The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 638 10,950 SH   SOLE NONE 0 0 10,950
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,441 26,649 SH   SOLE NONE 0 0 26,649
BERKSHIRE HATHAWAY INC DEL CL A 084670108 306 1 SH   SOLE NONE 0 0 1
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 225 2,300 SH Put SOLE NONE 0 0 2,300
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,536 40,308 SH   SOLE NONE 0 0 40,308
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 266 3,566 SH   SOLE NONE 0 0 3,566
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,725 366,948 SH   SOLE NONE 0 0 366,948
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 78 14,407 SH   SOLE NONE 0 0 14,407
ISHARES TR TIPS BD ETF 464287176 740 6,756 SH   SOLE NONE 0 0 6,756
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 5,614 172,460 SH   SOLE NONE 0 0 172,460
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 153 12,000 SH   SOLE NONE 0 0 12,000
ISHARES TR RUS MID CAP ETF 464287499 20,733 446,066 SH   SOLE NONE 0 0 446,066
ISHARES TR RUS 2000 GRW ETF 464287648 3,456 20,571 SH   SOLE NONE 0 0 20,571
ISHARES TR RUSSELL 2000 ETF 464287655 11,360 84,843 SH   SOLE NONE 0 0 84,843
ISHARES TR RUS 1000 ETF 464287622 9,150 65,971 SH   SOLE NONE 0 0 65,971
ISHARES TR CORE S&P500 ETF 464287200 26,220 104,210 SH   SOLE NONE 0 0 104,210
ISHARES TR CORE S&P SCP ETF 464287804 2,447 35,307 SH   SOLE NONE 0 0 35,307
ISHARES TR EUROPE ETF 464287861 2,886 73,775 SH   SOLE NONE 0 0 73,775
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 11,142 330,630 SH   SOLE NONE 0 0 330,630
TEMPLETON GLOBAL INCOME FD COM 880198106 73 12,100 SH   SOLE NONE 0 0 12,100
ISHARES INC MSCI JPN ETF NEW 46434G822 383 7,550 SH   SOLE NONE 0 0 7,550
ISHARES INC ESG MSCI EM ETF 46434G863 7,513 244,975 SH   SOLE NONE 0 0 244,975
ISHARES INC MSCI PAC JP ETF 464286665 1,661 40,820 SH   SOLE NONE 0 0 40,820
ISHARES TR SELECT DIVID ETF 464287168 589 6,596 SH   SOLE NONE 0 0 6,596
DIVIDEND & INCOME FUND COM NEW 25538A204 95 10,000 SH   SOLE NONE 0 0 10,000
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 2,574 118,164 SH   SOLE NONE 0 0 118,164
BOULDER GROWTH & INCOME FD I COM 101507101 191 18,300 SH   SOLE NONE 0 0 18,300
ADAMS DIVERSIFIED EQUITY FD COM 006212104 157 12,428 SH   SOLE NONE 0 0 12,428
EXXON MOBIL CORP COM 30231G102 407 5,970 SH   SOLE NONE 0 0 5,970
VERIZON COMMUNICATIONS INC COM 92343V104 1,148 20,429 SH   SOLE NONE 0 0 20,429
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,030 20,336 SH   SOLE NONE 0 0 20,336
VANGUARD INDEX FDS VALUE ETF 922908744 680 6,944 SH   SOLE NONE 0 0 6,944
VANGUARD INDEX FDS TOTAL STK MKT 922908769 247 1,935 SH   SOLE NONE 0 0 1,935
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 216 2,277 SH   SOLE NONE 0 0 2,277
VANGUARD INDEX FDS MID CAP ETF 922908629 588 4,257 SH   SOLE NONE 0 0 4,257
VULCAN MATLS CO COM 929160109 268 2,709 SH   SOLE NONE 0 0 2,709
VANGUARD GROUP DIV APP ETF 921908844 376 3,836 SH   SOLE NONE 0 0 3,836
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,328 332,290 SH   SOLE NONE 0 0 332,290
