2015
 
 
 
 
 
65.5

174.5

246.9

290.5

311.2

2016
 
 
 
 
 
 
65.6

166.8

227.7

261.2

2017
 
 
 
 
 
 
 
63.5

160.2

215.7

2018
 
 
 
 
 
 
 
 
77.9

189.9

2019
 
 
 
 
 
 
 
 
 
88.8

Total
$
2,589.5

All outstanding liabilities for unpaid losses and LAE prior to 2010, net of reinsurance
378.9

Total outstanding liabilities for unpaid losses and LAE, net of reinsurance
$
1,581.7

(1)
Data presented for these calendar years is required supplementary information, which is unaudited.
The following table represents a reconciliation of claims development to the aggregate carrying amount of the liability for unpaid losses and LAE:
 
 
December 31, 2019
 
 
(in millions)
Liabilities for unpaid losses and LAE, net of reinsurance
 
$
1,581.7

Reinsurance recoverable on unpaid losses
 
532.5

Unallocated LAE (adjusting and other)
 
78.6

Total liability for unpaid losses and LAE
 
$
2,192.8



75



The following table presents the average annual percentage payout of incurred claims by age, net of reinsurance, as of December 31, 2019 and is presented as required supplementary information, which is unaudited:
Average Annual Percentage Payout of Claims by Age, Net of Reinsurance
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
17.7
%
26.3
%
17.4
%
11.7
%
7.5
%
5.1
%
3.6
%
2.4
%
1.8
%
1.0
%

9. Reinsurance
The Company purchases reinsurance from third parties in the normal course of its business in order to manage its exposures. The Company's reinsurance coverage is provided on both a quota share and excess of loss basis.
The effects of reinsurance on the Company's written and earned premiums and on its losses and LAE incurred were as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
Written
 
Earned
 
Written
 
Earned
 
Written
 
Earned
 
(in millions)
Direct premiums
$
687.4

 
$
691.6

 
$
739.0

 
$
727.2

 
$
719.5

 
$
712.5

Assumed premiums
9.5

 
9.6

 
9.9

 
10.0

 
10.2

 
10.0

Gross premiums
696.9

 
701.2

 
748.9

 
737.2

 
729.7

 
722.5

Ceded premiums
(5.4
)
 
(5.4
)
 
(6.1
)
 
(6.1
)
 
(6.0
)
 
(6.0
)
Net premiums
$
691.5

 
$
695.8

 
$
742.8

 
$
731.1

 
$
723.7

 
$
716.5

Ceded losses and LAE incurred
$
19.2

 
 
 
$
9.5

 
 
 
$
(0.5
)
 
 
Ceded losses and LAE incurred includes the amortization of the Deferred Gain, LPT Reserve Adjustments, and LPT Contingent Commission Adjustments.
Excess of Loss Reinsurance
The Company has consistently maintained excess of loss reinsurance coverage to protect it against the impact of large and/or catastrophic losses in its workers' compensation business. The Company currently maintains reinsurance for losses from a single occurrence or catastrophic event in excess of $10.0 million and up to $200.0 million, subject to certain exclusions. This current reinsurance program is effective July 1, 2019 through June 30, 2020. The coverage under the Company's annual reinsurance programs that ended July 1, 2019 and 2018 was $190.0 million, in excess of its $10.0 million retention on a per occurrence basis. The reinsurance coverage includes coverage for acts of terrorism, excluding nuclear, biological, chemical, and radiological events. Any liability outside the coverage limits of the reinsurance program is retained by the Company.
As of December 31, 2019, approximately 55% of the Company's excess of loss reinsurance program was provided by reinsurers domiciled in the United Kingdom.
Management currently believes that a British exit of the European Union (BREXIT) is unlikely to affect the Company's excess of loss reinsurance program because it is the Credit for Reinsurance Law and the Credit for Reinsurance Regulation in the ceding insurers' state of domicile (the Reinsurance Regulations) that governs the statutory treatment of both U.S. and Non-U.S. reinsurers. Therefore, provided that the Company's reinsurers domiciled in the United Kingdom and the European Union continue to maintain the collateral required by the Reinsurance Regulations at all times, the Company's excess of loss reinsurance program will be unaffected by BREXIT.
LPT Agreement
Recoverables from reinsurers on unpaid losses and LAE amounted to $532.5 million and $504.4 million at December 31, 2019 and 2018, respectively. At each of December 31, 2019 and 2018, $380.4 million and $408.2 million, respectively, of those recoverables was related to the LPT Agreement that was entered into in 1999 by the Fund and assumed by EICN. Under the LPT Agreement, substantially all of the Fund's losses and LAE on claims incurred prior to July 1, 1995 have been ceded to three unaffiliated reinsurers on a 100% quota share basis. Investments totaling $341.0 million and $311.6 million at December 31, 2019 and 2018, respectively, have been placed in trust by the three reinsurers as security for payment of the reinsured claims. Under the LPT Agreement, initially $1.5 billion in liabilities for the incurred but unpaid losses and LAE related to claims incurred prior to July 1, 1995, were reinsured for consideration of $775.0 million. The LPT Agreement provides coverage up to $2.0 billion. Through December 31, 2019, the Company has paid losses and LAE claims totaling $796.2 million related to the LPT Agreement.
The Company amortized $10.7 million, $11.9 million, and $11.3 million of the Deferred Gain for the years ended December 31, 2019, 2018, and 2017, respectively. Additionally, the Company recognized favorable development in the estimated reserves ceded under the LPT Agreement of $5.3 million and $6.3 million that reduced the Deferred Gain by $1.8 million and $2.2 million for

76



the years ended December 31, 2019 and 2018, respectively, due to favorable LPT Reserve Adjustments and by $0.2 million, $0.5 million, and $0.3 million for the years ended December 31, 2019, 2018, and 2017, respectively, due to favorable LPT Contingent Commission Adjustments (Note 2 –Reinsurance).
10. Notes Payable and Other Financing Arrangements
Notes payable is comprised of the following:
 
December 31,
 
2019
 
2018
 
(in millions)
Dekania Surplus Note, due April 29, 2034
$

 
$
10.0

Alesco Surplus Note, due December 15, 2034

 
10.0

Total
$

 
$
20.0


EPIC had a $10.0 million surplus note to Dekania CDO II, Ltd. issued as part of a pooled transaction. On April 12, 2019, the Florida Office of Insurance Regulation approved EPIC's request to pay off the Dekania surplus note. Subsequently, on April 15 2019, EPIC formally called this note. The outstanding principal, plus accrued and unpaid interest, in the amount of $10.2 million, was paid on May 14, 2019. Interest paid during each of the years ended December 31, 2019, 2018, and 2017 was $0.2 million, $0.7 million, and $0.6 million, respectively. Interest accrued as of December 31, 2018 was $0.1 million.
EPIC had a $10.0 million surplus note to Alesco Preferred Funding V, LTD issued as part of a pooled transaction. On April 12, 2019, the Florida Office of Insurance regulation approved EPIC's request to pay off the Alesco surplus note. Subsequently, on May 6, 2019, EPIC formally called this note. The outstanding principal, plus accrued and unpaid interest, in the amount of $10.2 million, was paid on June 13, 2019. Interest paid during each of the years ended December 31, 2019, 2018, and 2017 was $0.2 million, $0.6 million, and $0.5 million, respectively. Interest accrued as of December 31, 2018 was less than $0.1 million.
EPIC had a $12.0 million surplus note to ICONS, Inc. issued as part of a pooled transaction. This note was purchased by EHI in 2017 for $9.9 million, resulting in a $2.1 million gain. As a result of EHI's purchase of the note, it was no longer considered outstanding on a consolidated basis at December 31, 2018. The note was formally redeemed and retired by EPIC in May 2018. Interest paid to third parties during the year ended December 31, 2017 was $0.3 million.
Other financing arrangements is comprised of the following:
EICN, ECIC, EPIC, and EAC are members of the FHLB. Membership allows the insurance subsidiaries access to collateralized advances, which may be used to support and enhance liquidity management. The amount of advances that may be taken is dependent on statutory admitted assets on a per company basis. Currently, none of the Company's insurance subsidiaries has advances outstanding under the FHLB facility.
FHLB membership also allows the Company's insurance subsidiaries access to standby letters of credit. On March 9, 2018, ECIC, EPIC, and EAC entered into standby Letter of Credit Reimbursement Agreements (Letter of Credit Agreements) with the FHLB. On March 1, 2019, FHLB and ECIC, EPIC, and EAC each amended their Letter of Credit Agreements to increase their respective credit amounts. The Letter of Credit Agreements are between the FHLB and each of EAC, in the amount of $60.0 million, ECIC, in the amount of $90.0 million, and EPIC, in the amount of $110.0 million. The amended Letter of Credit Agreements will expire April 1, 2020; however, the Letter of Credit Agreements will remain evergreen with automatic one-year extensions unless the FHLB notifies the beneficiary at least 60 days prior to the then applicable expiration date of its election not to renew. The Letter of Credit Agreements may only be used to satisfy, in whole or in part, insurance deposit requirements with the State of California and are fully secured with eligible collateral at all times. The Letter of Credit Agreements are subject to annual maintenance charges and a fee of 15 basis points on issued amounts. As of December 31, 2019 and 2018 letters of credit totaling $260.0 million and $140.0 million were issued in lieu of securities on deposit with the State of California under these Letter of Credit Agreements, respectively.
As of December 31, 2019, investment securities having a fair value of $326.8 million were pledged to the FHLB by the Company's insurance subsidiaries in support of the collateralized advance facility and the Letter of Credit Agreements.
11. Commitments and Contingencies
Leases
The Company elected the practical expedients in ASU Number 2018-11, Leases (Topic 842): Targeted Improvements and ASU Number 2016-02, Leases (Topic 842), allowing the Company to apply provisions of the new guidance at the date of adoption without adjusting comparative periods presented.

77



At December 31, 2019, the Company's operating leases have remaining terms of 1 year to 8 years, with options to extend up to 10 years with no termination provision. The Company's finance leases have an option to terminate after 1 year.
Components of lease expense were as follows:
 
 
Year Ended December 31,
 
 
2019
 
 
(in millions)
Operating lease expense
 
$
5.1

Finance lease expense
 
0.2

Total lease expense
 
$
5.3


As of December 31, 2019, the weighted average remaining lease term for operating leases was 5.8 years and for finance leases was 2.9 years. The weighted average discount rate was 3.2% and 3.7% for operating and finance leases, respectively.
Maturities of lease liabilities were as follows:
Year
 
Operating Leases
 
Finance Leases
 
 
(in millions)
2020
 
$
4.8

 
$
0.2

2021
 
3.5

 
0.2

2022
 
2.3

 
0.1

2023
 
2.3

 
0.1

2024
 
2.1

 

Thereafter
 
4.6

 

Total lease payments
 
19.6

 
0.6

Less: imputed interest
 
(1.8
)
 

Total
 
$
17.8

 
$
0.6


Supplemental balance sheet information related to leases was as follows:
 
 
As of December 31,
 
 
2019
 
 
(in millions)
Operating leases:
 
 
Operating lease right-of-use asset
 
$
15.9

Operating lease liability
 
17.8

Finance leases:
 
 
Property and equipment, gross
 
1.1

Accumulated depreciation
 
(0.5
)
Property and equipment, net
 
0.6

Other liabilities
 
$
0.6

Supplemental cash flow information related to leases was as follows:
 
 
Year Ended December 31,
 
 
2019
 
 
(in millions)
Cash paid for amounts included in the measurement of lease liabilities:
 
 
Operating cash flows used for operating leases
 
$
5.1

Financing cash flows used for finance leases
 
0.2


Contingencies Surrounding Insurance Assessments
All of the states where the Company's insurance subsidiaries are licensed to transact business require property and casualty insurers doing business within the respective state to pay various insurance assessments. The Company accrues a liability for estimated insurance assessments as direct premiums are written, losses are recorded, or as other events occur in accordance with various states' laws and regulations, and defers these costs and recognizes them as an expense as the related premiums are earned. The Company had an accrued liability for guaranty fund assessments, second injury funds assessments, and other insurance assessments totaling $16.8 million and $18.6 million as of December 31, 2019 and 2018, respectively. These liabilities are generally expected

78



to be paid over one to eighty year periods based on individual state's regulations. The Company also recorded an asset of $17.0 million and $14.9 million, as of December 31, 2019 and 2018, respectively, for prepaid policy charges still to be collected in the future from policyholders, or assessments that may be recovered through a reduction in future premium taxes in certain states. These assets are expected to be realized over one to ten year periods in accordance with their type and each individual state's regulations.
Capital Commitment
As of December 31, 2019, the Company had an unfunded commitment to invest $41.6 million into a private investment fund. See Note 4.
12. Stockholders' Equity
Stock Repurchase Programs
On February 21, 2018, the Board of Directors authorized a share repurchase program for up to $50.0 million of the Company's common stock from February 26, 2018 through February 26, 2020 (the 2018 Program). On April 24, 2019, the Board of Directors authorized a $50.0 million expansion of the 2018 Program, to $100.0 million, and extended the repurchase authority pursuant to the 2018 Program through June 30, 2020. The 2018 Program provides that shares may be purchased at prevailing market prices through a variety of methods, including open market or private transactions, in accordance with applicable laws and regulations and as determined by management. The timing and actual number of shares repurchased will depend on a variety of factors, including the share price, corporate and regulatory requirements, and other market and economic conditions. Repurchases under the 2018 Program may be commenced, modified, or suspended from time-to-time without prior notice, and the 2018 Program may be suspended or discontinued at any time. Through December 31, 2019, the Company has repurchased a total of 1,731,637 shares of common stock at an average price of $41.40 per share, including commissions, for a total of $71.7 million under the 2018 Program.
Since the Company's initial public offering in January 2007 through December 31, 2019, the Company has repurchased a total of 25,828,992 shares of common stock at an average cost per share of $17.63 through various stock repurchase programs, which is reported as treasury stock, at cost, on its Consolidated Balance Sheets.
13. Stock-Based Compensation
The Employers Holdings, Inc. Amended and Restated Equity and Incentive Plan (the Plan) is administered by the Compensation Committee of the Board of Directors, which is authorized to grant, at its discretion, awards to officers, employees, non-employee directors, consultants, and independent contractors. The maximum number of common shares reserved for grants of awards under the Plan was 5,500,000 shares, prior to reductions for grants made. The Plan provides for the grant of stock options (both incentive stock options and nonqualified stock options), stock appreciation rights, shares of restricted stock, restricted stock units (RSUs), performance stock units (PSUs), and other stock-based awards.
Commencing in 2017, employees who were awarded RSUs and PSUs are entitled to receive dividend equivalents for eligible awards, payable in cash, when the underlying award vests and becomes payable. If the underlying award does not vest or is forfeited, dividend equivalents with respect to the underlying award will also fail to become payable and will be forfeited.
As of December 31, 2019, the only incentive awards outstanding under the Plan were nonqualified stock options, RSUs, and PSUs.
Compensation costs are recognized based on expected performance, if applicable, net of any estimated forfeitures on a straight-line basis over the requisite employee service periods. Forfeiture rates are based on historical experience and are adjusted in subsequent periods for differences in actual forfeitures from those estimated. Net stock-based compensation expense recognized in the Company's Consolidated Statements of Comprehensive Income was as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
Stock-based compensation expense related to:
(in millions)
Stock options
$
0.1

 
$
0.3

 
$
0.5

RSUs
2.7

 
2.5

 
2.0

PSUs
7.2

 
6.5

 
4.3

Total
10.0

 
9.3

 
6.8

Less: related tax benefit
2.1

 
2.0

 
2.4

Net stock-based compensation expense
$
7.9

 
$
7.3

 
$
4.4


Stock Options
No stock options were granted in 2019, 2018 or 2017.

79



The Company anticipates issuing new shares of common stock upon the exercise of its outstanding stock options.
Changes in outstanding stock options for the year ended December 31, 2019 were as follows:
 
Number of Stock Options
 
Weighted-Average Price
 
Weighted Average Remaining Contractual Life
Stock options outstanding at December 31, 2016
564,096

 
$
21.04

 
3.3 years
Exercised
(307,076
)
 
19.44

 
 
Forfeited
(9,673
)
 
24.45

 

Stock options outstanding at December 31, 2017
247,347

 
22.90

 
3.4 years
Exercised
(57,091
)
 
20.17

 

Stock options outstanding at December 31, 2018
190,256

 
23.71

 
2.7 years
Exercised
(31,630
)
 
26.98

 

Forfeited
(4,610
)
 
25.37

 

Stock options outstanding at December 31, 2019
154,016

 
23.65

 
1.7 years
Exercisable at December 31, 2019
144,161

 
23.37

 
1.6 years

At December 31, 2019, the Company had yet to recognize less than $0.1 million of unamortized expense related to stock option grants and expects to recognize these costs on a straight-line basis over the next 3 months. The fair value of stock options vested and the intrinsic value of outstanding and exercisable stock options as of December 31, were as follows:
 
2019
 
2018
 
2017
 
(in millions)
Fair value of stock options vested
$
0.2

 
$
0.4

 
$
0.6

Intrinsic value of outstanding stock options
2.8

 
3.4

 
5.3

Intrinsic value of exercisable stock options
2.7

 
2.8

 
3.6

The intrinsic value of stock options exercised was $0.6 million, $1.4 million, and $7.6 million for the years ended December 31, 2019, 2018, and 2017.
RSUs
The Company has awarded RSUs to non-employee members of the Board of Directors and certain employees of the Company. The RSUs awarded to non-employee members of the Board of Directors generally vest on the first anniversary of the award date. RSU grants allow each non-employee Director to decide whether to defer settlement of the RSUs until six months after termination of Board service or settle the RSUs at vesting. Dividend equivalents are granted to Directors who elected to defer settlement of the RSUs after the grants vested. RSUs awarded to employees of the Company have a service vesting period of approximately four years from the date awarded and vest 25% on or after each of the subsequent four anniversaries of such date. These RSUs are subject to accelerated vesting in certain limited circumstances, such as: retirement, death or disability of the holder, or in connection with a change of control of the Company.
Changes in outstanding RSUs for the year ended December 31, 2019 were as follows:
 
 
Number of RSUs
 
Weighted Average Grant Date Fair Value
RSUs outstanding at December 31, 2016
 
324,384

 
$
22.55

Granted
 
87,276

 
37.94

Forfeited
 
(13,711
)
 
29.28

Vested
 
(102,785
)
 
22.89

RSUs outstanding at December 31, 2017
 
295,164

 
26.67

Granted
 
87,857

 
40.26

Forfeited
 
(3,370
)
 
33.51

Vested
 
(129,351
)
 
24.53

RSUs outstanding at December 31, 2018
 
250,300

 
32.45

Granted
 
90,576

 
40.60

Forfeited
 
(22,232
)
 
36.39

Vested
 
(76,739
)
 
33.99

RSUs outstanding at December 31, 2019
 
241,905

 
34.70

Vested but unsettled RSUs at December 31, 2019
 
73,535

 
24.75


80



At December 31, 2019, the Company had yet to recognize $5.0 million of unamortized expense related to outstanding RSUs and expects to recognize these costs on a straight-line basis over the next 39 months. The grant date fair value of RSUs vested and the intrinsic value of vested RSUs for the years ended December 31, were as follows:
 
2019
 
2018
 
2017
 
(in millions)
Grant date fair value of RSUs vested
$
2.6

 
$
3.2

 
$
2.4

Intrinsic value of RSUs vested
3.2

 
5.5

 
4.3


The intrinsic value of outstanding RSUs was $10.1 million, $10.5 million, and $13.1 million at December 31, 2019, 2018, and 2017.
PSUs
The Company has awarded PSUs to certain employees of the Company as follows:
Date of Grant
 
Target Number Awarded
 
Fair Value on Date of Grant
 
Aggregate Fair Value on Date of Grant
 
 
 
 
 
 
(in millions)
March 2017(1)
 
97,440

 
$
37.60

 
$
3.7

March 2018(1)
 
96,940

 
40.30

 
3.9

March 2019(1)
 
95,940

 
40.54

 
3.9

August 2019(1)
 
9,587

 
41.72

 
0.4


(1)
The PSUs awarded in March 2017, 2018, and 2019 and August 2019 were awarded to certain employees of the Company and have a performance period of two years followed by an additional one year vesting period. The PSU awards are subject to certain performance goals with payouts that range from 0% to 200% of the target awards. The values shown in the table represent the aggregate number of PSUs awarded at the target level.
At December 31, 2019, the Company had yet to recognize $8.0 million of unamortized expense related to PSU grants and expects to recognize these costs on a straight-line basis over the next 24 months. This is based on the expectation of the Company achieving a 200% of target rate for the 2017 PSUs, a 200% of target rate for the 2018 PSUs, and a 200% of target rate for the 2019 PSUs.
14. Statutory Matters
Statutory Financial Data
The combined capital stock, surplus, and net income of the Company's insurance subsidiaries (EICN, ECIC, EPIC, EAC, and CIC), prepared in accordance with the statutory accounting practices (SAP) of the National Association of Insurance Commissioners (NAIC) as well as SAP permitted by the states of California, Florida, Nevada, and New York were as follows:
 
December 31,
 
2019
 
2018
 
(in millions)
Capital stock and unassigned surplus
$
658.2

 
$
558.5

Paid in capital
362.8

 
349.4

Surplus notes

 
20.0

Total statutory surplus
$
1,021.0

 
$
927.9


Net income provided from the Company's insurance subsidiaries prepared in accordance with SAP was $129.3 million, $159.3 million, and $116.8 million, for the years ended December 31, 2019, 2018 and 2017, respectively.
Treatment of the LPT Agreement, deferred policy acquisition costs, fair value of financial instruments, and the surplus notes (see Notes 4, 9, and 10) are the primary differences in the SAP-basis capital stock and total surplus of the insurance subsidiaries of $1,021.0 million and $927.9 million, and the GAAP-basis equity of the Company of $1,165.8 million and $1,018.2 million as of December 31, 2019 and 2018, respectively. Under SAP accounting, the retroactive reinsurance gain resulting from the LPT Agreement is recorded as a special component of surplus (special surplus funds) in the initial year of the contract, and not reported as unassigned surplus until the Company has recovered amounts in excess of the original consideration paid. The special surplus funds are also reduced by the amount of extraordinary dividends as approved by the Nevada Division of Insurance. Under SAP, the surplus notes are recorded as a separate component of surplus. Under SAP, changes to the estimated contingent profit commission under the LPT Agreement are reflected in commission expense in the period that the estimate is revised.

81



Insurance Company Dividends and Regulatory Requirements and Restrictions
The ability of EHI to pay dividends on the Company's common stock and to pay other expenses will be dependent to a significant extent upon the ability of the Nevada domiciled insurance company, EICN, the California domiciled insurance company, ECIC, the Florida domiciled insurance companies, EPIC and EAC, to pay dividends to their immediate holding company, Employers Group, Inc. (EGI) and the New York domiciled insurance company, CIC, to pay dividends to its immediate holding company Cerity Group, Inc. (CGI), and in turn, the ability of EGI and CGI to pay dividends to EHI. The amount of dividends each of the Company's insurance subsidiaries may pay to their immediate parent is limited by the laws of its respective state of domicile.
Nevada law limits the payment of cash dividends by EICN to its parent by providing that payments cannot be made except from available and accumulated surplus, otherwise unrestricted (unassigned), and derived from realized net operating profits and realized and unrealized capital gains. A stock dividend may be paid out of any available surplus. A cash or stock dividend prohibited by these restrictions may only be declared and distributed as an extraordinary dividend upon the prior approval of the Nevada Commissioner of Insurance (Nevada Commissioner). EICN may not pay such an extraordinary dividend or make an extraordinary distribution until the Nevada Commissioner either approves or does not disapprove the payment within 30 days after receiving notice of its declaration. An extraordinary dividend or distribution is defined by statute to include any dividend or distribution of cash or property whose fair market value, together with that of other dividends or distributions made within the preceding 12 months, exceeds the lesser of: (a) 10% of EICN's statutory surplus as regards to policyholders at the next preceding December 31; or (b) EICN's statutory net income, not including realized capital gains, for the 12-month period ending at the next preceding December 31. As of December 31, 2019, EICN had positive unassigned surplus of $224.3 million. During 2019, EICN paid an ordinary dividend in the amount of $19.7 million to its parent company, EGI. As a result of that payment, EICN can pay $1.4 million of dividends through March 1, 2020, and $21.1 million thereafter, without regulatory approval, provided that no dividends are paid prior to March 1, 2020.
Under Florida law, without regulatory approval, EPIC and EAC may pay dividends if they do not exceed the greater of: the lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward; 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains; or, the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains. During 2019, EAC paid an ordinary dividend in the amount of $19.7 million to its parent company, EGI. As a result of that payment, EAC can pay $1.2 million of dividends through June 12, 2020 and $20.9 million thereafter without regulatory approval from the Florida Office of Insurance Regulation (FOIR), provided that no dividends are paid prior to June 12, 2020. During 2019, EPIC did not pay any dividends. The maximum dividends that may be paid in 2020 by EPIC without prior regulatory approval from the FOIR is $21.7 million.
ECIC is subject to regulation by the California Department of Insurance (California DOI). Additionally, the California Insurance Holding Company System Regulatory Act limits the ability of ECIC to pay dividends to its parent. California law provides that, absent prior approval of the California Insurance Commissioner, dividends may only be declared from earned surplus. For purpose of this statute, earned surplus excludes amounts derived from net appreciation in the value of assets not yet realized, or derived from an exchange of assets, unless the assets received are currently realizable in cash. In addition, California law provides that the appropriate insurance regulatory authorities in the state of California must approve (or, within a 30-day notice period, not disapprove) any dividend that, together with all other such dividends paid during the preceding 12 months, exceeds the greater of: (a) 10% of the paying company's statutory surplus as regards to policyholders at the preceding December 31; or (b) 100% of net income for the preceding year. During the years ended December 31, 2019, 2018, and 2017, ECIC was in compliance with these requirements.
During 2019, ECIC paid an ordinary dividend in the amount of $57.2 million to its parent company, EGI. As a result of that payment, ECIC cannot pay any dividends until September 23, 2020 and can pay $32.1 million thereafter without prior regulatory approval.
EPIC and EAC are subject to regulation by the Florida Department of Financial Services (FDFS). Florida statute Section 624.408 requires EPIC and EAC to maintain minimum capital and surplus of the greater of $4.0 million or 10% of total liabilities. Florida statute Section 624.4095 requires EPIC and EAC to maintain a ratio of written premiums, defined as 1.25 times written premiums, to surplus of no greater than 10-to-1 for gross written premiums and 4-to-1 for net written premiums. During the years ended December 31, 2019, 2018, and 2017, EPIC and EAC were in compliance with these statutes.
Under New York law, without regulatory approval, CIC may pay dividends if they do not exceed the lesser of 10% of surplus or 100% of net investment income for the previous year increased by the excess, if any, of net investment income over dividends declared or distributed during the period commencing 36 months prior to the declaration or distribution of the current dividend and ending 12 months prior thereto. The New York state law also provides that any distribution may only be paid out of earned surplus. Additionally, New York has prohibited CIC from paying any dividends for two years from the date of Acquisition without prior regulatory approval.

82



Additionally, EICN, ECIC, EPIC, EAC, and CIC are required to comply with RBC requirements. RBC is a method of measuring the amount of capital appropriate for an insurance company to support its overall business operations in light of its size and risk profile. NAIC RBC standards are used by regulators to determine appropriate regulatory actions relating to insurers that show signs of weak or deteriorating conditions. As of December 31, 2019, 2018, and 2017, EICN, ECIC, EPIC, EAC, and CIC each had total adjusted capital above all regulatory action levels.
15. Accumulated Other Comprehensive Income (Loss)
Accumulated other comprehensive income (loss) is comprised of unrealized gains (losses) on investments classified as available-for-sale, net of deferred tax expense. The following table summarizes the components of Accumulated other comprehensive income (loss):
 
Years Ended December 31,
 
2019
 
2018
 
(in millions)
Net unrealized gains (losses) on investments, before taxes
$
82.6

 
$
(17.3
)
Deferred tax (expense) benefit on net unrealized gains (losses)
(17.3
)
 
3.6

Total accumulated other comprehensive income (loss)
$
65.3

 
$
(13.7
)

16. Employee Benefit and Retirement Plans
The Company maintains a 401(k) defined contribution plan covering all eligible Company employees (the Employers 401(k) Plan). Under the Employers 401(k) Plan, the Company's safe harbor matching consists of a 100% matching contribution on salary deferrals up to 3% of compensation and then a 50% matching contribution on salary deferrals from 3% to 5% of compensation. The Company's matching contribution to the Employers 401(k) Plan was $2.2 million, $2.0 million, and $1.9 million for the years ended December 31, 2019, 2018, and 2017, respectively.
17. Earnings Per Common Share
Basic earnings per share, which includes no dilution from outstanding stock-based awards, is computed by dividing net income by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflect the potential dilutive impact of all outstanding stock-based awards on earnings per share. Diluted earnings per share includes common shares assumed issued under the "treasury stock method," which reflects the potential dilution that would occur if outstanding RSUs and PSUs vested, and stock options were to be exercised.
Commencing in 2017, certain stock-based compensation awards are eligible to receive dividend equivalents on awards that fully vest or become payable.
The following table presents the net income and the weighted average shares outstanding used in the earnings per share common share calculations.
 
Years Ended December 31,
 
2019

2018

2017
 
(in millions, except share data)
Net income
$
157.1

 
$
141.3

 
$
101.2

Weighted average number of shares outstanding–basic
32,120,578

 
32,884,828

 
32,501,576

Effect of dilutive securities:
 
 
 
 
 
Stock options
77,482

 
97,810

 
208,602

PSUs
285,550

 
268,030

 
271,738

RSUs
56,108

 
60,669

 
78,844

Dilutive potential shares
419,140

 
426,509

 
559,184

Weighted average number of shares outstanding–diluted
32,539,718

 
33,311,337

 
33,060,760


18. Segment Reporting
The Company has recently made changes to its corporate structure, mainly involving the launch and further development of a new digital insurance platform offered under the Cerity brand name (Cerity), resulting in changes to its reportable segments. As of December 31, 2019, the Company has determined that it has two reportable segments: Employers and Cerity. Each of these segments represents a separate and distinct underwriting platform through which the Company conducts insurance business. The nature and composition of each reportable segment and its Corporate and Other activities are as follows:

83



The Employers segment is defined as traditional business offered through the EMPLOYERS brand name (Employers) through its agents, including business originated from its strategic partnerships and alliances.
The Cerity segment is defined as business offered under the Cerity brand name, which includes the Company's direct-to-customer business.
Corporate and Other activities consist of those holding company expenses that are not considered to be underwriting in nature, the financial impact of the LPT agreement, and legacy business assumed and ceded by CIC. These expenses are not considered to be part of a reportable segment and are not otherwise allocated to a reportable segment.
The Company has determined that it is not practicable to report identifiable assets by segment since certain assets are used interchangeably among the segments.
Prior to December 31, 2019, the Company operated under a single reportable segment. All periods prior to December 31, 2019 have been conformed to the current presentation.
The following table summarizes the Company's written premium and components of net income before income taxes by reportable segment.
 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2019
 
 
 
 
 
 
 
 
Gross premiums written
 
$
696.8

 
$
0.1

 
$

 
$
696.9

Net premiums written
 
691.4

 
0.1

 

 
691.5

 
 
 
 
 
 
 
 
 
Net premiums earned
 
695.8

 

 

 
695.8

Net investment income
 
84.1

 
0.3

 
3.7

 
88.1

Net realized and unrealized gains on investments
 
47.7

 
0.1

 
3.3

 
51.1

Other income
 
0.9

 

 

 
0.9

Total revenues
 
828.5

 
0.4

 
7.0

 
835.9

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
378.6

 

 
(12.7
)
 
365.9

Commission expense
 
88.1

 

 

 
88.1

Underwriting and general and administrative expenses
 
153.2

 
16.0

 
18.3

 
187.5

Interest and financing expenses
 
0.6

 

 

 
0.6

Total expenses
 
620.5

 
16.0

 
5.6

 
642.1

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
208.0

 
$
(15.6
)
 
$
1.4

 
$
193.8


84



 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2018
 
 
 
 
 
 
 
 
Gross premiums written
 
$
748.9

 
$

 
$

 
$
748.9

Net premiums written
 
742.8

 

 

 
742.8

 
 
 
 
 
 
 
 
 
Net premiums earned
 
731.1

 

 

 
731.1

Net investment income
 
78.6

 

 
2.6

 
81.2

Net realized and unrealized (losses) gains on investments
 
(13.9
)
 

 
0.8

 
(13.1
)
Other income
 
1.0

 
0.2

 

 
1.2

Total revenues
 
796.8

 
0.2

 
3.4

 
800.4

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
391.3

 

 
(14.6
)
 
376.7

Commission expense
 
94.2

 

 

 
94.2

Underwriting and general and administrative expenses
 
135.0

 
5.9

 
17.6

 
158.5

Interest and financing expenses
 
1.5

 

 

 
1.5

Total expenses
 
622.0

 
5.9

 
3.0

 
630.9

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
174.8

 
$
(5.7
)
 
$
0.4

 
$
169.5


 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2017
 
 
 
 
 
 
 
 
Gross premiums written
 
$
729.7

 
$

 
$

 
$
729.7

Net premiums written
 
723.7

 

 

 
723.7

 
 
 
 
 
 
 
 
 
Net premiums earned
 
716.5

 

 

 
716.5

Net investment income
 
73.3

 

 
1.3

 
74.6

Net realized and unrealized gains on investments
 
7.4

 

 

 
7.4

Gain on redemption of notes payable
 
2.1

 

 

 
2.1

Other income
 
0.8

 

 

 
0.8

Total revenues
 
800.1

 

 
1.3

 
801.4

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
428.8

 

 
(11.6
)
 
417.2

Commission expense
 
91.4

 

 

 
91.4

Underwriting and general and administrative expenses
 
123.7

 
1.1

 
15.1

 
139.9

Interest and financing expenses
 
1.4

 

 

 
1.4

Other expenses
 
7.5

 

 

 
7.5

Total expenses
 
652.8

 
1.1

 
3.5

 
657.4

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
147.3

 
$
(1.1
)
 
$
(2.2
)
 
$
144.0



85



Entity-Wide Disclosures
The Company operates solely within the United States and does not have revenue from transactions with a single customer accounting for 10% or more of its revenues. The following table shows the Company's in-force premiums and number of policies in-force for each state with approximately five percent or more of our in-force premiums and all other states combined as of December 31:
 
 
2019
 
2018
 
2017
State
 
In-force Premiums
 
Policies
In-force
 
In-force Premiums
 
Policies
In-force
 
In-force Premiums
 
Policies
In-force
 
 
(dollars in millions)
California
 
$
329.8

 
43,079

 
$
357.1

 
41,988

 
$
349.4

 
40,573

Florida
 
36.3

 
5,822

 
41.0

 
5,833

 
41.8

 
5,625

New York
 
31.7

 
5,679

 
23.9

 
3,663

 
12.3

 
2,038

Other (43 states and D.C.)
 
266.8

 
44,104

 
244.2

 
40,014

 
223.4

 
37,258

Total
 
$
664.6

 
98,684

 
$
666.2

 
91,498

 
$
626.9

 
85,494


19. Selected Quarterly Financial Data (Unaudited)
Quarterly results for the years ended December 31, 2019 and 2018 were as follows:
 
 
2019 Quarters Ended
 
 
March 31
 
June 30
 
September 30
 
December 31
 
 
(in millions, except per share data)
Net premiums earned
 
$
174.8

 
$
175.5

 
$
175.8

 
$
169.7

Net realized and unrealized gains on investments
 
23.3

 
7.4

 
2.6

 
17.8

Losses and loss adjustment expenses
 
88.6

 
86.8

 
92.9

 
97.6

Commission expense
 
22.0

 
23.8

 
21.9

 
20.4

Underwriting and general and administrative expenses
 
47.5

 
43.8

 
45.3

 
50.9

Income tax expense
 
10.0

 
9.0

 
8.1

 
9.6

Net income
 
51.8

 
40.7

 
32.8

 
31.8

Earnings per common share:
 
 
 
 
 
 
 
 
Basic
 
1.60

 
1.27

 
1.03

 
1.00

Diluted
 
1.57

 
1.25

 
1.01

 
0.99

 
 
2018 Quarters Ended
 
 
March 31
 
June 30
 
September 30
 
December 31
 
 
(in millions, except per share data)
Net premiums earned
 
$
176.6

 
$
178.0

 
$
192.9

 
$
183.6

Net realized and unrealized (losses) gains on investments
 
(8.0
)
 
5.7

 
15.6

 
(26.4
)
Losses and loss adjustment expenses
 
95.4

 
87.8

 
106.6

 
86.9

Commission expense
 
23.7

 
24.5

 
24.8

 
21.2

Underwriting and general and administrative expenses
 
39.2

 
40.1

 
38.8

 
40.4

Income tax expense
 
3.8

 
8.8

 
10.7

 
4.9

Net income
 
25.6

 
42.5

 
47.6

 
25.6

Earnings per common share:
 
 
 
 
 
 
 
 
Basic
 
0.78

 
1.29

 
1.45

 
0.78

Diluted
 
0.77

 
1.28

 
1.43

 
0.77


Significant Quarterly Adjustments
The first quarter of 2019 was impacted by: (1) favorable prior accident year loss development of $22.2 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $21.2 million in net unrealized gains on equity securities.
The second quarter of 2019 was impacted by: (1) favorable prior accident year loss development of $23.7 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $6.8 million in net unrealized gains on equity securities.
The third quarter of 2019 was impacted by: (1) favorable prior accident year loss development of $20.2 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $10.3 million in net unrealized losses on equity securities.

86



The fourth quarter of 2019 was impacted by: (1) favorable prior accident year loss development of $11.4 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $15.5 million in net unrealized gains on equity securities.
The first quarter of 2018 was impacted by: (1) favorable prior accident year loss development of $12.4 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $12.9 million in net unrealized losses on equity securities.
The second quarter of 2018 was impacted by: (1) favorable prior accident year loss development of $16.5 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $3.5 million in net unrealized gains on equity securities.
The third quarter of 2018 was impacted by: (1) favorable prior accident year loss development of $11.9 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $11.2 million in net unrealized gains on equity securities.
The fourth quarter of 2018 was impacted by: (1) favorable prior accident year loss development of $25.4 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $27.4 million in net unrealized losses on equity securities.
Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
None.
Item 9A. Controls and Procedures
Disclosure Controls and Procedures
We maintain disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) of the Securities Exchange Act of 1934, as amended (the Exchange Act)) designed to provide reasonable assurance that the information required to be reported in the Exchange Act filings is recorded, processed, summarized and reported within the time periods specified and pursuant to SEC regulations, including controls and procedures designed to ensure that this information is accumulated and communicated to management, including its Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding the required disclosure. It should be noted that, because of inherent limitations, our disclosure controls and procedures, however well designed and operated, can provide only reasonable, and not absolute, assurance that the objectives of the disclosure controls and procedures are met.
Our management, with the participation of our Chief Executive Officer and Chief Financial Officer, evaluated the effectiveness of our disclosure controls and procedures as of the end of the period covered by this report. Based upon that evaluation, our Chief Executive Officer and Chief Financial Officer have concluded that our disclosure controls and procedures were effective at a reasonable level of assurance as of December 31, 2019.
Management's Report on Internal Control Over Financial Reporting
Management's report regarding internal control over financial reporting is set forth in Item 8 of this report under the caption "Management's Report on Internal Control over Financial Reporting" and incorporated herein by reference.
Attestation Report of Independent Registered Public Accounting Firm
The attestation report of the Company's independent registered public accounting firm regarding internal control over financial reporting is set forth in Item 8 of this report under the caption "Report of Independent Registered Public Accounting Firm on Internal Control Over Financial Reporting" and incorporated herein by reference.
Changes in Internal Control Over Financial Reporting
There have not been any changes in our internal control over financial reporting (as such term is defined in Rules 13a-15(f) in the Exchange Act) during the fourth fiscal quarter of the year to which this report relates that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.
Item 9B. Other Information
None.

87



PART III
Item 10. Directors, Executive Officers, and Corporate Governance
The information required by Item 10 with respect to our executive officers and key employees is included under the caption "Executive Officers of the Registrant" in our Proxy Statement for the 2020 Annual Meeting of Stockholders and is incorporated herein by reference.
The information required by Item 10 with respect to our Directors is included under the caption "Election of Directors" in our Proxy Statement for the 2020 Annual Meeting of Stockholders and is incorporated herein by reference.
The information required by Item 10 with respect to compliance with Section 16 of the Exchange Act, if applicable, is included under the caption "Delinquent Section 16(a) Reports" in our Proxy Statement for the 2020 Annual Meeting of Stockholders and is incorporated herein by reference.
The information required by Item 10 with respect to our audit committee and our audit committee financial expert is included under the caption "The Board of Directors and its Committees - Audit Committee" in our Proxy Statement for the 2020 Annual Meeting of Stockholders and is incorporated herein by reference.
The information required by Item 10 with respect to our Code of Business Conduct and Ethics and our Code of Ethics for Senior Financial Officers is posted on our website at www.employers.com in the Investors section under "Governance." We will post information regarding any amendment to, or waiver from, our Code of Business Conduct and Ethics on our website in the Investor section under Governance.
Item 11. Executive Compensation
The information required by Item 11 is included under the captions "Compensation Discussion and Analysis," "Compensation Committee Report" and "Compensation Committee Interlocks and Insider Participation" in our Proxy Statement for the 2020 Annual Meeting of Stockholders and is incorporated herein by reference.
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Certain information required by Item 12 is included under the captions "Security Ownership of Certain Beneficial Owners and Management" and "Compensation Discussion and Analysis" in our Proxy Statement for the 2020 Annual Meeting of Stockholders and is incorporated herein by reference.
Equity and Incentive Plan
The following table gives information about our common stock that may be issued upon the exercise of options, warrants, and rights under all of our existing equity compensation plans as of December 31, 2019. We do not have any plans not approved by our stockholders. Our equity compensation plans are discussed further in Note 13 in the Notes to our Consolidated Financial Statements, which are included herein.
Plan Category
 
(a)
Number of securities
to be issued upon
exercise of outstanding
options, warrants, and
rights
 
(b)
Weighted-average
exercised price of
outstanding options,
warrants, and
rights(4)
 
(c)
Number of securities remaining available for further issuance
under compensation plans
(excluding securities
reflected in column (a))
Equity compensation plans approved by stockholders(1):
 
 
 
 
 
 
Stock options
 
154,016

 
$
23.65

 
3,492,616

RSUs(2)
 
241,905

 
 
 
3,250,711

PSUs(3)
 
599,814

 
 
 
2,650,897

Equity compensation plans not approved by stockholders
 

 

 

Total
 
995,735

 
$
23.65

 
2,650,897

(1)
The Plan is administered by the Compensation Committee of the Board of Directors, which is authorized to grant, at its discretion, awards to officers, employees, non-employee directors, consultants, and independent contractors. The maximum number of common shares currently reserved for grants of awards under the Plan was 5,500,000 shares, prior to reductions for grants made.
The Plan provides for the grant of stock options (both incentive stock options and nonqualified stock options), stock appreciation rights, shares of restricted stock, RSUs, PSUs, and other stock-based awards. As of December 31, 2019, the only incentive awards outstanding under the Plan were nonqualified stock options, RSUs, and PSUs.

88



(2)
RSUs are phantom (as opposed to actual) shares of common stock which, depending on the individual award, vest in equal tranches over one- to four-year periods, subject to the recipient maintaining a continuous relationship with the Company through the applicable vesting date.
(3)
PSUs are phantom (as opposed to actual) shares of common stock, which are subject to a performance period of two years followed by an additional one-year vesting period, subject to the recipient maintaining a continuous relationship with the Company through the applicable vesting date. PSU awards are subject to certain performance goals with payouts that range from 0% to 200% of the target awards. The values shown in the table above represent the aggregate number of PSUs based on the expectation of the Company achieving a 200% of target rate for the 2017 PSUs, a 200% of target rate for the 2018 PSUs, and a 200% of target rate for the 2019 PSUs.
(4)
Holders of RSUs and PSUs are not entitled to voting rights. Commencing in 2017, employees who were awarded RSUs and PSUs are entitled to receive dividend equivalents for eligible awards, payable in cash, when the underlying award vests and becomes payable. RSUs and PSUs do not require the payment of an exercise price, accordingly, there is no weighted average exercise price for these awards.
Item 13. Certain Relationships and Related Transactions, and Director Independence
The information required by Item 13 is included under the captions "Certain Relationships and Related Transactions" and "Director Independence" in our Proxy Statement for the 2020 Annual Meeting of Stockholders and is incorporated herein by reference.
Item 14. Principal Accountant Fees and Services
The information required by Item 14 with respect to the fees and services of Ernst & Young LLP, our independent registered public accounting firm, is included under the caption "Audit Matters" in our Proxy Statement for the 2020 Annual Meeting of Stockholders and is incorporated herein by reference.

89



PART IV
Item 15. Exhibits and Financial Statement Schedules
The following consolidated financial statements are filed in Item 8 of Part II of this report:
 
Page
Report of Independent Registered Public Accounting Firm
Consolidated Balance Sheets as of December 31, 2019 and 2018
Consolidated Statements of Comprehensive Income for each of the three years ended December 31, 2019, 2018 and 2017
Consolidated Statements of Stockholders' Equity for each of the three years ended December 31, 2019, 2018 and 2017
Consolidated Statements of Cash Flows for each of the three years ended December 31, 2019, 2018 and 2017
Notes to Consolidated Financial Statements
 
 
Financial Statement Schedules:
 
Schedule II. Condensed Financial Information of Registrant
Schedule VI. Supplemental Information Concerning Property-Casualty Insurance Operations
 
 
Pursuant to Rule 7-05 of Regulation S-X, Financial Statement Schedules I, III, IV, and V have been omitted as the information to be set forth therein is included in the notes to the audited consolidated financial statements.

90



Schedule II. Condensed Financial Information of Registrant
Employers Holdings, Inc.
 
Condensed Balance Sheets
 
 
 
 
 
 
 
December 31,
 
 
2019
 
2018
Assets
 
(in millions, except share data)
Investments:
 
 
 
 
Investment in subsidiaries
 
$
1,096.1

 
$
873.8

Fixed maturity securities at fair value (amortized cost $25.3 at December 31, 2019 and $24.2 at December 31, 2018)
 
26.6

 
24.6

Equity securities at fair value (cost $27.8 at December 31, 2019 and $40.0 at December 31, 2018)
 
28.1

 
38.7

Short-term investments at fair value (amortized cost $25.0 at December 31, 2018)
 

 
25.0

Total investments
 
1,150.8

 
962.1

 
 
 
 
 
Cash and cash equivalents
 
9.9

 
41.3

Accrued investment income
 
0.2

 
0.3

Intercompany receivable
 
3.5

 
0.3

Federal income taxes receivable
 
3.5

 
22.7

Deferred income taxes, net
 
2.2

 

Other assets
 
1.6

 
0.9

Total assets
 
$
1,171.7

 
$
1,027.6

 
 
 
 
 
Liabilities and stockholders' equity
 
 
 
 
Accounts payable and accrued expenses
 
$
5.0

 
$
5.0

Deferred income taxes, net
 

 
0.4

Other liabilities
 
0.9

 
4.0

Total liabilities
 
5.9

 
9.4

 
 
 
 
 
Stockholders' equity:
 
 
 
 
Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively
 
0.6

 
0.6

Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued
 

 

Additional paid-in capital
 
396.4

 
388.8

Retained earnings
 
1,158.8

 
1,030.7

Accumulated other comprehensive income (loss), net of tax
 
65.3

 
(13.7
)
Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018)
 
(455.3
)
 
(388.2
)
Total stockholders' equity
 
1,165.8

 
1,018.2

Total liabilities and stockholders' equity
 
$
1,171.7

 
$
1,027.6





91



Employers Holdings, Inc.
 
 
 
 
 
 
Condensed Statements of Income
 
 
 
 
 
 
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions, except per share data)
Revenues
 
 
 
 
 
Net investment income
$
3.7

 
$
2.5

 
$
1.3

Net realized and unrealized gains on investments
3.3

 
0.8

 

Total revenues
7.0

 
3.3

 
1.3

 
 
 
 
 
 
Expenses
 
 
 
 
 
Underwriting and general and administrative expenses
19.0

 
17.5

 
15.2

Total expenses
19.0

 
17.5

 
15.2

 
 
 
 
 
 
Loss before income taxes and equity in earnings of subsidiaries
(12.0
)
 
(14.2
)
 
(13.9
)
Income tax benefit
(2.5
)
 
(4.3
)
 
(5.8
)
Net loss before equity in earnings of subsidiaries
(9.5
)
 
(9.9
)
 
(8.1
)
Equity in earnings of subsidiaries
166.6

 
151.2

 
109.3

Net income
$
157.1

 
$
141.3

 
$
101.2

 
 
 
 
 
 
Earnings per common share:
 
 
 
 
 
Basic
$
4.89

 
$
4.30

 
$
3.11

Diluted
$
4.83

 
$
4.24

 
$
3.06

 
 
 
 
 
 
Cash dividends declared per common share and eligible RSUs and PSUs
$
0.88

 
$
0.80

 
$
0.60




92



Employers Holdings, Inc.
 
 
 
 
 
 
Condensed Statement of Cash Flows
 
 
 
 
 
 
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Operating activities
 
 
 
 
 
Net income
$
157.1

 
$
141.3

 
$
101.2

Adjustments to reconcile net income to net cash provided by operating activities:
 
 
 
 
 
Equity in undistributed earnings of subsidiaries
(70.4
)
 
(66.7
)
 
(71.5
)
Net realized and unrealized gains on investments
(3.3
)
 
(0.8
)
 

Stock-based compensation
10.1

 
9.4

 
6.8

Amortization of premium on investments, net

 
0.2

 
0.1

Deferred income tax expense
(2.8
)
 
14.7

 
5.3

Change in operating assets and liabilities:
 
 
 
 
 
Accounts payable, accrued expenses, and other liabilities
2.3

 
0.2

 
(0.3
)
Federal income taxes
19.2

 
(18.5
)
 
5.4

Other assets
(0.7
)
 
(0.1
)
 
(0.1
)
Intercompany payables and receivables
(3.2
)
 
(2.2
)
 
1.8

Net cash provided by operating activities
108.3

 
77.5

 
48.7

 
 
 
 
 
 
Investing activities
 
 
 
 
 
Purchases of fixed maturity securities
(9.3
)
 
(14.4
)
 
(30.6
)
Purchases of equity securities
(42.0
)
 
(40.0
)
 

Proceeds from sale of equity securities
56.0

 

 

Purchases of short-term securities

 
(59.6
)
 
(7.9
)
Proceeds from sale of fixed maturity securities
4.3

 
12.0

 
5.0

Proceeds from maturities and redemptions of fixed maturity securities
3.8

 
59.2

 
4.5

Proceeds from maturities of short-term investments
25.0

 

 

Net change in unsettled investment purchases and sales
(5.0
)
 
3.9

 

Capital contributions to subsidiaries
(73.6
)
 
(4.2
)
 
(5.6
)
Net cash used in investing activities
(40.8
)
 
(43.1
)
 
(34.6
)
 
 
 
 
 
 
Financing activities
 
 
 
 
 
Acquisition of common stock
(67.5
)
 
(4.2
)
 

Cash transactions related to stock-based compensation
(2.5
)
 
(1.8
)
 
3.8

Dividends paid to stockholders
(28.9
)
 
(26.7
)
 
(19.7
)
Net cash used in financing activities
(98.9
)
 
(32.7
)
 
(15.9
)
 
 
 
 
 
 
Net (decrease) increase in cash and cash equivalents
(31.4
)
 
1.7

 
(1.8
)
Cash and cash equivalents at the beginning of the period
41.3

 
39.6

 
41.4

Cash and cash equivalents at the end of the period
$
9.9

 
$
41.3

 
$
39.6




93



Schedule VI. Supplemental Information Concerning Property - Casualty Insurance Operations
 
Employers Holdings, Inc. and Subsidiaries
Consolidated Supplemental Information Concerning Property and Casualty Insurance Operations
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year
Ended
 
Deferred
Policy
Acquisition
Costs
 
Reserves For
Unpaid
Losses And
LAE
 
Unearned
Premiums
 
Net
Premiums
Earned
 
Net Investment
Income
 
Losses and
LAE Related
to Current
Years
 
Losses and
LAE Related to Prior
Years (including LPT Amortization and Adj)
 
Amortization
of Deferred
Policy
Acquisition Costs
 
Paid Losses And LAE (including LPT Amortization and Adj)
 
Net
Premiums
Written
(in millions)
Employers Segment
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2019
 
$
47.9

 
$
2,145.2

 
$
337.0

 
$
695.8

 
$
84.1

 
$
456.1

 
$
(77.5
)
 
$
107.7

 
$
421.8

 
$
691.4

2018
 
48.2

 
2,207.9

 
336.3

 
731.1

 
78.6

 
457.5

 
(66.2
)
 
112.0

 
416.9

 
742.8

2017
 
45.8

 
2,266.1

 
318.3

 
716.5

 
73.3

 
447.3

 
(18.5
)
 
108.2

 
420.7

 
723.7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cerity Segment
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2019
 
$

 
$

 
$
0.1

 
$

 
$
0.3

 
$

 
$

 
$

 
$

 
$
0.1

2018
 

 

 

 

 

 

 

 

 

 

2017
 

 

 

 

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate & Other
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2019
 
$

 
$
47.6

 
$

 
$

 
$
3.7

 
$

 
$
(12.7
)
 
$

 
$
(12.7
)
 
$

2018
 

 

 

 

 
2.6

 

 
(14.6
)
 

 
(14.6
)
 

2017
 

 

 

 

 
1.3

 

 
(11.6
)
 

 
(11.6
)
 


Exhibits:
Exhibit
No.
 
Description of Exhibit
 
Included Herewith
 
Incorporated by Reference Herein
Form
 
File No.
 
Exhibit
 
Filing Date
3.1

 
 
 
 
10-K
 
001-33245
 
3.1
 
February 28, 2019
3.2

 
 
 
 
8-K
 
001-33245
 
3.1
 
June 13, 2018
4.1

 
 
 
 
S-1/A
 
333-139092
 
4.1
 
January 18, 2007
4.2

 
 
X
 
 
 
 
 
 
 
 
10.1

 
 
 
 
S-1/A
 
333-139092
 
10.1
 
January 18, 2007
10.2

 
 
 
 
S-1/A
 
333-139092
 
10.2
 
January 18, 2007
10.3

 
 
 
 
10-Q
 
001-33245
 
10.1
 
April 25, 2019
10.4

 
 
 
 
10-Q
 
001-33245
 
10.2
 
April 25, 2019
10.5

 
 
 
 
10-Q
 
001-33245
 
10.3
 
April 25, 2019
10.6

 
 
 
 
8-K
 
001-33245
 
10.4
 
March 15, 2018

94



10.7

 
 
 
 
8-K/A
 
001-33245
 
10.1
 
May 24, 2018
10.8

 
 
 
 
10-Q
 
001-33245
 
10.11
 
October 25, 2018
*10.9

 
 
 
 
10-Q
 
001-33245
 
10.1
 
August 7, 2009
*10.10

 
 
 
 
8-K
 
001-33245
 
10.2
 
June 30, 2017
*10.11

 
 
 
 
8-K
 
001-33245
 
10.1
 
November 8, 2018
*10.12

 
 
 
 
8-K
 
001-33245
 
10.1
 
November 8, 2018
*10.13

 
 
 
 
10-K
 
001-33245
 
10.20
 
February 28, 2019
*10.14

 
 
 
 
8-K
 
001-33245
 
10.1
 
April 26, 2019
*10.15

 
 
 
 
10-Q
 
001-33245
 
10.1
 
July 29, 2019
*10.16

 
 
 
 
10-Q
 
001-33245
 
10.1
 
October 25, 2019
*10.17

 
 
 
 
10-Q
 
001-33245
 
10.2
 
April 27, 2017
*10.18

 
 
 
 
10-Q
 
001-33245
 
10.3
 
April 27, 2017
*10.19

 
 
 
 
10-Q
 
001-33245
 
10.3
 
April 30, 2015
*10.20

 
 
 
 
8-K
 
001-3324
 
10.1
 
May 22, 2015
21.1

 
 
X
 
 
 
 
 
 
 
 
23.1

 
 
X
 
 
 
 
 
 
 
 
31.1

 
 
X
 
 
 
 
 
 
 
 
31.2

 
 
X
 
 
 
 
 
 
 
 
32.1

 
 
X
 
 
 
 
 
 
 
 
32.2

 
 
X
 
 
 
 
 
 
 
 

95



101.INS

 
XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded with the Inline XBRL document
 
X
 
 
 
 
 
 
 
 
101.SCH

 
XBRL Taxonomy Extension Schema Document
 
X
 
 
 
 
 
 
 
 
101.CAL

 
XBRL Taxonomy Extension Calculation Linkbase Document
 
X
 
 
 
 
 
 
 
 
101.DEF

 
XBRL Taxonomy Definition Linkbase Document
 
X
 
 
 
 
 
 
 
 
101.LAB

 
XBRL Taxonomy Extension Label Linkbase Document
 
X
 
 
 
 
 
 
 
 
101.PRE

 
XBRL Taxonomy Extension Presentation Linkbase Document
 
X
 
 
 
 
 
 
 
 
104

 
Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)
 
 
 
 
 
 
 
 
 
 
————
*Represents management contracts and compensatory plans or arrangements.
(1)
Confidential treatment has been requested for certain confidential portions of this exhibit; these confidential portions have been omitted from this exhibit and filed separately with the Securities and Exchange Commission.
Item 16. Form 10-K Summary
None.

96



SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
Date:
February 20, 2020
EMPLOYERS HOLDINGS, INC.
 
 
 
 
 
 
By:
/s/ Michael S. Paquette
 
 
 
Name: Michael S. Paquette
 
 
 
Title: Executive Vice President and Chief Financial Officer
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following persons on behalf of the registrant and in the capacities and on the dates indicated.
Signature
Title
Date
 
 
 
/s/ Michael D. Rumbolz
Chairman of the Board
February 20, 2020
Michael D. Rumbolz
 
 
 
 
/s/ Douglas D. Dirks
President and Chief Executive Officer, Director (Principal Executive Officer)
February 20, 2020
Douglas D. Dirks
 
 
 
 
/s/ Michael S. Paquette
Executive Vice President and Chief Financial Officer (Principal Financial and Accounting Officer)
February 20, 2020
Michael S. Paquette
 
 
 
 
/s/ Richard W. Blakey
Director
February 20, 2020
Richard W. Blakey
 
 
 
 
/s/ Prasanna G. Dhoré
Director
February 20, 2020
Prasanna G. Dhoré
 
 
 
 
/s/ João (John) M. de Figueiredo
Director
February 20, 2020
João (John) M. de Figueiredo
 
 
 
 
/s/ Valerie R. Glenn
Director
February 20, 2020
Valerie R. Glenn
 
 
 
 
/s/ Barbara A. Higgins
Director
February 20, 2020
Barbara A. Higgins
 
 
 
 
/s/ James R. Kroner
Director
February 20, 2020
James R. Kroner
 
 
 
 
/s/ Michael J. McColgan
Director
February 20, 2020
Michael J. McColgan
 
 
 
 
/s/ Michael J. McSally
Director
February 20, 2020
Michael J. McSally
 
 
 
 
/s/ Jeanne L. Mockard
Director
February 20, 2020
Jeanne L. Mockard
 

97
EX-4.2 2 exhibit422019.htm EXHIBIT 4.2 Exhibit


Exhibit 4.2

DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934

This section contains a description of all of the capital stock of Employers Holdings, Inc. ("EHI," "us," "our" or "we"), including our common stock. This description is based upon, and is qualified by reference to, our Amended and Restated Articles of Incorporation, which we refer to as the “Articles,” our Amended and Restated Bylaws, which we refer to as the “Bylaws,” and applicable provisions of Nevada corporate law. This description is intended as a summary only and is not complete. You should read the Articles and the Bylaws, which are filed as exhibits to our Annual Report on Form 10-K for the year ended December 31, 2019, for the complete text of the provisions summarized below.
Our authorized capital stock consists of 150,000,000 shares of common stock, par value $0.01 per share, and 25,000,000 shares of preferred stock, par value $0.01 per share. No shares of preferred stock are issued or outstanding.
Common Stock
The holders of our common stock are entitled to elect all directors and are entitled to one vote per share on all other matters coming before a stockholders’ meeting. Our common stock has no cumulative voting rights. Accordingly, the holders of a majority of the shares of common stock entitled to vote in any election of directors can elect all of the directors standing for election, if they so choose. The holders of our common stock are entitled to participate equally in dividends when and as declared by our Board of Directors (our "Board") and in our net assets on liquidation. The shares of common stock have no preemptive rights to participate in future stock offerings.
Preferred Stock
Under the Articles, our Board is authorized to issue shares of preferred stock from time to time in one or more series and to determine the price, rights, preferences, privileges, and restrictions, including voting rights, of those shares without any further vote or action by the stockholders. When shares of preferred stock are issued, certain rights of the holders thereof may materially affect the rights of the holders of our common stock, including voting rights and preferences in respect of dividends and liquidation.
Certain Provisions of the Articles, Bylaws and Applicable Law
The Articles and Bylaws include provisions that are intended to enhance the likelihood of continuity and stability in our Board and in its policies. These provisions might have the effect of delaying or preventing a change in control of EHI and may make more difficult the removal of incumbent management even if such transactions could be beneficial to the interests of stockholders. At the same time, these provisions may have the effect of inducing any persons seeking to acquire or control us to negotiate terms acceptable to our Board. These provisions include:
Limitation of Director Liability
Nevada Revised Statutes 78.138 provides that, with certain exceptions, a director or officer is not individually liable to the corporation or its stockholders for any damages as a result of any act or failure to act in such director's capacity as a director or officer unless it is proven that such director's (1) act or failure to act constituted a breach of such director's fiduciary duties as a director or officer; and (2) breach of those duties involved intentional misconduct, fraud or a knowing violation of law.
The Articles include provisions that limit the liability of our directors for monetary damages to the fullest extent permissible under Nevada law. The Articles also provide that we may provide indemnification for directors and officers to the fullest extent permissible under Nevada law.
Such limitation of liability may not apply to liabilities arising under the federal securities laws and does not affect the availability of equitable remedies such as injunctive relief or rescission. In addition and in accordance with Nevada general corporate law, the Bylaws also permit us to secure insurance on behalf of any officer, director, employee or other agent for any liability arising out of his or her actions in such capacity, regardless of whether or not such actions would be permitted by us. We currently have and intend to maintain liability insurance for our directors and officers.
Indemnification
The Articles provide that we may provide indemnification for directors and officers to the fullest extent permissible under Nevada law. The Bylaws provide such indemnification for our “agents” upon a determination that such indemnification is proper under the circumstances. That determination is to be made by a majority of a quorum of disinterested directors, the court in which the proceeding is or was pending (upon application made by EHI, the party seeking indemnification or the attorney or other person rendering services in connection with the application), the stockholders, independent legal counsel in a written opinion if a quorum





of disinterested directors so requests, or independent legal counsel in a written opinion if a quorum of disinterested directors cannot be obtained. The Bylaws define “agent” as any person who is or was a director or officer of EHI or who is or was serving at the request of EHI as a director, officer, employee or agent of another foreign or domestic company, partnership, joint venture, trust or other enterprise, or was a director, or officer of a foreign or domestic company which was a predecessor company of EHI or of another enterprise at the request of the predecessor company. The Bylaws provide that our Board may provide similar indemnification to employees and agents of EHI.
Indemnification is not provided where:
the person is liable pursuant to Nevada Revised Statutes 78.138;
the person did not act in good faith and in a manner which that person reasonably believed to be in or not opposed to our best interests; or
in the case of a criminal proceeding, the person had reasonable cause to believe the conduct of the person was unlawful.
At present, there is no pending litigation or proceeding involving any of our directors, executive officers, other employees or agents for which indemnification is sought, and we are not aware of any threatened litigation or proceeding that may result in a claim for such indemnification.
Anti-takeover Effects of Certain Insurance Laws
W own, directly or indirectly, all of the shares of stock of our insurance subsidiaries. Our insurance subsidiaries are domiciled in California, Florida, Nevada, and New York. The insurance laws of these states generally require that any person seeking to acquire control of a domestic insurance company obtain the prior approval of the state's insurance commissioner. In California, Nevada, and New York, “control” is presumed to exist through the direct or indirect ownership of 10 percent or more of the voting securities of a domestic insurance company or of any entity that controls a domestic insurance company. In Florida, “control” is generally presumed to exist through the direct or indirect ownership of five percent or more of the voting securities of a domestic insurance company or of any entity that controls a domestic insurance company. In addition, insurance laws in many states in which we are licensed require pre-notification to the state’s insurance commissioner of a change in control of a non-domestic insurance company licensed in those states. Because we have insurance subsidiaries domiciled in California, Florida, Nevada, and New York, any transaction that would constitute a change in control of us would generally require the party acquiring control to obtain the prior approval of the insurance commissioners of these states and may require pre-notification of the change of control in these or other states in which we are licensed to transact business. The time required to obtain these approvals may result in a material delay of, or deter, any such transaction. These laws may discourage potential acquisition proposals or tender offers, and may delay, deter, or prevent a change of control, even if the acquisition proposal or tender offer is favorable to our stockholders.
Anti-takeover Effects of Nevada Law, the Articles and the Bylaws
Our Articles and Bylaws include provisions:
eliminating the ability of our stockholders to call special meetings of stockholders;
permitting our Board to issue preferred stock in one or more series;
imposing advance notice requirements for nominations of candidates for election to our Board or for proposing matters that can be acted upon by stockholders at the stockholder meetings; and
prohibiting stockholder action by written consent, thereby limiting stockholder action to that taken at an annual or special meeting of our stockholders.
These provisions may make it difficult for stockholders to replace directors and could have the effect of discouraging a future takeover attempt that is not approved by our Board but that stockholders might consider favorable. Additionally, these provisions could limit the price that investors are willing to pay in the future for shares of our common stock.
Stock Exchange; Transfer Agent and Registrar
Our common stock is listed on the New York Stock Exchange under the symbol "EIG." The transfer agent and registrar for our common stock is EQ Shareowner Services.



EX-21.1 3 exhibit2112019.htm EXHIBIT 21.1 Exhibit


Exhibit 21.1
EMPLOYERS HOLDINGS, INC.
SUBSIDIARIES AS OF DECEMBER 31, 2019
Name
Jurisdiction of Organization
Employers Group, Inc.
Nevada
Employers Insurance Company of Nevada
Nevada
Elite Insurance Services, Inc.
Nevada
Employers Compensation Insurance Company
California
Employers Preferred Insurance Company
Florida
Employers Assurance Company
Florida
EIG Services, Inc.
Florida
Cerity Group, Inc.
Nevada
Cerity Services, Inc.
Nevada
Cerity Insurance Company
New York



EX-23.1 4 exhibit2312019.htm EXHIBIT 23.1 Exhibit


Exhibit 23.1

Consent of Independent Registered Public Accounting Firm


We consent to the incorporation by reference in the Registration Statement on Form S-3 (No. 333-218288) of Employers Holdings, Inc. and Registration Statements on Form S-8 (Nos. 333-168563 and 333-152900) pertaining to the Amended and Restated Equity and Incentive Plan of Employers Holdings, Inc. of our reports dated February 20, 2020, with respect to the consolidated financial statements and schedule of Employers Holdings, Inc. and Subsidiaries and the effectiveness of internal control over financial reporting of Employers Holdings, Inc. and Subsidiaries included in this Annual Report (Form 10-K) for the year ended December 31, 2019.

/s/ Ernst & Young LLP
San Francisco, California
February 20, 2020



EX-31.1 5 eig-ex3112019.htm EXHIBIT 31.1 Exhibit


41Exhibit 31.1
CERTIFICATIONS
I, Douglas D. Dirks, certify that:
1.
I have reviewed this annual report on Form 10-K of Employers Holdings, Inc.;
2.
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.
The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
(a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
(b)
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
(c)
Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
(d)
Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting;
5.
The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
(a)
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and
(b)
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.
 
 
 
Date:
February 20, 2020
/s/ Douglas D. Dirks
 
 
Douglas D. Dirks
 
 
President and Chief Executive Officer
 
 
Employers Holdings, Inc.



EX-31.2 6 eig-ex3122019.htm EXHIBIT 31.2 Exhibit


Exhibit 31.2
CERTIFICATIONS
I, Michael S. Paquette, certify that:
1.
I have reviewed this annual report on Form 10-K of Employers Holdings, Inc.;
2.
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.
The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
(a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
(b)
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
(c)
Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
(d)
Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting;
5.
The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
(a)
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and
(b)
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.
 
 
 
Date:
February 20, 2020
/s/ Michael S. Paquette
 
 
Michael S. Paquette
 
 
Executive Vice President and Chief Financial Officer
 
 
Employers Holdings, Inc.




EX-32.1 7 eig-ex3212019.htm EXHIBIT 32.1 Exhibit


Exhibit 32.1
CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
In connection with the Form 10-K of Employers Holdings, Inc. (the Company) for the year ended December 31, 2019, as filed with the Securities and Exchange Commission on the date hereof (the Report), the undersigned hereby, certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to the best of his knowledge:
(1)
The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
(2)
The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.
 
 
 
Date:
February 20, 2020
/s/ Douglas D. Dirks
 
 
Douglas D. Dirks
 
 
President and Chief Executive Officer
 
 
Employers Holdings, Inc.



EX-32.2 8 eig-ex3222019.htm EXHIBIT 32.2 Exhibit


Exhibit 32.2
CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
In connection with the Form 10-K of Employers Holdings, Inc. (the Company) for the year ended December 31, 2019, as filed with the Securities and Exchange Commission on the date hereof (the Report), the undersigned hereby, certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to the best of his knowledge:
(1)
The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
(2)
The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.
 
 
 
Date:
February 20, 2020
/s/ Michael S. Paquette
 
 
Michael S. Paquette
 
 
Executive Vice President and Chief Financial Officer
 
 
Employers Holdings, Inc.



EX-101.SCH 9 eig-20191231.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 2144100 - Disclosure - Accumulated Other Comprehensive Income, Net link:presentationLink link:calculationLink link:definitionLink 2444402 - Disclosure - Accumulated Other Comprehensive Income, Net (Details) link:presentationLink link:calculationLink link:definitionLink 2344301 - Disclosure - Accumulated Other Comprehensive Income, Net (Tables) link:presentationLink link:calculationLink link:definitionLink 2101100 - Disclosure - Basis of Presentation link:presentationLink link:calculationLink link:definitionLink 2401401 - Disclosure - Basis of Presentation Purchase of CIC (Details) link:presentationLink link:calculationLink link:definitionLink 2401402 - Disclosure - Basis of Presentation Reportable Segments (Details) link:presentationLink link:calculationLink link:definitionLink 2140100 - Disclosure - Commitments and Contingencies link:presentationLink link:calculationLink link:definitionLink 2440406 - Disclosure - Commitments and Contingencies Capital Commitment (Details) link:presentationLink link:calculationLink link:definitionLink 2440405 - Disclosure - Commitments and Contingencies Contingencies Surrounding Insurance Assessments (Details) link:presentationLink link:calculationLink link:definitionLink 2440403 - Disclosure - Commitments and Contingencies Future Lease Payments (Details) link:presentationLink link:calculationLink link:definitionLink 2440404 - Disclosure - Commitments and Contingencies Leases, Supplemental Cash Flow Information (Details) link:presentationLink link:calculationLink link:definitionLink 2440402 - Disclosure - Commitments and Contingencies Operating Leases (Details) link:presentationLink link:calculationLink link:definitionLink 2340301 - Disclosure - Commitments and Contingencies (Tables) link:presentationLink link:calculationLink link:definitionLink 1001000 - Statement - Consolidated Balance Sheets link:presentationLink link:calculationLink link:definitionLink 1001001 - Statement - Consolidated Balance Sheets Parentheticals link:presentationLink link:calculationLink link:definitionLink 1004000 - Statement - Consolidated Statements of Cash Flows link:presentationLink link:calculationLink link:definitionLink 1002000 - Statement - Consolidated Statements of Comprehensive Income link:presentationLink link:calculationLink link:definitionLink 1002001 - Statement - Consolidated Statements of Comprehensive Income Parentheticals link:presentationLink link:calculationLink link:definitionLink 1003000 - Statement - Consolidated Statements of Stockholders Equity link:presentationLink link:calculationLink link:definitionLink 1003001 - Statement - Consolidated Statements of Stockholders Equity Parentheticals link:presentationLink link:calculationLink link:definitionLink 0001000 - Document - Cover Page link:presentationLink link:calculationLink link:definitionLink 2147100 - Disclosure - Earnings Per Share link:presentationLink link:calculationLink link:definitionLink 2447402 - Disclosure - Earnings Per Share Earnings Per Share (Details) link:presentationLink link:calculationLink link:definitionLink 2347301 - Disclosure - Earnings Per Share (Tables) link:presentationLink link:calculationLink link:definitionLink 2146100 - Disclosure - Employee Benefit and Retirement Plans link:presentationLink link:calculationLink link:definitionLink 2446401 - Disclosure - Employee Benefit and Retirement Plans Employee Benefit and Retirement Plans (Details) link:presentationLink link:calculationLink link:definitionLink 2128100 - Disclosure - Fair Value of Financial Instruments link:presentationLink link:calculationLink link:definitionLink 2428402 - Disclosure - Fair Value of Financial Instruments (Details) link:presentationLink link:calculationLink link:definitionLink 2428403 - Disclosure - Fair Value of Financial Instruments, Fair Value Inputs (Details) link:presentationLink link:calculationLink link:definitionLink 2428404 - Disclosure - Fair Value of Financial Instruments Fair Value of Financial Instruments, Reconciliation of Level 3 Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2428405 - Disclosure - Fair Value of Financial Instruments Instruments Carried at NAV (Details) link:presentationLink link:calculationLink link:definitionLink 2328301 - Disclosure - Fair Value of Financial Instruments (Tables) link:presentationLink link:calculationLink link:definitionLink 2135100 - Disclosure - Income Taxes link:presentationLink link:calculationLink link:definitionLink 2435402 - Disclosure - Income Taxes (Details) link:presentationLink link:calculationLink link:definitionLink 2335301 - Disclosure - Income Taxes (Tables) link:presentationLink link:calculationLink link:definitionLink 2131100 - Disclosure - Investments link:presentationLink link:calculationLink link:definitionLink 2431404 - Disclosure - Investments, Amortized Cost and Estimated Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 2431402 - Disclosure - Investments Available for Sale Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2431405 - Disclosure - Investments, Continuous Loss Position (Details) link:presentationLink link:calculationLink link:definitionLink 2431403 - Disclosure - Investments Equity Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2431408 - Disclosure - Investments Investments, held in Trust or on Deposit (Details) link:presentationLink link:calculationLink link:definitionLink 2431406 - Disclosure - Investments, Net Realized Gains (Losses) (Details) link:presentationLink link:calculationLink link:definitionLink 2431409 - Disclosure - Investments Other Invested Assets (Details) link:presentationLink link:calculationLink link:definitionLink 2331301 - Disclosure - Investments (Tables) link:presentationLink link:calculationLink link:definitionLink 2136100 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses link:presentationLink link:calculationLink link:definitionLink 2436402 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses (Details) link:presentationLink link:calculationLink link:definitionLink 2436403 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Historical Incurred Losses and LAE (Details) link:presentationLink link:calculationLink link:definitionLink 2436404 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Reconciliation of Claims Development to Aggregate Carrying Amount of the Liability for Unpaid Losses and LAE (Details) link:presentationLink link:calculationLink link:definitionLink 2436405 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Short Duration Insurance Contracts, Historcial Claims Duration (Details) link:presentationLink link:calculationLink link:definitionLink 2336301 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses (Tables) link:presentationLink link:calculationLink link:definitionLink 2431407 - Disclosure - Net Investment Income (Details) link:presentationLink link:calculationLink link:definitionLink 2122100 - Disclosure - New Accounting Standards link:presentationLink link:calculationLink link:definitionLink 2422401 - Disclosure - New Accounting Standards Recently Adopted Accounting Standards (Details) link:presentationLink link:calculationLink link:definitionLink 2139100 - Disclosure - Notes Payable link:presentationLink link:calculationLink link:definitionLink 2439404 - Disclosure - Notes Payable Letters of Credit (Details) link:presentationLink link:calculationLink link:definitionLink 2439402 - Disclosure - Notes Payable Outstanding (Details) link:presentationLink link:calculationLink link:definitionLink 2439403 - Disclosure - Notes Payable Principal payment obligations on notes payable outstanding (Details) link:presentationLink link:calculationLink link:definitionLink 2339301 - Disclosure - Notes Payable (Tables) link:presentationLink link:calculationLink link:definitionLink 2134100 - Disclosure - Property and Equipment link:presentationLink link:calculationLink link:definitionLink 2434402 - Disclosure - Property and Equipment Property and Equipment breakout (Details) link:presentationLink link:calculationLink link:definitionLink 2334301 - Disclosure - Property and Equipment (Tables) link:presentationLink link:calculationLink link:definitionLink 2137100 - Disclosure - Reinsurance link:presentationLink link:calculationLink link:definitionLink 2437403 - Disclosure - Reinsurance Excess of Loss (Details) link:presentationLink link:calculationLink link:definitionLink 2437404 - Disclosure - Reinsurance LPT Agreement (Details) link:presentationLink link:calculationLink link:definitionLink 2437402 - Disclosure - Reinsurance Reinsurance Premium Note (Details) link:presentationLink link:calculationLink link:definitionLink 2337301 - Disclosure - Reinsurance (Tables) link:presentationLink link:calculationLink link:definitionLink 2151100 - Schedule - Schedule II. Condensed Financial Information of Registrant link:presentationLink link:calculationLink link:definitionLink 2451401 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets) (Details) link:presentationLink link:calculationLink link:definitionLink 2451402 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets Parenthetical) (Details) link:presentationLink link:calculationLink link:definitionLink 2451404 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Cash Flows) (Details) link:presentationLink link:calculationLink link:definitionLink 2451403 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Income) (Details) link:presentationLink link:calculationLink link:definitionLink 2453402 - Disclosure - Schedule VI. Supplemental Information (Details) link:presentationLink link:calculationLink link:definitionLink 2153100 - Disclosure - Schedule VI. Supplemental Information (Notes) link:presentationLink link:calculationLink link:definitionLink 2353301 - Disclosure - Schedule VI. Supplemental Information (Tables) link:presentationLink link:calculationLink link:definitionLink 2448403 - Disclosure - Segments Geographic Information (Details) link:presentationLink link:calculationLink link:definitionLink 2148100 - Disclosure - Segments Level 1 (Notes) link:presentationLink link:calculationLink link:definitionLink 2448402 - Disclosure - Segments Segment Net Income Before Income Taxes (Details) link:presentationLink link:calculationLink link:definitionLink 2348301 - Disclosure - Segments (Tables) link:presentationLink link:calculationLink link:definitionLink 2150100 - Disclosure - Selected Quarterly Financial Data link:presentationLink link:calculationLink link:definitionLink 2450402 - Disclosure - Selected Quarterly Financial Data Selected Quarterly Financial Data (Details) link:presentationLink link:calculationLink link:definitionLink 2450403 - Disclosure - Selected Quarterly Financial Data Significant Quarterly Adjustments (Details) link:presentationLink link:calculationLink link:definitionLink 2350301 - Disclosure - Selected Quarterly Financial Data (Tables) link:presentationLink link:calculationLink link:definitionLink 2143100 - Disclosure - Statutory Matters link:presentationLink link:calculationLink link:definitionLink 2443402 - Disclosure - Statutory Matters Statutory Matters (Details) link:presentationLink link:calculationLink link:definitionLink 2343301 - Disclosure - Statutory Matters (Tables) link:presentationLink link:calculationLink link:definitionLink 2142100 - Disclosure - Stock-Based Compensation link:presentationLink link:calculationLink link:definitionLink 2442404 - Disclosure - Stock-Based Compensation Changes in Outstanding Stock Options (Details) link:presentationLink link:calculationLink link:definitionLink 2442402 - Disclosure - Stock-Based Compensation Expense (Details) link:presentationLink link:calculationLink link:definitionLink 2442403 - Disclosure - Stock-Based Compensation Fair Market Value of Stock Options Granted, Calculated (Details) link:presentationLink link:calculationLink link:definitionLink 2442405 - Disclosure - Stock-Based Compensation Performance Share Awards (Details) link:presentationLink link:calculationLink link:definitionLink 2342301 - Disclosure - Stock-Based Compensation (Tables) link:presentationLink link:calculationLink link:definitionLink 2141100 - Disclosure - Stockholders' Equity link:presentationLink link:calculationLink link:definitionLink 2441401 - Disclosure - Stockholders' Equity (Details) link:presentationLink link:calculationLink link:definitionLink 2107100 - Disclosure - Summary of Significant Accounting Policies link:presentationLink link:calculationLink link:definitionLink 2407403 - Disclosure - Summary of Significant Accounting Policies (Details) link:presentationLink link:calculationLink link:definitionLink 2207201 - Disclosure - Summary of Significant Accounting Policies (Policies) link:presentationLink link:calculationLink link:definitionLink 2307302 - Disclosure - Summary of Significant Accounting Policies (Tables) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 10 eig-20191231_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 11 eig-20191231_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 12 eig-20191231_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Earnings Per Share [Abstract] Earnings Per Share Earnings Per Share [Text Block] Commitments and Contingencies [Abstract] Commitments and Contingencies [Abstract] Commitments and Contingencies Disclosure Commitments and Contingencies Disclosure [Text Block] Condensed Statements of Income [Abstract] Condensed Statements of Income [Abstract] Statement [Table] Statement [Table] Scenario [Axis] Scenario [Domain] Consolidated Entities [Axis] Consolidated Entities [Axis] Consolidated Entities [Domain] Consolidated Entities [Domain] Parent Company [Member] Statement [Line Items] Statement [Line Items] Revenues Revenues [Abstract] Net investment income Net Investment Income Net realized and unrealized gains on investments Gain (Loss) on Investments Total revenues Revenues Expenses Cost of Revenue [Abstract] Underwriting and general and administrative expenses Other Expenses Total expenses Operating Expenses Loss before income taxes and equity in earnings of subsidiaries Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest Income tax expense Income Tax Expense (Benefit) Net loss before equity in earnings of subsidiaries Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent Equity in earnings of subsidiaries Income (Loss) from Equity Method Investments Net income Net Income (Loss) Attributable to Parent Earnings per common share for the stated periods (Note 17): Basic Earnings Per Share, Basic Diluted Earnings Per Share, Diluted Cash dividends declared per common share and eligible RSUs and PSUs Common Stock, Dividends, Per Share, Declared Stautory Matters [Abstract] Stautory Matters [Abstract] Statutory accounting practices disclosure table Statutory Accounting Practices Disclosure [Table Text Block] Investments [Abstract] Schedule of Available-for-sale Securities [Table] Schedule of Available-for-sale Securities [Table] Financial Instrument [Axis] Financial Instrument [Axis] Financial Instruments [Domain] Financial Instruments [Domain] Debt Securities [Member] Debt Securities [Member] US Treasury Securities [Member] US Treasury Securities [Member] US Government Agencies Debt Securities [Member] US Government Agencies Debt Securities [Member] US States and Political Subdivisions Debt Securities [Member] US States and Political Subdivisions Debt Securities [Member] Corporate Debt Securities [Member] Corporate Debt Securities [Member] Residential Mortgage Backed Securities [Member] Commercial Mortgage Backed Securities [Member] Asset-backed Securities [Member] Asset-backed Securities [Member] Other Debt Obligations [Member] Other Debt Obligations [Member] Equity Securities [Member] Equity Securities, Investment Summary [Member] Other equities Other Equities [Member] This item represents investments by the reporting entity in equity securities issued by any type of company in public utilities, banks, trusts, and insurance companies the investments in which are summarized elsewhere. Industrial and miscellaneous Industrial, Miscellaneous, and All Others [Member] Short-term Investments [Member] Short-term Investments [Member] Total AFS Investments [Domain] Total AFS Investments [Domain] Total Fixed Maturities and Short-term Investments. Debt Securities, Available-for-sale [Line Items] Debt Securities, Available-for-sale [Line Items] Fixed maturity securities, amortized cost Debt Securities, Available-for-sale, Amortized Cost Debt securities, available-for-sale, gross unrealized gain Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax Debt securities, available-for-sale, gross unrealized loss Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax Fixed maturity securities, fair value Debt Securities, Available-for-sale Short-term investments, at amortized cost Total Available for sale Debt Securities and Short-term investments, Cost Amortized cost of Available for sale Debt Securities and Short-term investments Total AFS, gross unrealized gain Total Available for sale Debt Securities and Short-term investments, Unrealized Gain Available for sale Debt Securities and Short-term investments, Unrealized Gain Total AFS investments, gross unrealized loss Total Available for sale Debt Securities and Short-term investments, Unrealized Loss Available for sale Debt Securities and Short-term investments, Unrealized Loss Total AFS investments Total Available for sale investments Total Available for sale investments Amortized cost Available-for-sale Securities, Amortized Cost Basis Gross unrealized gains Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax Gross unrealized loss Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax Investments Available-for-sale Securities Income Taxes [Abstract] Income Taxes [Abstract] Adjustments for New Accounting Pronouncements [Axis] Adjustments for New Accounting Pronouncements [Axis] Type of Adoption [Domain] Type of Adoption [Domain] Accounting Standards Update 2018-05 [Member] Accounting Standards Update 2018-05 [Member] Accounting Standards Update Number 2018-05, Income Taxes (Topic 740) Scenario [Axis] Scenario [Domain] Forecast [Member] Forecast [Member] Change in Accounting Estimate by Type [Axis] Change in Accounting Estimate by Type [Axis] Change in Accounting Estimate, Type [Domain] Change in Accounting Estimate, Type [Domain] Change Due to Estimated Reserves Ceded Under the LPT Agreement [Member] Change Due to Estimated Reserves Ceded Under the LPT Agreement [Member] Adjustment to the estimated reserves ceded under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also included in losses and LAE incurred in the consolidated statements of comprehensive income, such that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement Change to Contingent Profit Commission [Member] Change to Contingent Profit Commission [Member] Change to Contingent Profit Commission [Member] Statutory federal tax rate Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent Income Tax Disclosure [Abstract] Current Income Tax Expense (Benefit), Continuing Operations [Abstract] Current federal tax expense (benefit) Current Federal Tax Expense (Benefit) Current state and local tax expense (benefit) Current State and Local Tax Expense (Benefit) Current income tax expense (benefit) Current Income Tax Expense (Benefit) Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract] Revaluation of deferred tax asset Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Amount Routine/other Deferred Other Tax Expense (Benefit) Deferred income tax expense (benefit) Deferred Income Tax Expense (Benefit) Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract] Effective Income Tax Rate Reconciliation, Percent [Abstract] Expense computed at statutory rate Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount Dividends received deduction and tax-exempt interest Effective Income Tax Rate Reconciliation, Deduction, Dividends, Amount LPT deferred gain amortization Effective Income Tax Reconciliation Lpt Agreement Effective Income Tax Reconciliation, LPT Agreement. Stock based compensation Effective Income Tax Rate Reconciliation, Nondeductible Expense, Share-based Payment Arrangement, Amount LPT reserve adjustment Adjustment to LPT Reserve, Income Tax Reconciliation Income Tax Rate Reconciliation, LPT Reserve Adjustment Income tax reconciliation, other Effective Income Tax Rate Reconciliation, Other Adjustments, Amount Net income Unrecognized tax benefits Unrecognized Tax Benefits Income Taxes Paid, Net Income Taxes Paid, Net Components of Deferred Income Taxes, net Components of Deferred Tax Assets and Liabilities [Abstract] Deferred Tax Liabilities [Abstract] Deferred Tax Liabilities, Gross [Abstract] Unrealized capital gains, net Deferred Tax Liabilities, Unrealized Gains on Trading Securities Deferred policy acquisition cost Deferred Tax Liabilities, Deferred Expense, Deferred Policy Acquisition Cost Intangible assets Deferred Tax Liabilities, Goodwill and Intangible Assets Other deferred tax liabilities Deferred Tax Liabilities, Other Total deferred tax liabilities Deferred Tax Liabilities, Net, Current Deferred Tax Liabilities, Net Deferred Tax Liabilities, Net Deferred Tax Assets [Abstract] Components of Deferred Tax Assets [Abstract] Loss reserves discounting for tax reporting Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Loss Reserves Unearned premiums Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Unearned Premiums Reserve Allowance for bad debt Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Allowance for Doubtful Accounts Stock based compensation Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-based Compensation Cost Accrued liabilities Deferred Tax Assets, Net Minimum tax credit Deferred Tax Assets, Tax Credit Carryforwards Other deferred tax assets Deferred Tax Assets, Other Total deferred tax assets Deferred Tax Assets, Gross Deferred income taxes, net Deferred Tax Assets, Net of Valuation Allowance Impact to the company's minimum tax credit due to tax enactment Impact on the Amount of the Company's Minimum Tax Credit Due to Tax Enactment Impact on the amount of the Company's minimum tax credit due to change in the tax laws. Segment Reporting [Abstract] Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block] Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block] Revenue from External Customers by Geographic Areas [Table Text Block] Revenue from External Customers by Geographic Areas [Table Text Block] Investments, Held in Trust or on Deposit [Abstract] Investments, Held in Trust or on Deposit [Abstract] Line of Credit Facility [Table] Line of Credit Facility [Table] Required by various state laws and regulations to hold securities or letters of credit in depository account [Member] Required by various state laws and regulations to hold securities or letters of credit in depository account [Member] Company is required by various state laws and regulations to hold securities or letters of credit in depository accounts with certain states in which it does business. Federal Home Loan Bank Branch [Axis] Federal Home Loan Bank Branch [Axis] Federal Home Loan Bank Branch [Domain] Federal Home Loan Bank Branch [Domain] Federal Home Loan Bank [Member] Federal Home Loan Bank of San Francisco [Member] Line of Credit Facility [Line Items] Line of Credit Facility [Line Items] Deposit Assets [Abstract] Deposit Assets [Abstract] Investments Investments Assets Held-in-trust [Abstract] Assets Held-in-trust [Abstract] Funds held by or deposited with reinsurers Funds Held under Reinsurance Agreements, Asset Liability for Unpaid Losses and Loss Adjustment Expenses [Abstract] Liability for Unpaid Losses and Loss Adjustment Expenses [Abstract] Liability for Unpaid Losses and Loss Adjustment Expenses Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block] Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Table] Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Table] Complete disclosure pertaining to an entity's basic and diluted earnings per share. Dilutive Securities [Axis] Dilutive Securities [Axis] Dilutive Securities [Axis] Dilutive Securities by Type [Domain] Dilutive Securities by Type [Domain] Dilutive Securities by Type [Domain] Share-based Payment Arrangement, Option [Member] Performance shares units [Member] Performance Shares [Member] Restricted stock units (RSUs) Restricted Stock Units (RSUs) [Member] Earnings Per Share, Basic and Diluted, by Common Class [Line Items] Earnings Per Share, Basic and Diluted, by Common Class [Line Items] Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Weighted average number of shares outstanding - basic Weighted Average Number of Shares Outstanding, Basic Effect of diluted securities: Weighted Average Number Diluted Shares Outstanding Adjustment Weighted average number of shares outstanding - diluted Weighted Average Number of Shares Outstanding, Diluted Fair Value of Financial Instruments, Reconciliation of Level 3 Securities [Abstract] Fair Value of Financial Instruments, Reconciliation of Level 3 Securities [Abstract] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table] Fair Value Hierarchy and NAV [Axis] Fair Value Hierarchy and NAV [Axis] Fair Value, Measurements, Fair Value Hierarchy [Domain] Fair Value Hierarchy and NAV [Domain] Fair Value, Inputs, Level 3 [Member] Fair Value, Inputs, Level 3 [Member] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items] Beginning balance, January 1 Transfers out of Level 3(1) Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net Purchases and sales, net Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases, (Sales), Issuances, (Settlements) Ending balance, December 31 Segments [Axis] Segments [Axis] Segments [Domain] Segments [Domain] Voluntary risk business Related to Voluntary Risk Business [Member] Related to Voluntary Risk Business Involuntary assigned risk business Related to Involuntary Assigned Risk Business [Member] Related to the Company's involuntary assigned risk business. Losses and loss adjustment expenses Policyholder Benefits and Claims Incurred, Net Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward] Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward] Unpaid losses and LAE, gross of reinsurance, at beginning of period Liability for Claims and Claims Adjustment Expense Loss reinsurance recoverable, excluding bad debt, on unpaid losses Reinsurance Recoverable, Unpaid Losses Excluding Allowance The known and estimated amount recoverable as of the balance sheet data from reinsurers for claims paid or incurred by the ceding insurer and associated claims settlement expenses, including estimated amounts for claims incurred but not reported and policy benefits, excluding any related valuation allowance. Net unpaid losses and LAE at beginning of period Liability for Unpaid Claims and Claims Adjustment Expense, Net Losses and LAE, net of reinsurance, incurred in: Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract] Current year Current Year Claims and Claims Adjustment Expense Prior years Prior Year Claims and Claims Adjustment Expense Total net losses and LAE incurred during the period Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims Deduct payments for losses and LAE, net of reinsurance, related to: Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract] Current year Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year Prior years Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years Total net payments for losses and LAE during the period Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid Ending unpaid losses and LAE, net of reinsurance Loss reinsurance recoverable, excluding bad debt, on unpaid losses Unpaid losses and LAE, gross of reinsurance, at end of period Salvage and subrogation recoveries, value Salvage and Subrogation Recoveries, Value Notes to Condensed Financial Statments [Abstract] Notes to Condensed Financial Statments [Abstract] Schedule II. Condensed Financial Information of Registrant Condensed Financial Information of Parent Company Only Disclosure [Text Block] Leases [Abstract] Operating Lease, Payments Operating Lease, Payments Finance Lease, Principal Payments Finance Lease, Principal Payments Purchase of CIC [Abstract] Purchase of CIC [Abstract] Statutory capital and surplus of acquisition Acquire Statutory Capital and Surplus The Esitmated Amount of Statutory Capital and Surplus Acquired as Part of The Stock Purchase Agreement. Net cash payment to acquire business Payments to Acquire Business, Net Net Cash Amount Paid to Acquire Business. Cash Acquired from Acquisition Cash Acquired from Acquisition Noncash or Part Noncash Acquisition, Investments Acquired Noncash or Part Noncash Acquisition, Investments Acquired Finite-lived Intangible Assets Acquired Finite-lived Intangible Assets Acquired Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities Business Combination, Consideration Transferred, Liabilities Incurred Business Combination, Consideration Transferred, Liabilities Incurred Business Combination, Consideration Transferred Business Combination, Consideration Transferred Business Combination, Consideration Transferred, Other Business Combination, Consideration Transferred, Other Notes to Condensed Financial Statements [Abstract] Notes to Condensed Financial Statements [Abstract] Parent Company [Member] Fixed maturity securities, amortized cost Common stock, par value (in dollars per share) Common Stock, Par or Stated Value Per Share Common stock, shares authorized (in shares) Common Stock, Shares Authorized Common stock, shares issued (in shares) Common Stock, Shares, Issued Common stock, shares outstanding (in shares) Common Stock, Shares, Outstanding Preferred stock, par value (in dollars per share) Preferred Stock, Par or Stated Value Per Share Preferred stock, shares authorized (in shares) Preferred Stock, Shares Authorized Preferred stock, shares issued (in shares) Preferred Stock, Shares Issued Treasury stock, at cost (in shares) Treasury Stock, Shares Short Duration Insurance Contracts [Abstract] Short Duration Insurance Contracts [Abstract] Short-duration Insurance Contracts, Historical Claims Duration [Table] Short-duration Insurance Contracts, Historical Claims Duration [Table] Short-duration Insurance Contracts, Accident Year [Axis] Short-duration Insurance Contracts, Accident Year [Axis] Short-duration Insurance Contracts, Accident Year [Domain] Short-duration Insurance Contracts, Accident Year [Domain] Average annual percentage payout of incurred claims by age, net of reinsurance Short-duration Insurance Contracts, Historical Claims Duration [Line Items] Year one Short-duration Insurance Contracts, Historical Claims Duration, Year One Year two Short-duration Insurance Contracts, Historical Claims Duration, Year Two Year three Short-duration Insurance Contracts, Historical Claims Duration, Year Three Year four Short-duration Insurance Contracts, Historical Claims Duration, Year Four Year five Short-duration Insurance Contracts, Historical Claims Duration, Year Five Year six Short-duration Insurance Contracts, Historical Claims Duration, Year Six Year seven Short-duration Insurance Contracts, Historical Claims Duration, Year Seven Year eight Short-duration Insurance Contracts, Historical Claims Duration, Year Eight Year nine Short-duration Insurance Contracts, Historical Claims Duration, Year Nine Year ten Short-duration Insurance Contracts, Historical Claims Duration, Year Ten Capital Commitment [Abstract] Capital Commitment [Abstract] Unfunded commitment, private investment fund Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unfunded Commitments Notes Payable [Abstract] Schedule of long-term debt instruments table Schedule of Long-term Debt Instruments [Table Text Block] Number of Reportable Segments Number of Reportable Segments Statutory Accounting Practices [Table] Statutory Accounting Practices [Table] Legal Entity [Axis] Legal Entity [Axis] Entity [Domain] Entity [Domain] EICN Employers Insurance Company of Nevada [Member] Employers Insurance Company of Nevada is a subsidiary of the Parent. ECIC Employers Compensation Insurance Company [Member] Employers Compensation Insurance Company is a subsidiary of the Parent. EPIC Employers Preferred Insurance Company [Member] Employers Preferred Insurance Company is a subsidiary of the Parent. EAC Employers Assurance Company [Domain] Employers Assurance Company (EAC) EAC and EPIC Employers Assurance and Employers Preferred [Member] Employers Assurance Company (EAC) and Employers Preferred Insurance Company (EPIC) are both subsidiaries of the Parent. Both companies are domicled in the State of Florida. CIC Cerity Insurance Company [Member] [Domain] Cerity Insurance Company [Member] [Domain] Statutory Accounting Practices [Line Items] Capital stock and unassigned surplus Statutory Accounting Practices, Statutory Capital and Surplus, Balance Paid in capital Additional Paid in Capital Surplus notes Surplus Notes Total statutory surplus Statutory Accounting Practices, Statutory Capital and Surplus Required SAP, net income amount Statutory Accounting Practices, Statutory Net Income Amount Total stockholders’ equity Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest Extraordinary dividends, approves or does not disapprove the payment within Extraordinary Dividends, Nevada Commissioner of Insurance Response Time in Days A cash or stock dividend prohibited by these restrictions may only be declared and distributed as an extraordinary dividend upon the prior approval of the Nevada Commissioner of Insurance (Nevada Commissioner). EICN may not pay such an extraordinary dividend or make an extraordinary distribution until the Nevada Commissioner either approves or does not disapprove the payment within 30 days after receiving notice of its declaration Percentage of surplus of EICN's statutory surplus as regards to policyholders Statutory Surplus, Percentage Of Percentage of statutory surplus. Percentage of surplus used to calculate the lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward. Percentage of Surplus Percentage of surplus used to calculate the following: lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward Percentage of surplus used to calculate 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains Percentage of Surplus2 Percentage of surplus used to calculate the following: 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains; Percentage of surplus used to calculate the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains Percentage of Surplus3 The lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward. Percentage of Net Income Percentage of Net Income Percentage of Net Income Percentage of unassigned gains used to calculate 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains Percentage of Unassigned Gains Percentage of Unassigned Gains used to calculate the following: 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains Percentage of unassigned gains used to calculate the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains Percentage of Unassigned Gains2 Percentage of Unassigned Gains used to calculate the following: the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains. Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval Florida statute section 624.408 requires EPIC and EAC to maintain minimum capital and surplus of the greater of $4.0 million or 10% of total liabilities. Percentage of Total Liabilties, Maintain Minimum of Capital and Surplus Percentage of Total Liabilties. Florida statute requires domiciled companies to maintain minimum of capital and surplus Used to calculate ratio of written premium to surplus Used to Calculate Ratio of Written Premium to Surplus Used to calculate ratio of written premium to surplus. Net gross premiums to surplus ratio. Florida statute section 624.4095 requires net gross premiums times 1.25 not exceed this ratio. Gross Written Premiums to Surplus Ratio Gross Written Premiums to Surplus Ratio. Florida statute section 624.4095 requires gross written premiums times 1.25 not exceed this ratio. Net written premiums to surplus ratio. Florida statute section 624.4095 requires net written premiums times 1.25 not exceed this ratio. Net Written Premiums to Surplus Ratio Net Written Premiums to Surplus Ratio. Florida statute section 624.4095 requires net written premiums times 1.25 not exceed this ratio. Dividends paid, without approval of regulatory agency SEC Schedule, 12-04, Cash Dividends Paid to Registrant, Subsidiaries and Equity Method Investees Maximum dividends that may be paid without prior approval Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval net investment income, Percentage Of net investment income, Percentage Of net investment income, Percentage Of Fair Value of Financial Instruments [Abstract] Fair Value of Financial Instruments [Abstract] Estimated fair value of financial instruments table Fair Value, by Balance Sheet Grouping [Table Text Block] Fair value, assets and liabilities measured on recurring basis table Fair Value Measurements, Recurring and Nonrecurring [Table Text Block] Fair value, assets measured on recurring basis, unobservable input reconciliation table Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] Fair Value, Investments, Entities that Calculate Net Asset Value Per Share [Table Text Block] Fair Value, Investments, Entities that Calculate Net Asset Value Per Share [Table Text Block] Notes Payable Debt Disclosure [Text Block] Property and Equipment [Abstract] Property and Equipment [Abstract] Property, Plant and Equipment Disclosure Property, Plant and Equipment Disclosure [Text Block] Supplemental Information, Property-Casualty Insurance Underwriters [Abstract] Supplemental Information, Property-Casualty Insurance Underwriters [Abstract] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Table] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Table] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters, Affiliation with Registrant [Axis] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters, Affiliation with Registrant [Axis] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters, Affiliation with Registrant [Domain] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters, Affiliation with Registrant [Domain] Statistical Measurement [Axis] Statistical Measurement [Axis] Statistical Measurement [Domain] Statistical Measurement [Domain] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Text Block] SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Text Block] LPT Agreement [Abstract] LPT Agreement [Abstract] Reinsurance [Table] Reinsurance [Table] Reinsurance [Table] Guarantor Obligations, Nature [Axis] Guarantor Obligations, Nature [Domain] Reinsurance Agreement [Axis] Reinsurance Agreement [Axis] Reinsurance Agreement, Name [Domain] Reinsurance Agreement, Name [Domain] LPT Agreement [Member] LPT Agreement [Member] LPT Agreement for claims incurred prior to July 1, 1995. Reinsurance Agreement [Line Items] Reinsurance Agreement [Line Items] Unpaid losses Reinsurance Recoverable, Unpaid Losses, Less Allowance The known and estimated amount recoverable as of the balance sheet date from reinsurers for claims paid or incurred by the ceding insurer and associated claims settlement expenses, including estimated amounts for claims incurred but not reported, and policy benefits, net of any related valuation allowance. Recoverables was related to the LPT agreement Reinsurance Recoverable, from LPT Agreement The known and estimated amount recoverable as of the balance sheet date from reinsurers for claims paid or incurred by the ceding insurer and associated claims settlement expenses, including estimated amounts for claims incurred but not reported, and policy benefits, net of any related valuation allowance due to LPT Agreement. Reinsurance quota share, percentage Reinsurance Quota Share, Percentage Agreement where the assuming company shares proportionally in the premiums and losses of the ceding company LPT collateral held in trust account LPT collateral held in trust account LPT collateral held in trust account Liabilities for the incurred but unpaid losses and LAE related to claims prior to July 1, 1995 Assumed Liability for Unpaid Claims and Claims Adjustment Expense Ceded premiums written Ceded Premiums Written Coverage provided under LPT agreement Guarantor Obligations, Maximum Exposure, Undiscounted Paid losses and LAE claims related to LPT Paid Losses and LAE Claims Related to LPT Paid Losses and LAE Claims Related to LPT. Amortization of deferred gain Amortization of Deferred Gain The amount of Deferred reinsurance gain–LPT Agreement, related to the LPT Agreement, a retroactive 100% quota share reinsurance agreement, that is amortized into and reflected in earnings during the period. Unpaid losses and loss adjustment expenses Schedule of Property and Equipment [Table] Property, Plant and Equipment [Table] Property and Equipment by Type [Axis] Property, Plant and Equipment, Type [Axis] Property and Equipment, Type [Domain] Property, Plant and Equipment, Type [Domain] Furniture and equipment Office Equipment [Member] Leasehold improvements Leasehold Improvements [Member] Computer and software Computer Equipment [Member] Automobiles Automobiles [Member] Property and Equipment [Line Items] Property, Plant and Equipment [Line Items] Property and equipment, gross Property, Plant and Equipment, Gross Accumulated depreciation, depletion and amortization, property and equipment Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment Property and equipment, net Property, Plant and Equipment, Net Utilities operating expense, depreciation and amortization Utilities Operating Expense, Depreciation and Amortization Payments to develop software Payments to Develop Software Asset impairment charges Asset Impairment Charges Cloud computing arrangements Cloud computing arrangements Amount related to Cloud Computing Arrangements. Amortization of cloud computing arrangements Capitalized Computer Software, Amortization Amortization Amortization Cover page. Document Type Document Type Amendment Flag Amendment Flag Document Period End Date Document Period End Date Document Fiscal Year Focus Document Fiscal Year Focus Document Fiscal Period Focus Document Fiscal Period Focus Entity Registrant Name Entity Registrant Name Entity Central Index Key Entity Central Index Key Entity Current Reporting Status Entity Current Reporting Status Entity Voluntary Filers Entity Voluntary Filers Entity Interactive Data Current Entity Interactive Data Current Current Fiscal Year End Date Current Fiscal Year End Date Entity Filer Category Entity Filer Category Entity Well-known Seasoned Issuer Entity Well-known Seasoned Issuer Entity Public Float Entity Public Float Entity Common Stock Shares Outstanding (in shares) Entity Common Stock, Shares Outstanding Entity Shell Company Entity Shell Company Entity Small Business Entity Small Business Entity Emerging Growth Company Entity Emerging Growth Company Title of 12(b) Security Title of 12(b) Security Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name Entity File Number Entity File Number Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Address, City or Town Entity Address, City or Town Entity Address, State or Province Entity Address, State or Province Entity Address, Postal Zip Code Entity Address, Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Document Annual Report Document Annual Report Document Transition Report Document Transition Report Documents Incorporated by Reference Documents Incorporated by Reference [Text Block] Net income and weighted average common shares outstanding used in earnings per share calculations table Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Summary of income tax contingencies table Summary of Income Tax Contingencies [Table Text Block] Reconciliation of federal staturoty income tax rates to the effective tax rates table Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] Deferred tax assets and liabilities Schedule of Deferred Tax Assets and Liabilities [Table Text Block] Condensed Statements of Cash Flows [Abstract] Condensed Statements of Cash Flows [Abstract] Operating activities Net Cash Provided by (Used in) Operating Activities [Abstract] Adjustments to reconcile net income to net cash provided by (used in) operating activities: Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] Equity in net income of subsidiaries Income (Loss) from Equity Method Investments, Net of Dividends or Distributions Realized gains on investments Gain (Loss) on Sale of Investments Stock-based compensation Share-based Payment Arrangement, Noncash Expense Amortization of premium on investments, net Accretion (Amortization) of Discounts and Premiums, Investments Deferred income tax expense Change in operating assets and liabilities: Increase (Decrease) in Operating Capital [Abstract] Accounts payable, accrued expenses and other liabilities Increase (Decrease) in Accounts Payable and Accrued Liabilities Federal income taxes Increase (Decrease) in Income Taxes Payable Other assets Increase (Decrease) in Other Operating Assets Intercompany payable/receivable Intercompany payable (receivable) for Operating Activities Intercompany payable (receivable) for Operating Activities used in condensed statement of cash flow. Other Increase (Decrease) in Other Operating Assets and Liabilities, Net Net cash provided by (used in) operating activities Net Cash Provided by (Used in) Operating Activities Investing activities Net Cash Provided by (Used in) Investing Activities [Abstract] Purchases of fixed maturity securities Payments to Acquire Debt Securities, Available-for-sale Purchase of equity securities Payments to Acquire Available-for-sale Securities, Equity Proceeds from sale of equity securities Proceeds from Sale of Available-for-sale Securities, Equity Purchases of short-term investments Payments to Acquire Short-term Investments Proceeds from sale of fixed maturity securities Proceeds from Sale of Debt Securities, Available-for-sale Proceeds from maturities and redemptions of fixed maturity securities Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale Proceeds from maturities of short-term investments Proceeds from Maturities, Prepayments and Calls of Short-term Investments Net change in unsettled investment purchases and sales IncreaseDecreaseInUnsettledAccountsReceivablAndAccountsPayable The net change during the reporting period in accounts receivable on unsettled investment sales and accounts payable on unsettled investment purchases. Capital Contributions to subsidiary Capital Contributions to subsidiary Capital Contributions to subsidiary Net cash (used in) provided by investing activities Net Cash Provided by (Used in) Investing Activities Financing activities Net Cash Provided by (Used in) Financing Activities [Abstract] Acquisition of common stock Payments for Repurchase of Common Stock Cash transactions related to stock-based compensation Cash transactions related to stock based compensation Fair market value of stock withheld to satisfy minimum employee tax withholding Dividends paid to stockholders Payments of Ordinary Dividends, Common Stock Net cash used in financing activities Net Cash Provided by (Used in) Financing Activities Net increase (decrease) in cash and cash equivalents Cash and Cash Equivalents, Period Increase (Decrease) Cash and cash equivalents at the beginning of the period Cash and Cash Equivalents, at Carrying Value Cash and cash equivalents at the end of the period Investments, Investment Income [Abstract] Investments, Investment Income [Abstract] Schedule of Investment Income, Reported Amounts, by Category [Table] Investment Income [Table] Investment Type [Axis] Investment Type [Axis] Investments [Domain] Investments [Domain] Other Investments [Member] Other Investments [Member] Cash and Cash Equivalents [Member] Cash and Cash Equivalents [Member] Schedule of Investment Income, Reported Amounts, by Category [Line Items] Net Investment Income [Line Items] Investment income related to fixed maturity securities and short-term investments and cash equivalents Investment Income, Interest Investment income related to equity securities Investment Income, Dividend Gross investment income Gross Investment Income, Operating Investment expenses Investment Income, Investment Expense Net investment income Investment Income, Net Consolidated Statements of Stockholders Equity [Abstract] Consolidated Statements of Stockholders Equity [Abstract] Equity Components [Axis] Equity Components [Axis] Equity Component [Domain] Equity Component [Domain] Common Stock Common Stock [Member] Additional Paid-in Capital Additional Paid-in Capital [Member] Retained Earnings Retained Earnings [Member] Accumulated Other Comprehensive Income, Net AOCI Attributable to Parent [Member] Treasury Stock at Cost Treasury Stock [Member] Stockholders' equity, shares Stockholders' equity, value Stockholders' Equity Attributable to Parent Stock-based compensation (Note 13), shares Shares Issued, Shares, Share-based Payment Arrangement, after Forfeiture Stock-based compensation (Note 13), value APIC, Share-based Payment Arrangement, Increase for Cost Recognition Stock-options exercised, shares Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period Stock options exercised, value Stock Issued During Period, Value, Stock Options Exercised Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), shares Restricted Stock, Shares Issued Net of Shares for Tax Withholdings Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), value Restricted Stock, Value, Shares Issued Net of Tax Withholdings Grant Date Fair Value Adjustment Grant Date Fair Value Adjustment The Company made a grant date fair value adjustment for awards issued prior to 2017. Acquisition of treasury stock (Note 12), shares Treasury Stock, Shares, Acquired Acquisition of treasury stock (Note 12), value Treasury Stock, Value, Acquired, Cost Method Dividend to common stockholders, shares Common Stock Dividends, Shares Dividend to common stockholders, value Dividends, Common Stock Net income for the period Net impact of tax enactment on net unrealized gains on investments Reclass Net Tax Effects Stranded in AOCI due to Tax Enactment Reclassify certain net tax effects stranded in accumulated other comprehensive income as a result of tax reform to retained earnings. Change in net unrealized gains on investments, net of taxes Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, after Tax Stockholders' equity, shares Stockholders' equity, value Recently Adopted Accounting Standards [Abstract] Recently Adopted Accounting Standards [Abstract] Accounting Standards Update 2016-02 [Member] Accounting Standards Update 2016-02 [Member] Operating lease right-of-use assets Operating Lease, Right-of-Use Asset Operating lease liability Operating Lease, Liability Segment Reporting Disclosure [Text Block] Segment Reporting Disclosure [Text Block] Fair Value, by Balance Sheet Grouping [Table] Measurement Basis [Axis] Measurement Basis [Axis] Fair Value Measurement [Domain] Fair Value Measurement [Domain] Portion at Fair Value Measurement [Member] Portion at Fair Value Measurement [Member] Estimate of Fair Value Measurement [Member] Estimate of Fair Value Measurement [Member] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Total investments at fair value Investments Carried at Fair Value Sum of investments carried at fair value as of the balance sheet date. Total investments at fair value, estimated fair value Investments, Fair Value Disclosure Cash and cash equivalents Cash and cash equivalents, estimated fair value Cash and Cash Equivalents, Fair Value Disclosure Restricted cash and cash equivalents Restricted Cash and Cash Equivalents Notes payable Notes Payable Notes payable, estimated fair value Notes Payable, Fair Value Disclosure Instruments Carried at NAV [Abstract] Instruments Carried at NAV [Abstract] Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Liquidating Investment, Remaining Period Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Liquidating Investment, Remaining Period Fair value investments entities that calculate net asset value per share liquidating investment original expected lives increments Fair value investments entities that calculate net asset value per share liquidating investment original expected lives increments Increments to average original expected period the underlying assets are expected to be liquidated by the investees for investments for which net asset value per share is calculated. Cash equivalents measured at NAV, which approximates fair value Cash Equivalents Measured at Net Asset Value Cash equivalents measured at net asset value. Alternative Investment Alternative Investment Changes in Outstanding Stock Options [Abstract] Changes in Outstanding Stock Options [Abstract] Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table] Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table] Award Type [Axis] Award Type [Axis] Award Type [Domain] Award Type [Domain] Stock Options [Member] Stock Options Exercisable [Domain] Stock Options Exercisable [Domain] Stock options that were granted as part of a stock compensation plan that are exercisable. Restricted Stock Units Vested but Unsettled [Member] Restricted Stock Units Vested but Unsettled [Member] Restricted stock units (RSUs) that were granted as part of a stock compensation plan that has been vested but unsettled. Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Performance share awards, expected target Performance share awards, expected target Performance share awards, based on the expectation of the Company achieving a target rate. Number of outstanding options or share units Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number Number of options or share units, granted Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price Stock-options exercised, shares Number of options or share units, forfeited Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period Number of exercisable options or share units Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price Weighted average exercise price, outstanding Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price Weighted average exercise price, exercises Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price Number of vested options or share units Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number Weighted average exercise price, forfeitures Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price Weighted average grant date fair value Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value Weighted average exercise price, vested Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price Weighted average remaining contractual life Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term Share-based compensation expense, deferred Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount Share-based compensation expense, Period for Recognition Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition Options exercised, intrinsic value Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value Service vesting period for options awarded Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period Vesting rights for options awarded Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights Options vested, fair value Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value Options exercisable, intrinsic value Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value Options outstanding, intrinsic value Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value Stock-Based Compensation [Abstract] Stock-Based Compensation [Abstract] Schedule of compensation cost for share-based payment arrangements, allocation of share-based compensation costs by plan table Share-based Payment Arrangement, Cost by Plan [Table Text Block] Schedule of share-based compensation arrangement by share-based payment award, options, vested and expected to vest, outstanding table Share-based Compensation Arrangements by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding [Table Text Block] Schedule of fair value of options vested and instrinsic value of outstanding and exercisable options table Schedule of Fair Value Of Options Vested And Instrinsic Value of Outstanding and Exercisable Options [Table Text Block] Schedule of Fair Value Of Options Vested And Instrinsic Value of Outstanding and Exercisable Options [Table Text Block] Schedule of share-based compensation, restricted stock and restricted stock units activity Share-based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity [Table Text Block] Schedule of fair value of RSUs vested and instrinsic value of outstanding and vested RSUs table Schedule of Fair Value Of RSUs Vested And Instrinsic Value of Outstanding and Vested RSUs [Table Text Block] Schedule of Fair Value Of RSUs Vested And Instrinsic Value of Outstanding and Vested RSUs [Table Text Block] PSUs awarded to certain officers table PSUs Awarded to Certain Officers [Table Text Block] PSUs Awarded to Certain Officers, including Fair Value on Date of Grant and Aggregate Fair Value on Date of Grant. Operating Leases, Future Minimum Payments Due [Abstract] Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract] Operating leases, future minimum payments due, current Operating Leases, Future Minimum Payments Due, Next Twelve Months Operating leases, future minimum payments, due in two years Operating Leases, Future Minimum Payments, Due in Two Years Operating leases, future minimum payments, due in three years Operating Leases, Future Minimum Payments, Due in Three Years Operating leases, future minimum payments, due in four years Operating Leases, Future Minimum Payments, Due in Four Years Operating leases, future minimum payments, due in five years Operating Leases, Future Minimum Payments, Due in Five Years Operating leases, future minimum payments, due thereafter Operating Leases, Future Minimum Payments, Due Thereafter Lessee, Operating Lease, Liability, Payments, Due Lessee, Operating Lease, Liability, Payments, Due Lessee, Operating Lease, Liability, Undiscounted Excess Amount Lessee, Operating Lease, Liability, Undiscounted Excess Amount Operating leases, future minimum payments due Capital Leases, Future Minimum Payments Due [Abstract] Capital Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract] Capital leases, future minimum payments due, current Capital Leases, Future Minimum Payments Due, Next Twelve Months Capital leases, future minimum payments due in two years Capital Leases, Future Minimum Payments Due in Two Years Capital leases, future minimum payments due in three years Capital Leases, Future Minimum Payments Due in Three Years Capital leases, future minimum payments due in four years Capital Leases, Future Minimum Payments Due in Four Years Capital leases, future minimum payments due in five years Capital Leases, Future Minimum Payments Due in Five Years Capital leases, Future minimum payments due thereafter Capital Leases, Future Minimum Payments Due Thereafter Finance Lease, Liability, Payment, Due Finance Lease, Liability, Payment, Due Finance Lease, Liability, Undiscounted Excess Amount Finance Lease, Liability, Undiscounted Excess Amount Capital leases, future minimum payments due Capital Leases, Future Minimum Payments Due Income Taxes Income Tax Disclosure [Text Block] Stockholders' Equity Attributable to Parent [Abstract] Accelerated Share Repurchases [Table] Accelerated Share Repurchases [Table] Accelerated Share Repurchases, Date [Axis] Accelerated Share Repurchases, Date [Domain] Accelerated Share Repurchases [Line Items] Accelerated Share Repurchase Program, Adjustment Accelerated Share Repurchase Program, Adjustment Stock Repurchase Program, Authorized Amount Stock Repurchase Program, Authorized Amount Stock repurchased during period, shares Stock Repurchased During Period, Shares Accelerated share repurchases, final price paid per share Accelerated Share Repurchases, Final Price Paid Per Share Stock Repurchased During Period, Value Stock Repurchased During Period, Value Consolidated Balance Sheets [Abstract] Consolidated Balance Sheets [Abstract] Assets Assets [Abstract] Investments: Debt Securities, Available-for-sale [Abstract] Fixed maturity securities at fair value (amortized cost $2,403.3 at December 31, 2019 and $2,513.7 at December 31, 2018) Equity securities at fair value (cost $155.6 at December 31, 2019 and $131.9 at December 31, 2018) Equity Securities, FV-NI Equity securities at cost Federal Home Loan Bank Stock Other invested assets Other Investments Short-term investments at fair value (amortized cost $25.0 at December 31, 2018) Short-term Investments Total investments Accrued investment income Accrued Investment Income Receivable Premiums receivable (less bad debt allowance of $4.6 at December 31, 2019 and $6.7 at December 31, 2018) Premiums Receivable, Net Reinsurance recoverable for: Reinsurance Recoverable For [Abstract] -- None. No documentation exists for this element. -- Paid losses Reinsurance Recoverable, Paid Losses, Less Allowance Reinsurance Recoverable, Paid Losses Unpaid losses Deferred policy acquisition costs Deferred Policy Acquisition Cost Federal income taxes receivable Income Taxes Receivable Deferred income taxes, net Property and equipment, net Intangible assets, net Intangible Assets, Net (Excluding Goodwill) Goodwill Goodwill Contingent commission receivable–LPT Agreement Contingent Commission Receivable LPT Agreement The aggregate carrying amount, as of the balance sheet date, of contingent commission receivable related to the LPT Agreement, a retroactive 100% quota share reinsurance agreement. Other assets Other Assets Total assets Assets Liabilities and stockholders' equity Liabilities and Equity [Abstract] Unearned premiums Unearned Premiums Commissions and premium taxes payable Commisions And Premium Taxes Payable Amount due to other broker-dealers or clearing organizations for executing or clearing trades or orders and carrying value as of the balance sheet date of obligations incurred and payable for statutory income, sales, use, payroll, excise, real, property and other taxes. Accounts payable and accrued expenses Accounts Payable and Accrued Liabilities Deferred reinsurance gain—LPT Agreement Deferred Reinsurance Gain LPT Agreement Deferred reinsurance gain–LPT Agreement reflects the unamortized gain from our LPT Agreement, a retroactive 100% quota share reinsurance agreement. This gain is deferred and is being amortized using the recovery method. Amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries over the life of the LPT Agreement, except for the gains associated with the contingent profit commission, which is amortized through June 30, 2024. The amortization is reflected in losses and LAE Non-cancellable obligations Non Cancellable Obligations Amount of non-cancellable obligations on the Balance Sheet of the Company. Other liabilities Other Liabilities Total liabilities Liabilities Commitments and contingencies (Note 11) Commitments and Contingencies Stockholders' equity: Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest [Abstract] Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively Common Stock, Value, Issued Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued Preferred Stock, Value, Outstanding Additional paid-in capital Additional Paid in Capital, Common Stock Retained earnings Retained Earnings (Accumulated Deficit) Accumulated other comprehensive income (loss), net of tax Accumulated Other Comprehensive Income (Loss), Net of Tax Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018) Treasury Stock, Value Total stockholders' equity Total liabilities and stockholders' equity Liabilities and Equity Contingencies Surrounding insurance Assessments [Abstract] Contingencies Surrounding insurance Assessments [Abstract] Loss Contingencies [Table] Loss Contingencies [Table] Loss Contingencies by Nature of Contingency [Axis] Loss Contingency Nature [Axis] Loss Contingency, Nature [Domain] Loss Contingency, Nature [Domain] Loss Contingencies [Line Items] Loss Contingencies [Line Items] Amount of Insurance-related assessment liability Loss Contingency, Discounted Amount of Insurance-related Assessment Liability Payment period for assessment liability based on individual states regulations Loss Contingency, Discounted Amount of Insurance-related Assessment Liability, Payment Period Other assets, prepaid policy surcharges Loss Contingency Accrual, Insurance-related Assessment, Policy Surcharge Asset Expected realization period for assets related to policy surcharges Loss Contingency, Discounted Amount of Insurance-related Assessment Liability, Realization Period for Associated Asset Offsets Performance Share Awards [Abstract] Performance Share Awards [Abstract] Title of Individual [Axis] Title of Individual [Axis] Title of Individual [Domain] Title of Individual [Domain] Officer [Member] Officer [Member] Share-based compensation options, exercise price on grant date Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Exercise Price Fair value of awards awarded on grant date Share-Based Compensation Arrangement by Share-Based Payment Award, Grants at Grant Date, Total Fair Value The total fair value of Share-based Award at grant date. Performance share awards, minimum payout Performance Share Awards, Minimum Payout Performane Share Awards, minimum payout based on certain performance targets. Performane share awards, maximum payout Performane Share Awards, maximum payout Performane Share Awards, maximum payout based on certain performance targets. Performance share awards, ultimate payout Performance share awards, ultimate payout Performance share awards, ultimate payout of the PSUs awarded based on a percentage of the target award. Investments, Continous Loss Position [Abstract] Investments, Continous Loss Position [Abstract] Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract] Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract] Debt Securities, number of issues in loss position, less than 12 months Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions Debt Securities, number of issues in loss position, 12 months or longer Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Number of Issues available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months. Number of Issues available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months. Number of Issues Available for sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months. Available-for-sale Securities, unrealized losses, less than 12 months Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Number of Issues available for sale securities continous unrealized loss position less than twelve months Number of Issues available for sale securities continous unrealized loss position less than twelve months Number of issues available for sale securities continous unrealized loss position less than twelve months. Total impairments, value Other than Temporary Impairment Losses, Investments Total impairments, number of securitites Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions Summary of Significant Accounting Policies [Abstract] Summary of Significant Accounting Policies [Abstract] Schedule of intangible assets table Schedule of Intangible Assets and Goodwill [Table Text Block] Historical Incurred and Paid Losses and LAE [Abstract] Historical Incurred and Paid Losses and LAE [Abstract] Short-duration Insurance Contracts, Claims Development [Table] Short-duration Insurance Contracts, Claims Development [Table] Accident years prior to 2009 Short-duration Insurance Contracts, Accident Years Prior to 10 years [Domain] Accident Years Prior to 10 years in which a covered event occurs under the terms of the short-duration insurance contract. Accident year 2010 Short-duration Insurance Contracts, Accident Year 2010 [Member] Accident year 2011 Short-duration Insurance Contracts, Accident Year 2011 [Member] Accident year 2012 Short-duration Insurance Contracts, Accident Year 2012 [Member] Accident year 2013 Short-duration Insurance Contracts, Accident Year 2013 [Member] Accident Year 2014 Short-duration Insurance Contracts, Accident Year 2014 [Member] Accident Year 2015 Short-duration Insurance Contracts, Accident Year 2015 [Member] Accident year 2016 Short-duration Insurance Contracts, Accident Year 2016 [Member] Accident year 2017 Short-duration Insurance Contracts, Accident Year 2017 [Member] Accident Year 2018 Short-duration Insurance Contracts, Accident Year 2018 [Member] Accident Year 2019 Short-Duration Insurance Contract, Accident Year 2019 [Member] Claims Development [Line Items] Claims Development [Line Items] Incurred losses and LAE, net of reinsurance Short-duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, Net IBNR Short-duration Insurance Contracts, Incurred but Not Reported (IBNR) Claims Liability, Net Cumulative number of reported claims Short-duration Insurance Contract, Cumulative Number of Reported Claims Cumulative paid losses and LAE, net of reinsurance Short-duration Insurance Contracts, Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net Liabilities for unpaid losses and LAE, net of reinsurance Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net Selecled Quarterly Financial Data (Unaudited) [Abstract] Selecled Quarterly Financial Data (Unaudited) [Abstract] Condensed Financial Statements, Captions [Line Items] Condensed Financial Statements, Captions [Line Items] Net premiums earned Premiums Earned, Net Net realized and unrealized gains (losses) on investments Commission expense Insurance Commissions Underwriting and general and administrative expenses Other Underwriting Expense Other expenses Earnings per common share (Note 17): Parentheticals [Abstract] Parentheticals [Abstract] Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax Other Invested Assets [Abstract] Other Invested Assets [Abstract] Other Investments and Securities, at Cost Other Investments and Securities, at Cost Real Estate Investments, Unconsolidated Real Estate and Other Joint Ventures Real Estate Investments, Unconsolidated Real Estate and Other Joint Ventures Quarterly Financial Information Quarterly Financial Information [Text Block] Excess of Loss [Abstract] Excess of Loss [Abstract] Effects of Reinsurance [Table] Effects of Reinsurance [Table] Geographical [Axis] Geographical [Axis] Geographical [Domain] Geographical [Domain] UNITED KINGDOM UNITED KINGDOM Effects of Reinsurance [Line Items] Effects of Reinsurance [Line Items] Retention amount on a per occurrence basis Reinsurance Retention Policy, Amount Retained Excess of retention amount on a per occurrence basis Reinsurance Retention Policy, Excess Retention, Amount Reinsured Maximum reinsurance for losses from single occurence or event Reinsurance Recoverable, Maximum Sum of the amount of risk reinsured in excess of stated retention and stated amount that is the upper retention limit. Reinsurance Retention Policy, Excess Retention, Percentage Reinsurance Retention Policy, Excess Retention, Percentage Changes in the liability for unpaid losses and LAE table Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block] Short-duration Insurance Contracts, Claims Development [Table Text Block] Short-duration Insurance Contracts, Claims Development [Table Text Block] Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table Text Block] Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table Text Block] Short-duration Insurance Contracts, Schedule of Historical Claims Duration [Table Text Block] Short-duration Insurance Contracts, Schedule of Historical Claims Duration [Table Text Block] Operating Leases [Abstract] Operating Leases [Abstract] Lessee, Lease, Description [Table] Lessee, Lease, Description [Table] Lease Arrangement, Type [Axis] Lease Arrangement, Type [Axis] Lease Arrangement, Type [Domain] Lease Arrangement, Type [Domain] Finance leases [Member] Finance leases [Member] Balance sheet items related to Finance leases Maximum [Member] Maximum [Member] Minimum [Member] Minimum [Member] Lessee, Lease, Description [Line Items] Lessee, Lease, Description [Line Items] Operating Lease, Weighted Average Remaining Lease Term Operating Lease, Weighted Average Remaining Lease Term Lessee, Operating Lease, Renewal Term Lessee, Operating Lease, Renewal Term Lessee, Finance Lease, Term of Contract Lessee, Finance Lease, Term of Contract Operating Lease, Expense Operating Lease, Expense Finance Lease Expense Finance Lease Expense Total amount of finance lease expense. Excludes sublease income. Lease, Cost Lease, Cost Lessee, Operating Lease, Remaining Lease Term Lessee, Operating Lease, Remaining Lease Term Remaining term of lessee's operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Finance Lease, Weighted Average Remaining Lease Term Finance Lease, Weighted Average Remaining Lease Term Operating Lease, Weighted Average Discount Rate, Percent Operating Lease, Weighted Average Discount Rate, Percent Finance Lease, Weighted Average Discount Rate, Percent Finance Lease, Weighted Average Discount Rate, Percent Consolidated Statement of Stockholders Equity Parentheticals [Abstract] Consolidated Statement of Stockholders Equity Parentheticals [Abstract] Other Comprehensive Income (Loss), Tax Other Comprehensive Income (Loss), Tax Fair Value of Financial Instruments, Fair Value Measurements [Abstract] Fair Value of Financial Instruments, Fair Value Measurements [Abstract] Fair Value, Recurring and Nonrecurring [Table] Fair Value, Recurring and Nonrecurring [Table] Fair Value, Inputs, Level 1 [Member] Fair Value, Inputs, Level 2 [Member] Measurement Frequency [Axis] Measurement Frequency [Domain] Fair Value, Recurring [Member] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Cash and Cash Equivalents, Policy Cash and Cash Equivalents, Policy [Policy Text Block] Restricted Cash and Cash Equivalents, Policy Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block] Investments, Policy Investment, Policy [Policy Text Block] Revenue Recognition, Policy Revenue [Policy Text Block] Deferred Policy Acquisition Costs, Policy Deferred Policy Acquisition Costs, Policy [Policy Text Block] Unpaid Loss and LAE Reserves, Policy Unpaid Policy Claims and Claims Adjustment Expense, Policy [Policy Text Block] Reinsurance, Policy Reinsurance Accounting Policy [Policy Text Block] Property, and Equipment, Policy Property, Plant and Equipment, Policy [Policy Text Block] Cloud Computing Arrangements, Policy Research, Development, and Computer Software, Policy [Policy Text Block] Lessee, Leases, Policy Lessee, Leases [Policy Text Block] Income Taxes, Policy Income Tax, Policy [Policy Text Block] Credit Risk, Policy Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block] Fair Value of Financial Instruments, Policy Fair Value of Financial Instruments, Policy [Policy Text Block] Goodwill and Other Intangible Assets, Policy Goodwill and Intangible Assets, Policy [Policy Text Block] Stock-based Compensation, Policy Share-based Payment Arrangement [Policy Text Block] Employee Benefit and Retirement Plans [Abstract] Employee Benefit and Retirement Plans [Abstract] Compensation and Employee Benefit Plans Compensation and Employee Benefit Plans [Text Block] Consolidated Statements of Income [Abstract] Consolidated Statements of Income [Abstract] Gain on redemption of notes payable Gain (Loss) on Extinguishment of Debt Other income Other Income Total revenues Interest and financing expenses Interest Expense Total expenses Net income before income taxes Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest Comprehensive income Other Comprehensive Income (Loss), before Tax [Abstract] Unrealized AFS investment gains (losses) during the period (net of tax (expense) benefit of $(21.8), $12.9, and $(8.9) for the years ended December 31, 2019, 2018, and 2017, respectively) Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, before Tax Reclassification adjustment for realized AFS investment (gains) losses in net income (net of tax expense (benefit) of $0.8, $(0.4), and $2.6 for the years ended December 31, 2019, 2018, and 2017, respectively) Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax Other comprehensive income (loss), net of tax Other Comprehensive Income (Loss), Net of Tax Total comprehensive income Comprehensive Income (Loss), Net of Tax, Attributable to Parent Net realized and unrealized gains (losses) on investments Realized Investment Gains (Losses) [Abstract] Net realized and unrealized gains (losses) on investments before impairments Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments Other than temporary impairments recognized in earnings Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net, Available-for-sale Securities Net realized and unrealized gains (losses) on investments Available-for-sale Securities, Gross Realized Gain (Loss) Consolidated Statements of Cash Flows [Abstract] Consolidated Statements of Cash Flows [Abstract] Adjustments to reconcile net income to net cash provided by operating activities: Depreciation and amortization Depreciation, Depletion and Amortization Allowance for doubtful accounts Accounts Receivable, Credit Loss Expense (Reversal) Deferred income tax expense Increase (Decrease) in Deferred Income Taxes Net realized and unrealized (gains) losses on investments Gain on redemption of notes payable Write-off of previously capitalized costs Noncash Project Abandonment Costs Premiums receivable Increase (Decrease) in Premiums Receivable Reinsurance recoverable on paid and unpaid losses Increase (Decrease) in Reinsurance Recoverable Cloud Computing Arrangements CF Cloud Computing Arrangements CF The change to cash flow during the reporting period in Cloud Computing Arrangements. Increase (Decrease) Operating Lease Right-of-use Assets Increase (Decrease) Operating Lease Right-of-use Assets Increase (Decrease) Operating Lease Right-of-use Assets Current federal income taxes Unpaid losses and loss adjustment expenses Increase (Decrease) in Liability for Claims and Claims Adjustment Expense Reserve Unearned premiums Increase (Decrease) in Unearned Premiums Deferred reinsurance gain–LPT Agreement Deferred reinsurance gain LPT Agreement CFS The increase (decrease) during the reporting period in Deferred reinsurance gain–LPT Agreement, which reflects the unamortized gain from our LPT Agreement, a retroactive 100% quota share reinsurance agreement. Contingent commission receivable–LPT Agreement Contingent Commission Receivable LPT Agreement CFS The increase (decrease) during the reporting period of contingent commission receivable related to the LPT Agreement, a retroactive 100% quota share reinsurance agreement. Increase (Decrease) Operating Lease Liabilities Increase (Decrease) Operating Lease Liabilities Increase (Decrease) Operating Lease Liabilities Non Cancellable Obligations CF Non Cancellable Obligations CF The change to cash flow during the reporting period in Non Cancellable Obligations. Net cash provided by operating activities Purchases of equity securities Purchases of other invested assets Payments to Acquire Other Investments Proceeds from maturities of short-term investments Proceeds from Sale, Maturity and Collection of Short-term Investments Net change in unsettled investment purchases and sales Capital expenditures and other Payments to Acquire Other Property, Plant, and Equipment Payments to Acquire Businesses, Net of Cash Acquired Payments to Acquire Businesses, Net of Cash Acquired Net cash provided by (used in) investing activities Redemption of notes payable Purchase of Notes Payables The cash outflow for financing activities for redemption of notes payable. Payments on capital leases Repayments of Long-term Capital Lease Obligations Net cash used in financing activities Net increase in cash, cash equivalents, and restricted cash Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect Cash, cash equivalents, and restricted cash at the beginning of the period Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents Cash, cash equivalents, and restricted cash at the end of the period Non-cash transactions Noncash Investing and Financing Items [Abstract] Financed property and equipment purchases Payments to Acquire Property, Plant, and Equipment Cash, cash equivalents, and restricted cash Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents [Abstract] Total cash, cash equivalents, and restricted cash Schedule of Long-term Debt Instruments [Table] Schedule of Long-term Debt Instruments [Table] Debt Instrument [Axis] Debt Instrument [Axis] Debt Instrument, Name [Domain] Debt Instrument, Name [Domain] Dekania Surplus Note [Member] Dekania Surplus Note [Member] Dekania Surplus Note due April 30, 2034 with variable interest of 425 basis points above 90-day LIBOR. Alesco Surplus Note [Member] Alesco Surplus Note [Member] Alesco Surplus Note, due December 15, 2034 with variable interest of 405 basis points above 90-day LIBOR. Long-term Debt, Type [Axis] Long-term Debt, Type [Domain] Schedule of Capitalization, Long-term Debt [Line Items] Repayments of Notes Payable Repayments of Notes Payable Reinsurance [Abstract] Reinsurance [Abstract] Supplemental schedule of reinsurance premiums for insurance companies table SEC Schedule, 12-17, Insurance Companies, Reinsurance [Text Block] Notes Payable Outstanding [Abstract] Notes Payable Outstanding [Abstract] ICONS Surpuls Note [Member] ICONS Surpuls Note, due May 26, 2034 with variable interest of 425 basis points above 90-day LIBOR. Debt Instrument [Line Items] Notes payable, maturity date Debt Instrument, Maturity Date Cash paid for interest Interest Paid, Including Capitalized Interest, Operating and Investing Activities Accrued interest Debt Instrument, Increase, Accrued Interest Redemption of notes payable Reconciliation of Claims Development to the Aggregate Carrying Amount of the Liability for Unpaid lLsses and LAE [Abstract] Reconciliation of Claims Development to the Aggregate Carrying Amount of the Liability for Unpaid lLsses and LAE [Abstract] Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table] Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table] Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Line Items] Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Line Items] Reinsurance recoverable on unpaid losses Unallocated LAE Short-duration Insurance Contracts, Liability for Unpaid Claims and Claims Adjustment Expense, Accumulated Unallocated Claim Adjustment Expense Investments, Amortized Cost and Estimated Fair Value [Abstract] Investments, Amortized Cost and Estimated Fair Value [Abstract] Amortized Cost Debt Securities, Available-for-sale, Amortized Cost, Fiscal Year Maturity [Abstract] Due in one year or less, amortized cost Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost Due after one year through five years, amortized cost Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost Due after five years through ten years, amortized cost Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost Due after ten years, amortized cost Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost Mortgage and asset-backed securities, amortized cost Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Amortized Cost Debt securities, available-for-sale, amortized cost Estimated Fair Value Debt Securities, Available-for-sale, Fair Value, Fiscal Year Maturity [Abstract] Due in one year or less, fair value Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value Due after one year through five years, fair value Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value Due after five years through ten years, fair value Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value Due after ten years, fair value Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value Mortgage and asset-backed securities, fair value Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Fair Value Equity securities, cost Equity Securities, FV-NI, Cost Premiums receivable, bad debt allowance Allowance for Doubtful Accounts, Premiums and Other Receivables Property, plant and equipment table Property, Plant and Equipment [Table Text Block] Available-for-sale securities table Available-for-sale Securities [Table Text Block] Equity securities table Debt Securities, Trading, and Equity Securities, FV-NI [Table Text Block] Investments classified by contractual maturity date table Investments Classified by Contractual Maturity Date [Table Text Block] Unrealized loss on investments table Schedule of Unrealized Loss on Investments [Table Text Block] Unrealized gain (loss) on investments table Unrealized Gain (Loss) on Investments [Table Text Block] Investment income table Investment Income [Table Text Block] Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract] Available-for-sale Securities, Accumulated Gross Unrealized Gain (Loss), before Tax Available-for-sale Securities, Accumulated Gross Unrealized Gain (Loss), before Tax Deferred tax expense Accumulated Other Comprehensive Income, Deferred Tax on Net Unrealized Gains Accumulated Other Comprehensive Income, Deferred Tax on Net Unrealized Gains Total accumulated other comprehensive income, net Safe habor matching, 100% Safe Habor Matching, Maximum Maximum safe habor matching consists of 100% matching contribution on salary deferrals up to 3%. Employee contributions, 100% match, percentage Employee Contributions, 100% Match Employee Contributions up to 3% is matched by the Company at 100%. Safe harbor matching 50% Safe Harbor Matching 50% Safe habor matching consists of 50% matching contribution on salary deferrals from 3% to 5%. Employee contributions 50% match, percentage Employee Contributions 50% Match The Company will match 50% of employee contribution from 3% to 5%. Employee contributions, maximum match, percentage Employee contributions, Maximum Match 401(k) The company will match employee contributions up to 5%. From 3% to 5% the Company will only match 50% for every dollar. Company's contributions to Employers 401(k) Defined Benefit Plan, Plan Assets, Contributions by Employer Investments, Net Realized Gains (Losses) and Change in Net Unrealized Gains (Losses) [Abstract] Investments, Net Realized Gains (Losses) and Change in Net Unrealized Gains (Losses) [Abstract] Debt and Equity Securities [Line Items] Debt and Equity Securities, FV-NI [Line Items] Change in unrealized gains (losses) Debt Securities, Available-for-sale, Unrealized Gain (Loss) [Abstract] AFS, change in unrealized gains (losses) on fixed maturity and equity securities reflected in AOCI Other Comprehensive Income (Loss), Securities, Available-for-sale, Adjustment, before Tax Equity securities, FV-NI, unrealized gain (loss) Equity Securities, FV-NI, Unrealized Gain (Loss) Total change in net unrealized gains (losses) Investments, Change in Net Unrealized Gains (Losses) The item represents the change in net unrealized gains (losses) for all fixed maturity and equity securities. Trading Securities, Realized Gain Trading Securities, Realized Gain Trading Securities, Realized Loss Trading Securities, Realized Loss Equity securities, change in unrealized gains (losses) Trading Securities, Change in Unrealized Holding Gain (Loss) Equity securities: Debt Securities, Trading and Available-for-sale [Abstract] Equity securities, FV-NI, realized gain Equity Securities, FV-NI, Realized Gain Equity securities, FV-NI, realized loss Equity Securities, FV-NI, Realized Loss Available-for-sale: Debt Securities, Available-for-sale, Gain (Loss) [Abstract] AFS, net realized gains (losses) Debt Securities, Available-for-sale, Realized Gain (Loss) [Abstract] AFS, gross gains from sales Available-for-sale Securities, Gross Realized Gains AFS, gross losses from sales Available-for-sale Securities, Gross Realized Losses Total gross realized gains Investments, Gross Realized Gains Total gross realized gains for all fixed maturity and equity securities. Total gross realized losses Investments, Gross Realized Losses Total gross realized losses for all fixed maturity and equity securities. Reinsurance transactions reflected in consolidated statements of comprehensive income SEC Schedule, 12-17, Insurance Companies, Reinsurance [Table] Reinsurance Agreement [Axis] Reinsurance Agreement, Name [Domain] Reinsurance transactions reflected in consolidated statements of comprehensive income SEC Schedule, 12-17, Insurance Companies, Reinsurance [Line Items] Premiums Written, Net Premiums Written, Net [Abstract] Direct premiums, written Direct Premiums Written Assumed premiums written Assumed Premiums Written Gross premiums written Premiums Written, Gross Ceded premiums written Premiums written, net Premiums Written, Net Premiums Earned, Net Premiums Earned, Net [Abstract] Direct premiums earned Direct Premiums Earned Assumed premiums earned Assumed Premiums Earned Gross premiums, earned Gross premiums, earned Total for all direct earned insurance contracts and earned premiums assumed from other insurers. Ceded premiums earned Ceded Premiums Earned Premiums earned, net Premiums Earned, Net, Property and Casualty Ceded losses and LAE incurred Policyholder Benefits and Claims Incurred, Ceded Lease, Cost [Table Text Block] Lease, Cost [Table Text Block] Operating and capital leases schedule of future minimum lease payments table Operating and Capital leases [Table Text Block] Operating lease- Tabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date. Capital lease - Tabular disclosure of future minimum lease payments as of the date of the latest balance sheet presented, in aggregate and for each of the five years succeeding fiscal years, with separate deductions from the total for the amount representing executor costs, including any profit thereon, included in the minimum lease payments and for the amount of the imputed interest necessary to reduce the net minimum lease payments to present value. Cash Flow, Supplemental Disclosures [Text Block] Schedule of Cash Flow, Supplemental Disclosures [Table Text Block] New Accounting Standards [Abstract] New Accounting Standards [Abstract] New Accounting Pronouncements or Change in Accounting Principle [Table] New Accounting Pronouncements or Change in Accounting Principle [Table] Adjustments for Change in Accounting Principle [Axis] Adjustments for Change in Accounting Principle [Axis] Adjustments for Change in Accounting Principle [Domain] Adjustments for Change in Accounting Principle [Domain] New Accounting Pronouncements or Change in Accounting Principle [Line Items] New Accounting Pronouncements or Change in Accounting Principle [Line Items] New Accounting Standards New Accounting Pronouncements and Changes in Accounting Principles [Text Block] Segment Table [Abstract] Segment Table [Abstract] Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table] Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table] Employers Segment [Member] Employers Segment [Member] Employers Segment [Member] Cerity Segment [Member] Cerity Segment [Member] Cerity Segment [Member] Corporate Segment [Member] Corporate Segment [Member] Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items] Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items] Premiums Written, Net Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest Reinsurance Reinsurance [Text Block] Schedule of accumulated other comprehensive income (loss) table Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] Deferred policy acquisition cost, amortization expense Deferred Policy Acquisition Costs, Amortization Expense Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid Stock-Based Compensation Share-based Payment Arrangement [Text Block] Fair Market Value of Stock Options Granted, Calculated [Abstract] Fair Market Value of Stock Options Granted, Calculated [Abstract] Risk free interest rate Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate Cash and Cash Equivalents [Axis] Cash and Cash Equivalents [Axis] Cash and Cash Equivalents [Domain] Cash and Cash Equivalents [Domain] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets, Major Class Name [Domain] Finite-Lived Intangible Assets, Major Class Name [Domain] Other Intangible Assets [Member] Other Intangible Assets [Member] Electronic Data Processing Equipment, Software, Furniture and Equipment and Automobiles [Member] Other Machinery and Equipment [Member] Indefinite-lived Intangible Assets by Major Class [Axis] Indefinite-lived Intangible Assets [Axis] Indefinite-lived Intangible Assets, Major Class Name [Domain] Indefinite-lived Intangible Assets, Major Class Name [Domain] Licensing Agreements [Member] Licensing Agreements [Member] Service Agreements [Member] Service Agreements [Member] Funds Held in Trust, Reinsurance Agreement [Domain] Funds Held in Trust, Reinsurance Agreement [Domain] Funds Held in Trust, received from Reinsurance Agreement with Clarendon. Premiums receivable from policyholders for final audit Premiums Receivable from policyholders for final audit Premiums Receivable included additional premium expected to be received from policyholders for final audit. Write-offs, net of recoveries of amounts previously written off Accounts Receivable, Allowance for Credit Loss, Current Premium Deficiency Premium Deficiency If the sum of a policy’s expected losses and LAE and deferred policy acquisition costs exceeds the related unearned premiums and projected investment income, a premium deficiency is determined to exist. In this event, deferred policy acquisition costs are immediately expensed to the extent necessary to eliminate the premium deficiency. If the premium deficiency exceeds deferred acquisition costs then a liability is accrued for the excess deficiency. LPT - loss expense as a percentange of losses paid, for management of LPT claims LPT Agreement percentange of loss expense to total losses LPT Agreement percentange of loss expense to total losses paid to the Company as compensation for management of LPT claims. LPT favorable/ unfavorable difference, percentage Reinsurers pays the Company a % of any favorable difference between the actual and expected amounts paid at each calculation point. Conversely, the Company could be required to return any previously paid contingent profit commission, plus interest, in the event of unfavorable differences. LPT actual amounts paid versus expected amounts, period LPT Agreement Calculation of Contingent Commission, Period LPT Agreement Calculation of Contingent Commission. The calculation of actual amounts paid versus expected amounts is determined every five years beginning June 30, 2004. LPT actual amounts paid versus expected amounts, expiration period LPT Agreement Calculation of Contingent Commission, Expiration Period LPT Agreement Calculation of Contingent Commission, Expiration Period. The calculation of actual amounts paid versus expected amounts is determined every five years beginning June 30, 2004 for the first twenty-five years. Finite-Lived intangible assets, amortization method Finite-Lived Intangible Assets, Amortization Method Collateralized by cash or letter of credit Funds Held under Reinsurance Agreements, Liability Goodwill and other intangible asset impairment Goodwill and Intangible Asset Impairment Intangible Assets, Net (Excluding Goodwill) [Abstract] Intangible assets, gross carrying amount Intangible Assets Gross Carrying Amount Intangible assets gross carrying amount total Intangible assets, accumulated amortization Finite-Lived Intangible Assets, Accumulated Amortization Intangible assets, net Amortization of intangible assets Amortization of Intangible Assets Cash and cash equivalents at fair value Cash Finite-Lived Intangible Assets, Net Finite-Lived Intangible Assets, Net Finite-Lived Intangible Assets, Gross Finite-Lived Intangible Assets, Gross Condensed Balance Sheet [Abstract] Condensed Balance Sheet [Abstract] Investments Investment in subsidiaries Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries Fixed maturity securities at fair value (amortized cost $25.3 at December 31, 2019 and $24.2 at December 31, 2018) Equity securities at fair value (cost $27.8 at December 31, 2019 and $40.0 at December 31, 2018) Short-term investments at fair value (amortized cost $25.0 at December 31, 2018) Federal income taxes receivable Accounts Receivable, Related Parties, Current Deferred income taxes, net Total liabilities and stockholders’ equity Equity Securities [Abstract] Equity Securities [Abstract] Debt Securities, Trading, and Equity Securities, FV-NI [Table] Debt Securities, Trading, and Equity Securities, FV-NI [Table] Equity Securities [Line Items] Significant Accounting Policies Significant Accounting Policies [Text Block] Significant Quarterly Adjustments [Abstract] Significant Quarterly Adjustments [Abstract] Stock Option [Member] Equity Option [Member] Maximum number of shares reserved for grants Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized Stock-based compensation expense [Abstract] Stock-Based Compensation Expense [Abstract] Stock-based compensation expense [Abstract] Stock-based compensation expense Share-based Payment Arrangement, Expense Less: related tax benefit Share-based Payment Arrangement, Expense, Tax Benefit Net stock-based compensation expense Share-based Payment Arrangement, Expense, after Tax Schedule of Revenue by Major Customers, by Reporting Segments [Table] Schedule of Revenue by Major Customers, by Reporting Segments [Table] CALIFORNIA CALIFORNIA FLORIDA FLORIDA NEW YORK NEW YORK All Other States AllOtherStates [Member] AllOtherStates [Member] UNITED STATES UNITED STATES Revenue, Major Customer [Line Items] Revenue, Major Customer [Line Items] Premiums In Force Premiums In Force Premiums In Force Policies In force Policies In force Policies In force Letters of Credit [Abstract] Letters of Credit [Abstract] Letters of Credit [Table] Letters of Credit [Line Items] Letter of credit, expiration date Line of Credit Facility, Expiration Date Letter of credit, unused capacity, commitment fee percentage Line of Credit Facility, Unused Capacity, Commitment Fee Percentage Letter of credit, maximum borrowing capacity Line of Credit Facility, Maximum Borrowing Capacity Letter of credit collateral amount Letter of Credit Collateral Amount Represents the amount of investment securities at fair value pledged as collateral for the Letter of Credit. Accumulated Other Comprehensive Income, Net Comprehensive Income (Loss) Note [Text Block] Schedule of Quarterly Financial Information [Table Text Block] Quarterly Financial Information [Table Text Block] Basis of Presentation [Abstract] Basis of Presentation [Abstract] Basis of Presentation Business Description and Basis of Presentation [Text Block] Statutory Financial Data Disclosure Statutory Financial Data Disclosure [Text Block] The entire disclosure for all significant statutory financial data as reported in the financial statements. Investments Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Treasury Stock Treasury Stock [Text Block] Fair Value of Financial Instruments Fair Value Disclosures [Text Block] EX-101.PRE 13 eig-20191231_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 14 chart-adf5475d480b579c92c.jpg begin 644 chart-adf5475d480b579c92c.jpg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end XML 15 R76.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Commitments and Contingencies Leases, Supplemental Cash Flow Information (Details)
$ in Millions
12 Months Ended
Dec. 31, 2019
USD ($)
Leases [Abstract]  
Operating Lease, Payments $ 5.1
Finance Lease, Principal Payments $ 0.2
XML 16 R86.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Earnings Per Share Earnings Per Share (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Earnings Per Share, Basic and Diluted, by Common Class [Line Items]                      
Net income $ 31.8 $ 32.8 $ 40.7 $ 51.8 $ 25.6 $ 47.6 $ 42.5 $ 25.6 $ 157.1 $ 141.3 $ 101.2
Weighted average number of shares outstanding - basic                 32,120,578 32,884,828 32,501,576
Effect of diluted securities:                 419,140 426,509 559,184
Weighted average number of shares outstanding - diluted                 32,539,718 33,311,337 33,060,760
Share-based Payment Arrangement, Option [Member]                      
Earnings Per Share, Basic and Diluted, by Common Class [Line Items]                      
Effect of diluted securities:                 77,482 97,810 208,602
Performance shares units [Member]                      
Earnings Per Share, Basic and Diluted, by Common Class [Line Items]                      
Effect of diluted securities:                 285,550 268,030 271,738
Restricted stock units (RSUs)                      
Earnings Per Share, Basic and Diluted, by Common Class [Line Items]                      
Effect of diluted securities:                 56,108 60,669 78,844
XML 17 R82.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Stock-Based Compensation Performance Share Awards (Details) - USD ($)
$ / shares in Units, $ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Performance share awards, minimum payout 0.00%    
Performane share awards, maximum payout 200.00%    
Performance share awards, expected target 200.00% 200.00%  
Performance share awards, ultimate payout     200.00%
Performance shares units [Member]      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Number of outstanding options or share units [1] 9,587 96,940 97,440
Share-based compensation options, exercise price on grant date [1] $ 41.72 $ 40.30 $ 37.60
Fair value of awards awarded on grant date [1] $ 0.4 $ 3.9 $ 3.7
Share-based compensation expense, deferred $ 8.0    
Share-based compensation expense, Period for Recognition 24 months    
Officer [Member] | Performance shares units [Member]      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Number of outstanding options or share units [1] 95,940    
Share-based compensation options, exercise price on grant date [1] $ 40.54    
Fair value of awards awarded on grant date [1] $ 3.9    
[1]
The PSUs awarded in March 2017, 2018, and 2019 and August 2019 were awarded to certain employees of the Company and have a performance period of two years followed by an additional one year vesting period. The PSU awards are subject to certain performance goals with payouts that range from 0% to 200% of the target awards. The values shown in the table represent the aggregate number of PSUs awarded at the target level.
XML 18 R72.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Notes Payable Principal payment obligations on notes payable outstanding (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Schedule of Capitalization, Long-term Debt [Line Items]    
Notes payable $ 0.0 $ 20.0
Dekania Surplus Note [Member]    
Schedule of Capitalization, Long-term Debt [Line Items]    
Notes payable 0.0 10.0
Repayments of Notes Payable 10.2  
Alesco Surplus Note [Member]    
Schedule of Capitalization, Long-term Debt [Line Items]    
Notes payable 0.0 $ 10.0
Repayments of Notes Payable $ 10.2  
XML 19 R59.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Net Investment Income (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Schedule of Investment Income, Reported Amounts, by Category [Line Items]      
Gross investment income $ 92.7 $ 84.8 $ 78.0
Investment expenses (4.6) (3.6) (3.4)
Net investment income 88.1 81.2 74.6
Debt Securities [Member]      
Schedule of Investment Income, Reported Amounts, by Category [Line Items]      
Investment income related to fixed maturity securities and short-term investments and cash equivalents 81.9 76.0 70.4
Equity Securities [Member]      
Schedule of Investment Income, Reported Amounts, by Category [Line Items]      
Investment income related to equity securities 7.9 6.5 6.9
Other Investments [Member]      
Schedule of Investment Income, Reported Amounts, by Category [Line Items]      
Investment income related to fixed maturity securities and short-term investments and cash equivalents 1.2 0.0 0.0
Short-term Investments [Member]      
Schedule of Investment Income, Reported Amounts, by Category [Line Items]      
Investment income related to fixed maturity securities and short-term investments and cash equivalents 0.0 0.3 0.1
Cash and Cash Equivalents [Member]      
Schedule of Investment Income, Reported Amounts, by Category [Line Items]      
Investment income related to fixed maturity securities and short-term investments and cash equivalents $ 1.7 $ 2.0 $ 0.6
XML 20 R51.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Fair Value of Financial Instruments, Fair Value Inputs (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value $ 2,485,900 $ 2,496,400  
Equity Securities, FV-NI 256,700 199,900  
Short-term Investments 0 25,000  
Investments 2,778,400 2,727,700  
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Investments 256,700 199,900  
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Investments 2,485,900 2,521,400  
Fair Value, Inputs, Level 3 [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Investments 0 0 $ 4,700
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Investments 0 0  
Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 2,485,900 2,496,400  
Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
US Treasury Securities [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 85,600 106,400  
US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 85,600 106,400  
US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
US Government Agencies Debt Securities [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 2,900 11,400  
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 2,900 11,400  
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
US States and Political Subdivisions Debt Securities [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 484,500 528,000  
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 484,500 528,000  
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Corporate Debt Securities [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 1,079,000 1,090,400  
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 1,079,000 1,090,400  
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Residential Mortgage Backed Securities [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 480,400 451,500  
Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 480,400 451,500  
Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Commercial Mortgage Backed Securities [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 110,600 94,300  
Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 110,600 94,300  
Commercial Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Asset-backed Securities [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 61,200 64,500  
Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 61,200 64,500  
Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Other Debt Obligations [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value [1] 181,700 149,900  
Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 181,700 149,900  
Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Fixed maturity securities, fair value 0 0  
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 256,700 199,900  
Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 0 0  
Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 0 0  
Industrial and miscellaneous      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 216,400 174,800  
Industrial and miscellaneous | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 216,400 174,800  
Industrial and miscellaneous | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 0 0  
Industrial and miscellaneous | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 0 0  
Other equities      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 40,300 25,100  
Other equities | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 40,300 25,100  
Other equities | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 0 0  
Other equities | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Equity Securities, FV-NI 0 0  
Short-term Investments [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Short-term Investments 0 0  
Short-term Investments [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Short-term Investments 0 25,000  
Short-term Investments [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]      
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]      
Short-term Investments $ 0 $ 0  
[1]
Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and reported at fair value.
XML 21 R55.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments Equity Securities (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Equity Securities [Line Items]    
Equity securities, cost $ 155,600 $ 131,900
Equity Securities, FV-NI 256,700 199,900
Industrial and miscellaneous    
Equity Securities [Line Items]    
Equity securities, cost 129,100 114,600
Equity Securities, FV-NI 216,400 174,800
Other equities    
Equity Securities [Line Items]    
Equity securities, cost 26,500 17,300
Equity Securities, FV-NI $ 40,300 $ 25,100
XML 22 R34.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Property and Equipment (Tables)
12 Months Ended
Dec. 31, 2019
Property and Equipment [Abstract]  
Property, plant and equipment table
Property and equipment consists of the following:
 
