EX-35 31 wells1123_ar7.txt WELLS ANNUAL STMT OF COMPLIANCE Exhibit 35.1.5 ANNUAL CERTIFICATION FOR HOME MORTGAGE PURCHASE PROGRAM PURSUANT TO THE SALE, SERVICING AND ADMINISTRATION AGREEMENT PROGRAM NAME: CITIGROUP MORTGAGE LOAN TRUST INC. - SERIES 2006-AR7 In accordance with the above referenced Agreement, I, the undersigned, hereby certify as to each Mortgage Loan being serviced by the below named institution that as of the preceding Anniversary Date of the Agreement: 1. I am an "Officer" as defined in the above referenced Agreement, and am empowered and authorized to issue this Annual Certification. 2. All taxes, ground rents and assessments for the Mortgages covered herein have been paid. 3. All insurance premiums for flood or other casualty insurance; and FHA premiums or Private Mortgage Insurance premiums on conventional loans have been paid, and all policies as required by the Agreement are in full force. Servicer is in full compliance with the Private Mortgage Insurance automatic termination provisions of the Homeowners Protection Act of 1998, the American Homeownership and Economic Opportunity Act of 2000, and Fannie Mae servicing guidelines where applicable. 4. Inspections have been made monthly on all delinquent, foreclosed or otherwise vacant properties, and any other property the Servicer has reason to believe requires an inspection. 5. Analysis has been made to ensure sufficient moneys are being collected in escrow for the current year. 6. All information returns have been provided to the Internal Revenue Service as required on activity relating to the relevant Mortgage Loans. 7. If Servicer originates mortgage loans for delivery to investor under the referenced Agreement or services mortgage loans under the referenced Agreement that are registered with MERS, the Servicer has remained a member of MERS in good standing during this Annual Certification period. 8. There is no outstanding or threatened litigation regarding predatory lending practices pertaining to any loans serviced under this Program. I further certify: A. To the best of my knowledge and upon reasonable investigation, the servicing of the Mortgage Loans during the year preceding the last Anniversary Date of the Agreement has been conducted in compliance with the Agreement except for such exceptions as I am setting forth below. EXCEPTIONS (if any): B. A review of activities with respect to performances under the Agreement during the year preceding the last Anniversary Date of the Agreement has been made under my supervision and to the best of my knowledge, based on such review, no default exists as of the above date in the fulfillment of any obligations under the Agreement other than the events of default, if any, which I am listing below with the nature and status thereof. EVENTS OF DEFAULT (if any): NAME OF SERVICING INSTITUTION: WELLS FARGO BANK, NA NAME OF AUTHORIZED OFFICER: _CONNIE L DUNN___________ SIGNATURE OF SAME OFFICER: /s/______________________ TITLE OF SAME OFFICER: __VICE PRESIDENT_________ DATE OF SIGNATURE: __1-22-07________________ CERTIFICATION COVERS PERIOD FROM: January 01, 2006 TO: January 01, 2007 Serv #: 337