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 927 11,888 SH   SOLE NONE 0 0 11,888
UNITED TECHNOLOGIES CORP COM 913017109 216 2,027 SH   SOLE NONE 0 0 2,027
180 DEGREE CAP CORP COM 68235B109 176 100,302 SH   SOLE NONE 0 0 100,302
THERMO FISHER SCIENTIFIC INC COM 883556102 237 1,059 SH   SOLE NONE 0 0 1,059
TARGET CORP COM 87612E106 235 3,560 SH   SOLE NONE 0 0 3,560
AT&T INC COM 00206R102 546 19,140 SH   SOLE NONE 0 0 19,140
SKYWORKS SOLUTIONS INC COM 83088M102 215 3,213 SH   SOLE NONE 0 0 3,213
STARWOOD PPTY TR INC COM 85571B105 218 11,040 SH   SOLE NONE 0 0 11,040
EXTENDED STAY AMER INC UNIT 99/99/9999B 30224P200 197 12,740 SH   SOLE NONE 0 0 12,740
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,008 36,045 SH   SOLE NONE 0 0 36,045
S&P GLOBAL INC COM 78409V104 247 1,453 SH   SOLE NONE 0 0 1,453
SANOFI SPONSORED ADR 80105N105 239 5,495 SH   SOLE NONE 0 0 5,495
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 226 2,309 SH   SOLE NONE 0 0 2,309
INVESCO QQQ TR UNIT SER 1 46090E103 487 3,155 SH   SOLE NONE 0 0 3,155
QUALCOMM INC COM 747525103 256 4,502 SH   SOLE NONE 0 0 4,502
POLYONE CORP COM 73179P106 299 10,451 SH   SOLE NONE 0 0 10,451
PHILIP MORRIS INTL INC COM 718172109 229 3,436 SH   SOLE NONE 0 0 3,436
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 264 19,625 SH   SOLE NONE 0 0 19,625
PROCTER AND GAMBLE CO COM 742718109 476 5,183 SH   SOLE NONE 0 0 5,183
PFIZER INC COM 717081103 742 17,008 SH   SOLE NONE 0 0 17,008
PEPSICO INC COM 713448108 240 2,176 SH   SOLE NONE 0 0 2,176
OLD REP INTL CORP COM 680223104 201 9,750 SH   SOLE NONE 0 0 9,750
NEW MTN FIN CORP COM 647551100 18,375 1,460,664 SH   SOLE NONE 0 0 1,460,664
NIKE INC CL B 654106103 262 3,532 SH   SOLE NONE 0 0 3,532
MOTOROLA SOLUTIONS INC COM NEW 620076307 263 2,282 SH   SOLE NONE 0 0 2,282
MICROSOFT CORP COM 594918104 880 8,664 SH   SOLE NONE 0 0 8,664
3M CO COM 88579Y101 563 2,956 SH   SOLE NONE 0 0 2,956
MFA FINL INC COM 55272X102 78 11,745 SH   SOLE NONE 0 0 11,745
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,260 14,074 SH   SOLE NONE 0 0 14,074
MEDTRONIC PLC SHS G5960L103 659 7,241 SH   SOLE NONE 0 0 7,241
LOWES COS INC COM 548661107 338 3,657 SH   SOLE NONE 0 0 3,657
KOPIN CORP COM 500600101 385 385,380 SH   SOLE NONE 0 0 385,380
COCA COLA CO COM 191216100 754 15,920 SH   SOLE NONE 0 0 15,920
JPMORGAN CHASE & CO COM 46625H100 834 8,545 SH   SOLE NONE 0 0 8,545
JOHNSON & JOHNSON COM 478160104 974 7,548 SH   SOLE NONE 0 0 7,548
ISHARES TR CORE MSCI TOTAL 46432F834 875 16,660 SH   SOLE NONE 0 0 16,660
ISHARES TR RUSSELL 3000 ETF 464287689 2,003 13,634 SH   SOLE NONE 0 0 13,634
ISHARES TR RUS 2000 VAL ETF 464287630 904 8,405 SH   SOLE NONE 0 0 8,405
ISHARES TR RUS 1000 GRW ETF 464287614 2,027 15,482 SH   SOLE NONE 0 0 15,482
ISHARES TR RUS 1000 VAL ETF 464287598 9,855 88,743 SH   SOLE NONE 0 0 88,743
INTEL CORP COM 458140100 992 21,147 SH   SOLE NONE 0 0 21,147
INOVIO PHARMACEUTICALS INC COM NEW 45773H201 1,358 339,391 SH   SOLE NONE 0 0 339,391