As of December 31,
 
2019
 
2018
 
(in millions)
Furniture and equipment
$
2.5

 
$
3.3

Leasehold improvements
6.0

 
3.2

Computers and software
60.3

 
61.9

Automobiles
1.1

 
1.1

Property and equipment, gross
69.9

 
69.5

Accumulated depreciation
(48.0
)
 
(51.3
)
Property and equipment, net
$
21.9

 
$
18.2


XML 23 R30.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Summary of Significant Accounting Policies (Policies)
12 Months Ended
Dec. 31, 2019
Summary of Significant Accounting Policies [Abstract]  
Cash and Cash Equivalents, Policy
Cash and Cash Equivalents
The Company considers all liquid investments with maturities of less than three months, as measured from the date of purchase, to be cash equivalents.
Restricted Cash and Cash Equivalents, Policy
Restricted Cash and Cash Equivalents
Restricted cash and cash equivalents represent cash and cash equivalents held in trust in order to secure certain of the Company's obligations and, accordingly, are restricted as to withdrawal or usage. As of December 31, 2019 and 2018 the Company held $2.9 million and $23.2 million, respectively, in cash and investments in trust for reinsurance obligations, of which $0.3 million and $0.6 million, respectively, represented restricted cash and cash equivalents.
Investments, Policy
Short-Term Investments
The Company considers all liquid investments with maturities of between three and twelve months, as measured from the date of purchase, to be short-term investments.
Investment Securities
The Company's investments in fixed maturity securities and short-term investments are classified as available-for-sale (AFS) and are reported at fair value with unrealized gains and losses excluded from earnings and reported as a separate component of stockholders' equity, net of deferred taxes, in Accumulated other comprehensive income on the Company's Consolidated Balance Sheets.
Beginning in 2018, with the adoption of ASU Number 2016-01, Financial Instruments - Overall (Subtopic 825-10), the Company's investments in equity securities at fair value are no longer classified as AFS and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. The Company's investment in FHLB stock is presented within Equity securities at cost on the Company's Consolidated Balance Sheets.
The Company's investments in other invested assets are reported at either net asset value or fair value and changes in the value of these investments are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income.
The adoption of ASU 2016-01 also removed the impairment assessment for equity securities at fair value beginning in 2018 and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. Prior to adoption of this standard, when, in the opinion of management, a decline in the fair value of an equity security below its cost was considered to be "other-than-temporary," the equity security's cost was written down to its fair value at the time the other-than-temporary decline was identified.
The determination of an other-than-temporary decline for fixed maturity securities and other invested assets includes, in addition to other relevant factors, a presumption that if the market value is below cost by a significant amount for a period of time, a bifurcation of the write-down may be necessary based on the portion of the loss that is deemed to be a "credit loss", which is considered a realized loss, and the portion that is deemed to be an "other than credit loss", which is considered to be an unrealized loss. If management has the intent to sell the security or more likely than not will be required to sell the security before its anticipated recovery, the investment is written down to its fair value and the entire impairment is recorded as a realized loss in the Company's Consolidated Statements of Comprehensive Income. If management does not have the intent to sell or will not be required to sell the security but does not expect to recover the amortized cost or cost basis of the security, the amount of the other-than-temporary impairment is bifurcated (see Note 5).
Investment income consists primarily of interest and dividends generated by investment securities. Interest is recorded as earned on an accrual basis and dividends are recorded as earned at the ex-dividend date. Interest income on mortgage-backed and asset-backed securities is determined using the effective-yield method based on estimated principal repayments. Mortgage-backed securities are adjusted for the effects of changes in prepayment assumptions on the related accretion of discount or amortization of premium of such securities using the retrospective method.
Realized gains and losses on investments are determined on a specific-identification basis.
Revenue Recognition, Policy
Revenue Recognition
Premiums written are recognized as revenues, net of any applicable underlying reinsurance coverage, and are earned over the term of the related policy. At the end of the policy term, payroll-based premium audits are performed on substantially all policyholder accounts to determine the actual amount of net premiums earned for that policy year. Earned but unbilled premiums include estimated future audit premiums based on the Company's historical experience. These estimates are subject to changes in policyholders' payrolls, economic conditions, and seasonality, and are continually reviewed and adjusted as experience develops or new information becomes known. Any such adjustments are included in current operations; however, they are partially offset by the resulting changes in losses and LAE, commission expenses, and premium taxes. The Company's premiums receivable on its Consolidated Balance Sheets included $37.3 million and $63.7 million of additional premiums expected to be received from policyholders for premium audits at December 31, 2019 and 2018, respectively.
The Company establishes a bad debt allowance on its premiums receivable through a charge included in underwriting and general and administrative expenses in its Consolidated Statements of Comprehensive Income. This bad debt allowance is determined based on estimates and assumptions to project future experience. After all collection efforts have been exhausted, the Company reduces the bad debt allowance for write-offs of premiums receivable that have been deemed uncollectible. The Company's bad debt allowance was $4.6 million and $6.7 million at December 31, 2019 and 2018, respectively. The Company had write offs, net of recoveries of amounts previously written off, of $10.5 million, $8.2 million, and $3.2 million for the years ended December 31, 2019, 2018, and 2017, respectively.
Deferred Policy Acquisition Costs, Policy
Deferred Policy Acquisition Costs
Policy acquisition costs, those costs that relate directly to the successful acquisition of new or renewal insurance contracts, including underwriting, policy issuance and processing, medical and inspection, sales force contract selling and commissions are deferred and amortized as the related premiums are earned. Amortization of deferred policy acquisition costs for the years ended December 31, 2019, 2018, and 2017, was $107.7 million, $112.0 million, and $108.2 million, respectively.
If the sum of a policy's expected losses and LAE and deferred policy acquisition costs exceeds the related unearned premiums and projected investment income, a premium deficiency is determined to exist. In this event, deferred policy acquisition costs are immediately expensed to the extent necessary to eliminate the premium deficiency. If the premium deficiency exceeds deferred acquisition costs, a liability is accrued for the excess deficiency. There were no premium deficiency adjustments recognized during the years ended December 31, 2019, 2018, and 2017.
Unpaid Loss and LAE Reserves, Policy
Unpaid Loss and LAE Reserves
Unpaid loss and LAE reserves represent management's best estimate of the ultimate net cost of all reported and unreported losses incurred for the applicable periods, less payments made. The estimated reserves for losses and LAE include the accumulation of estimates for all claims reported prior to the balance sheet date, estimates of claims incurred but not reported, and estimates of expenses for investigating and adjusting all incurred and unadjusted claims (based on projections of relevant historical data). Amounts reported are subject to the impact of future changes in economic, regulatory and social conditions. Management believes that, subject to the inherent variability in any such estimate, the reserves are within a reasonable and acceptable range of adequacy. Estimates for claims prior to the balance sheet date are continually monitored and reviewed, and as settlements are made or reserves adjusted, the differences are reported in current operations. Salvage and subrogation recoveries are estimated based on a review of the level of historical salvage and subrogation recoveries.
Reinsurance, Policy
Reinsurance
In the ordinary course of business, the Company purchases excess of loss reinsurance in order to protect it against the impact of large and/or catastrophic losses. Additionally, the Company is a party to the LPT Agreement (see Note 9). These reinsurance arrangements reduce the Company's exposure to such losses since its reinsurers are liable to the Company to the extent of the reinsurance protection provided. However, the Company remains liable for all losses it incurs to the extent that any reinsurer is unable or unwilling to make timely payments under its reinsurance agreements.
Balances due from reinsurers on unpaid losses, including an estimate of such recoverables related to reserves for incurred but not reported losses, are reported as reinsurance recoverables on the Company's Consolidated Balance Sheets. Reinsurance recoverables on paid losses represent amounts currently due from reinsurers. Reinsurance recoverables on unpaid losses represent amounts that will be collectible from reinsurers once the losses are paid. Reinsurance recoverables on unpaid losses and LAE amounted to $532.5 million and $504.4 million at December 31, 2019 and 2018, respectively.
Ceded reinsurance premiums are accounted for on a basis consistent with those used in accounting for the underlying premiums, and are reported as reductions to arrive at net premiums written and earned.
Ceded losses and LAE are also accounted for on a basis consistent with those used in accounting for the original policies issued and the terms of the relevant reinsurance agreement, and are recorded as reductions to losses and LAE incurred.
Pursuant to the LPT Agreement, LAE is deemed to be 7% of total losses paid and is payable to the Company as compensation for management of the claims under the LPT Agreement. The Deferred Gain is amortized using the recovery method, whereby the amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries through the life of the LPT Agreement, and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the estimated loss and LAE reserves ceded under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement (LPT Reserve Adjustment).
Additionally, the Company is entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is equal to 30% of the favorable difference between actual paid losses and LAE and expected paid losses and LAE as established in the LPT Agreement based on losses paid through June 30, 2024. The contingent profit commission is paid every five years beginning June 30, 2004 for the first 25 years of the agreement. The Company could be required to return any previously received contingent profit commission, plus interest, in the event of unfavorable differences through June 30, 2024. The Company records an estimate of contingent profit commission on its Consolidated Balance Sheets as Contingent commission receivable–LPT Agreement and a corresponding liability is recorded as Deferred reinsurance gain–LPT Agreement. The Contingent commission receivable–LPT Agreement is reduced as amounts are received from participating reinsurers. In 2019, the Company received $19.1 million in cash related to the contingent profit commission. The Deferred reinsurance gain–LPT Agreement is amortized using the recovery method. The amortization of the contingent profit commission is determined by the proportion of actual reinsurance recoveries to total estimated recoveries over the life of the contingent profit commission (through June 30, 2024), and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the contingent profit commission under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised contingent profit commission been recognized at the inception of the LPT Agreement (LPT Contingent Commission Adjustment).
Property, and Equipment, Policy
Property and Equipment
Property and equipment are stated at cost less accumulated depreciation (see Note 6). Expenditures for maintenance and repairs are charged against operations as incurred.
Electronic data processing equipment, software, furniture and equipment, and automobiles are depreciated using the straight-line method over three to seven years. Leasehold improvements are also carried at cost less accumulated amortization. The Company amortizes leasehold improvements using the straight-line method over the lesser of the useful life of the asset or the remaining original lease term, excluding options or renewal periods. Leasehold improvements are generally amortized over three to eight years.
Cloud Computing Arrangements, Policy
Cloud Computing Arrangements
The Company capitalizes software license fees and implementation costs associated with hosting arrangements that are service contracts. These amounts are included in Cloud computing arrangements on the Company's Consolidated Balance Sheets. Amortization of the software license fees is calculated using the straight-line method over the term of the service contract or based on the expected utilization of the asset. Amortization of the implementation costs are calculated using the straight-line method based on the term of the service contract and commence once the module or component is ready for its intended use, regardless of whether the hosted software has been placed into service, and will be recognized over the remaining life of the service contract.
Lessee, Leases, Policy
Operating leases
The Company determines if an arrangement is a lease at the inception of the transaction. Leased office property meets the definition of operating leases under ASC 842 and is presented as a right-of-use asset (ROU asset) and lease liability on the Company's Consolidated Balance Sheets. ROU assets represent the right to use an underlying asset for the lease payments arising from the lease transaction. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of the lease payments over the lease term. The Company uses collateralized incremental borrowing rates to determine the present value of lease payments. The ROU assets also include lease payments less any lease incentives within a lease agreement. The Company's lease terms may include options to extend or terminate a lease. Lease expense for lease payments is recognized on a straight-line basis over the lease term.
Finance Leases
Leased property and equipment meeting finance lease criteria are capitalized at the lower of the present value of the related lease payments or the fair value of the leased asset at the inception of the lease. Financing leases for automobiles are included in property
and equipment in other liabilities on the Company's Consolidated Balance Sheets. Amortization is calculated using the straight-line method based on the term of the lease and is included in the depreciation expense of property and equipment. See Note 11 for additional disclosures related to finance leases.
Income Taxes, Policy
Income Taxes
The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the Company's financial statements. Under this method, the Company determines deferred tax assets and liabilities on the basis of the differences between the financial statement and tax bases of assets and liabilities by using enacted tax rates in effect for the year in which the differences are expected to reverse. As of December 22, 2017, the date that the Tax Cuts and Jobs Act was enacted (Enactment), the effect of the change in tax rates on the Company's deferred tax assets and liabilities was recognized in income and created stranded tax effects within accumulated other comprehensive income that did not reflect the newly enacted tax rate. The Company reclassified the net tax effects from Accumulated other comprehensive income, net of tax, to Retained earnings as of the date of Enactment.
The Company records uncertain tax positions in accordance with ASC 740, Income Taxes, on the basis of a two-step process. Recognition (Step 1) occurs when the Company concludes that a tax position, based solely on its technical merits, is more likely than not to be sustained upon examination. Measurement (Step 2) is addressed only if Step 1 has been satisfied. Under Step 2, the tax benefit is measured as the largest amount of benefit, determined on a cumulative probability basis, that is more likely than not to be realized upon ultimate settlement.
The Company recognizes deferred tax assets when it determines that such assets are more likely than not to be realized in future periods. In making such a determination, the Company considers all available positive and negative evidence, including future reversals of existing taxable temporary differences, tax-planning strategies, projected future taxable income, projected future tax rates, and results of recent operations. If the Company determines that it is not more likely than not that it could realize its deferred tax assets in future periods, it would establish a deferred tax asset valuation allowance that would increase the Company's provision for income taxes. If the Company determines that it would be able to realize its deferred tax assets in the future in excess of its net recorded amount, the Company would make an adjustment to the deferred tax asset valuation allowance, which would reduce the provision for income taxes.
Credit Risk, Policy
Credit Risk
Financial instruments that potentially subject the Company to concentrations of credit risk are primarily cash and cash equivalents (including restricted cash equivalents), short-term investments, investment securities, premiums receivable, and reinsurance recoverable balances.
The Company's cash equivalents and short-term investments include investments in money market securities and securities backed by the U.S. government. The Company's investment securities are diversified throughout many industries and geographic regions and include investments in U.S. government and U.S. government-sponsored enterprises. The Company believes that it has no significant concentrations of credit risk from a single issue or issuer within its cash equivalents, short-term investments and investment securities other than concentrations in U.S. government and U.S. government-sponsored enterprises.
The Company's premiums receivable are generally diversified due to the large number of entities composing the Company's policyholder base and their dispersion across many different industries.
The Company monitors the financial condition of its reinsurers to minimize its exposure to significant losses from reinsurer insolvencies. The Company also obtains collateral from its reinsurers in order to mitigate the risks related to insolvencies. At December 31, 2019, $2.7 million was held as collateral by cash or letters of credit for the Company's reinsurance recoverables and an additional $341.0 million was in trust accounts for reinsurance recoverables specifically related to the LPT Agreement.
Fair Value of Financial Instruments, Policy
Fair Value of Financial Instruments
The fair values of the Company's financial instruments have been determined using available market information and other appropriate valuation methodologies. Judgment is required in developing fair value estimates where quoted market prices are not available. Accordingly, these estimates are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions or estimating methodologies may have an effect on the estimated fair value amounts.
The following methods and assumptions were used by the Company in estimating the fair value of its financial instruments:
Cash and cash equivalents, short-term investments, premiums receivable, accounts payable and accrued expenses, and other liabilities. The carrying amounts for each of these financial instruments as reported in the Company's Consolidated Balance Sheets approximate their fair values.
Investment securities. The Company's investment securities are predominantly valued on the basis of actual market transactions or observable inputs. A small portion of the Company's investment securities are valued on the basis of pricing models with significant unobservable inputs or nonbinding broker quotes. See Note 4.
Goodwill and Other Intangible Assets, Policy
Goodwill and Other Intangible Assets
The Company tests for impairment of goodwill and non-amortizable intangible assets in the fourth quarter of each year. At the end of each quarter, management considers the results of the previous analysis as well as any recent developments that may constitute triggering events requiring the impairment analysis of goodwill and other intangible assets to be updated. The Company has assessed the effects of current economic conditions on the Company's financial condition and results of operations and changes in the Company's stock price and determined that there were no impairments of these assets as of December 31, 2019 and 2018.
Intangible assets related to state licenses are not subject to amortization. Intangibles related to insurance relationships were amortized in proportion to the expected period of benefit and were fully amortized as of December 31, 2019.
The gross carrying value, accumulated amortization, and net carrying value for the Company's intangible assets, by major class, as of December 31, were as follows:
 
2019
 
2018
 
Gross
Carrying
Value
 
Accumulated
Amortization
 
Net
Carrying
Value
 
Gross
Carrying
Value
 
Accumulated
Amortization
 
Net
Carrying
Value
 
(in millions)
State licenses
$
13.5

 
$

 
$
13.5

 
$
7.7

 
$

 
$
7.7

Insurance relationships
9.4

 
$
(9.4
)
 

 
9.4

 
$
(9.4
)
 

Other
0.1

 

 
0.1

 

 

 

Total
$
23.0

 
$
(9.4
)
 
$
13.6

 
$
17.1

 
$
(9.4
)
 
$
7.7


During the years ended December 31, 2018 and 2017, the Company recognized $0.2 million and $0.3 million in amortization expense associated with its intangible assets, respectively. There was no amortization expense in 2019. These amortization expenses are included in the Company's Consolidated Statements of Comprehensive Income in underwriting and general and administrative expenses.
Stock-based Compensation, Policy
Stock-Based Compensation
The Company provides stock-based compensation to its directors and certain of its employees, which is recognized in its Consolidated Statements of Comprehensive Income based on estimated grant date fair values over the relevant service period (see Note 13).
XML 24 R38.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Notes Payable (Tables)
12 Months Ended
Dec. 31, 2019
Notes Payable [Abstract]  
Schedule of long-term debt instruments table
Notes payable is comprised of the following:
 
December 31,
 
2019
 
2018
 
(in millions)
Dekania Surplus Note, due April 29, 2034
$

 
$
10.0

Alesco Surplus Note, due December 15, 2034

 
10.0

Total
$

 
$
20.0


XML 25 R13.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments
12 Months Ended
Dec. 31, 2019
Investments [Abstract]  
Investments Investments
The amortized cost, gross unrealized gains, gross unrealized losses, and estimated fair value of the Company's AFS investments were as follows:
 
 
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Estimated
Fair Value
At December 31, 2019
 
(in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$
83.7

 
$
1.9

 
$

 
$
85.6

U.S. Agencies
 
2.8

 
0.1

 

 
2.9

States and municipalities
 
458.2

 
26.3

 

 
484.5

Corporate securities
 
1,038.6

 
40.4

 

 
1,079.0

Residential mortgage-backed securities
 
471.7

 
9.4

 
(0.7
)
 
480.4

Commercial mortgage-backed securities
 
107.4

 
3.2

 

 
110.6

Asset-backed securities
 
60.4

 
0.9

 
(0.1
)
 
61.2

Other securities(1)
 
180.5

 
1.6

 
(0.4
)
 
181.7

Total fixed maturity securities
 
2,403.3

 
83.8

 
(1.2
)
 
2,485.9

Total AFS investments
 
$
2,403.3

 
$
83.8

 
$
(1.2
)
 
$
2,485.9

 
 
 
 
 
 
 
 
 
At December 31, 2018
 
 
 
 
 
 
 
 
Fixed maturity securities
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$
106.7

 
$
0.9

 
$
(1.2
)
 
$
106.4

U.S. Agencies
 
11.3

 
0.1

 

 
11.4

States and municipalities
 
513.4

 
15.3

 
(0.7
)
 
528.0

Corporate securities
 
1,106.2

 
5.8

 
(21.6
)
 
1,090.4

Residential mortgage-backed securities
 
459.1

 
2.2

 
(9.8
)
 
451.5

Commercial mortgage-backed securities
 
96.7

 
0.1

 
(2.5
)
 
94.3

Asset-backed securities
 
64.7

 
0.2

 
(0.4
)
 
64.5

Other securities(1)
 
155.6

 

 
(5.7
)
 
149.9

Total fixed maturity securities
 
2,513.7

 
24.6

 
(41.9
)
 
2,496.4

Short-term investments
 
25.0

 

 

 
25.0

Total AFS investments
 
$
2,538.7

 
$
24.6

 
$
(41.9
)
 
$
2,521.4

(1)
Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and reported at fair value.
The cost and estimated fair value of the Company's equity securities recorded at fair value at December 31, 2019 and 2018 were as follows:
 
 
Cost
 
Estimated Fair Value
 
 
(in millions)
At December 31, 2019
 
 
 
 
Equity securities at fair value
 
 
 
 
Industrial and miscellaneous
 
$
129.1

 
$
216.4

Other
 
26.5

 
40.3

Total equity securities at fair value
 
$
155.6

 
$
256.7

 
 
 
 
 
At December 31, 2018
 
 
 
 
Equity securities at fair value
 
 
 
 
Industrial and miscellaneous
 
$
114.6

 
$
174.8

Other
 
17.3

 
25.1

Total equity securities at fair value
 
$
131.9

 
$
199.9


The Company has investments in private equity limited partnerships that totaled $9.1 million (initial cost of $8.4 million) at December 31, 2019, which are carried at NAV based on information provided by the general partner. The Company also has investments in convertible preferred shares of real estate investment trusts that totaled $20.0 million at December 31, 2019, which are carried at cost and approximate fair value. These investments are non-redeemable until conversion and are periodically evaluated by the Company for impairment based on the ultimate recovery of the investment. Both of these investments are included in Other invested assets on the Company's Consolidated Balance Sheets, and changes in the value of these investments are recorded through Net realized and unrealized gains and losses on the Company's Consolidated Statements of Comprehensive Income. The Company had no Other invested assets at December 31, 2018.
The amortized cost and estimated fair value of the Company's fixed maturity securities at December 31, 2019, by contractual maturity, are shown below. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
 
Amortized Cost
 
Estimated Fair Value
 
 
(in millions)
Due in one year or less
 
$
170.2

 
$
171.5

Due after one year through five years
 
758.2

 
781.5

Due after five years through ten years
 
778.6

 
819.3

Due after ten years
 
56.8

 
61.4

Mortgage and asset-backed securities
 
639.5

 
652.2

Total
 
$
2,403.3

 
$
2,485.9


The following is a summary of AFS investments that have been in a continuous unrealized loss position for less than 12 months and those that have been in a continuous unrealized loss position for 12 months or greater as of December 31, 2019 and 2018.
 
 
December 31, 2019
 
December 31, 2018
 
 
Estimated Fair Value
 
Gross Unrealized Losses
 
Number of Issues
 
Estimated Fair Value
 
Gross Unrealized Losses
 
Number of Issues
Less than 12 months:
 
(dollars in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$

 
$

 

 
$
12.2

 
$
(0.1
)
 
7

States and municipalities
 

 

 

 
70.1

 
(0.7
)
 
21

Corporate securities
 

 

 

 
624.4

 
(13.4
)
 
205

Residential mortgage-backed securities
 
56.9

 
(0.2
)
 
29

 
156.9

 
(2.5
)
 
59

Commercial mortgage-backed securities
 

 

 

 
30.9

 
(0.5
)
 
13

Asset-backed securities
 
10.1

 
(0.1
)
 
6

 
25.1

 
(0.2
)
 
18

Other securities
 
15.2

 
(0.3
)
 
64

 
137.1

 
(5.7
)
 
215

Total fixed maturity securities
 
82.2

 
(0.6
)
 
99

 
1,056.7

 
(23.1
)
 
538

Total less than 12 months
 
$
82.2

 
$
(0.6
)
 
99

 
$
1,056.7

 
$
(23.1
)
 
538

 
 
 
 
 
 
 
 
 
 
 
 
 
12 months or greater:
 
 
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$

 
$

 

 
$
72.7

 
$
(1.1
)
 
25

Corporate securities
 

 

 

 
193.7

 
(8.2
)
 
69

Residential mortgage-backed securities
 
40.0

 
(0.5
)
 
19

 
199.8

 
(7.3
)
 
72

Commercial mortgage-backed securities
 

 

 

 
55.0

 
(2.0
)
 
22

Asset-backed securities
 

 

 

 
16.5

 
(0.2
)
 
17

Other securities
 
5.9

 
(0.1
)
 
19

 

 

 

Total fixed maturity securities
 
45.9

 
(0.6
)
 
38

 
537.7

 
(18.8
)
 
205

Total 12 months or greater
 
$
45.9

 
$
(0.6
)
 
38

 
$
537.7

 
$
(18.8
)
 
205


There were no other-than-temporary impairments recognized on fixed maturity securities during the year ended December 31, 2019. The Company recognized impairments on fixed maturity securities of $3.3 million (consisting of 66 securities) and $0.5 million (consisting of nine securities) during the years ended December 31, 2018 and 2017, respectively, as a result of the Company's intent to sell these securities and/or the severity of the change in fair values of these securities. The Company determined that the remaining unrealized losses on fixed maturity securities at December 31, 2019, 2018, and 2017 were primarily the result of changes in prevailing interest rates and not the credit quality of the issuers. The fixed maturity securities whose fair value was less than amortized cost were not determined to be other-than-temporarily impaired given the lack of severity and duration of the impairment, the credit quality of the issuers, the Company's intent to not sell the securities, and a determination that it is not more likely than not that the Company will be required to sell the securities at an amount less than their amortized cost.
Realized gains and losses on investments include the gain or loss on a security at the time of sale compared to its original or adjusted cost (equity securities and other invested assets) or amortized cost (fixed maturity securities). Realized losses on fixed maturity securities are also recognized when securities are written down as a result of an other-than-temporary impairment.
Net realized gains on investments and the change in unrealized gains (losses) on the Company's investments recorded at fair value are determined on a specific-identification basis and were as follows:
 
 
Gross Realized Gains
 
Gross Realized Losses
 
Change in Net Unrealized Gains (Losses)
 
Changes in Fair Value Reflected in Earnings
 
Changes in Fair Value Reflected in AOCI, before tax
 
 
(in millions)
Year Ended December 31, 2019
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
5.2

 
$
(1.3
)
 
$
99.9

 
$
3.9

 
$
99.9

Equity securities
 
17.8

 
(4.4
)
 
33.1

 
46.5

 

Other invested assets
 

 

 
0.7

 
0.7

 

Total investments
 
$
23.0

 
$
(5.7
)
 
$
133.7

 
$
51.1

 
$
99.9

 
 
 
 
 
 
 
 
 
 
 
Year Ended December 31, 2018
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
2.2

 
$
(4.0
)
 
$
(59.7
)
 
$
(1.8
)
 
$
(59.7
)
Equity securities
 
15.9

 
(1.6
)
 
(25.6
)
 
(11.3
)
 

Total investments
 
$
18.1

 
$
(5.6
)
 
$
(85.3
)
 
$
(13.1
)
 
$
(59.7
)
 
 
 
 
 
 
 
 
 
 
 
Year Ended December 31, 2017
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
4.7

 
$
(2.2
)
 
$
3.9

 
$
2.5

 
$
3.9

Equity securities
 
9.3

 
(4.4
)
 
17.5

 
4.9

 
17.5

Total investments
 
$
14.0

 
$
(6.6
)
 
$
21.4

 
$
7.4

 
$
21.4


Proceeds from the sales of fixed maturity securities were $163.0 million, $204.8 million and $249.8 million for years ended December 31, 2019, 2018 and 2017, respectively.
Net investment income was as follows:
 
 
Years Ended December 31,
 
 
2019
 
2018
 
2017
 
 
(in millions)
Fixed maturity securities
 
$
81.9

 
$
76.0

 
$
70.4

Equity securities
 
7.9

 
6.5

 
6.9

Other invested assets
 
1.2

 

 

Short-term investments
 

 
0.3

 
0.1

Cash equivalents and restricted cash
 
1.7

 
2.0

 
0.6

Gross investment income
 
92.7

 
84.8

 
78.0

Investment expenses
 
(4.6
)
 
(3.6
)
 
(3.4
)
Net investment income
 
$
88.1

 
$
81.2

 
$
74.6


The Company is required by various state laws and regulations to support its outstanding loss reserves in certain states in which it does business. These laws and regulations govern not only the amount but also the types of securities that are eligible for deposit. As of December 31, 2019 and 2018, securities having a fair value of $844.9 million and $867.7 million, respectively, were on deposit. Additionally, standby letters of credit from the FHLB were in place in lieu of $260.0 million and $140.0 million of securities on deposit as of December 31, 2019 and 2018, respectively (see Note 10).
Certain reinsurance contracts require the Company's funds to be held in trust for the benefit of the ceding reinsurer to secure the outstanding liabilities assumed by the Company. The fair value of fixed maturity securities and restricted cash and cash equivalents held in trust for the benefit of ceding reinsurers at December 31, 2019 and 2018 was $2.9 million and $23.2 million, respectively.
XML 26 R17.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Reinsurance
12 Months Ended
Dec. 31, 2019
Reinsurance [Abstract]  
Reinsurance Reinsurance
The Company purchases reinsurance from third parties in the normal course of its business in order to manage its exposures. The Company's reinsurance coverage is provided on both a quota share and excess of loss basis.
The effects of reinsurance on the Company's written and earned premiums and on its losses and LAE incurred were as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
Written
 
Earned
 
Written
 
Earned
 
Written
 
Earned
 
(in millions)
Direct premiums
$
687.4

 
$
691.6

 
$
739.0

 
$
727.2

 
$
719.5

 
$
712.5

Assumed premiums
9.5

 
9.6

 
9.9

 
10.0

 
10.2

 
10.0

Gross premiums
696.9

 
701.2

 
748.9

 
737.2

 
729.7

 
722.5

Ceded premiums
(5.4
)
 
(5.4
)
 
(6.1
)
 
(6.1
)
 
(6.0
)
 
(6.0
)
Net premiums
$
691.5

 
$
695.8

 
$
742.8

 
$
731.1

 
$
723.7

 
$
716.5

Ceded losses and LAE incurred
$
19.2

 
 
 
$
9.5

 
 
 
$
(0.5
)
 
 
Ceded losses and LAE incurred includes the amortization of the Deferred Gain, LPT Reserve Adjustments, and LPT Contingent Commission Adjustments.
Excess of Loss Reinsurance
The Company has consistently maintained excess of loss reinsurance coverage to protect it against the impact of large and/or catastrophic losses in its workers' compensation business. The Company currently maintains reinsurance for losses from a single occurrence or catastrophic event in excess of $10.0 million and up to $200.0 million, subject to certain exclusions. This current reinsurance program is effective July 1, 2019 through June 30, 2020. The coverage under the Company's annual reinsurance programs that ended July 1, 2019 and 2018 was $190.0 million, in excess of its $10.0 million retention on a per occurrence basis. The reinsurance coverage includes coverage for acts of terrorism, excluding nuclear, biological, chemical, and radiological events. Any liability outside the coverage limits of the reinsurance program is retained by the Company.
As of December 31, 2019, approximately 55% of the Company's excess of loss reinsurance program was provided by reinsurers domiciled in the United Kingdom.
Management currently believes that a British exit of the European Union (BREXIT) is unlikely to affect the Company's excess of loss reinsurance program because it is the Credit for Reinsurance Law and the Credit for Reinsurance Regulation in the ceding insurers' state of domicile (the Reinsurance Regulations) that governs the statutory treatment of both U.S. and Non-U.S. reinsurers. Therefore, provided that the Company's reinsurers domiciled in the United Kingdom and the European Union continue to maintain the collateral required by the Reinsurance Regulations at all times, the Company's excess of loss reinsurance program will be unaffected by BREXIT.
LPT Agreement
Recoverables from reinsurers on unpaid losses and LAE amounted to $532.5 million and $504.4 million at December 31, 2019 and 2018, respectively. At each of December 31, 2019 and 2018, $380.4 million and $408.2 million, respectively, of those recoverables was related to the LPT Agreement that was entered into in 1999 by the Fund and assumed by EICN. Under the LPT Agreement, substantially all of the Fund's losses and LAE on claims incurred prior to July 1, 1995 have been ceded to three unaffiliated reinsurers on a 100% quota share basis. Investments totaling $341.0 million and $311.6 million at December 31, 2019 and 2018, respectively, have been placed in trust by the three reinsurers as security for payment of the reinsured claims. Under the LPT Agreement, initially $1.5 billion in liabilities for the incurred but unpaid losses and LAE related to claims incurred prior to July 1, 1995, were reinsured for consideration of $775.0 million. The LPT Agreement provides coverage up to $2.0 billion. Through December 31, 2019, the Company has paid losses and LAE claims totaling $796.2 million related to the LPT Agreement.
The Company amortized $10.7 million, $11.9 million, and $11.3 million of the Deferred Gain for the years ended December 31, 2019, 2018, and 2017, respectively. Additionally, the Company recognized favorable development in the estimated reserves ceded under the LPT Agreement of $5.3 million and $6.3 million that reduced the Deferred Gain by $1.8 million and $2.2 million for
the years ended December 31, 2019 and 2018, respectively, due to favorable LPT Reserve Adjustments and by $0.2 million, $0.5 million, and $0.3 million for the years ended December 31, 2019, 2018, and 2017, respectively, due to favorable LPT Contingent Commission Adjustments (Note 2 –Reinsurance).
XML 27 R29.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Schedule VI. Supplemental Information (Notes)
12 Months Ended
Dec. 31, 2019
SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items]  
SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Text Block]
Schedule VI. Supplemental Information Concerning Property - Casualty Insurance Operations
 
Employers Holdings, Inc. and Subsidiaries
Consolidated Supplemental Information Concerning Property and Casualty Insurance Operations
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year
Ended
 
Deferred
Policy
Acquisition
Costs
 
Reserves For
Unpaid
Losses And
LAE
 
Unearned
Premiums
 
Net
Premiums
Earned
 
Net Investment
Income
 
Losses and
LAE Related
to Current
Years
 
Losses and
LAE Related to Prior
Years (including LPT Amortization and Adj)
 
Amortization
of Deferred
Policy
Acquisition Costs
 
Paid Losses And LAE (including LPT Amortization and Adj)
 
Net
Premiums
Written
(in millions)
Employers Segment
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2019
 
$
47.9

 
$
2,145.2

 
$
337.0

 
$
695.8

 
$
84.1

 
$
456.1

 
$
(77.5
)
 
$
107.7

 
$
421.8

 
$
691.4

2018
 
48.2

 
2,207.9

 
336.3

 
731.1

 
78.6

 
457.5

 
(66.2
)
 
112.0

 
416.9

 
742.8

2017
 
45.8

 
2,266.1

 
318.3

 
716.5

 
73.3

 
447.3

 
(18.5
)
 
108.2

 
420.7

 
723.7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cerity Segment
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2019
 
$

 
$

 
$
0.1

 
$

 
$
0.3

 
$

 
$

 
$

 
$

 
$
0.1

2018
 

 

 

 

 

 

 

 

 

 

2017
 

 

 

 

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate & Other
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2019
 
$

 
$
47.6

 
$

 
$

 
$
3.7

 
$

 
$
(12.7
)
 
$

 
$
(12.7
)
 
$

2018
 

 

 

 

 
2.6

 

 
(14.6
)
 

 
(14.6
)
 

2017
 

 

 

 

 
1.3

 

 
(11.6
)
 

 
(11.6
)
 


XML 28 R21.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Stock-Based Compensation
12 Months Ended
Dec. 31, 2019
Stock-Based Compensation [Abstract]  
Stock-Based Compensation Stock-Based Compensation
The Employers Holdings, Inc. Amended and Restated Equity and Incentive Plan (the Plan) is administered by the Compensation Committee of the Board of Directors, which is authorized to grant, at its discretion, awards to officers, employees, non-employee directors, consultants, and independent contractors. The maximum number of common shares reserved for grants of awards under the Plan was 5,500,000 shares, prior to reductions for grants made. The Plan provides for the grant of stock options (both incentive stock options and nonqualified stock options), stock appreciation rights, shares of restricted stock, restricted stock units (RSUs), performance stock units (PSUs), and other stock-based awards.
Commencing in 2017, employees who were awarded RSUs and PSUs are entitled to receive dividend equivalents for eligible awards, payable in cash, when the underlying award vests and becomes payable. If the underlying award does not vest or is forfeited, dividend equivalents with respect to the underlying award will also fail to become payable and will be forfeited.
As of December 31, 2019, the only incentive awards outstanding under the Plan were nonqualified stock options, RSUs, and PSUs.
Compensation costs are recognized based on expected performance, if applicable, net of any estimated forfeitures on a straight-line basis over the requisite employee service periods. Forfeiture rates are based on historical experience and are adjusted in subsequent periods for differences in actual forfeitures from those estimated. Net stock-based compensation expense recognized in the Company's Consolidated Statements of Comprehensive Income was as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
Stock-based compensation expense related to:
(in millions)
Stock options
$
0.1

 
$
0.3

 
$
0.5

RSUs
2.7

 
2.5

 
2.0

PSUs
7.2

 
6.5

 
4.3

Total
10.0

 
9.3

 
6.8

Less: related tax benefit
2.1

 
2.0

 
2.4

Net stock-based compensation expense
$
7.9

 
$
7.3

 
$
4.4


Stock Options
No stock options were granted in 2019, 2018 or 2017.
The Company anticipates issuing new shares of common stock upon the exercise of its outstanding stock options.
Changes in outstanding stock options for the year ended December 31, 2019 were as follows:
 
Number of Stock Options
 
Weighted-Average Price
 
Weighted Average Remaining Contractual Life
Stock options outstanding at December 31, 2016
564,096

 
$
21.04

 
3.3 years
Exercised
(307,076
)
 
19.44

 
 
Forfeited
(9,673
)
 
24.45

 

Stock options outstanding at December 31, 2017
247,347

 
22.90

 
3.4 years
Exercised
(57,091
)
 
20.17

 

Stock options outstanding at December 31, 2018
190,256

 
23.71

 
2.7 years
Exercised
(31,630
)
 
26.98

 

Forfeited
(4,610
)
 
25.37

 

Stock options outstanding at December 31, 2019
154,016

 
23.65

 
1.7 years
Exercisable at December 31, 2019
144,161

 
23.37

 
1.6 years

At December 31, 2019, the Company had yet to recognize less than $0.1 million of unamortized expense related to stock option grants and expects to recognize these costs on a straight-line basis over the next 3 months. The fair value of stock options vested and the intrinsic value of outstanding and exercisable stock options as of December 31, were as follows:
 
2019
 
2018
 
2017
 
(in millions)
Fair value of stock options vested
$
0.2

 
$
0.4

 
$
0.6

Intrinsic value of outstanding stock options
2.8

 
3.4

 
5.3

Intrinsic value of exercisable stock options
2.7

 
2.8

 
3.6

The intrinsic value of stock options exercised was $0.6 million, $1.4 million, and $7.6 million for the years ended December 31, 2019, 2018, and 2017.
RSUs
The Company has awarded RSUs to non-employee members of the Board of Directors and certain employees of the Company. The RSUs awarded to non-employee members of the Board of Directors generally vest on the first anniversary of the award date. RSU grants allow each non-employee Director to decide whether to defer settlement of the RSUs until six months after termination of Board service or settle the RSUs at vesting. Dividend equivalents are granted to Directors who elected to defer settlement of the RSUs after the grants vested. RSUs awarded to employees of the Company have a service vesting period of approximately four years from the date awarded and vest 25% on or after each of the subsequent four anniversaries of such date. These RSUs are subject to accelerated vesting in certain limited circumstances, such as: retirement, death or disability of the holder, or in connection with a change of control of the Company.
Changes in outstanding RSUs for the year ended December 31, 2019 were as follows:
 
 
Number of RSUs
 
Weighted Average Grant Date Fair Value
RSUs outstanding at December 31, 2016
 
324,384

 
$
22.55

Granted
 
87,276

 
37.94

Forfeited
 
(13,711
)
 
29.28

Vested
 
(102,785
)
 
22.89

RSUs outstanding at December 31, 2017
 
295,164

 
26.67

Granted
 
87,857

 
40.26

Forfeited
 
(3,370
)
 
33.51

Vested
 
(129,351
)
 
24.53

RSUs outstanding at December 31, 2018
 
250,300

 
32.45

Granted
 
90,576

 
40.60

Forfeited
 
(22,232
)
 
36.39

Vested
 
(76,739
)
 
33.99

RSUs outstanding at December 31, 2019
 
241,905

 
34.70

Vested but unsettled RSUs at December 31, 2019
 
73,535

 
24.75

At December 31, 2019, the Company had yet to recognize $5.0 million of unamortized expense related to outstanding RSUs and expects to recognize these costs on a straight-line basis over the next 39 months. The grant date fair value of RSUs vested and the intrinsic value of vested RSUs for the years ended December 31, were as follows:
 
2019
 
2018
 
2017
 
(in millions)
Grant date fair value of RSUs vested
$
2.6

 
$
3.2

 
$
2.4

Intrinsic value of RSUs vested
3.2

 
5.5

 
4.3


The intrinsic value of outstanding RSUs was $10.1 million, $10.5 million, and $13.1 million at December 31, 2019, 2018, and 2017.
PSUs
The Company has awarded PSUs to certain employees of the Company as follows:
Date of Grant
 
Target Number Awarded
 
Fair Value on Date of Grant
 
Aggregate Fair Value on Date of Grant
 
 
 
 
 
 
(in millions)
March 2017(1)
 
97,440

 
$
37.60

 
$
3.7

March 2018(1)
 
96,940

 
40.30

 
3.9

March 2019(1)
 
95,940

 
40.54

 
3.9

August 2019(1)
 
9,587

 
41.72

 
0.4


(1)
The PSUs awarded in March 2017, 2018, and 2019 and August 2019 were awarded to certain employees of the Company and have a performance period of two years followed by an additional one year vesting period. The PSU awards are subject to certain performance goals with payouts that range from 0% to 200% of the target awards. The values shown in the table represent the aggregate number of PSUs awarded at the target level.
At December 31, 2019, the Company had yet to recognize $8.0 million of unamortized expense related to PSU grants and expects to recognize these costs on a straight-line basis over the next 24 months. This is based on the expectation of the Company achieving a 200% of target rate for the 2017 PSUs, a 200% of target rate for the 2018 PSUs, and a 200% of target rate for the 2019 PSUs.
XML 29 R3.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Consolidated Balance Sheets Parentheticals - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Parentheticals [Abstract]    
Fixed maturity securities, amortized cost $ 2,403,300 $ 2,513,700
Equity securities, cost 155,600 131,900
Short-term investments at fair value (amortized cost $25.0 at December 31, 2018) 0 25,000
Premiums receivable, bad debt allowance $ 4,600 $ 6,700
Common stock, par value (in dollars per share) $ 0.01 $ 0.01
Common stock, shares authorized (in shares) 150,000,000 150,000,000
Common stock, shares issued (in shares) 57,184,370 56,975,675
Common stock, shares outstanding (in shares) 31,355,378 32,765,792
Preferred stock, par value (in dollars per share) $ 0.01 $ 0.01
Preferred stock, shares authorized (in shares) 25,000,000 25,000,000
Preferred stock, shares issued (in shares) 0 0
Treasury stock, at cost (in shares) 25,828,992 24,209,883
XML 30 R25.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Earnings Per Share
12 Months Ended
Dec. 31, 2019
Earnings Per Share [Abstract]  
Earnings Per Share Earnings Per Common Share
Basic earnings per share, which includes no dilution from outstanding stock-based awards, is computed by dividing net income by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflect the potential dilutive impact of all outstanding stock-based awards on earnings per share. Diluted earnings per share includes common shares assumed issued under the "treasury stock method," which reflects the potential dilution that would occur if outstanding RSUs and PSUs vested, and stock options were to be exercised.
Commencing in 2017, certain stock-based compensation awards are eligible to receive dividend equivalents on awards that fully vest or become payable.
The following table presents the net income and the weighted average shares outstanding used in the earnings per share common share calculations.
 
Years Ended December 31,
 
2019

2018

2017
 
(in millions, except share data)
Net income
$
157.1

 
$
141.3

 
$
101.2

Weighted average number of shares outstanding–basic
32,120,578

 
32,884,828

 
32,501,576

Effect of dilutive securities:
 
 
 
 
 
Stock options
77,482

 
97,810

 
208,602

PSUs
285,550

 
268,030

 
271,738

RSUs
56,108

 
60,669

 
78,844

Dilutive potential shares
419,140

 
426,509

 
559,184

Weighted average number of shares outstanding–diluted
32,539,718

 
33,311,337

 
33,060,760


XML 31 R7.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Consolidated Statements of Stockholders Equity Parentheticals - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Consolidated Statement of Stockholders Equity Parentheticals [Abstract]      
Other Comprehensive Income (Loss), Tax $ (21.0) $ 12.5 $ (6.3)
XML 32 FilingSummary.xml IDEA: XBRL DOCUMENT 3.19.3.a.u2 html 410 601 1 true 94 0 false 4 false false R1.htm 0001000 - Document - Cover Page Sheet http://www.employers.com/role/CoverPage Cover Page Cover 1 false false R2.htm 1001000 - Statement - Consolidated Balance Sheets Sheet http://www.employers.com/role/ConsolidatedBalanceSheets Consolidated Balance Sheets Statements 2 false false R3.htm 1001001 - Statement - Consolidated Balance Sheets Parentheticals Sheet http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals Consolidated Balance Sheets Parentheticals Statements 3 false false R4.htm 1002000 - Statement - Consolidated Statements of Comprehensive Income Sheet http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome Consolidated Statements of Comprehensive Income Statements 4 false false R5.htm 1002001 - Statement - Consolidated Statements of Comprehensive Income Parentheticals Sheet http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncomeParentheticals Consolidated Statements of Comprehensive Income Parentheticals Statements 5 false false R6.htm 1003000 - Statement - Consolidated Statements of Stockholders Equity Sheet http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity Consolidated Statements of Stockholders Equity Statements 6 false false R7.htm 1003001 - Statement - Consolidated Statements of Stockholders Equity Parentheticals Sheet http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquityParentheticals Consolidated Statements of Stockholders Equity Parentheticals Statements 7 false false R8.htm 1004000 - Statement - Consolidated Statements of Cash Flows Sheet http://www.employers.com/role/ConsolidatedStatementsOfCashFlows Consolidated Statements of Cash Flows Statements 8 false false R9.htm 2101100 - Disclosure - Basis of Presentation Sheet http://www.employers.com/role/BasisOfPresentation Basis of Presentation Notes 9 false false R10.htm 2107100 - Disclosure - Summary of Significant Accounting Policies Sheet http://www.employers.com/role/SummaryOfSignificantAccountingPolicies Summary of Significant Accounting Policies Notes 10 false false R11.htm 2122100 - Disclosure - New Accounting Standards Sheet http://www.employers.com/role/NewAccountingStandards New Accounting Standards Notes 11 false false R12.htm 2128100 - Disclosure - Fair Value of Financial Instruments Sheet http://www.employers.com/role/FairValueOfFinancialInstruments Fair Value of Financial Instruments Notes 12 false false R13.htm 2131100 - Disclosure - Investments Sheet http://www.employers.com/role/Investments Investments Notes 13 false false R14.htm 2134100 - Disclosure - Property and Equipment Sheet http://www.employers.com/role/PropertyAndEquipment Property and Equipment Notes 14 false false R15.htm 2135100 - Disclosure - Income Taxes Sheet http://www.employers.com/role/IncomeTaxes Income Taxes Notes 15 false false R16.htm 2136100 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Sheet http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpenses Liability for Unpaid Losses and Loss Adjustment Expenses Notes 16 false false R17.htm 2137100 - Disclosure - Reinsurance Sheet http://www.employers.com/role/Reinsurance Reinsurance Notes 17 false false R18.htm 2139100 - Disclosure - Notes Payable Notes http://www.employers.com/role/NotesPayable Notes Payable Notes 18 false false R19.htm 2140100 - Disclosure - Commitments and Contingencies Sheet http://www.employers.com/role/CommitmentsAndContingencies Commitments and Contingencies Notes 19 false false R20.htm 2141100 - Disclosure - Stockholders' Equity Sheet http://www.employers.com/role/StockholdersEquity Stockholders' Equity Notes 20 false false R21.htm 2142100 - Disclosure - Stock-Based Compensation Sheet http://www.employers.com/role/StockBasedCompensation Stock-Based Compensation Notes 21 false false R22.htm 2143100 - Disclosure - Statutory Matters Sheet http://www.employers.com/role/StatutoryMatters Statutory Matters Notes 22 false false R23.htm 2144100 - Disclosure - Accumulated Other Comprehensive Income, Net Sheet http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNet Accumulated Other Comprehensive Income, Net Notes 23 false false R24.htm 2146100 - Disclosure - Employee Benefit and Retirement Plans Sheet http://www.employers.com/role/EmployeeBenefitAndRetirementPlans Employee Benefit and Retirement Plans Notes 24 false false R25.htm 2147100 - Disclosure - Earnings Per Share Sheet http://www.employers.com/role/EarningsPerShare Earnings Per Share Notes 25 false false R26.htm 2148100 - Disclosure - Segments Level 1 (Notes) Notes http://www.employers.com/role/SegmentsLevel1Notes Segments Level 1 (Notes) Notes 26 false false R27.htm 2150100 - Disclosure - Selected Quarterly Financial Data Sheet http://www.employers.com/role/SelectedQuarterlyFinancialData Selected Quarterly Financial Data Notes 27 false false R28.htm 2151100 - Schedule - Schedule II. Condensed Financial Information of Registrant Sheet http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrant Schedule II. Condensed Financial Information of Registrant Uncategorized 28 false false R29.htm 2153100 - Disclosure - Schedule VI. Supplemental Information (Notes) Notes http://www.employers.com/role/ScheduleViSupplementalInformationNotes Schedule VI. Supplemental Information (Notes) Cover 29 false false R30.htm 2207201 - Disclosure - Summary of Significant Accounting Policies (Policies) Sheet http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies Summary of Significant Accounting Policies (Policies) Notes 30 false false R31.htm 2307302 - Disclosure - Summary of Significant Accounting Policies (Tables) Sheet http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesTables Summary of Significant Accounting Policies (Tables) Tables http://www.employers.com/role/SummaryOfSignificantAccountingPolicies 31 false false R32.htm 2328301 - Disclosure - Fair Value of Financial Instruments (Tables) Sheet http://www.employers.com/role/FairValueOfFinancialInstrumentsTables Fair Value of Financial Instruments (Tables) Tables http://www.employers.com/role/FairValueOfFinancialInstruments 32 false false R33.htm 2331301 - Disclosure - Investments (Tables) Sheet http://www.employers.com/role/InvestmentsTables Investments (Tables) Tables http://www.employers.com/role/Investments 33 false false R34.htm 2334301 - Disclosure - Property and Equipment (Tables) Sheet http://www.employers.com/role/PropertyAndEquipmentTables Property and Equipment (Tables) Tables http://www.employers.com/role/PropertyAndEquipment 34 false false R35.htm 2335301 - Disclosure - Income Taxes (Tables) Sheet http://www.employers.com/role/IncomeTaxesTables Income Taxes (Tables) Tables http://www.employers.com/role/IncomeTaxes 35 false false R36.htm 2336301 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses (Tables) Sheet http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesTables Liability for Unpaid Losses and Loss Adjustment Expenses (Tables) Tables http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpenses 36 false false R37.htm 2337301 - Disclosure - Reinsurance (Tables) Sheet http://www.employers.com/role/ReinsuranceTables Reinsurance (Tables) Tables http://www.employers.com/role/Reinsurance 37 false false R38.htm 2339301 - Disclosure - Notes Payable (Tables) Notes http://www.employers.com/role/NotesPayableTables Notes Payable (Tables) Tables http://www.employers.com/role/NotesPayable 38 false false R39.htm 2340301 - Disclosure - Commitments and Contingencies (Tables) Sheet http://www.employers.com/role/CommitmentsAndContingenciesTables Commitments and Contingencies (Tables) Tables http://www.employers.com/role/CommitmentsAndContingencies 39 false false R40.htm 2342301 - Disclosure - Stock-Based Compensation (Tables) Sheet http://www.employers.com/role/StockBasedCompensationTables Stock-Based Compensation (Tables) Tables http://www.employers.com/role/StockBasedCompensation 40 false false R41.htm 2343301 - Disclosure - Statutory Matters (Tables) Sheet http://www.employers.com/role/StatutoryMattersTables Statutory Matters (Tables) Tables http://www.employers.com/role/StatutoryMatters 41 false false R42.htm 2344301 - Disclosure - Accumulated Other Comprehensive Income, Net (Tables) Sheet http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetTables Accumulated Other Comprehensive Income, Net (Tables) Tables http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNet 42 false false R43.htm 2347301 - Disclosure - Earnings Per Share (Tables) Sheet http://www.employers.com/role/EarningsPerShareTables Earnings Per Share (Tables) Tables http://www.employers.com/role/EarningsPerShare 43 false false R44.htm 2348301 - Disclosure - Segments (Tables) Sheet http://www.employers.com/role/SegmentsTables Segments (Tables) Tables http://www.employers.com/role/SegmentsLevel1Notes 44 false false R45.htm 2350301 - Disclosure - Selected Quarterly Financial Data (Tables) Sheet http://www.employers.com/role/SelectedQuarterlyFinancialDataTables Selected Quarterly Financial Data (Tables) Tables http://www.employers.com/role/SelectedQuarterlyFinancialData 45 false false R46.htm 2401401 - Disclosure - Basis of Presentation Purchase of CIC (Details) Sheet http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails Basis of Presentation Purchase of CIC (Details) Details 46 false false R47.htm 2401402 - Disclosure - Basis of Presentation Reportable Segments (Details) Sheet http://www.employers.com/role/BasisOfPresentationReportableSegmentsDetails Basis of Presentation Reportable Segments (Details) Details 47 false false R48.htm 2407403 - Disclosure - Summary of Significant Accounting Policies (Details) Sheet http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails Summary of Significant Accounting Policies (Details) Details http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesTables 48 false false R49.htm 2422401 - Disclosure - New Accounting Standards Recently Adopted Accounting Standards (Details) Sheet http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails New Accounting Standards Recently Adopted Accounting Standards (Details) Details 49 false false R50.htm 2428402 - Disclosure - Fair Value of Financial Instruments (Details) Sheet http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails Fair Value of Financial Instruments (Details) Details http://www.employers.com/role/FairValueOfFinancialInstrumentsTables 50 false false R51.htm 2428403 - Disclosure - Fair Value of Financial Instruments, Fair Value Inputs (Details) Sheet http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails Fair Value of Financial Instruments, Fair Value Inputs (Details) Details 51 false false R52.htm 2428404 - Disclosure - Fair Value of Financial Instruments Fair Value of Financial Instruments, Reconciliation of Level 3 Securities (Details) Sheet http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails Fair Value of Financial Instruments Fair Value of Financial Instruments, Reconciliation of Level 3 Securities (Details) Details 52 false false R53.htm 2428405 - Disclosure - Fair Value of Financial Instruments Instruments Carried at NAV (Details) Sheet http://www.employers.com/role/FairValueOfFinancialInstrumentsInstrumentsCarriedAtNavDetails Fair Value of Financial Instruments Instruments Carried at NAV (Details) Details 53 false false R54.htm 2431402 - Disclosure - Investments Available for Sale Securities (Details) Sheet http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails Investments Available for Sale Securities (Details) Details 54 false false R55.htm 2431403 - Disclosure - Investments Equity Securities (Details) Sheet http://www.employers.com/role/InvestmentsEquitySecuritiesDetails Investments Equity Securities (Details) Details 55 false false R56.htm 2431404 - Disclosure - Investments, Amortized Cost and Estimated Fair Value (Details) Sheet http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails Investments, Amortized Cost and Estimated Fair Value (Details) Details 56 false false R57.htm 2431405 - Disclosure - Investments, Continuous Loss Position (Details) Sheet http://www.employers.com/role/InvestmentsContinuousLossPositionDetails Investments, Continuous Loss Position (Details) Details 57 false false R58.htm 2431406 - Disclosure - Investments, Net Realized Gains (Losses) (Details) Sheet http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails Investments, Net Realized Gains (Losses) (Details) Details 58 false false R59.htm 2431407 - Disclosure - Net Investment Income (Details) Sheet http://www.employers.com/role/NetInvestmentIncomeDetails Net Investment Income (Details) Details 59 false false R60.htm 2431408 - Disclosure - Investments Investments, held in Trust or on Deposit (Details) Sheet http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails Investments Investments, held in Trust or on Deposit (Details) Details 60 false false R61.htm 2431409 - Disclosure - Investments Other Invested Assets (Details) Sheet http://www.employers.com/role/InvestmentsOtherInvestedAssetsDetails Investments Other Invested Assets (Details) Details 61 false false R62.htm 2434402 - Disclosure - Property and Equipment Property and Equipment breakout (Details) Sheet http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails Property and Equipment Property and Equipment breakout (Details) Details 62 false false R63.htm 2435402 - Disclosure - Income Taxes (Details) Sheet http://www.employers.com/role/IncomeTaxesDetails Income Taxes (Details) Details http://www.employers.com/role/IncomeTaxesTables 63 false false R64.htm 2436402 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses (Details) Sheet http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails Liability for Unpaid Losses and Loss Adjustment Expenses (Details) Details http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesTables 64 false false R65.htm 2436403 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Historical Incurred Losses and LAE (Details) Sheet http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails Liability for Unpaid Losses and Loss Adjustment Expenses Historical Incurred Losses and LAE (Details) Details 65 false false R66.htm 2436404 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Reconciliation of Claims Development to Aggregate Carrying Amount of the Liability for Unpaid Losses and LAE (Details) Sheet http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails Liability for Unpaid Losses and Loss Adjustment Expenses Reconciliation of Claims Development to Aggregate Carrying Amount of the Liability for Unpaid Losses and LAE (Details) Details 66 false false R67.htm 2436405 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Short Duration Insurance Contracts, Historcial Claims Duration (Details) Sheet http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails Liability for Unpaid Losses and Loss Adjustment Expenses Short Duration Insurance Contracts, Historcial Claims Duration (Details) Details 67 false false R68.htm 2437402 - Disclosure - Reinsurance Reinsurance Premium Note (Details) Sheet http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails Reinsurance Reinsurance Premium Note (Details) Details 68 false false R69.htm 2437403 - Disclosure - Reinsurance Excess of Loss (Details) Sheet http://www.employers.com/role/ReinsuranceExcessOfLossDetails Reinsurance Excess of Loss (Details) Details 69 false false R70.htm 2437404 - Disclosure - Reinsurance LPT Agreement (Details) Sheet http://www.employers.com/role/ReinsuranceLptAgreementDetails Reinsurance LPT Agreement (Details) Details 70 false false R71.htm 2439402 - Disclosure - Notes Payable Outstanding (Details) Notes http://www.employers.com/role/NotesPayableOutstandingDetails Notes Payable Outstanding (Details) Details 71 false false R72.htm 2439403 - Disclosure - Notes Payable Principal payment obligations on notes payable outstanding (Details) Notes http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails Notes Payable Principal payment obligations on notes payable outstanding (Details) Details 72 false false R73.htm 2439404 - Disclosure - Notes Payable Letters of Credit (Details) Notes http://www.employers.com/role/NotesPayableLettersOfCreditDetails Notes Payable Letters of Credit (Details) Details 73 false false R74.htm 2440402 - Disclosure - Commitments and Contingencies Operating Leases (Details) Sheet http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails Commitments and Contingencies Operating Leases (Details) Details 74 false false R75.htm 2440403 - Disclosure - Commitments and Contingencies Future Lease Payments (Details) Sheet http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails Commitments and Contingencies Future Lease Payments (Details) Details 75 false false R76.htm 2440404 - Disclosure - Commitments and Contingencies Leases, Supplemental Cash Flow Information (Details) Sheet http://www.employers.com/role/CommitmentsAndContingenciesLeasesSupplementalCashFlowInformationDetails Commitments and Contingencies Leases, Supplemental Cash Flow Information (Details) Details 76 false false R77.htm 2440405 - Disclosure - Commitments and Contingencies Contingencies Surrounding Insurance Assessments (Details) Sheet http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails Commitments and Contingencies Contingencies Surrounding Insurance Assessments (Details) Details 77 false false R78.htm 2440406 - Disclosure - Commitments and Contingencies Capital Commitment (Details) Sheet http://www.employers.com/role/CommitmentsAndContingenciesCapitalCommitmentDetails Commitments and Contingencies Capital Commitment (Details) Details 78 false false R79.htm 2441401 - Disclosure - Stockholders' Equity (Details) Sheet http://www.employers.com/role/StockholdersEquityDetails Stockholders' Equity (Details) Details http://www.employers.com/role/StockholdersEquity 79 false false R80.htm 2442402 - Disclosure - Stock-Based Compensation Expense (Details) Sheet http://www.employers.com/role/StockBasedCompensationExpenseDetails Stock-Based Compensation Expense (Details) Details 80 false false R81.htm 2442404 - Disclosure - Stock-Based Compensation Changes in Outstanding Stock Options (Details) Sheet http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails Stock-Based Compensation Changes in Outstanding Stock Options (Details) Details 81 false false R82.htm 2442405 - Disclosure - Stock-Based Compensation Performance Share Awards (Details) Sheet http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails Stock-Based Compensation Performance Share Awards (Details) Details 82 false false R83.htm 2443402 - Disclosure - Statutory Matters Statutory Matters (Details) Sheet http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails Statutory Matters Statutory Matters (Details) Details 83 false false R84.htm 2444402 - Disclosure - Accumulated Other Comprehensive Income, Net (Details) Sheet http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetDetails Accumulated Other Comprehensive Income, Net (Details) Details http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetTables 84 false false R85.htm 2446401 - Disclosure - Employee Benefit and Retirement Plans Employee Benefit and Retirement Plans (Details) Sheet http://www.employers.com/role/EmployeeBenefitAndRetirementPlansEmployeeBenefitAndRetirementPlansDetails Employee Benefit and Retirement Plans Employee Benefit and Retirement Plans (Details) Details 85 false false R86.htm 2447402 - Disclosure - Earnings Per Share Earnings Per Share (Details) Sheet http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails Earnings Per Share Earnings Per Share (Details) Details 86 false false R87.htm 2448402 - Disclosure - Segments Segment Net Income Before Income Taxes (Details) Sheet http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails Segments Segment Net Income Before Income Taxes (Details) Details 87 false false R88.htm 2448403 - Disclosure - Segments Geographic Information (Details) Sheet http://www.employers.com/role/SegmentsGeographicInformationDetails Segments Geographic Information (Details) Details 88 false false R89.htm 2450402 - Disclosure - Selected Quarterly Financial Data Selected Quarterly Financial Data (Details) Sheet http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails Selected Quarterly Financial Data Selected Quarterly Financial Data (Details) Details 89 false false R90.htm 2450403 - Disclosure - Selected Quarterly Financial Data Significant Quarterly Adjustments (Details) Sheet http://www.employers.com/role/SelectedQuarterlyFinancialDataSignificantQuarterlyAdjustmentsDetails Selected Quarterly Financial Data Significant Quarterly Adjustments (Details) Details 90 false false R91.htm 2451401 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets) (Details) Sheet http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets) (Details) Details 91 false false R92.htm 2451402 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets Parenthetical) (Details) Sheet http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets Parenthetical) (Details) Details 92 false false R93.htm 2451403 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Income) (Details) Sheet http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Income) (Details) Details 93 false false R94.htm 2451404 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Cash Flows) (Details) Sheet http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Cash Flows) (Details) Details 94 false false R95.htm 2453402 - Disclosure - Schedule VI. Supplemental Information (Details) Sheet http://www.employers.com/role/ScheduleViSupplementalInformationDetails Schedule VI. Supplemental Information (Details) Details 95 false false All Reports Book All Reports eig-2019x10k.htm eig-20191231.xsd eig-20191231_cal.xml eig-20191231_def.xml eig-20191231_lab.xml eig-20191231_pre.xml eig-ex3112019.htm eig-ex3122019.htm eig-ex3212019.htm eig-ex3222019.htm exhibit2112019.htm exhibit2312019.htm exhibit422019.htm chart-adf5475d480b579c92c.jpg http://xbrl.sec.gov/stpr/2018-01-31 http://fasb.org/srt/2019-01-31 http://xbrl.sec.gov/dei/2019-01-31 http://fasb.org/us-gaap/2019-01-31 http://xbrl.sec.gov/country/2017-01-31 true true XML 33 R63.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Income Taxes (Details) - USD ($)
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Statutory federal tax rate                   21.00% 35.00%
Current Income Tax Expense (Benefit), Continuing Operations [Abstract]                      
Current federal tax expense (benefit)                 $ 26,300,000 $ 13,200,000 $ 17,900,000
Current state and local tax expense (benefit)                 1,800,000 600,000 700,000
Current income tax expense (benefit)                 28,100,000 13,800,000 18,600,000
Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]                      
Revaluation of deferred tax asset                 0 (400,000) 7,000,000.0
Routine/other                 8,600,000 14,800,000 17,200,000
Deferred income tax expense (benefit)                 8,600,000 14,400,000 24,200,000
Income tax expense $ 9,600,000 $ 8,100,000 $ 9,000,000.0 $ 10,000,000.0 $ 4,900,000 $ 10,700,000 $ 8,800,000 $ 3,800,000 36,700,000 28,200,000 42,800,000
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]                      
Expense computed at statutory rate                 40,700,000 35,600,000 50,400,000
Dividends received deduction and tax-exempt interest                 (2,400,000) (2,900,000) (7,600,000)
LPT deferred gain amortization                 (2,300,000) (2,600,000) (4,000,000.0)
Stock based compensation                 (900,000) (1,400,000) (3,400,000)
LPT reserve adjustment                 (400,000) (500,000) 0
Revaluation of deferred tax asset                 0 (400,000) 7,000,000.0
Income tax reconciliation, other                 2,000,000.0 400,000 400,000
Net income 31,800,000 $ 32,800,000 $ 40,700,000 $ 51,800,000 25,600,000 $ 47,600,000 $ 42,500,000 $ 25,600,000 157,100,000 141,300,000 101,200,000
Unrecognized tax benefits 0       0       0 0 0
Income Taxes Paid, Net                 37,800,000 4,200,000 21,300,000
Deferred Tax Liabilities [Abstract]                      
Unrealized capital gains, net 38,700,000       10,600,000       38,700,000 10,600,000  
Deferred policy acquisition cost 10,200,000       10,300,000       10,200,000 10,300,000  
Intangible assets 1,600,000               1,600,000    
Other deferred tax liabilities 7,100,000       6,800,000       7,100,000 6,800,000  
Total deferred tax liabilities 57,600,000       29,300,000       57,600,000 29,300,000  
Deferred Tax Liabilities, Net (2,600,000)               (2,600,000)    
Deferred Tax Assets [Abstract]                      
Loss reserves discounting for tax reporting 30,900,000       31,100,000       30,900,000 31,100,000  
Unearned premiums 13,200,000       13,300,000       13,200,000 13,300,000  
Allowance for bad debt 1,000,000.0       1,400,000       1,000,000.0 1,400,000  
Stock based compensation 3,400,000       2,900,000       3,400,000 2,900,000  
Accrued liabilities 4,400,000       4,900,000       4,400,000 4,900,000  
Other deferred tax assets 2,100,000       2,600,000       2,100,000 2,600,000  
Total deferred tax assets 55,000,000.0       56,200,000       55,000,000.0 56,200,000  
Deferred income taxes, net $ 0       $ 26,900,000       0 26,900,000  
Change Due to Estimated Reserves Ceded Under the LPT Agreement [Member]                      
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]                      
Net income                 1,800,000 2,200,000 0
Change to Contingent Profit Commission [Member]                      
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]                      
Net income                 200,000 $ 500,000 $ 300,000
Accounting Standards Update 2018-05 [Member]                      
Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]                      
Revaluation of deferred tax asset                 0    
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]                      
Revaluation of deferred tax asset                 $ 0    
XML 34 R93.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Income) (Details) - USD ($)
$ / shares in Units, $ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Revenues                      
Net investment income                 $ 88.1 $ 81.2 $ 74.6
Net realized and unrealized gains on investments $ 17.8 $ 2.6 $ 7.4 $ 23.3 $ (26.4) $ 15.6 $ 5.7 $ (8.0) 51.1 (13.1) 7.4
Total revenues                 835.9 800.4 801.4
Expenses                      
Underwriting and general and administrative expenses                 0.0 0.0 7.5
Total expenses                 642.1 630.9 657.4
Income tax expense 9.6 8.1 9.0 10.0 4.9 10.7 8.8 3.8 36.7 28.2 42.8
Net income $ 31.8 $ 32.8 $ 40.7 $ 51.8 $ 25.6 $ 47.6 $ 42.5 $ 25.6 $ 157.1 $ 141.3 $ 101.2
Earnings per common share for the stated periods (Note 17):                      
Basic $ 1.00 $ 1.03 $ 1.27 $ 1.60 $ 0.78 $ 1.45 $ 1.29 $ 0.78 $ 4.89 $ 4.30 $ 3.11
Diluted $ 0.99 $ 1.01 $ 1.25 $ 1.57 $ 0.77 $ 1.43 $ 1.28 $ 0.77 4.83 4.24 3.06
Cash dividends declared per common share and eligible RSUs and PSUs                 $ 0.88 $ 0.80 $ 0.60
Parent Company [Member]                      
Revenues                      
Net investment income                 $ 3.7 $ 2.5 $ 1.3
Net realized and unrealized gains on investments                 3.3 0.8 0.0
Total revenues                 7.0 3.3 1.3
Expenses                      
Underwriting and general and administrative expenses                 19.0 17.5 15.2
Total expenses                 19.0 17.5 15.2
Loss before income taxes and equity in earnings of subsidiaries                 (12.0) (14.2) (13.9)
Income tax expense                 (2.5) (4.3) (5.8)
Net loss before equity in earnings of subsidiaries                 (9.5) (9.9) (8.1)
Equity in earnings of subsidiaries                 166.6 151.2 109.3
Net income                 $ 157.1 $ 141.3 $ 101.2
Earnings per common share for the stated periods (Note 17):                      
Basic                 $ 4.89 $ 4.30 $ 3.11
Diluted                 $ 4.83 $ 4.24 $ 3.06
XML 35 R67.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Liability for Unpaid Losses and Loss Adjustment Expenses Short Duration Insurance Contracts, Historcial Claims Duration (Details)
Dec. 31, 2019
Average annual percentage payout of incurred claims by age, net of reinsurance  
Year one 17.70%
Year two 26.30%
Year three 17.40%
Year four 11.70%
Year five 7.50%
Year six 5.10%
Year seven 3.60%
Year eight 2.40%
Year nine 1.80%
Year ten 1.00%
XML 36 R44.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Segments (Tables)
12 Months Ended
Dec. 31, 2019
Segment Reporting [Abstract]  
Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]
 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2019
 
 
 
 
 
 
 
 
Gross premiums written
 
$
696.8

 
$
0.1

 
$

 
$
696.9

Net premiums written
 
691.4

 
0.1

 

 
691.5

 
 
 
 
 
 
 
 
 
Net premiums earned
 
695.8

 

 

 
695.8

Net investment income
 
84.1

 
0.3

 
3.7

 
88.1

Net realized and unrealized gains on investments
 
47.7

 
0.1

 
3.3

 
51.1

Other income
 
0.9

 

 

 
0.9

Total revenues
 
828.5

 
0.4

 
7.0

 
835.9

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
378.6

 

 
(12.7
)
 
365.9

Commission expense
 
88.1

 

 

 
88.1

Underwriting and general and administrative expenses
 
153.2

 
16.0

 
18.3

 
187.5

Interest and financing expenses
 
0.6

 

 

 
0.6

Total expenses
 
620.5

 
16.0

 
5.6

 
642.1

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
208.0

 
$
(15.6
)
 
$
1.4

 
$
193.8

 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2018
 
 
 
 
 
 
 
 
Gross premiums written
 
$
748.9

 
$

 
$

 
$
748.9

Net premiums written
 
742.8

 

 

 
742.8

 
 
 
 
 
 
 
 
 
Net premiums earned
 
731.1

 

 

 
731.1

Net investment income
 
78.6

 

 
2.6

 
81.2

Net realized and unrealized (losses) gains on investments
 
(13.9
)
 

 
0.8

 
(13.1
)
Other income
 
1.0

 
0.2

 

 
1.2

Total revenues
 
796.8

 
0.2

 
3.4

 
800.4

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
391.3

 

 
(14.6
)
 
376.7

Commission expense
 
94.2

 

 

 
94.2

Underwriting and general and administrative expenses
 
135.0

 
5.9

 
17.6

 
158.5

Interest and financing expenses
 
1.5

 

 

 
1.5

Total expenses
 
622.0

 
5.9

 
3.0

 
630.9

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
174.8

 
$
(5.7
)
 
$
0.4

 
$
169.5


 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2017
 
 
 
 
 
 
 
 
Gross premiums written
 
$
729.7

 
$

 
$

 
$
729.7

Net premiums written
 
723.7

 

 

 
723.7

 
 
 
 
 
 
 
 
 
Net premiums earned
 
716.5

 

 

 
716.5

Net investment income
 
73.3

 

 
1.3

 
74.6

Net realized and unrealized gains on investments
 
7.4

 

 

 
7.4

Gain on redemption of notes payable
 
2.1

 

 

 
2.1

Other income
 
0.8

 

 

 
0.8

Total revenues
 
800.1

 

 
1.3

 
801.4

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
428.8

 

 
(11.6
)
 
417.2

Commission expense
 
91.4

 

 

 
91.4

Underwriting and general and administrative expenses
 
123.7

 
1.1

 
15.1

 
139.9

Interest and financing expenses
 
1.4

 

 

 
1.4

Other expenses
 
7.5

 

 

 
7.5

Total expenses
 
652.8

 
1.1

 
3.5

 
657.4

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
147.3

 
$
(1.1
)
 
$
(2.2
)
 
$
144.0


Revenue from External Customers by Geographic Areas [Table Text Block]
 
 
2019
 
2018
 
2017
State
 
In-force Premiums
 
Policies
In-force
 
In-force Premiums
 
Policies
In-force
 
In-force Premiums
 
Policies
In-force
 
 
(dollars in millions)
California
 
$
329.8

 
43,079

 
$
357.1

 
41,988

 
$
349.4

 
40,573

Florida
 
36.3

 
5,822

 
41.0

 
5,833

 
41.8

 
5,625

New York
 
31.7

 
5,679

 
23.9

 
3,663

 
12.3

 
2,038

Other (43 states and D.C.)
 
266.8

 
44,104

 
244.2

 
40,014

 
223.4

 
37,258

Total
 
$
664.6

 
98,684

 
$
666.2

 
91,498

 
$
626.9

 
85,494


XML 37 R40.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Stock-Based Compensation (Tables)
12 Months Ended
Dec. 31, 2019
Stock-Based Compensation [Abstract]  
Schedule of compensation cost for share-based payment arrangements, allocation of share-based compensation costs by plan table Net stock-based compensation expense recognized in the Company's Consolidated Statements of Comprehensive Income was as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
Stock-based compensation expense related to:
(in millions)
Stock options
$
0.1

 
$
0.3

 
$
0.5

RSUs
2.7

 
2.5

 
2.0

PSUs
7.2

 
6.5

 
4.3

Total
10.0

 
9.3

 
6.8

Less: related tax benefit
2.1

 
2.0

 
2.4

Net stock-based compensation expense
$
7.9

 
$
7.3

 
$
4.4


Schedule of share-based compensation arrangement by share-based payment award, options, vested and expected to vest, outstanding table
Changes in outstanding stock options for the year ended December 31, 2019 were as follows:
 
Number of Stock Options
 
Weighted-Average Price
 
Weighted Average Remaining Contractual Life
Stock options outstanding at December 31, 2016
564,096

 
$
21.04

 
3.3 years
Exercised
(307,076
)
 
19.44

 
 
Forfeited
(9,673
)
 
24.45

 

Stock options outstanding at December 31, 2017
247,347

 
22.90

 
3.4 years
Exercised
(57,091
)
 
20.17

 

Stock options outstanding at December 31, 2018
190,256

 
23.71

 
2.7 years
Exercised
(31,630
)
 
26.98

 

Forfeited
(4,610
)
 
25.37

 

Stock options outstanding at December 31, 2019
154,016

 
23.65

 
1.7 years
Exercisable at December 31, 2019
144,161

 
23.37

 
1.6 years

Schedule of fair value of options vested and instrinsic value of outstanding and exercisable options table he fair value of stock options vested and the intrinsic value of outstanding and exercisable stock options as of December 31, were as follows:
 
2019
 
2018
 
2017
 
(in millions)
Fair value of stock options vested
$
0.2

 
$
0.4

 
$
0.6

Intrinsic value of outstanding stock options
2.8

 
3.4

 
5.3

Intrinsic value of exercisable stock options
2.7

 
2.8

 
3.6

Schedule of share-based compensation, restricted stock and restricted stock units activity
Changes in outstanding RSUs for the year ended December 31, 2019 were as follows:
 
 
Number of RSUs
 
Weighted Average Grant Date Fair Value
RSUs outstanding at December 31, 2016
 
324,384

 
$
22.55

Granted
 
87,276

 
37.94

Forfeited
 
(13,711
)
 
29.28

Vested
 
(102,785
)
 
22.89

RSUs outstanding at December 31, 2017
 
295,164

 
26.67

Granted
 
87,857

 
40.26

Forfeited
 
(3,370
)
 
33.51

Vested
 
(129,351
)
 
24.53

RSUs outstanding at December 31, 2018
 
250,300

 
32.45

Granted
 
90,576

 
40.60

Forfeited
 
(22,232
)
 
36.39

Vested
 
(76,739
)
 
33.99

RSUs outstanding at December 31, 2019
 
241,905

 
34.70

Vested but unsettled RSUs at December 31, 2019
 
73,535

 
24.75

Schedule of fair value of RSUs vested and instrinsic value of outstanding and vested RSUs table The grant date fair value of RSUs vested and the intrinsic value of vested RSUs for the years ended December 31, were as follows:
 
2019
 
2018
 
2017
 
(in millions)
Grant date fair value of RSUs vested
$
2.6

 
$
3.2

 
$
2.4

Intrinsic value of RSUs vested
3.2

 
5.5

 
4.3


PSUs awarded to certain officers table
The Company has awarded PSUs to certain employees of the Company as follows:
Date of Grant
 
Target Number Awarded
 
Fair Value on Date of Grant
 
Aggregate Fair Value on Date of Grant
 
 
 
 
 
 
(in millions)
March 2017(1)
 
97,440

 
$
37.60

 
$
3.7

March 2018(1)
 
96,940

 
40.30

 
3.9

March 2019(1)
 
95,940

 
40.54

 
3.9

August 2019(1)
 
9,587

 
41.72

 
0.4


(1)
The PSUs awarded in March 2017, 2018, and 2019 and August 2019 were awarded to certain employees of the Company and have a performance period of two years followed by an additional one year vesting period. The PSU awards are subject to certain performance goals with payouts that range from 0% to 200% of the target awards. The values shown in the table represent the aggregate number of PSUs awarded at the target level.
XML 38 R48.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Summary of Significant Accounting Policies (Details) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Funds held by or deposited with reinsurers $ 2,900,000 $ 23,200,000  
Restricted cash and cash equivalents 300,000 600,000  
Premiums receivable from policyholders for final audit 37,300,000 63,700,000  
Premiums receivable, bad debt allowance 4,600,000 6,700,000  
Write-offs, net of recoveries of amounts previously written off 10,500,000 8,200,000 $ 3,200,000
Premium Deficiency 0 0 0
Unpaid losses $ 532,500,000 504,400,000  
LPT - loss expense as a percentange of losses paid, for management of LPT claims 7.00%    
LPT favorable/ unfavorable difference, percentage 30.00%    
LPT actual amounts paid versus expected amounts, period every five years    
LPT actual amounts paid versus expected amounts, expiration period 25    
Collateralized by cash or letter of credit $ 2,700,000    
LPT collateral held in trust account 341,000,000.0 311,600,000  
Goodwill and other intangible asset impairment   0  
Intangible Assets, Net (Excluding Goodwill) [Abstract]      
Intangible assets, gross carrying amount 23,000,000.0 17,100,000  
Intangible assets, accumulated amortization (9,400,000) (9,400,000)  
Intangible assets, net 13,600,000 7,700,000  
Amortization of intangible assets 0 200,000 $ 300,000
Funds Held in Trust, Reinsurance Agreement [Domain]      
Restricted cash and cash equivalents 300,000 600,000  
Licensing Agreements [Member]      
Intangible Assets, Net (Excluding Goodwill) [Abstract]      
Intangible assets, gross carrying amount 13,500,000 7,700,000  
Intangible assets, accumulated amortization 0 0  
Intangible assets, net 13,500,000 7,700,000  
Service Agreements [Member]      
Intangible Assets, Net (Excluding Goodwill) [Abstract]      
Intangible assets, gross carrying amount 9,400,000 9,400,000  
Intangible assets, accumulated amortization (9,400,000) (9,400,000)  
Intangible assets, net 0 0  
Other Intangible Assets [Member]      
Intangible Assets, Net (Excluding Goodwill) [Abstract]      
Intangible assets, gross carrying amount 100,000    
Other Intangible Assets [Member]      
Intangible Assets, Net (Excluding Goodwill) [Abstract]      
Intangible assets, accumulated amortization 0 0  
Finite-Lived Intangible Assets, Net $ 100,000 0  
Finite-Lived Intangible Assets, Gross   $ 0  
Electronic Data Processing Equipment, Software, Furniture and Equipment and Automobiles [Member]      
Finite-Lived intangible assets, amortization method straight-line method over three to seven years    
Leasehold improvements      
Finite-Lived intangible assets, amortization method amortized over three to eight years    
LPT Agreement [Member]      
Intangible Assets, Net (Excluding Goodwill) [Abstract]      
Cash and cash equivalents at fair value $ 19,100,000    
XML 39 R20.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Stockholders' Equity
12 Months Ended
Dec. 31, 2019
Stockholders' Equity Attributable to Parent [Abstract]  
Treasury Stock Stockholders' Equity
Stock Repurchase Programs
On February 21, 2018, the Board of Directors authorized a share repurchase program for up to $50.0 million of the Company's common stock from February 26, 2018 through February 26, 2020 (the 2018 Program). On April 24, 2019, the Board of Directors authorized a $50.0 million expansion of the 2018 Program, to $100.0 million, and extended the repurchase authority pursuant to the 2018 Program through June 30, 2020. The 2018 Program provides that shares may be purchased at prevailing market prices through a variety of methods, including open market or private transactions, in accordance with applicable laws and regulations and as determined by management. The timing and actual number of shares repurchased will depend on a variety of factors, including the share price, corporate and regulatory requirements, and other market and economic conditions. Repurchases under the 2018 Program may be commenced, modified, or suspended from time-to-time without prior notice, and the 2018 Program may be suspended or discontinued at any time. Through December 31, 2019, the Company has repurchased a total of 1,731,637 shares of common stock at an average price of $41.40 per share, including commissions, for a total of $71.7 million under the 2018 Program.
Since the Company's initial public offering in January 2007 through December 31, 2019, the Company has repurchased a total of 25,828,992 shares of common stock at an average cost per share of $17.63 through various stock repurchase programs, which is reported as treasury stock, at cost, on its Consolidated Balance Sheets.
XML 40 R2.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Investments:    
Fixed maturity securities at fair value (amortized cost $2,403.3 at December 31, 2019 and $2,513.7 at December 31, 2018) $ 2,485,900 $ 2,496,400
Equity securities at fair value (cost $155.6 at December 31, 2019 and $131.9 at December 31, 2018) 256,700 199,900
Equity securities at cost 6,700 6,400
Other invested assets 29,100 0
Short-term investments at fair value (amortized cost $25.0 at December 31, 2018) 0 25,000
Total investments 2,778,400 2,727,700
Cash and cash equivalents 154,900 101,400
Restricted cash and cash equivalents 300 600
Accrued investment income 16,400 18,000
Premiums receivable (less bad debt allowance of $4.6 at December 31, 2019 and $6.7 at December 31, 2018) 285,700 333,100
Reinsurance recoverable for:    
Paid losses 7,200 6,700
Unpaid losses 532,500 504,400
Funds held by or deposited with reinsurers 2,900 23,200
Deferred policy acquisition costs 47,900 48,200
Deferred income taxes, net 0 26,900
Property and equipment, net 21,900 18,200
Operating lease right-of-use assets 15,900 0
Intangible assets, net 13,600 7,700
Goodwill 36,200 36,200
Contingent commission receivable–LPT Agreement 13,200 32,000
Cloud computing arrangements 33,600 26,000
Other assets 46,400 32,100
Total assets 4,004,100 3,919,200
Liabilities and stockholders' equity    
Unpaid losses and loss adjustment expenses 2,192,800 2,207,900
Unearned premiums 337,100 336,300
Commissions and premium taxes payable 48,600 57,300
Accounts payable and accrued expenses 29,800 37,100
Deferred reinsurance gain—LPT Agreement 137,100 149,600
Notes payable 0 20,000
Non-cancellable obligations 23,000 18,800
Operating lease liability 17,800 0
Other liabilities 52,100 74,000
Total liabilities 2,838,300 2,901,000
Commitments and contingencies (Note 11)
Stockholders' equity:    
Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively 600 600
Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued 0 0
Additional paid-in capital 396,400 388,800
Retained earnings 1,158,800 1,030,700
Accumulated other comprehensive income (loss), net of tax 65,300 (13,700)
Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018) (455,300) (388,200)
Total stockholders' equity 1,165,800 1,018,200
Total liabilities and stockholders' equity $ 4,004,100 $ 3,919,200
XML 41 R24.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Employee Benefit and Retirement Plans
12 Months Ended
Dec. 31, 2019
Employee Benefit and Retirement Plans [Abstract]  
Compensation and Employee Benefit Plans Employee Benefit and Retirement Plans
The Company maintains a 401(k) defined contribution plan covering all eligible Company employees (the Employers 401(k) Plan). Under the Employers 401(k) Plan, the Company's safe harbor matching consists of a 100% matching contribution on salary deferrals up to 3% of compensation and then a 50% matching contribution on salary deferrals from 3% to 5% of compensation. The Company's matching contribution to the Employers 401(k) Plan was $2.2 million, $2.0 million, and $1.9 million for the years ended December 31, 2019, 2018, and 2017, respectively.
XML 42 R6.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Consolidated Statements of Stockholders Equity - USD ($)
$ in Millions
Total
Common Stock
Additional Paid-in Capital
Retained Earnings
Accumulated Other Comprehensive Income, Net
Treasury Stock at Cost
Stockholders' equity, shares at Dec. 31, 2016   56,226,277        
Stockholders' equity, value at Dec. 31, 2016 $ 840.6 $ 0.6 $ 372.0 $ 777.2 $ 74.5 $ (383.7)
Stock-based compensation (Note 13), shares   0        
Stock-based compensation (Note 13), value 6.9 $ 0.0 6.9 0.0 0.0 0.0
Stock-options exercised, shares   307,076        
Stock options exercised, value 6.0 $ 0.0 6.0 0.0 0.0 0.0
Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), shares   161,821        
Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), value (2.2) $ 0.0 (2.2) 0.0 0.0 0.0
Grant Date Fair Value Adjustment 0.2 $ 0.0 (1.5) (1.3) 0.0 0.0
Dividend to common stockholders, shares   0        
Dividend to common stockholders, value 19.7 $ 0.0 0.0 19.7 0.0 0.0
Net income for the period 101.2 0.0 0.0 101.2 0.0 0.0
Net impact of tax enactment on net unrealized gains on investments 0.0 0.0 0.0 (17.8) 17.8 0.0
Change in net unrealized gains on investments, net of taxes 15.1 $ 0.0 0.0 0.0 15.1 0.0
Stockholders' equity, shares at Dec. 31, 2017   56,695,174        
Stockholders' equity, value at Dec. 31, 2017 947.7 $ 0.6 381.2 842.2 107.4 (383.7)
Stock-based compensation (Note 13), shares   0        
Stock-based compensation (Note 13), value 9.4 $ 0.0 9.4 0.0 0.0 0.0
Stock-options exercised, shares   57,091        
Stock options exercised, value 1.1 $ 0.0 1.1 0.0 0.0 0.0
Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), shares   223,410        
Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), value (2.9) $ 0.0 (2.9) 0.0 0.0 0.0
Acquisition of treasury stock (Note 12), shares   0        
Acquisition of treasury stock (Note 12), value (4.6) $ 0.0 0.0 0.0 0.0 (4.6)
Dividend to common stockholders, shares   0        
Dividend to common stockholders, value 26.7 $ 0.0 0.0 26.7 0.0 0.0
Net income for the period 141.3 0.0 0.0 141.3 0.0 0.0
Net impact of tax enactment on net unrealized gains on investments 0.0 0.0 0.0 74.0 (74.0) 0.0
Change in net unrealized gains on investments, net of taxes $ (47.1) $ 0.0 0.0 0.0 (47.1) 0.0
Stockholders' equity, shares at Dec. 31, 2018 56,975,675 56,975,675        
Stockholders' equity, value at Dec. 31, 2018 $ 1,018.2 $ 0.6 388.8 1,030.7 (13.7) (388.2)
Stock-based compensation (Note 13), shares   0        
Stock-based compensation (Note 13), value 10.1 $ 0.0 10.1 0.0 0.0 0.0
Stock-options exercised, shares   31,630        
Stock options exercised, value 0.7 $ 0.0 0.7 0.0 0.0 0.0
Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), shares   177,065        
Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), value (3.2) $ 0.0 (3.2) 0.0 0.0 0.0
Acquisition of treasury stock (Note 12), shares   0        
Acquisition of treasury stock (Note 12), value (67.1) $ 0.0 0.0 0.0 0.0 (67.1)
Dividend to common stockholders, shares   0        
Dividend to common stockholders, value 28.9 $ 0.0 0.0 28.9 0.0 0.0
Net income for the period 157.1 0.0 0.0 157.1 0.0 0.0
Change in net unrealized gains on investments, net of taxes $ 79.0 $ 0.0 0.0 0.0 79.0 0.0
Stockholders' equity, shares at Dec. 31, 2019 57,184,370 57,184,370        
Stockholders' equity, value at Dec. 31, 2019 $ 1,165.8 $ 0.6 $ 396.4 $ 1,158.8 $ 65.3 $ (455.3)
XML 43 R28.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Schedule II. Condensed Financial Information of Registrant
12 Months Ended
Dec. 31, 2019
Notes to Condensed Financial Statments [Abstract]  
Schedule II. Condensed Financial Information of Registrant
Employers Holdings, Inc.
 
Condensed Balance Sheets
 
 
 
 
 
 
 
December 31,
 
 
2019
 
2018
Assets
 
(in millions, except share data)
Investments:
 
 
 
 
Investment in subsidiaries
 
$
1,096.1

 
$
873.8

Fixed maturity securities at fair value (amortized cost $25.3 at December 31, 2019 and $24.2 at December 31, 2018)
 
26.6

 
24.6

Equity securities at fair value (cost $27.8 at December 31, 2019 and $40.0 at December 31, 2018)
 
28.1

 
38.7

Short-term investments at fair value (amortized cost $25.0 at December 31, 2018)
 

 
25.0

Total investments
 
1,150.8

 
962.1

 
 
 
 
 
Cash and cash equivalents
 
9.9

 
41.3

Accrued investment income
 
0.2

 
0.3

Intercompany receivable
 
3.5

 
0.3

Federal income taxes receivable
 
3.5

 
22.7

Deferred income taxes, net
 
2.2

 

Other assets
 
1.6

 
0.9

Total assets
 
$
1,171.7

 
$
1,027.6

 
 
 
 
 
Liabilities and stockholders' equity
 
 
 
 
Accounts payable and accrued expenses
 
$
5.0

 
$
5.0

Deferred income taxes, net
 

 
0.4

Other liabilities
 
0.9

 
4.0

Total liabilities
 
5.9

 
9.4

 
 
 
 
 
Stockholders' equity:
 
 
 
 
Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively
 
0.6

 
0.6

Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued
 

 

Additional paid-in capital
 
396.4

 
388.8

Retained earnings
 
1,158.8

 
1,030.7

Accumulated other comprehensive income (loss), net of tax
 
65.3

 
(13.7
)
Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018)
 
(455.3
)
 
(388.2
)
Total stockholders' equity
 
1,165.8

 
1,018.2

Total liabilities and stockholders' equity
 
$
1,171.7

 
$
1,027.6


Employers Holdings, Inc.
 
 
 
 
 
 
Condensed Statements of Income
 
 
 
 
 
 
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions, except per share data)
Revenues
 
 
 
 
 
Net investment income
$
3.7

 
$
2.5

 
$
1.3

Net realized and unrealized gains on investments
3.3

 
0.8

 

Total revenues
7.0

 
3.3

 
1.3

 
 
 
 
 
 
Expenses
 
 
 
 
 
Underwriting and general and administrative expenses
19.0

 
17.5

 
15.2

Total expenses
19.0

 
17.5

 
15.2

 
 
 
 
 
 
Loss before income taxes and equity in earnings of subsidiaries
(12.0
)
 
(14.2
)
 
(13.9
)
Income tax benefit
(2.5
)
 
(4.3
)
 
(5.8
)
Net loss before equity in earnings of subsidiaries
(9.5
)
 
(9.9
)
 
(8.1
)
Equity in earnings of subsidiaries
166.6

 
151.2

 
109.3

Net income
$
157.1

 
$
141.3

 
$
101.2

 
 
 
 
 
 
Earnings per common share:
 
 
 
 
 
Basic
$
4.89

 
$
4.30

 
$
3.11

Diluted
$
4.83

 
$
4.24

 
$
3.06

 
 
 
 
 
 
Cash dividends declared per common share and eligible RSUs and PSUs
$
0.88

 
$
0.80

 
$
0.60


Employers Holdings, Inc.
 
 
 
 
 
 
Condensed Statement of Cash Flows
 
 
 
 
 
 
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Operating activities
 
 
 
 
 
Net income
$
157.1

 
$
141.3

 
$
101.2

Adjustments to reconcile net income to net cash provided by operating activities:
 
 
 
 
 
Equity in undistributed earnings of subsidiaries
(70.4
)
 
(66.7
)
 
(71.5
)
Net realized and unrealized gains on investments
(3.3
)
 
(0.8
)
 

Stock-based compensation
10.1

 
9.4

 
6.8

Amortization of premium on investments, net

 
0.2

 
0.1

Deferred income tax expense
(2.8
)
 
14.7

 
5.3

Change in operating assets and liabilities:
 
 
 
 
 
Accounts payable, accrued expenses, and other liabilities
2.3

 
0.2

 
(0.3
)
Federal income taxes
19.2

 
(18.5
)
 
5.4

Other assets
(0.7
)
 
(0.1
)
 
(0.1
)
Intercompany payables and receivables
(3.2
)
 
(2.2
)
 
1.8

Net cash provided by operating activities
108.3

 
77.5

 
48.7

 
 
 
 
 
 
Investing activities
 
 
 
 
 
Purchases of fixed maturity securities
(9.3
)
 
(14.4
)
 
(30.6
)
Purchases of equity securities
(42.0
)
 
(40.0
)
 

Proceeds from sale of equity securities
56.0

 

 

Purchases of short-term securities

 
(59.6
)
 
(7.9
)
Proceeds from sale of fixed maturity securities
4.3

 
12.0

 
5.0

Proceeds from maturities and redemptions of fixed maturity securities
3.8

 
59.2

 
4.5

Proceeds from maturities of short-term investments
25.0

 

 

Net change in unsettled investment purchases and sales
(5.0
)
 
3.9

 

Capital contributions to subsidiaries
(73.6
)
 
(4.2
)
 
(5.6
)
Net cash used in investing activities
(40.8
)
 
(43.1
)
 
(34.6
)
 
 
 
 
 
 
Financing activities
 
 
 
 
 
Acquisition of common stock
(67.5
)
 
(4.2
)
 

Cash transactions related to stock-based compensation
(2.5
)
 
(1.8
)
 
3.8

Dividends paid to stockholders
(28.9
)
 
(26.7
)
 
(19.7
)
Net cash used in financing activities
(98.9
)
 
(32.7
)
 
(15.9
)
 
 
 
 
 
 
Net (decrease) increase in cash and cash equivalents
(31.4
)
 
1.7

 
(1.8
)
Cash and cash equivalents at the beginning of the period
41.3

 
39.6

 
41.4

Cash and cash equivalents at the end of the period
$
9.9

 
$
41.3

 
$
39.6


XML 44 R62.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Property and Equipment Property and Equipment breakout (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Property and Equipment [Line Items]      
Property and equipment, gross $ 69.9 $ 69.5  
Accumulated depreciation, depletion and amortization, property and equipment 48.0 51.3  
Property and equipment, net 21.9 18.2  
Utilities operating expense, depreciation and amortization 9.0 6.1 $ 7.9
Payments to develop software 3.2 2.9  
Asset impairment charges     7.5
Cloud computing arrangements 33.6 26.0  
Amortization of cloud computing arrangements 5.3 0.0 $ 0.0
Amortization   0.8  
Furniture and equipment      
Property and Equipment [Line Items]      
Property and equipment, gross 2.5 3.3  
Leasehold improvements      
Property and Equipment [Line Items]      
Property and equipment, gross 6.0 3.2  
Computer and software      
Property and Equipment [Line Items]      
Property and equipment, gross 60.3 61.9  
Automobiles      
Property and Equipment [Line Items]      
Property and equipment, gross $ 1.1 $ 1.1  
XML 45 R92.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets Parenthetical) (Details) - $ / shares
Dec. 31, 2019
Dec. 31, 2018
Common stock, par value (in dollars per share) $ 0.01 $ 0.01
Common stock, shares authorized (in shares) 150,000,000 150,000,000
Common stock, shares issued (in shares) 57,184,370 56,975,675
Common stock, shares outstanding (in shares) 31,355,378 32,765,792
Preferred stock, par value (in dollars per share) $ 0.01 $ 0.01
Preferred stock, shares authorized (in shares) 25,000,000 25,000,000
Preferred stock, shares issued (in shares) 0 0
Treasury stock, at cost (in shares) 25,828,992 24,209,883
XML 46 R66.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Liability for Unpaid Losses and Loss Adjustment Expenses Reconciliation of Claims Development to Aggregate Carrying Amount of the Liability for Unpaid Losses and LAE (Details) - USD ($)
$ in Millions
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Line Items]        
Liabilities for unpaid losses and LAE, net of reinsurance $ 1,581.7      
Reinsurance recoverable on unpaid losses 532.5 $ 504.4 $ 537.0 $ 580.0
Unallocated LAE 78.6      
Unpaid losses and loss adjustment expenses $ 2,192.8 $ 2,207.9 $ 2,266.1 $ 2,301.0
XML 47 R49.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
New Accounting Standards Recently Adopted Accounting Standards (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Mar. 31, 2019
Dec. 31, 2018
Operating lease right-of-use assets $ 15,900 $ 16,800 $ 0
Cloud computing arrangements 33,600   26,000
Operating lease liability $ 17,800 $ 19,000 $ 0
XML 48 R45.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Selected Quarterly Financial Data (Tables)
12 Months Ended
Dec. 31, 2019
Selecled Quarterly Financial Data (Unaudited) [Abstract]  
Schedule of Quarterly Financial Information [Table Text Block]
Quarterly results for the years ended December 31, 2019 and 2018 were as follows:
 
 
2019 Quarters Ended
 
 
March 31
 
June 30
 
September 30
 
December 31
 
 
(in millions, except per share data)
Net premiums earned
 
$
174.8

 
$
175.5

 
$
175.8

 
$
169.7

Net realized and unrealized gains on investments
 
23.3

 
7.4

 
2.6

 
17.8

Losses and loss adjustment expenses
 
88.6

 
86.8

 
92.9

 
97.6

Commission expense
 
22.0

 
23.8

 
21.9

 
20.4

Underwriting and general and administrative expenses
 
47.5

 
43.8

 
45.3

 
50.9

Income tax expense
 
10.0

 
9.0

 
8.1

 
9.6

Net income
 
51.8

 
40.7

 
32.8

 
31.8

Earnings per common share:
 
 
 
 
 
 
 
 
Basic
 
1.60

 
1.27

 
1.03

 
1.00

Diluted
 
1.57

 
1.25

 
1.01

 
0.99

 
 
2018 Quarters Ended
 
 
March 31
 
June 30
 
September 30
 
December 31
 
 
(in millions, except per share data)
Net premiums earned
 
$
176.6

 
$
178.0

 
$
192.9

 
$
183.6

Net realized and unrealized (losses) gains on investments
 
(8.0
)
 
5.7

 
15.6

 
(26.4
)
Losses and loss adjustment expenses
 
95.4

 
87.8

 
106.6

 
86.9

Commission expense
 
23.7

 
24.5

 
24.8

 
21.2

Underwriting and general and administrative expenses
 
39.2

 
40.1

 
38.8

 
40.4

Income tax expense
 
3.8

 
8.8

 
10.7

 
4.9

Net income
 
25.6

 
42.5

 
47.6

 
25.6

Earnings per common share:
 
 
 
 
 
 
 
 
Basic
 
0.78

 
1.29

 
1.45

 
0.78

Diluted
 
0.77

 
1.28

 
1.43

 
0.77


EXCEL 49 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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
XML 51 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 52 R77.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Commitments and Contingencies Contingencies Surrounding Insurance Assessments (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Loss Contingencies [Line Items]    
Amount of Insurance-related assessment liability $ 16.8 $ 18.6
Payment period for assessment liability based on individual states regulations one to eighty year periods  
Other assets, prepaid policy surcharges $ 17.0 $ 14.9
Expected realization period for assets related to policy surcharges one to ten year periods  
XML 53 R87.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Segments Segment Net Income Before Income Taxes (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]                      
Gross premiums written                 $ 696.9 $ 748.9 $ 729.7
Premiums Written, Net                 691.5 742.8 723.7
Net premiums earned $ 169.7 $ 175.8 $ 175.5 $ 174.8 $ 183.6 $ 192.9 $ 178.0 $ 176.6 695.8 731.1 716.5
Net investment income                 88.1 81.2 74.6
Net realized and unrealized gains (losses) on investments 17.8 2.6 7.4 23.3 (26.4) 15.6 5.7 (8.0) 51.1 (13.1) 7.4
Gain on redemption of notes payable                 0.0 0.0 2.1
Other income                 0.9 1.2 0.8
Total revenues                 835.9 800.4 801.4
Losses and loss adjustment expenses 97.6 92.9 86.8 88.6 86.9 106.6 87.8 95.4 365.9 376.7 417.2
Commission expense 20.4 21.9 23.8 22.0 21.2 24.8 24.5 23.7 88.1 94.2 91.4
Underwriting and general and administrative expenses $ 50.9 $ 45.3 $ 43.8 $ 47.5 $ 40.4 $ 38.8 $ 40.1 $ 39.2 187.5 158.5 139.9
Interest and financing expenses                 0.6 1.5 1.4
Underwriting and general and administrative expenses                 0.0 0.0 7.5
Total expenses                 642.1 630.9 657.4
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest                 193.8 169.5 144.0
Employers Segment [Member]                      
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]                      
Gross premiums written                 696.8 748.9 729.7
Premiums Written, Net                 691.4 742.8 723.7
Net premiums earned                 695.8 731.1 716.5
Net investment income                 84.1 78.6 73.3
Net realized and unrealized gains (losses) on investments                 47.7 (13.9) 7.4
Gain on redemption of notes payable                     2.1
Other income                 0.9 1.0 0.8
Total revenues                 828.5 796.8 800.1
Losses and loss adjustment expenses                 378.6 391.3 428.8
Commission expense                 88.1 94.2 91.4
Underwriting and general and administrative expenses                 153.2 135.0 123.7
Interest and financing expenses                 0.6 1.5 1.4
Underwriting and general and administrative expenses                     7.5
Total expenses                 620.5 622.0 652.8
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest                 208.0 174.8 147.3
Cerity Segment [Member]                      
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]                      
Gross premiums written                 0.1 0.0 0.0
Premiums Written, Net                 0.1 0.0 0.0
Net premiums earned                 0.0 0.0 0.0
Net investment income                 0.3 0.0 0.0
Net realized and unrealized gains (losses) on investments                 0.1 0.0 0.0
Gain on redemption of notes payable                     0.0
Other income                 0.0 0.2 0.0
Total revenues                 0.4 0.2 0.0
Losses and loss adjustment expenses                 0.0 0.0 0.0
Commission expense                 0.0 0.0 0.0
Underwriting and general and administrative expenses                 16.0 5.9 1.1
Interest and financing expenses                 0.0 0.0 0.0
Underwriting and general and administrative expenses                     0.0
Total expenses                 16.0 5.9 1.1
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest                 (15.6) (5.7) (1.1)
Corporate Segment [Member]                      
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]                      
Gross premiums written                 0.0 0.0 0.0
Premiums Written, Net                 0.0 0.0 0.0
Net premiums earned                 0.0 0.0 0.0
Net investment income                 3.7 2.6 1.3
Net realized and unrealized gains (losses) on investments                 3.3 0.8 0.0
Gain on redemption of notes payable                     0.0
Other income                 0.0 0.0 0.0
Total revenues                 7.0 3.4 1.3
Losses and loss adjustment expenses                 (12.7) (14.6) (11.6)
Commission expense                 0.0 0.0 0.0
Underwriting and general and administrative expenses                 18.3 17.6 15.1
Interest and financing expenses                 0.0 0.0 0.0
Underwriting and general and administrative expenses                     0.0
Total expenses                 5.6 3.0 3.5
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest                 $ 1.4 $ 0.4 $ (2.2)
XML 54 R83.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Statutory Matters Statutory Matters (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2020
Sep. 24, 2020
Jun. 13, 2020
Jun. 12, 2020
Mar. 02, 2020
Mar. 01, 2020
Statutory Accounting Practices [Line Items]                  
Capital stock and unassigned surplus $ 658.2 $ 558.5              
Paid in capital 362.8 349.4              
Surplus notes 0.0 20.0              
Total statutory surplus 1,021.0 927.9              
SAP, net income amount 129.3 159.3 $ 116.8            
Total stockholders’ equity 1,165.8 $ 1,018.2              
EICN                  
Statutory Accounting Practices [Line Items]                  
Capital stock and unassigned surplus $ 224.3                
Extraordinary dividends, approves or does not disapprove the payment within 30 days                
Percentage of surplus of EICN's statutory surplus as regards to policyholders 10.00%                
Dividends paid, without approval of regulatory agency $ 19.7                
EICN | Forecast [Member]                  
Statutory Accounting Practices [Line Items]                  
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval               $ 21.1 $ 1.4
ECIC                  
Statutory Accounting Practices [Line Items]                  
Percentage of surplus of EICN's statutory surplus as regards to policyholders 10.00%                
Percentage of Net Income 100.00%                
Dividends paid, without approval of regulatory agency $ 57.2                
ECIC | Forecast [Member]                  
Statutory Accounting Practices [Line Items]                  
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval         $ 32.1        
EPIC                  
Statutory Accounting Practices [Line Items]                  
Percentage of surplus used to calculate the lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward. 10.00%                
Percentage of surplus used to calculate 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains 10.00%                
Percentage of surplus used to calculate the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains 10.00%                
Percentage of unassigned gains used to calculate 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains 25.00%                
Percentage of unassigned gains used to calculate the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains 25.00%                
EPIC | Forecast [Member]                  
Statutory Accounting Practices [Line Items]                  
Maximum dividends that may be paid without prior approval       $ 21.7          
EAC                  
Statutory Accounting Practices [Line Items]                  
Dividends paid, without approval of regulatory agency $ 19.7                
EAC | Forecast [Member]                  
Statutory Accounting Practices [Line Items]                  
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval           $ 20.9 $ 1.2    
EAC and EPIC                  
Statutory Accounting Practices [Line Items]                  
Total statutory surplus $ 4.0                
Florida statute section 624.408 requires EPIC and EAC to maintain minimum capital and surplus of the greater of $4.0 million or 10% of total liabilities. 10.00%                
Used to calculate ratio of written premium to surplus 1.25                
Net gross premiums to surplus ratio. Florida statute section 624.4095 requires net gross premiums times 1.25 not exceed this ratio. 10-to-1                
Net written premiums to surplus ratio. Florida statute section 624.4095 requires net written premiums times 1.25 not exceed this ratio. 4-to-1                
CIC                  
Statutory Accounting Practices [Line Items]                  
Percentage of surplus of EICN's statutory surplus as regards to policyholders 10.00%                
net investment income, Percentage Of 100.00%                
XML 55 R73.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Notes Payable Letters of Credit (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Letters of Credit [Line Items]    
Investments $ 2,778.4 $ 2,727.7
Federal Home Loan Bank [Member]    
Letters of Credit [Line Items]    
Letter of credit, expiration date Apr. 01, 2020  
Letter of credit, unused capacity, commitment fee percentage 15.00%  
Investments $ 260.0 $ 140.0
Letter of credit collateral amount 326.8  
Federal Home Loan Bank [Member] | EAC    
Letters of Credit [Line Items]    
Letter of credit, maximum borrowing capacity 60.0  
Federal Home Loan Bank [Member] | ECIC    
Letters of Credit [Line Items]    
Letter of credit, maximum borrowing capacity 90.0  
Federal Home Loan Bank [Member] | EPIC    
Letters of Credit [Line Items]    
Letter of credit, maximum borrowing capacity $ 110.0  
XML 56 R50.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Fair Value of Financial Instruments (Details) - USD ($)
$ in Millions
Dec. 31, 2019
Dec. 31, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Total investments at fair value $ 2,742.6 $ 2,721.3
Total investments at fair value, estimated fair value 2,742.6 2,721.3
Cash and cash equivalents 154.9 101.4
Cash and cash equivalents, estimated fair value 154.9 101.4
Restricted cash and cash equivalents 0.3 0.6
Notes payable 0.0 20.0
Notes payable, estimated fair value 0.0 23.5
Estimate of Fair Value Measurement [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Restricted cash and cash equivalents $ 0.3 $ 0.6
XML 57 R54.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments Available for Sale Securities (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost $ 2,403,300 $ 2,513,700
Debt securities, available-for-sale, gross unrealized gain 83,800 24,600
Debt securities, available-for-sale, gross unrealized loss (1,200) (41,900)
Fixed maturity securities, fair value 2,485,900 2,496,400
US Treasury Securities [Member]    
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost 83,700 106,700
Debt securities, available-for-sale, gross unrealized gain 1,900 900
Debt securities, available-for-sale, gross unrealized loss 0 (1,200)
Fixed maturity securities, fair value 85,600 106,400
US Government Agencies Debt Securities [Member]    
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost 2,800 11,300
Debt securities, available-for-sale, gross unrealized gain 100 100
Debt securities, available-for-sale, gross unrealized loss 0 0
Fixed maturity securities, fair value 2,900 11,400
US States and Political Subdivisions Debt Securities [Member]    
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost 458,200 513,400
Debt securities, available-for-sale, gross unrealized gain 26,300 15,300
Debt securities, available-for-sale, gross unrealized loss 0 (700)
Fixed maturity securities, fair value 484,500 528,000
Corporate Debt Securities [Member]    
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost 1,038,600 1,106,200
Debt securities, available-for-sale, gross unrealized gain 40,400 5,800
Debt securities, available-for-sale, gross unrealized loss 0 (21,600)
Fixed maturity securities, fair value 1,079,000 1,090,400
Residential Mortgage Backed Securities [Member]    
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost 471,700 459,100
Debt securities, available-for-sale, gross unrealized gain 9,400 2,200
Debt securities, available-for-sale, gross unrealized loss (700) (9,800)
Fixed maturity securities, fair value 480,400 451,500
Commercial Mortgage Backed Securities [Member]    
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost 107,400 96,700
Debt securities, available-for-sale, gross unrealized gain 3,200 100
Debt securities, available-for-sale, gross unrealized loss 0 (2,500)
Fixed maturity securities, fair value 110,600 94,300
Asset-backed Securities [Member]    
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost 60,400 64,700
Debt securities, available-for-sale, gross unrealized gain 900 200
Debt securities, available-for-sale, gross unrealized loss (100) (400)
Fixed maturity securities, fair value 61,200 64,500
Other Debt Obligations [Member]    
Debt Securities, Available-for-sale [Line Items]    
Fixed maturity securities, amortized cost [1] 180,500 155,600
Debt securities, available-for-sale, gross unrealized gain [1] 1,600 0
Debt securities, available-for-sale, gross unrealized loss [1] (400) (5,700)
Fixed maturity securities, fair value [1] 181,700 149,900
Short-term Investments [Member]    
Debt Securities, Available-for-sale [Line Items]    
Amortized cost   25,000
Gross unrealized gains   0
Gross unrealized loss   0
Investments   25,000
Total AFS Investments [Domain]    
Debt Securities, Available-for-sale [Line Items]    
Short-term investments, at amortized cost 2,403,300 2,538,700
Total AFS, gross unrealized gain 83,800 24,600
Total AFS investments, gross unrealized loss 1,200 41,900
Total AFS investments $ 2,485,900 $ 2,521,400
[1]
Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and reported at fair value.
XML 58 R58.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments, Net Realized Gains (Losses) (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Change in unrealized gains (losses)                      
AFS, change in unrealized gains (losses) on fixed maturity and equity securities reflected in AOCI                 $ 99.9 $ (59.7) $ 21.4
Total change in net unrealized gains (losses)                 133.7 (85.3)  
Equity securities, change in unrealized gains (losses) $ 15.5 $ (10.3) $ 6.8 $ 21.2 $ 27.4 $ 11.2 $ 3.5 $ 12.9      
AFS, net realized gains (losses)                      
Total gross realized gains                 23.0 18.1 14.0
Total gross realized losses                 (5.7) (5.6) (6.6)
Net realized and unrealized gains (losses) on investments $ 17.8 $ 2.6 $ 7.4 $ 23.3 $ (26.4) $ 15.6 $ 5.7 $ (8.0) 51.1 (13.1) 7.4
Debt Securities [Member]                      
Change in unrealized gains (losses)                      
AFS, change in unrealized gains (losses) on fixed maturity and equity securities reflected in AOCI                 99.9 (59.7) 3.9
AFS, net realized gains (losses)                      
AFS, gross gains from sales                 5.2 2.2 4.7
AFS, gross losses from sales                 (1.3) (4.0) (2.2)
Net realized and unrealized gains (losses) on investments                 3.9 (1.8) 2.5
Equity Securities [Member]                      
Change in unrealized gains (losses)                      
AFS, change in unrealized gains (losses) on fixed maturity and equity securities reflected in AOCI                 0.0 0.0 17.5
Equity securities, FV-NI, unrealized gain (loss)                 33.1 (25.6)  
Equity securities:                      
Equity securities, FV-NI, realized gain                 17.8 15.9 9.3
Equity securities, FV-NI, realized loss                 (4.4) (1.6) (4.4)
AFS, net realized gains (losses)                      
Net realized and unrealized gains (losses) on investments                 46.5 $ (11.3) $ 4.9
Other Investments [Member]                      
Change in unrealized gains (losses)                      
AFS, change in unrealized gains (losses) on fixed maturity and equity securities reflected in AOCI                 0.0    
Trading Securities, Realized Gain                 0.0    
Trading Securities, Realized Loss                 0.0    
Equity securities, change in unrealized gains (losses)                 0.7    
AFS, net realized gains (losses)                      
Net realized and unrealized gains (losses) on investments                 $ 0.7    
XML 59 R39.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2019
Lessee, Lease, Description [Line Items]  
Lease, Cost [Table Text Block]
Components of lease expense were as follows:
 
 
Year Ended December 31,
 
 
2019
 
 
(in millions)
Operating lease expense
 
$
5.1

Finance lease expense
 
0.2

Total lease expense
 
$
5.3


Operating and capital leases schedule of future minimum lease payments table
Year
 
Operating Leases
 
Finance Leases
 
 
(in millions)
2020
 
$
4.8

 
$
0.2

2021
 
3.5

 
0.2

2022
 
2.3

 
0.1

2023
 
2.3

 
0.1

2024
 
2.1

 

Thereafter
 
4.6

 

Total lease payments
 
19.6

 
0.6

Less: imputed interest
 
(1.8
)
 

Total
 
$
17.8

 
$
0.6


Cash Flow, Supplemental Disclosures [Text Block]
Supplemental cash flow information related to leases was as follows:
 
 
Year Ended December 31,
 
 
2019
 
 
(in millions)
Cash paid for amounts included in the measurement of lease liabilities:
 
 
Operating cash flows used for operating leases
 
$
5.1

Financing cash flows used for finance leases
 
0.2


XML 60 R35.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Income Taxes (Tables)
12 Months Ended
Dec. 31, 2019
Income Taxes [Abstract]  
Summary of income tax contingencies table
The Company's provision for income taxes consisted of the following:
 
Years Ended December 31,
 
2019
 
2018
 
2017
Current tax expense:
(in millions)
Federal
$
26.3

 
$
13.2

 
$
17.9

State
1.8

 
0.6

 
0.7

Total current tax expense
28.1

 
13.8

 
18.6

Deferred federal tax expense:
 
 
 
 
 
Impact of tax Enactment

 
(0.4
)
 
7.0

Other
8.6

 
14.8

 
17.2

Total deferred federal tax expense
8.6

 
14.4

 
24.2

Income tax expense
$
36.7

 
$
28.2

 
$
42.8


Reconciliation of federal staturoty income tax rates to the effective tax rates table
The differences between the statutory federal tax rate of 21% for 2019 and 2018 and 35% for 2017 and the Company's effective tax rate on net income before income taxes as reflected in the Consolidated Statements of Comprehensive Income were as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Expense computed at statutory rate
$
40.7

 
$
35.6

 
$
50.4

Tax-advantaged investment income
(2.4
)
 
(2.9
)
 
(7.6
)
LPT deferred gain amortization
(2.3
)
 
(2.6
)
 
(4.0
)
Stock based compensation
(0.9
)
 
(1.4
)
 
(3.4
)
LPT Reserve Adjustment
(0.4
)
 
(0.5
)
 

Impact of tax Enactment

 
(0.4
)
 
7.0

Other
2.0

 
0.4

 
0.4

Income tax expense
$
36.7

 
$
28.2

 
$
42.8


Deferred tax assets and liabilities The significant components of deferred income taxes, net, were as follows as of December 31:
 
2019
 
2018
 
Deferred Tax
 
Deferred Tax
 
Assets
 
Liabilities
 
Assets
 
Liabilities
 
(in millions)
Unrealized capital gains, net
$

 
$
38.7

 
$

 
$
10.6

Deferred policy acquisition costs

 
10.2

 

 
10.3

Intangible assets

 
1.6

 

 
1.6

Loss reserve discounting for tax reporting
30.9

 

 
31.1

 

Unearned premiums
13.2

 

 
13.3

 

Allowance for bad debt
1.0

 

 
1.4

 

Stock-based compensation
3.4

 

 
2.9

 

Accrued liabilities
4.4

 

 
4.9

 

Other
2.1

 
7.1

 
2.6

 
6.8

Total
$
55.0

 
$
57.6

 
$
56.2

 
$
29.3

Deferred income tax asset (liability), net
$
(2.6
)
 
 
 
$
26.9

 
 

XML 61 R31.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Summary of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2019
Summary of Significant Accounting Policies [Abstract]  
Schedule of intangible assets table
The gross carrying value, accumulated amortization, and net carrying value for the Company's intangible assets, by major class, as of December 31, were as follows:
 
2019
 
2018
 
Gross
Carrying
Value
 
Accumulated
Amortization
 
Net
Carrying
Value
 
Gross
Carrying
Value
 
Accumulated
Amortization
 
Net
Carrying
Value
 
(in millions)
State licenses
$
13.5

 
$

 
$
13.5

 
$
7.7

 
$

 
$
7.7

Insurance relationships
9.4

 
$
(9.4
)
 

 
9.4

 
$
(9.4
)
 

Other
0.1

 

 
0.1

 

 

 

Total
$
23.0

 
$
(9.4
)
 
$
13.6

 
$
17.1

 
$
(9.4
)
 
$
7.7


XML 62 R12.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Fair Value of Financial Instruments
12 Months Ended
Dec. 31, 2019
Fair Value of Financial Instruments [Abstract]  
Fair Value of Financial Instruments Valuation of Financial Instruments
The carrying value and the estimated fair value of the Company's financial instruments at fair value were as follows as of December 31:
 
2019
 
2018
 
Carrying Value
 
Estimated Fair Value
 
Carrying Value
 
Estimated Fair Value
Financial assets
(in millions)
Total investments at fair value (Note 5)
$
2,742.6

 
$
2,742.6

 
$
2,721.3

 
$
2,721.3

Cash and cash equivalents
154.9

 
154.9

 
101.4

 
101.4

Restricted cash and cash equivalents
0.3

 
0.3

 
0.6

 
0.6

Financial liabilities
 
 
 
 
 
 
 
Notes payable (Note 10)
$

 
$

 
$
20.0

 
$
23.5


Assets and liabilities recorded at fair value on the Company's Consolidated Balance Sheets are categorized based upon the levels of judgment associated with the inputs used to measure their fair value. Level inputs are defined as follows:
Level 1 - Inputs are unadjusted quoted market prices for identical assets or liabilities in active markets at the measurement date.
Level 2 - Inputs other than Level 1 prices that are observable for similar assets or liabilities through corroboration with market data at the measurement date.
Level 3 - Inputs that are unobservable that reflect management's best estimate of what willing market participants would use in pricing the assets or liabilities at the measurement date.
The Company uses third party pricing services to assist with its investment accounting function. The ultimate pricing source varies depending on the investment security and pricing service used, but investment securities valued on the basis of observable inputs (Levels 1 and 2) are generally assigned values on the basis of actual transactions. Securities valued on the basis of pricing models with significant unobservable inputs or nonbinding broker quotes are classified as Level 3. The Company performs quarterly analyses on the prices it receives from third parties to determine whether the prices are reasonable estimates of fair value, including confirming the fair values of these securities through observable market prices using an alternative pricing source, as it is ultimately management's responsibility to ensure that the fair values reflected in the Company's consolidated financial statements are appropriate. If differences are noted in these analyses, the Company may obtain additional information from other pricing services to validate the quoted price.
The Company bases all of its estimates of fair value for assets on the bid price, when available, as it represents what a third-party market participant would be willing to pay in an arm's length transaction.
For securities not actively traded, third party pricing services may use quoted market prices of similar instruments or discounted cash flow analyses, incorporating inputs that are currently observable in the markets for similar securities. Inputs that are often used in the valuation methodologies include, but are not limited to, broker quotes, benchmark yields, credit spreads, default rates, and prepayment speeds. There were no material adjustments to prices obtained from third party pricing services as of December 31, 2019 and 2018.
These methods of valuation will only produce an estimate of fair value if there is objectively verifiable information to produce a valuation. If objectively verifiable information is not available, the Company would be required to produce an estimate of fair value using some of the same methodologies, making assumptions for market-based inputs that are unavailable.
The Company's estimates of fair value for its financial liabilities are based on a combination of the variable interest rates for notes with similar durations to discount the projection of future payments on notes payable. The fair value measurements for notes payable have been determined to be Level 2 at each of the periods presented. As of December 31, 2019, all outstanding notes payable had been redeemed. See Note 10 for further details.
EICN, ECIC, EPIC, and EAC are members of the Federal Home Loan Bank of San Francisco (FHLB). Members are required to purchase stock in the FHLB in addition to maintaining collateral deposits that back any funds advanced. The Company's investment in FHLB stock is recorded at cost, which approximates fair value, as purchases and sales of these securities are at par value with
the issuer. FHLB stock is considered a restricted security and is periodically evaluated by the Company for impairment based on the ultimate recovery of par value.
The following table presents the Company's investments at fair value and the corresponding fair value measurements.
 
