The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 502 2,848 SH   SOLE   2,848 0 0
ABB LTD SPONSORED ADR 000375204 1,441 59,800 SH   SOLE   59,800 0 0
ABBVIE INC COM 00287y109 1,654 18,680 SH   SOLE   18,680 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 8,843 41,692 SH   SOLE   41,692 0 0
ALPHABET INC CAP STK CL A 02079K305 6,258 4,672 SH   SOLE   4,672 0 0
ALPHABET INC CAP STK CL C 02079k107 7,737 5,787 SH   SOLE   5,787 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 565 26,346 SH   DFND   0 26,346 0
AMAZON COM INC COM 023135106 8,580 4,643 SH   SOLE   4,643 0 0
ANNALY CAP MGMT INC COM 035710409 296 31,400 SH   SOLE   31,400 0 0
APPLE INC COM 037833100 13,341 45,433 SH   SOLE   45,433 0 0
AT&T INC COM 00206r102 1,423 36,415 SH   SOLE   36,415 0 0
BAIDU INC SPON ADR REP A 056752108 5,936 46,963 SH   SOLE   46,963 0 0
BANK AMER CORP COM 060505104 8,586 243,770 SH   SOLE   243,770 0 0
BANK MONTREAL QUE COM 063671101 488 6,294 SH   SOLE   6,294 0 0
BCE INC COM NEW 05534B760 591 12,745 SH   SOLE   12,745 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 340 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8,881 39,208 SH   SOLE   39,208 0 0
BLOCK H & R INC COM 093671105 593 25,275 SH   SOLE   25,275 0 0
BOEING CO COM 097023105 7,951 24,407 SH   SOLE   24,407 0 0
BP PLC SPONSORED ADR 055622104 612 16,210 SH   SOLE   16,210 0 0
BRINKER INTL INC COM 109641100 702 16,715 SH   SOLE   16,715 0 0
BROADCOM INC COM 11135F101 670 2,120 SH   SOLE   2,120 0 0
CACI INTL INC CL A 127190304 213 852 SH   DFND   0 852 0
CAMPBELL SOUP CO COM 134429109 631 12,775 SH   SOLE   12,775 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300 547 10,760 SH   SOLE   10,760 0 0
CHEVRON CORP NEW COM 166764100 863 7,160 SH   SOLE   7,160 0 0
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 282 6,680 SH   SOLE   6,680 0 0
CIGNA CORP NEW COM 125523100 4,106 20,081 SH   SOLE   20,081 0 0
CME GROUP INC COM 12572q105 655 3,265 SH   SOLE   3,265 0 0
COCA COLA CO COM 191216100 728 13,150 SH   SOLE   13,150 0 0
DBV TECHNOLOGIES S A SPONSORED ADR 23306J101 728 68,008 SH   DFND   0 68,008 0
DECKERS OUTDOOR CORP COM 243537107 471 2,790 SH   DFND   0 2,790 0
DELEK US HLDGS INC NEW COM 24665A103 283 8,436 SH   DFND   0 8,436 0
DISNEY WALT CO COM DISNEY 254687106 299 2,065 SH   SOLE   2,065 0 0
DOMINION ENERGY INC COM 25746U109 731 8,825 SH   SOLE   8,825 0 0
EMCOR GROUP INC COM 29084Q100 243 2,816 SH   DFND   0 2,816 0
EMERSON ELEC CO COM 291011104 738 9,680 SH   SOLE   9,680 0 0
EXPEDIA GROUP INC COM NEW 30212p303 1,533 14,175 SH   SOLE   14,175 0 0
EXXON MOBIL CORP COM 30231g102 732 10,487 SH   SOLE   10,487 0 0
FACEBOOK INC CL A 30303M102 10,554 51,419 SH   SOLE   51,419 0 0
FORD MTR CO DEL COM 345370860 118 12,675 SH   SOLE   12,675 0 0
FORTINET INC COM 34959E109 12,631 118,310 SH   SOLE   118,310 0 0
GENERAL MTRS CO COM 37045v100 1,294 35,362 SH   SOLE   35,362 0 0
GILEAD SCIENCES INC COM 375558103 653 10,045 SH   SOLE   10,045 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733w105 1,179 25,095 SH   SOLE   25,095 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 920 4,000 SH   SOLE   4,000 0 0
HAIN CELESTIAL GROUP INC COM 405217100 689 26,538 SH   DFND   0 26,538 0
HOME DEPOT INC COM 437076102 4,270 19,552 SH   SOLE   19,552 0 0
ICHOR HOLDINGS SHS G4740B105 240 7,220 SH   DFND   0 7,220 0
ILLUMINA INC COM 452327109 8,339 25,137 SH   SOLE   25,137 0 0
INTEL CORP COM 458140100 232 3,879 SH   SOLE   3,879 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 6,190 66,885 SH   SOLE   66,885 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,491 11,125 SH   SOLE   11,125 0 0
INTL PAPER CO COM 460146103 1,283 27,865 SH   SOLE   27,865 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 10,460 17,694 SH   SOLE   17,694 0 0
INVESCO LTD SHS g491bt108 457 25,425 SH   SOLE   25,425 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,527 7,182 SH   SOLE   7,182 0 0
ISHARES TR CORE S&P SCP ETF 464287804 873 10,415 SH   SOLE   10,415 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,191 14,204 SH   DFND   0 14,204 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,189 5,550 SH   DFND   0 5,550 0
