FREE WRITING PROSPECTUS
                                                      FILED PURSUANT TO RULE 433
                                          REGISTRATION STATEMENT NO.: 333-122851


               LONG BEACH ACCEPTANCE AUTO RECEIVABLES TRUST 2006-B
                             FREE WRITING PROSPECTUS

                STATEMENT REGARDING THIS FREE WRITING PROSPECTUS

          THE DEPOSITOR AND LONG BEACH ACCEPTANCE RECEIVABLES CORP. II
(TOGETHER, THE "CO-REGISTRANTS") HAVE FILED A REGISTRATION STATEMENT (INCLUDING
A PROSPECTUS) WITH THE SEC FOR THE OFFERING TO WHICH THIS COMMUNICATION RELATES.
BEFORE YOU INVEST, YOU SHOULD READ THE PROSPECTUS IN THAT REGISTRATION STATEMENT
AND OTHER DOCUMENTS THE CO-REGISTRANTS HAVE FILED WITH THE SEC FOR MORE COMPLETE
INFORMATION ABOUT THE DEPOSITOR, ISSUING ENTITY AND THIS OFFERING. YOU MAY GET
THESE DOCUMENTS FOR FREE BY VISITING EDGAR ON THE SEC WEB SITE AT WWW.SEC.GOV.
ALTERNATIVELY, THE DEPOSITOR OR ANY UNDERWRITER OR ANY DEALER PARTICIPATING IN
THE OFFERING WILL ARRANGE TO SEND YOU THE PROSPECTUS IF YOU REQUEST IT BY
CALLING TOLL-FREE 1-866-718-1649.

          THE REGISTRATION STATEMENT REFERRED TO ABOVE (INCLUDING THE
PROSPECTUS) IS INCORPORATED IN THIS FREE WRITING PROSPECTUS BY REFERENCE AND MAY
BE ACCESSED BY CLICKING ON THE FOLLOWING HYPERLINK: http://www.sec.gov/Archives/
edgar/data/1348351/000114420406012923/0001144204-06-012923-index.htm

                          IMPORTANT NOTICE RELATING TO
                    AUTOMATICALLY GENERATED EMAIL DISCLAIMERS

 ANY LEGENDS, DISCLAIMERS OR OTHER NOTICES THAT MAY APPEAR AT THE BOTTOM OF THE
  EMAIL COMMUNICATION TO WHICH THIS MATERIAL IS ATTACHED ARE NOT APPLICABLE TO
 THESE MATERIALS AND SHOULD BE DISREGARDED. SUCH LEGENDS, DISCLAIMERS OR OTHER
NOTICES HAVE BEEN AUTOMATICALLY GENERATED AS A RESULT OF THESE MATERIALS HAVING
                BEEN SENT VIA BLOOMBERG OR ANOTHER EMAIL SYSTEM.


        The date of this free writing prospectus is September 19, 2006.



LBAC Corp.

             SECURITIZATION STATIC POOL REPORTING FOR REGULATION AB

                                [LBA CORP LOGO]

                                TABLE OF CONTENTS

1.   Definitions

2.   Summary of Long Beach Securitizations and Pool Characteristics

3.   Geographic Distribution of Loan Contracts by Loan Origination State by
     Units and Dollar Amounts

4.   Distribution of Loan Contracts by Interest Rate by Units and Dollar Amounts

5.   Securitization Composition by Fico Score Bands

6.   Cumulative Losses: Cumulative Default Receivable Dollars, Net Liquidated
     Receivables

7.   Prepayment Statistics: ABS Prepay Speeds

8.   Delinquency Statistics: 30-59 Days Delinquent, 60-89 Days Delinquent, 90+
     Days Delinquent



LBAC Corp.

DEFINITIONS:

SECURITIZATION TRANSACTION STRUCTURES:

Insured Transaction: - Transactions containing an insurance policy that
guarantees the timely payment of interest and the ultimate payment of principal
due on the asset backed securities.

Senior SubordinateTransactions - Transactions that contain subordinate
asset-backed securities to provide credit enhancement for the senior
asset-backed securities. Such subordinate securities will incur losses before
the more senior securities.

Issuer - Name of the transaction. The naming convention is as follows: Long
Beach Acceptance Auto Receivables Trust, The year (ex. 2001) in which the
transaction was completed followed by a letter (A, B or C) that denotes the
order that the transactions were completed within the year.

Cutoff Date - The date on which automobile loan contracts were pledged/sold into
the securitization.

Closing Date - The date on which the transfer of loan contracts to the
securitization occurs and funds are released to the Sponsor for such automobile
loan contracts. Bondholder interest begins to accrue on this date.

POOL ASSETS:

Portfolio Loans - The number of loan contracts sold into the securitization.

Cutoff Balance - The outstanding principal balance on the loan contracts that
have been sold into the securitization.

Average Cutoff Balance - The average outstanding principal balance for the pool
of loan contracts that have been sold into the securitization.

WEIGHTED AVERAGE:

Original Coupon - The weighted average of the annual percentage rate (APR) of
the pool of loan contracts weighed by the original amount financed.

Cutoff Date Coupon - The weighted average of the annual percentage rate (APR) of
the pool of loan contracts weighed by the cutoff balance.

Original Fico Score - The weighted average of the Fico Score (Fair Isaac Corp.)
of the pool of loan contracts weighed by the original amount financed. Long
Beach uses TransUnion, Equifax or Experien credit reports depending on the
origination location of the loan contract.

Original Loan Term - The weighted average original term to maturity in months as
of the original contract date.

Cutoff Date Remaining Term - The weighted average remaining term to maturity in
months as of the cutoff date.

Original Loan to Value - The weighted average loan to value weighted on the
original amount financed. LBAC defines loan to value as the ratio of amount
financed to book value.

Insurance Provider - Entity providing the insurance policy on the transactions.
Long Beach utilizes Financial Security Assurance Inc. (FSA) and MBIA Insurance
Corporation (MBIA).

Overcollateralization (OC) - A form of credit enhancement that is created by the
delivery of more automobile loan contracts to the securitization than securities
issued by the securitization.

Initial OC - Level of overcollateralization required at the initial Closing
Date.

Target OC - Level of overcollateralization required to build in the
securitization prior to the release of any excess cash to the Sponsor.

Spread Percentage - A percentage that represents the incremental yield earned on
a bond over a benchmark security with a similar weighted-average life.

Depositor - An intermediary that sells the loans to the Trust in exchange for
the Certificates.

Servicer -The entity that is obligated to service the loan contracts. Servicing
includes the collection of payments, storage of titles and administration of the
loan contract.



LBAC Corp.

Owner Trustee - Administers the Trust in the interest of the Certificateholders,
subject to the Basic Documents and executes on behalf of the Trust any license,
approval, authorization or registration required by any governmental authority,
bureau or agency, as notified by the Servicer and presented to the Owner Trustee
in final execution form.

Indenture Trustee - Administers the funds or property specified in the indenture
in a fiduciary capacity on behalf of the bondholders. The trustee is generally
empowered to enforce the terms of the trust indenture on behalf of the
bondholders.

Back-up Servicer - Party that agrees to take over the servicing of the pool if
the primary Servicer fails to perform.

Liquidated Receivable - Means any Receivable with respect to which the earliest
of any of the following shall have occurred (without duplication): (i) the
Receivable has been liquidated by the Servicer through the sale of the Financed
Vehicle, (ii) the related Obligor has failed to pay at least 95% of a Scheduled
Receivable Payment by its due date andosuch failure continues for 60 days
(calculated based on a 360-day year consisting of twelve 30-day months) after
the first day on which the Servicer may legally sell or otherwise dispose of the
related Financed Vehicle following its repossession, (iii) the related Obligor
fails to pay at least 95% of a Scheduled Receivable Payment by its due date and
such failure continues for 150 or more consecutive days (calculated based on a
360-day year consisting of twelve 30-day months) as of the end of a Collection
Period, (iv) proceeds have been received which, in the Servicer's good faith
judgment, constitute the final amounts recoverable in respect of such Receivable

Liquidation Proceeds - Means, with respect to a Liquidated Receivable, the
monies collected from whatever source during the Collection Period in which such
Receivable became a Liquidated Receivable, net of the reasonable costs of
liquidation, including the unreimbursed reasonable expenses incurred by the
Servicer in connection with (i) such liquidation and (ii) the liquidation of any
other Liquidated Receivable with respect to which the Servicer believes in good
faith that any additional monies are unlikely to be collected, plus any amounts
required by law to be remitted to the Obligor; provided, however, that the
Liquidation Proceeds with respect to any Receivable shall in no event be less
than zero.

Net Liquidated Receivables - the difference between a) the aggregate principal
balance of all Liquidated Receivables minus b) Liquidation Proceeds received
with respect to the Receivables described in clause (a).

Delinquent Receivable - Means any receivables other than Defaulted Receivables
that were 30 or more days delinquent (calculated based on a 360-day year of
twelve 30-day months) as of the end of such Collection Period with respect to
more than 5% of a Scheduled Receivable Payment.



LBAC Corp.

COMPOSITION OF THE ORIGINAL CONTRACTS



                                                         POOL ASSETS                    WEIGHTED AVG  WEIGHTED AVG  WEIGHTED AVG
                                   ---------------------------------------------------    ORIGINAL     FINAL POOL    FINAL POOL
ISSUER  CUTOFF DATE  CLOSING DATE  PORTFOLIO LOANS  CUTOFF BALANCE  AVG CUTOFF BALANCE     COUPON        COUPON      FICO SCORE
--------------------------------------------------------------------------------------------------------------------------------

2002-A                 08/15/2002           14,337     250,000,000           17,437.40        14.79%        14.78%           599
2003-A   02/28/2003    03/13/2003           14,124     250,000,000           17,700.37        12.94%        12.66%           623
2003-B   05/31/2003    06/25/2003           14,350     250,000,000           17,421.60        11.77%        11.33%           637
2003-C   09/30/2003    10/30/2003           12,955     252,525,265           19,492.49         9.91%         9.84%           653
2004-A   02/29/2004    03/18/2004           16,418     303,030,302           18,457.20        10.48%        10.08%           650
2004-B   06/30/2004    07/16/2004           14,044     255,102,041           18,164.39        10.55%        10.08%           647
2004-C   11/30/2004    12/09/2004           19,476     353,535,354           18,152.36        11.01%        10.53%           645
2005-A   05/31/2005    06/21/2005           18,813     350,000,000           18,604.14        11.79%        11.38%           635
2005-B   09/30/2005    10/11/2005           17,151     350,000,000           20,283.00        11.48%        11.38%           639
2006-A   04/30/2005    05/01/2006           23,096     450,000,000           19,483.89        12.02%        11.89%           640


        WEIGHTED AVG  WEIGHTED AVG
         FINAL POOL    FINAL POOL            INSURANCE
ISSUER  CUSTOM SCORE   LOAN TERM             PROVIDER                        SERVICER               OWNER TRUSTEE
-----------------------------------------------------------------------------------------------------------------------

2002-A           217          66.6  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company
2003-A           223          68.1  MBIA Insurance Corporation    Long Beach Acceptance Corp.  Wilmington Trust Company
2003-B           228          67.9  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company
2003-C           233          68.1  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company
2004-A           229          68.0  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company
2004-B           235          67.7  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company
2004-C           235          68.0  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company
2005-A           232          68.4  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company
2005-B           237          68.4  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company
2006-A           236          68.7  Financial Security Assurance  Long Beach Acceptance Corp.  Wilmington Trust Company


ISSUER    INDENTURE TRUSTEE     BACK-UP SERVICER
--------------------------------------------------

2002-A  JP Morgan Chase Bank  JP Morgan Chase Bank
2003-A  JP Morgan Chase Bank  JP Morgan Chase Bank
2003-B  JP Morgan Chase Bank  JP Morgan Chase Bank
2003-C  JP Morgan Chase Bank  JP Morgan Chase Bank
2004-A  JP Morgan Chase Bank  JP Morgan Chase Bank
2004-B  Wells Fargo Bank      Wells Fargo Bank
2004-C  JP Morgan Chase Bank  JP Morgan Chase Bank
2005-A  Wells Fargo Bank      Wells Fargo Bank
2005-B  JP Morgan Chase Bank  JP Morgan Chase Bank
2006-A  Wells Fargo Bank      Wells Fargo Bank




LBAC Corp.