December 31, 2019
 
December 31, 2018
 
Level 1
 
Level 2
 
Level 3
 
Level 1
 
Level 2
 
Level 3
 
(in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
$

 
$
85.6

 
$

 
$

 
$
106.4

 
$

U.S. Agencies

 
2.9

 

 

 
11.4

 

States and municipalities

 
484.5

 

 

 
528.0

 

Corporate securities

 
1,079.0

 

 

 
1,090.4

 

Residential mortgage-backed securities

 
480.4

 

 

 
451.5

 

Commercial mortgage-backed securities

 
110.6

 

 

 
94.3

 

Asset-backed securities

 
61.2

 

 

 
64.5

 

Other securities

 
181.7

 

 

 
149.9

 

Total fixed maturity securities
$

 
$
2,485.9

 
$

 
$

 
$
2,496.4

 
$

Equity securities at fair value
 
 
 
 
 
 
 
 
 
 
 
Industrial and miscellaneous
$
216.4

 
$

 
$

 
$
174.8

 
$

 
$

Other
40.3

 

 

 
25.1

 

 

Total equity securities at fair value
$
256.7

 
$

 
$

 
$
199.9

 
$

 
$

Short-term investments
$

 
$

 
$

 
$

 
$
25.0

 
$

Total investments at fair value
$
256.7

 
$
2,485.9

 
$

 
$
199.9

 
$
2,521.4

 
$


The following table provides a reconciliation of the beginning and ending balances that are measured using Level 3 inputs for the years ended December 31, 2019 and 2018.
 
Level 3 Securities
 
2019
 
2018
 
(in millions)
Beginning balance, January 1
$

 
$
4.7

Transfers out of Level 3(1)

 
(4.7
)
Purchases and sales, net

 

Ending balance, December 31
$

 
$


(1)
The transfer during the year ended December 31, 2018 was the result of adoption of ASU 2016-01, which specified that FHLB stock shall be carried at cost and is no longer measured at fair value.
Financial Instruments Carried at Net Asset Value (NAV)
The Company has investments in private equity limited partnership interests that are included in other invested assets on the Company's Consolidated Balance Sheets. These investments do not have readily determinable fair values and are carried at NAV and therefore are excluded from the fair value hierarchy. The Company initially estimates the value of these investments using the transaction price. In subsequent periods, the Company measures these investments using NAV per share provided quarterly by the general partner, based on financial statements that are audited annually. The Company performs certain control procedures to validate the appropriateness of using NAV as a measurement. These investments are generally not redeemable by the investees and cannot be sold without approval of the general partner. These investments have a fund term of 12 years, subject to three one year extensions at the general partner's discretion. The Company will receive distributions of proceeds from dividends and interest from fund investments, as well as from the disposition of a fund investment, or a portion thereof. The Company expects these distributions from time-to-time during the full course of the fund term. As of December 31, 2019, the Company had unfunded commitments to these private equity limited partnerships totaling $41.6 million.
Additionally, certain cash equivalents, principally money market securities, are measured at fair value using NAV, which approximates fair value.
The following table presents cash and investments carried at NAV on the Company's Consolidated Balance Sheets.
 
December 31, 2019
 
December 31, 2018
 
 
Cash equivalents measured at NAV
14.4

 
57.5

Other invested assets carried at NAV
9.1

 


XML 63 R16.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Liability for Unpaid Losses and Loss Adjustment Expenses
12 Months Ended
Dec. 31, 2019
Liability for Unpaid Losses and Loss Adjustment Expenses [Abstract]  
Liability for Unpaid Losses and Loss Adjustment Expenses Liability for Unpaid Losses and Loss Adjustment Expenses 
Accounting for workers' compensation insurance requires the Company to estimate the liability for the expected ultimate cost of unpaid losses and LAE (loss reserves) as of a balance sheet date. Loss reserve estimates are inherently uncertain because the ultimate amount the Company will pay for many of the claims it has incurred as of the balance sheet date will not be known for many years. The estimate of loss reserves is intended to equal the difference between the expected ultimate losses and LAE of all claims that have occurred as of a balance sheet date and amounts already paid. The Company establishes loss reserves based on its own analysis of emerging claims experience and environmental conditions in its markets and review of the results of various actuarial projections. The Company's aggregate carried reserve for unpaid losses and LAE is the sum of its reserves for each accident year and represents its best estimate of outstanding loss reserves.
The amount by which estimated losses in the aggregate differ from those previously estimated for a specific time period is known as reserve "development." Reserve development is unfavorable when losses ultimately settle for more than the amount estimated or subsequent estimates indicate a basis for reserve increases on open claims, causing the previously estimated loss reserves to be ''deficient.'' Reserve development is favorable when estimates of ultimate losses indicate a decrease in established reserves, causing the previously estimated loss reserves to be ''redundant.'' Development is reflected in the Company's operating results through an adjustment to incurred losses and LAE during the period in which it is recognized.
Although claims for which reserves are established may not be paid for several years or more, the Company does not discount loss reserves in its financial statements for the time value of money, in accordance with GAAP.
The three main components of reserves for unpaid losses and LAE are case reserves, incurred but not reported (IBNR) loss reserves, and LAE reserves.
When claims are reported, the Company establishes individual estimates of the ultimate cost of each claim (case reserves). These case reserves are continually monitored and revised in response to new information and for amounts paid.
In addition to case reserves, the Company establishes a provision for IBNR. IBNR is an actuarial estimate composed of the following: (a) future payments on claims that are incurred but have not yet been reported to the Company; (b) a reserve for the additional development on claims that have been reported to the Company; and (c) a provision for additional payments on closed claims that might reopen. IBNR reserves apply to the entire body of claims arising from a specific time period, rather than a specific claim. Most of the Company's IBNR reserves relate to estimated future claim payments on recorded open claims.
LAE reserves are the Company's estimate of the future expense to manage, investigate, administer, and settle claims that have occurred, and include legal expenses. LAE reserves are established in the aggregate, rather than on a claim-by-claim basis. LAE reserves are categorized between defense and cost containment, and adjusting and other.
A portion of the Company's obligations for losses and LAE are ceded to unaffiliated reinsurers. The amount of reinsurance that will be recoverable on losses and LAE reserves includes both the reinsurance recoverable from excess of loss reinsurance contracts, as well as reinsurance recoverable under the terms of the LPT Agreement.
The Company uses actuarial methods to analyze and estimate the aggregate amount of unpaid losses and LAE. Management considers the results of various actuarial methods and their underlying assumptions, among other factors, in establishing reserves for unpaid losses and LAE.
Judgment is required in the actuarial estimation of loss reserves, including the selection of various actuarial methodologies to project the ultimate cost of claims. Specifically, judgment is required in the following areas: the selection of parameters utilized in the various methodologies; the use of industry data and other benchmarks; and the weighting of differing reserve indications resulting from alternative methods and assumptions.
The Company's Internal Actuary prepares reserve estimates for all accident years using our own historical claims data, industry data and many of the generally accepted actuarial methodologies for estimating loss reserves, such as paid loss development methods, incurred loss development methods, and Bornhuetter-Ferguson methods. These methods vary in their responsiveness to different information, characteristics, and dynamics in the data, and the results assist the actuary in considering these characteristics and dynamics in the historical data. The methods employed for each segment of claims data, and the relative weight accorded to each method, vary depending on the nature of the claims segment and on the age of the claims.
Each actuarial methodology requires the selection and application of various parameters and assumptions. The key parameters and assumptions include: the future payment and emergence patterns of our aggregate claims data; the magnitude and changes in claim settlement activity; claims cost inflation rates; the effects of legislative benefit changes and/or judicial decisions; and trends in the frequency and severity of claims. The Company believes the pattern with which our aggregate data will be paid or emerge over time, claim settlement activity, and claims cost inflation rates are the most important parameters and assumptions.
The following table represents a reconciliation of changes in the liability for unpaid losses and LAE.
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Unpaid losses and LAE at beginning of period
$
2,207.9

 
$
2,266.1

 
$
2,301.0

Less reinsurance recoverable on unpaid losses and LAE
504.4

 
537.0

 
580.0

Net unpaid losses and LAE at beginning of period
1,703.5

 
1,729.1

 
1,721.0

Losses and LAE, net of reinsurance, incurred during the period related to:
 
 
 
 
 
Current year
456.1

 
457.5

 
447.3

Prior years
(77.5
)
 
(66.2
)
 
(18.5
)
Total net losses and LAE incurred during the period
378.6

 
391.3

 
428.8

Paid losses and LAE, net of reinsurance, related to:
 
 
 
 
 
Current year
106.6

 
93.0

 
76.9

Prior years
315.2

 
323.9

 
343.8

Total net paid losses and LAE during the period
421.8

 
416.9

 
420.7

Ending unpaid losses and LAE, net of reinsurance
1,660.3

 
1,703.5

 
1,729.1

Reinsurance recoverable on unpaid losses and LAE
532.5

 
504.4

 
537.0

Unpaid losses and LAE at end of period
$
2,192.8

 
$
2,207.9

 
$
2,266.1


Total net losses and LAE included in the above table excludes the impact of the amortization of the Deferred Gain and LPT Reserve Adjustments (See Note 9).
In 2019, the Company had $77.5 million of favorable prior accident year loss development on its voluntary risk business. In 2018, the Company had $66.2 million of favorable prior accident year loss development, which included $65.5 million of favorable development on its voluntary risk business and $0.7 million of favorable development related to its assigned risk business. In 2017, the Company had $18.5 million of favorable prior accident year loss development, which included $17.4 million of favorable development on its voluntary risk business and $1.1 million of favorable development related to its assigned risk business. The favorable prior accident year loss development on voluntary business in these years was the result of the Company's determination that adjustments were necessary to reflect observed favorable paid loss trends. Paid loss trends have been impacted by generally declining loss costs and by cost savings associated with accelerated claims settlement activity that began in 2014 and continued through 2019. Loss reserves shown in the Company's Consolidated Balance Sheets are net of $28.6 million and $34.4 million for anticipated subrogation recoveries as of December 31, 2019 and 2018, respectively.
The Company compiles and aggregates its claims data by grouping the claims according to the year in which the claim occurred ("accident year") when analyzing claim payment and emergence patterns and trends over time. Reported claims include any claim that has case reserves and/or loss and LAE payments associated with them.
The Company analyzed the usefulness of disaggregation of its results and determined the characteristics associated with the policies and the related unpaid loss reserves, incurred losses, and payment patterns are similar in nature. As such, the following tables show the Company's historical incurred and cumulative paid losses and LAE development, net of reinsurance, as well as IBNR loss reserves and the number of reported claims on an aggregated basis as of December 31, 2019 for each of the previous 10 accident years.
 
Incurred Losses and LAE, Net of Reinsurance
 
 
 
 
Years Ended December 31,
 
As of December 31, 2019
Accident Year
2010(1)
2011(1)
2012(1)
2013(1)
2014(1)
2015(1)
2016(1)
2017(1)
2018(1)
2019
 
IBNR
Cumulative number of reported claims
 
(in millions, except claims counts)
2010
$
204.9

$
224.4

$
228.1

$
246.1

$
250.2

$
262.0

$
259.9

$
258.8

$
255.2

$
255.3

 
$
15.8

18,541

2011
 
253.7

267.3

272.0

277.4

296.3

292.6

288.8

287.8

285.6

 
20.0

19,582

2012
 
 
348.8

359.9

360.9

386.4

388.2

382.8

379.8

378.5

 
35.2

26,011

2013
 
 
 
452.6

460.6

478.6

472.6

468.9

464.6

459.3

 
50.2

28,884

2014
 
 
 
 
463.4

445.8

432.9

434.6

430.5

424.7

 
59.3

28,552

2015
 
 
 
 
 
422.2

425.8

423.9

419.6

408.7

 
62.7

27,199

2016
 
 
 
 
 
 
419.0

414.6

395.4

375.0

 
66.8

25,722

2017
 
 
 
 
 
 
 
412.4

391.3

358.3

 
89.6

24,953

2018
 
 
 
 
 
 
 
 
422.5

424.6

 
127.4

27,614

2019
 
 
 
 
 
 
 
 
 
422.4

 
206.2

28,025

Total
$
3,792.3

 
 
 
 
Cumulative Paid Losses and LAE, Net of Reinsurance
 
Years Ended December 31,
Accident Year
2010(1)
2011(1)
2012(1)
2013(1)
2014(1)
2015(1)
2016(1)
2017(1)
2018(1)
2019
 
(in millions)
2010
$
47.1

$
105.6

$
143.8

$
171.7

$
190.7

$
206.2

$
215.4

$
221.3

$
226.5

$
228.9

2011
 
47.4

115.1

162.6

193.8

217.5

230.1

238.2

243.8

248.1

2012
 
 
58.6

148.3

214.2

261.4

289.9

305.0

316.9

324.3

2013
 
 
 
68.5

184.4

263.8

317.4

346.1

365.9

379.3

2014
 
 
 
 
65.3

172.7

248.9

297.2

323.4

342.1

2015
 
 
 
 
 
65.5

174.5

246.9

290.5

311.2

2016
 
 
 
 
 
 
65.6

166.8

227.7

261.2

2017
 
 
 
 
 
 
 
63.5

160.2

215.7

2018
 
 
 
 
 
 
 
 
77.9

189.9

2019
 
 
 
 
 
 
 
 
 
88.8

Total
$
2,589.5

All outstanding liabilities for unpaid losses and LAE prior to 2010, net of reinsurance
378.9

Total outstanding liabilities for unpaid losses and LAE, net of reinsurance
$
1,581.7

(1)
Data presented for these calendar years is required supplementary information, which is unaudited.
The following table represents a reconciliation of claims development to the aggregate carrying amount of the liability for unpaid losses and LAE:
 
 
December 31, 2019
 
 
(in millions)
Liabilities for unpaid losses and LAE, net of reinsurance
 
$
1,581.7

Reinsurance recoverable on unpaid losses
 
532.5

Unallocated LAE (adjusting and other)
 
78.6

Total liability for unpaid losses and LAE
 
$
2,192.8


The following table presents the average annual percentage payout of incurred claims by age, net of reinsurance, as of December 31, 2019 and is presented as required supplementary information, which is unaudited:
Average Annual Percentage Payout of Claims by Age, Net of Reinsurance
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
17.7
%
26.3
%
17.4
%
11.7
%
7.5
%
5.1
%
3.6
%
2.4
%
1.8
%
1.0
%

XML 64 R22.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Statutory Matters
12 Months Ended
Dec. 31, 2019
Stautory Matters [Abstract]  
Statutory Financial Data Disclosure Statutory Matters
Statutory Financial Data
The combined capital stock, surplus, and net income of the Company's insurance subsidiaries (EICN, ECIC, EPIC, EAC, and CIC), prepared in accordance with the statutory accounting practices (SAP) of the National Association of Insurance Commissioners (NAIC) as well as SAP permitted by the states of California, Florida, Nevada, and New York were as follows:
 
December 31,
 
2019
 
2018
 
(in millions)
Capital stock and unassigned surplus
$
658.2

 
$
558.5

Paid in capital
362.8

 
349.4

Surplus notes

 
20.0

Total statutory surplus
$
1,021.0

 
$
927.9


Net income provided from the Company's insurance subsidiaries prepared in accordance with SAP was $129.3 million, $159.3 million, and $116.8 million, for the years ended December 31, 2019, 2018 and 2017, respectively.
Treatment of the LPT Agreement, deferred policy acquisition costs, fair value of financial instruments, and the surplus notes (see Notes 4, 9, and 10) are the primary differences in the SAP-basis capital stock and total surplus of the insurance subsidiaries of $1,021.0 million and $927.9 million, and the GAAP-basis equity of the Company of $1,165.8 million and $1,018.2 million as of December 31, 2019 and 2018, respectively. Under SAP accounting, the retroactive reinsurance gain resulting from the LPT Agreement is recorded as a special component of surplus (special surplus funds) in the initial year of the contract, and not reported as unassigned surplus until the Company has recovered amounts in excess of the original consideration paid. The special surplus funds are also reduced by the amount of extraordinary dividends as approved by the Nevada Division of Insurance. Under SAP, the surplus notes are recorded as a separate component of surplus. Under SAP, changes to the estimated contingent profit commission under the LPT Agreement are reflected in commission expense in the period that the estimate is revised.
Insurance Company Dividends and Regulatory Requirements and Restrictions
The ability of EHI to pay dividends on the Company's common stock and to pay other expenses will be dependent to a significant extent upon the ability of the Nevada domiciled insurance company, EICN, the California domiciled insurance company, ECIC, the Florida domiciled insurance companies, EPIC and EAC, to pay dividends to their immediate holding company, Employers Group, Inc. (EGI) and the New York domiciled insurance company, CIC, to pay dividends to its immediate holding company Cerity Group, Inc. (CGI), and in turn, the ability of EGI and CGI to pay dividends to EHI. The amount of dividends each of the Company's insurance subsidiaries may pay to their immediate parent is limited by the laws of its respective state of domicile.
Nevada law limits the payment of cash dividends by EICN to its parent by providing that payments cannot be made except from available and accumulated surplus, otherwise unrestricted (unassigned), and derived from realized net operating profits and realized and unrealized capital gains. A stock dividend may be paid out of any available surplus. A cash or stock dividend prohibited by these restrictions may only be declared and distributed as an extraordinary dividend upon the prior approval of the Nevada Commissioner of Insurance (Nevada Commissioner). EICN may not pay such an extraordinary dividend or make an extraordinary distribution until the Nevada Commissioner either approves or does not disapprove the payment within 30 days after receiving notice of its declaration. An extraordinary dividend or distribution is defined by statute to include any dividend or distribution of cash or property whose fair market value, together with that of other dividends or distributions made within the preceding 12 months, exceeds the lesser of: (a) 10% of EICN's statutory surplus as regards to policyholders at the next preceding December 31; or (b) EICN's statutory net income, not including realized capital gains, for the 12-month period ending at the next preceding December 31. As of December 31, 2019, EICN had positive unassigned surplus of $224.3 million. During 2019, EICN paid an ordinary dividend in the amount of $19.7 million to its parent company, EGI. As a result of that payment, EICN can pay $1.4 million of dividends through March 1, 2020, and $21.1 million thereafter, without regulatory approval, provided that no dividends are paid prior to March 1, 2020.
Under Florida law, without regulatory approval, EPIC and EAC may pay dividends if they do not exceed the greater of: the lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward; 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains; or, the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains. During 2019, EAC paid an ordinary dividend in the amount of $19.7 million to its parent company, EGI. As a result of that payment, EAC can pay $1.2 million of dividends through June 12, 2020 and $20.9 million thereafter without regulatory approval from the Florida Office of Insurance Regulation (FOIR), provided that no dividends are paid prior to June 12, 2020. During 2019, EPIC did not pay any dividends. The maximum dividends that may be paid in 2020 by EPIC without prior regulatory approval from the FOIR is $21.7 million.
ECIC is subject to regulation by the California Department of Insurance (California DOI). Additionally, the California Insurance Holding Company System Regulatory Act limits the ability of ECIC to pay dividends to its parent. California law provides that, absent prior approval of the California Insurance Commissioner, dividends may only be declared from earned surplus. For purpose of this statute, earned surplus excludes amounts derived from net appreciation in the value of assets not yet realized, or derived from an exchange of assets, unless the assets received are currently realizable in cash. In addition, California law provides that the appropriate insurance regulatory authorities in the state of California must approve (or, within a 30-day notice period, not disapprove) any dividend that, together with all other such dividends paid during the preceding 12 months, exceeds the greater of: (a) 10% of the paying company's statutory surplus as regards to policyholders at the preceding December 31; or (b) 100% of net income for the preceding year. During the years ended December 31, 2019, 2018, and 2017, ECIC was in compliance with these requirements.
During 2019, ECIC paid an ordinary dividend in the amount of $57.2 million to its parent company, EGI. As a result of that payment, ECIC cannot pay any dividends until September 23, 2020 and can pay $32.1 million thereafter without prior regulatory approval.
EPIC and EAC are subject to regulation by the Florida Department of Financial Services (FDFS). Florida statute Section 624.408 requires EPIC and EAC to maintain minimum capital and surplus of the greater of $4.0 million or 10% of total liabilities. Florida statute Section 624.4095 requires EPIC and EAC to maintain a ratio of written premiums, defined as 1.25 times written premiums, to surplus of no greater than 10-to-1 for gross written premiums and 4-to-1 for net written premiums. During the years ended December 31, 2019, 2018, and 2017, EPIC and EAC were in compliance with these statutes.
Under New York law, without regulatory approval, CIC may pay dividends if they do not exceed the lesser of 10% of surplus or 100% of net investment income for the previous year increased by the excess, if any, of net investment income over dividends declared or distributed during the period commencing 36 months prior to the declaration or distribution of the current dividend and ending 12 months prior thereto. The New York state law also provides that any distribution may only be paid out of earned surplus. Additionally, New York has prohibited CIC from paying any dividends for two years from the date of Acquisition without prior regulatory approval.
Additionally, EICN, ECIC, EPIC, EAC, and CIC are required to comply with RBC requirements. RBC is a method of measuring the amount of capital appropriate for an insurance company to support its overall business operations in light of its size and risk profile. NAIC RBC standards are used by regulators to determine appropriate regulatory actions relating to insurers that show signs of weak or deteriorating conditions. As of December 31, 2019, 2018, and 2017, EICN, ECIC, EPIC, EAC, and CIC each had total adjusted capital above all regulatory action levels.
XML 65 R4.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Consolidated Statements of Comprehensive Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Revenues      
Net premiums earned $ 695.8 $ 731.1 $ 716.5
Net investment income 88.1 81.2 74.6
Net realized and unrealized gains (losses) on investments 51.1 (13.1) 7.4
Gain on redemption of notes payable 0.0 0.0 2.1
Other income 0.9 1.2 0.8
Total revenues 835.9 800.4 801.4
Expenses      
Losses and loss adjustment expenses 365.9 376.7 417.2
Commission expense 88.1 94.2 91.4
Underwriting and general and administrative expenses 187.5 158.5 139.9
Interest and financing expenses 0.6 1.5 1.4
Other expenses 0.0 0.0 7.5
Total expenses 642.1 630.9 657.4
Net income before income taxes 193.8 169.5 144.0
Income tax expense 36.7 28.2 42.8
Net income 157.1 141.3 101.2
Comprehensive income      
Unrealized AFS investment gains (losses) during the period (net of tax (expense) benefit of $(21.8), $12.9, and $(8.9) for the years ended December 31, 2019, 2018, and 2017, respectively) 82.1 (48.5) 19.9
Reclassification adjustment for realized AFS investment (gains) losses in net income (net of tax expense (benefit) of $0.8, $(0.4), and $2.6 for the years ended December 31, 2019, 2018, and 2017, respectively) (3.1) 1.4 (4.8)
Other comprehensive income (loss), net of tax 79.0 (47.1) 15.1
Total comprehensive income 236.1 94.2 116.3
Net realized and unrealized gains (losses) on investments      
Net realized and unrealized gains (losses) on investments before impairments 51.1 (9.8) 8.8
Other than temporary impairments recognized in earnings 0.0 (3.3) (1.4)
Net realized and unrealized gains (losses) on investments $ 51.1 $ (13.1) $ 7.4
Earnings per common share (Note 17):      
Basic $ 4.89 $ 4.30 $ 3.11
Diluted 4.83 4.24 3.06
Cash dividends declared per common share and eligible RSUs and PSUs $ 0.88 $ 0.80 $ 0.60
XML 66 R26.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Segments Level 1 (Notes)
12 Months Ended
Dec. 31, 2019
Segment Reporting [Abstract]  
Segment Reporting Disclosure [Text Block] Segment Reporting
The Company has recently made changes to its corporate structure, mainly involving the launch and further development of a new digital insurance platform offered under the Cerity brand name (Cerity), resulting in changes to its reportable segments. As of December 31, 2019, the Company has determined that it has two reportable segments: Employers and Cerity. Each of these segments represents a separate and distinct underwriting platform through which the Company conducts insurance business. The nature and composition of each reportable segment and its Corporate and Other activities are as follows:
The Employers segment is defined as traditional business offered through the EMPLOYERS brand name (Employers) through its agents, including business originated from its strategic partnerships and alliances.
The Cerity segment is defined as business offered under the Cerity brand name, which includes the Company's direct-to-customer business.
Corporate and Other activities consist of those holding company expenses that are not considered to be underwriting in nature, the financial impact of the LPT agreement, and legacy business assumed and ceded by CIC. These expenses are not considered to be part of a reportable segment and are not otherwise allocated to a reportable segment.
The Company has determined that it is not practicable to report identifiable assets by segment since certain assets are used interchangeably among the segments.
Prior to December 31, 2019, the Company operated under a single reportable segment. All periods prior to December 31, 2019 have been conformed to the current presentation.
The following table summarizes the Company's written premium and components of net income before income taxes by reportable segment.
 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2019
 
 
 
 
 
 
 
 
Gross premiums written
 
$
696.8

 
$
0.1

 
$

 
$
696.9

Net premiums written
 
691.4

 
0.1

 

 
691.5

 
 
 
 
 
 
 
 
 
Net premiums earned
 
695.8

 

 

 
695.8

Net investment income
 
84.1

 
0.3

 
3.7

 
88.1

Net realized and unrealized gains on investments
 
47.7

 
0.1

 
3.3

 
51.1

Other income
 
0.9

 

 

 
0.9

Total revenues
 
828.5

 
0.4

 
7.0

 
835.9

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
378.6

 

 
(12.7
)
 
365.9

Commission expense
 
88.1

 

 

 
88.1

Underwriting and general and administrative expenses
 
153.2

 
16.0

 
18.3

 
187.5

Interest and financing expenses
 
0.6

 

 

 
0.6

Total expenses
 
620.5

 
16.0

 
5.6

 
642.1

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
208.0

 
$
(15.6
)
 
$
1.4

 
$
193.8

 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2018
 
 
 
 
 
 
 
 
Gross premiums written
 
$
748.9

 
$

 
$

 
$
748.9

Net premiums written
 
742.8

 

 

 
742.8

 
 
 
 
 
 
 
 
 
Net premiums earned
 
731.1

 

 

 
731.1

Net investment income
 
78.6

 

 
2.6

 
81.2

Net realized and unrealized (losses) gains on investments
 
(13.9
)
 

 
0.8

 
(13.1
)
Other income
 
1.0

 
0.2

 

 
1.2

Total revenues
 
796.8

 
0.2

 
3.4

 
800.4

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
391.3

 

 
(14.6
)
 
376.7

Commission expense
 
94.2

 

 

 
94.2

Underwriting and general and administrative expenses
 
135.0

 
5.9

 
17.6

 
158.5

Interest and financing expenses
 
1.5

 

 

 
1.5

Total expenses
 
622.0

 
5.9

 
3.0

 
630.9

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
174.8

 
$
(5.7
)
 
$
0.4

 
$
169.5


 
 
Employers
 
Cerity
 
Corporate and Other
 
Total
 
 
(in millions)
Year Ended December 31, 2017
 
 
 
 
 
 
 
 
Gross premiums written
 
$
729.7

 
$

 
$

 
$
729.7

Net premiums written
 
723.7

 

 

 
723.7

 
 
 
 
 
 
 
 
 
Net premiums earned
 
716.5

 

 

 
716.5

Net investment income
 
73.3

 

 
1.3

 
74.6

Net realized and unrealized gains on investments
 
7.4

 

 

 
7.4

Gain on redemption of notes payable
 
2.1

 

 

 
2.1

Other income
 
0.8

 

 

 
0.8

Total revenues
 
800.1

 

 
1.3

 
801.4

 
 
 
 
 
 
 
 


Losses and loss adjustment expenses
 
428.8

 

 
(11.6
)
 
417.2

Commission expense
 
91.4

 

 

 
91.4

Underwriting and general and administrative expenses
 
123.7

 
1.1

 
15.1

 
139.9

Interest and financing expenses
 
1.4

 

 

 
1.4

Other expenses
 
7.5

 

 

 
7.5

Total expenses
 
652.8

 
1.1

 
3.5

 
657.4

 
 
 
 
 
 
 
 


Net income (loss) before income taxes
 
$
147.3

 
$
(1.1
)
 
$
(2.2
)
 
$
144.0


Entity-Wide Disclosures
The Company operates solely within the United States and does not have revenue from transactions with a single customer accounting for 10% or more of its revenues. The following table shows the Company's in-force premiums and number of policies in-force for each state with approximately five percent or more of our in-force premiums and all other states combined as of December 31:
 
 
2019
 
2018
 
2017
State
 
In-force Premiums
 
Policies
In-force
 
In-force Premiums
 
Policies
In-force
 
In-force Premiums
 
Policies
In-force
 
 
(dollars in millions)
California
 
$
329.8

 
43,079

 
$
357.1

 
41,988

 
$
349.4

 
40,573

Florida
 
36.3

 
5,822

 
41.0

 
5,833

 
41.8

 
5,625

New York
 
31.7

 
5,679

 
23.9

 
3,663

 
12.3

 
2,038

Other (43 states and D.C.)
 
266.8

 
44,104

 
244.2

 
40,014

 
223.4

 
37,258

Total
 
$
664.6

 
98,684

 
$
666.2

 
91,498

 
$
626.9

 
85,494


XML 67 R8.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Consolidated Statements of Cash Flows - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Operating activities      
Net income $ 157.1 $ 141.3 $ 101.2
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 9.0 6.3 8.2
Stock-based compensation 10.1 9.4 6.8
Amortization of cloud computing arrangements 5.3 0.0 0.0
Amortization of premium on investments, net 8.7 8.4 14.3
Allowance for doubtful accounts (2.1) (3.3) 0.2
Deferred income tax expense 6.0 14.4 24.2
Net realized and unrealized (gains) losses on investments (51.1) 13.1 (7.4)
Gain on redemption of notes payable 0.0 0.0 (2.1)
Write-off of previously capitalized costs 0.0 0.0 7.5
Change in operating assets and liabilities:      
Premiums receivable 49.5 (3.1) (22.2)
Reinsurance recoverable on paid and unpaid losses 20.4 33.1 44.5
Cloud Computing Arrangements CF (12.9) (26.0) 0.0
Increase (Decrease) Operating Lease Right-of-use Assets (15.9) 0.0 0.0
Current federal income taxes (7.4) 8.6 (2.7)
Unpaid losses and loss adjustment expenses (63.4) (58.2) (34.9)
Unearned premiums 0.8 18.0 8.0
Accounts payable, accrued expenses and other liabilities (7.5) 19.1 (7.0)
Deferred reinsurance gain–LPT Agreement (12.5) (14.0) (11.3)
Contingent commission receivable–LPT Agreement 18.8 0.0 0.0
Increase (Decrease) Operating Lease Liabilities 17.8 0.0 0.0
Non Cancellable Obligations CF 4.2 16.1 2.7
Other (11.8) (3.0) 12.3
Net cash provided by operating activities 123.1 180.2 142.3
Investing activities      
Purchases of fixed maturity securities (359.0) (636.7) (592.3)
Purchases of equity securities (240.8) (79.3) (36.8)
Purchases of short-term investments 0.0 (59.7) (8.2)
Purchases of other invested assets (28.4) 0.0 0.0
Proceeds from sale of fixed maturity securities 163.0 204.8 249.8
Proceeds from sale of equity securities 232.4 70.7 41.2
Proceeds from maturities and redemptions of fixed maturity securities 309.9 329.4 215.7
Proceeds from maturities of short-term investments 25.0 39.0 20.2
Net change in unsettled investment purchases and sales (24.7) 22.4 5.8
Capital expenditures and other (12.1) (10.2) (8.2)
Payments to Acquire Businesses, Net of Cash Acquired (16.1) 0.0 0.0
Net cash provided by (used in) investing activities 49.2 (119.6) (112.8)
Financing activities      
Acquisition of common stock (67.5) (4.2) 0.0
Cash transactions related to stock-based compensation (2.5) (1.8) 3.8
Dividends paid to stockholders (28.9) (26.7) (19.7)
Redemption of notes payable (20.0) 0.0 (9.9)
Payments on capital leases (0.2) (0.2) (0.2)
Net cash used in financing activities (119.1) (32.9) (26.0)
Net increase in cash, cash equivalents, and restricted cash 53.2 27.7 3.5
Cash, cash equivalents, and restricted cash at the beginning of the period 102.0 74.3 70.8
Cash, cash equivalents, and restricted cash at the end of the period 155.2 102.0 74.3
Non-cash transactions      
Financed property and equipment purchases 0.7 0.3 0.4
Cash, cash equivalents, and restricted cash      
Total cash, cash equivalents, and restricted cash $ 102.0 $ 102.0 $ 70.8
XML 68 R47.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Basis of Presentation Reportable Segments (Details)
12 Months Ended
Dec. 31, 2019
Segment Reporting [Abstract]  
Number of Reportable Segments 2
XML 69 R43.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Earnings Per Share (Tables)
12 Months Ended
Dec. 31, 2019
Earnings Per Share [Abstract]  
Net income and weighted average common shares outstanding used in earnings per share calculations table
The following table presents the net income and the weighted average shares outstanding used in the earnings per share common share calculations.
 
Years Ended December 31,
 
2019

2018

2017
 
(in millions, except share data)
Net income
$
157.1

 
$
141.3

 
$
101.2

Weighted average number of shares outstanding–basic
32,120,578

 
32,884,828

 
32,501,576

Effect of dilutive securities:
 
 
 
 
 
Stock options
77,482

 
97,810

 
208,602

PSUs
285,550

 
268,030

 
271,738

RSUs
56,108

 
60,669

 
78,844

Dilutive potential shares
419,140

 
426,509

 
559,184

Weighted average number of shares outstanding–diluted
32,539,718

 
33,311,337

 
33,060,760


XML 70 R68.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Reinsurance Reinsurance Premium Note (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Premiums Written, Net      
Direct premiums, written $ 687.4 $ 739.0 $ 719.5
Assumed premiums written 9.5 9.9 10.2
Gross premiums written 696.9 748.9 729.7
Ceded premiums written (5.4) (6.1) (6.0)
Premiums written, net 691.5 742.8 723.7
Premiums Earned, Net      
Direct premiums earned 691.6 727.2 712.5
Assumed premiums earned 9.6 10.0 10.0
Gross premiums, earned 701.2 737.2 722.5
Ceded premiums earned (5.4) (6.1) (6.0)
Premiums earned, net 695.8 731.1 716.5
Ceded losses and LAE incurred $ (19.2) $ (9.5) $ (0.5)
XML 71 R60.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments Investments, held in Trust or on Deposit (Details) - USD ($)
$ in Millions
Dec. 31, 2019
Dec. 31, 2018
Deposit Assets [Abstract]    
Investments $ 2,778.4 $ 2,727.7
Assets Held-in-trust [Abstract]    
Funds held by or deposited with reinsurers 2.9 23.2
Federal Home Loan Bank [Member]    
Deposit Assets [Abstract]    
Investments 260.0 140.0
Required by various state laws and regulations to hold securities or letters of credit in depository account [Member]    
Deposit Assets [Abstract]    
Investments $ 844.9 $ 867.7
XML 72 R90.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Selected Quarterly Financial Data Significant Quarterly Adjustments (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Prior years $ 11.4 $ 20.2 $ 23.7 $ 22.2 $ 25.4 $ 11.9 $ 16.5 $ 12.4 $ (77.5) [1] $ (66.2) [1] $ (18.5) [1]
Equity securities, change in unrealized gains (losses) 15.5 (10.3) 6.8 21.2 27.4 11.2 3.5 12.9      
Net income for the period $ 31.8 $ 32.8 $ 40.7 $ 51.8 $ 25.6 $ 47.6 $ 42.5 $ 25.6 $ 157.1 $ 141.3 $ 101.2
[1]
XML 73 R94.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Cash Flows) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Operating activities                      
Net income $ 31,800 $ 32,800 $ 40,700 $ 51,800 $ 25,600 $ 47,600 $ 42,500 $ 25,600 $ 157,100 $ 141,300 $ 101,200
Adjustments to reconcile net income to net cash provided by (used in) operating activities:                      
Realized gains on investments                 (51,100) 13,100 (7,400)
Stock-based compensation                 10,100 9,400 6,800
Amortization of premium on investments, net                 8,700 8,400 14,300
Deferred income tax expense                 8,600 14,400 24,200
Change in operating assets and liabilities:                      
Accounts payable, accrued expenses and other liabilities                 (7,500) 19,100 (7,000)
Federal income taxes                 (7,400) 8,600 (2,700)
Other                 (11,800) (3,000) 12,300
Net cash provided by (used in) operating activities                 123,100 180,200 142,300
Investing activities                      
Purchases of fixed maturity securities                 (359,000) (636,700) (592,300)
Purchase of equity securities                 (240,800) (79,300) (36,800)
Proceeds from sale of equity securities                 232,400 70,700 41,200
Purchases of short-term investments                 0 (59,700) (8,200)
Proceeds from sale of fixed maturity securities                 163,000 204,800 249,800
Proceeds from maturities and redemptions of fixed maturity securities                 309,900 329,400 215,700
Net change in unsettled investment purchases and sales                 (24,700) 22,400 5,800
Net cash (used in) provided by investing activities                 49,200 (119,600) (112,800)
Financing activities                      
Acquisition of common stock                 (67,500) (4,200) 0
Cash transactions related to stock-based compensation                 (2,500) (1,800) 3,800
Dividends paid to stockholders                 (28,900) (26,700) (19,700)
Net cash used in financing activities                 (119,100) (32,900) (26,000)
Cash and cash equivalents at the beginning of the period       101,400         101,400    
Cash and cash equivalents at the end of the period 154,900       101,400       154,900 101,400  
Parent Company [Member]                      
Operating activities                      
Net income                 157,100 141,300 101,200
Adjustments to reconcile net income to net cash provided by (used in) operating activities:                      
Equity in net income of subsidiaries                 70,400 66,700 71,500
Realized gains on investments                 (3,300) (800) 0
Stock-based compensation                 10,100 9,400 6,800
Amortization of premium on investments, net                 0 200 100
Deferred income tax expense                 (2,800) 14,700 5,300
Change in operating assets and liabilities:                      
Accounts payable, accrued expenses and other liabilities                 2,300 200 (300)
Federal income taxes                 19,200 (18,500) 5,400
Other assets                 700 100 100
Intercompany payable/receivable                 (3,200) (2,200) 1,800
Net cash provided by (used in) operating activities                 108,300 77,500 48,700
Investing activities                      
Purchases of fixed maturity securities                 (9,300) (14,400) (30,600)
Purchase of equity securities                 (42,000) (40,000) 0
Proceeds from sale of equity securities                 56,000 0 0
Purchases of short-term investments                 0 (59,600) (7,900)
Proceeds from sale of fixed maturity securities                 4,300 12,000 5,000
Proceeds from maturities and redemptions of fixed maturity securities                 3,800 59,200 4,500
Proceeds from maturities of short-term investments                 25,000 0 0
Net change in unsettled investment purchases and sales                 (5,000) 3,900 0
Capital Contributions to subsidiary                 (73,600) (4,200) (5,600)
Net cash (used in) provided by investing activities                 (40,800) (43,100) (34,600)
Financing activities                      
Acquisition of common stock                 (67,500) (4,200) 0
Cash transactions related to stock-based compensation                 (2,500) (1,800) 3,800
Dividends paid to stockholders                 (28,900) (26,700) (19,700)
Net cash used in financing activities                 (98,900) (32,700) (15,900)
Net increase (decrease) in cash and cash equivalents                 (31,400) 1,700 (1,800)
Cash and cash equivalents at the beginning of the period       $ 41,300       $ 39,600 41,300 39,600 41,400
Cash and cash equivalents at the end of the period $ 9,900       $ 41,300       $ 9,900 $ 41,300 $ 39,600
XML 74 R64.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Liability for Unpaid Losses and Loss Adjustment Expenses (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Losses and loss adjustment expenses $ 97.6 $ 92.9 $ 86.8 $ 88.6 $ 86.9 $ 106.6 $ 87.8 $ 95.4 $ 365.9 $ 376.7 $ 417.2
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]                      
Unpaid losses and LAE, gross of reinsurance, at beginning of period       2,207.9       2,266.1 2,207.9 2,266.1 2,301.0
Loss reinsurance recoverable, excluding bad debt, on unpaid losses       504.4       537.0 504.4 537.0 580.0
Net unpaid losses and LAE at beginning of period       1,703.5       1,729.1 1,703.5 1,729.1 1,721.0
Losses and LAE, net of reinsurance, incurred in:                      
Current year                 456.1 457.5 447.3
Prior years 11.4 $ 20.2 $ 23.7 $ 22.2 25.4 $ 11.9 $ 16.5 $ 12.4 (77.5) [1] (66.2) [1] (18.5) [1]
Total net losses and LAE incurred during the period [1]                 378.6 391.3 428.8
Deduct payments for losses and LAE, net of reinsurance, related to:                      
Current year                 106.6 93.0 76.9
Prior years [2]                 315.2 323.9 343.8
Total net payments for losses and LAE during the period [2]                 421.8 416.9 420.7
Ending unpaid losses and LAE, net of reinsurance 1,660.3       1,703.5       1,660.3 1,703.5 1,729.1
Loss reinsurance recoverable, excluding bad debt, on unpaid losses 532.5       504.4       532.5 504.4 537.0
Unpaid losses and LAE, gross of reinsurance, at end of period 2,192.8       2,207.9       2,192.8 2,207.9 2,266.1
Salvage and subrogation recoveries, value $ 28.6       $ 34.4       $ 28.6 34.4  
Voluntary risk business                      
Losses and LAE, net of reinsurance, incurred in:                      
Prior years                   (65.5) (17.4)
Involuntary assigned risk business                      
Losses and LAE, net of reinsurance, incurred in:                      
Prior years                   $ (0.7) $ (1.1)
[1]
[2]
XML 75 R52.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Fair Value of Financial Instruments Fair Value of Financial Instruments, Reconciliation of Level 3 Securities (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Beginning balance, January 1 $ 2,727.7  
Ending balance, December 31 2,778.4 $ 2,727.7
Fair Value, Inputs, Level 3 [Member]    
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Beginning balance, January 1 0.0 4.7
Transfers out of Level 3(1) [1] 0.0 (4.7)
Purchases and sales, net 0.0 0.0
Ending balance, December 31 $ 0.0 $ 0.0
[1]
(1)
The transfer during the year ended December 31, 2018 was the result of adoption of ASU 2016-01, which specified that FHLB stock shall be carried at cost and is no longer measured at fair value.
XML 76 R56.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments, Amortized Cost and Estimated Fair Value (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Amortized Cost    
Due in one year or less, amortized cost $ 170,200  
Due after one year through five years, amortized cost 758,200  
Due after five years through ten years, amortized cost 778,600  
Due after ten years, amortized cost 56,800  
Mortgage and asset-backed securities, amortized cost 639,500  
Debt securities, available-for-sale, amortized cost 2,403,300 $ 2,513,700
Estimated Fair Value    
Due in one year or less, fair value 171,500  
Due after one year through five years, fair value 781,500  
Due after five years through ten years, fair value 819,300  
Due after ten years, fair value 61,400  
Mortgage and asset-backed securities, fair value 652,200  
Fixed maturity securities, fair value $ 2,485,900 $ 2,496,400
XML 77 R75.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Commitments and Contingencies Future Lease Payments (Details) - USD ($)
$ in Millions
Dec. 31, 2019
Mar. 31, 2019
Dec. 31, 2018
Operating Leases, Future Minimum Payments Due [Abstract]      
Operating leases, future minimum payments due, current $ 4.8    
Operating leases, future minimum payments, due in two years 3.5    
Operating leases, future minimum payments, due in three years 2.3    
Operating leases, future minimum payments, due in four years 2.3    
Operating leases, future minimum payments, due in five years 2.1    
Operating leases, future minimum payments, due thereafter 4.6    
Lessee, Operating Lease, Liability, Payments, Due 19.6    
Lessee, Operating Lease, Liability, Undiscounted Excess Amount (1.8)    
Operating leases, future minimum payments due 17.8 $ 19.0 $ 0.0
Capital Leases, Future Minimum Payments Due [Abstract]      
Capital leases, future minimum payments due, current 0.2    
Capital leases, future minimum payments due in two years 0.2    
Capital leases, future minimum payments due in three years 0.1    
Capital leases, future minimum payments due in four years 0.1    
Capital leases, future minimum payments due in five years 0.0    
Capital leases, Future minimum payments due thereafter 0.0    
Finance Lease, Liability, Payment, Due 0.6    
Finance Lease, Liability, Undiscounted Excess Amount 0.0    
Capital leases, future minimum payments due $ 0.6    
XML 78 R85.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Employee Benefit and Retirement Plans Employee Benefit and Retirement Plans (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Employee Benefit and Retirement Plans [Abstract]      
Safe habor matching, 100% 100.00%    
Employee contributions, 100% match, percentage 3.00%    
Safe harbor matching 50% 50.00%    
Employee contributions 50% match, percentage 3.00%    
Employee contributions, maximum match, percentage 5.00%    
Company's contributions to Employers 401(k) $ 2.2 $ 2.0 $ 1.9
XML 79 R81.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Stock-Based Compensation Changes in Outstanding Stock Options (Details) - USD ($)
$ / shares in Units, $ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]        
Performance share awards, expected target 200.00% 200.00%    
Stock Options [Member]        
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]        
Number of outstanding options or share units 154,016 190,256 247,347 564,096
Number of options or share units, granted 0   0  
Stock-options exercised, shares (31,630) (57,091) (307,076)  
Number of options or share units, forfeited (4,610)   (9,673)  
Number of exercisable options or share units 144,161      
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price $ 23.37      
Weighted average exercise price, outstanding 23.65 $ 23.71 $ 22.90 $ 21.04
Weighted average exercise price, exercises 26.98 $ 20.17 19.44  
Weighted average exercise price, forfeitures $ 25.37   $ 24.45  
Weighted average remaining contractual life 1 year 8 months 12 days 2 years 8 months 12 days 3 years 4 months 24 days 3 years 3 months 18 days
Share-based compensation expense, deferred $ 0.1      
Options exercised, intrinsic value 0.6 $ 1.4 $ 7.6  
Options vested, fair value 0.2 0.4 0.6  
Options exercisable, intrinsic value 2.7 2.8 3.6  
Options outstanding, intrinsic value $ 2.8 $ 3.4 $ 5.3  
Stock Options Exercisable [Domain]        
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]        
Weighted average remaining contractual life 1 year 7 months 6 days      
Restricted stock units (RSUs)        
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]        
Number of outstanding options or share units 241,905 250,300 295,164 324,384
Number of options or share units, granted 90,576 87,857 87,276  
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price $ 40.60 $ 40.26 $ 37.94  
Number of options or share units, forfeited (22,232) (3,370) (13,711)  
Number of vested options or share units (76,739) (129,351) (102,785)  
Weighted average exercise price, forfeitures $ 36.39 $ 33.51 $ 29.28  
Weighted average grant date fair value 34.70 32.45 26.67 $ 22.55
Weighted average exercise price, vested $ 33.99 $ 24.53 $ 22.89  
Share-based compensation expense, deferred $ 5.0      
Share-based compensation expense, Period for Recognition 39 months      
Service vesting period for options awarded 4 years      
Vesting rights for options awarded vest 25% on or after each of the subsequent four anniversaries of such date      
Options vested, fair value $ 2.6 $ 3.2 $ 2.4  
Options exercisable, intrinsic value 3.2 5.5 4.3  
Options outstanding, intrinsic value $ 10.1 $ 10.5 $ 13.1  
Restricted Stock Units Vested but Unsettled [Member]        
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]        
Number of outstanding options or share units 73,535      
Weighted average grant date fair value $ 24.75      
XML 80 R71.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Notes Payable Outstanding (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Debt Instrument [Line Items]        
Notes payable $ 0 $ 20,000    
Redemption of notes payable 20,000 0 $ 9,900  
Gain on redemption of notes payable 0 0 2,100  
Dekania Surplus Note [Member]        
Debt Instrument [Line Items]        
Notes payable 0 $ 10,000    
Notes payable, maturity date   Apr. 29, 2034    
Cash paid for interest 200 $ 700 600  
Accrued interest   0 100  
Alesco Surplus Note [Member]        
Debt Instrument [Line Items]        
Notes payable $ 0 $ 10,000    
Notes payable, maturity date   Dec. 15, 2034    
Cash paid for interest   $ 200 600 $ 500
Accrued interest   $ 0 100  
ICONS Surpuls Note [Member]        
Debt Instrument [Line Items]        
Notes payable     12,000  
Cash paid for interest       $ 300
Redemption of notes payable     9,900  
Gain on redemption of notes payable     $ 2,100  
XML 81 R89.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Selected Quarterly Financial Data Selected Quarterly Financial Data (Details) - USD ($)
$ / shares in Units, $ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Condensed Financial Statements, Captions [Line Items]                      
Net premiums earned $ 169.7 $ 175.8 $ 175.5 $ 174.8 $ 183.6 $ 192.9 $ 178.0 $ 176.6 $ 695.8 $ 731.1 $ 716.5
Net realized and unrealized gains (losses) on investments 17.8 2.6 7.4 23.3 (26.4) 15.6 5.7 (8.0) 51.1 (13.1) 7.4
Losses and loss adjustment expenses 97.6 92.9 86.8 88.6 86.9 106.6 87.8 95.4 365.9 376.7 417.2
Commission expense 20.4 21.9 23.8 22.0 21.2 24.8 24.5 23.7 88.1 94.2 91.4
Underwriting and general and administrative expenses 50.9 45.3 43.8 47.5 40.4 38.8 40.1 39.2 187.5 158.5 139.9
Other expenses                 0.0 0.0 7.5
Income tax expense 9.6 8.1 9.0 10.0 4.9 10.7 8.8 3.8 36.7 28.2 42.8
Net income $ 31.8 $ 32.8 $ 40.7 $ 51.8 $ 25.6 $ 47.6 $ 42.5 $ 25.6 $ 157.1 $ 141.3 $ 101.2
Earnings per common share (Note 17):                      
Basic $ 1.00 $ 1.03 $ 1.27 $ 1.60 $ 0.78 $ 1.45 $ 1.29 $ 0.78 $ 4.89 $ 4.30 $ 3.11
Diluted $ 0.99 $ 1.01 $ 1.25 $ 1.57 $ 0.77 $ 1.43 $ 1.28 $ 0.77 $ 4.83 $ 4.24 $ 3.06
XML 82 R79.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Stockholders' Equity (Details) - USD ($)
$ / shares in Units, $ in Millions
12 Months Ended 24 Months Ended 156 Months Ended
Dec. 31, 2019
Dec. 31, 2019
Dec. 31, 2019
Dec. 31, 2018
Accelerated Share Repurchases [Line Items]        
Accelerated Share Repurchase Program, Adjustment $ 50.0      
Stock Repurchase Program, Authorized Amount $ 100.0 $ 100.0 $ 100.0 $ 50.0
Stock repurchased during period, shares   1,731,637 25,828,992  
Accelerated share repurchases, final price paid per share   $ 41.40 $ 17.63  
Stock Repurchased During Period, Value   $ 71.7    
XML 83 R18.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Notes Payable
12 Months Ended
Dec. 31, 2019
Notes Payable [Abstract]  
Notes Payable Notes Payable and Other Financing Arrangements
Notes payable is comprised of the following:
 
December 31,
 
2019
 
2018
 
(in millions)
Dekania Surplus Note, due April 29, 2034
$

 
$
10.0

Alesco Surplus Note, due December 15, 2034

 
10.0

Total
$

 
$
20.0


EPIC had a $10.0 million surplus note to Dekania CDO II, Ltd. issued as part of a pooled transaction. On April 12, 2019, the Florida Office of Insurance Regulation approved EPIC's request to pay off the Dekania surplus note. Subsequently, on April 15 2019, EPIC formally called this note. The outstanding principal, plus accrued and unpaid interest, in the amount of $10.2 million, was paid on May 14, 2019. Interest paid during each of the years ended December 31, 2019, 2018, and 2017 was $0.2 million, $0.7 million, and $0.6 million, respectively. Interest accrued as of December 31, 2018 was $0.1 million.
EPIC had a $10.0 million surplus note to Alesco Preferred Funding V, LTD issued as part of a pooled transaction. On April 12, 2019, the Florida Office of Insurance regulation approved EPIC's request to pay off the Alesco surplus note. Subsequently, on May 6, 2019, EPIC formally called this note. The outstanding principal, plus accrued and unpaid interest, in the amount of $10.2 million, was paid on June 13, 2019. Interest paid during each of the years ended December 31, 2019, 2018, and 2017 was $0.2 million, $0.6 million, and $0.5 million, respectively. Interest accrued as of December 31, 2018 was less than $0.1 million.
EPIC had a $12.0 million surplus note to ICONS, Inc. issued as part of a pooled transaction. This note was purchased by EHI in 2017 for $9.9 million, resulting in a $2.1 million gain. As a result of EHI's purchase of the note, it was no longer considered outstanding on a consolidated basis at December 31, 2018. The note was formally redeemed and retired by EPIC in May 2018. Interest paid to third parties during the year ended December 31, 2017 was $0.3 million.
Other financing arrangements is comprised of the following:
EICN, ECIC, EPIC, and EAC are members of the FHLB. Membership allows the insurance subsidiaries access to collateralized advances, which may be used to support and enhance liquidity management. The amount of advances that may be taken is dependent on statutory admitted assets on a per company basis. Currently, none of the Company's insurance subsidiaries has advances outstanding under the FHLB facility.
FHLB membership also allows the Company's insurance subsidiaries access to standby letters of credit. On March 9, 2018, ECIC, EPIC, and EAC entered into standby Letter of Credit Reimbursement Agreements (Letter of Credit Agreements) with the FHLB. On March 1, 2019, FHLB and ECIC, EPIC, and EAC each amended their Letter of Credit Agreements to increase their respective credit amounts. The Letter of Credit Agreements are between the FHLB and each of EAC, in the amount of $60.0 million, ECIC, in the amount of $90.0 million, and EPIC, in the amount of $110.0 million. The amended Letter of Credit Agreements will expire April 1, 2020; however, the Letter of Credit Agreements will remain evergreen with automatic one-year extensions unless the FHLB notifies the beneficiary at least 60 days prior to the then applicable expiration date of its election not to renew. The Letter of Credit Agreements may only be used to satisfy, in whole or in part, insurance deposit requirements with the State of California and are fully secured with eligible collateral at all times. The Letter of Credit Agreements are subject to annual maintenance charges and a fee of 15 basis points on issued amounts. As of December 31, 2019 and 2018 letters of credit totaling $260.0 million and $140.0 million were issued in lieu of securities on deposit with the State of California under these Letter of Credit Agreements, respectively.
As of December 31, 2019, investment securities having a fair value of $326.8 million were pledged to the FHLB by the Company's insurance subsidiaries in support of the collateralized advance facility and the Letter of Credit Agreements.
XML 84 R10.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Summary of Significant Accounting Policies
12 Months Ended
Dec. 31, 2019
Summary of Significant Accounting Policies [Abstract]  
Significant Accounting Policies Summary of Significant Accounting Policies
Cash and Cash Equivalents
The Company considers all liquid investments with maturities of less than three months, as measured from the date of purchase, to be cash equivalents.
Restricted Cash and Cash Equivalents
Restricted cash and cash equivalents represent cash and cash equivalents held in trust in order to secure certain of the Company's obligations and, accordingly, are restricted as to withdrawal or usage. As of December 31, 2019 and 2018 the Company held $2.9 million and $23.2 million, respectively, in cash and investments in trust for reinsurance obligations, of which $0.3 million and $0.6 million, respectively, represented restricted cash and cash equivalents.
Short-Term Investments
The Company considers all liquid investments with maturities of between three and twelve months, as measured from the date of purchase, to be short-term investments.
Investment Securities
The Company's investments in fixed maturity securities and short-term investments are classified as available-for-sale (AFS) and are reported at fair value with unrealized gains and losses excluded from earnings and reported as a separate component of stockholders' equity, net of deferred taxes, in Accumulated other comprehensive income on the Company's Consolidated Balance Sheets.
Beginning in 2018, with the adoption of ASU Number 2016-01, Financial Instruments - Overall (Subtopic 825-10), the Company's investments in equity securities at fair value are no longer classified as AFS and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. The Company's investment in FHLB stock is presented within Equity securities at cost on the Company's Consolidated Balance Sheets.
The Company's investments in other invested assets are reported at either net asset value or fair value and changes in the value of these investments are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income.
The adoption of ASU 2016-01 also removed the impairment assessment for equity securities at fair value beginning in 2018 and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. Prior to adoption of this standard, when, in the opinion of management, a decline in the fair value of an equity security below its cost was considered to be "other-than-temporary," the equity security's cost was written down to its fair value at the time the other-than-temporary decline was identified.
The determination of an other-than-temporary decline for fixed maturity securities and other invested assets includes, in addition to other relevant factors, a presumption that if the market value is below cost by a significant amount for a period of time, a bifurcation of the write-down may be necessary based on the portion of the loss that is deemed to be a "credit loss", which is considered a realized loss, and the portion that is deemed to be an "other than credit loss", which is considered to be an unrealized loss. If management has the intent to sell the security or more likely than not will be required to sell the security before its anticipated recovery, the investment is written down to its fair value and the entire impairment is recorded as a realized loss in the Company's Consolidated Statements of Comprehensive Income. If management does not have the intent to sell or will not be required to sell the security but does not expect to recover the amortized cost or cost basis of the security, the amount of the other-than-temporary impairment is bifurcated (see Note 5).
Investment income consists primarily of interest and dividends generated by investment securities. Interest is recorded as earned on an accrual basis and dividends are recorded as earned at the ex-dividend date. Interest income on mortgage-backed and asset-backed securities is determined using the effective-yield method based on estimated principal repayments. Mortgage-backed securities are adjusted for the effects of changes in prepayment assumptions on the related accretion of discount or amortization of premium of such securities using the retrospective method.
Realized gains and losses on investments are determined on a specific-identification basis.
Recognition of Revenue and Expense
Revenue Recognition
Premiums written are recognized as revenues, net of any applicable underlying reinsurance coverage, and are earned over the term of the related policy. At the end of the policy term, payroll-based premium audits are performed on substantially all policyholder accounts to determine the actual amount of net premiums earned for that policy year. Earned but unbilled premiums include estimated future audit premiums based on the Company's historical experience. These estimates are subject to changes in policyholders' payrolls, economic conditions, and seasonality, and are continually reviewed and adjusted as experience develops or new information becomes known. Any such adjustments are included in current operations; however, they are partially offset by the resulting changes in losses and LAE, commission expenses, and premium taxes. The Company's premiums receivable on its Consolidated Balance Sheets included $37.3 million and $63.7 million of additional premiums expected to be received from policyholders for premium audits at December 31, 2019 and 2018, respectively.
The Company establishes a bad debt allowance on its premiums receivable through a charge included in underwriting and general and administrative expenses in its Consolidated Statements of Comprehensive Income. This bad debt allowance is determined based on estimates and assumptions to project future experience. After all collection efforts have been exhausted, the Company reduces the bad debt allowance for write-offs of premiums receivable that have been deemed uncollectible. The Company's bad debt allowance was $4.6 million and $6.7 million at December 31, 2019 and 2018, respectively. The Company had write offs, net of recoveries of amounts previously written off, of $10.5 million, $8.2 million, and $3.2 million for the years ended December 31, 2019, 2018, and 2017, respectively.
Deferred Policy Acquisition Costs
Policy acquisition costs, those costs that relate directly to the successful acquisition of new or renewal insurance contracts, including underwriting, policy issuance and processing, medical and inspection, sales force contract selling and commissions are deferred and amortized as the related premiums are earned. Amortization of deferred policy acquisition costs for the years ended December 31, 2019, 2018, and 2017, was $107.7 million, $112.0 million, and $108.2 million, respectively.
If the sum of a policy's expected losses and LAE and deferred policy acquisition costs exceeds the related unearned premiums and projected investment income, a premium deficiency is determined to exist. In this event, deferred policy acquisition costs are immediately expensed to the extent necessary to eliminate the premium deficiency. If the premium deficiency exceeds deferred acquisition costs, a liability is accrued for the excess deficiency. There were no premium deficiency adjustments recognized during the years ended December 31, 2019, 2018, and 2017.
Unpaid Loss and LAE Reserves
Unpaid loss and LAE reserves represent management's best estimate of the ultimate net cost of all reported and unreported losses incurred for the applicable periods, less payments made. The estimated reserves for losses and LAE include the accumulation of estimates for all claims reported prior to the balance sheet date, estimates of claims incurred but not reported, and estimates of expenses for investigating and adjusting all incurred and unadjusted claims (based on projections of relevant historical data). Amounts reported are subject to the impact of future changes in economic, regulatory and social conditions. Management believes that, subject to the inherent variability in any such estimate, the reserves are within a reasonable and acceptable range of adequacy. Estimates for claims prior to the balance sheet date are continually monitored and reviewed, and as settlements are made or reserves adjusted, the differences are reported in current operations. Salvage and subrogation recoveries are estimated based on a review of the level of historical salvage and subrogation recoveries.
Reinsurance
In the ordinary course of business, the Company purchases excess of loss reinsurance in order to protect it against the impact of large and/or catastrophic losses. Additionally, the Company is a party to the LPT Agreement (see Note 9). These reinsurance arrangements reduce the Company's exposure to such losses since its reinsurers are liable to the Company to the extent of the reinsurance protection provided. However, the Company remains liable for all losses it incurs to the extent that any reinsurer is unable or unwilling to make timely payments under its reinsurance agreements.
Balances due from reinsurers on unpaid losses, including an estimate of such recoverables related to reserves for incurred but not reported losses, are reported as reinsurance recoverables on the Company's Consolidated Balance Sheets. Reinsurance recoverables on paid losses represent amounts currently due from reinsurers. Reinsurance recoverables on unpaid losses represent amounts that will be collectible from reinsurers once the losses are paid. Reinsurance recoverables on unpaid losses and LAE amounted to $532.5 million and $504.4 million at December 31, 2019 and 2018, respectively.
Ceded reinsurance premiums are accounted for on a basis consistent with those used in accounting for the underlying premiums, and are reported as reductions to arrive at net premiums written and earned.
Ceded losses and LAE are also accounted for on a basis consistent with those used in accounting for the original policies issued and the terms of the relevant reinsurance agreement, and are recorded as reductions to losses and LAE incurred.
Pursuant to the LPT Agreement, LAE is deemed to be 7% of total losses paid and is payable to the Company as compensation for management of the claims under the LPT Agreement. The Deferred Gain is amortized using the recovery method, whereby the amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries through the life of the LPT Agreement, and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the estimated loss and LAE reserves ceded under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement (LPT Reserve Adjustment).
Additionally, the Company is entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is equal to 30% of the favorable difference between actual paid losses and LAE and expected paid losses and LAE as established in the LPT Agreement based on losses paid through June 30, 2024. The contingent profit commission is paid every five years beginning June 30, 2004 for the first 25 years of the agreement. The Company could be required to return any previously received contingent profit commission, plus interest, in the event of unfavorable differences through June 30, 2024. The Company records an estimate of contingent profit commission on its Consolidated Balance Sheets as Contingent commission receivable–LPT Agreement and a corresponding liability is recorded as Deferred reinsurance gain–LPT Agreement. The Contingent commission receivable–LPT Agreement is reduced as amounts are received from participating reinsurers. In 2019, the Company received $19.1 million in cash related to the contingent profit commission. The Deferred reinsurance gain–LPT Agreement is amortized using the recovery method. The amortization of the contingent profit commission is determined by the proportion of actual reinsurance recoveries to total estimated recoveries over the life of the contingent profit commission (through June 30, 2024), and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the contingent profit commission under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised contingent profit commission been recognized at the inception of the LPT Agreement (LPT Contingent Commission Adjustment).
Property and Equipment
Property and equipment are stated at cost less accumulated depreciation (see Note 6). Expenditures for maintenance and repairs are charged against operations as incurred.
Electronic data processing equipment, software, furniture and equipment, and automobiles are depreciated using the straight-line method over three to seven years. Leasehold improvements are also carried at cost less accumulated amortization. The Company amortizes leasehold improvements using the straight-line method over the lesser of the useful life of the asset or the remaining original lease term, excluding options or renewal periods. Leasehold improvements are generally amortized over three to eight years.
Cloud Computing Arrangements
The Company capitalizes software license fees and implementation costs associated with hosting arrangements that are service contracts. These amounts are included in Cloud computing arrangements on the Company's Consolidated Balance Sheets. Amortization of the software license fees is calculated using the straight-line method over the term of the service contract or based on the expected utilization of the asset. Amortization of the implementation costs are calculated using the straight-line method based on the term of the service contract and commence once the module or component is ready for its intended use, regardless of whether the hosted software has been placed into service, and will be recognized over the remaining life of the service contract.
Operating leases
The Company determines if an arrangement is a lease at the inception of the transaction. Leased office property meets the definition of operating leases under ASC 842 and is presented as a right-of-use asset (ROU asset) and lease liability on the Company's Consolidated Balance Sheets. ROU assets represent the right to use an underlying asset for the lease payments arising from the lease transaction. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of the lease payments over the lease term. The Company uses collateralized incremental borrowing rates to determine the present value of lease payments. The ROU assets also include lease payments less any lease incentives within a lease agreement. The Company's lease terms may include options to extend or terminate a lease. Lease expense for lease payments is recognized on a straight-line basis over the lease term.
Finance Leases
Leased property and equipment meeting finance lease criteria are capitalized at the lower of the present value of the related lease payments or the fair value of the leased asset at the inception of the lease. Financing leases for automobiles are included in property
and equipment in other liabilities on the Company's Consolidated Balance Sheets. Amortization is calculated using the straight-line method based on the term of the lease and is included in the depreciation expense of property and equipment. See Note 11 for additional disclosures related to finance leases.
Income Taxes
The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the Company's financial statements. Under this method, the Company determines deferred tax assets and liabilities on the basis of the differences between the financial statement and tax bases of assets and liabilities by using enacted tax rates in effect for the year in which the differences are expected to reverse. As of December 22, 2017, the date that the Tax Cuts and Jobs Act was enacted (Enactment), the effect of the change in tax rates on the Company's deferred tax assets and liabilities was recognized in income and created stranded tax effects within accumulated other comprehensive income that did not reflect the newly enacted tax rate. The Company reclassified the net tax effects from Accumulated other comprehensive income, net of tax, to Retained earnings as of the date of Enactment.
The Company records uncertain tax positions in accordance with ASC 740, Income Taxes, on the basis of a two-step process. Recognition (Step 1) occurs when the Company concludes that a tax position, based solely on its technical merits, is more likely than not to be sustained upon examination. Measurement (Step 2) is addressed only if Step 1 has been satisfied. Under Step 2, the tax benefit is measured as the largest amount of benefit, determined on a cumulative probability basis, that is more likely than not to be realized upon ultimate settlement.
The Company recognizes deferred tax assets when it determines that such assets are more likely than not to be realized in future periods. In making such a determination, the Company considers all available positive and negative evidence, including future reversals of existing taxable temporary differences, tax-planning strategies, projected future taxable income, projected future tax rates, and results of recent operations. If the Company determines that it is not more likely than not that it could realize its deferred tax assets in future periods, it would establish a deferred tax asset valuation allowance that would increase the Company's provision for income taxes. If the Company determines that it would be able to realize its deferred tax assets in the future in excess of its net recorded amount, the Company would make an adjustment to the deferred tax asset valuation allowance, which would reduce the provision for income taxes.
Credit Risk
Financial instruments that potentially subject the Company to concentrations of credit risk are primarily cash and cash equivalents (including restricted cash equivalents), short-term investments, investment securities, premiums receivable, and reinsurance recoverable balances.
The Company's cash equivalents and short-term investments include investments in money market securities and securities backed by the U.S. government. The Company's investment securities are diversified throughout many industries and geographic regions and include investments in U.S. government and U.S. government-sponsored enterprises. The Company believes that it has no significant concentrations of credit risk from a single issue or issuer within its cash equivalents, short-term investments and investment securities other than concentrations in U.S. government and U.S. government-sponsored enterprises.
The Company's premiums receivable are generally diversified due to the large number of entities composing the Company's policyholder base and their dispersion across many different industries.
The Company monitors the financial condition of its reinsurers to minimize its exposure to significant losses from reinsurer insolvencies. The Company also obtains collateral from its reinsurers in order to mitigate the risks related to insolvencies. At December 31, 2019, $2.7 million was held as collateral by cash or letters of credit for the Company's reinsurance recoverables and an additional $341.0 million was in trust accounts for reinsurance recoverables specifically related to the LPT Agreement.
Fair Value of Financial Instruments
The fair values of the Company's financial instruments have been determined using available market information and other appropriate valuation methodologies. Judgment is required in developing fair value estimates where quoted market prices are not available. Accordingly, these estimates are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions or estimating methodologies may have an effect on the estimated fair value amounts.
The following methods and assumptions were used by the Company in estimating the fair value of its financial instruments:
Cash and cash equivalents, short-term investments, premiums receivable, accounts payable and accrued expenses, and other liabilities. The carrying amounts for each of these financial instruments as reported in the Company's Consolidated Balance Sheets approximate their fair values.
Investment securities. The Company's investment securities are predominantly valued on the basis of actual market transactions or observable inputs. A small portion of the Company's investment securities are valued on the basis of pricing models with significant unobservable inputs or nonbinding broker quotes. See Note 4.
Goodwill and Other Intangible Assets
The Company tests for impairment of goodwill and non-amortizable intangible assets in the fourth quarter of each year. At the end of each quarter, management considers the results of the previous analysis as well as any recent developments that may constitute triggering events requiring the impairment analysis of goodwill and other intangible assets to be updated. The Company has assessed the effects of current economic conditions on the Company's financial condition and results of operations and changes in the Company's stock price and determined that there were no impairments of these assets as of December 31, 2019 and 2018.
Intangible assets related to state licenses are not subject to amortization. Intangibles related to insurance relationships were amortized in proportion to the expected period of benefit and were fully amortized as of December 31, 2019.
The gross carrying value, accumulated amortization, and net carrying value for the Company's intangible assets, by major class, as of December 31, were as follows:
 
2019
 
2018
 
Gross
Carrying
Value
 
Accumulated
Amortization
 
Net
Carrying
Value
 
Gross
Carrying
Value
 
Accumulated
Amortization
 
Net
Carrying
Value
 
(in millions)
State licenses
$
13.5

 
$

 
$
13.5

 
$
7.7

 
$

 
$
7.7

Insurance relationships
9.4

 
$
(9.4
)
 

 
9.4

 
$
(9.4
)
 

Other
0.1

 

 
0.1

 

 

 

Total
$
23.0

 
$
(9.4
)
 
$
13.6

 
$
17.1

 
$
(9.4
)
 
$
7.7


During the years ended December 31, 2018 and 2017, the Company recognized $0.2 million and $0.3 million in amortization expense associated with its intangible assets, respectively. There was no amortization expense in 2019. These amortization expenses are included in the Company's Consolidated Statements of Comprehensive Income in underwriting and general and administrative expenses.
Stock-Based Compensation
The Company provides stock-based compensation to its directors and certain of its employees, which is recognized in its Consolidated Statements of Comprehensive Income based on estimated grant date fair values over the relevant service period (see Note 13).
XML 85 R14.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Property and Equipment
12 Months Ended
Dec. 31, 2019
Property and Equipment [Abstract]  
Property, Plant and Equipment Disclosure Property and Equipment
Property and equipment consists of the following:
 
As of December 31,
 
2019
 
2018
 
(in millions)
Furniture and equipment
$
2.5

 
$
3.3

Leasehold improvements
6.0

 
3.2

Computers and software
60.3

 
61.9

Automobiles
1.1

 
1.1

Property and equipment, gross
69.9

 
69.5

Accumulated depreciation
(48.0
)
 
(51.3
)
Property and equipment, net
$
21.9

 
$
18.2


Depreciation expenses related to property and equipment for the years ended December 31, 2019, 2018, and 2017 were $9.0 million, $6.1 million, and $7.9 million, respectively. Internally developed software costs of $3.2 million and $2.9 million were capitalized during each of the years ended December 31, 2019 and 2018, respectively.
Additionally, in 2017, the Company wrote-off $7.5 million of previously capitalized costs relating to the development of information technology capabilities that had not yet been placed in service, which is recognized in Other expenses in the Company's Consolidated Statements of Comprehensive Income. The Company incurred this charge as part of a continual evaluation of its ongoing technology initiatives.
Cloud Computing Arrangements
The Company's capitalized costs associated with cloud computing arrangements totaled $33.6 million and $26.0 million, which were comprised of service contract fees and implementation costs associated with hosting arrangements on the Company's Consolidated Balance Sheets as of December 31, 2019 and 2018, respectively. Total amortization for hosting arrangements for the years ended December 31, 2019 and 2018 was $5.3 million and $0.8 million, respectively.
XML 86 R37.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Reinsurance (Tables)
12 Months Ended
Dec. 31, 2019
Reinsurance [Abstract]  
Supplemental schedule of reinsurance premiums for insurance companies table
The effects of reinsurance on the Company's written and earned premiums and on its losses and LAE incurred were as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
Written
 
Earned
 
Written
 
Earned
 
Written
 
Earned
 
(in millions)
Direct premiums
$
687.4

 
$
691.6

 
$
739.0

 
$
727.2

 
$
719.5

 
$
712.5

Assumed premiums
9.5

 
9.6

 
9.9

 
10.0

 
10.2

 
10.0

Gross premiums
696.9

 
701.2

 
748.9

 
737.2

 
729.7

 
722.5

Ceded premiums
(5.4
)
 
(5.4
)
 
(6.1
)
 
(6.1
)
 
(6.0
)
 
(6.0
)
Net premiums
$
691.5

 
$
695.8

 
$
742.8

 
$
731.1

 
$
723.7

 
$
716.5

Ceded losses and LAE incurred
$
19.2

 
 
 
$
9.5

 
 
 
$
(0.5
)
 
 
Ceded losses and LAE incurred includes the amortization of the Deferred Gain, LPT Reserve Adjustments, and LPT Contingent Commission Adjustments.
XML 87 R33.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments (Tables)
12 Months Ended
Dec. 31, 2019
Investments [Abstract]  
Available-for-sale securities table
The amortized cost, gross unrealized gains, gross unrealized losses, and estimated fair value of the Company's AFS investments were as follows:
 
 
Amortized
Cost
 
Gross
Unrealized
Gains
 
Gross
Unrealized
Losses
 
Estimated
Fair Value
At December 31, 2019
 
(in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$
83.7

 
$
1.9

 
$

 
$
85.6

U.S. Agencies
 
2.8

 
0.1

 

 
2.9

States and municipalities
 
458.2

 
26.3

 

 
484.5

Corporate securities
 
1,038.6

 
40.4

 

 
1,079.0

Residential mortgage-backed securities
 
471.7

 
9.4

 
(0.7
)
 
480.4

Commercial mortgage-backed securities
 
107.4

 
3.2

 

 
110.6

Asset-backed securities
 
60.4

 
0.9

 
(0.1
)
 
61.2

Other securities(1)
 
180.5

 
1.6

 
(0.4
)
 
181.7

Total fixed maturity securities
 
2,403.3

 
83.8

 
(1.2
)
 
2,485.9

Total AFS investments
 
$
2,403.3

 
$
83.8

 
$
(1.2
)
 
$
2,485.9

 
 
 
 
 
 
 
 
 
At December 31, 2018
 
 
 
 
 
 
 
 
Fixed maturity securities
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$
106.7

 
$
0.9

 
$
(1.2
)
 
$
106.4

U.S. Agencies
 
11.3

 
0.1

 

 
11.4

States and municipalities
 
513.4

 
15.3

 
(0.7
)
 
528.0

Corporate securities
 
1,106.2

 
5.8

 
(21.6
)
 
1,090.4

Residential mortgage-backed securities
 
459.1

 
2.2

 
(9.8
)
 
451.5

Commercial mortgage-backed securities
 
96.7

 
0.1

 
(2.5
)
 
94.3

Asset-backed securities
 
64.7

 
0.2

 
(0.4
)
 
64.5

Other securities(1)
 
155.6

 

 
(5.7
)
 
149.9

Total fixed maturity securities
 
2,513.7

 
24.6

 
(41.9
)
 
2,496.4

Short-term investments
 
25.0

 

 

 
25.0

Total AFS investments
 
$
2,538.7

 
$
24.6

 
$
(41.9
)
 
$
2,521.4

(1)
Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and reported at fair value.
Equity securities table
The cost and estimated fair value of the Company's equity securities recorded at fair value at December 31, 2019 and 2018 were as follows:
 
 
Cost
 
Estimated Fair Value
 
 
(in millions)
At December 31, 2019
 
 
 
 
Equity securities at fair value
 
 
 
 
Industrial and miscellaneous
 
$
129.1

 
$
216.4

Other
 
26.5

 
40.3

Total equity securities at fair value
 
$
155.6

 
$
256.7

 
 
 
 
 
At December 31, 2018
 
 
 
 
Equity securities at fair value
 
 
 
 
Industrial and miscellaneous
 
$
114.6

 
$
174.8

Other
 
17.3

 
25.1

Total equity securities at fair value
 
$
131.9

 
$
199.9


Investments classified by contractual maturity date table
The amortized cost and estimated fair value of the Company's fixed maturity securities at December 31, 2019, by contractual maturity, are shown below. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
 
Amortized Cost
 
Estimated Fair Value
 
 
(in millions)
Due in one year or less
 
$
170.2

 
$
171.5

Due after one year through five years
 
758.2

 
781.5

Due after five years through ten years
 
778.6

 
819.3

Due after ten years
 
56.8

 
61.4

Mortgage and asset-backed securities
 
639.5

 
652.2

Total
 
$
2,403.3

 
$
2,485.9


Unrealized loss on investments table
The following is a summary of AFS investments that have been in a continuous unrealized loss position for less than 12 months and those that have been in a continuous unrealized loss position for 12 months or greater as of December 31, 2019 and 2018.
 
 
December 31, 2019
 
December 31, 2018
 
 
Estimated Fair Value
 
Gross Unrealized Losses
 
Number of Issues
 
Estimated Fair Value
 
Gross Unrealized Losses
 
Number of Issues
Less than 12 months:
 
(dollars in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$

 
$

 

 
$
12.2

 
$
(0.1
)
 
7

States and municipalities
 

 

 

 
70.1

 
(0.7
)
 
21

Corporate securities
 

 

 

 
624.4

 
(13.4
)
 
205

Residential mortgage-backed securities
 
56.9

 
(0.2
)
 
29

 
156.9

 
(2.5
)
 
59

Commercial mortgage-backed securities
 

 

 

 
30.9

 
(0.5
)
 
13

Asset-backed securities
 
10.1

 
(0.1
)
 
6

 
25.1

 
(0.2
)
 
18

Other securities
 
15.2

 
(0.3
)
 
64

 
137.1

 
(5.7
)
 
215

Total fixed maturity securities
 
82.2

 
(0.6
)
 
99

 
1,056.7

 
(23.1
)
 
538

Total less than 12 months
 
$
82.2

 
$
(0.6
)
 
99

 
$
1,056.7

 
$
(23.1
)
 
538

 
 
 
 
 
 
 
 
 
 
 
 
 
12 months or greater:
 
 
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
 
$

 
$

 

 
$
72.7

 
$
(1.1
)
 
25

Corporate securities
 

 

 

 
193.7

 
(8.2
)
 
69

Residential mortgage-backed securities
 
40.0

 
(0.5
)
 
19

 
199.8

 
(7.3
)
 
72

Commercial mortgage-backed securities
 

 

 

 
55.0

 
(2.0
)
 
22

Asset-backed securities
 

 

 

 
16.5

 
(0.2
)
 
17

Other securities
 
5.9

 
(0.1
)
 
19

 

 

 

Total fixed maturity securities
 
45.9

 
(0.6
)
 
38

 
537.7

 
(18.8
)
 
205

Total 12 months or greater
 
$
45.9

 
$
(0.6
)
 
38

 
$
537.7

 
$
(18.8
)
 
205


Unrealized gain (loss) on investments table
Net realized gains on investments and the change in unrealized gains (losses) on the Company's investments recorded at fair value are determined on a specific-identification basis and were as follows:
 
 
Gross Realized Gains
 
Gross Realized Losses
 
Change in Net Unrealized Gains (Losses)
 
Changes in Fair Value Reflected in Earnings
 
Changes in Fair Value Reflected in AOCI, before tax
 
 
(in millions)
Year Ended December 31, 2019
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
5.2

 
$
(1.3
)
 
$
99.9

 
$
3.9

 
$
99.9

Equity securities
 
17.8

 
(4.4
)
 
33.1

 
46.5

 

Other invested assets
 

 

 
0.7

 
0.7

 

Total investments
 
$
23.0

 
$
(5.7
)
 
$
133.7

 
$
51.1

 
$
99.9

 
 
 
 
 
 
 
 
 
 
 
Year Ended December 31, 2018
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
2.2

 
$
(4.0
)
 
$
(59.7
)
 
$
(1.8
)
 
$
(59.7
)
Equity securities
 
15.9

 
(1.6
)
 
(25.6
)
 
(11.3
)
 

Total investments
 
$
18.1

 
$
(5.6
)
 
$
(85.3
)
 
$
(13.1
)
 
$
(59.7
)
 
 
 
 
 
 
 
 
 
 
 
Year Ended December 31, 2017
 
 
 
 
 
 
 
 
 
 
Fixed maturity securities
 
$
4.7

 
$
(2.2
)
 
$
3.9

 
$
2.5

 
$
3.9

Equity securities
 
9.3

 
(4.4
)
 
17.5

 
4.9

 
17.5

Total investments
 
$
14.0

 
$
(6.6
)
 
$
21.4

 
$
7.4

 
$
21.4


Investment income table
Net investment income was as follows:
 
 
Years Ended December 31,
 
 
2019
 
2018
 
2017
 
 
(in millions)
Fixed maturity securities
 
$
81.9

 
$
76.0

 
$
70.4

Equity securities
 
7.9

 
6.5

 
6.9

Other invested assets
 
1.2

 

 

Short-term investments
 

 
0.3

 
0.1

Cash equivalents and restricted cash
 
1.7

 
2.0

 
0.6

Gross investment income
 
92.7

 
84.8

 
78.0

Investment expenses
 
(4.6
)
 
(3.6
)
 
(3.4
)
Net investment income
 
$
88.1

 
$
81.2

 
$
74.6


XML 88 R53.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Fair Value of Financial Instruments Instruments Carried at NAV (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Instruments Carried at NAV [Abstract]    
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Liquidating Investment, Remaining Period 12 years  
Fair value investments entities that calculate net asset value per share liquidating investment original expected lives increments 1 year  
Unfunded commitment, private investment fund $ 41.6  
Cash equivalents measured at NAV, which approximates fair value 14.4 $ 57.5
Alternative Investment $ 9.1 $ 0.0
XML 89 R57.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments, Continuous Loss Position (Details)
$ in Millions
12 Months Ended
Dec. 31, 2019
USD ($)
shares
Dec. 31, 2018
USD ($)
shares
Dec. 31, 2017
USD ($)
shares
Debt Securities, Available-for-sale [Line Items]      
Investments $ 2,778.4 $ 2,727.7  
Proceeds from sale of fixed maturity securities 163.0 204.8 $ 249.8
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months 82.2 1,056.7  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer 45.9 537.7  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss (0.6) (23.1)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss $ (0.6) $ (18.8)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Debt Securities, number of issues in loss position, less than 12 months | shares 99 538  
Debt Securities, number of issues in loss position, 12 months or longer | shares 38 205  
Debt Securities [Member]      
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value $ 82.2 $ 1,056.7  
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value 45.9 537.7  
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss $ 0.6 $ 18.8  
Number of Issues available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months. | shares 38 205  
Available-for-sale Securities, unrealized losses, less than 12 months $ 0.6 $ 23.1  
Number of Issues available for sale securities continous unrealized loss position less than twelve months | shares 99 538  
Total impairments, value   $ 3.3 $ 0.5
Total impairments, number of securitites | shares   66 9
US Treasury Securities [Member]      
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months $ 0.0 $ 12.2  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer 0.0 72.7  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss 0.0 (0.1)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss $ 0.0 $ (1.1)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Debt Securities, number of issues in loss position, less than 12 months | shares 0 7  
Debt Securities, number of issues in loss position, 12 months or longer | shares 0 25  
US States and Political Subdivisions Debt Securities [Member]      
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months $ 0.0 $ 70.1  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss $ 0.0 $ (0.7)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Debt Securities, number of issues in loss position, less than 12 months | shares 0 21  
Corporate Debt Securities [Member]      
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months $ 0.0 $ 624.4  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer 0.0 193.7  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss 0.0 (13.4)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss $ 0.0 $ (8.2)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Debt Securities, number of issues in loss position, less than 12 months | shares 0 205  
Debt Securities, number of issues in loss position, 12 months or longer | shares 0 69  
Residential Mortgage Backed Securities [Member]      
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months $ 56.9 $ 156.9  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer 40.0 199.8  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss (0.2) (2.5)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss $ (0.5) $ (7.3)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Debt Securities, number of issues in loss position, less than 12 months | shares 29 59  
Debt Securities, number of issues in loss position, 12 months or longer | shares 19 72  
Commercial Mortgage Backed Securities [Member]      
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months $ 0.0 $ 30.9  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer 0.0 55.0  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss 0.0 (0.5)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss $ 0.0 $ (2.0)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Debt Securities, number of issues in loss position, less than 12 months | shares 0 13  
Debt Securities, number of issues in loss position, 12 months or longer | shares 0 22  
Asset-backed Securities [Member]      
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months $ 10.1 $ 25.1  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer 0.0 16.5  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss (0.1) (0.2)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss $ 0.0 $ (0.2)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Debt Securities, number of issues in loss position, less than 12 months | shares 6 18  
Debt Securities, number of issues in loss position, 12 months or longer | shares 0 17  
Other Debt Obligations [Member]      
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months $ 15.2 $ 137.1  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer 5.9 0.0  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss (0.3) (5.7)  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss $ (0.1) $ 0.0  
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]      
Debt Securities, number of issues in loss position, less than 12 months | shares 64 215  
Debt Securities, number of issues in loss position, 12 months or longer | shares 19 0  
XML 90 R88.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Segments Geographic Information (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
CALIFORNIA      
Revenue, Major Customer [Line Items]      
Premiums In Force $ 329,800,000 $ 357,100,000 $ 349,400,000
Policies In force 43,079 41,988 40,573
FLORIDA      
Revenue, Major Customer [Line Items]      
Premiums In Force 36,300,000 41,000,000.0 41,800,000
Policies In force 5,822 5,833 5,625
NEW YORK      
Revenue, Major Customer [Line Items]      
Premiums In Force 31,700,000 23,900,000 12,300,000
Policies In force 5,679 3,663 2,038
All Other States      
Revenue, Major Customer [Line Items]      
Premiums In Force 266,800,000 244,200,000 223,400,000
Policies In force 44,104 40,014 37,258
UNITED STATES      
Revenue, Major Customer [Line Items]      
Premiums In Force 664,600,000 666,200,000 626,900,000
Policies In force $ 98,684 $ 91,498 $ 85,494
XML 91 R78.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Commitments and Contingencies Capital Commitment (Details)
$ in Millions
Dec. 31, 2019
USD ($)
Capital Commitment [Abstract]  
Unfunded commitment, private investment fund $ 41.6
XML 92 R74.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Commitments and Contingencies Operating Leases (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Mar. 31, 2019
Dec. 31, 2018
Lessee, Lease, Description [Line Items]      
Operating Lease, Weighted Average Remaining Lease Term 5 years 9 months 18 days    
Operating Lease, Expense $ 5,100    
Finance Lease Expense 200    
Lease, Cost $ 5,300    
Finance Lease, Weighted Average Remaining Lease Term 2 years 10 months 24 days    
Operating Lease, Weighted Average Discount Rate, Percent 3.20%    
Finance Lease, Weighted Average Discount Rate, Percent 3.70%    
Operating lease right-of-use assets $ 15,900 $ 16,800 $ 0
Operating lease liability 17,800 $ 19,000 0
Property and equipment, gross 69,900   69,500
Accumulated depreciation, depletion and amortization, property and equipment 48,000   51,300
Property and equipment, net 21,900   18,200
Other liabilities $ 52,100   $ 74,000
Maximum [Member]      
Lessee, Lease, Description [Line Items]      
Lessee, Operating Lease, Renewal Term 10 years    
Lessee, Operating Lease, Remaining Lease Term 8 years    
Minimum [Member]      
Lessee, Lease, Description [Line Items]      
Lessee, Finance Lease, Term of Contract 1 year    
Lessee, Operating Lease, Remaining Lease Term 1 year    
Finance leases [Member]      
Lessee, Lease, Description [Line Items]      
Property and equipment, gross $ 1,100    
Accumulated depreciation, depletion and amortization, property and equipment 500    
Property and equipment, net 600    
Other liabilities $ 600    
XML 93 R84.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Accumulated Other Comprehensive Income, Net (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]    
Available-for-sale Securities, Accumulated Gross Unrealized Gain (Loss), before Tax $ 82,600 $ (17,300)
Deferred tax expense (17,300) 3,600
Total accumulated other comprehensive income, net $ 65,300 $ (13,700)
XML 94 R80.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Stock-Based Compensation Expense (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Maximum number of shares reserved for grants 5,500,000    
Stock-based compensation expense [Abstract]      
Stock-based compensation expense $ 10.0 $ 9.3 $ 6.8
Less: related tax benefit 2.1 2.0 2.4
Net stock-based compensation expense 7.9 7.3 4.4
Stock Option [Member]      
Stock-based compensation expense [Abstract]      
Stock-based compensation expense 0.1 0.3 0.5
Restricted stock units (RSUs)      
Stock-based compensation expense [Abstract]      
Stock-based compensation expense 2.7 2.5 2.0
Performance shares units [Member]      
Stock-based compensation expense [Abstract]      
Stock-based compensation expense $ 7.2 $ 6.5 $ 4.3
XML 95 R70.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Reinsurance LPT Agreement (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Reinsurance Agreement [Line Items]        
Unpaid losses $ 532,500 $ 504,400    
Recoverables was related to the LPT agreement $ 380,400 408,200    
Reinsurance quota share, percentage 100.00%      
LPT collateral held in trust account $ 341,000 311,600    
Ceded premiums written 5,400 6,100 $ 6,000  
Coverage provided under LPT agreement 2,000,000      
Paid losses and LAE claims related to LPT 796,200      
Amortization of deferred gain 10,700 11,900 11,300  
Unpaid losses and loss adjustment expenses 2,192,800 2,207,900 2,266,100 $ 2,301,000
LPT Agreement [Member]        
Reinsurance Agreement [Line Items]        
Liabilities for the incurred but unpaid losses and LAE related to claims prior to July 1, 1995 1,500,000      
Ceded premiums written 775,000      
Change Due to Estimated Reserves Ceded Under the LPT Agreement [Member]        
Reinsurance Agreement [Line Items]        
Amortization of deferred gain 1,800 2,200    
Unpaid losses and loss adjustment expenses (5,300) (6,300)    
Change to Contingent Profit Commission [Member]        
Reinsurance Agreement [Line Items]        
Amortization of deferred gain $ 200 $ 500 $ 300  
XML 97 R11.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
New Accounting Standards
12 Months Ended
Dec. 31, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]  
New Accounting Standards New Accounting Standards
Recently Issued Accounting Standards
In December 2019, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2019-12, Income Taxes (Topic 740). This update simplifies the accounting for income taxes within Accounting Standards Codification (ASC) topic 740 by removing certain exceptions and clarifies existing guidance. The Company has determined that the impact of this new standard will not be material to its consolidated financial condition and results of operations.
In April 2019, the FASB issued ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments. The amendments in this update represent changes to clarify, correct errors in, or improve the codification within various ASC topics. The Company will adopt the updates related to Topic 815 when it adopts ASU 2016-13. The Company will adopt any remaining codification improvements as they become applicable and has determined that the impact of these improvements will not be material to its consolidated financial condition and results of operations.
In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. This update removes the disclosure requirements for the amounts of and the reasons for transfers between Level 1 and Level 2 and disclosure of the policy for timing of transfers between levels. This update also removes disclosure requirements for the valuation processes for Level 3 fair value measurements. Additionally, this update adds disclosure requirements for the changes in unrealized gains and losses for recurring Level 3 fair value measurements and quantitative information for certain unobservable inputs in Level 3 fair value measurements. This update is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The Company does not expect that this update will have a material impact on its consolidated financial condition and results of operations.
In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350). This update simplifies the measurement of goodwill by eliminating the performance of Step 2 in the goodwill impairment testing. This update allows the testing to be performed by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge when the carrying amount exceeds fair value. Additionally, this update eliminates the requirements of any reporting unit with a zero or negative carrying value to perform Step 2, but requires disclosure of the amount of goodwill allocated to a reporting unit with zero or negative carrying amount of net assets. This update is effective for fiscal years beginning after December 15, 2019. The Company does not expect that this update will have a material impact on its consolidated financial condition and results of operations.
In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326). This update replaces the incurred loss impairment methodology for recognizing credit losses on financial instruments with a methodology that reflects an entity's current estimate of all expected credit losses. This update requires financial assets (including receivables and reinsurance recoverables) measured at amortized cost to be presented net of an allowance for credit losses. Additionally, this update requires credit losses on available-for-sale fixed maturity securities to be presented as an allowance rather than as a write-down, allowing an entity to also record reversals of credit losses in current period net income. This update is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Additionally, in December 2018, the FASB issued ASU 2018-19, Codification Improvements to Topic 326, Financial Instruments - Credit Losses. This update provides clarification on the effective and transition dates and the exclusion of operating lease receivables from Topic 326. In May 2019, the FASB issued ASU 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief. This update adds optional transition relief for entities to elect the fair value option for certain financial assets previously measured at amortized cost basis to increase comparability of similar financial assets. In December 2019, the FASB issued ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments - Credit Losses which provides clarification on certain aspects of the guidance in ASC 326 including purchased credit-deteriorated (PCD) financial assets, transition relief for troubled debt restructurings, disclosure relief for accrued interest receivables and allows a practical expedient for financial assets secured by collateral maintenance provisions. Upon adoption of this ASU, the Company will use the Ratings Based Method based on the A.M. Best Average Cumulative Net Impairment Rates in developing the expected credit allowance on reinsurance recoverables. The Company estimates the total impact to allowances for credit losses on all financial instruments, including premiums receivable, reinsurance recoverables, and investments will be immaterial to its consolidated financial condition and results of operations.
Recently Adopted Accounting Standards
In July 2019, the FASB issued ASU 2019-07, Codification Updates to SEC Sections. This update aligned the guidance in various SEC sections of the codification with the requirements of certain SEC final rules along with other miscellaneous updates, which were effective upon issuance. The Company adopted these updates where applicable and there was no impact to its consolidated financial condition and results of operations.
In July 2018, the FASB issued ASU 2018-09, Codification Improvements. This update provided clarification, corrected errors in and made minor improvements to the codification within various ASC topics. Many of the amendments in this update had transition guidance with effective dates for annual periods beginning after December 15, 2018 and some amendments in this update did not require transition guidance and became effective upon issuance of this update. The Company adopted these amendments and there was no impact to its consolidated financial condition and results of operations.
In July 2018, the FASB issued ASU 2018-11, Leases (Topic 842): Targeted Improvements. This update provided entities with an additional and optional transition method to adopt ASU 2016-02 with a cumulative-effect adjustment in the period of adoption. This update also provided guidance for a practical expedient that permitted lessors to not separate non-lease components from the associated lease components. Additionally, in July 2018, the FASB issued ASU 2018-10, Codification Improvements to Topic 842, Leases. This update provided additional guidance on the new lease model with improvements in numerous aspects of the guidance in ASC 842 including, but not limited to, implicit rates, reassessment of lease classification, terms and purchase options, investment tax credits, and various other transition guidance. In December 2018, the FASB issued ASU 2018-20, Leases (Topic 842): Narrow-Scope Improvements for Lessors. This update provided amendments to various lease topics including sales taxes collected from lessees, certain lessor costs paid to third parties, and variable payments for contracts with lease and non-lease components. In March 2019, the FASB issued ASU 2019-01, Leases Topics (842) Codification Improvements. The amendments in this update increased transparency and comparability for the recognition of leases and disclosures about leasing transactions. This update provided additional clarity on determining the value of the underlying asset by lessors that are not manufacturers or dealers. This update further clarified the presentation of the statement of cash flows related to lessors that are depository and lending institutions within the scope of Topic 942. Additionally, this update provided guidance on transition disclosures related to leases. The Company adopted these updates concurrently with ASU 2016-02. See Note 11 regarding the impact of this adoption on the Company's consolidated financial statements.
In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This update provided guidance on a new lease model that included the recognition of assets and liabilities arising from lease transactions on the balance sheet. Additionally, the update provided clarity on the definition of a lease and the distinction between finance and operating leases. Furthermore, the update
required certain qualitative and quantitative disclosures pertaining to the amounts recorded in the financial statements. This update became effective for annual reporting periods, including interim periods within those annual periods, beginning after December 15, 2018 and early adoption was permitted. As a result of the implementation of this standard, the Company recognized an Operating lease right-of-use asset of $16.8 million and $19.0 million of Lease liabilities on its Consolidated Balance Sheet at March 31, 2019. See Note 11 for additional detail regarding the adoption of this standard.
XML 98 R15.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Income Taxes
12 Months Ended
Dec. 31, 2019
Income Taxes [Abstract]  
Income Taxes Income Taxes
The Company files a consolidated federal income tax return. The insurance subsidiaries pay premium taxes on premiums in lieu of some states' income or franchise taxes.
The Tax Cuts and Jobs Act significantly revised U.S. corporate income tax law by, among other things, reducing the corporate statutory income tax rate from 35% to 21%, beginning January 1, 2018. This reduction in the corporate statutory income tax rate required the Company to re-evaluate certain of its deferred tax assets and liabilities, as of the date of Enactment, to reflect the revised income tax rates applicable to future periods. Despite a repeal of the corporate alternative minimum tax, the Company's minimum tax credit was fully recognized in the year ended December 31, 2018.
The Company's provision for income taxes consisted of the following:
 
Years Ended December 31,
 
2019
 
2018
 
2017
Current tax expense:
(in millions)
Federal
$
26.3

 
$
13.2

 
$
17.9

State
1.8

 
0.6

 
0.7

Total current tax expense
28.1

 
13.8

 
18.6

Deferred federal tax expense:
 
 
 
 
 
Impact of tax Enactment

 
(0.4
)
 
7.0

Other
8.6

 
14.8

 
17.2

Total deferred federal tax expense
8.6

 
14.4

 
24.2

Income tax expense
$
36.7

 
$
28.2

 
$
42.8


The differences between the statutory federal tax rate of 21% for 2019 and 2018 and 35% for 2017 and the Company's effective tax rate on net income before income taxes as reflected in the Consolidated Statements of Comprehensive Income were as follows:
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Expense computed at statutory rate
$
40.7

 
$
35.6

 
$
50.4

Tax-advantaged investment income
(2.4
)
 
(2.9
)
 
(7.6
)
LPT deferred gain amortization
(2.3
)
 
(2.6
)
 
(4.0
)
Stock based compensation
(0.9
)
 
(1.4
)
 
(3.4
)
LPT Reserve Adjustment
(0.4
)
 
(0.5
)
 

Impact of tax Enactment

 
(0.4
)
 
7.0

Other
2.0

 
0.4

 
0.4

Income tax expense
$
36.7

 
$
28.2

 
$
42.8


The LPT Reserve Adjustments for the years ended December 31, 2019 and 2018 increased GAAP net income by $1.8 million and $2.2 million, respectively, but did not affect taxable income. There were no LPT Reserve Adjustments in 2017. The LPT Contingent Commission Adjustments increased net income by $0.2 million, $0.5 million, and $0.3 million during 2019, 2018, and 2017, respectively, but did not increase taxable income.
As of December 31, 2019, 2018, and 2017 the Company had no material unrecognized tax benefits.
The Company made cash payments of $37.8 million, $4.2 million and $21.3 million for income taxes during the years ended December 31, 2019, 2018, and 2017, respectively.
Tax years 2016 through 2019 remained open and are subject to full examination by the federal taxing authority. The significant components of deferred income taxes, net, were as follows as of December 31:
 
2019
 
2018
 
Deferred Tax
 
Deferred Tax
 
Assets
 
Liabilities
 
Assets
 
Liabilities
 
(in millions)
Unrealized capital gains, net
$

 
$
38.7

 
$

 
$
10.6

Deferred policy acquisition costs

 
10.2

 

 
10.3

Intangible assets

 
1.6

 

 
1.6

Loss reserve discounting for tax reporting
30.9

 

 
31.1

 

Unearned premiums
13.2

 

 
13.3

 

Allowance for bad debt
1.0

 

 
1.4

 

Stock-based compensation
3.4

 

 
2.9

 

Accrued liabilities
4.4

 

 
4.9

 

Other
2.1

 
7.1

 
2.6

 
6.8

Total
$
55.0

 
$
57.6

 
$
56.2

 
$
29.3

Deferred income tax asset (liability), net
$
(2.6
)
 
 
 
$
26.9

 
 

