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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Jun. 30, 2014
ASSETS    
Cash and due from banks $ 11,621 $ 9,437
Federal funds sold and other short-term investments 6,735 3,230
Cash and cash equivalents 18,356 12,667
Securities available for sale, at fair value 131,235 133,936
Securities held to maturity, at cost 10,615 9,302
Federal Home Loan Bank of Boston stock, at cost 6,810 6,648
Loans held for sale 1,384 330
Loans, net of allowance for loan losses of $5,769 at September 30, 2014 and $5,651 at June 30, 2014 506,145 507,635
Other real estate owned 159 309
Premises and equipment, net 4,653 4,668
Accrued interest receivable 1,646 1,688
Deferred tax asset, net 4,315 4,182
Bank-owned life insurance 17,584 17,459
Other assets 2,779 2,673
Total assets 705,681 701,497
LIABILITIES AND STOCKHOLDERS' EQUITY    
Interest-bearing deposits 409,425 407,508
Non-interest bearing deposits 80,193 84,224
Total deposits 489,618 491,732
Short-term borrowings 12,000 4,000
Long-term debt 111,778 112,446
Mortgagors' escrow accounts 1,201 1,184
Accrued expenses and other liabilities 5,427 4,976
Total liabilities 620,024 614,338
Commitments and contingencies (Note 4)      
Preferred stock ($.01 par value, 5,000,000 shares authorized, none issued or outstanding) 0 0
Common stock ($.01 par value, 25,000,000 shares authorized; 8,039,361 issued at September 30, 2014 and 8,034,027 issued at June 30, 2014; 5,528,511 outstanding at September 30, 2014 and 5,651,130 outstanding at June 30, 2014) 80 80
Additional paid-in capital 80,474 80,389
Unearned compensation - ESOP (317,998 shares unallocated at June 30, 2014 and 360,397 shares unallocated at June 30, 2013) (3,074) (3,180)
Unearned compensation - equity incentive plan (7) (8)
Retained earnings 38,443 37,697
Accumulated other comprehensive income (loss) (101) 158
Treasury stock, at cost (2,510,850 shares at September 30, 2014 and 2,382,897 shares at June 30, 2014) (30,158) (27,977)
Total stockholders' equity 85,657 87,159
Total liabilities and stockholders' equity $ 705,681 $ 701,497