X0303 4 2010-11-10 0 0001329517 WATERSTONE FINANCIAL INC WSBF 0001374571 Bruss William F 11200 W PLANK COURT WAUWATOSA WI 53226 0 1 0 0 VP Legal Counsel Common Stock 2006-12-31 4 A 0 2748 17.82 A 5181 I Allocation of December 31, 2006 ESOP Common Stock 2007-12-31 4 A 0 2658 12.82 A 7839 I Allocation of December 31, 2007 ESOP Common Stock 2008-12-31 4 A 0 2498 16.44 A 10337 I Allocation of December 31, 2008 ESOP common Stock 2009-12-31 4 A 0 2263 10.17 A 12600 I Allocation of December 31, 2009 ESOP Common Stock 2010-11-15 4 S 0 1000 3.9161 D 12500 D Richard C. Larson, attorney in fact 2010-11-15