Deferred tax assets are required to be reduced by a valuation allowance if it is more likely than not that all or some portion of the deferred tax asset will not be realized. Realization of the deferred income tax asset is dependent on the Company generating sufficient taxable income in future years as the deferred income tax charges become deductible for tax reporting purposes. Although realization is not assured, management believes that it is more likely than not that the net deferred income tax asset will be realized.
The Company is required to discount its loss and LAE reserves for federal income tax purposes. The Company's income tax deduction associated with its loss and LAE reserves is discounted using interest rates prescribed by the U.S. Treasury, as well as established loss payment patterns. Enactment changed the prescribed interest rates to rates based on corporate bond yield curves and extends the time periods associated with loss payment patterns, which resulted in an acceleration of future income tax payments. These changes became effective for tax years beginning after 2017 and are subject to a transition rule that spreads the additional tax payment from the amount determined by applying these changes over the eight years beginning in 2018. This item is a taxable temporary difference and had no direct impact on the Company's total income tax expense for 2017 or future years. The Company has followed the guidance of Revenue Procedure 2019-31 to complete its accounting for loss reserve discounting.
JSON 99 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "eig-2019x10k.htm": { "axisCustom": 2, "axisStandard": 24, "contextCount": 410, "dts": { "calculationLink": { "local": [ "eig-20191231_cal.xml" ] }, "definitionLink": { "local": [ "eig-20191231_def.xml" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-eedm-def-2019-01-31.xml", "http://xbrl.fasb.org/srt/2019/elts/srt-eedm1-def-2019-01-31.xml" ] }, "inline": { "local": [ "eig-2019x10k.htm" ] }, "labelLink": { "local": [ "eig-20191231_lab.xml" ], "remote": [ "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml", "http://xbrl.fasb.org/srt/2019/elts/srt-doc-2019-01-31.xml", "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-doc-2019-01-31.xml" ] }, "presentationLink": { "local": [ "eig-20191231_pre.xml" ] }, "referenceLink": { "remote": [ "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-ref-2019-01-31.xml", "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml", "http://xbrl.fasb.org/srt/2019/elts/srt-ref-2019-01-31.xml" ] }, "schema": { "local": [ "eig-20191231.xsd" ], "remote": [ "http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd", "http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd", "https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd", "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://xbrl.sec.gov/currency/2019/currency-2019-01-31.xsd", "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd", "https://xbrl.sec.gov/exch/2019/exch-2019-01-31.xsd", "http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd", "http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd", "http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd", "https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-parts-codification-2019-01-31.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd" ] } }, "elementCount": 847, "entityCount": 1, "hidden": { "http://fasb.org/us-gaap/2019-01-31": 42, "http://www.employers.com/20191231": 4, "http://xbrl.sec.gov/dei/2019-01-31": 5, "total": 51 }, "keyCustom": 85, "keyStandard": 516, "memberCustom": 26, "memberStandard": 58, "nsprefix": "eig", "nsuri": "http://www.employers.com/20191231", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "0001000 - Document - Cover Page", "role": "http://www.employers.com/role/CoverPage", "shortName": "Cover Page", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R10": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2107100 - Disclosure - Summary of Significant Accounting Policies", "role": "http://www.employers.com/role/SummaryOfSignificantAccountingPolicies", "shortName": "Summary of Significant Accounting Policies", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R11": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2122100 - Disclosure - New Accounting Standards", "role": "http://www.employers.com/role/NewAccountingStandards", "shortName": "New Accounting Standards", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R12": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2128100 - Disclosure - Fair Value of Financial Instruments", "role": "http://www.employers.com/role/FairValueOfFinancialInstruments", "shortName": "Fair Value of Financial Instruments", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R13": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2131100 - Disclosure - Investments", "role": "http://www.employers.com/role/Investments", "shortName": "Investments", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R14": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2134100 - Disclosure - Property and Equipment", "role": "http://www.employers.com/role/PropertyAndEquipment", "shortName": "Property and Equipment", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R15": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2135100 - Disclosure - Income Taxes", "role": "http://www.employers.com/role/IncomeTaxes", "shortName": "Income Taxes", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R16": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2136100 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses", "role": "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpenses", "shortName": "Liability for Unpaid Losses and Loss Adjustment Expenses", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R17": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ReinsuranceTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2137100 - Disclosure - Reinsurance", "role": "http://www.employers.com/role/Reinsurance", "shortName": "Reinsurance", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ReinsuranceTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R18": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2139100 - Disclosure - Notes Payable", "role": "http://www.employers.com/role/NotesPayable", "shortName": "Notes Payable", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R19": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2140100 - Disclosure - Commitments and Contingencies", "role": "http://www.employers.com/role/CommitmentsAndContingencies", "shortName": "Commitments and Contingencies", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R2": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1001000 - Statement - Consolidated Balance Sheets", "role": "http://www.employers.com/role/ConsolidatedBalanceSheets", "shortName": "Consolidated Balance Sheets", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-3", "lang": null, "name": "us-gaap:FederalHomeLoanBankStock", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R20": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:TreasuryStockTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2141100 - Disclosure - Stockholders' Equity", "role": "http://www.employers.com/role/StockholdersEquity", "shortName": "Stockholders' Equity", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:TreasuryStockTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R21": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2142100 - Disclosure - Stock-Based Compensation", "role": "http://www.employers.com/role/StockBasedCompensation", "shortName": "Stock-Based Compensation", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R22": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "eig:StatutoryFinancialDataDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2143100 - Disclosure - Statutory Matters", "role": "http://www.employers.com/role/StatutoryMatters", "shortName": "Statutory Matters", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "eig:StatutoryFinancialDataDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R23": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ComprehensiveIncomeNoteTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2144100 - Disclosure - Accumulated Other Comprehensive Income, Net", "role": "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNet", "shortName": "Accumulated Other Comprehensive Income, Net", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ComprehensiveIncomeNoteTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R24": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2146100 - Disclosure - Employee Benefit and Retirement Plans", "role": "http://www.employers.com/role/EmployeeBenefitAndRetirementPlans", "shortName": "Employee Benefit and Retirement Plans", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R25": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EarningsPerShareTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2147100 - Disclosure - Earnings Per Share", "role": "http://www.employers.com/role/EarningsPerShare", "shortName": "Earnings Per Share", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EarningsPerShareTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R26": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SegmentReportingDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2148100 - Disclosure - Segments Level 1 (Notes)", "role": "http://www.employers.com/role/SegmentsLevel1Notes", "shortName": "Segments Level 1 (Notes)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SegmentReportingDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R27": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:QuarterlyFinancialInformationTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2150100 - Disclosure - Selected Quarterly Financial Data", "role": "http://www.employers.com/role/SelectedQuarterlyFinancialData", "shortName": "Selected Quarterly Financial Data", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:QuarterlyFinancialInformationTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R28": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "", "isDefault": "false", "longName": "2151100 - Schedule - Schedule II. Condensed Financial Information of Registrant", "role": "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrant", "shortName": "Schedule II. Condensed Financial Information of Registrant", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R29": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "srt:ScheduleOfSupplementalInformationForPropertyCasualtyInsuranceUnderwritersTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2153100 - Disclosure - Schedule VI. Supplemental Information (Notes)", "role": "http://www.employers.com/role/ScheduleViSupplementalInformationNotes", "shortName": "Schedule VI. Supplemental Information (Notes)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "srt:ScheduleOfSupplementalInformationForPropertyCasualtyInsuranceUnderwritersTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R3": { "firstAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:RevenueRecognitionPolicyTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1001001 - Statement - Consolidated Balance Sheets Parentheticals", "role": "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "shortName": "Consolidated Balance Sheets Parentheticals", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R30": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CashAndCashEquivalentsPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2207201 - Disclosure - Summary of Significant Accounting Policies (Policies)", "role": "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies", "shortName": "Summary of Significant Accounting Policies (Policies)", "subGroupType": "policies", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CashAndCashEquivalentsPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R31": { "firstAnchor": { "ancestors": [ "us-gaap:GoodwillAndIntangibleAssetsPolicyTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2307302 - Disclosure - Summary of Significant Accounting Policies (Tables)", "role": "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesTables", "shortName": "Summary of Significant Accounting Policies (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:GoodwillAndIntangibleAssetsPolicyTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R32": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2328301 - Disclosure - Fair Value of Financial Instruments (Tables)", "role": "http://www.employers.com/role/FairValueOfFinancialInstrumentsTables", "shortName": "Fair Value of Financial Instruments (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R33": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:AvailableForSaleSecuritiesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2331301 - Disclosure - Investments (Tables)", "role": "http://www.employers.com/role/InvestmentsTables", "shortName": "Investments (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:AvailableForSaleSecuritiesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R34": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2334301 - Disclosure - Property and Equipment (Tables)", "role": "http://www.employers.com/role/PropertyAndEquipmentTables", "shortName": "Property and Equipment (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R35": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SummaryOfIncomeTaxContingenciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2335301 - Disclosure - Income Taxes (Tables)", "role": "http://www.employers.com/role/IncomeTaxesTables", "shortName": "Income Taxes (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SummaryOfIncomeTaxContingenciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R36": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2336301 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses (Tables)", "role": "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesTables", "shortName": "Liability for Unpaid Losses and Loss Adjustment Expenses (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R37": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "srt:SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2337301 - Disclosure - Reinsurance (Tables)", "role": "http://www.employers.com/role/ReinsuranceTables", "shortName": "Reinsurance (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "srt:SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R38": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDebtInstrumentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2339301 - Disclosure - Notes Payable (Tables)", "role": "http://www.employers.com/role/NotesPayableTables", "shortName": "Notes Payable (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDebtInstrumentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R39": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LeaseCostTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2340301 - Disclosure - Commitments and Contingencies (Tables)", "role": "http://www.employers.com/role/CommitmentsAndContingenciesTables", "shortName": "Commitments and Contingencies (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LeaseCostTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R4": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:PremiumsEarnedNet", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1002000 - Statement - Consolidated Statements of Comprehensive Income", "role": "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "shortName": "Consolidated Statements of Comprehensive Income", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "lang": null, "name": "us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R40": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2342301 - Disclosure - Stock-Based Compensation (Tables)", "role": "http://www.employers.com/role/StockBasedCompensationTables", "shortName": "Stock-Based Compensation (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R41": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:StatutoryAccountingPracticesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2343301 - Disclosure - Statutory Matters (Tables)", "role": "http://www.employers.com/role/StatutoryMattersTables", "shortName": "Statutory Matters (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:StatutoryAccountingPracticesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R42": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2344301 - Disclosure - Accumulated Other Comprehensive Income, Net (Tables)", "role": "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetTables", "shortName": "Accumulated Other Comprehensive Income, Net (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R43": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2347301 - Disclosure - Earnings Per Share (Tables)", "role": "http://www.employers.com/role/EarningsPerShareTables", "shortName": "Earnings Per Share (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R44": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2348301 - Disclosure - Segments (Tables)", "role": "http://www.employers.com/role/SegmentsTables", "shortName": "Segments (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R45": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2350301 - Disclosure - Selected Quarterly Financial Data (Tables)", "role": "http://www.employers.com/role/SelectedQuarterlyFinancialDataTables", "shortName": "Selected Quarterly Financial Data (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R46": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "eig:AcquireStatutoryCapitalandSurplus", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401401 - Disclosure - Basis of Presentation Purchase of CIC (Details)", "role": "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails", "shortName": "Basis of Presentation Purchase of CIC (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "eig:AcquireStatutoryCapitalandSurplus", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R47": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:NumberOfReportableSegments", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401402 - Disclosure - Basis of Presentation Reportable Segments (Details)", "role": "http://www.employers.com/role/BasisOfPresentationReportableSegmentsDetails", "shortName": "Basis of Presentation Reportable Segments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:NumberOfReportableSegments", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" } }, "R48": { "firstAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:FundsHeldUnderReinsuranceAgreementsAsset", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2407403 - Disclosure - Summary of Significant Accounting Policies (Details)", "role": "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails", "shortName": "Summary of Significant Accounting Policies (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:RevenueRecognitionPolicyTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "lang": null, "name": "eig:PremiumsReceivableFromPolicyholdersForFinalAudit", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R49": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:OperatingLeaseRightOfUseAsset", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2422401 - Disclosure - New Accounting Standards Recently Adopted Accounting Standards (Details)", "role": "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails", "shortName": "New Accounting Standards Recently Adopted Accounting Standards (Details)", "subGroupType": "details", "uniqueAnchor": null }, "R5": { "firstAnchor": null, "groupType": "statement", "isDefault": "false", "longName": "1002001 - Statement - Consolidated Statements of Comprehensive Income Parentheticals", "role": "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncomeParentheticals", "shortName": "Consolidated Statements of Comprehensive Income Parentheticals", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R50": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "eig:InvestmentsCarriedatFairValue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2428402 - Disclosure - Fair Value of Financial Instruments (Details)", "role": "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails", "shortName": "Fair Value of Financial Instruments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "eig:InvestmentsCarriedatFairValue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R51": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2428403 - Disclosure - Fair Value of Financial Instruments, Fair Value Inputs (Details)", "role": "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "shortName": "Fair Value of Financial Instruments, Fair Value Inputs (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember", "decimals": "-5", "lang": null, "name": "us-gaap:Investments", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R52": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2018Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:Investments", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2428404 - Disclosure - Fair Value of Financial Instruments Fair Value of Financial Instruments, Reconciliation of Level 3 Securities (Details)", "role": "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails", "shortName": "Fair Value of Financial Instruments Fair Value of Financial Instruments, Reconciliation of Level 3 Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member", "decimals": "-5", "lang": null, "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R53": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareLiquidatingInvestmentRemainingPeriod1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2428405 - Disclosure - Fair Value of Financial Instruments Instruments Carried at NAV (Details)", "role": "http://www.employers.com/role/FairValueOfFinancialInstrumentsInstrumentsCarriedAtNavDetails", "shortName": "Fair Value of Financial Instruments Instruments Carried at NAV (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareLiquidatingInvestmentRemainingPeriod1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R54": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AvailableForSaleSecuritiesTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431402 - Disclosure - Investments Available for Sale Securities (Details)", "role": "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "shortName": "Investments Available for Sale Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AvailableForSaleSecuritiesTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R55": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:EquitySecuritiesFvNi", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431403 - Disclosure - Investments Equity Securities (Details)", "role": "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails", "shortName": "Investments Equity Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:TradingSecuritiesAndCertainTradingAssetsTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4_us-gaap_FinancialInstrumentAxis_us-gaap_IndustrialMiscellaneousAndAllOthersMember", "decimals": "-5", "lang": null, "name": "us-gaap:EquitySecuritiesFvNiCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R56": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431404 - Disclosure - Investments, Amortized Cost and Estimated Fair Value (Details)", "role": "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails", "shortName": "Investments, Amortized Cost and Estimated Fair Value (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R57": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:Investments", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431405 - Disclosure - Investments, Continuous Loss Position (Details)", "role": "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "shortName": "Investments, Continuous Loss Position (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R58": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431406 - Disclosure - Investments, Net Realized Gains (Losses) (Details)", "role": "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "shortName": "Investments, Net Realized Gains (Losses) (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R59": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentIncomeTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:GrossInvestmentIncomeOperating", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431407 - Disclosure - Net Investment Income (Details)", "role": "http://www.employers.com/role/NetInvestmentIncomeDetails", "shortName": "Net Investment Income (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentIncomeTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:GrossInvestmentIncomeOperating", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R6": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:CommonStockSharesIssued", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1003000 - Statement - Consolidated Statements of Stockholders Equity", "role": "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "shortName": "Consolidated Statements of Stockholders Equity", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2016Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:CommonStockSharesIssued", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R60": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:Investments", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431408 - Disclosure - Investments Investments, held in Trust or on Deposit (Details)", "role": "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "shortName": "Investments Investments, held in Trust or on Deposit (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4_us-gaap_FinancialInstrumentAxis_eig_RequiredbyvariousstatelawsandregulationstoholdsecuritiesorlettersofcreditindepositoryaccountMember", "decimals": "-5", "lang": null, "name": "us-gaap:Investments", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R61": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AlternativeInvestment", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431409 - Disclosure - Investments Other Invested Assets (Details)", "role": "http://www.employers.com/role/InvestmentsOtherInvestedAssetsDetails", "shortName": "Investments Other Invested Assets (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "lang": null, "name": "us-gaap:OtherInvestmentsAndSecuritiesAtCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R62": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PropertyPlantAndEquipmentTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:PropertyPlantAndEquipmentGross", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2434402 - Disclosure - Property and Equipment Property and Equipment breakout (Details)", "role": "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails", "shortName": "Property and Equipment Property and Equipment breakout (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "lang": null, "name": "us-gaap:UtilitiesOperatingExpenseDepreciationAndAmortization", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R63": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2018Q4YTD", "decimals": "2", "first": true, "lang": null, "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2435402 - Disclosure - Income Taxes (Details)", "role": "http://www.employers.com/role/IncomeTaxesDetails", "shortName": "Income Taxes (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2018Q4YTD", "decimals": "2", "first": true, "lang": null, "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" } }, "R64": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4QTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:PolicyholderBenefitsAndClaimsIncurredNet", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2436402 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses (Details)", "role": "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "shortName": "Liability for Unpaid Losses and Loss Adjustment Expenses (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2016Q4", "decimals": "-5", "lang": null, "name": "us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R65": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ShortdurationInsuranceContractsClaimsDevelopmentTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2436403 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Historical Incurred Losses and LAE (Details)", "role": "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails", "shortName": "Liability for Unpaid Losses and Loss Adjustment Expenses Historical Incurred Losses and LAE (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ShortdurationInsuranceContractsClaimsDevelopmentTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R66": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2436404 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Reconciliation of Claims Development to Aggregate Carrying Amount of the Liability for Unpaid Losses and LAE (Details)", "role": "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails", "shortName": "Liability for Unpaid Losses and Loss Adjustment Expenses Reconciliation of Claims Development to Aggregate Carrying Amount of the Liability for Unpaid Losses and LAE (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "lang": null, "name": "us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAccumulatedUnallocatedClaimAdjustmentExpense", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R67": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "3", "first": true, "lang": null, "name": "us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2436405 - Disclosure - Liability for Unpaid Losses and Loss Adjustment Expenses Short Duration Insurance Contracts, Historcial Claims Duration (Details)", "role": "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails", "shortName": "Liability for Unpaid Losses and Loss Adjustment Expenses Short Duration Insurance Contracts, Historcial Claims Duration (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "3", "first": true, "lang": null, "name": "us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" } }, "R68": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "srt:SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:DirectPremiumsWritten", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2437402 - Disclosure - Reinsurance Reinsurance Premium Note (Details)", "role": "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails", "shortName": "Reinsurance Reinsurance Premium Note (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "srt:SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:DirectPremiumsWritten", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R69": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "D2018Q3", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:ReinsuranceRetentionPolicyAmountRetained", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2437403 - Disclosure - Reinsurance Excess of Loss (Details)", "role": "http://www.employers.com/role/ReinsuranceExcessOfLossDetails", "shortName": "Reinsurance Excess of Loss (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "D2018Q3", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:ReinsuranceRetentionPolicyAmountRetained", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R7": { "firstAnchor": null, "groupType": "statement", "isDefault": "false", "longName": "1003001 - Statement - Consolidated Statements of Stockholders Equity Parentheticals", "role": "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquityParentheticals", "shortName": "Consolidated Statements of Stockholders Equity Parentheticals", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R70": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "eig:ReinsuranceRecoverableUnpaidLossesLessAllowance", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2437404 - Disclosure - Reinsurance LPT Agreement (Details)", "role": "http://www.employers.com/role/ReinsuranceLptAgreementDetails", "shortName": "Reinsurance LPT Agreement (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "lang": null, "name": "eig:ReinsuranceRecoverableFromLptAgreement", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R71": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:NotesPayable", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2439402 - Disclosure - Notes Payable Outstanding (Details)", "role": "http://www.employers.com/role/NotesPayableOutstandingDetails", "shortName": "Notes Payable Outstanding (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD_us-gaap_DebtInstrumentAxis_eig_DekaniaSurplusNoteMember", "decimals": "-5", "lang": null, "name": "us-gaap:InterestPaid", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R72": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:NotesPayable", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2439403 - Disclosure - Notes Payable Principal payment obligations on notes payable outstanding (Details)", "role": "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails", "shortName": "Notes Payable Principal payment obligations on notes payable outstanding (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD_us-gaap_DebtInstrumentAxis_eig_DekaniaSurplusNoteMember", "decimals": "-5", "lang": null, "name": "us-gaap:RepaymentsOfNotesPayable", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R73": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:Investments", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2439404 - Disclosure - Notes Payable Letters of Credit (Details)", "role": "http://www.employers.com/role/NotesPayableLettersOfCreditDetails", "shortName": "Notes Payable Letters of Credit (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD_srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_srt_FederalHomeLoanBankOfSanFranciscoMember", "decimals": null, "lang": "en-US", "name": "us-gaap:LineOfCreditFacilityExpirationDate1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R74": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2440402 - Disclosure - Commitments and Contingencies Operating Leases (Details)", "role": "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "shortName": "Commitments and Contingencies Operating Leases (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R75": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "eig:OperatingAndCapitalLeasesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2440403 - Disclosure - Commitments and Contingencies Future Lease Payments (Details)", "role": "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails", "shortName": "Commitments and Contingencies Future Lease Payments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "eig:OperatingAndCapitalLeasesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R76": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:OperatingLeasePayments", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2440404 - Disclosure - Commitments and Contingencies Leases, Supplemental Cash Flow Information (Details)", "role": "http://www.employers.com/role/CommitmentsAndContingenciesLeasesSupplementalCashFlowInformationDetails", "shortName": "Commitments and Contingencies Leases, Supplemental Cash Flow Information (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:OperatingLeasePayments", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R77": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiability", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2440405 - Disclosure - Commitments and Contingencies Contingencies Surrounding Insurance Assessments (Details)", "role": "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails", "shortName": "Commitments and Contingencies Contingencies Surrounding Insurance Assessments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiability", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R78": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareUnfundedCommittments", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2440406 - Disclosure - Commitments and Contingencies Capital Commitment (Details)", "role": "http://www.employers.com/role/CommitmentsAndContingenciesCapitalCommitmentDetails", "shortName": "Commitments and Contingencies Capital Commitment (Details)", "subGroupType": "details", "uniqueAnchor": null }, "R79": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AcceleratedShareRepurchaseProgramAdjustment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2441401 - Disclosure - Stockholders' Equity (Details)", "role": "http://www.employers.com/role/StockholdersEquityDetails", "shortName": "Stockholders' Equity (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AcceleratedShareRepurchaseProgramAdjustment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R8": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1004000 - Statement - Consolidated Statements of Cash Flows", "role": "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "shortName": "Consolidated Statements of Cash Flows", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "lang": null, "name": "us-gaap:DepreciationDepletionAndAmortization", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R80": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2442402 - Disclosure - Stock-Based Compensation Expense (Details)", "role": "http://www.employers.com/role/StockBasedCompensationExpenseDetails", "shortName": "Stock-Based Compensation Expense (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R81": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "2", "first": true, "lang": null, "name": "eig:Performanceshareawardsexpectedtarget", "reportCount": 1, "unitRef": "ratio", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2442404 - Disclosure - Stock-Based Compensation Changes in Outstanding Stock Options (Details)", "role": "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "shortName": "Stock-Based Compensation Changes in Outstanding Stock Options (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember", "decimals": "0", "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R82": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "link:footnote", "td", "tr", "table", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "0", "first": true, "lang": "en-US", "name": "eig:PerformanceShareAwardsMinimumPayout", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2442405 - Disclosure - Stock-Based Compensation Performance Share Awards (Details)", "role": "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails", "shortName": "Stock-Based Compensation Performance Share Awards (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "link:footnote", "td", "tr", "table", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "0", "first": true, "lang": "en-US", "name": "eig:PerformanceShareAwardsMinimumPayout", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" } }, "R83": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:StatutoryAccountingPracticesDisclosureTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2443402 - Disclosure - Statutory Matters Statutory Matters (Details)", "role": "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails", "shortName": "Statutory Matters Statutory Matters (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:StatutoryAccountingPracticesDisclosureTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R84": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainLossBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2444402 - Disclosure - Accumulated Other Comprehensive Income, Net (Details)", "role": "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetDetails", "shortName": "Accumulated Other Comprehensive Income, Net (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainLossBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R85": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "2", "first": true, "lang": null, "name": "eig:SafeHaborMatchingMaximum", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2446401 - Disclosure - Employee Benefit and Retirement Plans Employee Benefit and Retirement Plans (Details)", "role": "http://www.employers.com/role/EmployeeBenefitAndRetirementPlansEmployeeBenefitAndRetirementPlansDetails", "shortName": "Employee Benefit and Retirement Plans Employee Benefit and Retirement Plans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "2", "first": true, "lang": null, "name": "eig:SafeHaborMatchingMaximum", "reportCount": 1, "unique": true, "unitRef": "ratio", "xsiNil": "false" } }, "R86": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4QTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2447402 - Disclosure - Earnings Per Share Earnings Per Share (Details)", "role": "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails", "shortName": "Earnings Per Share Earnings Per Share (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "0", "lang": null, "name": "us-gaap:WeightedAverageNumberOfSharesOutstandingBasic", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R87": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "srt:SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:PremiumsWrittenGross", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2448402 - Disclosure - Segments Segment Net Income Before Income Taxes (Details)", "role": "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails", "shortName": "Segments Segment Net Income Before Income Taxes (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD_us-gaap_StatementBusinessSegmentsAxis_eig_EmployersSegmentMember", "decimals": "-5", "lang": null, "name": "us-gaap:PremiumsWrittenGross", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R88": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:RevenueFromExternalCustomersByGeographicAreasTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4_srt_StatementGeographicalAxis_stpr_CA", "decimals": "-5", "first": true, "lang": null, "name": "eig:PremiumsInForce", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2448403 - Disclosure - Segments Geographic Information (Details)", "role": "http://www.employers.com/role/SegmentsGeographicInformationDetails", "shortName": "Segments Geographic Information (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:RevenueFromExternalCustomersByGeographicAreasTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4_srt_StatementGeographicalAxis_stpr_CA", "decimals": "-5", "first": true, "lang": null, "name": "eig:PremiumsInForce", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R89": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4QTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:PremiumsEarnedNet", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2450402 - Disclosure - Selected Quarterly Financial Data Selected Quarterly Financial Data (Details)", "role": "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails", "shortName": "Selected Quarterly Financial Data Selected Quarterly Financial Data (Details)", "subGroupType": "details", "uniqueAnchor": null }, "R9": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BusinessDescriptionAndBasisOfPresentationTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2101100 - Disclosure - Basis of Presentation", "role": "http://www.employers.com/role/BasisOfPresentation", "shortName": "Basis of Presentation", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BusinessDescriptionAndBasisOfPresentationTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R90": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4QTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2450403 - Disclosure - Selected Quarterly Financial Data Significant Quarterly Adjustments (Details)", "role": "http://www.employers.com/role/SelectedQuarterlyFinancialDataSignificantQuarterlyAdjustmentsDetails", "shortName": "Selected Quarterly Financial Data Significant Quarterly Adjustments (Details)", "subGroupType": "details", "uniqueAnchor": null }, "R91": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "", "isDefault": "false", "longName": "2451401 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets) (Details)", "role": "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "shortName": "Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets) (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember", "decimals": "-5", "lang": null, "name": "us-gaap:AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R92": { "firstAnchor": null, "groupType": "", "isDefault": "false", "longName": "2451402 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets Parenthetical) (Details)", "role": "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails", "shortName": "Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets Parenthetical) (Details)", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R93": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:NetInvestmentIncome", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "", "isDefault": "false", "longName": "2451403 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Income) (Details)", "role": "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "shortName": "Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Income) (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember", "decimals": "-5", "lang": null, "name": "us-gaap:NetInvestmentIncome", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R94": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4QTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "", "isDefault": "false", "longName": "2451404 - Schedule - Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Cash Flows) (Details)", "role": "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails", "shortName": "Schedule II. Condensed Financial Information of Registrant (Condensed Statements of Cash Flows) (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember", "decimals": "-5", "lang": null, "name": "us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R95": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:UnearnedPremiums", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2453402 - Disclosure - Schedule VI. Supplemental Information (Details)", "role": "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "shortName": "Schedule VI. Supplemental Information (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "srt:ScheduleOfSupplementalInformationForPropertyCasualtyInsuranceUnderwritersTextBlock", "div", "body", "html" ], "baseRef": "eig-2019x10k.htm", "contextRef": "FI2017Q4_us-gaap_StatementBusinessSegmentsAxis_eig_EmployersSegmentMember", "decimals": "-5", "lang": null, "name": "us-gaap:UnearnedPremiums", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } } }, "segmentCount": 94, "tag": { "country_GB": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "UNITED KINGDOM", "terseLabel": "UNITED KINGDOM" } } }, "localname": "GB", "nsuri": "http://xbrl.sec.gov/country/2017-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails" ], "xbrltype": "domainItemType" }, "country_US": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "UNITED STATES", "terseLabel": "UNITED STATES" } } }, "localname": "US", "nsuri": "http://xbrl.sec.gov/country/2017-01-31", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "domainItemType" }, "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Cover page.", "label": "Cover page." } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "xbrltype": "stringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date", "terseLabel": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentAnnualReport": { "auth_ref": [ "r541" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as an annual report.", "label": "Document Annual Report", "terseLabel": "Document Annual Report" } } }, "localname": "DocumentAnnualReport", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus", "terseLabel": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus", "terseLabel": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "gYearItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "dateItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r540" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report", "terseLabel": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "submissionTypeItemType" }, "dei_DocumentsIncorporatedByReferenceTextBlock": { "auth_ref": [ "r538" ], "lang": { "en-US": { "role": { "documentation": "Documents incorporated by reference.", "label": "Documents Incorporated by Reference [Text Block]", "terseLabel": "Documents Incorporated by Reference" } } }, "localname": "DocumentsIncorporatedByReferenceTextBlock", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "textBlockItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r542" ], "lang": { "en-US": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding", "terseLabel": "Entity Common Stock Shares Outstanding (in shares)" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status", "terseLabel": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "yesNoItemType" }, "dei_EntityDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains.", "label": "Entity [Domain]", "terseLabel": "Entity [Domain]" } } }, "localname": "EntityDomain", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r542" ], "lang": { "en-US": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r542" ], "lang": { "en-US": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category", "terseLabel": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r543" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current", "terseLabel": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "yesNoItemType" }, "dei_EntityPublicFloat": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.", "label": "Entity Public Float", "terseLabel": "Entity Public Float" } } }, "localname": "EntityPublicFloat", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "monetaryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r542" ], "lang": { "en-US": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r542" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company", "terseLabel": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r542" ], "lang": { "en-US": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business", "terseLabel": "Entity Small Business" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r542" ], "lang": { "en-US": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "employerIdItemType" }, "dei_EntityVoluntaryFilers": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.", "label": "Entity Voluntary Filers", "terseLabel": "Entity Voluntary Filers" } } }, "localname": "EntityVoluntaryFilers", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "yesNoItemType" }, "dei_EntityWellKnownSeasonedIssuer": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.", "label": "Entity Well-known Seasoned Issuer", "terseLabel": "Entity Well-known Seasoned Issuer" } } }, "localname": "EntityWellKnownSeasonedIssuer", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "yesNoItemType" }, "dei_LegalEntityAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The set of legal entities associated with a report.", "label": "Legal Entity [Axis]", "terseLabel": "Legal Entity [Axis]" } } }, "localname": "LegalEntityAxis", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "stringItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r537" ], "lang": { "en-US": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security", "terseLabel": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r539" ], "lang": { "en-US": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.employers.com/role/CoverPage" ], "xbrltype": "tradingSymbolItemType" }, "eig_AccountingStandardsUpdate201805Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Accounting Standards Update Number 2018-05, Income Taxes (Topic 740)", "label": "Accounting Standards Update 2018-05 [Member]", "terseLabel": "Accounting Standards Update 2018-05 [Member]" } } }, "localname": "AccountingStandardsUpdate201805Member", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "domainItemType" }, "eig_AccumulatedOtherComprehensiveIncomeDeferredTaxOnNetUnrealizedGains": { "auth_ref": [], "calculation": { "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetDetails": { "order": 2.0, "parentTag": "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Accumulated Other Comprehensive Income, Deferred Tax on Net Unrealized Gains", "label": "Accumulated Other Comprehensive Income, Deferred Tax on Net Unrealized Gains", "negatedLabel": "Deferred tax expense" } } }, "localname": "AccumulatedOtherComprehensiveIncomeDeferredTaxOnNetUnrealizedGains", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetDetails" ], "xbrltype": "monetaryItemType" }, "eig_AcquireStatutoryCapitalandSurplus": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The Esitmated Amount of Statutory Capital and Surplus Acquired as Part of The Stock Purchase Agreement.", "label": "Acquire Statutory Capital and Surplus", "terseLabel": "Statutory capital and surplus of acquisition" } } }, "localname": "AcquireStatutoryCapitalandSurplus", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "eig_AdjustmenttoLPTReserveIncomeTaxReconciliation": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Income Tax Rate Reconciliation, LPT Reserve Adjustment", "label": "Adjustment to LPT Reserve, Income Tax Reconciliation", "terseLabel": "LPT reserve adjustment" } } }, "localname": "AdjustmenttoLPTReserveIncomeTaxReconciliation", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "eig_AlescoSurplusNoteMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Alesco Surplus Note, due December 15, 2034 with variable interest of 405 basis points above 90-day LIBOR.", "label": "Alesco Surplus Note [Member]", "terseLabel": "Alesco Surplus Note [Member]" } } }, "localname": "AlescoSurplusNoteMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails", "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "domainItemType" }, "eig_AllOtherStatesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "AllOtherStates [Member]", "label": "AllOtherStates [Member]", "terseLabel": "All Other States" } } }, "localname": "AllOtherStatesMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "domainItemType" }, "eig_AmortizationOfDeferredGain": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of Deferred reinsurance gain\u2013LPT Agreement, related to the LPT Agreement, a retroactive 100% quota share reinsurance agreement, that is amortized into and reflected in earnings during the period.", "label": "Amortization of Deferred Gain", "terseLabel": "Amortization of deferred gain" } } }, "localname": "AmortizationOfDeferredGain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "monetaryItemType" }, "eig_BasisOfPresentationAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Basis of Presentation [Abstract]", "label": "Basis of Presentation [Abstract]" } } }, "localname": "BasisOfPresentationAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_CapitalCommitmentAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Capital Commitment [Abstract]", "label": "Capital Commitment [Abstract]" } } }, "localname": "CapitalCommitmentAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_CapitalContributionsToSubsidiary": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Capital Contributions to subsidiary", "label": "Capital Contributions to subsidiary", "negatedTerseLabel": "Capital Contributions to subsidiary" } } }, "localname": "CapitalContributionsToSubsidiary", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "eig_CashEquivalentsMeasuredatNetAssetValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Cash equivalents measured at net asset value.", "label": "Cash Equivalents Measured at Net Asset Value", "terseLabel": "Cash equivalents measured at NAV, which approximates fair value" } } }, "localname": "CashEquivalentsMeasuredatNetAssetValue", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsInstrumentsCarriedAtNavDetails" ], "xbrltype": "monetaryItemType" }, "eig_CashTransactionsRelatedToStockBasedCompensation": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair market value of stock withheld to satisfy minimum employee tax withholding", "label": "Cash transactions related to stock based compensation", "negatedLabel": "Cash transactions related to stock-based compensation" } } }, "localname": "CashTransactionsRelatedToStockBasedCompensation", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "eig_CerityInsuranceCompanyMemberDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Cerity Insurance Company [Member] [Domain]", "label": "Cerity Insurance Company [Member] [Domain]", "terseLabel": "CIC" } } }, "localname": "CerityInsuranceCompanyMemberDomain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "eig_CeritySegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Cerity Segment [Member]", "label": "Cerity Segment [Member]", "terseLabel": "Cerity Segment [Member]" } } }, "localname": "CeritySegmentMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "domainItemType" }, "eig_ChangeDueToEstimatedReservesCededUnderLptAgreementMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Adjustment to the estimated reserves ceded under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also included in losses and LAE incurred in the consolidated statements of comprehensive income, such that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement", "label": "Change Due to Estimated Reserves Ceded Under the LPT Agreement [Member]", "terseLabel": "Change Due to Estimated Reserves Ceded Under the LPT Agreement [Member]" } } }, "localname": "ChangeDueToEstimatedReservesCededUnderLptAgreementMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "domainItemType" }, "eig_ChangesInOutstandingStockOptionsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Changes in Outstanding Stock Options [Abstract]", "label": "Changes in Outstanding Stock Options [Abstract]" } } }, "localname": "ChangesInOutstandingStockOptionsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ChangetoContingentProfitCommissionMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Change to Contingent Profit Commission [Member]", "label": "Change to Contingent Profit Commission [Member]", "terseLabel": "Change to Contingent Profit Commission [Member]" } } }, "localname": "ChangetoContingentProfitCommissionMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "domainItemType" }, "eig_CloudComputingArrangementsCF": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 13.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The change to cash flow during the reporting period in Cloud Computing Arrangements.", "label": "Cloud Computing Arrangements CF", "terseLabel": "Cloud Computing Arrangements CF" } } }, "localname": "CloudComputingArrangementsCF", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "eig_Cloudcomputingarrangements": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 15.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount related to Cloud Computing Arrangements.", "label": "Cloud computing arrangements", "terseLabel": "Cloud computing arrangements" } } }, "localname": "Cloudcomputingarrangements", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails", "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "eig_CommisionsAndPremiumTaxesPayable": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount due to other broker-dealers or clearing organizations for executing or clearing trades or orders and carrying value as of the balance sheet date of obligations incurred and payable for statutory income, sales, use, payroll, excise, real, property and other taxes.", "label": "Commisions And Premium Taxes Payable", "terseLabel": "Commissions and premium taxes payable" } } }, "localname": "CommisionsAndPremiumTaxesPayable", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "eig_CommitmentsAndContingenciesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commitments and Contingencies [Abstract]", "label": "Commitments and Contingencies [Abstract]" } } }, "localname": "CommitmentsAndContingenciesAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_CondensedBalanceSheetAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Condensed Balance Sheet [Abstract]", "label": "Condensed Balance Sheet [Abstract]" } } }, "localname": "CondensedBalanceSheetAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_CondensedStatementsOfCashFlowsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Condensed Statements of Cash Flows [Abstract]", "label": "Condensed Statements of Cash Flows [Abstract]" } } }, "localname": "CondensedStatementsOfCashFlowsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_CondensedStatementsOfIncomeAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Condensed Statements of Income [Abstract]", "label": "Condensed Statements of Income [Abstract]" } } }, "localname": "CondensedStatementsOfIncomeAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ConsolidatedBalanceSheetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Consolidated Balance Sheets [Abstract]", "label": "Consolidated Balance Sheets [Abstract]" } } }, "localname": "ConsolidatedBalanceSheetsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ConsolidatedStatementofStockholdersEquityParentheticalsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Consolidated Statement of Stockholders Equity Parentheticals [Abstract]", "label": "Consolidated Statement of Stockholders Equity Parentheticals [Abstract]" } } }, "localname": "ConsolidatedStatementofStockholdersEquityParentheticalsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ConsolidatedStatementsOfCashFlowsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Consolidated Statements of Cash Flows [Abstract]", "label": "Consolidated Statements of Cash Flows [Abstract]" } } }, "localname": "ConsolidatedStatementsOfCashFlowsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ConsolidatedStatementsOfIncomeAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Consolidated Statements of Income [Abstract]", "label": "Consolidated Statements of Income [Abstract]" } } }, "localname": "ConsolidatedStatementsOfIncomeAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ConsolidatedStatementsOfStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Consolidated Statements of Stockholders Equity [Abstract]", "label": "Consolidated Statements of Stockholders Equity [Abstract]" } } }, "localname": "ConsolidatedStatementsOfStockholdersEquityAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ContingenciesSurroundingInsuranceAssessmentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Contingencies Surrounding insurance Assessments [Abstract]", "label": "Contingencies Surrounding insurance Assessments [Abstract]" } } }, "localname": "ContingenciesSurroundingInsuranceAssessmentsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ContingentCommissionReceivableLptAgreement": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 14.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate carrying amount, as of the balance sheet date, of contingent commission receivable related to the LPT Agreement, a retroactive 100% quota share reinsurance agreement.", "label": "Contingent Commission Receivable LPT Agreement", "terseLabel": "Contingent commission receivable\u2013LPT Agreement" } } }, "localname": "ContingentCommissionReceivableLptAgreement", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "eig_ContingentCommissionReceivableLptAgreementCfs": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 20.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the reporting period of contingent commission receivable related to the LPT Agreement, a retroactive 100% quota share reinsurance agreement.", "label": "Contingent Commission Receivable LPT Agreement CFS", "terseLabel": "Contingent commission receivable\u2013LPT Agreement" } } }, "localname": "ContingentCommissionReceivableLptAgreementCfs", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "eig_DeferredReinsuranceGainLptAgreement": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Deferred reinsurance gain\u2013LPT Agreement reflects the unamortized gain from our LPT Agreement, a retroactive 100% quota share reinsurance agreement. This gain is deferred and is being amortized using the recovery method. Amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries over the life of the LPT Agreement, except for the gains associated with the contingent profit commission, which is amortized through June 30, 2024. The amortization is reflected in losses and LAE", "label": "Deferred Reinsurance Gain LPT Agreement", "terseLabel": "Deferred reinsurance gain\u2014LPT Agreement" } } }, "localname": "DeferredReinsuranceGainLptAgreement", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "eig_DeferredReinsuranceGainLptAgreementCfs": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 19.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the reporting period in Deferred reinsurance gain\u2013LPT Agreement, which reflects the unamortized gain from our LPT Agreement, a retroactive 100% quota share reinsurance agreement.", "label": "Deferred reinsurance gain LPT Agreement CFS", "negatedLabel": "Deferred reinsurance gain\u2013LPT Agreement" } } }, "localname": "DeferredReinsuranceGainLptAgreementCfs", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "eig_DekaniaSurplusNoteMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Dekania Surplus Note due April 30, 2034 with variable interest of 425 basis points above 90-day LIBOR.", "label": "Dekania Surplus Note [Member]", "terseLabel": "Dekania Surplus Note [Member]" } } }, "localname": "DekaniaSurplusNoteMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails", "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "domainItemType" }, "eig_DilutiveSecuritiesAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Dilutive Securities [Axis]", "label": "Dilutive Securities [Axis]", "terseLabel": "Dilutive Securities [Axis]" } } }, "localname": "DilutiveSecuritiesAxis", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails" ], "xbrltype": "stringItemType" }, "eig_DilutiveSecuritiesByTypeDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Dilutive Securities by Type [Domain]", "label": "Dilutive Securities by Type [Domain]", "terseLabel": "Dilutive Securities by Type [Domain]" } } }, "localname": "DilutiveSecuritiesByTypeDomain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails" ], "xbrltype": "domainItemType" }, "eig_EarningsPerShareBasicAndDilutedByCommonClassLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Earnings Per Share, Basic and Diluted, by Common Class [Line Items]", "terseLabel": "Earnings Per Share, Basic and Diluted, by Common Class [Line Items]" } } }, "localname": "EarningsPerShareBasicAndDilutedByCommonClassLineItems", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails" ], "xbrltype": "stringItemType" }, "eig_EffectiveIncomeTaxReconciliationLptAgreement": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Effective Income Tax Reconciliation, LPT Agreement.", "label": "Effective Income Tax Reconciliation Lpt Agreement", "negatedLabel": "LPT deferred gain amortization" } } }, "localname": "EffectiveIncomeTaxReconciliationLptAgreement", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "eig_EmployeeBenefitAndRetirementPlansAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employee Benefit and Retirement Plans [Abstract]", "label": "Employee Benefit and Retirement Plans [Abstract]" } } }, "localname": "EmployeeBenefitAndRetirementPlansAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_EmployeeContributions100Match": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employee Contributions up to 3% is matched by the Company at 100%.", "label": "Employee Contributions, 100% Match", "terseLabel": "Employee contributions, 100% match, percentage" } } }, "localname": "EmployeeContributions100Match", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EmployeeBenefitAndRetirementPlansEmployeeBenefitAndRetirementPlansDetails" ], "xbrltype": "percentItemType" }, "eig_EmployeeContributions50Match": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The Company will match 50% of employee contribution from 3% to 5%.", "label": "Employee Contributions 50% Match", "terseLabel": "Employee contributions 50% match, percentage" } } }, "localname": "EmployeeContributions50Match", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EmployeeBenefitAndRetirementPlansEmployeeBenefitAndRetirementPlansDetails" ], "xbrltype": "percentItemType" }, "eig_EmployeeContributionsMaximumMatch401K": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The company will match employee contributions up to 5%. From 3% to 5% the Company will only match 50% for every dollar.", "label": "Employee contributions, Maximum Match 401(k)", "terseLabel": "Employee contributions, maximum match, percentage" } } }, "localname": "EmployeeContributionsMaximumMatch401K", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EmployeeBenefitAndRetirementPlansEmployeeBenefitAndRetirementPlansDetails" ], "xbrltype": "percentItemType" }, "eig_EmployersAssuranceAndEmployersPreferredMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employers Assurance Company (EAC) and Employers Preferred Insurance Company (EPIC) are both subsidiaries of the Parent. Both companies are domicled in the State of Florida.", "label": "Employers Assurance and Employers Preferred [Member]", "terseLabel": "EAC and EPIC" } } }, "localname": "EmployersAssuranceAndEmployersPreferredMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "eig_EmployersAssuranceCompanyDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employers Assurance Company (EAC)", "label": "Employers Assurance Company [Domain]", "terseLabel": "EAC" } } }, "localname": "EmployersAssuranceCompanyDomain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "eig_EmployersCompensationInsuranceCompanyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employers Compensation Insurance Company is a subsidiary of the Parent.", "label": "Employers Compensation Insurance Company [Member]", "terseLabel": "ECIC" } } }, "localname": "EmployersCompensationInsuranceCompanyMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "eig_EmployersInsuranceCompanyOfNevadaMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employers Insurance Company of Nevada is a subsidiary of the Parent.", "label": "Employers Insurance Company of Nevada [Member]", "terseLabel": "EICN" } } }, "localname": "EmployersInsuranceCompanyOfNevadaMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "eig_EmployersPreferredInsuranceCompanyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employers Preferred Insurance Company is a subsidiary of the Parent.", "label": "Employers Preferred Insurance Company [Member]", "terseLabel": "EPIC" } } }, "localname": "EmployersPreferredInsuranceCompanyMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "eig_EmployersSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employers Segment [Member]", "label": "Employers Segment [Member]", "terseLabel": "Employers Segment [Member]" } } }, "localname": "EmployersSegmentMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "domainItemType" }, "eig_EquitySecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Equity Securities [Abstract]", "label": "Equity Securities [Abstract]" } } }, "localname": "EquitySecuritiesAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ExcessOfLossAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Excess of Loss [Abstract]", "label": "Excess of Loss [Abstract]" } } }, "localname": "ExcessOfLossAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ExtraordinaryDividendsNevadaCommissionerOfInsuranceResponseTimeInDays": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A cash or stock dividend prohibited by these restrictions may only be declared and distributed as an extraordinary dividend upon the prior approval of the Nevada Commissioner of Insurance (Nevada Commissioner). EICN may not pay such an extraordinary dividend or make an extraordinary distribution until the Nevada Commissioner either approves or does not disapprove the payment within 30 days after receiving notice of its declaration", "label": "Extraordinary Dividends, Nevada Commissioner of Insurance Response Time in Days", "terseLabel": "Extraordinary dividends, approves or does not disapprove the payment within" } } }, "localname": "ExtraordinaryDividendsNevadaCommissionerOfInsuranceResponseTimeInDays", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "stringItemType" }, "eig_FairMarketValueOfStockOptionsGrantedCalculatedAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fair Market Value of Stock Options Granted, Calculated [Abstract]", "label": "Fair Market Value of Stock Options Granted, Calculated [Abstract]" } } }, "localname": "FairMarketValueOfStockOptionsGrantedCalculatedAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_FairValueOfFinancialInstrumentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fair Value of Financial Instruments [Abstract]", "label": "Fair Value of Financial Instruments [Abstract]" } } }, "localname": "FairValueOfFinancialInstrumentsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_FairValueOfFinancialInstrumentsFairValueMeasurementsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fair Value of Financial Instruments, Fair Value Measurements [Abstract]", "label": "Fair Value of Financial Instruments, Fair Value Measurements [Abstract]" } } }, "localname": "FairValueOfFinancialInstrumentsFairValueMeasurementsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_FairValueofFinancialInstrumentsReconciliationofLevel3SecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fair Value of Financial Instruments, Reconciliation of Level 3 Securities [Abstract]", "label": "Fair Value of Financial Instruments, Reconciliation of Level 3 Securities [Abstract]" } } }, "localname": "FairValueofFinancialInstrumentsReconciliationofLevel3SecuritiesAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_Fairvalueinvestmentsentitiesthatcalculatenetassetvaluepershareliquidatinginvestmentoriginalexpectedlivesincrements": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Increments to average original expected period the underlying assets are expected to be liquidated by the investees for investments for which net asset value per share is calculated.", "label": "Fair value investments entities that calculate net asset value per share liquidating investment original expected lives increments", "terseLabel": "Fair value investments entities that calculate net asset value per share liquidating investment original expected lives increments" } } }, "localname": "Fairvalueinvestmentsentitiesthatcalculatenetassetvaluepershareliquidatinginvestmentoriginalexpectedlivesincrements", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsInstrumentsCarriedAtNavDetails" ], "xbrltype": "durationItemType" }, "eig_FinanceLeaseExpense": { "auth_ref": [], "calculation": { "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails": { "order": 2.0, "parentTag": "us-gaap_LeaseCost", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Total amount of finance lease expense. Excludes sublease income.", "label": "Finance Lease Expense", "terseLabel": "Finance Lease Expense" } } }, "localname": "FinanceLeaseExpense", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "monetaryItemType" }, "eig_FinanceleasesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Balance sheet items related to Finance leases", "label": "Finance leases [Member]", "terseLabel": "Finance leases [Member]" } } }, "localname": "FinanceleasesMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "domainItemType" }, "eig_FundsHeldInTrustReinsuranceAgreementDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Funds Held in Trust, received from Reinsurance Agreement with Clarendon.", "label": "Funds Held in Trust, Reinsurance Agreement [Domain]", "terseLabel": "Funds Held in Trust, Reinsurance Agreement [Domain]" } } }, "localname": "FundsHeldInTrustReinsuranceAgreementDomain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "eig_GrantDateFairValueAdjustment": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The Company made a grant date fair value adjustment for awards issued prior to 2017.", "label": "Grant Date Fair Value Adjustment", "negatedTerseLabel": "Grant Date Fair Value Adjustment" } } }, "localname": "GrantDateFairValueAdjustment", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "eig_GrossPremiumsEarned": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails": { "order": 1.0, "parentTag": "us-gaap_PremiumsEarnedNetPropertyAndCasualty", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Total for all direct earned insurance contracts and earned premiums assumed from other insurers.", "label": "Gross premiums, earned", "terseLabel": "Gross premiums, earned" } } }, "localname": "GrossPremiumsEarned", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "eig_GrossWrittenPremiumsToSurplusRatio": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Gross Written Premiums to Surplus Ratio. Florida statute section 624.4095 requires gross written premiums times 1.25 not exceed this ratio.", "label": "Gross Written Premiums to Surplus Ratio", "terseLabel": "Net gross premiums to surplus ratio. Florida statute section 624.4095 requires net gross premiums times 1.25 not exceed this ratio." } } }, "localname": "GrossWrittenPremiumsToSurplusRatio", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "stringItemType" }, "eig_HistoricalIncurredandPaidLossesandLAEAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Historical Incurred and Paid Losses and LAE [Abstract]", "label": "Historical Incurred and Paid Losses and LAE [Abstract]" } } }, "localname": "HistoricalIncurredandPaidLossesandLAEAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_IconsSurpulsNoteMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "ICONS Surpuls Note, due May 26, 2034 with variable interest of 425 basis points above 90-day LIBOR.", "label": "ICONS Surpuls Note [Member]" } } }, "localname": "IconsSurpulsNoteMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails" ], "xbrltype": "domainItemType" }, "eig_ImpactontheAmountoftheCompanysMinimumTaxCreditDuetoTaxEnactment": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Impact on the amount of the Company's minimum tax credit due to change in the tax laws.", "label": "Impact on the Amount of the Company's Minimum Tax Credit Due to Tax Enactment", "terseLabel": "Impact to the company's minimum tax credit due to tax enactment" } } }, "localname": "ImpactontheAmountoftheCompanysMinimumTaxCreditDuetoTaxEnactment", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "eig_IncomeTaxesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Income Taxes [Abstract]", "label": "Income Taxes [Abstract]" } } }, "localname": "IncomeTaxesAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_IncreaseDecreaseInUnsettledAccountsReceivablAndAccountsPayable": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The net change during the reporting period in accounts receivable on unsettled investment sales and accounts payable on unsettled investment purchases.", "label": "IncreaseDecreaseInUnsettledAccountsReceivablAndAccountsPayable", "terseLabel": "Net change in unsettled investment purchases and sales", "verboseLabel": "Net change in unsettled investment purchases and sales" } } }, "localname": "IncreaseDecreaseInUnsettledAccountsReceivablAndAccountsPayable", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "eig_IncreaseDecreaseOperatingLeaseLiabilities": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 21.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Increase (Decrease) Operating Lease Liabilities", "label": "Increase (Decrease) Operating Lease Liabilities", "terseLabel": "Increase (Decrease) Operating Lease Liabilities" } } }, "localname": "IncreaseDecreaseOperatingLeaseLiabilities", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "eig_IncreaseDecreaseOperatingLeaseRightofuseAssets": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 14.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Increase (Decrease) Operating Lease Right-of-use Assets", "label": "Increase (Decrease) Operating Lease Right-of-use Assets", "terseLabel": "Increase (Decrease) Operating Lease Right-of-use Assets" } } }, "localname": "IncreaseDecreaseOperatingLeaseRightofuseAssets", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "eig_InstrumentsCarriedatNAVAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Instruments Carried at NAV [Abstract]", "label": "Instruments Carried at NAV [Abstract]" } } }, "localname": "InstrumentsCarriedatNAVAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_IntangibleAssetsGrossCarryingAmount": { "auth_ref": [], "calculation": { "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails": { "order": 1.0, "parentTag": "us-gaap_IntangibleAssetsNetExcludingGoodwill", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Intangible assets gross carrying amount total", "label": "Intangible Assets Gross Carrying Amount", "terseLabel": "Intangible assets, gross carrying amount" } } }, "localname": "IntangibleAssetsGrossCarryingAmount", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "eig_IntercompanyPayableReceivableForOperatingActivities": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Intercompany payable (receivable) for Operating Activities used in condensed statement of cash flow.", "label": "Intercompany payable (receivable) for Operating Activities", "terseLabel": "Intercompany payable/receivable" } } }, "localname": "IntercompanyPayableReceivableForOperatingActivities", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "eig_InvestmentsAmortizedCostAndEstimatedFairValueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Investments, Amortized Cost and Estimated Fair Value [Abstract]", "label": "Investments, Amortized Cost and Estimated Fair Value [Abstract]" } } }, "localname": "InvestmentsAmortizedCostAndEstimatedFairValueAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_InvestmentsCarriedatFairValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of investments carried at fair value as of the balance sheet date.", "label": "Investments Carried at Fair Value", "terseLabel": "Total investments at fair value" } } }, "localname": "InvestmentsCarriedatFairValue", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "eig_InvestmentsChangeinNetUnrealizedGainsLosses": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The item represents the change in net unrealized gains (losses) for all fixed maturity and equity securities.", "label": "Investments, Change in Net Unrealized Gains (Losses)", "terseLabel": "Total change in net unrealized gains (losses)" } } }, "localname": "InvestmentsChangeinNetUnrealizedGainsLosses", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "eig_InvestmentsContinousLossPositionAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Investments, Continous Loss Position [Abstract]", "label": "Investments, Continous Loss Position [Abstract]" } } }, "localname": "InvestmentsContinousLossPositionAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_InvestmentsGrossRealizedGains": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Total gross realized gains for all fixed maturity and equity securities.", "label": "Investments, Gross Realized Gains", "terseLabel": "Total gross realized gains" } } }, "localname": "InvestmentsGrossRealizedGains", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "eig_InvestmentsGrossRealizedLosses": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Total gross realized losses for all fixed maturity and equity securities.", "label": "Investments, Gross Realized Losses", "terseLabel": "Total gross realized losses" } } }, "localname": "InvestmentsGrossRealizedLosses", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "eig_InvestmentsHeldinTrustoronDepositAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Investments, Held in Trust or on Deposit [Abstract]", "label": "Investments, Held in Trust or on Deposit [Abstract]" } } }, "localname": "InvestmentsHeldinTrustoronDepositAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_InvestmentsInvestmentIncomeAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Investments, Investment Income [Abstract]", "label": "Investments, Investment Income [Abstract]" } } }, "localname": "InvestmentsInvestmentIncomeAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_InvestmentsNetRealizedGainsLossesAndChangeInNetUnrealizedGainsLossesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Investments, Net Realized Gains (Losses) and Change in Net Unrealized Gains (Losses) [Abstract]", "label": "Investments, Net Realized Gains (Losses) and Change in Net Unrealized Gains (Losses) [Abstract]" } } }, "localname": "InvestmentsNetRealizedGainsLossesAndChangeInNetUnrealizedGainsLossesAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_LPTAgreementMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "LPT Agreement for claims incurred prior to July 1, 1995.", "label": "LPT Agreement [Member]", "terseLabel": "LPT Agreement [Member]" } } }, "localname": "LPTAgreementMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "eig_LesseeOperatingLeaseRemainingLeaseTerm": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Remaining term of lessee's operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Lessee, Operating Lease, Remaining Lease Term", "terseLabel": "Lessee, Operating Lease, Remaining Lease Term" } } }, "localname": "LesseeOperatingLeaseRemainingLeaseTerm", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "durationStringItemType" }, "eig_LetterofCreditCollateralAmount": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Represents the amount of investment securities at fair value pledged as collateral for the Letter of Credit.", "label": "Letter of Credit Collateral Amount", "terseLabel": "Letter of credit collateral amount" } } }, "localname": "LetterofCreditCollateralAmount", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "monetaryItemType" }, "eig_LettersofCreditAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Letters of Credit [Abstract]", "label": "Letters of Credit [Abstract]" } } }, "localname": "LettersofCreditAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_LiabilityForUnpaidLossesAndLossAdjustmentExpensesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Liability for Unpaid Losses and Loss Adjustment Expenses [Abstract]", "label": "Liability for Unpaid Losses and Loss Adjustment Expenses [Abstract]" } } }, "localname": "LiabilityForUnpaidLossesAndLossAdjustmentExpensesAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_LptAgreementAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "LPT Agreement [Abstract]", "label": "LPT Agreement [Abstract]" } } }, "localname": "LptAgreementAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_LptAgreementCalculationOfContingentCommissionExpirationPeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "LPT Agreement Calculation of Contingent Commission, Expiration Period. The calculation of actual amounts paid versus expected amounts is determined every five years beginning June 30, 2004 for the first twenty-five years.", "label": "LPT Agreement Calculation of Contingent Commission, Expiration Period", "terseLabel": "LPT actual amounts paid versus expected amounts, expiration period" } } }, "localname": "LptAgreementCalculationOfContingentCommissionExpirationPeriod", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "eig_LptAgreementCalculationOfContingentCommissionPeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "LPT Agreement Calculation of Contingent Commission. The calculation of actual amounts paid versus expected amounts is determined every five years beginning June 30, 2004.", "label": "LPT Agreement Calculation of Contingent Commission, Period", "terseLabel": "LPT actual amounts paid versus expected amounts, period" } } }, "localname": "LptAgreementCalculationOfContingentCommissionPeriod", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "eig_LptAgreementPercentangeOfLossExpenseToTotalLosses": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "LPT Agreement percentange of loss expense to total losses paid to the Company as compensation for management of LPT claims.", "label": "LPT Agreement percentange of loss expense to total losses", "terseLabel": "LPT - loss expense as a percentange of losses paid, for management of LPT claims" } } }, "localname": "LptAgreementPercentangeOfLossExpenseToTotalLosses", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "percentItemType" }, "eig_LptCollateralHeldInTrustAccount": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "LPT collateral held in trust account", "label": "LPT collateral held in trust account", "terseLabel": "LPT collateral held in trust account" } } }, "localname": "LptCollateralHeldInTrustAccount", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "eig_LptFavorableUnfavorableDifferencePercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reinsurers pays the Company a % of any favorable difference between the actual and expected amounts paid at each calculation point. Conversely, the Company could be required to return any previously paid contingent profit commission, plus interest, in the event of unfavorable differences.", "label": "LPT favorable/ unfavorable difference, percentage" } } }, "localname": "LptFavorableUnfavorableDifferencePercentage", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "percentItemType" }, "eig_NetWrittenPremiumsToSurplusRatio": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Net Written Premiums to Surplus Ratio. Florida statute section 624.4095 requires net written premiums times 1.25 not exceed this ratio.", "label": "Net Written Premiums to Surplus Ratio", "terseLabel": "Net written premiums to surplus ratio. Florida statute section 624.4095 requires net written premiums times 1.25 not exceed this ratio." } } }, "localname": "NetWrittenPremiumsToSurplusRatio", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "stringItemType" }, "eig_NetinvestmentincomePercentageOf": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "net investment income, Percentage Of", "label": "net investment income, Percentage Of", "terseLabel": "net investment income, Percentage Of" } } }, "localname": "NetinvestmentincomePercentageOf", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_NewAccountingStandardsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "New Accounting Standards [Abstract]", "label": "New Accounting Standards [Abstract]" } } }, "localname": "NewAccountingStandardsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_NonCancellableObligations": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 7.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of non-cancellable obligations on the Balance Sheet of the Company.", "label": "Non Cancellable Obligations", "terseLabel": "Non-cancellable obligations" } } }, "localname": "NonCancellableObligations", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "eig_NonCancellableObligationsCF": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 22.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The change to cash flow during the reporting period in Non Cancellable Obligations.", "label": "Non Cancellable Obligations CF", "negatedTerseLabel": "Non Cancellable Obligations CF" } } }, "localname": "NonCancellableObligationsCF", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "eig_NotesPayableOutstandingAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Notes Payable Outstanding [Abstract]", "label": "Notes Payable Outstanding [Abstract]" } } }, "localname": "NotesPayableOutstandingAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_NotesToCondensedFinancialStatementsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Notes to Condensed Financial Statements [Abstract]", "label": "Notes to Condensed Financial Statements [Abstract]" } } }, "localname": "NotesToCondensedFinancialStatementsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_NotesToCondensedFinancialStatmentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Notes to Condensed Financial Statments [Abstract]", "label": "Notes to Condensed Financial Statments [Abstract]" } } }, "localname": "NotesToCondensedFinancialStatmentsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_NumberOfIssuesAvailableForSaleSecuritiesContinousUnrealizedLossPositionLessThanTwelveMonths": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of issues available for sale securities continous unrealized loss position less than twelve months.", "label": "Number of Issues available for sale securities continous unrealized loss position less than twelve months", "terseLabel": "Number of Issues available for sale securities continous unrealized loss position less than twelve months" } } }, "localname": "NumberOfIssuesAvailableForSaleSecuritiesContinousUnrealizedLossPositionLessThanTwelveMonths", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "decimalItemType" }, "eig_NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionGreaterThanTwelveMonths": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of Issues Available for sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months.", "label": "Number of Issues available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months.", "terseLabel": "Number of Issues available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months." } } }, "localname": "NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionGreaterThanTwelveMonths", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "decimalItemType" }, "eig_OperatingAndCapitalLeasesTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Operating lease- Tabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date.\n\nCapital lease - Tabular disclosure of future minimum lease payments as of the date of the latest balance sheet presented, in aggregate and for each of the five years succeeding fiscal years, with separate deductions from the total for the amount representing executor costs, including any profit thereon, included in the minimum lease payments and for the amount of the imputed interest necessary to reduce the net minimum lease payments to present value.", "label": "Operating and Capital leases [Table Text Block]", "terseLabel": "Operating and capital leases schedule of future minimum lease payments table" } } }, "localname": "OperatingAndCapitalLeasesTableTextBlock", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesTables" ], "xbrltype": "textBlockItemType" }, "eig_OperatingLeasesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Operating Leases [Abstract]", "label": "Operating Leases [Abstract]" } } }, "localname": "OperatingLeasesAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_OtherEquitiesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This item represents investments by the reporting entity in equity securities issued by any type of company in public utilities, banks, trusts, and insurance companies the investments in which are summarized elsewhere.", "label": "Other Equities [Member]", "terseLabel": "Other equities" } } }, "localname": "OtherEquitiesMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails" ], "xbrltype": "domainItemType" }, "eig_OtherInvestedAssetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Other Invested Assets [Abstract]", "label": "Other Invested Assets [Abstract]" } } }, "localname": "OtherInvestedAssetsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_PaidLossesAndLaeClaimsRelatedToLpt": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Paid Losses and LAE Claims Related to LPT.", "label": "Paid Losses and LAE Claims Related to LPT", "terseLabel": "Paid losses and LAE claims related to LPT" } } }, "localname": "PaidLossesAndLaeClaimsRelatedToLpt", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "monetaryItemType" }, "eig_ParentheticalsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Parentheticals [Abstract]", "label": "Parentheticals [Abstract]" } } }, "localname": "ParentheticalsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_PaymentstoAcquireBusinessNet": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Net Cash Amount Paid to Acquire Business.", "label": "Payments to Acquire Business, Net", "terseLabel": "Net cash payment to acquire business" } } }, "localname": "PaymentstoAcquireBusinessNet", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "eig_PercentageOfSurplus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of surplus used to calculate the following: lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward", "label": "Percentage of Surplus", "terseLabel": "Percentage of surplus used to calculate the lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward." } } }, "localname": "PercentageOfSurplus", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_PercentageOfSurplus2": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of surplus used to calculate the following: 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains;", "label": "Percentage of Surplus2", "terseLabel": "Percentage of surplus used to calculate 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains" } } }, "localname": "PercentageOfSurplus2", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_PercentageOfSurplus3": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The lesser of 10% of surplus or net income, not including realized capital gains, plus a 2-year carry forward.", "label": "Percentage of Surplus3", "terseLabel": "Percentage of surplus used to calculate the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains" } } }, "localname": "PercentageOfSurplus3", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_PercentageOfTotalLiabiltiesMaintainMinimumOfCapitalAndSurplus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of Total Liabilties. Florida statute requires domiciled companies to maintain minimum of capital and surplus", "label": "Percentage of Total Liabilties, Maintain Minimum of Capital and Surplus", "terseLabel": "Florida statute section 624.408 requires EPIC and EAC to maintain minimum capital and surplus of the greater of $4.0 million or 10% of total liabilities." } } }, "localname": "PercentageOfTotalLiabiltiesMaintainMinimumOfCapitalAndSurplus", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_PercentageOfUnassignedGains": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of Unassigned Gains used to calculate the following: 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains", "label": "Percentage of Unassigned Gains", "terseLabel": "Percentage of unassigned gains used to calculate 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains" } } }, "localname": "PercentageOfUnassignedGains", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_PercentageOfUnassignedGains2": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of Unassigned Gains used to calculate the following: the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains.", "label": "Percentage of Unassigned Gains2", "terseLabel": "Percentage of unassigned gains used to calculate the lesser of 10% of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains" } } }, "localname": "PercentageOfUnassignedGains2", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_PercentageofNetIncome": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of Net Income", "label": "Percentage of Net Income", "terseLabel": "Percentage of Net Income" } } }, "localname": "PercentageofNetIncome", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_PerformanceShareAwardsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Performance Share Awards [Abstract]", "label": "Performance Share Awards [Abstract]" } } }, "localname": "PerformanceShareAwardsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_PerformanceShareAwardsMinimumPayout": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Performane Share Awards, minimum payout based on certain performance targets.", "label": "Performance Share Awards, Minimum Payout", "terseLabel": "Performance share awards, minimum payout" } } }, "localname": "PerformanceShareAwardsMinimumPayout", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "percentItemType" }, "eig_Performanceshareawardsexpectedtarget": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Performance share awards, based on the expectation of the Company achieving a target rate.", "label": "Performance share awards, expected target", "terseLabel": "Performance share awards, expected target" } } }, "localname": "Performanceshareawardsexpectedtarget", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "percentItemType" }, "eig_Performanceshareawardsultimatepayout": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Performance share awards, ultimate payout of the PSUs awarded based on a percentage of the target award.", "label": "Performance share awards, ultimate payout", "terseLabel": "Performance share awards, ultimate payout" } } }, "localname": "Performanceshareawardsultimatepayout", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "percentItemType" }, "eig_PerformaneShareAwardsMaximumPayout": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Performane Share Awards, maximum payout based on certain performance targets.", "label": "Performane Share Awards, maximum payout", "terseLabel": "Performane share awards, maximum payout" } } }, "localname": "PerformaneShareAwardsMaximumPayout", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "percentItemType" }, "eig_PoliciesInforce": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Policies In force", "label": "Policies In force", "terseLabel": "Policies In force" } } }, "localname": "PoliciesInforce", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "monetaryItemType" }, "eig_PremiumDeficiency": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "If the sum of a policy\u2019s expected losses and LAE and deferred policy acquisition costs exceeds the related unearned premiums and projected investment income, a premium deficiency is determined to exist. In this event, deferred policy acquisition costs are immediately expensed to the extent necessary to eliminate the premium deficiency. If the premium deficiency exceeds deferred acquisition costs then a liability is accrued for the excess deficiency.", "label": "Premium Deficiency", "terseLabel": "Premium Deficiency" } } }, "localname": "PremiumDeficiency", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "eig_PremiumsInForce": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Premiums In Force", "label": "Premiums In Force", "terseLabel": "Premiums In Force" } } }, "localname": "PremiumsInForce", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "monetaryItemType" }, "eig_PremiumsReceivableFromPolicyholdersForFinalAudit": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Premiums Receivable included additional premium expected to be received from policyholders for final audit.", "label": "Premiums Receivable from policyholders for final audit", "terseLabel": "Premiums receivable from policyholders for final audit" } } }, "localname": "PremiumsReceivableFromPolicyholdersForFinalAudit", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "eig_PropertyAndEquipmentAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Property and Equipment [Abstract]", "label": "Property and Equipment [Abstract]" } } }, "localname": "PropertyAndEquipmentAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_PsusAwardedToCertainOfficersTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "PSUs Awarded to Certain Officers, including Fair Value on Date of Grant and Aggregate Fair Value on Date of Grant.", "label": "PSUs Awarded to Certain Officers [Table Text Block]", "terseLabel": "PSUs awarded to certain officers table" } } }, "localname": "PsusAwardedToCertainOfficersTableTextBlock", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationTables" ], "xbrltype": "textBlockItemType" }, "eig_PurchaseofCICAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Purchase of CIC [Abstract]", "label": "Purchase of CIC [Abstract]" } } }, "localname": "PurchaseofCICAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_PurchaseofNotesPayables": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow for financing activities for redemption of notes payable.", "label": "Purchase of Notes Payables", "negatedLabel": "Redemption of notes payable", "terseLabel": "Redemption of notes payable" } } }, "localname": "PurchaseofNotesPayables", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/NotesPayableOutstandingDetails" ], "xbrltype": "monetaryItemType" }, "eig_RecentlyAdoptedAccountingStandardsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Recently Adopted Accounting Standards [Abstract]", "label": "Recently Adopted Accounting Standards [Abstract]" } } }, "localname": "RecentlyAdoptedAccountingStandardsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ReclassNetTaxEffectsStrandedinAOCIduetoTaxEnactment": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Reclassify certain net tax effects stranded in accumulated other comprehensive income as a result of tax reform to retained earnings.", "label": "Reclass Net Tax Effects Stranded in AOCI due to Tax Enactment", "terseLabel": "Net impact of tax enactment on net unrealized gains on investments" } } }, "localname": "ReclassNetTaxEffectsStrandedinAOCIduetoTaxEnactment", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "eig_ReconciliationofClaimsDevelopmenttotheAggregateCarryingAmountoftheLiabilityforUnpaidlLssesandLAEAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reconciliation of Claims Development to the Aggregate Carrying Amount of the Liability for Unpaid lLsses and LAE [Abstract]", "label": "Reconciliation of Claims Development to the Aggregate Carrying Amount of the Liability for Unpaid lLsses and LAE [Abstract]" } } }, "localname": "ReconciliationofClaimsDevelopmenttotheAggregateCarryingAmountoftheLiabilityforUnpaidlLssesandLAEAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ReinsuranceAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reinsurance [Abstract]", "label": "Reinsurance [Abstract]" } } }, "localname": "ReinsuranceAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ReinsuranceAgreementAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reinsurance Agreement [Axis]", "label": "Reinsurance Agreement [Axis]", "terseLabel": "Reinsurance Agreement [Axis]" } } }, "localname": "ReinsuranceAgreementAxis", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails", "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "eig_ReinsuranceAgreementLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reinsurance Agreement [Line Items]", "label": "Reinsurance Agreement [Line Items]" } } }, "localname": "ReinsuranceAgreementLineItems", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "stringItemType" }, "eig_ReinsuranceAgreementNameDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reinsurance Agreement, Name [Domain]", "label": "Reinsurance Agreement, Name [Domain]", "terseLabel": "Reinsurance Agreement, Name [Domain]" } } }, "localname": "ReinsuranceAgreementNameDomain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails", "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "eig_ReinsuranceQuotaSharePercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Agreement where the assuming company shares proportionally in the premiums and losses of the ceding company", "label": "Reinsurance Quota Share, Percentage", "terseLabel": "Reinsurance quota share, percentage" } } }, "localname": "ReinsuranceQuotaSharePercentage", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "percentItemType" }, "eig_ReinsuranceRecoverableForAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "-- None. No documentation exists for this element. --", "label": "Reinsurance Recoverable For [Abstract]", "terseLabel": "Reinsurance recoverable for:" } } }, "localname": "ReinsuranceRecoverableForAbstract", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "eig_ReinsuranceRecoverableFromLptAgreement": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The known and estimated amount recoverable as of the balance sheet date from reinsurers for claims paid or incurred by the ceding insurer and associated claims settlement expenses, including estimated amounts for claims incurred but not reported, and policy benefits, net of any related valuation allowance due to LPT Agreement.", "label": "Reinsurance Recoverable, from LPT Agreement", "terseLabel": "Recoverables was related to the LPT agreement" } } }, "localname": "ReinsuranceRecoverableFromLptAgreement", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "monetaryItemType" }, "eig_ReinsuranceRecoverableMaximum": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the amount of risk reinsured in excess of stated retention and stated amount that is the upper retention limit.", "label": "Reinsurance Recoverable, Maximum", "terseLabel": "Maximum reinsurance for losses from single occurence or event" } } }, "localname": "ReinsuranceRecoverableMaximum", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails" ], "xbrltype": "monetaryItemType" }, "eig_ReinsuranceRecoverablePaidLossesLessAllowance": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 6.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Reinsurance Recoverable, Paid Losses", "label": "Reinsurance Recoverable, Paid Losses, Less Allowance", "terseLabel": "Paid losses" } } }, "localname": "ReinsuranceRecoverablePaidLossesLessAllowance", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "eig_ReinsuranceRecoverableUnpaidLossesExcludingAllowance": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The known and estimated amount recoverable as of the balance sheet data from reinsurers for claims paid or incurred by the ceding insurer and associated claims settlement expenses, including estimated amounts for claims incurred but not reported and policy benefits, excluding any related valuation allowance.", "label": "Reinsurance Recoverable, Unpaid Losses Excluding Allowance", "periodEndLabel": "Loss reinsurance recoverable, excluding bad debt, on unpaid losses", "periodStartLabel": "Loss reinsurance recoverable, excluding bad debt, on unpaid losses", "terseLabel": "Reinsurance recoverable on unpaid losses" } } }, "localname": "ReinsuranceRecoverableUnpaidLossesExcludingAllowance", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails" ], "xbrltype": "monetaryItemType" }, "eig_ReinsuranceRecoverableUnpaidLossesLessAllowance": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 7.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The known and estimated amount recoverable as of the balance sheet date from reinsurers for claims paid or incurred by the ceding insurer and associated claims settlement expenses, including estimated amounts for claims incurred but not reported, and policy benefits, net of any related valuation allowance.", "label": "Reinsurance Recoverable, Unpaid Losses, Less Allowance", "terseLabel": "Unpaid losses", "verboseLabel": "Unpaid losses" } } }, "localname": "ReinsuranceRecoverableUnpaidLossesLessAllowance", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ReinsuranceLptAgreementDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "eig_ReinsuranceTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reinsurance [Table]", "label": "Reinsurance [Table]", "terseLabel": "Reinsurance [Table]" } } }, "localname": "ReinsuranceTable", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "stringItemType" }, "eig_RelatedtoInvoluntaryAssignedRiskBusinessMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Related to the Company's involuntary assigned risk business.", "label": "Related to Involuntary Assigned Risk Business [Member]", "terseLabel": "Involuntary assigned risk business" } } }, "localname": "RelatedtoInvoluntaryAssignedRiskBusinessMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "domainItemType" }, "eig_RelatedtoVoluntaryRiskBusinessMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Related to Voluntary Risk Business", "label": "Related to Voluntary Risk Business [Member]", "terseLabel": "Voluntary risk business" } } }, "localname": "RelatedtoVoluntaryRiskBusinessMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "domainItemType" }, "eig_RequiredbyvariousstatelawsandregulationstoholdsecuritiesorlettersofcreditindepositoryaccountMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Company is required by various state laws and regulations to hold securities or letters of credit in depository accounts with certain states in which it does business.", "label": "Required by various state laws and regulations to hold securities or letters of credit in depository account [Member]", "terseLabel": "Required by various state laws and regulations to hold securities or letters of credit in depository account [Member]" } } }, "localname": "RequiredbyvariousstatelawsandregulationstoholdsecuritiesorlettersofcreditindepositoryaccountMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails" ], "xbrltype": "domainItemType" }, "eig_RestrictedStockUnitsVestedButUnsettledMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Restricted stock units (RSUs) that were granted as part of a stock compensation plan that has been vested but unsettled.", "label": "Restricted Stock Units Vested but Unsettled [Member]", "terseLabel": "Restricted Stock Units Vested but Unsettled [Member]" } } }, "localname": "RestrictedStockUnitsVestedButUnsettledMember", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "domainItemType" }, "eig_SafeHaborMatchingMaximum": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Maximum safe habor matching consists of 100% matching contribution on salary deferrals up to 3%.", "label": "Safe Habor Matching, Maximum", "terseLabel": "Safe habor matching, 100%" } } }, "localname": "SafeHaborMatchingMaximum", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EmployeeBenefitAndRetirementPlansEmployeeBenefitAndRetirementPlansDetails" ], "xbrltype": "percentItemType" }, "eig_SafeHarborMatching50": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Safe habor matching consists of 50% matching contribution on salary deferrals from 3% to 5%.", "label": "Safe Harbor Matching 50%", "terseLabel": "Safe harbor matching 50%" } } }, "localname": "SafeHarborMatching50", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EmployeeBenefitAndRetirementPlansEmployeeBenefitAndRetirementPlansDetails" ], "xbrltype": "percentItemType" }, "eig_ScheduleOfEarningsPerShareBasicAndDilutedByCommonClassTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Complete disclosure pertaining to an entity's basic and diluted earnings per share.", "label": "Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Table]", "terseLabel": "Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Table]" } } }, "localname": "ScheduleOfEarningsPerShareBasicAndDilutedByCommonClassTable", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails" ], "xbrltype": "stringItemType" }, "eig_ScheduleOfFairValueOfOptionsVestedAndInstrinsicValueOfOutstandingAndExercisableOptionsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Fair Value Of Options Vested And Instrinsic Value of Outstanding and Exercisable Options [Table Text Block]", "label": "Schedule of Fair Value Of Options Vested And Instrinsic Value of Outstanding and Exercisable Options [Table Text Block]", "terseLabel": "Schedule of fair value of options vested and instrinsic value of outstanding and exercisable options table" } } }, "localname": "ScheduleOfFairValueOfOptionsVestedAndInstrinsicValueOfOutstandingAndExercisableOptionsTableTextBlock", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationTables" ], "xbrltype": "textBlockItemType" }, "eig_ScheduleOfFairValueOfRsusVestedAndInstrinsicValueOfOutstandingAndVestedRsusTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Fair Value Of RSUs Vested And Instrinsic Value of Outstanding and Vested RSUs [Table Text Block]", "label": "Schedule of Fair Value Of RSUs Vested And Instrinsic Value of Outstanding and Vested RSUs [Table Text Block]", "terseLabel": "Schedule of fair value of RSUs vested and instrinsic value of outstanding and vested RSUs table" } } }, "localname": "ScheduleOfFairValueOfRsusVestedAndInstrinsicValueOfOutstandingAndVestedRsusTableTextBlock", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationTables" ], "xbrltype": "textBlockItemType" }, "eig_SegmentTableAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Segment Table [Abstract]", "label": "Segment Table [Abstract]" } } }, "localname": "SegmentTableAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_SelecledQuarterlyFinancialDataUnauditedAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Selecled Quarterly Financial Data (Unaudited) [Abstract]", "label": "Selecled Quarterly Financial Data (Unaudited) [Abstract]" } } }, "localname": "SelecledQuarterlyFinancialDataUnauditedAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantsAtGrantDateTotalFairValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The total fair value of Share-based Award at grant date.", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Grants at Grant Date, Total Fair Value", "terseLabel": "Fair value of awards awarded on grant date" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardGrantsAtGrantDateTotalFairValue", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "monetaryItemType" }, "eig_ShortDurationInsuranceContractsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Short Duration Insurance Contracts [Abstract]", "label": "Short Duration Insurance Contracts [Abstract]" } } }, "localname": "ShortDurationInsuranceContractsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_ShortdurationInsuranceContractsAccidentYearsPriorto10yearsDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Accident Years Prior to 10 years in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Years Prior to 10 years [Domain]", "terseLabel": "Accident years prior to 2009" } } }, "localname": "ShortdurationInsuranceContractsAccidentYearsPriorto10yearsDomain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "eig_SignificantQuarterlyAdjustmentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Significant Quarterly Adjustments [Abstract]", "label": "Significant Quarterly Adjustments [Abstract]" } } }, "localname": "SignificantQuarterlyAdjustmentsAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_StatutoryFinancialDataDisclosureTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for all significant statutory financial data as reported in the financial statements.", "label": "Statutory Financial Data Disclosure [Text Block]", "terseLabel": "Statutory Financial Data Disclosure" } } }, "localname": "StatutoryFinancialDataDisclosureTextBlock", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMatters" ], "xbrltype": "textBlockItemType" }, "eig_StatutorySurplusPercentageOf": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of statutory surplus.", "label": "Statutory Surplus, Percentage Of", "terseLabel": "Percentage of surplus of EICN's statutory surplus as regards to policyholders" } } }, "localname": "StatutorySurplusPercentageOf", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "percentItemType" }, "eig_StautoryMattersAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Stautory Matters [Abstract]", "label": "Stautory Matters [Abstract]" } } }, "localname": "StautoryMattersAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_StockBasedCompensationAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Stock-Based Compensation [Abstract]", "label": "Stock-Based Compensation [Abstract]" } } }, "localname": "StockBasedCompensationAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_StockBasedCompensationExpenseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Stock-based compensation expense [Abstract]", "label": "Stock-Based Compensation Expense [Abstract]", "terseLabel": "Stock-based compensation expense [Abstract]" } } }, "localname": "StockBasedCompensationExpenseAbstract", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "stringItemType" }, "eig_StockOptionsExercisableDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Stock options that were granted as part of a stock compensation plan that are exercisable.", "label": "Stock Options Exercisable [Domain]", "terseLabel": "Stock Options Exercisable [Domain]" } } }, "localname": "StockOptionsExercisableDomain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "domainItemType" }, "eig_SummaryOfSignificantAccountingPoliciesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Summary of Significant Accounting Policies [Abstract]", "label": "Summary of Significant Accounting Policies [Abstract]" } } }, "localname": "SummaryOfSignificantAccountingPoliciesAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_SupplementalInformationPropertyCasualtyInsuranceUnderwritersAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Supplemental Information, Property-Casualty Insurance Underwriters [Abstract]", "label": "Supplemental Information, Property-Casualty Insurance Underwriters [Abstract]" } } }, "localname": "SupplementalInformationPropertyCasualtyInsuranceUnderwritersAbstract", "nsuri": "http://www.employers.com/20191231", "xbrltype": "stringItemType" }, "eig_TotalAFSInvestmentsDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Total Fixed Maturities and Short-term Investments.", "label": "Total AFS Investments [Domain]", "terseLabel": "Total AFS Investments [Domain]" } } }, "localname": "TotalAFSInvestmentsDomain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "eig_TotalAvailableforsaleDebtSecuritiesandShortterminvestmentsCost": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of Available for sale Debt Securities and Short-term investments", "label": "Total Available for sale Debt Securities and Short-term investments, Cost", "terseLabel": "Short-term investments, at amortized cost" } } }, "localname": "TotalAvailableforsaleDebtSecuritiesandShortterminvestmentsCost", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "eig_TotalAvailableforsaleDebtSecuritiesandShortterminvestmentsUnrealizedGain": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Available for sale Debt Securities and Short-term investments, Unrealized Gain", "label": "Total Available for sale Debt Securities and Short-term investments, Unrealized Gain", "terseLabel": "Total AFS, gross unrealized gain" } } }, "localname": "TotalAvailableforsaleDebtSecuritiesandShortterminvestmentsUnrealizedGain", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "eig_TotalAvailableforsaleDebtSecuritiesandShortterminvestmentsUnrealizedLoss": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available for sale Debt Securities and Short-term investments, Unrealized Loss", "label": "Total Available for sale Debt Securities and Short-term investments, Unrealized Loss", "terseLabel": "Total AFS investments, gross unrealized loss" } } }, "localname": "TotalAvailableforsaleDebtSecuritiesandShortterminvestmentsUnrealizedLoss", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "eig_TotalAvailableforsaleinvestments": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Total Available for sale investments", "label": "Total Available for sale investments", "terseLabel": "Total AFS investments" } } }, "localname": "TotalAvailableforsaleinvestments", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "eig_UsedToCalculateRatioOfWrittenPremiumToSurplus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Used to calculate ratio of written premium to surplus.", "label": "Used to Calculate Ratio of Written Premium to Surplus", "terseLabel": "Used to calculate ratio of written premium to surplus" } } }, "localname": "UsedToCalculateRatioOfWrittenPremiumToSurplus", "nsuri": "http://www.employers.com/20191231", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "stringItemType" }, "srt_CondensedFinancialStatementsCaptionsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Condensed Financial Statements, Captions [Line Items]", "terseLabel": "Condensed Financial Statements, Captions [Line Items]" } } }, "localname": "CondensedFinancialStatementsCaptionsLineItems", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "stringItemType" }, "srt_ConsolidatedEntitiesAxis": { "auth_ref": [ "r533", "r546" ], "lang": { "en-US": { "role": { "documentation": "Information by consolidated entity or group of entities.", "label": "Consolidated Entities [Axis]", "terseLabel": "Consolidated Entities [Axis]" } } }, "localname": "ConsolidatedEntitiesAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "stringItemType" }, "srt_ConsolidatedEntitiesDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Entity or group of entities consolidated into reporting entity.", "label": "Consolidated Entities [Domain]", "terseLabel": "Consolidated Entities [Domain]" } } }, "localname": "ConsolidatedEntitiesDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "domainItemType" }, "srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis": { "auth_ref": [ "r424" ], "lang": { "en-US": { "role": { "documentation": "Information by branch of Federal Home Loan Bank.", "label": "Federal Home Loan Bank Branch [Axis]", "terseLabel": "Federal Home Loan Bank Branch [Axis]" } } }, "localname": "FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "stringItemType" }, "srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankStateDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Twelve regional cooperative banks that U.S. lending institutions use to finance housing and economic development in their communities.", "label": "Federal Home Loan Bank Branch [Domain]", "terseLabel": "Federal Home Loan Bank Branch [Domain]" } } }, "localname": "FederalHomeLoanBankAdvancesBranchOfFHLBBankStateDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "domainItemType" }, "srt_FederalHomeLoanBankOfSanFranciscoMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Federal Home Loan Bank (FHLBank) located in San Francisco, California.", "label": "Federal Home Loan Bank of San Francisco [Member]", "terseLabel": "Federal Home Loan Bank [Member]" } } }, "localname": "FederalHomeLoanBankOfSanFranciscoMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "domainItemType" }, "srt_MaximumMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Upper limit of the provided range.", "label": "Maximum [Member]", "terseLabel": "Maximum [Member]" } } }, "localname": "MaximumMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "domainItemType" }, "srt_MinimumMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Lower limit of the provided range.", "label": "Minimum [Member]", "terseLabel": "Minimum [Member]" } } }, "localname": "MinimumMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "domainItemType" }, "srt_OfficerMember": { "auth_ref": [ "r147" ], "lang": { "en-US": { "role": { "documentation": "Person with designation of officer.", "label": "Officer [Member]", "terseLabel": "Officer [Member]" } } }, "localname": "OfficerMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "domainItemType" }, "srt_ParentCompanyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The registrant that controls, directly or indirectly, another entity (or entities). The usual condition for control is ownership of a majority (over 50%) of the outstanding voting stock. The power to control may also exist with a lesser percentage of ownership, for example, by contract, lease, agreement with other stockholders or by court decree.", "label": "Parent Company [Member]", "terseLabel": "Parent Company [Member]" } } }, "localname": "ParentCompanyMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "domainItemType" }, "srt_PropertyCasualtyInsuranceUnderwritersAffiliationWithRegistrantDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Affiliation to property-casualty insurance underwriter.", "label": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters, Affiliation with Registrant [Domain]", "terseLabel": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters, Affiliation with Registrant [Domain]" } } }, "localname": "PropertyCasualtyInsuranceUnderwritersAffiliationWithRegistrantDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationNotes" ], "xbrltype": "domainItemType" }, "srt_RangeAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median.", "label": "Statistical Measurement [Axis]", "terseLabel": "Statistical Measurement [Axis]" } } }, "localname": "RangeAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationNotes" ], "xbrltype": "stringItemType" }, "srt_RangeMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median.", "label": "Statistical Measurement [Domain]", "terseLabel": "Statistical Measurement [Domain]" } } }, "localname": "RangeMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationNotes" ], "xbrltype": "domainItemType" }, "srt_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "SEC Schedule, 12-17, Insurance Companies, Reinsurance [Line Items]", "terseLabel": "Reinsurance transactions reflected in consolidated statements of comprehensive income" } } }, "localname": "ReinsurancePremiumsForInsuranceCompaniesByProductSegmentLineItems", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "stringItemType" }, "srt_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentTable": { "auth_ref": [ "r471", "r549" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of supplemental information about reinsurance including, but not limited to, type of insurance, gross amount of premium, premium ceded to another company, premium assumed from another company, net amount of premium revenue, and percentage of premium assumed to net premium revenue.", "label": "SEC Schedule, 12-17, Insurance Companies, Reinsurance [Table]", "terseLabel": "Reinsurance transactions reflected in consolidated statements of comprehensive income" } } }, "localname": "ReinsurancePremiumsForInsuranceCompaniesByProductSegmentTable", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "stringItemType" }, "srt_ScenarioForecastMember": { "auth_ref": [ "r544" ], "lang": { "en-US": { "role": { "documentation": "Information reported for future period.", "label": "Forecast [Member]", "terseLabel": "Forecast [Member]" } } }, "localname": "ScenarioForecastMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ReinsuranceExcessOfLossDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "srt_ScenarioUnspecifiedDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Scenario reported, distinguishing information from actual fact. Includes, but is not limited to, pro forma and forecast. Excludes actual facts.", "label": "Scenario [Domain]", "terseLabel": "Scenario [Domain]" } } }, "localname": "ScenarioUnspecifiedDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/NewAccountingStandards", "http://www.employers.com/role/ReinsuranceExcessOfLossDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "domainItemType" }, "srt_ScheduleOfSupplementalInformationForPropertyCasualtyInsuranceUnderwritersTextBlock": { "auth_ref": [ "r473", "r550" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure of supplemental information for registrant, its subsidiary and 50%-or-less-owned equity basis investee, with liability for property-casualty insurance claim.", "label": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Text Block]", "terseLabel": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Text Block]" } } }, "localname": "ScheduleOfSupplementalInformationForPropertyCasualtyInsuranceUnderwritersTextBlock", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationNotes" ], "xbrltype": "textBlockItemType" }, "srt_SegmentGeographicalDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Geographical area.", "label": "Geographical [Domain]", "terseLabel": "Geographical [Domain]" } } }, "localname": "SegmentGeographicalDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails", "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "domainItemType" }, "srt_StatementGeographicalAxis": { "auth_ref": [ "r144", "r251", "r252", "r497", "r530", "r532", "r545", "r547" ], "lang": { "en-US": { "role": { "documentation": "Information by geographical components.", "label": "Geographical [Axis]", "terseLabel": "Geographical [Axis]" } } }, "localname": "StatementGeographicalAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails", "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "stringItemType" }, "srt_StatementScenarioAxis": { "auth_ref": [ "r225", "r387" ], "lang": { "en-US": { "role": { "documentation": "Information by scenario reported, distinguishing information from actual fact. Includes, but is not limited to, pro forma and forecast. Excludes actual facts.", "label": "Scenario [Axis]", "terseLabel": "Scenario [Axis]" } } }, "localname": "StatementScenarioAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/NewAccountingStandards", "http://www.employers.com/role/ReinsuranceExcessOfLossDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "stringItemType" }, "srt_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersByAffiliationWithRegistrantAxis": { "auth_ref": [ "r472", "r548" ], "lang": { "en-US": { "role": { "documentation": "Information by affiliation to property-casualty insurance underwriter.", "label": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters, Affiliation with Registrant [Axis]", "terseLabel": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters, Affiliation with Registrant [Axis]" } } }, "localname": "SupplementalInformationForPropertyCasualtyInsuranceUnderwritersByAffiliationWithRegistrantAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationNotes" ], "xbrltype": "stringItemType" }, "srt_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items]", "terseLabel": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items]" } } }, "localname": "SupplementalInformationForPropertyCasualtyInsuranceUnderwritersLineItems", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationNotes" ], "xbrltype": "stringItemType" }, "srt_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersTable": { "auth_ref": [ "r473", "r550" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of supplemental information for registrant, its subsidiary and 50%-or-less-owned equity basis investee, with liability for property-casualty insurance claim.", "label": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Table]", "terseLabel": "SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Table]" } } }, "localname": "SupplementalInformationForPropertyCasualtyInsuranceUnderwritersTable", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationNotes" ], "xbrltype": "stringItemType" }, "srt_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock": { "auth_ref": [ "r471", "r549" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for the supplemental schedule of reinsurance information. Reinsurance schedule includes, but is not limited to, the type of insurance, gross amount of premiums, premiums ceded to other entities, premiums assumed from other entities, net amount of premium revenue, and the percentage of the premiums assumed to net premium revenue.", "label": "SEC Schedule, 12-17, Insurance Companies, Reinsurance [Text Block]", "terseLabel": "Supplemental schedule of reinsurance premiums for insurance companies table" } } }, "localname": "SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceTables" ], "xbrltype": "textBlockItemType" }, "srt_TitleOfIndividualAxis": { "auth_ref": [ "r147", "r384" ], "lang": { "en-US": { "role": { "documentation": "Information by title of individual or nature of relationship to individual or group of individuals.", "label": "Title of Individual [Axis]", "terseLabel": "Title of Individual [Axis]" } } }, "localname": "TitleOfIndividualAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "stringItemType" }, "srt_TitleOfIndividualWithRelationshipToEntityDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Title of individual, or nature of relationship to individual or group of individuals.", "label": "Title of Individual [Domain]", "terseLabel": "Title of Individual [Domain]" } } }, "localname": "TitleOfIndividualWithRelationshipToEntityDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "domainItemType" }, "stpr_CA": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "CALIFORNIA", "terseLabel": "CALIFORNIA" } } }, "localname": "CA", "nsuri": "http://xbrl.sec.gov/stpr/2018-01-31", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "domainItemType" }, "stpr_FL": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "FLORIDA", "terseLabel": "FLORIDA" } } }, "localname": "FL", "nsuri": "http://xbrl.sec.gov/stpr/2018-01-31", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "domainItemType" }, "stpr_NY": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "NEW YORK", "terseLabel": "NEW YORK" } } }, "localname": "NY", "nsuri": "http://xbrl.sec.gov/stpr/2018-01-31", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AcceleratedShareRepurchaseProgramAdjustment": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount needed to adjust previously recorded stockholders' equity balances to the actual aggregate amounts paid, whether in cash or other consideration, to acquire all of the shares purchased under an Accelerated Share Repurchase arrangement.", "label": "Accelerated Share Repurchase Program, Adjustment", "terseLabel": "Accelerated Share Repurchase Program, Adjustment" } } }, "localname": "AcceleratedShareRepurchaseProgramAdjustment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AcceleratedShareRepurchasesDateAxis": { "auth_ref": [ "r247" ], "lang": { "en-US": { "role": { "documentation": "Information by date of execution of accelerated share repurchases.", "label": "Accelerated Share Repurchases, Date [Axis]" } } }, "localname": "AcceleratedShareRepurchasesDateAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AcceleratedShareRepurchasesDateDomain": { "auth_ref": [ "r247" ], "lang": { "en-US": { "role": { "documentation": "Date upon which the accelerated share repurchase agreement was executed.", "label": "Accelerated Share Repurchases, Date [Domain]" } } }, "localname": "AcceleratedShareRepurchasesDateDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AcceleratedShareRepurchasesFinalPricePaidPerShare": { "auth_ref": [ "r247" ], "lang": { "en-US": { "role": { "documentation": "Final price paid per share for the purchase of the targeted number of shares, determined by an average market price over a fixed period of time.", "label": "Accelerated Share Repurchases, Final Price Paid Per Share", "terseLabel": "Accelerated share repurchases, final price paid per share" } } }, "localname": "AcceleratedShareRepurchasesFinalPricePaidPerShare", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_AcceleratedShareRepurchasesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Accelerated Share Repurchases [Line Items]" } } }, "localname": "AcceleratedShareRepurchasesLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AcceleratedShareRepurchasesTable": { "auth_ref": [ "r247" ], "lang": { "en-US": { "role": { "documentation": "A table reflecting activity in an accelerated share repurchase (ASR) program.", "label": "Accelerated Share Repurchases [Table]", "terseLabel": "Accelerated Share Repurchases [Table]" } } }, "localname": "AcceleratedShareRepurchasesTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AccountingStandardsUpdate201602Member": { "auth_ref": [ "r368" ], "lang": { "en-US": { "role": { "documentation": "Accounting Standards Update 2016-02 Leases (Topic 842).", "label": "Accounting Standards Update 2016-02 [Member]", "terseLabel": "Accounting Standards Update 2016-02 [Member]" } } }, "localname": "AccountingStandardsUpdate201602Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent": { "auth_ref": [ "r406", "r452" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 1.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.", "label": "Accounts Payable and Accrued Liabilities", "terseLabel": "Accounts payable and accrued expenses" } } }, "localname": "AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccountsReceivableRelatedPartiesCurrent": { "auth_ref": [ "r36", "r106", "r383", "r385", "r386" ], "calculation": { "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 4.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of receivables arising from transactions with related parties due within one year or the normal operating cycle, if longer.", "label": "Accounts Receivable, Related Parties, Current", "terseLabel": "Federal income taxes receivable" } } }, "localname": "AccountsReceivableRelatedPartiesCurrent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "auth_ref": [ "r87" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Accretion (Amortization) of Discounts and Premiums, Investments", "negatedTerseLabel": "Amortization of premium on investments, net" } } }, "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccruedInvestmentIncomeReceivable": { "auth_ref": [ "r14", "r397", "r443" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.", "label": "Accrued Investment Income Receivable", "terseLabel": "Accrued investment income" } } }, "localname": "AccruedInvestmentIncomeReceivable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": { "auth_ref": [ "r26", "r216" ], "calculation": { "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails": { "order": 1.0, "parentTag": "us-gaap_PropertyPlantAndEquipmentNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.", "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment", "terseLabel": "Accumulated depreciation, depletion and amortization, property and equipment" } } }, "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r40", "r42", "r43" ], "calculation": { "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 6.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.", "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax", "terseLabel": "Accumulated other comprehensive income (loss), net of tax", "totalLabel": "Total accumulated other comprehensive income, net" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetDetails", "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "auth_ref": [ "r39", "r43", "r46", "r335" ], "lang": { "en-US": { "role": { "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners.", "label": "AOCI Attributable to Parent [Member]", "terseLabel": "Accumulated Other Comprehensive Income, Net" } } }, "localname": "AccumulatedOtherComprehensiveIncomeMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_AdditionalPaidInCapital": { "auth_ref": [ "r15" ], "calculation": { "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails": { "order": 2.0, "parentTag": "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.", "label": "Additional Paid in Capital", "terseLabel": "Paid in capital" } } }, "localname": "AdditionalPaidInCapital", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdditionalPaidInCapitalCommonStock": { "auth_ref": [ "r15" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.", "label": "Additional Paid in Capital, Common Stock", "terseLabel": "Additional paid-in capital" } } }, "localname": "AdditionalPaidInCapitalCommonStock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdditionalPaidInCapitalMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders.", "label": "Additional Paid-in Capital [Member]", "terseLabel": "Additional Paid-in Capital" } } }, "localname": "AdditionalPaidInCapitalMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_AdjustmentForAmortization": { "auth_ref": [ "r86", "r209" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate amount of recurring noncash expense charged against earnings in the period to allocate the cost of assets over their estimated remaining economic lives.", "label": "Amortization", "terseLabel": "Amortization" } } }, "localname": "AdjustmentForAmortization", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsForChangeInAccountingPrincipleAxis": { "auth_ref": [ "r111" ], "lang": { "en-US": { "role": { "documentation": "Information by type of change in accounting principle. Does not include error corrections.", "label": "Adjustments for Change in Accounting Principle [Axis]", "terseLabel": "Adjustments for Change in Accounting Principle [Axis]" } } }, "localname": "AdjustmentsForChangeInAccountingPrincipleAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NewAccountingStandards" ], "xbrltype": "stringItemType" }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "auth_ref": [ "r111" ], "lang": { "en-US": { "role": { "documentation": "Information by new accounting pronouncement.", "label": "Adjustments for New Accounting Pronouncements [Axis]", "terseLabel": "Adjustments for New Accounting Pronouncements [Axis]" } } }, "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/NewAccountingStandards", "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue": { "auth_ref": [ "r261", "r263", "r284", "r285" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement.", "label": "APIC, Share-based Payment Arrangement, Increase for Cost Recognition", "terseLabel": "Stock-based compensation (Note 13), value" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Adjustments to reconcile net income to net cash provided by operating activities:", "verboseLabel": "Adjustments to reconcile net income to net cash provided by (used in) operating activities:" } } }, "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AllocatedShareBasedCompensationExpense": { "auth_ref": [ "r263", "r280", "r283" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense for award under share-based payment arrangement. Excludes amount capitalized.", "label": "Share-based Payment Arrangement, Expense", "terseLabel": "Stock-based compensation expense" } } }, "localname": "AllocatedShareBasedCompensationExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after tax, of expense for award under share-based payment arrangement.", "label": "Share-based Payment Arrangement, Expense, after Tax", "terseLabel": "Net stock-based compensation expense" } } }, "localname": "AllocatedShareBasedCompensationExpenseNetOfTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables": { "auth_ref": [ "r148" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The valuation allowance as of the balance sheet date to reduce the gross amount of receivables to estimated net realizable value, which would be presented in parentheses on the face of the balance sheet.", "label": "Allowance for Doubtful Accounts, Premiums and Other Receivables", "terseLabel": "Premiums receivable, bad debt allowance" } } }, "localname": "AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent": { "auth_ref": [ "r20", "r148", "r179" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of allowance for credit loss on accounts receivable, classified as current.", "label": "Accounts Receivable, Allowance for Credit Loss, Current", "terseLabel": "Write-offs, net of recoveries of amounts previously written off" } } }, "localname": "AllowanceForDoubtfulAccountsReceivableCurrent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AlternativeInvestment": { "auth_ref": [ "r337", "r348" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment other than investment in equity security, investment in debt security and equity method investment. Includes, but is not limited to, investment in certain entities that calculate net asset value per share. Example includes, but is not limited to, investment in hedge fund, venture capital fund, private equity fund, and real estate partnership or fund.", "label": "Alternative Investment", "terseLabel": "Alternative Investment" } } }, "localname": "AlternativeInvestment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsInstrumentsCarriedAtNavDetails", "http://www.employers.com/role/InvestmentsOtherInvestedAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmortizationOfIntangibleAssets": { "auth_ref": [ "r86", "r200", "r209" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Amortization of Intangible Assets", "terseLabel": "Amortization of intangible assets" } } }, "localname": "AmortizationOfIntangibleAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries": { "auth_ref": [ "r100" ], "calculation": { "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 1.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of restricted net assets of consolidated and unconsolidated subsidiaries as of the end of the most recently completed fiscal year.", "label": "Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries", "terseLabel": "Investment in subsidiaries" } } }, "localname": "AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetBackedSecuritiesMember": { "auth_ref": [ "r167", "r256" ], "lang": { "en-US": { "role": { "documentation": "Securities that are primarily serviced by the cash flows of a discrete pool of receivables or other financial assets for example, but not limited to, credit card receivables, car loans, recreational vehicle loans, and mobile home loans.", "label": "Asset-backed Securities [Member]", "terseLabel": "Asset-backed Securities [Member]" } } }, "localname": "AssetBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AssetImpairmentCharges": { "auth_ref": [ "r86", "r214" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of write-down of assets recognized in the income statement. Includes, but is not limited to, losses from tangible assets, intangible assets and goodwill.", "label": "Asset Impairment Charges", "terseLabel": "Asset impairment charges" } } }, "localname": "AssetImpairmentCharges", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Assets": { "auth_ref": [ "r139", "r398", "r436" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "Assets", "totalLabel": "Total assets" } } }, "localname": "Assets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Assets [Abstract]", "terseLabel": "Assets" } } }, "localname": "AssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AssetsHeldInTrustAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Assets Held-in-trust [Abstract]", "terseLabel": "Assets Held-in-trust [Abstract]" } } }, "localname": "AssetsHeldInTrustAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r482", "r485" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Liability as of the balance sheet date for the estimated ultimate cost of settling claims and claim adjustment expense relating to insured events that have occurred on or before the balance sheet date for those liabilities owed to another party as a result of assuming another insurer's primary obligation.", "label": "Assumed Liability for Unpaid Claims and Claims Adjustment Expense", "terseLabel": "Liabilities for the incurred but unpaid losses and LAE related to claims prior to July 1, 1995" } } }, "localname": "AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssumedPremiumsEarned": { "auth_ref": [ "r456", "r469", "r511", "r514" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of earned premiums assumed from other entities.", "label": "Assumed Premiums Earned", "terseLabel": "Assumed premiums earned" } } }, "localname": "AssumedPremiumsEarned", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssumedPremiumsWritten": { "auth_ref": [ "r511" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of written premiums assumed from other entities.", "label": "Assumed Premiums Written", "terseLabel": "Assumed premiums written" } } }, "localname": "AssumedPremiumsWritten", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AutomobilesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Vehicles that are used primarily for transporting people.", "label": "Automobiles [Member]", "terseLabel": "Automobiles" } } }, "localname": "AutomobilesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "auth_ref": [ "r158" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax", "terseLabel": "Debt securities, available-for-sale, gross unrealized gain" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "auth_ref": [ "r159" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax", "negatedTerseLabel": "Debt securities, available-for-sale, gross unrealized loss" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "auth_ref": [ "r156", "r187" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Amortized Cost", "terseLabel": "Fixed maturity securities, amortized cost", "totalLabel": "Debt securities, available-for-sale, amortized cost" } } }, "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecurities": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.", "label": "Available-for-sale Securities", "terseLabel": "Investments" } } }, "localname": "AvailableForSaleSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale [Abstract]", "terseLabel": "Investments:" } } }, "localname": "AvailableForSaleSecuritiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "auth_ref": [ "r158" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.", "label": "Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax", "terseLabel": "Gross unrealized gains" } } }, "localname": "AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainLossBeforeTax": { "auth_ref": [], "calculation": { "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetDetails": { "order": 1.0, "parentTag": "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of unrealized gain (loss) in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.", "label": "Available-for-sale Securities, Accumulated Gross Unrealized Gain (Loss), before Tax", "terseLabel": "Available-for-sale Securities, Accumulated Gross Unrealized Gain (Loss), before Tax" } } }, "localname": "AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainLossBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.", "label": "Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax", "negatedTerseLabel": "Gross unrealized loss" } } }, "localname": "AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesAmortizedCost": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.", "label": "Available-for-sale Securities, Amortized Cost Basis", "terseLabel": "Amortized cost", "verboseLabel": "Fixed maturity securities, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for twelve months or longer.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "terseLabel": "Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for less than twelve months.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "terseLabel": "Available-for-sale Securities, unrealized losses, less than 12 months" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value", "terseLabel": "Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value", "terseLabel": "Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "auth_ref": [ "r164" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth fiscal year through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost", "terseLabel": "Due after five years through ten years, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "auth_ref": [ "r160", "r164", "r418" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value", "terseLabel": "Due after five years through ten years, fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "auth_ref": [ "r163" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost", "terseLabel": "Due after one year through five years, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "auth_ref": [ "r160", "r163", "r417" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value", "terseLabel": "Due after one year through five years, fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "auth_ref": [ "r165" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 4.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost", "terseLabel": "Due after ten years, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "auth_ref": [ "r160", "r165", "r419" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 4.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value", "terseLabel": "Due after ten years, fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Amortized Cost, Fiscal Year Maturity [Abstract]", "terseLabel": "Amortized Cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Fair Value, Fiscal Year Maturity [Abstract]", "terseLabel": "Estimated Fair Value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "auth_ref": [ "r162" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost", "terseLabel": "Due in one year or less, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "auth_ref": [ "r160", "r162", "r416" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value", "terseLabel": "Due in one year or less, fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost": { "auth_ref": [ "r166" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 5.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), without single maturity date and not allocated over maturity grouping.", "label": "Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Amortized Cost", "terseLabel": "Mortgage and asset-backed securities, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue": { "auth_ref": [ "r166" ], "calculation": { "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": 5.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), without single maturity date and not allocated over maturity grouping.", "label": "Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Fair Value", "terseLabel": "Mortgage and asset-backed securities, fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "auth_ref": [ "r151", "r157", "r187" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Investments", "weight": 1.0 }, "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 2.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale", "terseLabel": "Fixed maturity securities at fair value (amortized cost $2,403.3 at December 31, 2019 and $2,513.7 at December 31, 2018)", "totalLabel": "Fixed maturity securities, fair value", "verboseLabel": "Fixed maturity securities at fair value (amortized cost $25.3 at December 31, 2019 and $24.2 at December 31, 2018)" } } }, "localname": "AvailableForSaleSecuritiesDebtSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Realized Gain (Loss) [Abstract]", "terseLabel": "AFS, net realized gains (losses)" } } }, "localname": "AvailableForSaleSecuritiesGrossRealizedGainLossAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.", "label": "Available-for-sale Securities, Gross Realized Gain (Loss)", "totalLabel": "Net realized and unrealized gains (losses) on investments" } } }, "localname": "AvailableForSaleSecuritiesGrossRealizedGainLossNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesGrossRealizedGains": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.", "label": "Available-for-sale Securities, Gross Realized Gains", "verboseLabel": "AFS, gross gains from sales" } } }, "localname": "AvailableForSaleSecuritiesGrossRealizedGains", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.", "label": "Available-for-sale Securities, Gross Realized Losses", "negatedTerseLabel": "AFS, gross losses from sales" } } }, "localname": "AvailableForSaleSecuritiesGrossRealizedLosses", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLossAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Unrealized Gain (Loss) [Abstract]", "terseLabel": "Change in unrealized gains (losses)" } } }, "localname": "AvailableForSaleSecuritiesGrossUnrealizedGainLossAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.", "label": "Available-for-sale Securities [Table Text Block]", "terseLabel": "Available-for-sale securities table" } } }, "localname": "AvailableForSaleSecuritiesTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]", "terseLabel": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]" } } }, "localname": "AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.", "label": "Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments", "terseLabel": "Net realized and unrealized gains (losses) on investments before impairments" } } }, "localname": "AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1": { "auth_ref": [ "r169" ], "lang": { "en-US": { "role": { "documentation": "Number of investment positions in available-for-sale investments in a continuous unrealized loss position for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement.", "label": "Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions", "terseLabel": "Total impairments, number of securitites" } } }, "localname": "AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "integerItemType" }, "us-gaap_AwardTypeAxis": { "auth_ref": [ "r264", "r282" ], "lang": { "en-US": { "role": { "documentation": "Information by type of award under share-based payment arrangement.", "label": "Award Type [Axis]", "terseLabel": "Award Type [Axis]" } } }, "localname": "AwardTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationExpenseDetails", "http://www.employers.com/role/StockBasedCompensationFairMarketValueOfStockOptionsGrantedCalculatedDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_BusinessCombinationConsiderationTransferred1": { "auth_ref": [ "r326", "r327", "r328" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of consideration transferred, consisting of acquisition-date fair value of assets transferred by the acquirer, liabilities incurred by the acquirer, and equity interest issued by the acquirer.", "label": "Business Combination, Consideration Transferred", "terseLabel": "Business Combination, Consideration Transferred" } } }, "localname": "BusinessCombinationConsiderationTransferred1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred": { "auth_ref": [ "r325", "r326", "r327", "r330" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities incurred by the acquirer as part of consideration transferred in a business combination.", "label": "Business Combination, Consideration Transferred, Liabilities Incurred", "terseLabel": "Business Combination, Consideration Transferred, Liabilities Incurred" } } }, "localname": "BusinessCombinationConsiderationTransferredLiabilitiesIncurred", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_BusinessCombinationConsiderationTransferredOther1": { "auth_ref": [ "r329" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of tangible or intangible assets, including a business or subsidiary of the acquirer transferred by the entity to the former owners of the acquiree. Excludes cash.", "label": "Business Combination, Consideration Transferred, Other", "terseLabel": "Business Combination, Consideration Transferred, Other" } } }, "localname": "BusinessCombinationConsiderationTransferredOther1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets": { "auth_ref": [ "r322" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of assets acquired at the acquisition date.", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets", "terseLabel": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets" } } }, "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities": { "auth_ref": [ "r322" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities assumed at the acquisition date.", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities", "terseLabel": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities" } } }, "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock": { "auth_ref": [ "r1", "r109", "r130" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for the business description and basis of presentation concepts. Business description describes the nature and type of organization including but not limited to organizational structure as may be applicable to holding companies, parent and subsidiary relationships, business divisions, business units, business segments, affiliates and information about significant ownership of the reporting entity. Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).", "label": "Business Description and Basis of Presentation [Text Block]", "terseLabel": "Basis of Presentation" } } }, "localname": "BusinessDescriptionAndBasisOfPresentationTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentation" ], "xbrltype": "textBlockItemType" }, "us-gaap_CapitalLeasesFutureMinimumPaymentsDue": { "auth_ref": [ "r367" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of minimum lease payments for capital leases.", "label": "Capital Leases, Future Minimum Payments Due", "totalLabel": "Capital leases, future minimum payments due" } } }, "localname": "CapitalLeasesFutureMinimumPaymentsDue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Capital Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]", "terseLabel": "Capital Leases, Future Minimum Payments Due [Abstract]" } } }, "localname": "CapitalLeasesFutureMinimumPaymentsDueAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CapitalLeasesFutureMinimumPaymentsDueCurrent": { "auth_ref": [ "r367" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of minimum lease payments for capital leases due in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Capital Leases, Future Minimum Payments Due, Next Twelve Months", "terseLabel": "Capital leases, future minimum payments due, current" } } }, "localname": "CapitalLeasesFutureMinimumPaymentsDueCurrent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalLeasesFutureMinimumPaymentsDueInFiveYears": { "auth_ref": [ "r367" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of minimum lease payments for capital leases due in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Capital Leases, Future Minimum Payments Due in Five Years", "terseLabel": "Capital leases, future minimum payments due in five years" } } }, "localname": "CapitalLeasesFutureMinimumPaymentsDueInFiveYears", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalLeasesFutureMinimumPaymentsDueInFourYears": { "auth_ref": [ "r367" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of minimum lease payments for capital leases due in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Capital Leases, Future Minimum Payments Due in Four Years", "terseLabel": "Capital leases, future minimum payments due in four years" } } }, "localname": "CapitalLeasesFutureMinimumPaymentsDueInFourYears", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalLeasesFutureMinimumPaymentsDueInThreeYears": { "auth_ref": [ "r367" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of minimum lease payments for capital leases due in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Capital Leases, Future Minimum Payments Due in Three Years", "terseLabel": "Capital leases, future minimum payments due in three years" } } }, "localname": "CapitalLeasesFutureMinimumPaymentsDueInThreeYears", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalLeasesFutureMinimumPaymentsDueInTwoYears": { "auth_ref": [ "r367" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of minimum lease payments for capital leases due in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Capital Leases, Future Minimum Payments Due in Two Years", "terseLabel": "Capital leases, future minimum payments due in two years" } } }, "localname": "CapitalLeasesFutureMinimumPaymentsDueInTwoYears", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalLeasesFutureMinimumPaymentsDueThereafter": { "auth_ref": [ "r367" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of minimum lease payments for capital leases due after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Capital Leases, Future Minimum Payments Due Thereafter", "terseLabel": "Capital leases, Future minimum payments due thereafter" } } }, "localname": "CapitalLeasesFutureMinimumPaymentsDueThereafter", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy": { "auth_ref": [ "r95", "r475" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for deferred policy acquisition costs, including the nature, type, and amount of capitalized costs incurred to write or acquire insurance contracts, and the basis for and methodologies applied in capitalizing and amortizing such costs.", "label": "Deferred Policy Acquisition Costs, Policy [Policy Text Block]", "terseLabel": "Deferred Policy Acquisition Costs, Policy" } } }, "localname": "CapitalizationOfDeferredPolicyAcquisitionCostsPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CapitalizedComputerSoftwareAmortization1": { "auth_ref": [ "r534", "r536" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense for amortization of capitalized computer software costs.", "label": "Capitalized Computer Software, Amortization", "terseLabel": "Amortization of cloud computing arrangements" } } }, "localname": "CapitalizedComputerSoftwareAmortization1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Cash": { "auth_ref": [ "r22", "r523", "r524" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation.", "label": "Cash", "terseLabel": "Cash and cash equivalents at fair value" } } }, "localname": "Cash", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAcquiredFromAcquisition": { "auth_ref": [ "r74" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow associated with the acquisition of business during the period (for example, cash that was held by the acquired business).", "label": "Cash Acquired from Acquisition", "terseLabel": "Cash Acquired from Acquisition" } } }, "localname": "CashAcquiredFromAcquisition", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndCashEquivalentsAtCarryingValue": { "auth_ref": [ "r2", "r22", "r88" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.", "label": "Cash and Cash Equivalents, at Carrying Value", "periodEndLabel": "Cash and cash equivalents at the end of the period", "periodStartLabel": "Cash and cash equivalents at the beginning of the period", "terseLabel": "Cash and cash equivalents" } } }, "localname": "CashAndCashEquivalentsAtCarryingValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndCashEquivalentsAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by type of cash and cash equivalent balance.", "label": "Cash and Cash Equivalents [Axis]", "terseLabel": "Cash and Cash Equivalents [Axis]" } } }, "localname": "CashAndCashEquivalentsAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CashAndCashEquivalentsFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash and Cash Equivalents, Fair Value Disclosure", "terseLabel": "Cash and cash equivalents, estimated fair value" } } }, "localname": "CashAndCashEquivalentsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndCashEquivalentsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash and Cash Equivalents [Member]", "terseLabel": "Cash and Cash Equivalents [Member]" } } }, "localname": "CashAndCashEquivalentsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.", "label": "Cash and Cash Equivalents, Period Increase (Decrease)", "terseLabel": "Net increase (decrease) in cash and cash equivalents" } } }, "localname": "CashAndCashEquivalentsPeriodIncreaseDecrease", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndCashEquivalentsPolicyTextBlock": { "auth_ref": [ "r3", "r89", "r95" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.", "label": "Cash and Cash Equivalents, Policy [Policy Text Block]", "terseLabel": "Cash and Cash Equivalents, Policy" } } }, "localname": "CashAndCashEquivalentsPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy": { "auth_ref": [ "r3", "r89", "r95", "r396" ], "lang": { "en-US": { "role": { "documentation": "Entity's cash and cash equivalents accounting policy with respect to restricted balances. Restrictions may include legally restricted deposits held as compensating balances against short-term borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits; however, time deposits and short-term certificates of deposit are not generally included in legally restricted deposits.", "label": "Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]", "terseLabel": "Restricted Cash and Cash Equivalents, Policy" } } }, "localname": "CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": { "auth_ref": [ "r82", "r88", "r94" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents", "periodEndLabel": "Cash, cash equivalents, and restricted cash at the end of the period", "periodStartLabel": "Cash, cash equivalents, and restricted cash at the beginning of the period", "terseLabel": "Total cash, cash equivalents, and restricted cash" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents [Abstract]", "terseLabel": "Cash, cash equivalents, and restricted cash" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "auth_ref": [ "r82", "r359" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect", "totalLabel": "Net increase in cash, cash equivalents, and restricted cash" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashDividendsPaidToParentCompany": { "auth_ref": [ "r107" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This element represents disclosure of the total aggregate cash dividends paid to the entity by consolidated subsidiaries, by unconsolidated subsidiaries, and by 50% or less owned persons accounted for using the equity method.", "label": "SEC Schedule, 12-04, Cash Dividends Paid to Registrant, Subsidiaries and Equity Method Investees", "verboseLabel": "Dividends paid, without approval of regulatory agency" } } }, "localname": "CashDividendsPaidToParentCompany", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CededPremiumsEarned": { "auth_ref": [ "r456", "r468", "r508", "r509", "r512", "r514" ], "calculation": { "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails": { "order": 2.0, "parentTag": "us-gaap_PremiumsEarnedNetPropertyAndCasualty", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of earned premiums ceded to other entities.", "label": "Ceded Premiums Earned", "negatedTerseLabel": "Ceded premiums earned" } } }, "localname": "CededPremiumsEarned", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CededPremiumsWritten": { "auth_ref": [ "r512", "r514" ], "calculation": { "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails": { "order": 2.0, "parentTag": "us-gaap_PremiumsWrittenNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of written premiums ceded to other entities.", "label": "Ceded Premiums Written", "negatedTerseLabel": "Ceded premiums written", "terseLabel": "Ceded premiums written" } } }, "localname": "CededPremiumsWritten", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails", "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ChangeInAccountingEstimateByTypeAxis": { "auth_ref": [ "r110", "r114", "r125", "r127" ], "lang": { "en-US": { "role": { "documentation": "Information by type of change in accounting estimate.", "label": "Change in Accounting Estimate by Type [Axis]", "terseLabel": "Change in Accounting Estimate by Type [Axis]" } } }, "localname": "ChangeInAccountingEstimateByTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ChangeInAccountingEstimateTypeDomain": { "auth_ref": [ "r110", "r114", "r125", "r128" ], "lang": { "en-US": { "role": { "documentation": "Identification of the accounting estimate that was changed that had the effect of adjusting the carrying amount of an existing asset or liability, or that will alter the subsequent accounting for existing or future assets or liabilities.", "label": "Change in Accounting Estimate, Type [Domain]", "terseLabel": "Change in Accounting Estimate, Type [Domain]" } } }, "localname": "ChangeInAccountingEstimateTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ChangeInAccountingPrincipleMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A change from one generally accepted accounting principle to another generally accepted accounting principle when there are two or more generally accepted accounting principles that apply or when the accounting principle formerly used is no longer generally accepted. A change in the method of applying an accounting principle that is not treated as a change in accounting estimate also is considered a change in accounting principle.", "label": "Adjustments for Change in Accounting Principle [Domain]", "terseLabel": "Adjustments for Change in Accounting Principle [Domain]" } } }, "localname": "ChangeInAccountingPrincipleMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NewAccountingStandards" ], "xbrltype": "domainItemType" }, "us-gaap_ClaimsDevelopmentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Claims Development [Line Items]", "terseLabel": "Claims Development [Line Items]" } } }, "localname": "ClaimsDevelopmentLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CommercialMortgageBackedSecuritiesMember": { "auth_ref": [ "r166", "r256" ], "lang": { "en-US": { "role": { "documentation": "Securities collateralized by commercial real estate mortgage loans.", "label": "Commercial Mortgage Backed Securities [Member]" } } }, "localname": "CommercialMortgageBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommitmentsAndContingencies": { "auth_ref": [ "r33", "r224", "r408", "r446" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.", "label": "Commitments and Contingencies", "terseLabel": "Commitments and contingencies (Note 11)" } } }, "localname": "CommitmentsAndContingencies", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "auth_ref": [ "r223", "r231" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for commitments and contingencies.", "label": "Commitments and Contingencies Disclosure [Text Block]", "terseLabel": "Commitments and Contingencies Disclosure" } } }, "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingencies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CommonStockDividendsPerShareDeclared": { "auth_ref": [ "r246" ], "lang": { "en-US": { "role": { "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding.", "label": "Common Stock, Dividends, Per Share, Declared", "terseLabel": "Cash dividends declared per common share and eligible RSUs and PSUs" } } }, "localname": "CommonStockDividendsPerShareDeclared", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockDividendsShares": { "auth_ref": [ "r241" ], "lang": { "en-US": { "role": { "documentation": "Number of shares of common stock issued as dividends during the period. Excludes stock splits.", "label": "Common Stock Dividends, Shares", "terseLabel": "Dividend to common stockholders, shares" } } }, "localname": "CommonStockDividendsShares", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Stock that is subordinate to all other stock of the issuer.", "label": "Common Stock [Member]", "terseLabel": "Common Stock" } } }, "localname": "CommonStockMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockParOrStatedValuePerShare": { "auth_ref": [ "r13" ], "lang": { "en-US": { "role": { "documentation": "Face amount or stated value per share of common stock.", "label": "Common Stock, Par or Stated Value Per Share", "terseLabel": "Common stock, par value (in dollars per share)" } } }, "localname": "CommonStockParOrStatedValuePerShare", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockSharesAuthorized": { "auth_ref": [ "r13" ], "lang": { "en-US": { "role": { "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws.", "label": "Common Stock, Shares Authorized", "terseLabel": "Common stock, shares authorized (in shares)" } } }, "localname": "CommonStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesIssued": { "auth_ref": [ "r13" ], "lang": { "en-US": { "role": { "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.", "label": "Common Stock, Shares, Issued", "periodEndLabel": "Stockholders' equity, shares", "periodStartLabel": "Stockholders' equity, shares", "terseLabel": "Common stock, shares issued (in shares)" } } }, "localname": "CommonStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesOutstanding": { "auth_ref": [ "r13", "r241" ], "lang": { "en-US": { "role": { "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.", "label": "Common Stock, Shares, Outstanding", "terseLabel": "Common stock, shares outstanding (in shares)" } } }, "localname": "CommonStockSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockValue": { "auth_ref": [ "r13" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.", "label": "Common Stock, Value, Issued", "terseLabel": "Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively" } } }, "localname": "CommonStockValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CompensationAndEmployeeBenefitPlansTextBlock": { "auth_ref": [ "r253", "r254", "r260", "r286" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.", "label": "Compensation and Employee Benefit Plans [Text Block]", "terseLabel": "Compensation and Employee Benefit Plans" } } }, "localname": "CompensationAndEmployeeBenefitPlansTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EmployeeBenefitAndRetirementPlans" ], "xbrltype": "textBlockItemType" }, "us-gaap_ComponentsOfDeferredTaxAssetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Components of Deferred Tax Assets [Abstract]", "terseLabel": "Deferred Tax Assets [Abstract]" } } }, "localname": "ComponentsOfDeferredTaxAssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Components of Deferred Tax Assets and Liabilities [Abstract]", "terseLabel": "Components of Deferred Income Taxes, net" } } }, "localname": "ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ComprehensiveIncomeNetOfTax": { "auth_ref": [ "r49", "r51", "r52" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.", "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent", "totalLabel": "Total comprehensive income" } } }, "localname": "ComprehensiveIncomeNetOfTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomeNoteTextBlock": { "auth_ref": [ "r71" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.", "label": "Comprehensive Income (Loss) Note [Text Block]", "terseLabel": "Accumulated Other Comprehensive Income, Net" } } }, "localname": "ComprehensiveIncomeNoteTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNet" ], "xbrltype": "textBlockItemType" }, "us-gaap_ComputerEquipmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Long lived, depreciable assets that are used in the creation, maintenance and utilization of information systems.", "label": "Computer Equipment [Member]", "terseLabel": "Computer and software" } } }, "localname": "ComputerEquipmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": { "auth_ref": [ "r108", "r331" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.", "label": "Condensed Financial Information of Parent Company Only Disclosure [Text Block]", "terseLabel": "Schedule II. Condensed Financial Information of Registrant" } } }, "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrant" ], "xbrltype": "textBlockItemType" }, "us-gaap_CorporateDebtSecuritiesMember": { "auth_ref": [ "r256", "r259", "r520" ], "lang": { "en-US": { "role": { "documentation": "Debt securities issued by domestic or foreign corporate business, banks and other entities with a promise of repayment.", "label": "Corporate Debt Securities [Member]", "terseLabel": "Corporate Debt Securities [Member]" } } }, "localname": "CorporateDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CorporateMember": { "auth_ref": [ "r131" ], "lang": { "en-US": { "role": { "documentation": "Component of an entity that usually provides financial, operational and administrative support and is considered an operating segment. Excludes intersegment elimination and reconciling items.", "label": "Corporate Segment [Member]", "terseLabel": "Corporate Segment [Member]" } } }, "localname": "CorporateMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CostOfRevenueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Cost of Revenue [Abstract]", "terseLabel": "Expenses" } } }, "localname": "CostOfRevenueAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CurrentFederalTaxExpenseBenefit": { "auth_ref": [ "r99", "r310", "r316" ], "calculation": { "http://www.employers.com/role/IncomeTaxesDetails": { "order": 1.0, "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current federal tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Current Federal Tax Expense (Benefit)", "terseLabel": "Current federal tax expense (benefit)" } } }, "localname": "CurrentFederalTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CurrentIncomeTaxExpenseBenefit": { "auth_ref": [ "r99", "r310", "r316" ], "calculation": { "http://www.employers.com/role/IncomeTaxesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.", "label": "Current Income Tax Expense (Benefit)", "totalLabel": "Current income tax expense (benefit)" } } }, "localname": "CurrentIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Current Income Tax Expense (Benefit), Continuing Operations [Abstract]" } } }, "localname": "CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": { "auth_ref": [ "r99", "r310", "r316" ], "calculation": { "http://www.employers.com/role/IncomeTaxesDetails": { "order": 2.0, "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current state and local tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Current State and Local Tax Expense (Benefit)", "terseLabel": "Current state and local tax expense (benefit)" } } }, "localname": "CurrentStateAndLocalTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtDisclosureTextBlock": { "auth_ref": [ "r240" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.", "label": "Debt Disclosure [Text Block]", "terseLabel": "Notes Payable" } } }, "localname": "DebtDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayable" ], "xbrltype": "textBlockItemType" }, "us-gaap_DebtInstrumentAxis": { "auth_ref": [ "r8", "r10", "r11", "r399", "r400", "r432" ], "lang": { "en-US": { "role": { "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities.", "label": "Debt Instrument [Axis]", "terseLabel": "Debt Instrument [Axis]" } } }, "localname": "DebtInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails", "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtInstrumentIncreaseAccruedInterest": { "auth_ref": [ "r103" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Increase for accrued, but unpaid interest on the debt instrument for the period.", "label": "Debt Instrument, Increase, Accrued Interest", "terseLabel": "Accrued interest" } } }, "localname": "DebtInstrumentIncreaseAccruedInterest", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails", "http://www.employers.com/role/NotesPayableOutstandingDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtInstrumentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Debt Instrument [Line Items]" } } }, "localname": "DebtInstrumentLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtInstrumentMaturityDate": { "auth_ref": [ "r31", "r342" ], "lang": { "en-US": { "role": { "documentation": "Date when the debt instrument is scheduled to be fully repaid, in CCYY-MM-DD format.", "label": "Debt Instrument, Maturity Date", "terseLabel": "Notes payable, maturity date" } } }, "localname": "DebtInstrumentMaturityDate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails" ], "xbrltype": "dateItemType" }, "us-gaap_DebtInstrumentNameDomain": { "auth_ref": [ "r32" ], "lang": { "en-US": { "role": { "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities.", "label": "Debt Instrument, Name [Domain]", "terseLabel": "Debt Instrument, Name [Domain]" } } }, "localname": "DebtInstrumentNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails", "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DebtInstrumentTable": { "auth_ref": [ "r32", "r102", "r242", "r243", "r244", "r245", "r361", "r362", "r364", "r425" ], "lang": { "en-US": { "role": { "documentation": "A table or schedule providing information pertaining to long-term debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer.", "label": "Schedule of Long-term Debt Instruments [Table]", "terseLabel": "Schedule of Long-term Debt Instruments [Table]" } } }, "localname": "DebtInstrumentTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails", "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "auth_ref": [ "r171", "r191", "r194" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer", "terseLabel": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "auth_ref": [ "r171", "r191" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "negatedTerseLabel": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": { "auth_ref": [ "r189" ], "lang": { "en-US": { "role": { "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions", "terseLabel": "Debt Securities, number of issues in loss position, 12 months or longer" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "integerItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "auth_ref": [ "r171", "r191", "r194" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months", "terseLabel": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "auth_ref": [ "r171", "r191" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "negatedTerseLabel": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions": { "auth_ref": [ "r189" ], "lang": { "en-US": { "role": { "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions", "terseLabel": "Debt Securities, number of issues in loss position, less than 12 months" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "integerItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleGainLossAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Gain (Loss) [Abstract]", "terseLabel": "Available-for-sale:" } } }, "localname": "DebtSecuritiesAvailableForSaleGainLossAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtSecuritiesMember": { "auth_ref": [ "r175" ], "lang": { "en-US": { "role": { "documentation": "Debt instrument issued by corporations, governments and governmental agencies, municipalities, and other institutions.", "label": "Debt Securities [Member]", "terseLabel": "Debt Securities [Member]" } } }, "localname": "DebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DebtSecuritiesTradingAndAvailableForSaleAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Trading and Available-for-sale [Abstract]", "terseLabel": "Equity securities:" } } }, "localname": "DebtSecuritiesTradingAndAvailableForSaleAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "auth_ref": [ "r86", "r99", "r311", "r316" ], "calculation": { "http://www.employers.com/role/IncomeTaxesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Deferred Income Tax Expense (Benefit)", "totalLabel": "Deferred income tax expense (benefit)", "verboseLabel": "Deferred income tax expense" } } }, "localname": "DeferredIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]" } } }, "localname": "DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredOtherTaxExpenseBenefit": { "auth_ref": [ "r105", "r312", "r313", "r315" ], "calculation": { "http://www.employers.com/role/IncomeTaxesDetails": { "order": 1.0, "parentTag": "us-gaap_DeferredIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of other deferred income tax expense (benefit) pertaining to income (loss) from continuing operations. For example, but not limited to, acquisition-date income tax benefits or expenses recognized from changes in the acquirer's valuation allowance for its previously existing deferred tax assets resulting from a business combination and adjustments to beginning-of-year balance of a valuation allowance because of a change in circumstance causing a change in judgment about the realizability of the related deferred tax asset in future periods.", "label": "Deferred Other Tax Expense (Benefit)", "terseLabel": "Routine/other" } } }, "localname": "DeferredOtherTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense": { "auth_ref": [ "r86", "r426", "r461", "r474", "r476", "r478", "r498" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense (reversal of expense) for deferred policy acquisition costs.", "label": "Deferred Policy Acquisition Costs, Amortization Expense", "terseLabel": "Deferred policy acquisition cost, amortization expense" } } }, "localname": "DeferredPolicyAcquisitionCostAmortizationExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredPolicyAcquisitionCosts": { "auth_ref": [ "r444", "r476", "r477", "r478", "r498", "r521" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 8.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred policy acquisition cost capitalized on contract remaining in force.", "label": "Deferred Policy Acquisition Cost", "terseLabel": "Deferred policy acquisition costs" } } }, "localname": "DeferredPolicyAcquisitionCosts", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsGross": { "auth_ref": [ "r303" ], "calculation": { "http://www.employers.com/role/IncomeTaxesDetails": { "order": 2.0, "parentTag": "us-gaap_DeferredTaxAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.", "label": "Deferred Tax Assets, Gross", "terseLabel": "Total deferred tax assets" } } }, "localname": "DeferredTaxAssetsGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsLiabilitiesNet": { "auth_ref": [ "r305" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.", "label": "Deferred Tax Assets, Net", "terseLabel": "Accrued liabilities" } } }, "localname": "DeferredTaxAssetsLiabilitiesNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsNet": { "auth_ref": [ "r304" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 9.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.employers.com/role/IncomeTaxesDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 6.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.", "label": "Deferred Tax Assets, Net of Valuation Allowance", "terseLabel": "Deferred income taxes, net", "totalLabel": "Deferred income taxes, net" } } }, "localname": "DeferredTaxAssetsNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsOther": { "auth_ref": [ "r288", "r308", "r309" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other.", "label": "Deferred Tax Assets, Other", "terseLabel": "Other deferred tax assets" } } }, "localname": "DeferredTaxAssetsOther", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxCreditCarryforwards": { "auth_ref": [ "r307", "r308", "r309" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before allocation of a valuation allowances, of deferred tax assets attributable to deductible tax credit carryforwards including, but not limited to, research, foreign, general business, alternative minimum tax, and other deductible tax credit carryforwards.", "label": "Deferred Tax Assets, Tax Credit Carryforwards", "terseLabel": "Minimum tax credit" } } }, "localname": "DeferredTaxAssetsTaxCreditCarryforwards", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost": { "auth_ref": [ "r287", "r308", "r309" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from share-based compensation.", "label": "Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-based Compensation Cost", "terseLabel": "Stock based compensation" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts": { "auth_ref": [ "r287", "r308", "r309" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the allowance for doubtful accounts.", "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Allowance for Doubtful Accounts", "terseLabel": "Allowance for bad debt" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves": { "auth_ref": [ "r287", "r308", "r309" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from loss reserves other than estimated credit losses.", "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Loss Reserves", "terseLabel": "Loss reserves discounting for tax reporting" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve": { "auth_ref": [ "r287", "r308", "r309" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the unearned premiums reserve.", "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Unearned Premiums Reserve", "terseLabel": "Unearned premiums" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilities": { "auth_ref": [ "r294", "r305" ], "calculation": { "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 2.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting.", "label": "Deferred Tax Liabilities, Net", "negatedTerseLabel": "Deferred Tax Liabilities, Net", "terseLabel": "Deferred income taxes, net" } } }, "localname": "DeferredTaxLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Deferred Tax Liabilities, Gross [Abstract]", "terseLabel": "Deferred Tax Liabilities [Abstract]" } } }, "localname": "DeferredTaxLiabilitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredTaxLiabilitiesCurrent": { "auth_ref": [ "r293", "r294", "r295", "r308", "r309" ], "calculation": { "http://www.employers.com/role/IncomeTaxesDetails": { "order": 1.0, "parentTag": "us-gaap_DeferredTaxAssetsNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences, with jurisdictional netting and classified as current.", "label": "Deferred Tax Liabilities, Net, Current", "terseLabel": "Total deferred tax liabilities" } } }, "localname": "DeferredTaxLiabilitiesCurrent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost": { "auth_ref": [ "r288", "r308", "r309" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount as of the balance sheet date of the estimated future tax effects attributable to policy acquisition costs being expensed for tax purposes but capitalized in conformity with generally accepted accounting principles, which will reverse in future periods when amortization of such capitalized costs cannot be deducted for tax purposes.", "label": "Deferred Tax Liabilities, Deferred Expense, Deferred Policy Acquisition Cost", "terseLabel": "Deferred policy acquisition cost" } } }, "localname": "DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets": { "auth_ref": [ "r288", "r308", "r309" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from intangible assets including goodwill.", "label": "Deferred Tax Liabilities, Goodwill and Intangible Assets", "terseLabel": "Intangible assets" } } }, "localname": "DeferredTaxLiabilitiesGoodwillAndIntangibleAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesOther": { "auth_ref": [ "r288", "r308", "r309" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences classified as other.", "label": "Deferred Tax Liabilities, Other", "terseLabel": "Other deferred tax liabilities" } } }, "localname": "DeferredTaxLiabilitiesOther", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities": { "auth_ref": [ "r288", "r308", "r309" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains on trading securities.", "label": "Deferred Tax Liabilities, Unrealized Gains on Trading Securities", "terseLabel": "Unrealized capital gains, net" } } }, "localname": "DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DefinedBenefitPlanContributionsByEmployer": { "auth_ref": [ "r255", "r256", "r257", "r258", "r259" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of contribution received by defined benefit plan from employer which increases plan assets.", "label": "Defined Benefit Plan, Plan Assets, Contributions by Employer", "terseLabel": "Company's contributions to Employers 401(k)" } } }, "localname": "DefinedBenefitPlanContributionsByEmployer", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EmployeeBenefitAndRetirementPlansEmployeeBenefitAndRetirementPlansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositAssetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Deposit Assets [Abstract]", "terseLabel": "Deposit Assets [Abstract]" } } }, "localname": "DepositAssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DepreciationDepletionAndAmortization": { "auth_ref": [ "r86", "r136" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.", "label": "Depreciation, Depletion and Amortization", "terseLabel": "Depreciation and amortization" } } }, "localname": "DepreciationDepletionAndAmortization", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_DirectPremiumsEarned": { "auth_ref": [ "r456", "r467", "r510", "r513" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before premiums ceded to other entities and premiums assumed by the entity, of premiums earned.", "label": "Direct Premiums Earned", "terseLabel": "Direct premiums earned" } } }, "localname": "DirectPremiumsEarned", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DirectPremiumsWritten": { "auth_ref": [ "r510" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before premiums ceded to other entities and premiums assumed by the entity, of premiums written.", "label": "Direct Premiums Written", "terseLabel": "Direct premiums, written" } } }, "localname": "DirectPremiumsWritten", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": { "auth_ref": [ "r286" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for share-based payment arrangement.", "label": "Share-based Payment Arrangement [Text Block]", "terseLabel": "Stock-Based Compensation" } } }, "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensation" ], "xbrltype": "textBlockItemType" }, "us-gaap_DividendsCommonStock": { "auth_ref": [ "r246", "r423" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).", "label": "Dividends, Common Stock", "terseLabel": "Dividend to common stockholders, value" } } }, "localname": "DividendsCommonStock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_EarningsPerShareAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Earnings Per Share [Abstract]", "terseLabel": "Earnings per common share (Note 17):", "verboseLabel": "Earnings per common share for the stated periods (Note 17):" } } }, "localname": "EarningsPerShareAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareBasic": { "auth_ref": [ "r60", "r112", "r118", "r119", "r120", "r121", "r123", "r413", "r459" ], "lang": { "en-US": { "role": { "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.", "label": "Earnings Per Share, Basic", "terseLabel": "Basic" } } }, "localname": "EarningsPerShareBasic", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareDiluted": { "auth_ref": [ "r60", "r112", "r118", "r119", "r120", "r121", "r123", "r413", "r459" ], "lang": { "en-US": { "role": { "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.", "label": "Earnings Per Share, Diluted", "terseLabel": "Diluted" } } }, "localname": "EarningsPerShareDiluted", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareTextBlock": { "auth_ref": [ "r124" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for earnings per share.", "label": "Earnings Per Share [Text Block]", "terseLabel": "Earnings Per Share" } } }, "localname": "EarningsPerShareTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EarningsPerShare" ], "xbrltype": "textBlockItemType" }, "us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Effective Income Tax Rate Reconciliation, Percent [Abstract]", "terseLabel": "Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]" } } }, "localname": "EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate": { "auth_ref": [ "r296", "r297", "r314" ], "lang": { "en-US": { "role": { "documentation": "Percentage of domestic federal statutory tax rate applicable to pretax income (loss).", "label": "Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent", "terseLabel": "Statutory federal tax rate" } } }, "localname": "EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "percentItemType" }, "us-gaap_EffectsOfReinsuranceLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Effects of Reinsurance [Line Items]", "terseLabel": "Effects of Reinsurance [Line Items]" } } }, "localname": "EffectsOfReinsuranceLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EffectsOfReinsuranceTable": { "auth_ref": [ "r516" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the effects of reinsurance, including, but not limited to, disclosure of direct, assumed, and ceded insurance.", "label": "Effects of Reinsurance [Table]", "terseLabel": "Effects of Reinsurance [Table]" } } }, "localname": "EffectsOfReinsuranceTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized": { "auth_ref": [ "r281" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cost not yet recognized for nonvested award under share-based payment arrangement.", "label": "Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount", "terseLabel": "Share-based compensation expense, deferred" } } }, "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": { "auth_ref": [ "r281" ], "lang": { "en-US": { "role": { "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition", "terseLabel": "Share-based compensation expense, Period for Recognition" } } }, "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "durationItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense": { "auth_ref": [ "r280" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of tax benefit for recognition of expense of award under share-based payment arrangement.", "label": "Share-based Payment Arrangement, Expense, Tax Benefit", "terseLabel": "Less: related tax benefit" } } }, "localname": "EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EmployeeStockOptionMember": { "auth_ref": [ "r278" ], "lang": { "en-US": { "role": { "documentation": "Share-based payment arrangement granting right, subject to vesting and other restrictions, to purchase or sell certain number of shares at predetermined price for specified period of time.", "label": "Share-based Payment Arrangement, Option [Member]", "terseLabel": "Stock Options [Member]" } } }, "localname": "EmployeeStockOptionMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails", "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationFairMarketValueOfStockOptionsGrantedCalculatedDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EntityWideRevenueMajorCustomerLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Revenue, Major Customer [Line Items]", "terseLabel": "Revenue, Major Customer [Line Items]" } } }, "localname": "EntityWideRevenueMajorCustomerLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EquityComponentDomain": { "auth_ref": [ "r241" ], "lang": { "en-US": { "role": { "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc.", "label": "Equity Component [Domain]", "terseLabel": "Equity Component [Domain]" } } }, "localname": "EquityComponentDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EquitySecuritiesFvNi": { "auth_ref": [ "r353" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Investments", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 3.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Equity Securities, FV-NI", "terseLabel": "Equity securities at fair value (cost $155.6 at December 31, 2019 and $131.9 at December 31, 2018)", "verboseLabel": "Equity securities at fair value (cost $27.8 at December 31, 2019 and $40.0 at December 31, 2018)" } } }, "localname": "EquitySecuritiesFvNi", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesFvNiCost": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Cost of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI). Excludes equity method investment and investment in equity security without readily determinable fair value.", "label": "Equity Securities, FV-NI, Cost", "terseLabel": "Equity securities, cost" } } }, "localname": "EquitySecuritiesFvNiCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesFvNiRealizedGain": { "auth_ref": [ "r176" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of realized gain from sale of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Equity Securities, FV-NI, Realized Gain", "terseLabel": "Equity securities, FV-NI, realized gain" } } }, "localname": "EquitySecuritiesFvNiRealizedGain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesFvNiRealizedLoss": { "auth_ref": [ "r176" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of realized loss from sale of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Equity Securities, FV-NI, Realized Loss", "negatedTerseLabel": "Equity securities, FV-NI, realized loss" } } }, "localname": "EquitySecuritiesFvNiRealizedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss": { "auth_ref": [ "r176" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized gain (loss) on investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Equity Securities, FV-NI, Unrealized Gain (Loss)", "terseLabel": "Equity securities, FV-NI, unrealized gain (loss)" } } }, "localname": "EquitySecuritiesFvNiUnrealizedGainLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesInvestmentSummaryMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This element provides types of investments that may be contained within the equity securities category. Examples of items within this category may include common stocks and nonredeemable preferred stocks which may, at a minimum, be further categorized by investments in companies within the following industries: (1) public utilities; (2) banks, trust and insurance companies; (3) industrial, miscellaneous and all other.", "label": "Equity Securities, Investment Summary [Member]", "terseLabel": "Equity Securities [Member]" } } }, "localname": "EquitySecuritiesInvestmentSummaryMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails", "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "auth_ref": [ "r356" ], "lang": { "en-US": { "role": { "documentation": "Measured as an estimate of fair value.", "label": "Estimate of Fair Value Measurement [Member]", "terseLabel": "Estimate of Fair Value Measurement [Member]" } } }, "localname": "EstimateOfFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]", "terseLabel": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": { "auth_ref": [ "r338", "r339", "r340", "r347" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis.", "label": "Fair Value, Recurring and Nonrecurring [Table]", "terseLabel": "Fair Value, Recurring and Nonrecurring [Table]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock": { "auth_ref": [ "r338", "r339", "r340", "r346", "r347" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of financial instruments measured at fair value, including those classified in shareholders' equity measured on a recurring or nonrecurring basis. Disclosures include, but are not limited to, fair value measurements recorded and the reasons for the measurements, level within the fair value hierarchy in which the fair value measurements are categorized and transfers between levels 1 and 2. Nonrecurring fair value measurements are those that are required or permitted in the statement of financial position in particular circumstances.", "label": "Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]", "terseLabel": "Fair value, assets and liabilities measured on recurring basis table" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]", "terseLabel": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]" } } }, "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable": { "auth_ref": [ "r343", "r347" ], "lang": { "en-US": { "role": { "documentation": "Schedule of information required and determined to be provided for purposes of reconciling beginning and ending balances of fair value measurements of assets using significant unobservable inputs (level 3). Such reconciliation, separately presenting changes during the period, at a minimum, may include, but is not limited to: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income, and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.", "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table]", "terseLabel": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table]" } } }, "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock": { "auth_ref": [ "r343", "r347" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.", "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]", "terseLabel": "Fair value, assets measured on recurring basis, unobservable input reconciliation table" } } }, "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]", "terseLabel": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]" } } }, "localname": "FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTable": { "auth_ref": [ "r338", "r357", "r358" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table]" } } }, "localname": "FairValueByBalanceSheetGroupingTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "auth_ref": [ "r338", "r357" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "terseLabel": "Estimated fair value of financial instruments table" } } }, "localname": "FairValueByBalanceSheetGroupingTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "auth_ref": [ "r256", "r257", "r259", "r339", "r388" ], "lang": { "en-US": { "role": { "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient.", "label": "Fair Value Hierarchy and NAV [Axis]", "terseLabel": "Fair Value Hierarchy and NAV [Axis]" } } }, "localname": "FairValueByFairValueHierarchyLevelAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementBasisAxis": { "auth_ref": [ "r338", "r348" ], "lang": { "en-US": { "role": { "documentation": "Information by measurement basis.", "label": "Measurement Basis [Axis]", "terseLabel": "Measurement Basis [Axis]" } } }, "localname": "FairValueByMeasurementBasisAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "auth_ref": [ "r338", "r339", "r341", "r342", "r351" ], "lang": { "en-US": { "role": { "documentation": "Information by measurement frequency.", "label": "Measurement Frequency [Axis]" } } }, "localname": "FairValueByMeasurementFrequencyAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosureItemAmountsDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement basis, for example, but not limited to, reported value, fair value, portion at fair value, portion at other than fair value.", "label": "Fair Value Measurement [Domain]", "verboseLabel": "Fair Value Measurement [Domain]" } } }, "localname": "FairValueDisclosureItemAmountsDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueDisclosuresTextBlock": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.", "label": "Fair Value Disclosures [Text Block]", "terseLabel": "Fair Value of Financial Instruments" } } }, "localname": "FairValueDisclosuresTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstruments" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueInputsLevel1Member": { "auth_ref": [ "r256", "r257", "r259", "r339", "r389" ], "lang": { "en-US": { "role": { "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.", "label": "Fair Value, Inputs, Level 1 [Member]" } } }, "localname": "FairValueInputsLevel1Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel2Member": { "auth_ref": [ "r256", "r257", "r259", "r339", "r390" ], "lang": { "en-US": { "role": { "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets.", "label": "Fair Value, Inputs, Level 2 [Member]" } } }, "localname": "FairValueInputsLevel2Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel3Member": { "auth_ref": [ "r256", "r257", "r259", "r339", "r391" ], "lang": { "en-US": { "role": { "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Fair Value, Inputs, Level 3 [Member]", "terseLabel": "Fair Value, Inputs, Level 3 [Member]" } } }, "localname": "FairValueInputsLevel3Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareLiquidatingInvestmentRemainingPeriod1": { "auth_ref": [ "r349" ], "lang": { "en-US": { "role": { "documentation": "Remaining period of expected liquidation by investee of underlying asset of investment measured at net asset value per share or unit. In 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Liquidating Investment, Remaining Period", "terseLabel": "Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Liquidating Investment, Remaining Period" } } }, "localname": "FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareLiquidatingInvestmentRemainingPeriod1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsInstrumentsCarriedAtNavDetails" ], "xbrltype": "durationItemType" }, "us-gaap_FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareTableTextBlock": { "auth_ref": [ "r348" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of investments in certain entities that calculate net asset value per share or equivalent measured at fair value on a recurring or nonrecurring basis.", "label": "Fair Value, Investments, Entities that Calculate Net Asset Value Per Share [Table Text Block]", "terseLabel": "Fair Value, Investments, Entities that Calculate Net Asset Value Per Share [Table Text Block]" } } }, "localname": "FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareUnfundedCommittments": { "auth_ref": [ "r350" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of unfunded commitments for which the entity is obligated, to those certain investments for which net asset value per share is calculated (including by unit, membership interest, or other equity (ownership interest) unit measure) (alternative investments).", "label": "Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unfunded Commitments", "terseLabel": "Unfunded commitment, private investment fund" } } }, "localname": "FairValueInvestmentsEntitiesThatCalculateNetAssetValuePerShareUnfundedCommittments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesCapitalCommitmentDetails", "http://www.employers.com/role/FairValueOfFinancialInstrumentsInstrumentsCarriedAtNavDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementFrequencyDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement frequency.", "label": "Measurement Frequency [Domain]" } } }, "localname": "FairValueMeasurementFrequencyDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements": { "auth_ref": [ "r344" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of purchases, (sales), issuances and (settlements) of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases, (Sales), Issuances, (Settlements)", "terseLabel": "Purchases and sales, net" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of transfer of financial instrument classified as an asset into (out of) level 3 of the fair value hierarchy.", "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net", "terseLabel": "Transfers out of Level 3(1)" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value.", "label": "Fair Value Hierarchy and NAV [Domain]", "terseLabel": "Fair Value, Measurements, Fair Value Hierarchy [Domain]" } } }, "localname": "FairValueMeasurementsFairValueHierarchyDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsRecurringMember": { "auth_ref": [ "r345", "r351" ], "lang": { "en-US": { "role": { "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value.", "label": "Fair Value, Recurring [Member]" } } }, "localname": "FairValueMeasurementsRecurringMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueOfFinancialInstrumentsPolicy": { "auth_ref": [ "r95", "r352", "r355" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for determining the fair value of financial instruments.", "label": "Fair Value of Financial Instruments, Policy [Policy Text Block]", "terseLabel": "Fair Value of Financial Instruments, Policy" } } }, "localname": "FairValueOfFinancialInstrumentsPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_FederalHomeLoanBankStock": { "auth_ref": [ "r422" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).", "label": "Federal Home Loan Bank Stock", "terseLabel": "Equity securities at cost" } } }, "localname": "FederalHomeLoanBankStock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityPaymentsDue": { "auth_ref": [ "r381" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for finance lease.", "label": "Finance Lease, Liability, Payment, Due", "terseLabel": "Finance Lease, Liability, Payment, Due" } } }, "localname": "FinanceLeaseLiabilityPaymentsDue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityUndiscountedExcessAmount": { "auth_ref": [ "r381" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for finance lease.", "label": "Finance Lease, Liability, Undiscounted Excess Amount", "negatedTerseLabel": "Finance Lease, Liability, Undiscounted Excess Amount" } } }, "localname": "FinanceLeaseLiabilityUndiscountedExcessAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeasePrincipalPayments": { "auth_ref": [ "r372", "r377" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow for principal payment on finance lease.", "label": "Finance Lease, Principal Payments", "terseLabel": "Finance Lease, Principal Payments" } } }, "localname": "FinanceLeasePrincipalPayments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesLeasesSupplementalCashFlowInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseWeightedAverageDiscountRatePercent": { "auth_ref": [ "r379", "r382" ], "lang": { "en-US": { "role": { "documentation": "Weighted average discount rate for finance lease calculated at point in time.", "label": "Finance Lease, Weighted Average Discount Rate, Percent", "terseLabel": "Finance Lease, Weighted Average Discount Rate, Percent" } } }, "localname": "FinanceLeaseWeightedAverageDiscountRatePercent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "percentItemType" }, "us-gaap_FinanceLeaseWeightedAverageRemainingLeaseTerm1": { "auth_ref": [ "r378", "r382" ], "lang": { "en-US": { "role": { "documentation": "Weighted average remaining lease term for finance lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Finance Lease, Weighted Average Remaining Lease Term", "terseLabel": "Finance Lease, Weighted Average Remaining Lease Term" } } }, "localname": "FinanceLeaseWeightedAverageRemainingLeaseTerm1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "durationItemType" }, "us-gaap_FinancialInstrumentAxis": { "auth_ref": [ "r180", "r182", "r183", "r184", "r186", "r190", "r192", "r193", "r194" ], "lang": { "en-US": { "role": { "documentation": "Information by type of financial instrument.", "label": "Financial Instrument [Axis]", "terseLabel": "Financial Instrument [Axis]" } } }, "localname": "FinancialInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails", "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization": { "auth_ref": [ "r208" ], "calculation": { "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails": { "order": 2.0, "parentTag": "us-gaap_IntangibleAssetsNetExcludingGoodwill", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.", "label": "Finite-Lived Intangible Assets, Accumulated Amortization", "negatedTerseLabel": "Intangible assets, accumulated amortization" } } }, "localname": "FiniteLivedIntangibleAssetsAccumulatedAmortization", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationMethod": { "auth_ref": [ "r198" ], "lang": { "en-US": { "role": { "documentation": "The amortization method of a major finite-lived intangible asset class. A major class is composed of intangible assets that can be grouped together because they are similar either by their nature or by their use in the operations of a company. The straight-line method is the preferred amortization method, unless another method better reflects the pattern in which the asset is consumed.", "label": "Finite-Lived Intangible Assets, Amortization Method", "terseLabel": "Finite-Lived intangible assets, amortization method" } } }, "localname": "FiniteLivedIntangibleAssetsAmortizationMethod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis": { "auth_ref": [ "r201", "r204", "r208", "r211", "r393" ], "lang": { "en-US": { "role": { "documentation": "Information by major type or class of finite-lived intangible assets.", "label": "Finite-Lived Intangible Assets by Major Class [Axis]", "terseLabel": "Finite-Lived Intangible Assets by Major Class [Axis]" } } }, "localname": "FiniteLivedIntangibleAssetsByMajorClassAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FiniteLivedIntangibleAssetsGross": { "auth_ref": [ "r208", "r393" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.", "label": "Finite-Lived Intangible Assets, Gross", "terseLabel": "Finite-Lived Intangible Assets, Gross" } } }, "localname": "FiniteLivedIntangibleAssetsGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain": { "auth_ref": [ "r201", "r207" ], "lang": { "en-US": { "role": { "documentation": "The major class of finite-lived intangible asset (for example, patents, trademarks, copyrights, etc.) A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.", "label": "Finite-Lived Intangible Assets, Major Class Name [Domain]", "terseLabel": "Finite-Lived Intangible Assets, Major Class Name [Domain]" } } }, "localname": "FiniteLivedIntangibleAssetsMajorClassNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FiniteLivedIntangibleAssetsNet": { "auth_ref": [ "r208" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.", "label": "Finite-Lived Intangible Assets, Net", "terseLabel": "Finite-Lived Intangible Assets, Net" } } }, "localname": "FiniteLivedIntangibleAssetsNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinitelivedIntangibleAssetsAcquired1": { "auth_ref": [ "r202" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase in assets, excluding financial assets, lacking physical substance with a definite life, from an acquisition.", "label": "Finite-lived Intangible Assets Acquired", "terseLabel": "Finite-lived Intangible Assets Acquired" } } }, "localname": "FinitelivedIntangibleAssetsAcquired1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FundsHeldUnderReinsuranceAgreementsAsset": { "auth_ref": [ "r453" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the reinsurer's funds held on its behalf by the ceding insurer, including funds held in trust, under reinsurance treaties or contracts with the assuming insurer as security for the payment of the obligations thereunder.", "label": "Funds Held under Reinsurance Agreements, Asset", "terseLabel": "Funds held by or deposited with reinsurers" } } }, "localname": "FundsHeldUnderReinsuranceAgreementsAsset", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FundsHeldUnderReinsuranceAgreementsLiability": { "auth_ref": [ "r451" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of funds held as security for payments to be received under reinsurance contracts.", "label": "Funds Held under Reinsurance Agreements, Liability", "terseLabel": "Collateralized by cash or letter of credit" } } }, "localname": "FundsHeldUnderReinsuranceAgreementsLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnInvestments": { "auth_ref": [ "r68", "r86", "r154" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 3.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 3.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of realized and unrealized gain (loss) on investment.", "label": "Gain (Loss) on Investments", "terseLabel": "Net realized and unrealized gains (losses) on investments", "verboseLabel": "Net realized and unrealized gains on investments" } } }, "localname": "GainLossOnInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnSaleOfInvestments": { "auth_ref": [ "r86" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.", "label": "Gain (Loss) on Sale of Investments", "negatedLabel": "Net realized and unrealized (gains) losses on investments", "negatedTerseLabel": "Realized gains on investments" } } }, "localname": "GainLossOnSaleOfInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainsLossesOnExtinguishmentOfDebt": { "auth_ref": [ "r86", "r238", "r239" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 }, "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 4.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 4.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.", "label": "Gain (Loss) on Extinguishment of Debt", "negatedTerseLabel": "Gain on redemption of notes payable", "terseLabel": "Gain on redemption of notes payable" } } }, "localname": "GainsLossesOnExtinguishmentOfDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/NotesPayableOutstandingDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Goodwill": { "auth_ref": [ "r195", "r196" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 13.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.", "label": "Goodwill", "terseLabel": "Goodwill" } } }, "localname": "Goodwill", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillAndIntangibleAssetImpairment": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Total loss recognized during the period from the impairment of goodwill plus the loss recognized in the period resulting from the impairment of the carrying amount of intangible assets, other than goodwill.", "label": "Goodwill and Intangible Asset Impairment", "terseLabel": "Goodwill and other intangible asset impairment" } } }, "localname": "GoodwillAndIntangibleAssetImpairment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock": { "auth_ref": [ "r95", "r197", "r205" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for goodwill and intangible assets. This accounting policy also may address how an entity assesses and measures impairment of goodwill and intangible assets.", "label": "Goodwill and Intangible Assets, Policy [Policy Text Block]", "terseLabel": "Goodwill and Other Intangible Assets, Policy" } } }, "localname": "GoodwillAndIntangibleAssetsPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_GrossInvestmentIncomeOperating": { "auth_ref": [ "r463" ], "calculation": { "http://www.employers.com/role/NetInvestmentIncomeDetails": { "order": 2.0, "parentTag": "us-gaap_InvestmentIncomeNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before investment expense, of income earned from investments in securities and real estate. Includes, but is not limited to, real estate investment, policy loans, dividends, and interest. Excludes realized gain (loss) on investments.", "label": "Gross Investment Income, Operating", "terseLabel": "Gross investment income" } } }, "localname": "GrossInvestmentIncomeOperating", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GuaranteeObligationsByNatureAxis": { "auth_ref": [ "r236" ], "lang": { "en-US": { "role": { "documentation": "Information by nature of guarantee.", "label": "Guarantor Obligations, Nature [Axis]" } } }, "localname": "GuaranteeObligationsByNatureAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "stringItemType" }, "us-gaap_GuaranteeObligationsMaximumExposure": { "auth_ref": [ "r235" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Maximum potential amount of future payments (undiscounted) the guarantor could be required to make under the guarantee or each group of similar guarantees before reduction for potential recoveries under recourse or collateralization provisions.", "label": "Guarantor Obligations, Maximum Exposure, Undiscounted", "terseLabel": "Coverage provided under LPT agreement" } } }, "localname": "GuaranteeObligationsMaximumExposure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GuaranteeObligationsNatureDomain": { "auth_ref": [ "r234" ], "lang": { "en-US": { "role": { "documentation": "Represents a description of the nature of the guarantee or each group of similar guarantees.", "label": "Guarantor Obligations, Nature [Domain]" } } }, "localname": "GuaranteeObligationsNatureDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceLptAgreementDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ImpairmentOfInvestments": { "auth_ref": [ "r153" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount by which the fair value of an investment is less than the amortized cost basis or carrying amount of that investment at the balance sheet date and the decline in fair value is deemed to be other than temporary, before considering whether or not such amount is recognized in earnings or other comprehensive income.", "label": "Other than Temporary Impairment Losses, Investments", "terseLabel": "Total impairments, value" } } }, "localname": "ImpairmentOfInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeLossFromContinuingOperations": { "auth_ref": [ "r62", "r87", "r121", "r334" ], "calculation": { "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails": { "order": 2.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax of income (loss) from continuing operations attributable to the parent.", "label": "Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent", "totalLabel": "Net loss before equity in earnings of subsidiaries" } } }, "localname": "IncomeLossFromContinuingOperations", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "auth_ref": [ "r57", "r112", "r394", "r411", "r462" ], "calculation": { "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails": { "order": 2.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperations", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.", "label": "Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest", "terseLabel": "Loss before income taxes and equity in earnings of subsidiaries" } } }, "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments": { "auth_ref": [ "r104" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.", "label": "Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest", "terseLabel": "Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest", "totalLabel": "Net income before income taxes" } } }, "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeLossFromEquityMethodInvestments": { "auth_ref": [ "r58", "r86", "r137", "r177", "r410", "r457" ], "calculation": { "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of income (loss) for proportionate share of equity method investee's income (loss).", "label": "Income (Loss) from Equity Method Investments", "terseLabel": "Equity in earnings of subsidiaries" } } }, "localname": "IncomeLossFromEquityMethodInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions": { "auth_ref": [ "r86" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This element represents the undistributed income (or loss) of equity method investments, net of dividends or other distributions received from unconsolidated subsidiaries, certain corporate joint ventures, and certain noncontrolled corporations; such investments are accounted for under the equity method of accounting. This element excludes distributions that constitute a return of investment, which are classified as investing activities.", "label": "Income (Loss) from Equity Method Investments, Net of Dividends or Distributions", "terseLabel": "Equity in net income of subsidiaries" } } }, "localname": "IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Income Tax Disclosure [Abstract]" } } }, "localname": "IncomeTaxDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxDisclosureTextBlock": { "auth_ref": [ "r321" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.", "label": "Income Tax Disclosure [Text Block]", "terseLabel": "Income Taxes" } } }, "localname": "IncomeTaxDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxes" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxExpenseBenefit": { "auth_ref": [ "r99", "r138", "r318" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails": { "order": 1.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperations", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.", "label": "Income Tax Expense (Benefit)", "terseLabel": "Income tax expense" } } }, "localname": "IncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxPolicyTextBlock": { "auth_ref": [ "r53", "r95", "r291", "r292", "r301", "r302", "r306", "r320", "r531" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.", "label": "Income Tax, Policy [Policy Text Block]", "terseLabel": "Income Taxes, Policy" } } }, "localname": "IncomeTaxPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxReceivable": { "auth_ref": [ "r21", "r429" ], "calculation": { "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 5.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Carrying amount as of the balance sheet date of income taxes previously overpaid to tax authorities (such as U.S. Federal, state and local tax authorities) representing refunds of overpayments or recoveries based on agreed-upon resolutions of disputes. Also called income tax refund receivable.", "label": "Income Taxes Receivable", "terseLabel": "Federal income taxes receivable" } } }, "localname": "IncomeTaxReceivable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate": { "auth_ref": [ "r290", "r296", "r297" ], "calculation": { "http://www.employers.com/role/IncomeTaxesDetails": { "order": 2.0, "parentTag": "us-gaap_DeferredIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations, attributable to increase (decrease) in the income tax rates.", "label": "Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Amount", "terseLabel": "Revaluation of deferred tax asset" } } }, "localname": "IncomeTaxReconciliationChangeInEnactedTaxRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationDeductionsDividends": { "auth_ref": [ "r296", "r297" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to deduction for dividend.", "label": "Effective Income Tax Rate Reconciliation, Deduction, Dividends, Amount", "negatedLabel": "Dividends received deduction and tax-exempt interest" } } }, "localname": "IncomeTaxReconciliationDeductionsDividends", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": { "auth_ref": [ "r98", "r296", "r297" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.", "label": "Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount", "terseLabel": "Expense computed at statutory rate" } } }, "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost": { "auth_ref": [ "r296", "r297" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of reported income tax expense (benefit) in excess of (less than) expected income tax expense (benefit) computed by applying domestic federal statutory income tax rate to pretax income (loss) from continuing operation, attributable to nondeductible expense for award under share-based payment arrangement. Includes, but is not limited to, expense determined to be nondeductible upon grant or after for award under share-based payment arrangement.", "label": "Effective Income Tax Rate Reconciliation, Nondeductible Expense, Share-based Payment Arrangement, Amount", "terseLabel": "Stock based compensation" } } }, "localname": "IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationOtherAdjustments": { "auth_ref": [ "r296" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.", "label": "Effective Income Tax Rate Reconciliation, Other Adjustments, Amount", "terseLabel": "Income tax reconciliation, other" } } }, "localname": "IncomeTaxReconciliationOtherAdjustments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxesPaidNet": { "auth_ref": [ "r90" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.", "label": "Income Taxes Paid, Net", "terseLabel": "Income Taxes Paid, Net" } } }, "localname": "IncomeTaxesPaidNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 18.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid.", "label": "Increase (Decrease) in Accounts Payable and Accrued Liabilities", "terseLabel": "Accounts payable, accrued expenses and other liabilities" } } }, "localname": "IncreaseDecreaseInAccountsPayableAndAccruedLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 15.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the period in the amount due for taxes based on the reporting entity's earnings or attributable to the entity's income earning process (business presence) within a given jurisdiction.", "label": "Increase (Decrease) in Income Taxes Payable", "terseLabel": "Current federal income taxes", "verboseLabel": "Federal income taxes" } } }, "localname": "IncreaseDecreaseInAccruedIncomeTaxesPayable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInDeferredIncomeTaxes": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.", "label": "Increase (Decrease) in Deferred Income Taxes", "negatedTerseLabel": "Deferred income tax expense" } } }, "localname": "IncreaseDecreaseInDeferredIncomeTaxes", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 16.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in liability to reflect the estimated ultimate cost of settling claims relating to insured events that have occurred on or before the balance sheet date, whether or not reported to the insurer at that date.", "label": "Increase (Decrease) in Liability for Claims and Claims Adjustment Expense Reserve", "terseLabel": "Unpaid losses and loss adjustment expenses" } } }, "localname": "IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOperatingCapitalAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Increase (Decrease) in Operating Capital [Abstract]", "terseLabel": "Change in operating assets and liabilities:" } } }, "localname": "IncreaseDecreaseInOperatingCapitalAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "auth_ref": [ "r85" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in operating assets classified as other.", "label": "Increase (Decrease) in Other Operating Assets", "terseLabel": "Other assets" } } }, "localname": "IncreaseDecreaseInOtherOperatingAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 23.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in operating assets after deduction of operating liabilities classified as other.", "label": "Increase (Decrease) in Other Operating Assets and Liabilities, Net", "negatedLabel": "Other" } } }, "localname": "IncreaseDecreaseInOtherOperatingCapitalNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInPremiumsReceivable": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 11.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The change in the premium receivable balance on the balance sheet.", "label": "Increase (Decrease) in Premiums Receivable", "negatedLabel": "Premiums receivable" } } }, "localname": "IncreaseDecreaseInPremiumsReceivable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInReinsuranceRecoverable": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 12.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the reporting period in the amount of benefits the ceding insurer expects to recover on insurance policies ceded to other insurance entities as of the balance sheet date for all guaranteed benefit types.", "label": "Increase (Decrease) in Reinsurance Recoverable", "negatedLabel": "Reinsurance recoverable on paid and unpaid losses" } } }, "localname": "IncreaseDecreaseInReinsuranceRecoverable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInUnearnedPremiums": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 17.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) unearned premiums written. Excludes portion of unearned premiums amortized into income.", "label": "Increase (Decrease) in Unearned Premiums", "terseLabel": "Unearned premiums" } } }, "localname": "IncreaseDecreaseInUnearnedPremiums", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis": { "auth_ref": [ "r203", "r210" ], "lang": { "en-US": { "role": { "documentation": "Information by type or class of assets, excluding financial assets and goodwill, lacking physical substance and having a projected indefinite period of benefit.", "label": "Indefinite-lived Intangible Assets [Axis]", "terseLabel": "Indefinite-lived Intangible Assets by Major Class [Axis]" } } }, "localname": "IndefiniteLivedIntangibleAssetsByMajorClassAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain": { "auth_ref": [ "r203", "r210" ], "lang": { "en-US": { "role": { "documentation": "The major class of indefinite-lived intangible asset (for example, trade names, etc. but not all-inclusive), excluding goodwill. A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of the company.", "label": "Indefinite-lived Intangible Assets, Major Class Name [Domain]", "terseLabel": "Indefinite-lived Intangible Assets, Major Class Name [Domain]" } } }, "localname": "IndefiniteLivedIntangibleAssetsMajorClassNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_IndustrialMiscellaneousAndAllOthersMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This item represents investments by the reporting entity in equity securities issued by any type of company other than public utilities, banks, trusts, and insurance companies the investments in which are summarized elsewhere.", "label": "Industrial, Miscellaneous, and All Others [Member]", "terseLabel": "Industrial and miscellaneous" } } }, "localname": "IndustrialMiscellaneousAndAllOthersMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InsuranceCommissions": { "auth_ref": [ "r455" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 2.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The expense incurred by an insurance company to persons or entities for generating or placing insurance or investment contracts with the company, usually determined as a percentage of policy or contract premiums. Excludes advances or draws to be applied against commissions earned.", "label": "Insurance Commissions", "terseLabel": "Commission expense" } } }, "localname": "InsuranceCommissions", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IntangibleAssetsNetExcludingGoodwill": { "auth_ref": [ "r199", "r206" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 12.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges.", "label": "Intangible Assets, Net (Excluding Goodwill)", "terseLabel": "Intangible assets, net", "totalLabel": "Intangible assets, net" } } }, "localname": "IntangibleAssetsNetExcludingGoodwill", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Intangible Assets, Net (Excluding Goodwill) [Abstract]" } } }, "localname": "IntangibleAssetsNetExcludingGoodwillAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_InterestExpense": { "auth_ref": [ "r55", "r135", "r360", "r363", "r414" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 4.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 4.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the cost of borrowed funds accounted for as interest expense.", "label": "Interest Expense", "terseLabel": "Interest and financing expenses" } } }, "localname": "InterestExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestPaid": { "auth_ref": [ "r90" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash paid for interest, including, but not limited to, capitalized interest and payment to settle zero-coupon bond attributable to accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount; classified as operating and investing activities.", "label": "Interest Paid, Including Capitalized Interest, Operating and Investing Activities", "terseLabel": "Cash paid for interest" } } }, "localname": "InterestPaid", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableOutstandingDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentIncomeDividend": { "auth_ref": [ "r65" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of dividend income on nonoperating securities.", "label": "Investment Income, Dividend", "terseLabel": "Investment income related to equity securities" } } }, "localname": "InvestmentIncomeDividend", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentIncomeInterest": { "auth_ref": [ "r67", "r134" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before accretion (amortization) of purchase discount (premium) of interest income on nonoperating securities.", "label": "Investment Income, Interest", "terseLabel": "Investment income related to fixed maturity securities and short-term investments and cash equivalents" } } }, "localname": "InvestmentIncomeInterest", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentIncomeInvestmentExpense": { "auth_ref": [ "r70", "r463" ], "calculation": { "http://www.employers.com/role/NetInvestmentIncomeDetails": { "order": 1.0, "parentTag": "us-gaap_InvestmentIncomeNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expenses related to the generation of investment income.", "label": "Investment Income, Investment Expense", "negatedLabel": "Investment expenses" } } }, "localname": "InvestmentIncomeInvestmentExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentIncomeNet": { "auth_ref": [ "r66", "r69", "r70" ], "calculation": { "http://www.employers.com/role/NetInvestmentIncomeDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after accretion (amortization) of discount (premium), and investment expense, of interest income and dividend income on nonoperating securities.", "label": "Investment Income, Net", "totalLabel": "Net investment income" } } }, "localname": "InvestmentIncomeNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentIncomeTextBlock": { "auth_ref": [ "r66", "r69", "r70", "r463" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of investment income, including, but not limited to, interest and dividend income and amortization of discount (premium) derived from debt and equity securities. Excludes realized and unrealized gain (loss) on investments.", "label": "Investment Income [Table Text Block]", "terseLabel": "Investment income table" } } }, "localname": "InvestmentIncomeTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentPolicyTextBlock": { "auth_ref": [ "r178" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for investment in financial asset.", "label": "Investment, Policy [Policy Text Block]", "terseLabel": "Investments, Policy" } } }, "localname": "InvestmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentTypeAxis": { "auth_ref": [ "r525", "r526", "r527", "r528" ], "lang": { "en-US": { "role": { "documentation": "Information by type of investments.", "label": "Investment Type [Axis]", "terseLabel": "Investment Type [Axis]" } } }, "localname": "InvestmentTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_InvestmentTypeCategorizationMember": { "auth_ref": [ "r525", "r526", "r527", "r528" ], "lang": { "en-US": { "role": { "documentation": "Asset obtained to generate income or appreciate in value.", "label": "Investments [Domain]", "terseLabel": "Investments [Domain]" } } }, "localname": "InvestmentTypeCategorizationMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_Investments": { "auth_ref": [ "r450" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all investments.", "label": "Investments", "periodEndLabel": "Ending balance, December 31", "periodStartLabel": "Beginning balance, January 1", "terseLabel": "Investments", "totalLabel": "Total investments" } } }, "localname": "Investments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueOfFinancialInstrumentsReconciliationOfLevel3SecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/NotesPayableLettersOfCreditDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Investments [Abstract]", "terseLabel": "Investments" } } }, "localname": "InvestmentsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.", "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "terseLabel": "Investments classified by contractual maturity date table" } } }, "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsFairValueDisclosure": { "auth_ref": [ "r338" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of investment securities, including, but not limited to, marketable securities, derivative financial instruments, and investments accounted for under the equity method.", "label": "Investments, Fair Value Disclosure", "terseLabel": "Total investments at fair value, estimated fair value" } } }, "localname": "InvestmentsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "auth_ref": [ "r175", "r395", "r421", "r529" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for investments in certain debt and equity securities.", "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]", "terseLabel": "Investments" } } }, "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/Investments" ], "xbrltype": "textBlockItemType" }, "us-gaap_LeaseArrangementTypeAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by group of related lease arrangements. For example, but not limited to, leases grouped by facility or contractual terms.", "label": "Lease Arrangement, Type [Axis]", "terseLabel": "Lease Arrangement, Type [Axis]" } } }, "localname": "LeaseArrangementTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LeaseArrangementTypeDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Group of related lease arrangements. For example, but not limited to, leases grouped by facility or contractual terms.", "label": "Lease Arrangement, Type [Domain]", "terseLabel": "Lease Arrangement, Type [Domain]" } } }, "localname": "LeaseArrangementTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LeaseCost": { "auth_ref": [ "r380", "r382" ], "calculation": { "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of lease cost recognized by lessee for lease contract.", "label": "Lease, Cost", "totalLabel": "Lease, Cost" } } }, "localname": "LeaseCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LeaseCostTableTextBlock": { "auth_ref": [ "r380" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.", "label": "Lease, Cost [Table Text Block]", "terseLabel": "Lease, Cost [Table Text Block]" } } }, "localname": "LeaseCostTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_LeaseholdImprovementsMember": { "auth_ref": [ "r215" ], "lang": { "en-US": { "role": { "documentation": "Additions or improvements to assets held under a lease arrangement.", "label": "Leasehold Improvements [Member]", "terseLabel": "Leasehold improvements" } } }, "localname": "LeaseholdImprovementsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LeasesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Leases [Abstract]" } } }, "localname": "LeasesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_LesseeFinanceLeaseTermOfContract1": { "auth_ref": [ "r375" ], "lang": { "en-US": { "role": { "documentation": "Term of lessee's finance lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Lessee, Finance Lease, Term of Contract", "terseLabel": "Lessee, Finance Lease, Term of Contract" } } }, "localname": "LesseeFinanceLeaseTermOfContract1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "durationItemType" }, "us-gaap_LesseeLeaseDescriptionLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Lessee, Lease, Description [Line Items]", "terseLabel": "Lessee, Lease, Description [Line Items]" } } }, "localname": "LesseeLeaseDescriptionLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/CommitmentsAndContingenciesTables" ], "xbrltype": "stringItemType" }, "us-gaap_LesseeLeaseDescriptionTable": { "auth_ref": [ "r376" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about lessee's leases.", "label": "Lessee, Lease, Description [Table]", "terseLabel": "Lessee, Lease, Description [Table]" } } }, "localname": "LesseeLeaseDescriptionTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/CommitmentsAndContingenciesTables" ], "xbrltype": "stringItemType" }, "us-gaap_LesseeLeasesPolicyTextBlock": { "auth_ref": [ "r374" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for leasing arrangement entered into by lessee.", "label": "Lessee, Leases [Policy Text Block]", "terseLabel": "Lessee, Leases, Policy" } } }, "localname": "LesseeLeasesPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": { "auth_ref": [ "r381" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease.", "label": "Lessee, Operating Lease, Liability, Payments, Due", "terseLabel": "Lessee, Operating Lease, Liability, Payments, Due" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount": { "auth_ref": [ "r381" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.", "label": "Lessee, Operating Lease, Liability, Undiscounted Excess Amount", "negatedTerseLabel": "Lessee, Operating Lease, Liability, Undiscounted Excess Amount" } } }, "localname": "LesseeOperatingLeaseLiabilityUndiscountedExcessAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseRenewalTerm": { "auth_ref": [ "r375" ], "lang": { "en-US": { "role": { "documentation": "Term of lessee's operating lease renewal, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Lessee, Operating Lease, Renewal Term", "terseLabel": "Lessee, Operating Lease, Renewal Term" } } }, "localname": "LesseeOperatingLeaseRenewalTerm", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "durationItemType" }, "us-gaap_Liabilities": { "auth_ref": [ "r30" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.", "label": "Liabilities", "totalLabel": "Total liabilities" } } }, "localname": "Liabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAndStockholdersEquity": { "auth_ref": [ "r19", "r401", "r442" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.", "label": "Liabilities and Equity", "terseLabel": "Total liabilities and stockholders\u2019 equity", "totalLabel": "Total liabilities and stockholders' equity" } } }, "localname": "LiabilitiesAndStockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAndStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liabilities and Equity [Abstract]", "terseLabel": "Liabilities and stockholders' equity" } } }, "localname": "LiabilitiesAndStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r482", "r485" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount needed to reflect the estimated ultimate cost of settling claims relating to insured events that have occurred on or before the balance sheet date, whether or not reported to the insurer at that date.", "label": "Liability for Claims and Claims Adjustment Expense", "periodEndLabel": "Unpaid losses and LAE, gross of reinsurance, at end of period", "periodStartLabel": "Unpaid losses and LAE, gross of reinsurance, at beginning of period", "terseLabel": "Unpaid losses and loss adjustment expenses" } } }, "localname": "LiabilityForClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails", "http://www.employers.com/role/ReinsuranceLptAgreementDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock": { "auth_ref": [ "r499" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for liabilities related to future policy benefits and unpaid claims and claim adjustments.", "label": "Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block]", "terseLabel": "Liability for Unpaid Losses and Loss Adjustment Expenses" } } }, "localname": "LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpenses" ], "xbrltype": "textBlockItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]", "terseLabel": "Deduct payments for losses and LAE, net of reinsurance, related to:" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1": { "auth_ref": [ "r484" ], "calculation": { "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails": { "order": 1.0, "parentTag": "us-gaap_PaymentsForLossesAndLossAdjustmentExpense", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of payments to settle claims incurred in the current period and related claims settlement costs.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year", "terseLabel": "Current year" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1": { "auth_ref": [ "r484" ], "calculation": { "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails": { "order": 2.0, "parentTag": "us-gaap_PaymentsForLossesAndLossAdjustmentExpense", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of payments to settle claims incurred in prior periods and related claims settlement costs.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years", "terseLabel": "Prior years" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1": { "auth_ref": [ "r483" ], "calculation": { "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred and costs incurred in the claim settlement process.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims", "totalLabel": "Total net losses and LAE incurred during the period" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]", "terseLabel": "Losses and LAE, net of reinsurance, incurred in:" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet": { "auth_ref": [ "r430", "r482", "r485" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Liability as of the balance sheet date for amounts representing estimated cost of settling unpaid claims under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Net", "periodEndLabel": "Ending unpaid losses and LAE, net of reinsurance", "periodStartLabel": "Net unpaid losses and LAE at beginning of period" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]", "terseLabel": "Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LicensingAgreementsMember": { "auth_ref": [ "r323" ], "lang": { "en-US": { "role": { "documentation": "Rights, generally of limited duration, under a license arrangement (for example, to sell or otherwise utilize specified products or processes in a specified territory).", "label": "Licensing Agreements [Member]", "terseLabel": "Licensing Agreements [Member]" } } }, "localname": "LicensingAgreementsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LineOfCreditFacilityExpirationDate1": { "auth_ref": [ "r28" ], "lang": { "en-US": { "role": { "documentation": "Date the credit facility terminates, in CCYY-MM-DD format.", "label": "Line of Credit Facility, Expiration Date", "terseLabel": "Letter of credit, expiration date" } } }, "localname": "LineOfCreditFacilityExpirationDate1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "dateItemType" }, "us-gaap_LineOfCreditFacilityLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Line of Credit Facility [Line Items]", "terseLabel": "Letters of Credit [Line Items]", "verboseLabel": "Line of Credit Facility [Line Items]" } } }, "localname": "LineOfCreditFacilityLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity": { "auth_ref": [ "r28" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.", "label": "Line of Credit Facility, Maximum Borrowing Capacity", "terseLabel": "Letter of credit, maximum borrowing capacity" } } }, "localname": "LineOfCreditFacilityMaximumBorrowingCapacity", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityTable": { "auth_ref": [ "r28", "r102" ], "lang": { "en-US": { "role": { "documentation": "A table or schedule providing information pertaining to short-term or long-term contractual arrangements with lenders, including letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line.", "label": "Line of Credit Facility [Table]", "terseLabel": "Line of Credit Facility [Table]", "verboseLabel": "Letters of Credit [Table]" } } }, "localname": "LineOfCreditFacilityTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LineOfCreditFacilityUnusedCapacityCommitmentFeePercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The fee, expressed as a percentage of the line of credit facility, for available but unused credit capacity under the credit facility.", "label": "Line of Credit Facility, Unused Capacity, Commitment Fee Percentage", "terseLabel": "Letter of credit, unused capacity, commitment fee percentage" } } }, "localname": "LineOfCreditFacilityUnusedCapacityCommitmentFeePercentage", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableLettersOfCreditDetails" ], "xbrltype": "percentItemType" }, "us-gaap_LongtermDebtTypeAxis": { "auth_ref": [ "r32" ], "lang": { "en-US": { "role": { "documentation": "Information by type of long-term debt.", "label": "Long-term Debt, Type [Axis]" } } }, "localname": "LongtermDebtTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LongtermDebtTypeDomain": { "auth_ref": [ "r32", "r237" ], "lang": { "en-US": { "role": { "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer.", "label": "Long-term Debt, Type [Domain]" } } }, "localname": "LongtermDebtTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LossContingenciesByNatureOfContingencyAxis": { "auth_ref": [ "r224", "r225", "r226", "r227", "r228", "r229", "r230", "r232", "r233" ], "lang": { "en-US": { "role": { "documentation": "Information by type of existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur.", "label": "Loss Contingency Nature [Axis]", "terseLabel": "Loss Contingencies by Nature of Contingency [Axis]" } } }, "localname": "LossContingenciesByNatureOfContingencyAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingenciesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Loss Contingencies [Line Items]", "terseLabel": "Loss Contingencies [Line Items]" } } }, "localname": "LossContingenciesLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingenciesTable": { "auth_ref": [ "r224", "r225", "r226", "r227", "r228", "r229", "r230", "r232", "r233" ], "lang": { "en-US": { "role": { "documentation": "Discloses the specific components (such as the nature, name, and date) of the loss contingency and gives an estimate of the possible loss or range of loss, or states that a reasonable estimate cannot be made. Excludes environmental contingencies, warranties and unconditional purchase obligations.", "label": "Loss Contingencies [Table]", "terseLabel": "Loss Contingencies [Table]" } } }, "localname": "LossContingenciesTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingencyAccrualInsuranceRelatedAssessmentPolicySurchargeAsset": { "auth_ref": [ "r220" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of insurance-related assessment liability that is expected to be recovered through policy surcharges applied to in-force policies.", "label": "Loss Contingency Accrual, Insurance-related Assessment, Policy Surcharge Asset", "terseLabel": "Other assets, prepaid policy surcharges" } } }, "localname": "LossContingencyAccrualInsuranceRelatedAssessmentPolicySurchargeAsset", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiability": { "auth_ref": [ "r220" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The present value of the liability as of the balance sheet date representing required funding mandated by statute or regulatory authority that is related directly or indirectly to underwriting activities, including pools for self-insurance and excluding premium taxes and income taxes. The funds derived from the assessments generally enable a government guarantor to pay insurance claims in the event that the underwriting insurer is insolvent or otherwise unable to meet its payment obligations.", "label": "Loss Contingency, Discounted Amount of Insurance-related Assessment Liability", "terseLabel": "Amount of Insurance-related assessment liability" } } }, "localname": "LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiabilityPaymentPeriod": { "auth_ref": [ "r220" ], "lang": { "en-US": { "role": { "documentation": "The period of time over which the discounted amount of the assessment is expected to be paid.", "label": "Loss Contingency, Discounted Amount of Insurance-related Assessment Liability, Payment Period", "terseLabel": "Payment period for assessment liability based on individual states regulations" } } }, "localname": "LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiabilityPaymentPeriod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiabilityRealizationPeriodForAssociatedAssetOffsets": { "auth_ref": [ "r220" ], "lang": { "en-US": { "role": { "documentation": "The period of time over which the assets related to premium tax offsets and policy surcharges are expected to be realized.", "label": "Loss Contingency, Discounted Amount of Insurance-related Assessment Liability, Realization Period for Associated Asset Offsets", "terseLabel": "Expected realization period for assets related to policy surcharges" } } }, "localname": "LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiabilityRealizationPeriodForAssociatedAssetOffsets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingencyNatureDomain": { "auth_ref": [ "r224", "r225", "r226", "r227", "r228", "r229", "r230", "r232", "r233" ], "lang": { "en-US": { "role": { "documentation": "An existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur. Resolution of the uncertainty may confirm the incurrence of a loss or impairment of an asset or the incurrence of a liability.", "label": "Loss Contingency, Nature [Domain]", "terseLabel": "Loss Contingency, Nature [Domain]" } } }, "localname": "LossContingencyNatureDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesContingenciesSurroundingInsuranceAssessmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "auth_ref": [ "r82" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.", "label": "Net Cash Provided by (Used in) Financing Activities", "terseLabel": "Net cash used in financing activities", "totalLabel": "Net cash used in financing activities" } } }, "localname": "NetCashProvidedByUsedInFinancingActivities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Financing Activities [Abstract]", "terseLabel": "Financing activities" } } }, "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "auth_ref": [ "r82" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.", "label": "Net Cash Provided by (Used in) Investing Activities", "terseLabel": "Net cash (used in) provided by investing activities", "totalLabel": "Net cash provided by (used in) investing activities" } } }, "localname": "NetCashProvidedByUsedInInvestingActivities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Investing Activities [Abstract]", "terseLabel": "Investing activities" } } }, "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "auth_ref": [ "r82", "r84", "r87" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.", "label": "Net Cash Provided by (Used in) Operating Activities", "terseLabel": "Net cash provided by (used in) operating activities", "totalLabel": "Net cash provided by operating activities" } } }, "localname": "NetCashProvidedByUsedInOperatingActivities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Operating activities" } } }, "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NetIncomeLoss": { "auth_ref": [ "r47", "r50", "r59", "r87", "r122", "r412", "r458" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.", "label": "Net Income (Loss) Attributable to Parent", "terseLabel": "Net income", "totalLabel": "Net income", "verboseLabel": "Net income for the period" } } }, "localname": "NetIncomeLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails", "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSignificantQuarterlyAdjustmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetInvestmentIncome": { "auth_ref": [ "r460" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 2.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after investment expense, of income earned from investments in securities and real estate. Includes, but is not limited to, real estate investment, policy loans, dividends, and interest. Excludes realized gain (loss) on investments.", "label": "Net Investment Income", "terseLabel": "Net investment income" } } }, "localname": "NetInvestmentIncome", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock": { "auth_ref": [ "r115" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items.", "label": "New Accounting Pronouncements and Changes in Accounting Principles [Text Block]", "terseLabel": "New Accounting Standards" } } }, "localname": "NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NewAccountingStandards" ], "xbrltype": "textBlockItemType" }, "us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "New Accounting Pronouncements or Change in Accounting Principle [Line Items]", "terseLabel": "New Accounting Pronouncements or Change in Accounting Principle [Line Items]" } } }, "localname": "NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NewAccountingStandards" ], "xbrltype": "stringItemType" }, "us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable": { "auth_ref": [ "r111", "r113" ], "lang": { "en-US": { "role": { "documentation": "Summarization of the changes in an accounting principle or a new accounting pronouncement, including the line items affected by the change and the financial effects of the change on those particular line items.", "label": "New Accounting Pronouncements or Change in Accounting Principle [Table]", "terseLabel": "New Accounting Pronouncements or Change in Accounting Principle [Table]" } } }, "localname": "NewAccountingPronouncementsOrChangeInAccountingPrincipleTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NewAccountingStandards" ], "xbrltype": "stringItemType" }, "us-gaap_NoncashInvestingAndFinancingItemsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Noncash Investing and Financing Items [Abstract]", "terseLabel": "Non-cash transactions" } } }, "localname": "NoncashInvestingAndFinancingItemsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_NoncashOrPartNoncashAcquisitionInvestmentsAcquired1": { "auth_ref": [ "r91", "r92", "r93" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of investments that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. \"Part noncash\" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.", "label": "Noncash or Part Noncash Acquisition, Investments Acquired", "terseLabel": "Noncash or Part Noncash Acquisition, Investments Acquired" } } }, "localname": "NoncashOrPartNoncashAcquisitionInvestmentsAcquired1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationPurchaseOfCicDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoncashProjectAbandonmentCosts": { "auth_ref": [ "r86" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The expense charged against earnings to eliminate the capitalized costs of projects that have been terminated during the reporting period, which is added back to net income when calculating cash provided by (used in) operations using the indirect method.", "label": "Noncash Project Abandonment Costs", "terseLabel": "Write-off of previously capitalized costs" } } }, "localname": "NoncashProjectAbandonmentCosts", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_NotesPayable": { "auth_ref": [ "r11", "r400", "r438" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 6.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer.", "label": "Notes Payable", "terseLabel": "Notes payable" } } }, "localname": "NotesPayable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails", "http://www.employers.com/role/NotesPayableOutstandingDetails", "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NotesPayableAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Notes Payable [Abstract]" } } }, "localname": "NotesPayableAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_NotesPayableFairValueDisclosure": { "auth_ref": [ "r29" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of notes payable.", "label": "Notes Payable, Fair Value Disclosure", "terseLabel": "Notes payable, estimated fair value" } } }, "localname": "NotesPayableFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NumberOfReportableSegments": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements.", "label": "Number of Reportable Segments", "terseLabel": "Number of Reportable Segments" } } }, "localname": "NumberOfReportableSegments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/BasisOfPresentationReportableSegmentsDetails" ], "xbrltype": "integerItemType" }, "us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock": { "auth_ref": [ "r149", "r185" ], "lang": { "en-US": { "role": { "documentation": "Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures.", "label": "Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]", "terseLabel": "Credit Risk, Policy" } } }, "localname": "OffBalanceSheetCreditExposurePolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_OfficeEquipmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tangible personal property used in an office setting. Examples include, but are not limited to, computers, copiers and fax machine.", "label": "Office Equipment [Member]", "terseLabel": "Furniture and equipment" } } }, "localname": "OfficeEquipmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OperatingExpenses": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": -1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense.", "label": "Operating Expenses", "terseLabel": "Total expenses", "totalLabel": "Total expenses" } } }, "localname": "OperatingExpenses", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseExpense": { "auth_ref": [ "r371" ], "calculation": { "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails": { "order": 1.0, "parentTag": "us-gaap_LeaseCost", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of operating lease expense. Excludes sublease income.", "label": "Operating Lease, Expense", "terseLabel": "Operating Lease, Expense" } } }, "localname": "OperatingLeaseExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseLiability": { "auth_ref": [ "r370" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 8.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease.", "label": "Operating Lease, Liability", "terseLabel": "Operating lease liability", "totalLabel": "Operating leases, future minimum payments due" } } }, "localname": "OperatingLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails", "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeasePayments": { "auth_ref": [ "r373", "r377" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow from operating lease, excluding payments to bring another asset to condition and location necessary for its intended use.", "label": "Operating Lease, Payments", "terseLabel": "Operating Lease, Payments" } } }, "localname": "OperatingLeasePayments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesLeasesSupplementalCashFlowInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseRightOfUseAsset": { "auth_ref": [ "r369" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 11.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's right to use underlying asset under operating lease.", "label": "Operating Lease, Right-of-Use Asset", "terseLabel": "Operating lease right-of-use assets" } } }, "localname": "OperatingLeaseRightOfUseAsset", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": { "auth_ref": [ "r379", "r382" ], "lang": { "en-US": { "role": { "documentation": "Weighted average discount rate for operating lease calculated at point in time.", "label": "Operating Lease, Weighted Average Discount Rate, Percent", "terseLabel": "Operating Lease, Weighted Average Discount Rate, Percent" } } }, "localname": "OperatingLeaseWeightedAverageDiscountRatePercent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "percentItemType" }, "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1": { "auth_ref": [ "r378", "r382" ], "lang": { "en-US": { "role": { "documentation": "Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Operating Lease, Weighted Average Remaining Lease Term", "terseLabel": "Operating Lease, Weighted Average Remaining Lease Term" } } }, "localname": "OperatingLeaseWeightedAverageRemainingLeaseTerm1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails" ], "xbrltype": "durationItemType" }, "us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]", "terseLabel": "Operating Leases, Future Minimum Payments Due [Abstract]" } } }, "localname": "OperatingLeasesFutureMinimumPaymentsDueAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent": { "auth_ref": [ "r365", "r366" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Operating Leases, Future Minimum Payments Due, Next Twelve Months", "terseLabel": "Operating leases, future minimum payments due, current" } } }, "localname": "OperatingLeasesFutureMinimumPaymentsDueCurrent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears": { "auth_ref": [ "r365", "r366" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Operating Leases, Future Minimum Payments, Due in Five Years", "terseLabel": "Operating leases, future minimum payments, due in five years" } } }, "localname": "OperatingLeasesFutureMinimumPaymentsDueInFiveYears", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears": { "auth_ref": [ "r365", "r366" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Operating Leases, Future Minimum Payments, Due in Four Years", "terseLabel": "Operating leases, future minimum payments, due in four years" } } }, "localname": "OperatingLeasesFutureMinimumPaymentsDueInFourYears", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears": { "auth_ref": [ "r365", "r366" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Operating Leases, Future Minimum Payments, Due in Three Years", "terseLabel": "Operating leases, future minimum payments, due in three years" } } }, "localname": "OperatingLeasesFutureMinimumPaymentsDueInThreeYears", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears": { "auth_ref": [ "r365", "r366" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Operating Leases, Future Minimum Payments, Due in Two Years", "terseLabel": "Operating leases, future minimum payments, due in two years" } } }, "localname": "OperatingLeasesFutureMinimumPaymentsDueInTwoYears", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter": { "auth_ref": [ "r365", "r366" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Operating Leases, Future Minimum Payments, Due Thereafter", "terseLabel": "Operating leases, future minimum payments, due thereafter" } } }, "localname": "OperatingLeasesFutureMinimumPaymentsDueThereafter", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesFutureLeasePaymentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherAssets": { "auth_ref": [ "r7", "r397", "r435" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 16.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 7.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of assets classified as other.", "label": "Other Assets", "terseLabel": "Other assets" } } }, "localname": "OtherAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax": { "auth_ref": [ "r37", "r38", "r40" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax, after reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) loss.", "label": "Other Comprehensive Income (Loss), Securities, Available-for-sale, Adjustment, before Tax", "terseLabel": "AFS, change in unrealized gains (losses) on fixed maturity and equity securities reflected in AOCI" } } }, "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Other Comprehensive Income (Loss), before Tax [Abstract]", "terseLabel": "Comprehensive income" } } }, "localname": "OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r48", "r51", "r54", "r241" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax and reclassification adjustments of other comprehensive income (loss).", "label": "Other Comprehensive Income (Loss), Net of Tax", "terseLabel": "Other comprehensive income (loss), net of tax" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax": { "auth_ref": [ "r40", "r44", "r45", "r174" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax", "terseLabel": "Reclassification adjustment for realized AFS investment (gains) losses in net income (net of tax expense (benefit) of $0.8, $(0.4), and $2.6 for the years ended December 31, 2019, 2018, and 2017, respectively)" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": { "auth_ref": [ "r41", "r174" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax", "terseLabel": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncomeParentheticals" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossTax": { "auth_ref": [ "r41", "r317", "r319" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) allocated to other comprehensive income (loss).", "label": "Other Comprehensive Income (Loss), Tax", "terseLabel": "Other Comprehensive Income (Loss), Tax" } } }, "localname": "OtherComprehensiveIncomeLossTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquityParentheticals" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": { "auth_ref": [ "r37", "r40", "r174" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, before Tax", "terseLabel": "Unrealized AFS investment gains (losses) during the period (net of tax (expense) benefit of $(21.8), $12.9, and $(8.9) for the years ended December 31, 2019, 2018, and 2017, respectively)" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax": { "auth_ref": [ "r37", "r40" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, after Tax", "terseLabel": "Change in net unrealized gains on investments, net of taxes" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax": { "auth_ref": [ "r38", "r41" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax", "terseLabel": "Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncomeParentheticals" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherDebtSecuritiesMember": { "auth_ref": [ "r168", "r188", "r256", "r345" ], "lang": { "en-US": { "role": { "documentation": "Investments in debt securities classified as other.", "label": "Other Debt Obligations [Member]", "terseLabel": "Other Debt Obligations [Member]" } } }, "localname": "OtherDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherExpenses": { "auth_ref": [ "r64", "r466" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 5.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 5.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense classified as other.", "label": "Other Expenses", "terseLabel": "Underwriting and general and administrative expenses", "verboseLabel": "Other expenses" } } }, "localname": "OtherExpenses", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherIncome": { "auth_ref": [ "r464" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 5.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 5.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of revenue and income classified as other.", "label": "Other Income", "terseLabel": "Other income" } } }, "localname": "OtherIncome", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherIntangibleAssetsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Intangible assets classified as other.", "label": "Other Intangible Assets [Member]", "terseLabel": "Other Intangible Assets [Member]" } } }, "localname": "OtherIntangibleAssetsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherInvestments": { "auth_ref": [ "r23", "r449" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investments classified as other.", "label": "Other Investments", "terseLabel": "Other invested assets" } } }, "localname": "OtherInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/InvestmentsOtherInvestedAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherInvestmentsAndSecuritiesAtCost": { "auth_ref": [ "r4", "r403", "r405", "r434" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Includes other investments and securities that are not at fair value as of the balance sheet date and those that are not accounted for under the equity method.", "label": "Other Investments and Securities, at Cost", "terseLabel": "Other Investments and Securities, at Cost" } } }, "localname": "OtherInvestmentsAndSecuritiesAtCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsOtherInvestedAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherInvestmentsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Primary financial statement caption encompassing other investments.", "label": "Other Investments [Member]", "terseLabel": "Other Investments [Member]" } } }, "localname": "OtherInvestmentsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherLiabilities": { "auth_ref": [ "r407" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 9.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 3.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities classified as other.", "label": "Other Liabilities", "terseLabel": "Other liabilities" } } }, "localname": "OtherLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherMachineryAndEquipmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Other tangible personal property, nonconsumable in nature, with finite lives used to produce goods and services.", "label": "Other Machinery and Equipment [Member]", "terseLabel": "Electronic Data Processing Equipment, Software, Furniture and Equipment and Automobiles [Member]" } } }, "localname": "OtherMachineryAndEquipmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities": { "auth_ref": [], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of other than temporary impairment losses on investments in debt and equity securities categorized as Available-for-sale which have been recognized in earnings during the period. Such impairment losses consist of other than temporary impairments (OTTI) on equity securities, credit losses on investments in debt securities, and when the entity intends to sell an impaired debt security or it is more likely than not that the entity will be required to sell the impaired debt security before recovery of its amortized cost basis.", "label": "Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net, Available-for-sale Securities", "negatedTerseLabel": "Other than temporary impairments recognized in earnings" } } }, "localname": "OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherUnderwritingExpense": { "auth_ref": [ "r466", "r519" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 3.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 3.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Costs incurred during the period, such as those relating to general administration and policy maintenance that do not vary with and are not primarily related to the acquisition or renewal of insurance contracts.", "label": "Other Underwriting Expense", "terseLabel": "Underwriting and general and administrative expenses" } } }, "localname": "OtherUnderwritingExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForLossesAndLossAdjustmentExpense": { "auth_ref": [ "r83", "r484" ], "calculation": { "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of payments to settle insured claims and pay costs incurred in the claims settlement process.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid", "terseLabel": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid", "totalLabel": "Total net payments for losses and LAE during the period" } } }, "localname": "PaymentsForLossesAndLossAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForRepurchaseOfCommonStock": { "auth_ref": [ "r80" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow to reacquire common stock during the period.", "label": "Payments for Repurchase of Common Stock", "negatedLabel": "Acquisition of common stock" } } }, "localname": "PaymentsForRepurchaseOfCommonStock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsOfDividendsCommonStock": { "auth_ref": [ "r80" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.", "label": "Payments of Ordinary Dividends, Common Stock", "negatedTerseLabel": "Dividends paid to stockholders" } } }, "localname": "PaymentsOfDividendsCommonStock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r72", "r76", "r152" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Payments to Acquire Debt Securities, Available-for-sale", "negatedLabel": "Purchases of fixed maturity securities" } } }, "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity": { "auth_ref": [ "r77", "r152" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow to acquire equity securities classified as available-for-sale securities, because they are not classified as trading securities.", "label": "Payments to Acquire Available-for-sale Securities, Equity", "negatedLabel": "Purchases of equity securities", "negatedTerseLabel": "Purchase of equity securities" } } }, "localname": "PaymentsToAcquireAvailableForSaleSecuritiesEquity", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired": { "auth_ref": [ "r77" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 11.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase.", "label": "Payments to Acquire Businesses, Net of Cash Acquired", "negatedTerseLabel": "Payments to Acquire Businesses, Net of Cash Acquired" } } }, "localname": "PaymentsToAcquireBusinessesNetOfCashAcquired", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireOtherInvestments": { "auth_ref": [ "r79" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow to acquire investments classified as other.", "label": "Payments to Acquire Other Investments", "negatedTerseLabel": "Purchases of other invested assets" } } }, "localname": "PaymentsToAcquireOtherInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment": { "auth_ref": [ "r78" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow from the acquisition of or improvements to long-lived, physical assets used to produce goods and services and not intended for resale, classified as other.", "label": "Payments to Acquire Other Property, Plant, and Equipment", "negatedLabel": "Capital expenditures and other" } } }, "localname": "PaymentsToAcquireOtherPropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": { "auth_ref": [ "r78" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.", "label": "Payments to Acquire Property, Plant, and Equipment", "terseLabel": "Financed property and equipment purchases" } } }, "localname": "PaymentsToAcquirePropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireShortTermInvestments": { "auth_ref": [ "r79" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow for securities or other assets acquired, which qualify for treatment as an investing activity and are to be liquidated, if necessary, within the current operating cycle. Includes cash flows from securities classified as trading securities that were acquired for reasons other than sale in the short-term.", "label": "Payments to Acquire Short-term Investments", "negatedTerseLabel": "Purchases of short-term investments" } } }, "localname": "PaymentsToAcquireShortTermInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToDevelopSoftware": { "auth_ref": [ "r78" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow associated with the development or modification of software programs or applications for internal use (that is, not to be sold, leased or otherwise marketed to others) that qualify for capitalization.", "label": "Payments to Develop Software", "terseLabel": "Payments to develop software" } } }, "localname": "PaymentsToDevelopSoftware", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PerformanceSharesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share-based payment arrangement awarded for meeting performance target.", "label": "Performance Shares [Member]", "terseLabel": "Performance shares units [Member]" } } }, "localname": "PerformanceSharesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails", "http://www.employers.com/role/StockBasedCompensationExpenseDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PolicyholderBenefitsAndClaimsIncurredNet": { "auth_ref": [ "r427", "r465" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 1.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of policies assumed or ceded, of expense related to the provision for policy benefits and costs incurred.", "label": "Policyholder Benefits and Claims Incurred, Net", "terseLabel": "Losses and loss adjustment expenses" } } }, "localname": "PolicyholderBenefitsAndClaimsIncurredNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "auth_ref": [ "r354" ], "lang": { "en-US": { "role": { "documentation": "Measured at fair value for financial reporting purposes.", "label": "Portion at Fair Value Measurement [Member]", "terseLabel": "Portion at Fair Value Measurement [Member]" } } }, "localname": "PortionAtFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PreferredStockParOrStatedValuePerShare": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.", "label": "Preferred Stock, Par or Stated Value Per Share", "terseLabel": "Preferred stock, par value (in dollars per share)" } } }, "localname": "PreferredStockParOrStatedValuePerShare", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_PreferredStockSharesAuthorized": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.", "label": "Preferred Stock, Shares Authorized", "terseLabel": "Preferred stock, shares authorized (in shares)" } } }, "localname": "PreferredStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_PreferredStockSharesIssued": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.", "label": "Preferred Stock, Shares Issued", "terseLabel": "Preferred stock, shares issued (in shares)" } } }, "localname": "PreferredStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_PreferredStockValueOutstanding": { "auth_ref": [ "r12" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value of all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by shareholders, which is net of related treasury stock. May be all or a portion of the number of preferred shares authorized. These shares represent the ownership interest of the preferred shareholders.", "label": "Preferred Stock, Value, Outstanding", "terseLabel": "Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued" } } }, "localname": "PreferredStockValueOutstanding", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PremiumsEarnedNet": { "auth_ref": [ "r409", "r456", "r470", "r515" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": 1.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after premiums ceded to other entities and premiums assumed by the entity, of premiums earned.", "label": "Premiums Earned, Net", "terseLabel": "Net premiums earned" } } }, "localname": "PremiumsEarnedNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PremiumsEarnedNetPropertyAndCasualty": { "auth_ref": [ "r456", "r508", "r509", "r510" ], "calculation": { "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after premiums ceded to other entities and premiums assumed by the entity, of property and casualty premiums earned.", "label": "Premiums Earned, Net, Property and Casualty", "totalLabel": "Premiums earned, net" } } }, "localname": "PremiumsEarnedNetPropertyAndCasualty", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PremiumsReceivableAtCarryingValue": { "auth_ref": [ "r447" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The carrying amount as of the balance sheet date due the entity from (a) agents and insureds, (b) uncollected premiums and (c) others, net of the allowance for doubtful accounts.", "label": "Premiums Receivable, Net", "terseLabel": "Premiums receivable (less bad debt allowance of $4.6 at December 31, 2019 and $6.7 at December 31, 2018)" } } }, "localname": "PremiumsReceivableAtCarryingValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_PremiumsWrittenGross": { "auth_ref": [ "r516" ], "calculation": { "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails": { "order": 1.0, "parentTag": "us-gaap_PremiumsWrittenNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of direct and assumed premiums written.", "label": "Premiums Written, Gross", "terseLabel": "Gross premiums written" } } }, "localname": "PremiumsWrittenGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PremiumsWrittenNet": { "auth_ref": [ "r510", "r513" ], "calculation": { "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after premiums ceded to other entities and premiums assumed by the entity, of premiums written.", "label": "Premiums Written, Net", "terseLabel": "Premiums Written, Net", "totalLabel": "Premiums written, net" } } }, "localname": "PremiumsWrittenNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PremiumsWrittenNetConsolidatedAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Premiums Written, Net [Abstract]", "terseLabel": "Premiums Written, Net" } } }, "localname": "PremiumsWrittenNetConsolidatedAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "auth_ref": [ "r72", "r73", "r152" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale", "terseLabel": "Proceeds from maturities and redemptions of fixed maturity securities" } } }, "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfShorttermInvestments": { "auth_ref": [ "r75", "r79" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow from maturities, prepayments, calls and collections of all investments, including securities and other assets, having ready marketability and intended by management to be liquidated, if necessary, within the current operating cycle. Includes cash flows from securities classified as trading securities that were acquired for reasons other than sale in the short-term.", "label": "Proceeds from Maturities, Prepayments and Calls of Short-term Investments", "terseLabel": "Proceeds from maturities of short-term investments" } } }, "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfShorttermInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleMaturityAndCollectionOfShorttermInvestments": { "auth_ref": [ "r75" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow from sales, maturities, prepayments, calls and collections of all investments, including securities and other assets, having ready marketability and intended by management to be liquidated, if necessary, within the current operating cycle. Includes cash flows from securities classified as trading securities that were acquired for reasons other than sale in the short-term.", "label": "Proceeds from Sale, Maturity and Collection of Short-term Investments", "terseLabel": "Proceeds from maturities of short-term investments" } } }, "localname": "ProceedsFromSaleMaturityAndCollectionOfShorttermInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r72", "r73", "r152" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from Sale of Debt Securities, Available-for-sale", "terseLabel": "Proceeds from sale of fixed maturity securities" } } }, "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity": { "auth_ref": [ "r74", "r152" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow associated with the sale of equity securities classified as available-for-sale securities.", "label": "Proceeds from Sale of Available-for-sale Securities, Equity", "terseLabel": "Proceeds from sale of equity securities" } } }, "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesEquity", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentByTypeAxis": { "auth_ref": [ "r26", "r217" ], "lang": { "en-US": { "role": { "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale.", "label": "Property, Plant and Equipment, Type [Axis]", "terseLabel": "Property and Equipment by Type [Axis]" } } }, "localname": "PropertyPlantAndEquipmentByTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": { "auth_ref": [ "r219" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.", "label": "Property, Plant and Equipment Disclosure [Text Block]", "terseLabel": "Property, Plant and Equipment Disclosure" } } }, "localname": "PropertyPlantAndEquipmentDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipment" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentGross": { "auth_ref": [ "r25", "r215" ], "calculation": { "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails": { "order": 2.0, "parentTag": "us-gaap_PropertyPlantAndEquipmentNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Property, Plant and Equipment, Gross", "terseLabel": "Property and equipment, gross" } } }, "localname": "PropertyPlantAndEquipmentGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Property, Plant and Equipment [Line Items]", "terseLabel": "Property and Equipment [Line Items]" } } }, "localname": "PropertyPlantAndEquipmentLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentNet": { "auth_ref": [ "r5", "r6", "r217", "r445" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 10.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Property, Plant and Equipment, Net", "terseLabel": "Property and equipment, net", "totalLabel": "Property and equipment, net" } } }, "localname": "PropertyPlantAndEquipmentNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesOperatingLeasesDetails", "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": { "auth_ref": [ "r24", "r95", "r217" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.", "label": "Property, Plant and Equipment, Policy [Policy Text Block]", "terseLabel": "Property, and Equipment, Policy" } } }, "localname": "PropertyPlantAndEquipmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentTextBlock": { "auth_ref": [ "r5", "r217" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.", "label": "Property, Plant and Equipment [Table Text Block]", "terseLabel": "Property, plant and equipment table" } } }, "localname": "PropertyPlantAndEquipmentTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentTypeDomain": { "auth_ref": [ "r5", "r215" ], "lang": { "en-US": { "role": { "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.", "label": "Property, Plant and Equipment, Type [Domain]", "terseLabel": "Property and Equipment, Type [Domain]" } } }, "localname": "PropertyPlantAndEquipmentTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ProvisionForDoubtfulAccounts": { "auth_ref": [ "r61", "r181" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense (reversal of expense) for expected credit loss on accounts receivable.", "label": "Accounts Receivable, Credit Loss Expense (Reversal)", "terseLabel": "Allowance for doubtful accounts" } } }, "localname": "ProvisionForDoubtfulAccounts", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_QuarterlyFinancialInformationTextBlock": { "auth_ref": [ "r129" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for quarterly financial data. Includes, but is not limited to, tabular presentation of financial information for fiscal quarters, effect of year-end adjustments, and an explanation of matters or transactions that affect comparability of the information.", "label": "Quarterly Financial Information [Text Block]", "terseLabel": "Quarterly Financial Information" } } }, "localname": "QuarterlyFinancialInformationTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SelectedQuarterlyFinancialData" ], "xbrltype": "textBlockItemType" }, "us-gaap_RealEstateInvestmentsUnconsolidatedRealEstateAndOtherJointVentures": { "auth_ref": [ "r448" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The carrying amount of investments in unconsolidated real estate and other joint ventures not separately presented. This includes direct and indirect investments.", "label": "Real Estate Investments, Unconsolidated Real Estate and Other Joint Ventures", "terseLabel": "Real Estate Investments, Unconsolidated Real Estate and Other Joint Ventures" } } }, "localname": "RealEstateInvestmentsUnconsolidatedRealEstateAndOtherJointVentures", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsOtherInvestedAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RealizedInvestmentGainsLossesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Realized Investment Gains (Losses) [Abstract]", "terseLabel": "Net realized and unrealized gains (losses) on investments" } } }, "localname": "RealizedInvestmentGainsLossesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable": { "auth_ref": [ "r140", "r141" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the reconciliation of profit (loss) from reportable segments to the consolidated income (loss) before income tax expense (benefit) and discontinued operations. Includes, but is not limited to, reconciliation after income tax if income tax is allocated to the reportable segment.", "label": "Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table]", "terseLabel": "Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table]" } } }, "localname": "ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock": { "auth_ref": [ "r140", "r141" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the reconciliation of profit (loss) from reportable segments to the consolidated income (loss) before income tax expense (benefit) and discontinued operations. Includes, but is not limited to, reconciliation after income tax if income tax is allocated to the reportable segment.", "label": "Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]", "terseLabel": "Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]" } } }, "localname": "ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SegmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ReinsuranceAccountingPolicy": { "auth_ref": [ "r95", "r427", "r428", "r451", "r517", "r518" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of reinsurance accounting policy, for example, but not limited to, description of the methodologies and assumptions underlying determination of reinsurance recoverables, reinsurance payables and retention policy.", "label": "Reinsurance Accounting Policy [Policy Text Block]", "terseLabel": "Reinsurance, Policy" } } }, "localname": "ReinsuranceAccountingPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded": { "auth_ref": [ "r427" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of reduction of provision for policy benefits and costs incurred for policies ceded.", "label": "Policyholder Benefits and Claims Incurred, Ceded", "negatedTerseLabel": "Ceded losses and LAE incurred" } } }, "localname": "ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Premiums Earned, Net [Abstract]", "terseLabel": "Premiums Earned, Net" } } }, "localname": "ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceReinsurancePremiumNoteDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ReinsuranceRetentionPolicyAmountRetained": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Stated amount that is the upper retention limit per entity policy.", "label": "Reinsurance Retention Policy, Amount Retained", "terseLabel": "Retention amount on a per occurrence basis" } } }, "localname": "ReinsuranceRetentionPolicyAmountRetained", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of risk reinsured in excess of stated retention per company policy.", "label": "Reinsurance Retention Policy, Excess Retention, Amount Reinsured", "terseLabel": "Excess of retention amount on a per occurrence basis" } } }, "localname": "ReinsuranceRetentionPolicyExcessRetentionAmountReinsured", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReinsuranceRetentionPolicyExcessRetentionPercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of risk reinsured in excess of stated retention per entity policy.", "label": "Reinsurance Retention Policy, Excess Retention, Percentage", "terseLabel": "Reinsurance Retention Policy, Excess Retention, Percentage" } } }, "localname": "ReinsuranceRetentionPolicyExcessRetentionPercentage", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ReinsuranceExcessOfLossDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ReinsuranceTextBlock": { "auth_ref": [ "r522" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure pertaining to the existence, magnitude and information about insurance that has been ceded to or assumed from another insurance company, including the methodologies and assumptions used in determining recorded amounts.", "label": "Reinsurance [Text Block]", "terseLabel": "Reinsurance" } } }, "localname": "ReinsuranceTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/Reinsurance" ], "xbrltype": "textBlockItemType" }, "us-gaap_RepaymentsOfLongTermCapitalLeaseObligations": { "auth_ref": [ "r81" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow for the obligation for a lease meeting the criteria for capitalization (with maturities exceeding one year or beyond the operating cycle of the entity, if longer).", "label": "Repayments of Long-term Capital Lease Obligations", "negatedTerseLabel": "Payments on capital leases" } } }, "localname": "RepaymentsOfLongTermCapitalLeaseObligations", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_RepaymentsOfNotesPayable": { "auth_ref": [ "r81" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow for a borrowing supported by a written promise to pay an obligation.", "label": "Repayments of Notes Payable", "terseLabel": "Repayments of Notes Payable" } } }, "localname": "RepaymentsOfNotesPayable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ResearchDevelopmentAndComputerSoftwarePolicyTextBlock": { "auth_ref": [ "r27", "r95", "r212", "r213", "r535" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for its research and development and computer software activities including the accounting treatment for costs incurred for (1) research and development activities, (2) development of computer software for internal use, (3) computer software to be sold, leased or otherwise marketed as a separate product or as part of a product or process and (4) in-process research and development acquired in a purchase business combination.", "label": "Research, Development, and Computer Software, Policy [Policy Text Block]", "terseLabel": "Cloud Computing Arrangements, Policy" } } }, "localname": "ResearchDevelopmentAndComputerSoftwarePolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ResidentialMortgageBackedSecuritiesMember": { "auth_ref": [ "r155", "r256" ], "lang": { "en-US": { "role": { "documentation": "Securities collateralized by residential real estate mortgage loans.", "label": "Residential Mortgage Backed Securities [Member]" } } }, "localname": "ResidentialMortgageBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RestrictedCashAndCashEquivalents": { "auth_ref": [ "r3", "r88", "r94", "r396", "r439" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash and cash equivalents restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Restricted Cash and Cash Equivalents", "terseLabel": "Restricted cash and cash equivalents" } } }, "localname": "RestrictedCashAndCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/FairValueOfFinancialInstrumentsDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Type of cash and cash equivalent. Cash is currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash and Cash Equivalents [Domain]", "terseLabel": "Cash and Cash Equivalents [Domain]" } } }, "localname": "RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RestrictedStockSharesIssuedNetOfSharesForTaxWithholdings": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number, after shares used to satisfy grantee's tax withholding obligation for award under share-based payment arrangement, of restricted shares issued. Excludes cash used to satisfy grantee's tax withholding obligation.", "label": "Restricted Stock, Shares Issued Net of Shares for Tax Withholdings", "terseLabel": "Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), shares" } } }, "localname": "RestrictedStockSharesIssuedNetOfSharesForTaxWithholdings", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_RestrictedStockUnitsRSUMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share instrument which is convertible to stock or an equivalent amount of cash, after a specified period of time or when specified performance conditions are met.", "label": "Restricted Stock Units (RSUs) [Member]", "terseLabel": "Restricted stock units (RSUs)" } } }, "localname": "RestrictedStockUnitsRSUMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails", "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RestrictedStockValueSharesIssuedNetOfTaxWithholdings": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value, after value of shares used to satisfy grantee's tax withholding obligation for award under share-based payment arrangement, of restricted shares issued. Excludes cash used to satisfy grantee's tax withholding obligation.", "label": "Restricted Stock, Value, Shares Issued Net of Tax Withholdings", "negatedTerseLabel": "Vesting of restricted stock units, net of shares withheld to satisfy minimum tax withholding (Note 13), value" } } }, "localname": "RestrictedStockValueSharesIssuedNetOfTaxWithholdings", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "auth_ref": [ "r16", "r246", "r440" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings (Accumulated Deficit)", "terseLabel": "Retained earnings" } } }, "localname": "RetainedEarningsAccumulatedDeficit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings [Member]", "terseLabel": "Retained Earnings" } } }, "localname": "RetainedEarningsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RevenueFromExternalCustomersByGeographicAreasTableTextBlock": { "auth_ref": [ "r143" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of revenue from external customers by geographic areas attributed to the entity's country of domicile and to foreign countries from which the entity derives revenue.", "label": "Revenue from External Customers by Geographic Areas [Table Text Block]", "terseLabel": "Revenue from External Customers by Geographic Areas [Table Text Block]" } } }, "localname": "RevenueFromExternalCustomersByGeographicAreasTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SegmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_RevenueRecognitionPolicyTextBlock": { "auth_ref": [ "r96", "r97" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for revenue. Includes revenue from contract with customer and from other sources.", "label": "Revenue [Policy Text Block]", "terseLabel": "Revenue Recognition, Policy" } } }, "localname": "RevenueRecognitionPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_Revenues": { "auth_ref": [ "r56", "r132", "r133", "r142" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": 1.0 }, "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).", "label": "Revenues", "terseLabel": "Total revenues", "totalLabel": "Total revenues" } } }, "localname": "Revenues", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RevenuesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Revenues [Abstract]", "terseLabel": "Revenues" } } }, "localname": "RevenuesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SalvageAndSubrogationRecoveriesValue": { "auth_ref": [ "r479", "r480" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The estimated amount as of the balance sheet date to be received by an insurer from the sale of property (usually damaged) on which the insurer has paid a total claim to the insured and has obtained title to the property and the right of an insurer to pursue any course of recovery of damages, in its name or in the name of the policyholder, against a third party who is liable for costs relating to an insured event that have been paid by the insurer. Estimated salvage and subrogation is generally deducted from the liability for unpaid claims.", "label": "Salvage and Subrogation Recoveries, Value", "terseLabel": "Salvage and subrogation recoveries, value" } } }, "localname": "SalvageAndSubrogationRecoveriesValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock": { "auth_ref": [ "r43" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the components of accumulated other comprehensive income (loss).", "label": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]", "terseLabel": "Schedule of accumulated other comprehensive income (loss) table" } } }, "localname": "ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/AccumulatedOtherComprehensiveIncomeNetTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Debt Securities, Available-for-sale [Line Items]", "terseLabel": "Debt Securities, Available-for-sale [Line Items]" } } }, "localname": "ScheduleOfAvailableForSaleSecuritiesLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesTable": { "auth_ref": [ "r161", "r166", "r170", "r171", "r172", "r173", "r415", "r420" ], "lang": { "en-US": { "role": { "documentation": "Schedule of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.", "label": "Schedule of Available-for-sale Securities [Table]", "terseLabel": "Schedule of Available-for-sale Securities [Table]" } } }, "localname": "ScheduleOfAvailableForSaleSecuritiesTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfCapitalizationLongtermDebtLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Schedule of Capitalization, Long-term Debt [Line Items]" } } }, "localname": "ScheduleOfCapitalizationLongtermDebtLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayablePrincipalPaymentObligationsOnNotesPayableOutstandingDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of supplemental cash flow information for the periods presented.", "label": "Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]", "terseLabel": "Cash Flow, Supplemental Disclosures [Text Block]" } } }, "localname": "ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/CommitmentsAndContingenciesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock": { "auth_ref": [ "r279" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of cost recognized for award under share-based payment arrangement by plan. Includes, but is not limited to, related tax benefit.", "label": "Share-based Payment Arrangement, Cost by Plan [Table Text Block]", "terseLabel": "Schedule of compensation cost for share-based payment arrangements, allocation of share-based compensation costs by plan table" } } }, "localname": "ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDebtInstrumentsTextBlock": { "auth_ref": [ "r32", "r102", "r242", "r243", "r244", "r245", "r361", "r362", "r364", "r425" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.", "label": "Schedule of Long-term Debt Instruments [Table Text Block]", "terseLabel": "Schedule of long-term debt instruments table" } } }, "localname": "ScheduleOfDebtInstrumentsTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NotesPayableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": { "auth_ref": [ "r305" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.", "label": "Schedule of Deferred Tax Assets and Liabilities [Table Text Block]", "terseLabel": "Deferred tax assets and liabilities" } } }, "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "auth_ref": [ "r122" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.", "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]", "terseLabel": "Net income and weighted average common shares outstanding used in earnings per share calculations table" } } }, "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EarningsPerShareTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": { "auth_ref": [ "r296" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.", "label": "Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]", "terseLabel": "Reconciliation of federal staturoty income tax rates to the effective tax rates table" } } }, "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable": { "auth_ref": [ "r145" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure about the extent of the entity's reliance on its major customers.", "label": "Schedule of Revenue by Major Customers, by Reporting Segments [Table]", "terseLabel": "Schedule of Revenue by Major Customers, by Reporting Segments [Table]" } } }, "localname": "ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SegmentsGeographicInformationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock": { "auth_ref": [ "r197" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of goodwill and intangible assets, which may be broken down by segment or major class.", "label": "Schedule of Intangible Assets and Goodwill [Table Text Block]", "terseLabel": "Schedule of intangible assets table" } } }, "localname": "ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Net Investment Income [Line Items]", "terseLabel": "Schedule of Investment Income, Reported Amounts, by Category [Line Items]" } } }, "localname": "ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable": { "auth_ref": [ "r66", "r69", "r70", "r463" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about investment income, including, but not limited to, interest and dividend income and amortization of discount (premium) derived from debt and equity securities. Excludes realized and unrealized gain (loss) on investments.", "label": "Investment Income [Table]", "terseLabel": "Schedule of Investment Income, Reported Amounts, by Category [Table]" } } }, "localname": "ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r486" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims.", "label": "Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]", "terseLabel": "Changes in the liability for unpaid losses and LAE table" } } }, "localname": "ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfPropertyPlantAndEquipmentTable": { "auth_ref": [ "r26", "r217" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.", "label": "Property, Plant and Equipment [Table]", "terseLabel": "Schedule of Property and Equipment [Table]" } } }, "localname": "ScheduleOfPropertyPlantAndEquipmentTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock": { "auth_ref": [ "r126" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of quarterly financial data. Includes, but is not limited to, financial information for fiscal quarters, cumulative effect of a change in accounting principle and earnings per share data.", "label": "Quarterly Financial Information [Table Text Block]", "terseLabel": "Schedule of Quarterly Financial Information [Table Text Block]" } } }, "localname": "ScheduleOfQuarterlyFinancialInformationTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SelectedQuarterlyFinancialDataTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock": { "auth_ref": [ "r276" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of number, weighted-average exercise price or conversion ratio, aggregate intrinsic value, and weighted-average remaining contractual term for outstanding options that are fully vested and expected to vest. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.", "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding [Table Text Block]", "terseLabel": "Schedule of share-based compensation arrangement by share-based payment award, options, vested and expected to vest, outstanding table" } } }, "localname": "ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable": { "auth_ref": [ "r264", "r282" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about share-based payment arrangement.", "label": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]", "terseLabel": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]" } } }, "localname": "ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationExpenseDetails", "http://www.employers.com/role/StockBasedCompensationFairMarketValueOfStockOptionsGrantedCalculatedDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of the number and weighted-average grant date fair value for restricted stock and restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock and restricted stock units that were granted, vested, or forfeited during the year.", "label": "Share-based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity [Table Text Block]", "terseLabel": "Schedule of share-based compensation, restricted stock and restricted stock units activity" } } }, "localname": "ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Debt and Equity Securities, FV-NI [Line Items]", "terseLabel": "Debt and Equity Securities [Line Items]", "verboseLabel": "Equity Securities [Line Items]" } } }, "localname": "ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails", "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about investment in debt security measured at fair value with change in fair value recognized in net income (trading) and investment in equity security with change in fair value recognized in net income (FV-NI).", "label": "Debt Securities, Trading, and Equity Securities, FV-NI [Table]", "terseLabel": "Debt Securities, Trading, and Equity Securities, FV-NI [Table]" } } }, "localname": "ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock": { "auth_ref": [ "r170" ], "lang": { "en-US": { "role": { "documentation": "For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).", "label": "Schedule of Unrealized Loss on Investments [Table Text Block]", "terseLabel": "Unrealized loss on investments table" } } }, "localname": "ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_SegmentDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Components of an entity that engage in business activities from which they may earn revenue and incur expenses, including transactions with other components of the same entity.", "label": "Segments [Domain]", "terseLabel": "Segments [Domain]" } } }, "localname": "SegmentDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SegmentReportingAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Segment Reporting [Abstract]" } } }, "localname": "SegmentReportingAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_SegmentReportingDisclosureTextBlock": { "auth_ref": [ "r146" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.", "label": "Segment Reporting Disclosure [Text Block]", "terseLabel": "Segment Reporting Disclosure [Text Block]" } } }, "localname": "SegmentReportingDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SegmentsLevel1Notes" ], "xbrltype": "textBlockItemType" }, "us-gaap_SegmentReportingReconcilingItemForOperatingProfitLossFromSegmentToConsolidatedLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]", "terseLabel": "Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]" } } }, "localname": "SegmentReportingReconcilingItemForOperatingProfitLossFromSegmentToConsolidatedLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ServiceAgreementsMember": { "auth_ref": [ "r324" ], "lang": { "en-US": { "role": { "documentation": "Limited duration contract between, for example, an electricity transmission customer and an electricity transmission provider for service.", "label": "Service Agreements [Member]", "terseLabel": "Service Agreements [Member]" } } }, "localname": "ServiceAgreementsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensation": { "auth_ref": [ "r85" ], "calculation": { "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of noncash expense for share-based payment arrangement.", "label": "Share-based Payment Arrangement, Noncash Expense", "terseLabel": "Stock-based compensation" } } }, "localname": "ShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1": { "auth_ref": [ "r265" ], "lang": { "en-US": { "role": { "documentation": "Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period", "terseLabel": "Service vesting period for options awarded" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "durationItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingRights": { "auth_ref": [ "r265" ], "lang": { "en-US": { "role": { "documentation": "Description of service or performance condition required to be met for earning right to award under share-based payment arrangement. Includes, but is not limited to, combination of market, performance or service condition.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights", "terseLabel": "Vesting rights for options awarded" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingRights", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue": { "auth_ref": [ "r275" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of share-based awards for which the grantee gained the right by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value", "terseLabel": "Options vested, fair value" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExercisePrice": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Agreed-upon price for the exchange of the underlying asset relating to the share-based payment award.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Exercise Price", "terseLabel": "Share-based compensation options, exercise price on grant date" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate": { "auth_ref": [ "r277" ], "lang": { "en-US": { "role": { "documentation": "The risk-free interest rate assumption that is used in valuing an option on its own shares.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate", "terseLabel": "Risk free interest rate" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationFairMarketValueOfStockOptionsGrantedCalculatedDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationExpenseDetails", "http://www.employers.com/role/StockBasedCompensationFairMarketValueOfStockOptionsGrantedCalculatedDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized": { "auth_ref": [ "r266" ], "lang": { "en-US": { "role": { "documentation": "Number of shares authorized for issuance under share-based payment arrangement.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized", "terseLabel": "Maximum number of shares reserved for grants" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": { "auth_ref": [ "r271" ], "lang": { "en-US": { "role": { "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number", "terseLabel": "Number of exercisable options or share units" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": { "auth_ref": [ "r271" ], "lang": { "en-US": { "role": { "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue": { "auth_ref": [ "r275" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value", "terseLabel": "Options exercised, intrinsic value" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod": { "auth_ref": [ "r273" ], "lang": { "en-US": { "role": { "documentation": "The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period", "negatedTerseLabel": "Number of options or share units, forfeited" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Gross number of share options (or share units) granted during the period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross", "terseLabel": "Number of options or share units, granted" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "auth_ref": [ "r274" ], "lang": { "en-US": { "role": { "documentation": "The weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value", "terseLabel": "Weighted average grant date fair value" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationFairMarketValueOfStockOptionsGrantedCalculatedDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue": { "auth_ref": [ "r282" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value", "terseLabel": "Options outstanding, intrinsic value" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": { "auth_ref": [ "r270", "r282" ], "lang": { "en-US": { "role": { "documentation": "Number of options outstanding, including both vested and non-vested options.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number", "terseLabel": "Number of outstanding options or share units" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": { "auth_ref": [ "r269" ], "lang": { "en-US": { "role": { "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price", "terseLabel": "Weighted average exercise price, outstanding" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber": { "auth_ref": [ "r276" ], "lang": { "en-US": { "role": { "documentation": "Number of fully vested and expected to vest options outstanding that can be converted into shares under option plan. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number", "negatedTerseLabel": "Number of vested options or share units" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice": { "auth_ref": [ "r276" ], "lang": { "en-US": { "role": { "documentation": "Weighted-average exercise price, at which grantee can acquire shares reserved for issuance, for fully vested and expected to vest options outstanding. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price", "terseLabel": "Weighted average exercise price, vested" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "auth_ref": [ "r262", "r267" ], "lang": { "en-US": { "role": { "documentation": "Award under share-based payment arrangement.", "label": "Award Type [Domain]", "terseLabel": "Award Type [Domain]" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails", "http://www.employers.com/role/StockBasedCompensationExpenseDetails", "http://www.employers.com/role/StockBasedCompensationFairMarketValueOfStockOptionsGrantedCalculatedDetails", "http://www.employers.com/role/StockBasedCompensationPerformanceShareAwardsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares.", "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price", "terseLabel": "Weighted average exercise price, exercises" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated.", "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price", "terseLabel": "Weighted average exercise price, forfeitures" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.", "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price", "terseLabel": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": { "auth_ref": [ "r95", "r264", "r268" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost.", "label": "Share-based Payment Arrangement [Policy Text Block]", "terseLabel": "Stock-based Compensation, Policy" } } }, "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1": { "auth_ref": [ "r282" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value", "terseLabel": "Options exercisable, intrinsic value" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1": { "auth_ref": [ "r282" ], "lang": { "en-US": { "role": { "documentation": "Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term", "terseLabel": "Weighted average remaining contractual life" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "durationItemType" }, "us-gaap_ShortDurationInsuranceContractAccidentYear2019Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2019 in which covered event occurs under terms of short-duration insurance contract.", "label": "Short-Duration Insurance Contract, Accident Year 2019 [Member]", "terseLabel": "Accident Year 2019" } } }, "localname": "ShortDurationInsuranceContractAccidentYear2019Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortDurationInsuranceContractsAccidentYear2017Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2017 in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2017 [Member]", "terseLabel": "Accident year 2017" } } }, "localname": "ShortDurationInsuranceContractsAccidentYear2017Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortDurationInsuranceContractsAccidentYear2018Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2018 in which covered event occurs under terms of short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2018 [Member]", "terseLabel": "Accident Year 2018" } } }, "localname": "ShortDurationInsuranceContractsAccidentYear2018Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortTermInvestments": { "auth_ref": [ "r9", "r402", "r403", "r405", "r433" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_Investments", "weight": 1.0 }, "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails": { "order": 4.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investments including trading securities, available-for-sale securities, held-to-maturity securities, and short-term investments classified as other and current.", "label": "Short-term Investments", "terseLabel": "Short-term investments at fair value (amortized cost $25.0 at December 31, 2018)", "verboseLabel": "Short-term investments at fair value (amortized cost $25.0 at December 31, 2018)" } } }, "localname": "ShortTermInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShortTermInvestmentsMember": { "auth_ref": [ "r528" ], "lang": { "en-US": { "role": { "documentation": "Investments which are not otherwise included in another category or item that the entity has the intent to sell or dispose of within one year from the date of the balance sheet.", "label": "Short-term Investments [Member]", "terseLabel": "Short-term Investments [Member]" } } }, "localname": "ShortTermInvestmentsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYear2010Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2010 in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2010 [Member]", "terseLabel": "Accident year 2010" } } }, "localname": "ShortdurationInsuranceContractsAccidentYear2010Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYear2011Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2011 in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2011 [Member]", "terseLabel": "Accident year 2011" } } }, "localname": "ShortdurationInsuranceContractsAccidentYear2011Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYear2012Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2012 in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2012 [Member]", "terseLabel": "Accident year 2012" } } }, "localname": "ShortdurationInsuranceContractsAccidentYear2012Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYear2013Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2013 in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2013 [Member]", "terseLabel": "Accident year 2013" } } }, "localname": "ShortdurationInsuranceContractsAccidentYear2013Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYear2014Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2014 in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2014 [Member]", "terseLabel": "Accident Year 2014" } } }, "localname": "ShortdurationInsuranceContractsAccidentYear2014Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYear2015Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2015 in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2015 [Member]", "terseLabel": "Accident Year 2015" } } }, "localname": "ShortdurationInsuranceContractsAccidentYear2015Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYear2016Member": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year 2016 in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year 2016 [Member]", "terseLabel": "Accident year 2016" } } }, "localname": "ShortdurationInsuranceContractsAccidentYear2016Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYearAxis": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Information by accident year in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year [Axis]", "terseLabel": "Short-duration Insurance Contracts, Accident Year [Axis]" } } }, "localname": "ShortdurationInsuranceContractsAccidentYearAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShortdurationInsuranceContractsAccidentYearDomain": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Accident year in which a covered event occurs under the terms of the short-duration insurance contract.", "label": "Short-duration Insurance Contracts, Accident Year [Domain]", "terseLabel": "Short-duration Insurance Contracts, Accident Year [Domain]" } } }, "localname": "ShortdurationInsuranceContractsAccidentYearDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about undiscounted information about claims development by accident year for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Claims Development [Table]", "terseLabel": "Short-duration Insurance Contracts, Claims Development [Table]" } } }, "localname": "ShortdurationInsuranceContractsClaimsDevelopmentTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTableTextBlock": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of undiscounted information about claims development by accident year for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Claims Development [Table Text Block]", "terseLabel": "Short-duration Insurance Contracts, Claims Development [Table Text Block]" } } }, "localname": "ShortdurationInsuranceContractsClaimsDevelopmentTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet": { "auth_ref": [ "r489" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after reinsurance, of paid claims and allocated claim adjustment expense used in claims development for short-duration insurance contracts. Excludes unallocated claim adjustment expense.", "label": "Short-duration Insurance Contracts, Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net", "terseLabel": "Cumulative paid losses and LAE, net of reinsurance" } } }, "localname": "ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Short-duration Insurance Contracts, Historical Claims Duration [Line Items]", "terseLabel": "Average annual percentage payout of incurred claims by age, net of reinsurance" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationTable": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about average annual percentage payout of incurred claims by age, after reinsurance, for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration [Table]", "terseLabel": "Short-duration Insurance Contracts, Historical Claims Duration [Table]" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the eighth year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Eight", "terseLabel": "Year eight" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the fifth year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Five", "terseLabel": "Year five" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the fourth year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Four", "terseLabel": "Year four" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearNine": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the ninth year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Nine", "terseLabel": "Year nine" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearNine", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the first year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year One", "terseLabel": "Year one" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the seventh year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Seven", "terseLabel": "Year seven" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the sixth year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Six", "terseLabel": "Year six" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearTen": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the tenth year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Ten", "terseLabel": "Year ten" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearTen", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the third year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Three", "terseLabel": "Year three" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Percentage of average annual payout, after reinsurance, in the second year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Historical Claims Duration, Year Two", "terseLabel": "Year two" } } }, "localname": "ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesShortDurationInsuranceContractsHistorcialClaimsDurationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet": { "auth_ref": [ "r492", "r494" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Undiscounted amount, after reinsurance, of incurred-but-not-reported (IBNR) liabilities plus expected development on reported claims, for claims and allocated claim adjustment expense for short-duration insurance contracts. Excludes unallocated claim adjustment expense.", "label": "Short-duration Insurance Contracts, Incurred but Not Reported (IBNR) Claims Liability, Net", "terseLabel": "IBNR" } } }, "localname": "ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet": { "auth_ref": [ "r488" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Undiscounted amount, after reinsurance, of incurred claims and allocated claim adjustment expense used in claims development for short-duration insurance contracts. Excludes unallocated claim adjustment expense.", "label": "Short-duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, Net", "terseLabel": "Incurred losses and LAE, net of reinsurance" } } }, "localname": "ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet": { "auth_ref": [ "r490", "r491" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Undiscounted amount, after reinsurance, of the liability for unpaid claims and allocated claim adjustment expense for short-duration insurance contracts. Excludes unallocated claim adjustment expense.", "label": "Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net", "terseLabel": "Liabilities for unpaid losses and LAE, net of reinsurance" } } }, "localname": "ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAccumulatedUnallocatedClaimAdjustmentExpense": { "auth_ref": [ "r491" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liability for unallocated claim adjustment expense for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Liability for Unpaid Claims and Claims Adjustment Expense, Accumulated Unallocated Claim Adjustment Expense", "terseLabel": "Unallocated LAE" } } }, "localname": "ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAccumulatedUnallocatedClaimAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims": { "auth_ref": [ "r493" ], "lang": { "en-US": { "role": { "documentation": "Cumulative number of reported claims for short-duration insurance contracts.", "label": "Short-duration Insurance Contract, Cumulative Number of Reported Claims", "terseLabel": "Cumulative number of reported claims" } } }, "localname": "ShortdurationInsuranceContractsNumberOfReportedClaims", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesHistoricalIncurredLossesAndLaeDetails" ], "xbrltype": "integerItemType" }, "us-gaap_ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Line Items]", "terseLabel": "Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Line Items]" } } }, "localname": "ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTable": { "auth_ref": [ "r491" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the reconciliation of claims development to the liability for unpaid claims and claim adjustment expense for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table]", "terseLabel": "Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table]" } } }, "localname": "ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesReconciliationOfClaimsDevelopmentToAggregateCarryingAmountOfLiabilityForUnpaidLossesAndLaeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTableTextBlock": { "auth_ref": [ "r491" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure for the reconciliation of claims development to the liability for unpaid claims and claim adjustment expense for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table Text Block]", "terseLabel": "Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table Text Block]" } } }, "localname": "ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ShortdurationInsuranceContractsScheduleOfHistoricalClaimsDurationTableTextBlock": { "auth_ref": [ "r495" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of average annual percentage payout of incurred claims by age, after reinsurance, for short-duration insurance contracts.", "label": "Short-duration Insurance Contracts, Schedule of Historical Claims Duration [Table Text Block]", "terseLabel": "Short-duration Insurance Contracts, Schedule of Historical Claims Duration [Table Text Block]" } } }, "localname": "ShortdurationInsuranceContractsScheduleOfHistoricalClaimsDurationTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "auth_ref": [ "r109" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for all significant accounting policies of the reporting entity.", "label": "Significant Accounting Policies [Text Block]", "terseLabel": "Significant Accounting Policies" } } }, "localname": "SignificantAccountingPoliciesTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_StatementBusinessSegmentsAxis": { "auth_ref": [ "r0", "r139", "r197", "r218", "r221", "r222", "r496" ], "lang": { "en-US": { "role": { "documentation": "Information by business segments.", "label": "Segments [Axis]", "terseLabel": "Segments [Axis]" } } }, "localname": "StatementBusinessSegmentsAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SegmentsSegmentNetIncomeBeforeIncomeTaxesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementEquityComponentsAxis": { "auth_ref": [ "r35", "r241" ], "lang": { "en-US": { "role": { "documentation": "Information by component of equity.", "label": "Equity Components [Axis]", "terseLabel": "Equity Components [Axis]" } } }, "localname": "StatementEquityComponentsAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Statement [Line Items]", "terseLabel": "Statement [Line Items]" } } }, "localname": "StatementLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSignificantQuarterlyAdjustmentsDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed.", "label": "Statement [Table]", "terseLabel": "Statement [Table]" } } }, "localname": "StatementTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ConsolidatedStatementsOfCashFlows", "http://www.employers.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfCashFlowsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedStatementsOfIncomeDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSelectedQuarterlyFinancialDataDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatutoryAccountingPracticesDisclosureTextBlock": { "auth_ref": [ "r454", "r503", "r504", "r505", "r506", "r507" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of how the entity's reporting under GAAP as of the balance sheet date differs from the results based on prescribed and permitted accounting practices of the state or country of domicile in which a relevant statutory filing is made, or differences in results based on the National Association of Insurance Commissioners (NAIC) prescribed practices, or a combination thereof. Describes the accounting practices used and the related monetary effect on statutory surplus, net income, and risk-based capital. If an insurance enterprise's risk-based capital would have triggered a regulatory event had it not used a permitted practice, that fact is disclosed in the financial statements. Permitted statutory accounting practices include practices not prescribed but allowed by the domiciliary state insurance department regulatory authority.", "label": "Statutory Accounting Practices Disclosure [Table Text Block]", "terseLabel": "Statutory accounting practices disclosure table" } } }, "localname": "StatutoryAccountingPracticesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_StatutoryAccountingPracticesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Statutory Accounting Practices [Line Items]" } } }, "localname": "StatutoryAccountingPracticesLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithRegulatoryApproval": { "auth_ref": [ "r101" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of dividends that can be declared or paid with approval of regulatory agency.", "label": "Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval", "terseLabel": "Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval" } } }, "localname": "StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithRegulatoryApproval", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval": { "auth_ref": [ "r101" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of dividends that can be declared or paid without approval of regulatory agency.", "label": "Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval", "terseLabel": "Maximum dividends that may be paid without prior approval" } } }, "localname": "StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance": { "auth_ref": [ "r441", "r501" ], "calculation": { "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails": { "order": 1.0, "parentTag": "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of statutory capital and surplus (stockholders' equity) as of the balance sheet date using prescribed or permitted statutory accounting practices (rather than GAAP, if different) of the state or country.", "label": "Statutory Accounting Practices, Statutory Capital and Surplus, Balance", "terseLabel": "Capital stock and unassigned surplus" } } }, "localname": "StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired": { "auth_ref": [ "r502" ], "calculation": { "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of statutory capital required to be maintained as of the balance sheet date under prescribed or permitted statutory accounting practices.", "label": "Statutory Accounting Practices, Statutory Capital and Surplus Required", "totalLabel": "Total statutory surplus" } } }, "localname": "StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount": { "auth_ref": [ "r441" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of net income for the period determined using accounting principles prescribed or permitted by insurance regulators.", "label": "Statutory Accounting Practices, Statutory Net Income Amount", "terseLabel": "SAP, net income amount" } } }, "localname": "StatutoryAccountingPracticesStatutoryNetIncomeAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesTable": { "auth_ref": [ "r454", "r503", "r504", "r505", "r506", "r507" ], "lang": { "en-US": { "role": { "documentation": "Detail by state, country, or other jurisdiction of domicile in which financial statements are filed reflecting statutory capital and surplus, net income and the differences between financial reports which are in conformity with generally accepted accounting principles and the statutory financial statements which also use state permitted or prescribed accounting practices.", "label": "Statutory Accounting Practices [Table]", "terseLabel": "Statutory Accounting Practices [Table]" } } }, "localname": "StatutoryAccountingPracticesTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation": { "auth_ref": [ "r12", "r13", "r241", "r246" ], "lang": { "en-US": { "role": { "documentation": "Number, after forfeiture, of shares or units issued under share-based payment arrangement. Excludes shares or units issued under employee stock ownership plan (ESOP).", "label": "Shares Issued, Shares, Share-based Payment Arrangement, after Forfeiture", "terseLabel": "Stock-based compensation (Note 13), shares" } } }, "localname": "StockIssuedDuringPeriodSharesShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": { "auth_ref": [ "r12", "r13", "r241", "r246", "r272" ], "lang": { "en-US": { "role": { "documentation": "Number of share options (or share units) exercised during the current period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period", "negatedLabel": "Stock-options exercised, shares", "verboseLabel": "Stock-options exercised, shares" } } }, "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity", "http://www.employers.com/role/StockBasedCompensationChangesInOutstandingStockOptionsDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised": { "auth_ref": [ "r35", "r241", "r246" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value of stock issued as a result of the exercise of stock options.", "label": "Stock Issued During Period, Value, Stock Options Exercised", "terseLabel": "Stock options exercised, value" } } }, "localname": "StockIssuedDuringPeriodValueStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockOptionMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Contracts conveying rights, but not obligations, to buy or sell a specific quantity of stock at a specified price during a specified period (an American option) or at a specified date (a European option).", "label": "Equity Option [Member]", "terseLabel": "Stock Option [Member]" } } }, "localname": "StockOptionMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockBasedCompensationExpenseDetails" ], "xbrltype": "domainItemType" }, "us-gaap_StockRepurchaseProgramAuthorizedAmount1": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of stock repurchase plan authorized.", "label": "Stock Repurchase Program, Authorized Amount", "terseLabel": "Stock Repurchase Program, Authorized Amount" } } }, "localname": "StockRepurchaseProgramAuthorizedAmount1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockRepurchasedDuringPeriodShares": { "auth_ref": [ "r12", "r13", "r241", "r246" ], "lang": { "en-US": { "role": { "documentation": "Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.", "label": "Stock Repurchased During Period, Shares", "terseLabel": "Stock repurchased during period, shares" } } }, "localname": "StockRepurchasedDuringPeriodShares", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_StockRepurchasedDuringPeriodValue": { "auth_ref": [ "r12", "r13", "r241", "r246" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Equity impact of the value of stock that has been repurchased during the period and has not been retired and is not held in treasury. Some state laws may mandate the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.", "label": "Stock Repurchased During Period, Value", "terseLabel": "Stock Repurchased During Period, Value" } } }, "localname": "StockRepurchasedDuringPeriodValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquity": { "auth_ref": [ "r13", "r17", "r18", "r150" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.", "label": "Stockholders' Equity Attributable to Parent", "periodEndLabel": "Stockholders' equity, value", "periodStartLabel": "Stockholders' equity, value" } } }, "localname": "StockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Stockholders' Equity Attributable to Parent [Abstract]" } } }, "localname": "StockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest": { "auth_ref": [ "r332", "r333", "r336" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.", "label": "Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest", "terseLabel": "Total stockholders\u2019 equity", "totalLabel": "Total stockholders' equity" } } }, "localname": "StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest [Abstract]", "terseLabel": "Stockholders' equity:" } } }, "localname": "StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SummaryOfIncomeTaxContingenciesTextBlock": { "auth_ref": [ "r298", "r300", "r302" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure for tax positions taken in the tax returns filed or to be filed for which it is more likely than not that the tax position will not be sustained upon examination by taxing authorities and other income tax contingencies. Includes, but is not limited to, interest and penalties, reconciliation of unrecognized tax benefits, unrecognized tax benefits that would affect the effective tax rate, tax years that remain subject to examination by tax jurisdictions, and information about positions for which it is reasonably possible that amounts unrecognized will significantly change within 12 months.", "label": "Summary of Income Tax Contingencies [Table Text Block]", "terseLabel": "Summary of income tax contingencies table" } } }, "localname": "SummaryOfIncomeTaxContingenciesTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r483" ], "calculation": { "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails": { "order": 1.0, "parentTag": "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of expense for claims incurred in the current reporting period and related claims settlement costs.", "label": "Current Year Claims and Claims Adjustment Expense", "terseLabel": "Current year" } } }, "localname": "SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r483" ], "calculation": { "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails": { "order": 2.0, "parentTag": "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred in prior reporting periods and related claims settlement costs.", "label": "Prior Year Claims and Claims Adjustment Expense", "terseLabel": "Prior years" } } }, "localname": "SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/LiabilityForUnpaidLossesAndLossAdjustmentExpensesDetails", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSignificantQuarterlyAdjustmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SurplusNotes": { "auth_ref": [ "r500" ], "calculation": { "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails": { "order": 3.0, "parentTag": "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Financial instruments issued by insurance entities (surplus notes) that are includable in surplus for statutory accounting purposes as prescribed or permitted by state laws and regulations that are liabilities of the issuer.", "label": "Surplus Notes", "terseLabel": "Surplus notes" } } }, "localname": "SurplusNotes", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StatutoryMattersStatutoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TradingSecuritiesAndCertainTradingAssetsTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in net income (trading) and investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Debt Securities, Trading, and Equity Securities, FV-NI [Table Text Block]", "terseLabel": "Equity securities table" } } }, "localname": "TradingSecuritiesAndCertainTradingAssetsTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_TradingSecuritiesRealizedGain": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This item represents the gain realized during the period from the sale of trading securities.", "label": "Trading Securities, Realized Gain", "terseLabel": "Trading Securities, Realized Gain" } } }, "localname": "TradingSecuritiesRealizedGain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TradingSecuritiesRealizedLoss": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the loss realized during the period from the sale of trading securities.", "label": "Trading Securities, Realized Loss", "terseLabel": "Trading Securities, Realized Loss" } } }, "localname": "TradingSecuritiesRealizedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TradingSecuritiesUnrealizedHoldingGainLoss": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized holding gain (loss) recognized in the income statement for investments in debt and equity securities and other forms of securities that provide ownership interests classified as trading.", "label": "Trading Securities, Change in Unrealized Holding Gain (Loss)", "terseLabel": "Equity securities, change in unrealized gains (losses)" } } }, "localname": "TradingSecuritiesUnrealizedHoldingGainLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "http://www.employers.com/role/SelectedQuarterlyFinancialDataSignificantQuarterlyAdjustmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "auth_ref": [ "r392" ], "lang": { "en-US": { "role": { "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms.", "label": "Financial Instruments [Domain]", "terseLabel": "Financial Instruments [Domain]" } } }, "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAmortizedCostAndEstimatedFairValueDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/InvestmentsEquitySecuritiesDetails", "http://www.employers.com/role/InvestmentsInvestmentsHeldInTrustOrOnDepositDetails", "http://www.employers.com/role/InvestmentsNetRealizedGainsLossesDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails", "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_TreasuryStockMember": { "auth_ref": [ "r34", "r248" ], "lang": { "en-US": { "role": { "documentation": "Shares of an entity that have been repurchased by the entity. This stock has no voting rights and receives no dividends. Note that treasury stock may be recorded at its total cost or separately as par (or stated) value and additional paid in capital. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.", "label": "Treasury Stock [Member]", "terseLabel": "Treasury Stock at Cost" } } }, "localname": "TreasuryStockMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_TreasuryStockShares": { "auth_ref": [ "r34", "r248" ], "lang": { "en-US": { "role": { "documentation": "Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.", "label": "Treasury Stock, Shares", "terseLabel": "Treasury stock, at cost (in shares)" } } }, "localname": "TreasuryStockShares", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheetsParentheticals", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsParentheticalDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_TreasuryStockSharesAcquired": { "auth_ref": [ "r13", "r241", "r246" ], "lang": { "en-US": { "role": { "documentation": "Number of shares that have been repurchased during the period and are being held in treasury.", "label": "Treasury Stock, Shares, Acquired", "terseLabel": "Acquisition of treasury stock (Note 12), shares" } } }, "localname": "TreasuryStockSharesAcquired", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_TreasuryStockTextBlock": { "auth_ref": [ "r250" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for treasury stock, including, but not limited to, average cost per share, description of share repurchase program, shares repurchased, shares held for each class of treasury stock.", "label": "Treasury Stock [Text Block]", "terseLabel": "Treasury Stock" } } }, "localname": "TreasuryStockTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/StockholdersEquity" ], "xbrltype": "textBlockItemType" }, "us-gaap_TreasuryStockValue": { "auth_ref": [ "r34", "r248", "r249" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 7.0, "parentTag": "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.", "label": "Treasury Stock, Value", "negatedLabel": "Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018)" } } }, "localname": "TreasuryStockValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleIiCondensedFinancialInformationOfRegistrantCondensedBalanceSheetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TreasuryStockValueAcquiredCostMethod": { "auth_ref": [ "r241", "r246", "r248" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.", "label": "Treasury Stock, Value, Acquired, Cost Method", "negatedTerseLabel": "Acquisition of treasury stock (Note 12), value" } } }, "localname": "TreasuryStockValueAcquiredCostMethod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedStatementsOfStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_TypeOfAdoptionMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Adoption and early adoption of sources of change to generally accepted accounting principles (GAAP) in the United States. The FASB released the FASB Accounting Standards Codification as the authoritative source of literature effective for interim and annual periods ending after September 15, 2009. As part of the Codification process, the FASB issues Accounting Standards Updates to amend the Codification but otherwise the Accounting Standards Updates are not authoritative in their own right. All previous accounting standards (such as FASB Statements of Financial Accounting Standards, FASB Interpretations, FASB Staff Positions, Emerging Issues Task Force Consensuses, other pronouncements of the FASB or other designated bodies, or other forms of GAAP are considered accounting pronouncements) were superseded upon the adoption of the Codification. For an interim period, references to the superseded standards are included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.", "label": "Type of Adoption [Domain]", "terseLabel": "Type of Adoption [Domain]" } } }, "localname": "TypeOfAdoptionMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails", "http://www.employers.com/role/NewAccountingStandards", "http://www.employers.com/role/NewAccountingStandardsRecentlyAdoptedAccountingStandardsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USGovernmentAgenciesDebtSecuritiesMember": { "auth_ref": [ "r256", "r404" ], "lang": { "en-US": { "role": { "documentation": "Debentures, notes, and other debt securities issued by US government agencies, for example, but not limited to, Government National Mortgage Association (GNMA or Ginnie Mae). Excludes US treasury securities and debt issued by government-sponsored Enterprises (GSEs), for example, but is not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB).", "label": "US Government Agencies Debt Securities [Member]", "terseLabel": "US Government Agencies Debt Securities [Member]" } } }, "localname": "USGovernmentAgenciesDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "auth_ref": [ "r256", "r520" ], "lang": { "en-US": { "role": { "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments.", "label": "US States and Political Subdivisions Debt Securities [Member]", "terseLabel": "US States and Political Subdivisions Debt Securities [Member]" } } }, "localname": "USStatesAndPoliticalSubdivisionsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USTreasurySecuritiesMember": { "auth_ref": [ "r256", "r259", "r404" ], "lang": { "en-US": { "role": { "documentation": "This category includes information about debt securities issued by the United States Department of the Treasury and backed by the United States government. Such securities primarily consist of treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years).", "label": "US Treasury Securities [Member]", "terseLabel": "US Treasury Securities [Member]" } } }, "localname": "USTreasurySecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/FairValueOfFinancialInstrumentsFairValueInputsDetails", "http://www.employers.com/role/InvestmentsAvailableForSaleSecuritiesDetails", "http://www.employers.com/role/InvestmentsContinuousLossPositionDetails", "http://www.employers.com/role/NetInvestmentIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_UnearnedPremiums": { "auth_ref": [ "r437" ], "calculation": { "http://www.employers.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Carrying amount of premiums written on insurance contracts that have not been earned as of the balance sheet date.", "label": "Unearned Premiums", "terseLabel": "Unearned premiums" } } }, "localname": "UnearnedPremiums", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/ConsolidatedBalanceSheets", "http://www.employers.com/role/ScheduleViSupplementalInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_UnpaidPolicyClaimsAndClaimsAdjustmentExpensePolicy": { "auth_ref": [ "r431", "r481", "r487" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for estimating the ultimate cost of settling insurance claims relating to insured events that have occurred on or before a particular date (ordinarily, the statement of financial position date). The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claims adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims.", "label": "Unpaid Policy Claims and Claims Adjustment Expense, Policy [Policy Text Block]", "terseLabel": "Unpaid Loss and LAE Reserves, Policy" } } }, "localname": "UnpaidPolicyClaimsAndClaimsAdjustmentExpensePolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of unrealized gains and losses on investments.", "label": "Unrealized Gain (Loss) on Investments [Table Text Block]", "terseLabel": "Unrealized gain (loss) on investments table" } } }, "localname": "UnrealizedGainLossOnInvestmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_UnrecognizedTaxBenefits": { "auth_ref": [ "r289", "r299" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrecognized tax benefits.", "label": "Unrecognized Tax Benefits", "terseLabel": "Unrecognized tax benefits" } } }, "localname": "UnrecognizedTaxBenefits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/IncomeTaxesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_UtilitiesOperatingExpenseDepreciationAndAmortization": { "auth_ref": [ "r63" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of operating expense for depreciation and amortization of regulated operation.", "label": "Utilities Operating Expense, Depreciation and Amortization", "terseLabel": "Utilities operating expense, depreciation and amortization" } } }, "localname": "UtilitiesOperatingExpenseDepreciationAndAmortization", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/PropertyAndEquipmentPropertyAndEquipmentBreakoutDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment": { "auth_ref": [ "r121" ], "lang": { "en-US": { "role": { "documentation": "The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.", "label": "Weighted Average Number Diluted Shares Outstanding Adjustment", "terseLabel": "Effect of diluted securities:" } } }, "localname": "WeightedAverageNumberDilutedSharesOutstandingAdjustment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "auth_ref": [ "r117", "r121" ], "lang": { "en-US": { "role": { "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.", "label": "Weighted Average Number of Shares Outstanding, Diluted", "terseLabel": "Weighted average number of shares outstanding - diluted" } } }, "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "auth_ref": [ "r116", "r121" ], "lang": { "en-US": { "role": { "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.", "label": "Weighted Average Number of Shares Outstanding, Basic", "terseLabel": "Weighted average number of shares outstanding - basic" } } }, "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.employers.com/role/EarningsPerShareEarningsPerShareDetails" ], "xbrltype": "sharesItemType" } }, "unitCount": 4 } }, "std_ref": { "r0": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "205", "URI": "http://asc.fasb.org/extlink&oid=109222650&loc=d3e1361-107760" }, "r1": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "205", "URI": "http://asc.fasb.org/topic&trid=2122149" }, "r10": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(20))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r100": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(e)(3)(ii))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r101": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(e))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r102": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(e),(f))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r103": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(f))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r104": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(h)(1)(i))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r105": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(h))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r106": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(k)(1))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r107": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04(b))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24072-122690" }, "r108": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04)", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24072-122690" }, "r109": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "235", "URI": "http://asc.fasb.org/topic&trid=2122369" }, "r11": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(22))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r110": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e21843-107793" }, "r111": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r112": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22694-107794" }, "r113": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22583-107794" }, "r114": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22595-107794" }, "r115": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "250", "URI": "http://asc.fasb.org/topic&trid=2122394" }, "r116": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1448-109256" }, "r117": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1505-109256" }, "r118": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1252-109256" }, "r119": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=SL5780133-109256" }, "r12": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(28))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r120": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1337-109256" }, "r121": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r122": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r123": { "Name": "Accounting Standards Codification", "Paragraph": "52", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117327953&loc=d3e4984-109258" }, "r124": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "260", "URI": "http://asc.fasb.org/topic&trid=2144383" }, "r125": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "270", "URI": "http://asc.fasb.org/extlink&oid=116846552&loc=d3e777-108305" }, "r126": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "270", "URI": "http://asc.fasb.org/extlink&oid=118952077&loc=d3e1280-108306" }, "r127": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.10-01(a)(5))", "Topic": "270", "URI": "http://asc.fasb.org/extlink&oid=27015980&loc=d3e46468-122699" }, "r128": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.10-01.(a)(5))", "Topic": "270", "URI": "http://asc.fasb.org/extlink&oid=27015980&loc=d3e46468-122699" }, "r129": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "270", "URI": "http://asc.fasb.org/topic&trid=2126967" }, "r13": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(29))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r130": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "275", "URI": "http://asc.fasb.org/topic&trid=2134479" }, "r131": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8657-108599" }, "r132": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r133": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r134": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r135": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r136": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r137": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r138": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r139": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r14": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r140": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8906-108599" }, "r141": { "Name": "Accounting Standards Codification", "Paragraph": "31", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8924-108599" }, "r142": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8933-108599" }, "r143": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "a", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e9038-108599" }, "r144": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e9038-108599" }, "r145": { "Name": "Accounting Standards Codification", "Paragraph": "42", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e9054-108599" }, "r146": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "280", "URI": "http://asc.fasb.org/topic&trid=2134510" }, "r147": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118952595&loc=d3e4647-111522" }, "r148": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5074-111524" }, "r149": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5144-111524" }, "r15": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r150": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 4.E)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=27010918&loc=d3e74512-122707" }, "r151": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118954083&loc=d3e26610-111562" }, "r152": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118954083&loc=d3e26853-111562" }, "r153": { "Name": "Accounting Standards Codification", "Paragraph": "8A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118954083&loc=SL6284422-111562" }, "r154": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27405-111563" }, "r155": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=SL6283291-111563" }, "r156": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r157": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aa)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r158": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r159": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r16": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r160": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r161": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r162": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r163": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r164": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r165": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r166": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r167": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r168": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563" }, "r169": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(3)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563" }, "r17": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r170": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563" }, "r171": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27337-111563" }, "r172": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27340-111563" }, "r173": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)-(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27357-111563" }, "r174": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27357-111563" }, "r175": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "320", "URI": "http://asc.fasb.org/topic&trid=2196928" }, "r176": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "321", "URI": "http://asc.fasb.org/extlink&oid=116654751&loc=SL75117546-209714" }, "r177": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=109237563&loc=d3e33749-111570" }, "r178": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r179": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955202&loc=SL82895884-210446" }, "r18": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(31))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r180": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919244-210447" }, "r181": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447" }, "r182": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447" }, "r183": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919253-210447" }, "r184": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919258-210447" }, "r185": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919272-210447" }, "r186": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447" }, "r187": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118942338&loc=SL82898722-210454" }, "r188": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455" }, "r189": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(3)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455" }, "r19": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(32))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r190": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455" }, "r191": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922890-210455" }, "r192": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922895-210455" }, "r193": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922900-210455" }, "r194": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118942371&loc=SL82922954-210456" }, "r195": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=99380562&loc=d3e13770-109266" }, "r196": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=77989000&loc=SL49117168-202975" }, "r197": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267" }, "r198": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "35", "SubTopic": "30", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=108376495&loc=d3e15372-109273" }, "r199": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=6388964&loc=d3e16212-109274" }, "r2": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=118951113&loc=d3e6676-107765" }, "r20": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(4)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r200": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=6388964&loc=d3e16225-109274" }, "r201": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r202": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r203": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r204": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r205": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r206": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "((a)(1),(b))", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r207": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r208": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r209": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r21": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(8))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r210": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r211": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r212": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "30", "SubTopic": "40", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=118172244&loc=d3e17916-109280" }, "r213": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "25", "SubTopic": "50", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=16397303&loc=d3e19347-109286" }, "r214": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=109226348&loc=d3e2420-110228" }, "r215": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r216": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r217": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r218": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=109226691&loc=d3e2941-110230" }, "r219": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "360", "URI": "http://asc.fasb.org/topic&trid=2155823" }, "r22": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.1)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r220": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "405", "URI": "http://asc.fasb.org/extlink&oid=6392405&loc=d3e24119-109301" }, "r221": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "420", "URI": "http://asc.fasb.org/extlink&oid=6394359&loc=d3e17939-110869" }, "r222": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 5.P.4(d))", "Topic": "420", "URI": "http://asc.fasb.org/extlink&oid=115931487&loc=d3e140904-122747" }, "r223": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "440", "URI": "http://asc.fasb.org/topic&trid=2144648" }, "r224": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14326-108349" }, "r225": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14615-108349" }, "r226": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14394-108349" }, "r227": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14435-108349" }, "r228": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14453-108349" }, "r229": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14472-108349" }, "r23": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.12)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r230": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14557-108349" }, "r231": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "450", "URI": "http://asc.fasb.org/topic&trid=2127136" }, "r232": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12021-110248" }, "r233": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12053-110248" }, "r234": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12069-110248" }, "r235": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(1)", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12069-110248" }, "r236": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12069-110248" }, "r237": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=6802200&loc=SL6230698-112601" }, "r238": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "40", "SubTopic": "50", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=117329964&loc=d3e12317-112629" }, "r239": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "40", "SubTopic": "50", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=117329964&loc=d3e12355-112629" }, "r24": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.13(a))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r240": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "470", "URI": "http://asc.fasb.org/topic&trid=2208564" }, "r241": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21463-112644" }, "r242": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21475-112644" }, "r243": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21506-112644" }, "r244": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21521-112644" }, "r245": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21538-112644" }, "r246": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.3-04)", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770" }, "r247": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "25", "SubTopic": "30", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=6405686&loc=d3e22802-112653" }, "r248": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655" }, "r249": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=6405834&loc=d3e23315-112656" }, "r25": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.13)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r250": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "30", "Topic": "505", "URI": "http://asc.fasb.org/subtopic&trid=2208821" }, "r251": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=118956577&loc=SL49130545-203045" }, "r252": { "Name": "Accounting Standards Codification", "Paragraph": "91", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=118944142&loc=SL49130690-203046-203046" }, "r253": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "710", "URI": "http://asc.fasb.org/topic&trid=2127225" }, "r254": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "712", "URI": "http://asc.fasb.org/topic&trid=2197446" }, "r255": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r256": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(ii)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r257": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(01)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r258": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2709-114920" }, "r259": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118257860&loc=d3e4179-114921" }, "r26": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.14)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r260": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "715", "URI": "http://asc.fasb.org/topic&trid=2235017" }, "r261": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116855982&loc=d3e4534-113899" }, "r262": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901" }, "r263": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901" }, "r264": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901" }, "r265": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r266": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r267": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a),(g)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r268": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b),(f)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r269": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(i)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r27": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.15)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r270": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(i)-(ii)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r271": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iii)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r272": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r273": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(3)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r274": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r275": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r276": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r277": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iv)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r278": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r279": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r28": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19(b),22(b))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r280": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)(1)(i)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r281": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(i)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r282": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r283": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 14.F)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=115993241&loc=d3e301413-122809" }, "r284": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=118258462&loc=d3e11149-113907" }, "r285": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=118258462&loc=d3e11178-113907" }, "r286": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "718", "URI": "http://asc.fasb.org/topic&trid=2228938" }, "r287": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "25", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=117330534&loc=d3e28680-109314" }, "r288": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "25", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=117330534&loc=d3e28680-109314" }, "r289": { "Name": "Accounting Standards Codification", "Paragraph": "10B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=SL37586934-109318" }, "r29": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19,20,22)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r290": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32059-109318" }, "r291": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32247-109318" }, "r292": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32280-109318" }, "r293": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e31917-109318" }, "r294": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e31931-109318" }, "r295": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e31958-109318" }, "r296": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32687-109319" }, "r297": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32698-109319" }, "r298": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32718-109319" }, "r299": { "Name": "Accounting Standards Codification", "Paragraph": "15A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319" }, "r3": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r30": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19-26)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r300": { "Name": "Accounting Standards Codification", "Paragraph": "15A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=SL6600010-109319" }, "r301": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32809-109319" }, "r302": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32840-109319" }, "r303": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r304": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b),(c)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r305": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r306": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32847-109319" }, "r307": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32559-109319" }, "r308": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32621-109319" }, "r309": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32632-109319" }, "r31": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.22(a)(2))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r310": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r311": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r312": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r313": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r314": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r315": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I.7)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r316": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.7)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r317": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=109238882&loc=d3e39076-109324" }, "r318": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=109238882&loc=d3e38679-109324" }, "r319": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=109238882&loc=d3e38679-109324" }, "r32": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.22)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r320": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "05", "SubTopic": "30", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=65884525&loc=d3e40913-109327" }, "r321": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "740", "URI": "http://asc.fasb.org/topic&trid=2144680" }, "r322": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=116869197&loc=d3e4845-128472" }, "r323": { "Name": "Accounting Standards Codification", "Paragraph": "31", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=77890550&loc=d3e5419-128473" }, "r324": { "Name": "Accounting Standards Codification", "Paragraph": "31", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=77890550&loc=d3e5419-128473" }, "r325": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "25", "SubTopic": "30", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=6911189&loc=d3e6405-128476" }, "r326": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "30", "SubTopic": "30", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=116859721&loc=d3e6578-128477" }, "r327": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "30", "SubTopic": "30", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=116859721&loc=d3e6613-128477" }, "r328": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=35744584&loc=d3e6927-128479" }, "r329": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(2)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=35744584&loc=d3e6927-128479" }, "r33": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.25)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r330": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(3)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=35744584&loc=d3e6927-128479" }, "r331": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=d3e5283-111683" }, "r332": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4568447-111683" }, "r333": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4568740-111683" }, "r334": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4613673-111683" }, "r335": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c),(3)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r336": { "Name": "Accounting Standards Codification", "Paragraph": "4I", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=116874947&loc=SL4590271-111686" }, "r337": { "Name": "Accounting Standards Codification", "Paragraph": "54B", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117332851&loc=SL7495116-110257" }, "r338": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r339": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r34": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29,30)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r340": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r341": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(1)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r342": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(2)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r343": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r344": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r345": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r346": { "Name": "Accounting Standards Codification", "Paragraph": "2C", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL7498348-110258" }, "r347": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19279-110258" }, "r348": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r349": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r35": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29-31)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r350": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r351": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r352": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "60", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=7493716&loc=d3e21868-110260" }, "r353": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=99377092&loc=SL75136599-209740" }, "r354": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=116690757&loc=d3e13220-108610" }, "r355": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13279-108611" }, "r356": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13433-108611" }, "r357": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13467-108611" }, "r358": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13476-108611" }, "r359": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=98513438&loc=d3e33268-110906" }, "r36": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.3(a)(2))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r360": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391" }, "r361": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28541-108399" }, "r362": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28551-108399" }, "r363": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28555-108399" }, "r364": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775985&loc=d3e28878-108400" }, "r365": { "Name": "Accounting Standards Codification", "Paragraph": "40", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(Note 3)", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=82846649&loc=d3e38371-112697" }, "r366": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=77902758&loc=d3e41502-112717" }, "r367": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=84164817&loc=d3e45280-112737" }, "r368": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=119364159&loc=SL77916155-209984" }, "r369": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918627-209977" }, "r37": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580" }, "r370": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918627-209977" }, "r371": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918638-209977" }, "r372": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918643-209977" }, "r373": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918643-209977" }, "r374": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918666-209980" }, "r375": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)(3)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918673-209980" }, "r376": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918673-209980" }, "r377": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(1)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r378": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(3)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r379": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(4)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r38": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580" }, "r380": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r381": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918701-209980" }, "r382": { "Name": "Accounting Standards Codification", "Paragraph": "53", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888399&loc=SL77918982-209971" }, "r383": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864" }, "r384": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39599-107864" }, "r385": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39603-107864" }, "r386": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39622-107864" }, "r387": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "855", "URI": "http://asc.fasb.org/extlink&oid=6842918&loc=SL6314020-165662" }, "r388": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r389": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r39": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580" }, "r390": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r391": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r392": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r393": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "340", "Topic": "928", "URI": "http://asc.fasb.org/extlink&oid=6473545&loc=d3e61844-108004" }, "r394": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "25", "SubTopic": "20", "Topic": "940", "URI": "http://asc.fasb.org/extlink&oid=68072869&loc=d3e41242-110953" }, "r395": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "940", "URI": "http://asc.fasb.org/subtopic&trid=2176304" }, "r396": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(1)(a))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r397": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(10))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r398": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(11))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r399": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(13))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r4": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(12))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r40": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e637-108580" }, "r400": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(16))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r401": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(23))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r402": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(4))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r403": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(5))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r404": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(6)(a)(1))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r405": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(6))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r406": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15(1),(5))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r407": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r408": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.17)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r409": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(13)(c))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r41": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e640-108580" }, "r410": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(13)(f))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r411": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(15))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r412": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(22))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r413": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(23))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r414": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.9)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r415": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62557-112803" }, "r416": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(a)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r417": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r418": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(c)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r419": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(d)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r42": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e681-108580" }, "r420": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r421": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "942", "URI": "http://asc.fasb.org/subtopic&trid=2209399" }, "r422": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "325", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75031641&loc=d3e63345-112809" }, "r423": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "405", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6957935&loc=d3e64057-112817" }, "r424": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6479118&loc=d3e64650-112822" }, "r425": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75038535&loc=d3e64711-112823" }, "r426": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6480726&loc=d3e6691-158385" }, "r427": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99397103&loc=d3e6811-158387" }, "r428": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99397103&loc=d3e6816-158387" }, "r429": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(10))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r43": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669686-108580" }, "r430": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(13)(a))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r431": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(13)(b))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r432": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(16))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r433": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(1)(g))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r434": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(1))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r435": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(10))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r436": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(12))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r437": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(13)(a)(2))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r438": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(16))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r439": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(2))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r44": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e689-108580" }, "r440": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r441": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(c))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r442": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(25))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r443": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r444": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(7))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r445": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(8))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r446": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.(a),19)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r447": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.(a),5)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r448": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.1(d))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r449": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.1(f,g))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r45": { "Name": "Accounting Standards Codification", "Paragraph": "17A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL34724391-108580" }, "r450": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.1(h))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r451": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.13(c))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r452": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.15)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r453": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.2,10)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r454": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.23(c))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r455": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-03.7(a))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r456": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(1))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r457": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(10))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r458": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(18))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r459": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(19))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r46": { "Name": "Accounting Standards Codification", "Paragraph": "17B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL34724394-108580" }, "r460": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(2))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r461": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(7)(a))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r462": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(8))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r463": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04.2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r464": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04.4)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r465": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04.5)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r466": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04.7)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r467": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17(Column B))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=34713774&loc=d3e574992-122915" }, "r468": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17(Column C))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=34713774&loc=d3e574992-122915" }, "r469": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17(Column D))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=34713774&loc=d3e574992-122915" }, "r47": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580" }, "r470": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17(Column E))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=34713774&loc=d3e574992-122915" }, "r471": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=34713774&loc=d3e574992-122915" }, "r472": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-18(Column A))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=34713774&loc=d3e575016-122915" }, "r473": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-18)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=34713774&loc=d3e575016-122915" }, "r474": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=35755530&loc=d3e11264-158415" }, "r475": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=35755530&loc=d3e11264-158415" }, "r476": { "Name": "Accounting Standards Codification", "Paragraph": "2B", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117419109&loc=SL117422543-158416" }, "r477": { "Name": "Accounting Standards Codification", "Paragraph": "2B", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117419109&loc=SL117422543-158416" }, "r478": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117418976&loc=d3e11522-158419" }, "r479": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "30", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6482241&loc=d3e13779-158432" }, "r48": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580" }, "r480": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "30", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6482241&loc=d3e13783-158432" }, "r481": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14754-158437" }, "r482": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r483": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r484": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(c)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r485": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(cc)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r486": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r487": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14784-158437" }, "r488": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671311-158438" }, "r489": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671311-158438" }, "r49": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580" }, "r490": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671311-158438" }, "r491": { "Name": "Accounting Standards Codification", "Paragraph": "4C", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671315-158438" }, "r492": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671317-158438" }, "r493": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671317-158438" }, "r494": { "Name": "Accounting Standards Codification", "Paragraph": "4E", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671321-158438" }, "r495": { "Name": "Accounting Standards Codification", "Paragraph": "4G", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671329-158438" }, "r496": { "Name": "Accounting Standards Codification", "Paragraph": "4H", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671331-158438" }, "r497": { "Name": "Accounting Standards Codification", "Paragraph": "13H", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117419784&loc=SL117783719-158441" }, "r498": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117419843&loc=SL117420844-207641" }, "r499": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/subtopic&trid=2560295" }, "r5": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(13))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r50": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669625-108580" }, "r500": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "470", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486086&loc=d3e24387-158525" }, "r501": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24708-158529" }, "r502": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24708-158529" }, "r503": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24708-158529" }, "r504": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24746-158529" }, "r505": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24790-158529" }, "r506": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "55", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=82848697&loc=d3e24938-158530" }, "r507": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "55", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=82848697&loc=d3e24959-158530" }, "r508": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "605", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=84167274&loc=d3e27175-158546" }, "r509": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(a)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r51": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669625-108580" }, "r510": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(b)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r511": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(b)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r512": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(b)(3)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r513": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(c)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r514": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(c)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r515": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(c)(3)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r516": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r517": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "605", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99379264&loc=d3e27758-158548" }, "r518": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "605", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99379264&loc=d3e27830-158548" }, "r519": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "25", "SubTopic": "720", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=35755714&loc=d3e28434-158551" }, "r52": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e557-108580" }, "r520": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(e)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117420044&loc=d3e19393-158473" }, "r521": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "825", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117420823&loc=d3e32546-158582" }, "r522": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "944", "URI": "http://asc.fasb.org/topic&trid=2303980" }, "r523": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=118262064&loc=SL116631418-115840" }, "r524": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=118262064&loc=SL116631419-115840" }, "r525": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12(2)(i))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=50485924&loc=d3e611133-123010" }, "r526": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12C(1)(a))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=50485924&loc=d3e611225-123010" }, "r527": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-13(1))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=50485924&loc=d3e611282-123010" }, "r528": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-15(Column A))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=50485924&loc=d3e611379-123010" }, "r529": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "946", "URI": "http://asc.fasb.org/subtopic&trid=2324412" }, "r53": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116657188&loc=SL116659661-227067" }, "r530": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "310", "Subparagraph": "(SX 210.12-29(Footnote 4))", "Topic": "948", "URI": "http://asc.fasb.org/extlink&oid=6589523&loc=d3e617274-123014" }, "r531": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "740", "Topic": "954", "URI": "http://asc.fasb.org/extlink&oid=6491622&loc=d3e9504-115650" }, "r532": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "360", "Subparagraph": "(SX 210.12-28(Footnote 2))", "Topic": "970", "URI": "http://asc.fasb.org/extlink&oid=6590653&loc=d3e638233-123024" }, "r533": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "360", "Subparagraph": "(SX 210.12-28(Footnote 4))", "Topic": "970", "URI": "http://asc.fasb.org/extlink&oid=6590653&loc=d3e638233-123024" }, "r534": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(1)", "Topic": "985", "URI": "http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756" }, "r535": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "985", "URI": "http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756" }, "r536": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "985", "URI": "http://asc.fasb.org/extlink&oid=6501960&loc=d3e128487-111756" }, "r537": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r538": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-23" }, "r539": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r54": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118951672&loc=d3e1436-108581" }, "r540": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1-" }, "r541": { "Name": "Forms 10-K, 20-F, 40-F", "Number": "240", "Publisher": "SEC", "Section": "15", "Subsection": "d-1" }, "r542": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r543": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405" }, "r544": { "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "11", "Subsection": "03" }, "r545": { "Footnote": "2", "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "28" }, "r546": { "Footnote": "4", "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "28" }, "r547": { "Footnote": "4", "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "29" }, "r548": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "Column A", "Publisher": "SEC", "Section": "12", "Subsection": "18" }, "r549": { "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "17" }, "r55": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(210.5-03(11))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r550": { "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "18" }, "r56": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(1))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r57": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(10))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r58": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(12))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r59": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(20))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r6": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(14))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r60": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(21))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r61": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(5))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r62": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.13)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r63": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.2(b))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r64": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.4,6)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r65": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.7(a))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r66": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.7(a),(b))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r67": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.7(b))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r68": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.7(c),9(a))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r69": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.8)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r7": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(17))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r70": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.9)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r71": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "220", "URI": "http://asc.fasb.org/topic&trid=2134417" }, "r72": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3151-108585" }, "r73": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3179-108585" }, "r74": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3179-108585" }, "r75": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3179-108585" }, "r76": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585" }, "r77": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585" }, "r78": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585" }, "r79": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585" }, "r8": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(19))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r80": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3291-108585" }, "r81": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3291-108585" }, "r82": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3521-108585" }, "r83": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585" }, "r84": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585" }, "r85": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585" }, "r86": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585" }, "r87": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585" }, "r88": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3044-108585" }, "r89": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4273-108586" }, "r9": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(2))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r90": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4297-108586" }, "r91": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4304-108586" }, "r92": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4313-108586" }, "r93": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4332-108586" }, "r94": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=SL98516268-108586" }, "r95": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18780-107790" }, "r96": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18823-107790" }, "r97": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18823-107790" }, "r98": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h)(2))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r99": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" } }, "version": "2.1" } XML 100 R19.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Commitments and Contingencies
12 Months Ended
Dec. 31, 2019
Commitments and Contingencies [Abstract]  
Commitments and Contingencies Disclosure Commitments and Contingencies
Leases
The Company elected the practical expedients in ASU Number 2018-11, Leases (Topic 842): Targeted Improvements and ASU Number 2016-02, Leases (Topic 842), allowing the Company to apply provisions of the new guidance at the date of adoption without adjusting comparative periods presented.
At December 31, 2019, the Company's operating leases have remaining terms of 1 year to 8 years, with options to extend up to 10 years with no termination provision. The Company's finance leases have an option to terminate after 1 year.
Components of lease expense were as follows:
 
