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INCOME TAXES - Reconciliation of statutory federal income tax rate to effective income tax rate (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Income Tax Expense (Benefit), Effective Income Tax Rate Reconciliation, Amount [Abstract]      
Statutory U.S. federal income tax rate $ 329.0 $ 227.6 $ 220.0
Impact of federal, state and local tax law and rate changes, net 105.6 48.7 45.2
Foreign tax effects 0.2 1.2 0.0
Effect of changes in tax laws or rates 12.6 1.0 0.0
Effect of cross-border tax laws (6.9) (4.9) (4.7)
Tax credits (1.1) (1.0) (1.6)
Valuation allowances 5.1 4.8 (5.1)
Nontaxable or nondeductible items 7.6 8.1 0.9
Changes in unrecognized tax benefits 21.1 42.4 30.8
Other adjustments (6.6) (9.0) 0.7
Total $ 466.6 $ 318.9 $ 286.2
Effective Income Tax Rate Reconciliation, Percent [Abstract]      
Statutory U.S. federal income tax rate 21.00% 21.00% 21.00%
Impact of federal, state and local tax law and rate changes, net 6.70% 4.50% 4.30%
Foreign tax effects 0.00% 0.10% 0.00%
Effect of changes in tax laws or rates 0.80% 0.10% 0.00%
Effect of cross-border tax laws (0.40%) (0.40%) (0.40%)
Tax credits (0.10%) (0.10%) (0.20%)
Valuation allowances 0.30% 0.40% (0.50%)
Nontaxable or nondeductible items 0.50% 0.70% 0.10%
Changes in unrecognized tax benefits 1.30% 3.90% 2.90%
Other adjustments (0.30%) (0.80%) 0.10%
Effective tax rate 29.80% 29.40% 27.30%