Commitment and Contingencies

12 Months Ended

Dec. 31, 2019

Commitments and Contingencies Disclosure [Abstract]

Commitments and Contingencies Disclosure [Text Block]

Commitments and Contingencies

The following summarizes the Company's contractual commitments as of December 31, 2019 (in thousands):

	Year Ending December 31,
	2020		2021		2022		2023		2024		Thereafter		Total
Long-term debt obligations(1)	$	—	$	—	$	26,200	$	—	$	—	$	—	$	26,200
Lease obligations	40		40		10		—		—		—		90
Other obligations(2)	3,320		1,053		520		237		168		2,296		7,594
Total	$	3,360	$	1,093	$	26,730	$	237	$	168	$	2,296	$	33,884

(1) Consists of a revolving line of credit. Excludes interest of the greater of 4.5% or 0.75% plus the prime rate (5.50% as of December 31, 2019).

(2) Consists of contractual obligations from non-cancellable vendor service agreements.

Legal Proceedings

Certain state insurance regulators in the United States have contacted the Company regarding whether employees who had helped prospective members enroll by telephone in prior years were required to have an insurance license to conduct such telephone conversations. To date, the Company has resolved each of these matters in non-material amounts and believes it is compliant with the applicable regulations. The Company is currently engaged with a limited number of state insurance regulators to resolve this same legacy issue and believes it has adequately reserved for these matters.

In addition, from time to time the Company is or may become subject to various legal proceedings arising in the ordinary course of business, including proceedings against members, other entities or regulatory bodies. Estimated liabilities are recorded when it is both probable that a liability has been incurred and the amount of the loss can be reasonably estimated. At this time, the Company does not believe any such matters to be material individually or in the aggregate. These views are subject to change following the outcome of future events or the results of future developments.