 
Year Ended December 31,
 
 
2019
 
 
(in millions)
Operating lease expense
 
$
5.1

Finance lease expense
 
0.2

Total lease expense
 
$
5.3


As of December 31, 2019, the weighted average remaining lease term for operating leases was 5.8 years and for finance leases was 2.9 years. The weighted average discount rate was 3.2% and 3.7% for operating and finance leases, respectively.
Maturities of lease liabilities were as follows:
Year
 
Operating Leases
 
Finance Leases
 
 
(in millions)
2020
 
$
4.8

 
$
0.2

2021
 
3.5

 
0.2

2022
 
2.3

 
0.1

2023
 
2.3

 
0.1

2024
 
2.1

 

Thereafter
 
4.6

 

Total lease payments
 
19.6

 
0.6

Less: imputed interest
 
(1.8
)
 

Total
 
$
17.8

 
$
0.6


Supplemental balance sheet information related to leases was as follows:
 
 
As of December 31,
 
 
2019
 
 
(in millions)
Operating leases:
 
 
Operating lease right-of-use asset
 
$
15.9

Operating lease liability
 
17.8

Finance leases:
 
 
Property and equipment, gross
 
1.1

Accumulated depreciation
 
(0.5
)
Property and equipment, net
 
0.6

Other liabilities
 
$
0.6

Supplemental cash flow information related to leases was as follows:
 
 
Year Ended December 31,
 
 
2019
 
 
(in millions)
Cash paid for amounts included in the measurement of lease liabilities:
 
 
Operating cash flows used for operating leases
 
$
5.1

Financing cash flows used for finance leases
 
0.2


Contingencies Surrounding Insurance Assessments
All of the states where the Company's insurance subsidiaries are licensed to transact business require property and casualty insurers doing business within the respective state to pay various insurance assessments. The Company accrues a liability for estimated insurance assessments as direct premiums are written, losses are recorded, or as other events occur in accordance with various states' laws and regulations, and defers these costs and recognizes them as an expense as the related premiums are earned. The Company had an accrued liability for guaranty fund assessments, second injury funds assessments, and other insurance assessments totaling $16.8 million and $18.6 million as of December 31, 2019 and 2018, respectively. These liabilities are generally expected
to be paid over one to eighty year periods based on individual state's regulations. The Company also recorded an asset of $17.0 million and $14.9 million, as of December 31, 2019 and 2018, respectively, for prepaid policy charges still to be collected in the future from policyholders, or assessments that may be recovered through a reduction in future premium taxes in certain states. These assets are expected to be realized over one to ten year periods in accordance with their type and each individual state's regulations.
Capital Commitment
As of December 31, 2019, the Company had an unfunded commitment to invest $41.6 million into a private investment fund. See Note 4.
XML 101 R36.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Liability for Unpaid Losses and Loss Adjustment Expenses (Tables)
12 Months Ended
Dec. 31, 2019
Liability for Unpaid Losses and Loss Adjustment Expenses [Abstract]  
Changes in the liability for unpaid losses and LAE table
The following table represents a reconciliation of changes in the liability for unpaid losses and LAE.
 
Years Ended December 31,
 
2019
 
2018
 
2017
 
(in millions)
Unpaid losses and LAE at beginning of period
$
2,207.9

 
$
2,266.1

 
$
2,301.0

Less reinsurance recoverable on unpaid losses and LAE
504.4

 
537.0

 
580.0

Net unpaid losses and LAE at beginning of period
1,703.5

 
1,729.1

 
1,721.0

Losses and LAE, net of reinsurance, incurred during the period related to:
 
 
 
 
 
Current year
456.1

 
457.5

 
447.3

Prior years
(77.5
)
 
(66.2
)
 
(18.5
)
Total net losses and LAE incurred during the period
378.6

 
391.3

 
428.8

Paid losses and LAE, net of reinsurance, related to:
 
 
 
 
 
Current year
106.6

 
93.0

 
76.9

Prior years
315.2

 
323.9

 
343.8

Total net paid losses and LAE during the period
421.8

 
416.9

 
420.7

Ending unpaid losses and LAE, net of reinsurance
1,660.3

 
1,703.5

 
1,729.1

Reinsurance recoverable on unpaid losses and LAE
532.5

 
504.4

 
537.0

Unpaid losses and LAE at end of period
$
2,192.8

 
$
2,207.9

 
$
2,266.1


Short-duration Insurance Contracts, Claims Development [Table Text Block]
The Company analyzed the usefulness of disaggregation of its results and determined the characteristics associated with the policies and the related unpaid loss reserves, incurred losses, and payment patterns are similar in nature. As such, the following tables show the Company's historical incurred and cumulative paid losses and LAE development, net of reinsurance, as well as IBNR loss reserves and the number of reported claims on an aggregated basis as of December 31, 2019 for each of the previous 10 accident years.
 
Incurred Losses and LAE, Net of Reinsurance
 
 
 
 
Years Ended December 31,
 
As of December 31, 2019
Accident Year
2010(1)
2011(1)
2012(1)
2013(1)
2014(1)
2015(1)
2016(1)
2017(1)
2018(1)
2019
 
IBNR
Cumulative number of reported claims
 
(in millions, except claims counts)
2010
$
204.9

$
224.4

$
228.1

$
246.1

$
250.2

$
262.0

$
259.9

$
258.8

$
255.2

$
255.3

 
$
15.8

18,541

2011
 
253.7

267.3

272.0

277.4

296.3

292.6

288.8

287.8

285.6

 
20.0

19,582

2012
 
 
348.8

359.9

360.9

386.4

388.2

382.8

379.8

378.5

 
35.2

26,011

2013
 
 
 
452.6

460.6

478.6

472.6

468.9

464.6

459.3

 
50.2

28,884

2014
 
 
 
 
463.4

445.8

432.9

434.6

430.5

424.7

 
59.3

28,552

2015
 
 
 
 
 
422.2

425.8

423.9

419.6

408.7

 
62.7

27,199

2016
 
 
 
 
 
 
419.0

414.6

395.4

375.0

 
66.8

25,722

2017
 
 
 
 
 
 
 
412.4

391.3

358.3

 
89.6

24,953

2018
 
 
 
 
 
 
 
 
422.5

424.6

 
127.4

27,614

2019
 
 
 
 
 
 
 
 
 
422.4

 
206.2

28,025

Total
$
3,792.3

 
 
 
 
Cumulative Paid Losses and LAE, Net of Reinsurance
 
Years Ended December 31,
Accident Year
2010(1)
2011(1)
2012(1)
2013(1)
2014(1)
2015(1)
2016(1)
2017(1)
2018(1)
2019
 
(in millions)
2010
$
47.1

$
105.6

$
143.8

$
171.7

$
190.7

$
206.2

$
215.4

$
221.3

$
226.5

$
228.9

2011
 
47.4

115.1

162.6

193.8

217.5

230.1

238.2

243.8

248.1

2012
 
 
58.6

148.3

214.2

261.4

289.9

305.0

316.9

324.3

2013
 
 
 
68.5

184.4

263.8

317.4

346.1

365.9

379.3

2014
 
 
 
 
65.3

172.7

248.9

297.2

323.4

342.1

2015
 
 
 
 
 
65.5

174.5

246.9

290.5

311.2

2016
 
 
 
 
 
 
65.6

166.8

227.7

261.2

2017
 
 
 
 
 
 
 
63.5

160.2

215.7

2018
 
 
 
 
 
 
 
 
77.9

189.9

2019
 
 
 
 
 
 
 
 
 
88.8

Total
$
2,589.5

All outstanding liabilities for unpaid losses and LAE prior to 2010, net of reinsurance
378.9

Total outstanding liabilities for unpaid losses and LAE, net of reinsurance
$
1,581.7

(1)
Data presented for these calendar years is required supplementary information, which is unaudited
Short-duration Insurance Contracts, Reconciliation of Claims Development to Liability [Table Text Block]
The following table represents a reconciliation of claims development to the aggregate carrying amount of the liability for unpaid losses and LAE:
 
 
December 31, 2019
 
 
(in millions)
Liabilities for unpaid losses and LAE, net of reinsurance
 
$
1,581.7

Reinsurance recoverable on unpaid losses
 
532.5

Unallocated LAE (adjusting and other)
 
78.6

Total liability for unpaid losses and LAE
 
$
2,192.8


Short-duration Insurance Contracts, Schedule of Historical Claims Duration [Table Text Block]
The following table presents the average annual percentage payout of incurred claims by age, net of reinsurance, as of December 31, 2019 and is presented as required supplementary information, which is unaudited:
Average Annual Percentage Payout of Claims by Age, Net of Reinsurance
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
17.7
%
26.3
%
17.4
%
11.7
%
7.5
%
5.1
%
3.6
%
2.4
%
1.8
%
1.0
%

XML 102 R32.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Fair Value of Financial Instruments (Tables)
12 Months Ended
Dec. 31, 2019
Fair Value of Financial Instruments [Abstract]  
Estimated fair value of financial instruments table
The carrying value and the estimated fair value of the Company's financial instruments at fair value were as follows as of December 31:
 
2019
 
2018
 
Carrying Value
 
Estimated Fair Value
 
Carrying Value
 
Estimated Fair Value
Financial assets
(in millions)
Total investments at fair value (Note 5)
$
2,742.6

 
$
2,742.6

 
$
2,721.3

 
$
2,721.3

Cash and cash equivalents
154.9

 
154.9

 
101.4

 
101.4

Restricted cash and cash equivalents
0.3

 
0.3

 
0.6

 
0.6

Financial liabilities
 
 
 
 
 
 
 
Notes payable (Note 10)
$

 
$

 
$
20.0

 
$
23.5


Fair value, assets and liabilities measured on recurring basis table
The following table presents the Company's investments at fair value and the corresponding fair value measurements.
 
December 31, 2019
 
December 31, 2018
 
Level 1
 
Level 2
 
Level 3
 
Level 1
 
Level 2
 
Level 3
 
(in millions)
Fixed maturity securities
 
 
 
 
 
 
 
 
 
 
 
U.S. Treasuries
$

 
$
85.6

 
$

 
$

 
$
106.4

 
$

U.S. Agencies

 
2.9

 

 

 
11.4

 

States and municipalities

 
484.5

 

 

 
528.0

 

Corporate securities

 
1,079.0

 

 

 
1,090.4

 

Residential mortgage-backed securities

 
480.4

 

 

 
451.5

 

Commercial mortgage-backed securities

 
110.6

 

 

 
94.3

 

Asset-backed securities

 
61.2

 

 

 
64.5

 

Other securities

 
181.7

 

 

 
149.9

 

Total fixed maturity securities
$

 
$
2,485.9

 
$

 
$

 
$
2,496.4

 
$

Equity securities at fair value
 
 
 
 
 
 
 
 
 
 
 
Industrial and miscellaneous
$
216.4

 
$

 
$

 
$
174.8

 
$

 
$

Other
40.3

 

 

 
25.1

 

 

Total equity securities at fair value
$
256.7

 
$

 
$

 
$
199.9

 
$

 
$

Short-term investments
$

 
$

 
$

 
$

 
$
25.0

 
$

Total investments at fair value
$
256.7

 
$
2,485.9

 
$

 
$
199.9

 
$
2,521.4

 
$


Fair value, assets measured on recurring basis, unobservable input reconciliation table
The following table provides a reconciliation of the beginning and ending balances that are measured using Level 3 inputs for the years ended December 31, 2019 and 2018.
 
Level 3 Securities
 
2019
 
2018
 
(in millions)
Beginning balance, January 1
$

 
$
4.7

Transfers out of Level 3(1)

 
(4.7
)
Purchases and sales, net

 

Ending balance, December 31
$

 
$


Fair Value, Investments, Entities that Calculate Net Asset Value Per Share [Table Text Block]
The following table presents cash and investments carried at NAV on the Company's Consolidated Balance Sheets.
 
December 31, 2019
 
December 31, 2018
 
 
Cash equivalents measured at NAV
14.4

 
57.5

Other invested assets carried at NAV
9.1

 


XML 103 R9.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Basis of Presentation
12 Months Ended
Dec. 31, 2019
Basis of Presentation [Abstract]  
Basis of Presentation Basis of Presentation and Summary of Operations
Nature of Operations and Organization
Employers Holdings, Inc. (EHI) is a Nevada holding company. Through its wholly owned insurance subsidiaries, Employers Insurance Company of Nevada (EICN), Employers Compensation Insurance Company (ECIC), Employers Preferred Insurance Company (EPIC), Employers Assurance Company (EAC), and Cerity Insurance Company (CIC), EHI is engaged in the commercial property and casualty insurance industry, specializing in workers' compensation products and services. Unless otherwise indicated, all references to the "Company" refer to EHI, together with its subsidiaries.
In 1999, the Nevada State Industrial Insurance System (the Fund) entered into a 100% quota share reinsurance agreement (the LPT Agreement) through a loss portfolio transfer transaction with third party reinsurers. The LPT Agreement commenced on June 30, 1999 and will remain in effect until: (i) all claims under the covered policies have closed; (ii) the LPT Agreement is commuted or terminated upon the mutual agreement of the parties; or (iii) the reinsurers' aggregate maximum limit of liability is exhausted, whichever occurs first. The LPT Agreement does not provide for any additional termination terms. On January 1, 2000, EICN assumed all of the assets, liabilities and operations of the Fund, including the Fund's rights and obligations associated with the LPT Agreement. See Notes 2 and 9.
The Company accounts for the LPT Agreement as retroactive reinsurance. Upon entry into the LPT Agreement, an initial deferred reinsurance gain (the Deferred Gain) was recorded as a liability on the Company's Consolidated Balance Sheets. The Company is entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is estimated based on both actual paid results to date and projections of expected paid losses under the LPT Agreement and is recorded as an asset on the Company's Consolidated Balance Sheets.
Basis of Presentation
The accompanying consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (GAAP). All intercompany transactions and balances have been eliminated in consolidation.
The Company operates through two reportable segments: Employers and Cerity. Each of the segments represents a separate and distinct underwriting platform through which the Company conducts insurance business. This presentation allows the reader, as well as the Company's chief operating decision makers, to objectively analyze the business originated through each of the Company's underwriting platforms. Prior to December 31, 2019, the Company operated under a single reportable segment. All periods prior to December 31, 2019 have been conformed to the current presentation. Detailed financial information about the Company's operating segments is presented in Note 18.
Use of Estimates
The preparation of the consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. As a result, actual results could differ from these estimates. The most significant areas that require management judgment are the estimate of unpaid losses and loss adjustment expenses (LAE), evaluation of reinsurance recoverables, recognition of premium revenue, recoverability of deferred income taxes, and valuation of investments.
Reclassifications
Certain prior period information has been reclassified to conform to the current period presentation.
Acquisition
On July 31, 2019, the Company acquired (the Acquisition) PartnerRe Insurance Company of New York (PRNY) from Partner Reinsurance Company of the U.S. (PRUS). The purchase price was equal to the sum of: (i) $47.6 million, the amount of statutory capital and surplus of PRNY at closing; and (ii) $5.8 million. The Company funded the Acquisition with cash on hand. As a result of the purchase, the Company acquired $37.3 million of cash and cash equivalents, $10.3 million of fixed maturity securities, $5.8 million of intangible assets (comprised of state licenses), $6.8 million of other assets, $6.8 million of other liabilities, and $48.3 million of gross loss and LAE reserves, which were offset by $48.3 million of reinsurance recoverables, resulting in no net loss and LAE reserves. The Company did not acquire any employees or ongoing business operations pursuant to the Acquisition.
Pursuant to the purchase agreement, all liabilities and obligations of PRNY existing as of the closing date, whether known or unknown, will be indemnified by PRUS. In addition, PartnerRe Ltd., the parent company of PRUS, has provided the Company
with a guaranty that unconditionally, absolutely and irrevocably guarantees the full and prompt payment and performance by PRUS of all of its obligations, liabilities and indemnities under the purchase agreement and the transactions contemplated thereby. If PRUS and PartnerRe Ltd. were to fail to honor their obligations to the Company under the purchase agreement, all or a portion of the remaining gross loss and LAE reserves acquired by the Company pursuant to the Acquisition would become the Company's responsibility.
Subsequent to completing the Acquisition, PRNY was renamed CIC.
XML 104 R1.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Cover Page - USD ($)
12 Months Ended
Dec. 31, 2019
Feb. 13, 2020
Jun. 30, 2019
Cover page.      
Document Type 10-K    
Amendment Flag false    
Document Period End Date Dec. 31, 2019    
Document Fiscal Year Focus 2019    
Document Fiscal Period Focus FY    
Entity Registrant Name EMPLOYERS HOLDINGS, INC.    
Entity Central Index Key 0001379041    
Entity Current Reporting Status Yes    
Entity Voluntary Filers No    
Entity Interactive Data Current Yes    
Current Fiscal Year End Date --12-31    
Entity Filer Category Large Accelerated Filer    
Entity Well-known Seasoned Issuer Yes    
Entity Public Float     $ 997,805,330
Entity Common Stock Shares Outstanding (in shares)   31,458,488  
Entity Shell Company false    
Entity Small Business false    
Entity Emerging Growth Company false    
Title of 12(b) Security Common Stock, $0.01 par value per share    
Trading Symbol EIG    
Security Exchange Name NYSE    
Entity File Number 001-33245    
Entity Incorporation, State or Country Code NV    
Entity Tax Identification Number 04-3850065    
Entity Address, Address Line One 10375 Professional Circle    
Entity Address, City or Town Reno,    
Entity Address, State or Province NV    
Entity Address, Postal Zip Code 89521    
City Area Code 888    
Local Phone Number 682-6671    
Document Annual Report true    
Document Transition Report false    
Documents Incorporated by Reference
Portions of the registrant's Definitive Proxy Statement relating to the 2020 Annual Meeting of Stockholders are incorporated by reference in Items 10, 11, 12, 13 and 14 of Part III of this report.
   