DISTRIBUTION OF THE ORIGINAL CONTRACTS BY APR



                         2002-A                          2003-A                          2003-B
              ----------------------------------------------------------------------------------------------
   RANGE       UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE
------------------------------------------------------------------------------------------------------------

2.00-2.99%         0            0      0.00%       0            0      0.00%       0            0      0.00%
3.00-3.99%         0            0      0.00%       0            0      0.00%       1       24,002      0.01%
4.00-4.99%         1       29,602      0.01%       2       41,982      0.02%      80    1,562,914      0.63%
5.00-5.99%         5       99,420      0.04%     127    2,616,437      1.05%     462    9,711,468      3.88%
6.00-6.99%        60    1,150,191      0.46%     376    8,218,844      3.29%     719   15,885,957      6.35%
7.00-7.99%       205    4,276,831      1.71%     639   14,585,747      5.83%     948   20,432,181      8.17%
8.00-8.99%       354    7,658,252      3.06%     886   19,939,303      7.98%   1,223   26,140,517     10.46%
9.00-9.99%       645   13,760,230      5.50%   1,220   26,455,515     10.58%   1,549   32,704,875     13.08%
10.00-10.99%     677   14,083,077      5.63%   1,089   22,862,426      9.14%   1,315   26,920,433     10.77%
11.00-11.99%     881   18,409,655      7.36%   1,121   23,190,909      9.28%   1,157   22,421,447      8.97%
12.00-12.99%   1,023   20,373,892      8.15%   1,259   24,478,735      9.79%   1,227   23,066,861      9.23%
13.00-13.99%   1,240   24,640,027      9.86%   1,227   22,681,499      9.07%   1,039   17,763,252      7.11%
14.00-14.99%   1,466   26,774,662     10.71%   1,240   21,900,946      8.76%   1,009   15,814,323      6.33%
15.00-15.99%   1,499   25,994,177     10.40%   1,085   17,624,616      7.05%     782   11,276,004      4.51%
16.00-16.99%   1,779   30,047,930     12.02%   1,080   16,338,486      6.54%     749    9,998,589      4.00%
17.00-17.99%   1,590   24,266,055      9.71%     863   10,992,515      4.40%     703    7,011,845      2.80%
18.00-18.99%   1,377   19,407,061      7.76%     764    9,147,289      3.66%     381    3,706,448      1.48%
19.00-19.99%     775    9,996,477      4.00%     523    4,957,640      1.98%     419    2,666,836      1.07%
20.00-20.99%     516    6,176,795      2.47%     397    2,573,309      1.03%     388    1,917,194      0.77%
21.00-21.99%     211    2,460,732      0.98%     123    1,058,206      0.42%      59      488,085      0.20%
22.00-22.99%      19      237,316      0.09%      67      232,421      0.09%     130      453,305      0.18%
23.00-23.99%      10      109,879      0.04%      23       68,810      0.03%       8       27,817      0.01%
24.00-24.99%       3       37,821      0.02%      12       31,555      0.01%       2        5,647      0.00%
25.00-25.99%       1        9,918      0.00%       1        2,811      0.00%       0            0      0.00%
------------------------------------------------------------------------------------------------------------
TOTAL         14,337  250,000,000             14,124  250,000,000             14,350  250,000,000


                         2003-C                          2004-A                         2004-B
              ----------------------------------------------------------------------------------------------
   RANGE       UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE
------------------------------------------------------------------------------------------------------------

2.00-2.99%         0            0      0.00%       1       16,698      0.01%       0            0      0.00%
3.00-3.99%        25      484,507      0.19%      79    1,478,782      0.49%      29      566,019      0.22%
4.00-4.99%       439    9,198,397      3.64%     412    8,103,786      2.67%     309    6,063,603      2.38%
5.00-5.99%       939   19,940,878      7.90%     890   19,067,052      6.29%     730   15,915,033      6.24%
6.00-6.99%     1,121   24,460,896      9.69%   1,219   26,336,984      8.69%   1,087   22,967,779      9.00%
7.00-7.99%     1,377   29,399,850     11.64%   1,594   34,695,010     11.45%   1,370   29,223,964     11.46%
8.00-8.99%     1,554   32,905,871     13.03%   1,736   37,263,431     12.30%   1,585   33,460,639     13.12%
9.00-9.99%     1,656   34,154,878     13.53%   2,169   45,280,874     14.94%   1,756   36,926,090     14.48%
10.00-10.99%   1,238   24,650,160      9.76%   1,661   33,491,058     11.05%   1,484   29,922,001     11.73%
11.00-11.99%   1,023   19,678,556      7.79%   1,316   25,625,448      8.46%   1,148   21,894,577      8.58%
12.00-12.99%   1,034   19,045,482      7.54%   1,352   24,931,306      8.23%   1,046   18,824,629      7.38%
13.00-13.99%     729   12,936,030      5.12%     897   15,580,506      5.14%     732   12,186,700      4.78%
14.00-14.99%     621   10,089,805      4.00%     749   11,536,483      3.81%     623    9,522,256      3.73%
15.00-15.99%     455    6,749,842      2.67%     559    7,439,922      2.46%     478    6,084,014      2.38%
16.00-16.99%     321    4,348,059      1.72%     393    4,294,001      1.42%     409    4,051,406      1.59%
17.00-17.99%     240    2,462,927      0.98%     369    2,784,122      0.92%     382    2,908,145      1.14%
18.00-18.99%      91    1,098,788      0.44%     276    1,888,707      0.62%     293    1,834,698      0.72%
19.00-19.99%      62      669,746      0.27%     302    1,502,228      0.50%     261    1,386,386      0.54%
20.00-20.99%      16      126,890      0.05%     310    1,248,217      0.41%     248    1,040,018      0.41%
21.00-21.99%       8      102,309      0.04%      40      162,786      0.05%      37      195,939      0.08%
22.00-22.99%       3       10,186      0.00%      88      283,442      0.09%      35      120,494      0.05%
23.00-23.99%       3       11,206      0.00%       3       12,609      0.00%       2        6,366      0.00%
24.00-24.99%       0            0      0.00%       3        6,850      0.00%       0            0      0.00%
25.00-25.99%       0            0      0.00%       0            0      0.00%       0            0      0.00%
------------------------------------------------------------------------------------------------------------
TOTAL         12,955  252,525,265             16,418  303,030,302             14,044  255,100,754


                        2004-C                          2005-A                           2005-B
              ----------------------------------------------------------------------------------------------
   RANGE       UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS     BALANCE   % BALANCE
------------------------------------------------------------------------------------------------------------

2.00-2.99%         0            0      0.00%       0            0      0.00%       0            0      0.00%
3.00-3.99%        14      298,776      0.08%       7      142,260      0.04%       0            0      0.00%
4.00-4.99%       213    3,871,152      1.09%     279    5,270,466      1.51%      16      310,013      0.09%
5.00-5.99%       926   18,904,644      5.35%     679   14,089,454      4.03%     448    8,762,685      2.52%
6.00-6.99%     1,340   28,081,138      7.94%     909   19,521,662      5.58%   1,006   21,153,734      6.08%
7.00-7.99%     1,782   37,776,555     10.69%   1,086   23,694,189      6.77%   1,267   26,785,381      7.70%
8.00-8.99%     2,042   42,416,817     12.00%   1,332   29,295,272      8.37%   1,660   35,562,614     10.22%
9.00-9.99%     2,377   48,807,004     13.81%   1,823   39,518,631     11.29%   1,909   41,221,120     11.85%
10.00-10.99%   1,968   40,044,603     11.33%   1,800   39,774,390     11.36%   1,742   37,687,524     10.83%
11.00-11.99%   1,669   33,651,641      9.52%   1,710   36,212,055     10.35%   1,697   36,362,445     10.45%
12.00-12.99%   1,632   31,342,037      8.87%   1,966   39,818,369     11.38%   1,977   42,242,279     12.14%
13.00-13.99%   1,168   21,330,657      6.03%   1,688   32,686,242      9.34%   1,563   31,781,921      9.14%
14.00-14.99%   1,019   16,832,772      4.76%   1,497   26,556,763      7.59%   1,315   26,550,523      7.63%
15.00-15.99%     740   10,614,249      3.00%   1,125   17,102,136      4.89%     895   16,827,428      4.84%
16.00-16.99%     642    7,316,448      2.07%     835   10,084,003      2.88%     630   10,524,938      3.03%
17.00-17.99%     623    4,944,081      1.40%     714    6,893,495      1.97%     434    6,102,810      1.75%
18.00-18.99%     395    2,619,389      0.74%     523    4,226,951      1.21%     225    2,881,198      0.83%
19.00-19.99%     453    2,476,759      0.70%     427    2,834,524      0.81%     191    1,647,432      0.47%
20.00-20.99%     362    1,546,359      0.44%     304    1,493,231      0.43%     103      707,128      0.20%
21.00-21.99%      85      553,240      0.16%      91      705,417      0.20%      66      724,604      0.21%
22.00-22.99%      17       62,765      0.02%      10       45,383      0.01%       4       24,826      0.01%
23.00-23.99%       5       24,108      0.01%       6       27,409      0.01%       2        6,055      0.00%
24.00-24.99%       3       13,409      0.00%       2        7,349      0.00%       1        7,013      0.00%
25.00-25.99%       1        6,751      0.00%       0            0      0.00%       0            0      0.00%
------------------------------------------------------------------------------------------------------------
TOTAL         19,476  353,535,354             18,813  349,999,651             17,151  347,873,673


                        2006-A
              ------------------------------
   RANGE       UNITS    BALANCE    % BALANCE
--------------------------------------------

2.00-2.99%         0            0      0.00%
3.00-3.99%         0            0      0.00%
4.00-4.99%         1       24,105      0.01%
5.00-5.99%       205    3,946,648      0.88%
6.00-6.99%     1,016   20,089,453      4.46%
7.00-7.99%     1,475   30,302,321      6.73%
8.00-8.99%     2,023   41,890,200      9.31%
9.00-9.99%     2,518   52,531,642     11.67%
10.00-10.99%   2,262   47,075,507     10.46%
11.00-11.99%   2,139   45,378,924     10.08%
12.00-12.99%   2,720   55,589,864     12.35%
13.00-13.99%   2,279   46,321,222     10.29%
14.00-14.99%   2,084   39,572,603      8.79%
15.00-15.99%   1,613   28,724,685      6.38%
16.00-16.99%   1,130   18,148,867      4.03%
17.00-17.99%     754   10,395,568      2.31%
18.00-18.99%     449    5,538,670      1.23%
19.00-19.99%     220    2,509,267      0.56%
20.00-20.99%     124    1,044,083      0.23%
21.00-21.99%      80      898,815      0.20%
22.00-22.99%       3       14,514      0.00%
23.00-23.99%       1        3,042      0.00%
24.00-24.99%       0            0      0.00%
25.00-25.99%       0            0      0.00%
--------------------------------------------
TOTAL         23,096  450,000,000




LBAC Corp.

