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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Jun. 30, 2013
ASSETS    
Cash and due from banks $ 9,437 $ 13,737
Federal funds sold and other short-term investments 3,230 11,881
Cash and cash equivalents 12,667 25,618
Securities available for sale, at fair value 133,936 138,730
Securities held to maturity, at cost 9,302 0
Federal Home Loan Bank of Boston stock, at cost 6,648 5,092
Loans held for sale 330 1,274
Loans, net of allowance for loan losses of $5,651 at June 30, 2014 and $5,414 at June 30, 2013 507,635 450,347
Other real estate owned 309 1,221
Premises and equipment, net 4,668 5,010
Accrued interest receivable 1,688 1,636
Deferred tax asset, net 4,182 4,584
Bank-owned life insurance 17,459 16,956
Other assets 2,673 2,494
Total assets 701,497 652,962
LIABILITIES AND STOCKHOLDERS' EQUITY    
Interest-bearing deposits 407,508 400,717
Non-interest bearing deposits 84,224 74,081
Total deposits 491,732 474,798
Short-term borrowings 4,000 4,500
Long-term debt 112,446 82,492
Mortgagors' escrow accounts 1,184 1,100
Accrued expenses and other liabilities 4,976 6,413
Total liabilities 614,338 569,303
Commitments and contingencies (Note 11)      
Preferred stock ($.01 par value, 5,000,000 shares authorized, none issued or outstanding)      
Common stock ($.01 par value, 25,000,000 shares authorized; 8,034,027 issued at June 30, 2014 and 7,982,976 issued at June 30, 2013; 5,651,130 outstanding at June 30, 2014 and 5,629,099 outstanding at June 30, 2013) 80 80
Additional paid-in-capital 80,389 79,926
Unearned compensation - ESOP (317,998 shares unallocated at June 30, 2014 and 360,397 shares unallocated at June 30, 2013) (3,180) (3,604)
Unearned compensation - equity incentive plan (8) (16)
Retained earnings 37,697 34,450
Accumulated other comprehensive income 158 346
Treasury stock, at cost (2,382,897 shares at June 30, 2014 and 2,353,877 shares at June 30, 2013) (27,977) (27,523)
Total stockholders' equity 87,159 83,659
Total liabilities and stockholders' equity $ 701,497 $ 652,962