ISHARES TR RUSSELL 2000 ETF 464287655 420 2,535 SH   SOLE   2,535 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,659 10,014 SH   DFND   0 10,014 0
ISHARES TR S&P MC 400GR ETF 464287606 243 1,022 SH   SOLE   1,022 0 0
ISHARES TR U.S. TECH ETF 464287721 280 1,203 SH   SOLE   1,203 0 0
JPMORGAN CHASE & CO COM 46625H100 11,028 79,111 SH   SOLE   79,111 0 0
KINDER MORGAN INC DEL COM 49456B101 451 21,300 SH   SOLE   21,300 0 0
KOHLS CORP COM 500255104 551 10,818 SH   SOLE   10,818 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 1,064 5,377 SH   SOLE   5,377 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 625 6,610 SH   SOLE   6,610 0 0
MERCK & CO INC COM 58933y105 1,035 11,375 SH   SOLE   11,375 0 0
METLIFE INC COM 59156r108 1,395 27,361 SH   SOLE   27,361 0 0
MICROSOFT CORP COM 594918104 564 3,576 SH   SOLE   3,576 0 0
MOTORCAR PTS AMER INC COM 620071100 645 29,278 SH   DFND   0 29,278 0
NETFLIX INC COM 64110l106 7,002 21,640 SH   SOLE   21,640 0 0
NEWELL BRANDS INC COM 651229106 768 39,975 SH   SOLE   39,975 0 0
NUTRIEN LTD COM 67077m108 252 5,255 SH   SOLE   5,255 0 0
NVIDIA CORP COM 67066G104 9,065 38,526 SH   SOLE   38,526 0 0
NXP SEMICONDUCTORS N V COM N6596X109 11,224 88,200 SH   SOLE   88,200 0 0
OCCIDENTAL PETE CORP COM 674599105 696 16,880 SH   SOLE   16,880 0 0
PALO ALTO NETWORKS INC COM 697435105 7,376 31,896 SH   SOLE   31,896 0 0
PAYPAL HLDGS INC COM 70450Y103 8,867 81,975 SH   SOLE   81,975 0 0
PFIZER INC COM 717081103 777 19,821 SH   SOLE   19,821 0 0
PRICE T ROWE GROUP INC COM 74144T108 390 3,200 SH   SOLE   3,200 0 0
PROOFPOINT INC COM 743424103 729 6,350 SH   SOLE   6,350 0 0
QUALCOMM INC COM 747525103 1,464 16,590 SH   SOLE   16,590 0 0
RAYTHEON CO COM NEW 755111507 4,777 21,740 SH   SOLE   21,740 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 273 4,560 SH   SOLE   4,560 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 325 5,505 SH   SOLE   5,505 0 0
SALESFORCE COM INC COM 79466L302 8,204 50,445 SH   SOLE   50,445 0 0
SANOFI SPONSORED ADR 80105n105 1,204 23,980 SH   SOLE   23,980 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 222 2,885 SH   SOLE   2,885 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 426 5,550 SH   SOLE   5,550 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 324 4,282 SH   SOLE   4,282 0 0
SPDR GOLD TRUST GOLD SHS 78463v107 414 2,900 SH   SOLE   2,900 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 819 2,545 SH   SOLE   2,545 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467y107 369 983 SH   SOLE   983 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464a813 1,192 16,455 SH   DFND   0 16,455 0
SQUARE INC CL A 852234103 901 14,405 SH   SOLE   14,405 0 0
SUN LIFE FINL INC COM 866796105 625 13,705 SH   SOLE   13,705 0 0
TARGET CORP COM 87612E106 574 4,475 SH   SOLE   4,475 0 0
TETRA TECH INC NEW COM 88162G103 1,189 13,800 SH   SOLE   13,800 0 0
THE CHARLES SCHWAB CORPORATI COM 808513105 9,781 205,655 SH   SOLE   205,655 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 9,698 29,851 SH   SOLE   29,851 0 0
TOPBUILD CORP COM 89055F103 242 2,347 SH   DFND   0 2,347 0
TORONTO DOMINION BK ONT COM NEW 891160509 320 5,705 SH   SOLE   5,705 0 0
TRUIST FINL CORP COM 89832q109 466 8,269 SH   SOLE   8,269 0 0
TWITTER INC COM 90184l102 5,118 159,675 SH   SOLE   159,675 0 0
UNITEDHEALTH GROUP INC COM 91324p102 5,293 18,003 SH   SOLE   18,003 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 399 7,417 SH   SOLE   7,417 0 0
VBI VACCINES INC COM NEW 91822j103 349 253,079 SH   DFND   0 253,079 0
VERIZON COMMUNICATIONS INC COM 92343v104 809 13,174 SH   SOLE   13,174 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 943 16,000 SH   SOLE   16,000 0 0
WELLS FARGO CO NEW COM 949746101 1,083 20,131 SH   SOLE   20,131 0 0
WESTERN UN CO COM 959802109 832 31,050 SH   SOLE   31,050 0 0
WINTRUST FINL CORP COM 97650W108 357 5,036 SH   DFND   0 5,036 0
WISDOMTREE TR US MIDCAP DIVID 97717w505 204 5,370 SH   SOLE   5,370 0 0
XILINX INC COM 983919101 4,922 50,345 SH   SOLE   50,345 0 0
XYLEM INC COM 98419M100 8,441 107,130 SH   SOLE   107,130 0 0