GEOGRAPHIC DISTRIBUTION OF ORIGINAL CONTRACTS

     DISTRIBUTION BY STATE THAT THE CONTRACT WAS ORIGINALLY SOLD IN.



                  2002-A                          2003-A                           2003-B
       ----------------------------------------------------------------------------------------------
STATE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS     BALANCE   % BALANCE
-----------------------------------------------------------------------------------------------------

AL          0            0      0.00%       0            0      0.00%       0            0      0.00%
AZ      1,091   20,060,268      8.02%     858   16,721,836      6.69%     862   17,707,721      7.08%
CA      3,842   72,590,577     29.04%   3,556   62,569,780     25.03%   4,063   68,569,921     27.43%
CO        755   12,577,902      5.03%     699   13,351,746      5.34%     355    6,849,409      2.74%
CT        107    1,640,747      0.66%     143    2,011,522      0.80%     198    2,233,144      0.89%
DE        131    2,146,572      0.86%      76    1,298,250      0.52%      84    1,527,414      0.61%
FL        677   11,636,963      4.65%     976   18,181,394      7.27%     873   16,323,826      6.53%
GA        598   10,431,626      4.17%     718   13,784,038      5.51%     660   13,444,106      5.38%
IL          0            0      0.00%     258      879,312      0.35%     101      660,591      0.26%
IN         11      165,764      0.07%     150    2,485,245      0.99%     164    3,065,623      1.23%
KS        192    3,309,307      1.32%     464    9,376,879      3.75%     219    4,088,753      1.64%
MA        428    6,843,838      2.74%     352    6,150,942      2.46%     377    6,100,984      2.44%
MD        138    2,463,971      0.99%       0            0      0.00%     242    4,398,930      1.76%
ME          3       43,845      0.02%       2       19,158      0.01%       0            0      0.00%
MI        105    1,844,925      0.74%     449    6,877,981      2.75%     240    3,850,855      1.54%
MN         97    1,607,238      0.64%     105    1,919,987      0.77%      26      402,994      0.16%
MO        333    5,525,303      2.21%     553    9,682,039      3.87%     465    8,654,903      3.46%
MT          0            0      0.00%      10      202,123      0.08%      40      717,837      0.29%
NC        403    7,026,962      2.81%     625   11,645,863      4.66%     536   10,157,001      4.06%
NE          0            0      0.00%       0            0      0.00%       0            0      0.00%
NH        162    2,177,043      0.87%     111    1,615,141      0.65%      57      824,830      0.33%
NJ        584   10,292,122      4.12%     469    7,822,584      3.13%     570    8,376,220      3.35%
NM          0            0      0.00%       0            0      0.00%       0            0      0.00%
NV        689   12,986,257      5.19%     654   13,183,281      5.27%     643   12,912,182      5.16%
NY        905   13,588,794      5.44%     664    9,626,986      3.85%     914   10,279,828      4.11%
OH         70    1,200,162      0.48%     116    1,717,687      0.69%      36      520,224      0.21%
OK        959   15,271,385      6.11%     768   13,788,765      5.52%     587   11,104,709      4.44%
OR        423    7,082,448      2.83%     284    5,104,123      2.04%     330    6,414,880      2.57%
PA        426    6,441,708      2.58%       0            0      0.00%     721   11,115,394      4.45%
RI          6      109,827      0.04%       0            0      0.00%      37      573,247      0.23%
SC        442    7,465,995      2.99%     461    8,533,905      3.41%     388    7,227,663      2.89%
TN          0            0      0.00%       0            0      0.00%       0            0      0.00%
TX          0            0      0.00%       0            0      0.00%       0            0      0.00%
VA         88    1,450,461      0.58%     119    2,224,831      0.89%      99    2,028,238      0.81%
VT          3       41,744      0.02%       5       49,053      0.02%       3       11,558      0.00%
WA        659   11,773,055      4.71%     476    9,129,445      3.65%     460    9,857,016      3.94%
WY         10      203,192      0.08%       3       46,105      0.02%       0            0      0.00%
-----------------------------------------------------------------------------------------------------
TOTAL  14,337  250,000,000             14,124  250,000,000             14,350  250,000,000


                  2003-C                          2004-A                          2004-B
       ----------------------------------------------------------------------------------------------
STATE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE
-----------------------------------------------------------------------------------------------------

AL          0            0      0.00%       0            0      0.00%       0            0      0.00%
AZ        828   16,782,900      6.65%   1,131   23,176,020      7.65%   1,086   21,452,035      8.41%
CA      3,821   75,385,886     29.85%   5,740  101,963,397     33.65%   5,268   93,792,326     36.77%
CO        460    9,121,864      3.61%     410    8,172,335      2.70%     428    7,670,674      3.01%
CT        113    1,679,874      0.67%     110    1,033,492      0.34%      59      383,394      0.15%
DE         56    1,082,551      0.43%      47      734,512      0.24%      41      576,790      0.23%
FL      1,282   24,795,968      9.82%   1,461   29,116,627      9.61%   1,426   27,505,249     10.78%
GA        717   15,273,451      6.05%     630   13,932,127      4.60%     470    9,969,007      3.91%
IL        112    2,122,618      0.84%     221    4,162,640      1.37%     220    4,568,106      1.79%
IN        182    3,587,997      1.42%     211    4,114,777      1.36%     167    3,311,130      1.30%
KS        209    4,052,852      1.60%     133    2,609,006      0.86%      65    1,309,715      0.51%
MA        294    4,993,161      1.98%     218    3,246,559      1.07%     129    1,570,339      0.62%
MD          0            0      0.00%     333    5,823,030      1.92%     259    3,740,522      1.47%
ME          0            0      0.00%       0            0      0.00%       0            0      0.00%
MI        111    1,926,431      0.76%      79    1,354,322      0.45%       2       14,036      0.01%
MN         10      170,574      0.07%      74    1,484,219      0.49%      81    1,470,399      0.58%
MO        539   10,667,804      4.22%     428    8,576,034      2.83%     338    6,813,059      2.67%
MT         17      322,893      0.13%       6      109,062      0.04%       0            0      0.00%
NC        616   12,676,152      5.02%     506   10,352,406      3.42%     358    7,260,943      2.85%
NE          0            0      0.00%       0            0      0.00%       0            0      0.00%
NH         20      312,141      0.12%      26      138,823      0.05%      13       51,241      0.02%
NJ        293    5,004,926      1.98%     362    4,847,270      1.60%     288    3,439,704      1.35%
NM          0            0      0.00%     135    2,883,716      0.95%       0            0      0.00%
NV        898   17,875,169      7.08%   1,160   22,914,106      7.56%   1,102   22,202,689      8.70%
NY        342    5,706,789      2.26%     419    3,726,334      1.23%     392    2,963,069      1.16%
OH         10      174,490      0.07%      11      226,344      0.07%       5      125,508      0.05%
OK        649   12,496,558      4.95%     674   13,095,817      4.32%     483    9,362,900      3.67%
OR        358    6,723,329      2.66%     412    7,937,083      2.62%     273    5,134,005      2.01%
PA        123    2,070,440      0.82%     185    1,966,328      0.65%     105      829,836      0.33%
RI          0            0      0.00%      38      706,559      0.23%       0            0      0.00%
SC        485    9,520,446      3.77%     512   10,109,657      3.34%     427    8,807,696      3.45%
TN          0            0      0.00%       0            0      0.00%       0            0      0.00%
TX          0            0      0.00%      62    1,381,686      0.46%      78    1,623,567      0.64%
VA         44      900,365      0.36%     143    2,691,767      0.89%     108    1,932,853      0.76%
VT          0            0      0.00%       0            0      0.00%       1        2,407      0.00%
WA        366    7,097,634      2.81%     541   10,444,247      3.45%     372    7,217,556      2.83%
WY          0            0      0.00%       0            0      0.00%       0            0      0.00%
-----------------------------------------------------------------------------------------------------
TOTAL  12,955  252,525,265             16,418  303,030,302             14,044  255,100,754


                  2004-C                          2005-A                          2005-B
       ----------------------------------------------------------------------------------------------
STATE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE
-----------------------------------------------------------------------------------------------------