XML 105 R23.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Accumulated Other Comprehensive Income, Net
12 Months Ended
Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]  
Accumulated Other Comprehensive Income, Net Accumulated Other Comprehensive Income (Loss)
Accumulated other comprehensive income (loss) is comprised of unrealized gains (losses) on investments classified as available-for-sale, net of deferred tax expense. The following table summarizes the components of Accumulated other comprehensive income (loss):
 
Years Ended December 31,
 
2019
 
2018
 
(in millions)
Net unrealized gains (losses) on investments, before taxes
$
82.6

 
$
(17.3
)
Deferred tax (expense) benefit on net unrealized gains (losses)
(17.3
)
 
3.6

Total accumulated other comprehensive income (loss)
$
65.3

 
$
(13.7
)

XML 106 eig-2019x10k_htm.xml IDEA: XBRL DOCUMENT 0001379041 2019-01-01 2019-12-31 0001379041 2019-06-30 0001379041 2020-02-13 0001379041 2019-12-31 0001379041 2018-12-31 0001379041 2017-01-01 2017-12-31 0001379041 2018-01-01 2018-12-31 0001379041 us-gaap:TreasuryStockMember 2018-01-01 2018-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-01-01 2017-12-31 0001379041 us-gaap:CommonStockMember 2017-01-01 2017-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2018-01-01 2018-12-31 0001379041 us-gaap:CommonStockMember 2019-01-01 2019-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-12-31 0001379041 us-gaap:CommonStockMember 2017-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-01-01 2018-12-31 0001379041 us-gaap:RetainedEarningsMember 2019-01-01 2019-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2018-12-31 0001379041 us-gaap:CommonStockMember 2019-12-31 0001379041 us-gaap:CommonStockMember 2018-01-01 2018-12-31 0001379041 us-gaap:TreasuryStockMember 2018-12-31 0001379041 us-gaap:CommonStockMember 2016-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2019-01-01 2019-12-31 0001379041 us-gaap:RetainedEarningsMember 2018-01-01 2018-12-31 0001379041 us-gaap:TreasuryStockMember 2019-01-01 2019-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-01-01 2019-12-31 0001379041 2017-12-31 0001379041 us-gaap:RetainedEarningsMember 2017-01-01 2017-12-31 0001379041 us-gaap:TreasuryStockMember 2019-12-31 0001379041 us-gaap:TreasuryStockMember 2017-01-01 2017-12-31 0001379041 2016-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2017-01-01 2017-12-31 0001379041 us-gaap:TreasuryStockMember 2017-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2017-12-31 0001379041 us-gaap:RetainedEarningsMember 2018-12-31 0001379041 us-gaap:RetainedEarningsMember 2019-12-31 0001379041 us-gaap:RetainedEarningsMember 2017-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0001379041 us-gaap:CommonStockMember 2018-12-31 0001379041 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2016-12-31 0001379041 us-gaap:TreasuryStockMember 2016-12-31 0001379041 us-gaap:RetainedEarningsMember 2016-12-31 0001379041 us-gaap:AdditionalPaidInCapitalMember 2019-12-31 0001379041 eig:FundsHeldInTrustReinsuranceAgreementDomain 2019-12-31 0001379041 us-gaap:OtherMachineryAndEquipmentMember 2019-01-01 2019-12-31 0001379041 eig:EmployersSegmentMember 2019-01-01 2019-12-31 0001379041 eig:FundsHeldInTrustReinsuranceAgreementDomain 2018-12-31 0001379041 eig:LPTAgreementMember 2019-12-31 0001379041 us-gaap:LeaseholdImprovementsMember 2019-01-01 2019-12-31 0001379041 eig:EmployersSegmentMember 2017-01-01 2017-12-31 0001379041 eig:EmployersSegmentMember 2018-01-01 2018-12-31 0001379041 us-gaap:ServiceAgreementsMember 2018-12-31 0001379041 us-gaap:LicensingAgreementsMember 2019-12-31 0001379041 us-gaap:OtherIntangibleAssetsMember 2019-12-31 0001379041 us-gaap:OtherIntangibleAssetsMember 2018-12-31 0001379041 us-gaap:ServiceAgreementsMember 2019-12-31 0001379041 us-gaap:LicensingAgreementsMember 2018-12-31 0001379041 us-gaap:OtherIntangibleAssetsMember 2019-12-31 0001379041 2019-03-31 0001379041 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001379041 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2019-01-01 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2017-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member 2018-01-01 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember eig:OtherEquitiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:IndustrialMiscellaneousAndAllOthersMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0001379041 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:DebtSecuritiesMember 2018-12-31 0001379041 us-gaap:ResidentialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:CorporateDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:USTreasurySecuritiesMember 2018-12-31 0001379041 us-gaap:AssetBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:USTreasurySecuritiesMember 2019-12-31 0001379041 us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0001379041 us-gaap:AssetBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001379041 us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001379041 us-gaap:DebtSecuritiesMember 2019-12-31 0001379041 us-gaap:CommercialMortgageBackedSecuritiesMember 2018-12-31 0001379041 us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2017-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember 2019-12-31 0001379041 eig:RequiredbyvariousstatelawsandregulationstoholdsecuritiesorlettersofcreditindepositoryaccountMember 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2018-01-01 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2017-01-01 2017-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember 2018-12-31 0001379041 eig:RequiredbyvariousstatelawsandregulationstoholdsecuritiesorlettersofcreditindepositoryaccountMember 2019-12-31 0001379041 us-gaap:IndustrialMiscellaneousAndAllOthersMember 2018-12-31 0001379041 eig:OtherEquitiesMember 2018-12-31 0001379041 us-gaap:IndustrialMiscellaneousAndAllOthersMember 2019-12-31 0001379041 eig:OtherEquitiesMember 2019-12-31 0001379041 us-gaap:DebtSecuritiesMember 2017-01-01 2017-12-31 0001379041 us-gaap:DebtSecuritiesMember 2018-01-01 2018-12-31 0001379041 us-gaap:OtherInvestmentsMember 2019-01-01 2019-12-31 0001379041 us-gaap:CashAndCashEquivalentsMember 2019-01-01 2019-12-31 0001379041 us-gaap:OtherInvestmentsMember 2017-01-01 2017-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2017-01-01 2017-12-31 0001379041 us-gaap:ShortTermInvestmentsMember 2019-01-01 2019-12-31 0001379041 us-gaap:ShortTermInvestmentsMember 2018-01-01 2018-12-31 0001379041 us-gaap:CashAndCashEquivalentsMember 2017-01-01 2017-12-31 0001379041 us-gaap:CashAndCashEquivalentsMember 2018-01-01 2018-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-01-01 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2019-01-01 2019-12-31 0001379041 us-gaap:OtherInvestmentsMember 2018-01-01 2018-12-31 0001379041 us-gaap:ShortTermInvestmentsMember 2017-01-01 2017-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-01-01 2019-12-31 0001379041 eig:TotalAFSInvestmentsDomain 2018-12-31 0001379041 us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2019-12-31 0001379041 eig:TotalAFSInvestmentsDomain 2019-12-31 0001379041 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2018-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2017-01-01 2017-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2019-01-01 2019-12-31 0001379041 us-gaap:EquitySecuritiesInvestmentSummaryMember 2018-01-01 2018-12-31 0001379041 us-gaap:DebtSecuritiesMember 2019-01-01 2019-12-31 0001379041 us-gaap:OtherInvestmentsMember 2019-01-01 2019-12-31 0001379041 us-gaap:AutomobilesMember 2018-12-31 0001379041 us-gaap:LeaseholdImprovementsMember 2019-12-31 0001379041 us-gaap:OfficeEquipmentMember 2018-12-31 0001379041 us-gaap:OfficeEquipmentMember 2019-12-31 0001379041 us-gaap:ComputerEquipmentMember 2019-12-31 0001379041 us-gaap:LeaseholdImprovementsMember 2018-12-31 0001379041 us-gaap:AutomobilesMember 2019-12-31 0001379041 us-gaap:ComputerEquipmentMember 2018-12-31 0001379041 eig:ChangetoContingentProfitCommissionMember 2017-01-01 2017-12-31 0001379041 eig:ChangetoContingentProfitCommissionMember 2019-01-01 2019-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2019-01-01 2019-12-31 0001379041 eig:ChangetoContingentProfitCommissionMember 2018-01-01 2018-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2017-01-01 2017-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2018-01-01 2018-12-31 0001379041 eig:AccountingStandardsUpdate201805Member 2019-01-01 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2019-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2018Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2013-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2016-12-31 0001379041 eig:ShortdurationInsuranceContractsAccidentYearsPriorto10yearsDomain 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2010-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2017Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2014-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2011-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2013-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2011-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2013-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2012-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2016Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2019-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2017Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2016Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2013-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2014-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2016Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2014-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2014Member 2018-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2015Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2012-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2011Member 2015-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2014-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2010Member 2015-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2017Member 2017-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2014-12-31 0001379041 us-gaap:ShortDurationInsuranceContractsAccidentYear2018Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2013Member 2019-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2016Member 2016-12-31 0001379041 us-gaap:ShortdurationInsuranceContractsAccidentYear2012Member 2012-12-31 0001379041 us-gaap:ShortDurationInsuranceContractAccidentYear2019Member 2019-12-31 0001379041 eig:RelatedtoVoluntaryRiskBusinessMember 2018-01-01 2018-12-31 0001379041 eig:RelatedtoInvoluntaryAssignedRiskBusinessMember 2017-01-01 2017-12-31 0001379041 eig:RelatedtoInvoluntaryAssignedRiskBusinessMember 2018-01-01 2018-12-31 0001379041 eig:RelatedtoVoluntaryRiskBusinessMember 2017-01-01 2017-12-31 0001379041 eig:LPTAgreementMember 2019-12-31 0001379041 2018-07-01 2019-06-30 0001379041 srt:ScenarioForecastMember 2019-07-01 2020-07-01 0001379041 country:GB 2019-01-01 2019-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2018-12-31 0001379041 eig:LPTAgreementMember 2019-01-01 2019-12-31 0001379041 eig:ChangeDueToEstimatedReservesCededUnderLptAgreementMember 2019-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember 2019-01-01 2019-12-31 0001379041 eig:DekaniaSurplusNoteMember 2018-12-31 0001379041 eig:AlescoSurplusNoteMember 2018-12-31 0001379041 eig:AlescoSurplusNoteMember 2017-01-01 2017-12-31 0001379041 eig:AlescoSurplusNoteMember 2016-01-01 2016-12-31 0001379041 eig:DekaniaSurplusNoteMember 2019-01-01 2019-12-31 0001379041 eig:AlescoSurplusNoteMember 2018-01-01 2018-12-31 0001379041 eig:IconsSurpulsNoteMember 2017-01-01 2017-12-31 0001379041 eig:AlescoSurplusNoteMember 2019-01-01 2019-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember eig:EmployersAssuranceCompanyDomain 2019-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember eig:EmployersCompensationInsuranceCompanyMember 2019-12-31 0001379041 eig:IconsSurpulsNoteMember 2016-01-01 2016-12-31 0001379041 srt:FederalHomeLoanBankOfSanFranciscoMember eig:EmployersPreferredInsuranceCompanyMember 2019-12-31 0001379041 eig:IconsSurpulsNoteMember 2017-12-31 0001379041 eig:DekaniaSurplusNoteMember 2018-01-01 2018-12-31 0001379041 eig:DekaniaSurplusNoteMember 2017-01-01 2017-12-31 0001379041 eig:AlescoSurplusNoteMember 2019-12-31 0001379041 eig:DekaniaSurplusNoteMember 2019-12-31 0001379041 srt:MaximumMember 2019-12-31 0001379041 srt:MaximumMember 2019-01-01 2019-12-31 0001379041 srt:MinimumMember 2019-12-31 0001379041 srt:MinimumMember 2019-01-01 2019-12-31 0001379041 eig:FinanceleasesMember 2019-12-31 0001379041 2007-01-01 2019-12-31 0001379041 2018-01-01 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2017-01-01 2017-12-31 0001379041 us-gaap:PerformanceSharesMember 2018-01-01 2018-12-31 0001379041 us-gaap:PerformanceSharesMember 2017-01-01 2017-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2019-01-01 2019-12-31 0001379041 us-gaap:StockOptionMember 2018-01-01 2018-12-31 0001379041 us-gaap:StockOptionMember 2017-01-01 2017-12-31 0001379041 us-gaap:StockOptionMember 2019-01-01 2019-12-31 0001379041 us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2018-01-01 2018-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2017-01-01 2017-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2017-12-31 0001379041 eig:StockOptionsExercisableDomain 2019-01-01 2019-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2016-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2019-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2016-01-01 2016-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2018-01-01 2018-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2018-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2018-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2016-12-31 0001379041 eig:RestrictedStockUnitsVestedButUnsettledMember 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2017-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2016-01-01 2016-12-31 0001379041 eig:RestrictedStockUnitsVestedButUnsettledMember 2019-01-01 2019-12-31 0001379041 us-gaap:PerformanceSharesMember 2018-12-31 0001379041 srt:OfficerMember us-gaap:PerformanceSharesMember 2019-12-31 0001379041 us-gaap:PerformanceSharesMember 2017-12-31 0001379041 us-gaap:PerformanceSharesMember 2019-12-31 0001379041 eig:EmployersPreferredInsuranceCompanyMember 2019-12-31 0001379041 srt:ScenarioForecastMember eig:EmployersInsuranceCompanyOfNevadaMember 2020-03-02 0001379041 eig:EmployersCompensationInsuranceCompanyMember 2019-12-31 0001379041 srt:ScenarioForecastMember eig:EmployersAssuranceCompanyDomain 2020-06-13 0001379041 eig:EmployersInsuranceCompanyOfNevadaMember 2019-01-01 2019-12-31 0001379041 eig:EmployersInsuranceCompanyOfNevadaMember 2019-12-31 0001379041 eig:EmployersAssuranceCompanyDomain 2019-01-01 2019-12-31 0001379041 eig:EmployersCompensationInsuranceCompanyMember 2019-01-01 2019-12-31 0001379041 eig:EmployersAssuranceAndEmployersPreferredMember 2019-01-01 2019-12-31 0001379041 srt:ScenarioForecastMember eig:EmployersAssuranceCompanyDomain 2020-06-12 0001379041 eig:EmployersAssuranceAndEmployersPreferredMember 2019-12-31 0001379041 srt:ScenarioForecastMember eig:EmployersCompensationInsuranceCompanyMember 2020-09-24 0001379041 eig:CerityInsuranceCompanyMemberDomain 2019-12-31 0001379041 srt:ScenarioForecastMember eig:EmployersPreferredInsuranceCompanyMember 2020-12-31 0001379041 srt:ScenarioForecastMember eig:EmployersInsuranceCompanyOfNevadaMember 2020-03-01 0001379041 us-gaap:PerformanceSharesMember 2018-01-01 2018-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2019-01-01 2019-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2017-01-01 2017-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2018-01-01 2018-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2018-01-01 2018-12-31 0001379041 us-gaap:PerformanceSharesMember 2017-01-01 2017-12-31 0001379041 us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001379041 us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001379041 us-gaap:RestrictedStockUnitsRSUMember 2017-01-01 2017-12-31 0001379041 us-gaap:CorporateMember 2019-01-01 2019-12-31 0001379041 eig:CeritySegmentMember 2019-01-01 2019-12-31 0001379041 eig:CeritySegmentMember 2017-01-01 2017-12-31 0001379041 us-gaap:CorporateMember 2017-01-01 2017-12-31 0001379041 eig:CeritySegmentMember 2018-01-01 2018-12-31 0001379041 us-gaap:CorporateMember 2018-01-01 2018-12-31 0001379041 stpr:FL 2018-12-31 0001379041 country:US 2019-12-31 0001379041 country:US 2018-12-31 0001379041 country:US 2017-12-31 0001379041 stpr:CA 2017-12-31 0001379041 eig:AllOtherStatesMember 2019-12-31 0001379041 stpr:FL 2017-12-31 0001379041 stpr:NY 2018-12-31 0001379041 stpr:FL 2019-12-31 0001379041 eig:AllOtherStatesMember 2017-12-31 0001379041 stpr:NY 2019-12-31 0001379041 stpr:NY 2017-12-31 0001379041 stpr:CA 2019-12-31 0001379041 eig:AllOtherStatesMember 2018-12-31 0001379041 stpr:CA 2018-12-31 0001379041 2019-04-01 2019-06-30 0001379041 2019-07-01 2019-09-30 0001379041 2019-01-01 2019-03-31 0001379041 2019-10-01 2019-12-31 0001379041 2018-01-01 2018-03-31 0001379041 2018-04-01 2018-06-30 0001379041 2018-07-01 2018-09-30 0001379041 2018-10-01 2018-12-31 0001379041 srt:ParentCompanyMember 2018-12-31 0001379041 srt:ParentCompanyMember 2019-12-31 0001379041 srt:ParentCompanyMember us-gaap:ShortTermInvestmentsMember 2018-12-31 0001379041 srt:ParentCompanyMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0001379041 srt:ParentCompanyMember 2018-01-01 2018-12-31 0001379041 srt:ParentCompanyMember 2017-01-01 2017-12-31 0001379041 srt:ParentCompanyMember 2019-01-01 2019-12-31 0001379041 srt:ParentCompanyMember 2016-12-31 0001379041 srt:ParentCompanyMember 2017-12-31 0001379041 eig:CeritySegmentMember 2018-12-31 0001379041 eig:CeritySegmentMember 2017-12-31 0001379041 us-gaap:CorporateMember 2017-12-31 0001379041 us-gaap:CorporateMember 2019-12-31 0001379041 eig:EmployersSegmentMember 2019-12-31 0001379041 eig:EmployersSegmentMember 2017-12-31 0001379041 eig:CeritySegmentMember 2019-12-31 0001379041 us-gaap:CorporateMember 2018-12-31 0001379041 eig:EmployersSegmentMember 2018-12-31 shares iso4217:USD pure iso4217:USD shares false --12-31 FY 2019 0001379041 0 0 25000000 0 2513700000 24200000 2403300000 25300000 0.01 0.01 150000000 150000000 56975675 57184370 32765792 31355378 0 0 2034-12-15 2034-04-29 131900000 40000000 155600000 27800000 -2600000 400000 -800000 -6300000 12500000 -21000000 -8900000 12900000 -21800000 0.01 0.01 25000000 25000000 0 0 0 25000000 0 24209883 25828992 0 0 10-K true 2019-12-31 false 001-33245 EMPLOYERS HOLDINGS, INC. NV 04-3850065 10375 Professional Circle Reno, NV 89521 888 682-6671 Common Stock, $0.01 par value per share EIG NYSE Yes No Yes Yes Large Accelerated Filer false false false 997805330 31458488 <div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">Portions of the registrant's Definitive Proxy Statement relating to the </span><span style="font-family:inherit;font-size:9pt;color:#000000;text-decoration:none;">2020</span><span style="font-family:inherit;font-size:9pt;"> Annual Meeting of Stockholders are incorporated by reference in Items 10, 11, 12, 13 and 14 of Part III of this report.</span></div> 2485900000 2496400000 256700000 199900000 6700000 6400000 29100000 0 0 25000000.0 2778400000 2727700000 154900000 101400000 300000 600000 16400000 18000000.0 285700000 333100000 7200000 6700000 532500000 504400000 47900000 48200000 0 26900000 21900000 18200000 15900000 0 13600000 7700000 36200000 36200000 13200000 32000000.0 33600000 26000000.0 46400000 32100000 4004100000 3919200000 2192800000 2207900000 337100000 336300000 48600000 57300000 29800000 37100000 137100000 149600000 0 20000000.0 23000000.0 18800000 17800000 0 52100000 74000000.0 2838300000 2901000000.0 600000 600000 0 0 396400000 388800000 1158800000 1030700000 65300000 -13700000 455300000 388200000 1165800000 1018200000 4004100000 3919200000 695800000 731100000 716500000 88100000 81200000 74600000 51100000 -13100000 7400000 0 0 2100000 900000 1200000 800000 835900000 800400000 801400000 365900000 376700000 417200000 88100000 94200000 91400000 187500000 158500000 139900000 600000 1500000 1400000 0 0 7500000 642100000 630900000 657400000 193800000 169500000 144000000.0 36700000 28200000 42800000 157100000 141300000 101200000 82100000 -48500000 19900000 -3100000 1400000 -4800000 79000000.0 -47100000 15100000 236100000 94200000 116300000 51100000 -9800000 8800000 0 3300000 1400000 51100000 -13100000 7400000 4.89 4.30 3.11 4.83 4.24 3.06 0.88 0.80 0.60 56226277 600000 372000000.0 777200000 74500000 -383700000 840600000 0 0 6900000 0 0 0 6900000 307076 0 6000000.0 0 0 0 6000000.0 161821 0 2200000 0 0 0 2200000 0 1500000 1300000 0 0 -200000 0 0 0 19700000 0 0 19700000 0 0 101200000 0 0 101200000 0 0 -17800000 17800000 0 0 0 0 0 15100000 0 15100000 56695174 600000 381200000 842200000 107400000 -383700000 947700000 56695174 600000 381200000 842200000 107400000 -383700000 947700000 0 0 9400000 0 0 0 9400000 57091 0 1100000 0 0 0 1100000 223410 0 2900000 0 0 0 2900000 0 0 0 0 0 4600000 4600000 0 0 0 26700000 0 0 26700000 0 0 141300000 0 0 141300000 0 0 74000000.0 -74000000.0 0 0 0 0 0 -47100000 0 -47100000 56975675 600000 388800000 1030700000 -13700000 -388200000 1018200000 56975675 600000 388800000 1030700000 -13700000 -388200000 1018200000 0 0 10100000 0 0 0 10100000 31630 0 700000 0 0 0 700000 177065 0 3200000 0 0 0 3200000 0 0 0 0 0 67100000 67100000 0 0 0 28900000 0 0 28900000 0 0 157100000 0 0 157100000 0 0 0 79000000.0 0 79000000.0 57184370 600000 396400000 1158800000 65300000 -455300000 1165800000 157100000 141300000 101200000 9000000.0 6300000 8200000 10100000 9400000 6800000 5300000 0 0 -8700000 -8400000 -14300000 -2100000 -3300000 200000 -6000000.0 -14400000 -24200000 51100000 -13100000 7400000 0 0 2100000 0 0 7500000 -49500000 3100000 22200000 -20400000 -33100000 -44500000 -12900000 -26000000.0 0 -15900000 0 0 -7400000 8600000 -2700000 -63400000 -58200000 -34900000 800000 18000000.0 8000000.0 -7500000 19100000 -7000000.0 12500000 14000000.0 11300000 18800000 0 0 17800000 0 0 -4200000 -16100000 -2700000 11800000 3000000.0 -12300000 123100000 180200000 142300000 359000000.0 636700000 592300000 240800000 79300000 36800000 0 59700000 8200000 28400000 0 0 163000000.0 204800000 249800000 232400000 70700000 41200000 309900000 329400000 215700000 25000000.0 39000000.0 20200000 -24700000 22400000 5800000 12100000 10200000 8200000 16100000 0 0 49200000 -119600000 -112800000 67500000 4200000 0 2500000 1800000 -3800000 28900000 26700000 19700000 20000000.0 0 9900000 200000 200000 200000 -119100000 -32900000 -26000000.0 53200000 27700000 3500000 102000000.0 74300000 70800000 155200000 102000000.0 74300000 700000 300000 400000 154900000 101400000 300000 600000 155200000 102000000.0 Basis of Presentation and Summary of Operations<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Nature of Operations and Organization</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Employers Holdings, Inc. (EHI) is a Nevada holding company. Through its wholly owned insurance subsidiaries, Employers Insurance Company of Nevada (EICN), Employers Compensation Insurance Company (ECIC), Employers Preferred Insurance Company (EPIC), Employers Assurance Company (EAC), and Cerity Insurance Company (CIC), EHI is engaged in the commercial property and casualty insurance industry, specializing in workers' compensation products and services. Unless otherwise indicated, all references to the "Company" refer to EHI, together with its subsidiaries.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In 1999, the Nevada State Industrial Insurance System (the Fund) entered into a 100% quota share reinsurance agreement (the LPT Agreement) through a loss portfolio transfer transaction with third party reinsurers. The LPT Agreement commenced on June 30, 1999 and will remain in effect until: (i) all claims under the covered policies have closed; (ii) the LPT Agreement is commuted or terminated upon the mutual agreement of the parties; or (iii) the reinsurers' aggregate maximum limit of liability is exhausted, whichever occurs first. The LPT Agreement does not provide for any additional termination terms. On January 1, 2000, EICN assumed all of the assets, liabilities and operations of the Fund, including the Fund's rights and obligations associated with the LPT Agreement. See Notes </span><span style="font-family:inherit;font-size:10pt;">2</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">9</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company accounts for the LPT Agreement as retroactive reinsurance. Upon entry into the LPT Agreement, an initial deferred reinsurance gain (the Deferred Gain) was recorded as a liability on the Company's Consolidated Balance Sheets. The Company is entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is estimated based on both actual paid results to date and projections of expected paid losses under the LPT Agreement and is recorded as an asset on the Company's Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Basis of Presentation</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The accompanying consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (GAAP). All intercompany transactions and balances have been eliminated in consolidation. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company operates through </span><span style="font-family:inherit;font-size:10pt;"><span>two</span></span><span style="font-family:inherit;font-size:10pt;"> reportable segments: </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">Employers</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">Cerity</span><span style="font-family:inherit;font-size:10pt;">. Each of the segments represents a separate and distinct underwriting platform through which the Company conducts insurance business. This presentation allows the reader, as well as the Company's chief operating decision makers, to objectively analyze the business originated through each of the Company's underwriting platforms. Prior to December 31, 2019, the Company operated under a single reportable segment. All periods prior to December 31, 2019 have been conformed to the current presentation. Detailed financial information about the Company's operating segments is presented in Note </span><span style="font-family:inherit;font-size:10pt;">18</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Use of Estimates</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The preparation of the consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. As a result, actual results could differ from these estimates. The most significant areas that require management judgment are the estimate of unpaid losses and loss adjustment expenses (LAE), evaluation of reinsurance recoverables, recognition of premium revenue, recoverability of deferred income taxes, and valuation of investments.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Reclassifications</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Certain prior period information has been reclassified to conform to the current period presentation.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Acquisition</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">On July 31, 2019, the Company acquired (the Acquisition) PartnerRe Insurance Company of New York (PRNY) from Partner Reinsurance Company of the U.S. (PRUS). The purchase price was equal to the sum of: (i) </span><span style="font-family:inherit;font-size:10pt;"><span>$47.6 million</span></span><span style="font-family:inherit;font-size:10pt;">, the amount of statutory capital and surplus of PRNY at closing; and (ii) </span><span style="font-family:inherit;font-size:10pt;"><span>$5.8 million</span></span><span style="font-family:inherit;font-size:10pt;">. The Company funded the Acquisition with cash on hand. As a result of the purchase, the Company acquired </span><span style="font-family:inherit;font-size:10pt;"><span>$37.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> of cash and cash equivalents, </span><span style="font-family:inherit;font-size:10pt;"><span>$10.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> of fixed maturity securities, </span><span style="font-family:inherit;font-size:10pt;"><span>$5.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> of intangible assets (comprised of state licenses), </span><span style="font-family:inherit;font-size:10pt;"><span>$6.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> of other assets, </span><span style="font-family:inherit;font-size:10pt;"><span>$6.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> of other liabilities, and </span><span style="font-family:inherit;font-size:10pt;"><span>$48.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> of gross loss and LAE reserves, which were offset by </span><span style="font-family:inherit;font-size:10pt;"><span>$48.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> of reinsurance recoverables, resulting in </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> net loss and LAE reserves. The Company did not acquire any employees or ongoing business operations pursuant to the Acquisition.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Pursuant to the purchase agreement, all liabilities and obligations of PRNY existing as of the closing date, whether known or unknown, will be indemnified by PRUS. In addition, PartnerRe Ltd., the parent company of PRUS, has provided the Company </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">with a guaranty that unconditionally, absolutely and irrevocably guarantees the full and prompt payment and performance by PRUS of all of its obligations, liabilities and indemnities under the purchase agreement and the transactions contemplated thereby. If PRUS and PartnerRe Ltd. were to fail to honor their obligations to the Company under the purchase agreement, all or a portion of the remaining gross loss and LAE reserves acquired by the Company pursuant to the Acquisition would become the Company's responsibility. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Subsequent to completing the Acquisition, PRNY was renamed CIC.</span></div> 2 47600000 5800000 37300000 10300000 5800000 6800000 6800000 48300000 48300000 0 Summary of Significant Accounting Policies<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cash and Cash Equivalents</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company considers all liquid investments with maturities of less than three months, as measured from the date of purchase, to be cash equivalents.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Restricted Cash and Cash Equivalents</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Restricted cash and cash equivalents represent cash and cash equivalents held in trust in order to secure certain of the Company's obligations and, accordingly, are restricted as to withdrawal or usage. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> the Company held </span><span style="font-family:inherit;font-size:10pt;"><span>$2.9 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$23.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively, in cash and investments in trust for reinsurance obligations, of which </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$0.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.6 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively, represented restricted cash and cash equivalents.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Short-Term Investments</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company considers all liquid investments with maturities of between three and twelve months, as measured from the date of purchase, to be short-term investments.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Investment Securities</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's investments in fixed maturity securities and short-term investments are classified as available-for-sale (AFS) and are reported at fair value with unrealized gains and losses excluded from earnings and reported as a separate component of stockholders' equity, net of deferred taxes, in Accumulated other comprehensive income on the Company's Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Beginning in 2018, with the adoption of </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU Number 2016-01,</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">Financial Instruments - Overall (Subtopic 825-10)</span><span style="font-family:inherit;font-size:10pt;">, the Company's investments in equity securities at fair value are no longer classified as AFS and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. The Company's investment in FHLB stock is presented within Equity securities at cost on the Company's Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's investments in other invested assets are reported at either net asset value or fair value and changes in the value of these investments are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The adoption of ASU 2016-01 also removed the impairment assessment for equity securities at fair value beginning in 2018 and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. Prior to adoption of this standard, when, in the opinion of management, a decline in the fair value of an equity security below its cost was considered to be "other-than-temporary," the equity security's cost was written down to its fair value at the time the other-than-temporary decline was identified.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The determination of an other-than-temporary decline for fixed maturity securities and other invested assets includes, in addition to other relevant factors, a presumption that if the market value is below cost by a significant amount for a period of time, a bifurcation of the write-down may be necessary based on the portion of the loss that is deemed to be a "credit loss", which is considered a realized loss, and the portion that is deemed to be an "other than credit loss", which is considered to be an unrealized loss. If management has the intent to sell the security or more likely than not will be required to sell the security before its anticipated recovery, the investment is written down to its fair value and the entire impairment is recorded as a realized loss in the Company's Consolidated Statements of Comprehensive Income. If management does not have the intent to sell or will not be required to sell the security but does not expect to recover the amortized cost or cost basis of the security, the amount of the other-than-temporary impairment is bifurcated (see Note </span><span style="font-family:inherit;font-size:10pt;">5</span><span style="font-family:inherit;font-size:10pt;">).</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Investment income consists primarily of interest and dividends generated by investment securities. Interest is recorded as earned on an accrual basis and dividends are recorded as earned at the ex-dividend date. Interest income on mortgage-backed and asset-backed securities is determined using the effective-yield method based on estimated principal repayments. Mortgage-backed securities are adjusted for the effects of changes in prepayment assumptions on the related accretion of discount or amortization of premium of such securities using the retrospective method.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Realized gains and losses on investments are determined on a specific-identification basis.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Recognition of Revenue and Expense</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Revenue Recognition</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Premiums written are recognized as revenues, net of any applicable underlying reinsurance coverage, and are earned over the term of the related policy. At the end of the policy term, payroll-based premium audits are performed on substantially all policyholder accounts to determine the actual amount of net premiums earned for that policy year. Earned but unbilled premiums include estimated future audit premiums based on the Company's historical experience. These estimates are subject to changes in policyholders' payrolls, economic conditions, and seasonality, and are continually reviewed and adjusted as experience develops or new information becomes known. Any such adjustments are included in current operations; however, they are partially offset by the resulting changes in losses and LAE, commission expenses, and premium taxes. The Company's premiums receivable on its Consolidated Balance Sheets included </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$37.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$63.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> of additional premiums expected to be received from policyholders for premium audits at </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company establishes a bad debt allowance on its premiums receivable through a charge included in underwriting and general and administrative expenses in its Consolidated Statements of Comprehensive Income. This bad debt allowance is determined based on estimates and assumptions to project future experience. After all collection efforts have been exhausted, the Company reduces the bad debt allowance for write-offs of premiums receivable that have been deemed uncollectible. The Company's bad debt allowance was </span><span style="font-family:inherit;font-size:10pt;"><span>$4.6 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$6.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively. The Company had write offs, net of recoveries of amounts previously written off, of </span><span style="font-family:inherit;font-size:10pt;"><span>$10.5 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$8.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$3.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Deferred Policy Acquisition Costs</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Policy acquisition costs, those costs that relate directly to the successful acquisition of new or renewal insurance contracts, including underwriting, policy issuance and processing, medical and inspection, sales force contract selling and commissions are deferred and amortized as the related premiums are earned. Amortization of deferred policy acquisition costs for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, was </span><span style="font-family:inherit;font-size:10pt;"><span>$107.7 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$112.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$108.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">If the sum of a policy's expected losses and LAE and deferred policy acquisition costs exceeds the related unearned premiums and projected investment income, a premium deficiency is determined to exist. In this event, deferred policy acquisition costs are immediately expensed to the extent necessary to eliminate the premium deficiency. If the premium deficiency exceeds deferred acquisition costs, a liability is accrued for the excess deficiency. There were </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> premium deficiency adjustments recognized during the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Unpaid Loss and LAE Reserves</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unpaid loss and LAE reserves represent management's best estimate of the ultimate net cost of all reported and unreported losses incurred for the applicable periods, less payments made. The estimated reserves for losses and LAE include the accumulation of estimates for all claims reported prior to the balance sheet date, estimates of claims incurred but not reported, and estimates of expenses for investigating and adjusting all incurred and unadjusted claims (based on projections of relevant historical data). Amounts reported are subject to the impact of future changes in economic, regulatory and social conditions. Management believes that, subject to the inherent variability in any such estimate, the reserves are within a reasonable and acceptable range of adequacy. Estimates for claims prior to the balance sheet date are continually monitored and reviewed, and as settlements are made or reserves adjusted, the differences are reported in current operations. Salvage and subrogation recoveries are estimated based on a review of the level of historical salvage and subrogation recoveries.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Reinsurance</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In the ordinary course of business, the Company purchases excess of loss reinsurance in order to protect it against the impact of large and/or catastrophic losses. Additionally, the Company is a party to the LPT Agreement (see Note </span><span style="font-family:inherit;font-size:10pt;color:#000000;font-weight:normal;text-decoration:none;">9</span><span style="font-family:inherit;font-size:10pt;">). These reinsurance arrangements reduce the Company's exposure to such losses since its reinsurers are liable to the Company to the extent of the reinsurance protection provided. However, the Company remains liable for all losses it incurs to the extent that any reinsurer is unable or unwilling to make timely payments under its reinsurance agreements.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Balances due from reinsurers on unpaid losses, including an estimate of such recoverables related to reserves for incurred but not reported losses, are reported as reinsurance recoverables on the Company's Consolidated Balance Sheets. Reinsurance recoverables on paid losses represent amounts currently due from reinsurers. Reinsurance recoverables on unpaid losses represent amounts that will be collectible from reinsurers once the losses are paid. Reinsurance recoverables on unpaid losses and LAE amounted to </span><span style="font-family:inherit;font-size:10pt;"><span>$532.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$504.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded reinsurance premiums are accounted for on a basis consistent with those used in accounting for the underlying premiums, and are reported as reductions to arrive at net premiums written and earned.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded losses and LAE are also accounted for on a basis consistent with those used in accounting for the original policies issued and the terms of the relevant reinsurance agreement, and are recorded as reductions to losses and LAE incurred.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Pursuant to the LPT Agreement, LAE is deemed to be </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>7%</span></span><span style="font-family:inherit;font-size:10pt;"> of total losses paid and is payable to the Company as compensation for management of the claims under the LPT Agreement. The Deferred Gain is amortized using the recovery method, whereby the amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries through the life of the LPT Agreement, and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the estimated loss and LAE reserves ceded under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement (LPT Reserve Adjustment).</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Additionally, the Company is entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is equal to </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>30%</span></span><span style="font-family:inherit;font-size:10pt;"> of the favorable difference between actual paid losses and LAE and expected paid losses and LAE as established in the LPT Agreement based on losses paid through June 30, 2024. The contingent profit commission is paid </span><span style="font-family:inherit;font-size:10pt;"><span>every five years</span></span><span style="font-family:inherit;font-size:10pt;"> beginning June 30, 2004 for the first </span><span style="font-family:inherit;font-size:10pt;"><span>25</span></span><span style="font-family:inherit;font-size:10pt;"> years of the agreement. The Company could be required to return any previously received contingent profit commission, plus interest, in the event of unfavorable differences through June 30, 2024. The Company records an estimate of contingent profit commission on its Consolidated Balance Sheets as Contingent commission receivable–LPT Agreement and a corresponding liability is recorded as Deferred reinsurance gain–LPT Agreement. The Contingent commission receivable–LPT Agreement is reduced as amounts are received from participating reinsurers. In </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, the Company received </span><span style="font-family:inherit;font-size:10pt;"><span>$19.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> in cash related to the contingent profit commission. The Deferred reinsurance gain–LPT Agreement is amortized using the recovery method. The amortization of the contingent profit commission is determined by the proportion of actual reinsurance recoveries to total estimated recoveries over the life of the contingent profit commission (through June 30, 2024), and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the contingent profit commission under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised contingent profit commission been recognized at the inception of the LPT Agreement (LPT Contingent Commission Adjustment).</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Property and Equipment</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment are stated at cost less accumulated depreciation (see Note </span><span style="font-family:inherit;font-size:10pt;color:#000000;font-weight:normal;text-decoration:none;">6</span><span style="font-family:inherit;font-size:10pt;">). Expenditures for maintenance and repairs are charged against operations as incurred.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Electronic data processing equipment, software, furniture and equipment, and automobiles are depreciated using the </span><span style="font-family:inherit;font-size:10pt;"><span>straight-line method over three to seven years</span></span><span style="font-family:inherit;font-size:10pt;">. Leasehold improvements are also carried at cost less accumulated amortization. The Company amortizes leasehold improvements using the straight-line method over the lesser of the useful life of the asset or the remaining original lease term, excluding options or renewal periods. Leasehold improvements are generally </span><span style="font-family:inherit;font-size:10pt;"><span>amortized over three to eight years</span></span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cloud Computing Arrangements</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company capitalizes software license fees and implementation costs associated with hosting arrangements that are service contracts. These amounts are included in Cloud computing arrangements on the Company's Consolidated Balance Sheets. Amortization of the software license fees is calculated using the straight-line method over the term of the service contract or based on the expected utilization of the asset. Amortization of the implementation costs are calculated using the straight-line method based on the term of the service contract and commence once the module or component is ready for its intended use, regardless of whether the hosted software has been placed into service, and will be recognized over the remaining life of the service contract.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Operating leases</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company determines if an arrangement is a lease at the inception of the transaction. Leased office property meets the definition of operating leases under ASC 842 and is presented as a right-of-use asset (ROU asset) and lease liability on the Company's Consolidated Balance Sheets. ROU assets represent the right to use an underlying asset for the lease payments arising from the lease transaction. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of the lease payments over the lease term. The Company uses collateralized incremental borrowing rates to determine the present value of lease payments. The ROU assets also include lease payments less any lease incentives within a lease agreement. The Company's lease terms may include options to extend or terminate a lease. Lease expense for lease payments is recognized on a straight-line basis over the lease term.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Finance Leases</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Leased property and equipment meeting finance lease criteria are capitalized at the lower of the present value of the related lease payments or the fair value of the leased asset at the inception of the lease. Financing leases for automobiles are included in property </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">and equipment in other liabilities on the Company's Consolidated Balance Sheets. Amortization is calculated using the straight-line method based on the term of the lease and is included in the depreciation expense of property and equipment. See Note </span><span style="font-family:inherit;font-size:10pt;">11</span><span style="font-family:inherit;font-size:10pt;"> for additional disclosures related to finance leases.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Income Taxes</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the Company's financial statements. Under this method, the Company determines deferred tax assets and liabilities on the basis of the differences between the financial statement and tax bases of assets and liabilities by using enacted tax rates in effect for the year in which the differences are expected to reverse. As of December 22, 2017, the date that the Tax Cuts and Jobs Act was enacted (Enactment), the effect of the change in tax rates on the Company's deferred tax assets and liabilities was recognized in income and created stranded tax effects within accumulated other comprehensive income that did not reflect the newly enacted tax rate. The Company reclassified the net tax effects from Accumulated other comprehensive income, net of tax, to Retained earnings as of the date of Enactment.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company records uncertain tax positions in accordance with ASC 740, </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">Income Taxes</span><span style="font-family:inherit;font-size:10pt;">, on the basis of a two-step process. Recognition (Step 1) occurs when the Company concludes that a tax position, based solely on its technical merits, is more likely than not to be sustained upon examination. Measurement (Step 2) is addressed only if Step 1 has been satisfied. Under Step 2, the tax benefit is measured as the largest amount of benefit, determined on a cumulative probability basis, that is more likely than not to be realized upon ultimate settlement.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company recognizes deferred tax assets when it determines that such assets are more likely than not to be realized in future periods. In making such a determination, the Company considers all available positive and negative evidence, including future reversals of existing taxable temporary differences, tax-planning strategies, projected future taxable income, projected future tax rates, and results of recent operations. If the Company determines that it is not more likely than not that it could realize its deferred tax assets in future periods, it would establish a deferred tax asset valuation allowance that would increase the Company's provision for income taxes. If the Company determines that it would be able to realize its deferred tax assets in the future in excess of its net recorded amount, the Company would make an adjustment to the deferred tax asset valuation allowance, which would reduce the provision for income taxes.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Credit Risk</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Financial instruments that potentially subject the Company to concentrations of credit risk are primarily cash and cash equivalents (including restricted cash equivalents), short-term investments, investment securities, premiums receivable, and reinsurance recoverable balances.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's cash equivalents and short-term investments include investments in money market securities and securities backed by the U.S. government. The Company's investment securities are diversified throughout many industries and geographic regions and include investments in U.S. government and U.S. government-sponsored enterprises. The Company believes that it has no significant concentrations of credit risk from a single issue or issuer within its cash equivalents, short-term investments and investment securities other than concentrations in U.S. government and U.S. government-sponsored enterprises.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's premiums receivable are generally diversified due to the large number of entities composing the Company's policyholder base and their dispersion across many different industries.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company monitors the financial condition of its reinsurers to minimize its exposure to significant losses from reinsurer insolvencies. The Company also obtains collateral from its reinsurers in order to mitigate the risks related to insolvencies. At </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$2.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> was held as collateral by cash or letters of credit for the Company's reinsurance recoverables and an additional </span><span style="font-family:inherit;font-size:10pt;"><span>$341.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> was in trust accounts for reinsurance recoverables specifically related to the LPT Agreement.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value of Financial Instruments</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The fair values of the Company's financial instruments have been determined using available market information and other appropriate valuation methodologies. Judgment is required in developing fair value estimates where quoted market prices are not available. Accordingly, these estimates are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions or estimating methodologies may have an effect on the estimated fair value amounts.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following methods and assumptions were used by the Company in estimating the fair value of its financial instruments:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;">Cash and cash equivalents, short-term investments, premiums receivable, accounts payable and accrued expenses, and other liabilities. </span><span style="font-family:inherit;font-size:10pt;">The carrying amounts for each of these financial instruments as reported in the Company's Consolidated Balance Sheets approximate their fair values. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;">Investment securities. </span><span style="font-family:inherit;font-size:10pt;">The Company's investment securities are predominantly valued on the basis of actual market transactions or observable inputs. A small portion of the Company's investment securities are valued on the basis of pricing models with significant unobservable inputs or nonbinding broker quotes. See Note </span><span style="font-family:inherit;font-size:10pt;color:#000000;font-weight:normal;text-decoration:none;">4</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Goodwill and Other Intangible Assets</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company tests for impairment of goodwill and non-amortizable intangible assets in the fourth quarter of each year. At the end of each quarter, management considers the results of the previous analysis as well as any recent developments that may constitute triggering events requiring the impairment analysis of goodwill and other intangible assets to be updated. The Company has assessed the effects of current economic conditions on the Company's financial condition and results of operations and changes in the Company's stock price and determined that there were </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> impairments of these assets as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intangible assets related to state licenses are not subject to amortization. Intangibles related to insurance relationships were amortized in proportion to the expected period of benefit and were fully amortized as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The gross carrying value, accumulated amortization, and net carrying value for the Company's intangible assets, by major class, as of December 31, were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24"/></tr><tr><td style="width:21%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Accumulated</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortization</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Net</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Accumulated</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortization</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Net</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">State licenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Insurance relationships</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">During the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2018</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">, the Company recognized </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$0.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$0.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> in amortization expense associated with its intangible assets, respectively. There was </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> amortization expense in 2019. These amortization expenses are included in the Company's Consolidated Statements of Comprehensive Income in underwriting and general and administrative expenses.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Stock-Based Compensation</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company provides stock-based compensation to its directors and certain of its employees, which is recognized in its Consolidated Statements of Comprehensive Income based on estimated grant date fair values over the relevant service period (see Note </span><span style="font-family:inherit;font-size:10pt;color:#000000;font-weight:normal;text-decoration:none;">13</span><span style="font-family:inherit;font-size:10pt;">).</span></div> <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cash and Cash Equivalents</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company considers all liquid investments with maturities of less than three months, as measured from the date of purchase, to be cash equivalents.</span></div> <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Restricted Cash and Cash Equivalents</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Restricted cash and cash equivalents represent cash and cash equivalents held in trust in order to secure certain of the Company's obligations and, accordingly, are restricted as to withdrawal or usage. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> the Company held </span><span style="font-family:inherit;font-size:10pt;"><span>$2.9 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$23.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively, in cash and investments in trust for reinsurance obligations, of which </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$0.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.6 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively, represented restricted cash and cash equivalents.</span></div> 2900000 23200000 300000 600000 <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Short-Term Investments</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company considers all liquid investments with maturities of between three and twelve months, as measured from the date of purchase, to be short-term investments.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Investment Securities</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's investments in fixed maturity securities and short-term investments are classified as available-for-sale (AFS) and are reported at fair value with unrealized gains and losses excluded from earnings and reported as a separate component of stockholders' equity, net of deferred taxes, in Accumulated other comprehensive income on the Company's Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Beginning in 2018, with the adoption of </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU Number 2016-01,</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">Financial Instruments - Overall (Subtopic 825-10)</span><span style="font-family:inherit;font-size:10pt;">, the Company's investments in equity securities at fair value are no longer classified as AFS and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. The Company's investment in FHLB stock is presented within Equity securities at cost on the Company's Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's investments in other invested assets are reported at either net asset value or fair value and changes in the value of these investments are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The adoption of ASU 2016-01 also removed the impairment assessment for equity securities at fair value beginning in 2018 and changes in fair value are included in Net realized and unrealized gains (losses) on investments on the Company's Consolidated Statements of Comprehensive Income. Prior to adoption of this standard, when, in the opinion of management, a decline in the fair value of an equity security below its cost was considered to be "other-than-temporary," the equity security's cost was written down to its fair value at the time the other-than-temporary decline was identified.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The determination of an other-than-temporary decline for fixed maturity securities and other invested assets includes, in addition to other relevant factors, a presumption that if the market value is below cost by a significant amount for a period of time, a bifurcation of the write-down may be necessary based on the portion of the loss that is deemed to be a "credit loss", which is considered a realized loss, and the portion that is deemed to be an "other than credit loss", which is considered to be an unrealized loss. If management has the intent to sell the security or more likely than not will be required to sell the security before its anticipated recovery, the investment is written down to its fair value and the entire impairment is recorded as a realized loss in the Company's Consolidated Statements of Comprehensive Income. If management does not have the intent to sell or will not be required to sell the security but does not expect to recover the amortized cost or cost basis of the security, the amount of the other-than-temporary impairment is bifurcated (see Note </span><span style="font-family:inherit;font-size:10pt;">5</span><span style="font-family:inherit;font-size:10pt;">).</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Investment income consists primarily of interest and dividends generated by investment securities. Interest is recorded as earned on an accrual basis and dividends are recorded as earned at the ex-dividend date. Interest income on mortgage-backed and asset-backed securities is determined using the effective-yield method based on estimated principal repayments. Mortgage-backed securities are adjusted for the effects of changes in prepayment assumptions on the related accretion of discount or amortization of premium of such securities using the retrospective method.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Realized gains and losses on investments are determined on a specific-identification basis.</span></div> <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Revenue Recognition</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Premiums written are recognized as revenues, net of any applicable underlying reinsurance coverage, and are earned over the term of the related policy. At the end of the policy term, payroll-based premium audits are performed on substantially all policyholder accounts to determine the actual amount of net premiums earned for that policy year. Earned but unbilled premiums include estimated future audit premiums based on the Company's historical experience. These estimates are subject to changes in policyholders' payrolls, economic conditions, and seasonality, and are continually reviewed and adjusted as experience develops or new information becomes known. Any such adjustments are included in current operations; however, they are partially offset by the resulting changes in losses and LAE, commission expenses, and premium taxes. The Company's premiums receivable on its Consolidated Balance Sheets included </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$37.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$63.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> of additional premiums expected to be received from policyholders for premium audits at </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company establishes a bad debt allowance on its premiums receivable through a charge included in underwriting and general and administrative expenses in its Consolidated Statements of Comprehensive Income. This bad debt allowance is determined based on estimates and assumptions to project future experience. After all collection efforts have been exhausted, the Company reduces the bad debt allowance for write-offs of premiums receivable that have been deemed uncollectible. The Company's bad debt allowance was </span><span style="font-family:inherit;font-size:10pt;"><span>$4.6 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$6.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively. The Company had write offs, net of recoveries of amounts previously written off, of </span><span style="font-family:inherit;font-size:10pt;"><span>$10.5 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$8.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$3.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div> 37300000 63700000 4600000 6700000 10500000 8200000 3200000 <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Deferred Policy Acquisition Costs</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Policy acquisition costs, those costs that relate directly to the successful acquisition of new or renewal insurance contracts, including underwriting, policy issuance and processing, medical and inspection, sales force contract selling and commissions are deferred and amortized as the related premiums are earned. Amortization of deferred policy acquisition costs for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, was </span><span style="font-family:inherit;font-size:10pt;"><span>$107.7 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$112.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$108.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">If the sum of a policy's expected losses and LAE and deferred policy acquisition costs exceeds the related unearned premiums and projected investment income, a premium deficiency is determined to exist. In this event, deferred policy acquisition costs are immediately expensed to the extent necessary to eliminate the premium deficiency. If the premium deficiency exceeds deferred acquisition costs, a liability is accrued for the excess deficiency. There were </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> premium deficiency adjustments recognized during the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">.</span></div> 107700000 112000000.0 108200000 0 <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Unpaid Loss and LAE Reserves</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unpaid loss and LAE reserves represent management's best estimate of the ultimate net cost of all reported and unreported losses incurred for the applicable periods, less payments made. The estimated reserves for losses and LAE include the accumulation of estimates for all claims reported prior to the balance sheet date, estimates of claims incurred but not reported, and estimates of expenses for investigating and adjusting all incurred and unadjusted claims (based on projections of relevant historical data). Amounts reported are subject to the impact of future changes in economic, regulatory and social conditions. Management believes that, subject to the inherent variability in any such estimate, the reserves are within a reasonable and acceptable range of adequacy. Estimates for claims prior to the balance sheet date are continually monitored and reviewed, and as settlements are made or reserves adjusted, the differences are reported in current operations. Salvage and subrogation recoveries are estimated based on a review of the level of historical salvage and subrogation recoveries.</span></div> <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Reinsurance</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In the ordinary course of business, the Company purchases excess of loss reinsurance in order to protect it against the impact of large and/or catastrophic losses. Additionally, the Company is a party to the LPT Agreement (see Note </span><span style="font-family:inherit;font-size:10pt;color:#000000;font-weight:normal;text-decoration:none;">9</span><span style="font-family:inherit;font-size:10pt;">). These reinsurance arrangements reduce the Company's exposure to such losses since its reinsurers are liable to the Company to the extent of the reinsurance protection provided. However, the Company remains liable for all losses it incurs to the extent that any reinsurer is unable or unwilling to make timely payments under its reinsurance agreements.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Balances due from reinsurers on unpaid losses, including an estimate of such recoverables related to reserves for incurred but not reported losses, are reported as reinsurance recoverables on the Company's Consolidated Balance Sheets. Reinsurance recoverables on paid losses represent amounts currently due from reinsurers. Reinsurance recoverables on unpaid losses represent amounts that will be collectible from reinsurers once the losses are paid. Reinsurance recoverables on unpaid losses and LAE amounted to </span><span style="font-family:inherit;font-size:10pt;"><span>$532.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$504.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded reinsurance premiums are accounted for on a basis consistent with those used in accounting for the underlying premiums, and are reported as reductions to arrive at net premiums written and earned.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded losses and LAE are also accounted for on a basis consistent with those used in accounting for the original policies issued and the terms of the relevant reinsurance agreement, and are recorded as reductions to losses and LAE incurred.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Pursuant to the LPT Agreement, LAE is deemed to be </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>7%</span></span><span style="font-family:inherit;font-size:10pt;"> of total losses paid and is payable to the Company as compensation for management of the claims under the LPT Agreement. The Deferred Gain is amortized using the recovery method, whereby the amortization is determined by the proportion of actual reinsurance recoveries to total estimated recoveries through the life of the LPT Agreement, and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the estimated loss and LAE reserves ceded under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised reserves been recognized at the inception of the LPT Agreement (LPT Reserve Adjustment).</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Additionally, the Company is entitled to receive a contingent profit commission under the LPT Agreement. The contingent profit commission is equal to </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>30%</span></span><span style="font-family:inherit;font-size:10pt;"> of the favorable difference between actual paid losses and LAE and expected paid losses and LAE as established in the LPT Agreement based on losses paid through June 30, 2024. The contingent profit commission is paid </span><span style="font-family:inherit;font-size:10pt;"><span>every five years</span></span><span style="font-family:inherit;font-size:10pt;"> beginning June 30, 2004 for the first </span><span style="font-family:inherit;font-size:10pt;"><span>25</span></span><span style="font-family:inherit;font-size:10pt;"> years of the agreement. The Company could be required to return any previously received contingent profit commission, plus interest, in the event of unfavorable differences through June 30, 2024. The Company records an estimate of contingent profit commission on its Consolidated Balance Sheets as Contingent commission receivable–LPT Agreement and a corresponding liability is recorded as Deferred reinsurance gain–LPT Agreement. The Contingent commission receivable–LPT Agreement is reduced as amounts are received from participating reinsurers. In </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, the Company received </span><span style="font-family:inherit;font-size:10pt;"><span>$19.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> in cash related to the contingent profit commission. The Deferred reinsurance gain–LPT Agreement is amortized using the recovery method. The amortization of the contingent profit commission is determined by the proportion of actual reinsurance recoveries to total estimated recoveries over the life of the contingent profit commission (through June 30, 2024), and is recorded in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income. Any adjustment to the contingent profit commission under the LPT Agreement results in a cumulative adjustment to the Deferred Gain, which is also recognized in losses and LAE incurred in the Company's Consolidated Statements of Comprehensive Income, such that the Deferred Gain reflects the balance that would have existed had the revised contingent profit commission been recognized at the inception of the LPT Agreement (LPT Contingent Commission Adjustment).</span></div> 532500000 504400000 0.07 0.30 every five years 25 19100000 <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Property and Equipment</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment are stated at cost less accumulated depreciation (see Note </span><span style="font-family:inherit;font-size:10pt;color:#000000;font-weight:normal;text-decoration:none;">6</span><span style="font-family:inherit;font-size:10pt;">). Expenditures for maintenance and repairs are charged against operations as incurred.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Electronic data processing equipment, software, furniture and equipment, and automobiles are depreciated using the </span><span style="font-family:inherit;font-size:10pt;"><span>straight-line method over three to seven years</span></span><span style="font-family:inherit;font-size:10pt;">. Leasehold improvements are also carried at cost less accumulated amortization. The Company amortizes leasehold improvements using the straight-line method over the lesser of the useful life of the asset or the remaining original lease term, excluding options or renewal periods. Leasehold improvements are generally </span><span style="font-family:inherit;font-size:10pt;"><span>amortized over three to eight years</span></span><span style="font-family:inherit;font-size:10pt;">.</span></div> straight-line method over three to seven years amortized over three to eight years <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cloud Computing Arrangements</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company capitalizes software license fees and implementation costs associated with hosting arrangements that are service contracts. These amounts are included in Cloud computing arrangements on the Company's Consolidated Balance Sheets. Amortization of the software license fees is calculated using the straight-line method over the term of the service contract or based on the expected utilization of the asset. Amortization of the implementation costs are calculated using the straight-line method based on the term of the service contract and commence once the module or component is ready for its intended use, regardless of whether the hosted software has been placed into service, and will be recognized over the remaining life of the service contract.</span></div> <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Operating leases</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company determines if an arrangement is a lease at the inception of the transaction. Leased office property meets the definition of operating leases under ASC 842 and is presented as a right-of-use asset (ROU asset) and lease liability on the Company's Consolidated Balance Sheets. ROU assets represent the right to use an underlying asset for the lease payments arising from the lease transaction. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of the lease payments over the lease term. The Company uses collateralized incremental borrowing rates to determine the present value of lease payments. The ROU assets also include lease payments less any lease incentives within a lease agreement. The Company's lease terms may include options to extend or terminate a lease. Lease expense for lease payments is recognized on a straight-line basis over the lease term.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Finance Leases</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Leased property and equipment meeting finance lease criteria are capitalized at the lower of the present value of the related lease payments or the fair value of the leased asset at the inception of the lease. Financing leases for automobiles are included in property </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">and equipment in other liabilities on the Company's Consolidated Balance Sheets. Amortization is calculated using the straight-line method based on the term of the lease and is included in the depreciation expense of property and equipment. See Note </span><span style="font-family:inherit;font-size:10pt;">11</span><span style="font-family:inherit;font-size:10pt;"> for additional disclosures related to finance leases.</span></div> <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Income Taxes</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the Company's financial statements. Under this method, the Company determines deferred tax assets and liabilities on the basis of the differences between the financial statement and tax bases of assets and liabilities by using enacted tax rates in effect for the year in which the differences are expected to reverse. As of December 22, 2017, the date that the Tax Cuts and Jobs Act was enacted (Enactment), the effect of the change in tax rates on the Company's deferred tax assets and liabilities was recognized in income and created stranded tax effects within accumulated other comprehensive income that did not reflect the newly enacted tax rate. The Company reclassified the net tax effects from Accumulated other comprehensive income, net of tax, to Retained earnings as of the date of Enactment.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company records uncertain tax positions in accordance with ASC 740, </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">Income Taxes</span><span style="font-family:inherit;font-size:10pt;">, on the basis of a two-step process. Recognition (Step 1) occurs when the Company concludes that a tax position, based solely on its technical merits, is more likely than not to be sustained upon examination. Measurement (Step 2) is addressed only if Step 1 has been satisfied. Under Step 2, the tax benefit is measured as the largest amount of benefit, determined on a cumulative probability basis, that is more likely than not to be realized upon ultimate settlement.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company recognizes deferred tax assets when it determines that such assets are more likely than not to be realized in future periods. In making such a determination, the Company considers all available positive and negative evidence, including future reversals of existing taxable temporary differences, tax-planning strategies, projected future taxable income, projected future tax rates, and results of recent operations. If the Company determines that it is not more likely than not that it could realize its deferred tax assets in future periods, it would establish a deferred tax asset valuation allowance that would increase the Company's provision for income taxes. If the Company determines that it would be able to realize its deferred tax assets in the future in excess of its net recorded amount, the Company would make an adjustment to the deferred tax asset valuation allowance, which would reduce the provision for income taxes.</span></div> <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Credit Risk</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Financial instruments that potentially subject the Company to concentrations of credit risk are primarily cash and cash equivalents (including restricted cash equivalents), short-term investments, investment securities, premiums receivable, and reinsurance recoverable balances.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's cash equivalents and short-term investments include investments in money market securities and securities backed by the U.S. government. The Company's investment securities are diversified throughout many industries and geographic regions and include investments in U.S. government and U.S. government-sponsored enterprises. The Company believes that it has no significant concentrations of credit risk from a single issue or issuer within its cash equivalents, short-term investments and investment securities other than concentrations in U.S. government and U.S. government-sponsored enterprises.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's premiums receivable are generally diversified due to the large number of entities composing the Company's policyholder base and their dispersion across many different industries.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company monitors the financial condition of its reinsurers to minimize its exposure to significant losses from reinsurer insolvencies. The Company also obtains collateral from its reinsurers in order to mitigate the risks related to insolvencies. At </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$2.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> was held as collateral by cash or letters of credit for the Company's reinsurance recoverables and an additional </span><span style="font-family:inherit;font-size:10pt;"><span>$341.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> was in trust accounts for reinsurance recoverables specifically related to the LPT Agreement.</span></div> 2700000 341000000.0 <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value of Financial Instruments</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The fair values of the Company's financial instruments have been determined using available market information and other appropriate valuation methodologies. Judgment is required in developing fair value estimates where quoted market prices are not available. Accordingly, these estimates are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions or estimating methodologies may have an effect on the estimated fair value amounts.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following methods and assumptions were used by the Company in estimating the fair value of its financial instruments:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;">Cash and cash equivalents, short-term investments, premiums receivable, accounts payable and accrued expenses, and other liabilities. </span><span style="font-family:inherit;font-size:10pt;">The carrying amounts for each of these financial instruments as reported in the Company's Consolidated Balance Sheets approximate their fair values. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;">Investment securities. </span><span style="font-family:inherit;font-size:10pt;">The Company's investment securities are predominantly valued on the basis of actual market transactions or observable inputs. A small portion of the Company's investment securities are valued on the basis of pricing models with significant unobservable inputs or nonbinding broker quotes. See Note </span><span style="font-family:inherit;font-size:10pt;color:#000000;font-weight:normal;text-decoration:none;">4</span><span style="font-family:inherit;font-size:10pt;">.</span></div> <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Goodwill and Other Intangible Assets</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company tests for impairment of goodwill and non-amortizable intangible assets in the fourth quarter of each year. At the end of each quarter, management considers the results of the previous analysis as well as any recent developments that may constitute triggering events requiring the impairment analysis of goodwill and other intangible assets to be updated. The Company has assessed the effects of current economic conditions on the Company's financial condition and results of operations and changes in the Company's stock price and determined that there were </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> impairments of these assets as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intangible assets related to state licenses are not subject to amortization. Intangibles related to insurance relationships were amortized in proportion to the expected period of benefit and were fully amortized as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The gross carrying value, accumulated amortization, and net carrying value for the Company's intangible assets, by major class, as of December 31, were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24"/></tr><tr><td style="width:21%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Accumulated</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortization</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Net</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Accumulated</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortization</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Net</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">State licenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Insurance relationships</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">During the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2018</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">, the Company recognized </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$0.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$0.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> in amortization expense associated with its intangible assets, respectively. There was </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> amortization expense in 2019. These amortization expenses are included in the Company's Consolidated Statements of Comprehensive Income in underwriting and general and administrative expenses.</span></div> 0 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The gross carrying value, accumulated amortization, and net carrying value for the Company's intangible assets, by major class, as of December 31, were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24"/></tr><tr><td style="width:21%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Accumulated</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortization</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Net</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Accumulated</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortization</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Net</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">State licenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Insurance relationships</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 13500000 0 13500000 7700000 0 7700000 9400000 9400000 0 9400000 9400000 0 100000 0 100000 0 0 0 23000000.0 9400000 13600000 17100000 9400000 7700000 200000 300000 0 <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Stock-Based Compensation</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company provides stock-based compensation to its directors and certain of its employees, which is recognized in its Consolidated Statements of Comprehensive Income based on estimated grant date fair values over the relevant service period (see Note </span><span style="font-family:inherit;font-size:10pt;color:#000000;font-weight:normal;text-decoration:none;">13</span><span style="font-family:inherit;font-size:10pt;">).</span></div> New Accounting Standards<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Recently Issued Accounting Standards</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In December 2019, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (</span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU) 2019-12, Income Taxes (Topic 740). </span><span style="font-family:inherit;font-size:10pt;">This update simplifies the accounting for income taxes within Accounting Standards Codification (ASC) topic 740 by removing certain exceptions and clarifies existing guidance. The Company has determined that the impact of this new standard will not be material to its consolidated financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In April 2019, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments</span><span style="font-family:inherit;font-size:10pt;">. The amendments in this update represent changes to clarify, correct errors in, or improve the codification within various ASC topics. The Company will adopt the updates related to </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">Topic 815 </span><span style="font-family:inherit;font-size:10pt;">when it adopts </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2016-13</span><span style="font-family:inherit;font-size:10pt;">. The Company will adopt any remaining codification improvements as they become applicable and has determined that the impact of these improvements will not be material to its consolidated financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In August 2018, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement.</span><span style="font-family:inherit;font-size:10pt;"> This update removes the disclosure requirements for the amounts of and the reasons for transfers between Level 1 and Level 2 and disclosure of the policy for timing of transfers between levels. This update also removes disclosure requirements for the valuation processes for Level 3 fair value measurements. Additionally, this update adds disclosure requirements for the changes in unrealized gains and losses for recurring Level 3 fair value measurements and quantitative information for certain unobservable inputs in Level 3 fair value measurements. This update is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The Company does not expect that this update will have a material impact on its consolidated financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In January 2017, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2017-04, Intangibles-Goodwill and Other (Topic 350)</span><span style="font-family:inherit;font-size:10pt;">. This update simplifies the measurement of goodwill by eliminating the performance of Step 2 in the goodwill impairment testing. This update allows the testing to be performed by comparing the fair value of a reporting unit with its carrying amount and recognizing an impairment charge when the carrying amount exceeds fair value. Additionally, this update eliminates the requirements of any reporting unit with a zero or negative carrying value to perform Step 2, but requires disclosure of the amount of goodwill allocated to a reporting unit with zero or negative carrying amount of net assets. This update is effective for fiscal years beginning after December 15, 2019. The Company does not expect that this update will have a material impact on its consolidated financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In June 2016, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2016-13, Financial Instruments - Credit Losses (Topic 326)</span><span style="font-family:inherit;font-size:10pt;">. This update replaces the incurred loss impairment methodology for recognizing credit losses on financial instruments with a methodology that reflects an entity's current estimate of all expected credit losses. This update requires financial assets (including receivables and reinsurance recoverables) measured at amortized cost to be presented net of an allowance for credit losses. Additionally, this update requires credit losses on available-for-sale fixed maturity securities to be presented as an allowance rather than as a write-down, allowing an entity to also record reversals of credit losses in current period net income. This update is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Additionally, in December 2018, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2018-19, Codification Improvements to Topic 326, Financial Instruments - Credit Losses. </span><span style="font-family:inherit;font-size:10pt;">This update provides clarification on the effective and transition dates and the exclusion of operating lease receivables from Topic 326. In May 2019, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief</span><span style="font-family:inherit;font-size:10pt;">. This update adds optional transition relief for entities to elect the fair value option for certain financial assets previously measured at amortized cost basis to increase comparability of similar financial assets. In December 2019, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments - Credit Losses </span><span style="font-family:inherit;font-size:10pt;">which provides clarification on certain aspects of the guidance in ASC 326 including purchased credit-deteriorated (PCD) financial assets, transition relief for troubled debt restructurings, disclosure relief for accrued interest receivables and allows a practical expedient for financial assets secured by collateral maintenance provisions. Upon adoption of this </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU</span><span style="font-family:inherit;font-size:10pt;">, the Company will use the Ratings Based Method based on the A.M. Best Average Cumulative Net Impairment Rates in developing the expected credit allowance on reinsurance recoverables. The Company estimates the total impact to allowances for credit losses on all financial instruments, including premiums receivable, reinsurance recoverables, and investments will be immaterial to its consolidated financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Recently Adopted Accounting Standards</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In July 2019, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2019-07, Codification Updates to SEC Sections</span><span style="font-family:inherit;font-size:10pt;">. This update aligned the guidance in various SEC sections of the codification with the requirements of certain SEC final rules along with other miscellaneous updates, which were effective upon issuance. The Company adopted these updates where applicable and there was no impact to its consolidated financial condition and results of operations. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In July 2018, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2018-09, Codification Improvements</span><span style="font-family:inherit;font-size:10pt;">. This update provided clarification, corrected errors in and made minor improvements to the codification within various ASC topics. Many of the amendments in this update had transition guidance with effective dates for annual periods beginning after December 15, 2018 and some amendments in this update did not require transition guidance and became effective upon issuance of this update. The Company adopted these amendments and there was no impact to its consolidated financial condition and results of operations.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In July 2018, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2018-11, Leases (Topic 842): Targeted Improvements</span><span style="font-family:inherit;font-size:10pt;">. This update provided entities with an additional and optional transition method to adopt </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2016-02 </span><span style="font-family:inherit;font-size:10pt;">with a cumulative-effect adjustment in the period of adoption. This update also provided guidance for a practical expedient that permitted lessors to not separate non-lease components from the associated lease components. Additionally, in July 2018, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2018-10, Codification Improvements to Topic 842, Leases</span><span style="font-family:inherit;font-size:10pt;">. This update provided additional guidance on the new lease model with improvements in numerous aspects of the guidance in ASC 842 including, but not limited to, implicit rates, reassessment of lease classification, terms and purchase options, investment tax credits, and various other transition guidance. In December 2018, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2018-20, Leases (Topic 842): Narrow-Scope Improvements for Lessors</span><span style="font-family:inherit;font-size:10pt;">. This update provided amendments to various lease topics including sales taxes collected from lessees, certain lessor costs paid to third parties, and variable payments for contracts with lease and non-lease components. In March 2019, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2019-01, Leases Topics (842) Codification Improvements.</span><span style="font-family:inherit;font-size:10pt;"> The amendments in this update increased transparency and comparability for the recognition of leases and disclosures about leasing transactions. This update provided additional clarity on determining the value of the underlying asset by lessors that are not manufacturers or dealers. This update further clarified the presentation of the statement of cash flows related to lessors that are depository and lending institutions within the scope of Topic 942. Additionally, this update provided guidance on transition disclosures related to leases. The Company adopted these updates concurrently with </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2016-02</span><span style="font-family:inherit;font-size:10pt;">. See Note </span><span style="font-family:inherit;font-size:10pt;">11</span><span style="font-family:inherit;font-size:10pt;"> regarding the impact of this adoption on the Company's consolidated financial statements.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In February 2016, the FASB issued </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU 2016-02, Leases</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">(Topic 842)</span><span style="font-family:inherit;font-size:10pt;">. This update provided guidance on a new lease model that included the recognition of assets and liabilities arising from lease transactions on the balance sheet. Additionally, the update provided clarity on the definition of a lease and the distinction between finance and operating leases. Furthermore, the update </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">required certain qualitative and quantitative disclosures pertaining to the amounts recorded in the financial statements. This update became effective for annual reporting periods, including interim periods within those annual periods, beginning after December 15, 2018 and early adoption was permitted. As a result of the implementation of this standard, the Company recognized an Operating lease right-of-use asset of </span><span style="font-family:inherit;font-size:10pt;"><span>$16.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$19.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> of Lease liabilities on its Consolidated Balance Sheet at March 31, 2019. See Note </span><span style="font-family:inherit;font-size:10pt;">11</span><span style="font-family:inherit;font-size:10pt;"> for additional detail regarding the adoption of this standard.</span></div> 16800000 19000000.0 Valuation of Financial Instruments<div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The carrying value and the estimated fair value of the Company's financial instruments at fair value were as follows as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31</span><span style="font-family:inherit;font-size:10pt;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:49%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Financial assets</span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments at fair value (Note 5)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,742.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,742.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,721.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,721.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>154.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>154.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>101.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>101.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Restricted cash and cash equivalents</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Financial liabilities</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Notes payable (Note 10)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Assets and liabilities recorded at fair value on the Company's Consolidated Balance Sheets are categorized based upon the levels of judgment associated with the inputs used to measure their fair value. Level inputs are defined as follows:</span></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:inherit;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Level 1 - Inputs are unadjusted quoted market prices for identical assets or liabilities in active markets at the measurement date.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:inherit;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Level 2 - Inputs other than Level 1 prices that are observable for similar assets or liabilities through corroboration with market data at the measurement date.</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:inherit;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Level 3 - Inputs that are unobservable that reflect management's best estimate of what willing market participants would use in pricing the assets or liabilities at the measurement date.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company uses third party pricing services to assist with its investment accounting function. The ultimate pricing source varies depending on the investment security and pricing service used, but investment securities valued on the basis of observable inputs (Levels 1 and 2) are generally assigned values on the basis of actual transactions. Securities valued on the basis of pricing models with significant unobservable inputs or nonbinding broker quotes are classified as Level 3. The Company performs quarterly analyses on the prices it receives from third parties to determine whether the prices are reasonable estimates of fair value, including confirming the fair values of these securities through observable market prices using an alternative pricing source, as it is ultimately management's responsibility to ensure that the fair values reflected in the Company's consolidated financial statements are appropriate. If differences are noted in these analyses, the Company may obtain additional information from other pricing services to validate the quoted price.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company bases all of its estimates of fair value for assets on the bid price, when available, as it represents what a third-party market participant would be willing to pay in an arm's length transaction.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">For securities not actively traded, third party pricing services may use quoted market prices of similar instruments or discounted cash flow analyses, incorporating inputs that are currently observable in the markets for similar securities. Inputs that are often used in the valuation methodologies include, but are not limited to, broker quotes, benchmark yields, credit spreads, default rates, and prepayment speeds. There were no material adjustments to prices obtained from third party pricing services as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">These methods of valuation will only produce an estimate of fair value if there is objectively verifiable information to produce a valuation. If objectively verifiable information is not available, the Company would be required to produce an estimate of fair value using some of the same methodologies, making assumptions for market-based inputs that are unavailable.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's estimates of fair value for its financial liabilities are based on a combination of the variable interest rates for notes with similar durations to discount the projection of future payments on notes payable. The fair value measurements for notes payable have been determined to be Level 2 at each of the periods presented. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, all outstanding notes payable had been redeemed. See Note </span><span style="font-family:inherit;font-size:10pt;">10</span><span style="font-family:inherit;font-size:10pt;"> for further details.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">EICN, ECIC, EPIC, and EAC are members of the Federal Home Loan Bank of San Francisco (FHLB). Members are required to purchase stock in the FHLB in addition to maintaining collateral deposits that back any funds advanced. The Company's investment in FHLB stock is recorded at cost, which approximates fair value, as purchases and sales of these securities are at par value with </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">the issuer. FHLB stock is considered a restricted security and is periodically evaluated by the Company for impairment based on the ultimate recovery of par value.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table presents the Company's investments at fair value and the corresponding fair value measurements. </span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fixed maturity securities</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>85.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Agencies</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>11.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">States and municipalities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>484.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>528.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,079.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,090.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>480.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>451.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>110.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>94.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>61.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>64.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>181.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>149.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,496.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Equity securities at fair value</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Industrial and miscellaneous</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>216.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total equity securities at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>256.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>199.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Short-term investments</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total investments at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>256.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>199.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,521.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table provides a reconciliation of the beginning and ending balances that are measured using Level 3 inputs for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:65%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3 Securities</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Beginning balance, January 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Transfers out of Level 3</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Purchases and sales, net</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Ending balance, December 31</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><span style="font-family:inherit;font-size:9pt;">(1)</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">The transfer during the year ended December 31, 2018 was the result of adoption of ASU 2016-01, which specified that FHLB stock shall be carried at cost and is no longer measured at fair value.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-style:italic;">Financial Instruments Carried at Net Asset Value (NAV)</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company has investments in private equity limited partnership interests that are included in other invested assets on the Company's Consolidated Balance Sheets. These investments do not have readily determinable fair values and are carried at NAV and therefore are excluded from the fair value hierarchy. The Company initially estimates the value of these investments using the transaction price. In subsequent periods, the Company measures these investments using NAV per share provided quarterly by the general partner, based on financial statements that are audited annually. The Company performs certain control procedures to validate the appropriateness of using NAV as a measurement. These investments are generally not redeemable by the investees and cannot be sold without approval of the general partner. These investments have a fund term of </span><span style="font-family:inherit;font-size:10pt;"><span>12 years</span></span><span style="font-family:inherit;font-size:10pt;">, subject to three </span><span style="font-family:inherit;font-size:10pt;"><span>one year</span></span><span style="font-family:inherit;font-size:10pt;"> extensions at the general partner's discretion. The Company will receive distributions of proceeds from dividends and interest from fund investments, as well as from the disposition of a fund investment, or a portion thereof. The Company expects these distributions from time-to-time during the full course of the fund term. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company had unfunded commitments to these private equity limited partnerships totaling </span><span style="font-family:inherit;font-size:10pt;"><span>$41.6 million</span></span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Additionally, certain cash equivalents, principally money market securities, are measured at fair value using NAV, which approximates fair value.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table presents cash and investments carried at NAV on the Company's Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"/></tr><tr><td style="width:65%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash equivalents measured at NAV</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>57.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other invested assets carried at NAV</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The carrying value and the estimated fair value of the Company's financial instruments at fair value were as follows as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31</span><span style="font-family:inherit;font-size:10pt;">:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:49%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Carrying Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Financial assets</span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments at fair value (Note 5)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,742.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,742.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,721.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,721.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>154.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>154.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>101.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>101.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Restricted cash and cash equivalents</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Financial liabilities</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Notes payable (Note 10)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 2742600000 2742600000 2721300000 2721300000 154900000 154900000 101400000 101400000 300000 300000 600000 600000 0 0 20000000.0 23500000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table presents the Company's investments at fair value and the corresponding fair value measurements. </span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fixed maturity securities</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>85.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Agencies</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>11.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">States and municipalities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>484.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>528.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,079.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,090.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>480.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>451.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>110.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>94.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>61.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>64.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>181.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>149.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,496.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Equity securities at fair value</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Industrial and miscellaneous</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>216.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total equity securities at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>256.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>199.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Short-term investments</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total investments at fair value</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>256.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>199.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,521.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0 85600000 0 0 106400000 0 0 2900000 0 0 11400000 0 0 484500000 0 0 528000000.0 0 0 1079000000.0 0 0 1090400000 0 0 480400000 0 0 451500000 0 0 110600000 0 0 94300000 0 0 61200000 0 0 64500000 0 0 181700000 0 0 149900000 0 0 2485900000 0 0 2496400000 0 216400000 0 0 174800000 0 0 40300000 0 0 25100000 0 0 256700000 0 0 199900000 0 0 0 0 0 0 25000000.0 0 256700000 2485900000 0 199900000 2521400000 0 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table provides a reconciliation of the beginning and ending balances that are measured using Level 3 inputs for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:65%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Level 3 Securities</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Beginning balance, January 1</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Transfers out of Level 3</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Purchases and sales, net</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Ending balance, December 31</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0 4700000 0 -4700000 0 0 0 0 P12Y P1Y 41600000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table presents cash and investments carried at NAV on the Company's Consolidated Balance Sheets.</span></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"/></tr><tr><td style="width:65%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash equivalents measured at NAV</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>57.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other invested assets carried at NAV</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 14400000 57500000 9100000 0 Investments<div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The amortized cost, gross unrealized gains, gross unrealized losses, and estimated fair value of the Company's AFS investments were as follows:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:52%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gains</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">At December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>83.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>85.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">States and municipalities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>458.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>484.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,038.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,079.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>471.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>480.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>107.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>110.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>60.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>61.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>180.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>181.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,403.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>83.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total AFS investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,403.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>83.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">At December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Agencies</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>11.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>11.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">States and municipalities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>513.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>528.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,106.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(21.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,090.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>459.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>451.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>96.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>94.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>64.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>64.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>155.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>149.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,513.7</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.6</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(41.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,496.4</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Short-term investments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total AFS investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,538.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(41.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,521.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><span style="font-family:inherit;font-size:9pt;">(1)</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and reported at fair value.</span></div></td></tr></table><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The cost and estimated fair value of the Company's equity securities recorded at fair value at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">At December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Equity securities at fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Industrial and miscellaneous</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>129.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>216.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total equity securities at fair value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>155.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>256.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">At December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Equity securities at fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Industrial and miscellaneous</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>114.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total equity securities at fair value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>131.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>199.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company has investments in private equity limited partnerships that totaled </span><span style="font-family:inherit;font-size:10pt;"><span>$9.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> (initial cost of </span><span style="font-family:inherit;font-size:10pt;"><span>$8.4 million</span></span><span style="font-family:inherit;font-size:10pt;">) at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, which are carried at NAV based on information provided by the general partner. The Company also has investments in convertible preferred shares of real estate investment trusts that totaled </span><span style="font-family:inherit;font-size:10pt;"><span>$20.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, which are carried at cost and approximate fair value. These investments are non-redeemable until conversion and are periodically evaluated by the Company for impairment based on the ultimate recovery of the investment. Both of these investments are included in Other invested assets on the Company's Consolidated Balance Sheets, and changes in the value of these investments are recorded through Net realized and unrealized gains and losses on the Company's Consolidated Statements of Comprehensive Income. The Company had </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> Other invested assets at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2018</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The amortized cost and estimated fair value of the Company's fixed maturity securities at </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, by contractual maturity, are shown below. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Due in one year or less</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>170.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>171.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Due after one year through five years</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>758.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>781.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Due after five years through ten years</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>778.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>819.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Due after ten years</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>61.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Mortgage and asset-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>639.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>652.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,403.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following is a summary of AFS investments that have been in a continuous unrealized loss position for less than 12 months and those that have been in a continuous unrealized loss position for 12 months or greater as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="23"/></tr><tr><td style="width:36%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="10" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="10" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of Issues</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of Issues</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Less than 12 months:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="21" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(dollars in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>12.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">States and municipalities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>70.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>624.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>205</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>156.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>30.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>64</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>137.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>215</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>82.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,056.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(23.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>538</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total less than 12 months</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>82.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,056.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(23.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>538</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">12 months or greater:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>72.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>193.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(8.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>69</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>199.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(7.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>55.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.0</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>16.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>45.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>537.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(18.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>205</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total 12 months or greater</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>45.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>537.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(18.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>205</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">There were </span><span style="font-family:inherit;font-size:10pt;">no</span><span style="font-family:inherit;font-size:10pt;"> other-than-temporary impairments recognized on fixed maturity securities during the year ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">. The Company recognized impairments on fixed maturity securities of </span><span style="font-family:inherit;font-size:10pt;"><span>$3.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> (consisting of </span><span style="font-family:inherit;font-size:10pt;"><span>66</span></span><span style="font-family:inherit;font-size:10pt;"> securities) and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> (consisting of </span><span style="font-family:inherit;font-size:10pt;"><span>nine</span></span><span style="font-family:inherit;font-size:10pt;"> securities) during the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2018</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively, as a result of the Company's intent to sell these securities and/or the severity of the change in fair values of these securities. The Company determined that the remaining unrealized losses on fixed maturity securities at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;"> were primarily the result of changes in prevailing interest rates and not the credit quality of the issuers. The fixed maturity securities whose fair value was less than amortized cost were not determined to be other-than-temporarily impaired given the lack of severity and duration of the impairment, the credit quality of the issuers, the Company's intent to not sell the securities, and a determination that it is not more likely than not that the Company will be required to sell the securities at an amount less than their amortized cost.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Realized gains and losses on investments include the gain or loss on a security at the time of sale compared to its original or adjusted cost (equity securities and other invested assets) or amortized cost (fixed maturity securities). Realized losses on fixed maturity securities are also recognized when securities are written down as a result of an other-than-temporary impairment.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized gains on investments and the change in unrealized gains (losses) on the Company's investments recorded at fair value are determined on a specific-identification basis and were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Gross Realized Gains</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Gross Realized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Change in Net Unrealized Gains (Losses) </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Changes in Fair Value Reflected in Earnings</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Changes in Fair Value Reflected in AOCI, before tax</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="19" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>46.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other invested assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>133.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>51.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(59.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(59.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(25.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(11.3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(85.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(59.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Proceeds from the sales of fixed maturity securities were </span><span style="font-family:inherit;font-size:10pt;"><span>$163.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$204.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$249.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> for years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income was as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:67%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>81.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>76.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>70.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other invested assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Short-term investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash equivalents and restricted cash</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross investment income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>92.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>84.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>78.0</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Investment expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>81.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>74.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company is required by various state laws and regulations to support its outstanding loss reserves in certain states in which it does business. These laws and regulations govern not only the amount but also the types of securities that are eligible for deposit. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, securities having a fair value of </span><span style="font-family:inherit;font-size:10pt;"><span>$844.9 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$867.7 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively, were on deposit. Additionally, standby letters of credit from the FHLB were in place in lieu of </span><span style="font-family:inherit;font-size:10pt;"><span>$260.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$140.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> of securities on deposit as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively (see Note </span><span style="font-family:inherit;font-size:10pt;">10</span><span style="font-family:inherit;font-size:10pt;">).</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Certain reinsurance contracts require the Company's funds to be held in trust for the benefit of the ceding reinsurer to secure the outstanding liabilities assumed by the Company. The fair value of fixed maturity securities and restricted cash and cash equivalents held in trust for the benefit of ceding reinsurers at </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;"> was </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$2.9 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$23.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div> <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The amortized cost, gross unrealized gains, gross unrealized losses, and estimated fair value of the Company's AFS investments were as follows:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:52%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gains</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">At December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>83.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>85.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">States and municipalities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>458.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>484.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,038.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,079.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>471.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>480.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>107.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>110.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>60.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>61.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>180.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>181.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,403.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>83.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total AFS investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,403.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>83.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">At December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Agencies</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>11.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>11.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">States and municipalities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>513.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>528.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,106.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(21.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,090.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>459.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>451.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>96.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>94.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>64.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>64.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>155.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>149.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,513.7</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.6</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(41.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,496.4</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Short-term investments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total AFS investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,538.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(41.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,521.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:9pt;padding-left:0px;"><span style="font-family:inherit;font-size:9pt;">(1)</span></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and reported at fair value.</span></div> 83700000 1900000 0 85600000 2800000 100000 0 2900000 458200000 26300000 0 484500000 1038600000 40400000 0 1079000000.0 471700000 9400000 700000 480400000 107400000 3200000 0 110600000 60400000 900000 100000 61200000 180500000 1600000 400000 181700000 2403300000 83800000 1200000 2485900000 2403300000 83800000 1200000 2485900000 106700000 900000 1200000 106400000 11300000 100000 0 11400000 513400000 15300000 700000 528000000.0 1106200000 5800000 21600000 1090400000 459100000 2200000 9800000 451500000 96700000 100000 2500000 94300000 64700000 200000 400000 64500000 155600000 0 5700000 149900000 2513700000 24600000 41900000 2496400000 25000000.0 0 0 25000000.0 2538700000 24600000 41900000 2521400000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The cost and estimated fair value of the Company's equity securities recorded at fair value at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">At December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Equity securities at fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Industrial and miscellaneous</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>129.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>216.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total equity securities at fair value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>155.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>256.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">At December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Equity securities at fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Industrial and miscellaneous</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>114.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total equity securities at fair value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>131.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>199.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 129100000 216400000 26500000 40300000 155600000 256700000 114600000 174800000 17300000 25100000 131900000 199900000 9100000 8400000 20000000.0 0 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The amortized cost and estimated fair value of the Company's fixed maturity securities at </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, by contractual maturity, are shown below. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Amortized Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Due in one year or less</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>170.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>171.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Due after one year through five years</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>758.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>781.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Due after five years through ten years</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>778.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>819.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Due after ten years</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>61.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Mortgage and asset-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>639.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>652.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,403.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,485.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 170200000 171500000 758200000 781500000 778600000 819300000 56800000 61400000 639500000 652200000 2403300000 2485900000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following is a summary of AFS investments that have been in a continuous unrealized loss position for less than 12 months and those that have been in a continuous unrealized loss position for 12 months or greater as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="23"/></tr><tr><td style="width:36%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="10" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="10" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of Issues</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Estimated Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Gross Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of Issues</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Less than 12 months:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="21" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(dollars in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>12.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">States and municipalities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>70.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>624.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>205</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>156.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>30.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>64</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>137.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>215</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>82.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,056.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(23.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>538</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total less than 12 months</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>82.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,056.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(23.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>538</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">12 months or greater:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">U.S. Treasuries</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>72.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>193.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(8.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>69</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Residential mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>199.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(7.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>72</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commercial mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>55.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.0</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Asset-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>16.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>45.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>537.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(18.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>205</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total 12 months or greater</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>45.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>537.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(18.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>205</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0 0 0 12200000 100000 7 0 0 0 70100000 700000 21 0 0 0 624400000 13400000 205 56900000 200000 29 156900000 2500000 59 0 0 0 30900000 500000 13 10100000 100000 6 25100000 200000 18 15200000 300000 64 137100000 5700000 215 82200000 600000 99 1056700000 23100000 538 82200000 600000 99 1056700000 23100000 538 0 0 0 72700000 1100000 25 0 0 0 193700000 8200000 69 40000000.0 500000 19 199800000 7300000 72 0 0 0 55000000.0 2000000.0 22 0 0 0 16500000 200000 17 5900000 100000 19 0 0 0 45900000 600000 38 537700000 18800000 205 45900000 600000 38 537700000 18800000 205 3300000 66 500000 9 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized gains on investments and the change in unrealized gains (losses) on the Company's investments recorded at fair value are determined on a specific-identification basis and were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Gross Realized Gains</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Gross Realized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Change in Net Unrealized Gains (Losses) </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Changes in Fair Value Reflected in Earnings</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Changes in Fair Value Reflected in AOCI, before tax</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="19" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>46.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other invested assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>133.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>51.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>99.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(59.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(59.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(25.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(11.3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(85.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(59.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 5200000 1300000 99900000 3900000 99900000 17800000 4400000 33100000 46500000 0 0 0 700000 700000 0 23000000.0 -5700000 133700000 51100000 99900000 2200000 4000000.0 -59700000 -1800000 -59700000 15900000 1600000 -25600000 -11300000 0 18100000 -5600000 -85300000 -13100000 -59700000 4700000 2200000 3900000 2500000 3900000 9300000 4400000 17500000 4900000 17500000 14000000.0 -6600000 21400000 7400000 21400000 163000000.0 204800000 249800000 <div style="line-height:120%;padding-top:12px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income was as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:67%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>81.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>76.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>70.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other invested assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Short-term investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash equivalents and restricted cash</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross investment income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>92.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>84.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>78.0</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Investment expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>81.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>74.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 81900000 76000000.0 70400000 7900000 6500000 6900000 1200000 0 0 0 300000 100000 1700000 2000000.0 600000 92700000 84800000 78000000.0 4600000 3600000 3400000 88100000 81200000 74600000 844900000 867700000 260000000.0 140000000.0 2900000 23200000 Property and Equipment<div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment consists of the following:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:67%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">As of December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Furniture and equipment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Leasehold improvements</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Computers and software</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>60.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>61.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Automobiles</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment, gross</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>69.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>69.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accumulated depreciation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(48.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(51.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Depreciation expenses related to property and equipment for the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;"> were </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$9.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$6.1 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$7.9 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively. Internally developed software costs of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$3.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$2.9 million</span></span><span style="font-family:inherit;font-size:10pt;"> were capitalized during each of the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Additionally, in 2017, the Company wrote-off </span><span style="font-family:inherit;font-size:10pt;"><span>$7.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> of previously capitalized costs relating to the development of information technology capabilities that had not yet been placed in service, which is recognized in Other expenses in the Company's Consolidated Statements of Comprehensive Income. The Company incurred this charge as part of a continual evaluation of its ongoing technology initiatives.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cloud Computing Arrangements</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's capitalized costs associated with cloud computing arrangements totaled </span><span style="font-family:inherit;font-size:10pt;"><span>$33.6 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$26.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, which were comprised of service contract fees and implementation costs associated with hosting arrangements on the Company's Consolidated Balance Sheets as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively. Total amortization for hosting arrangements for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> was </span><span style="font-family:inherit;font-size:10pt;"><span>$5.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.8 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div> <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment consists of the following:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:67%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">As of December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Furniture and equipment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Leasehold improvements</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Computers and software</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>60.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>61.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Automobiles</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment, gross</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>69.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>69.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accumulated depreciation</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(48.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(51.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 2500000 3300000 6000000.0 3200000 60300000 61900000 1100000 1100000 69900000 69500000 48000000.0 51300000 21900000 18200000 9000000.0 6100000 7900000 3200000 2900000 7500000 33600000 26000000.0 5300000 800000 Income Taxes<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company files a consolidated federal income tax return. The insurance subsidiaries pay premium taxes on premiums in lieu of some states' income or franchise taxes.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Tax Cuts and Jobs Act significantly revised U.S. corporate income tax law by, among other things, reducing the corporate statutory income tax rate from </span><span style="font-family:inherit;font-size:10pt;"><span>35%</span></span><span style="font-family:inherit;font-size:10pt;"> to </span><span style="font-family:inherit;font-size:10pt;"><span>21%</span></span><span style="font-family:inherit;font-size:10pt;">, beginning </span><span style="font-family:inherit;font-size:10pt;">January 1, 2018</span><span style="font-family:inherit;font-size:10pt;">. This reduction in the corporate statutory income tax rate required the Company to re-evaluate certain of its deferred tax assets and liabilities, as of the date of Enactment, to reflect the revised income tax rates applicable to future periods. Despite a repeal of the corporate alternative minimum tax, the Company's minimum tax credit was fully recognized in the year ended December 31, 2018.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's provision for income taxes consisted of the following:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Current tax expense:</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">State</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total current tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred federal tax expense:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Impact of tax Enactment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>8.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total deferred federal tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>8.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>36.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>42.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The differences between the statutory federal tax rate of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>21%</span></span><span style="font-family:inherit;font-size:10pt;"> for 2019 and 2018 and </span><span style="font-family:inherit;font-size:10pt;"><span>35%</span></span><span style="font-family:inherit;font-size:10pt;"> for 2017 and the Company's effective tax rate on net income before income taxes as reflected in the Consolidated Statements of Comprehensive Income were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Expense computed at statutory rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>35.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>50.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Tax-advantaged investment income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(7.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">LPT deferred gain amortization</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">LPT Reserve Adjustment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Impact of tax Enactment</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>36.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>42.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The LPT Reserve Adjustments for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> increased GAAP net income by </span><span style="font-family:inherit;font-size:10pt;"><span>$1.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$2.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively, but did not affect taxable income. There were </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> LPT Reserve Adjustments in 2017. The LPT Contingent Commission Adjustments increased net income by </span><span style="font-family:inherit;font-size:10pt;"><span>$0.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$0.5 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> during </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively, but did not increase taxable income.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;"> the Company had </span><span style="font-family:inherit;font-size:10pt;"><span>no</span></span><span style="font-family:inherit;font-size:10pt;"> material unrecognized tax benefits.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company made cash payments of </span><span style="font-family:inherit;font-size:10pt;"><span>$37.8 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$4.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$21.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> for income taxes during the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Tax years 2016 through 2019 remained open and are subject to full examination by the federal taxing authority. The significant components of deferred income taxes, net, were as follows as of December 31:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:53%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Deferred Tax</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Deferred Tax</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Liabilities</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unrealized capital gains, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred policy acquisition costs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intangible assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Loss reserve discounting for tax reporting</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>30.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>31.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unearned premiums</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Allowance for bad debt</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock-based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accrued liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>55.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>57.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>29.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred income tax asset (liability), net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred tax assets are required to be reduced by a valuation allowance if it is more likely than not that all or some portion of the deferred tax asset will not be realized. Realization of the deferred income tax asset is dependent on the Company generating sufficient taxable income in future years as the deferred income tax charges become deductible for tax reporting purposes. Although realization is not assured, management believes that it is more likely than not that the net deferred income tax asset will be realized.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company is required to discount its loss and LAE reserves for federal income tax purposes. The Company's income tax deduction associated with its loss and LAE reserves is discounted using interest rates prescribed by the U.S. Treasury, as well as established loss payment patterns. Enactment changed the prescribed interest rates to rates based on corporate bond yield curves and extends the time periods associated with loss payment patterns, which resulted in an acceleration of future income tax payments. These changes became effective for tax years beginning after 2017 and are subject to a transition rule that spreads the additional tax payment from the amount determined by applying these changes over the eight years beginning in 2018. This item is a taxable temporary difference and had no direct impact on the Company's total income tax expense for 2017 or future years. The Company has followed the guidance of Revenue Procedure 2019-31 to complete its accounting for loss reserve discounting.</span></div> 0.35 0.21 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's provision for income taxes consisted of the following:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Current tax expense:</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">State</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total current tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred federal tax expense:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Impact of tax Enactment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>8.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total deferred federal tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>8.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>36.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>42.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 26300000 13200000 17900000 1800000 600000 700000 28100000 13800000 18600000 0 -400000 7000000.0 8600000 14800000 17200000 8600000 14400000 24200000 36700000 28200000 42800000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The differences between the statutory federal tax rate of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>21%</span></span><span style="font-family:inherit;font-size:10pt;"> for 2019 and 2018 and </span><span style="font-family:inherit;font-size:10pt;"><span>35%</span></span><span style="font-family:inherit;font-size:10pt;"> for 2017 and the Company's effective tax rate on net income before income taxes as reflected in the Consolidated Statements of Comprehensive Income were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Expense computed at statutory rate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>35.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>50.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Tax-advantaged investment income</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(7.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">LPT deferred gain amortization</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">LPT Reserve Adjustment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Impact of tax Enactment</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>36.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>42.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0.21 0.35 40700000 35600000 50400000 2400000 2900000 7600000 2300000 2600000 4000000.0 -900000 -1400000 -3400000 -400000 -500000 0 0 -400000 7000000.0 2000000.0 400000 400000 36700000 28200000 42800000 1800000 2200000 0 200000 500000 300000 0 37800000 4200000 21300000 The significant components of deferred income taxes, net, were as follows as of December 31:<div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:53%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Deferred Tax</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Deferred Tax</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Liabilities</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unrealized capital gains, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred policy acquisition costs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intangible assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Loss reserve discounting for tax reporting</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>30.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>31.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unearned premiums</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>13.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Allowance for bad debt</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock-based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accrued liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">—</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>55.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>57.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>29.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred income tax asset (liability), net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 38700000 10600000 10200000 10300000 1600000 1600000 30900000 31100000 13200000 13300000 1000000.0 1400000 3400000 2900000 4400000 4900000 2100000 7100000 2600000 6800000 55000000.0 57600000 56200000 29300000 2600000 26900000 Liability for Unpaid Losses and Loss Adjustment Expenses<span style="font-family:inherit;font-size:10pt;"> </span><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accounting for workers' compensation insurance requires the Company to estimate the liability for the expected ultimate cost of unpaid losses and LAE (loss reserves) as of a balance sheet date. Loss reserve estimates are inherently uncertain because the ultimate amount the Company will pay for many of the claims it has incurred as of the balance sheet date will not be known for many years. The estimate of loss reserves is intended to equal the difference between the expected ultimate losses and LAE of all claims that have occurred as of a balance sheet date and amounts already paid. The Company establishes loss reserves based on its own analysis of emerging claims experience and environmental conditions in its markets and review of the results of various actuarial projections. The Company's aggregate carried reserve for unpaid losses and LAE is the sum of its reserves for each accident year and represents its best estimate of outstanding loss reserves.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The amount by which estimated losses in the aggregate differ from those previously estimated for a specific time period is known as reserve "development." Reserve development is unfavorable when losses ultimately settle for more than the amount estimated or subsequent estimates indicate a basis for reserve increases on open claims, causing the previously estimated loss reserves to be ''deficient.'' Reserve development is favorable when estimates of ultimate losses indicate a decrease in established reserves, causing the previously estimated loss reserves to be ''redundant.'' Development is reflected in the Company's operating results through an adjustment to incurred losses and LAE during the period in which it is recognized.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Although claims for which reserves are established may not be paid for several years or more, the Company does not discount loss reserves in its financial statements for the time value of money, in accordance with GAAP.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The three main components of reserves for unpaid losses and LAE are case reserves, incurred but not reported (IBNR) loss reserves, and LAE reserves.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">When claims are reported, the Company establishes individual estimates of the ultimate cost of each claim (case reserves). These case reserves are continually monitored and revised in response to new information and for amounts paid. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In addition to case reserves, the Company establishes a provision for IBNR. IBNR is an actuarial estimate composed of the following: (a) future payments on claims that are incurred but have not yet been reported to the Company; (b) a reserve for the additional development on claims that have been reported to the Company; and (c) a provision for additional payments on closed claims that might reopen. IBNR reserves apply to the entire body of claims arising from a specific time period, rather than a specific claim. Most of the Company's IBNR reserves relate to estimated future claim payments on recorded open claims.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">LAE reserves are the Company's estimate of the future expense to manage, investigate, administer, and settle claims that have occurred, and include legal expenses. LAE reserves are established in the aggregate, rather than on a claim-by-claim basis. LAE reserves are categorized between defense and cost containment, and adjusting and other.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">A portion of the Company's obligations for losses and LAE are ceded to unaffiliated reinsurers. The amount of reinsurance that will be recoverable on losses and LAE reserves includes both the reinsurance recoverable from excess of loss reinsurance contracts, as well as reinsurance recoverable under the terms of the LPT Agreement.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company uses actuarial methods to analyze and estimate the aggregate amount of unpaid losses and LAE. Management considers the results of various actuarial methods and their underlying assumptions, among other factors, in establishing reserves for unpaid losses and LAE.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Judgment is required in the actuarial estimation of loss reserves, including the selection of various actuarial methodologies to project the ultimate cost of claims. Specifically, judgment is required in the following areas: the selection of parameters utilized in the various methodologies; the use of industry data and other benchmarks; and the weighting of differing reserve indications resulting from alternative methods and assumptions.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company's Internal Actuary prepares reserve estimates for all accident years using our own historical claims data, industry data and many of the generally accepted actuarial methodologies for estimating loss reserves, such as paid loss development methods, incurred loss development methods, and Bornhuetter-Ferguson methods. These methods vary in their responsiveness to different information, characteristics, and dynamics in the data, and the results assist the actuary in considering these characteristics and dynamics in the historical data. The methods employed for each segment of claims data, and the relative weight accorded to each method, vary depending on the nature of the claims segment and on the age of the claims.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Each actuarial methodology requires the selection and application of various parameters and assumptions. The key parameters and assumptions include: the future payment and emergence patterns of our aggregate claims data; the magnitude and changes in claim settlement activity; claims cost inflation rates; the effects of legislative benefit changes and/or judicial decisions; and trends in the frequency and severity of claims. The Company believes the pattern with which our aggregate data will be paid or emerge over time, claim settlement activity, and claims cost inflation rates are the most important parameters and assumptions.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table represents a reconciliation of changes in the liability for unpaid losses and LAE.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unpaid losses and LAE at beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,207.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,266.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,301.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Less reinsurance recoverable on unpaid losses and LAE</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>504.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>537.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>580.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net unpaid losses and LAE at beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,703.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,729.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,721.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and LAE, net of reinsurance, incurred during the period related to:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Current year</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>456.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>457.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>447.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Prior years</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(77.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(66.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(18.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total net losses and LAE incurred during the period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>378.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>391.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>428.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Paid losses and LAE, net of reinsurance, related to:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Current year</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>93.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>76.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Prior years</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>315.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>323.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>343.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total net paid losses and LAE during the period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>421.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>416.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>420.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ending unpaid losses and LAE, net of reinsurance</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,660.3</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,703.5</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,729.1</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Reinsurance recoverable on unpaid losses and LAE</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>532.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>504.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>537.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unpaid losses and LAE at end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,192.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,207.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,266.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total net losses and LAE included in the above table excludes the impact of the amortization of the Deferred Gain and LPT Reserve Adjustments (See Note </span><span style="font-family:inherit;font-size:10pt;">9</span><span style="font-family:inherit;font-size:10pt;">). </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">In </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, the Company had </span><span style="font-family:inherit;font-size:10pt;">$77.5 million</span><span style="font-family:inherit;font-size:10pt;"> of favorable prior accident year loss development on its voluntary risk business. In </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, the Company had </span><span style="font-family:inherit;font-size:10pt;"><span>$66.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> of favorable prior accident year loss development, which included </span><span style="font-family:inherit;font-size:10pt;"><span>$65.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> of favorable development on its voluntary risk business and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> of favorable development related to its assigned risk business. In </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, the Company had </span><span style="font-family:inherit;font-size:10pt;"><span>$18.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> of favorable prior accident year loss development, which included </span><span style="font-family:inherit;font-size:10pt;"><span>$17.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> of favorable development on its voluntary risk business and </span><span style="font-family:inherit;font-size:10pt;"><span>$1.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> of favorable development related to its assigned risk business. The favorable prior accident year loss development on voluntary business in these years was the result of the Company's determination that adjustments were necessary to reflect observed favorable paid loss trends. Paid loss trends have been impacted by generally declining loss costs and by cost savings associated with accelerated claims settlement activity that began in 2014 and continued through 2019. Loss reserves shown in the Company's Consolidated Balance Sheets are net of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$28.6 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$34.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> for anticipated subrogation recoveries as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company compiles and aggregates its claims data by grouping the claims according to the year in which the claim occurred ("accident year") when analyzing claim payment and emergence patterns and trends over time. Reported claims include any claim that has case reserves and/or loss and LAE payments associated with them.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company analyzed the usefulness of disaggregation of its results and determined the characteristics associated with the policies and the related unpaid loss reserves, incurred losses, and payment patterns are similar in nature. As such, the following tables show the Company's historical incurred and cumulative paid losses and LAE development, net of reinsurance, as well as IBNR loss reserves and the number of reported claims on an aggregated basis as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> for each of the previous 10 accident years.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="37"/></tr><tr><td style="width:6%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Incurred Losses and LAE, Net of Reinsurance </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">As of December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Accident Year</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2010</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2011</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2012</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2013</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">IBNR</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9.5pt;"><span style="font-family:inherit;font-size:9.5pt;font-weight:bold;">Cumulative number of reported claims</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="36" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except claims counts)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2010</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>204.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>224.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>228.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>246.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>250.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>262.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>259.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>258.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>255.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>255.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18,541</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2011</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>253.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>267.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>272.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>277.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>296.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>292.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>288.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>287.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>285.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19,582</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2012</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>348.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>359.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>360.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>386.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>388.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>382.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>379.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>378.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>35.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26,011</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2013</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>452.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>460.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>478.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>472.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>468.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>464.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>459.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>50.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28,884</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2014</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>463.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>445.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>432.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>434.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>430.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>424.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>59.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28,552</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2015</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>422.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>425.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>423.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>419.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>408.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>62.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>27,199</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2016</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>419.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>414.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>395.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>375.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>66.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25,722</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2017</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>412.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>391.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>358.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>89.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24,953</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>422.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>424.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>127.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>27,614</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>422.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>206.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28,025</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="28" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;"><span>3,792.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="31"/></tr><tr><td style="width:19%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cumulative Paid Losses and LAE, Net of Reinsurance </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Accident Year</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2010</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2011</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2012</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2013</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2010</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>105.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>143.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>171.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>190.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>206.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>215.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>221.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>226.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>228.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2011</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>115.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>162.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>193.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>217.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>230.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>238.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>243.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>248.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2012</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>58.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>148.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>214.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>261.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>289.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>305.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>316.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>324.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2013</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>68.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>184.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>263.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>317.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>346.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>365.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>379.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2014</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>172.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>248.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>297.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>323.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>342.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2015</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>246.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>290.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>311.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2016</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>166.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>227.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>261.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2017</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>63.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>160.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>215.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>77.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>189.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="28" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,589.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="28" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">All outstanding liabilities for unpaid losses and LAE prior to 2010, net of reinsurance</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>378.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="28" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total outstanding liabilities for unpaid losses and LAE, net of reinsurance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><span>1,581.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><span style="font-family:inherit;font-size:9pt;">(1)</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">Data presented for these calendar years is required supplementary information, which is unaudited.</span></div></td></tr></table><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table represents a reconciliation of claims development to the aggregate carrying amount of the liability for unpaid losses and LAE:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:79%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:18%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Liabilities for unpaid losses and LAE, net of reinsurance</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,581.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Reinsurance recoverable on unpaid losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>532.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unallocated LAE (adjusting and other)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>78.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total liability for unpaid losses and LAE</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><span>2,192.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table presents the average annual percentage payout of incurred claims by age, net of reinsurance, as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and is presented as required supplementary information, which is unaudited:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td colspan="20" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Average Annual Percentage Payout of Claims by Age, Net of Reinsurance</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 1</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 2</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 3</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 4</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 5</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 6</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 7</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 8</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 9</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 10</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>11.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table represents a reconciliation of changes in the liability for unpaid losses and LAE.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unpaid losses and LAE at beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,207.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,266.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,301.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Less reinsurance recoverable on unpaid losses and LAE</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>504.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>537.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>580.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net unpaid losses and LAE at beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,703.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,729.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,721.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and LAE, net of reinsurance, incurred during the period related to:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Current year</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>456.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>457.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>447.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Prior years</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(77.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(66.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(18.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total net losses and LAE incurred during the period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>378.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>391.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>428.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Paid losses and LAE, net of reinsurance, related to:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Current year</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>93.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>76.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Prior years</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>315.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>323.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>343.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total net paid losses and LAE during the period</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>421.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>416.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>420.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ending unpaid losses and LAE, net of reinsurance</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,660.3</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,703.5</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,729.1</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Reinsurance recoverable on unpaid losses and LAE</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>532.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>504.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>537.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unpaid losses and LAE at end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,192.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,207.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,266.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 2207900000 2266100000 2301000000.0 504400000 537000000.0 580000000.0 1703500000 1729100000 1721000000.0 456100000 457500000 447300000 -77500000 -66200000 -18500000 378600000 391300000 428800000 106600000 93000000.0 76900000 315200000 323900000 343800000 421800000 416900000 420700000 1660300000 1703500000 1729100000 532500000 504400000 537000000.0 2192800000 2207900000 2266100000 -66200000 -65500000 -700000 -18500000 -17400000 -1100000 28600000 34400000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company analyzed the usefulness of disaggregation of its results and determined the characteristics associated with the policies and the related unpaid loss reserves, incurred losses, and payment patterns are similar in nature. As such, the following tables show the Company's historical incurred and cumulative paid losses and LAE development, net of reinsurance, as well as IBNR loss reserves and the number of reported claims on an aggregated basis as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> for each of the previous 10 accident years.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="37"/></tr><tr><td style="width:6%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Incurred Losses and LAE, Net of Reinsurance </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">As of December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Accident Year</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2010</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2011</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2012</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2013</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">IBNR</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9.5pt;"><span style="font-family:inherit;font-size:9.5pt;font-weight:bold;">Cumulative number of reported claims</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="36" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except claims counts)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2010</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>204.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>224.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>228.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>246.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>250.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>262.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>259.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>258.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>255.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>255.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18,541</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2011</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>253.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>267.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>272.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>277.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>296.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>292.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>288.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>287.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>285.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19,582</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2012</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>348.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>359.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>360.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>386.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>388.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>382.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>379.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>378.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>35.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26,011</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2013</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>452.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>460.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>478.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>472.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>468.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>464.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>459.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>50.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28,884</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2014</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>463.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>445.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>432.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>434.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>430.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>424.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>59.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28,552</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2015</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>422.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>425.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>423.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>419.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>408.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>62.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>27,199</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2016</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>419.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>414.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>395.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>375.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>66.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25,722</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2017</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>412.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>391.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>358.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>89.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24,953</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>422.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>424.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>127.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>27,614</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>422.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>206.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28,025</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="28" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;"><span>3,792.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="31"/></tr><tr><td style="width:19%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cumulative Paid Losses and LAE, Net of Reinsurance </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Accident Year</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2010</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2011</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2012</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2013</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2014</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="30" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2010</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>105.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>143.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>171.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>190.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>206.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>215.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>221.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>226.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>228.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2011</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>115.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>162.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>193.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>217.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>230.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>238.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>243.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>248.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2012</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>58.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>148.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>214.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>261.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>289.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>305.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>316.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>324.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2013</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>68.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>184.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>263.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>317.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>346.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>365.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>379.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2014</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>172.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>248.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>297.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>323.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>342.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2015</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>246.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>290.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>311.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2016</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>166.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>227.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>261.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2017</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>63.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>160.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>215.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>77.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>189.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="28" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,589.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="28" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">All outstanding liabilities for unpaid losses and LAE prior to 2010, net of reinsurance</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>378.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="28" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total outstanding liabilities for unpaid losses and LAE, net of reinsurance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><span>1,581.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:9pt;padding-left:0px;"><span style="font-family:inherit;font-size:9pt;">(1)</span></div>Data presented for these calendar years is required supplementary information, which is unaudited 204900000 224400000 228100000 246100000 250200000 262000000.0 259900000 258800000 255200000 255300000 15800000 18541 253700000 267300000 272000000.0 277400000 296300000 292600000 288800000 287800000 285600000 20000000.0 19582 348800000 359900000 360900000 386400000 388200000 382800000 379800000 378500000 35200000 26011 452600000 460600000 478600000 472600000 468900000 464600000 459300000 50200000 28884 463400000 445800000 432900000 434600000 430500000 424700000 59300000 28552 422200000 425800000 423900000 419600000 408700000 62700000 27199 419000000.0 414600000 395400000 375000000.0 66800000 25722 412400000 391300000 358300000 89600000 24953 422500000 424600000 127400000 27614 422400000 206200000 28025 3792300000 47100000 105600000 143800000 171700000 190700000 206200000 215400000 221300000 226500000 228900000 47400000 115100000 162600000 193800000 217500000 230100000 238200000 243800000 248100000 58600000 148300000 214200000 261400000 289900000 305000000.0 316900000 324300000 68500000 184400000 263800000 317400000 346100000 365900000 379300000 65300000 172700000 248900000 297200000 323400000 342100000 65500000 174500000 246900000 290500000 311200000 65600000 166800000 227700000 261200000 63500000 160200000 215700000 77900000 189900000 88800000 2589500000 378900000 1581700000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table represents a reconciliation of claims development to the aggregate carrying amount of the liability for unpaid losses and LAE:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:79%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:18%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Liabilities for unpaid losses and LAE, net of reinsurance</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,581.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Reinsurance recoverable on unpaid losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>532.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Unallocated LAE (adjusting and other)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>78.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total liability for unpaid losses and LAE</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;"><span>2,192.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 1581700000 532500000 78600000 2192800000 <span style="font-family:inherit;font-size:10pt;"><br/></span><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table presents the average annual percentage payout of incurred claims by age, net of reinsurance, as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and is presented as required supplementary information, which is unaudited:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="20"/></tr><tr><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td colspan="20" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Average Annual Percentage Payout of Claims by Age, Net of Reinsurance</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 1</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 2</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 3</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 4</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 5</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 6</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 7</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 8</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 9</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year 10</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>11.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0.177 0.263 0.174 0.117 0.075 0.051 0.036 0.024 0.018 0.010 Reinsurance<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company purchases reinsurance from third parties in the normal course of its business in order to manage its exposures. The Company's reinsurance coverage is provided on both a quota share and excess of loss basis.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The effects of reinsurance on the Company's written and earned premiums and on its losses and LAE incurred were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="24"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earned</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Direct premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>687.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>691.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>739.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>727.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>719.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>712.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Assumed premiums</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross premiums</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>696.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>701.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>748.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>737.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>729.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>722.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded premiums</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>691.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>695.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>742.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>731.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>723.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>716.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded losses and LAE incurred</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded losses and LAE incurred includes the amortization of the Deferred Gain, LPT Reserve Adjustments, and LPT Contingent Commission Adjustments.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Excess of Loss Reinsurance</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company has consistently maintained excess of loss reinsurance coverage to protect it against the impact of large and/or catastrophic losses in its workers' compensation business. The Company currently maintains reinsurance for losses from a single occurrence or catastrophic event in excess of </span><span style="font-family:inherit;font-size:10pt;"><span>$10.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> and up to </span><span style="font-family:inherit;font-size:10pt;"><span>$200.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, subject to certain exclusions. This current reinsurance program is effective July 1, </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;"> through June 30, </span><span style="font-family:inherit;font-size:10pt;">2020</span><span style="font-family:inherit;font-size:10pt;">. The coverage under the Company's annual reinsurance programs that ended July 1, 2019 and 2018 was </span><span style="font-family:inherit;font-size:10pt;"><span>$190.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, in excess of its </span><span style="font-family:inherit;font-size:10pt;"><span>$10.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> retention on a per occurrence basis. The reinsurance coverage includes coverage for acts of terrorism, excluding nuclear, biological, chemical, and radiological events. Any liability outside the coverage limits of the reinsurance program is retained by the Company.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">As of December 31, 2019, approximately </span><span style="font-family:inherit;font-size:10pt;"><span>55%</span></span><span style="font-family:inherit;font-size:10pt;"> of the Company's excess of loss reinsurance program was provided by reinsurers domiciled in the United Kingdom.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Management currently believes that a British exit of the European Union (BREXIT) is unlikely to affect the Company's excess of loss reinsurance program because it is the Credit for Reinsurance Law and the Credit for Reinsurance Regulation in the ceding insurers' state of domicile (the Reinsurance Regulations) that governs the statutory treatment of both U.S. and Non-U.S. reinsurers. Therefore, provided that the Company's reinsurers domiciled in the United Kingdom and the European Union continue to maintain the collateral required by the Reinsurance Regulations at all times, the Company's excess of loss reinsurance program will be unaffected by BREXIT.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">LPT Agreement</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Recoverables from reinsurers on unpaid losses and LAE amounted to </span><span style="font-family:inherit;font-size:10pt;"><span>$532.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$504.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively. At each of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$380.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$408.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively, of those recoverables was related to the LPT Agreement that was entered into in 1999 by the Fund and assumed by EICN. Under the LPT Agreement, substantially all of the Fund's losses and LAE on claims incurred prior to July 1, 1995 have been ceded to three unaffiliated reinsurers on a </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>100%</span></span><span style="font-family:inherit;font-size:10pt;"> quota share basis. Investments totaling </span><span style="font-family:inherit;font-size:10pt;"><span>$341.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$311.6 million</span></span><span style="font-family:inherit;font-size:10pt;"> at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively, have been placed in trust by the three reinsurers as security for payment of the reinsured claims. Under the LPT Agreement, initially </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$1.5 billion</span></span><span style="font-family:inherit;font-size:10pt;"> in liabilities for the incurred but unpaid losses and LAE related to claims incurred prior to July 1, 1995, were reinsured for consideration of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$775.0 million</span></span><span style="font-family:inherit;font-size:10pt;">. The LPT Agreement provides coverage up to </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$2.0 billion</span></span><span style="font-family:inherit;font-size:10pt;">. Through </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company has paid losses and LAE claims totaling </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$796.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> related to the LPT Agreement.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company amortized </span><span style="font-family:inherit;font-size:10pt;"><span>$10.7 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$11.9 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$11.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> of the Deferred Gain for the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively. Additionally, the Company recognized favorable development in the estimated reserves ceded under the LPT Agreement of </span><span style="font-family:inherit;font-size:10pt;"><span>$5.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$6.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> that reduced the Deferred Gain by </span><span style="font-family:inherit;font-size:10pt;"><span>$1.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$2.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> for </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively, due to favorable LPT Reserve Adjustments and by </span><span style="font-family:inherit;font-size:10pt;"><span>$0.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$0.5 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively, due to favorable LPT Contingent Commission Adjustments (Note </span><span style="font-family:inherit;font-size:10pt;">2</span><span style="font-family:inherit;font-size:10pt;"> –Reinsurance).</span></div> <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The effects of reinsurance on the Company's written and earned premiums and on its losses and LAE incurred were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="24"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earned</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="23" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Direct premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>687.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>691.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>739.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>727.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>719.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>712.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Assumed premiums</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross premiums</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>696.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>701.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>748.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>737.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>729.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>722.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded premiums</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(6.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>691.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>695.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>742.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>731.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>723.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>716.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded losses and LAE incurred</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Ceded losses and LAE incurred includes the amortization of the Deferred Gain, LPT Reserve Adjustments, and LPT Contingent Commission Adjustments.</span></div> 687400000 691600000 739000000.0 727200000 719500000 712500000 9500000 9600000 9900000 10000000.0 10200000 10000000.0 696900000 701200000 748900000 737200000 729700000 722500000 5400000 5400000 6100000 6100000 6000000.0 6000000.0 691500000 695800000 742800000 731100000 723700000 716500000 19200000 9500000 500000 10000000.0 200000000.0 190000000.0 10000000.0 0.55 532500000 504400000 380400000 408200000 1 341000000.0 311600000 1500000000 775000000.0 2000000000.0 796200000 10700000 11900000 11300000 -5300000 -6300000 1800000 2200000 200000 500000 300000 Notes Payable and Other Financing Arrangements<div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Notes payable is comprised of the following:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Dekania Surplus Note, due April 29, 2034</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Alesco Surplus Note, due December 15, 2034</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">EPIC had a </span><span style="font-family:inherit;font-size:10pt;"><span>$10.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> surplus note to Dekania CDO II, Ltd. issued as part of a pooled transaction. On April 12, 2019, the Florida Office of Insurance Regulation approved EPIC's request to pay off the Dekania surplus note. Subsequently, on April 15 2019, EPIC formally called this note. The outstanding principal, plus accrued and unpaid interest, in the amount of </span><span style="font-family:inherit;font-size:10pt;"><span>$10.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, was paid on May 14, 2019. Interest paid during each of the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;"> was </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$0.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$0.7 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.6 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively. Interest accrued as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2018</span><span style="font-family:inherit;font-size:10pt;"> was </span><span style="font-family:inherit;font-size:10pt;"><span>$0.1 million</span></span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">EPIC had a </span><span style="font-family:inherit;font-size:10pt;"><span>$10.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> surplus note to Alesco Preferred Funding V, LTD issued as part of a pooled transaction. On April 12, 2019, the Florida Office of Insurance regulation approved EPIC's request to pay off the Alesco surplus note. Subsequently, on May 6, 2019, EPIC formally called this note. The outstanding principal, plus accrued and unpaid interest, in the amount of </span><span style="font-family:inherit;font-size:10pt;"><span>$10.