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Consolidated Statements of Net Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Interest and dividend income:    
Loans, including fees $ 5,924 $ 5,509
Debt securities:    
Taxable 635 617
Tax-exempt 26 6
Dividends 26 5
Federal funds sold and other short-term investments 4 12
Total interest and dividend income 6,615 6,149
Interest expense:    
Deposits 731 801
Borrowings:    
Short-term 12 9
Long-term 540 451
Total interest expense 1,283 1,261
Net interest income 5,332 4,888
Provision for loan losses 150 100
Net interest income, after provision for loan losses 5,182 4,788
Non-interest income:    
Customer service fees 550 570
Gain on sales of loans, net 115 86
Increase in cash surrender value of bank-owned life insurance 125 130
Other 179 317
Total non-interest income 969 1,103
Non-interest expense:    
Salaries and employee benefits 2,483 2,221
Occupancy and equipment 440 463
Data processing services 275 202
Advertising 82 144
Net (gain) loss on other real estate owned (44) 4
FDIC insurance and assessment 90 97
Other general and administrative 995 874
Total non-interest expense 4,321 4,005
Income before income taxes 1,830 1,886
Income tax provision 659 679
Net income $ 1,171 $ 1,207
Earnings per share:    
Basic (dollars per share) $ 0.22 $ 0.23
Diluted (dollars per share) $ 0.22 $ 0.22
Weighted average shares outstanding    
Basic (in shares) 5,314,595 5,274,900
Diluted (in shares) 5,442,331 5,401,982