AL          0            0      0.00%      10      267,906      0.08%      16      329,220      0.09%
AZ      1,646   31,177,300      8.82%   2,019   38,959,840     11.13%   2,217   45,132,282     12.97%
CA      6,954  122,288,867     34.59%   6,863  125,354,826     35.82%   6,331  128,557,574     36.96%
CO        629   10,948,360      3.10%     486    7,962,901      2.28%     491    9,067,403      2.61%
CT        121    1,118,956      0.32%     119    1,025,138      0.29%      33      342,334      0.10%
DE         29      157,016      0.04%      36      188,836      0.05%      12       49,648      0.01%
FL      2,301   45,918,103     12.99%   2,487   51,024,687     14.58%   2,080   44,001,421     12.65%
GA        674   14,835,673      4.20%     736   16,431,331      4.69%     634   14,363,748      4.13%
IL        216    4,491,630      1.27%     230    4,690,327      1.34%     125    2,546,687      0.73%
IN        209    4,094,771      1.16%     240    4,848,024      1.39%     164    3,164,394      0.91%
KS         85    1,665,394      0.47%      73    1,454,706      0.42%      75    1,410,099      0.41%
MA        262    3,998,261      1.13%     132    1,951,993      0.56%      80    1,299,931      0.37%
MD        314    3,902,169      1.10%     204    2,131,291      0.61%     226    4,345,373      1.25%
ME          0            0      0.00%       2       15,718      0.00%       0            0      0.00%
MI          0            0      0.00%       0            0      0.00%       0            0      0.00%
MN         19      322,362      0.09%      10      219,092      0.06%       3       53,657      0.02%
MO        405    8,024,530      2.27%     411    8,520,963      2.43%     356    7,079,828      2.04%
MT          0            0      0.00%       0            0      0.00%       0            0      0.00%
NC        678   13,206,722      3.74%     601   11,179,263      3.19%     476    9,420,443      2.71%
NE          0            0      0.00%       0            0      0.00%       0            0      0.00%
NH         21      101,105      0.03%      56      276,177      0.08%      15       40,726      0.01%
NJ        562    7,946,484      2.25%     414    5,374,641      1.54%     271    4,918,619      1.41%
NM          0            0      0.00%       0            0      0.00%       0            0      0.00%
NV      1,371   27,180,436      7.69%   1,107   22,680,791      6.48%   1,095   23,406,870      6.73%
NY        389    2,769,305      0.78%     293    1,870,402      0.53%     114    1,771,728      0.51%
OH          6      108,696      0.03%       0            0      0.00%      35      694,189      0.20%
OK        730   14,637,493      4.14%     571   11,677,567      3.34%     536   10,557,522      3.03%
OR        190    3,564,251      1.01%     131    1,695,170      0.48%     135    2,860,044      0.82%
PA        147    1,257,478      0.36%     200    2,256,840      0.64%     181    3,294,332      0.95%
RI         65    1,083,410      0.31%      11      117,061      0.03%       8      110,318      0.03%
SC        527   10,631,083      3.01%     324    6,558,213      1.87%     285    5,746,740      1.65%
TN          0            0      0.00%      31      767,958      0.22%      36      779,168      0.22%
TX        336    6,876,142      1.94%     411    8,908,282      2.55%     752   15,210,017      4.37%
VA         82    1,017,868      0.29%      30      207,838      0.06%       2       14,390      0.00%
VT          1       17,309      0.00%       2       14,118      0.00%       1        1,851      0.00%
WA        507   10,194,184      2.88%     572   11,364,314      3.25%     366    7,303,116      2.10%
WY          0            0      0.00%       1        3,436      0.00%       0            0      0.00%
-----------------------------------------------------------------------------------------------------
TOTAL  19,476  353,535,354             18,813  349,999,651             17,151  347,873,673


                  2006-A
       ------------------------------
STATE   UNITS    BALANCE    % BALANCE
-------------------------------------

AL          2       38,502     0.01%
AZ      2,540   50,279,925    11.17%
CA      9,452  187,659,371    41.70%
CO        745   13,170,645     2.93%
CT         24      127,944     0.03%
DE         18      138,045     0.03%
FL      2,957   59,490,287    13.22%
GA        938   19,701,252     4.38%
IL        211    4,246,088     0.94%
IN        204    3,959,091     0.88%
KS         58    1,000,736     0.22%
MA         82    1,003,785     0.22%
MD        266    5,168,426     1.15%
ME          5       29,521     0.01%
MI          0            0     0.00%
MN          1        4,359     0.00%
MO        342    6,503,775     1.45%
MT          0            0     0.00%
NC        696   13,719,786     3.05%
NE          2       47,423     0.01%
NH         23      113,953     0.03%
NJ        302    4,495,115     1.00%
NM          0            0     0.00%
NV      1,396   28,873,911     6.42%
NY        237    2,734,840     0.61%
OH          1        9,213     0.00%
OK        198    3,173,846     0.71%
OR         56      576,655     0.13%
PA        207    3,074,246     0.68%
RI         36      577,579     0.13%
SC        419    8,032,940     1.79%
TN         20      444,943     0.10%
TX      1,273   24,747,358     5.50%
VA         25      200,539     0.04%
VT          1        1,608     0.00%
WA        359    6,654,290     1.48%
WY          0            0     0.00%
-------------------------------------
TOTAL  23,096  450,000,000




LBAC Corp.

DISTRIBUTION OF THE ORIGINAL CONTRACTS BY FICO SCORE



                    2002-A                          2003-A                          2003-B
         ----------------------------------------------------------------------------------------------
 RANGE    UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE
-------------------------------------------------------------------------------------------------------

<=535     1,969   32,258,725     12.90%   1,122   14,066,676      5.63%     591    6,705,034      2.68%
536-550   1,040   17,759,124      7.10%     589    8,791,860      3.52%     325    4,244,020      1.70%
551-575   2,299   39,683,170     15.87%   1,740   28,743,925     11.50%   1,297   19,096,977      7.64%
576-589   1,354   23,447,873      9.38%   1,137   19,559,795      7.82%     983   15,732,026      6.29%
590-624   3,398   60,220,754     24.09%   3,456   62,296,502     24.92%   3,369   57,659,872     23.06%
625-659   2,375   42,595,411     17.04%   2,965   56,250,611     22.50%   3,559   65,417,116     26.17%
660-689   1,071   19,677,468      7.87%   1,596   31,703,102     12.68%   2,271   44,368,057     17.75%
690-719     436    7,828,368      3.13%     795   15,237,543      6.10%   1,029   20,121,984      8.05%
720+        395    6,529,106      2.61%     724   13,349,987      5.34%     926   16,654,916      6.66%
-------------------------------------------------------------------------------------------------------
TOTAL    14,337  250,000,000    100.00%  14,124  250,000,000    100.00%  14,350  250,000,000    100.00%


                    2003-C                          2004-A                          2004-B
         ----------------------------------------------------------------------------------------------
 RANGE    UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE
-------------------------------------------------------------------------------------------------------

<=535       285    2,710,951      1.07%     402    2,582,672      0.85%     263    2,278,166      0.89%
536-550      78      972,064      0.38%     181    1,544,915      0.51%      88    1,298,875      0.51%
551-575     471    8,885,032      3.52%     829   11,844,383      3.91%     653    9,881,370      3.87%
576-589     576   10,622,536      4.21%     809   13,470,741      4.45%     821   12,982,597      5.09%
590-624   2,698   52,378,574     20.74%   3,635   66,331,508     21.89%   3,461   61,056,669     23.93%
625-659   3,598   72,329,983     28.64%   4,717   92,606,601     30.56%   4,107   78,015,662     30.58%
660-689   2,496   51,357,932     20.34%   2,911   58,549,842     19.32%   2,359   47,029,842     18.44%
690-719   1,410   28,679,438     11.36%   1,497   29,826,841      9.84%   1,227   24,014,453      9.41%
720+      1,343   24,588,755      9.74%   1,437   26,272,799      8.67%   1,065   18,543,121      7.27%
-------------------------------------------------------------------------------------------------------
TOTAL    12,955  252,525,265    100.00%  16,418  303,030,302    100.00%  14,044  255,100,754    100.00%


                    2004-C                          2005-A                          2005-B
         ----------------------------------------------------------------------------------------------
 RANGE    UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE   UNITS    BALANCE    % BALANCE
-------------------------------------------------------------------------------------------------------

<=535       832    6,172,679      1.75%     476    5,161,294      1.47%     855    9,143,986      2.63%
536-550     444    4,383,002      1.24%     559    7,229,896      2.07%     245    4,492,938      1.29%
551-575   1,330   19,114,550      5.41%   1,797   27,818,730      7.95%   1,118   22,734,996      6.54%
576-589   1,032   17,404,559      4.92%   1,607   28,229,838      8.07%   1,085   22,702,550      6.53%
590-624   4,209   78,395,554     22.17%   5,138   96,562,085     27.59%   4,189   89,157,709     25.63%
625-659   5,201  103,031,965     29.14%   4,514   90,827,156     25.95%   4,231   89,707,661     25.79%
660-689   3,240   65,419,744     18.50%   2,233   46,158,834     13.19%   2,563   54,828,118     15.76%
690-719   1,622   31,884,625      9.02%   1,093   22,166,059      6.33%   1,351   27,403,124      7.88%
720+      1,566   27,728,677      7.84%   1,396   25,845,758      7.38%   1,514   27,702,590      7.96%
-------------------------------------------------------------------------------------------------------
TOTAL    19,476  353,535,354    100.00%  18,813  349,999,651    100.00%  17,151  347,873,673    100.00%


                    2006-A
         ------------------------------
 RANGE    UNITS    BALANCE    % BALANCE
---------------------------------------

<=535       465    6,370,687      1.42%
536-550     333    5,834,204      1.30%
551-575   1,552   29,740,028      6.61%
576-589   1,621   32,073,650      7.13%
590-624   5,957  117,347,201     26.08%
625-659   5,954  119,375,413     26.53%
660-689   3,415   68,545,190     15.23%
690-719   1,718   34,016,498      7.56%
720+      2,081   36,697,129      8.15%
---------------------------------------
TOTAL    23,096  450,000,000    100.00%




LBAC Corp.

CUMULATIVE DEFAULTED RECEIVABLES IN DOLLARS
JULY 31, 2006



MONTHS    2002-A      2003-A      2003-B      2003-C      2004-A     2004-B      2004-C      2005-A     2005-B    2006-A
------------------------------------------------------------------------------------------------------------------------

1           94,240       8,448          --          --          --         --          --         --         --   68,561
2          473,188     331,105     273,007      35,458     108,651    545,525      19,228    108,424      3,430  191,201
3        1,528,745   1,520,733     804,059     357,707     346,809    813,152     204,155    626,327    141,151  792,993
4        2,584,924   2,992,522   1,490,616     834,086     879,325  1,208,274     442,313  1,307,954    604,858
5        3,853,397   4,218,522   2,317,854   1,313,922   1,572,512  1,686,049     852,817  2,472,671  1,221,798
6        5,539,981   5,314,532   3,436,237   1,982,361   2,150,978  2,019,280   1,531,051  3,483,218  1,604,656
7        7,089,171   6,603,384   4,476,337   2,711,477   3,001,616  2,449,159   1,976,841  4,321,035  2,228,594
8        8,482,606   7,739,693   5,387,934   3,254,394   3,868,479  2,956,062   2,851,132  5,031,676  2,938,312
9        9,594,704   8,861,943   6,159,443   3,740,911   4,512,816  3,407,865   3,501,828  5,643,988  3,450,868
10      11,140,570  10,140,984   6,896,282   4,210,471   5,260,560  3,699,341   4,306,371  6,362,501  3,995,761
11      12,792,591  11,469,917   7,703,564   4,799,590   5,909,285  4,191,871   5,124,723  6,777,959  4,690,758
12      14,116,891  12,778,428   8,545,920   5,272,260   6,426,112  4,585,434   6,181,826  7,182,602
13      15,272,081  13,788,516   9,082,041   6,131,744   7,090,230  5,079,527   7,182,590  7,830,965
14      16,400,972  14,501,502   9,737,988   6,725,652   7,572,789  5,593,100   7,674,552  8,475,223
15      17,937,556  15,554,489  10,278,854   7,436,113   7,897,112  5,956,712   8,198,377
16      19,444,543  16,432,628  11,053,699   7,917,118   8,411,716  6,319,433   8,727,443
17      20,883,940  17,456,082  11,703,181   8,520,974   8,930,536  6,803,151   9,172,462
18      22,287,019  18,399,528  12,420,878   9,002,418   9,482,872  7,325,974   9,803,524
19      23,706,861  19,507,277  13,145,287   9,347,159  10,069,665  7,679,377  10,274,828
20      24,815,448  20,365,079  13,717,749   9,943,632  10,661,960  8,069,672  10,736,498
21      25,891,539  21,209,137  14,317,253  10,362,084  11,240,228  8,467,911
22      26,742,940  22,030,559  14,948,286  10,600,429  11,814,481  8,664,317
23      27,630,068  22,749,985  15,467,621  11,000,412  12,198,597  9,008,616
24      28,680,532  23,462,058  15,873,853  11,392,425  12,650,626  9,265,400
25      29,660,249  23,856,241  16,458,728  11,921,477  12,977,502  9,578,767
26      30,888,043  24,349,673  16,982,803  12,351,408  13,192,244
27      31,749,550  24,958,767  17,424,260  12,791,693  13,472,398
28      32,592,958  25,564,766  17,734,449  13,196,872  13,607,965
29      33,322,552  26,047,282  18,179,790  13,530,640  14,009,281
30      34,076,453  26,735,950  18,587,110  13,748,251
31      34,794,969  27,371,220  19,132,269  13,935,865
32      35,472,501  27,871,618  19,429,712  14,074,725
33      35,944,084  28,283,487  19,735,765  14,322,910
34      36,578,494  28,797,512  19,949,900  14,673,892
35      37,081,898  29,220,269  20,089,957
36      37,607,698  29,561,295  20,347,758
37      38,146,689  29,956,993  20,505,213
38      38,577,036  30,150,135  20,777,651
39      38,993,154  30,393,347
40      39,604,606  30,671,850
41      40,055,124  30,976,289
42      40,481,278
43      40,978,281
44      41,300,615
45      41,431,003
46      41,679,410
47      41,905,684
48      42,144,947