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, was paid on June 13, 2019. Interest paid during each of the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;"> was </span><span style="font-family:inherit;font-size:10pt;"><span>$0.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$0.6 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$0.5 million</span></span><span style="font-family:inherit;font-size:10pt;">, respectively. Interest accrued as of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2018</span><span style="font-family:inherit;font-size:10pt;"> was less than </span><span style="font-family:inherit;font-size:10pt;"><span>$0.1 million</span></span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">EPIC had a </span><span style="font-family:inherit;font-size:10pt;"><span>$12.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> surplus note to ICONS, Inc. issued as part of a pooled transaction. This note was purchased by EHI in 2017 for </span><span style="font-family:inherit;font-size:10pt;"><span>$9.9 million</span></span><span style="font-family:inherit;font-size:10pt;">, resulting in a </span><span style="font-family:inherit;font-size:10pt;"><span>$2.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> gain. As a result of EHI's purchase of the note, it was no longer considered outstanding on a consolidated basis at </span><span style="font-family:inherit;font-size:10pt;">December 31, 2018</span><span style="font-family:inherit;font-size:10pt;">. The note was formally redeemed and retired by EPIC in May 2018. Interest paid to third parties during the year ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2017</span><span style="font-family:inherit;font-size:10pt;"> was </span><span style="font-family:inherit;font-size:10pt;"><span>$0.3 million</span></span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other financing arrangements is comprised of the following:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">EICN, ECIC, EPIC, and EAC are members of the FHLB. Membership allows the insurance subsidiaries access to collateralized advances, which may be used to support and enhance liquidity management. The amount of advances that may be taken is dependent on statutory admitted assets on a per company basis. Currently, none of the Company's insurance subsidiaries has advances outstanding under the FHLB facility. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">FHLB membership also allows the Company's insurance subsidiaries access to standby letters of credit. On March 9, 2018, ECIC, EPIC, and EAC entered into standby Letter of Credit Reimbursement Agreements (Letter of Credit Agreements) with the FHLB. On March 1, 2019, FHLB and ECIC, EPIC, and EAC each amended their Letter of Credit Agreements to increase their respective credit amounts. The Letter of Credit Agreements are between the FHLB and each of EAC, in the amount of </span><span style="font-family:inherit;font-size:10pt;"><span>$60.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, ECIC, in the amount of </span><span style="font-family:inherit;font-size:10pt;"><span>$90.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, and EPIC, in the amount of </span><span style="font-family:inherit;font-size:10pt;"><span>$110.0 million</span></span><span style="font-family:inherit;font-size:10pt;">. The amended Letter of Credit Agreements will expire </span><span style="font-family:inherit;font-size:10pt;"><span><span style="white-space:nowrap">April 1, 2020</span></span></span><span style="font-family:inherit;font-size:10pt;">; however, the Letter of Credit Agreements will remain evergreen with automatic one-year extensions unless the FHLB notifies the beneficiary at least 60 days prior to the then applicable expiration date of its election not to renew. The Letter of Credit Agreements may only be used to satisfy, in whole or in part, insurance deposit requirements with the State of California and are fully secured with eligible collateral at all times. The Letter of Credit Agreements are subject to annual maintenance charges and a fee of </span><span style="font-family:inherit;font-size:10pt;"><span>15</span></span><span style="font-family:inherit;font-size:10pt;"> basis points on issued amounts. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> letters of credit totaling </span><span style="font-family:inherit;font-size:10pt;"><span>$260.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>$140.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> were issued in lieu of securities on deposit with the State of California under these Letter of Credit Agreements, respectively. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, investment securities having a fair value of </span><span style="font-family:inherit;font-size:10pt;"><span>$326.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> were pledged to the FHLB by the Company's insurance subsidiaries in support of the collateralized advance facility and the Letter of Credit Agreements.</span></div> <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Notes payable is comprised of the following:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Dekania Surplus Note, due April 29, 2034</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Alesco Surplus Note, due December 15, 2034</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0 10000000.0 0 10000000.0 0 20000000.0 10000000.0 10200000 200000 700000 600000 100000 10000000.0 10200000 200000 600000 500000 100000 12000000.0 9900000 2100000 300000 60000000.0 90000000.0 110000000.0 2020-04-01 0.15 260000000.0 140000000.0 326800000 Commitments and Contingencies<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Leases</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company elected the practical expedients in </span><span style="font-family:inherit;font-size:10pt;font-style:italic;">ASU Number 2018-11, Leases (Topic 842): Targeted Improvements </span><span style="font-family:inherit;font-size:10pt;">and</span><span style="font-family:inherit;font-size:10pt;font-style:italic;"> ASU Number 2016-02, Leases (Topic 842)</span><span style="font-family:inherit;font-size:10pt;">, allowing the Company to apply provisions of the new guidance at the date of adoption without adjusting comparative periods presented. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">At </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company's operating leases have remaining terms of </span><span style="font-family:inherit;font-size:10pt;"><span>1 year</span></span><span style="font-family:inherit;font-size:10pt;"> to </span><span style="font-family:inherit;font-size:10pt;"><span>8 years</span></span><span style="font-family:inherit;font-size:10pt;">, with options to extend up to </span><span style="font-family:inherit;font-size:10pt;"><span>10 years</span></span><span style="font-family:inherit;font-size:10pt;"> with no termination provision. The Company's finance leases have an option to terminate after </span><span style="font-family:inherit;font-size:10pt;"><span>1 year</span></span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Components of lease expense were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:22%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Operating lease expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Finance lease expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total lease expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the weighted average remaining lease term for operating leases was </span><span style="font-family:inherit;font-size:10pt;"><span>5.8 years</span></span><span style="font-family:inherit;font-size:10pt;"> and for finance leases was </span><span style="font-family:inherit;font-size:10pt;"><span>2.9 years</span></span><span style="font-family:inherit;font-size:10pt;">. The weighted average discount rate was </span><span style="font-family:inherit;font-size:10pt;"><span>3.2%</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;"><span>3.7%</span></span><span style="font-family:inherit;font-size:10pt;"> for operating and finance leases, respectively. </span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Maturities of lease liabilities were as follows:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:60%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Operating Leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Finance Leases</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2020</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2021</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2022</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2023</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2024</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Thereafter</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total lease payments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Less: imputed interest</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Supplemental balance sheet information related to leases was as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:80%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">As of December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Operating leases:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Operating lease right-of-use asset</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Operating lease liability</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Finance leases:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment, gross</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accumulated depreciation</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Property and equipment, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other liabilities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Supplemental cash flow information related to leases was as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:22%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cash paid for amounts included in the measurement of lease liabilities:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Operating cash flows used for operating leases</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Financing cash flows used for finance leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Contingencies Surrounding Insurance Assessments</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">All of the states where the Company's insurance subsidiaries are licensed to transact business require property and casualty insurers doing business within the respective state to pay various insurance assessments. The Company accrues a liability for estimated insurance assessments as direct premiums are written, losses are recorded, or as other events occur in accordance with various states' laws and regulations, and defers these costs and recognizes them as an expense as the related premiums are earned. The Company had an accrued liability for guaranty fund assessments, second injury funds assessments, and other insurance assessments totaling </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$16.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$18.6 million</span></span><span style="font-family:inherit;font-size:10pt;"> as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively. These liabilities are generally expected </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">to be paid over </span><span style="font-family:inherit;font-size:10pt;"><span>one to eighty year periods</span></span><span style="font-family:inherit;font-size:10pt;"> based on individual state's regulations. The Company also recorded an asset of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$17.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$14.9 million</span></span><span style="font-family:inherit;font-size:10pt;">, as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively, for prepaid policy charges still to be collected in the future from policyholders, or assessments that may be recovered through a reduction in future premium taxes in certain states. These assets are expected to be realized over </span><span style="font-family:inherit;font-size:10pt;"><span>one to ten year periods</span></span><span style="font-family:inherit;font-size:10pt;"> in accordance with their type and each individual state's regulations.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Capital Commitment</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company had an unfunded commitment to invest </span><span style="font-family:inherit;font-size:10pt;"><span>$41.6 million</span></span><span style="font-family:inherit;font-size:10pt;"> into a private investment fund. See Note </span><span style="font-family:inherit;font-size:10pt;">4</span><span style="font-family:inherit;font-size:10pt;">.</span></div> P1Y P8Y P10Y P1Y <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Components of lease expense were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:22%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Operating lease expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Finance lease expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total lease expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 5100000 200000 5300000 P5Y9M18D P2Y10M24D 0.032 0.037 <div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:60%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Operating Leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Finance Leases</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2020</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2021</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2022</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2023</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">2024</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Thereafter</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total lease payments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Less: imputed interest</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 4800000 200000 3500000 200000 2300000 100000 2300000 100000 2100000 0 4600000 0 19600000 600000 1800000 0 17800000 600000 15900000 17800000 1100000 500000 600000 600000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Supplemental cash flow information related to leases was as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:75%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:22%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cash paid for amounts included in the measurement of lease liabilities:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Operating cash flows used for operating leases</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Financing cash flows used for finance leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 5100000 200000 16800000 18600000 one to eighty year periods 17000000.0 14900000 one to ten year periods 41600000 Stockholders' Equity<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Stock Repurchase Programs</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">On February 21, 2018, the Board of Directors authorized a share repurchase program for up to </span><span style="font-family:inherit;font-size:10pt;"><span>$50.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> of the Company's common stock from February 26, 2018 through February 26, 2020 (the 2018 Program). On April 24, 2019, the Board of Directors authorized a </span><span style="font-family:inherit;font-size:10pt;"><span>$50.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> expansion of the 2018 Program, to </span><span style="font-family:inherit;font-size:10pt;"><span>$100.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, and extended the repurchase authority pursuant to the 2018 Program through June 30, 2020. The 2018 Program provides that shares may be purchased at prevailing market prices through a variety of methods, including open market or private transactions, in accordance with applicable laws and regulations and as determined by management. The timing and actual number of shares repurchased will depend on a variety of factors, including the share price, corporate and regulatory requirements, and other market and economic conditions. Repurchases under the 2018 Program may be commenced, modified, or suspended from time-to-time without prior notice, and the 2018 Program may be suspended or discontinued at any time. Through </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company has repurchased a total of </span><span style="font-family:inherit;font-size:10pt;"><span>1,731,637</span></span><span style="font-family:inherit;font-size:10pt;"> shares of common stock at an average price of </span><span style="font-family:inherit;font-size:10pt;"><span>$41.40</span></span><span style="font-family:inherit;font-size:10pt;"> per share, including commissions, for a total of </span><span style="font-family:inherit;font-size:10pt;"><span>$71.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> under the 2018 Program. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Since the Company's initial public offering in January 2007 through </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company has repurchased a total of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>25,828,992</span></span><span style="font-family:inherit;font-size:10pt;"> shares of common stock at an average cost per share of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$17.63</span></span><span style="font-family:inherit;font-size:10pt;"> through various stock repurchase programs, which is reported as treasury stock, at cost, on its Consolidated Balance Sheets.</span></div> 50000000.0 50000000.0 100000000.0 1731637 41.40 71700000 25828992 17.63 Stock-Based Compensation<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Employers Holdings, Inc. Amended and Restated Equity and Incentive Plan (the Plan) is administered by the Compensation Committee of the Board of Directors, which is authorized to grant, at its discretion, awards to officers, employees, non-employee directors, consultants, and independent contractors. The maximum number of common shares reserved for grants of awards under the Plan was </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>5,500,000</span></span><span style="font-family:inherit;font-size:10pt;"> shares, prior to reductions for grants made. The Plan provides for the grant of stock options (both incentive stock options and nonqualified stock options), stock appreciation rights, shares of restricted stock, restricted stock units (RSUs), performance stock units (PSUs), and other stock-based awards.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commencing in 2017, employees who were awarded RSUs and PSUs are entitled to receive dividend equivalents for eligible awards, payable in cash, when the underlying award vests and becomes payable. If the underlying award does not vest or is forfeited, dividend equivalents with respect to the underlying award will also fail to become payable and will be forfeited. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the only incentive awards outstanding under the Plan were nonqualified stock options, RSUs, and PSUs. </span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Compensation costs are recognized based on expected performance, if applicable, net of any estimated forfeitures on a straight-line basis over the requisite employee service periods. Forfeiture rates are based on historical experience and are adjusted in subsequent periods for differences in actual forfeitures from those estimated. Net stock-based compensation expense recognized in the Company's Consolidated Statements of Comprehensive Income was as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock-based compensation expense related to:</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">PSUs</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.3</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.8</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Less: related tax benefit</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net stock-based compensation expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Stock Options</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>No</span></span><span style="font-family:inherit;font-size:10pt;"> stock options were granted in </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> or </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company anticipates issuing new shares of common stock upon the exercise of its outstanding stock options.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Changes in outstanding stock options for the year ended </span><span style="font-family:Times New Roman;font-size:10pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:49%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of Stock Options</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-Average Price</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted Average Remaining Contractual Life</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options outstanding at December 31, 2016</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>564,096</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.04</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.3 years</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Exercised</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(307,076</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.44</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9,673</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options outstanding at December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>247,347</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.90</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.4 years</span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Exercised</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(57,091</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options outstanding at December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>190,256</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.7 years</span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Exercised</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(31,630</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.98</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4,610</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options outstanding at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>154,016</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.65</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.7 years</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Exercisable at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>144,161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6 years</span></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">At </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company had yet to recognize less than </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$0.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> of unamortized expense related to stock option grants and expects to recognize these costs on a straight-line basis over the next </span><span style="font-family:inherit;font-size:10pt;">3 months</span><span style="font-family:inherit;font-size:10pt;">. The fair value of stock options vested and the intrinsic value of outstanding and exercisable stock options as of December 31, were as follows:</span></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:8px;padding-top:4px;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fair value of stock options vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intrinsic value of outstanding stock options</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intrinsic value of exercisable stock options</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The intrinsic value of stock options exercised was </span><span style="font-family:inherit;font-size:10pt;"><span>$0.6 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$1.4 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$7.6 million</span></span><span style="font-family:inherit;font-size:10pt;"> for the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">RSUs</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company has awarded RSUs to non-employee members of the Board of Directors and certain employees of the Company. The RSUs awarded to non-employee members of the Board of Directors generally vest on the first anniversary of the award date. RSU grants allow each non-employee Director to decide whether to defer settlement of the RSUs until six months after termination of Board service or settle the RSUs at vesting. Dividend equivalents are granted to Directors who elected to defer settlement of the RSUs after the grants vested. RSUs awarded to employees of the Company have a service vesting period of approximately </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>four years</span></span><span style="font-family:inherit;font-size:10pt;"> from the date awarded and </span><span><span style="color:#000000;text-decoration:none;">vest 25% on or after each of the subsequent four anniversaries of such date</span></span><span style="font-family:inherit;font-size:10pt;">. These RSUs are subject to accelerated vesting in certain limited circumstances, such as: retirement, death or disability of the holder, or in connection with a change of control of the Company.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Changes in outstanding RSUs for the year ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:56%;"/><td style="width:1%;"/><td style="width:20%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:19%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of RSUs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted Average Grant Date Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs outstanding at December 31, 2016</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>324,384</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.55</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>87,276</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>37.94</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13,711</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>29.28</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(102,785</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs outstanding at December 31, 2017</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>295,164</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.67</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>87,857</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.26</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3,370</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33.51</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(129,351</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.53</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs outstanding at December 31, 2018</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>250,300</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32.45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>90,576</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.60</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(22,232</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>36.39</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(76,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33.99</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs outstanding at December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>241,905</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>34.70</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Vested but unsettled RSUs at December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>73,535</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">At </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company had yet to recognize </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$5.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> of unamortized expense related to outstanding RSUs and expects to recognize these costs on a straight-line basis over the next </span><span style="font-family:inherit;font-size:10pt;"><span>39 months</span></span><span style="font-family:inherit;font-size:10pt;">. The grant date fair value of RSUs vested and the intrinsic value of vested RSUs for the years ended December 31, were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:8px;padding-top:4px;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Grant date fair value of RSUs vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intrinsic value of RSUs vested</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The intrinsic value of outstanding RSUs was </span><span style="font-family:Times New Roman;font-size:10pt;font-style:normal;font-weight:normal;text-decoration:none;"><span>$10.1 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:Times New Roman;font-size:10pt;font-style:normal;font-weight:normal;text-decoration:none;"><span>$10.5 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:Times New Roman;font-size:10pt;font-style:normal;font-weight:normal;text-decoration:none;"><span>$13.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> at </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">PSUs</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company has awarded PSUs to certain employees of the Company as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:47%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:18%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Date of Grant</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Target Number Awarded</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value on Date of Grant</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Aggregate Fair Value on Date of Grant</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><span style="font-family:inherit;font-size:10pt;background-color:#cceeff;">March 2017</span><span style="font-family:inherit;font-size:10pt;background-color:#cceeff;"><sup style="vertical-align:top;line-height:120%;background-color:#cceeff; font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>97,440</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>37.60</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">March 2018</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>96,940</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.30</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">March 2019</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>95,940</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.54</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">August 2019</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9,587</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.72</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="padding-top:8px;padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><span style="font-family:inherit;font-size:9pt;">(1)</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">The PSUs awarded in March 2017, 2018, and 2019 and August 2019 were awarded to certain employees of the Company and have a performance period of two years followed by an additional one year vesting period. The PSU awards are subject to certain performance goals with payouts that range from </span><span style="font-family:inherit;font-size:9pt;"><span>0%</span></span><span style="font-family:inherit;font-size:9pt;"> to </span><span style="font-family:inherit;font-size:9pt;"><span>200%</span></span><span style="font-family:inherit;font-size:9pt;"> of the target awards. The values shown in the table represent the aggregate number of PSUs awarded at the target level.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">At </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company had yet to recognize </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$8.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> of unamortized expense related to PSU grants and expects to recognize these costs on a straight-line basis over the next </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>24 months</span></span><span style="font-family:inherit;font-size:10pt;">. This is based on the expectation of the Company achieving a </span><span style="font-family:inherit;font-size:10pt;"><span>200%</span></span><span style="font-family:inherit;font-size:10pt;"> of target rate for the </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;"> PSUs, a </span><span style="font-family:inherit;font-size:10pt;"><span>200%</span></span><span style="font-family:inherit;font-size:10pt;"> of target rate for the </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> PSUs, and a </span><span style="font-family:inherit;font-size:10pt;"><span>200%</span></span><span style="font-family:inherit;font-size:10pt;"> of target rate for the </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;"> PSUs.</span></div> 5500000 Net stock-based compensation expense recognized in the Company's Consolidated Statements of Comprehensive Income was as follows:<div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock-based compensation expense related to:</span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">PSUs</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.3</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.8</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Less: related tax benefit</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net stock-based compensation expense</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 100000 300000 500000 2700000 2500000 2000000.0 7200000 6500000 4300000 10000000.0 9300000 6800000 2100000 2000000.0 2400000 7900000 7300000 4400000 0 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Changes in outstanding stock options for the year ended </span><span style="font-family:Times New Roman;font-size:10pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:49%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of Stock Options</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted-Average Price</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted Average Remaining Contractual Life</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options outstanding at December 31, 2016</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>564,096</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.04</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.3 years</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Exercised</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(307,076</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.44</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9,673</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options outstanding at December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>247,347</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.90</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.4 years</span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Exercised</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(57,091</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.17</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options outstanding at December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>190,256</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.71</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.7 years</span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Exercised</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(31,630</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.98</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4,610</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options outstanding at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>154,016</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.65</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.7 years</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Exercisable at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>144,161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6 years</span></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 564096 21.04 P3Y3M18D 307076 19.44 9673 24.45 247347 22.90 P3Y4M24D 57091 20.17 190256 23.71 P2Y8M12D 31630 26.98 4610 25.37 154016 23.65 P1Y8M12D 144161 23.37 P1Y7M6D 100000 he fair value of stock options vested and the intrinsic value of outstanding and exercisable stock options as of December 31, were as follows:<div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:8px;padding-top:4px;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fair value of stock options vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intrinsic value of outstanding stock options</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intrinsic value of exercisable stock options</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div> 200000 400000 600000 2800000 3400000 5300000 2700000 2800000 3600000 600000 1400000 7600000 P4Y vest 25% on or after each of the subsequent four anniversaries of such date <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Changes in outstanding RSUs for the year ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:56%;"/><td style="width:1%;"/><td style="width:20%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:19%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Number of RSUs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Weighted Average Grant Date Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs outstanding at December 31, 2016</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>324,384</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.55</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>87,276</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>37.94</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13,711</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>29.28</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(102,785</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs outstanding at December 31, 2017</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>295,164</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.67</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>87,857</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.26</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3,370</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33.51</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(129,351</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.53</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs outstanding at December 31, 2018</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>250,300</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32.45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>90,576</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.60</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(22,232</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>36.39</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(76,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33.99</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs outstanding at December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>241,905</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>34.70</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Vested but unsettled RSUs at December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>73,535</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div> 324384 22.55 87276 37.94 13711 29.28 102785 22.89 295164 26.67 87857 40.26 3370 33.51 129351 24.53 250300 32.45 90576 40.60 22232 36.39 76739 33.99 241905 34.70 73535 24.75 5000000.0 P39M The grant date fair value of RSUs vested and the intrinsic value of vested RSUs for the years ended December 31, were as follows:<div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:8px;padding-top:4px;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Grant date fair value of RSUs vested</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intrinsic value of RSUs vested</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 2600000 3200000 2400000 3200000 5500000 4300000 10100000 10500000 13100000 <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company has awarded PSUs to certain employees of the Company as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:47%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:18%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Date of Grant</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Target Number Awarded</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair Value on Date of Grant</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Aggregate Fair Value on Date of Grant</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><span style="font-family:inherit;font-size:10pt;background-color:#cceeff;">March 2017</span><span style="font-family:inherit;font-size:10pt;background-color:#cceeff;"><sup style="vertical-align:top;line-height:120%;background-color:#cceeff; font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>97,440</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>37.60</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">March 2018</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>96,940</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.30</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">March 2019</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>95,940</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.54</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">August 2019</span><span style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9,587</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.72</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:9pt;padding-left:0px;"><span style="font-family:inherit;font-size:9pt;">(1)</span></div><div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">The PSUs awarded in March 2017, 2018, and 2019 and August 2019 were awarded to certain employees of the Company and have a performance period of two years followed by an additional one year vesting period. The PSU awards are subject to certain performance goals with payouts that range from </span><span style="font-family:inherit;font-size:9pt;"><span>0%</span></span><span style="font-family:inherit;font-size:9pt;"> to </span><span style="font-family:inherit;font-size:9pt;"><span>200%</span></span><span style="font-family:inherit;font-size:9pt;"> of the target awards. The values shown in the table represent the aggregate number of PSUs awarded at the target level.</span></div> 97440 37.60 3700000 96940 40.30 3900000 95940 40.54 3900000 9587 41.72 400000 0 2 8000000.0 P24M 2 2 2 Statutory Matters<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Statutory Financial Data</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The combined capital stock, surplus, and net income of the Company's insurance subsidiaries (EICN, ECIC, EPIC, EAC, and CIC), prepared in accordance with the statutory accounting practices (SAP) of the National Association of Insurance Commissioners (NAIC) as well as SAP permitted by the states of California, Florida, Nevada, and New York were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:67%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Capital stock and unassigned surplus</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>658.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>558.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Paid in capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>362.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>349.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Surplus notes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total statutory surplus</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,021.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>927.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income provided from the Company's insurance subsidiaries prepared in accordance with SAP was </span><span style="font-family:inherit;font-size:10pt;"><span>$129.3 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;"><span>$159.3 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;"><span>$116.8 million</span></span><span style="font-family:inherit;font-size:10pt;">, for the years ended </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Treatment of the LPT Agreement, deferred policy acquisition costs, fair value of financial instruments, and the surplus notes (see Notes </span><span style="font-family:inherit;font-size:10pt;">4</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">9</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">10</span><span style="font-family:inherit;font-size:10pt;">) are the primary differences in the SAP-basis capital stock and total surplus of the insurance subsidiaries of </span><span style="font-family:inherit;font-size:10pt;"><span>$1,021.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$927.9 million</span></span><span style="font-family:inherit;font-size:10pt;">, and the GAAP-basis equity of the Company of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$1,165.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$1,018.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> as of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, respectively. Under SAP accounting, the retroactive reinsurance gain resulting from the LPT Agreement is recorded as a special component of surplus (special surplus funds) in the initial year of the contract, and not reported as unassigned surplus until the Company has recovered amounts in excess of the original consideration paid. The special surplus funds are also reduced by the amount of extraordinary dividends as approved by the Nevada Division of Insurance. Under SAP, the surplus notes are recorded as a separate component of surplus. Under SAP, changes to the estimated contingent profit commission under the LPT Agreement are reflected in commission expense in the period that the estimate is revised.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Insurance Company Dividends and Regulatory Requirements and Restrictions</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The ability of EHI to pay dividends on the Company's common stock and to pay other expenses will be dependent to a significant extent upon the ability of the Nevada domiciled insurance company, EICN, the California domiciled insurance company, ECIC, the Florida domiciled insurance companies, EPIC and EAC, to pay dividends to their immediate holding company, Employers Group, Inc. (EGI) and the New York domiciled insurance company, CIC, to pay dividends to its immediate holding company Cerity Group, Inc. (CGI), and in turn, the ability of EGI and CGI to pay dividends to EHI. The amount of dividends each of the Company's insurance subsidiaries may pay to their immediate parent is limited by the laws of its respective state of domicile.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Nevada law limits the payment of cash dividends by EICN to its parent by providing that payments cannot be made except from available and accumulated surplus, otherwise unrestricted (unassigned), and derived from realized net operating profits and realized and unrealized capital gains. A stock dividend may be paid out of any available surplus. A cash or stock dividend prohibited by these restrictions may only be declared and distributed as an extraordinary dividend upon the prior approval of the Nevada Commissioner of Insurance (Nevada Commissioner). EICN may not pay such an extraordinary dividend or make an extraordinary distribution until the Nevada Commissioner either approves or does not disapprove the payment within </span><span style="font-family:inherit;font-size:10pt;"><span>30 days</span></span><span style="font-family:inherit;font-size:10pt;"> after receiving notice of its declaration. An extraordinary dividend or distribution is defined by statute to include any dividend or distribution of cash or property whose fair market value, together with that of other dividends or distributions made within the preceding 12 months, exceeds the lesser of: (a) </span><span style="font-family:inherit;font-size:10pt;"><span>10%</span></span><span style="font-family:inherit;font-size:10pt;"> of EICN's statutory surplus as regards to policyholders at the next preceding December 31; or (b) EICN's statutory net income, not including realized capital gains, for the 12-month period ending at the next preceding December 31. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, EICN had positive unassigned surplus of </span><span style="font-family:inherit;font-size:10pt;"><span>$224.3 million</span></span><span style="font-family:inherit;font-size:10pt;">. During </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, EICN paid an ordinary dividend in the amount of </span><span style="font-family:inherit;font-size:10pt;"><span>$19.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> to its parent company, EGI. As a result of that payment, EICN can pay </span><span style="font-family:inherit;font-size:10pt;"><span>$1.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> of dividends through March 1, 2020, and </span><span style="font-family:inherit;font-size:10pt;"><span>$21.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> thereafter, without regulatory approval, provided that no dividends are paid prior to March 1, 2020. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Under Florida law, without regulatory approval, EPIC and EAC may pay dividends if they do not exceed the greater of: the lesser of </span><span style="font-family:inherit;font-size:10pt;"><span>10%</span></span><span style="font-family:inherit;font-size:10pt;"> of surplus or net income, not including realized capital gains, plus a 2-year carry forward; </span><span style="font-family:inherit;font-size:10pt;"><span>10%</span></span><span style="font-family:inherit;font-size:10pt;"> of surplus, with dividends payable limited to unassigned funds minus </span><span style="font-family:inherit;font-size:10pt;"><span>25%</span></span><span style="font-family:inherit;font-size:10pt;"> of unrealized capital gains; or, the lesser of </span><span style="font-family:inherit;font-size:10pt;"><span>10%</span></span><span style="font-family:inherit;font-size:10pt;"> of surplus or net investment income plus a 3-year carry forward with dividends payable limited to unassigned funds minus </span><span style="font-family:inherit;font-size:10pt;"><span>25%</span></span><span style="font-family:inherit;font-size:10pt;"> of unrealized capital gains. During </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, EAC paid an ordinary dividend in the amount of </span><span style="font-family:inherit;font-size:10pt;"><span>$19.7 million</span></span><span style="font-family:inherit;font-size:10pt;"> to its parent company, EGI. As a result of that payment, EAC can pay </span><span style="font-family:inherit;font-size:10pt;"><span>$1.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> of dividends through June 12, 2020 and </span><span style="font-family:inherit;font-size:10pt;"><span>$20.9 million</span></span><span style="font-family:inherit;font-size:10pt;"> thereafter without regulatory approval from the Florida Office of Insurance Regulation (FOIR), provided that no dividends are paid prior to June 12, 2020. During </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, EPIC did not pay any dividends. The maximum dividends that may be paid in </span><span style="font-family:inherit;font-size:10pt;">2020</span><span style="font-family:inherit;font-size:10pt;"> by EPIC without prior regulatory approval from the FOIR is </span><span style="font-family:inherit;font-size:10pt;"><span>$21.7 million</span></span><span style="font-family:inherit;font-size:10pt;">. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">ECIC is subject to regulation by the California Department of Insurance (California DOI). Additionally, the California Insurance Holding Company System Regulatory Act limits the ability of ECIC to pay dividends to its parent. California law provides that, absent prior approval of the California Insurance Commissioner, dividends may only be declared from earned surplus. For purpose of this statute, earned surplus excludes amounts derived from net appreciation in the value of assets not yet realized, or derived from an exchange of assets, unless the assets received are currently realizable in cash. In addition, California law provides that the appropriate insurance regulatory authorities in the state of California must approve (or, within a 30-day notice period, not disapprove) any dividend that, together with all other such dividends paid during the preceding 12 months, exceeds the greater of: (a) </span><span style="font-family:inherit;font-size:10pt;"><span>10%</span></span><span style="font-family:inherit;font-size:10pt;"> of the paying company's statutory surplus as regards to policyholders at the preceding December 31; or (b) </span><span style="font-family:inherit;font-size:10pt;"><span>100%</span></span><span style="font-family:inherit;font-size:10pt;"> of net income for the preceding year. During the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">, ECIC was in compliance with these requirements.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">During </span><span style="font-family:inherit;font-size:10pt;">2019</span><span style="font-family:inherit;font-size:10pt;">, ECIC paid an ordinary dividend in the amount of $</span><span style="font-family:inherit;font-size:10pt;"><span>57.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> to its parent company, EGI. As a result of that payment, ECIC cannot pay any dividends until September 23, 2020 and can pay </span><span style="font-family:inherit;font-size:10pt;"><span>$32.1 million</span></span><span style="font-family:inherit;font-size:10pt;"> thereafter without prior regulatory approval.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">EPIC and EAC are subject to regulation by the Florida Department of Financial Services (FDFS). Florida statute Section 624.408 requires EPIC and EAC to maintain minimum capital and surplus of the greater of </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$4.0 million</span></span><span style="font-family:inherit;font-size:10pt;"> or </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>10%</span></span><span style="font-family:inherit;font-size:10pt;"> of total liabilities. Florida statute Section 624.4095 requires EPIC and EAC to maintain a ratio of written premiums, defined as</span><span style="font-family:inherit;font-size:10pt;"><span> 1.25 </span></span><span style="font-family:inherit;font-size:10pt;"> times written premiums, to surplus of no greater than </span><span style="font-family:inherit;font-size:10pt;"><span>10-to-1</span></span><span style="font-family:inherit;font-size:10pt;"> for gross written premiums and </span><span style="font-family:inherit;font-size:10pt;"><span>4-to-1 </span></span><span style="font-family:inherit;font-size:10pt;">for net written premiums. During the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">, EPIC and EAC were in compliance with these statutes.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Under New York law, without regulatory approval, CIC may pay dividends if they do not exceed the lesser of </span><span style="font-family:inherit;font-size:10pt;"><span>10%</span></span><span style="font-family:inherit;font-size:10pt;"> of surplus or </span><span style="font-family:inherit;font-size:10pt;"><span>100%</span></span><span style="font-family:inherit;font-size:10pt;"> of net investment income for the previous year increased by the excess, if any, of net investment income over dividends declared or distributed during the period commencing 36 months prior to the declaration or distribution of the current dividend and ending 12 months prior thereto. The New York state law also provides that any distribution may only be paid out of earned surplus. Additionally, New York has prohibited CIC from paying any dividends for two years from the date of Acquisition without prior regulatory approval. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Additionally, EICN, ECIC, EPIC, EAC, and CIC are required to comply with RBC requirements. RBC is a method of measuring the amount of capital appropriate for an insurance company to support its overall business operations in light of its size and risk profile. NAIC RBC standards are used by regulators to determine appropriate regulatory actions relating to insurers that show signs of weak or deteriorating conditions. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;">2017</span><span style="font-family:inherit;font-size:10pt;">, EICN, ECIC, EPIC, EAC, and CIC each had total adjusted capital above all regulatory action levels.</span></div> <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The combined capital stock, surplus, and net income of the Company's insurance subsidiaries (EICN, ECIC, EPIC, EAC, and CIC), prepared in accordance with the statutory accounting practices (SAP) of the National Association of Insurance Commissioners (NAIC) as well as SAP permitted by the states of California, Florida, Nevada, and New York were as follows:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:67%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Capital stock and unassigned surplus</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>658.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>558.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Paid in capital</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>362.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>349.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Surplus notes</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total statutory surplus</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,021.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>927.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 658200000 558500000 362800000 349400000 0 20000000.0 1021000000.0 927900000 129300000 159300000 116800000 1021000000.0 927900000 1165800000 1018200000 30 days 0.10 224300000 19700000 1400000 21100000 0.10 0.10 0.25 0.10 0.25 19700000 1200000 20900000 21700000 0.10 1 57200000 32100000 4000000.0 0.10 1.25 10-to-1 4-to-1 0.10 1 Accumulated Other Comprehensive Income (Loss)<div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accumulated other comprehensive income (loss) is comprised of unrealized gains (losses) on investments classified as available-for-sale, net of deferred tax expense. The following table summarizes the components of Accumulated other comprehensive income (loss):</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:73%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net unrealized gains (losses) on investments, before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>82.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(17.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred tax (expense) benefit on net unrealized gains (losses)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(17.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total accumulated other comprehensive income (loss)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> The following table summarizes the components of Accumulated other comprehensive income (loss):<div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:73%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net unrealized gains (losses) on investments, before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>82.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(17.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred tax (expense) benefit on net unrealized gains (losses)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(17.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total accumulated other comprehensive income (loss)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 82600000 -17300000 17300000 -3600000 65300000 -13700000 Employee Benefit and Retirement Plans <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company maintains a 401(k) defined contribution plan covering all eligible Company employees (the Employers 401(k) Plan). Under the Employers 401(k) Plan, the Company's safe harbor matching consists of a </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>100%</span></span><span style="font-family:inherit;font-size:10pt;"> matching contribution on salary deferrals up to </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>3%</span></span><span style="font-family:inherit;font-size:10pt;"> of compensation and then a </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>50%</span></span><span style="font-family:inherit;font-size:10pt;"> matching contribution on salary deferrals from </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>3%</span></span><span style="font-family:inherit;font-size:10pt;"> to </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>5%</span></span><span style="font-family:inherit;font-size:10pt;"> of compensation. The Company's matching contribution to the Employers 401(k) Plan was </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$2.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$2.0 million</span></span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;"><span>$1.9 million</span></span><span style="font-family:inherit;font-size:10pt;"> for the years ended </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;">, and </span><span style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">2017</span><span style="font-family:inherit;font-size:10pt;">, respectively. </span></div> 1 0.03 0.50 0.03 0.05 2200000 2000000.0 1900000 Earnings Per Common Share<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Basic earnings per share, which includes no dilution from outstanding stock-based awards, is computed by dividing net income by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflect the potential dilutive impact of all outstanding stock-based awards on earnings per share. Diluted earnings per share includes common shares assumed issued under the "treasury stock method," which reflects the potential dilution that would occur if outstanding RSUs and PSUs vested, and stock options were to be exercised.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commencing in 2017, certain stock-based compensation awards are eligible to receive dividend equivalents on awards that fully vest or become payable. </span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table presents the net income and the weighted average shares outstanding used in the earnings per share common share calculations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except share data)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>157.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>141.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>101.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Weighted average number of shares outstanding–basic</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32,120,578</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32,884,828</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32,501,576</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Effect of dilutive securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>77,482</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>97,810</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>208,602</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">PSUs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>285,550</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>268,030</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>271,738</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56,108</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>60,669</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>78,844</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Dilutive potential shares</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>419,140</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>426,509</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>559,184</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Weighted average number of shares outstanding–diluted</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32,539,718</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33,311,337</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33,060,760</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table presents the net income and the weighted average shares outstanding used in the earnings per share common share calculations.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except share data)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>157.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>141.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>101.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Weighted average number of shares outstanding–basic</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32,120,578</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32,884,828</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32,501,576</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Effect of dilutive securities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock options</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>77,482</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>97,810</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>208,602</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">PSUs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>285,550</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>268,030</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>271,738</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">RSUs</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56,108</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>60,669</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>78,844</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Dilutive potential shares</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>419,140</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>426,509</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>559,184</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Weighted average number of shares outstanding–diluted</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32,539,718</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33,311,337</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>33,060,760</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 157100000 141300000 101200000 32120578 32884828 32501576 77482 97810 208602 285550 268030 271738 56108 60669 78844 419140 426509 559184 32539718 33311337 33060760 Segment Reporting<div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company has recently made changes to its corporate structure, mainly involving the launch and further development of a new digital insurance platform offered under the Cerity brand name (Cerity), resulting in changes to its reportable segments. As of </span><span style="font-family:inherit;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, the Company has determined that it has two reportable segments: Employers and Cerity. Each of these segments represents a separate and distinct underwriting platform through which the Company conducts insurance business. The nature and composition of each reportable segment and its Corporate and Other activities are as follows:</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Employers segment is defined as traditional business offered through the EMPLOYERS brand name (Employers) through its agents, including business originated from its strategic partnerships and alliances.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Cerity</span><span style="font-family:inherit;font-size:10pt;font-style:italic;"> </span><span style="font-family:inherit;font-size:10pt;">segment is defined as business offered under the Cerity brand name, which includes the Company's direct-to-customer business.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Corporate and Other activities consist of those holding company expenses that are not considered to be underwriting in nature, the financial impact of the LPT agreement, and legacy business assumed and ceded by CIC. These expenses are not considered to be part of a reportable segment and are not otherwise allocated to a reportable segment.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company has determined that it is not practicable to report identifiable assets by segment since certain assets are used interchangeably among the segments.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Prior to December 31, 2019, the Company operated under a single reportable segment. All periods prior to December 31, 2019 have been conformed to the current presentation.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The following table summarizes the Company's written premium and components of net income before income taxes by reportable segment.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cerity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Corporate and Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross premiums written</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>696.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>696.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>691.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>691.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>695.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>695.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>84.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>51.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total revenues</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>828.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.0</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>835.9</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>378.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(12.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>365.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>153.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>16.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>187.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Interest and financing expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>620.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>16.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>642.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income (loss) before income taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>208.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(15.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>193.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cerity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Corporate and Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross premiums written</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>748.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>748.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>742.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>742.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>731.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>731.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>78.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>81.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized (losses) gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total revenues</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>796.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.4</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>800.4</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>391.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(14.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>376.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>94.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>94.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>135.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>158.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Interest and financing expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>622.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>630.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income (loss) before income taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>169.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cerity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Corporate and Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross premiums written</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>729.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>729.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>723.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>723.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>716.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>716.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>73.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>74.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gain on redemption of notes payable</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total revenues</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>800.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>801.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>428.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(11.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>417.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>91.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>91.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>123.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>139.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Interest and financing expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>652.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>657.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income (loss) before income taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>147.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>144.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Entity-Wide Disclosures</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The Company operates solely within the United States and does not have revenue from transactions with a single customer accounting for 10% or more of its revenues. The following table shows the Company's in-force premiums and number of policies in-force for each state with approximately five percent or more of our in-force premiums and all other states combined as of December 31:</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="22"/></tr><tr><td style="width:22%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">State</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force Premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Policies</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force Premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Policies</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force Premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Policies</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="20" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(dollars in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">California</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>329.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>43,079</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>357.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41,988</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>349.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40,573</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Florida</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>36.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5,822</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5,833</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5,625</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">New York</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>31.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5,679</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3,663</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>12.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,038</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other (43 states and D.C.)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>266.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>44,104</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>244.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40,014</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>223.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>37,258</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>664.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>98,684</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>666.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>91,498</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>626.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>85,494</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cerity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Corporate and Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross premiums written</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>696.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>696.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>691.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>691.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>695.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>695.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>84.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>51.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total revenues</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>828.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.0</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>835.9</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>378.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(12.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>365.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>153.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>16.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>18.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>187.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Interest and financing expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>620.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>16.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>642.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income (loss) before income taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>208.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(15.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>193.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cerity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Corporate and Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross premiums written</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>748.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>748.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>742.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>742.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>731.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>731.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>78.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>81.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized (losses) gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total revenues</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>796.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.4</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>800.4</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>391.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(14.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>376.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>94.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>94.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>135.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>158.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Interest and financing expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>622.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>630.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income (loss) before income taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>169.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Cerity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Corporate and Other</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Year Ended December 31, 2017</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gross premiums written</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>729.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>729.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums written</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>723.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>723.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:17px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>716.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>716.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>73.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>74.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Gain on redemption of notes payable</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total revenues</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>800.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>801.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>428.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(11.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>417.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>91.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>91.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>123.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>139.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Interest and financing expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total expenses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>652.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>657.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income (loss) before income taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>147.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>144.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 696800000 100000 0 696900000 691400000 100000 0 691500000 695800000 0 0 695800000 84100000 300000 3700000 88100000 47700000 100000 3300000 51100000 900000 0 0 900000 828500000 400000 7000000.0 835900000 378600000 0 -12700000 365900000 88100000 0 0 88100000 153200000 16000000.0 18300000 187500000 600000 0 0 600000 620500000 16000000.0 5600000 642100000 208000000.0 -15600000 1400000 193800000 748900000 0 0 748900000 742800000 0 0 742800000 731100000 0 0 731100000 78600000 0 2600000 81200000 -13900000 0 800000 -13100000 1000000.0 200000 0 1200000 796800000 200000 3400000 800400000 391300000 0 -14600000 376700000 94200000 0 0 94200000 135000000.0 5900000 17600000 158500000 1500000 0 0 1500000 622000000.0 5900000 3000000.0 630900000 174800000 -5700000 400000 169500000 729700000 0 0 729700000 723700000 0 0 723700000 716500000 0 0 716500000 73300000 0 1300000 74600000 7400000 0 0 7400000 2100000 0 0 2100000 800000 0 0 800000 800100000 0 1300000 801400000 428800000 0 -11600000 417200000 91400000 0 0 91400000 123700000 1100000 15100000 139900000 1400000 0 0 1400000 7500000 0 0 7500000 652800000 1100000 3500000 657400000 147300000 -1100000 -2200000 144000000.0 <div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="22"/></tr><tr><td style="width:22%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">State</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force Premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Policies</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force Premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Policies</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force Premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Policies</span></div><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">In-force</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="20" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(dollars in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">California</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>329.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>43,079</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>357.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41,988</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>349.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40,573</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Florida</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>36.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5,822</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5,833</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5,625</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">New York</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>31.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5,679</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3,663</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>12.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2,038</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other (43 states and D.C.)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>266.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>44,104</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>244.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40,014</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>223.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>37,258</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>664.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>98,684</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>666.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>91,498</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>626.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>85,494</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 329800000 43079 357100000 41988 349400000 40573 36300000 5822 41000000.0 5833 41800000 5625 31700000 5679 23900000 3663 12300000 2038 266800000 44104 244200000 40014 223400000 37258 664600000 98684 666200000 91498 626900000 85494 Selected Quarterly Financial Data (Unaudited)<div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Quarterly results for the years ended </span><span style="font-family:Times New Roman;font-size:10pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:Times New Roman;font-size:10pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;"> were as follows:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019 Quarters Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except per share data)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>175.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>175.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>169.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>86.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>92.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>97.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>43.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>45.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>50.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>8.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>51.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>31.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earnings per common share:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Basic</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.60</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.27</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.03</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.00</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Diluted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.57</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.25</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.01</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.99</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018 Quarters Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except per share data)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>176.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>178.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>192.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>183.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized (losses) gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(8.0</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(26.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>95.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>87.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>86.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>39.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>8.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>42.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earnings per common share:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Basic</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.78</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.29</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.78</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Diluted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.77</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.28</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.77</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Significant Quarterly Adjustments</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The first quarter of 2019 was impacted by: (1) favorable prior accident year loss development of </span><span style="font-family:inherit;font-size:10pt;"><span>$22.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, which decreased losses and LAE by the same amount; and (2) the inclusion of </span><span style="font-family:inherit;font-size:10pt;"><span>$21.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> in net unrealized gains on equity securities.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The second quarter of 2019 was impacted by: (1) favorable prior accident year loss development of </span><span style="font-family:inherit;font-size:10pt;"><span>$23.7 million</span></span><span style="font-family:inherit;font-size:10pt;">, which decreased losses and LAE by the same amount; and (2) the inclusion of </span><span style="font-family:inherit;font-size:10pt;"><span>$6.8 million</span></span><span style="font-family:inherit;font-size:10pt;"> in net unrealized gains on equity securities.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The third quarter of 2019 was impacted by: (1) favorable prior accident year loss development of </span><span style="font-family:inherit;font-size:10pt;"><span>$20.2 million</span></span><span style="font-family:inherit;font-size:10pt;">, which decreased losses and LAE by the same amount; and (2) the inclusion of </span><span style="font-family:inherit;font-size:10pt;"><span>$10.3 million</span></span><span style="font-family:inherit;font-size:10pt;"> in net unrealized losses on equity securities. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The fourth quarter of 2019 was impacted by: (1) favorable prior accident year loss development of </span><span style="font-family:inherit;font-size:10pt;"><span>$11.4 million</span></span><span style="font-family:inherit;font-size:10pt;">, which decreased losses and LAE by the same amount; and (2) the inclusion of </span><span style="font-family:inherit;font-size:10pt;"><span>$15.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> in net unrealized gains on equity securities. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The first quarter of 2018 was impacted by: (1) favorable prior accident year loss development of </span><span style="font-family:inherit;font-size:10pt;"><span>$12.4 million</span></span><span style="font-family:inherit;font-size:10pt;">, which decreased losses and LAE by the same amount; and (2) the inclusion of </span><span style="font-family:inherit;font-size:10pt;"><span>$12.9 million</span></span><span style="font-family:inherit;font-size:10pt;"> in net unrealized losses on equity securities. </span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The second quarter of 2018 was impacted by: (1) favorable prior accident year loss development of </span><span style="font-family:inherit;font-size:10pt;"><span>$16.5 million</span></span><span style="font-family:inherit;font-size:10pt;">, which decreased losses and LAE by the same amount; and (2) the inclusion of </span><span style="font-family:inherit;font-size:10pt;"><span>$3.5 million</span></span><span style="font-family:inherit;font-size:10pt;"> in net unrealized gains on equity securities.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The third quarter of 2018 was impacted by: (1) favorable prior accident year loss development of </span><span style="font-family:inherit;font-size:10pt;"><span>$11.9 million</span></span><span style="font-family:inherit;font-size:10pt;">, which decreased losses and LAE by the same amount; and (2) the inclusion of </span><span style="font-family:inherit;font-size:10pt;"><span>$11.2 million</span></span><span style="font-family:inherit;font-size:10pt;"> in net unrealized gains on equity securities.</span></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The fourth quarter of 2018 was impacted by: (1) favorable prior accident year loss development of </span><span style="font-family:inherit;font-size:10pt;"><span>$25.4 million</span></span><span style="font-family:inherit;font-size:10pt;">, which decreased losses and LAE by the same amount; and (2) the inclusion of </span><span style="font-family:inherit;font-size:10pt;"><span>$27.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> in net unrealized losses on equity securities.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Quarterly results for the years ended </span><span style="font-family:Times New Roman;font-size:10pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> and </span><span style="font-family:Times New Roman;font-size:10pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2018</span><span style="font-family:inherit;font-size:10pt;"> were as follows:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019 Quarters Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except per share data)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>174.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>175.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>175.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>169.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>88.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>86.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>92.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>97.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>20.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>43.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>45.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>50.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>8.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>51.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>32.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>31.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earnings per common share:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Basic</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.60</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.27</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.03</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.00</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Diluted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.57</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.25</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.01</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.99</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018 Quarters Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except per share data)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net premiums earned</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>176.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>178.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>192.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>183.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized (losses) gains on investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(8.0</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(26.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Losses and loss adjustment expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>95.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>87.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>106.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>86.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Commission expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>23.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>21.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>39.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>40.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>8.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>42.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>47.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earnings per common share:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Basic</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.78</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.29</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.45</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.78</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Diluted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.77</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.28</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.77</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 174800000 175500000 175800000 169700000 23300000 7400000 2600000 17800000 88600000 86800000 92900000 97600000 22000000.0 23800000 21900000 20400000 47500000 43800000 45300000 50900000 10000000.0 9000000.0 8100000 9600000 51800000 40700000 32800000 31800000 1.60 1.27 1.03 1.00 1.57 1.25 1.01 0.99 176600000 178000000.0 192900000 183600000 -8000000.0 5700000 15600000 -26400000 95400000 87800000 106600000 86900000 23700000 24500000 24800000 21200000 39200000 40100000 38800000 40400000 3800000 8800000 10700000 4900000 25600000 42500000 47600000 25600000 0.78 1.29 1.45 0.78 0.77 1.28 1.43 0.77 22200000 21200000 23700000 6800000 20200000 -10300000 11400000 15500000 12400000 12900000 16500000 3500000 11900000 11200000 25400000 27400000 <div style="line-height:120%;padding-bottom:5px;padding-top:1px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers Holdings, Inc.</span></div></td></tr><tr><td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="9" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Condensed Balance Sheets</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;">(in millions, except share data)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Investments:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Investment in subsidiaries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,096.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>873.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Fixed maturity securities at fair value (amortized cost $25.3 at December 31, 2019 and $24.2 at December 31, 2018)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>26.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>24.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity securities at fair value (cost $27.8 at December 31, 2019 and $40.0 at December 31, 2018)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>28.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>38.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Short-term investments at fair value (amortized cost $25.0 at December 31, 2018)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total investments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,150.8</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>962.1</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash and cash equivalents</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accrued investment income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intercompany receivable</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Federal income taxes receivable</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>22.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred income taxes, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,171.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,027.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Liabilities and stockholders' equity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accounts payable and accrued expenses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred income taxes, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other liabilities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Stockholders' equity</span><span style="font-family:inherit;font-size:10pt;">:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;background-color:#cceeff;">Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Additional paid-in capital</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>396.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>388.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Retained earnings</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,158.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,030.7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accumulated other comprehensive income (loss), net of tax</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>65.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(455.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(388.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total stockholders' equity</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,165.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,018.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total liabilities and stockholders' equity</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,171.7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1,027.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:29%;"/><td style="width:30%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td colspan="13" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers Holdings, Inc.</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="13" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Condensed Statements of Income</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions, except per share data)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Revenues</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net investment income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized gains on investments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total revenues</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>7.0</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Expenses</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Underwriting and general and administrative expenses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Total expenses</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>17.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>15.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Loss before income taxes and equity in earnings of subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(12.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(14.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(13.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Income tax benefit</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net loss before equity in earnings of subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(8.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity in earnings of subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>166.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>151.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>109.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>157.1</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>141.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>101.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Earnings per common share:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Basic</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.89</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.30</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.11</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Diluted</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.83</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.24</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.06</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash dividends declared per common share and eligible RSUs and PSUs</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.88</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.80</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.60</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td colspan="12" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers Holdings, Inc.</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="12" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Condensed Statement of Cash Flows</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">2017</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(in millions)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Operating activities</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>157.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>141.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>101.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Adjustments to reconcile net income to net cash provided by operating activities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Equity in undistributed earnings of subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(70.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(66.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(71.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net realized and unrealized gains on investments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3.3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Stock-based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>10.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>6.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Amortization of premium on investments, net</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Deferred income tax expense</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>14.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Change in operating assets and liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Accounts payable, accrued expenses, and other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>2.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>0.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Federal income taxes</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>19.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(18.5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Intercompany payables and receivables</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(3.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net cash provided by operating activities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>108.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>77.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>48.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Investing activities</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Purchases of fixed maturity securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(9.3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(14.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(30.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Purchases of equity securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(42.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(40.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Proceeds from sale of equity securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>56.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Purchases of short-term securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(59.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(7.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Proceeds from sale of fixed maturity securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>12.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>5.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Proceeds from maturities and redemptions of fixed maturity securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>59.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>4.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Proceeds from maturities of short-term investments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>25.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net change in unsettled investment purchases and sales</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Capital contributions to subsidiaries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(73.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(5.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net cash used in investing activities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(40.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(43.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(34.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:14px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Financing activities</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Acquisition of common stock</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(67.5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(4.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash transactions related to stock-based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(2.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>3.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Dividends paid to stockholders</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(28.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(26.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(19.7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net cash used in financing activities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(98.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(32.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(15.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Net (decrease) increase in cash and cash equivalents</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(31.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>1.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>(1.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash and cash equivalents at the beginning of the period</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>39.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cash and cash equivalents at the end of the period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>9.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>41.3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>39.6</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 1096100000 873800000 26600000 24600000 28100000 38700000 0 25000000.0 1150800000 962100000 9900000 41300000 200000 300000 3500000 300000 3500000 22700000 2200000 0 1600000 900000 1171700000 1027600000 5000000.0 5000000.0 0 400000 900000 4000000.0 5900000 9400000 600000 600000 0 0 396400000 388800000 1158800000 1030700000 65300000 -13700000 455300000 388200000 1165800000 1018200000 1171700000 1027600000 3700000 2500000 1300000 3300000 800000 0 7000000.0 3300000 1300000 19000000.0 17500000 15200000 19000000.0 17500000 15200000 -12000000.0 -14200000 -13900000 -2500000 -4300000 -5800000 -9500000 -9900000 -8100000 166600000 151200000 109300000 157100000 141300000 101200000 4.89 4.30 3.11 4.83 4.24 3.06 0.88 0.80 0.60 157100000 141300000 101200000 70400000 66700000 71500000 3300000 800000 0 10100000 9400000 6800000 0 -200000 -100000 -2800000 14700000 5300000 2300000 200000 -300000 19200000 -18500000 5400000 700000 100000 100000 -3200000 -2200000 1800000 108300000 77500000 48700000 9300000 14400000 30600000 42000000.0 40000000.0 0 56000000.0 0 0 0 59600000 7900000 4300000 12000000.0 5000000.0 3800000 59200000 4500000 25000000.0 0 0 -5000000.0 3900000 0 73600000 4200000 5600000 -40800000 -43100000 -34600000 67500000 4200000 0 2500000 1800000 -3800000 28900000 26700000 19700000 -98900000 -32700000 -15900000 -31400000 1700000 -1800000 41300000 39600000 41400000 9900000 41300000 39600000 <div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="41"/></tr><tr><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td colspan="41" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Schedule VI. Supplemental Information Concerning Property - Casualty Insurance Operations</span></div></td></tr><tr><td colspan="41" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="41" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Employers Holdings, Inc. and Subsidiaries</span></div></td></tr><tr><td colspan="41" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Consolidated Supplemental Information Concerning Property and Casualty Insurance Operations</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Year</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Ended</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Deferred</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Policy</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Acquisition</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Costs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Reserves For</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Unpaid</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Losses And</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">LAE</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Unearned</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Premiums</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Net</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Premiums</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Earned</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Net Investment</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Losses and</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">LAE Related</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">to Current</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Years</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Losses and</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">LAE Related to Prior</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Years (including LPT Amortization and Adj)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Amortization</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">of Deferred</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Policy</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Acquisition Costs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Paid Losses And LAE (including LPT Amortization and Adj)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Net</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Premiums</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:inherit;font-size:7pt;font-weight:bold;">Written</span></div></td></tr><tr><td colspan="41" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">(in millions)</span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;font-weight:bold;text-decoration:underline;">Employers Segment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>47.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>2,145.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>337.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>695.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>84.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>456.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(77.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>107.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>421.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>691.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>48.2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>2,207.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>336.3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>731.1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>78.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>457.5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(66.2</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>112.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>416.9</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>742.8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2017</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>45.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>2,266.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>318.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>716.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>73.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>447.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(18.5</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>108.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>420.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>723.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;font-weight:bold;text-decoration:underline;">Cerity Segment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>0.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2017</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;font-weight:bold;text-decoration:underline;">Corporate &amp; Other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>47.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>3.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(12.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(12.7</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>2.6</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(14.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(14.6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">2017</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>1.3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(11.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>(11.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 47900000 2145200000 337000000.0 695800000 84100000 456100000 -77500000 107700000 421800000 691400000 48200000 2207900000 336300000 731100000 78600000 457500000 -66200000 112000000.0 416900000 742800000 45800000 2266100000 318300000 716500000 73300000 447300000 -18500000 108200000 420700000 723700000 0 0 100000 0 300000 0 0 0 0 100000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 47600000 0 0 3700000 0 -12700000 0 -12700000 0 0 0 0 0 2600000 0 -14600000 0 -14600000 0 0 0 0 0 1300000 0 -11600000 0 -11600000 0 Data presented for these calendar years is required supplementary information, which is unaudite The PSUs awarded in March 2017, 2018, and 2019 and August 2019 were awarded to certain employees of the Company and have a performance period of two years followed by an additional one year vesting period. The PSU awards are subject to certain performance goals with payouts that range from 0% to 200% of the target awards. The values shown in the table represent the aggregate number of PSUs awarded at the target level. Other securities within fixed maturity securities consist of bank loans, which are classified as AFS and reported at fair value. (1)The transfer during the year ended December 31, 2018 was the result of adoption of ASU 2016-01, which specified that FHLB stock shall be carried at cost and is no longer measured at fair value. XML 107 R5.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Consolidated Statements of Comprehensive Income Parentheticals - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Parentheticals [Abstract]      
Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax $ (21.8) $ 12.9 $ (8.9)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax $ (0.8) $ 0.4 $ (2.6)
ZIP 108 0001379041-20-000030-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001379041-20-000030-xbrl.zip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
10F&A^[:2)Z 38_6U()>R81.K9\RUR(H9"^1??'%VUYNN/Z[V) M"GXJ0:R-3K(@5./H5)366MS7&GKV8G6V9M4YIXU[-/$CUP!20R99WN))Y@0' M;%?F7>EY96JR_NOORUN5:$F?H#"9.&[+.U6[_IV^P%O##?*HMM,II].)[=/W MG>8[D2_F<+-G'( ^9G^ACV+VX\]5Q6;T#K5E9![\ 3[N=?(4->!B\Q MEJZGXGT-AZL3_WI]7_>38/OO7V(9A$2Z2V1LQ*P[M];DS%N@8E2!=$ .D4 R M[IQ![Q29,6M276O>W18C")F#UJ_!M)IX04$AE#DY'Y$PTC:^,(]7EIC0OSKW M:(K)?'$#D>27P@I-(^YO"?WR@D#@[64X*"@VGK_XJGNR[J2#]L !8E?1B1SS M[^XL[-HGMF.^]J>TJ;KUZ!R44(7D.4NY"ST'P2)V<:V+O+ MD.@OQ$(#7?;=C,8,MWE#S[PK\2/,SHH=$@8?D M?OG]6E:X]R_87A4J5V-Z:$.XR+(/P\.I$USK["@?,]PN'7<8[^Z_36\)V-OSJ+"\\5K6CQ%(CRMF@KWB[[-F !N>@[@<5 M:;NZ8NY,[!"D.>$?6TR[%B04.=9MK=RMLLNFK22H9\N)NSL-)QR?#)U;7_ST MVXY,CRK* M@CC%A[Q=': M8SA-HN>O_/U?/BY7CCV$GP4J'RDW]3FQ-FX@H,\;$R=EL?1$U(3S=RYM1@.7>-W4),W[!6^)RS Z QZR,N,X>^QW'6>27!$8)+\>@QLW9 MP['\3&IFV4\D6W=C7FCS+U=J&S+[B86KU/W0"\\^UCEK8Y>JXUK5-@[W,YP> M%S)R/:ANCI=U,J)#V]!OVC":O\W%BI1!:U%AYQ]\\2J#X*.&YM*Q1GA^Z7K/02_0'L>I@F?%N-B M;._'IZ:2MG$!8[\@V[BBJ;8L-6\UN-$[/=" 7#QV(72R_ MO+]YRG/X>3SW9;%9&SA/"[_V[?X9;DMVQ9X?+\Z%M1S5992Z]!AMY9V\?-]U MS465TCO/>6_R]G]Z?7*MV\'<#$_/9)-/)G-8U;^Y7TO?O@VO?D%8Y"_6(^+; M]1"*XCTB%! ^]9=1#AUB6K_JI5W?O,&L%[N)^D"A)U"=H'?G\OK"1K*Z'A3"#2PPVKNH9EGT M8=L*9VUR?S^K>;SKYC3)^-7"/_^J_'-V(69CVX"XH]$ 5/OZ3 M\=*/7M*HWJ=7;B^)6Q\^N:NP)ZTZ-;\%7=1T;X)X*H+U6UZFLCWADW&:"_[> M9SN.F&_5&OK&:\W7/N/+3)E/YCU'VIJ_\GDKL$$MSCOR*Q)9MMEJ[49G&][66-QIPB.Y M#O=\?_])M"81_M8!F)+"W@?WS-QM]GDKCL/O#_T)FMOXXO1 M 46!Z;?4>&UD>?',9+7WX&_6I,R\9XL(7]CPM\^V<0L/D97K@8>7CMW('ONE MFI00N.&%"C>^_NO?DL"U[KL$9=N<7S1)6WZA!CJ<+1;>&_T]*PE9\AIY?'C3 M0[K\5=+7ZC4TR9!& 64E*?70T?$1#U M^2JY/#Y+5PEH3[QLQ#MN1/M<(;_--G=<8^BCME/ST_Y!5(=>W(?;'UI2OKY^ MYIL[%?P3H8,Z7<"')_UFZG!?1_6K:K?+W.'RL_L:67N?VWQ[>U%]U2Z4,VJ_ MDHFS7V*XX]EM'VB?ADHD3/X\L*UA0"P/A60!:MLL"O-[/X'NI3O<[V[0!E2F M]S3O8_L6KDW(WZ:ZLV8WL_QJ^).G_)8[3J_.V*C^7B5<_Q\6=:[ZH"^BN&($ MN]W)DS_$-4O_E,O^/VT\\>][W9N+#TGDQ;E1-?*4:XFKTS^K-UBXZ3__Y@,T M(;9YU[ZT)+'I_.^GKMY>E SR5T_&"HQ>@EB!87/]8.&%_S$7V;^E(?L/+\0! M<2]&2;Q#,DWE^=@DI@P:,8U11N&XQ93U0PY(UJ?45Y/,@!]YH#X' MK0X8/7P6Z$%C8Y4)<&[/1 HQ[!'1HM/,P-"_:8F>&(+:_N14N*'/P";28:K@ M'2C18C&7B.[+I6(5HB>T!9QV 2@-#F$\+ NOVP_AG7&RTQ^Y&.F 6HRR@I$ M-N3K@,>RP@NA7[9@"#U-M(\>J!G>%U_T&1\RWWP#WY"++J9->VP3IT 28DC: M#+HF;N\4(?G>3N\UIX(LT46^/$/DJ<[P3-J)'D/\CVLE6-O>L7R6T^?*Z>-& MIMY76P[>%4[F]"D%6I9FO>#X/_<0'1T%L+-ZI!9R1=_[5$RRN:5_*C,XVGX2 MC20Z=#&4'[/\5V RZPH!6CUBG5'EJ"P1+?Y,.=%5BHU!K7J4F.?=2[0I#AK9 M++S,Y-WP]:YYJ\A>E2AT$/>-*A%E0'\^K8$9KZ:KI$F=^2A4'!$/U)G@5?MQ M4]N:$L^"?ZYDPT56D">MV?_99#(WQ,J+,D9E!Q+/\&%F(?:V;YG M9J+6:'! M^)*!*=W#^B*5'/;(E@[Q;E$4<#F5^Q62 DSX$S.^ (*#UNB>GSV"3T+O7($E ME +4F5H^8B/4T.=!.5/9=@2<1 M3<*XDU@N1DET;#GG6GNBI7F#_ G# M(U,RX2'JA\N[2/(BG4K0-7YFP!.I; N\:_B\3+.O9( WJE-@Z#FGV_F_-R_Y MV3E1+L52@D0211SS5>0*DANP7P9M>XG2/+HR9,71I#52I+X+/)KB*[VCK6O5 MR@/$AM33U53GS]\J?X8,K%=SKJICI S\G-(*/U[JGV)1+#BY 28],93U45]C MD[X>V-TWT2Y2>2>P!:FSSX46+"#X?6YU_+Q#"&DKP8DS2^8-#CNR'#+:68+< M>I),ZGGLP3E?^'1.0R=V>OZ=T=@LVJ=A:U3HN3 27"[4A,HT+ M_@Y=Y^'GX_/&::[K MQDQ>INKP]#?PH>9;5]S%-FF\$8WFO7.;TMH(9+F\L>+Q>Y:1426'QZ]]BZ,Y M$A[0!@]?_.+FTNQ5DN(/W'I"C(*&"Z!1#XCR1(2#"GSY<\KN 36NR2*_8/X* M3,V:1U&>U-6)?@J(*;R#I(/>X=X1=I_3%^8$1O=?# ^[36)"WED2U1JGR"9+ M;LL/F)?)T$YL6AV,N!V@L=IO>8CCN(.75. RL&G>:S **4G%Y6\ MH3S6QB\$?\<.PY*O_IDC;=->6-VWBNKYG<[IY_"?L(E,P Z;D8^6@(*EN"E; M%P6YXR4MZN=S)^KI*;IF?49TD1,BW@RG(+JF+E?6RYJ0\=0WS^D95" M>/6@[?'7%16_9CP:)YR,3[XB^V->J]>7X 71R[GH#4154*?W=G0)<3]P["'W MQI'I0V]K&1WC^8W!3^'GPIZY!U:7UW]ST/AU^5)(4<0&CRWUF&1(KKYN^]<# MTNI9)KZ>^G%*L!P7>3J@6BXQ\+7.WD1T%&?4=/*]3N+N.#3T$ M5//&N$8_LS#19:N=+XOYDWY* DP?1B(M58GK>8Q?K!;L3895P[U\RV:+:-.B M#/Y+7/S;(@7MCV^.5%[*=H^0\35F=%S)D+9L*_;=R=+)^JM\3S6F 7B*N]G^ MZF>#G]O+)?3H3UGR*N(9*,_21Q3)A K!Z[;7W^:S>/#WF$$GOOZMD,MZ2.$S MDAQD53_Z&O-^W,_AV:MI73@89[#>VJSG?>;Q"TO;&ESZ?#2!%K0&5HTT9*D6 M&[(Y&BM%:L>4&=T66D*G]+,N7"V*Z7;:$E-/*6J>T-$8TV-EO,A5I]*\$%\ MOUF5G'VB,P\NBG=-S =RRW&*>WOVFE[X9FW0 R?W(&]E65GGGVAH_V%7V3( MW=_GXNL;,N_F/>'_0&0A'Y':!K*LS=.9%Y&#A;S6%C=U>T*A0FE1<' 2:/4;\RX.BFB M(9#Z44TF?40+N6G2%2@WN+S/AR4_Y)X/#'5K,*E^K?WS)#CU+G"%W*JEU3_;H.IQR&B=B- MUNIJ%==/I^D,YP7;_$PA=8[L>CLL0/1;"^[GFS;=&\B@ '2;OV8SU2S"*:DN MOTX^@GFX_=;.!UJ=MOAG#P ME,6G:]=K/%?KS/E;[R]Y8=_4P&YR]6L",R+F393=I6+?-U4ALT^&C;8_>I)W M2G2;5O@ZL#C7"-&6NPA-)/%W5%Z[HHW0**E;W\LE6I]J/A5YML^EA$"5A((& M(<2A_#9=@26-8B$WZMI?*[#GM8?0^\6?C>5!<7/$QL8_#V$.BX* /:['TS\9 MMK@L>7]C.,5O=M!6CSBCEY=M=?^SC.>TQ^ZSN'W;%]^4@>S+9C*KME1J=](3DA^$FP^8)J_]75G^ Z0E+FGTJ!V MM4$KVOORP"=^\YL\NPSQQX4U:0,EW>NP^\@E^($E:A$#WH"(&-$9[JCVY/4(\18@^ONOJ;I- MO=R>2W_55L>^![P_GC/DI-F%JZCW_F)L[[5*NA^+7'*O1]BW2U]%K'V=(<=A MM$NQ-8S6EV1BC>J_:@Q=QB:V%.7TLECP$U5^:2WZ2?6[>[:H@7?+3ES[?1<7 MJ$437P#[/B\V>JW &FW\/F6A?)-^J]]=(J](0&4;=2ZFX MVJ+FC86G70ML+8HMB/_Z[/'D[JOE.!]XC(\^J!= VBGNELQ$>++X>F %!>;N M)E( !AOK;\4@(5>?C15@9T,$ H*@V/!]&O(F?_F26=1R_9D2;M[<;#0Y3A?1 M5_EY4TR1Q2"1[5.5)1]7\?90#J(E4#2YK02#';4CI;[)REQI25F!FQ:&C MZF>+4 C=)[L\_3@A(6$K G>H 8$1#'V ^S8(%N5C8'/54(?WWR1E/("!I-]0*#8 MZ\@#2P%+'U9@0^'X,[@=@UE7)7\A58,AU>]"I@:G^A<^[4LYL MDO?MC^V,$N BO5Q 5V-V>6ILM]S! 9B"I M>A32[V7^]K;]C\5=%E16Q?[S3UH)Q6S-2]F:!!?&)RBO(5-GX-2KMVXBVZ=6 M,$\LK*IGNZO5@_1GFSX]G[?\QO XWC4_I%NW"[B)YHN50@Q28-7_5%\WN<&N M:&F4/$:5!-UODKX=TOA_UZ#_"17H7LK?W$7FFKW)"1_OXD9;O!=_[#6_K-GZ MBYHEQ!"\%,U5UV-7):]1H(N5')"]0HE?+?6MP R*#\I(9._41-8*;&M1CCA_ MKNDG?](['/:7!+_^XQD0_[%YGMVGU_T_V>A_0@UA/DK@NCRUC.^M!*Q@- 5G M\&1:0?8C[\9YFV_7?II4)ISE_OU-Q[GG3I3.U1$%O>^E=A_%PZ"_OKBQ-NBF MX?\'^W-5O*_/5%BR+IJ0/GK?<#PM2:_+S,TIM'>^T]S>+.U*HX6P\WB*5>Y\ MT%=BF,0\PQ/+-P)68$O$KIU2)?^V4/?O?[MW]E_R$N]\''-H!7:0E%\!.V/W M-O0A:XV2PK&]E@^6%,;3TOC;4*'YD6T6B_5-GY=.K^[XW[[WHT1^OQ,?7L(O MIZ,55V#=>2=*G[[%JY,_8!Q68&6T!L125N#95?\YO^W_43I_+8DD"__PYZ99K%M$50HZUIT5= MI_KQ[J/./!W^/O<1[2'.D#LV$@!8""X MTTT,U$TW3Q,9"D](^"(ML6[S)$FI$Q-(21V5+[EV ]F$4T;!A;N@%X-LZGJQ M!5&KMK,2D2)7/-GGT4-EX5(M2V/Y]B%R]AQ,I6OC+1JI>U1[GI)<(ZY:@97C M9M\*5Y-:F7(,JR?V-'?10:@6H/%/W1*J#(L.@C MY4'9RH6Y..[G.AWX>OM A?LEM"3RV1\KL O(_J5HI'R_.Z3IO8JXC\O4A/:W M+3:,[ 9S$LS2L0T8I7"(Z K"63Z[^RHPBF[3/L:=Q'#>&^D4AJMZ2J7\>;X' M>+*/I%?SUO+;PL)RVX/1U]7O98A^3Z!O:,T EZBV=,Q->LBE^:9N4[H^34]3*O![ #C018&.<*51'EQ*/+!E:YYBM#>#K1OO9MG="L[>ZC MX!$Y8+DUGMX_GB,\%DS5@A)9-<3/D1U-P5\]O+&1XZK*9SC;VY[R-X47#@?N7#J;/K, " M'((L#$D?5V )=$F][2NPSFU,?YS( QV_ ON<@WNF"6^X@3@$?02W\6VJ:"^P MI41[0+^!O"HH]^0*[+RXJ6M^+BZWFN.-.U;;Q7AW@2F\3C/GI)\W=)V-B% ; M<;E?="-%SAT]L.CS_! BG0ST2$#&70)S1R-FIE=@J;:?F4M*W_^[D[^^=P*;"UU!?;$EM3&A"INR*W "HPHD,0/H3TKL.6M5H+P%1BG\#MN629< MN,L&1C);@;%<)6XLP<#)C:/E=+$AXL@*[+M]H5B3*9;#K,".9RP_)(,!2^HK ML"/>I$]G))VQ%;SZT^A5[2(E27U3A51H-SKNP![8M'"'PE??;F 5"K$3TA*& MD^N]ZG:(] %;"DI>$ICSH%7/("R[YG"WJ=6@I$&[&N.+1H;<4P>;0Q8M0Y?O MSK4^R2Y5@$#I.>ERXE"#\&Z;F2EE.&B(*3D+N6!7EWF/D&TFU/ST4_9 M0VRI7_K_LD.(?VF7:8%C"DP4_-]8Q_9?V67YSN.;&,T5V+\T3\=_8QBFW\Y' M\$;FOS3/-?*_M N]_\1.*9#^+SL3F?&,'"([ +B14K! O+KK@5< M\NAZABKMHZ2RM9:?*V6*0 Q%K$]PJO=1+ \.%1IX&'N,$JC>G27(.6>:N/E5 M[K13M/VSEU_CF83I3V(D4;]#O/>[KB8@J'X^E>M 7GR$I*?>BW7#$PA9VI=78"B_(?%O\\T12[?#PL7R.79M^\8WPQOEO3S M'WU=_!_KZN'W4IW_)QKB_VY6*24*)-_$O+4'FQRABU3 KKU?!(VWZ=E7*1U\#S&S;:;IB]UL@-Z>LE M_VLHF'R)D#8]CD8%X1#JSCWM297(N!IDPZYK+D*X0"5J?S(_A-RD&'2;UQV$ M&^C"00GC;2&+)7Z"G8:B=V??_+I(QOVO&HG_Q6;]SW,N?!RQGGP9"QDP*2*M M4!Y"6M*Q'4Q_X:PF0D?D!C!RU,F 4XELPQDZ ,V$,<3KRJEF?S\> M4R'8)>K&DI=I5%%Z;1U-^_KD]2J0!.:3L9_'&?2Q/DG@&*N.N0CLCY?X2VW< MB!54SN]E]**;!!W/1%X0G8]+]6C]6[BVLHCYY5JM?^/BTL6[]QS:!(;$ KO0$5TL?TEG-%N\5&=9U%?9O?I1[& M;0R@G=EWXT'0?@ZK[\?V2'@3+K9&OXF:D-O$0BA.U=2E%@5;TF/# Q=TX#.8 M@=.M8TQMR+_I^C[KY<+@R,!OWE.Z&A6O&;\,A\6LT+"OIJZZ)SMN1O$>Q(I_ M43Y^$-^9LM$Z=O#+"FSTI)OXZ7]]EO#?]W_>-/%33WS(GTE3;1)95T6WKX(Z M6Y%F#@=_,/1YGM>8'696L^KNKP,K[.<]:_7=NG94=U\K.=%_#^O[[ M6_MO= M[E"O07OMCFWP=G*B[MK..A2YWEQ" $ML^>HI:#0A=WQ:X (I\VHOCG+IC<@4 M!)RT@W@"_%$"X!O,]^=$43/0.@1J0QVZC^@4R3-(#K?"5D-/=73)2B-_1!KO M'A+SFEO;=1-S*JQKM&CS@:^D1[&_M3?B9(A:T WP*(08@[]?@:4SE8A8_F@2 M4YKL;RB+3<#U%GY^^$2GATN6: U^PM&6V#I]Y5-34W$CF&1_"*[H>? MCCB\& H0[ZZNZ@K?-)O.;*:6=]?TQ=8IDNM/HJ6/,RN8K!)/KGDZ>ML4:7V' M>)LH$$1P'&S?YTN!HS,+W#E%@K03I 4*\$I08I.KCT[O0L@V-GFC^C$0GNS9 M2):IVPQ1V#[*%1F(#8$C&YG=-S$7 LT5(B>GFZ28%A\6M:/[ZB43R8RJ2#P, MK14J0/XN?6;#UAZ@?STECJG*B*"/!!D/!T>EY\34:4 &;I;YA<]\*A;-!YX6 M@TYL79FZ=]%SJ"#>H+OGUYKD4C[Y)C.(*BL*7J:@U4E#3"VR/R)Y5&<+%/DG M)W&<[OK]9"6T/N$7KT) U5J82T]D437)@?!$#SK'.YIC3EI+?8^0%@6JC&PF MR]L7B5"](E)/XK]C?NJ0'80,Y*(DK]?T.;Z_V M$'F#$:E$?^XY25]N0CI2-2!5K$&V@9"%* M=*&'Z/L(LN7I+96TI^ZY7/&[3I>(@JA^&KU/NROPBH05F%,/-]O@!FEDRP>) M)]E@@@10\)_M3$'_6 K[SZHG!=)V0IY@ ^C*_H#>3O!D455+1=;+98% S#R$ MM_U-25*'RQEY_81C;(X%9%.2C!@S7B@LG)JOKMGQ>F(;!AV4- M[@+FR:94#8))0[[!Y])OW:98)4*839]IWN2,F7*\7:4 1[/TD;5"@K#*S;";25 4U\JR"T#GC]X=.A>G\>%FX? M<>YID.^)WG,U98FNG?.UIRPZ?S3*P*2'^C:G&O+H4M#.4T#=VD)M+?"$J5C""'U6S0XQ9X/] MA-4\+;26X+Z$(I$SJ*\GFN8V04A;B,6;0Q#R\5I0[%CO+<"?OYC,]">KW1?I M%U;?$JL38FW WAP>??WD3^\OS05>Q%- '857>P*[=G1Z9+MM7T5S7,"/>0#> M-91Q<(E,Z1KY^V\)WF\-FV]RFCG09/8[_J7(KAL5QL5">GCV"FP]893WO:/. M0.0%&(Z_%.^4--(\2>)05HVCKYBSG6N:R(JY*EM^&.-NJ80$V%[.DJ:B\MPQ6A<9I!?0C^;N>.4B,>B VI4!48( M?P6V:AJ]N0((+_E1SI>SPBL2]_>88G7V>#2E$YWAB?@*^OI@S8O%/'DL=^1^ M0;.AX&%8]).@0XCS%\A+M_1+X5+Y<.FN6B-;W65,T^0<+@D!1YF [PY#Q4)U M<1-31ZPG\GH#1;\0MV&J*8W#.+;E*.>@F\CV70]Q"\@@-2(]AF[2>+6 51Z;5LR!:XXA*5]WF8-?<'\^YS3?.+<%OXC3JD")/ MR%/B#T>@2OZ<&J&QJQ&C4=![&;W[,"UHJ2F1>!#$+OB,8Z^*O< M+NO>A#*ZQ%%PBA4!E7+2U9\74F]%%-A>S'SV"-X_R[**;!<^H7#**A#G#T]. M[0K^V<412T%WQW#03DH#.96I9%IKP$MDM:=&-3*!O+'Q6BX<(2( MLD8_Q)/ M.\B2=_B4[IR@!]%-1&/D:%@,.^Z2(> M?F3[=-I'<=G^T>J4G8^D,#2/0X?;J[UB,%2\]>=?L3AY$8K*EL3J:NG9AUQW MAC\_'I@6MY/+&LL+ DT(.8[=%;AUTW4[>LC!#G)LR[Y;IH;>"_)R+,V,LA N M=L/0M-3)KNQ1U^YY;_0*S+F*<7\]64\"1H6DLA&R7V//0H9\+%R$A/Q! MC(#02[0W3^RKKV&F5 PB=>W V'J2,MH0R&%C%0*DV)I/\C5 -ON'!TDS042RR.\E ?&^#K9\#Q52!.%=0#5Z\7>2IM"514DQ)VVO!EQ2 MGWLUTP@A*%MD8L7D@HZ53E*X*S>\O MW&8Q!_$G\^\W6;2%MNW#Y>!T5V!^[=J$ZGJF=#AR#=$>&AQK'\ANY^#D*^D* M$+5^5$6\.9 ,)TH3T/J3F(WD *0BQ.26WJ;WBTS!N7BB]:,@'Q.@].UCD2TP MD8+A;J_N)AJ,X17L'YU8"A'D_3POBH!:]=.(=N#57^S\75TDO4DFX F7%S=J MFL=D/'_1SIVF]R?\G&M P&E A&C+JV$=U6O+]MR,RF)QEZUGCH.ER&>[$)'R MK2JORR5NQ7]>13Q23_74+?:-IK89#&W$>7N[-!^-G>Q_> MV!"QEP$WS"[PW:->91Y:G%/-J,C7R@N,P:XI^Y0T_3M9B(:L3D)S$J!H7\XL MK;. WO'I*8_R!-O_G%L-!6A(C( ,3Q\T@2PX[YJ61\Q'!!R=#6@ASSL MQJ":UH$I118B]9+$%1GNAAD%I96+_=V-JY92;Z=-4'Q&'VZ2!A;6D%&AXEMK:NK)&CB([M%EADT42\6Z M@J3<[!(Z@7*R7:6<> %(?I,]R&,VZ0YW*=_ MXA;E-';-U0/:KA.4F3XZ(94G/2.)J&M^ C]J2Z?%FT%]-O(FM;R/C4M";^N= MHX>3-TY[^,>@E2'EQKJM?6:S%\6!R' '6S95\8=(^6GPHD=<>7LQ/6G!FG@9 MW7$EDWA.Z$'PY9-G(B6C\W.YD'F1G$36*B7NXU*_"'&5=9UU>J)38#OGH)7; M%F)M$'D]6DO^*K^Q5[P^U1H*Y*6?N*%NJZN<@(_O M>W5HE9"A0%X2(3[\&@2?[(%];$>GM) 5']V&^KZF>3"340C07BQK+CQ(<&HB M*XY#OL"TP!32 >WKHV(A/L=\Q$A"H;$\_T1RD+=4XVD(S],9H87SBG6P+AWB MC2(+*./QJ)O0)X=7Z^\*^CVJ?@.>_8G%9(AU">J\19%RTY@Z>RY=GT>F,)RY MR'XJEU3+]=:W@4;!)N[#]HRZO1*0XM)O5>#EK7D/;;GJ;/CJX)$]O0QO_D/L ML<_H#\<-=-TD54K?S(Q?6(#Z,4=AG?,X!3MS/D U MYI(;REY.C>CA$S%PT9:Q9)0-/6B@K;:4$$.6^ZZF:=;[]F4P:0NSQVS8T['7 MZ.5X-SUFMOOR1$UDZ0_:_?QC\TNPG8_KU)??AE.4 EQPKVOG$AAG>*/R M#F%"/*DE2K>T3AW4+7LT",6R2-O ]-YT.B&8LW_ N96ANQ6H>^YWC31<$"P3 M5M0:CO>-U%O':Y,^#7_[TR1-(FT)8_DW'Z2MOGIUW^'-46)8UF^8W6+3J87? M0N%Q<7O-8CK)B B'$@$F3[]Q;H,(UT%"B@SZ*G6P-E 97PB/&T% \MR#>&P/ M>A]DTHB3":FT@1QX(5J\]KAKP_AZ%RP/*S?E8Y'75+>K0^3^&$IH:.+R[+DS M5 I9+IQ.&5TE87\XQ>^:^ARD)H'*UJ0DCT'V7$0\ID(_%>./W1CL2-S?A10I MC^%?BTX!3\D66H[V6\J552_MN-S%/ MAD'@X&C1+HL5V(')^;G9[KZO9GT<;W(CM7Q1I&3+PR2@;H#O\&S$GP?I':I3 MPI':0UZ0%D^:K8-@8R2R74+@H.,S=0<@IX;%5&ZZDTM/^+#QH ]X+'YC-T-? M.NU2R (9WAH:&%PT\G%A,9VHS)U+'ZCF?"?B2Z%!.RB:FXXY!(6$26@@(H/A M/^80[*2V'Y00FNU%S&22[I2'>=K+F?"\6M]ZDG;/>:"T[.ET[AVQ/ .8\C'+ M+GP^63V&\+[@B_D\,9GQ5J?1HKYM;^!5B\5),08;);("D FD_00#'GU&2[B- MZ 8NM!6<@.*C,B]/\))G/ MG($F%C6.JE%YPT,P<0;4F4C",VR =MO:WLKVC>UCS\U2IR6FWQ+JBO<<0,KP8)^3\*N%2MJ>N:O95<(3Q5O"%6$+1,]_U,M);P4/CDHEJN M>4H)PQ<_AE@EPMX,JE\6RFPH^Z MG<0C'2LP/"V6C4:""86 E>=R204U<41UN8"A53R]6(.)14515U\J,9)$/2I3 MG:0QY&-;\#U? =1/69!#ZD+6_!^I15/Y:MV,&\\/ ^_8U\6Z4*DI5CT8\>;$ MU1>'AV1CM)[.9+Q9G#ZD\(^0M$:7VDW:=M#VS=A2'SM?ZQTH1:X_1 [ ;Z"H M$9K$&_/H7WX)/$!=*G>:(HD?E'B1&>^A*V]B-I0KH;X^*D!OT<&)Q'EYO'LG MPYS[+'SZH14V51@AWKBL6AE E[_C#LY)B7:!^)E9T%.0 :4"HTW436;D.$MF MPZ@49&(#(#GMR63%.L,O4)^@^AU(30DQ(FV!C*=Y_DE$^Q?0BWR3E7_!'? :[8J*D/HS]:C4DG21]SE]? M \D)#Y'JT9B.\\M%I2@451VU'3#G(25H1?3O0Q+7Y6+22 @"A4N[A8*#UH)K MO<23(\H@_!8J L2Y =6I#&?0BE6GQ 3G;C&\B[[7;7G;J\[*#.Z+0M803#B+ M(QK+YAC6+Z?$ZD EA[,X&R*=5HE9#UW_ M^_?$0(E))&O>5H/WSAK1TUBW. MIDU-OV<;H_QO-WF(RI<+R!=Q.J)CT.&Q&]AZR3#M)V*6BRL-K5DC6Z!('ER* MZ C%<_$R1 .P/9FTQ9;?GC2R#TR\*3KXNN>,U&1+Q5$9))^)>DGHQ%>TQ MQ ./1!X \SU]K4AY.=NHDKY.Y OJB0U[23KB'K0A.75@E -?.VGY"RINVKB? MAFQ0@]1Y[4D#WK3D'_,5(#S)%*<1"-R@-=74T8IA)-H_W1]?=;.O4V\JZJJ,Z_?<_MV;L]=K\_GS M=[4VH)W!B9E-PEW$D] Y(&>L+QVMXADD42OBM5]83T7ZP ,2$DI^\@72QU9V M; 5:T_.S0@L@ULGN_$$'X*O!H\!0W*A/:<[CBAJ?!X8O:?F;2,S'-U&VK-%R M:CU%1H1D0F;<=JG^0(Q".'9#/P$M9 EJLNLT^:R!ZUFZJ7[G![JFYGC;HZ-5 MK/#\7F5'\\RA*7S40-%PS]=A#0@CT62*6$71_C^9O96Y"+7)ZB77E)<.XE=X MD5W@B\ S 5&QP2-;+&^#1B61D8_KUV6%/L=-FTPY3KXZ?*&/>C%A9U?G]T=P M(X!:3TZH6P>TY8RMP&2@BX;JASZ+=0-QLJ:>5MY8K\!KE,0:;=)Z@@O),RQ\_4[78]T-]BJT9X.NA_& M/_=LTJG\Z>79>!OYI>*T=$J3T(JX*95+2Q:-I;MS$(MZJ2*NLN,>'Z!2ILE&C4PX"_\)J*RKC]7(3IKMA%W$?F>A^> M0XYW(TV+F?!6(XJITZB=P9<#U;]B5E&PCV]JOMCH?.S*HYU#+2U';JX;/^^> M 6O>MP>KE]5J*4%G^CZ( H1QVSG%U%4CQ$/ 5]+FMY O/\2*A[FU(\NISW0< MF,@PS3.T/=6%LK]@&N+DX&YF)2>/6KBLBR1Y5^7!$_M($1HWG8 M+]L$IT!R(U]XC)#%-7Q: J97KL 4" 6,_XN]-PUJ*OO:1V.CHB*$21 0HB*B M,JE,"B$1$1$0XLQ,VD:$$"%M Q(D) I"F*/2@H(0$9EDB,P(@0!A:*61&20( M(:$5F>0<&\)IR'#C[WWK?:MNO?_ZWWOKWJK[X??A%/E [9RU]EK/>IZ=O??R MN\U?3L#K+N0JU556 [TK6:HZ1Y/;![45N.??T%SKH[>7&Z66N6:(?S:.SN] MRY#5B87PGS@+OFII\WV\%GKD*^+I+B.O#C4U*W)J,<["4UN0'.%?."^XD_4M M-;)@;M0BT],A(6^D9FYT5.- +>ZALV^M/2PR(J5%3BHDQ7E ]Q70+6YI5:XO M%F60W"5-"$_NA=&P!"2"7XP\648\+8]WJNI?-;+X8Y+-PRHN3.UYX.OE8ZM& M+9_G>)ZJNYOZZ3A(V8WV)]SCZI 1'D)#J'1Z-_+RM#5<_=W,! %.5R0VG4DD M88WSRN:7*WJB>0S%KXWEO7,C3-O2(+P@^Y\7+J<7IUX9A&XI>Q,M)_75NSQR M%[<:347MAMRFOST!DMF.P%J;569".&%G8&;5PMW:KDP*G[MT3NAF2-X[\J.; MBJJW?N)B;;.7 [BK]EM].*Z"2+GP%OA6LF4T9L85>P94;Y7 XG*/C+6H$M,] M@-3G6?6MD]<6O"",4>H7QDL.I'69"=053$=EYZ@X#YAK6SJF.$]/!K@!I;:A M?J%!2)O70596I^K4ZQ4=YU4L*_O5C^^N&IOO=.L6'H]5FS\:ZL :+0+7:T.L16[H*P@US'0 3@8(H70*[ MV7MZX2ID L0Z _ZK$X'^7S!*Q)F.GW8!@T&.>9W^\&3D9<;$G& ]0E ^T88O MZL2'W%0+[5%-QS7>RJ#X2M_*_Y5P#W3[)33F#<5=YQ7+)B/M2N7O2F"7FH;- MAJJ'AH"#HD,Q?B!3$&\)B ;C,]R_J@B=CMR\A M_<$=W9C^FNSHNW]WLA3+%'&^FLV-PS7!QCY:9T!R)F\AQVI0O+Z^^/'3G(KG M)";Z[EJE=W83S73":[JH/1-*EL#DKC-E>6Q0KC?I;[&RGY\X*SPP;#M2#YZ0 MHA,@B 2]4? L[-9._M -$D8]]A5E>WMZU_W/"-5 M>$9;1YV70CMUC$97^A2($6&1B2[O(6(];38\(!@GOL0&Q>@]FQ+::"36_=O;CW-\P>^)_3Y!OWW75V2[U!"LBW MY<-W+%AH"I)#PU][V);,I9?W/J_W-"Z-SINOFSM^3]-+'NO"&JIPTTB;'PU, MN)]K4 LE:3]"KL@U@(*XHOXP;^PSU0V@^B4\ GX M3J(SNR["*D4 ^N!S#X(Z)85?/16>R-@(RDNYXW.C1S'AMU5=J*#,#+P=^V#& MGI"$547ID,RQRECG0F*X,'H&(P^=-%]RE?-@W!RJ"0#5"HJ,2XKM PBW(_2> M)#8T>KGK-QS;=OU)OPRSI3KV8E73T+?S_"D!)\JQMW9D)/6/>+Y%DMV6I931 ML;KTS:&?O3G>MJ$R2QG;\Y]<[7[G:R**1?LCM(7[(#] 7:K=MB\1Q,HDS<=3 MF'C4=FHG5W&EW+2MJ\?Q;7^9BB/]+!B?\WI;V*2:X&_'(:-OM7+%9KU6\_P/ M[=;$@X^TYA!;A*< 1$?J?HRB-$[J'Y"B7K IX04]Y9!IAU3AF#VMM592:AYZ M-1QF/;%P8GFQ ] JM7P68M0QH)%ONS\DO4M\$L"R,=L76I!0(E\:EUIMONIO MTJ^ B&225]F<6 ?X$E=TYH_'V"#.AY+;^.O7@ZH<]]S$/YNQ._"H:WO$U;TZ MH=/<DU5:(F/;25N&)2W@8Z'2X_%;N97!S;P0O78VA-'1S9#D\ M*B>Z7CO*(X>Q];6Y6O/P,H$#<+UMVN97* _$F_I)>J\A?H'K\2O/-]@U?("7KO*_>8/ L//JE8\4<^]K T,783>43%X?T$"62CHYC:4*L#N$VH6<(*M/ZO=&\5UP4$76]X*-]@!_AQL-)0T%=XYU,W&9P I>AY 4%M%$@_;7% MV W4@H[N&$I5J-I/LI'6HQU!4UO!;:Q1(8Z_H7VYW7-ULO;;VQ>85U+0%1\< M5'$9#:BY-]]O>QTN2'$:'4LUKZFVTQ]7O2";$LBJ[FMC*!#5.UGR*XA-@>L. ML<)(_]M%Q&Z7H<_#2R%(A^NW\[P@K\6LNEJU%RU[&V/&VD?O^*H/^45?,4[G ME6IIRSBKW;7/J7WN9679QHK/DKTGE 5ZG(&BBZ=@,)CLJ:.H MF*1#+WYB=O,);7U4].X7P)/Z#H*"?N(^P"15: TBVG$'2RIPK(\M)X GW FF M*=_KVH"YRS'NY?[E[8U#>F]Q,[4-!P/Y"HZH'PPH>H;P45^ @5+!UUQ!/%C4 M[N42Q5^M*Y\6A9BH?9(6A3UH\!@ _]CWX$#ZJ2HPCA$74-^?U;7=<%&__]40 M!XOR2G;\W-04*H?/9:-BMY>?7JW5W737^(3D#; X!M2Y*=! MP@/#<#G* Y31 #,<&!T=7;[6OX34YK/@N,Q&X[CR0$$N8C@L.[ B+%KWTK!9 MK\7)E[FC']K7OX_*A<5_N4$.Y7,7.P'K&3J[B1Z'4"7)$?@4F"^QF1D5P5M> MZML5^&:2^+9V0@)3H01_PA()O@.UN H_<&M!>)G=GJQ8SPENLE>"T4R4G Q^ M.>R"[)^Y:J)4:?%F;"4=ZQ?#B1&\LU3_:;@\D78-#(E]U4OAVSA)8$Z@<7-P M,6[]2[4_/]7-JP4,L^2TI)8&M>@,?_:)4I_:/916*4I_.'-7^MS#U<-Z *]]!3CE8(&3;VQE"6D^4Z=/75@ROJ-W$.QI^KK M!_)'QESKXSEH[[G!_[@!2>;] 4@J7;$)+290%&" M^0PU_&B&XGA0W6A6C)W?EIK??,;=>ZW>CUKD8GZHEF>>)"D%\I\I]^.?\=6, MQ^S&9W+(I=$EOO.:'_*#=1B%@A2Y,69$_0H@EN;5=2IGL,SC0(K*0LR24._ MH2P6;9PC?F?SL5WT!X*6$V#ALSQWXLT>]R:0T&&D]TN_V>39OZ_5#FJ=!V:3 M5X(UHW8-A\M-O'W1,%3@]3;D@"4]\))JE'EW:]\#2ZQB,.J(-PD),'/1E18J M7L2'<\4FRA*8XR!!B,Y?,-I1]=&9KZW%;JPHX?5J=82.]S#F=/8,,U;D+2_5 M#GR;K4H?D4K/0P/D;<+CP#(-=8#D.H"T".-J"[V&2-:OA*=![8IZ_KEEIL-U MGI;S ERNS4K;O]R01EVLM3D[X9#M6#Y.R!U1S$; MH%!7:/)S![]+.6=&MT-ES'NMG,M7&Q]O7!MA( N4L4'KS<(A[#RG?#%3,ZTD MVFPL<\U-71E)+?P?MN7\/WC0-I3I6/MX]?XO/7(R\-CO9:]D;=-KQ3![J8O5,1GI12TRYZE8L@ M?^-N+ZC/"\GVW\#@6)66BVTS<.6OFG<*IAD_KJXBRT$Z)LF>\8E@$Y]*TTOF M6\VWF(#85++>5XI<"-D(WZ*,V4XZ"J253_?8G)Y<<9&Y IJAF6-JHVNW_[&\ M8!>JMI+^/O?0%QK)]4"JP*DB>R;<[6S7Q7O^^^Z9J\P)E-W?%3KZ!Z[?&OT^ MWO/S:'_M[W7I9P=<@O7R[ AZS,JF;D.XEOU^4]U\ \53Z/WD[4(O2,2GI*&K M$>V$/>2/Y,U@#C6%%<#E>,TH,"J$RE+2RCX<1DEZ0](7%;?(S6'EPN5,%(G9 M[>INGO$Y40"U6W,MAJR';]G2SSS)HVMS<5G=:6)M2KOREL8Y,@*($HQ# Z#S M:9G0?THX"AC+_^Y^IY@[>++3Z?889?VO8!_Z>E& MU&$Z6#26+&%EF1/0985=Y()8WFP'!M+M2UDU&:_[V[X?B8:GU&"2N"KH&_ D MNI)X?U>+92T+K"O@]6"2?0_\:"BX9#S3SAEY!OD5DW8/&S*OK'E.CM;OX=Z1 MP-JN(!W\>1*8%J7-) 3-LX0HTT:^8^(=Z)?SC92$%EV[X&(BX6Q]C8@F@=UR MME[RNCSX%Q@0$V)LJ.MRULBHXCJ(2GH8I-F2LS.3H3>L&2V!+2#779^%1A** MO7&CENJ"-SV$X"B; N;8'<'?+H3;9HH^SBI].TTQ.#RRTF'_JW0O6X-2QYVW M2J,+<%E/Y8KG1BWGB\'[40'!=S;_9A;R=4O')5@:>/;/_!V]FJ8_73P'$Y:! M)MT8Y4GBF, )4(]%!V'CL#BH>^.Q#\1[V@J)3\RXXW3^GK(86670Q)LAGDUJ M2Q&^>"["0CKP$DH=TG4%W>ZC-)U?XG7@HV(C!S[^2=W@-^:678Q5;9W$?'OY M9J:G:_8>M?C+^,UWU!+E*W-&'5.9^&WGSE<=81;JV>G>^^ ,LSL B.,.5Q__ MRKE"Q> SW_QMMJ"_H3)U6K!&P#7*"-P:8QSWOB4BZQKB.(>3NYSZ96<<.OLF M9/FCC\!, 16(B!.CB %GI&D3P[K5!QW$LK&R720T,'8UVH#'6#*-!I8=H5*> MG47>K8!A;$?&U-ZQU4G=CHAEU-N\]_D;Q_T'5P0/_OF\MO3/#"-N2AOXA%"3 MP'"L>"L'=KF*X+VHGG5S65.(!PLK 4(;5MFXG*SVM>7X""6@Z40Y8P9@M"5*V!A0\.#!I6 M,3.N57QWRFM_IVNFES-\;MI:N=4:=NIF7X+PBHA>PTVTDL!BD5=?">VA/(#> MX;N#UI&14<^5JV4IN$L922;_'0YGRC_1/>H[SA4X?$?_@> >EI%/_E>[G'(!HHTXI5;=D'T7ENL>9] M".+?O) 27FHHKSX!22@)'!U#&66W>G;'>@@M7Q-/]W0H!UEAJ:ORQA[\IB'# MX"]97^;G9ALROW*^"/5X+EIMGO)T:I@6H=K=\UUTV.[ZDNY M3H\ZZC5SZ\NQ\YI=I6&Z*9/SEF-NADG^1ZR<_H=#9_^;YP]MUT.,+CATA-[) MXB3;0Y,2V.9Q43;E)HUCZ2G*+!25HP/I25BX>"\)(Q4AZ#B**@D3P%N6$6X" MJ1TY1[J=^L4FQ- .\:XDZ^:(,_5I8LHBM'QF)V-+O[OOZ%<90=1_-:@5WL)^ MU!7ON/&^##W=(('5^&Z3%9]G"62^F4I@9VY(8*;.$MA.N+2J')? 7LV(!RA0 MG 3V1E\".YD$$SW^T28V_\=8+"T*[[X$-EV(77E.X9A(8(HLP68);/:8@_ H M6JC:(TZG;=A+8'QU<2M=^.60C,#YO]\@6*H#9:71_(PR>%L""V0)3TM@'U4D ML.>="*!5 @,NFZR[HI?4); $[,9/E+^?OH"/&_Y76W&P7KP;(=[A+^47W:*7 M$A@H)X']C!&'JE+8,E+X.\^:.R&U"BO>1UG<+H%]^.4>^L9_-;AE='&AGRG0 MX4R1/D*0+(%UF(CNH__Y\^*_+?ZWQ?^V^-\6_]OB?UO\_SN++U!^ID&''TI? MGRVE_H$MZ/F>_QQSTX;^P[N*@8P.+*0WVTG@M! FU,4[,C<.DH<0M;()$EA0 MK[7 #BQ:3,T7'H=B^*8<+S\%,GWXR0 F8( MFI^XGD0Y'B/^VZWR<)JBO%XPW6-D5=Y56$NG,LWSDWL.F=0F)Y@)NS#XH06$K'^BK4%16BC(E1TWT=)G%9K%:N$G'F0O(9X.#;VS-:"$W( MV0O4GC@^-Z4UO+JYGVE*X8F\/'[7RT@\T!@M>%8\_[BMT&8IY_-DEC?)U9]O MN?GS'CLJS[L[X5=W[XU=1Q2+[F55? KZ)9+,P"@EQFG\#-3B2]JOE/Q2J1KD M:OH@7UVCK6P\HV>.- _'K/V2%.BON^\^ OLWE#;\ M5ONXZ=PC["WRQ8!Q"0P++"RK)95&A=591+BERO>VG'X\_^WVSF#] M='RPXG%O[Y[Z&XIGY7H,# ,MCS*>D+>(.?3-E$"1:2MJ/^1$WV7.W4JZH%D" MZ-/"3:3)HHXTF0XF?AUMG!R12HT'^1U3\,&:7@,9=M9(;37^\5PE-\@"7^C! M7(_['%?;K[O@=-A2X?GL5XKKR:ZSMX=:#AU0>+OR]79?RU%4\Z%-@0P#R &D MM6&U2#8,(KVU&J^"R]6"DD%3WLV*K*G8U\2("W4@M1VS9X&BP,3?".OUG>+\ M4WZ+>9&WY,KIOOA]2V&Y_Q[-0OJ!]>C)FN_KN0YSN=3= ALX[Y2<_<$HBMWZ MNL[=\'Q=;H45XOQZV-I$6X"IO(I/0B?((!]"8*'4 E^B7:?FM2R[=BXK>]1=7 M16P&:?'DU]J7T%V9FLTU$MANU*&O:%GF;D[(_=<+:M^AB8ZL:ZRR.8NLWE$Z MP4P',11RBVG^>E/9_'?/N?:EX%N;>Z.B S;W@@Y=K,U$.SZ-C8WE-"W0@6RA MIW3F.K#*Q(.C?>S&VF]/*$5"HQK@\W+R_J8Q7KT5ZEF)O6Q23?R06=-" Z'V MX1JMR,[L;K P8UJGWOX7(L%+.N\T=J-Z@L*3\D!][X&52>^ON;I#'S+Y\H@- MIP]:K,7>B/-_AZ"K:Z/@UHN-3Q[E$JI\.LT.>B";9T/N[3B\2;:0LA]MF.;0 MP&<2^)AN.I6R7>@/1+7Z'G\+RK,2R4AHZ (4!;1/. *4)*1] (/8+?V4B-H7 M9&4T59XWY[:.I=ZH!2QC23[\HB90>^I)T;L"8NC5P)""QGAKW"F;C"07]J?; MN;8Z+2_NJJS,%L!BZ2%O-U-04]2\V:U2+#GTKT,,/R4=_H'&/\+P.0MO0IL1 M8*$M,ZPTF78ND$7? E>@0V?CJ\QDBB4P K'H## @@256#H73JD2_XQ%2_'\8 MW9TCH.BND0.RZ,DLJ4\)Z[521*,FHO^9<%LDZT R_+&D9Q;Z"2?@<>CZXRDZ M 5[Z';](8'50A)$@,G6G!5S##;YH2IK8E)B5IG6T_:J@/_^(LB!-J7C6]=5U MJ#N!?@Z]C7GHPQNF33?30Q27/7/\_VBQ([(S)J>RMUE-W=DZ$Y\UCB+ MEM>YY2JCCAEWK<%WCX!!. PJ%#$ M3[44*U57T)2T,-!9H1TE+Y++R7<:($G?+#IYR0M=S?^.Y.J3FDA=ZY1_E4G3 MOBK#L7A3Y@35]$_=MH"3.GXI[T//(^K8?'+ITY^/J;3SOT;[;;_6HL:J8KC^ M*FBX.Q+XX=/PO*N1HYC^,&#<3?5&I(/27\2"U'?5G^JW9/N[]_DEL$7X34^O MS_'?/!'%&S_9Z8+ GRX_N6%HKWDUK[?GTO.#SR\-V)/ &3@GF6<2@[3G$^!X M]98C3:@MPT*#/-*I4:;Y-$(#JF:W_#0F#%6+#>5IRW4V=L>ON+C*&UP>-41> MY$W>)%KT(:@DZPJ$V.C"CY\\(,(Y,+,CL ( MH!JO:ES><':O'8R4)MSNIW>*8%Q,GGZTNJO33*6^KN)IF692C9E)>^' M\"\@.QZM YW@EGLPNS5+!%%5O6E M]5F1SCU4TDMF9BM+NT6)Y I9OQ3W(^#,R#QB]_1R DG/),V,H$.\XY6*.<<" M1IJ;.SLG%X]Y3=2]-"YSR?FI$[D4H_,<.+M)I2 YLXA5U8M6)+,?^9:%S\1QY-V0](X'! MB*'\C(8,LLZ@>?.=F8MO@-\;O3TM[C/F:7?KK(SS;1IDA\+<>CVY2Y2-$U^M M9!\P+T> F--- #>5C, *O0=JFQ7DW3H\@UGMP7HK">&T)-^];_MK1+:DP\"L M_=NQE2@70A?YH*9K;/ZGJ01S@YZ 6I8:W=%AOU/R@5L5:7F/!F(-#':6&AP^ M\KXUINQ5_&;%\K%"=*WZ/$:I(<]B]KIT5&@AC=)A AZG" M5VCQ-BFW":!NG*8L["4Y,28X/^A>S%/*>SLI?8Q'"(B4&GUQE6S':YBHD2;R MIGPS$<<<7OE# AOI%O,EL*_[Z?^Q!<<1S.<=@WIYVYC[47I"3^CR9[PGN5HZ M ^@VFH8$UB['_P?5MNL3=OS2 G:\L4*DMK9$]A=1QQTX_G4U!'/D<\OW%&!9 M.BT./SIT;)'">#I:V.GVU687_^:>D^DWG]+*_=Z0IU@'<'^+_'8Y?XIENAEI MKO"*R%XMY72/]-O=JK^*X1OHPW^*2V*O!KD)T)=Z%L0"QI$2$UQB^[72Y4/V MO_W]O32JQ*+O+XI8[J0$MOEOB#7=@Z!BM83R,VB.EN"A-(!JHOW8.J@6*(<_ MP4T2'X7"9^?5UC-27X_KQ5.O1P9,!U]Y%X4O\_8:]V87X"TXI/64?L[\=C-T M.OH-;9$&4@7%HKR6/41LJZ=^2@T-_K7EN+00(B-!M&/=L!D>0]71ZE^-\G&[ M,+I$NFR45_4&_,W^1C]T_,-!^B5Z!Z/(63NOIH[YMEX".W-IDP1V OUT=F'A M8O?."ZF59Q\5'XA+O:JJ,KQXJK1A[5:(S0<#8%$Z 3/L9]S=@_S F] GA9_" M@8:4.PX[4-R%74??/_=D?[EZVYK%/8CK,(FG ?EOZW#7Z8 M#!>_*^+!4X.%. E,WF3#4XA16[]95"@-!'V0,G,,9,04B0?/75Y:TX0+=3T# MLDO<(ZU7)ABUC'$=C^R>]#];UZ>21*7R[21T+,-A%[4URFI%7_/WU]%X+91' MUX?CGW,/7GB2Y>EDA"H67^F"4KL\TE14[G4%[*A3T3A;B%!RWD ;%"T=&DF. M.QN'?,8_S1UOAII\;!YN"<8'QKU:_]$K-E+ M.8-#(2;&7X[E1]X9S?C[TX>-7V(T_,/."A6EAMX@^G4C=J!OF-Q#;0*%E'K] M>"9%EDU($2N#^FT^H=/<#O1V2):WV+)O#(F;V50E[R*W= RTK;8O:^0++KT\^W6F2)M5.Z3%8<.Q)]WBH!9 M01$AMG%XU).RU$["E5+:5(4R_&?<#;S@D5:#C(=" &X4/AKXLO9&8=.$XZZH&V@93>Q7I"&UD+* M;/Q,:4,R'0#C$[426$HCA6VRB6C@"]EN&$#2_QA@7LSO15+DP[ _+= 55DV2 MQM!*+3H0UR5Y21VU[QX4:DOMMLI--J?8->SNVGJ,QAZ:\PW@P6-9\L(M,X1$ MKA))GY<=C>BB:(2GRG4@5,(_$FJCDFGJ"R@-8(GZ($S>X7+,QL7&2J]RW?;U M:YF\#=FJFFK%P/7@^-Q2 =Z:. ,3AD"1+TD>@R0/G@V"CV#3:6J(JKX4--X$ M.A*^W%F*E8<"^)GQ)%MX,FJOM'8 S\GON(KF.?IM&5D1'0M2!I>K"^AU=UH, M2"ME<>' BE2H2OE^P.L@6D"D0G;4*T_ C4V9<&MM41/1PC&).H>@TAD,0BS% MTLU(^PT-<;^:5$$IFM^G 'UNS5CM/"Y6T:5Y[TPVWPQ^M]R9?))V_% M)%@B5"4PGG851><3\4Y/>SG_\"MF[KSVCG;^^AR?C MGM2*5I3URE\O4@(Y-_\ALC0.Y[J)2LAY$X!]\N^%#W&_R0(P"RFQU=QS2&61-TSM& M1<6_@":=E.0W1*UI3#SRN@KIUD#X>"UKO$^0,Q@.W[EP+7=S,RCEVH!7![A M4=8' ZB+*QN37MWKELL?MH;>?SX+=IFN=FLLI%E=O)_BE_9TB88IJG>"":74 M/R8;4NEB*1)8/VNCVSPM.[WJ )90586'I0G]^+0X'95AIF.9\ 2@DPPP9G+C MRHA_7VZDL5%'!L-LU%U&D6Z\28OO:QZ#%=/C99MVE27N&;.@(*#25G2M"9N0 MB@8NLY1(>H-H'!P1M"Z-#-9T-NT%-.,!;.!\CT+9P R/WF&28$H>1OV1R%4[]=1?A"1/N ?7OD7GCJ(-TG#VB]!9=H=+ M*EU.Z QN;0*6VSTIK03ECR02*.G4N"VP_0\FW,K?2=7W_5YPL1!JXR=XA%. MWR*X I9;N1P=^'T.HZWYLB"T'Z7M3GZ/T@67[]<40GYX'A[!05^J M S&)M83=^,-%.+%)Y0@3/=,KZPC*5S#DR+.*V_;>CSEZ]D3W^>AC'";"5O2T M18:(Y?N^!2/8])U,RSSB6D=C+3SVWDK5D!WSIP8)W2E_.9=9Y*F1&S-!TB [LAYAB M9YV%I:#MSU0P=<,FMR2P4R$K&UHK:08+UEY_Y#74-259EQ(K=-/FW]]HJ&XX M\TQ;+%4 MUH@2E$BV@J@\JG#70EL6B;6+@3HZCU).[E02NH/T)-9U N3^1NCZ>+DM=T_M M/RLJ +W3:JDY;HCH=N'MP)>1FX/&(8NR7Y<7J7S:5N/$:!!^#J OE4S_(3:: M9\DC3[XFH47Y3%WP,4ZH!1I@@-Q\V<0#0TP3_J2U^R@2@0\W:BSJ-$FLG(+' MH@S!)P49#*E\V15DR4G]EE\BOC]]5T$"8V#[6.5[86$P"OWK"9W8^Z=V*)R- MCOQ+D:(8B;#K_<_+%N7#IU*RGT48&/]E[1/QDZ5!:+S&^^=[%.5)Y[B5)V_> ME,#BZT7UZJ&FP5C:@R/?#BQ)LV,;?)=ML@R*QR M2Z((I91:OZ-3?0L*R>7BN82\OK[%PQ25[,S,R<]?GDC+#64ZGU4%080-3>%U M,)D\0*]%IZD[83:;"/=+8$HM1VG*1),KEM+RJO>SNE=_'_76V1=UA7_Y?M3G M3'\W=\9KO?&>^.<2Q2 N77_MD0YEMHPBO$IYV?GY26X>0:] 5%Z[5-9$FL W M['];G^Y7EOC%SLI19?'1KK'?M"M>LW>^2$%#=LA]4C"HIZ(!^P+*=SW*+T3= ME;XNR*V]08SH:SA=K^%W[)G8X$11UN6^HY&; Z^7?A[WW;%;/98-"([OTG,J M_*EN']_'_3U>N<0*=S&E2(B;H?7GR_!9NSY_LGL(INKL;)MNH,BE7WD_?X/X MI_@JJ&JZ9T@+&3%V;(]=;([YM=SK3C'L(ZY'B6X771H_'!,Z_.!VBQ6JQ7U@76W +(ZS'XJZH%;-C:3< M&L8N_19=="&#/[M]-A*W!HH2'3=3V-[D"?;>%!JM2%=70U:L9+QM'NZ'#1IW M'\>-SN&*.)X?.7EWG*4$)/CGLX^2FPR/'KA=$J'W/&[+TXR3![)JL?=N9Z9^ MNMXA].I@.MSO1-)EZ<9_Z'^5.:*JGJ M"4^._%;^Q_P)^_<]ZRHQ0H7I*76>SFX>\XY2P.X_J?O?5Z56%3P6R]0OA=S8 MFBVEP+)84X8M-H1"9UCQCZ!KYY@7Q&; M_TD?=":*,=7%ZJL![O/4[:B<9A8 M:4HL==;'MAB1B-+*EF#$PJ$W$2]CP"B20S2A ZTJWD1T9I.W@T%?6PS13D0) MK)5\ *1)BR-TP*6O360I8 R09(%1-"?*>51\G+C!(Z2MTA+)N(#6J=H/BIW)9Z$QF\<(W_ 5E,6/=07>TS8F#VDRY , M;TG'1[8#)1>LTHG68$;,I,\P$,Y\K :1WF&%H1K1.Z:,1L,EL#U$NCLH9> ! M_35?_[SL/<^)?_:*\]&CK:@-F(U#WY0R7CG4,?(?+(T.KA8R8,-*^!,TM.'N M 6GQEE/\0;>.Y91_';T3DB&MZ4EU7@]^]&XRDC DU&54)&XDG$(J;EM!KIQ$/)I=<+Q_[^A1JYT[X2^6 M3B%Z+=F$CUS!4\@ 6)B!"P]0=H33=TG+0 U+J!(Q8])*WTZ485^<@&+/0Z%@ M=3>K5GTI$NQAL^2$A.C @"&D47X0>9>H3*C'2_7K&E,/X'W)("L2,Z:6W6N3 MT')M%11;]&:DW&N2"60.9//JWI8R$LP9/^X\$/JN8:SX7WI)AE949/O/I?_\/>5_\_SG2HGG MV:]DZC\79'ETH,#YQA,?_5XLII[:0]U': MSJ,_2W$2L(-O(-$<%0G,0X9_E3PU)@U>5;;X$D(ZU%$)K)HMRD.O/D3I79!= M&J;,STA@MRDK2IA"!W$%>DU= K-57?_O!9T7S\FQ?Y]@F$$8,);7UPW?X3A# MB9LZ] 8DQ.\'$H-.8N_C1?L[JLI<'F=;\(*OW-@?6RM*, ' M^!;'[Y/'H_8"S$I;O@_<::PFQ\$=6!R3/V*KT%0P/H6)?N5L;7LTWN:T7,## MSB.O,U+;9W!8-93Z0LMA)G V&=1JOR[U,2R$*.?\:5/ M3PRD)'L#M6 MC""&+P>OC(PQ"?QHN79/@R!+G%E&G=QK*%X"#G]R?7A^8&S M"ZIQTA3C'02^#M?T:FU$G16/CI;='#&+-MVXQMYPN#84/*(3;7>^%7/106Q?'193.ZR!J1\-*27P[CU@GGU9DW6EVTOWUX]*/OP)_R342EB&0' MJ+.I7W@]>H_R.-%-RI3B:UC*/MUA?&N<49B!Z!+W:H-SXK9S.EH.'L_C4JH5 M#\GT!U8$=$C1EA)3?FN9Z<]GR4.N/1=95*.&EXYW7+,T*"I;N(NFAC5-$K C89,J9X=^CBIWN#:R M7&[6>[Q]%!F9:=D8M]+OZ>G5_:@%GYB?Z+CIJ?(FV-#+!@ELN] .@-/\FC); MIRP!:DK>&R^'YLSV7+T!I+WV2VQ9[XTU3#[75\Z?Z1457VOZSR_3ML>HQ,3W M/3R&-J3?%;IPIT41I,8Q+X?RRNVE0.,%A798H9I0L:]?&*[?K%5[$A5Q\$GQ MD1C/]Z+@;[__=/[4SGY9M__.T7<'SCWZZ\G@B9EK$8_/;DM(DC-M.K;C]6LY M4V48[/$I5=BZ029 3Q5JS/1L7\5N)M:S4<>&C!@A81.I#NT<\2.^P39S+[XIT2V'0N]_M3.&3"$OU.A_0=Q)7!<>0O M8[S,_S5$_7_PB[3L[\)?!E''%GR5D_JF(U))0[:_<.W5&P'F#[3I37#(?Y1EK7#"F\ SBO35QEN6\.(9%\)+"Y*^K[:$EA^ MIB@##:HA*1+8P'9LU, IQ'T*<)%"0]>M+3X##D;U[28/4&#FS9?YY9,2&)NF M0*2TTJLEL&0A8L:->F7@VX_4!8VI?!O,C&5BN9D#4)&ZK\GEDHO*A>_A^%X= MSHD,_O?M*M^;Q-MU-^Q)40"]XRW%?SF.NXNL+30=;#'!^D"QIQJ@$F#6"WJ4 M1T<$>JI*R;Q?H" +DR:4,TXL)C+8C3?BO4H8)KQA!O-DXZ@E" MTS)EW;YXTN.!(B_*,(\AW*)>^9?GM+CIPZ MVLU>A@[Q-! UK,7*V#^D1.$'6Y# SNC=Q;9CMXD_KJ-3RI?)ID(*-%/&ZJ6)8U1-HRLP7 )B+M^0@J2F6DIF><\".6SCS2T+XZ,/)H8/AXU9LC M[]^WEAH]#VZUORPW:4 K]7T8KS+ [(,(Y>D[TRKUM.MO@$+X7T MD36)V&O-4,X,@B:-XA8K=_R/+G 7 3\^:S%8ZOHN'4,(!"T%MZ$(?I_*?#4E M2-R/4A,5DX)Q+Q;D$E/_JZSKJ&7][6->JO)8@:!B-1W#Z MQ#NLIRGRQ")>9HQ9WR9*VR7T+[2T7%V(ZE?44TX*!OZBRU!NL#ZF\\]8Z;,= M:TI6-M [@K"*^D#M&#LZJNMN2VD8!Q/+M /ESA'D%NHU']7'KB7U\#!L;>MS M@/A^D= :,$J+X]F$P)4AK'TU0*$:A=$5B$DCA5'!4;9#>X=T*P=J2R,:F7-:..TU,TJV?/M[T3Y'4189 )7DS[-1WG"4YLD&^T=S5,BK M&ZO4HDS^P-V%/ D$\(O86 [6#P) M!T1X23F*4"-\)MK31N7R,,*]J7_5))%\H#XMA$38\&8SYF0=1,5"^Q]+:=)( M\\.SJJ_%*3-SC0=0F^P*Q5V6GD\R'QA[W$:SN;)RV EK5X@>R5N5P!YXE)>C MCO>4=]3=KR+S0?9YD53R_UF;L;/EKR*OG)X*I6LI;'\LI(LWW:HKNO ML\JG<;GB >5I+V?%'*5K/O,OMM,QE8\%W(N//XPL+_W<4%O7'$7T_#[%69I^ M/#\E5VB'/.K=7%[]R4XU676)(.>4]LOI%XB^^L4^]50*#R6*,^L];4GAA#J+ MF.CIPKM%2\'&OZ]%2SFNR<2+N38#2[3^-@>0U M^Z*/;9$1Q;8!>/G5=2_[J*A=S&.34_8W#JK=GO1^N?V;7XVZ2O*5+ ?GVV8O M=]GJ?NM#:0 +^&3^S?ZPR_P#L8L]#&T#C-7@Q#\W3?:%7PX6O=CW/9'V7GT_ MVO#WB9I'IQ!_9B[%SC1;MI$/ 6[L2>L.\A'HB;3TM!TBJ0#=@G!1*?-8!?Z. M&[VF>\EEPX(\*F7+:_>%-B"=']!.EYVR#:?P$4H0NIT#CT6&D+QXQ:MP=:'] M6,V/K-PAW%X"^6&'/#=\UOJTA%?HW5.'I=ZX JUULW10NTFW1;]7L'#8E+NS M7:S=D+&TBHBDW]PG2SH-.K11-(/H;^CW6_8&^6YAL@!2EDG,:K/KV.E!H2T_ M:K1JE(PV:6FZ7N_ MF'CY/$")JUG>&50UGSY/WE,)"%(#7LR;XD-[0LMZ*/E>'O:%4SVEWBY&745Z MO66,8HQAND_-H/4Q6">P%B_6L.0"@%>1+U+XI;LJ M(+S=M73W^N.[S1VN_RPW?^%9P3%LI>7M9S<.'\\DW2,;+V#K:-U].X2[!X78 M,M*%09+;"Z$95+M!(%E"[V;H\8T!;4T26&HL&UW=MV02"52WTG>[35NPC#)2 M08-6\6X@/M?PQP6T,;KU9<;H-3$2^)*'RK=(%P1?&Q1,K+:)M4C(Q\%6/*'<]!C=8>3F M6-BS[':.C',AWDUY H-B%/W!N1UE= FWN'0P\T)M(.- QNB4HWY S$'GU&GL MEKJ2$GPP#['3HKK,VS:B-*B<)]HS[YDS4O?(^#XAM!B;;5*']?;Z&MJ;;V<^ M/-BC]L0P*RRD[A)RYR9H%Q\[D2VX#W 7+0'=F7.B$J1&*0D'C6THD6Z)2L-$ M:A,\>KO(],PPTQ;PFD;?JYV D.:EV" 58M 0KS!QID^YK81T!O"3ZLZ4%L/L M3C4K-+O1'?I+5(\Z,>^+!+&)M\1F)(LJ !.'#J) !ZGWC$BR M 3S*5A\"=U_,9][^.W8-^&IM3MWZ1V3?EUW MMJ9I4^V^.^SM\JUPN0WK=[=TZQ_/#PJ^<>X\UGHV\U@5(@#K)YA/A?#I%>J= MC*E+1*RM^UK@P^C,LP2CL.GLFE+"2K39C(4B^4L_&]%S"I':&"!4U>4;%P R M,]BED_E")T"A9 8=2]XF>GT=JM]0Q?!$!I>A^X!7)V4;REP":U?*(V9B&X%> M'I3)Z]7E4>\ST7P3Y1_',B_R:&JT)+6LEC@^-LZ/G77CFB8AD0R*4LD'A Y0 MYDOA11">TF(JA$'<:1SS=I$O:3\8T,K5PK&4+CL#OOD\^9\6+@#<-&$XC[89 MDFGUU1LS%%XPS_%CKU/CA)8%O>KWS;D[/Q(? MS.8MP3$@/$D=@U7&UWF>S<&5+2R\FJC-_;UQJH2 UQ:7-?J7FM?EFFLE/_(/ MZ95_D[3_TC->WW:B5]NZF>\>H"A^!;$3(JLW/=:&LSD6V2\#@7?%WLX1)!!W MUZ>\X $A,ARY9GDK@U<1D.51=-Q1MQI&EA._HZN27'@2&%6*V!%L[ .*&E(= M6#L-24OMEJ-2%&8*D6#JE^0\HDP'I[:+_DKH(V*2CP1:9<;^-6)L;!9MC>T7 M8J;I\*#L;V$F2KCUC.RPZR,U[U8V$DC+N2A3\J*MKE8T3S.T2&Y#X48.5V*=8MNR0NI%)A,D)+#K::U:[@[@27%E8T-+ MM9I8HW]:+;/^]@%URSOM!ILW;$8ZE+IWKBDN9@4^TGTRJ7J(<1OHYG5^LK)I M'KM'VA4J2\V\YK-5B[8=(@?6V(^]L.!\'-R?Z4)<:2OSHNM>43,(,=]-"8^: M[?[>+_MY*F[#1XB%\C?CS96-Q'D5LQB:4CS.E4BB)*$9KMR@JC[R9A M =>UZ0HIZ903N@'P^W#VW"I]21M_1:I^0/4V"4Q9JWN]OFUAF;J.248:\3$[ M)XBQ3L.KJ2HMHE@IR%&2L(KDO:2+D/F&+7-'A"E/5<3 M2'NT<9K<1[8$T.X&'DO:%DL=(<4T_4?/O%G"D>#21[ M_QEBC+04E1IE8W]LR?ZU%\FQY*"K]9YE.1IYO#,/&FJ?TJQLJ1XNDQ8,3I#5 MG72=N.O1^%>XT;4,3T,O9/G^P7FM&PUU@S/?\\>+V@[!H4'>L3;EZ1"^IXT?C\9^=Z'Y/G_]K?;O5T M+K"/;*?YXM;[EO=)\QVOY2UNRKYK]OG-69TSTYZ5-SV[POS%R\AFQT_YPNK^ M=UUU[BO^'*TSZ[\A_X\KA9_['^^^*.L5_5^=+_F?(OEO]D&WW1^/C_^Q^U'_8 M_G!+I_[!>*;X/Y8?>JSRV_X)O:B3^W!TAYSHCLM?7F]O]MDJK->;7O#1]N^Q MQ965O\(I:T]1&#5%#'G:,G=QT $A? 0 0 M96EG+3(P,3DQ,C,Q+GAS9.T]VW+CMI+O^0JN7S:G*A[?,YFI3$[)LIVHUC-2 M+'MR]ND43$(2=BA 4#;VJ]? +R!(@@2DCRBETHE%9GL;G2C&XUN7)J__O-E M'GI/D#)$\*>#DW?'!Q[$/@D0GGXZ>!@?]L;]P>#@G[_]\.M_'![^Z_+NUKLB M?C2'F'M]"@&'@?>,^,S[*X#LFS>A9.[]1>@W] 0.#V,D3_UX8<%'YL_@''B M(PYO")U?P0F(0O[I(,)_1R!$$P0#P4((91,% .TU!W0*^1GQR8>3T[.3 T_(B=E'B*8.T"'"WPK@ M+X\T?$?H5$ >GQW)UX^ P10<$XRCN1DAX/2(+Q?P2 ="BA(D9_AU2,5$2)V M*!^S#&L"V*/"2-\H40Z/3PYS8235@&8<8#]3/"74D<] MGRGHDP\?/ARIMQDH"TR @NS)T;\^WXZ5B1S\]H/G*9-!\P6AW,,E56<2,\H- M(L>F=DM\P)5AZT+KJ KI"(:1]!R>>"M@_)E.G/:P_6E"R@)0C M$4YIZ9 B,*-P\NE 9%R':5[U;Q^$[T0>D$*4Z!>C"C5+"10_"I4,MSF/*07I MMS\=,-'9(4P$_]XR!7#B*I- 01BU5Z00/+J*)%!@V$YI%A2Z2B-0&,1\+:N3 M!.X%@(=$IMOS_6@NS1<&0SZ#M$_F@O8,8H:>X #[9 Z_R,!-(CW<#2QK$XJO MAN12AE*68M M>&D3G=2HF"3FB"OY>SCH$\P1GD+L(X>9S4;#'F@>&_RD1LT#./ *]/::D;W0 M!PO$09A#N ZY=6C;P\SC\^.?G33I)0UI4/L!N*(*_8]Q1"F)L-QV'V#1P7(W MI\<89&PMI[OE9FN-X\+1. I_:4QX&1>>QL;>+P47U>"X(%5/R;X*=6Q8A;(KL(/K3J(#& E1(-?E+D$H Y?Q#$+N MHJ8J"A;UB+Q*_"MSJ['H.>4FE79R4EY"RXN)[57"V0A0(=4,GHS4[)K[+QF@.4TU9)A&J+LE26ZN+SWL;G: M##3M"CQU4Z!A.V6O2E.W;\&/NK50JV:K9ZU7\][;KNIDS(G_;4;"0&CP^N\( M\>7&:C:0M.OUS&GXZN2]F/Y>CX9.W_+@K6V@5L<.8]>@XRX/W2=(1V#J,K.F M&!:E'&>917;-2^I$8'H2M4,=? TH%KDM&T$ZG@DK:]S/)43[)ME[PR992L(3 M-#Q%I,,=O_JWZ\I64WKV]:SWAO6LLII,C[JXC+7:QXYK5Q7H]@6K]X8%*Y,Z MNK=*=1WW,+R$6)#E/1S1_7 CA[R*VU:/>A/QM.8S72?D.H+GK:&X#H5Q!&<#BY01A@'X%P@!FG M*GAK;@-U=*SC^O07P[B6%#U%4@;O&5%/H[K74]H3KD.V(3GK>#S]Q1#3--#: M?IR5.SQ[/<"+:.OJK*!>J]W2<8P&VOU)!XK;VRO06 M/L'P; S]B")Y;^FU#&0S;FH-JG2:HXF[:&1T118EH&+2._-R-O=V6%:M]K,/ M*$4PZ/$OX&G+]E732JW=E,X'-K$;_7?2J@>X]Z7W=6\(914YIMC-J%DS[M-? M#!EWH_BA>REXO--T#UX<5*3C6,/OLPM#^)WL;2GT;G:TJP\TH%H=V]F%(7[6 MN[V3;DKK14>75,:TNI^S"X/[*79_%_V,+,_AEOKK.'8_8[KXJ&%WLY][2@C[V7TO0FAGFRAZTF5UCOQ&>:( M1.R6,#8B3+6Q@3;M!&LU64J5"L,T)^Y)ZEY*ONM:C(^#;&4T5I&JU5QIM4T? M@\EYE?VX2WM$^_D'#(,!OJ<1XT,Z%$-E(:UZ Q4VIEVKTU]L.BV,S)EHR$/8 M4TUYPL^*09FTUG55?X'\#H)01A>_ X257]QHB-H)UBJU=)6YH$A90B6E[BGR MWH]Q __HNB)5Y9GX;QC("[KN.QW-J-6J\(-M7,8%W) M^(DQ&<]UTL%<_!:!1Q2*65^$]0]X 5 0NQ&1QLD?O>!_HKAWKE\6$#,'Y;A3 MMN?UIF,Y61LJ:8A;\>)F5':HPL^\)2]M:J_@:C6X.LNU&[#[SY\-^>*ZZNZD M6W76RQ^(<4+E&?4!5D6--03@O#[T2LW7&DTIP5G;:'*&O)2C E[O>F]7312[ MNK'?#P&:"R_P!$.RD(#WI#>=4E5L7FZA+A&>]N:RRO=P8FOL.]CDZ[->:\^E M%=&U[;E\>B$6Q]/D\3CQ,HF\5"0OEDFBB*BUGH/]R&AF7N,9H?PJHHKOK*J0 M7#ZCP.>)1Y0[TXG=)9"O;O8;\E5KTZ7EP[5M6G'JI0QHE9DR9G_R9;KP![>I&+"1JET+>K^I.+F#E MU-(M\2Z.QR_PN>>KCYJ(F7;,A>$"&KAHQ8ANS:5/3PVYM"#DY92\C%3G52'B M)B%2N.P%9"$7 0E9E M4(IPY\?',.+RXWZR.NHF^C*0J=55:9&PJ"N-9.>U-*)(Y/\+$"953(>/(9HJ M_M@0OX(Z-VFO5N^E=;ZBWK.VO47R:S*JL>/27N=='TF!3BZ0 L)NRLT?46I0D<=](EW M$*7KN8U5H>/8/:"III&&W"=ES53N&:> M?R!$3&AY4WLEVQ21 18JW+NZTZTW;'6[%\G'';=B'MZ/.7BQ%G\W#_UO396% M KT[,R@C%[76=?KZUE4L8+RW-5K6=KG;.MJ?#F)P]Y3DSK)PVU* BO]>?UB>.ZPM-Z5E7'2[.#*L.#378P?6( MY./LOT,RI6 Q0_XF3K0),:L#/3?53,T^()_3W;O.I$]4CE,*W&9T),N^K^D"Y+_JS/D,B:[A,(XX0:%\)P)UPZJD$/HXN)NAE%+7L3=+X>5OVG,WTH>Q:;3> Z*;'M&H+33&: M(!]@G@'D5]C6F"6WT%BM;1C"T5K;R)O6@+3&][914I?S'-N F#U/-'U?O<&H M[N"4+!B/.*'+ST#=#6FNI%5$>Y9A7'I)27@)C0[W^^K?SOZR(3U[,F%2@^[.CDSNCVA,"Y_E;7113=&_&^7@,E2SG-Y65[QXZ ,([K=I9GN M(BM"AXJ2IY/JO"KZ,X"GD VP=F5*00X7\O4:_FZ35NQ>\-1P5K1*L5[2I"Q. MJE_94_!>TFQ'_:-)0TDIB^VH>X58K58-\5E72*KU'\&]!ODR8=M M]''UN]S-%O )^S#8CG[7:[/6#,I97Y49J-+\,0?Y9W>*0SMAXRSGJK!B@L/>\3MF)=6C76D&IEE.E%6@-)9\YCIO:ZSGK(^?@UT+$'@*? M&D/@"LUU-1*>D3 0'1Z7Q7?32A'5'@&;OEBC$_G/I#!_I[M_+6=GI&!W:2>& MZCDF9733:T7S.:!+$4'DR[=YP: 1"9&/7/Q7,W+6T7-LNL>9$%9AAK;0K-4V M2HGOE;?2V\[CS(FJ=>P=FRZ!-E?E?D16=O\KCAO@+Y ^8ZA_3T43>G-(Z_1$_F1,LIARZ7.V0Q_C^E.@-^(BXJ9M$ MRUQ=7+7UD@@T*2:Q(U+KI*\<[\(I^B11FSPLNC+"*U_O;$Q72Q*J$:DNY+!5 M,8SO=N^7XN^+)K>=4L\/YSI-S"JC@V@%T)4V(>"W*/JEUV+P;Y(T,!$D91DJ$:KG46F,O( M9G+=Y F$\G#79PADS"AB$S$AJT^?J6V!7-*&T"V=N27_]Q1@)@Q,:ND.J@A% M**MB?ST7VPVM=?JN'* "GR^U3TG,%P O8\]_I7QWU@E-(%LWV\5<)X?2BY.= M^57[)% ;\%<1O"?9-[63N(KU80"#!QQ JE>,6A%S??R6]D7U^8?2[-(I9#W^_/5-)H\= M9A<33&/1_)1MH+%=$*P*HJWSIC(B-6)PD!0A4U>KLC+\B6SU<#N9&2TB5HZ_ M+"*5LF2C2BZ2E;Q,(]#6.1A3K9NR:':@U@IEK*Q2*5T=])L0,UYE:21C";2% M C(2(KE&6JS%9!"O%K#-PF5:(9/RQGBAO)-5]/7(O(F.J1G C1'>BK"5P[@9 M]%L1LVRF346V8K90_#P:&$=4\*"RD"R/ELLFC,7!0[D#UL'=^;)9EH'DN8?\ MFA5Z4I_^T1+-DJ!-,%H;(C>5H3]A[H+'2&W->M+U=JU KEQZ-^FZ&6C;L@0' M037U-H9^,\N%5_ ;P A4[H-9WK=N,>D*A:+U)SB&?D01E]G:"\IU5_6VF1P! M_QB@N=SN)HKQ[S'7E%F^7$IJQ77<6JC6*>H:4"RZBXT@51+<#P%CMPA#V7ZFQW61=SV+7D\FT.>H')\_!EP?[8J4!706F-6#%C!K/S, MJ$V&!K.BD;N+!A)B5=9'DZ^P"<0 M@ II:\';*VDVPAHJMAZ^O;(:]^@KW[9/#K42I64+JR%)]?NVK5GI'PDKB6%^ MM_,@ZD5P0FB L(A*K] 3"B .6#S.\Z452.6":?;-)K80$S>\%VG: %^!99XR M;(E8V_3J=MU\5?-K8[>Q&Q(1M&KZ C8RKL(V!W]C@F:ODV-\ZTA?1Z.U74*, MXA3393)1Y8'/JIWZ]LCMVH%*29ZD) @_P:32G_A/L(O$,*7A:I+%R+Q!F&?%L_#[*3E];L[[/: M\GW^5:RB< T.7G&Y-HO#'*1 M3*_:+B'A [N0OHM"P>5;Y=N<>8S!?"&F(/$34F\NKK&0B M?B9K"^PSPG+M\QZ\])7%7T60$_'7-19(NE/9G$S+-O\K]9Q_Y6#5A,VO=AW^ M#61P!&2IN?C_ _P@H@[.0Y')Q9>7678NH8>S9RO'?S>FTK88IZI[AH* BCE5 MC':+P*,(\KFJXV#N"1O"VQ3Z#DUG8OQ&3)U"X@TE-V"U3?SJ,9WE=7U *5+7 MWGI?R^.[#FSW8UVXLRD2+,0Z4.&#Y'4I+UHHOYP+TP2T94Y9DQ-2/YY<$A>3 MGZVZ(32SS)[<,U\9ONN@OAU+SA+MY-JTO+_(Y#9Y=D,L#_M+]KT>\NZM/N,[ M&Y<9GP;AC$"MM?2<;74-#!GJ:<0ALDG2>I36)4D-3#L^6TDB)<6(,%4NQF+- M=? M,F#EAN],95?J@%JGR#KI*JW6#/4&7;!<-D+QLA&A\E.#"VE[%D.M16A= MUIOSGO\T7W-H!MIB 843O2N[4'DM4'G90:67M?3$-FBVKN)C-04D[_NH=TGLG0%'H=N2)V*'^P;"MBO)7YY1;*KVN02;SXTB>A MW'.A("QF!+50+0N1*NU/R<%2059'7_7KU@VD9"UA*=*2![S(UD*%>U!G-+)5 M^V0GJ>1H-B'0NL[0#CB7Y#2_VW585[@,DI=#'$Y,=X.$"A!-B\.+9DRRK4/D M377"!J*W4N!1?-Y73N7QN:IDH-V3>\)!6(R UT%\Q8/(#67-YPEMDS19_M4D MJP%KZZ4PP?D->")4,O> )^G/*S290 H%_5114Z@)ZX"R8P6*\++1/F0#N%V/ M.\%B?DP$J;PB[^GA1).D!JQ=A_N_P&=#C=G5&; 6:N?:(;BO#H@H-H:/(9HJ MG,S[V0#:ZATJ>5?K2"6R4SK 5K6UBI.+XG62F5[*Q? M7I; *&1CE#$IFVUZEN!Y6<36_:MT15\5FO,0,@WAOOZ0.*\BN7?BHL$X%8#\$:)X7 MYA7Y52I'(\BV!8]5>K-7!&M=H:^<[:6* 3A)/HEP&3&$Q=PF$JV<>2M,ZZ+@ M3#8M,5SY_H/YU6ZONAMX.K7P>]I&AL\L#)^UBN%X(4ZML*L)0;AR+OY+CKK* M0G5J$N^5/AVR*9'V=,$#!HRA*5XYJ6 ':2W[QK%B@&F+ &0BW&>\@5[FO/BR M74M:(^/7;TLS7AW4SF<^(X/)T!53'HEJ9%D%W;EAI3RJZW= \9C>LQ.S[!2: MY+'!ME&@*(Q/,BZJ%&2#;8E !2.*J]-4V)L-QE0E)ME8,(?%.$*X M-^P/@JH+G^NAOB7%%^I[Q$N+5[+*!U'NDA-YU74ZI7 J(L3BQ2EU]S4[?#=) M#]^%M]77G[]C>VU;L.6]^VM.&QBNE2!MP[H+6CJ MBY"D6/*C%FKG1]8U#O^," -F%R[=%N!D@)](*()IT7N]9,OG#K%OZ59U\2R(,U;KCHED$GQ-^6\@K1VVA3*J MTP;!X_()"$H18_*$9@B>95(D$JGD0@GC1"[YL>S0&:%A>DDLSBJ1R&K555Q" MER#.Z%=[Z#NTU,+^E6/25Q_Q(OZW!XPX^ZH.%5U&/*L/M-I33C@[#[7'8 +_ M (^$JOK_P@&MA#26][O=8(D9HQIG%\=%IDOOVK5-//9G,(A".)RX?.BE,!-M M1F+WDU:Y*[2BO4E]YGCP"%%4>2+1S\A/ ;03^#BX?A$\(J:.YL>8YJ7T[]36 M+A?AK=UZQZ+&BYP039 O;"?S#7GAA;(1- ;?N?\0 M&4XDTY2"I[M"S ^)_%Y >3)T0&A%=)#RFQR]-=TFKH%I64#-@>)5Q/PRY2R9 M7N7KUOD;F3F6IY:2/#50;T.LI/)#,^G*P*T4,DD*M#1A92*H 6J?EX_F:_\Z/?J2'&DLZ=,5JG3*CQ2(&D67;U9%322(]7M8'+ (A7V93^0,.('VF MR.A^MD.K;5VD@M?>S5@K^E:T=1O SE>_8N;2V[E"*0R(80@?>7Y#5^2J*FX3 M>I@CO>8FXT41-Z#2LH!_\]XIUO3;O)]*]-IZ7G<;(LI-LVUV64+O+1F9)H>U M)XIP+97P@:E3N^G'H%1!H>&D6&\H*S>4BNN*]-WFA5^/I(S,G\$Y^.V'_P-0 M2P,$% @ 9X-44)/SN_7-,0 I@H" !0 !E:6GYA=-47ADOB0 #(3BO'7GW[_A%Y^>OW^_4___F__]*__!Z'_?/7QPXLW,[^\@NGB MQ>L&[ +"BZ_UXO+%/P+,_W@1F]G5BW_,FC_J+Q:A5:47[8=)/?WC7_(/9^?P MXMN\_I>YOX0K^V'F[:+M^W*QN/Z7GW_^^O7K7[ZY9O*767/Q,\68_7Q;Z\D2 M^3=T4PSEKQ"AB)&_?)N'GUZD$4[G;=\=.KDI_NU1^:^L+4V,,3^W?[TM.J^W M%4S-DI__\]O%C!TSJNH%+F,[K+_ ^3=H5_ :+1%7; M^&4#\:\_07V1\""&T!4:__R\1A;?K^&O/\WK1$Q"YN>127\#"UM/YH.,X$%; M90?RV;H)##..^TT--8Q7=E[/S^)Y _.TDML%N(?:'35&).I\V?C+M"K/XNO: M=V./9[8R(O$?X7K6+/+\?8*+O&/.#Q[!WJ:&&D9BPJMZT?;PSZ:+=!"D M Z'>R\X=:A8@\K6]KA=VB&^0]6BPQJ,U?/BV;9K:'^;!0;6=I_PODY=Y *)X^S\\MUD M]O7]-,Z:JW8;Z#W40WHI,/BS:VAL_G5%7^]A[FZOP( Z"0"=ZP]'\'0^F]0A MBQRO["0OYD^7 (O]A.ZI-SJ!Y[9),%W"HO:V V,\JY4QB/^4CNUV@:5S_&:% M/8?LG?5')_BQ('HHZ4^W=(1!',Q$![4[]@ _+6;^C\O9)*32;_][62^^'SBB MIQLJ/X1!IJAKL\,-[PLTY_9B_RIY4&XH M[:9IJ.CODY-)\NTU#WT/%4\;'( M>?A[M^/]F:V,17RGDWQWI<%(6WT%KV *L5XDF>%CXNBF9?OS=,SMI;)K_6($ M[RW0D56&[FTDZ5&+IC6@[AM6Q]J%B.TV%<]K MI!#IMW]^/[U>#C22W6V6'MCV/W\$/TO?3>I6K3N+'^ +3-@G\,NF7M1=]:RB M-!0";N/C:]LT-827B]_LET$ Z=9VH8%V.KZ>U<90A*]DY\_VVU[RMI0<@8AN M<_]TA1%(ZC1Y3Y8?CJ O,%]T.;"VE!R!B)=7LV91_P^$U[-Y/LK?SA?U5=8! M;MFXZU0>WN08P_J2.L@3^&[6?++9T/^\;?J0ID88QLJ,M9PMYQ]F\_GY;%YW M-UP^MYD1R%_IBSVPW]/ ""1O?/P;3,+[Z>=F.5^<-6<)KNL,W+/'\-P61QC4 M;[#X"':2U^0OMIZV7'# ;'1J9@3RVPO=U>_I^$]]=I4ZG]7&"(1W/'*>*#\4 M01]JZY+(N/B>-K#?I]>V#JN)2UMS_O R_-=RU?_;;]\E^.#VCC:@;MS2 MM]FC#>]O]7PQ:[(U+HDORZ:!C0JVX_D];J='@^:APO1Z8NNK-'%);9I=YX*? M9R\O+AJX2/))UB^^U].+)+\LIXND7.WH;#18BQ%\M"GY=)G$PS?+IAW@[3UX M%E$:ZQ=KOLI*TWKHZY(CX3T,-4<#L],)T[/5H0:7Q(>[LVZE:'6;U/T5AR/Q MZTOO\VI*R^K3PDZ#;<)^\G95&I>TM%TD3";?7X;9=19L'I?H"O$@K0\VV-D" MYN?V>^;#?91O*3H&&1]@L4A_3#MR.NJZJ@'=&QB#Y+/E(GO)9G^CYY/[=.4Q M2#UOZG3J7=O)VF?HS$WJBW:GG9]-!QO3 +V,,?A.F_C3%88BZ;R974.S^)Y- M-DGO;J6-/43MJC(F6=N^>]6 _6.V[+@R>[8ZYN ZLY[E9Y!%(_7"]>)ED=NKO.=JL\ JD;'\\;N*J75WG# M>3;1G9H9@?Q.:^;)\D,1E!^GA.4$WM=)@0A9E X;5T"W+J%G\2-<),4B4;)O M@^W1XA$'=5OPGL-@-V8:J[N3@^.>&U5A;';U?0I ;?78'!^C+MV>&CS/4:1' M[7-H8/Y>;WK6/]MO_[G-%"._%>3[$G^OD6*D=SIEG]G*8,2OGW+] K.+QEY? MUO[Y+/.,)H8FN_7D(9UXX^D:0Q.U_K>UO^45_PH2'/!L-X]#FQMZ.-W8=VOA MX4B9@%] ^(^E;1;03+[?[K]O[,+N):U+Y3*D[OYK5[X8K(="@ZXOIG5,,M-T M<5O@SGK>>34,UT6987=<-]V;&(SL)),L%[/F^Z^VM:WN(_&)XF.1\_#WCOSQ MO%;&(K[;I.^L-!QI,__'*SO/'F57^8:JRQ/[W97&)>WUI9U>P/S]=,..W)8\ MNVZ-S5T988"VQQWH^L*PSWBV-S$NV=D1\5?;_ &+M:/N)H"_9+4GE;<3OXHG MT6=TO7H:%X1S:%KAMC4*V 9>?NU^7=BCQ7$'U7'7VE]U4#*?\[!P_ >$CWMX MQJ3OJC<8@M]/>\^']/NZ>"9YV-A5*P+@VP*F 4)1$K8RYRTEF8X;2B8S M?P_Z=>]M6+%HYZX- K:^L%Y M[VAXWS'=O_Z\[2PK=\AM.^X'/FWWQ@L'D2M'8Y<8< 7E^I:*_+QXAPQZ6Z:RGCFBM4%& MBM243,<,\.@12*XXTR(X:8XGB]^'=FT.W3&NK>4K M8KPAW"-O5B!78H'>R85C9R0MRIR\H'SMAL''P.E&I7UUZP9S*?*%D)+I7!TJ(D?!DD*$L4VJ#6 M4[4* M*A(;,$,2 D2136B8=VW/D;/H!6.&\ M0T5B&.%"=S(1'77+'G329D."M7__'G;B\^O*U2/1O!.L/CQ\6=F!,[HT4UD7 MB(S<("J=1VD#!"1MI(B)M+$Z'K$U)V\9.WAVG^"2D8 KQ4:_3\$V4PCK9Q.[ M-I&'12L2960^ -+*$42]N[+2;O,Z,-FFO;#=" M$3RQGI\L7QD=>1HG1DF;R).9H??A3A,V]^K)GO#TZI*7]L+7L_ M]9-E:#T)FW86%HNF=LOVQOOS+(N?.2[9;#)IKU87T,#.&[!A.JBHQ"+:M%Z< M2RO'JZ 0RR8\:SUP9K5/P_N!K O#VRF/AG,I3NW@ ;&%_7;4JG@PC#L8]IG8T)/JV@W=V M5ZSR<(VP)JD#D2*O+4.*A8B"$P:"EQ;3'E)3&;/J"7#2X"@7L\F&T(;!S]$ MZ_!^NN%3MUX9NZRO>RM7QF(< F3SLZQ,O;;$^"Q49 N>+?T@[]Q.J8-^02X;WS82['BYP;L?-E\[R3: M/RY<@<32>!U0B. 1%S$B[EA$,HV)4!&$HSTL#:K,JYL3X*A!H"VV?[7)6'9M M2VV!BBB(+'*".(T*">HQ\LX29%A25# 00N01W?^V9.O:,I2-4I6)!))FI1%@ M&Q!XS5'4RB%-@]&2Q:RCG[H)Y)"IF0T)23$FW9$$S"WN?MO%QAV;J$!(ZKEV MB($QB'JAD 8CD6=.$RRD$]J?.F,*I*Q3S6,5M/#"3)3U*KDCC $HK.2:^X9%3T8(,R)JNAV&! D(K> M\783%!X6K33S3L=@D692(^R2)(A51HX*+XGVRJD>FGX9:])04S\ .,7N>'-Z MJ<_07'6;]FW%*V( L-02<:8-$B%:%,!&Y$-(IYHP"DM\ZD:>H:9^(("*W739 M^66^F$O_Y&/K2Y)@\E7=XB9SV][KKR[U*Q) :>Q].O>P0B'M=FD-0$"8I6/1 M@N&JV_O68TH' V@28X%5SE@\7S2U;R,";AO)3E/Q[JJ53= ![)C^,!%>3M&6J-_M^;NW;N6BB\S; M)#5+P9&PTB(J6-Z3G;/I/V /<_J_+VP=,=L=W/F;UU*TVQ MT"Z=UU@F.2M1D,9-LI,4X=9+(-;U<=@I(X0,P"!C '6@__B]K$M^]B5I0SG% MW6UVSP\PG[^<3&9?-_-Q/? I?U8;%5.24Y*4[/3_;$.6 C'IX.9]%=$D]!!$ MR]SW]."!$H -R@N;N5X/YX8G6ZD(SQ[3B<&Y XR"]Q)IX^A-T"ZBM0R#7-?\ M:/PP)&2ECH^;)U!M$-/O+WT2BN:MXT6.Y+%+]MQ=L5+,844-I/Y\&C:(]"/' M88G<*,6M5<;U>)M: G-N4$RE6*T?.);9^_WN89W(F!"04-X@1@.W&G#"LL=N0/"/P@H#@W277V:S\+6>3'8Z1>RO7N6'6Q++I&CKF#2J(-)1F5\S4*9=CO]E MA%$]>.2',7*.!%8I5NG #K>C8,IQCH$B*=)YZ&3:$+'4&CGEH]3$Q70Z]ICR M'\9HV0.0 ]7)VX=$BU7,E7D;>_?&XM$A]D3W!BKG- XL0*+"\;2M288(]F'] M-)M$+4B?EV G;WH<':Y#>6 R6P8_N[I>9M)LT^2T4T_=7^ZN4.$DM!AG% K: MA;05I4.,@XXWL1L=2__UF..3MQX.#D]1CX6]#IH;I2K!+.- ! I,">0Y)'B$ MCTBF,0H!.9)[CR@$Y.2-A,-@_8X8N?2)XZ+WDX.4"F&Y-OOU$[V5N[A]< M#CZZ/+S_Q4;)YQ92=)N'F'2GK_4B0]>?4_:41K> M.M7H].*E7]1?]CGB=F^D(A"#86G=.V448E9A&ZUEL9>YHLAF=LH, M]# 0TY@S4\QLMLXJ\&[6?(3KNZP9G=Z5[J]*E"G\7Y.4M_<^C8HU4=HGWQ]GNW.5/M0 MRGY>*Q61SA$7%*(! Y+*B&P*X#>R9?1>]GBC5RB1TDJO&P/4%^VYLWZ=EM55[))"4ZBH3A.2A^=$7U2V!U73QR=NP9"]&@<]8PGSGOK5EPS15C0" 1.P@B8@ )1#$DG M@$J>=G 8)H+>GY&3!D"SH*.I!PCS=PF\O*6>QCR,+..94(K%QL?V%#ENOP#V[,8JSYV52N3'I?D)/,<4 M*\:94=6 M/+C]"E@TE B?! S)$X_/"?. 5U6,[Y>_3.2P6$P@WV?EN76%7^?DV,_8]<9/5K]%*">H#,0P)'0UB MP!TBQL4;)]L<3JS'A5>9]VHC\]A14#ZN6OODFZUG*[E/MI0P"9$"&"0D!62$ M2FLO>XX*P:75W @@?=QG\?\"G7=(<(_&<*^6\WH*^?UX&_:YO?)9_24\A]MV M-%-)ZQSAP2!EE$8,TX!LE X%%[W644D7^^00_Y-?/0R+[)'O8F\?'O:YB]W2 M2.4!!^4D0Y9)F40)XQ(FD//+8*,)<*ICC[!"95YP_?AWLO0MZOYL- M[\I50!3.0@/R+$<6U !(:X<14Z!#&BD)?3)AE/'4'FOZ'G-)+^#*19ZX;L#7 M+7+I\P3:24ERY%4.H_\_3WG)/J=Z!0XBY=JB?#&')%,!F4#3IAUXSI"&$QX] M#L$RSB*%V&8D/$MQTZ=+FT[M#E[6NRM4$3L3-!7(I0]IE<2 >$B_&FJXU<)H M;7IAICVC^M^.S3; M%8.XH#'_2YUC"[R;-6]F2[>(R\F-46ZWM?[):E4:*C'6Q*1/@T18"9N3;UAD MA59IDP=G0P^#U5%O,H?FIX%Q+!?=YZ'R>A/';*5%?+;?=IH+.M6O,%8T M:I1#0L9$!X> H@G"!1&(9\/<.?X)-J:Q$"T6!,C6TZQ[GDU7%_K=3KP=M2K% M(R-11 1>)OW5VW3P9Y\3'(.,D@NA1 ]A2O^IN&=8'$ORS'P54?5L^O9;QF-9 MSR\SV>E(WNT4MK=N%5A.$Z'3[FORE2<6(@=AM$@0,"Z=V4SQ'OXXYD_'/T.C M6(]%8X@D?.:8.,% IY^>*4I M4008)JAQ]_Q[V4&U\.&@31X_'3]FCBS^*I[4U40"'KI0)%YR-*N@1'.&B,TK$. M,HF)*LH^4?:.^^9G?+X:#-5#8X?DX'&O;X+'O=P('O?ZW1,N4+NJ5$%%P01C MB!*/T_Z:%$V9LP&O7Z2;&%2?\^I/8<4> <2!7.2VQ F>Q>4Z3O!3P1V>UTBE MJ%4RC0 IR7':+($FV**^B6^"-7>G'Y:S (>,#NOQ3J/;9$BW-H6GG2X/:*62 MAN6L!P9Q13WB'!L4=+XUY!("#: 4[6'R*105]&A'TI"X'H_'/M36U9-Z\?W= MK'D]L?55ZS"_^A#^:[FR2[S]EB\/T\D[A^;+\[CO@/8K&PVG($-"C0L4>)HL MB$(A*ZW67FAG?)\G^7\JF_:Q$#\>Q_X^!=M,X?;JYUGL^+!RE;9[P)Y29$+. M-TB)11YCCP+F1IB8;P1ZO&8@1WUK,SZO#0#G48_737?XE8-\WM)O5M!N+\S# M&JR4)YX1P5 PPB.!G48$0T!6B>P!FT367HK@4=_/%#ETQX#X0+W@YM9G0SMM MC?L;\>)?QZ?T@6Z5*VO.>)^_ ?4*-_BF,X"50'<7*L/M0 M>E;]2H-U'I.(8ALV5>O\RC"(]9 8*&9Z["GT3^&L/3:B!S+);[/IZ[RU3=J7 MS!L!")^T0^ZH41''LPE-(4,U0]H2ACR]R88)V$7C>@2#I'\.J_3P(!Y/YFT? MZ-T"L_;KW)U.L'LC%0W,@C4L9T42V<*FD^!/!;(N<&>(=X[W4-SI<4-/C2_< M#HCK'8>5R5]R+W?([.JZ@4N8SNLOL#*/W2>N8!:1IV,^_-+,YO./L/)JOG') MV;T2GM]8!4R!5/GR4TF,&)<.<158SAXH!'%4\VXBVHS^*DL4&*F2IL=!("*\14H8F^\$\XY,I84> M#T(*):\>E:?R$24.@AWT;WRI-IPPCO/SN:M1C"[F&88WD_?VF::AI]Q M?QJZ'8Q?I/\J\4'BO6RV532=$)#.BG0P1.24!I=^I1'W.7[+G+Z%5\*ISDRQ M%U>/#^OV/?UG^VT'/^^H50FO'1,4(^)M$H*M(0@G'08I'&3:!9(N+3L%]!O) M ?%_[>/FP>;L!WW-?$=D#L>TL@$M\YFV$KB3,/LJKUS8N-#]M9[.#D-]UM9Q;O[%1:7.<9 %R?Z@E1401')#;B\+QID& M).]$444MML 8L M%7U2-I>R\AS*78_UK1-&OM0J^ A?8+K<*:S<%*DX%8E:9E DAB-+6X\&ZU$( MV/BHC8GNY'>]DYWU1ZE&#@:]W.O%U27OV_;*=[>J_*ALI75P:3026:TC,E%2 MY"*-B$HEE&;> #[Y3(Z'3=*C5XC]H2D:"N:&P>^;Z7KJRQ6JF8=$)O M.9))GD"424 D!A7RVTK>)\A5F?@>@TS[,."4?R'XW+>!FQMB9-(!3^>SP,ZB M& *@H#U#)$3&F30TL),/U3'(Y \%S_]_['\'2K$)OKF(6ON*[K1O M/BQ;":FQ\CZ=98E)D:,04AG'GH)R@6F8?KCW*1<1':?GW#Y4/L:#KIP=;^W==^>\M=O@]KAXI7C:O0E@Y+%6"$>G41+$ M-$H2EX(D@EMF^_B]_(",,1!,1:6/WZ<)[J_YBN46A'VBR)8JE?; M10888ZS M+"Z3%J:-0E)'3!AQS-@>UV9EM)1AF6% J,KM"JOS=C\?/"A9$0DF2BN1$#1) MT!>AHMM %_ETLUSE8E @8AH E@(YQSR* M+DG?GOLHN>8AA!YV[3**R @+O@<^9>_PDJ"]IG4MPNR];WM4HY)2>FLB3OM7 M) DMDE.C"4!,4DHUUE;Z'C:(3L MHIT]_/T-+&P],JP/^_R]];H,2TO+-U M\W<[6<)9?%=/DU)>VTG2SQ?-\MXUW#'Z/H'AW_[Y_?1Z>5H4;?]S=A=-WTU6 MF1O.X@?X A.VF:KWZ"/8^/C:-DT-X>7B-_OE!"@KL"5MB:(\=C^[@2W@]9OM MO#=N",]1IW97K&S0*N0P?XIBB43(/BW$ I(>?(@&"TJ.Z/N[)OX=)!G&3@X8 M]E,U*X*Q"B:F@0;-D)=>(H!HD*=&8^8(!W_RGI9#3NW#_!&#PU?,/7Y%>2L( M)V'@0YJU0QAG=_U*1::L8PX90P$!R=X@0ND<@!XG_8P'!7T>[O])V&=P$$LQ MT4UDBD3S*@K=[NO-;<4KD%&D)2(0Y0PC 41E1Q"?/O$@C2:"R4Y6ZM%'N/$J M?CUOW8;ZN%[%K3 BX("B9!1%R&X1:5] :6N04CHOA.\3FZF,C:[_;#Y* S8L M9D=;!>U[KN>L@[9"!8)'*3A#5 2!/#B#8@XJ[*UTECBF)!W&33NN%?O#@\8]O:*%3&& MQ*C3DM=,(1X$1M$R0%X'#-092&QZZA+HH#/[Q (9#+[B5U[WS0BOV[2U[Z=O MIS9GOT01*\NC=P1C][-.&Y>3%K:.F&_GB_HJWVO4>.\=))^?(,LALFDO= MXE>[6/_VCWIQ64_/IO!_P3;W1OD,K)[?>$6E-H[HD%WC=$[IA9'.H>B=$.$=1@YG-0,3;E$DA"&DB04.".. .\3!O!_+P^/!?])LG,>W7J@GV$Z'COO MZZ>2.DE77'+D(P 24B=Y3E&)5#0R,*7!0 ^WOC)^O*?+SB/ ?Y+L/"H/;T=. M1&L,I@IA< Z)&"VBPDCD1= A@4>LZF'G+..!?+J,.Q3FI\:M65":+1>?ZNG% M!-9??W^3KTA&D(+W=U09)[!0W"(78^7_F6\JD^2 MBT?#_S0XNE, O:Y-5" D]5P[Q'(&>.J%2A.2US5SFF AG=!']$ X2 FZM58, MK='>-EP%K; 6,B+-24Q8) )"A3 )2P9P9U6^2EIKD?EUS$@/TG6 MW:+&#,ZZN_JH5,2,!$60,H8F"$E"U 2.F">4$J!6NAY&E^-HJ<=GW8$A/TG6 M'8U?'R,6DL HC6I? EEDA(Y)JB0<44,I=Q"\$ST")QQ'(ST^DPZ!\ZEQYI/* MR=!2Z^Y.*DH=MT9QA*,**'J#D>=Y$KU.*KW#6-(?3OL\N@0[..9EKK7O+H!W MC'7\EPT;A*Q#!\V6;;2O\]F\SNT5)F+U:N]H&&Q\_!M,POOIYV8Y7YPEJ?,- M7&=$"M/S&RPV@\FOX[ 5)F(="BS_#F'EN5>8@@*N'YL9:7^?7MLZK+!N?;GG MC[/2GA@UQW82.;??5\_,9LUN2G>3M2W&\^OH\EURY2&<1C.R :J@N*LRS3QDH% 4E^SDX&\E#S=9XCG33UK6LUA++[=Z*&2REG&P2-@ MH)'T7"+"I44)0FRH#@"FA^Y7QK9V^FS;#_'3Y=J;&(*K/P_+KP_:KH*.DFFC M$6_7>(P185 6@?! %=%$VR/>]7Q:7E]/VL !^4%SG#4KSDVC/6]FU] LOK^V M\Z6=Y%BAZ]A[MR'7DL"RL:_MPV4'R.6(J'B M(8P0VE&,.*& +(8"V2"C#Y* M:4(\^6P1A7ER]@--5JDMIR<(M_OJ\19-9Q(JY8.RD*-&6RN0$-:ELF,.54E;%W/UF7_5L\3^^2 33>S<%?!%HDY]&R2'X9/64_1>S98YAOZNSDYTN)\N9\WBS7(57WPC M*N]TT5B_6$]@#I*RQF%=\B3'4L"VM"6MRK'M-0_IV9=>^U'IRDGGO8P&!>D" M&<9[N'84>O3?>U(?/3<<'K9BN63R2_2' [@-7[N#5W97K*2CCCB9%&8B M*)+YX7SK;\X$)=9IISD)IRX\#,4Y8E^XZJ0!)NKRVD[7-\,Q-ZHM5SZ8G06$".NE&7\C/I_U[6 MK6!=O,-MW[UJP/XQ6^YAR1+9+U>TY2B@BTT"]R7"?+I:Q2F7X"E'Q'*/B D! M">4-8C1PJP%[9X\HYZ7];WF5)Q?"&[ANP-=K32-IW.UI.0WK%PCM]T^.=)<# MT$!=5,HIRZP.2=YA 6&O!9+:>Y1^R_Y^/,8^08$*28W#\^+A.M9Q% MJ>.+#P^R/F^PX8V)>N5!XD3: MH=IA$;H>5/IBI6K>)VL+_4^4K+AUW#-L4:#<(.YH0-3J[#H:@^/!@'(](IX6 M\HT9?$YF0X-6+$PNI%6TEQEVE*ZLLU*G_Z&H D%$6X.4Q8"XL2:=2@_FGJ1-MI]BM+#PA573@-C%N54E,A9S1+3AR0_1)GD M%(65-9V$^B*CVR]G/BY>.>:Q%DJDMJ-%+#"9>$$II/)ST,B!27SZ+H(])^Z1 M3#D(3D?9^=8T=]WZUL4KH$QPKC2R/C\ XFD%1YE$<*6C!*" HQCF-6N)O6\@ M-A@(J!(*Q8; 64"/^.0O(2PG\+Y^/4O-3N<0-O)FW'I G,6/<%'/%XFL<>UX M!]!S6_"5G634/EW"WGN+7<:JMD!%%$06.4&<1H4$]1@E'3DIN0P4 M8""$'"9E#WTYNSLI\EWB<1,)6)$S!F(;?" MIQGBYS0N_GMRUGB@E6*=A\]2WWWYK=[!)MN*5UYKD$Q@!%1"6@[&(1J3DI"- MS)I L$[WV&S*!-48BB4& JB8OW?V=_P,S54WR65;\8H8 "RU1)SI_-@KZ8@! M;$0^A,37PB@L>ZC19<)5##7] P%43'^V\\N5=>PR,^Z7M(?EA_N+&T_>?2$D M.M6O2 "EL?>)\['*+MP,89<3I+.T,"P8KF2GG"!'C1?57\8="ZQB4H;WS3(G M=+COX);]MM)@-OREMKL:[*Y;N>@B\S;MC%)P)*S,(4%97G7.V?0?L(=7=Z=W MB S )&, 59!!LJ0]OR/V([1N#^>VZ9:1K&,+E9'IQ/14(P)&(Q.X0(0+D@.@ M!*&C)MZ=_)$S#+.,!-4[N2+,JY(LW8%SZZ:*P'M+_[)E_0O(I .(1SL1NJVA[A2JR M),Y)"0@'T$CPZ!!7.GUB+HTV;3.^SXU2V6?M?=ED,(B*'H_=IO]AT2I&#-@1 MAQSA&&FM389,(1EQ4%(*(OHX<971H(>:^ ' *>&\,-CU?5+XTNYV"8L<7*"$ MRV\?RMM4\JL C#%;P]Y-9E^+N$@/1?1IO'1O']]G0C[L]GV[5ZY*N@#V0 !Y MEDW<&B"M!I>.0@4Z!.5(()T"!8UI#\B$ODM[P^HRY5=87,Y"5]>*#O4K+0-X M0O/Y+V@BP:?SWTN2M6-#H^':A1Z/E\M(4CUF=:OI8'C,RMJ0;NA?!_NMIQ?K ME]>S:7>&V5:Y=MEDA&P1Q#3)Q\]>.%4!'7R3]W'XI:! "MN;NR< M^/VI]-522F]-Q(CJ2)"CQ"),!2 F*:4::RO]Z3]Y''HNG[))]L;N=+:25Y#$ M!-A(WOWV6Y(3TK0E.:+Y_C[!/<_:9@X8-)LD^B[>3Q?0P,Y4<"/V6G%MG"1I M_I1G!E&>YD]%J1'Q1"KAO&7NY%/)%V'34X&_I-KQ]_J)"&XEA?$GB6AC,!R7 MA!(>Y7#1"EB_P.RBL=>7M2\]#VL"/N28;J0 Z.O^UO_>2B:/%MFQ]:N/"9#I MO8S;,:1'92NM@TLC MDLAJ'9&)DB(7:40T[6!*,V^@6SRT8VI+ATW4$X^C^D!32I+9$IEOGXG@?NG* M&JN5BAX);SF2.$A$F01$8E#!"JUX[)'3IXSD,,BT#P-.L8!OMIYF6>9LVLUB MLK5\%9ETP)-**+"S*(8 *&C/$ F1<28-#7VR)Y2Q)0\R^4/!4W+ZU\ETSJ9) M3$W"Z+*>7[:QM6+V2M_#"COK5H%E=]6TU4EC W)8B.Q78)$@8)SSE"G>0^LM MXW^<\8AYIQ!HQI%WF")K/1.0SD!/>F3-+.-C M-3Q#IK>])=X/";J-I[)-R.350,YZ?3,:( 6".L2,RO 9(N M+[6G0N 88P_/HS*";\_Y?2@!CP==.1/?;5#OJZMZ/M][/_"X>*5XVD)(]KK" M6B$NI< ( M4(TB!\D@Q *,DP>![3'\9D7CHO: O0D6W@2Y"TF:YRB4='T32_166 CG' M/(HNB8">^RBYYB&$'JF6RDC#(RSX'O@4N?-8FYV+F/0GD,,,_,?2-FDI3+[? M.AF]L0M[Q*YW_[7,9<-.^NJ+:1UK;Z>+VP)W>4W*N(CM)+ $\RSL8IDVB^^_ MVC8H?-'.'OY^["N86WKNL@&MC#9=DFT>1A8H#'ZQ1\,AU!GYG *B M#N^GZR'L8,,G:E0L"(M]DC-Q% 9)!1+9X 22-@?VI$X:UL-*648K/R*##0=K ML> EJ]'?;_>&7G$%[/KK(6U#9RA"Y?7]KI!&?KYE?;_ &+-L[*6=S$Y9?\U".57_>9$W4:KYP>%NRN";M[FW@&;[_YR3+O9;_,9N%K/=DE'7:I7N7W?Q)+A[2. M%M&0G<^C,X@R[;P/T0C3Z0+G(0); 0 M42)=(A%87*RD5=J,W_4 MCK7Q_,8J*0C'/HG[A%J=B&08&97$QFAEL!YLB+P'>Q6*CCX:?Q4%MHCPW.F( M.*'3:J]XLL8J_W!)MOFW?_I_4$L#!!0 ( &>#5% Y2C6$&\4 ."X"0 4 M 96EG+3(P,3DQ,C,Q7V1E9BYX;6SLO=F6XSB2)GP_3Y%_SG568E_Z=,T< MK%EQ3F1&3"Q=\U_Q*"2ZNSKEDC+*>+^=]_AG\#/_^4S\>+R71^_?>?/W_\17TT;][\ M_+__U__X]__OEU_^K_[P]B>[&*]O\_GJ)U/DHU4^^>G;='7STS\G^?+/GZZ* MQ>U/_UP4?TZ_CG[Y9=OHI\T/L^G\SW^+__5EM,Q_^KZ<_MMR?)/?CMXNQJ/5 MYMTWJ]7=O_WZZ[=OW_[V_4LQ^]NBN/X5 8!_W;/TQ_W?[C_M$777_#FV>AE/+7S;_N M'UU.#ST8.H6__M_?WW[<0/++=+Y;C_.?_]3]^^FF+7+&8Y1_RJY_B_W[^ M\.9))_GMW6QQ'U3XM_'B]M?XQ*]J''2TGD7UO%O=Y(59W-X5^4T^7TZ_YF^" M?F_S/_(HP*;SFR*_^OO/^?0Z0 E_DR_#1;[[5,Z,]T2+A MH-ZOB_%-^(#?79GIN!H]+NPEX> _Y'>+8A7U]S&_CI/KLK8$9[MJ2XQ PMOI M:O,&-9^8Q7P5UHRP=DS/TKE"RPX&:49WT]5H]O!$-<@;]-B%4(]_^;@NBL5Z M'M?R-_/ENHAKBEHN\^7R HJE>5D'4/CU:EWD;_/P-;\?W;J9=\@&^'Q4!IIM\-1V/*A#C MHEY2#/YC6+8W'UA8Q\LO[))AGVR??, O#=&Z0S_>4P]"U"91K7Y3"_AQM1C_ M>;.83<+3[K_6T]5]38F.=]2]"*VHJ&JW[8GW-2_>CZ[/?R7/GFMK &Y4S,/2 ML7R?%Q]O@JAGQG'L\53#>?Y[M>7]PEY2#;[22GZZ46M#V_XIU_D\OYJN@LWP M(3"ZV-#^?5CFSHZR:OO.!GSV@8I4:?L];0'@1]/B/T:S=?[NRD_GP1"9CF9A M'[4J-K[67;W-O^8S_#$?KXOI:EIUG]7I&#H"[M&/9E04TWRB5G^,OK8"2+6^.Q*T MTO)U41]M#7QK.W\:?3\[O -/)AA$-=T?;Y!@2)64=_3Y]@;T-5^NJBQ8!YY, M, AUNRA6T__.)V:QC$NY6ZZFMW$/L*=Q5576[S*%6%_#"Z("_:+X.(J._LNF MZ3I=)1!CZ\9:+];+MXOE\OUB.:WNN+RTFP3#W^X7&V!_IH,$0W[TXS_RV>3- M_%.Q7J[>%>\"7'<1N(MEN+3'!$+]D:\^Y*-9_"9_&TWG&Q;4T$:E;A(,?W.@ MN_T]+/_AG56MSHOZ2##PBDO.D>?;&M#;Z>A+,!E7]V$"^SR_&TTG6\6%J3G^ MH";_N=Z^WWV_R^?+LP.NW5]O E5C2]-N>Q/O']/E:E%$;UPP7]9%D3]J,*JX M?J=]:6_0/-\PF=EH>AL4%[9-B[OXX*>%NKXN\NM@G\3]Q?UT?AWLE_5\%397 M)UZ6#-;.!MR;2C[>!//0KHN-@/MS\&BB%*/Q:L>KN&G:B;Y[,A'>[8RF-S K MK3 ->VU+N& ^/*QUVXU6-:6>;]C>$+^I\3A^3>&S^K@:S2>C8G)^>*<:I1U: MF"X")K-[-5G<13AN9$?>#3%,-[FJU7XQS C MAZ6NZC:@>@Z/+A'F^<8JCOBVE8]>Y&LUW,T+LOL^GU9J9= MOINW)E,+;TDA?*5)_'B#MH;TOECAONLA' M?R[6%;_,AKVF%*X2'NALM<8)AOKHQ_=%?CM=W\8)Y^)!5^HFP? K?3-'GV]K0/%R MRF0]R]],PP9B$DWIR:,CH'U(Z+NK#_EUV%B$D9R;8!OTV*-0^P>?! Q6(U.J MUPT.CB=A5!UC<^K=0P#J8,1F>HRJO'9H\%RRD4[ZSK:!^8_IX\CZB^/V+^VF ML^%O#/FF@W_226=#K[3*7MA+:X/?7>7Z+5]<%Z.[F^GXHNU![?YWXW^+7[S. QSYQ6$>=;MK6YQJ]#WX<'M#F>7C53[Y/^M1LCLT*HT[F:HI_^U*B]:>T-'0D^OY].K8#/-5_L''KSGE;^&]E[1 MC=@5OYOJ7;0V[&"3K%>+XO[WT<:W>FZ(1QY/-9SGOU?DQV6]I!I\-:6?;-3> MT!;C/_5H&2/*;N,)594K]J<;I1V:N1G-K_/EF_DC/_+FR7=W&V=S52*TT'=: M07<'ADWD.=Q%VF''0,3?1\6?^6H7J/L8P-_BMB<\/YJ-M_DDFDC7Z$UI07B? M%QOC=N,4&!6Y^E;]N+!!CVF%JCAKG6_:ZC ON5B8_@+ARS=$>\Z?74K2*NZZ%5%WK(?Z M:'N@-Z&_8KS^DO^RAZ;F<$_T='30@333^>9RP]OPZ^[I.*YVL\%MWY]_7^7S M23[I<@0'9_L^!G)HCFMW'&=SI"5_W?E,9\F'4#%56;OC,%63CW7VVFIIP[H; M3M.L7ON1QG&6(YTMQH=FRLTL>35:?ME,E>OE+]>CT=VOT2SY-9^MEN5?-H;* M+P#NOUGEM_LAS49?\MG??PZOS\XWRJR "FHF%528 M4L.!H- 8;[W3&%M/G@HZB[E+%\5.(QU+^NEQ3&@5*3<-,J@9)UPP)8,"F &<6N89VD.G99=D.F%052#7A4PX1ZRV$-N0K7/>[ 9O MG]C\9XGRI%5&O->.8X^U ,@ A"@#I9R.(Y(=W $E96&8#O3>D&K9OKOS"U;/Q]_9T.LDDN_2^=P8&J^5:'-E^-B>K<3 M][R'^'3+C$%**8:,"J0"E;GBFC)LH754#-/E.R Z7$J#%]%^X0_9]A9+/MN8 M:[\_V7X\4N>1)S-##:"8&:.!4Y C;<+RNAVBLEKJ 3I26\![T28H-3_?9;%Z M].F&WYY_MN%/V8UNLF MB"37XM%/\]D3F3 *148###VR#.J%2K'3045PUQN:V+_7'.-,'@].AS4TMBM MZKI3V>^C[]/;]>U)I3UY)@/.0<\4%AY2)[DE*/RZ&SN3O%.UG5X-:Z.^:$?V MI'H+^)W5V^-G,JZ,]4J0L$(8Z(@6SI8+MJ9(@.$.I&_&>P MM&ZB(_EK^.MU_B&/&)7_^"DO;N$!-=?M*D.,*&>(%-(PX:"R@,D=(L99WNF^ MI*I-F\;OE1BZ[C:N$9ZGPGS(Y_FWT2P.^ZQ3]&C+C%.,%*6, V$@IA8(P?;R M:F:&,W%TXR)M"ZENF;';P^UYO(W>BNFQ3\TK9]MFP&-D$)!A/PB=!4AJ4^X_ M+$6T?AQ'NF/SI.QH#ZM^EJ'=3?[*:\WN^4QJI8DV"#IO 0_SH'>NY+[ELKY9 MF.Z8N9,%I1X^S?Q<9Q1YY,F,&P:P\A9J:02RE@ E]D.4QM56(7TM*FP'F4Y] MU;$\USG7='PF@P1*Q3#3(BQ14'(%3+EW,<"I^G<8V&O1;E-,:GZ4AZV&YW;E MD>^T6N/,40$<8TYI+*7 F@A>;I$,!KB^G5>R5:2ZXL6C[$4VOROR\707]7\WRS<:F4]V]SYXP[7VV^N.D$7.J688U M4XXS:3D6E!#(E-[;_4X15)\]K\;IF@"GSDR8F%JM7&0?)=8Z9+L\>S0#%!%$ M'8Q7)4D@M39&[B42N('F7YU#MB$VO=Z?.YE"[S7?_=*."JV@#5N'\/^X! KY M,/MJ0;FTTE8Z]N]2YB9WOYSE1C#I&/>$,*H,(& GJ_!,#"=96%LZN^#NUV78 M#/_N5SSXV4CV*0Q#AQ?]6>7X[&F+3,?;QUAHR:WVRC+&/"V!#C-@EX1I:>ZN M3YTV$.IB"I\O%[/I)!JG3ZKH]39U[VNQ59FM7SZ<"4!M^!:U11)AKX'31%&' M [;*(@][G*#W@STW)S]],(LW2!0+\TVP&HC@ #NF=Q(9P\A@KN V4<:B102Z MG&PK127OI?DXSN>C8KHX<2WGX+,9(IIPPXQ$$ DN".).ECAZ""O=.._C2FU= M/2[:!21ER'DYK,_SY5W8VE]-PR[_V,W(D\]GCL=@;BYTV.)C$KX9;U@I$T!" M#O?V3D,=+=*A\V-HOA^-G[CS,P2%]^2#C4='2_5EN0E>/>5)??)@YIUS,,8_ M<^@(1%;1L%_82<,<&]#]H 3+>2,L.M/LU]%T%IJFC[ M;.,,,VX.:HKMJ>:[]M;/IGA,V_K!Y^J\6+IUUD M6F!.C;7. @F<"SM#XTL$6-AI#I =+:JU,F,:H=85;[8%Q!Z&Z;_^,3W!D4./ MAZF68 !)3.ZKG,3A371[!^+V_SM8C37 MH_F?F]IRIZ+ CC3)(-6&.0<8T%QRX:V2Y83K$(3UST*2'=E*WQ]O%L4J M1D!7T_FAQS/A.):.8N29-U 2'%/1;"7S+AC8M?6>[- [H=Y;0*@KW5=3^6,Y M&)$44045"'LH: QWV)5R4*+JS^SI5O=V]@+U0>A*F3&M:CS-#O\3S8ZO@=7Q M?'ME1D5Q/YU?;VH=GU!SI?895D"$#;.B5 N#//4@_+B3W9L&B0;2+>WM$" % M/%U1XT.@;C$=;\I:'Y+B!"O.-3[?FMT.( MEI'I,!:S6.>3A_EL6SWR0S[.P\A/G^^=;9LIH02@ @;9.52S9;;^ M])#.$FC)5]0R--T%0>:WT_7M\F&@U5>,LVVSF)D0..)H>#G"(, I]I^ YKY^ MKI%D,7$MT:%M:&K>5?Z03Q\2X8\7\9[1UN8]X1FNU"[3RFID"?>$(H>L%IR+ M_4+G&X0[)KNAW%"S*6!I5:OO1]-)K(L04^XOEVHV6WR+3URDX2-]9-0KZ) 1 MVAKNJ?78T)U8>G/0-1PG;\MJ.JO\=A!KE0B?YWY44$,$CVU \!JC9CTSIL=7!I*SQI$ B;+ =":Z[ I&EU_ZV&L M6]E/WX0[]'@6#[,% PXYK2 )*Y[WJ)0,2M4@'F#HX2(MP/&:KSY*ZH1CD@/B MK&4&8$9<*2E0KL'%V:&?#;0(R^O.X,&QX1)ZRR# FEBEC5&EK()4N\+0\3W] MEBC0)B[=K>FKT?QZ&GU3Y73EOH]GZTD0X[?%8O)M^G!IXN B?[YY!@VUEAJ% MO.'6"B*A*ZT9Z*5NP(BA'P\D@*UINA)"6(> ,D_OUC> & M"AZZQ[\F!#5=/?M+RJO-Y>5EC'1_L"??WJWVN\DC7I[J'63*$"4]4D9+**"# MGD*S9Z50#:+ZA^JV3PI078W/%NM)V#G.P1@_5GPYMND\WR((1BH76?K/+ MD&&X"I7NIR %KU\L @[97=\:()W&WFT%/Q=VMWTJ XS@F*3!>: )19!!JTLY M@L59/\7+O%X69C::WFYPRVQ\F_[G>1H.<+\-P23>9UH1)8I&R7BD5 M#Q0M*Y&@BM.<&6YX]FR$&@F:&& M68\#=(Z3TJ#!X:NL[WU+ES(S-2,:8E1[HQ8W#P'#*-7NU9]&W_/E^]']D6.3 M*LTRI!PW0#@4$]Q#K\)FLT0!0PB'6)@GE8(3X-5A]&5,\5R.,F90W 8./@++ MK(LBWSB2_UC,Q]M?3@=EUNHRXRI\#<)0H1VT#CED8'DT@3%J8'2D2W29>LKH M",N:4TMYP/0HAN"W %L%YT^%EAE%@F%I.),>.JQH@*X,/PB_V2&6"THYP;0/ M65=SS!^+U:G5YM!C&=%4. 4VM7.\E-XP!4M)I%+ULSRD2UZ9>BYH@$_-[SO, M)V93F'US,^W=E]GT>I-8]YC#[^CS&;<8<$G#J!%G/":#AJ5]BZGSK+8ZT]4/ M2ODMMP54/Z>S35+I,^L\)\@9&<12A 46EP=,V A1?U)/5PTH]7?=#E2=NH1K MIB0VRDKBG:&*B)A\5PA8(D2(UO6]_NGJ]R17?C.,>O ]5G,O9BXL4)XP:82* M]84HY: ,,2 0H 8' >E*['3E$KH7?'B)0AOYKO8D?>QX$+0S&I53+^L5YLLO8NX$XUE MB1>S,)3K-_-57N3+5843BG9?E#E+D(#(@5AKA%@GG"W-9*)4D\B!U^N&[!7B M+B>RQ7PCZMD\ \\>S0"TWDIC.84,0HD%N7P3-O1WT]5H]N@;..4C/]LXP]P%2X"BF+^#.BVT!Z4' MER).Z\]"RE[XEBC&M7\8PV?G*0!C5.K8=GNZ5 ]TX&L(W<%?D-S$O]==\ M>PTL7@[^(U^]N_HT^G[Z4.^2GC+HH0&"((64P, *SW&YC:&>V?JS5[+#FX%P M+2W071'O4Y&/ENOBOI(!_O+A3","#=.$"\!\F*F%=6K_.1%?WU.8[/AG(/1I MC.7K\B@D]R1DE!'G<*QZ+;T-GQ2!WNW1XZ9^'%.RDZN!,+$7_(<2B]L@!C=3 MBEK!N7."0"P8\D27FV8*78/BP@D-_\YB;R]$YX$/G=?]>C^*@3@W^6HZ'LV. M50';C:V](>Q5L7QW%?/_^=GBV^LM0<;#_LQ9IKB,UV 4@D1RZASDW'- 3:7L M?8DEN[ $F8.$>BLD M3V*1X8"0YUX[ 4N9M!#HM94@JZRC2A6IZJ'S8VB^'XU?7(*L6X7W%)B:KZ*- M]+Y8?)T&@TC??U[&C+G[@"PU7DV_5BU<=7EGF3 **>*A]AIZ#R201I-K9D%R?'JD$4/?KG3!'EX+C.<6^*%EL@;I7T,]B2E+%R9 9:I2JFPE]RH M#55WYW_E);[EIT7,N3D?3V?YDY%_6K0WO:1X78:08B: *XB10BEN &$ELL;! M^MG1DYU8=TC" 2#>%9=M?E>$!7L3@QY^GN4;=5EZLF%>B5 "^2^;6.<6>N_IM1D>M1@"8>9@6+ M]!R?#C?(L$46,D.'-5H-B4"NH=A:_MPW:F/[W=K3K M55Y\7%RMO@41'C,>GF!1U2XR:"56$'!&?K%Z'&9,*4ZL1 1PZC35#9C]W"^D& M&)TS*!9V@GIW$:H!L.BX\8O"+M9?5E?K67D5_&1\ZO%F&6:$0:D%@,@"8317 MI'3!".@;;#C3Y44<$K]:Q+8K%@688C1(;O/M_[Z9EW?(]QG 3U[KJ=0^0UAK M+Z@ R'(?;$Z*80FHA*8!K]+E9AP2KU* W!7!-OD' EKOYK%DZ;NK:NOCB5:9 M0%9@!C6'U$LD 4+.E7+:8*$.+]IF4&1J#]HN*;3<%JAY-W??(Q[KZ?(F#CDL MWOF74RZQLVTS!+GE1FBGG>5<2HX<*F6FGM<_:DV7C')H=&H3X.X2CLS'6XC^ M,Q^OU)?1?+*8WVX2Z9XN$7.ZX>9N-L5"4P8M1$0QXFMW&MX+SOGHG&6+:(P.<48!*113!L4CK%@7F;/U,*9 MP\7^+N+-X2XRBR@',$RVT!D:EG)D5;F151J)^BM<,A=[+]QI!;WS_#F>AM^4 M2>35HR3RQA^@P+DFF;/*"H$ID)Y2@Z@75NX'W21U;[(%)Z'*6T:KIHJ?"WB@ MF,_B:KTKYG,L&=MEG60L&'+* T4$A AH;+@NEV3%E*Z_:B1S/R>F05+\^EL[ M]G7A]\ZE\YD9+^@E0Y)12"P*^P AJ0CKJ# E#D++^O9K,C=S+RM(6P#V1Z1+ M\IM_R)=Y\?4RBM7H/V.$4FD4!5 ;2 B3F/D==II94]_?D\P7W0OYTD/;'RTO MR%E_OG'&E00" 66U,P "X*DN_5O:6E8_?U0R?W0OA&J(6Z^KX=G\VI-E?'#/%JC3-, MN'?$.R%56/05!&H?B:!UF&V'YUQ.;( GP:WNIKMR+;[C/+BHCPP9+ZB$P%EA M"4!" %Y>J] (-*E>G"Q_:NI]>4+\DFS43Z\A%[7/#$8 N""4T1!330RDM!2' M2UU_R4B71K77_7E][&I2X6A*]Z->N1,M,FB958308'5#::5&>G]?3C,.&]P1 M?HV.V';1ZO'D,"9T>H[*Z0KWU3O)%$(*:LR5$X91RC5UY;&LB52&6[C$5C8N3&+'';\8>$T6L/Z-$KF".[V8F(:''MFTS90 MK*4KSRH)P5S@.0ZFVSMXKXRZZFUA 5#D@+ON4$,ENX$ZPBN?QFL MZRO1/1.L%IR]4>SCS:)8?9%0 ):I;B#$'A)+=A/U!:1 =9K'2C':N'9!\M^'ZUV M0WY?Y'>[:3G&D8QFL^4I"2L2KW;_6< JV J40<4,LA([2_=?*+5X@)<(>^)B M5Q#W-0GNY+O?%-F;S?+Q-B? QM)<53?VZ_<:M.2H5QQ0*9#A3@JHRY.)6"VD MOC,U6:1'C]-B.F!;.MZ-@4[+?+6:Y9,R-F5_ +V-3GDR3C-HK(0, M>LPD"KMI#YE0I> :H_K&7+(PD0X8U3FN_>XT Y1W>;&Z?S\;S5=!EF@SW&VS M7E^X[SS:4R8MHP%KA1%E$DK#$2K#D)T7H$%NTF3Q)[UO0]M"LS=VZ?5R.L_C M?>]-?:&(YNY?)I=0ZT0W&;$FGMPB:P,:(I@0P= MD;#&-^#5#^G!;P_*X9TP MMG*RF!D" $;2 :L98=@KJTH7*=$BH9$#V3"<_G8_FXY8.K$]T MEA&I [[6:.RE,-(HO$^IZ8$!]=.6=EF-I^4#Z_;PZGJE"SO9#_G=NAC?Q(C! MJVK%6L\WSISF3EE,L (,,X#"&E\"["7B]8.WNU[46E'MD46M-?SJ!G$'>3\5 MH_ERM-E9ANW ILSBI\5F#%42U-;H)1-"4F["A(I($,4![T09?>J%)Z\GQW:; MU$@/9-&:3Y:7S2J'&X;5V")F#7$V?!3$&680V$L+D!G>NM/#C-(* M=C5GD_>[B6QQ]<=BM;^^>RS2_\C3F0K6EF5AO@-"N/#?6IG2[>!5@.;5'/:V M/3NT UA7L\"'O?O\W=7;Q?PZQC'L(HLWUQ$>Q:N?F!(NZ"5ST$$ (JVYQU X MCL%^Q72N087U.F#(5(5) QC'2-.P3 -VB( "03-1? M;KH^OTU!IV0X=L6F./KXG^B0_#J:Y1M?> !E.@X&U\:G-)\\_<.C)]_GQ70Q M>>E>WQ7S==_#/#V_SC\$X\U=7>4G-^#=#B2#F%* D:/0$4091$;(4AL"L/K. MQF2K:XN;]T%C_2J8GXK(F>2&*1\6%PVE$?&ZVBY16,"*@0967[+%>RB\O!"Z MSI;K;6K3![?J?+)?'39H57%.5NTCPTI8(37@W!H$J>28JA(#[AL$6R6L2=^> M3S(13+T=NK5RFGO\Z)%:"[&FF&C/D 9,6N9V*$ ->?V-0CK79/L:/G?,UA9\ MKV)9JS 7M=)_9AVW+&A$<$2IIPAR4AK#4"A4/WM2LNBGH2QS-2'LDGZ;.,&G M@PZ[I**X#U_I?XQFZU/9WBJUSZB(U3X]4HYQY0SW /M2=NS8 ]5.M;Y <:U MC6IW#K1G,%4WQ<\US>*Y-D9(4A2^7D=,_*V4..;K'=X)3+\\:AG0!PK]^Z_/ ML RS[)^;?SCP]UT?3W#]]NW;W_+;N]GB/B^6?QLO;G_=H&H6\^5B-IW$XZ/] M#+[%?E-K('^-=^FVGPZM/S[*I]/\LG/'13!?+&RG*#T@64H&""4"F!0 M^&"U8=!S'4P=C+&%&LAJ>5432_;I3!K9IP]F,!A5GA!LG0H+*Z74.+N32 FJ MZT>R7CZ]CV:SBVR"RLIX7H*S"0*;[RB*,%G]VWBV6.:3O_^\*C;K[.Z/B_DJ M,-K--J_X^\_+_'J[C;BI#FXSB?CXKI0GV?'F+UT6C7-)W:S>!U3\+'G,V&]\H03&18B3X6!!)CR8]', MZ2QH<+2>K;HTYTH5__+LW0^J;D%'BW3H_!B:[T?C3V09GL+[LK^_YO-UI2#* MYX]FP&#$(&=,62:PYMKY_6J(P_\?WCZMQ26](1K=78W;9F9VFSS-IW/.O7@V M"Y:^Q\9(!*$ BD@N/2EE$IZAX6FXOEI>7%)K!D:' 0,/]^.>[G4.1P8\?SK3 MPBF'K 2. 8"\,Q=LHC[?>SF!:J_A%,LDB# MUI1<'X:NC>X*QG:&+ T".**H=@$%QK'"I02$#+',>FN*K(E!9X=ABV68-7:# MK'*V>NCYS(5]H56**@6!EEYC$=,*;62SB+G7D1BU[B:J#4@ZVTDM9M/Q_8K#5!=4>5-6;?DH6#%Z6I"+Q_/@OG)#/024&*%$#I,<^7*98G%]6.] MTAU>MDJ!%D#IU#K[/ _H?HMIDF*4[*:$VCE3[4"3+#H8F0 6FV!Y2@*I<*63 MP;)@F0YOA]:NVEL"IKLO?94783=Y7N//GLP40=YA!8QD008.@1%[*@.%ZH?G M)=N%M?U]-\&CTT][-\134_B3Y[)8=2C&16A ?-A"$HK%'A/'&L2_)=M\)?B( M:Z+1F6;+T@U5M/O\V4Q8KCQQD&B#E9/*,U_N2,*_T/K9(9+MREK6<$-$NIN? MHQL@>GQBLKEM);%U&/9N_,&FT/G5HL@?U>/]?3I?Q&QTY005[,ZGO6PS=?Z> MKV[B19DJSM@.1Y%Y804B$ ,)&,32$KJWB!T5>H &1(O[R>$"W2WA@V2[#W.W M>SI+SA@982P0]/"% MS0KNR!9ZSXQ1,8B<4B;"G@PQ*=P>-RA\?>=E,C.H10IU#V#?Q/L\#Z.?3?\[ MG_QC,8O7@1\.51]R1*MBN@S_9,.O\^NM^'LT:M"Q\3LS%J9K8A60-NQ!J$58 M['>6SCC9H#YB*I)VRJR*K.Y:#WUS/8KV(1_/1LOE]&HZWEB/:O*?ZZWY%PU# M] Q425%F$#&8[E#UWHC[;D_F-A\CVSA4Q M!+IO,LW6)V[9/%,(4JYD4 6%C%DGL2V="MXK4O_^7K(MZ% I6!/2[D[ 7XRZ M H=.M,J8MI@Z@\+_:J6=PX26FVIO8 /J=)GAH/YI>%O =!?(LC4)'OPBCR*L M*H645VB? 62M-9P@*8G4CK.P4RME!][5ORW4Y77R^G'F[4/4%3WVA63"#+I\ M4DCFMV*SP&Y%*RU)]WV796@S)7ZZ&-<(@A0;021-C]W!MFY>'M'UKFS&)X*'=J+AT9\Q;.1R[A]XLB:CC8C8OK M^1;_>'L@B!X7\N.PG;.W4K\_HX@XI3CUSDMH+9<^F#$;[&,9Q0;7,1/> $C) M\"&BWOF<_:+XU\&O^W3 V^6=9<0AJ@@PG&&.$='!Y-FCHEF#C.H)KRAT,MNF M@K K8I4?1=A&?;P9%55:9!;''!0"5]$JG*RCB= M1.HR!$8=)I&J3X+M9Q9G@\5\D]+N<&*I2NTR'"L[!("!<(P+;8WUH@1(!HPZ MI$B3)%.5]7R,+BV TYG9^'2H1],/G7P^ M:EEOSVW(%I'ZL=C0#PN.)*,:(@EZWT;\_L2V/KUGV#Z;@2"(0(3),'X"'"*6 MVE(F(EF#XK#)-@C-='-\=U +DUZ4_[S6!C4^:F@:A]9V'0I M;@%#6AJ $/<2PW+C98BJ'ZV>[$9+R]-"(J2Z8LNG&'"W+NZK&04'GLYP$$,( MA(F"4 M#,/1[N82! RR>V"X#FF/2@_FW<6DNWRR7ZZJ.X\])LIB:S5"H#SX M!DXQ,\#8]U;=@PWQZ%3+6QX^OBBRY6=YLGFV)'N#WC)*+)$ZK&I4>VBQ4-[X M$AW26+@ON?%>+H\:0Y=WEE8+I!4X8.&2A$5-!>45.X173 3ZI^J=WDA/,VT MV )>/;-H0_R62'2\K\Q KE7\I+3=YL_>)^0+)@<&]3-,=WDCO&4.M097=[ZX MLA#8BYW#YD+2]@]^47P:??_G='5SL[T17*U8VV5=AJG:<0P5H"I>>M)>+7]+I[+5)M3E;K+M(76*(V$QD@(:I@P^Z5?L 8I M*[J\3-82GU(@=IY+^?1Z0Q"(=O0(?\A^*T;SE0V"^M&TV(SKP0@\0(%S33+# M- 5&.V(LI,(*YL N+!9X"$W]L-$N(\0O57/+J/3BU]W2<5>>^91M;'X2WQ^8,#J;Q^97ABP)>UNP#%MX3;W6E4J'&F> M:>RM\M8Y1[CD$&JVG\:\$:!!.-AK< 0G@*C/@/(MJZN=!CQKE&D#H8< <.2 M,9K*8 ^54A+A&DP.K\%-W!HP7:E_/\I'(S^A^$./9][%"$KC!$7"(@8UA:"4 MC#);WYL&7X/'MP5(NE)VO4R&D'/@# 5>WGPWN7=M:]Y\7YTG:=\R?.[BUV^Z\7= MUQC>>!33BQ>R@W>JU7RRNV*K[[/X)I^L8[;"2P9Z[%I>PQXSI)2VGED&)!?6:D\4VXEM M'=)=!N@?O+_7@4(7?2"9Z![@0<9MQAS6@T?3_>'[?,WVM#$R>5V@)&KTC)_2CWR+6\8>FVGQV;VQIKCP,9SL;@'VV3 M 6UXK AE+')2BK!!]?M5DL@&.3U;=\:WJ;#G]S%;@J"RI93&OA MB+:E+-++!JZR%.KN9@/8!E)=:?V? 9:;(+KZFA>CZ_R/=02OC$-[MUXM5Z-Y M]/6=2_)W43^9$0I!)#" Q',5OB_E\ X+#[T<4(WT[EF3$LE>6;6#ZX4@)^/" M&O:8>6@,E)[$*=91K+4BM,3'"E3?+95D.1H TUK'M.>9[)@\E\]EQWK*%)<8 M,.$D"A\<#K,[DJ[$@V%8W_9M_;!Z(!QK# )5[R%V%RJ"9 M#_EJ6FR\M^]GHWF_+S_[P.GSG%8&N0^$?7?EI_.PVYJ.9F_FP>)>/ZDGT<.K MZQ]FM3,'[H>G1[/M+C3/5[\5B_5=X/!^P/NS3C/:7E]Y6R$)9=.N,^>)H](S M2 6 #!DN, ]?MO5&Q/"D2JD:4J-V?TBX,:-%]IIP;E'=B<] M5L!VF;OP9'K+[M2\2(YBHJ.QUDGW^R:2=S.&N!B?2Y)YIF7&'$"24R^L#?M* M:P&0?@<2P;I)K'R:$[8T##A.KQ9 Z\P_NRU%HE;[X>]_L--EY'00Y+S/MGHO MF9,,1 MLTKS#!,:ODTC!&8":L0TL[A$0+HF%S,2G 2FIDX"Q/ZZL\]PO,EIU)MPVNGI MC'FYFMX&6S%LEYIPZ))N,NN,(LQYK3P24 JXR:"V1<)B7-^YG(Q$2?3\_&@Z M'80U@U >E5PSHZ*8YI/1 P!'8E!.MLDP%PP*P9AR7$,!L,.PW'L8Q@:H^+?!\#.Y06KU#YCWEO(%1!(0Q5)05F)S&3%-5/G)+L;F5O-&H9 MR\XBMQ:K?/E^='_FG.+Q8UG8/1CF4,"%0!K 0HJ!4A(0]J2U69'LAF-OK&B M6Q\,N&PY.M,RT]0 "0$$PG,*E=.2ZU)>"'W]PX1DV=H&P9/F4*8/;3ASEKW_ MYS?SN_6 CK;53L=?9G.-D&[.X_MY%VLVKXNXMWC\, ?BWE1_KIQ MY+Z]Y)R[C?=D4CFEL4?2(,4=1@)#2S57UE(!;9]U&MN0L_+)>--W9-(9QL.2 MZR5 <7=IPR>YPQ%KH$7M:2C5\7FW[#EVYM Q[L,^<'\YQYT[:#_<(EB!!"/J MD;->.>X%1HZ7H#A/!UN'L@=:/"=F*XAVE\1N-%]>A34S +%-/QY0.+Q8QCLC MRR,Q8>?.5-M\36:1<#$II/(*>(@%(K+4#$':HH&?WS?EQXLD>;U#^R^RUD=T MF($"KYFC_7#3YE]6#S?LSI[V'GH\HT92BH53#F) +40&D%(RP.V [A?WJ]CG MJ0*;8]D52SY_W.0+R^<.:IVD2$("8%."$U9,&4!\1R4" 1,Z\\FR8Y] M6^9&$IRZ8\K&?1+N'T9CV8?UU\FTZ_3N(17X4F5#C+NG>. :64-0E@ M2L/_E=(S6/\$+MFQ;LLL28!29V>UB^)N483A7SB%G&R7*:HP4 XX)32B"(O MU$Y6:G4#1B0[DVV5$6V"T^'9:DR6O IFU>^+8G4]NL[U:/QG/KF %)7[R #S MQLFPM$K%N.).(21+#+QY5,AU,*>MK1(D%5#=S1JWM[&44P.N5.TBDX)JZ+'T M! "O#) 8HA(!PUS]:,5D1[ MSR5)<.J**1L?ZL7D.-$J0PH!XI@3TF-NA!66 MEU8Y)8+7/^-(=M3:*A_:@Z8K"FP2)5]H7AQMDU$OM*%<*.\DE 9RA5PI(\0, MUU9_LCI6K:J_+6 ZN]FP20S],-B'Z-B/Z]O;47%__E)#M1XRB[6U@$+C& *( M\%CEIY2?:C2@U&J#\GRE@;>[>/?).@:CA=5QNASGL]EHGB_6$5 UFVV^E?-S M3>4^,@4X$!(RHE%84"T%4I<8,.Q!E\?K%2G6NG9?!+NGP:[F79G-&SX"6'5.IM!Z&N)H&/-\$R_I07MX^N7IS] MZH\WRL)ZB3P,2REUUG '.!?EVLP440-*AC6HE:0U1#N_Y*WO]S_^8YH7X?TW M]V_SK_FL>HJ)$QT$6P]8*3AV!K*P@9=.VO+(DTF.ZX>67SZOO+9 F!0 =TZO M1Q?EER_%J)Y,H$H_F?)<0*T9!(00+)F% I98$(?$P"-;6E;X,3XEA/*O3:]A MQJ*\)E;US*9M&/L&%'C6B#K1*L/(&*L]"%7 8!2D8S9^<4RI!SGU '=:_7&C'F9]<@/7X@8N MT[X[AA4G0 ;8/-58:JM+.0EM<)\W_27QSKE1#[,>]E>/D/%%_E_K?#Z^KY6_ M[TGK3$+B)+$(*&RY#?M*M3_S"FCX2O>&6N+*Z]U9M81NGW;O?MRUK-UGK3-O M :&*,,("@B0ZN_!^%1:"ZU>SA6JNV0J6;COH_778,_0=TB!),QRR+/>3UDIX>UY\*>ZG814:%=Q[B\'\8<$241?OS' $8&>!!Y#!N_"8"N*]@ M"O_UC^D%D1/Q\U]4H]7E8'E0[G M@,8W*OX\7WQ9YL77:!ILW&M/Y7I[>4*F%2G"9OR8#68:]J :-00< -)9KNL(20P*&FQ>F.0Z<3XW2(_6C0 MJ7$ZBA?B7@6= B\$:Q'?6@_&O3:^C^\.&SZD82VNHGT4^UQW_CE=W;R YID[X2F0&YCW%QW^R$^504_TQ@P(C;$46&.HL 3" M$EQ:I3C\5C\36U?.\_ZWE+UJY!4R_OTZK""C9;Z,YU7+-\OE.F;K7G[,5ZOM M'KC2AK.+<63$<:7#[DPZSZGV84ERJ-2%DL8-_LS@1_@Z6M=3[R[H1S_NZG"I MU1^CK_U74$]?Y/[-//R8?QI][^PU?3OL]P4'JOC<7SZ<:4B=88I+;Q#7CF#K M#/5:>X6I=;Q2-L/$DIWS?#]],+,4$@BPX,!;##65$I82(:]5_1(D+3NOFRCC M^2%J$P0&[4)6D_]E)HM-&9:S;I9# MCV>*9KH]X'XD:@S223M@1ES*A(/9 M3![$"1/A?#(J)LO/=Y,P)88G!: G\YM4:ILIH;B(#D3.B!* ,>?13@Q,L!B@ MUZV9-A9I :KYQ2^+U:.O/?SV_$L/?WI8"S^.\_FHF"Z.6 A'G\ULO$\J(48! M*6RX4U"Y4A9!&X3T)4Y#T= *: N0I,K=#>OS?'F7CZ=788][]!3NY/.9IQ0) M*"02SJ$PU<5IKI3) W I>%*I#$#O\/N^A ME9I#P1&/".Z$)4#6/_%-YC]H5X>+SC%L1)C5PBPV,H>WOR\65]-5K"XP72Y/ M^0TO:9Y%W*1AED!B@_D.D7.J//'1@M8G1+( F<2$:!VSSNX:7UWEX]7T:[X_ M'/X0,'D:?J!6/C"[V):)7P=-WC]Y^,0*U$+OF=/42VPN=G0W1CM=QO/;=9&K+\M5,1J?BO@[T2H3RB%++ 8 &A+C M("G=8VRTJG^XD6Q2:I$H[0'3F7&[+HH@^G[@[OM=L/YRG<_SS?09I]-US&\= M-IT;GB\K\*-^IQF'S""JO98""V:$\7 _/PO.!N1U:57GSXW?K@#LF&:[*?*% M1.>Y=*QE)H@EE%IC.!.8A&_3F!)B1B&IGS\^G57<@7(/\ZDE$#LFS69^CLD$ M@N[J4.=T^XQ0!13E5$LEB(*2QQ/)G>SQ^'IX"U9_!&H5RF$L<;67L#D0=H&Y_G)(K#[(TX[&';%&)M?Y6'8DW:MH@:]9@1[&;:_#H5/ M2\.PB;6\A)\IJ>N;1KJ9+/TD;AZ&GD_.;_$OZB?#EAL! M(5840A&33&JYGZ<)$%U&.5!YH]MYA)@VO5,MJDO=0R"<4RIHD3-K\7[M5PT(F:ZZ;=6." :8\%P$R0&QJ@SH%$SR^NFBTA7A'28+ MFX-;,];D !Y/TR4\BH$Y$F]R21=ASX( ]PQ !CA7TCJB2MP$,+1^4I9DUEE? MC$D,;<]3TA^+F*,@.>0A_@8J4?63CAZR?:3V;?#70B2XI[W:N9^ZNGJ\7;]Y]V@7Y'!#@R MR5W41T:\E<9:K13W 5Y$PC4VIL>Y[F-IZ[1U>?+Y_(GO>0 M>1]=-Y 0:XAF0C*-]O(3"^I;_OQ'XU9:9+MBUA_Y[O3S[6)YBC]/GLN4LC%Q M%!&:.@8L!G8OB],6U?>5)IN!6G18-(&B*[5^CH4K%M?SZ7]OSH!VV\Y3"C[2 M(I/,RGC9$EG!E8+Q7ITOY?.:UC]+8:] U>V TODJD2_?CZ:3TWDQ7SX<4(*8 M4.6AY$9)J0CEY1W5^5I3!CVH:HV M58)A+^\M+:^%M >?EN M_JD836(6G2H%+NMVF5%NI)$DELQB4&HO :$E0@;: 8<'-55Y)2:UCF"_'"O_ MNG/VE+^^7\RFXWLU_J_U=#FMX,=KWGDF'"?.8&D%)41!@QTJKTCYH+CZ.^/D M046=\"XAEOTR\+?%8O)M.IN%=>#-?#6:7T??XW9IN)AP)_K* AK8* 0$@4H@ M2ZBV95*ZH"(RP+.+3OG5'G3]TFGC%[J8.)M664#1&(V!AB!&XQG"?1G%Z;&@ M]2^#)#M'Z)0B=4#JEPR[^P<7TV'7+N.02 X#9E@;Y\(>UKJK81T2)@6&/4PIV_'&&TY/#?,R$4U M38W'Q7HT6\9SC/+/U::?FIUG-)Z)8 <)U"9.R)#P!]2LJG]RW9-KZ&(V')^< MNH%TV$3\/,]'Q3QL&HO\=KJ^+85LG9-'WI/YH#Q@(-6* F=US#A*2BP5=P.\ MQSA$>K:#[K"9JF:SQ;=83[M%'M3Z&G7A:V.RB8RA JA02/ MM::8WIT_DYA,M3YG>UK,^^%LBQ /B+B/ ^*"L.7Q=:U(R!2ORV*\#1!>:FVE MI=))"VV)K/*L?G!!,H=&[^1-#7)O]'UDPY^.7#C3,M.::BECP7BHD"7$Q-IV M.WF]E/7WP\F<(AV3JA%>?4YO)OP^7<7*?_=7B^);+-1QX8QUH(=,2R#"5Z&1 M$TA1BZS6:O]].%W?JYHLPJG[2:@Y;KWQY@*'^Z,&F:+&>THLT,A"2A!6X3O9 M20"\=D;Z4#C>ILI L MTJEC$M2!J3<27&A6Q+6144IC&1+)8F($9X(P.R=BH#J"]1U6/1FHR7SK=2&K M>>GFS>U=&/AB'N8@=1MW:8NK\&.4?32_7_X>\+Y=W^[7+;O.5XMX"3Q*\).BI6,40L[@_#G+#/4K^O?Q33Y9SV)]OZ]A(%$'?E'$ M.N8/<6QOJY2%OJ2?C'G*K$ (,^\"&8F$E!'"I/->4\DKI:SO#X^SQ:2K]I%1 MB*0"UGBLJ;&20JWT#@>EFH0BM5UG.HUVGY>@3H3;:,C5J0\4N3]3J>I(BXP[ MYVB8TBWDC!---&6HA!V%34.'9+JL.%7[:E^D0*PK<_I3,9HO@[T7C?%U M.HZ7*Z\."+&,Y3*6A__I;$&B-E^3 4NME( P:X+E*05A;/_):XWYL$M?->;' M\_+%_4/[+[+61[0?DIZILO6J.=H/-X\O)S;_LOI]M-K]]M1*/Q_\U:C?C!"! M# ;<6@L@-1 3C/<*$VJ E0JZL?ZZ1'5H#/SG='4SG;^;Y_]_/BJ>"-@"#8]W MGCFO%0S(.>HT\=! @,^B 9G)2VAU%3 M"%-D'56& &,D0IR@_F@$C=;/8KWZ&#:2LWSWYWL; M2T4EL&C/ORAS"AC$@ < 0.BE!1Z6[D(#D1_@I;UA$S<)['V1.(KV(.@3"?1H M>=(!?VE7F;$:2VJ]=!0"B[0+6MHA8ITV]1U.R0+?AD'$EH$=VGRY/P1NT>?T MHL\,A8_0XWA!/WR00@D@G2TQXEP,L+#AL/Q-31$=&NN>^"CVPK7M9]IWG!%, M"0M?J?9&QBA6C=3^&Y46=WDLV?+DUX 9;?B7ZD(\-$(>\SZTR MC!_@6/V)M7 C]/R'# M7S'DGQ",-HER( 9A?^J"HBQU&&,C&4&TTD3[(X3\*\>5"3151A'@/!!4D1T. MB%,@:G__O8;\5]9N[9#_RW#[BX3\H^CREE@; S WE$#C: D*9;C^8C*8D/_* M:J\8\G\98O^*HCX>\TLA)TP@*,)>@V/#I%!RAR0./[K7&?)?F1\IPZGK0?LO MLM9']%6%_+\*CO;#S:?[@]^?[&P.IB)X^7C&.8OE>L.RXYPPV EE2ULF_"(' MF#NS'\6^R%'0&,NN6/+YXZ*$.<:($U%L839ZEG3KA22HJ) M'!YCFBGK>?&VMI#I3O^_+;[FQ7PSHU[GX4-X[EFHP(9J763,<^L%<6&.!E=5T/)I]7'^93+].XQ)>A2=5 M.LBX\(0:;&+J?>\!, [X4GJ*&U1Z2UB3I%66)$"I*XZ817&W*,+P+YQ"3K;+ M"/*6:B(HH40@Q<)78$I9+;?U*[\F+$'2(B/:!*"6?7[HEA= MCZYS/1K_F4\N($7E/C*&F%:$BGAL(JSSQGM58J %JI\#*6%)DA8)D@JH[F:- MV]N\&#?A2M4N,F"#34^]1, 22Y5#2#[,F\P-\,RIY;DD"4Z=G4[&C&\7D^-$ MJ\R"8(Q+3<-D29C$'DDD2CF);9"(-5G*S5;YT!XT75%@DP+T0O/B:)N,,XL% M5-!:H@T%!#!3^M1IV/#7/X)*EFRS5?6W!4Q7RG?_M9ZN'FVM'PZ9/ZYO;T?% M_5DJ5.PA8QH[Y 5QT!A!N2:>LE)^0%#]"U/)]JJ#\'RE@?<\O0XF[-RP>S.B M4Y/$D2IJCG@SGZP#G:.) M,UV.\]EL-,\7ZTWAC=EL(\;Y!:-R'YFDUMC-E$MXL*Z==+R<>2G5O'[D<;)Y M(A5+4F/7%7\^W@3+^%->W#Z*8#I+F..-,B81\=QQ3,-_I) *\OU7HABN;V$F M\V<-8B5I#=&:B\>GQ6HT4_[CH]G4MQ,*J' MY[[JE0!M@OE7N%&MM E++X;(>P^)<(RSTE)G5M#ZM[4&DD2M;CQ=8B '0JWQ M>'V[GL4\VINR")_G13Z:1;E^"YK0^=6BB"G%Z_.M6O\9)H@&FH!D'").@.G9FQE&A*9C[I/V,&;!(D,V\LIUQQQ_!><[A!@K1D MYM>PF=D$W1_Q$@M%/&Q5%$4:F6#12,EM:8PR+UC]X^IDUET__&H)P$;6?#FD MP-[E"\J/@JT;]QRKL.>8/MB=1_(T->\T$Q("QBG0$"%@J+!:ZIW@G'LWP)Q, M:9G3.:2=<^GI^MXZJYYVGTG(F1.$>,S#ET21$J#$GT-&ZM_G3';4.61^-0*W M1Z:]/5R$KLWN8PP* (C3B!0W@#U^+/#L'[\1;)#U-?!M!K@MLFTZ_DM!/5O':0K:=>S2=T$OP'PIW4GUN4N%F(,PPS#\.$!"83FF(,2 M,\9-@YLNX(;/#4N!0@!N75J/@B#;(K?"#>>1K8]9I"A6SF*^F\_5B MO8QD?K]8;OK[:Z9/P4I!:PB03%$D' 8>0JHYHP12@E4ECWY_>+28/@4S)(EP M4A*EM<$& ;+# 5LFNZS=UF+ZE,K:K9\^Y2+<_B+I4X '.BR A"NJ/7&,>8-* M4(#T7=[T3I4^I:K:*Z9/N0RQ?V6D.!XA!"FGSB@3[##,PW])(5F)9*SZ\3K3 MIU3F1\K4%/6@_1=9ZR/:#TEKID]Y%1SMAYMMI$\!G'$J$'7$0 &58UB 4C*L MR0#KF_:CV"KI4R[#\K6F3V%&<*HPMX(JIS2P0/B=E$1ZT&ERI@;WT2HKJWKZ ME,N0^1'3ISC#$)3"4(PY9(XP'4#>(: "!,.+L6R9&TEP^M'2IRA,P]9&>V X MPH *B^1>>BE^,!3 MF0=8>D2]]HY!!TP JW3J,&-PEQ5 D@2IU#W,KH]15[I^7RS&>3Y9^H!0E/X4 M'G&&/$&(2[O*@);6A,G:84,@0# 6;*?88?K7S<82&A37=8D!K*?DY?G(CQ$ M0CT-\"MCHM[FR^6GF]$G9J)V7Y1A0H'4@!,G-++![(O3_PY-1QJL M>0.Y:5R7EKW"_#I(6PKWKGB[F%]?<-#8]$49L<&4L$(Y!Z6$1%,):8FFU[#^ MAGX@UY?[(6U#F%\':9]_F8\"L(]<.NSDO1D60<]4"00X1R0L;D"4QC?C3@PP M&_1KH'2[J+\.AC__C+MB^)GW9M0()X0B7F.EK6$>RS*4D2F.!IC$^C4PO%W4 M^[@XLGR"YYOY83F7_V<=_K@:K:9?U?ZHL77O*,YSZ MW9E71 'A.8F)J($!S.Z9P**;;GC^Y6Z8/C3D7\=\_GP->R%]9S;+BS=GA(15 MD[. .E8N\ %H)G9XU*W"WG-+&FEM?-FN5R_M)VJ"_-;^.,J M+YXO.@>XVL%;,ZDP5P1I'1-%61> (V6 7?>UY^!AY)KYE*V#@_TX4_#]0^# MDKTSDX0 I&+Y"09 F""0$V:'L?"L027AH>3 Z<]6;@?R3J;AB^S^5J;@B]Z8 M<2EHF 0XLW%.P, X!_:0"=O@RNW@4;/8;\!:FK!5(>;I%A MQY625&EC.&;&0.;*P',AH6DP[;WRF(YV .M\+;YJV84(JRS&K;\T6#S&646E M1^%[LT12@&6)LN&R?E@&?.5Q&8/!O-.,=L]#W8>3R^Y3,9I,Y]>/G.3SR>:F MQ^X?-I=^+LQK=V&?&0O+DJ#6,P0=DU:$WW=)*H55"%2*\!@&3M7SW5W07P:D MTMH!9335 L1@4,!W^!@&58/)Y.*YI&+NNV0,.)H'+QV>?Y&<>,A;;Q10P4RT M6%GC;5F?5!A,&A1HZ2PG7A(*5,R/=QEZ_THY=OPVF2?::F(MQ51[0Z6,!>!V M2&J X.O,CU>9'RESC]6#]E]DK8]H/R2MF1_O57"T'VYV=Y?8>L0195($<4F0 M6 @"2DLH_*?!:5JJ?6,_ZJ]YE_@R>+N[2URQBOPI!UGE2O0.,>V=4D'D6&,G M?.;B 0/6(&E6,HJUKMT7-Y#38%?3Y;]YXT;F4PDKCCR9281)3-##K'08,.6Y MVN^EL/3U#?EDYT"IU-L.0GVM,?[K'],S-::.-)#1@ MT*D&NO(=M 1>G_2XD!H9$XHAH1UF7A)#M?*FW/4Z1QJ$4W9P1-PG+2X$KE/7 M\J,?_Y'/)F_FGXJPEKTKWLUM?A>=XWW[FJ-*WEV9(I],5WXTGLX"O%7\R2?; M9<7_AHFV 0(VV9,"28&AP3;&U8 M];9RNC!'-3C?;-?WVY*V%FEP^8OX<(6G#MI-%BZ G/1*<52"$M:T+BW[BWRX M+:BYHI_V,H3^Y?HZOE,GA!+J8]XO1('D5GIM2B0))NQU^FDK\R.E#ZP>M/\B M:WU$7Y6?]E5PM!5'R(<\&.-A5?AR_W543!?KY3*F.Y^-OL5JXD5^'6,Q8^S' M:G'S_]A[T^ZV<6Q=^!^]%_/P$6-UUDK'N4GJG'4^8:ED.E&W+/EH2)?OKW]! M290=1P-%@A"4JNJA;)F @&<_!#8V]C"?WB_W.OM\,:WJ0N/+^<-XLZE,HJZ[ M48;GB^?1>#Q?SU8G[2K#?W&(VQKB\7Q)#)&00ZR\WN]L *KN:2UNP]#;FC_S M@J72<Z_Q[AK)8Z"F+\ M+<+[C_=Z\_EA;;%#+X$C$651NP(B(+## @C?*.J4]BCX=+F%X$H:Y/"H%<*: M3>F(H]MP]\X"0!0B[[!!"'*JK1)F?]AC2O@R-<-!Y=Z-6_U!_:M3K2B][L89 M=E5FW3U\'LU\/?K).V8 H@Q1Q31V[D)($6)VODP!M@4 MZ.3SHK@T([L3C ,%G (<8"FQ]0 V\Q"89'7?:EO1H9<\3F1>OPR+;'%!FXF^ MNMAJDZCO6)L@H17&;4:6^+JK-C;D\-$['@Q';!UN=Z2-HH"V2",=EE$$+J+&([G! FFB9\9T? M*,"JM:2/!EBEQ? OO99V[J!CGP7*34C,BF%-6<8@)HM 0U1:@(+@T#;RYZ;0Y*KTP%[6H"_]0@"&ZP ML1X0IR%5BG"A&MV7&&*ZDV>P7&9%D"<)FKFX\OG;?+'Z4BT>+^'+\4:!0D6Q M\HS3> 9G2$O[,DMK:'=3PV#IRHK@3#)$LR/3HOI6'VB^ M5^]FX\V=_O)$CDEU_Z_U]OW2=8JVZLOHSW,;8XKO" R1J"QH"QPCU%L687,- MAC)JHN4Q- -?#FV<5T#[FB&N/\-X@=9_N(,@B/92*S*85I^/'<-BF=% ^J-&\?JB^+3%\WB[X# $##.JB %824:T MX%L9_S*?UGUKH,>T["?4M*Y$><$V4]@X:2QM-+OY)%FA/ M*(!'J>"\SJU)@\[L_NW&W\K=^;*N G+6*>>AH5X0YC#AIC&O4!_7Z\X$RY#( M/!?!!@;UFN>OEJK1N:;!.JZEPPIKAAWRBGG6K-9,6-6C\,=PKM9#";7%4:L' M=B6PI<,Y_8>]71".G8%0>("TQ98A@IL9(]\C1>%@NG01;.F W76VL+>H7& $ MOZRCH)T7O(X!=IQ(AP2%I#%0,&9[%!QBO^KVE1C20BY,UV@Z]/@,N_.L4OA+(Q81PW>G?H)C!-CK",06R6AJU/!-Z;:N).P[BEC MKW4IM+J=%+ M+/2V-V"'V"H@$MAQBS76G%NJ+1?-P*WNH;.(7UOLG>#+M9$T*]_=K%UH_,'G M P9>19P8CDJ>BG.C7C9P<2%[5*20MT^-E,AEC8Y]Y8-9W6]1.!T:NQM9L@%L MHL<&_;+WD]$?FWCYN%W_/GL:378O:Z3 1AW8N\6X/Y^JV;*PP5P]4+E.(E,/ MZ'V;".2?'H[J#R<@OD<.1"6;$0:=$M0;+91%3)%6V74&GMG9^.$?'@R2"@XT MP-I A[%3K#XL;&<$%.CA-90Z2+B',-YZW?9!H.@0W_W,]'H985HN/V^_?'DF MT/=DN^"BYE<7)8&>(B5U1 CP!B#-0K8:+9X_39;_;F9U)IWS^:;!$>>I@2R>X80 SDF/FDT2 M$B8+3 ;640CS08'I*]UX1FC&$L\EDZ^SZOYR.;?J)!#KC)+0(T2T-58Q*6TS ML3BV F^9$TI\"(AR+=\?Y]/)^+E.\ETM=#6+(EC5)RDS'4T>E^]F\;"_J.X_ MG,P'UK:+ !U!M,ZFY@D3!!/.I6YT9P%PB:%3Z0X Z&4BR<_G[JW(]]/X:=S M=YQ+BYOA7OT&1 3E=4Y6BBED7@J%:(,5D;K$92<=HW)"=PV:G9M-2U:=ZR88 M*EC%3?N;RK ) !:A-7@340D@O!_6Z2F'-88,J+O,S)!&S1 M>V#JO2_P.B0A% M[/!7!$@%1(A9HB6+ARAD)=B_NUCW6!0'"Z.Y%7XF 3R;77#]]+2]CJB3ESS, M%X^;BE)QLA\7\Z=JL7HVH^5Z-%T]OVOVATV*Y/\L)G5]*5//=+;ZGVK41P_, M-XC@&:8<*,%MW+6$1EI8N%\X= _OZ(*TR+X$?&OY+%4Z-_*.?%Q,YHOKOB&M MAQ $QPX!S2$E$G--))7-*1&H7OT* M6FXAO.T.>[:[]='SQCTH3NZTB_*IR_6V?00FB+>6$&$X@M 19W3CPD <,-VC MS@I22!-2;RA@L]D.1M/OHZ]5G4EX_<=B_G5S--S=L$RJY7^-INN3Y_X6S8/B MV"+NJ'$J*E < GD;N9*:EU@O,IUE,8!P!P^A.7B.(I_3)91O)-Q;8S8'LM> M&HRJ:T=9;,5KJ^_5=/[4-MKB>*-@/=826"@\CN=;P^,B@RBWD1:(*-,N&]A M;WZ=P/M^O=BP;&_Y,?/9AL3+G^9T-CBC2W_!4XR0(MH3X2BS2#&.=_A 9K/6 MXSH9PY%"Q(.C6K## MQ"L."X]+&8H!W9G6"]>_.5=C4V94S,U2+8D/X@7#VM[(K>80/->_'250BFZ# M4Q10%=4;Q"DQAD@>?]]-WH(>26B&<[8?3L#SJP%;X,(5>P#MZBY=VE] #&)' MJ/8<""NH \CH'3;82=[]4#"$BAQ$Y[I@27%FI& M78,-ICT. \,E?B^4;=T0+9-M*#';4!.[J2C%#J)X#-.$D+H6AVJP 89VOY(< M+CU\H6SKAFB9;,.)V8:;4GR&D]JY!2$JC).&1W6YP88+TEU]&RY7?*%LZX9H MF6PCB=FVZR\P*"E!SFBHO?". <)Y@PUTLKMWT'"IG0ME6S=$RV0;3-MAX3[NS;;C$F(6RK1NB9;*-)6;;KK^@J!*&,*VB)JND MDE[LC>@DZKO=3PG#Y>,LE&W=$,W*-MMV+KP=VR[M+QC@A9/"AK_]KWZ^-KY?<@]NO-7!B>(U$AY+ZV22 CK M>&.2ITKZ[@5Q![M2NX(W<29T"^'OB0".(3G-[KKY^751?(PYFM%@\U_GP M'N?KV>KNX=2773_PYHS<6TQ\/[_W;0JD#/!U >%X@)%$4(R]I;4K C+&>.LU MIUX[76RPSR73[1D'=/%7!:8M)\A0PS43=1DOYT"#:OQ+SI18I\N\7)52ERVC M0TOA[[BC@T[KTA@==QRFE!-&PDAN:43R5<3-Y6M1;BZ_WTV.OVN#;+V)AA7D-QK M7Q?$8I9PX9#B)_F2W05/EO14**TZPTA" MG>DNHL401AE/1'W,\0EI<=FVFA+=O\WL!PTQCF B/8>6(Q0U"^LYX V(3IF< MKILIS>R)F-/3I'X9N(4QX^ 4XAQK#"5T4%!F"&J$1#$%W5,?7LM: M7B0O+T?Z%G@9QS'0BKGI.AB&&--40J\1CO\3!.$&,2U =S/?M:S597*S ]8W MP$X_7_?(:7&NYT X4@1+'M4LZP2F=91*@Y?UM, 0BEOD9@>H;X&:D^\#K9MU MSP%1JZBA'+BZ'H]C4!K8X&58.^ML42G,RJ3FY5#? #4_3_XXL68P)D1W;EXK-UJ9W.R ]0VPTTV^?NOA<'FVZ^"$DY)8HZATBC-.D)5[ MQ*COGI7T6KG4BF1G%ZQO@)T?)D,9-NN> \ ""PVH1DP K TPC#5X*:^Z6S:O ME7FM2&YV@/H&J/EEJ$T]=AR,58XS!2F%$&!B'72B0G7ML>W0:'@9>:**X%D"C^H(&G5%C.B$4$MO)$*0:M MLVYE';L,AB@7H9' 6(D5L903ND-)20^+*0*9APIOU[(\J!;M2N8GL[B 3^J2 ML2&Z5C_ S@P23J '%")PS$/$RU[#!63 ? L!<2MN7 MN,$O'^(.51=/KA;?)^/)[.O=PX%)++_$@2T/_^FLET[*KPF0.*DU@YP[;*Q' M5+@]DAA 5K;36&]^S(N#]F^R=D>T2&^SF^;H=;CYLKO4,SBSR?[\<)"::8T9 M\K@N)4$M(<[N9J610MUOZRYWP"E[?^V-W748L9O\Y/]M#LQG,X2?;QQLA$EZ M*R 31&C+M+2NF36&J/!ML(\83S(B(59_%:84N0>519#K$,-6?ZP^5^/U(@)? M+<]2X=#C@3,/$(<<,J\%Q9(Q0IJ9:=7#0VDPC^.4XIHG1RB7['___&51C9;K MQ?,%##C>*! $@$<* (RIHEHI V0S2\-I@06I^PEK/A R^>3_6YUY8[91OK]6 M41FNEA>N!VV["$)#(96$V"E--,#_W$_^3ZI=]HV/&G302". &. QDI9Z 3&$8UF]E# [C$" M@_EA)V;) "CEXHB9+^)I+ [_PB7D9+M0)X$FS'$#G8% 28ZT;N:J(>_.B,&\ MGY,R(B4XN8B@ELMJI4?C?U?W%]#@1*M M"52(>RH85'U4MJPEWF2'HK%8'[& M24F0#II<%'#_NYZL7JE!+_KVY_7CXVCQ?)8.+7L(7E!BI !4.PFY9 HCOY\_ M9=W/'H/I%0.>/88!+1=I[E;?JL7+D,\O&8<;!&=P/3%!HR9E73S-.[>?'8>V MNS?.8$K$@)1(@E%6_ZXOU>+Q$A8<;Q2DD-I0@BS67$GCD+7[>WWK3?=\.(,I M#P,R(1E.V13*T?);G2XL_JM>V+Z/IJWX<*I9\-9;IQ2 "C, J1'8- =Q:YSM MKDX.IDD,R(B$2.6W8V]O@-[-5M4B?M+*>OUCDV ]-YS'&7(<=2>K%0/-,2WQ7RY?#OFNZ>J=C2>?3W!D],- Y20"AZ73<9!7"TQ M55[OX:.P0+WS*FQ)BN+U]IWF]_,)9\^V#1P+#Z%BC!LOF9.6PV:O=9+:[H$M MPX7XE[#.] 7R6N0Y73/AP-,A+J+0>2DTL5PHC!$"S;6T@U!W)\AP@?8E$.1R MZ(8/&/E0_4>-Q_74XVKW>36:W8\6]]>+S/AA.!\7\UG\<;QQ(U_>+QK M?,U>/S&9C2=/T^I]B_",WGW']UDR#!TD0D6Q<19UAFVN&&,P NWJRY6%V[E MC5[]!H,]89)#$0^#7G#!F-CFY#,ZJNHFIPO]R6B-C,R87P_?HN,V7B+3EGZ^ M. '+&4?3B_H)F#)!A<'$&:<\5A%%M0/0,M(C"=S ,1Z9://VXF= ;+-YU,=O MNWM0]_.G5KZ&AQX/'DNBO8I*'4#:U=5?F&]F%L^8J&P_U(&D^-8!/AUPOQ(U MBG0\+9@15W(9^ &0$^OI19O1F7Z"HA(#A;FE2C*%G#6"[70(Q*W/Z9-V'*;^E;2J9?-_>.0V$XE^# M03>PFY5+G"2$62Y6K\@2?WM+E/A1V'AQ;MQNQM5LM)C,CVQ;1Y\-WB!@. (2 M0&. 1I:U!QO'57=#_*7WR44O#6EPF]0+NR&]?ML^52-)P^3ZOYH>/#)YX-" MR##LH !&TJBM(2'W<_((%QJ-ET!&\^'0^34D7]2V4(K RS#L?ZKB!%;3Y\TQ MK+H_\,35.@?V0>!O._=/-AO',/7, RMY M1$U:3RUJ +0"E9O+J",/>AFN+P/KEJR3U@-OI;<0"NH(%EB[/7X8:5"FRC:P M%-N8*;L!]RM1HRB=[@88<27#]<_ZW.]/]W$-C<\S@,Y'O;5I'SC 6A')/*=2 M,$@44:S9U9FV6Z^JZX!8Z!S36F"K]W-%4!68<2.AKIH2FO,TJ"9?-[*%:"?9^$$P MT_GZ/I[\GM;U.$:+16W8VBQ\!T1ZND$03'I@K&/* ^Z@1%XT;P7$7G1W&Q[. MR;R_+)-B9_YN?5;O&\1E 5.>T>EETI%6D:X^&Y^B!%>8KVYH=[?KJ!D M,.C,5]7RX^CYM?%@D'S=K[[G?;5:Q3_>/9A%=3]97=LV5 N[&8L?C3=R:F,F M.MDN2*PACV^V<\)+J[72DE'-L>2*\YX=+1-P I9CPC BFGDM>;( MH]T\,>!+I'NR6W;N00ZFG^) "P'6&6#4S+:OS_?9U__S_WU61+F/C#6Z[$C\+[ MZNMHZF:KN-\?48,./!6H HY#@9SWV&G#M;0-+,0ZU]TL/K!/;CHUIS\J PET M.YZCF\7;1X(TC@"$M39QP,(@R3QM!DT@MF5J&[W@GR>%XD;D6-16?A7Q);$I MN\8RI);[HGB/3Z/9<4FU:!48!=)K* "$)'Z=QYS:9NC.J:S".[V7=D=]/A0< M?259?W?DZ]M2AYL!'=64+NPA,.PLL1#'B3!)$ :8D,8^@ZSHGAPS^?U!6@DG MAZ:OM#_&9ZI%U "ZB?I,\^"T0- )[1BO=0G!"6WT".J1HIWEG/S.(*V?WB MZ\*[^[,.=L.<[T:B'U;7Y,COL_6RNC>CI_C[ZCFNB8^3C6>6KZJ/\=P:?QI] MO?3>JE6?@7&'3/POT7&I11:Q>,!M,-)8%YCH+!^?AD P%\M>)88]P9M73P4D M9%TQR4(KF(*.>ZL;(RA3F'9W\1Y82@J@R@ IAB6X&+K'I;FE@MR'MY!#E M]7"Z6Z^6M7=MY.*UO8Y^U.;?M_ W.M(B\'CH1$X((4%=\W.3VCP"3J 6TF+; MRFDBQQS/^1@=>#H@BC%T44&5D%,CJ""FF9L@D.5,I772NZBW;$Z>];I@472\ MVH_3.Q.4]O/#4;5DQ'GOC%U&=A/J)=83U*D RS7L1)] M&#T>]\4XUR1P5]O7J $Z'BVTD4:)/5C*.ESF=5L*D9V4?F^$?D4N%'5E5Q(% MDFC7MOKW:#89?5XOGJ;K9:UDG;P!./9X,!1"R)QAF# ")"7,NV:PB(D"HWSZ MXSY/CDM'(:IIM1S/V\KPR-,!$6P@4AS66?N((HXQWR@YCJM"RYXF$V$:6#I* M\%U4XY;U=Z^GYP5X^.& N(:>6,R8%<9Q(87BS4 1!=TK@ Q:D#29_)*@DFL# M/12O<%Q',_KG:%67 M-WRN[VM:ZT:O&P4/!!#.682=,T (AB':S5(Q:;H+/=.BG/H,W0.\M\B/,OW\^6R6M[-W)]U M[/=ZLOQ6PW#W4,-RX@4_VS8>!ZDV6'M ,2*6 (5EHXTJ@%%W!\C!+IY2O]RI M,QK7$L? M:]#?M[BXNJB?P&C4Q032UC!B8%U[D]17DO$S+RDTK:P)I5YG<0HEC6H)E,;6 MR9L!EF(W-X&)RVGL.IUT<1B)M;CDN@RA7_J2"WA(,-8*U-F^D8GZJ^$-% Z1 M[DO^%2ZY6HOU_"779;#XJB?B.UQWLE)_Y8NCVUIPC3P)+-$?B5GEIGZ3RC?!UZ/'@((*7> M:1,56\DQ(4@W,P.NAZOGP$'Z*=6O!,!<2^1GM]S##8*TC'N$F($$06%"DXE6"^&_G7MP@#ZW3!!"'!*;**65W,]%(Y!7Q MI07GA[3+] IE[@_54];.^KR[J&EZ(\U"0Y"[2DA#CJDI1-0"-?,4 G8/>G@ M<+F)L] @$6!Y[>Q??KAF&R*3[V)>;_OT&=Z48W^ M/5]?/9UN,[:/TU$\^[\:8)NK@O.-@T0.86[BA@:4A1(A@QE5#!#I8%R96IVE MA[XO.3J-LT6:6G81**X=AB%WV"LNC516\"T*UL6WNGMX=0N MG337([8TU,'G0VVAU P3B7AM:M ("M/,#7!=8$Q04HF]+262 M *-LUK?:X?+;?'K_[O%I,?^^K71SE@4G6@6!H#<6$0OC9"V%T'#5:(?QW94.*\4LC3.TD/3S$^[$L.4AF1"&I1R ML4"M5_/'^1^3:75^-?CIV4 ]C7Q6"$%(-:BO*(78,]NH[@K"8)[M0TJ^+SY7 M5QQ_6\R7G8ZIFX;!0TV<$1)A[Z'C4E-.FMD:V"/<-+]VT-\(DA2K;*O!>+Q^ M7-=I@^YM];2HQI-ML#R?+F)YJ%BRS&"J&H=7:2<.990W4 M"%M28!7$:ZQ6ER.5BQ._K^J4:9-JN:_HZ/ZL4W)7KU^ -[P_P94NW07N*8@Z MO>/.2D_S&WUO9K.GS[/'U;_&2U. MW1 =;1,\P8;1N*B"NC"P0)YXWLQ1,%I@)LHA5YI$,&53B>JZSO%0/YHLZG&; M;Z/%UX/AHJ<;!$J0MAVGK)XM M-498>*Z\LPIK01"0>VW)]+"!\1L2:E*,LEF_&O^O]Z53R^[9= M!*8EX<0IS*3Q&$8\4'/6PQ;[[B<5<4,L&1BU;-O!_;_6VUS;?KYHJ5H>;1.T MD4PR"RVAC)IZFS.-31 ;T,/14=X@,U+!-+Q?VR$OK^']VSY5DZ8&3::O<7^. MJ^7R[J$.[K^V]YI[>*C&MUHVV" LQJ3Q003!++O174[>:)ZY)%I7BE)9+6?!A<_%++F[^2]^[C\)L^(-R7 M/P8%?1P;H-8#8XQBRAO<#-@AF=5-[WS%\@3 SWM",.@+VK#T\[B:C1:3>9OM M^/6SP5O A-,62* $9?'0!&"CY7CSY0CXD6KDZ0)FM/$VV%:>9D,'8WL UWD]%\.'1^##Y M!>WGBVH\6AYWD#S^4.D\94PKCZEP4LMF-L"Q@GRB$DGE@(Q[09(O<'F_ M:7VJ5I'BM9O,?#H9/V_+IWVJ[5^SZE3^Y[9=!&_YA=./Y]VI1Z\>[:IQ'KI]/M@F$"0V%]Y(B%1=E)8UN]EXJ M%>\>%3J8%UM:N:=&J+BUHU4U[0Z]!6(HE@(;+CU#WE( >=R&1<1%@G@ [Y[% M=##?M2NO&)VQ&_Y"\C4@3ROU=5%MM/3N=W;G5J_]5[P_<05WMDV(&[DFEC+C M.9-,>Z!!'1%EA*^EU\XIZM*A'[M$._18 )X0!&4@D1=E6%JJ-@-D!@FKY[- M(2'$AQ?4+C 4G:C!?*M=D][-U'AC/JR]5)>KR6,\U[;*U-"F>9#: (VQL,XZ M FJ+),8-7-3U*/@QT&5:/YF_=?!)CU VI["C0V\54M^F>4#8, $L$(A;:3A0 M5KG]S"$KU-HWC'!;,Z#=9Z@DI,%%#6AG.LV/8 MBS"KN9EOYKQ-(?12UM556O*A7IYP]U%<5SRNNYIL$"[ D5RBA"H#:0 M$42;&7-D=;Q2$10IX(I 75A$%/4,O5D&D4)D+>QI9G!%L;Y1N M2,Q%K<:E23>)5-]__-+NJ/_S@X%!:@BF1"CAH3.,0K\?(.)9@W;.G-E2HCU/ MB$FVJ-#OH\FTWE[\?/%Y-*T^5^.ZIOWD=** HXT"0-HJH13#""HEL(0*-;,$ M3'2O:95-\MTOH)+#D]17X_?9TVAROZUV_+Y:+M5T.O_/ZY#,5MX;1WL)U'LJ M%25:,P>EE5(#L)L:MYYV=PU+;J<9_.IQ +R24L%'*%Z;#2]BP-O& =%X#O#, M*H. TDH"Y%0S$<99]YOFY(X\.07?$Z;^\OZ_Z_EJ]/G;:%&==,1IT2H@2SAR M3$.F*.0B_D>;9NCQI^[&M>0.-X-+. $^7?6QIY693^M$>8O1]!_5]/[=[,MB MO5SMK,S'E+/3K0+'T"$G:I=!)305'%K9#!UH4U"&IV%$FQ:?;%K;5RJ6?/#/C'%+J'9*:6N:Y^UCS-0EC C+1,V(@3J MV*@M1ACH[E%\R1-$#:CS94(OFSM ?;_X<5$]3M:/R_^.VNNJ.GG]?^#Q@#A1 MR",#'6,6:6-DG0=E,S.!">_.B^0YIH;C10)@KFEP5P(8H!@$R$8,X'[> ';W+DN>3FHX0J3'J:,^\7%_+HF+T_M1M5V?/E6; M5+Q?YG%C/*)2G&\8B#&,88KK!/$V[Q!H/&T:CB"1BK&N&0$J>:\&C5>V"-6']R&4)-A MDVM!?ZV,]% ,+^DF>*XD-5Q9KC&GU "-]D@PU"<;SPT9 =$+&M$QJL?=RI, M71/A<1E\!5W]QSW0$:@DD0(92KQD$C<#AY06FMPMC2S:^P!T0^F&Q'P[ M'AY7D.YU#A1O[%@?JI69SY;SZ>2^/M>J/Y:KQ6A\NJQ-FPZ"8(9;::GR$!,A M/$*DF3U5"A249>0ZVL.@<.8BDYTLJO&JO8GYX//!B_KP!(3Q C-JL2"L@8X: M2PO*4C24T.;I8 X<;! XMIA+P>-AFL92) $ MIROM*N=+.?[\>'#(6T0<$TXI++54AM)F9G4)EG)\4#(Q( %*MW35Z*2D<7GC M%"&MD(MZ&-LS6_*2/%0RR3\!2M?3*B_2((-5R&M(L!4D*LU*0:>:O8W%W[O? M*@Y8I"SGNW\Y1KDDWU5SCC/:)D%K<>1(]AV!@CH?%S5(.G. ML^1:QG5/)=="_#H'%S=:G,ZM>>CQNGBDLL)@JB4"4F*D#&IF1J4IR$W^BE(] M>;+I!.25#C9G.7+P^2 Y=]XI2H'"U-':*5R_ "4*K!-]?9*D0+*CD72C8Y\5 M^9$G W TGLNP9D0;$[=KJ_A^PICR[N''@YU@KB?L-!A>Y7QS=BDX\'1@GFJ& M%8 ( 6>TLU@V\^+.D>Z:QV"GF^LO!/UQS'W^V0XR(O"J2)\9+=>CZ>JYQ8GH M5/,0Z<]H/ %P:G6<+-&,Z?W,*2OPC'1]!@T [!4.5MO4LW>SO1^2KF91D*OE MN]EX73NP;=':O"[MCE&7]!@81$93):7>E-(%1N/]*\5L:\4O6+HOEO*^19G2GQ\.!GB#G(N[K:52&@$!A'461*R1 M8_&79#YQW6=VKB#ICP\&YJR%!@'L-!4***8EW\W(: V+J4+:1QCSA @,Y&^6 MA@2O7LKX%JY/^*>=:1$DMIX!' ^57E++*'$.-*! Q;KG)ARX]FA7V_M/91&,IOR:0V@-=,&@- ME$ J(;!0#9(8 M3]P?1XNJMEW5UM#GD[5E#SP9.*(8"(JX%]8)$_4LNX>%8%B8=W\*@&HQLK^_FDJB^:XC#G(Q7FQO, M+0IU5H+7_J:S^]]GXUVKA48P4Q(:Q9 ML[TVI,!"TDEY- Q,N8CB_G<]63V_#--__S Y08I#CP=CA4((66V1%?%=8%#M MH<,(%Y2(=@@")(#DF@;$"TV'P4D>SU:>0,.XJNLD.[Q?[ZRE!1:!3BGL!)!< M0=MLIV4&A8W7C&-IK7< ,P4$V\X# \UD03EIAQ!M=R2R.;2.EM^V/G#?ZD7G M>]QMZHFOS&BQ>)[,OO[7:+H^Y5O1JGU 'H(X20^0-I@B+1ES^[E35F!0;Z(S MQA#P9-/WQN/%NKI_X?"[J+$^UGG1JSB1TRXW9]L&P!#CDC!A@(&4&\X ;>9L M'>Y^4338!I^($JFAR4B'^G2S?!GH+@?FQ]&BUE%,[<]X,'?YA3T$K(R70@D( MD%)>$P4(;N9O#.X>/C&8.I".&@, E$\YJ'G\9?1GJQ7BP-,!B;C^"!@RD(R4U1?,+(%3.Y2I<:Q;N=^.L3[T./!4>.0DH2#J#Y! M[0Q1LIF9 ZR['WGR'/.)Q9P C5QROEM]JQ;;09X0[ZNG@B(8QSE8@9B7V"A- M!=K/(VY"_G'T7"L0<0J[H\:K>>TTR/BW#_-M!%(KC?W2 M+@,FQBHL*72*J/@3]WB/$+4X:T+(=CQ*+_PCROW 6%Y!$7PU@7:JX*L& 0.A MG-,:$>]4/,T0P/9KKK*^>V;@P5:04X[UGRVBBC' MH7Q]-UM5BVK9)K-7VB\*4AABXX9)E';0>\PU:RRHB%#;W;@\F"%I<+)=%>%L MMUGSQ\?Y;#/5LQ=7;QX-W$B!E!: (DZYM0B!YGX.(2FZVR\&]'6\CDC?WG'U M0S)C:I:M6O4RTKOU:KD:S6K 3C#E=,-@G76:($_B+@THX5A"T\S6(M_=FCG@ MD;D(WB3%-=LA^_Y^(Z?1M*X+]VYF1D^3U6CZZATX=9P^VS@HC"DPPCO/,+/> M.N5U,VM)=7=OW,%4XD+8E!S;7(SZ5"<(F57W=6JB",A2C!"?C MR>F,J.<:1\U22 .184P!+Q0S@(,]H)9V3W[6]:JP+6GZH5G/(@I'R M!>K=A7!M6*#S)3JH1LOUXKF5 O[SPX$+*.,)V%B.)()QL6:$-[,B6G3/;#?8 MQ7 A].F-Y6T9% 8W) 3!D--Q/7>*(6'C>=NK1E7 6HGNI6@&N\PNA(E7P;^4 MF]@>-[!!:>(D@98@(-4FP[]H[+S8$-J]ZLE@:U].^V@*S*X5)_5CS,ZN\G1U M;^;+E1XM3^8JN[2K4&M 8^/Z0)VAT7KFN%3 M]9A/\.18DX E]X )8J@P@ -+-(O4+ZM3%_&X2\9'Q*AO-KQTAWK8*@,/(?R^8AE1@+2CV MC0J'J37=$_D,>!X:@@@]@;D: =XME^O+A+]M$2BVVN(ZMWZ=$P$:0%BT?[)LZ!,&)[),L&-T",04"Z#D4NT ]. M-PP:X#H5";(X3DU$. TES6R=-SWR2-U"LK"DX%R3"F.-@N6ZCI,Q"B-- M""20[Y4AXF&?Y+^W$#Z2#)BK7-=MQ]OVOF[[=.#>NTAE(0BVQM7%;6FC"!&, M>I11A;=@;^R/R(NDAZKADZR.S3;9Y;=J-1F/IK=>U(8 8 B1$KO-;)U%,WN M=@LJSD$K.]C ,[NPJ T!%GK-&7<000L(9F3G+0<%@CU"*88O:M-:&*>+VER& MP.BO4=2&$TVHB L1Y!@"@RD .[VCUD5!S@3,?5*MMY9MRZ(VE\&2;S^^O3HA M\02L,46>,ZDL<@C7!>UW2#K!8)D9WI/Q8\B"(=V@_9NLW1&]#DD[%K6Y"8Y> MAYL_7NR=+6=SZ/& A<0&%84!S(HQ2S 0V>- SYQ]ZN0)+!%7%"L-7(> M$@6\!DR0*[EM'W$;_B$,MBRAP P]AKZ^+9$V #$ ME'G4S-\:W#WA4&PD8LVA7B-"NI\ZH!NU^%20TP-R>PZ6B #CF M#,.*"10W1V$;S+1QK,!:*$,*OA,HM^QP*5AE(UT%&41&GICE=:1E/79UYD3,2HRLO!L'HUOTM*57> M>&:X _'?4%HK][-%1MQ&2$8:1O3$YE;=+;6!U$#F".8>B3HF3>W\UJ")OW2O MD9EEX)Z 6,1V/ I7<"1VVHF1= O+NW9ZB6=P]UN3 _G?]G>>M^EA1#(NL 22"XA-Y0 'W-^6N;\%/TLCM) , M,Z"X!M);[=G., 4V=JJ"_2Q;"^.TG^5E".3TL\QZ1:L\=9IR!8B#U@DO"5<- M#!#V"*7/ZUG96IIMKF@OP^1FKNB4DT)28G0=(R"9,ZB!R!"DZ U>T;865,N[ MNDX(_2KROYTKVLQBOY4K6NV,Y)9*Q!P2TBC!FDS#P"A(NMO:LU_1MA7(F2O: MRP#)=8#Z4*UJQ?CC8OY]$M5?_?S[LBZC>A973Z,O]4Q5/'>#*M?ACY MEWFZY66(KPMQ[];68.\Y%X1Q# AE#;+4ZP)+964D80&(Y^+RRXQ\1'SK)?W/ M:O5M_JJH^#95M)W44YW=+^\6MC8XU7E7H^A/K7O].P^F?N4Y@I!"KHPEPG+2 MH,8,ZN[N/MAB>5WR'"P&G5$"N7C[6Q1%/:V[6>WZ=??P:CHG"'FB50! .D@( M+RH-F+:NICN[F#BBKDM MR*IF]Q\7U>-D_;ALMR)UZS#$59AQ3[6QCG DH#1-_4[@+"[1LZLHSF5!/5^$ MZO;R>@ODE]&?[L_Z-:IT-8L2/G6R.-,R8*ATG7;,>:6YM9QKVJS;3FO=7?D: MS(&L*):EA3?CB:"^'J]LM?WW*VQV=;!:G%G;=Q*H\Q[$UPD0004!A#'6+/3. M"]^=9(-MGQE/HH/A>#TVM:E=?A&SVG08+&)8&PXU],R!.F@8[Y=NZF3W[-.# MG2.'$/U9=@V Y5695@]]O_Q6S;0NI=?A7H(T<=K0QK.-DCPNXG46W[TZH%V! M-K1K<2H)@%?< .LR:B_+^W)9G=3IVW40"&8HOB\&Q:T!:B3 +OSS#E8=6-306J\OVYV,7( J\XZIY@:+ CWH#TR -B*2O,#JVH9_9895XZ"8;%\RJ5 %MK M!'(,2ZL;%.K*:.6=XPI8:3KC5YX/0Q+?A: U8M8Z;KER$)MXGFF"IH"G0G3W M4AQL0MX9W]3X?]>3174\24.=W>T$A2[L*5"H+;$.(X^4$Y*!.J5A M\U99T#V *;=731*AOPUP&A3, LEUMH;JQ7T%+!A34!IE 581>^15XXODI=#= MW;9R>\QX_=AV,7=Q8(Q4!X#K"72B!I.+,[TQJ, M[R#O;E+*;0P?A&1#XWFUA6Q3+/)+M7AL=VG?^@^#:_)QPL-4L&5F7'M2.A=K<(9CY[<:G_,O^\_F,YN9^, M%H>.CVV:!0J\T,HP3*23UCL#=)/Z)"JLM/ON-UC^EDRD2(Q<>>;W)&;W (31 M=%-*@T@+7/S5-)HG5,SW,)<.5G0WXUXU&)!7IM,N@U":VYP3G06UN40SRAM@ MH.(6(:(;5" 'W9T7#+X5#VM%^-O<9>]>WB56K.%D>IX MX^"9,]ISY%E\40WTUJLFM1[TW!?HE#FD:(]8J)+AUUF#67[;E/")DZDWTT_5 MM$X7$??4>@QMXJ9I,$@TF(%U? M>SO/I;' 1""P:\!%CN/NY;)RWYH,P:#!<,S%IGKT&SO3\EM]0_A]-*U?B(_5 M8E)'Q/]H3CC!ITNZ"1%?IGD\=#(A$*04>XWW2!!>X#U<0EUX0*2NRQD5WX3% MXCF2?I,X_&*RO&D?!%0..Z>( (#$PZ0WKBEEA**.5V"LY> LZ0?1"SU*3]&[ MC8RY]?R\$I%X<%"$@KBS0"N\+XT/V]K89S.SWL9 J/2\O/N9_-Y7,U&<,YL.A\VM(_CH2/Y&.MP2!YQ-T MJOSJP @$C)="".(YCD<+PIH94=NCV$7>$MA=5O%$F.26Y(WPY2[E_075+M%V-X1^%?D7MZ"7(O9\XNZ77UUZ 1A5S@@-.3%" M<66;>3 @NB<^RYU?O;5 SN17OPR07#:S3]7W:K9NY5WP]M%@J."D#K:&WFN* M.!=->AF$/4<%YL=.> #OB4;&6YD7W\RM_>KT]@2:T MHJZW* J4IZ:7[=UYZ[BFB"&*4L_@\CHHRFS1*%%1 % MWN4G$W4*0'*OV2W6ZJ!Q'+6,:@A& $D/H6@"5Q"!FG47Z6#W[,E$VA&#;+=5 M\^6JOG'8#++%]GOP^6"M(C)J%(8!90%G7 OL>G *27.+> MY*S9Y14]]>;^\%S0"'(*J/0&UOJGY(XWR) (5D%:="*9S-.AD4VR3>J8-M)] M^VSP% +J"'<0Q5V&8R>\;N8D3(\B,X.]P(DEW!.17%+^L4!#';4PF:WCL'?C MC^='73W,%]6K[(GNSPA-E,9D-EH\;U:Z#_-9?;46T8[C^[K)DQ9UC1-\&?!; M@U#:$P2U1-;%DZD&N/&YCYH.I 6ZX"7<.LH!-B^!+\DZ?BP=-C*<:2FH)P)* M1Q7T@C3S8Q(7F-,^.7'Z@E+.JM5K\0F,0,\E5Y9[A[C'$.)= &]MAX[T&3-1U0[WST-X6!Q_X-Q M(PU$66V&%U=+E)YHZ QB7EI/J=$*BSW5;0^#_V Q]0G%W0>*7&)UH\4LKDZU M3^^FE$\+F\.Q)@$A6>=3%<02(K&3D;=R3USANPM[L%#WA,).A,JUY*Y'R\GX M J%OG@]QB7+604B%<\P:2&$3A(^HT+3 M(W]Q71&[EV N9;0[62Z7E7W%XA] MUR)HP@4P=1%QH^/"YACP^SW*:=1=\(,9* 87?#=H\AF6]Z%B^_"Q_8>Q;V-6.>!;4C/:C?_SJ08+*M%4K-SS6BY'DU7S^]FR_5B-!M7O\?A+/ZS MF*SB[-Z?"(!(V7VPRB@AG);2:HNP,E&VU'-%B%#-0-]>!S<7.F M0&JII++48B&Y5*B9BW)6ENE]G%A.;Z6? *';EOIUI'W$Y[@D85\JY(/I:5RC MD^Z^^ZA'\?&'@\-Q38-&(J.LA810CMENH%(#W;V"]W >I]V GB>&HJ/,3!7W ME>D\!%77]' M]G+5OAFCHVVKR)5@.^DNK/P[YS 2+I_DB+BY' MY7KDR>"HB&=EAJS15A,L$+=P3SW>([7X<(X#O>2:!H=! RW[J8WZ63T\3*:3 M3:/_GJR^O>1!.!6(/>B7!N<98%I;AZ1DT%JMU'Z!8Y;E=(PJ6WTO3A:#!B6U MF<[1R9R,5DO1=?!6P;@>,":I8)ASJ35MS &*>U/FR:(D"LV+D,C?'#Z.6%'G MI+\R=:^C./X^JT:+677_<5$]3M8GLP^]?300Y:G$RFML+8NG52"\:&9$HW9< MS@'NJD;B1/C=3I"A((Y8:4U\L: WR'G'Y6Y>&@+9G1?)CXI%\*(_A+FH8:N' M:K&(#)Y/)^/G30FOY49&=12!>IPO5I/_MP%OYTY[@C>7=A6< = J"2F&CLEX M3%/8-HA81%LE.LMS3BV"5 /C6P3C3FU6IQL&I9G1&'E*+"(8-[6.MC_<_VN]76_/KU27=!,( M(4@Q@$!=',D*1*AJK(.:"]]]E4KN0E\$KP;$-MOM53\,/RXF\\7_1,6P!T-S M#2$8YCG#2$D"M3,<" 8;6ZL6B'=G=_(@@"+87:A<XV9F.[W4\DC%HK@YE# 9B/7[A#M-D?J>(0Z M1:*WSP:*<3Q7D;B+4""4DQJ#QA9CJ"7=C6+)(Q[*($M/ &]D+S;K19WIZ[J[ M\06#"(AI0JU&CL;3F@=<*-1<+ADE>V2O3^ZX702-BY5,[D7SO^.$5M6LW:KY M\G P'CN$ >!8:.6U@U8U!DN#1(\Z/^G+%Q9!N-X09B/&YES_;3Z-L]_%P+^P M^]UL7#/_W";;LHL@&%5(&DVDKQ4+9IAH+F ,QZ1[6F#X:UX;# 1L 4$J'^:K MZN\0E<-<09![Q(V5#+LH/FD=H?42P21C[>(SBT%M\! 50I7E/"ZIT#A1EV0D M'N[0HHZ9'BO*Q0M*CA"5EM1(':)R&>J MI;L^B[&L6#IYX>+GD_S!<%IHST4B&#/#. M*6!$O4]) !3GV&1UP\]J].Q@K;@V^@681C?[Y3';Z&YL/8>PBSS_K9I_78R> MODW&PZ4/NCSA65VUZ?F_)_?5+C/Y/T?_FB_,>KF:/U:+4V;8"WL(F B*/-# M0D^5H1X)2A6K5SCGK6R5^W"@R^S]:_#37/3S#[.)VOFGZJEVZ9U];<1ZMNAR M_]X#5(YYK+WE BI*E'1:[[ C=7SCM>VN@W'A[;UR=BS+LZXVB2U>EI/1M$W= MY[?/!VX$!%!3;*CRPDB*&&J $(CFS.MQ6=70G"0X5#"Z)Y*#*F[;6;X>X>G2 MP<>>#XYQI[Q%"&CEJ($R*J3[.4&ERCU+)9#3?#B$?@WI%W<**T7H782];*:_ MK,;_W]?Y]_^S7#TM:FF+S4^UI,5K200LDL,)J#IUWA./= M(.-:9PM*.IP(['F?^0\G)/_^F)#\^SA("2CFT$"@F%&80=L,DGG4HQS(,+&; M:85T\?R'$]*'_SDFI __$PAWQ .)-'9,.@J$16S/)-LCP':86,BT0KIX_AW3 M9:GI=%.P;+.&+T_FRSKT:.!<8FP]1 @QZ#V4CN\'";WFG84T3(AA,B$E J3C MJS6>KV>KQ7/]=O'FEUJV_-4+MOLX_/[Y@#Q?_A@<]O$02)F(^W0D&X78PV; M )#NK]DPP7S))-@9@HYO6N,F^ZZV[(T/62T./!5@/"D)[P$D@CBH# %8-J?U MJ%SE]/IJF\I^(#M$?W2Z"JYV39U4RXWE\+C@?GPJ4$HM$J+.V<\-Q 89W=#1 M,]'#:VFX&@1#"JX7.AE,U3L+Q?LX\RD\Y;*;U"R]^_>^%,]/!?RN;:+>#7!O MR?E4C>>S\61:UPZ,9(AOX;X8YL?%_&&R:LI'[1I^F9OY;!F%?Q^WR/LV)NV! MOC$@X#D0!'N'M(X'46 V!8WH%&Y@JU\68;!>#_#S:7$W!4@S@5V?.3\6\,T.?TUY>2,)\ZAF2PE)% MHI[--<0(\08@#4!.CX6+[.@YN7%1ROS+ ,T6\MHI>;H"AEEM.33&8@) G9.N MF0MAOE S>F(YG;SDH2=Y+"4(F6^0+4G5QRMJP-(*7#:X&;# M%5X6>.;M"/3YE/F70=%19OU2YD.#8G_Q#&ZA !Y)8F1#3HGZ. UF2IG?15K] M<-#CP?, MXO!UW%F,YMP([J#>+RX,NZS%92Z2<#%'O 2PWDI6#( <-H)9[B$A'DJ@U:X0 M*544LW*7^5+)=N9+\]KA4KO1'-1=;?HOPUF#=QEQ?Y-P-YT]S=(?EM=*F-2X)J3,\MMYL:[F?NS MQF@]67ZKAWSW8*L_3NU,9]L&;"724&M+1#QD.R#CN:"9,Z0]*CLD3_1:,I=2 M8IR+5QNWG;,[UJNG@F'U/;76JK:UQVDXCVTS#^E[<"5YXM52N=(=S5RLV+D] MG-J4FD>"D!$& 1U1&DKD-1(:[F:@J9/=S\[).4&8[!&5,%B@IQ=IY MY1VWF!'@$/,- CR>"SN3*7F&TU+)-!#4NL&LP^##P"=#YE\[$FP5/BL=$1 MJ[@,(V, 5OMW0N(>I_#TN4I+94XB;/.M-ZMJ$<]^YTGSYLE@N4$0<06Y!Y@C MHDU<47?SL<;WN)O]R]B!^T&:=8'9#?'47O3#]&W_$Y">7]W].9O/:NZ)9)J,:_V,O[G_7\<__K%;? MYO?M3,D91Q&@5\;'FN=(S-J[RW_U ,CKF?]\%F)PA'I>E1/H\KF:C MQ63>)AW2ZV<#%IHZ :QTT$E%35R/T1X 1KJ7M!LZ%5)'.1[*:M0#D$%SVNR& M]?ML^52-)P^3ZOYT3IMCSP=B(*;6:.PUQ_+M]7U1NBW? M+(LAA8X;(+$%%,1?!&WFAF1)+L+Y&) "J5_QRMMX*25WG!ONN18".6(:!!S# MW>\1!DGNE&FU& :\6[K$!LAY7N^%-LX,,XZ4Y\W,J'+=#P.#I)/*0XL$0-WB MK;0AAG"I29R:-))K+N1^I]2$=J?"('FI\E A$5B%WR%RK* 3=3(O%IG-E5:[ MDS0%1O;(C9S<+3>SX#LBE/>NY\OHS]TX=UO8V7N9GUH$!C%2#"MA'4?>$%3' MN^_F%Z'KGCLKN;-MSET@!5990X.:^Y<3#/CAN4#J5.!Q*8O;6F2Q ,A(U\Q% M.M#]8CBY4VT^N?=!*)>TZ^-MW(R6'ZO%YV^C1:7^J*N7C4^]^L>:1)R\0!$@ M0PF/$W.: ]S,T)D>S@')?6'S<2 16->B@QXM)^,+N+!Y/AYRM*=2,Z4I]T!" M;?!^DW-:%&1/2B>F,W+O LRUA&XGT_6JOC%N+?9=BZ M%E0I121%7E"&H[:S MFU^<:P\?LN$R9PXM^&[0Y/!6.'F3/_DZFSQ,QJ/9:O^ NO_7>F<%.WV5G\'3 M((./1=P,UI&=S_\I:73F_Z^WO5T\EVHQ'C3>IES?>1/$EF8RKD]X3%[4/ M!"#NF/.8@3I=.@3*FZT_CP 9H/N)C M<>"I8("D5->>> 1X)2&W9A=_P)V,A\62O2L227*>"IUVJM3%@MV.Y^CU^MM' M@F6:&0*9L]9(#C&.9\)FT(0Z6*8O12_XYTFAN!$Y%N49<17Q72JVTQDI7]^C M/(UFSW^(B_'5@[*9_O(>HF$C //2!"((D9A&"7WHW[.,N""CND ME71R:/I*^V-\IJJOQ+N)^DSS .I_"(<"4(U5Q QCWH!E/.Y>RSJYAT):.:?% MI:^0U?+'01S=7ENTBKAPZXWP&E,(#4<$:MOP4S%04+&JM")- DP9KI(^*9AVQ)'9WJ6R1<2=(QKK#W[>+;7YG MLF_%/)M$)?-OB_+;9%'I;%*K)BVOKPZ^-W#)'5 ""DX(!EQQTA36$*#6>-*A MS_DON?I&LN/LP77=_#Z=VM B,400!$AA@IB2KT47-^*2' M[=DR7'ZJ0=G2#TZCK4 KLOY2@'7;@O+BL:"81%!2@)6#4%N)C+#-2*B0HK7$ MATLY->SZT!Z:Z_S_%D6YUZ>LVXL#LXH#RIDES)&XJ2-!68.6][#]\7.X MQ%0);C4MX4R*?!NW:_54/].5%Z+ZR#ECSF%OF3=$<6V?];\.SJW#)8DZ M/]&Z@3@>O6:W_UH%<5:KK%.QTY/%73VD.K]6%-=\7A9?%_/:+G0S^SR;UEY$ M41:3.N'6.H'57L+U\8%@O71*&H0PEXY;9 E1#7I.B/:*TG#5#P:FX!E@;7NI M\F->9A'N(IXM?]KB>W&73^^JUKJOF":BP:[^3#ERK_D MY6T^G6$C)/ZLA\PXN*(^685L9W\@8>K$C"F%$]%J#\QXN/%B ,P4%@@,=+&(1TW M \METTEH:'N;QX I^\<4XZD(=1;C['YS.CDHQQ?/!LVIXA S@175ACCO7&.& M@]B:#E&.%V:O[ NB'B;DG],L:F0/T_QN6=_LB'GYJD7P5%,&-?>28N"=C3W? M=%ECUWZK'# -_BC3LQM0_9%7GR+ \_C?IRBPI\73U?T;,_P12]O)[PQ F]I_44-JI+=,NRB.YQG-.RB> M%V8V'!O*E@SZL\KO;F8FF]S6!,ZOZ_"-J_MU"?IU>M*;V7[&G/2.0"57E'$N MN(0$6JKYYF(YZN)=UJ$+-/T-"5U+1OQ1SJKJUQY4FRXL.[B#!H<;!N8E(X @ MC*42#"& X6:_5[;#_2F\0'M?[WBU%'@\2;41]Z%FP42-'1$+!68&:,48=LWM M+L("MO?$AQ=H$.P9K;%489-5CYL;B=I!Z&;V)2OCGK8.--BCS1YJ&N(7ZZJ9 M&#OK=%R_ ""-/11KWL%>C"[,U#@08A=X7)HMYN<4FW7JQ-",><9-YH%40B*"X7UOI.>306*D= M:+J.G6A?V@U=H*VV7[">Y3Q8JK)7Z;#&2/XUN_V7SN()X&7H_/A?-(_9]"&O M/DRO%O-JGDUKCY;EDU>K_)1G3PRV3FWX:Z]56=;=KMFE?SX_LEY@U+^S\KG2 MX+X=I//+@_$*Q9V8".D%8XQ:7=_1LZC#84BT/LK<.Q!RMX_YW6)27WL=&F:U M:YP'4X_U]8U@"0&&(Z88L@!KS#63*QR11P*.&0:T/T79B)1YO?N>">QLQ+)R MI\>&+$<5^[DCFGCK<^#7(@!0LW03GXU/@=<1(QUP'.U, MTAJ;Y]%%;76233]G3_G.T-4A/Q>0T\PBS!'TD&!BI *X0;8N()AFS'-'EKQ> M\-(!]IVZ_2%\'LKN"-K^#1A['J:ND\CD+PX+.\._#[8)!BFN09THT'LFB;#< MP&:,Q.&$HL#3$/7KE. ] =O:,?SYP.A^1'6FJ&HE8V\VG[UM@G1U>AH(+=02 M. VO?I,>''D0P&P:=L5:$Z[R:ET6=47W9^S\C]M7UW_X\N"KL;1<8 M,9PQ(A233D3-%"JS&2OJ$HDTG%DMI96A3W!;K@[;NO#W^+/\3B_F?TZK?#Z? M',CQ=LHK@@RO=S\JG.GZI MJLF?U5RO\A_?EC48YEGYL+5VZ+%-XR"C78BM=](7-N[/BP.[4N_?"I)@PRB6=885(9V/NZB-6$T!8@!9W^P> MR%K;GM;#13-<+JV["R 98N_4@K<.]1]QZWJ,^Y/ZGI?90[X^$^5?HI*S]X)J MO%Z$.J\$-D9RA3V%5GE59\%6D!'$K,7MH[6&"_Q(>"*<33"CI@+Y4%6+_,XN MRMKW8CF2Y:"K+>?_ ZF-3GU90%'C]Y)8 (R',BX9IM;\5\L&=1V\FX:+"#DC M78?&-YEE^<"T\[/R/B_FBS+?S+T!]8TM7PM:(L$,YD@YYZWF5*I&A(@89UOS M=K@8DX27V<$%<"G$?F%E'?QL^.9; 0 JJ$*0(X+C\1I:Z6F#J82@O??@<&$Q METOJKO!?(*6'4I_[Z4%P0C(I-!.><2>T,$H06J?+EEIAS%/,!/1;T+]'H5S* MI'AA&#K3I#BR!X'4AG^BB8WG>@09,A(T]X8X'F':1],.%T%UN9-B&*$D,RD. MG::;09[=WG)21P(0EFD4-5 ,H7?* NY5(PV%=?M]8\"$50G/D7,*)YFI<@"# MU2UJ745K?6-V,ZM_-.;5TK%="!P@30C0DBK)G-.8VL:-#2,!VYMX!DP$EO#T M.(]8DID8AU:'+;:"<^TB)W8E(.J ]8HA)Z"GT"MC-DL5,"C)1&L)3Y3SBB>9 M"=/E!F/Y2YO-"N P(P")@BC3OC&.X18*#MX9[[? M^8XMG4N9+8=WUS,=Y[MU+ !G))560XV@ALBS9^<[@JQ-,E_@YAB4KR<;!*_SFA 1%5,7,\ANYXMLW0Q_EC/A^DY,)C3@VP6"F((M@;598RV2%!X_N= M^R@B27XR+/^H3U<;=\F#QX:>/A,8D)Q+AXUSCD-F "9VC22-"TT'3>C][KQ7 MZ"^*Q-?U66>0\)JW7PG8*D,]8992 I&AF.LF7(G&G;)#W/-?\FI[,.239W!3 MKK*:EXOEY51-(TA@2+9 M)7'P^YWVF81T@7;27S6WD0$J840)[:8DPK$&9 =0^T=* *6=_ M"ZMG-T$DOV.\=8D<[>BZ\YN!4R6,%-!IY2AD D#86 JH_%^>EG%X]Z,G&<&*H0%=UH;XUW?7:G; M-1ZS:8W @6S&>]L%:1AQ3F'@L7/ \CI8IP&(>3LF&\^4W?AHBFPI<-$7KJ/= MZ_W:U8,Y7[<^'P 5UDJEG1:.,ZEL'>BR&AN!!N*T\PWW)+?7=V$](O5[L>$\ M+#B0PCUNCO-[UQ6UDXXU1&I-[CE-XDS>P!EK&$WJX" @"4:1+U.*X1]AX3Z4PS%N)@>Q?NTTU'%Z8C M=,$Q&=//!:21K[W7+:?U9$/Q: &@DJ!!5G,,T]9(6K)DC'SR[8!]IVY_"">I M/ETP8\_$U!,J'[S-"B]\5$&)PT@Y*0V$2+A&-Z&0X [^5V-HG7'-6"TR'2Y#_A+DZ1/, *:^XCK:83JYP/!8 $( 8Y1PITP0@I(-N@IE]#J-3SAS@)I6BO8YWQ^=1^' MV'DE:UX4HKKKF:*:&^$54TARU-R,,:!1>TM$[^>!5%:TEM"=RQFN]LO^E)7_ MRN=+%[ZHZ+U(6+],(!.?SR:WBTD]\G>?N?V*E:<0>N:,!Y0B)3V'BE*',=8* M :.."LQY]YG+ P","PP4!R0>Q3$0EC8X0HE'+=@VM,_NLYXU)1$%=LU@"@&&P?3GV:#R0GWWKNK MHD-$A+3"(,.H58AY346C$QDK.Z1LNZA;J*-%O M5F?6ZZ+ZER_S.@XS+_-J?AW/K4,<^H[]=L#6*HF$8 109!0GGOH&QJ:N.,BV0;95Y(!@R*X&0 M4$HIL#8"R36.T /=OA17>K;*HRDSF*WR-+#'M%56Y?P%P^._7K,[_BC<%/,: MA0_3N^)[<;?()COLE#N?#1Y*+80R48>'S"GME $- ,CA#N45+L56>30%9OUB MV5(5;,>+?Q3SQ^M\LH2F>BR^W<=&%?/^T]F@DIGU@T_:8;_64,NAC(/@(KZ70FU0,Y:X MX;:O,WXQ8;^GJA9]X)B,A>D"[I(D-Y))2!@U'#L.. 5X,]N$X6DJ+!U9,L:E M4CM@WZG;'\))Z4N_ 6//P]3^ O%0@WBBFRN$,.CLNZ CU: MS$<&XIT&:S(+7()E%#A76FC)K!;.6QI58*D:6Z"G7C[DD^?P MVZRR@Q=)?UMV6SHIG8M;FL1Q;<",$]"L"SCN>^W/N2G?0H[.YI[@3Y[2VYP1 M!B\Y>_"C05DOL1!*4@T5 )9HMUDXC%?M;ZI2SI(].LG[ED/;T.FV_5_Y"*CY MQAW@8-6/(3\7"+9.8>8<\L Z (4GM $+1?1:DS;E$LBGDC8A";2DZW8?CD]1 M;$^+I]C;V6)7G/\1+8/2P$HE+3($ 5]/..H.@=DIEP!N0Z+^P>S*AU_Z MD?TXG@X[&X;8?^TU8\JZVL0+XQ%3K = N.Z0.23E4KB=V- 7EDG%[U],[69J MA'=:2Q0U!H (@EC8!F,-)6K-UY2+U+;5VU(1P\53/?'2S0QP%1<>A(SQU'IF MN=*--.J@B=:3(N42MYS^^Y77ROGE6/N1'J(P[FP9E MF-982,?KM#2(6.\;FT34>SJDODBY3&Q'G;$O-'NEQ&(R+Y[BL>;;D:>(G4T# MITXS&H=! '%Q#XC]EYL=0($.H3PIUUWMCQ.=X#Q7=,'2-617&,&Z0SU\]W$V MB52H5L4*QOW:N2,EU.UM/LG+36J=Z_S;HKQ]C(*H/AX1"W%,\X Y UAX19"V M&&N@?=3B:)WDDSA(Q%$AI:./_E 0PZ&F07)K&$1 2RR @!A18]>CCBB8,6,/ M]\8F]"O"U]Y9_:*4=@*4W6.M+7N'_ $/MPZ&"A-W<2FD!P!P2 #6C10T,>TS M! \<@- ?"XZG5TO01G,3W=_S@XY21[4/VD-GL+'*8.\M9=A@VHR="8,2=]KK M4[JG,:<3?G\M#J7I/9<\=5*CS)=R]E!F3^KNGXMJOMHS6Q#GS5N"1I!P1"7G M!C$#B8: -#@ D&*J\#,I1%VA&\TSHS[#O.WV)CNY>IHMIO.]OG#'O2'4@0 < M.L>I(J#6!*QQZ_%[)'3[#.08-2IUA8#L3;>[LHMSXU:W<1(]GS);&P7E- M$;5N0Z3G8C$F6[HB=?X>J?#'-)DLWGB]949N_EP^T4W"V MORLHQ8SAR\ IK#X'$S*/P M('-:6<%X/,"NQ\P0;$^:P3QW?^M>)@6]\5M-IU' MB.KMM.[Y;%+<%@.;H8_JP;F-Q9M*SL>8AM\^'$P=V@L<-U";J*)H!X&A$AA( M'?3PN*/DP",[F+OFEP<#TTH;KZB 2 C/*#/$K49D-7=@S-"R_0EH.@CCS?3N M@$#2!ER358]J>E?_K[Z<^9Y-\G65\CV$V-TH*,R E$PBA["30#DN_!H:PRE( M-[=U2PG/!D)F+"WAN?S@]JYO_^D))2-/?VV(9W^L'8ZG?> Y,A0RWX!OA*") MAUWW08&=-2)'0_.=?[L12]+Z>VFTZ\4!Y^.7&_50YLN%>RL1]3&6D4VP2/ZYZ<\JQ;ERM4HJXI#JLR! MED%!ZI7 WD20E*(>(64WXXTZY(CVV'/H,_W",UI:A%FY1'N^Z?[F+[:H:AT\ M#N1PJH3CWQ($\@AR)ZT /BY1'GLOUS@X11U+6V7I3KZH3IXZWQ,\V"9PYY)K W1=6(PC UM4(Z[7ONKGR'5CJ&H,P!B?]W5)SU5 MIE_Q#KCLG&FY*:;9]+;()A^F4>5;+)VD#^@QVUL$HH"T6E'#+ 16:0E8@Z$# MN$,>J-.O",^BO_0"RUABORFS:76?EU74XE>A,\7TX>I^RR"J.GU1M?U7!W>C M/C\3#! .&!U/!,)+ 2V23#1(>J]IXII/5W[,DH/VG:SM$4U3Q;IDCIYM_RSF M^W[W83K/I@]%W$145>5U4KA/V3]GI9EDU4';P/%O"4X[CPW#F!' A 5" M1,FL<:"[H3Q9GVV8&@2H RS_T_*I_GB6\*1#C!'/4\3J5X4B*UZVR# MAP!6)+^#]B_YX]G5(Z+O3$MU^[LX@IV'6%?SQ[Q\T_]#AH8]K4(<)$3:&FP) M1SHB2EACO?',R 0=V0>3Y&PHU$9EQZ?L]K&8YN7/J/O5=T3?]MZ<'=LT<."0 MQ)! YI#@AE$(&K4A*A-FS%3^*?*D/^C&(LO'/*OR.FC[P].W%@ MQDH0E4_FZ] ;XYUN!H2]:Q\KW[OZWJ=T9B-@-=J5;3. /Z.&4F[K?K54(/;= MU1[YBD 50A@SXP7PF$,J/0<- M2G5 +[S4[^L7.@]4 HI1+-N(-$S.BTWC2]E_E0LGJKK_#:/7XYJJX^# M7F:J^+G.<.QGY3)+C%K<%3MS?Y_XFA 9#KRQPM%X8'6**JF;11%I2]IO(,,5 M4NLN^A&0&FM94)/)[-_U*A8[:V>+K_/[Q62=Z:1JAA@YO3R2/@]U;^;<=F\, M1FI'C%7"$8%.?54PD'"/*(Z3B<0]&2!::VY+1.H:K.V#D88K MA-8?>09&JYM*$SM79]N:WO[#5>=JA\># U5>R;X M[/ML3$"2FVF#*+:$2&\,-WUCE,":DO7_O M@(6H>A/_0"CUL 28;'*[F"R5AJM[,UOFS:Q_/'MZ*JK:IK]*0'K$(G#DFP*T MM0^%(@8* 02VS@FT'B)AV)#V1$C9.CD.6F,0(BY81;G\?7_4>/W.H(S&'#&D MA$%*&6.Q:NZ$"%2XPWU'RJ;*L7%+(%SMY:GE4SY_W,JG5N\)@ *@&6=00,^ M0RC.H 8+[U@'/\F4;9YC8)70G=G'(OM:3%[4'VQW;[9Y33#(2\VO5[,-3/$Z7!RHO'=,\ M2 45I$)X#93"!""\4;4BGKI#"JQ+L"T. -%X(1F_[F^?\[G[<3M9W$5U:3.L MK]6\S&[WD>24UP0FL(92MC#2&@V)&PI MG$9N;Q=/]8EK619LHR2W/))L?UF(:R@N0PX(U*AN+$,OV6U?*UV^#@#,6%6K'Q#T"KW\= M(#::0"H= 90BSY@EFYYK0#NX_Z=\F]8!@@2TB\_[O;OW-@PFGKJ,%HBY>"0W MV#.KU&:T!OGV6D/*]V>#@), %9;:&UL[+UK M<]RXEBWX_?X*S.F9Z3H1UI669'_RU_, M7XV_@#1?%YLLO_N7OWR[?H>N\?OW?_D?__K?_OG_>/?N?X9?/H"H6.\>TKP& MN$R3.MV 'UE]#_YCDU9_@MNR> #_491_9M^3=^_:/P+-%]LL__.?V']NDBH% M/ZOLGZKU??J0?"C62=W8OJ_KQW_Z[;_689A_S;\U]1][QW[TSK3>V>:O/ZO-7P#U,*\:VQQ&^H__?/7Y'W;S:3,(@M^:WPX? MK;)C'Z2/-7_[G[]_N&[\?)?E59WDZ_0O__K? &CI*(MM^B6]!>S?;U_>GT07 M_,8^\5N>WC&^/Z=E5FRNZZ2L/R0WZ9;":)YV7Z:WQQ^Q++_2IINJ M1?SZD8HQMR\:R3>Q+QEG_I O^H^R)Y^ M1GX;XYVH'CPX_5FG^2;=-*+Y[-$@V_S+7^A7JUWU[BY)'E6[[N^%V/7@)X5$&S&&,=13,(H-J-@U3QOE>;OOEWWUIL? M*7K^7T08>,UMF5;%KERWB8D"8WFYQ?JO/21 ,8$&%/BCA_7__O-O>T^>L5>L MC[T.#9C;I+II$'5.4V1F\%NZK:O^)^_83]X99I=<_^$2.R\)+=;J"&WYV;(" MHBB[E^_9.X+*-2C*35K2PJ;_HZ1<7PA$]XG?U@7-UH_UNVY\<+#<($&V,S2,Q DH#WBI"Y3?"3\N* ^LLQ< MDI\TNUOAXN$AJUE?LD+Y!A=Y32W3WF>65H/HA29Q8Y-84>Q8AN.9IFL&K542 MA"2&%UJ1*C/ZVM(!.I#D&_ ,'T\^UT/KINOE-YWS1='[#-ET-+_0+NIY(TBF MU,S*O,H?LL:9TTQ24 M9=1SNIPK)GFQ12J_?)/F5V]!O+,U_M M=Y&+D[6?.A:74/LI]*;0\ZZ)U7Z#P:_)S39=F28V X-$C@G]V(FAAPRC-V*Z MKBE2VPD^6G/M-J"A=0+#PRD\LCSQ%6$:*1*3:WYVM!10SWDX4R!)$K:, D@6 M?*'DI>'3A:JL]P:NUVF>E%F!?F;5"KINA S+#6P[=FR?UDR#'>2W(][^!3O?PMEBA9P MBH93K6 T;0MH">-]*%2^2/PM@M:E5;'--FQ]!*$=Z9H-1K+&9V!H&3@.((0. MFQ\Q7=;D6E-NY-L\=>(H ]I'^O:X0 _L4II02-]E/9F$.>$^OSAIRI3E%"$G MA&4T?_/KRG@7"H7OTSA5Z23,1(%+X@AC#T$S<@T_)*0W%F,8C]$53A/S*,NE M!*R41#EUT<"?$GV9K'8Y38J Q@BRN$R5$77B@LY(<<*C-)^3DG8;"XB&(:F[V"(?!3U5CP#7EIT(?M8?$( M#2<:PAC"YF\!H] 7:EX;R5'=#UF>OJ=?5JO <@+30HYK$(3-",9D:%ST/\23 M&MGE?_QTH[L,$VA R0[Q"I F.,RKAR_IH5X>JO2.]PZ$\(SYBK.WL'%?"0=. MC?W*C.Q;T4B^B'\<,WJT>,1 MTPMQBOC40BL[8EK10YEMZ\5++L[(A#1MRQ )>?B%HM='3" ^IO7[_'M:-2MM MVJGJE=DL'$"VBVE9@TB,#*^?HK9-#PIIA,SS-7#MW<4<@6*_$!P!,L326+YQ$8_HV)RP_" 7QBBOS+2WG.0ID5SCO)R M1G7&\;@,W1GI0Z'RS9+KY*Q"FSXRB'S;M@PKB$T3VOTK+F*[-96+$NC1*.9'KRLS3?^'HMW!SLXQ6+P[[1#]%T&_^34U5_>FV M,S+TA:((.0$,3>P9*#)\SP^AW=NR71^*[5V2L:"YU9.?CVPAL6![ER2+K_'K MYTET&K&JV1+Y#M%L8QM'>3DC%.-X7(9JC/3AU5:?\8SPZLFG^CXM^]:U"BW3 M=PTWB+')9BL#G_C]H*MC$"2D(V)/UJP?WW+Z!OPH,[9IJNF3W*5Y6M)"@GV= M;!ZR/&,TU]GW%*126B-())_&Z.-03%L:'."B"&O1DV<IE1F>5(^-5/!'RD[]"\I4]32W?N<-N.TJE<0 MA;%CF6%@1<3PW-"PG7Y9N(-,%XOHSIPX-2L8M M?Q.ZSS?N78'G[H#>GVF57&-@SN2$);P.R\@NBV"B6%YCEM:R-C1GFO=#=ND+9IGD(4&=B/#K94U* MM"FDOG@&OW2H_CJ']K[BYJ)NRK.Y),T;X<51O1K+BKKJ>N4Y9NP'/HK\F%A^ M;)NFC3O#+B8&6M7#\= **J>+YH04Z,3!U1=6'FP/ZMWIR]O+A*NJ4I5RK:?8 MI(5EVDQ)T 9Q!5!=E]G-KF:G.X"Z .VV@:75F*-*1>Z8+$G]U#@D7+@)%3PYC0VO7>_"J(G= DV/+B M((I=%X?(AH.^1A"*E'YB3YZ@RI->I,Y/#Y\VZ6-&3(/:A>F'.K2$>NL9.V=T M1H[%9>B))/9C*],E&9"]-F186F)908@\#)W(<0*;!%2-@D&.8 S%EJ5+FQ%I M'5(KTX<[,&@5"BC9#T4.JN8J#-I=!/5]"JJZ.87AL;F6J@*_?"SJ%)C^7__I M[5[-P\OZ,EK3>#=XK^81XT6VC85)E:U7-,^3B)BF"PGQ(LS.M^_7>;LP=+G. M?QEG07/_H@$Q[A8>3J;XTK)^DL32\^O;=Z[ >RT"AT?&CAV28A#6BD0SXB'W@,)K5%JPFM#LYYT,,8I"C=? MG%3W8-.C YL. MUNLN0[-^:IO=9:Q__>7Z6[NBZC/]0OR>G/%1X).PR0,@IFD2@@R1U>8TT8_P7UDS!G-PE M-3(,\EQ+<\+C(_JB@I_YKY\9[4&A[FT1/Y"P,8?6ZV+77,GUF9G+UL=OY0I- MB+'G0A,C[&#L($C<'H5IFK[H:84J;6NNJP:X(!GP@L<>,*VXA@OOFAD+\3,. ME<:!KYR:,P3"8M^QOX<*!JS/KQML)HQFNW10D-,S19>NZ"RC_M+FW9&C&?6Q MR+^L9Y@\'R0]1F9D(\L.V7G*)OV&8*NI_W!@(2/D7VHG_FB=:TD&-+/MX#_" MR-DU(O+\+:,IC?+@U?J/L6QPUQ[K^W2SVZ:?;M'W)-LRU8Z+\CK9IM?I>EOWYGHV$E%'61N:M7" !?:X MA&Y]<AG\9-09^8HLDPIT6[3E!S1JG&DKD,71KM1:'V%1/3G*]EDE>W;!PJ MWURGY?=LS?9 W!X!47VE#ZZ._ZJ[1\8U?<>#E@DMW_=M[ 40!1U$FWY)1(1J M4F SJ)OHU5/S!(Q/%1<;J_%2JNB:*V$U54GI&0F>)7++T.UY7"\6T'+$,D24 MWM3[^K>[/H.N[00BVC+"C&:%^78->FCCA68,FWQR,Q&18J(CRZ$6 M[3G-T!D%4D#K,G1(A2.%\E=.5)/^5GQ/R[SI.B2RA?JXRH_KU:@\4]$B!FD))'?.\:C8#Z<+:IH1O35K'Q]]9 MY5,<@J7HH&JW7JFB%M[X-;*Y"9/U5S\76VIOG6RO=S=L.7K%#DWIBT88.RZV ML>N[7AP;!B9&W!MW[4CHTEM%)O7K8PNS763? P6'2)6II9H8\&KEY/0+*Z4& MYC7I)@^79U53:3"6HIEJG7JEF!HXX]_!5#X6)35_5*,=*X[SHB9&GZ7H6&* M?'FURT@=0_QW\U5L.U.=)=O?B[*^2^[2,%G_F6Y>5YB6%R+'A6Q!+8Q(C.,8 M]?9#:-G<=]2I,JBOR1U@!#U(T**!?W""JWIS-!]A"7UUAYZ3N;-Q5'8!E- M5;U;1_;L:N"-MZ&BJDKK$Q8CPR%1$+HT<;/CMF,KL&!OT8E"H0-3QMC1W UH MH+V[$6^*Z@GE$[NIN!33-VD:M2C:&8[.B)@*9I>A6TH\*=2_=Q+7;!Y? .!% M-F2;@B(GQ*[A&![N%[N[-O;$K]R4LJ)9F=K[(YO^]*>;;7;7748D)TPCN.23 MI6EH%!,E60;U7YCY9I#J??&]EL6KWH0IM8,72(B3%T_=")7:^W;CB6T,6>JFQJUJGNV/;1M9,RBOD$:PYVQ>3K M%;%7!X?B@P[E3&K&R=X9;5/-_S*43KE7+P^[T\(:SSE/[47)S/Q!W6?[!&,7 M00_;OD?, !G])FW7M!"7VLD^>Y+J*^TP\1_N)$73><6:@B&9PJJ'(ZCWTBSQ M'W^EFRVYHZ^^WF<5R.KT 93I(_U]PD^9_T MG[K<537]EZU-R/)J5R94VKJ_9$]F& YAT6?]N,_6]X"=X%@U,I/]5\H.CA$*WHS ME#*B^8K?>3@62S)[C%?@&K,(#W, M<9\D=$]S]->T?#@XO*BOO0/+B7WBVR[]?P #9/J#&"//%IHY&6%&L_HUR-[1 M/WP S\[?DNK[CV&33_$F(E),XF0YU'/2STF&S@B8 EJ7H5@J''EY>(\J;GBZ MYU_9G7 HOCZPU>W!M@T=E:G')7Y< MC_DD%2?ZS>.IF[_WK,"'0N7+I/[?K - #&SW_KW2#BZIF5\U5*Q1B M8@:V:<5Q;#J0>+[7KPGP(NBZ0FL951O7K*EM5?+05B6',PA7(.G!@C5%*[C2 M47D,^/1T5OJ52RK]V1 #?"X&>I9)"G)Y;NVDKK L0UOUN?=RE:5>'A4I[)IV MDG9;=NOSW\JBJK[E99IL&:Z_T1(Z3.G;G7Y-?JX\8ID!0C;$?NS1-+X ZLRB5Y^-?7OH5Q_=-Y /5/HLE"2V,Z\X<'^AW!]BPX>(H M<+T81[[K(Y]X]M!OL%UKE:=W["%?]2<0,6!<,A2T,O3*!\UY9$N_GR:/" 93 M;Q[1$,"9\@CSY.WED6?\:\@C60,X[)Y9(_K.UX%/L69@,B.IGV9.CK>K0M2J8@W_I4=O7WZYE6OI#K)-\T\,YMF M/EBYS4:)5C P#<]WC="T+ .[, J#L /D^S'AWJ.A&<9TJ]4.D-'"N98:!9\B M+N=U=&$A$5/6;N%)CQQ0Z*"987QY>MB+%13/0G=VO'SR:(DN9%E$U.16NZ!G M#>;9O84RD52P%$:6S+/K9;1':"F+:O0[^FKES43P0Z3FS[ M--6[%H)&/]?MFY[#M6IG4D!3+)1,H+HH5)089R)S9 +31>J8/8^2Y$JGFX.'BZ01&>H6 MFAZD7+DD^_+\C%_/\6Q1^PH%3F!&"!'LA7'@!3@F@_7(-(2N\59E4[/((X7; M<*1I/2_TY7-O!V+,]VZ3:; 0&#'W;-WINU7[RZ_J6IC6J??/EU6[%H5%W,!Q+,L);"NV MAJNY?(.8D8(M,.I!3;/]Y97ZC]_9HB$^^L1?0TPF%_]E[671N8]%7T3?KOA+ M^JM _,