ISHARES INC CORE MSCI EMKT 46434G103 4,540 96,290 SH   SOLE NONE 0 0 96,290
ISHARES TR INTL SEL DIV ETF 464288448 25,025 871,640 SH   SOLE NONE 0 0 871,640
HONEYWELL INTL INC COM 438516106 208 1,578 SH   SOLE NONE 0 0 1,578
HOME DEPOT INC COM 437076102 256 1,489 SH   SOLE NONE 0 0 1,489
ALPHABET INC CAP STK CL A 02079K305 885 847 SH   SOLE NONE 0 0 847
ALPHABET INC CAP STK CL C 02079K107 275 266 SH   SOLE NONE 0 0 266
GENERAL MTRS CO COM 37045V100 297 8,866 SH   SOLE NONE 0 0 8,866
GENERAL ELECTRIC CO COM 369604103 154 20,374 SH   SOLE NONE 0 0 20,374
FNB CORP PA COM 302520101 158 16,015 SH   SOLE NONE 0 0 16,015
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 217 16,397 SH   SOLE NONE 0 0 16,397
ENTERPRISE PRODS PARTNERS L COM 293792107 473 19,221 SH   SOLE NONE 0 0 19,221
ISHARES TR MSCI EAFE ETF 464287465 754 12,825 SH   SOLE NONE 0 0 12,825
CONSOLIDATED EDISON INC COM 209115104 547 7,151 SH   SOLE NONE 0 0 7,151
DUKE REALTY CORP COM NEW 264411505 616 23,779 SH   SOLE NONE 0 0 23,779
DISNEY WALT CO COM DISNEY 254687106 245 2,232 SH   SOLE NONE 0 0 2,232
DISCOVER FINL SVCS COM 254709108 206 3,500 SH   SOLE NONE 0 0 3,500
CHEVRON CORP NEW COM 166764100 228 2,097 SH   SOLE NONE 0 0 2,097
INVESCO EXCHNG TRADED FD TR MSCI GBL TIMBR 46138E545 347 14,427 SH   SOLE NONE 0 0 14,427
CISCO SYS INC COM 17275R102 720 16,626 SH   SOLE NONE 0 0 16,626
CINEMARK HOLDINGS INC COM 17243V102 208 5,820 SH   SOLE NONE 0 0 5,820
CME GROUP INC COM CL A 12572Q105 243 1,294 SH   SOLE NONE 0 0 1,294
COMCAST CORP NEW CL A 20030N101 208 6,105 SH   SOLE NONE 0 0 6,105
CITIGROUP INC COM NEW 172967424 384 7,385 SH   SOLE NONE 0 0 7,385
BLACKSTONE MTG TR INC COM CL A 09257W100 303 9,500 SH   SOLE NONE 0 0 9,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,598 12,724 SH   SOLE NONE 0 0 12,724
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 271 3,424 SH   SOLE NONE 0 0 3,424
BCE INC COM NEW 05534B760 241 6,100 SH   SOLE NONE 0 0 6,100
BAXTER INTL INC COM 071813109 220 3,349 SH   SOLE NONE 0 0 3,349
BANK AMER CORP COM 060505104 246 9,977 SH   SOLE NONE 0 0 9,977
BOEING CO COM 097023105 354 1,099 SH   SOLE NONE 0 0 1,099
ARMSTRONG WORLD INDS INC NEW COM 04247X102 231 3,976 SH   SOLE NONE 0 0 3,976
ATHENAHEALTH INC COM 04685W103 596 4,518 SH   SOLE NONE 0 0 4,518
ASA GOLD AND PRECIOUS MTLS L SHS G3156P103 108 11,400 SH   SOLE NONE 0 0 11,400
ARES CAP CORP COM 04010L103 215 13,769 SH   SOLE NONE 0 0 13,769
AMAZON COM INC COM 023135106 1,023 681 SH   SOLE NONE 0 0 681
ISHARES TR CORE US AGGBD ET 464287226 951 8,934 SH   SOLE NONE 0 0 8,934
ANALOG DEVICES INC COM 032654105 520 6,058 SH   SOLE NONE 0 0 6,058
ISHARES TR MSCI ACWI EX US 464288240 1,061 25,283 SH   SOLE NONE 0 0 25,283
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 291 2,066 SH   SOLE NONE 0 0 2,066
ABBOTT LABS COM 002824100 325 4,500 SH   SOLE NONE 0 0 4,500
ABB LTD SPONSORED ADR 000375204 207 10,895 SH   SOLE NONE 0 0 10,895
ISHARES TR MSCI AC ASIA ETF 464288182 1,734 27,299 SH   SOLE NONE 0 0 27,299
APPLE INC COM 037833100 1,834 11,624 SH   SOLE NONE 0 0 11,624