LBAC Corp.

CUMULATIVE GROSS DEFAULT PERCENTAGE
JULY 31, 2006



MONTHS  2002-A  2003-A  2003-B  2003-C  2004-A  2004-B  2004-C  2005-A  2005-B  2006-A
--------------------------------------------------------------------------------------

1        0.04%   0.00%   0.00%   0.00%   0.00%   0.00%   0.00%   0.00%   0.00%   0.02%
2        0.19%   0.13%   0.11%   0.01%   0.04%   0.21%   0.01%   0.03%   0.00%   0.04%
3        0.61%   0.61%   0.32%   0.14%   0.11%   0.32%   0.09%   0.18%   0.04%   0.18%
4        1.03%   1.20%   0.60%   0.33%   0.29%   0.47%   0.13%   0.37%   0.17%
5        1.54%   1.69%   0.93%   0.52%   0.52%   0.66%   0.24%   0.71%   0.35%
6        2.22%   2.13%   1.37%   0.79%   0.71%   0.79%   0.43%   1.00%   0.46%
7        2.84%   2.64%   1.79%   1.07%   0.99%   0.96%   0.56%   1.23%   0.64%
8        3.39%   3.10%   2.16%   1.29%   1.28%   1.16%   0.81%   1.44%   0.84%
9        3.84%   3.54%   2.46%   1.48%   1.49%   1.34%   0.99%   1.61%   0.99%
10       4.46%   4.06%   2.76%   1.67%   1.74%   1.45%   1.22%   1.82%   1.14%
11       5.12%   4.59%   3.08%   1.90%   1.95%   1.64%   1.45%   1.94%   1.34%
12       5.65%   5.11%   3.42%   2.09%   2.12%   1.80%   1.75%   2.05%
13       6.11%   5.52%   3.63%   2.43%   2.34%   1.99%   2.03%   2.24%
14       6.56%   5.80%   3.90%   2.66%   2.50%   2.19%   2.17%   2.42%
15       7.18%   6.22%   4.11%   2.94%   2.61%   2.34%   2.32%
16       7.78%   6.57%   4.42%   3.14%   2.78%   2.48%   2.47%
17       8.35%   6.98%   4.68%   3.37%   2.95%   2.67%   2.59%
18       8.91%   7.36%   4.97%   3.56%   3.13%   2.87%   2.77%
19       9.48%   7.80%   5.26%   3.70%   3.32%   3.01%   2.91%
20       9.93%   8.15%   5.49%   3.94%   3.52%   3.16%   3.04%
21      10.36%   8.48%   5.73%   4.10%   3.71%   3.32%
22      10.70%   8.81%   5.98%   4.20%   3.90%   3.40%
23      11.05%   9.10%   6.19%   4.36%   4.03%   3.53%
24      11.47%   9.38%   6.35%   4.51%   4.17%   3.63%
25      11.86%   9.54%   6.58%   4.72%   4.28%   3.75%
26      12.36%   9.74%   6.79%   4.89%   4.35%
27      12.70%   9.98%   6.97%   5.07%   4.45%
28      13.04%  10.23%   7.09%   5.23%   4.49%
29      13.33%  10.42%   7.27%   5.36%   4.62%
30      13.63%  10.69%   7.43%   5.44%
31      13.92%  10.95%   7.65%   5.52%
32      14.19%  11.15%   7.77%   5.57%
33      14.38%  11.31%   7.89%   5.67%
34      14.63%  11.52%   7.98%   5.81%
35      14.83%  11.69%   8.04%
36      15.04%  11.82%   8.14%
37      15.26%  11.98%   8.20%
38      15.43%  12.06%   8.31%
39      15.60%  12.16%
40      15.84%  12.27%
41      16.02%  12.39%
42      16.19%
43      16.39%
44      16.52%
45      16.57%
46      16.67%
47      16.76%
48      16.86%




LBAC Corp.

NET LIQUIDATED RECEIVABLES IN DOLLARS
JULY 31, 2006



MONTHS     2002-A       2003-A       2003-B       2003-C      2004-A      2004-B      2004-C      2005-A      2005-B     2006-A
-------------------------------------------------------------------------------------------------------------------------------

1            29,175        8,146            0           0           0           0           0           0           0    35,582
2           148,866      196,949      115,697      15,717      51,574      64,991           0      45,977       3,422    80,269
3           573,300      495,264      273,980     126,540     130,249     127,635      20,264     145,540      75,640   242,823
4           905,537    1,015,824      628,006     263,263     427,084     340,773     129,290     391,042     127,919
5         1,451,192    1,789,506    1,042,370     464,124     589,042     422,088     289,642     782,886     319,643
6         2,535,605    2,494,011    1,517,285     787,914     784,963     709,490     445,197   1,212,561     614,093
7         3,336,162    3,210,097    2,197,799   1,100,324   1,324,392     902,673     700,569   1,841,495     967,738
8         4,336,200    3,795,737    2,893,604   1,485,142   1,651,964   1,031,714   1,026,489   2,097,607   1,131,923
9         5,004,136    4,478,493    3,259,272   1,728,591   2,045,459   1,318,741   1,332,816   2,360,512   1,397,085
10        5,828,715    5,158,071    3,544,625   1,872,795   2,463,898   1,385,798   1,850,850   2,705,866   1,673,467
11        6,650,246    5,917,951    4,004,562   2,105,125   2,659,346   1,548,653   2,142,989   2,939,006   2,007,328
12        7,511,716    6,676,593    4,349,805   2,296,083   2,950,476   1,869,240   2,411,844   3,180,965
13        8,201,172    7,405,660    4,676,827   2,670,541   3,351,307   2,043,435   3,033,693   3,431,193
14        8,907,828    7,741,482    5,046,559   3,085,334   3,522,265   2,287,703   3,336,738   3,604,923
15        9,801,472    8,032,660    5,214,471   3,603,930   3,600,609   2,499,239   3,789,458
16       10,491,412    8,529,966    5,589,701   3,754,841   3,904,345   2,744,256   4,123,495
17       11,626,752    9,059,845    5,986,780   4,008,011   4,044,967   2,862,410   4,262,193
18       12,383,954    9,522,177    6,346,670   4,314,089   4,358,097   3,079,249   4,549,812
19       13,203,148   10,073,090    6,790,042   4,521,991   4,607,240   3,283,055   4,680,937
20       14,035,530   10,568,836    7,064,152   4,703,185   4,924,606   3,463,299   5,023,890
21       14,580,733   11,079,494    7,481,615   4,934,564   5,089,115   3,727,269
22       15,102,959   11,764,192    7,803,454   5,149,855   5,574,247   3,911,785
23       15,513,433   12,095,933    8,002,784   5,316,572   5,795,835   4,087,200
24       15,851,973   12,448,689    8,160,248   5,469,477   5,982,138   4,171,415
25       16,654,707   12,804,646    8,480,615   5,675,470   6,192,248   4,240,460
26       17,288,725   12,851,280    8,771,238   5,951,762   6,309,465
27       17,702,607   13,006,823    9,007,410   6,277,795   6,388,507
28       18,346,845   13,409,591    9,250,192   6,329,476   6,392,017
29       18,808,642   13,654,612    9,444,018   6,509,357   6,594,701
30       19,197,709   13,964,363    9,628,103   6,724,392
31       19,564,146   14,280,974    9,807,928   6,887,968
32       19,941,991   14,752,645   10,018,609   6,950,599
33       20,071,989   14,990,632   10,327,750   7,017,743
34       20,406,655   15,181,242   10,422,706   7,111,685
35       20,722,200   15,294,836   10,461,356
36       20,999,868   15,570,946   10,536,007
37       21,399,889   15,820,506   10,544,252
38       21,671,328   15,953,352   10,717,334
39       21,956,727   16,156,820
40       22,109,002   16,271,964
41       22,408,883   16,369,396
42       22,649,378
43       22,846,946
44       23,083,218
45       23,251,464
46       23,316,357
47       23,379,859
48       23,412,232




LBAC Corp.