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Ơ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�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end XML 109 R27.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Selected Quarterly Financial Data
12 Months Ended
Dec. 31, 2019
Selecled Quarterly Financial Data (Unaudited) [Abstract]  
Quarterly Financial Information Selected Quarterly Financial Data (Unaudited)
Quarterly results for the years ended December 31, 2019 and 2018 were as follows:
 
 
2019 Quarters Ended
 
 
March 31
 
June 30
 
September 30
 
December 31
 
 
(in millions, except per share data)
Net premiums earned
 
$
174.8

 
$
175.5

 
$
175.8

 
$
169.7

Net realized and unrealized gains on investments
 
23.3

 
7.4

 
2.6

 
17.8

Losses and loss adjustment expenses
 
88.6

 
86.8

 
92.9

 
97.6

Commission expense
 
22.0

 
23.8

 
21.9

 
20.4

Underwriting and general and administrative expenses
 
47.5

 
43.8

 
45.3

 
50.9

Income tax expense
 
10.0

 
9.0

 
8.1

 
9.6

Net income
 
51.8

 
40.7

 
32.8

 
31.8

Earnings per common share:
 
 
 
 
 
 
 
 
Basic
 
1.60

 
1.27

 
1.03

 
1.00

Diluted
 
1.57

 
1.25

 
1.01

 
0.99

 
 
2018 Quarters Ended
 
 
March 31
 
June 30
 
September 30
 
December 31
 
 
(in millions, except per share data)
Net premiums earned
 
$
176.6

 
$
178.0

 
$
192.9

 
$
183.6

Net realized and unrealized (losses) gains on investments
 
(8.0
)
 
5.7

 
15.6

 
(26.4
)
Losses and loss adjustment expenses
 
95.4

 
87.8

 
106.6

 
86.9

Commission expense
 
23.7

 
24.5

 
24.8

 
21.2

Underwriting and general and administrative expenses
 
39.2

 
40.1

 
38.8

 
40.4

Income tax expense
 
3.8

 
8.8

 
10.7

 
4.9

Net income
 
25.6

 
42.5

 
47.6

 
25.6

Earnings per common share:
 
 
 
 
 
 
 
 
Basic
 
0.78

 
1.29

 
1.45

 
0.78

Diluted
 
0.77

 
1.28

 
1.43

 
0.77


Significant Quarterly Adjustments
The first quarter of 2019 was impacted by: (1) favorable prior accident year loss development of $22.2 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $21.2 million in net unrealized gains on equity securities.
The second quarter of 2019 was impacted by: (1) favorable prior accident year loss development of $23.7 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $6.8 million in net unrealized gains on equity securities.
The third quarter of 2019 was impacted by: (1) favorable prior accident year loss development of $20.2 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $10.3 million in net unrealized losses on equity securities.
The fourth quarter of 2019 was impacted by: (1) favorable prior accident year loss development of $11.4 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $15.5 million in net unrealized gains on equity securities.
The first quarter of 2018 was impacted by: (1) favorable prior accident year loss development of $12.4 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $12.9 million in net unrealized losses on equity securities.
The second quarter of 2018 was impacted by: (1) favorable prior accident year loss development of $16.5 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $3.5 million in net unrealized gains on equity securities.
The third quarter of 2018 was impacted by: (1) favorable prior accident year loss development of $11.9 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $11.2 million in net unrealized gains on equity securities.
The fourth quarter of 2018 was impacted by: (1) favorable prior accident year loss development of $25.4 million, which decreased losses and LAE by the same amount; and (2) the inclusion of $27.4 million in net unrealized losses on equity securities.

XML 110 R46.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Basis of Presentation Purchase of CIC (Details)
12 Months Ended
Dec. 31, 2019
USD ($)
Purchase of CIC [Abstract]  
Statutory capital and surplus of acquisition $ 47,600,000
Net cash payment to acquire business 5,800,000
Cash Acquired from Acquisition 37,300,000
Noncash or Part Noncash Acquisition, Investments Acquired 10,300,000
Finite-lived Intangible Assets Acquired 5,800,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets 6,800,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities 6,800,000
Business Combination, Consideration Transferred, Liabilities Incurred 48,300,000
Business Combination, Consideration Transferred 48,300,000
Business Combination, Consideration Transferred, Other $ 0
XML 111 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 112 R42.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Accumulated Other Comprehensive Income, Net (Tables)
12 Months Ended
Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]  
Schedule of accumulated other comprehensive income (loss) table The following table summarizes the components of Accumulated other comprehensive income (loss):
 
Years Ended December 31,
 
2019
 
2018
 
(in millions)
Net unrealized gains (losses) on investments, before taxes
$
82.6

 
$
(17.3
)
Deferred tax (expense) benefit on net unrealized gains (losses)
(17.3
)
 
3.6

Total accumulated other comprehensive income (loss)
$
65.3

 
$
(13.7
)

XML 114 R61.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Investments Other Invested Assets (Details) - USD ($)
$ in Millions
Dec. 31, 2019
Dec. 31, 2018
Other Invested Assets [Abstract]    
Alternative Investment $ 9.1 $ 0.0
Other Investments and Securities, at Cost 8.4  
Real Estate Investments, Unconsolidated Real Estate and Other Joint Ventures 20.0  
Other invested assets $ 29.1 $ 0.0
XML 115 R91.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Schedule II. Condensed Financial Information of Registrant (Condensed Balance Sheets) (Details) - USD ($)
$ / shares in Units, $ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Investments        
Fixed maturity securities at fair value (amortized cost $25.3 at December 31, 2019 and $24.2 at December 31, 2018) $ 2,485,900 $ 2,496,400    
Equity securities at fair value (cost $27.8 at December 31, 2019 and $40.0 at December 31, 2018) 256,700 199,900    
Short-term investments at fair value (amortized cost $25.0 at December 31, 2018) 0 25,000    
Total investments 2,778,400 2,727,700    
Cash and cash equivalents 154,900 101,400    
Accrued investment income 16,400 18,000    
Deferred income taxes, net 0 26,900    
Other assets 46,400 32,100    
Total assets 4,004,100 3,919,200    
Liabilities and stockholders' equity        
Accounts payable and accrued expenses 29,800 37,100    
Deferred income taxes, net 2,600      
Other liabilities 52,100 74,000    
Total liabilities 2,838,300 2,901,000    
Stockholders' equity:        
Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively 600 600    
Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued 0 0    
Additional paid-in capital 396,400 388,800    
Retained earnings 1,158,800 1,030,700    
Accumulated other comprehensive income (loss), net of tax 65,300 (13,700)    
Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018) (455,300) (388,200)    
Total stockholders’ equity 1,165,800 1,018,200    
Total liabilities and stockholders’ equity 4,004,100 3,919,200    
Fixed maturity securities, amortized cost 2,403,300 2,513,700    
Equity securities, cost $ 155,600 $ 131,900    
Common stock, par value (in dollars per share) $ 0.01 $ 0.01    
Common stock, shares authorized (in shares) 150,000,000 150,000,000    
Common stock, shares issued (in shares) 57,184,370 56,975,675    
Common stock, shares outstanding (in shares) 31,355,378 32,765,792    
Preferred stock, par value (in dollars per share) $ 0.01 $ 0.01    
Preferred stock, shares authorized (in shares) 25,000,000 25,000,000    
Preferred stock, shares issued (in shares) 0 0    
Treasury stock, at cost (in shares) 25,828,992 24,209,883    
Parent Company [Member]        
Investments        
Investment in subsidiaries $ 1,096,100 $ 873,800    
Fixed maturity securities at fair value (amortized cost $25.3 at December 31, 2019 and $24.2 at December 31, 2018) 26,600 24,600    
Equity securities at fair value (cost $27.8 at December 31, 2019 and $40.0 at December 31, 2018) 28,100 38,700    
Short-term investments at fair value (amortized cost $25.0 at December 31, 2018) 0 25,000    
Total investments 1,150,800 962,100    
Cash and cash equivalents 9,900 41,300 $ 39,600 $ 41,400
Accrued investment income 200 300    
Federal income taxes receivable 3,500 300    
Federal income taxes receivable 3,500 22,700    
Deferred income taxes, net 2,200 0    
Other assets 1,600 900    
Total assets 1,171,700 1,027,600    
Liabilities and stockholders' equity        
Accounts payable and accrued expenses 5,000 5,000    
Deferred income taxes, net 0 400    
Other liabilities 900 4,000    
Total liabilities 5,900 9,400    
Stockholders' equity:        
Common stock, $0.01 par value; 150,000,000 shares authorized; 57,184,370 and 56,975,675 shares issued and 31,355,378 and 32,765,792 shares outstanding at December 31, 2019 and 2018, respectively 600 600    
Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued 0 0    
Additional paid-in capital 396,400 388,800    
Retained earnings 1,158,800 1,030,700    
Accumulated other comprehensive income (loss), net of tax 65,300 (13,700)    
Treasury stock, at cost (25,828,992 shares at December 31, 2019 and 24,209,883 shares at December 31, 2018) (455,300) (388,200)    
Total stockholders’ equity 1,165,800 1,018,200    
Total liabilities and stockholders’ equity 1,171,700 1,027,600    
Fixed maturity securities, amortized cost 25,300 24,200    
Equity securities, cost 27,800 40,000    
Short-term Investments [Member] | Parent Company [Member]        
Stockholders' equity:        
Short-term investments, at amortized cost $ 0 $ 25,000    
XML 116 R95.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Schedule VI. Supplemental Information (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items]                        
Unearned premiums $ 337.1       $ 336.3       $ 337.1 $ 336.3    
Net investment income                 88.1 81.2 $ 74.6  
Deferred policy acquisition costs 47.9       48.2       47.9 48.2    
Unpaid losses and loss adjustment expenses 2,192.8       2,207.9       2,192.8 2,207.9 2,266.1 $ 2,301.0
Prior years 11.4 $ 20.2 $ 23.7 $ 22.2 25.4 $ 11.9 $ 16.5 $ 12.4 (77.5) [1] (66.2) [1] (18.5) [1]  
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [2]                 421.8 416.9 420.7  
Net premiums earned 169.7 175.8 175.5 174.8 183.6 192.9 178.0 176.6 695.8 731.1 716.5  
Current year                 456.1 457.5 447.3  
Premiums Written, Net                 691.5 742.8 723.7  
Losses and loss adjustment expenses 97.6 $ 92.9 $ 86.8 $ 88.6 86.9 $ 106.6 $ 87.8 $ 95.4 365.9 376.7 417.2  
Employers Segment [Member]                        
SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items]                        
Unearned premiums 337.0       336.3       337.0 336.3 318.3  
Net investment income                 84.1 78.6 73.3  
Deferred policy acquisition cost, amortization expense                 107.7 112.0 108.2  
Deferred policy acquisition costs 47.9       48.2       47.9 48.2 45.8  
Unpaid losses and loss adjustment expenses 2,145.2       2,207.9       2,145.2 2,207.9 2,266.1  
Prior years                 (77.5) (66.2) (18.5)  
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid                 421.8 416.9 420.7  
Net premiums earned                 695.8 731.1 716.5  
Current year                 456.1 457.5 447.3  
Premiums Written, Net                 691.4 742.8 723.7  
Losses and loss adjustment expenses                 378.6 391.3 428.8  
Cerity Segment [Member]                        
SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items]                        
Unearned premiums 0.1       0.0       0.1 0.0 0.0  
Net investment income                 0.3 0.0 0.0  
Deferred policy acquisition cost, amortization expense                 0.0 0.0 0.0  
Deferred policy acquisition costs 0.0       0.0       0.0 0.0 0.0  
Unpaid losses and loss adjustment expenses 0.0       0.0       0.0 0.0 0.0  
Prior years [1]                 0.0 0.0 0.0  
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [2]                 0.0 0.0 0.0  
Net premiums earned                 0.0 0.0 0.0  
Current year                 0.0 0.0 0.0  
Premiums Written, Net                 0.1 0.0 0.0  
Losses and loss adjustment expenses                 0.0 0.0 0.0  
Corporate Segment [Member]                        
SEC Schedule, 12-18, Supplemental Information, Property-Casualty Insurance Underwriters [Line Items]                        
Unearned premiums 0.0       0.0       0.0 0.0 0.0  
Net investment income                 3.7 2.6 1.3  
Deferred policy acquisition cost, amortization expense                 0.0 0.0 0.0  
Deferred policy acquisition costs 0.0       0.0       0.0 0.0 0.0  
Unpaid losses and loss adjustment expenses $ 47.6       $ 0.0       47.6 0.0 0.0  
Net premiums earned                 0.0 0.0 0.0  
Current year                 0.0 0.0 0.0  
Premiums Written, Net                 0.0 0.0 0.0  
Losses and loss adjustment expenses                 $ (12.7) $ (14.6) $ (11.6)  
[1]
[2]
XML 117 R65.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Liability for Unpaid Losses and Loss Adjustment Expenses Historical Incurred Losses and LAE (Details)
$ in Millions
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
[1]
Dec. 31, 2017
USD ($)
[1]
Dec. 31, 2016
USD ($)
[1]
Dec. 31, 2015
USD ($)
[1]
Dec. 31, 2014
USD ($)
[1]
Dec. 31, 2013
USD ($)
[1]
Dec. 31, 2012
USD ($)
[1]
Dec. 31, 2011
USD ($)
[1]
Dec. 31, 2010
USD ($)
[1]
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance $ 3,792.3                  
Cumulative paid losses and LAE, net of reinsurance 2,589.5                  
Liabilities for unpaid losses and LAE, net of reinsurance 1,581.7                  
Accident years prior to 2009                    
Claims Development [Line Items]                    
Cumulative paid losses and LAE, net of reinsurance 378.9                  
Accident year 2010                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 255.3 $ 255.2 $ 258.8 $ 259.9 $ 262.0 $ 250.2 $ 246.1 $ 228.1 $ 224.4 $ 204.9
IBNR $ 15.8                  
Cumulative number of reported claims 18,541                  
Cumulative paid losses and LAE, net of reinsurance $ 228.9 226.5 221.3 215.4 206.2 190.7 171.7 143.8 105.6 $ 47.1
Accident year 2011                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 285.6 287.8 288.8 292.6 296.3 277.4 272.0 267.3 253.7  
IBNR $ 20.0                  
Cumulative number of reported claims 19,582                  
Cumulative paid losses and LAE, net of reinsurance $ 248.1 243.8 238.2 230.1 217.5 193.8 162.6 115.1 $ 47.4  
Accident year 2012                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 378.5 379.8 382.8 388.2 386.4 360.9 359.9 348.8    
IBNR $ 35.2                  
Cumulative number of reported claims 26,011                  
Cumulative paid losses and LAE, net of reinsurance $ 324.3 316.9 305.0 289.9 261.4 214.2 148.3 $ 58.6    
Accident year 2013                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 459.3 464.6 468.9 472.6 478.6 460.6 452.6      
IBNR $ 50.2                  
Cumulative number of reported claims 28,884                  
Cumulative paid losses and LAE, net of reinsurance $ 379.3 365.9 346.1 317.4 263.8 184.4 $ 68.5      
Accident Year 2014                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 424.7 430.5 434.6 432.9 445.8 463.4        
IBNR $ 59.3                  
Cumulative number of reported claims 28,552                  
Cumulative paid losses and LAE, net of reinsurance $ 342.1 323.4 297.2 248.9 172.7 $ 65.3        
Accident Year 2015                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 408.7 419.6 423.9 425.8 422.2          
IBNR $ 62.7                  
Cumulative number of reported claims 27,199                  
Cumulative paid losses and LAE, net of reinsurance $ 311.2 290.5 246.9 174.5 $ 65.5          
Accident year 2016                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 375.0 395.4 414.6 419.0            
IBNR $ 66.8                  
Cumulative number of reported claims 25,722                  
Cumulative paid losses and LAE, net of reinsurance $ 261.2 227.7 166.8 $ 65.6            
Accident year 2017                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 358.3 391.3 412.4              
IBNR $ 89.6                  
Cumulative number of reported claims 24,953                  
Cumulative paid losses and LAE, net of reinsurance $ 215.7 160.2 $ 63.5              
Accident Year 2018                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 424.6 422.5                
IBNR $ 127.4                  
Cumulative number of reported claims 27,614                  
Cumulative paid losses and LAE, net of reinsurance $ 189.9 $ 77.9                
Accident Year 2019                    
Claims Development [Line Items]                    
Incurred losses and LAE, net of reinsurance 422.4                  
IBNR $ 206.2                  
Cumulative number of reported claims 28,025                  
Cumulative paid losses and LAE, net of reinsurance $ 88.8                  
[1] Data presented for these calendar years is required supplementary information, which is unaudite
XML 118 R69.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Reinsurance Excess of Loss (Details) - USD ($)
$ in Millions
12 Months Ended
Jul. 01, 2020
Dec. 31, 2019
Jun. 30, 2019
Effects of Reinsurance [Line Items]      
Retention amount on a per occurrence basis     $ 10.0
Excess of retention amount on a per occurrence basis     $ 190.0
Forecast [Member]      
Effects of Reinsurance [Line Items]      
Retention amount on a per occurrence basis $ 10.0    
Maximum reinsurance for losses from single occurence or event $ 200.0    
UNITED KINGDOM      
Effects of Reinsurance [Line Items]      
Reinsurance Retention Policy, Excess Retention, Percentage   55.00%  

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ͪ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end XML 50 R41.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Statutory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Stautory Matters [Abstract]  
Statutory accounting practices disclosure table
The combined capital stock, surplus, and net income of the Company's insurance subsidiaries (EICN, ECIC, EPIC, EAC, and CIC), prepared in accordance with the statutory accounting practices (SAP) of the National Association of Insurance Commissioners (NAIC) as well as SAP permitted by the states of California, Florida, Nevada, and New York were as follows:
 
December 31,
 
2019
 
2018
 
(in millions)
Capital stock and unassigned surplus
$
658.2

 
$
558.5

Paid in capital
362.8

 
349.4

Surplus notes

 
20.0

Total statutory surplus
$
1,021.0

 
$
927.9