CUMULATIVE NET LIQUIDATED RECEIVABLES PERCENTAGE
JULY 31, 2006



MONTHS   2002-A   2003-A   2003-B   2003-C   2004-A   2004-B   2004-C   2005-A   2005-B   2006-A
------------------------------------------------------------------------------------------------

 1        0.01%    0.00%    0.00%    0.00%    0.00%    0.00%    0.00%    0.00%    0.00%    0.01%
 2        0.06%    0.08%    0.05%    0.01%    0.02%    0.03%    0.00%    0.01%    0.00%    0.02%
 3        0.23%    0.20%    0.11%    0.05%    0.04%    0.05%    0.01%    0.04%    0.02%    0.05%
 4        0.36%    0.41%    0.25%    0.10%    0.14%    0.13%    0.04%    0.11%    0.04%
 5        0.58%    0.72%    0.42%    0.18%    0.19%    0.17%    0.08%    0.22%    0.09%
 6        1.01%    1.00%    0.61%    0.31%    0.26%    0.28%    0.13%    0.35%    0.18%
 7        1.33%    1.28%    0.88%    0.44%    0.44%    0.35%    0.20%    0.53%    0.28%
 8        1.73%    1.52%    1.16%    0.59%    0.55%    0.40%    0.29%    0.60%    0.32%
 9        2.00%    1.79%    1.30%    0.68%    0.68%    0.52%    0.38%    0.67%    0.40%
10        2.33%    2.06%    1.42%    0.74%    0.81%    0.54%    0.52%    0.77%    0.48%
11        2.66%    2.37%    1.60%    0.83%    0.88%    0.61%    0.61%    0.84%    0.57%
12        3.00%    2.67%    1.74%    0.91%    0.97%    0.73%    0.68%    0.91%
13        3.28%    2.96%    1.87%    1.06%    1.11%    0.80%    0.86%    0.98%
14        3.56%    3.10%    2.02%    1.22%    1.16%    0.90%    0.94%    1.03%
15        3.92%    3.21%    2.09%    1.43%    1.19%    0.98%    1.07%
16        4.20%    3.41%    2.24%    1.49%    1.29%    1.08%    1.17%
17        4.65%    3.62%    2.39%    1.59%    1.33%    1.12%    1.21%
18        4.95%    3.81%    2.54%    1.71%    1.44%    1.21%    1.29%
19        5.28%    4.03%    2.72%    1.79%    1.52%    1.29%    1.32%
20        5.61%    4.23%    2.83%    1.86%    1.63%    1.36%    1.42%
21        5.83%    4.43%    2.99%    1.95%    1.68%    1.46%
22        6.04%    4.71%    3.12%    2.04%    1.84%    1.53%
23        6.21%    4.84%    3.20%    2.11%    1.91%    1.60%
24        6.34%    4.98%    3.26%    2.17%    1.97%    1.64%
25        6.66%    5.12%    3.39%    2.25%    2.04%    1.66%
26        6.92%    5.14%    3.51%    2.36%    2.08%
27        7.08%    5.20%    3.60%    2.49%    2.11%
28        7.34%    5.36%    3.70%    2.51%    2.11%
29        7.52%    5.46%    3.78%    2.58%    2.18%
30        7.68%    5.59%    3.85%    2.66%
31        7.83%    5.71%    3.92%    2.73%
32        7.98%    5.90%    4.01%    2.75%
33        8.03%    6.00%    4.13%    2.78%
34        8.16%    6.07%    4.17%    2.82%
35        8.29%    6.12%    4.18%
36        8.40%    6.23%    4.21%
37        8.56%    6.33%    4.22%
38        8.67%    6.38%    4.29%
39        8.78%    6.46%
40        8.84%    6.51%
41        8.96%    6.55%
42        9.06%
43        9.14%
44        9.23%
45        9.30%
46        9.33%
47        9.35%
48        9.36%




LBAC Corp.

ABS MONTHLY PREPAYMENT SPEED
JULY 31, 2006



MONTHS   2002-A   2003-A   2003-B   2003-C   2004-A   2004-B   2004-C   2005-A   2005-B   2006-A
------------------------------------------------------------------------------------------------

 1       0.9865   1.5362   1.5577   1.5357   1.5703   1.6387   0.9347   1.6450      n/a   1.6906
 2       0.9370   1.1939   1.4286   1.1211   1.6964   2.0395   0.8146   1.9793   1.3328   1.9602
 3       1.2704   1.6402   1.3476   1.3172   1.8815   1.6747   0.6711   2.0568   1.8545   2.0336
 4       1.0856   1.8365   1.6434   1.4177   2.0141   2.1142   2.1514   2.0526   1.7985
 5       1.1769   1.8344   1.7705   1.4023   2.0044   1.8283   2.0134   1.9836   1.7710
 6       1.6781   1.8017   1.4093   1.9986   2.1100   2.0413   2.0927   2.0789   1.8046
 7       1.4264   1.8661   1.6731   1.7525   2.0178   1.9880   2.1637   2.1011   2.0235
 8       1.8713   1.9024   1.7614   1.8895   2.0534   1.8554   2.1166   1.9638   1.6199
 9       1.5913   1.4974   1.6980   1.8324   1.9656   2.2090   2.2290   1.8965   2.1515
10       1.5645   1.5294   2.0455   1.9545   2.0000   1.8300   1.9749   2.0607   2.0187
11       1.8404   1.5645   1.9872   1.9161   1.8787   1.8852   1.8149   1.8716   1.7986
12       1.8752   1.6625   1.8095   1.8681   1.7509   2.1494   1.7236   1.8699
13       1.6744   1.8996   1.9057   1.8074   2.0664   2.0347   1.7438   1.8124
14       1.6344   1.9466   1.9940   1.8075   1.8769   2.1869   1.7635   1.8151
15       1.7587   1.8615   1.9058   1.7311   1.8099   1.8601   1.8021
16       1.5228   1.9469   1.7547   1.6013   1.9411   1.8765   1.8498
17       1.7893   1.8412   1.7492   1.4626   1.8126   1.7568   1.6070
18       1.6220   1.8067   1.8049   2.0252   1.9220   1.6535   1.7954
19       1.7591   1.8818   1.7449   1.6265   1.8821   1.6451   1.6635
20       1.8939   1.7178   1.7387   1.8925   1.6785   1.7554   1.7713
21       1.8351   1.6490   1.7568   1.7475   1.6528   1.8552
22       1.5974   1.8381   1.7976   1.6658   1.6351   1.6529
23       1.6199   1.5885   1.8105   1.9052   1.6223   1.7791
24       1.5764   1.4569   1.6639   1.6370   1.5177   1.7377
25       1.7326   1.7359   1.6380   1.4873   1.7490   1.4741
26       1.7229   1.5018   1.6609   1.5894   1.4545
27       1.5416   1.6209   1.6952   1.5478   1.5611
28       1.6201   1.7026   1.5859   1.3720   1.4728
29       1.5016   1.5249   1.5456   1.3941   1.5642
30       1.6093   1.6886   1.4824   1.5877
31       1.5567   1.5253   1.3790   1.3418
32       1.5999   1.4787   1.4305   1.5888
33       1.5345   1.4129   1.5110   1.5760
34       1.5200   1.3670   1.5459   1.4749
35       1.5510   1.2727   1.2950
36       1.5034   1.3629   1.4435
37       1.5448   1.5353   1.4223
38       1.3729   1.3136   1.4169
39       1.4108   1.4028
40       1.2973   1.3598
41       1.3454   1.3326
42       1.4029
43       1.3691
44       1.4583
45       1.3242
46       1.3125
47       1.2846




LBAC Corp.

DELINQUENT CONTRACTS 30-59 DAYS PAST DUE IN DOLLARS
JULY 31, 2006



             2002-A            2003-A            2003-B            2003-C            2004-A
        ----------------------------------------------------------------------------------------
MONTHS  UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE
------------------------------------------------------------------------------------------------

1         62   1,024,432    70   1,076,481    56     612,747    30     284,930    37     341,046
2        114   1,878,763    98   1,488,588    78     906,763    54     771,156    64     633,491
3        104   1,680,022   113   1,617,445   109   1,222,474    42     536,621   117   1,309,113
4        145   2,384,713   136   1,700,668   131   1,525,407    49     783,364    87     909,306
5        166   2,522,004   122   1,421,537   123   1,400,775    63     908,847   107   1,193,519
6        119   1,901,858   154   1,891,156   184   2,099,665    49     796,712   118   1,353,418
7        124   2,009,944   205   2,608,077   149   1,475,906    51     722,019   130   1,262,263
8        100   1,643,028   174   1,995,799   126   1,402,092    64     931,548   140   1,122,637
9        138   2,336,503   225   2,779,230   145   1,730,466    69     997,706   140   1,170,158
10       138   2,154,576   158   1,876,659   109   1,362,321    69     930,905   137   1,101,245
11       127   1,955,198   151   2,040,431   108   1,155,277    76   1,152,862   140     977,876
12       126   1,896,686   161   2,096,857   148   1,450,487    71   1,179,647   116     998,311
13       146   2,237,276   110   1,584,802   149   1,325,948    65   1,023,271    95     774,235
14       196   2,948,378   111   1,557,141   128   1,206,123    74   1,129,851    75     689,306
15       197   2,786,822   148   2,199,574   130   1,202,791    79   1,271,199    85     985,640
16       275   3,857,454   149   2,134,613   142   1,522,165    59     901,190    60     899,506
17       198   2,723,545   117   1,795,299   110   1,068,269    59     867,869    72   1,006,108
18       174   2,418,299   126   1,890,007   119   1,355,598    68   1,053,157    70   1,032,283
19       194   2,749,420   127   1,851,583   112   1,365,858    55     788,919    76   1,012,139
20       139   1,926,645   126   1,803,626   105   1,299,833    53     646,322    83   1,198,294
21       150   2,190,963   117   1,603,729    91   1,218,166    53     711,707    85   1,141,000
22       170   2,269,935   120   1,647,092    68     899,186    84   1,293,650    69     956,417
23       188   2,316,540   107   1,471,996    67     905,987    52     807,294    51     694,870
24       193   2,432,544   102   1,511,693    76   1,077,958    64     842,574    54     676,406
25       183   2,325,283    95   1,192,778    83   1,033,814    77     996,601    46     586,125
26       182   2,177,366    85   1,065,257    99   1,108,987    61     835,581    54     674,907
27       164   1,940,814    85   1,046,792    84     955,877    54     697,531    71   1,003,132
28       180   2,065,142    88   1,134,384    68     795,056    49     670,861    74     952,439
29       178   2,071,146   112   1,320,821   115   1,349,024    43     557,658    78   1,006,361
30       164   1,938,216   114   1,372,805    70     821,530    31     376,423
31       143   1,658,260   100   1,114,796    82     931,778    41     514,322
32       151   1,718,357   120   1,419,316    74     810,436    51     644,165
33       127   1,379,777   111   1,267,472    59     643,684    63     772,128
34       119   1,299,427   106   1,152,799    63     697,692    67     827,806
35       126   1,201,590    99   1,068,033    62     690,620
36       153   1,593,571    75     799,389    72     788,635
37       139   1,320,159    81     827,820    79     852,378
38       131   1,349,156    84     808,517    95   1,009,567
39       154   1,486,024    99     977,795
40       138   1,305,500   107   1,081,097
41       132   1,084,860   123   1,122,265
42       115   1,046,758
43        96     840,500
44        93     783,794
45       109     933,168
46       113     843,081
47       127     894,565
48         0           0


             2004-B            2004-C            2005-A            2005-B            2006-A
        ----------------------------------------------------------------------------------------
MONTHS  UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE
------------------------------------------------------------------------------------------------

1          57    437,607    77     680,018    70     698,636     0           0    87   1,175,233
2          82    618,668    77     694,944   122   1,460,458    56     808,295   150   2,209,011
3          96    982,363    71     592,194   142   1,779,006    68     967,915   208   3,376,276
4          83    618,984   130   1,201,341   152   1,784,175    72     989,060
5          99    923,309   125   1,012,438   168   1,876,488    84   1,192,251
6          88    815,078   150   1,280,507   164   1,992,732    77   1,109,071
7          86    721,570   150   1,135,281   160   1,537,885    71     959,375
8          87    827,373   180   1,553,963   143   1,554,799    97   1,278,282
9          87    817,873   183   1,404,573   131   1,274,801   111   1,468,789
10         90    750,133   170   1,573,761   100     936,197   162   2,397,409
11        102    760,097   203   1,662,261   149   1,592,074   160   2,523,420
12        111    813,117   191   1,454,074   134   1,564,350
13        119    902,431   146   1,164,817   188   2,221,763
14         99    821,396   103     967,805   221   2,859,209
15         94    772,525    94   1,000,120
16         96    921,950    74     790,115
17         67    764,056    83     993,525
18         74    869,888    99   1,110,897
19         56    670,133   138   1,459,389
20         56    712,202   159   1,967,645
21         44    599,614
22         49    649,636
23         64    740,772
24         64    858,718
25         94  1,242,776
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48




LBAC Corp.

DELINQUENT CONTRACTS 60-89 DAYS PAST DUE IN DOLLARS
JULY 31, 2006



              2002-A            2003-A          2003-B          2003-C          2004-A
        ----------------------------------------------------------------------------------
MONTHS  UNITS   BALANCE   UNITS   BALANCE   UNITS  BALANCE  UNITS  BALANCE  UNITS  BALANCE
------------------------------------------------------------------------------------------

1          4      77,690     5      43,003     2    23,489    1      3,613     1    32,439
2         43     721,531    42     694,704    26   357,572   15    156,500    13   181,200
3         65   1,077,037    56   1,009,254    42   521,693   29    475,072    19   269,898
4         71   1,151,846    61     895,221    53   664,805   32    509,465    45   626,981
5         94   1,612,208    75     964,100    68   970,195   28    535,900    34   381,896
6         77   1,175,992    73     946,144    57   744,732   29    428,503    54   734,091
7         61     990,742    81   1,045,915    74   970,404   30    514,317    57   669,839
8         56     975,742   100   1,174,084    69   697,992   26    351,921    67   728,571
9         61   1,035,653   104   1,240,975    52   581,925   26    417,365    68   620,334
10        87   1,447,517   115   1,415,897    46   586,854   35    490,264    85   711,986
11        71   1,160,160   101   1,167,347    55   742,254   44    585,193    70   510,657
12        64   1,002,000    85   1,089,817    50   525,693   54    825,854    87   642,414
13        67   1,006,781    79   1,033,984    71   642,420   42    705,718    62   406,697
14        85   1,319,002    70   1,072,223    68   539,034   34    495,549    57   411,594
15        95   1,415,168    63     926,645    70   624,959   33    508,380    42   443,338
16        99   1,466,442    68   1,022,805    82   632,255   37    618,532    52   578,431
17       100   1,446,780    77   1,175,760    90   865,182   25    425,436    42   593,608
18        90   1,331,579    74   1,183,880    69   535,541   23    297,382    46   643,935
19        80   1,202,984    63     947,877    62   696,772   38    635,485    37   584,173
20        81   1,132,431    68     958,688    50   607,164   30    413,822    43   604,669
21        62     864,795    56     762,332    49   616,913   23    284,749    45   675,619
22        74   1,065,288    48     706,184    39   531,085   31    424,429    38   555,216
23        82   1,125,199    60     836,168    35   485,102   36    558,262    39   591,164
24        93   1,184,611    46     634,916    43   604,456   27    427,097    23   313,850
25        97   1,189,068    46     670,365    42   560,153   32    470,117    23   254,440
26        78   1,056,044    58     749,352    38   495,014   39    532,112    29   379,044
27        88   1,057,939    58     790,446    34   361,251   35    465,844    17   216,220
28        57     651,145    50     694,013    44   554,171   31    402,935    35   514,701
29        79     877,729    64     921,571    33   420,133   25    324,301    33   451,291
30        66     808,670    59     703,630    57   680,996   18    230,729
31        63     767,362    59     710,903    39   425,794   15    188,046
32        47     534,489    47     566,438    44   462,859   22    290,905
33        67     756,841    63     712,745    32   346,289   26    352,565
34        60     662,456    52     674,843    18   202,247   27    354,778
35        56     616,291    42     458,218    28   281,328
36        62     596,945    47     548,301    19   196,999
37        55     533,679    35     393,604    30   323,884
38        64     605,707    40     405,384    39   444,084
39        68     697,505    42     427,933
40        70     665,633    44     471,599
41        72     725,990    48     482,298
42        68     616,286
43        55     531,351
44        40     333,412
45        53     446,484
46        53     409,088
47        51     413,505
48         0           0


            2004-B           2004-C            2005-A            2005-B            2006-A
        --------------------------------------------------------------------------------------
MONTHS  UNITS  BALANCE  UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE
----------------------------------------------------------------------------------------------

1          1    31,622     2      13,762     1       9,347     0           0     4      36,937
2         20   187,360    16     164,249    24     287,406     2      30,113    30     462,921
3         33   252,248    21     245,351    50     634,209    24     426,765    65   1,141,866
4         33   468,024    23     282,740    67   1,048,818    35     572,596
5         27   260,858    50     605,444    56     889,051    27     388,886
6         41   447,120    64     648,552    65     739,583    44     580,113
7         49   487,058    71     799,208    61     815,758    34     634,591
8         34   317,554    64     658,941    71     773,464    37     523,096
9         31   308,357    77     769,848    63     772,566    46     628,195
10        43   421,177    94     862,045    48     513,090    46     687,844
11        50   383,281    85   1,012,361    48     495,499    82   1,301,057
12        54   469,013   106   1,003,565    76     590,362
13        59   412,941    82     555,683    76     688,603
14        49   285,048    56     602,012   107   1,060,555
15        47   389,904    56     583,704
16        58   477,245    48     564,738
17        49   499,885    47     558,091
18        46   459,861    34     427,972
19        41   499,201    42     530,926
20        28   384,547    57     609,841
21        19   197,958
22        27   377,342
23        25   353,580
24        33   400,122
25        20   250,393
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48




LBAC Corp.

DELINQUENT CONTRACTS 90+ DAYS PAST DUE IN DOLLARS
JULY 31, 2006



              2002-A               2003-A             2003-B            2003-C            2004-A            2004-B
         -------------------------------------------------------------------------------------------------------------
MONTHS   UNITS    BALANCE    UNITS    BALANCE    UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE   UNITS   BALANCE
----------------------------------------------------------------------------------------------------------------------

1            0           0       0           0       0         0       0         0       0         0       0         0
2            2      29,746       1      15,076       1     5,433       1     3,613       0         0       0         0
3           23     382,086      32     485,279      21   276,425       9    78,097       7    98,729      12   111,394
4           47     788,241      53     901,785      38   418,931      20   285,227      12   161,639      23   121,971
5           69   1,114,432      59     947,353      48   586,796      21   389,799      33   400,648      34   349,029
6           70   1,172,370      72     905,943      68   902,719      20   413,207      36   397,051      26   216,591
7           75   1,248,381      80     864,622      59   784,014      24   422,295      47   400,813      28   233,385
8           53     883,713      76     924,982      62   705,662      21   331,335      49   484,634      42   372,984
9           56     969,377     101   1,047,985      64   672,418      20   321,024      61   562,948      30   267,545
10          58   1,040,590     108   1,158,496      60   664,587      28   417,156      60   492,276      36   312,256
11          67   1,104,826     122   1,320,359      54   601,309      25   328,861      91   627,256      49   425,828
12          68   1,123,486     111   1,158,259      63   743,687      39   471,025      92   511,654      47   355,474
13          65   1,103,868      84     823,249      59   555,502      50   691,584      81   529,410      53   450,390
14          65   1,004,470      70     730,086      65   512,457      40   504,347      81   533,136      59   452,619
15          67   1,049,869      83   1,081,332      84   596,376      27   336,164      64   502,358      71   340,028
16          86   1,343,400      72     961,215      86   597,889      32   457,340      51   439,544      50   320,483
17          75   1,136,934      72     992,378      91   548,532      37   576,457      54   664,796      61   462,627
18          94   1,370,369      81   1,087,092      96   621,689      24   352,769      41   567,975      52   619,348
19          95   1,409,809      72   1,052,647      84   539,867      20   305,055      51   661,400      49   561,755
20          75   1,119,080      62     960,383      80   613,092      36   561,862      41   603,063      50   510,663
21          71   1,021,454      63     940,784      57   457,001      32   506,455      48   755,110      38   406,332
22          67     945,067      52     690,670      49   478,630      27   311,349      52   796,974      25   311,487
23          63     913,926      47     647,028      41   466,940      27   365,398      43   628,825      20   225,054
24          78   1,093,141      45     612,815      39   504,525      33   483,413      38   542,707      17   230,820
25          68     914,109      31     357,160      40   548,373      38   611,752      25   357,604      24   339,916
26          71     923,859      41     548,158      43   586,710      43   635,126      21   240,756
27          73     993,917      54     690,950      42   561,683      38   528,727      21   254,855
28          75     873,710      54     650,883      35   395,137      46   628,614      23   300,717
29          63     751,503      49     628,900      42   509,993      37   468,034      28   346,851
30          72     808,484      60     796,046      41   533,461      22   284,628
31          61     700,178      67     815,916      55   648,869      15   185,632
32          61     705,773      57     669,016      47   569,057      11   129,639
33          54     646,495      48     547,754      28   308,359      15   200,618
34          66     735,012      55     640,323      22   229,458      24   304,746
35          66     738,455      63     777,234      20   229,006
36          63     729,414      50     590,957      22   251,154
37          60     617,834      39     449,761      27   322,804
38          56     538,445      33     354,447      29   309,430
39          56     500,663      30     265,355
40          71     739,582      37     320,536
41          72     681,480      37     369,616
42          72     667,533
43          73     689,847
44          54     521,630
45          35     307,543
46          42     378,785
47          51     429,489
48           0           0


               2004-C              2005-A             2005-B            2006-A
         -------------------------------------------------------------------------
MONTHS   UNITS    BALANCE    UNITS    BALANCE    UNITS   BALANCE   UNITS   BALANCE
----------------------------------------------------------------------------------

1            0           0       0           0       0         0       0         0
2            2      13,762       0           0       0         0       1     3,243
3           12     111,513      17     222,942       1     5,604      22   291,847
4           22     207,257      39     502,898      17   310,126
5           23     220,067      62     930,761      28   532,527
6           39     425,856      63   1,028,406      22   327,501
7           59     572,818      53     716,637      31   334,388
8           67     678,520      54     749,459      42   574,086
9           69     684,076      54     692,937      33   519,353
10          64     544,037      65     704,823      35   426,716
11          83     750,908      62     540,684      43   500,569
12          90   1,104,952      51     531,908
13         107   1,229,034      61     622,699
14         104     880,538      70     743,389
15          62     501,042
16          45     374,365
17          46     380,130
18          42     393,383
19          42     475,429
20          35     412,178
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48




LBAC Corp.

DELINQUENT CONTRACTS 30-59 DAYS PAST DUE PERCENTAGE OF DOLLARS
JULY 31, 2006



MONTHS   2002-A   2003-A   2003-B   2003-C   2004-A   2004-B   2004-C   2005-A   2005-B   2006-A
------------------------------------------------------------------------------------------------

1         0.42%    0.44%    0.25%    0.12%    0.12%    0.20%    0.31%    0.24%    0.00%    0.29%
2         0.78%    0.63%    0.38%    0.32%    0.22%    0.26%    0.32%    0.44%    0.27%    0.52%
3         0.72%    0.70%    0.53%    0.23%    0.47%    0.42%    0.28%    0.56%    0.29%    0.83%
4         1.04%    0.76%    0.68%    0.34%    0.34%    0.28%    0.37%    0.58%    0.31%
5         1.13%    0.66%    0.65%    0.41%    0.46%    0.43%    0.33%    0.64%    0.39%
6         0.88%    0.91%    1.00%    0.37%    0.55%    0.39%    0.43%    0.70%    0.37%
7         0.95%    1.30%    0.73%    0.35%    0.53%    0.36%    0.40%    0.56%    0.33%
8         0.81%    1.03%    0.71%    0.47%    0.49%    0.43%    0.57%    0.59%    0.46%
9         1.19%    1.48%    0.91%    0.52%    0.53%    0.44%    0.53%    0.50%    0.55%
10        1.13%    1.03%    0.75%    0.50%    0.52%    0.42%    0.62%    0.39%    0.93%
11        1.06%    1.16%    0.66%    0.65%    0.48%    0.44%    0.68%    0.68%    1.01%
12        1.07%    1.24%    0.86%    0.69%    0.51%    0.50%    0.62%    0.70%
13        1.31%    0.98%    0.82%    0.62%    0.41%    0.57%    0.52%    1.03%
14        1.79%    1.00%    0.78%    0.72%    0.38%    0.55%    0.45%    1.38%
15        1.76%    1.48%    0.82%    0.84%    0.57%    0.54%    0.48%
16        2.53%    1.50%    1.08%    0.62%    0.55%    0.67%    0.40%
17        1.86%    1.32%    0.79%    0.62%    0.64%    0.58%    0.52%
18        1.72%    1.46%    1.05%    0.78%    0.69%    0.69%    0.61%
19        2.04%    1.50%    1.11%    0.61%    0.71%    0.55%    0.83%
20        1.50%    1.53%    1.10%    0.53%    0.88%    0.62%    1.18%
21        1.79%    1.42%    1.08%    0.61%    0.88%    0.55%
22        1.94%    1.54%    0.84%    1.15%    0.77%    0.62%
23        2.07%    1.44%    0.89%    0.76%    0.58%    0.74%
24        2.28%    1.54%    1.12%    0.83%    0.60%    0.91%
25        2.29%    1.28%    1.13%    1.03%    0.54%    1.37%
26        2.26%    1.20%    1.27%    0.90%    0.66%
27        2.11%    1.24%    1.16%    0.79%    1.02%
28        2.37%    1.43%    1.02%    0.80%    1.02%
29        2.50%    1.75%    1.82%    0.69%    1.14%
30        2.47%    1.93%    1.17%    0.49%
31        2.23%    1.66%    1.39%    0.71%
32        2.45%    2.23%    1.27%    0.94%
33        2.08%    2.10%    1.07%    1.19%
34        2.08%    2.02%    1.23%    1.35%
35        2.05%    1.97%    1.29%
36        2.89%    1.56%    1.56%
37        2.56%    1.73%    1.79%
38        2.77%    1.79%    2.26%
39        3.25%    2.30%
40        3.03%    2.72%
41        2.68%    3.01%
42        2.77%
43        2.39%
44        2.41%
45        3.09%
46        3.01%
47        3.44%
48        0.00%




LBAC Corp.

DELINQUENT CONTRACTS 60-89 DAYS PAST DUE IN DOLLARS
JULY 31, 2006



MONTHS   2002-A   2003-A   2003-B   2003-C   2004-A   2004-B   2004-C   2005-A   2005-B   2006-A
------------------------------------------------------------------------------------------------

1         0.03%    0.02%    0.01%    0.00%    0.01%    0.01%    0.01%    0.00%    0.00%    0.01%
2         0.30%    0.29%    0.15%    0.07%    0.06%    0.08%    0.08%    0.09%    0.01%    0.11%
3         0.46%    0.44%    0.23%    0.20%    0.10%    0.11%    0.12%    0.20%    0.13%    0.28%
4         0.50%    0.40%    0.30%    0.22%    0.24%    0.21%    0.09%    0.34%    0.18%
5         0.72%    0.45%    0.45%    0.24%    0.15%    0.12%    0.20%    0.30%    0.13%
6         0.54%    0.45%    0.35%    0.20%    0.30%    0.21%    0.22%    0.26%    0.19%
7         0.47%    0.52%    0.48%    0.25%    0.28%    0.24%    0.28%    0.30%    0.22%
8         0.48%    0.61%    0.36%    0.18%    0.32%    0.16%    0.24%    0.29%    0.19%
9         0.53%    0.66%    0.31%    0.22%    0.28%    0.17%    0.29%    0.31%    0.23%
10        0.76%    0.78%    0.32%    0.27%    0.34%    0.24%    0.34%    0.21%    0.27%
11        0.63%    0.66%    0.43%    0.33%    0.25%    0.22%    0.42%    0.21%    0.52%
12        0.57%    0.64%    0.31%    0.48%    0.33%    0.29%    0.43%    0.26%
13        0.59%    0.64%    0.40%    0.43%    0.22%    0.26%    0.25%    0.32%
14        0.80%    0.69%    0.35%    0.31%    0.23%    0.19%    0.28%    0.51%
15        0.89%    0.62%    0.43%    0.33%    0.26%    0.27%    0.28%
16        0.96%    0.72%    0.45%    0.42%    0.35%    0.35%    0.28%
17        0.99%    0.87%    0.64%    0.30%    0.38%    0.38%    0.29%
18        0.95%    0.91%    0.41%    0.22%    0.43%    0.36%    0.23%
19        0.89%    0.77%    0.56%    0.49%    0.41%    0.41%    0.30%
20        0.88%    0.81%    0.52%    0.34%    0.44%    0.33%    0.36%
21        0.71%    0.68%    0.55%    0.24%    0.52%    0.18%
22        0.91%    0.66%    0.50%    0.38%    0.45%    0.36%
23        1.01%    0.82%    0.48%    0.53%    0.50%    0.36%
24        1.11%    0.65%    0.63%    0.42%    0.28%    0.42%
25        1.17%    0.72%    0.61%    0.49%    0.24%    0.28%
26        1.10%    0.85%    0.57%    0.58%    0.37%
27        1.15%    0.94%    0.44%    0.53%    0.22%
28        0.75%    0.87%    0.71%    0.48%    0.55%
29        1.06%    1.22%    0.57%    0.40%    0.51%
30        1.03%    0.99%    0.97%    0.30%
31        1.03%    1.06%    0.63%    0.26%
32        0.76%    0.89%    0.73%    0.42%
33        1.14%    1.18%    0.58%    0.54%
34        1.06%    1.18%    0.36%    0.58%
35        1.05%    0.84%    0.52%
36        1.08%    1.07%    0.39%
37        1.03%    0.82%    0.68%
38        1.24%    0.90%    0.99%
39        1.53%    1.01%
40        1.54%    1.19%
41        1.79%    1.29%
42        1.63%
43        1.51%
44        1.03%
45        1.48%
46        1.46%
47        1.59%
48        0.00%




LBAC Corp.

DELINQUENT CONTRACTS 90+ DAYS PAST DUE IN DOLLARS
JULY 31, 2006



MONTHS   2002-A   2003-A   2003-B   2003-C   2004-A   2004-B   2004-C   2005-A   2005-B   2006-A
------------------------------------------------------------------------------------------------

1         0.00%    0.00%    0.00%    0.00%    0.00%    0.00%    0.00%    0.00%    0.00%    0.00%
2         0.01%    0.01%    0.00%    0.00%    0.00%    0.00%    0.01%    0.00%    0.00%    0.00%
3         0.16%    0.21%    0.12%    0.03%    0.04%    0.05%    0.05%    0.07%    0.00%    0.07%
4         0.34%    0.40%    0.19%    0.13%    0.06%    0.05%    0.06%    0.16%    0.10%
5         0.50%    0.44%    0.27%    0.18%    0.16%    0.16%    0.07%    0.32%    0.17%
6         0.54%    0.43%    0.43%    0.19%    0.16%    0.10%    0.14%    0.36%    0.11%
7         0.59%    0.43%    0.39%    0.20%    0.17%    0.12%    0.20%    0.26%    0.12%
8         0.43%    0.48%    0.36%    0.17%    0.21%    0.19%    0.25%    0.28%    0.21%
9         0.49%    0.56%    0.35%    0.17%    0.26%    0.14%    0.26%    0.27%    0.19%
10        0.55%    0.64%    0.37%    0.23%    0.23%    0.17%    0.22%    0.29%    0.16%
11        0.60%    0.75%    0.34%    0.18%    0.31%    0.25%    0.31%    0.23%    0.20%
12        0.64%    0.68%    0.44%    0.28%    0.26%    0.22%    0.47%    0.24%
13        0.65%    0.51%    0.35%    0.42%    0.28%    0.29%    0.55%    0.29%
14        0.61%    0.47%    0.33%    0.32%    0.30%    0.30%    0.41%    0.36%
15        0.66%    0.73%    0.41%    0.22%    0.29%    0.24%    0.24%
16        0.88%    0.68%    0.42%    0.31%    0.27%    0.23%    0.19%
17        0.78%    0.73%    0.41%    0.41%    0.42%    0.35%    0.20%
18        0.97%    0.84%    0.48%    0.26%    0.38%    0.49%    0.22%
19        1.05%    0.85%    0.44%    0.24%    0.46%    0.47%    0.27%
20        0.87%    0.81%    0.52%    0.46%    0.44%    0.44%    0.25%
21        0.84%    0.83%    0.41%    0.43%    0.58%    0.37%
22        0.81%    0.64%    0.45%    0.28%    0.64%    0.30%
23        0.82%    0.63%    0.46%    0.34%    0.53%    0.23%
24        1.02%    0.63%    0.52%    0.48%    0.48%    0.24%
25        0.90%    0.38%    0.60%    0.63%    0.33%    0.38%
26        0.96%    0.62%    0.67%    0.69%    0.23%
27        1.08%    0.82%    0.68%    0.60%    0.26%
28        1.00%    0.82%    0.51%    0.75%    0.32%
29        0.91%    0.83%    0.69%    0.58%    0.39%
30        1.03%    1.12%    0.76%    0.37%
31        0.94%    1.21%    0.97%    0.25%
32        1.01%    1.05%    0.89%    0.19%
33        0.98%    0.91%    0.51%    0.31%
34        1.18%    1.12%    0.41%    0.50%
35        1.26%    1.43%    0.43%
36        1.32%    1.15%    0.50%
37        1.20%    0.94%    0.68%
38        1.11%    0.78%    0.69%
39        1.10%    0.63%
40        1.72%    0.81%
41        1.68%    0.99%
42        1.77%
43        1.96%
44        1.61%
45        1.02%
46        1.35%
47        1.65%
48        0.00%